<SEC-DOCUMENT>0001057706-18-000022.txt : 20180316
<SEC-HEADER>0001057706-18-000022.hdr.sgml : 20180316
<ACCEPTANCE-DATETIME>20180315205823
ACCESSION NUMBER:		0001057706-18-000022
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		227
CONFORMED PERIOD OF REPORT:	20171231
FILED AS OF DATE:		20180316
DATE AS OF CHANGE:		20180315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST BANCORP /PR/
		CENTRAL INDEX KEY:			0001057706
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				660561882
		STATE OF INCORPORATION:			PR
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14793
		FILM NUMBER:		18694001

	BUSINESS ADDRESS:	
		STREET 1:		1519 PONCE DE LEON AVE
		STREET 2:		SANTURCE
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00908-0146
		BUSINESS PHONE:		7877298200

	MAIL ADDRESS:	
		STREET 1:		1519 PONCE DE LEON AVE
		STREET 2:		PO BOX 9146
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00908-0146
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>fbp12312017x10k.htm
<DESCRIPTION>10-K
<TEXT>

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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


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  <td valign=top width=12% style="padding:0in 5.4pt 0in 5.4pt;">
  <b><font style="font-size:11.0pt;line-height:90%;">&nbsp;
  </font></b></td>
 <td valign=top width=75% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:11.0pt;line-height:90%;">UNITED
  STATES SECURITIES AND EXCHANGE COMMISSION</font></b></p>
  </td>
 <td valign=top width=13% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:11.0pt;line-height:90%;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

</div>


<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;line-height:90%;">Washington,&nbsp;D.C.
20549</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.0pt;line-height:90%;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:14.0pt;line-height:90%;">FORM&nbsp;10-K</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;">(Mark one)</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&#160; [X]&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;</font></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:center;text-indent:-.5in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">For the Fiscal Year Ended
December&nbsp;31, 2017</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:center;text-indent:-.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">or</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&#160;
[&nbsp;&nbsp;&nbsp;]&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D)
OF THE SECURITIES EXCHANGE ACT OF 1934</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">For the transition period from
___________________ to ___________________ </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;line-height:90%;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;text-transform:uppercase;">Commission File Number</font></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;">&nbsp;1-14793&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;line-height:90%;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:18.0pt;line-height:90%;">FIRST
BANCORP.</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;text-transform:uppercase;">(Exact name of registrant as specified in its charter)</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;line-height:90%;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:7.5pt;line-height:91%;">Puerto
  Rico</font></b></p>
  </td>
 <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:7.5pt;line-height:91%;">66-0561882</font></b></p>
  </td>
 </tr>
<tr>
  <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.5pt;line-height:91%;">(State or
  other jurisdiction of</font></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.5pt;line-height:91%;">incorporation
  or organization)</font></p>
  </td>
 <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.5pt;line-height:91%;">(I.R.S.
  Employer</font></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.5pt;line-height:91%;">Identification
  No.)</font></p>
  </td>
 </tr>
</table>

</div>


<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:91%;">1519
  Ponce de Le&#243;n Avenue, Stop 23</font></b></p>
  </td>
 <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:91%;">00908</font></b></p>
  </td>
 </tr>
<tr>
  <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:91%;">Santurce,
  Puerto Rico</font></b></p>
  </td>
 <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:91%;">(Zip Code)</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:91%;">(Address
  of principal executive office)</font></p>
  </td>
 <td valign=top width=50% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:91%;">&nbsp;</font></p>
  </td>
 </tr>
</table>

</div>


<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;line-height:90%;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;">Registrant&#8217;s
telephone number, including area code:</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;line-height:90%;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;">(787)&nbsp;729-8200</font></u></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;line-height:90%;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;">Securities
registered pursuant to Section&nbsp;12(b) of the Act:</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=60% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:91%;">Common
  Stock ($0.10&nbsp;par value)</font></b></p>
  </td>
 <td valign=top width=40% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:91%;">New
  York Stock Exchange</font></b></p>
  </td>
 </tr>
</table>

</div>


<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">Securities
registered pursuant to Section&nbsp;12(g) of the Act:</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">7.125%
Noncumulative Perpetual Monthly Income Preferred Stock, Series A (CUSIP:
318672201);</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">8.35%
Noncumulative Perpetual Monthly Income Preferred Stock, Series B (CUSIP:
318672300);</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">7.40%
Noncumulative Perpetual Monthly Income Preferred Stock, Series C (CUSIP:
318672409);</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">7.25%
Noncumulative Perpetual Monthly Income Preferred Stock, Series D (CUSIP:
318672508); and</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">7.00%
Noncumulative Perpetual Monthly Income Preferred Stock, Series E (CUSIP:
318672607)</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;line-height:90%;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:8.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">Indicate by check mark if
the registrant is a well-known seasoned issuer, as defined in Rule&nbsp;405 of
the Securities Act.&nbsp;&nbsp;Yes&nbsp;&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9745;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;&nbsp;No&nbsp;&nbsp;<a name="EHWc6e8797b_f57c_4df0_ada0_d20d45"></a><a name="EHWc6e8797b_f57c_4df0_ada0_d20d45_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9744;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:8.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#160;&#160;&#160; Indicate by check mark if the
registrant is not required to file reports pursuant to Section&nbsp;13 or
15(d)&nbsp;of the Act. Yes&nbsp;&nbsp;<a name="EHW7d2ae2a7_b678_48aa_a284_50a90e"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;"> &#9744; <a name="EHW7d2ae2a7_b678_48aa_a284_50a90e_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;&nbsp;No&nbsp;&nbsp;<a name="EHWf63a2d64_7b1e_479d_809b_612846"></a><a name="EHWf63a2d64_7b1e_479d_809b_612846_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9745;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:8.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">Indicate by check mark whether
the registrant (1)&nbsp;has filed all reports required to be filed by
Section&nbsp;13 or 15(d)&nbsp;of the Securities Exchange Act of 1934 during the
preceding 12&nbsp;months (or for such shorter period that the registrant was
required to file such reports), and (2)&nbsp;has been subject to such filing
requirements for the past 90&nbsp;days.&nbsp;&nbsp;Yes&nbsp;&nbsp;<a name="EHW63aaecef_446f_4664_b020_bd43dc"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9745;<a name="EHW63aaecef_446f_4664_b020_bd43dc_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;&nbsp;No <a name="EHW22d75550_186b_474c_91ad_95b6a0"></a><a name="EHW22d75550_186b_474c_91ad_95b6a0_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9744;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:7.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:8.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">Indicate by checkmark
whether the registrant has submitted electronically and posted on its corporate
Web site, if any, every Interactive Data File required to be submitted and
posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12
months (or for such shorter period that the registrant was required to submit
and post such files).&#160; Yes&nbsp;&nbsp;<a name="EHWee869c94_c9d1_4f41_9c11_420d85"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9745;<a name="EHWee869c94_c9d1_4f41_9c11_420d85_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;&nbsp;No&nbsp;&nbsp;<a name="EHW80e9049a_3fdf_4154_b145_2387db"></a><a name="EHW80e9049a_3fdf_4154_b145_2387db_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9744;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:8.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">Indicate by check mark if
disclosure of delinquent filers pursuant to Item&nbsp;405 of
Regulation&nbsp;S-K (&#167;229.405 of this chapter) is not contained herein, and
will not be contained, to the best of registrant&#8217;s knowledge, in definite proxy
or information statements incorporated by reference in Part&nbsp;III of this
Form&nbsp;10-K or any amendment to this Form&nbsp;10-K.&nbsp;&nbsp;<a name="EHWbe25608b_2004_477e_90ba_a75816"></a><a name="EHWbe25608b_2004_477e_90ba_a75816_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9744;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:7.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">Indicate by check mark whether the
registrant is a large accelerated filer, an accelerated filer, a
non-accelerated filer, a smaller reporting company, or emerging growth company.
See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller
reporting company,&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange
Act.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:8.3pt;">
  <td valign=top width=68% style="height:8.3pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Large accelerated filer </font><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&#9745;&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="height:8.3pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">Accelerated filer&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&#9744;&nbsp;</font></p>
  </td>
 <td valign=top width=8% style="height:8.3pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="height:8.3pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.3pt;">
  <td valign=top width=68% style="height:8.3pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Non-accelerated filer&nbsp; </font><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&#9744;&nbsp;</font><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;"> (Do
  not check if a smaller reporting company)</font></p>
  </td>
 <td colspan=3 valign=top width=32% style="height:8.3pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">Smaller reporting company </font><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&#9744;&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.7pt;">
  <td valign=top width=68% style="height:3.7pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=top width=32% style="height:3.7pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">Emerging growth company </font><font face="Times New Roman,serif" style="font-size:7.0pt;line-height:90%;">&#9744;&nbsp;</font></p>
  </td>
 </tr>
</table>

</div>


<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;line-height:90%;">&#160;&#160;&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#160;If an emerging growth company,
indicate by check mark if the registrant has elected not to use the extended
transition period for complying with any new or revised financial accounting
standards provided pursuant to Section 13 (a) of the Exchange Act.&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">o&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:8.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">Indicate by check mark
whether the registrant is a shell company (as defined in Rule&nbsp;12b-2 of the
Act).&nbsp;&nbsp;Yes&nbsp;&nbsp;<a name="EHW605ac66a_83b9_4485_9e9f_1f69f0"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;"> &#9744; <a name="EHW605ac66a_83b9_4485_9e9f_1f69f0_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;&nbsp;No&nbsp;&nbsp;<a name="EHWb7108fee_394a_423a_9c2a_895ea6"></a><a name="EHWb7108fee_394a_423a_9c2a_895ea6_bclEnd"></a></font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#9745;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:8.25pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:7.9pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">The aggregate market value of the
voting common equity held by non-affiliates of the registrant as of
June&nbsp;30, 2017 (the last trading day of the registrant&#8217;s most recently
completed second fiscal quarter) was $914,194,471 based on the closing price of
$5.79 per share of the registrant&#8217;s common stock on the New York Stock Exchange
on June&nbsp;30, 2017. The registrant had no nonvoting common equity
outstanding as of June&nbsp;30, 2017. For the purposes of the foregoing
calculation only, the registrant has defined affiliates to include (a) the
executive officers named in Part III of this Annual Report on Form 10-K; (b)
all directors of the registrant; and (c) each shareholder, including the
registrant&#8217;s employee benefit plans but excluding shareholders that file on
Schedule 13G, known to the registrant to be the beneficial owner of 5% or more
of the outstanding shares of common stock of the registrant as of June 30,
2017. The registrant&#8217;s response to this item is not intended to be an admission
that any person is an affiliate of the registrant for any purposes other than
this response.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&#160;Indicate the number of shares
outstanding of each of the registrant&#8217;s classes of common stock, as of the
latest practicable date: 216,334,736&nbsp;shares as of February 16, 2018.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">Documents incorporated by
reference: Portions of the definitive proxy statement relating to the
registrant&#8217;s annual meeting of stockholders scheduled to be held on May 24,
2018 are incorporated by reference in this Form 10-K in response to items 10,
11, 12, 13 and 14 of Part III.&#160; </font></p>








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  <b><font style="font-size:10.0pt;">&nbsp;
  </font></b></td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">FIRST BANCORP.</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
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<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017 ANNUAL REPORT ON FORM 10-K</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TABLE OF CONTENTS</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></b></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><u><font face="Times New Roman,serif" style="font-size:10.0pt;">PART I</font></u></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

</div>


<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  1.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Business</font></p>
  </td>
 <td valign=top width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">6</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  1A.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Risk
  Factors</font></p>
  </td>
 <td valign=top width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">31</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  1B.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Unresolved
  Staff Comments</font></p>
  </td>
 <td valign=bottom width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">49</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  2.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Properties</font></p>
  </td>
 <td valign=top width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">50</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  3.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Legal
  Proceedings</font></p>
  </td>
 <td valign=top width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">51</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  4.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Mine
  Safety Disclosures</font></p>
  </td>
 <td valign=bottom width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">51</font></p>
  </td>
 </tr>
<tr>
  <td colspan=3 valign=top width=100% style="padding:0in 2.35pt 0in 2.35pt;">&nbsp;</td>
 </tr>
</table>

</div>


<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><u><font face="Times New Roman,serif" style="font-size:10.0pt;">PART II</font></u></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

</div>


<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  5.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Market
  for Registrant&#8217;s Common Equity, Related Stockholder Matters and Issuer
  Purchases of Equity Securities</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">51</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  6.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Selected
  Financial Data</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">56</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  7.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Management&#8217;s
  Discussion and Analysis of Financial Condition and Results of Operations</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">58</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  7A.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Quantitative
  and Qualitative Disclosures About Market Risk</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">158</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  8.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Financial
  Statements and Supplementary Data</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">159</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  9.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Changes
  in and Disagreements with Accountants on Accounting and Financial Disclosure</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">274</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  9A.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Controls
  and Procedures</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">274</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  9B.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Other
  Information</font></p>
  </td>
 <td valign=top width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">274</font></p>
  </td>
 </tr>
</table>

</div>


<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><u><font face="Times New Roman,serif" style="font-size:10.0pt;">PART III</font></u></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

</div>


<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td colspan=3 valign=top width=100% style="padding:0in 2.35pt 0in 2.35pt;">&nbsp;</td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  10.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Directors,
  Executive Officers and Corporate Governance</font></p>
  </td>
 <td valign=bottom width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">275</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  11.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Executive
  Compensation</font></p>
  </td>
 <td valign=bottom width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">275</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  12.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Security
  Ownership of Certain Beneficial Owners and Management and Related Stockholder
  Matters</font></p>
  </td>
 <td valign=bottom width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">275</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  13.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Certain
  Relationships and Related Transactions, and Director Independence</font></p>
  </td>
 <td valign=bottom width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">275</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=11% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  14.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Principal
  Accounting Fees and Services</font></p>
  </td>
 <td valign=bottom width=8% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">275</font></p>
  </td>
 </tr>
</table>

</div>


<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><u><font face="Times New Roman,serif" style="font-size:10.0pt;">PART IV</font></u></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

</div>


<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  15.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Exhibits,
  Financial Statement Schedules</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">276</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Item
  16.</font></p>
  </td>
 <td valign=top width=81% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Form
  10-K Summary</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">276</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">Exhibit
  Index</font></p>
  </td>
 <td valign=top width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p align=right style="margin:0in;margin-bottom:6.0pt;text-align:right;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:91%;">SIGNATURES</font></b></p>
  </td>
 <td valign=top width=7% style="padding:0in 2.35pt 0in 2.35pt;">&nbsp;</td>
 </tr>
</table>

</div>



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<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <b><font style="font-size:10.0pt;">&nbsp;
  </font></b></td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">Forward Looking Statements</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This Form&nbsp;10-K contains
forward-looking statements within the meaning of Section 27A of the Securities
Act of 1933, as amended (the &#8220;Securities Act&#8221;), and Section 21E of the
Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), which are
subject to the safe harbor created by such sections. When used in this Form
10-K or future filings by First BanCorp. (the &#8220;Corporation&#8221;) with the U.S.
Securities and Exchange Commission (&#8220;SEC&#8221;), in the Corporation&#8217;s press releases
or in other public or stockholder communications, or in oral statements made
with the approval of an authorized executive officer, the words or phrases
&#8220;would,&#8221; &#8220;intends,&#8221; &#8220;will likely result,&#8221; &#8220;expect,&#8221; &#8220;should,&#8221; &#8220;anticipate,&#8221;
&#8220;look forward,&#8221; &#8220;believes,&#8221; and other terms of similar meaning or import in
connection with any discussion of future operating, financial or other
performance are meant to identify &#8220;forward-looking statements.&#8221;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:90%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp. wishes to caution readers
not to place undue reliance on any such &#8220;forward-looking statements,&#8221; which
speak only as of the date made, and to advise readers that these
forward-looking statements are not guarantees of future performance and involve
certain risks, uncertainties, estimates, and assumptions by us that are
difficult to predict. &nbsp;Various factors, some of which are beyond our
control, could cause actual results to differ materially from those expressed
in, or implied by, such forward-looking statements.&nbsp; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The two hurricanes that affected the
Corporation&#8217;s service area during the third quarter of 2017 are discussed below
in Note 2 to the audited financial statements, in various sections of
&#8220;Management's Discussion and Analysis of Financial Condition and Results of
Operations,&#8221; and in Part I, Item 1A, &#8220;Risk Factors.&#8221; There is pervasive
uncertainty surrounding the future economic conditions that will emerge in the
storm-affected areas. As a consequence, estimates of the financial impact of
these disasters on the Corporation are subject to greater uncertainty than is
inherent in other forward-looking statements. The more significant estimates
are included in the discussion of the provision for loan and lease losses and
the discussion of casualty and disaster response costs and related insurance
coverages.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These forward-looking statements include,
but are not limited to, the risks described or referenced below in Item 1A.
&#8220;Risk Factors,&#8221; which include the following:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the actual pace and magnitude of
economic recovery in the regions affected by the two hurricanes that affected
the Corporation&#8217;s service areas during 2017 compared to Management&#8217;s current
views on the economic recovery;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">uncertainties about how and when
rebuilding will take place in the regions affected by the recent storms,
including the rebuilding of the public infrastructure, such as Puerto Rico&#8217;s
power grid, how and when government, private or philanthropic funds will be
invested in the affected communities, how many displaced individuals will
return to their homes in both the short- and long-term, and what other demographic
changes will take place, if any; </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">uncertainty as to the ultimate
outcomes of actions taken, or those that may be taken, by the Puerto Rico
government, or the oversight board established by the Puerto Rico Oversight,
Management, and Economic Stability Act (&#8220;PROMESA&#8221;) to address Puerto Rico&#8217;s
financial problems, including the filing of a form of bankruptcy under Title
III of PROMESA that provides a court debt restructuring process similar to U.S.
bankruptcy protection and the effect of measures included in the Puerto Rico
government fiscal plan, or any revisions to it, on our clients and loan
portfolios;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the ability of the Puerto Rico
government or any of its public corporations or other instrumentalities to
repay its respective debt obligations, including the effect of payment defaults
on the Puerto Rico government general obligations, bonds of the Government
Development Bank for Puerto Rico (the &#8220;GDB&#8221;) and certain bonds of government
public corporations, and recent and any future downgrades of the long-term and
short-term debt ratings of the Puerto Rico government, which could exacerbate
Puerto Rico&#8217;s adverse economic conditions and, in turn, further adversely
impact the Corporation;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">uncertainty about whether the
Federal Reserve Bank of New York (the &#8220;New York FED&#8221; or &#8220;Federal Reserve&#8221;) will
provide approvals for receiving dividends from FirstBank Puerto Rico
(&#8220;FirstBank&#8221; or the &#8220;Bank&#8221;), or for making payments of dividends on
non-cumulative perpetual preferred stock, or payments on trust preferred securities
or subordinated debt, incurring, increasing or guaranteeing debt or
repurchasing any capital securities, despite the consents that have enabled the
Corporation to receive quarterly dividends from FirstBank since the second
quarter of 2016, to pay quarterly interest payments on the Corporation&#8217;s
subordinated debentures associated with its trust preferred securities since
the second quarter of 2016, and to pay monthly dividends on the non-cumulative
perpetual preferred stock since December 2016;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a decrease in demand for the
Corporation&#8217;s products and services and lower revenues and earnings because of
the continued recession in Puerto Rico; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">uncertainty as to the availability
of certain funding sources, such as brokered certificates of deposit (&#8220;brokered
CDs&#8221;); </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Corporation&#8217;s reliance on
brokered CDs to fund operations and provide liquidity; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the risk of not being able to
fulfill the Corporation&#8217;s cash obligations or resume paying dividends to the
Corporation&#8217;s common stockholders in the future due to the Corporation&#8217;s need
to receive regulatory approvals to declare or pay any dividends and to take
dividends or any other form of payment representing a reduction in capital from
FirstBank or FirstBank&#8217;s failure to generate sufficient cash flow to make a
dividend payment to the Corporation;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the weakness of the real estate
markets and of the consumer and commercial sectors and their impact on the
credit quality of the Corporation&#8217;s loans and other assets, which have
contributed and may continue to contribute to, among other things, high levels
of non-performing assets, charge-offs and provisions for loan and lease losses,
and may subject the Corporation to further risk from loan defaults and
foreclosures;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the ability of FirstBank to
realize the benefits of its net deferred tax assets;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">adverse changes in general
economic conditions in Puerto Rico, the United States (&#8220;U.S.&#8221;), the U.S. Virgin
Islands (&#8220;USVI&#8221;), and the British Virgin Islands (&#8220;BVI&#8221;), including the interest
rate environment, market liquidity, housing absorption rates, real estate
prices, and disruptions in the U.S. capital markets, which reduced interest
margins and affected funding sources, and have affected demand for all of the
Corporation&#8217;s products and services and reduced the Corporation&#8217;s revenues and
earnings and the value of the Corporation&#8217;s assets, and may continue to have
these effects;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">an adverse change in the
Corporation&#8217;s ability to attract new clients and retain existing ones;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the risk that additional portions
of the unrealized losses in the Corporation&#8217;s investment portfolio are
determined to be other-than-temporary, including additional impairments on the
Corporation&#8217;s remaining $8.0 million of the Puerto Rico government&#8217;s debt
securities;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">uncertainty about regulatory and
legislative changes for financial services companies in Puerto Rico, the U.S.,
the USVI and the BVI, which could affect the Corporation&#8217;s financial condition
or performance and could cause the Corporation&#8217;s actual results for future
periods to differ materially from prior results and anticipated or projected
results;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in the fiscal and monetary
policies and regulations of the U.S. federal government and Puerto Rico and
other governments, including those determined by the Board of the Governors of
the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;), the New York FED, the
Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;), government-sponsored
housing agencies, and regulators in Puerto Rico, the USVI and the BVI;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the risk of possible future
failure or circumvention of controls and procedures and the risk that the
Corporation&#8217;s risk management policies may not be adequate;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the risk that the FDIC may
increase the deposit insurance premium and/or require special assessments to
replenish its insurance fund, causing an additional increase in the
Corporation&#8217;s non-interest expenses;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the impact on the Corporation&#8217;s
results of operations and financial condition of acquisitions and dispositions;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a need to recognize impairments on
the Corporation&#8217;s financial instruments, goodwill and other intangible assets
relating to acquisitions;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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</DIV>
<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the risk that downgrades in the
credit ratings of the Corporation&#8217;s long-term senior debt will adversely affect
the Corporation&#8217;s ability to access necessary external funds;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the impact on the Corporation&#8217;s
businesses, business practices and results of operations of a potential higher
interest rate environment;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">uncertainty as to whether
FirstBank will be able to satisfy its regulators regarding, among other things,
asset quality, liquidity plans, maintenance of capital levels and compliance
with applicable laws, regulations, and related requirements; and</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">general competitive factors and
industry consolidation.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation does not undertake, and
specifically disclaims any obligation, to update any &#8220;forward-looking
statements&#8221; to reflect occurrences or unanticipated events or circumstances
after the date of such statements, except as required by the federal securities
laws.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:90%;">Investors
should refer to Item 1A. Risk Factors, in this Annual Report on Form 10-K, for
a discussion of such factors and certain risks and uncertainties to which the
Corporation is subject.</font></p>


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<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">PART I</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp., incorporated under the
laws of the Commonwealth of Puerto Rico, is sometimes referred to in this
Annual Report on Form 10-K as &#8220;the Corporation,&#8221; &#8220;we,&#8221; &#8220;our&#8221; or &#8220;the
registrant.&#8221;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item&nbsp;1.</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Business&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">GENERAL</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp. is a publicly owned financial holding
company that is subject to regulation, supervision and examination by the
Federal Reserve Board. The Corporation was incorporated under the laws of the
Commonwealth of Puerto Rico to serve as the bank holding company for FirstBank.
The Corporation is a full service provider of financial services and products
with operations in Puerto Rico, the U.S., the USVI and the BVI. As of
December&nbsp;31, 2017, the Corporation had total assets of $12.3 billion,
total deposits of $9.0 billion, and total stockholders&#8217; equity of $ 1.9
billion.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation provides a wide range of financial services
for retail, commercial and institutional clients. As of December&nbsp;31, 2017,
the Corporation controlled two wholly-owned subsidiaries: FirstBank and
FirstBank Insurance Agency, Inc. (&#8220;FirstBank Insurance Agency&#8221;). FirstBank is a
Puerto Rico-chartered commercial bank, and FirstBank Insurance Agency is a
Puerto Rico-chartered insurance agency. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank is subject to the supervision, examination and
regulation of both the Office of the Commissioner of Financial Institutions of
Puerto Rico (&#8220;OCIF&#8221;) and the FDIC.&#160; Deposits are insured through the FDIC
Deposit Insurance Fund. In addition, within FirstBank,&nbsp;the Bank&#8217;s USVI
operations are subject to regulation and examination by the United States
Virgin Islands Banking Board; its BVI operations are subject to regulation by
the British Virgin Islands Financial Services Commission; and its operations in
the state of Florida are subject to regulation and examination by the Florida
Office of Financial Regulation and the FDIC.&#160; The Consumer Financial Protection
Bureau (&#8220;CFPB&#8221;) regulates FirstBank&#8217;s consumer financial products and services.&#160;
FirstBank Insurance Agency is subject to the supervision, examination and
regulation of the Office of the Insurance Commissioner of the Commonwealth of
Puerto Rico and operates three offices in Puerto Rico, and two offices in the
USVI and the BVI.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, FirstBank conducts its business
through its main office located in San&nbsp;Juan, Puerto Rico, <a name="XBRL_CS_d5f778815a8840dc9f50406c5"></a>4<a name="XBRL_CS_d5f778815a8840dc9f50406c5_bclEnd"></a>5 banking branches in
Puerto Rico, <a name="XBRL_CS_fa02118fc9bb40c7867d4e971"></a>11<a name="XBRL_CS_fa02118fc9bb40c7867d4e971_bclEnd"></a> banking branches in the
USVI and the BVI, and <a name="XBRL_CS_500ea269343e4650a553d9dc5"></a>1<a name="XBRL_CS_500ea269343e4650a553d9dc5_bclEnd"></a>1 banking branches in the
state of Florida (USA). As of December 31, 2017, FirstBank has <a name="XBRL_CS_7abe8435b99b4f12bf1779037"></a>6<a name="XBRL_CS_7abe8435b99b4f12bf1779037_bclEnd"></a> wholly owned subsidiaries
with operations in Puerto Rico: First Federal Finance Corp. (d/b/a Money
Express La&nbsp;Financiera), a finance company specializing in the origination
of small loans with <a name="XBRL_CS_41be2ce72f2644018460425c3"></a>28<a name="XBRL_CS_41be2ce72f2644018460425c3_bclEnd"></a> offices in Puerto Rico;
First Management of Puerto Rico, a domestic corporation, which holds tax-exempt
assets; FirstBank Puerto Rico Securities, Corp., a broker-dealer subsidiary
engaged in investment banking activities, such as advisory services, capital
raising efforts on behalf of clients and assistance with financial transaction
structuring. FirstBank Overseas Corporation, an international banking entity
organized under the International Banking Entity Act of Puerto Rico; and two
other companies that hold and operate certain other real estate owned (&#8220;OREO&#8221;)
properties. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">BUSINESS SEGMENTS</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has six reportable segments: Commercial and
Corporate Banking; Consumer (Retail) Banking; Mortgage Banking; Treasury and
Investments; United States Operations; and Virgin Islands Operations. These
segments are described below as well as in Note 34, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Segment Information,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
to the consolidated financial statements for the year ended December 31, 2017
included in Item 8 of this Form 10-K.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:6.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and Corporate Banking</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Commercial and Corporate Banking segment consists of
the Corporation&#8217;s lending and other services for large customers represented by
specialized and middle-market clients and the public sector. FirstBank has
developed expertise in a wide variety of industries. The Commercial and
Corporate Banking segment offers commercial loans, including commercial real
estate and construction loans, and floor plan financings, as well as other
products, such as cash management and business management services. A
substantial portion of the commercial and corporate banking portfolio is
secured by the underlying value of the real estate collateral and the personal
guarantees of the borrowers.&#160; This segment also includes the Corporation&#8217;s
broker-dealer activities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

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&nbsp;</font>

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer (Retail) Banking</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Consumer (Retail) Banking segment consists of the
Corporation&#8217;s consumer lending and deposit-taking activities conducted mainly
through FirstBank&#8217;s branch network in Puerto Rico. Loans to consumers include
auto, boat and personal loans, credit cards, and lines of credit.&#160; Deposit
products include interest-bearing and non-interest bearing checking and savings
accounts, Individual Retirement Accounts (IRA) and retail certificates of
deposit (&#8220;retail CDs&#8221;). Retail deposits gathered through each branch of
FirstBank&#8217;s retail network serve as one of the funding sources for the lending
and investment activities.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mortgage Banking</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These operations consist of the origination, sale, and
servicing of a variety of residential mortgage loan products and related
hedging activities. Originations are sourced through different channels such as
FirstBank branches and purchases from mortgage bankers, and in association with
new project developers.&#160; The Mortgage Banking segment focuses on originating
residential real estate loans, some of which conform to Federal Housing
Administration (the &#8220;FHA&#8221;), Veterans Administration (the &#8220;VA&#8221;) and Rural Development
(the &#8220;RD&#8221;) standards. Loans originated that meet the FHA&#8217;s standards qualify
for the FHA&#8217;s insurance program whereas loans that meet the standards of the VA
and RD are guaranteed by those respective federal agencies. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mortgage loans that do not qualify under these programs are
commonly referred to as conventional loans. Conventional real estate loans can
be conforming or non-conforming. Conforming loans are residential real estate
loans that meet the standards for sale under the Fannie Mae (&#8220;FNMA&#8221;) and
Freddie Mac (&#8220;FHLMC&#8221;) programs whereas loans that do not meet those standards
are referred to as non-conforming residential real estate loans. The
Corporation&#8217;s strategy is to penetrate markets by providing customers with a
variety of high quality mortgage products to serve their financial needs
through a faster and simpler process and at competitive prices.&#160; The Mortgage
Banking segment also acquires and sells mortgages in the secondary markets.
Residential real estate conforming loans are sold to investors like FNMA and
FHLMC. Most of the Corporation&#8217;s residential mortgage loan portfolio consists
of fixed-rate, fully amortizing, full documentation loans. The Corporation has commitment
authority to issue Government National Mortgage Association (&#8220;GNMA&#8221;)
mortgage-backed securities. Under this program, the Corporation has been
selling FHA/VA mortgage loans into the secondary market since 2009.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Treasury and Investments</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Treasury and Investments segment is
responsible for the Corporation&#8217;s treasury and investment management functions.
The treasury function, which includes funding and liquidity management, lends
funds to the Commercial and Corporate Banking, Mortgage Banking, and the
Consumer (Retail) Banking segments to finance their respective lending
activities and borrows from those segments. Funds not gathered by the different
business units are obtained by the Treasury function through wholesale
channels, such as brokered deposits, advances from the Federal Home Loan Bank
(&#8220;FHLB&#8221;), and repurchase agreements involving investment securities, among
others.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">United States Operations</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.8in;text-align:justify;text-indent:-20.7pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The United States Operations segment consists of all
banking activities conducted by FirstBank on the United States mainland.
FirstBank provides a wide range of banking services to individual and corporate
customers primarily in southern Florida through 11 banking branches. The United
States Operations segment offers an array of both consumer and commercial
banking products and services. Consumer banking products include checking,
savings and money market accounts, retail CDs, internet banking services,
residential mortgages, home equity loans, lines of credit, and automobile
loans. Retail deposits, as well as FHLB advances and brokered CDs assigned to
this operation, serve as funding sources for its lending activities. Deposits
gathered through FirstBank&#8217;s branches in the United States also serve as one of
the funding sources for lending and investment activities in Puerto Rico.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The commercial banking services include checking, savings
and money market accounts, retail CDs, internet banking services, cash
management services, remote data capture, and automated clearing house, or ACH,
transactions.&#160; Loan products include the traditional commercial and industrial
and commercial real estate products, such as lines of credit, term loans and
construction loans.&#160; </font></font></p>

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">7</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Virgin Islands Operations</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Virgin Islands Operations segment consists of all
banking activities conducted by FirstBank in the USVI and the BVI, including
retail and commercial banking services, with a total of 11 banking branches
serving the islands in the USVI of St. Thomas, St. Croix, and St. John, and the
island of Tortola in the BVI. The Virgin Islands Operations segment is driven
by its consumer, commercial lending and deposit-taking activities.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans to consumers include auto, boat, lines of credit, and
personal and residential mortgage loans.&#160; Deposit products include
interest-bearing and non-interest bearing checking and savings accounts, IRAs,
and retail CDs.&#160; Retail deposits gathered through each branch serve as the
funding sources for its own lending activities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Employees</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of February 1, 2018, the Corporation and its
subsidiaries had 2,553 full-time equivalent employees. None of its employees is
represented by a collective bargaining group. The Corporation considers its
employee relations to be good.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SIGNIFICANT EVENTS SINCE THE BEGINNING OF 2017</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sale of the
Puerto Rico Electric Power Authority (&#8220;PREPA&#8221;) Loan</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the first
quarter of 2017, the Corporation received an unsolicited offer for, and sold,
its outstanding participation in the PREPA line of credit with a book value of
$<a name="XBRL_CS_b017a25cc820458d90b270191"></a><a name="XBRL_CS_8b1c2d868bbf4876a2e684f40"></a><a name=BookmarkName1></a><a name="BookmarkName1_bclEnd"></a><a name="XBRL_CS_8b1c2d868bbf4876a2e684f40_bclEnd"></a><a name="XBRL_CS_b017a25cc820458d90b270191_bclEnd"></a>64<a name=BookmarkName2></a><a name="BookmarkName2_bclEnd"></a> <a name=BookmarkName3></a><a name="BookmarkName3_bclEnd"></a><a name="BookmarkName3_bclEnd_bclEnd"></a>million
at the time of sale (principal balance of $<a name="XBRL_CS_1206a1aef1f248edac8667f30"></a><a name="XBRL_CS_afb753ba65bf4908a263531e4"></a><a name=BookmarkName8></a><a name="BookmarkName8_bclEnd"></a><a name="XBRL_CS_1206a1aef1f248edac8667f30_bclEnd"></a><a name="XBRL_CS_afb753ba65bf4908a263531e4_bclEnd"></a>75<a name=BookmarkName4></a><a name=BookmarkName9></a><a name="BookmarkName4_bclEnd"></a><a name="BookmarkName4_bclEnd_bclEnd"></a><a name="BookmarkName9_bclEnd"></a>
million), thereby reducing its direct exposure to the Puerto Rico
government.&nbsp; A specific reserve of approximately $<a name="XBRL_CS_79fd4778d08d49ccbaf162953"></a><a name="XBRL_CS_42029c7dd84748f9ba0937b3b"></a><a name=BookmarkName11></a><a name="BookmarkName11_bclEnd"></a><a name="XBRL_CS_42029c7dd84748f9ba0937b3b_bclEnd"></a><a name="XBRL_CS_79fd4778d08d49ccbaf162953_bclEnd"></a>10.2<a name=BookmarkName13></a><a name="BookmarkName13_bclEnd"></a> <a name=BookmarkName5></a><a name="BookmarkName5_bclEnd"></a><a name="BookmarkName5_bclEnd_bclEnd"></a>million
had been allocated to this loan.&nbsp; Gross proceeds from the sale of $<a name="XBRL_CS_3f0af82e122d46f7a321e97d8"></a><a name="XBRL_CS_a293aff62a5c4095847039817"></a><a name=BookmarkName14></a><a name="BookmarkName14_bclEnd"></a><a name="XBRL_CS_3f0af82e122d46f7a321e97d8_bclEnd"></a><a name="XBRL_CS_a293aff62a5c4095847039817_bclEnd"></a>53.2<a name=BookmarkName6></a><a name="BookmarkName6_bclEnd"></a><a name="BookmarkName6_bclEnd_bclEnd"></a> <a name=BookmarkName15></a><a name="BookmarkName15_bclEnd"></a>million resulted in
an incremental loss of $<a name="XBRL_CS_850806ffa0f74330b4b7a6931"></a><a name="XBRL_CS_25d2b12f2f464c03b41766c49"></a><a name=BookmarkName16></a><a name="BookmarkName16_bclEnd"></a><a name="XBRL_CS_25d2b12f2f464c03b41766c49_bclEnd"></a><a name="XBRL_CS_850806ffa0f74330b4b7a6931_bclEnd"></a>0.6<a name=BookmarkName7></a><a name="BookmarkName7_bclEnd"></a><a name="BookmarkName7_bclEnd_bclEnd"></a> <a name=BookmarkName17></a><a name="BookmarkName17_bclEnd"></a>million recorded as
a charge to the provision for loan and lease losses in 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Sale of Puerto Rico Government
available-for-sale debt securities</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the second quarter of 2017, the
Corporation sold for an aggregate of $<a name="XBRL_CS_6b7bc71df52b466fbb088f4b9"></a><a name="XBRL_CS_6b7bc71df52b466fbb088f4b9_bclEnd"></a>23.4 <a name=BookmarkName18></a><a name="BookmarkName18_bclEnd"></a>million three
Puerto Rico Government available-for-sale debt securities, specifically bonds
of the GDB and the Puerto Rico Public Buildings Authority, carried on its book
at an amortized cost at the time of sale of $<a name="XBRL_CS_60cfcd8c69c143b190e04e802"></a><a name="XBRL_CS_60cfcd8c69c143b190e04e802_bclEnd"></a>23.0<a name=BookmarkName19></a><a name="BookmarkName19_bclEnd"></a> million (net of $34.4 million in cumulative
other-than-temporary impairment (&#8220;OTTI&#8221;) charges). This transaction resulted in
a $0.4 million recovery from previous OTTI charges reflected in the statement
of income as part of &#8220;net gain on sale of investments.&#8221; Approximately $12.2
million of the cumulative OTTI charges on these securities was recorded in the
first quarter of 2017. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The OTTI charges recorded on Puerto Rico
government debt securities considered the latest available information about
the Puerto Rico government&#8217;s financial condition, including but not limited to
credit rating downgrades, revised estimates of recovery rates, and other
relevant developments such as government actions, including debt exchange
proposals, and the fiscal plan published by the Puerto Rico government in March
2017, as applicable. The Corporation applied a discounted cash flow analysis to
its Puerto Rico government debt securities in order to calculate the cash flows
expected to be collected and to determine if any portion of the decline in
market value of these securities was considered a credit-related OTTI.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S Department of Treasury sale of the
Corporation&#8217;s common stock</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 10, 2017, the U.S.
Department of the Treasury announced that it had sold all of its remaining <a name="XBRL_CS_bf0654625db14c06b9a03676d"></a><a name="XBRL_CS_bf0654625db14c06b9a03676d_bclEnd"></a>10,291,553 <a name=BookmarkName20></a><a name="BookmarkName20_bclEnd"></a>shares of the Corporation&#8217;s
common stock. Since the U.S. Treasury did not recover the full amount of its
original investment under the Troubled Asset Relief Program (&#8220;TARP&#8221;), the
senior officers forfeited 2,370,571 of their outstanding shares of restricted
stock, resulting in a reduction in the number of the Corporation&#8217;s outstanding
shares of common stock.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> The
U.S. Treasury continues to hold a warrant to purchase <a name="XBRL_CS_7faa79dd480946a09865cede2"></a><a name="XBRL_CS_7faa79dd480946a09865cede2_bclEnd"></a>1,285,899<a name=BookmarkName21></a><a name="BookmarkName21_bclEnd"></a> shares of the
Corporation&#8217;s common stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">8</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Natural
disasters affecting First BanCorp.&#160; </font></b></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Two strong hurricanes affected the Corporation&#8217;s service areas
during 2017.&#160; Early in September, Hurricane Irma, a Category 5 hurricane,
affected the eastern Caribbean islands, including the U.S. Virgin Islands of
St. Thomas and St. John and Tortola in the British Virgin Islands, and, to a
lesser extent, the U.S. Virgin Island of St. Croix and Puerto Rico. After
hitting the eastern Caribbean, Hurricane Irma made landfall along Florida&#8217;s
southwest shoreline.&#160; Two weeks after Hurricane Irma sideswiped Puerto Rico,
Hurricane Maria made landfall in the south-east corner of Puerto Rico as a
Category 4 hurricane and exited on the northern coast at a point between the
cities of Arecibo and Barceloneta after battering other islands in the
Caribbean, including St. Croix.&#160; These hurricanes caused widespread property
damage, flooding, power outages, and water and communication services
interruptions, and have severely disrupted normal economic activity in all of
these regions.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the end of the third quarter of 2017, the Corporation established a $<a name="XBRL_CS_67908c7d50fb424ba415e4810"></a>66.5<a name="XBRL_CS_67908c7d50fb424ba415e4810_bclEnd"></a> million allowance for loan and lease losses directly related to the initial estimate, based on available information, of inherent losses resulting from the impact of the storms.&#160; During the fourth quarter of 2017, loan officers performed reviews of the storms&#8217; impact on large commercial borrowers, and the results of these reviews were factored into the determination of the allowance for loan and lease losses as of December 31, 2017. The Corporation recorded an incremental provision expense of $4.8 million during the fourth quarter of 2017, primarily related to higher than initial estimated losses associated with the effects of the hurricanes on its commercial and construction loan portfolios.&#160; The storm-related allowance as of December 31, 2017 amounted to $68.5 million (net of a $2.8 million charge off taken on a storm-impacted credit during the fourth quarter of 2017). The Corporation&#8217;s approach to estimating the storms&#8217; impact on credit quality is presented in Note 10, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Allowance for Loan and Lease Losses,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> to the consolidated financial statements included in Item 8 of this Form 10-K.</font></font></p><p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p><p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interruptions in regular collection efforts caused by Hurricanes Irma and Maria adversely affected the Corporation&#8217;s non-performing loan statistics.&#160; Non-performing residential mortgage loans increased in the second half of 2017 by $<a name="XBRL_CS_31d24999942d435c8b31620cf"></a>23.0 <a name="XBRL_CS_31d24999942d435c8b31620cf_bclEnd"></a>million to $178.3 million as of December 31, 2017 and non-performing commercial and construction loans held for investment increased in the second half of 2017 by $59.4 million to $294.4 million as of December 31, 2017.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In working with borrowers in the Virgin
Islands and Puerto Rico affected by Hurricanes Irma and Maria, the Corporation
provided three-month deferred repayment arrangements to consumer borrowers
(i.e., personal loans, auto loans, finance leases and credit cards) who were
current in their payments or no more than two payments in arrears as of the
date of the respective hurricane.&nbsp; For residential mortgage loans, the
Corporation entered during the third and fourth quarters of 2017 into deferred repayment
arrangements on 9,588 residential mortgages totaling $1.3 billion as of
December 31, 2017 that provided for a three-month payment deferral for those
loans current or no more than two payment in arrears as of the date of the
event.&nbsp; For both consumer and residential mortgage loans subject to the
deferral programs, each borrower is required to begin making their regularly
scheduled loan payment at the end of the deferral period (January 2018) and the
deferred amounts were moved to the end of the loan. The payment deferral
programs were applied prospectively from the respective dates of the events and
did not change the delinquency status of the loans as of such dates.&nbsp;
Accordingly, if all payments were current at the date of the event, the loan
will not be reported as past due during the deferral period.&nbsp; Furthermore,
for loans subject to the deferral programs on which payments were past due
prior to the event, the delinquency status of such loans was frozen to the
status that existed at the date of the event until the end of the deferral
period (January 2018).&nbsp; For commercial and construction loans, the
Corporation, on a case by case basis, entered into three-month deferral
arrangements for the payment of principal. The Corporation entered into
deferral programs related to 351 commercial and construction loans totaling
$1.2 billion, with customers that were current in their payments at the date of
the event.&#160; As of December 31, 2017, residential mortgage and commercial and
construction loans in early delinquency (i.e., 30-89 days past due as defined
in regulatory report instructions) include $95.1 million and $3.2 million,
respectively, of loans subject to the storm-related deferral programs
established in Puerto Rico and the Virgin Islands.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Early delinquency figures for residential
mortgage loans showed improvements after the end of the deferral period in
January 2018 as a substantial amount of residential mortgage customers resumed
making their scheduled payments.&#160; Residential mortgage loans in early
delinquency as of January 31, 2018 amounted to $65.6 million, a $50.3 million
decrease, compared to the $115.9 million level as of December 31, 2017, while
non-performing residential mortgage loans totaling $177.0 million as of January
31, 2018 remained relatively flat compared to $178.3 million as of December 31,
2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">With respect to consumer loans, loans in
early delinquency as of January 31, 2018 amounted to $65.5 million, a $45.7
million decrease, compared to $111.2 million as of December 31, 2017, while
non-performing consumer loans totaling $20.4 million as of January 31, 2018,
increased by $3.6 million, as compared to $16.8 million as of December 31,
2017. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">9</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_10"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For commercial
and construction loans, loans in early delinquency as of January 31, 2018
amounted to $31.0 million, a $13.3 million increase compared to $17.6 million
as of December 31, 2017, while non-performing commercial and construction loans
totaling $292.7 million as of January 31, 2018, decreased $1.8 million, as
compared to $294.4 million as of December 31, 2017.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
implemented its disaster response plan as these hurricanes approached its
service areas.&#160; To operate in disaster response mode, the Corporation incurred
expenses for, among other things, buying diesel fuel and generators for
electric power, debris removal, security matters, and emergency communications
with customers regarding the status of Bank operations.&#160; The disaster response
plan costs, combined with payroll and rental costs during the idle time caused
by the hurricanes, totaled $<a name="XBRL_CS_597047052e2b4228bc0bff777"></a>6.6 <a name="XBRL_CS_597047052e2b4228bc0bff777_bclEnd"></a>million as of December 31,
2017. Also, certain of the Corporation&#8217;s facilities and their contents were
damaged by these hurricanes.&#160; The Corporation has recognized asset impairments
of approximately $0.6 million as of December 31, 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
maintains insurance for casualty losses as well as for disaster response costs
and certain revenue lost through business interruption. Management believes,
based on its understanding of the insurance coverages, that recovery of $4.8
million of the $<a name="XBRL_CS_4e3774ef5bb34fd2be8069385"></a>7.2 <a name="XBRL_CS_4e3774ef5bb34fd2be8069385_bclEnd"></a>million above-mentioned
costs and asset impairments identified as of December 31, 2017 is probable.&#160;
Accordingly, as of December 31, 2017, a receivable of $<a name="XBRL_CS_292053d5c6704adb949e37ad3"></a>4.8 <a name="XBRL_CS_292053d5c6704adb949e37ad3_bclEnd"></a>million was included in the
audited consolidated statement of financial condition as part of &#8220;Other assets&#8221;
for the expected recovery. Non-interest expenses for 2017 reflect approximately
$2.5 million of insurance deductibles related to damages assessed on certain
OREO properties and estimated storm-related costs not recoverable under insurance
policies. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation experienced rapid accumulation of deposits
after the hurricanes. Total deposits as of December 31, 2017, excluding
brokered CDs, increased by $361.5 million from September 30, 2017. The most
significant increase was in noninterest-bearing demand deposits, which grew
16%, or $247.5 million, during the fourth quarter of 2017. Storm-related
factors, such as the effect of the payment deferral programs and disaster
relief funds, contributed to this accumulation.&#160; Although management expects
the balances accumulated by deposit customers in the storm-affected areas to
reduce over time, it is difficult to predict when and to what degree, and there
may be some further growth as insurance claims are resolved and additional
disaster-recovery funds are distributed. Funds from the deposit build-up were
primarily deposited at the Federal Reserve Bank, pending better information on
the volatility of these funds.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
continued normalizing its operations after the hurricanes and its operations
have now substantially returned to pre-hurricane levels. As of the date of the
filing of this report,&#160; 45 out of 48 FirstBank banking branches in Puerto Rico
are providing services and connected to the electrical grid, 94% of our
network&#160; In addition, 82 of our ATMs are operational, 98% of our network, plus 82
of the ATMs that are offered through a third party alliance.&#160; Certain of the
Corporation&#8217;s facilities and their contents were damaged by these hurricanes
and some of the reopened facilities require the replacements of equipment and
furnishings.&#160; The Corporation has recognized asset impairments of approximately
$0.6 million as of December 31, 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman Bold,serif" style="border:none;"><b><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">Secondary Offerings of the Corporation&#8217;s common stock</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman Bold,serif" style="border:none;"><b><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A secondary offering of the Corporation&#8217;s
common stock by certain of the Corporation&#8217;s existing stockholders was
completed on February 7, 2017. Funds affiliated with Thomas H. Lee Partners,
L.P. (&#8220;THL&#8221;) and funds managed by Oaktree Capital Management, L.P. (&#8220;Oaktree&#8221;)
sold <a name="XBRL_CS_95eef135560a43aebd4df601f"></a><a name="XBRL_CS_2b506b64e21643ff9e8c5d33c"></a><a name="XBRL_CS_2b506b64e21643ff9e8c5d33c_bclEnd"></a><a name="XBRL_CS_95eef135560a43aebd4df601f_bclEnd"></a>20 <a name=BookmarkName22></a><a name=BookmarkName23></a><a name="BookmarkName22_bclEnd"></a><a name="BookmarkName23_bclEnd"></a>million shares (10 million shares each) of the
Corporation&#8217;s common stock.&nbsp; Subsequently, the underwriters exercised
their option to purchase an additional <a name="XBRL_CS_76397909657049bea50d250a0"></a><a name="XBRL_CS_76397909657049bea50d250a0_bclEnd"></a>3<a name=BookmarkName24></a><a name="BookmarkName24_bclEnd"></a> million shares of the Corporation&#8217;s common
stock from the selling stockholders.&nbsp; In addition, on August&nbsp;3, 2017,
THL and Oaktree participated in another secondary offering of the Corporation&#8217;s
common stock in which they sold an aggregate of <a name=BookmarkName25></a><a name="BookmarkName25_bclEnd"></a>20 million shares (<a name=BookmarkName26></a><a name=BookmarkName27></a><a name="BookmarkName26_bclEnd"></a><a name="BookmarkName27_bclEnd"></a>10 million shares each) of common stock. The
Corporation did not receive any proceeds from these offerings, and costs
incurred in connection with these transactions amounted to $0.4 million in
2017. As of December 31, 2017, each of THL and Oaktree owned less than <a name="XBRL_CS_3d9d12b3726b45b89c2089f3b"></a><a name="XBRL_CS_e89a8edeccea4318aca9a6fa1"></a>5<a name="XBRL_CS_3d9d12b3726b45b89c2089f3b_bclEnd"></a><a name="XBRL_CS_e89a8edeccea4318aca9a6fa1_bclEnd"></a>% of the Corporation&#8217;s
common stock. As a result, the directors on the Corporation&#8217;s Board of
Directors who represented THL and Oaktree resigned as directors in August 2017
and the Board appointed Mr. John A. Heffern as a director on October 26, 2017.&#160;
</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman Bold,serif" style="border:none;"><b><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:10.0pt;">Repurchase of Trust Preferred Securities and Dividend Payments on
Trust Preferred Securities and Preferred Stock</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During
the third quarter of 2017, the Corporation completed the repurchase of $<a name=BookmarkName28></a>7.3<a name="BookmarkName28_bclEnd"></a> million of
trust-preferred securities of the FBP Statutory Trust I </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">that were offered to the Corporation by an
investment banking firm. The Corporation repurchased and cancelled the
repurchased trust-preferred securities, resulting in a commensurate reduction
in the related outstanding amount of the Floating Rate Junior Subordinated
Debentures. The Corporation&#8217;s purchase price equated to <a name="XBRL_CS_14583589c479487d86e0121d2"></a>81<a name="XBRL_CS_14583589c479487d86e0121d2_bclEnd"></a>% of the $7.3 million par value.
The <a name="XBRL_CS_dffd8fb66ca5425eb99bc1d11"></a>19<a name="XBRL_CS_dffd8fb66ca5425eb99bc1d11_bclEnd"></a>% discount, plus accrued
interest, resulted in a gain of approximately $1.4 million, which is reflected
in the consolidated statements of income as a &#8220;Gain on early extinguishment of
debt.&#8221; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

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<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Written Agreement termination</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On October 3, 2017, the New York FED
terminated the formal written agreement (the &#8220;Written Agreement&#8221;)&#160;&#160; entered
into on June 3, 2010 by the Corporation and the New York FED. However, the
Corporation has agreed with its regulators to continue to obtain approval
before paying dividends, receiving dividends from the Bank, making payments on
subordinated debt or trust preferred securities, incurring or guaranteeing debt
or purchasing or redeeming any corporate stock.</font></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman Bold,serif" style="border:none;"><b><font face="Times New Roman Bold,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="EHW9781da23_bb3f_4bac_8742_c560f4"></a><a name="EHW9781da23_bb3f_4bac_8742_c560f4_bclEnd"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Puerto Rico Government Fiscal Situation, Government
Actions, and the Effect of Hurricanes Maria and Irma</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">A significant portion of our
financial activities and credit exposure is concentrated in the Commonwealth of
Puerto Rico, which has been in an economic recession since 2006, exacerbated by
the effect of Hurricanes Irma and Maria in 2017.&#160; Based on the most recent
information available included in the new fiscal plan submitted by the Puerto
Rico government (the &#8220;Revised Fiscal Plan&#8221;) for the review of the PROMESA
oversight board, Puerto Rico&#8217;s real gross national product (&#8220;GNP&#8221;) has shrunk
by more than 14% since 2006.&#160; For fiscal year 2018, the Puerto Rico government
projects a contraction in the Puerto Rico&#8217;s GNP of 11.0%, followed by projected
growths of 8.4% and 3.5% for fiscal years 2019 and 2020, respectively, based on
an assumption of Puerto Rico&#8217;s receipt of $49.1 billion of Federal Disaster
Relief assistance and $21 billion from private insurance funds for recovery and
rebuilding efforts after the hurricanes. Meanwhile, the GDB-Economic Activity
Index (the &#8220;GDB-EAI&#8221;) in December 2017 was 104.9, a 14.0% reduction compared to
December 2016, and a decrease of 13.3% compared to August 2017. The GDB-EAI is
a coincident index of economic activity for Puerto Rico made up of four
indicators (non-farm payroll employment, electric power generation, cement
sales and gasoline consumption).&#160; The Revised Fiscal Plan states that the
hurricanes will create a spike in inflation of 2.1% in fiscal year 2018, with
subsequent average increases of about 1.5% over the next six years, until
fiscal year 2023. &nbsp; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The seasonally adjusted
unemployment rate in Puerto Rico was 10.9% in December 2017, compared to 12.4%
in December 2016.&#160; However, the Puerto Rico labor force participation rate was
40.9% as of December 2017. The average of the labor force participation rate in
Puerto Rico was 45.05% from 1990 until 2017, reaching an all-time high of
49.80% percent in February of 2007 and a record low of 38.6% in October of
2017. Based on information published by the Puerto Rico government, the labor
force estimate was 1.1 million people for December 2017, a reduction of 1.6%
when compared with December 2016.&#160; The Revised Fiscal Plan reflects that a 20%
cumulative decline in population is expected over the next six years. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Based on information published
by the Puerto Rico Treasury, the net revenues of the Puerto Rico government&#8217;s
General Fund in December 2017 totaled $697.6 million, which was $101.9 million
less than in December 2016. The net revenues to the General Fund for the first
half of fiscal year ending June 30, 2018 totaled $3,623.1 million, a decrease
of $348.0 million, or 8.8%, compared with the previous fiscal year, and, $157.3
million, or 4.3%, below initial estimates for this period. The Revised Fiscal
Plan reflects a projected decline in revenues of 19.8% in fiscal year 2018
before increasing 10.2% in fiscal year 2019 and 5.1% in fiscal year 2020.&#160; As
per the Revised Fiscal Plan, revenues are forecasted to become 3% higher than
pre-hurricane levels by fiscal year 2023, in nominal terms. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Prices on most Commonwealth of
Puerto Rico securities have decreased over the past months. General obligations
with an eight percent coupon and maturing in 2035 traded in January at an
average of 25 cents on the dollar, down from as much as 59 cents in September,
before the hurricane.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bankruptcy Filing</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 3, 2017, the Puerto Rico government
and the PROMESA oversight board filed for a form of bankruptcy in the U.S.
District court in Puerto Rico under Title III of PROMESA. The Title III
provision allows for a court debt restructuring process similar to U.S.
bankruptcy protection. On July 2, 2017, the PROMESA oversight board filed for a
similar Title III form of bankruptcy in the U.S. District court in Puerto Rico
for PREPA. The mediation on Title III cases were postponed after the
hurricanes.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">GDB liquidation plan</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On April 28,
2017, the PROMESA oversight board approved the fiscal plan of the GDB.&nbsp;
With its fiscal plan, the GDB prepares a gradual and orderly wind down of its
operations over 10 years that seeks to mitigate the impact to its stakeholders
and supports their ability to continue delivering essential services and
promote economic growth. Separately from the fiscal plan, the PROMESA oversight
board noted that Puerto Rico&#8217;s Fiscal Agency and Financial Advisory Authority
(&#8220;FAFAA&#8221;) should provide a certification regarding the anticipated impact that
reduced GDB distributions to depositors and other potential exposures might
have on other government entities with fiscal plans and/or budgets.&nbsp;&nbsp;
With respect to the Puerto Rico Tourism Development Fund (&#8220;TDF&#8221;), the GDB
stated in their fiscal plan that the resolution that created the TDF
&#8220;specifically provides that the GDB shall not be liable for the payment of any
of the TDF&#8217;s debts of &#8220;any nature,&#8221; unless expressly guaranteed by the GDB.&#160; </font></font></p>

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<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On July 14, 2017, the PROMESA
oversight board authorized the GDB to pursue the restructuring of its debts
under Title VI of PROMESA and conditionally certified the GDB&#8217;s </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Restructuring Support Agreement (&#8220;RSA&#8221;)
under the relevant provisions of Title VI.&nbsp; The PROMESA oversight board&#8217;s
decision was in response to a request from FAFAA, dated June 30, 2017, in which
the agency noted that the proposed restructuring, along with certain related
settlements contemplated by the RSA, will result in an efficient wind down of
GDB&#8217;s operations and a comprehensive financial restructuring of GDB&#8217;s
obligations. The RSA provides for the organized and consensual restructuring of
a substantial portion of the GDB&#8217;s liabilities, including the GDB public bonds,
deposit claims by municipalities and certain non-public entities and claims
under certain GDB-issued letters of credit and guarantees (&#8220;Participating Bond
Claims&#8221;). In exchange for releasing the GDB from liability relating to these
claims, the claim-holders will receive new bonds to be issued by a new entity.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Effect of Hurricanes Maria and Irma and
measures taken by authorities</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">During the third quarter of
2017, Hurricanes Irma and Maria affected Puerto Rico causing significant damage
to the infrastructure and property.&nbsp; In the aftermath of Hurricane Maria,
the National Oceanic and Atmospheric Administration (&#8220;NOAA&#8221;) stated that
damages could total $90 billion. The emergency could cause Puerto Rico&#8217;s
central government and some of its instrumentalities to face severe cash
shortfalls from lower revenues, higher cost, and delayed or reduced cost-saving
measures that had been required by the fiscal plans previously approved early
in 2017.&nbsp; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Puerto Rico government and
the PROMESA oversight board requested federal assistance from the United States
federal government. Such assistance is intended to provide Puerto Rico with the
cash that it will need to operate its core government services and its disaster
response effort in the near future. On December 18, 2017, the U.S. House of
Representative introduced a bill to provide additional emergency assistance for
the recent hurricanes, wildfires in California, and related agriculture losses.
The bill totals $81 billion and targets funds to programs to continue relief
and recovery efforts in all of the affected communities, including Texas,
Florida, California, Louisiana, Puerto Rico and the USVI.</font></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;vertical-align:baseline;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;vertical-align:baseline;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On
February 9, 2018, the Puerto Rico Governor and the Resident Commissioner
announced an allocation of $16 billion in federal funds for the island&#8217;s
recovery after Hurricane Maria. </font><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">This
appropriation is part of budget legislation approved by the U.S. Congress and
signed by the President of the United States on February 9, 2018. Approximately
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$11.0 billion of the $16.0 billion was allocated to the community
development fund, known as the Community Development Block Grant, to repair
homes, support local businesses and rebuild infrastructure while mitigating
future risks. From this figure, $2.0 billion will be designated to restore and
make improvements to the electrical system. In addition, $1.37 billion was
approved for emergency assistance and $150 million under the Direct Loan
Program to cover cost sharing with the Federal Emergency Management Agency
(&#8220;FEMA&#8221;). </font><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">In addition to the $16.0 billion,
Puerto Rico is also eligible to participate in other programs that could increase
aid to the island to more than $45 billion.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Due to protracted economic and revenue disruptions caused by
Hurricane Maria, on October 11, 2017, Moody&#8217;s lowered the credit ratings on
$13.3 billion of Puerto Rico&#8217;s general obligations from Caa3 to Ca. In
addition, the bonds issued by the Puerto Rico Sales Tax Financing Corporation
(&#8220;COFINA&#8221;) and PRASA were also downgraded from Ca to Caa3. In total, there were
eight types of securities affected, which have a combined par value of $31
billion. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 12, 2018, FAFAA
released the Revised Fiscal Plans for the Commonwealth, after considering the
changes and clarifications required by the PROMESA oversight board to a
previous draft. </font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Fiscal Plan includes substantial revisions that the Puerto Rico government has
made to the previous fiscal plan, certified on March 13, 2017 (the &#8220;March
fiscal plan&#8221;), to account for the effect of Hurricanes Maria and Irma and to
account for a contemplated transformational transaction. </font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Revised Fiscal plan uses a
six-year horizon, projects a six-year cumulative decline in population of 20%,
and projects that by the fiscal year 2023 there will be a $3.4 billion surplus,
before any debt service is paid, requiring a liquidity facility to provide
public services in fiscal year 2018.</font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> The March 2017 fiscal plan covered a 10-year period
and allocated around $787 million per year for debt service. The Revised Fiscal
Plan also includes projected expenses for Title III proceedings, considers an
injection of $49 billion in federal relief assistance, and a series of
structural reforms in, among other things, the areas of ease of doing business,
human capital, tax reform, and power sector reform, including a layout for the
privatization of PREPA. The Revised Fiscal Plan also creates an annual reserve
of $130 million and a $400 million investment for infrastructure maintenance
and development. The PROMESA oversight board is expected to evaluate the plan
in the coming weeks and, after public hearing, determine whether to certify it.
</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN style="font-size:12.0pt;">&nbsp;</font></font></p>

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN style="font-size:10.0pt;">Exposure to the Puerto Rico Government </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN style="font-size:10.0pt;">As of December 31,
2017, the Corporation had $214.5 million of direct exposure to the Puerto Rico
government, its municipalities and public corporations, compared to $323.3
million as of December 31, 2016.&#160; As of December 31, 2017, approximately $184.6
million of the exposure consisted of loans and obligations of municipalities in
Puerto Rico that are supported by assigned property tax revenues and for which,
in most cases, the good faith, credit and unlimited taxing power of the
applicable municipality have been pledged to their repayment. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These municipalities are required by law
to levy special property taxes in such amounts as are required for the payment
of all of their respective general obligation bonds and loans. The PROMESA
oversight board has not designated any of Puerto Rico&#8217;s 78 municipalities as
covered entities under PROMESA.&nbsp; However, while the Revised Fiscal Plan
did not contemplate a restructuring of the debt of Puerto Rico&#8217;s
municipalities, the plan did call for the gradual elimination of budgetary
subsidies provided to municipalities by the central government. Furthermore,
municipalities are also likely to be affected by the negative economic and
other effects resulting from expense, revenue or cash management measures taken
to address the Puerto Rico Government&#8217;s budgetary and liquidity shortfalls, or
measures included in fiscal plans of other government entities, such as the GDB
Restructuring Support Agreement. The GDB Restructuring Support Agreement
provides for the restructuring of a substantial portion of the GDB&#8217;s
indebtedness, including deposits of</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> municipalities, through the issuance of &#8220;Participating
Bond Claims&#8221; in exchange for the release of the GDB from liability relating to
the bonds, deposits, letters of credit and guarantees.&nbsp; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;In addition to municipalities, the total
direct exposure also includes a $6.8 million loan to a unit of the central
government and a $15.1 million loan to an affiliate of a public corporation.
The Corporation&#8217;s total direct exposure also includes obligations of the Puerto
Rico Government, specifically bonds of the Puerto Rico Housing Finance
Authority, at an amortized cost of $8.0 million as part of its
available-for-sale investment securities portfolio recorded on its books at a
fair value of $6.8 million as of December 31, 2017. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, as of December 31, 2017, the
Corporation had three commercial mortgage loans granted to the hotel industry
in Puerto Rico that were previously guaranteed by the TDF (&#8220;TDF commercial
mortgage loans&#8221;) with an outstanding principal balance of $120.2 million (book
value of $70.8 million), compared to $127.7 million outstanding (book value of
$111.8 million) as of December 31, 2016. Historically, the borrower and the
operations of the underlying collateral of these loans have been the primary
sources of repayment and the TDF, which is a subsidiary of the GDB, provided a
secondary guarantee for payment performance.&nbsp; As part of agreements
executed in the second quarter of 2017 and first quarter of 2018, the TDF paid
$7.6 million and $4.0 million, respectively, to honor a portion of its
guarantee on these loans.&nbsp; &nbsp;As provided in the agreements, the cash
payments received by the Corporation released the TDF from its liability as a
guarantor of these loans. As a result, the income-producing real estate
properties are now the only collateral of such loans, thus, any decline in
collateral valuations may require additional impairments on these loans.&nbsp;
All the three TDF commercial mortgage loans have been classified as
non-performing and impaired since the first quarter of 2016, and interest
payments have been applied against principal since then. Approximately $4.7
million of interest payments received on loans guaranteed by the TDF since late
March 2016 have been applied against principal. During 2017, the Corporation
recorded charge-offs totaling $30.8 million on these facilities for the portion
of the recorded investment in excess of the fair value of the collateral and
the guarantee, considering the aforementioned agreements reached with the
TDF.&nbsp; In addition, GDB agreed to issue to the Bank a fixed income
financial instrument pursuant to the GDB&#8217;s Restructuring Support Agreement
approved by the PROMESA oversight board. As of December 31, 2017, the
non-performing TDF commercial mortgage loans and related facilities are being
carried (net of reserves and accumulated charge-offs) at 52% of the unpaid
principal balance.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the Corporation had $116.5
million in exposure to residential mortgage loans that are guaranteed by the
Puerto Rico Housing Finance Authority (the &#8220;PRHFA&#8221;). Residential mortgage loans
guaranteed by the PRHFA are secured by the underlying properties and the
guarantees serve to cover shortfalls in collateral in the event of a borrower
default. The Puerto Rico government guarantees up to $75 million of the
principal under the mortgage loan insurance program. According to the most
recently released audited financial statements of the Puerto Rico Housing
Financing Authority, as of June 30, 2015, the PRHFA&#8217;s mortgage loan insurance
program covered loans in an aggregate of approximately $552 million. The
regulations adopted by the PRHFA require the establishment of adequate reserves
to guarantee the solvency of the mortgage loan insurance fund. As of June 30,
2015, the most recent date as to which information is available, the PRHFA had
a restricted net position for such purposes of approximately $77.4 million. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation
had $490.3 million of public sector deposits in Puerto Rico, compared to $408.8
million as of December 31, 2016.&#160; As of December 31, 2017, approximately 29% of
the public sector deposits in Puerto Rico are from municipalities and municipal
agencies and 71% are from public corporations and the central government and
agencies.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; &nbsp;</font></font></p>

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">WEBSITE
ACCESS TO REPORT</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation makes available annual reports on
Form&nbsp;10-K, quarterly reports on Form&nbsp;10-Q, current reports on
Form&nbsp;8-K, and amendments to those reports and proxy statements on Schedule
14A, filed or furnished pursuant to section&nbsp;13(a), 14(a) or 15(d) of the
Exchange Act, free of charge on or through its internet website at
www.1firstbank.com (under &#8220;Investor Relations&#8221;), as soon as reasonably
practicable after the Corporation electronically files such material with, or
furnishes it to, the SEC.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation also makes available the Corporation&#8217;s
corporate governance guidelines and principles, the charters of the audit,
asset/liability, compensation and benefits, credit, compliance, risk, corporate
governance and nominating committees and the codes of conduct and independence
principles mentioned below, free of charge on or through its internet website
at www.1firstbank.com (under &#8220;Investor Relations&#8221;):</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&nbsp;&nbsp;&nbsp; Code of Ethics
for CEO and Senior Financial Officers</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&nbsp;&nbsp;&nbsp; Code of Ethics
applicable to all employees</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&nbsp;&nbsp;&nbsp; Corporate
Governance Standards</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&nbsp;&nbsp;&nbsp; Independence
Principles for Directors</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&nbsp;&nbsp;&nbsp; Luxury
Expenditure Policy</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The corporate governance guidelines and principles and the
aforementioned charters and codes may also be obtained free of charge by
sending a written request to Mr.&nbsp;Lawrence Odell, Executive Vice President
and General Counsel, PO&nbsp;Box&nbsp;9146, San&nbsp;Juan, Puerto Rico 00908.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">MARKET AREA AND COMPETITION</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Puerto Rico, where the banking market is highly
competitive, is the main geographic service area of the Corporation. As of
December&nbsp;31, 2017, the Corporation also had a presence in the state of
Florida and in the USVI and the BVI. Puerto Rico banks are subject to the same
federal laws, regulations and supervision that apply to similar institutions in
the United States mainland.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Competitors include other banks, insurance companies, mortgage
banking companies, small loan companies, automobile financing companies,
leasing companies, brokerage firms with retail operations, and credit unions in
Puerto Rico, the Virgin Islands and the state of Florida. The Corporation&#8217;s
businesses compete with these other firms with respect to the range of products
and services offered and the types of clients, customers and industries served.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s ability to compete effectively depends on
the relative performance of its products, the degree to which the features of
its products appeal to customers, and the extent to which the Corporation meets
clients&#8217; needs and expectations. The Corporation&#8217;s ability to compete also depends
on its ability to attract and retain professional and other personnel, and on
its reputation.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation encounters intense competition in
attracting and retaining deposits and in its consumer and commercial lending
activities. The Corporation competes for loans with other financial
institutions, some of which are larger and have greater resources available
than those of the Corporation. Management believes that the Corporation has
been able to compete effectively for deposits and loans by offering a variety
of account products and loans with competitive features, by pricing its
products at competitive interest rates, by offering convenient branch
locations, and by emphasizing the quality of its service. The Corporation&#8217;s
ability to originate loans depends primarily on the rates and fees charged and
the service it provides to its borrowers in making prompt credit decisions.
There can be no assurance that in the future the Corporation will be able to
continue to increase its deposit base or originate loans in the manner or on
the terms on which it has done so in the past.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SUPERVISION AND REGULATION</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">References herein to applicable statutes or regulations are brief
summaries of portions thereof which do not purport to be complete and which are
qualified in their entirety by reference to those statutes and regulations.
Most of the regulations required under the Dodd-Frank Wall Street Reform and
Consumer Protection Act of 2010 (the &#8220;Dodd-Frank Act&#8221;) now have been adopted.
Although there is a possibility of additional Dodd-Frank Act-related
regulations in the future, the pace of new regulations under the Dodd-Frank Act
may abate.&#160; In addition, future legislation may increase the regulation and
oversight of the Corporation and FirstBank, although it is also possible that
future legislation could reduce the regulatory compliance obligations of
FirstBank and the Corporation. Any change in applicable laws or regulations,
however, may have a material adverse effect on the business of commercial banks
and bank holding companies, including FirstBank and the Corporation. </font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:9.0pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dodd-Frank Act</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act significantly changed
the regulation of financial institutions and the financial services industry.&#160;
The Dodd-Frank Act includes numerous provisions that have affected and will
affect large and small financial institutions alike, including banks and bank
holding companies and how they will be regulated in the future. As a result of
the Dodd-Frank Act, there has been and will be in the future additional
regulatory oversight and supervision of the Corporation and its subsidiaries. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act, among other things,
imposes new capital requirements on bank holding companies; provides that a
bank holding company must serve as a source of financial and managerial
strength to each of its subsidiary banks and stand ready to commit resources to
support each of them; changes the base for FDIC insurance assessments to a
bank&#8217;s average consolidated total assets minus average tangible equity, rather
than upon its deposit base, and permanently raises the current standard deposit
insurance limit to $250,000; and expands the FDIC&#8217;s authority to raise
insurance premiums.&#160; The legislation also calls for the FDIC to raise the ratio
of reserves to deposits from 1.15% to 1.35% for deposit insurance purposes by
September 30, 2020 and to &#8220;offset the effect&#8221; of increased assessments on
insured depository institutions with assets of less than $10 billion. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The CFPB, which was created by the
Dodd-Frank Act, has broad rulemaking, supervisory and enforcement authority
over consumer financial products and services, including deposit products,
residential mortgages, home-equity loans and credit cards, and contains
provisions on mortgage-related matters such as steering incentives and
determinations as to a borrower&#8217;s ability to repay the principal amount and
prepayment penalties.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The CFPB has primary examination and
enforcement authority over FirstBank and other banks with over $10 billion in
assets with respect to consumer financial products and services.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act also limits interchange
fees payable on debit card transactions. The Federal Reserve Board&#8217;s current
debit card interchange rule caps a debit card issuer&#8217;s base fee at 21 cents per
transaction and allows an additional 5 basis-point charge per transaction to
help cover fraud losses. The debit card interchange rule has reduced our
interchange fee revenue in line with industry-wide expectations since 2011.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act includes provisions
that affect corporate governance and executive compensation at all
publicly-traded companies and allows financial institutions to pay interest on
business checking accounts.&#160; The legislation also restricts proprietary
trading, places restrictions on the owning or sponsoring of hedge and private
equity funds, and regulates the derivatives activities of banks and their
affiliates.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section 171 of the Dodd-Frank Act (the &#8220;Collins
Amendment&#8221;), among other things, eliminates certain trust-preferred securities
from Tier I capital.&#160; Preferred securities issued under the U.S. Treasury&#8217;s
Troubled Asset Relief Program (&#8220;TARP&#8221;) are exempt from this treatment.&#160; Bank
holding companies, such as the Corporation, were required to fully phase out
these instruments from Tier 1 capital by January 1, 2016; however, these instruments
may remain in Tier 2 capital until the instruments are redeemed or mature. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulatory
Capital and Liquidity Coverage Developments</font></i></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&#160; The federal banking agencies adopted
new rules for U.S. banks that revise important aspects of the minimum
regulatory capital requirements, the components of regulatory capital, and the
risk-based capital treatment of bank assets and off-balance sheet exposures.&#160;
The final rules, which currently apply to the Corporation and FirstBank,
generally are intended to align U.S. regulatory capital requirements with
international regulatory capital standards adopted by the Basel Committee on
Banking Supervision (&#8220;Basel Committee&#8221;), in particular the most recent
international capital accord adopted in 2010 (and revised in 2011) known as
&#8220;Basel III.&#8221;&#160; The current rules increase the quantity and quality of capital
required by, among other things, establishing a minimum common equity capital
requirement and an additional common equity Tier 1 capital conservation buffer.
In addition, the current rules revise and harmonize the bank regulators&#8217; rules
for calculating risk-weighted assets to enhance risk sensitivity and address
weaknesses that have been identified, by applying a variation of the Basel III
&#8220;standardized approach&#8221; for the risk-weighting of bank assets and off-balance
sheet exposures to all U.S. banking organizations other than large
internationally active banks.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consistent with
Basel III and the Collins Amendment, the current rules also establish a more
conservative standard for including an instrument such as trust-preferred
securities as Tier 1 capital for bank holding companies with total consolidated
assets of $15 billion or more as of December 31, 2009.&#160; Bank holding companies
such as the Corporation were required to fully phase out these instruments from
Tier I capital by January 1, 2016, although qualifying trust preferred
securities may be included as Tier 2 capital until the instruments are redeemed
or mature. As of December 31, 2017, the Corporation had $202.4 million in trust
preferred securities that are subject to a full phase-out from Tier 1 capital
under the final regulatory capital rules discussed above.&#160; </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the third quarter of 2017, the Corporation completed
the repurchase of $<a name="XBRL_CS_7deb5aebedd746ff801d95011"></a><a name="XBRL_CS_7deb5aebedd746ff801d95011_bclEnd"></a>7.3<a name=BookmarkName29></a><a name="BookmarkName29_bclEnd"></a> million of trust preferred securities of the
FBP Statutory Trust I </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">that were offered to the Corporation by an
investment banking firm. This transaction is described in more detail in
&#8220;Significant Events Since the Beginning of 2017&#8221; above.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">15</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The current capital rules became effective for the Corporation and
our subsidiary bank on a multi-year transitional basis starting on January 1,
2015, and, in general, will be fully effective as of January 1, 2019, although
certain elements of the new rules have recently been deferred by the federal
banking agencies.&#160; The new general minimum regulatory capital requirements and
the &#8220;standardized approach&#8221; for risk weighting of a banking organization&#8217;s
assets, however, currently fully apply to us.&#160; The rules have increased our
regulatory capital requirements and require us to hold more capital against
certain of our assets and off-balance sheet exposures.&#160; The Corporation&#8217;s
estimated pro-forma common equity Tier 1 ratio, Tier 1 capital ratio, total
capital ratio, and the leverage ratio under the Basel III rules, giving effect
as of December 31, 2017 to all the provisions that will be phased-in, were
18.09 %, 18.49 %, 21.99 %, and 14.01 %, respectively.&#160; These ratios would
exceed the fully phased-in minimum capital ratios under Basel III.&#160; </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These regulatory
capital requirements are discussed in further detail in &#8220;Regulation and
Supervision &#8211; Bank and Bank Holding Company Regulatory Capital Requirements.&#8221;&#160; </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:10.0pt;text-align:left;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">International Regulatory
Capital and Liquidity Coverage Developments</font></i></b></font><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160; &nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">International
regulatory developments can affect the regulation and supervision of U.S.
banking organizations, including the Corporation and FirstBank. Both the Basel
Committee and the Financial Stability Board (established in April 2009 by the
Group of Twenty (&#8220;G-20&#8221;) Finance Ministers and Central Bank Governors) have
agreed to take action to strengthen regulation and supervision of the financial
system with greater international consistency, cooperation and transparency,
including the adoption of Basel III and a commitment to raise capital standards
and liquidity buffers within the banking system under Basel III.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
late 2014, the Basel Committee issued its final requirements for a Net Stable
Funding Ratio (&#8220;NSFR&#8221;).&#160; The NSFR compares the amount of an institution&#8217;s
available stable funding (&#8220;ASF&#8221;, the ratio&#8217;s numerator) to its required stable
funding (&#8220;RSF&#8221;, the ratio&#8217;s denominator) to measure how the institution&#8217;s asset
base is funded.&#160; ASF is defined as the portion of capital and liabilities
expected to be reliable over the time horizon considered by the NSFR, which
extends to one year. While the NSFR is intended to be applied to large,
internationally active banks, at the discretion of national supervisors it can
be applied to other banking organizations or classes of banking organizations.&#160;
As proposed by the U.S. federal banking agencies in May 2016, however, the NSFR
requirements would not apply to the Corporation.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Prudential
Regulation Developments</font></i></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. U.S. banking organizations, including the Corporation and FirstBank,
operate under the federal banking agencies&#8217; rules and general supervisory
guidance for stress testing practices applicable to banking organizations with
more than $10 billion in total consolidated assets.&#160; These regulatory actions
require bank holding companies with total consolidated assets of between $10 billion
and $50 billion, consistent with the Dodd-Frank Act, to comply with annual
company-run stress testing requirements, outline broad principles for a
satisfactory stress testing framework, including principles related to
governance, controls and use of results, and describe various stress testing
approaches and how stress testing should be used at various levels within an
organization.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under these
requirements, the Corporation is subject to two stress testing rules that
implement provisions of the Dodd-Frank Act, one issued by the Federal Reserve
Board that applies to the Corporation on a consolidated basis and one issued by
the FDIC that applies to the Bank.&#160; These Dodd-Frank Act stress tests are
designed to require banking organizations to assess the potential impact of
different economic scenarios on their earnings, losses, and capital over a set
time period, with consideration given to certain relevant factors, including the
organization's condition, risks, exposures, strategies, and activities.&#160; The
Dodd-Frank Act stress tests require banking organizations with total
consolidated assets of more than $10 billion but less than $50 billion,
including the Corporation and the Bank, to conduct annual company-run stress
tests using certain scenarios that the Federal Reserve Board publishes by
February 15 of each year, report the results to their primary federal regulator
and the Federal Reserve Board by July 31 of the same year, and publicly
disclose a summary of the results by October 31 of that year.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal
Reserve Board and the other federal banking agencies have published final
supervisory guidance describing their supervisory expectations for the
Dodd-Frank Act stress tests to be conducted by financial institutions,
including the Corporation and the Bank. The final guidance provides flexibility
to accommodate different risk profiles, sizes, business lines, market areas,
and complexity approaches for banking institutions in the $10 billion to $50
billion asset range, and provides examples of practices that would be
consistent with supervisory expectations. This guidance is fully applicable to
the Corporation and the Bank. The final guidance also confirms that banking
organizations with assets between $10 billion and $50 billion are not subject
to the more extensive capital planning and stress-testing requirements that
apply to bank holding companies with assets of at least $50 billion, including
the Federal Reserve capital plan rule, the annual Comprehensive Capital
Analysis and Review, the Dodd-Frank Act supervisory stress tests, and related
data collections.&#160; On October&nbsp;31, 2017, the Corporation released the
results of its &#8220;company-run&#8221; stress test required by the Dodd-Frank Act
(&#8220;DFAST&#8221;) for the Corporation and the Bank. The Corporation and the Bank are
required to disclose on an annual basis the results of the severely adverse
scenario of the DFAST annual capital stress test. Results indicate that, even
in the severely adverse scenario presented under the test, the Corporation&#8217;s
capital ratios exceed both the regulatory minimum required ratios mandated
under Basel III and the well-capitalized thresholds throughout the nine-quarter
planning horizon. </font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal Reserve&#8217;s rules that govern the supervision and
regulation of large U.S. bank holding companies and foreign banking
organizations, as required by the Dodd-Frank Act, generally apply only to
institutions with total consolidated assets of $50 billion or more, which would
not affect the Corporation.&#160;&#160; The Federal Reserve&#8217;s rules, however, require
publicly-traded U.S. bank holding companies with total consolidated assets of
$10 billion or more, such as the Corporation, to establish enterprise-wide risk
committees.&#160; These requirements complement the stress testing and resolution
planning requirements for large bank holding companies that the Federal Reserve
previously finalized.&#160; The current rules require the Corporation&#8217;s risk
management framework to be commensurate with the Corporation&#8217;s structure, risk
profile, complexity, activities and size, and must include policies and
procedures establishing risk-management governance, risk-management policies,
and risk control infrastructure for the Corporation&#8217;s global operations and
processes and systems for implementing and monitoring compliance with such
policies and procedures. In addition, one independent director must chair the
risk committee, with the banking organization determining the appropriate
proportion of independent directors on the committee, based on its size, scope,
and complexity, provided that it meets the minimum requirement of one
independent director.&#160; Also, at least one director with risk-management
experience must be appointed to the risk committee. The Corporation is in
compliance with these requirements.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer
Financial Protection Bureau.</font></i></b></font><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CFPB
regulations issued over the past few years implement the Dodd-Frank Act
amendments to the Equal Credit Opportunity Act, the Truth in Lending Act
(&#8220;TILA&#8221;), and the Real Estate Settlement Procedures Act (&#8220;RESPA&#8221;).&#160; In general,
among other changes, these regulations collectively: (i) require lenders to
make a reasonable good faith determination of a prospective residential
mortgage borrower&#8217;s ability to repay based on specific underwriting criteria
and set standards for mortgage lenders to determine whether a consumer has the
ability to repay the mortgage, (ii) require stricter underwriting of &#8220;qualified
mortgages,&#8221; discussed below, that presumptively satisfy the ability to pay
requirement (thereby providing the lender a safe harbor from non-compliance
claims), (iii) specify new limitations on loan originator compensation and
establish criteria for the qualifications of, and registration or licensing of
loan originators, (iv) further restrict certain high-cost mortgage loans by
expanding the coverage of the Home Ownership and Equity Protections Act of
1994, (v) expand mandated loan escrow accounts for certain loans, (vi) revise
existing appraisal requirements under the Equal Credit Opportunity Act and
require provision of a free copy of all appraisals to applicants for first lien
loans, (vii) establish new appraisal standards for most &#8220;higher-risk mortgages&#8221;
under TILA, (viii) combine in a single, new form required loan disclosures
under TILA and RESPA, (ix) define a &#8220;qualified mortgage&#8221; for purposes of the
Dodd Frank Act, and (x) afford safe harbor legal protections for lenders making
qualified loans that are not &#8220;higher priced.&#8221;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The CFPB also has
issued final regulations setting forth new mortgage servicing rules that now
apply to the Bank.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The regulations
affect notices given to consumers as to delinquency, foreclosure alternatives
and loss mitigation, modification applications, interest rate adjustments and
options for avoiding &#8220;force-placed&#8221; insurance.&#160; Servicers are prohibited from
processing foreclosures when a loan modification is pending, and must wait
until a loan is more than 120 days delinquent before initiating a foreclosure
action.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The servicer must
provide direct and ongoing access to its personnel, and provide prompt review
of any loss mitigation application.&#160; Servicers must maintain accurate and
accessible mortgage records for the life of a loan and until one year after the
loan is paid off or transferred.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In October 2016,
the CFPB adopted further changes to these mortgage servicing rules.&#160; The new
changes generally clarify and amend provisions regarding force-placed insurance
notices, policies and procedures, early intervention, loss mitigation
requirements and periodic statement requirements under the CFPB mortgage
servicing rules.&#160; The amendments also address proper compliance regarding
certain servicing requirements when a consumer is a potential or confirmed
successor in interest, is in bankruptcy, or sends a cease communication request
under the Fair Debt Collection Practices Act. These amendments became generally
effective in October 2017, although provisions relating to bankruptcy periodic
statements and successors-in-interest will become effective in April 2018.&#160;
These new mortgage servicing standards are expected to add to our costs of
conducting a mortgage servicing business. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:.25pt;">The Dodd-Frank Act direct the Bureau to publish rules and forms
that combine certain disclosures that consumers receive in connection with
applying for and closing on a mortgage loan under the TILA and the RESPA.
Consistent with this requirement, the Bureau has amended Regulation X (Real
Estate Settlement Procedures Act) and Regulation Z (Truth in Lending) to
establish new disclosure requirements and forms in Regulation Z for most
closed-end consumer credit transactions secured by real property. In addition
to combining the existing disclosure requirements and implementing new
requirements imposed by the Dodd-Frank Act, the rule provides extensive
guidance regarding compliance with those requirements.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Volcker
Rule.&#160; </font></i></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This section
of the Dodd-Frank Act, subject to important exceptions, generally prohibits a
banking entity such as the Corporation or FirstBank from acquiring or retaining
any ownership in, or acting as sponsor to, a hedge fund or private equity fund
(&#8220;covered fund&#8221;).&#160; The Volcker Rule also prohibits these entities from
engaging, for their own account, in short-form proprietary trading of certain
securities, derivatives, commodity futures and options on these instruments.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">17</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Final
regulations implementing the Volcker Rule have been adopted by the financial
regulatory agencies and are now generally effective. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation and the Bank are not engaged
in proprietary trading as defined in the Volcker Rule. In addition, a review of
the Corporation&#8217;s investments was undertaken to determine if any meet the
Volcker Rule&#8217;s definition of covered funds. Based on that review, the
Corporation&#8217;s investments are not considered covered funds under the Volcker
Rule. &#160;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Community
Reinvestment Act and Home Mortgage Disclosure Act Regulations. </font></i></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Community Reinvestment Act (&#8220;CRA&#8221;)
encourages banks to help meet the credit needs of the local communities in
which the banks offer their services, including low- and moderate-income
individuals, consistent with the safe and sound operation of the bank.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The CRA requires the federal supervisory agencies, as part
of the general examination of supervised banks, to assess the bank&#8217;s record of
meeting the credit needs of its community, assign a performance rating, and
take such record and rating into account in their evaluation of certain
applications by such bank. The CRA also requires all institutions to make
public disclosure of their CRA ratings. FirstBank received a &#8220;satisfactory&#8221; CRA
rating in its most recent examination by the FDIC.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Failure to
adequately serve the communities could result in the denial by the regulators
to merge, consolidate or acquire new assets, as well as expand or relocate
branches.&nbsp; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The federal bank
regulatory agencies have amended their respective CRA regulations primarily to
conform to changes made by the CFPB to Regulation C, which implements the Home
Mortgage Disclosure Act (&#8220;HMDA&#8221;).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since 1995, the
Federal Reserve Board, the FDIC, and the Office of the Comptroller of the
Currency have conformed certain definitions in their respective CRA regulations
to the scope of loans reported under Regulation C and believe that continuing
to do so produces a less burdensome CRA performance evaluation process. In
particular, the agencies have amended their CRA regulations to revise the
definitions of &quot;home mortgage loan&quot; and &quot;consumer loan,&quot; as
well as the public file content requirements. These revisions maintain
consistency between the CRA regulations and amendments to Regulation C, which
generally became effective on January 1, 2018.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the
final rule contains technical corrections and removes obsolete references to
the Neighborhood Stabilization Program.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amendments
to the CRA regulations also became effective on January 1, 2018.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Future Legislation and Regulation</font></i></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; While the federal agencies have adopted regulations that
implement many requirements of the Dodd-Frank Act, important regulatory actions
(e.g., the adoption of rules regarding the compensation of financial
institutions executives) that could have an impact on the Corporation and the
Bank remain to be taken.&#160; Additional consumer protection laws may be enacted,
and the FDIC, Federal Reserve and CFPB have adopted and may adopt in the future
new regulations that have addressed or may address, among other things, banks&#8217;
credit card, overdraft, collection, privacy and mortgage lending practices.&#160;
Additional consumer protection regulatory activity is possible in the near
future.&#160; On the other hand, legislation has been introduced in Congress to
reduce some of the Dodd-Frank Act&#8217;s regulatory burdens, including certain
provisions relating to enhanced prudential supervision.&#160; These changes, if
enacted into law, would primarily affect banking organizations of less than $50
billion in assets, including the Corporation and the Bank. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Such proposals and legislation, if finally
adopted and implemented, would change banking laws and our operating
environment and that of our subsidiaries in ways that could be substantial and
unpredictable.&#160; We cannot determine whether such proposals and legislation will
be adopted, or the ultimate effect that such proposals and legislation, if
enacted, or regulations issued to implement the same, would have upon our
financial condition or results of operations.</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bank Holding Company Activities and Other Limitations</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation is
registered and subject to regulation under the Bank Holding Company Act of
1956, as amended (the &#8220;Bank Holding Company Act&#8221; or &#8220;BHC Act&#8221;).&#160; Under the
provisions of the Bank Holding Company Act, a bank holding company must obtain
Federal Reserve Board approval before it acquires direct or indirect ownership
or control of more than 5% of the voting shares of another bank, or merges or
consolidates with another bank holding company. The Federal Reserve Board also
has authority under certain circumstances to issue cease and desist orders, and
assess substantial civil money penalties, against bank holding companies and
their non-bank subsidiaries. In addition, the Corporation is subject to ongoing
regulation, supervision, and examination by the Federal Reserve Board, and is
required to file with the Federal Reserve Board periodic and annual reports and
other information concerning its own business operations and those of its
subsidiaries.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">18</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A bank holding company is prohibited under the Bank Holding
Company Act, with limited exceptions, from engaging, directly or indirectly, in
any business unrelated to the businesses of banking or managing or controlling
banks. One of the exceptions to these prohibitions permits ownership by a bank
holding company of the shares of any corporation if the Federal Reserve Board,
after due notice and opportunity for hearing, by regulation or order has
determined that the activities of the corporation in question are so closely
related to the businesses of banking or managing or controlling banks as to be
a proper incident thereto. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank Holding
Company Act also permits a bank holding company to elect to become a financial
holding company and engage in a broad range of activities that are financial in
nature. The Corporation filed an election with the Federal Reserve Board and
became a financial holding company under the Bank Holding Company Act.&#160;
Financial holding companies may engage, directly or indirectly, in any activity
that is determined to be (i) financial in nature, (ii) incidental to such
financial activity, or (iii) complementary to a financial activity and does not
pose a substantial risk to the safety and soundness of depository institutions
or the financial system generally. The Bank Holding Company Act specifically
provides that the following activities have been determined to be &#8220;financial in
nature&#8221;: (a) lending, trust and other banking activities; (b) insurance
activities; (c) financial or economic advice or services; (d) pooled
investments; (e) securities underwriting and dealing; (f) domestic activities
permitted for existing bank holding company; (g) foreign activities permitted
for existing bank holding company; and (h) merchant banking activities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A financial
holding company that ceases to meet certain standards is subject to a variety
of restrictions, depending on the </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">circumstances, including precluding the undertaking of new
activities or the acquisition of shares or control of other companies. Until
compliance is restored, the Federal Reserve Board has broad discretion to
impose appropriate limitations on the financial holding company&#8217;s activities.&#160;
If compliance is not restored within 180 days, the Federal Reserve Board may
ultimately require the financial holding company to divest its depository
institutions or, in the alternative, to discontinue or divest any activities
that are permitted only to non-financial holding company bank holding
companies. The Corporation and FirstBank must be well-capitalized and
well-managed for regulatory purposes, and FirstBank must earn &#8220;satisfactory&#8221; or
better ratings on its periodic CRA examinations to preserve the financial
holding company status. The Corporation currently is restricted in its ability
to engage in new activities or the acquisition of shares or control of other
companies without the prior written approval of the Board of Governors of the
Federal Reserve System. &#160;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The potential restrictions are different
if the lapse pertains to the CRA.&#160; In that case, until all the subsidiary
institutions are restored to at least a &#8220;satisfactory&#8221; CRA rating status, the
financial holding company may not engage, directly or through a subsidiary, in
any of the additional financial activities permissible under the Bank Holding
Company Act or make additional acquisitions of companies engaged in the
additional activities.&#160; However, completed acquisitions and additional
activities and affiliations previously begun are left undisturbed, as the Bank
Holding Company Act does not require divestiture for this type of situation</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under provisions
of the Dodd-Frank Act and Federal Reserve Board policy, a bank holding company
such as the Corporation is expected to act as a source of financial and
managerial strength to its banking subsidiaries and to commit support to them.
This support may be required at times when, absent such policy, the bank
holding company might not otherwise provide such support. In the event of a
bank holding company&#8217;s bankruptcy, any commitment by the bank holding company
to a federal bank regulatory agency to maintain capital of a subsidiary bank
will be assumed by the bankruptcy trustee and be entitled to a priority of
payment. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; In addition,
any capital loans by a bank holding company to any of its subsidiary banks must
be subordinated in right of payment to deposits and to certain other
indebtedness of such subsidiary bank. As of December 31, 2017, and the date
hereof, FirstBank was and is the only depository institution subsidiary of the
Corporation.&#160; The Dodd-Frank Act directs the Federal Reserve Board to adopt
regulations adopting the statutory source-of-strength requirements, but
implementing regulations have not yet been proposed.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Emergency Economic Stabilization Act of
2008</font></i></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Turmoil in the U.S. financial sector
during 2008 resulted in the passage of the Emergency Economic Stabilization Act
of 2008 (the &#8220;EESA&#8221;) and the adoption of several programs by the U.S. Treasury,
as well as several actions by the Federal Reserve Board.&#160; The EESA authorized
the U.S. Treasury to access up to $700 billion to protect the U.S. economy and
restore confidence and stability to the financial markets. One such program
under the TARP was action by the U.S. Treasury to make significant investments
in U.S. financial institutions through the Capital Purchase Program (&#8220;CPP&#8221;).&#160;
The U.S. Treasury&#8217;s stated purpose in implementing the CPP was to improve the
capitalization of healthy institutions, which would improve the flow of credit
to businesses and consumers, and boost the confidence of depositors, investors,
and counterparties alike.&#160; All federal banking and thrift regulatory agencies
encouraged eligible institutions to participate in the CPP.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
applied for, and the U.S. Treasury approved, a capital purchase in the amount
of $400,000,000. The Corporation entered into a Letter Agreement, dated as of
January 16, 2009, including the Securities Purchase Agreement Standard Terms
(collectively the &#8220;Letter Agreement&#8221;) with the U.S. Treasury, pursuant to which
the Corporation issued and sold to the Treasury for an aggregate purchase price
of $400,000,000 in cash (i) 400,000 shares of Fixed Rate Cumulative Perpetual
Preferred Stock, Series F (the &#8220;Series F Preferred Stock&#8221;), and (ii) a warrant
to purchase 389,483 shares of the Corporation&#8217;s common stock at an exercise
price of </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">19</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$154.05 per share, subject to certain
anti-dilution and other adjustments (the &#8220;warrant&#8221;). The TARP transaction
closed on January 16, 2009. On </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">July 20, 2010, we exchanged the Series F Preferred Stock, plus accrued
dividends on the Series F Preferred Stock, for 424,174 shares of a new series
of preferred stock, fixed rate Cumulative Mandatorily Convertible Preferred
Stock, Series G (the &#8220;Series G Preferred Stock&#8221;), and amended the warrant. On
October 7, 2011, we exercised our right to convert the Series G Preferred Stock
into 32,941,797 shares of common stock. As a result of the issuance of $525
million of common stock in October 2011, the warrant was adjusted to provide
for the issuance of approximately 1,285,899 shares of common stock at an
exercise price of $3.29 per share.&#160; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On August 16, 2013, a secondary offering of the Corporation&#8217;s
common stock was completed by certain of the Corporation&#8217;s existing
stockholders, which included the sale by the U.S. Treasury of 13 million shares
in such secondary offering. In the fourth quarter of 2014, the U.S. Treasury
sold an additional 4.4 million shares in accordance with its first pre-defined
written trading plan. On May 10, 2017, the U.S. Treasury announced the sale of
its remaining 10.3 million shares of First BanCorp.&#8217;s common stock.&#160; As of
December 31, 2017, the U.S. Treasury continues to hold a warrant to purchase
1,285,899 shares of the Corporation&#8217;s outstanding common stock.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the U.S. Treasury&#8217;s sale of
all of the Corporation&#8217;s shares of common stock held by it, the Corporation is
no longer subject to the compensation-related restrictions under TARP, which
substantially limited the Corporation&#8217;s ability to award short-term and
long-term incentives to the Corporation&#8217;s executives, and the transferability
restrictions on the shares of restricted stock held by the senior officers
subject to the restrictions lapsed. However, since the U.S. Treasury did not
recover the full amount of its original investment under TARP, 2,370,571
outstanding shares of restricted stock held by senior officers were forfeited,
resulting in a reduction in the number of common shares outstanding.&#160; If the
U.S. Treasury exercises all or part of its warrant to purchase the
Corporation&#8217;s common stock, the compensation-related restrictions of TARP would
not be reimposed on the Corporation for the period of time that such common
stock was held by the U.S. Treasury.</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">USA PATRIOT Act and Other Anti-Money
Laundering Requirements.&#160; </font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a regulated
depository institution, FirstBank is subject to the Bank Secrecy Act, which
imposes a variety of reporting and other requirements, including the
requirement to file suspicious activity and currency transaction reports that
are designed to assist in the detection and prevention of money laundering and
other criminal activities. In addition, under Title III of the USA PATRIOT Act
of 2001, also known as the International Money Laundering Abatement and
Anti-Terrorism Financing Act of 2001, all financial institutions are required
to, among other things, identify their customers, adopt formal and comprehensive
anti-money laundering programs, scrutinize or prohibit altogether certain
transactions of special concern, and be prepared to respond to inquiries from
U.S. law enforcement agencies concerning their customers and their
transactions. Presently, only certain types of financial institutions
(including banks, savings associations and money services businesses) are
subject to final rules implementing the anti-money laundering program
requirements of the USA PATRIOT Act.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulations implementing the Bank Secrecy Act and the USA
PATRIOT Act are published and primarily enforced by the Financial Crimes
Enforcement Network, a bureau of the U.S. Treasury.&#160; Failure of a financial
institution to comply with the requirement of the Bank Secrecy Act or the USA
PATRIOT Act could have serious legal and reputational consequences for the
institution, including the possibility of regulatory enforcement or other legal
action, including significant civil money penalties, against the Corporation or
the Bank. The Corporation also is required to comply with federal economic and
trade sanctions requirements enforced by the Office of Foreign Assets Control
(&#8220;OFAC&#8221;), a bureau of the U.S. Treasury.&#160; The Corporation has adopted
appropriate policies, procedures and controls to address compliance with the
Bank Secrecy Act, USA PATRIOT Act and economic/trade sanctions requirements,
and to implement banking agency, U.S. Treasury and OFAC regulations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">State Chartered Non-Member Bank and Banking Laws and
Regulations</font></i></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in General</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank is subject to regulation and
examination by the OCIF, the CFPB and the FDIC, and is subject to comprehensive
federal and state (Commonwealth) regulations dealing with a wide variety of
subjects. The federal and state laws and regulations that are applicable to
banks regulate, among other things, the scope of their businesses, their
investments, their reserves against deposits, the timing and availability of deposited
funds, and the nature and amount of and collateral for certain loans. In
addition to the impact of regulations, commercial banks are affected
significantly by the actions of the Federal Reserve Board as it attempts to
control the money supply and credit availability in order to influence the
economy.&#160; Among the instruments used by the Federal Reserve Board to implement
these objectives are open market operations in U.S. government securities,
adjustments of the discount rate, and changes in reserve requirements against
bank deposits.&#160; These instruments are used in varying combinations to influence
overall economic growth and the distribution of credit, bank loans, investments
and deposits.&#160; Their use also affects interest rates charged on loans or paid
on deposits.&#160; The monetary policies and regulations of the Federal Reserve
Board have had a significant effect on the operating results of commercial
banks in the past and are expected to continue to do so in the future.&#160; The
effects of such policies upon our future business, earnings and growth cannot
be predicted. &#160;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There are periodic
examinations by the OCIF, the CFPB and the FDIC of FirstBank to test the Bank&#8217;s
conformance to safe and sound banking practices and compliance with various
statutory and regulatory requirements. This regulation and supervision
establishes a comprehensive framework and oversight of activities in which a
banking institution can engage.&#160; The regulation and </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">supervision
by the FDIC are intended primarily for the protection of the FDIC&#8217;s insurance
fund and depositors. The regulatory structure also gives the regulatory
authorities discretion in connection with their supervisory and enforcement
activities and examination policies, including policies with respect to the
classification of assets and the establishment of adequate loan loss reserves
for regulatory purposes. This enforcement authority includes, among other
things, the ability to assess civil money penalties, issue cease-and-desist or
removal orders and to initiate injunctive actions against banking organizations
and institution-affiliated parties. In general, these enforcement actions may
be initiated for violations of laws and regulations and for engaging in unsafe
or unsound practices. In addition, certain bank actions are required by statute
and implementing regulations. Other actions or failure to act may provide the
basis for enforcement action, including the filing of misleading or untimely
reports with regulatory authorities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Written Agreement</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank was
notified by the FDIC that the Consent Order under which the Bank had been
operating since June 2, 2010 was terminated effective April 29, 2015.&nbsp;
FirstBank is required to maintain capital at specified levels pursuant to
applicable law and its agreement with its regulators and currently exceeds all
minimum capital requirements. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In October 2017, the Federal Reserve Bank
of New York terminated the formal written agreement (the &#8220;Written Agreement&#8221;)
entered into on June 3, 2010 between the Corporation and the Federal Reserve.
However, the Corporation has agreed with its regulators to continue to obtain
approval before paying dividends, receiving dividends from the Bank, making
payments on subordinated debt or trust preferred securities, incurring or
guaranteeing debt or purchasing or redeeming any corporate stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:10.0pt;text-align:left;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Dividend
Restrictions</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal
Reserve Board&#8217;s &#8220;Applying Supervisory Guidance and Regulations on the Payment
of Dividends, Stock Redemptions, and Stock Repurchases at Bank Holding
Companies&#8221; (the </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Supervisory Letter&#8221;) discusses the
ability of bank holding companies to declare dividends and to repurchase equity
securities.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp; The Supervisory Letter is generally consistent with
prior Federal Reserve supervisory policies and guidance, although it places
greater emphasis on discussions with the regulators prior to dividend
declarations and redemption or repurchase decisions even when not explicitly
required by the regulations.&nbsp; The Federal Reserve Board provides that the
principles discussed in the letter are applicable to all bank holding
companies.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal
Reserve Board has also issued a policy statement that, as a matter of prudent
banking, a bank holding company should generally not maintain a given rate of
cash dividends unless its net income available to common shareholders has been
sufficient to fund fully the dividends and the prospective rate of earnings
retention appears to be consistent with the organization&#8217;s capital needs, asset
quality, and overall financial condition. The Corporation is subject to certain
restrictions generally imposed on Puerto Rico corporations with respect to the
declaration and payment of dividends (i.e., that dividends may be paid out only
from the Corporation&#8217;s net assets in excess of capital or, in the absence of
such excess, from the Corporation&#8217;s net earnings for such fiscal year and/or
the preceding fiscal year).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In prior years,
the principal source of funds for the Corporation&#8217;s parent holding company was
dividends declared and paid by its subsidiary, FirstBank. Pursuant to its
agreement with the Federal Reserve, the Corporation cannot directly or
indirectly take dividends or any other form of payment representing a reduction
in capital from the Bank without the prior approval of the Federal Reserve. The
ability of FirstBank to declare and pay dividends on its capital stock is
regulated by the Puerto Rico Banking Law, the Federal Deposit Insurance Act
(the &#8220;FDIA&#8221;), and FDIC regulations. In general terms, the Puerto Rico Banking
Law provides that when the expenditures of a bank are greater than receipts,
the excess of expenditures over receipts shall be charged against undistributed
profits of the bank and the balance, if any, shall be charged against the
required reserve fund of the bank. If the reserve fund is not sufficient to
cover such balance in whole or in part, the outstanding amount must be charged
against the bank&#8217;s capital account. The Puerto Rico Banking Law provides that,
until said capital has been restored to its original amount and the reserve
fund to 20% of the original capital, the bank may not declare any dividends. In
general terms, the FDIA and the FDIC regulations restrict the payment of
dividends when a bank is undercapitalized, when a bank has failed to pay
insurance assessments, or when there are safety and soundness concerns
regarding such bank.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We suspended
dividend payments on our common stock and preferred dividends commencing with
the preferred dividend payments for the month of August 2009. We must obtain
the regulators&#8217; approval before we declare, set apart or pay any dividends on
any of our common stock or preferred stock.&#160; Since the fourth quarter of 2016,
following receipt of the requisite regulatory approval, the Corporation has
paid monthly cash dividends on its outstanding shares of Series A through E
Noncumulative Perpetual Monthly Income Preferred Stock. The Corporation has to
date received approval to pay the monthly dividends on the Corporation&#8217;s Series
A through E Preferred Stock through March 2018, although there is no assurance
that such approvals for future periods will be forthcoming. Further, although
there is no assurance that any dividends will be declared on the Corporation&#8217;s
Series A through E Preferred Stock in any future periods, the Corporation
intends to continue to request the Federal Reserve&#8217;s approval to enable it to
continue to pay the monthly dividends on its Series A through E Preferred
Stock.&#160; So long as any shares of preferred stock remain outstanding, we cannot
declare, set apart or pay any dividends on shares of our common stock unless
any accrued and unpaid </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">dividends on our preferred
stock for the twelve monthly dividend periods ending on the immediately
preceding dividend payment date have been paid or are paid contemporaneously
and the full monthly dividend on our preferred stock for the then current month
has been or is contemporaneously declared and paid or declared and set apart
for payment.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Limitations on Transactions with Affiliates and Insiders</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain
transactions between financial institutions such as FirstBank and its
affiliates are governed by Sections&nbsp;23A and 23B of the Federal Reserve Act
and by Federal Reserve Regulation&nbsp;W. An affiliate of a financial
institution in general is any corporation or entity that controls, is
controlled by, or is under common control with the financial institution. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In a holding
company context, the parent bank holding company and any companies that are
controlled by such parent bank holding company are affiliates of the financial
institution. Generally, Sections&nbsp;23A and 23B of the Federal Reserve Act
(i)&nbsp;limit the extent to which the financial institution or its
subsidiaries may engage in &#8220;covered transactions&#8221; (defined below) with any one
affiliate to an amount equal to 10% of such financial institution&#8217;s capital
stock and surplus, and contain an aggregate limit on all such transactions with
all affiliates to an amount equal to 20% of such financial institution&#8217;s
capital stock and surplus and (ii)&nbsp;require that all &#8220;covered transactions&#8221;
be on terms substantially the same, or at least as favorable to the financial
institution or affiliate, as those provided to a non-affiliate. The term
&#8220;covered transaction&#8221; includes the making of loans, purchase of assets,
issuance of a guarantee and other similar transactions. In addition, loans or
other extensions of credit by the financial institution to the affiliate are
required to be collateralized in accordance with the requirements set forth in
Section&nbsp;23A of the Federal Reserve Act.&#160; The Dodd-Frank Act added
derivatives and securities lending and borrowing transactions to the list of
&#8220;covered transactions&#8221; subject to Section 23A restrictions.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, Sections&nbsp;22(h) and (g)&nbsp;of the
Federal Reserve Act, implemented through Regulation&nbsp;O, place restrictions
on loans to executive officers, directors, and principal stockholders. Under
Section&nbsp;22(h) of the Federal Reserve Act, loans to a director, an
executive officer, a greater than 10% stockholder of a financial institution,
and certain related interests of these persons, may not exceed, together with
all other outstanding loans to such persons and affiliated interests, the
financial institution&#8217;s loans to one borrower limit, generally equal to 15% of
the institution&#8217;s unimpaired capital and surplus. Section&nbsp;22(h) of the
Federal Reserve Act also requires that loans to directors, executive officers,
and principal stockholders be made on terms substantially the same as offered
in comparable transactions to other persons and also requires prior board approval
for certain loans. In addition, the aggregate amount of extensions of credit by
a financial institution to insiders cannot exceed the institution&#8217;s unimpaired
capital and surplus. Furthermore, Section&nbsp;22(g) of the Federal Reserve Act
places additional restrictions on loans to executive officers.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Executive Compensation</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2010, the
federal banking agencies adopted interagency guidance governing incentive-based
compensation programs, which applies to all banking organizations regardless of
asset size. This guidance uses a principles-based approach to ensure that
incentive-based compensation arrangements appropriately tie rewards to
longer-term performance and do not undermine the safety and soundness of
banking organizations or create undue risks to the financial system.&#160; The
interagency guidance is based on three major principles: (i) balanced risk-taking
incentives; (ii) compatibility with effective controls and risk management; and
(iii) strong corporate governance.&#160; The guidance further provides that, where
appropriate, the banking agencies will take supervisory or enforcement action
to ensure that material deficiencies that pose a threat to the safety and
soundness of the organization are promptly addressed. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In May 2016, as
required under section 956 of the Dodd-Frank Act, the federal banking agencies,
along with other federal regulatory agencies, proposed regulations (first
proposed in 2011) governing incentive-based compensation practices at covered
banking institutions, which would include, among others, all banking organizations
with assets of $1 billion or greater.&#160; These proposed rules are intended to
better align the financial rewards for covered employees with an institution&#8217;s
long-term safety and soundness. Portions of these proposed rules would apply to
the Corporation and FirstBank. Those applicable provisions would generally (i)
prohibit types and features of incentive-based compensation arrangements that
encourage inappropriate risk because they are &#8220;excessive&#8221; or &#8220;could lead to
material financial loss&#8221; at the banking institution; (ii) require
incentive-based compensation arrangements to adhere to three basic principles:
(1) a balance between risk and reward; (2) effective risk management and
controls; and (3) effective governance; and (iii) require appropriate board of
directors (or committee) oversight and recordkeeping and disclosures to the
banking institution&#8217;s primary regulatory agency. The nature and substance of
any final action to adopt these proposed rules, and the timing of any such
action, are not known at this time.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bank and Bank Holding Company Regulatory Capital
Requirements</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Federal
Reserve Board has adopted risk-based and leverage capital adequacy guidelines
pursuant to which it assesses the adequacy of capital in examining and
supervising a bank holding company and in analyzing applications to it under
the Bank Holding Company Act.&#160; The Federal Reserve Board&#8217;s historical
risk-based capital guidelines were based upon the 1988 capital accord (&#8220;Basel
I&#8221;) of the Basel Committee.&#160; These historical requirements, however, which
included a legacy simplified risk-weighting system for the calculations of
risk-based assets, as well as lower leverage capital requirements, were
superseded by new risk-based and leverage capital requirements that went into
effect, on a multi-year transitional basis, on January 1, 2015. The FDIC has
adopted substantively </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">identical requirements that
apply to insured banks under its regulation and supervision. These requirements
are part of a revised regulatory capital framework for U.S. banking organizations
(the &#8220;Basel III rules&#8221;) adopted by the banking agencies that is based on
international regulatory capital requirements adopted by the Basel Committee on
Banking Supervision over the past several years.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Basel III
rules introduced new minimum capital ratios and capital conservation buffer
requirements, change the composition of regulatory capital, require a number of
new adjustments to and deductions from regulatory capital, and introduced a new
&#8220;Standardized Approach&#8221; for the calculation of risk-weighted assets that
replaced the risk-weighting requirements under prior U.S. regulatory capital
rules.&#160; The new minimum regulatory capital requirements and the Standardized
Approach for the calculation of risk-weighted assets became effective for the
Corporation on January 1, 2015. The capital conservation buffer requirements,
and the regulatory capital adjustments and deductions under the Basel III rules
are being phased-in over several years generally ending on December 31, 2018.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Basel III
rules introduced a new and separate ratio of Common Equity Tier 1 capital
(&#8220;CET1&#8221;) to risk-weighted assets. CET1, a narrower subcomponent of total Tier 1
capital, generally consists of common stock and related surplus, retained
earnings, accumulated other comprehensive income (&#8220;AOCI&#8221;), and qualifying
minority interests. Certain banking organizations, however, including the
Corporation and FirstBank, were allowed to make a one-time permanent election
in early 2015 to continue to exclude AOCI items. The Corporation and FirstBank
elected to permanently exclude capital in AOCI in order to avoid significant
variations in the level of capital depending upon the impact of interest rate fluctuations
on the fair value of the securities portfolio.&#160; In addition, the Basel III
rules require the Corporation to maintain an additional CET1 capital
conservation buffer of 2.5%. The capital conservation buffer must be maintained
to avoid limitations on both (i) capital distributions (e.g. repurchases of
capital instruments or dividend or interest payments on capital instruments)
and (ii) discretionary bonus payments to executive officers and heads of major
business lines. Under the fully phased-in rules, the Corporation will be
required to maintain: (i) a minimum CET1 to risk-weighted assets ratio of at
least 4.5%, plus the 2.5% &#8220;capital conservation buffer,&#8221; resulting in a
required minimum CET1 ratio of at least 7%, (ii) a minimum ratio of total Tier
1 capital to risk-weighted assets of at least 6.0%, plus the 2.5% capital
conservation buffer, resulting in a required minimum Tier 1 capital ratio of
8.5%, (iii) a minimum ratio of total Tier 1 plus Tier 2 capital to
risk-weighted assets of at least 8.0%, plus the 2.5% capital conservation
buffer, resulting in a required minimum total capital ratio of 10.5%, and (iv)
a required minimum leverage ratio of 4%, calculated as the ratio of Tier 1
capital to average on-balance sheet (non-risk adjusted) assets. The phase-in of
the capital conservation buffer began on January 1, 2016 with a first year
requirement of 0.625% of additional CET1, which will be progressively increased
over a four-year period, increasing by that same percentage amount on each
subsequent January 1 until it reaches the fully phased-in 2.5% CET1 requirement.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the
Basel III rules require a number of new deductions from and adjustments to
CET1, including deductions from CET1 for certain intangible assets, and
deferred tax assets dependent upon future taxable income; the four-year
phase-in period for these adjustments generally began on January 1, 2015.&#160;
Mortgage servicing assets and deferred tax assets attributable to temporary
differences, among others, are required to be deducted to the extent that any
one such category exceeds 10% of CET1 or all such categories in the aggregate
exceed 15% of CET1. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Basel III
rules also require that certain non-qualifying capital instruments, including
cumulative preferred stock and trust preferred securities (&#8220;TRuPs&#8221;), be
excluded from Tier 1 capital. In general, banking organizations such as the
Corporation began to phase out TRuPs from Tier 1 capital on January 1, 2015.
The outstanding balance owed on the Corporation&#8217;s TRuPs were fully phased out
from Tier 1 capital as of January 1, 2016. However, the Corporation&#8217;s TRuPs may
continue to be included in Tier 2 capital until the instruments are redeemed or
mature.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November 21,
2017, the Federal Reserve Board, FDIC, and the Office of the Comptroller of the
Currency finalized an extension of the phase-in of certain Basel III capital
rules for banks not using the Basel advanced approaches. The extension, which
is effective January 1, 2018, pauses the full transition to the Basel III
treatment of mortgage servicing assets, certain deferred tax assets,
investments in the capital of unconsolidated financial institutions and
minority interests, pending the banking agencies&#8217; broader efforts, announced in
September 2017, to simply the regulatory capital rules that apply to banking
organizations other than &#8220;advanced approaches&#8221; banking organizations. Because
the advanced approaches rules apply only to banking organizations with more
than $250 billion in total consolidated assets or at least $10 billion in total
on-balance sheet foreign exposure, the extension relief applies broadly to
community, midsize, and regional banks, including the Corporation and
FirstBank.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
and FirstBank compute risk weighted assets using the Standardized Approach
required by the Basel III rules. The Standardized Approach for risk-weightings
has expanded the risk-weighting categories from the four major risk-weighting
categories under the previous regulatory capital rules (0%, 20%, 50%, and 100%)
to a much larger and more risk-sensitive number of categories, depending on the
nature of the assets. In a number of cases, the Standardized Approach results
in higher risk weights for a variety of asset categories. Specific changes to
the risk-weightings of assets include, among other things: (i) applying a 150%
risk weight instead of a 100% risk weight for high volatility commercial real
estate acquisition, development and construction loans, (ii) assigning a 150%
risk weight to exposures that are 90 days past due (other than qualifying
residential mortgage exposures, which remain at an assigned risk-weighting of
100%), (iii) establishing a 20% credit conversion factor for the unused portion
of a commitment with an original </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">maturity of one year
or less that is not unconditionally cancellable, in contrast to the 0%
risk-weighting under the prior rules and (iv) requiring capital to be
maintained against on-balance-sheet and off-balance-sheet exposures that result
from certain cleared transactions, guarantees and credit derivatives, and
collateralized transactions (such as repurchase agreement transactions).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Prompt Corrective Action.&#160; </font></i></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Prompt Corrective Action (&#8220;PCA&#8221;) provisions of the FDIA
require the federal bank regulatory agencies to take prompt corrective action
against any undercapitalized insured depository institution.&#160; The FDIA
establishes five capital categories: well-capitalized, adequately capitalized,
undercapitalized, significantly undercapitalized, and critically
undercapitalized. Well-capitalized insured depository institutions
(&#8220;institutions&#8221;) significantly exceed the required minimum level for each
relevant capital measure.&#160; Adequately capitalized institutions include
institutions that meet but do not significantly exceed the required minimum
level for each relevant capital measure. Undercapitalized institutions consist
of those that fail to meet the required minimum level for one or more relevant
capital measures. Significantly undercapitalized institutions are those with
capital levels significantly below the minimum requirements for any relevant
capital measure. Critically undercapitalized institutions have minimal capital
and are at serious risk for government seizure.&#160;&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under certain circumstances, a well-capitalized,
adequately capitalized or undercapitalized institution may be treated as if the
institution were in the next lower capital category.&#160; An institution is
generally prohibited from making capital distributions (including paying
dividends), or paying management fees to a holding company if the institution
would thereafter be undercapitalized.&#160; Institutions that are adequately
capitalized but not well-capitalized cannot accept, renew or roll over brokered
CDs except with a waiver from the FDIC and are subject to restrictions on the
interest rates that can be paid on such deposits.&#160; Undercapitalized
institutions may not accept, renew or roll over brokered CDs.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The federal bank regulatory agencies are
permitted or, in certain cases, required to take certain actions with respect
to institutions falling within one of the three undercapitalized categories.&#160;
Depending on the level of an institution&#8217;s capital, the agencies&#8217; corrective
powers include, among other things: </font></font></p>

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<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
prohibiting the payment of principal and interest on subordinated debt;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.5in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; prohibiting the holding company from making
distributions without prior regulatory approval;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
placing limits on asset growth and restrictions on activities;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
placing additional restrictions on transactions with affiliates;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
restricting the interest rate the institution may pay on deposits;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">prohibiting
the institution from accepting deposits from correspondent banks; and</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
in the most severe cases, appointing a conservator or receiver for the
institution.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:6.0pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">An institution that is undercapitalized is required to
submit a capital restoration plan, and such a plan will not be accepted unless,
among other things, the institution&#8217;s holding company guarantees the plan up to
a certain specified amount.&#160; Any such guarantee from an institution&#8217;s holding
company is entitled to a priority of payment in bankruptcy.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-top:11.65pt;text-align:justify;text-indent:.15in;vertical-align:baseline;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:11.5pt;">The banking agencies&#8217; Basel
III rules, discussed above, revise the PCA requirements by (i) introducing a
separate CET1 ratio requirement for each PCA capital category (other than
critically undercapitalized) with the required CET1 ratio being 6.5% for
well-capitalized status; (ii) increasing the minimum Tier 1 capital ratio
requirement for each PCA capital category with the minimum Tier 1 capital ratio
for well-capitalized status being 8% (as compared to the previous 6%); and
(iii) eliminating the previous provision that allows a bank with a composite
supervisory rating of 1 to have a 3% leverage ratio and still be adequately
capitalized and maintaining the minimum leverage ratio for well-capitalized
status at 5%. The Basel III rules do not change the total risk-based capital
requirement (10% for well-capitalized status) for any PCA capital category.&#160;
The new PCA requirements became effective on January 1, 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-top:11.65pt;text-align:justify;text-indent:.15in;vertical-align:baseline;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:11.5pt;">A bank&#8217;s capital category, as determined
by applying the prompt corrective action provisions of the law, may not
constitute an accurate representation of the overall financial condition or
prospects of a bank, such as the Bank, and should be considered in conjunction
with other available information regarding the financial condition and results
of operations of the bank.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=10 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Set forth below are the
  Corporation's and FirstBank's capital ratios as of December 31, 2017 based on
  Federal Reserve and FDIC guidelines:
  </font></td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=48% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=32% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=48% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Banking Subsidiary</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">First BanCorp.</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FirstBank</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">General Well-Capitalized Minimum</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=48% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom width=48% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  capital (Total capital to</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  risk-weighted assets)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22.53%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22.06%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10.00%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Common
  Equity Tier 1 Capital (Common Equity</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Tier 1 capital to&#160; risk-weighted assets)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18.96%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17.70%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6.50%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Tier 1
  capital ratio (Tier 1 capital</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; to
  risk-weighted assets)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18.97%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20.79%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8.00%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Leverage
  ratio </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14.03%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15.39%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.00%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=48% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">_______________</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=10 width=100% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;"> Tier 1 capital to average
  assets.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Deposit
Insurance</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The increase in deposit insurance coverage
to up to $250,000 per customer, the FDIC&#8217;s expanded authority to increase
insurance premiums, as well as the increase in the number of bank failures
after the 2008 financial crisis resulted in an increase in deposit insurance
assessments for all banks, including FirstBank. The Dodd-Frank Act changed the
requirements for the Deposit Insurance Fund by requiring that the designated
reserve ratio for the Deposit Insurance Fund for any year not be less than 1.35
percent of estimated insured deposits or the comparable percentage of the new
deposit assessment base.&#160; In addition, the FDIC must take steps as necessary
for the reserve ratio to reach 1.35 percent of estimated insured deposits by
September 30, 2020.&#160; If the reserve ratio exceeds 1.5 percent, the FDIC must
dividend to Deposit Insurance Fund members the amount above the amount
necessary to maintain the Deposit Insurance Fund at 1.5 percent, but the FDIC
Board of Directors may, in its sole discretion, suspend or limit the
declaration of payment of dividends.&#160; The FDIC has adopted a Deposit Reserve
Fund restoration plan that projects that the designated reserve ratio will
reach 1.35 percent by the 2020 deadline. The FDIC has also adopted a final rule
raising its industry target ratio of reserves to insured deposits to 2 percent,
65 basis points above the statutory minimum, but the FDIC does not project that
goal to be met for several years. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC assessment rules currently define
the assessment base for deposit insurance as required by the Dodd-Frank Act,
specify assessment rates, implement the Dodd-Frank Act&#8217;s Deposit Insurance Fund
dividend provisions, and revise the risk-based assessment system for all large
insured depository institutions (institutions with at least $10 billion in
total assets), such as FirstBank. In March 2016, the FDIC adopted a rule, which
became effective on July 1, 2016, to increase the Deposit Insurance Fund to the
statutorily required minimum level of 1.35 percent. Among other things, the
rule imposes on banks with at least $10 billion in assets (which would include
the Bank) a surcharge of 4.5 cents per $100 of their assessment base, after
making certain adjustments. The FDIC has stated that it expects the reserve
ratio will reach 1.35 percent before the end of 2018.&#160; If the reserve ratio
does not reach 1.35 percent by the end of 2018, however, the FDIC intends to
impose a shortfall assessment on March 31, 2019, on insured depository
institutions with total consolidated assets of $10 billion or more. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FDIC
Insolvency Authority</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under Puerto
Rico banking laws (discussed below), the OCIF may appoint the FDIC as
conservator or receiver of a failed or failing FDIC-insured Puerto Rican bank
such as the Bank, and the FDIA authorizes the FDIC to accept such an
appointment. In addition, the FDIC has broad authority under the FDIA to
appoint itself as conservator or receiver of a failed or failing state bank,
including a Puerto Rican bank. If the FDIC is appointed conservator or receiver
of a bank upon the bank&#8217;s insolvency or the occurrence of other events, the
FDIC may sell or transfer some, part or all of a bank&#8217;s assets and liabilities
to another bank, or liquidate the bank and pay out insured depositors, as well
as uninsured depositors and other creditors to the extent of the closed bank&#8217;s
available assets. As part of its insolvency authority, the FDIC has the
authority, among other things, to take possession of and administer the
receivership estate, pay out estate claims, and repudiate or disaffirm certain
types of contracts to which the bank was a party if the FDIC believes such
contract is burdensome and its disaffirmance will aid in the administration of
the receivership.&#160; In resolving the estate of a failed bank, the FDIC as
receiver will first satisfy its own administrative expenses, and the claims of
holders of U.S. deposit liabilities also have priority over those of other
general unsecured creditors.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></b></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Activities and Investments</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The activities as &#8220;principal&#8221; of
FDIC-insured, state-chartered banks such as FirstBank are generally limited to
those that are permissible for national banks. Similarly, under regulations
dealing with equity investments, an insured state-chartered bank generally may
not directly or indirectly acquire or retain any equity investments of a type,
or in an amount, that is not permissible for a national bank.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Federal Home Loan Bank System</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank is a member of the Federal Home
Loan Bank (&#8220;FHLB&#8221;) system. The FHLB system consists of eleven regional Federal
Home Loan Banks governed and regulated by the Federal Housing Finance Agency.
The Federal Home Loan Banks serve as reserve or credit facilities for member
institutions within their assigned regions. They are funded primarily from
proceeds derived from the sale of consolidated obligations of the FHLB system,
and they make loans (advances) to members in accordance with policies and
procedures established by the FHLB system and the board of directors of each
regional FHLB.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank is a member of the FHLB of New
York and, as such, is required to acquire and hold shares of capital stock in
the FHLB of New York in an amount calculated in accordance with the
requirements set forth in applicable laws and regulations. FirstBank is in
compliance with the stock ownership requirements of the FHLB of New York. All
loans, advances and other extensions of credit made by the FHLB to FirstBank
are secured by a portion of FirstBank&#8217;s mortgage loan portfolio, certain other
investments and the capital stock of the FHLB held by FirstBank.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Ownership and Control</font></i></b></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because of
FirstBank&#8217;s status as an FDIC-insured bank, as defined in the Bank Holding
Company Act, the Corporation, as the owner of FirstBank&#8217;s common stock, is
subject to certain restrictions and disclosure obligations under various
federal laws, including the Bank Holding Company Act and the Change in Bank
Control Act (the &#8220;CBCA&#8221;). Regulations adopted pursuant to the Bank Holding
Company Act and the CBCA generally require prior Federal Reserve Board approval
or non-objection for an acquisition of control of an insured institution (as
defined in the Act) or holding company thereof by any person (or persons acting
in concert). Control is deemed to exist if, among other things, a person (or
group of persons acting in concert) acquires 25% or more of any class of voting
stock of an insured institution or holding company thereof. Under the CBCA,
control is presumed to exist subject to rebuttal if a person (or group of
persons acting in concert) acquires 10% or more of any class of voting stock
and either (i) the corporation has registered securities under Section 12 of
the Exchange Act, or (ii) no person (or group of persons acting in concert)
will own, control or hold the power to vote a greater percentage of that class
of voting securities immediately after the transaction. The concept of acting
in concert is very broad and also is subject to certain rebuttable
presumptions, including among others, that relatives, business partners,
management officials, affiliates and others are presumed to be acting in
concert with each other and their businesses. The regulations of the FDIC
implementing the CBCA are generally similar to those described above. </font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Puerto Rico
Banking Law requires the approval of the OCIF for changes in control of a
Puerto Rico bank. See &#8220;Puerto Rico Banking Law.&#8221;</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Standards for Safety and Soundness</font></i></b></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIA requires the FDIC and the other federal
bank regulatory agencies to prescribe standards of safety and soundness, by
regulations or guidelines, relating generally to operations and management,
asset growth, asset quality, earnings, stock valuation, and compensation. The
implementing regulations and guidelines of the FDIC and the other federal bank
regulatory agencies establish general standards relating to internal controls
and information systems, internal audit systems, loan documentation, credit
underwriting, interest rate exposure, asset growth and compensation, fees and
benefits. In general, the regulations and guidelines require, among other
things, appropriate systems and practices to identify and manage the risks and
exposures specified in the guidelines. The regulations and guidelines prohibit
excessive compensation as an unsafe and unsound practice and describe
compensation as excessive when the amounts paid are unreasonable or
disproportionate to the services performed by an executive officer, employee,
director or principal shareholder. Failure to comply with these standards can
result in administrative enforcement or other adverse actions against the bank.</font></p>




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<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Brokered Deposits</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FDIC regulations adopted under the FDIA govern the receipt of brokered
deposits by banks. Well-capitalized institutions are not subject to limitations
on brokered deposits, while adequately-capitalized institutions are able to
accept, renew or rollover brokered deposits only with a waiver from the FDIC
and subject to certain restrictions on the interest paid on such deposits.
Undercapitalized institutions are not permitted to accept brokered deposits.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Puerto Rico Banking Law</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a commercial bank organized under the
laws of the Commonwealth of Puerto Rico, FirstBank is subject to supervision,
examination and regulation by OCIF pursuant to the Puerto Rico Banking Law of
1933, as amended (the &#8220;Banking Law&#8221;).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law contains various
provisions relating to FirstBank and its affairs, including its incorporation
and organization, the rights and responsibilities of its directors, officers
and stockholders and its corporate powers, lending limitations, capital requirements,
and investment requirements. In addition, the Commissioner is given extensive
rule-making power and administrative discretion under the Banking Law.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law authorizes Puerto Rico
commercial banks to conduct certain financial and related activities directly
or through subsidiaries, including the leasing of personal property and the
operation of a small loan business.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law requires every bank to
maintain a legal reserve, which shall not be less than twenty percent (20%) of its
demand liabilities, except government deposits (federal, state and municipal)
that are secured by actual collateral. The reserve is required to be composed
of any of the following securities or a combination thereof: (1)&nbsp;legal
tender of the United States; (2)&nbsp;checks on banks or trust companies
located in any part of Puerto Rico that are to be presented for collection
during the day following the day on which they are received; (3)&nbsp;money
deposited in other banks provided said deposits are authorized by the
Commissioner and subject to immediate collection; (4)&nbsp;federal funds sold
to any Federal Reserve Bank and securities purchased under agreements to resell
executed by the bank with such funds that are subject to be repaid to the bank
on or before the close of the next business day; and (5)&nbsp;any other asset
that the Commissioner identifies from time to time.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section 17 of the Banking Law permits
Puerto Rico commercial banks to make loans to any one person, firm, partnership
or corporation in an aggregate amount of up to fifteen percent (15%) of the sum
of: (i)&nbsp;the bank&#8217;s paid-in capital; (ii)&nbsp;the bank&#8217;s reserve fund;
(iii)&nbsp;50% of the bank&#8217;s retained earnings, subject to certain limitations;
and (iv)&nbsp;any other components that the Commissioner may determine from
time to time. If such loans are secured by collateral worth at least twenty
five percent (25%) more than the amount of the loan, the aggregate maximum
amount may reach one third (33.33%) of the sum of the bank&#8217;s paid-in capital,
reserve fund, 50% of retained earnings, subject to certain limitations, and
such other components that the Commissioner may determine from time to time.
There are no restrictions under the Banking Law on the amount of loans that may
be wholly secured by bonds, securities and other evidences of indebtedness of
the Government of the United States, or of the Commonwealth of Puerto Rico, or
by bonds, not in default, of municipalities or instrumentalities of the
Commonwealth of Puerto Rico.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law prohibits Puerto Rico commercial
banks from making loans secured by their own stock, and from purchasing their
own stock, unless such purchase is made pursuant to a stock repurchase program
approved by the Commissioner or is necessary to prevent losses because of a
debt previously contracted in good faith. The stock purchased by the Puerto
Rico commercial bank must be sold by the bank in a public or private sale
within one year from the date of purchase.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law provides
that no officer, director, agent or employee of a Puerto Rico commercial bank
may serve as an officer, director, agent or employee of another Puerto Rico
commercial bank, financial corporation, savings and loan association, trust corporation,
corporation engaged in granting mortgage loans or any other institution engaged
in the money lending business in Puerto Rico. This prohibition is not
applicable to any such position with an affiliate of a Puerto Rico commercial
bank.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law requires
that Puerto Rico commercial banks prepare each year a balance summary of their
operations, and submit such balance summary for approval at a regular meeting
of stockholders, together with an explanatory report thereon. The Banking Law
also requires that at least ten percent (10%) of the yearly net income of a Puerto
Rico commercial bank be credited annually to a reserve fund. This credit is
required to be done every year until such reserve fund shall be equal to the
total paid-in-capital of the bank.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law also
provides that when the expenditures of a Puerto Rico commercial bank are
greater than receipts, the excess of the expenditures over receipts shall be
charged against the undistributed profits of the bank, and the balance, if any,
shall be charged against the reserve fund, as a reduction thereof. If there is
no reserve fund sufficient to cover such balance in whole or in part, the
outstanding amount shall be charged against the capital account and no dividend
shall be declared until said capital has been restored to its original amount
and the amount in the reserve fund equals twenty percent (20%) of the original
capital.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law
requires the prior approval of the Commissioner with respect to a transfer of
capital stock of a bank that results in a change of control of the bank. Under
the Banking Law, a change of control is presumed to occur if a person or a
group of persons acting in concert, directly or indirectly, acquires more than
5% of the outstanding voting capital stock of the bank. The Commissioner has
interpreted the restrictions of the Banking Law as applying to acquisitions of
voting securities of entities controlling a bank, such as a bank holding
company. Under the Banking Law, the determination of the Commissioner whether
to approve a change of control filing is final and non-appealable.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Finance Board, which is composed of the Commissioner, the Secretary
of the Treasury, the Secretary of Commerce, the Secretary of Consumer Affairs,
the President of the Economic Development Bank, the President of the Government
Development Bank, and the President of the Planning Board, has the authority to
regulate the maximum interest rates and finance charges that may be charged on
loans to individuals and unincorporated businesses in Puerto Rico. The current
regulations of the Finance Board provide that the applicable interest rate on
loans to individuals and unincorporated businesses, including real estate
development loans but excluding certain other personal and commercial loans
secured by mortgages on real estate properties, is to be determined by free
competition. Accordingly, the regulations do not set a maximum rate for charges
on retail installment sales contracts, small loans, and credit card purchases
and set aside previous regulations which regulated these maximum finance
charges. Furthermore, there is no maximum rate set for installment sales
contracts involving motor vehicles, commercial, agricultural and industrial
equipment, commercial electric appliances and insurance premiums.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">International Banking Act of Puerto Rico (&#8220;IBE Act 52&#8221;)&#160; </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The business and operations of FirstBank
International Branch (&#8220;FirstBank IBE&#8221; or the &#8220;IBE division of FirstBank&#8221;) and
FirstBank Overseas Corporation (the IBE subsidiary of FirstBank) are subject to
supervision and regulation by the Commissioner. FirstBank and FirstBank
Overseas Corporation were created under the IBE Act 52, which provides for
total Puerto Rico tax exemption on net income derived by IBEs operating in
Puerto Rico on the specific activities identified in the IBE Act. An IBE that
operates as a unit of a bank pays income taxes at the corporate standard rates
to the extent that the IBE&#8217;s net income exceeds 20% of the bank&#8217;s total net
taxable income. Under the IBE Act 52, certain sales, encumbrances, assignments,
mergers, exchanges or transfers of shares, interests or participation(s) in the
capital of an international banking entity (an &#8220;IBE&#8221;) may not be initiated
without the prior approval of the Commissioner. The IBE Act 52 and the
regulations issued thereunder by the Commissioner (the &#8220;IBE Regulations&#8221;) limit
the business activities that may be carried out by an IBE. Such activities are
limited in part to persons and assets located outside of Puerto Rico.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the IBE Act 52 and the IBE
Regulations, each of FirstBank IBE and FirstBank Overseas Corporation must
maintain locally books and records of all its transactions in the ordinary
course of business. FirstBank IBE and FirstBank Overseas Corporation are also
required thereunder to submit to the Commissioner quarterly and annual reports
of their financial condition and results of operations, including annual
audited financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The IBE Act 52 empowers the Commissioner
to revoke or suspend, after notice and hearing, a license issued thereunder if,
among other things, the IBE fails to comply with the IBE Act 52, the IBE
Regulations or the terms of its license, or if the Commissioner finds that the
business or affairs of the IBE are conducted in a manner that is not consistent
with the public interest.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2012, the Puerto Rico government approved Act
Number 273 (&#8220;Act 273&#8221;).&#160; Act 273 replaces, prospectively, IBE Act 52 with the
objective of improving the conditions for conducting international financial
transactions in Puerto Rico.&#160; An IBE existing on the date of approval of Act
273, such as FirstBank IBE and FirstBank Overseas Corporation, can continue
operating under IBE Act 52, or, it can voluntarily convert to an International
Financial Entity (&#8220;IFE&#8221;) under Act 273 so it may broaden its scope of Eligible
IFE Activities, as defined below, and obtain a grant of tax exemption under Act
273.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">IFEs are licensed by the Commissioner, and authorized
to conduct certain Act 273 specified financial transactions (&#8220;Eligible IFE
Activities&#8221;). Once licensed, an IFE can request a grant of tax exemption (&#8220;Tax
Grant&#8221;) from the Puerto Rico Department of Economic Development and Commerce,
which will enumerate and secure the following tax benefits provided by Act 273
as contractual rights (i.e., regardless of future changes in Puerto Rico law)
for a fifteen (15) year period:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.45in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(i)</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">to the IFE: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a fixed 4% Puerto Rico income tax rate
on the net income derived by the IFE from its Eligible IFE Activities; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">full property and
municipal license tax exemptions on such activities. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.45in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(ii)</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">to its shareholders: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">6% income tax rate on
distributions to Puerto Rico resident shareholders of earnings and profits
derived from the Eligible IFE Activities; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">full Puerto Rico
income tax exemption on such distributions to non-Puerto Rico resident
shareholders. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
primary purpose of IFEs is to attract Unites States and foreign investors to
Puerto Rico. Consequently, Act 273 authorizes them to engage in traditional
banking and financial transactions, principally with non-residents of Puerto
Rico. Furthermore, the scope of Eligible IFE Activities encompasses a wider
variety of transactions than those previously authorized to IBEs. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Act 187, as amended, enacted on November
17, 2015 requires the Commissioner to issue a Certificate of Compliance every
two years in order to certify the compliance with law of companies organized
under IBE </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Act 52.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the date of the issuance of this Annual Report
on Form 10-K, FirstBank IBE and FirstBank Overseas Corporation are operating
under IBE Act 52.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Puerto Rico Income Taxes</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Puerto Rico Internal Revenue Code of 2011,
as amended (the &#8220;2011 PR Code&#8221;), the Corporation and its subsidiaries are
treated as separate taxable entities and are not entitled to file consolidated
tax returns and, thus, the Corporation is generally&#160; not entitled to utilize
losses from one subsidiary to offset gains in another subsidiary. Accordingly,
in order to obtain a tax benefit from a net operating loss (&#8220;NOL&#8221;), a
particular subsidiary must be able to demonstrate sufficient taxable income within
the applicable NOL carry-forward period. The 2011 PR Code allows entities
organized as limited liability companies to perform an election to become a
non-taxable &#8220;pass-through&#8221; entity and utilize losses to offset income from
other &#8220;pass-through&#8221; entities, subject to certain limitations, with the
remaining net income passing-through to its partner entities. The 2011 PR Code
provides a dividend received deduction of 100% on dividends received from
&#8220;controlled&#8221; subsidiaries subject to taxation in Puerto Rico and 85% on
dividends received from other taxable domestic corporations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the 2011 PR Code, First BanCorp, is subject to a
maximum statutory tax rate of 39%. The 2011 PR Code also includes an
alternative minimum tax of 30% that applies if the Corporation&#8217;s regular income
tax liability is less than the alternative minimum tax requirements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has maintained an effective tax rate
lower than the maximum statutory rate in Puerto Rico mainly by investing in
government obligations and mortgage-backed securities exempt from U.S. and
Puerto Rico income taxes and by doing business through an International Banking
Entity (&#8220;IBE&#8221;) unit of the Bank, and through the Bank&#8217;s subsidiary, FirstBank
Overseas Corporation, whose interest income and gain on sales is exempt from
Puerto Rico income taxation. The IBE and FirstBank Overseas Corporation were
created under the International Banking Entity Act of Puerto Rico, which
provides for total Puerto Rico tax exemption on net income derived by IBEs
operating in Puerto Rico on the specific activities identified in the IBE Act.&#160;
An IBE that operates as a unit of a bank pays income taxes at the corporate
standard rates to the extent that the IBE&#8217;s net income exceeds <a name="XBRL_CS_ea29f0a154164d768b9e7b57f"></a>20<a name="XBRL_CS_ea29f0a154164d768b9e7b57f_bclEnd"></a>% of the bank&#8217;s total net
taxable income.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 28 and September 30, 2015, the
Puerto Rico legislature approved Act 72-2015 and Act 159-2015, respectively,
which enacted amendments to the 2011 PR Code. The amendments related to the
income tax provision include changes to the alternative minimum tax computation,
and changes to the use limitation on NOLs and capital losses for 2015 and
future taxable years. The change in the tax law affected the Corporation&#8217;s
income tax computation by limiting the NOL deduction to 80% of taxable income,
compared to a 90% limitation in years prior to 2015. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Act 72-2015, as amended, also introduced a
value added tax (the &#8220;VAT&#8221;) on consumption, effective April 1, 2016, to replace
the current sales and use tax (&#8220;SUT&#8221;), and certain temporary changes on SUT for
the transition into the VAT. However, Act 54-2016, enacted on May 26, 2016,
repealed the VAT sections of Act 72-2015 and made permanent the changes to SUT.
The still in force changes in SUT include: an increase in tax rate from 7% to
11.5% on taxable goods and services, effective since July 1, 2015, and a 4% SUT
on business to business services, and professional services, with certain
exceptions, effective since October 1, 2015. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On January 24, 2018, the Government of
Puerto Rico announced that it is developing a Puerto Rico Tax Reform to
increase the competitiveness of the Island. The proposed plan would reduce the
maximum corporate tax rate to 29% from the current 39% and would reduce
business to business services sales tax to 2% from the current 4% However, such
plan is subject to approval from the PROMESA oversight board and subsequent
legislative action.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:10.0pt;margin-left:9.0pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">United
States Income Taxes</font></i></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation is also subject to federal
income tax on its income from sources within the United States and on any item
of income that is, or is considered to be, effectively connected with the
active conduct of a trade or business within the United States. The
U.S.&nbsp;Internal Revenue Code provides for tax exemption of any portfolio
interest received by a foreign corporation from sources within the United
States; therefore, the Corporation is not subject to federal income tax on
certain U.S.&nbsp;investments that qualify under the term &#8220;portfolio interest.&#8221; </font></p>


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<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 22, 2017, the United States President
signed H.R.1 approved by Congress (&#8220;the US Tax Reform&#8221;) including an overhaul
of individual, business and international taxes, which affected our branch
operations in the U.S. and the USVI. The bill includes measures reducing
corporate taxes from 35% to 21%, a repeal of the corporate alternative minimum
tax regime, changes to business deductions and NOLs, a 15.5% tax on mandatory
repatriation of liquid assets, a 10% tax on base erosion payments and a minimum
10.5% tax on inclusion of global intangible low-tax income by U.S.
shareholders, among other significant changes. The change in the tax law will
also affect the Corporation&#8217;s U.S. and USVI income tax computation for 2018 by
changing the limitations for FDIC premium and entertainment deductions and
reducing the U.S. and USVI&#8217;s effective tax rate.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Insurance Operations Regulation</font></i></b></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank Insurance
Agency is registered as an insurance agency with the Insurance Commissioner of
Puerto Rico and is subject to regulations issued by the Insurance Commissioner
relating to, among other things, the licensing of employees and sales and
solicitation and advertising practices, and by the Federal Reserve as to
certain consumer protection provisions mandated by the GLB Act and its
implementing regulations.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;margin-left:.1in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:1.8pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mortgage
Banking Operations</font></i></b></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to FDIC
and CFPB regulation, FirstBank is subject to the rules and regulations of the
FHA, VA, FNMA, FHLMC, GNMA, and HUD with respect to originating, processing,
selling and servicing mortgage loans and the issuance and sale of
mortgage-backed securities. Those rules and regulations, among other things,
prohibit discrimination and establish underwriting guidelines that include
provisions for inspections and appraisals, require credit reports on
prospective borrowers and fix maximum loan amounts, and, with respect to VA
loans, fix maximum interest rates. Moreover, lenders such as FirstBank are
required annually to submit audited financial statements to the FHA, VA, FNMA, FHLMC,
GNMA and HUD and each regulatory entity has its own financial requirements.
FirstBank&#8217;s affairs are also subject to supervision and examination by the FHA,
VA, FNMA, FHLMC, GNMA and HUD at all times to assure compliance with applicable
regulations, policies and procedures. Mortgage origination activities are
subject to, among other requirements, the Equal Credit Opportunity Act, Federal
Truth-in-Lending Act, and the Real Estate Settlement Procedures Act and the
regulations promulgated thereunder that, among other things, prohibit
discrimination and require the disclosure of certain basic information to
mortgagors concerning credit terms and settlement costs. FirstBank is licensed
by the Commissioner under the Puerto Rico Mortgage Banking Law, and, as such,
is subject to regulation by the Commissioner, with respect to, among other
things, licensing requirements and the establishment of maximum origination
fees on certain types of mortgage loan products.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section&nbsp;5 of the Puerto Rico Mortgage
Banking Law requires the prior approval of the Commissioner for the acquisition
of control of any mortgage banking institution licensed under such law. For
purposes of the Puerto Rico Mortgage Banking Law, the term &#8220;control&#8221; means the
power to direct or influence decisively, directly or indirectly, the management
or policies of a mortgage banking institution. The Puerto Rico Mortgage Banking
Law provides that a transaction that results in the holding of less than 10% of
the outstanding voting securities of a mortgage banking institution shall not
be considered a change in control.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>


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<b><font lang=EN-US style="font-size:10.0pt;">Item&nbsp;1A.</font></b><b><i><font lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b><b><font lang=EN-US style="font-size:10.0pt;">Risk
Factors</font></b><b><i><font lang=EN-US style="font-size:10.0pt;">

&nbsp;</font></i></b><p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">RISKS RELATING TO THE CORPORATION&#8217;S
BUSINESS</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Uncertainty </font></i></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">surrounding the future economic conditions that will
emerge in the hurricane-impacted areas makes it difficult for management to
estimate the ultimate effect of the hurricanes on credit quality, inherent
loss, revenues, and asset values.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the third quarter of
2017, two hurricanes (Maria and Irma) struck the Corporation&#8217;s service areas
and caused significant damage to the infrastructure and property and severely
disrupted normal economic activity in all of these regions. There is pervasive
uncertainty surrounding the future economic conditions that will emerge in the
hurricane-impacted areas. As a result, management is confronted with a
significant and unfamiliar degree of uncertainty in estimating the impact of
the recent hurricanes on credit quality, inherent loss, revenues, and asset
values. In addition, there is uncertainty regarding the adequacy and timeliness
of insurance recoveries, continued personal employment, the ability of
businesses, including hotels, to reopen and the availability of goods and
services to operate homes and businesses. Moreover, there is a significant
level of uncertainty regarding the level of economic activity that will return
to Puerto Rico and the Virgin Islands region over time. Some of these
uncertainties include how and when rebuilding will occur, including the
rebuilding of the public infrastructure, such as Puerto Rico&#8217;s power grid, how
and when government, private or philanthropic funds will be invested in the
affected communities, how many dislocated individuals will return to the island
in both the short and long term, and what other demographic changes will take
place.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, a separate
qualitative element of the allowance for loan losses was determined to
represent the estimate of inherent losses associated with the impact of the
hurricane-related events on the Corporation&#8217;s loan portfolios.&nbsp;This
qualitative element of the allowance was determined based on the estimated
effect that the hurricanes could have on current employment levels (e.g., an
unemployment rate that significantly increases from current levels in Puerto
Rico based on statistics observed in the aftermath of similar natural disasters
in the U.S. mainland like Hurricane Katrina), economic activity in the
Corporation&#8217;s geographic regions, and the time it could take for the affected
regions to return to a more normalized operating environment.&nbsp;For large
commercial and construction loan relationships, loan officers performed
individual reviews of the hurricane effect on these borrowers&#8217; sources of
repayment. However, the full extent of the adverse effect on our markets and
current customers from the prolonged rebuilding efforts necessary in these
areas is unknown at this time.&nbsp; Estimates of the hurricanes&#8217; effect on
loan losses could change over time as additional information becomes available,
and any related revisions in the allowance calculation will be reflected in the
provision for loan losses as they occur. Such revisions to these estimates
could be material.&nbsp; As such, if these estimates prove to be incorrect, it
may adversely impact our financial condition and results of operations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; In addition, the Corporation
provided three-month deferred repayment arrangements to consumer borrowers and
holders of residential mortgage loans who were affected by the hurricanes and
were current in their payments or no more than 2 payments in arrears as of the
date of the hurricanes.&#160; In addition, on a case by case basis, the Corporation
provided three-month deferred repayment arrangements to the holders of certain
commercial and constructions loans.&#160; Although early delinquency figures show
improvements after the end of the deferral period in January 2018, it is
currently uncertain whether all of the borrowers that have been provided with
these arrangements will be able to make payments or continue to make payments
on their loans given the continuing adverse economic situation in Puerto Rico.&#160;
The failure of these borrowers to make such payments may adversely affect our
loan portfolio and our loan servicing portfolio delinquency levels.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Lastly,
the Corporation maintains force-placed insurance policies that were put into
place when a borrower&#8217;s insurance policy on a property was cancelled, lapsed or
was deemed insufficient and the borrower did not secure a replacement policy. A
borrower may make a claim against the Corporation under such force-placed
insurance policy and the failure of the Corporation to resolve such a claim to
the borrower&#8217;s satisfaction may result in a dispute between the borrower and
the Corporation, which if not adequately resolved, could have an adverse effect
on the Corporation</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our high level of non-performing loans may adversely
affect our future results from operations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We continue to have a high level of non-performing
loans as of December 31, 2017, even though they decreased by $70.3 million to $497.8
million as of December 31, 2017, or 12%, from $568.2 million as of December 31,
2016.&#160; Our non-performing loans represent approximately 6% of our
$8.9&nbsp;billion loan portfolio as of December 31, 2017. In addition, we have
a high level of total non-performing assets, even though they decreased by </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">$83.9&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million to </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">$650.6&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million as of December 31, 2017, or 11%, from $734.5
million as of December 31, 2016. The decrease in total non-performing assets
was related, among other things, to the sale of the PREPA credit line with a
book value </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">of $64 million at the time of sale, and the sale of </font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">non-performing bonds of the GDB and the Puerto Rico
Public Buildings Authority with an amortized cost of $23.0 million. Despite the
overall decrease in non-performing assets levels for the entire year, the
Corporation experienced an increase in the second half of the year, as compared
to pre-hurricane levels. </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If
we are unable to effectively maintain the quality of our loan portfolio, our
financial condition and results of operations may be materially and adversely
affected.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>




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</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain funding
sources may not be available to us and our funding sources may prove
insufficient and/or costly to replace. </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;FirstBank relies primarily on customer
deposits, the issuance of brokered CDs, and advances from the FHLB of New York
to maintain its lending activities and to replace certain maturing liabilities.
As of December 31, 2017, we had $1.2 billion in brokered CDs outstanding,
representing approximately 13% of our total deposits, and a reduction of $289.2
million from the year ended December 31, 2016. Approximately $656.9 million in
brokered CDs mature over the next twelve months, and the average term to
maturity of the retail brokered CDs outstanding as of December 31, 2017 was
approximately 1.3 years. None of these CDs are callable at the Corporation&#8217;s
option.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although FirstBank has historically been
able to replace maturing deposits and advances, we may not be able to replace
these funds in the future if our financial condition or general market
conditions change. The use of brokered deposits has been particularly important
for the funding of our operations. If we are unable to issue brokered deposits,
or are unable to maintain access to other funding sources, our results of
operations and liquidity would be adversely affected.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Alternate sources of funding may carry
higher costs than sources currently utilized. If we are required to rely more
heavily on more expensive funding sources, profitability would be adversely
affected. We may determine to seek debt financing in the future to achieve our
long-term business objectives. Any future debt financing by the Corporation
requires the prior approval of&nbsp;the Federal Reserve, and the Federal
Reserve may not approve such financing. Additional borrowings, if sought, may
not be available to us, or if available, may not be on acceptable terms. The
availability of additional financing will depend on a variety of factors such
as market conditions, the general availability of credit, our credit ratings
and our credit capacity. In addition, the Bank may seek to sell loans as an
additional source of liquidity. If additional financing sources are unavailable
or are not available on acceptable terms, our profitability and future
prospects could be adversely affected. &nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We depend on cash dividends from FirstBank to meet our
cash obligations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a holding company, dividends from FirstBank have
provided a substantial portion of our cash flow used to service the interest
payments on our trust-preferred securities and other obligations. As stated
above, we agreed to request approval from our regulators before receiving any
cash dividends from FirstBank. In addition, FirstBank is limited by law in its
ability to make dividend payments and other distributions to us based on its
earnings and capital position.&nbsp; Our inability to receive approval from our
regulators to receive dividends from FirstBank, or FirstBank&#8217;s failure to
generate sufficient cash flow to make dividend payments to us, may adversely
affect our ability to meet all projected cash needs in the ordinary course of
business and may have a detrimental impact on our financial condition.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law of the Commonwealth of
Puerto Rico requires that a minimum of 10% of FirstBank&#8217;s net income for the
year be transferred to a legal surplus until such surplus equals the total of
paid-in-capital on common and preferred stock. Amounts transferred to the legal
surplus account from the retained earnings account are not available for
distribution to the stockholders without the prior consent of the Puerto Rico
Commissioner of Financial Institutions. The Puerto Rico Banking Law provides
that, when the expenditures of a Puerto Rico commercial bank are greater than
receipts, the excess of the expenditures over receipts shall be charged against
the undistributed profits of the bank, and the balance, if any, shall be
charged against the legal surplus reserve, as a reduction thereof. If there is
no legal surplus reserve sufficient to cover such balance in whole or in part,
the outstanding amount shall be charged against the capital account and the
Bank cannot pay dividends until it can</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">replenish the reserve fund</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">to an amount of at least 20% of the original capital
contributed. </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017 and 2016, $7.3 million and $9.6 million, respectively,
were transferred to the legal surplus reserve</font></font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. FirstBank&#8217;s legal surplus reserve amounted to $59.7
million and $52.4 million as of December 31, 2017 and 2016, respectively.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If
we do not obtain our Regulators&#8217; approval to pay interest, principal or other
sums on subordinated debentures or trust-preferred securities, a default may
occur.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Following the termination of the Written Agreement,
the Corporation agreed with the Federal Reserve to continue to obtain the
approval of the Federal Reserve before paying dividends, receiving dividends
from FirstBank, making any distributions of interest, principal or other sums
on subordinated debentures or trust-preferred securities, incurring or
guaranteeing debt or purchasing or redeeming any corporate stock. Although the
Corporation has received regulatory approvals that has enabled it to pay
scheduled quarterly interest payments on the trust-preferred securities since
the second quarter of 2016, it may not receive such approvals in the future. It
is the intent of the Corporation to request approvals in future periods to
continue regularly scheduled quarterly interest payments on the Corporation&#8217;s
outstanding </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">subordinated debentures
associated with its trust-preferred securities</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>




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<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the subordinated
debentures&#8217; indentures, we have the right, from time to time, and without
causing an event of default, to defer payments of interest on the subordinated
debentures by extending the interest payment period at any time and from time
to time during the term of the subordinated debentures for up to twenty
consecutive quarterly periods. We may need to elect extension periods for
future quarterly interest payments if the Federal Reserve advises us that it
will not approve such future quarterly interest payments or if we do not
receive the approval from our regulators before receiving any cash dividends
from FirstBank given that, as mentioned above, dividends from FirstBank have
provided a substantial portion of our cash flow used to service the interest
payments on our outstanding </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">subordinated
debentures</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. Our inability to receive approval from the Federal Reserve
to make distributions of interest, principal or other sums on our
trust-preferred securities and subordinated debentures or to receive a cash
dividend from FirstBank could result in a default under those obligations if we
need to defer such payments for longer than twenty consecutive quarterly
periods. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit quality may result in additional losses. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The quality of our loans has continued to be under
pressure as a result of continued recessionary conditions in the markets we
serve that have led to, among other things, high unemployment levels, low
absorption rates for new residential construction projects and further declines
in property values. Our business depends on the creditworthiness of our
customers and counterparties and the value of the assets securing our loans or
underlying our investments. When the credit quality of the customer base
materially decreases or the risk profile of a market, industry or group of
customers changes materially, our business, financial condition, allowance
levels, asset impairments, liquidity, capital and results of operations are
adversely affected. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We have a commercial and construction loan
portfolio held for investment in the amount of $3.8 billion as of December 31,
2017. Due to their nature, these loans entail a higher credit risk than
consumer and residential mortgage loans, since they are larger in size,
concentrate more risk in a single borrower and are generally more sensitive to
economic downturns. Furthermore, given the slowdown in the real estate market,
the properties securing these loans may be difficult to dispose of if they are
foreclosed. As of December 31, 2017, we had $294.4 million in non-performing
commercial and construction loans held for investment. During 2017, the
Corporation established a $68.5 million storm-related allowance for loan losses
related to the estimate of inherent losses resulting from the effect of Hurricane
Irma and Maria, including a $28.9 million storm-related allowance for
commercial and construction loans. We may incur additional losses over the near
term, either because of continued deterioration of the quality of the loans or
because of sales of troubled loans, which would likely accelerate the
recognition of losses. Any such losses would adversely impact our overall
financial performance and results of operations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our allowance for loan and lease losses may not be
adequate to cover actual losses, and we may be required to materially increase
our allowance, which may adversely affect our capital, financial condition and
results of operations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are subject to the risk of loss from loan defaults
and foreclosures with respect to the loans we originate and purchase. We establish a provision for loan and lease
losses, which leads to reductions in our income from operations, in order to
maintain our allowance for inherent loan and lease losses at a level that our
management deems to be appropriate based upon an assessment of the quality of
the loan and lease portfolio. Management may fail to accurately estimate the
level of inherent loan and lease losses or may have to increase our provision
for loan and lease losses in the future as a result of new information
regarding existing loans, future increases in non-performing loans, changes in
economic and other conditions affecting borrowers or for other reasons beyond
our control. In addition, the bank regulatory agencies periodically review the
adequacy of our allowance for loan and lease losses and may require an increase
in the provision for loan and lease losses or the recognition of additional
classified loans and loan charge-offs, based on judgments different than those
of management. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The level of the allowance reflects management&#8217;s
estimates based upon various assumptions and judgments as to specific credit
risks, evaluation of industry concentrations, loan loss experience, current
loan portfolio quality, present economic, political and regulatory conditions
and unidentified losses inherent in the current loan portfolio. The
determination of the appropriate level of the allowance for loan and lease
losses inherently involves a high degree of subjectivity and requires
management to make significant estimates and judgments regarding current credit
risks and future trends, all of which may undergo material changes. If our
estimates prove to be incorrect, our allowance for credit losses may not be
sufficient to cover losses in our loan portfolio and our expense relating to
the additional provision for credit losses could increase substantially. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any such increases in our provision for
loan and lease losses or any loan losses in excess of our provision for loan
and lease losses would have an adverse effect on our future financial condition
and results of operations. Given the difficulties facing some of our largest
borrowers, these borrowers may fail to continue to repay their loans on a
timely basis or we may not be able to assess accurately any risk of loss from
the loans to these borrowers. See our risk factor &#8220;Uncertainty surrounding the
future economic conditions that will emerge in the hurricane-impacted areas
makes it difficult for management to estimate the ultimate effect of the
hurricanes on credit quality, inherent loss, revenues and asset values&#8221; above
for additional information about uncertainties surrounding the ultimate effect
of the hurricanes on the affected regions.</font></p>




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<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in
collateral values of properties located in stagnant or distressed economies may
require increased reserves. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Further deterioration of the value of real estate
collateral securing our construction, commercial and residential mortgage loan
portfolios would result in increased credit losses.&#160; As of December 31, 2017, approximately
1%, 18% and 37% of our loan portfolio consisted of construction, commercial
mortgage and residential real estate loans, respectively.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;A substantial part of our loan portfolio
is located within the boundaries of the U.S. economy. Whether the collateral is
located in Puerto Rico, the USVI, the BVI, or the U.S. mainland, the
performance of our loan portfolio and the collateral value backing the
transactions are dependent upon the performance of and conditions within each
specific real estate market.&#160; Puerto Rico has been in an economic recession
since 2006. Sustained weak economic conditions that have affected Puerto Rico
over the last several years have resulted in declines in collateral values. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Construction and commercial loans,
mostly secured by commercial and residential real estate properties, entail a
higher credit risk than consumer and residential mortgage loans since they are
larger in size, may have less collateral coverage, concentrate more risk in a
single borrower and are generally more sensitive to economic downturns. As of
December 31, 2017, commercial mortgage and construction real estate loans
amounted to $1.7 billion or 20% of the total loan portfolio.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; We measure the impairment of a loan based on the
fair value of the collateral, if collateral dependent, which is generally
obtained from appraisals. Updated appraisals are obtained when we determine
that loans are impaired and are updated annually thereafter. In addition,
appraisals are also obtained for certain residential mortgage loans on a spot
basis based on specific characteristics such as delinquency levels, age of the
appraisal and loan-to-value ratios. The appraised value of the collateral may
decrease or we may not be able to recover collateral at its appraised value. A
significant decline in collateral valuations for collateral dependent loans may
require increases in our specific provision for loan losses and an increase in
the general valuation allowance. Any such increase would have an adverse effect
on our future financial condition and results of operations.&#160;&#160; During the year
ended December 31, 2017, net charge-offs on construction, commercial mortgage
and residential mortgage loan portfolios totaled $2.9 million, $38.8 million
and $25.7 million, respectively.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest rate shifts may reduce net interest income. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Shifts in short-term interest rates may reduce net
interest income, which is the principal component of our earnings. Net interest
income is the difference between the amounts received by us on our
interest-earning assets and the interest paid by us on our interest-bearing
liabilities. Differences in the re-pricing structure of our assets and
liabilities may result in changes in our profits when interest rates change.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Increases in interest rates may reduce demand for
mortgage and other loans. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Higher interest rates increase the cost
of mortgage and other loans to consumers and businesses and may reduce demand
for such loans, which may negatively impact our profits by reducing the amount
of loan interest income.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accelerated prepayments may adversely affect net
interest income. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:4.5pt;text-align:justify;text-indent:13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In general, fixed-income portfolio yields would
decrease if the re-investment of pre-payment amounts is at lower rates.&#160; Net
interest income could also be affected by prepayments of mortgage-backed
securities. Acceleration in the prepayments of mortgage-backed securities would
lower yields on these securities, as the amortization of premiums paid upon the
acquisition of these securities would accelerate. Conversely, acceleration in
the prepayments of mortgage-backed securities would increase yields on
securities purchased at a discount, as the accretion of the discount would
accelerate. These risks are directly linked to future period market interest
rate fluctuations. Also, net interest income in future periods might be
affected by our investment in callable securities because decreases in interest
rates might prompt the early redemption of such securities. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in interest rates on loans and borrowings may
adversely affect net interest income.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis risk is the risk of adverse consequences
resulting from unequal changes in the difference, also referred to as the
&#8220;spread&#8221; or basis, between the rates for two or more different instruments with
the same maturity and occurs when market rates for different financial
instruments or the indices used to price assets and liabilities change at
different times or by different amounts. For example, the interest expense for
liability instruments such as brokered CDs might not change by the same amount
as interest income received from loans or investments. To the extent that the
interest rates on loans and borrowings change at different rates and by
different amounts, the margin between our LIBOR-based assets and the higher
cost of the brokered CDs might be compressed and adversely affect net interest
income. </font></p>




<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></b></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If all or a
significant portion of the unrealized losses in our investment securities
portfolio on our consolidated statement of financial condition is determined to
be other-than-temporarily impaired, we would recognize a material charge to our
earnings and our capital ratios would be adversely affected. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; For the years ended December&nbsp;31,
2015, 2016 and 2017, we recognized a total of $16.5 million, $6.7 million and $12.2
million, respectively, in other-than-temporary impairments. These impairments
were primarily related to three Puerto Rico government debt securities which were
sold during 2017. To the extent that any portion of the unrealized losses in
our investment securities portfolio of $43.8 million as of December 31, 2017 is
determined to be other-than-temporary and, in the case of debt securities, the
loss is related to credit factors, we would recognize a charge to earnings in
the quarter during which such determination is made and capital ratios could be
adversely affected. Even if we do not determine that the unrealized losses
associated with this portfolio require an impairment charge, increases in
unrealized losses on available-for-sale securities adversely affect our
tangible common equity ratio, which may adversely affect credit rating agency
and investor sentiment towards us. Any negative perception also may adversely
affect our ability to access the capital or credit markets or might increase
our cost of capital. Valuation and other-than-temporary impairment
determinations will continue to be affected by external market factors
including default rates, severity rates and macro-economic factors.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Downgrades in our credit ratings could further
increase the cost of borrowing funds.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s ability to access new
non-deposit sources of funding, even if approved by the Federal Reserve, could
be adversely affected by downgrades in our credit ratings. The Corporation&#8217;s
liquidity is to a certain extent contingent upon its ability to obtain external
sources of funding to finance its operations. The Corporation&#8217;s current credit
ratings and any downgrades in such credit ratings can hinder the Corporation&#8217;s
access to new forms of external funding and/or cause external funding to be
more expensive, which could in turn adversely affect results of operations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Defective and repurchased loans may harm our business and
financial condition. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection with the sale and
securitization of loans, we are required to make a variety of customary
representations and warranties relating to the loans sold or securitized. Our
obligations with respect to these representations and warranties are generally
outstanding for the life of the loan, and relate to, among other things: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">compliance with laws and
regulations;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">underwriting standards;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the accuracy of information in the
loan documents and loan files; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the characteristics and
enforceability of the loan</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; A loan that does not comply with these
representations and warranties may take longer to sell, may impact our ability
to obtain third-party financing for the loan, and may not be saleable or may be
saleable only at a significant discount. If such a loan is sold before we
detect non-compliance, we may be obligated to repurchase the loan and bear any
associated loss directly, or we may be obligated to indemnify the purchaser
against any loss, either of which could reduce our cash available for
operations and liquidity. Management believes that it has established controls
to ensure that loans are originated in accordance with the secondary market&#8217;s
requirements, but mistakes may be made, or certain employees may deliberately
violate our lending policies.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are subject to certain regulatory restrictions that
may adversely affect our operations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; We are subject to supervision and regulation by the
Federal Reserve Board. We are a bank holding company and a financial holding
company under the Bank Holding Company Act of 1956, as amended.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial holding companies are permitted
to engage in a broader range of &#8220;financial&#8221; activities than those permitted to
bank holding companies that are not financial holding companies.&#160; A financial
holding company that ceases to meet certain standards is subject to a variety
of restrictions, depending on the circumstances, including precluding the
undertaking of new activities or the acquisition of shares or control of other
companies. The Corporation currently is restricted in its ability to engage in
new financial activities or the acquisition of shares or control of other
companies without the prior written approval of the Board of Governors of the
Federal Reserve System. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;
On October 3, 2017, the Federal Reserve terminated the Written Agreement
entered to on June 3, 2010 between the Corporation and the Federal Reserve. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;
Although the Written Agreement is now terminated,</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> the
Corporation has agreed with its regulators to continue to obtain approval
before paying dividends, receiving dividends from the Bank, making payments on
subordinated debt or trust preferred securities, incurring or guaranteeing debt
or purchasing or redeeming any corporate stock.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> If we fail to comply
with the requirements from our regulators, we may become subject to regulatory
enforcement action and other adverse regulatory actions that might have a
material and adverse effect on our operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our controls and procedures may fail or be
circumvented, our risk management policies and procedures may be inadequate and
operational risks could adversely affect our consolidated results of
operations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We may fail to identify and manage risks related to a
variety of aspects of our business, including, but not limited to, operational
risk, interest-rate risk, trading risk, fiduciary risk, legal and compliance
risk, liquidity risk and credit risk. We have adopted and periodically improved
various controls, procedures, policies and systems to monitor and manage risk.
Any improvements to our controls, procedures, policies and systems, however,
may not be adequate to identify and manage the risks in our various businesses.
If our risk framework is ineffective, either because it fails to keep pace with
changes in the financial markets or our businesses or for other reasons, we
could incur losses or suffer reputational damage or find ourselves out of
compliance with applicable regulatory mandates or expectations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We may also be subject to disruptions from external
events that are wholly or partially beyond our control, which could cause
delays or disruptions to operational functions, including information
processing and financial market settlement functions. In addition, our
customers, vendors and counterparties could suffer from such events. Should
these events affect us, or the customers, vendors or counterparties with which we
conduct business, our consolidated results of operations could be negatively
affected. When we record balance sheet reserves for probable loss contingencies
related to operational losses, we may be unable to accurately estimate our
potential exposure, and any reserves we establish to cover operational losses
may not be sufficient to cover our actual financial exposure, which may have a
material impact on our consolidated results of operations or financial
condition for the periods in which we recognize the losses.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Failure to maintain effective internal control over
financial reporting or disclosure controls and procedures could adversely
affect our ability to report our financial condition and results of operations
accurately and on a timely basis.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection with our fiscal 2017 assessment of
internal control over financial reporting under Section&nbsp;404 of the
Sarbanes-Oxley Act of 2002, we identified a material weakness in our internal
control over financial reporting relating to the estimation procedures for the
allowance for loan losses for commercial loans.&#160; For a discussion of our
internal control over financial reporting and a description of the identified
material weakness in our internal controls over financial reporting, see the
&#8220;Management&#8217;s Report on Internal Control over Financial Reporting&#8221; set forth
in&#160; Item&nbsp;8 of this Form 10-K. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A material weakness is a deficiency, or combination of
deficiencies, in internal control over financial reporting such that there is a
reasonable possibility that a material misstatement of our annual or interim
consolidated financial statements will not be prevented or detected on a timely
basis. As of December 31, 2017, a control deficiency existed with respect to
management&#8217;s review and approval of the appropriateness of certain assumptions
used to estimate the allowance for loan losses for commercial loans.&#160;
Specifically, management&#8217;s estimate did not incorporate the actual historical
loss rate for loans classified substandard in the commercial loan portfolio, that
instead was determined based on a blended loss rate using aggregate historical
charge-offs and portfolio balance data for loans rated as special mention,
substandard, and doubtful. Although this control deficiency did not result in
an adjustment to the annual financial statements as of December 31, 2017, if we
are unable to remediate the identified control deficiency, our ability to
record, process and report financial information accurately, and to prepare
financial statements within the time periods specified by the rules and forms
of the Securities and Exchange Commission, could be adversely affected. The
occurrence of or failure to remediate the material weakness may adversely
affect our reputation and business and the market price of our common stock and
any other securities we may issue.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cyber-attacks, system risks and data protection
breaches could present significant reputational, legal and regulatory costs</font></i></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. &nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation is under continuous threat of
cyber-attacks especially as we continue to expand customer services via the
internet and other remote service channels. Three of the most significant
cyber-attack risks that we face are e-fraud, denial-of-service and computer
intrusion that might result in loss of sensitive customer data. Loss from
e-fraud occurs when cybercriminals breach and extract funds from customer bank
accounts. Denial-of-service disrupts services available to our customers
through our on-line banking system. Computer intrusion attempts might result in
the breach of sensitive customer data, such as account numbers and social
security numbers, and any cyber-attacks could present significant reputational,
legal and/or regulatory costs to the Corporation if successful. Our risk and
exposure to these matters remains heightened because of the evolving nature and
complexity of the threats from organized cybercriminals and hackers, and our
plans to continue to provide electronic banking services to our customers. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If personal, non-public, confidential or proprietary
information of our customers in our possession were to be mishandled or
misused, we could suffer significant regulatory consequences, reputational
damage and financial loss. Such mishandling or misuse could include, for
example, the erroneous provision of information to parties who are not
permitted to have the information, either by fault of our systems, employees,
or counterparties, or the interception or other inappropriate use of such
information by third parties. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>




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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We rely on other companies to perform key aspects of
our business infrastructure. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Third parties perform key aspects of our
business operations such as data processing, information security, recording
and monitoring transactions, online banking interfaces and services, internet
connections and network access. While we believe that we have selected these
third-party vendors carefully, we do not control their actions. Any problems
caused by these third parties, including those resulting from disruptions in
communication services provided by a vendor, failure of a vendor to handle
current or higher volumes, failure of a vendor to provide services for any
reason, the provision by a vendor of poor performance of services, or failure
of a vendor to notify us of a reportable event, could adversely affect our ability
to deliver products and services to our customers and otherwise conduct our
business. Financial or operational difficulties of a third-party vendor could
also hurt our operations if those difficulties interfere with the vendor&#8217;s
ability to serve us. Replacing these third-party vendors could also create
significant delay and expense. Accordingly, use of such third parties creates
an inherent risk to our business operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Competition for our
executives and other key employees is intense, and we may not be able to
attract and retain the highly skilled people we need to support our business. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our success depends, in large part, on
our ability to attract and retain key people. Competition for the best people
in most activities in which we engage can be intense, and we may not be able to
hire people or retain them, particularly in light of uncertainty concerning
compensation restrictions applicable to banks but not applicable to other
financial services firms. The unexpected loss of services of one or more of our
key personnel could adversely affect our business because of the loss of their
skills, knowledge of our markets and years of industry experience and, in some
cases, because of the difficulty of promptly finding qualified replacement
employees. Similarly, the loss of our executives or other key employees, either
individually or as a group, could result in a loss of customer confidence in
our ability to execute banking transactions on their behalf.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our compensation practices are subject to
review and oversight by the Federal Reserve Board. We also may be subject to
limitations on compensation practices by the FDIC or other regulators, which
may or may not affect our competitors. Limitations on our compensation
practices could have a negative impact on our ability to attract and retain
talented senior leaders in support of our long term strategy.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our compensation practices are subject to oversight by the Federal
Reserve Board and the FDIC. Any deficiencies in our compensation practices may
be incorporated into our supervisory ratings, which can affect our ability to
make acquisitions or perform other actions. In addition, the regulation of our
compensation practices may change in the future.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our compensation practices are subject to
oversight by the Federal Reserve Board and the FDIC. As discussed above, the
Corporation currently is subject to the 2010 interagency guidance governing the
incentive compensation activities of regulated banks and bank holding
companies.&#160; Our failure to satisfy these restrictions and guidelines could
expose us to adverse regulatory criticism, lowered supervisory ratings, and
restrictions on our operations and acquisition activities.&#160; In addition, the
federal banking agencies have proposed new regulations under the Dodd-Frank Act
that place restrictions on the incentive compensation practices of banking
organizations with $1 billion or more in assets. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The scope and content of the U.S. banking regulators&#8217;
policies on executive compensation are continuing to develop and are likely to
continue evolving in the near future. It cannot be determined at this time
whether compliance with such policies will adversely affect the ability of the
Corporation and its subsidiaries to hire, retain and motivate their key
employees.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Further increases in the FDIC deposit insurance premium or in
FDIC required reserves may have a significant financial impact on us. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC insures deposits at FDIC-insured depository
institutions up to certain limits (currently, $250,000 per depositor account).
The FDIC charges insured depository institutions premiums to maintain the
Deposit Insurance Fund (the &#8220;DIF&#8221;).&#160; In the event of a bank failure, the FDIC
takes control of a failed bank and, if necessary, pays all insured deposits up
to the statutory deposit insurance limits using the resources of the DIF. The
FDIC is required by law to maintain adequate funding of the DIF, and the FDIC
may increase premium assessments to maintain such funding. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act requires
the FDIC to increase the DIF&#8217;s reserves against future losses, which will
require institutions with assets greater than $10 billion, such as FirstBank,
to bear an increased responsibility for funding the prescribed reserve to
support the DIF. Among other things, the Dodd-Frank Act requires the FDIC to
bolster the DIF by increasing the required reserve ratio for the industry to
1.35 percent (the ratio of reserves to insured deposits) by September&nbsp;30,
2020. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC&#8217;s revised rule on deposit insurance
assessments implements a provision in the Dodd-Frank Act that changes the
assessment base for deposit insurance premiums from one based on domestic
deposits to one based on average consolidated total assets minus average Tier 1
capital. The rule changes the assessment rate schedules for insured depository
institutions so that approximately the same amount of revenue would be
collected under the new assessment base as would be collected under the
previous rate schedule and the schedules previously proposed by the FDIC. The
rule also revises the risk-based assessment system for </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">all
large insured depository institutions (generally, institutions with at least
$10 billion in total assets, such as FirstBank). Under the rule, the FDIC uses
a scorecard method to calculate assessment rates for all such institutions.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In March 2016, the FDIC adopted a final
rule imposing a quarterly deposit insurance assessment surcharge on banks with
at least $<a name="XBRL_CS_9587f3a74121465ebae539632"></a><a name="XBRL_CS_9587f3a74121465ebae539632_bclEnd"></a>10<a name=BookmarkName30></a><a name="BookmarkName30_bclEnd"></a> billion in assets of 4.5 cents per $<a name="XBRL_CS_6d1443bb485e4ad68eb5549c8"></a><a name="XBRL_CS_6d1443bb485e4ad68eb5549c8_bclEnd"></a>100 <a name=BookmarkName31></a><a name="BookmarkName31_bclEnd"></a>of their assessment base, after making certain
adjustments once the Deposit Insurance Fund Reserve Ratio reaches or exceeds
1.15 percent. For purposes of this surcharge, the first $10 billion of assets
are subtracted from the regular insurance assessment base to determine the
surcharge base. The assessment surcharge became effective on July 1, 2016 and
applies to FirstBank. In addition, under the Final Rule, if the Deposit
Insurance Fund Reserve Ratio does not reach 1.35 percent by December 31, 2018,
a shortfall assessment may be assessed on large banks in the first quarter of
2019 and collected by the FDIC on June 30, 2019. The FDIC also adopted a final
rule raising its industry target ratio of reserves to insured deposits to 2
percent, 65 basis points above the statutory minimum, but the FDIC does not
project that goal to be met for several years. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC may further increase FirstBank&#8217;s
premiums or impose additional assessments or prepayment requirements in the
future. The Dodd-Frank Act has removed the statutory cap for the reserve ratio,
leaving the FDIC free to set this cap going forward. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our businesses may be adversely affected by
litigation. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">From time to time, our customers, or the
government on their behalf, may make claims and take legal action relating to
our performance of fiduciary or contractual responsibilities. We may also face
employment lawsuits or other legal claims. In any such claims or actions,
demands for substantial monetary damages may be asserted against us, resulting
in financial liability or an adverse effect on our reputation among investors
or on customer demand for our products and services. We may be unable to
accurately estimate our exposure to litigation risk when we record balance
sheet reserves for probable loss contingencies. As a result, reserves we
establish to cover any settlements or judgments may not be sufficient to cover
our actual financial exposure, which has occurred in the past and may again
occur, resulting in a material adverse impact on our consolidated results of
operations or financial condition. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the ordinary course of our business, we are also
subject to various regulatory, governmental and law enforcement inquiries,
investigations and subpoenas. These may be directed generally to participants
in the businesses in which we are involved or may be specifically directed at us.
In regulatory enforcement matters, claims for disgorgement, the imposition of
penalties and the imposition of other remedial sanctions are possible. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the past, following periods of
volatility in the market price of a company&#8217;s securities, securities class
action litigation has often been instituted. A securities class action suit
against us could result in substantial costs, potential liabilities and the
diversion of management&#8217;s attention and resources.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The resolution of legal actions or
regulatory matters, when unfavorable, has had and could in the future have a
material adverse effect on our consolidated results of operations for the
quarter in which such actions or matters are resolved or a reserve is
established. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>




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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our businesses may be negatively affected by adverse
publicity or other reputational harm. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our relationships with many of our
customers are predicated upon our reputation as a fiduciary and a service
provider that adheres to the highest standards of ethics, service quality and
regulatory compliance. Adverse publicity, regulatory actions, litigation,
operational failures, the failure to meet customer expectations and other
issues with respect to one or more of our businesses could materially and
adversely affect our reputation, or our ability to attract and retain customers
or obtain sources of funding for the same or other businesses. Preserving and
enhancing our reputation also depends on maintaining systems and procedures
that address known risks and regulatory requirements, as well as our ability to
identify and mitigate additional risks that arise due to changes in our
businesses, the market places in which we operate, the regulatory environment
and customer expectations. If we fail to promptly address matters that bear on our
reputation, our reputation may be materially adversely affected and our
business may suffer.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in accounting standards issued by the
Financial Accounting Standards Board may adversely affect our financial
statements. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our financial statements are subject to
the application of U.S. Generally Accepted Accounting Principles (&#8220;GAAP&#8221;),
which are periodically revised and expanded. Accordingly, from time to time, we
are required to adopt new or revised accounting standards issued by the
Financial Accounting Standards Board (&#8220;FASB&#8221;). The FASB has issued several
financial accounting and reporting standards that will govern key aspects of
the Corporation&#8217;s financial statements or interpretations thereof when those
standards become effective, including those areas where the Corporation is
required to make assumptions or estimates. For example, the FASB&#8217;s new
accounting standard on credit losses, which will become effective for the
Corporation on January 1, 2020, will require earlier recognition of credit
losses on financial assets. The new accounting model requires that lifetime
&#8220;expected credit losses&#8221; of financial assets not recorded at fair value through
net income, such as loans and held-to-maturity securities, be recorded at
inception of the financial asset, replacing the multiple existing impairment
models under GAAP which generally require that a loss be &#8220;incurred&#8221; before it
is recognized. For additional information on this and other accounting
standards, see Note 1, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Nature of Business and Summary of Significant
Accounting Policies&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> to the consolidated financial statements included in
Item 8 of this Form 10-K.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes to financial accounting or
reporting standards or interpretations, whether promulgated or required by the
FASB or other regulators, could present operational challenges and could
require the Corporation to change certain of the assumptions or estimates it
previously used in preparing its financial statements, which could negatively
impact how it records and reports its financial condition and results of
operations generally and/or with respect to particular businesses. For
additional information on the key areas for which assumption and estimates are
used in preparing the Corporation&#8217;s financial statements, see Note 1, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Nature
of Business and Summary of Significant Accounting Policies&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> of the consolidated
financial statements included in Item 8 of this Form 10-K.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any impairment of our goodwill or amortizable
intangible assets may adversely affect our operating results. </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If our goodwill or amortizable intangible
assets become impaired, we may be required to record a significant charge to
earnings. Under GAAP, we review our amortizable intangible assets for
impairment when events or changes in circumstances indicate that the carrying
value may not be recoverable.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill is tested for impairment at least
annually. Factors that may be considered a change in circumstances, indicating
that the carrying value of the goodwill or amortizable intangible assets may
not be recoverable, include reduced future cash flow estimates and slower
growth rates in the industry.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The goodwill impairment evaluation process
requires us to make estimates and assumptions with regards to the fair value of
our reporting units. Actual values may differ significantly from these
estimates. Such differences could result in future impairment of goodwill that
would, in turn, negatively impact our results of operations and the reporting
unit where the goodwill is recorded. We conducted our most recent evaluation of
goodwill during the fourth quarter of 2017.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If we are required to record a charge to
earnings in our consolidated financial statements because an impairment of the
goodwill or amortizable intangible assets is determined, our results of
operations could be adversely affected.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Recognition of deferred tax assets is dependent upon
the generation of future taxable income by the Bank. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation
had a deferred tax asset of $294.8 million (net of a valuation allowance of
$191.2 million), including </font><font color=black face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">$173.2</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million
associated with FirstBank&#8217;s Net Operating Losses (&#8220;NOLs&#8221;). Under Puerto Rico
law, the Corporation and its subsidiaries, including FirstBank, are treated as
separate taxable entities and are not entitled to file consolidated tax
returns.&nbsp; </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accordingly, in order to obtain a tax benefit from NOLs, a
particular subsidiary must be able to demonstrate sufficient taxable income.&#160; </font></font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Nonetheless, t</font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">he 2011 PR
Code allows entities organized as limited liability companies to perform an
election to become a non-taxable &#8220;pass-through&#8221; entity and utilize losses to
offset income from other &#8220;pass-through&#8221; entities, subject to certain
limitations, with the remaining net income passing-through to its partner
entities. </font></font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To obtain the full
benefit of the applicable deferred tax asset attributable to
NOLs,&nbsp;FirstBank and its pass-through entities must have sufficient taxable
income within the applicable carry forward period (7 years for taxable years
beginning before January 1, 2005, 12 years for taxable years beginning after
December 31, 2004 and before January 1, 2013, and 10 years for taxable years
beginning after December 31, 2012).&nbsp;The Bank incurred all of its NOLs on
or after 2009. Accounting for income taxes requires that companies assess whether
a valuation allowance should be recorded against their deferred tax asset based
on an assessment of the amount of the deferred tax asset that is more likely
than not to be realized.</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation has a partial valuation allowance over its deferred tax assets in
the amount of $191.2 million as of December 31, 2017.&#160; Due to significant
estimates utilized in determining the valuation allowance and the potential for
changes in facts and circumstances, it is reasonably possible that, in the
future, the Corporation will not be able to reverse the valuation allowance or
that the Corporation will need to increase its current deferred tax asset
valuation allowance.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation&#8217;s judgments regarding tax accounting policies and the resolution of
tax disputes may impact the Corporation&#8217;s earnings and cash flow. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Significant judgment is required in determining the
Corporation&#8217;s effective tax rate and in evaluating its tax positions. The
Corporation provides for uncertain tax positions when such tax positions do not
meet the recognition thresholds </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">or measurement
criteria prescribed by applicable GAAP. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fluctuations in federal, state, local and
foreign taxes or a change to uncertain tax positions, including related
interest </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and penalties, may impact the
Corporation&#8217;s effective tax rate. When particular tax matters arise, a number
of years may elapse before such matters are audited and finally resolved. In
addition, tax positions may be challenged by the Puerto Rico Department of
Treasury (&#8220;PRTD&#8221;), the United States Internal Revenue Service (&#8220;IRS&#8221;) and the
tax authorities in the jurisdictions in which we operate and we may estimate
and provide for potential liabilities that may arise out of tax audits to the
extent that uncertain tax positions fail to meet the recognition standard under
applicable GAAP. Unfavorable resolution of any tax matter could increase the
effective tax rate and could result in a material increase in our tax expense.
Resolution of a tax issue may require the use of cash in the year of resolution.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes
in the Tax Law in multiple jurisdictions can materially affect our operations,
tax obligations and effective tax rate.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First
BanCorp. is subject to Puerto Rico income tax on its income from all sources.&#160;
As a Puerto Rico corporation, it is treated as a foreign corporation for U.S.
and USVI income tax purposes and is generally subject to U.S. and USVI income
tax only on its income from sources within the U.S. and USVI or income
effectively connected with the conduct of a trade or business in those regions</font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. The USVI jurisdiction imposes income taxes based on
the U.S. Internal Revenue Code under the &#8220;mirror system&#8221; established by the
Naval Service Appropriations Act of 1922. However, the USVI jurisdiction also
imposes an additional 10% surtax on the USVI tax liability, if any.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These tax laws are complex and subject to different
interpretations. We must make judgments and interpretations about the
application of these inherently complex tax laws when determining our provision
for income taxes, our deferred tax assets and liabilities, and our valuation
allowance. In addition, legislative changes, particularly changes in tax laws,
could adversely impact our results of operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 22, 2017, the United States president
signed H.R.1, approved by Congress, including an overhaul of individual,
business and international taxes, which impacts corporations doing business in
the U.S. and the USVI. The US Tax Reform requires new computations to be
performed that were not previously required in U.S. tax law and judgment is
required in the interpretation of the provisions of the US Tax Reform.&#160; Some
international provisions of the US Tax Reform, such as the GILTI tax, could
also result in the relocation of U.S. Controlled Foreign Corporations (&#8220;CFC&#8221;)
doing business in Puerto Rico which could have a significant impact on the
economy of Puerto Rico and consequently on the operations of the Corporation.
Also, the US Tax Reform could trigger changes in tax law or increase taxes in
the USVI jurisdiction in order to offset the effects of the reduction in income
tax rate in the USVI.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On January 24, 2018 the Government of Puerto Rico
announced that it is developing a Puerto Rico Tax Reform, which would reduce
corporate tax rates, to increase competitiveness of the Island after the
enactment of the US Tax Reform. However, such plan is subject to approval from
the PROMESA oversight board and subsequent legislative action.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in Puerto Rico, U.S. or other jurisdiction&#8217;s
applicable tax laws or tax authorities&#8217; new interpretations, could result in
increases in our overall taxes and the Corporation&#8217;s financial condition or
results of operations may be adversely impacted.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>




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<p style="margin:0in;margin-bottom:.0001pt;margin-top:13.0pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our ability to use our net operating loss (NOL)
carryforwards may be limited. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation has Puerto Rico, U.S. and USVI sourced NOL&#8217;s carryforwards.
Section&nbsp;382 of the U.S. Internal Revenue Code (&#8220;Section 382&#8221;) and Section
1034.04(u) of the&nbsp;Puerto Rico Internal revenue Code</font><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(&#8220;Section 1034.04(u)&#8221;), which is significantly similar to
Section 382, limit the ability to utilize U.S., USVI and Puerto Rico NOLs,
respectively, at such jurisdictions following an event of an ownership
change.&nbsp; Generally, an ownership change occurs when certain shareholders
increase their aggregate ownership by more than 50&nbsp;percentage points over
their lowest ownership percentage over a three-year testing period. However, Puerto
Rico Section 1034.04(u) has a particular exemption (&#8220;the Capital Raise
Exemption&#8221;), which allows a change in control to be exempt from Section
1034.04(u) if the purpose of the issuance is to raise capital for the
operations of the entity, and immediately after the issuance, and for no less
than five years, the entity&#8217;s shares are marketed in one or more recognized
stock exchanges. Upon the occurrence of a Section 382 or Section 1034.04(u)
ownership change, the use of NOLs attributable to the period prior to the
ownership change is subject to limitations and only a portion of the U.S., USVI
and Puerto Rico NOLs, as applicable, may be used by the Corporation to offset
the annual U.S., USVI and Puerto Rico taxable income, if any.&nbsp;During 2017,
the Corporation completed a formal ownership change analysis within the meaning
of Section&nbsp;382 covering a comprehensive period, and concluded that an
ownership change, for U.S. and USVI purposes only, occurred during the period
evaluated. The Section 382 limitation resulted in higher U.S. liabilities than
we would have incurred in the absence of such limitation.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore,
it is possible that the utilization of our Puerto Rico, U.S. and USVI NOLs
could be further limited&nbsp;due to future changes in our stock ownership, as
a result of either sales of our outstanding shares or issuances of new shares
that could separately or cumulatively trigger an ownership change and,
consequently, a Section 1034.04(u) or Section 382 limitation. Any Section
1034.04(u) limitation for Puerto Rico could result in material adjustments to
our deferred tax assets, earnings and cash flows.&nbsp; Any&nbsp;further
Section 382 limitations may result in greater U.S. and USVI tax liabilities
than we would incur in the absence of such a limitation and any increased
liabilities could adversely affect our earnings and cash flow.&nbsp;We may be
able to mitigate the adverse effects associated with a Section 382 limitation
in the U.S. and USVI to the extent that we could credit any resulting
additional U.S. and USVI tax liability against our tax liability in Puerto
Rico.&nbsp; However, our ability to credit U.S. and USVI taxes against Puerto
Rico taxes is subject to limitations and will depend on our tax profile and
other factors at each annual taxable period. &nbsp; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We must respond to rapid technological changes, and
these changes may be more difficult or expensive than anticipated. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; If competitors introduce new products and services
embodying new technologies, or if new industry standards and practices emerge,
our existing product and service offerings, technology and systems may become
obsolete. Further, if we fail to adopt or develop new technologies or to adapt
our products and services to emerging industry standards, we may lose current
and future customers, which could have a material adverse effect on our
business, financial condition and results of operations. The financial services
industry is changing rapidly and, in order to remain competitive, we must
continue to enhance and improve the functionality and features of our products,
services and technologies. These changes may be more difficult or expensive
than we anticipate. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">RISKS RELATING TO THE BUSINESS ENVIRONMENT AND OUR INDUSTRY </font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Continuation of the economic slowdown and decline in
the real estate market in Puerto Rico could continue to harm our results of
operations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The residential mortgage loan origination
business has historically been cyclical, enjoying periods of strong growth and
profitability followed by periods of shrinking volumes and industry-wide
losses. The market for residential mortgage loan originations has declined over
the past few years and this trend may continue to reduce the level of mortgage
loans we produce in the future and adversely affect our business. During
periods of rising interest rates, the refinancing of many mortgage products
tends to decrease as the economic incentives for borrowers to refinance their
existing mortgage loans are reduced. In addition, the residential mortgage loan
origination business is impacted by home values. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;The actual rates of delinquencies, foreclosures and
losses on loans have been higher during the economic slowdown. Rising
unemployment, volatile interest rates and declines in housing prices have had a
negative effect on the ability of borrowers to repay their mortgage loans. Any
sustained period of increased delinquencies, foreclosures or losses could continue
to adversely affect our ability to sell loans, the prices we receive for loans,
the values of mortgage loans held for sale or residual interests in
securitizations, which could continue to adversely affect our financial
condition and results of operations. In addition, any additional material
decline in real estate values would further weaken the collateral loan-to-value
ratios and increase the possibility of loss if a borrower defaults. In such
event, we will be subject to the risk of loss on such real estate arising from
borrower defaults to the extent not covered by third-party credit enhancement. </font></p>




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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
credit quality and the value of our portfolio of Puerto Rico government
securities has been and in the future may be adversely affected by Puerto
Rico&#8217;s economic condition, and may be affected by actions taken by the Puerto
Rico government or the PROMESA oversight board to address the ongoing fiscal
and economic challenges in Puerto Rico. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">A
significant portion of our financial activities and credit exposure is
concentrated in the Commonwealth of Puerto Rico, which has been in an economic
recession since 2006, exacerbated by the effect of Hurricanes Irma and Maria in
2017.&#160; Based on the most recent information available included in the Revised
Fiscal Plan submitted by the Puerto Rico government for the review of the
PROMESA oversight board, Puerto Rico&#8217;s GNP has shrunk by more than 14% since
2006.&#160; For fiscal year 2018, the Puerto Rico government projects a contraction
in the Puerto Rico&#8217;s GNP of 11.0%, followed by projected growths of 8.4% and
3.5% for fiscal years 2019 and 2020, respectively, based on an assumption of
Puerto Rico&#8217;s receipt of $49.1 billion of Federal Disaster Relief assistance
and $21 billion from private insurance funds. &#160;Meanwhile, the GDB-EAI in
December 2017 was 104.9, a 14.0% reduction compared to December 2016, and a
decrease of 13.3% compared to August 2017. The GDB-EAI is a coincident index of
economic activity for Puerto Rico made up of four indicators (non-farm payroll
employment, electric power generation, cement sales and gasoline consumption).&#160;
The Revised Fiscal Plan states that the hurricanes will create a spike in
inflation of 2.1% in fiscal year 2018, with subsequent average increases of
about 1.5% over the next six years, until fiscal year 2023. &nbsp; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
seasonally adjusted unemployment rate in Puerto Rico was 10.9% in December
2017, compared to 12.4% in December 2016.&#160; However, the Puerto Rico labor force
participation rate was 40.9% as of December 2017. The average of the labor
force participation rate in Puerto Rico was 45.05% from 1990 until 2017,
reaching an all-time high of 49.80% percent in February of 2007 and a record
low of 38.6% in October of 2017. Based on information published by the Puerto
Rico government, the labor force estimate was 1.1 million people for December
2017, a reduction of 1.6% when compared with December 2016.&#160; The Revised Fiscal
Plan reflects that a 20% cumulative decline in population is expected over the
next six years. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Based
on information published by the Puerto Rico Treasury, the net revenues of the
Puerto Rico government&#8217;s General Fund in December 2017 totaled $697.6 million,
which was $101.9 million less than in December 2016. The net revenues to the
General Fund for the first half of fiscal year ending June 30, 2018 totaled
$3,623.1 million, a decrease of $348.0 million, or 8.8%, compared with the
previous fiscal year, and, $157.3 million, or 4.3%, below initial estimates for
this period. The Revised Fiscal Plan reflects a projected decline in revenues
of 19.8% in fiscal year 2018 before increasing 10.2% in fiscal year 2019 and
5.1% in fiscal year 2020.&#160; As per the Revised Fiscal Plan, revenues are
forecasted to become 3% higher than pre-hurricane levels by fiscal year 2023,
in nominal terms. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Prices
on most Commonwealth of Puerto Rico securities have decreased over the past
months. General obligations with an eight percent coupon and maturing in 2035
traded in January at an average of 25 cents on the dollar, down from as much as
59 cents in September, before the hurricane.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 3,
2017, the Puerto Rico government and the PROMESA oversight board filed for a
form of bankruptcy in the U.S. District court in Puerto Rico under Title III of
PROMESA. The Title III provision allows for a court debt restructuring process
similar to U.S. bankruptcy protection. On July 2, 2017, the PROMESA oversight
board filed for a similar Title III form of bankruptcy in the U.S. District
court in Puerto Rico for PREPA. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">During
the third quarter of 2017, Hurricanes Irma and Maria affected Puerto Rico
causing significant damage to the infrastructure and property.&nbsp; In the
aftermath of Hurricane Maria, the NOAA stated that damages could totalize $90
billion. The emergency could cause Puerto Rico&#8217;s central government and some of
its instrumentalities to face severe cash shortfalls from lower revenues,
higher cost, and delayed or reduced cost-saving measures that had been required
by the fiscal plans previously approved early in 2017.&nbsp; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Puerto
Rico government and the PROMESA oversight board requested federal assistance
from the United States government. Such assistance is intended to provide
Puerto Rico with the cash that it will need to operate its core government
services and its disaster response effort in the near future. On December 18,
2017, the U.S. House of Representative introduced a bill to provide additional
emergency assistance for the recent hurricanes, wildfires in California, and
related agriculture losses. The bill totals $81 billion and targets funds to
programs to continue relief and recovery efforts in all of the affected
communities, including Texas, Florida, California, Louisiana, Puerto Rico and
the USVI.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="background:white;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;vertical-align:baseline;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; On February 9, 2018, the Puerto
Rico Governor and the Resident Commissioner announced an allocation of $16
billion in federal funds for the island&#8217;s recovery after Hurricane Maria. </font><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">This appropriation is part of budget legislation
approved by the U.S. Congress and signed by the President of the United States
on February 9, 2018. Approximately </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$11.0 billion of the $16.0 billion
was allocated to the community development fund, known as the Community
Development Block Grant, to repair homes, support local businesses and rebuild
infrastructure while mitigating future risks. From this figure, $2.0 billion
will be designated to restore and make improvements to the electrical system.
In addition, $1.37 billion was approved for emergency assistance and $150
million under the Direct Loan Program to cover cost sharing with FEMA. </font><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">In addition to the $16.0 billion, Puerto Rico is also
eligible to participate in other programs that could increase aid to the island
to more than $45 billion.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February
12, 2018, the FAFAA released the Revised Fiscal Plan for the Commonwealth,
after considering the changes and clarifications required by the PROMESA
oversight board to a previous draft. </font><font color=black style="border:none windowtext 1.0pt;padding:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Fiscal Plan includes
substantial revisions that the Puerto Rico government has made to the previous
fiscal plan, certified on March 13, 2017, to account for the effect of
Hurricanes Maria and Irma and to account for a contemplated transformational
transaction. </font></font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Revised
Fiscal Plan uses a six-year horizon, projects a six-year cumulative decline in
population of 20%, and projects that by the fiscal year 2023 there will be a
$3.4 billion surplus, before any debt service is paid, requiring a liquidity
facility to provide public services in fiscal year 2018.</font><font color=black style="border:none windowtext 1.0pt;padding:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
The March 2017 fiscal plan covered a 10-year period and allocated around $787
million per year for debt service. The Revised Fiscal Plan also includes
projected expenses for Title III proceedings, considers an injection of $49
billion in federal relief assistance, and a series of structural reforms in,
among others things, the areas of ease of doing business, human capital, tax
reform, and power sector reform, including a layout for the privatization of
PREPA. The Revised Fiscal Plan also creates an annual reserve of $130 million
and a $400 million investment for infrastructure maintenance and development.
The PROMESA oversight board is expected to evaluate the plan in the coming
weeks and, after a public hearing, determine whether to certify it. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN style="font-size:10.0pt;">As of December 31, 2017, the Corporation
had $214.5 million of direct exposure to the Puerto Rico government, its
municipalities and public corporations, compared to $323.3 million as of
December 31, 2016.&#160; As of December 31, 2017, approximately $184.6 million of
the exposure consisted of loans and obligations of municipalities in Puerto
Rico that are supported by assigned property tax revenues and for which, in
most cases, the good faith, credit and unlimited taxing power of the applicable
municipality have been pledged to their repayment. </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These
municipalities are required by law to levy special property taxes in such
amounts as are required for the payment of all of their respective general
obligation bonds and loans. The PROMESA oversight board has not designated any
of Puerto Rico&#8217;s 78 municipalities as covered entities under PROMESA.&nbsp;
However, while the Revised Fiscal Plan did not contemplate a restructuring of
the debt of Puerto Rico&#8217;s municipalities, the plan did call for the gradual
elimination of budgetary subsidies provided to municipalities by the central government.
Furthermore, municipalities are also likely to be affected by the negative
economic and other effects resulting from expense, revenue or cash management
measures taken to address the Puerto Rico Government&#8217;s budgetary and liquidity
shortfalls, or measures included in fiscal plans of other government entities,
such as the GDB Restructuring Support Agreement.&nbsp;In addition to
municipalities, the total direct exposure also includes a $6.8 million loan to
a unit of the central government and a $15.1 million loan to an affiliate of a
public corporation. The Corporation&#8217;s total direct exposure also includes
obligations of the Puerto Rico Government, specifically bonds of the Puerto
Rico Housing Finance Authority, at an amortized cost of $8.0 million as part of
its available-for-sale investment securities portfolio recorded on its books at
a fair value of $6.8 million as of December 31, 2017. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore,
as of December 31, 2017, the Corporation had three commercial mortgage loans
granted to the hotel industry in Puerto Rico that were previously guaranteed by
the TDF with an outstanding principal balance of $120.2 million (book value of
$70.8 million), compared to $127.7 million outstanding (book value of $111.8
million) as of December 31, 2016. Historically, the borrower and the operations
of the underlying collateral of these loans have been the primary sources of
repayment and the TDF, which is a subsidiary of the GDB, provided a secondary
guarantee for payment performance.&nbsp; As part of agreements executed in the
second quarter of 2017 and first quarter of 2018, the TDF paid $7.6 million and
$4.0 million, respectively, to honor a portion of its guarantee on these
loans.&nbsp; &nbsp;As provided in the agreements, the cash payments received by
the Corporation released the TDF from its liability as a guarantor of these
loans. As a result, the income-producing real estate properties are now the
only collateral of such loans, thus, any decline in collateral valuations may
require additional impairments on these loans.&nbsp; All the three TDF
commercial mortgage loans have been classified as non-performing and impaired
since the first quarter of 2016, and interest payments have been applied
against principal since then. Approximately $4.7 million of interest payments
received on loans guaranteed by the TDF since late March 2016 have been applied
against principal. During 2017, the Corporation recorded charge-offs totaling
$30.8 million on these facilities for the portion of the recorded investment in
excess of the fair value of the collateral and the guarantee, considering the
aforementioned agreements reached with the TDF.&nbsp; In addition, GDB agreed
to issue to the Bank a fixed income financial instrument pursuant to the GDB&#8217;s
Restructuring Support Agreement approved by the PROMESA oversight board. As of
December 31, 2017, the non-performing TDF commercial mortgage loans and related
facilities are being carried (net of reserves and accumulated charge-offs) at
52% of the unpaid principal balance.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition,
the Corporation had $116.5 million in exposure to residential mortgage loans
that are guaranteed by the PRHFA. Residential mortgage loans guaranteed by the
PRHFA are secured by the underlying properties and the guarantees serve to
cover shortfalls in collateral in the event of a borrower default. The Puerto
Rico government guarantees up to $75 million of the principal guaranteed under
the mortgage loan insurance program. According to the most recently released
audited financial statements of the Puerto Rico Housing Financing Authority, as
of June 30, 2015, the PRHFA&#8217;s mortgage loan insurance program covered loans in
an aggregate of approximately $552 million. The regulations adopted by the
PRHFA require the establishment of adequate reserves to guarantee the solvency
of the mortgage loan insurance fund. As of June 30, 2015, the most recent date
as to which information is available, the PRHFA had a restricted net position
for such purposes of approximately $77.4 million. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December 31, 2017, the Corporation had $490.3 million of public sector deposits
in Puerto Rico, compared to $408.8 million as of December 31, 2016.&#160; As of
December 31, 2017, approximately 29% of the public sector deposits in Puerto
Rico are from municipalities and municipal agencies and 71% are from public corporations
and the central government and agencies.</font></font></p>

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The decline in Puerto
Rico&#8217;s economy since 2006 and the effects of Hurricanes Irma and Maria in 2017
have resulted in, among other things, a decline in our loan</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> originations, an increase in the level of our
non-performing assets and higher loan loss provisions and charge-offs, all of
which adversely affected our profitability. Any further deterioration of
economic activity could result in further adverse effects on our profitability
and credit quality.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Puerto Rico Government&#8217;s filing
for bankruptcy may adversely impact our financial condition or results of
operations</font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">.&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;&nbsp; &nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 3, 2017, the Puerto Rico government and the
PROMESA oversight board filed for a form of bankruptcy in the U.S. District
Court in Puerto Rico under Title III of PROMESA. The Title III provision allows
for a court debt restructuring process similar to U.S. bankruptcy protection. </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;Since this is the first time that any state or
territory of the United States has ever filed for relief that is expected to be
comparable to bankruptcy relief because of the absence, until PROMESA, of any
legal authority for such a relief, it is uncertain what impact this filing will
have on the Corporation.&nbsp; A similar Title III form of bankruptcy was filed
for PREPA on July 2, 2017.&nbsp; The Corporation&#8217;s financial condition and
results of operations may be negatively affected as a result of the resolution
of the bankruptcy relief filing and further adverse developments in the Puerto
Rico government&#8217;s fiscal situation given the Corporation&#8217;s direct exposure to
the Puerto Rico government (excluding municipalities) of $8.0 million of Puerto
Rico government debt securities, a $6.8 million loan to an agency of the Puerto
Rico central government, and a $15.1 million loan to a PREPA affiliate. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Continuation of the economic slowdown and decline in
the U.S. Virgin Islands could continue to harm our results of operations.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fiscal health of the government of the
USVI over the past 10 years has shown signs of deterioration evidenced by
persistent budgetary deficits and projected future revenue shortfalls. The
government of the USVI developed a five-year financial plan, designed to return
the general fund to fiscal stability. The fiscal stabilization plan included a
number of revenue enhancement initiatives as well as reductions to government
operating expenses. Many of the USVI government&#8217;s revenue enhancement
initiatives are subject to legislative approval and are in the form of tax
increases that could potentially have an adverse effect on the economy. The
fiscal stabilization plan is also predicated on access of the government to the
financial markets in order to issue deficit financing to cover the operating
deficits from 2017 and 2018.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The passage of hurricanes Irma and Maria
through the region caused significant damage to its core infrastructure,
including housing, electricity and the government&#8217;s ability to provide certain
essential services. Since the hurricane, most schools have reopened, over 96%
of energy and water consumers have service, street light fixtures have been
repaired or replaced, and tourism has been slowly recovering. Considering the
aforementioned challenges, the government has decided to amend the Five Year
Strategic Plans in order to create new revenues, reduce public spending, and to
create a fair salary payment to public employees.&nbsp; Further declines in the
economic activity of this region could result in further adverse effects on our
profitability and credit quality.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation
has total exposure to the USVI government and its instrumentalities of $70.4
million, </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">approximately $<a name="XBRL_CS_230e7a49ead345f29b40053f4"></a><a name="XBRL_CS_230e7a49ead345f29b40053f4_bclEnd"></a>47.2<a name=BookmarkName32></a><a name="BookmarkName32_bclEnd"></a> million was owed by public corporations of
the USVI and $<a name="XBRL_CS_cb6ce189bc454a4f878991446"></a><a name="XBRL_CS_cb6ce189bc454a4f878991446_bclEnd"></a>23.2<a name=BookmarkName33></a><a name="BookmarkName33_bclEnd"></a> million was owed by an independent
instrumentality of the USVI government</font></font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. All loans are currently performing and up to date on principal
and interest payments.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Difficult market conditions have affected the financial industry and
may adversely affect us in the future. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Given that most of our business is in Puerto Rico and
the United States and given the degree of interrelation between Puerto Rico&#8217;s
economy and that of the United States, we are exposed to downturns in the U.S.
economy, including factors such as unemployment and underemployment levels in
the United States and real estate valuations. The deterioration of these
conditions could adversely affect the credit performance of mortgage loans,
credit default swaps and other derivatives, and result in significant
write-downs of asset values by financial institutions, including
government-sponsored entities as well as major commercial banks and investment
banks. </font></p>




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<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Despite
improving labor markets in the U.S. in the past year, an elevated amount of
underemployment and household debt, the volatile interest rate environment,
along with a continued sluggish recovery in the consumer real estate market and
certain commercial real estate markets in the U.S. pose challenges for the U.S.
economic performance and the financial services industry. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In particular, we may face the following
risks: </font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our ability to assess the
creditworthiness of our customers may be impaired if the models and approaches
we use to select, manage, and underwrite the loans become less predictive of
future behaviors. </font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The models used to estimate losses
inherent in the credit exposure require difficult, subjective, and complex
judgments, including forecasts of economic conditions and how these economic
predictions might impair the ability of the borrowers to repay their loans,
which may no longer be capable of accurate estimation and which may, in turn,
impact the reliability of the models. </font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our ability to borrow from other
financial institutions or to engage in sales of mortgage loans to third parties
(including mortgage loan securitization transactions with government-sponsored
entities and repurchase agreements) on favorable terms, or at all, could be
adversely affected by further disruptions in the capital or credit markets or
other events, including deteriorating investor expectations. </font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Competitive dynamics in the
industry could change as a result of consolidation of financial services
companies in connection with current market conditions. </font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We expect to face increased
regulation of our industry. Compliance with such regulation may increase our
costs and limit our ability to pursue business opportunities. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There may be downward pressure on
our stock price. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The deterioration of economic conditions in the U.S.
and disruptions in the financial markets could adversely affect our ability to
access capital, our business, financial condition and results of operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The failure of other financial institutions could
adversely affect us. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; </font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our
ability to engage in routine funding transactions could be adversely affected
by future failures of financial institutions and the actions and commercial
soundness of other financial institutions. Financial institutions are
interrelated as a result of trading, clearing, counterparty and other
relationships. We have exposure to different industries and counterparties and
routinely execute transactions with counterparties in the financial services
industry, including brokers and dealers, commercial banks, investment banks,
investment companies and other institutional clients. In certain of these
transactions, we are required to post collateral to secure the obligations to
the counterparties. In the event of a bankruptcy or insolvency proceeding
involving one of such counterparties, we may experience delays in recovering
the assets posted as collateral, or we may incur a loss to the extent that the
counterparty was holding collateral in excess of the obligation to such
counterparty.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, many of these transactions
expose us to credit risk in the event of a default by our counterparty or
client. In addition, the credit risk may be exacerbated when the collateral
held by us cannot be realized or is liquidated at prices not sufficient to
recover the full amount of the loan or derivative exposure due to us. Any
losses resulting from our routine funding transactions may materially and
adversely affect our financial condition and results of operations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legislative and regulatory actions taken now or in the
future may increase our costs and impact our business, governance structure,
financial condition or results of operations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We and our subsidiaries are subject to
extensive regulation by multiple regulatory bodies. These regulations may
affect the manner and terms of delivery of our services. If we do not comply
with governmental regulations, we may be subject to fines, penalties, lawsuits
or material restrictions on our businesses in the jurisdiction where the
violation occurred, which may adversely affect our business operations. Changes
in these regulations can significantly affect the services that we are asked to
provide as well as our costs of compliance with such regulations. In addition,
adverse publicity and damage to our reputation arising from the failure or
perceived failure to comply with legal, regulatory or contractual requirements
could affect our ability to attract and retain customers. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The financial crisis of 2008 resulted in
regulatory agencies and political bodies placing increased focus and scrutiny
on the financial services industry. The U.S. government intervened on an
unprecedented scale, responding by temporarily enhancing the liquidity support
available to financial institutions, establishing a commercial paper funding
facility, temporarily guaranteeing money market funds and certain types of debt
issuances and increasing insurance on bank deposits. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; These programs have subjected financial
institutions to additional restrictions, oversight and costs. In addition, new
proposals for legislation are periodically introduced in the U.S. Congress that
could further substantially increase regulation of the financial services
industry, impose restrictions on the operations and general ability of firms
within the industry to conduct business consistent with historical practices,
including in the areas of interest rates, financial product offerings and disclosures,
and have an effect on bankruptcy proceedings with respect to consumer
residential real estate mortgages, among other things. Federal and state
regulatory agencies also frequently adopt changes to their regulations or
change the manner in which existing regulations are applied. </font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">45</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulatory
uncertainty caused by financial deregulation measures proposed by the Trump
administration and members of the U.S. Congress may increase competition in
certain of our investment strategies and adversely affect our business,
financial condition and results of operations.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&#160;&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Trump administration&#8217;s short-term legislative
agenda includes certain deregulatory measures for the U.S. financial services
industry, including changes to the Volcker Rule, the U.S. Risk Retention Rules,
the Basel III capital requirements, the U.S. Treasury&#8217;s Financial Stability
Oversight Council&#8217;s (the &#8220;FSOC&#8217;s&#8221;) authority and other aspects of the
Dodd-Frank Act.&#160; On February 3, 2017, President Trump signed an executive order
calling for the administration to review U.S. financial laws and regulations in
order to determine their consistency with a set of core principles identified
in the order.&#160; One bill, the Financial CHOICE Act (the &#8220;CHOICE Act&#8221;), which has
been passed by the U.S. House of Representatives but has not been enacted into
law as of this date, is being discussed as an avenue for amending Dodd-Frank.&#160;
The current version of the CHOICE Act would eliminate the power of the FSOC to
designate non-bank financial institutions as systematically important, repeal
the Volcker Rule and change the structure and powers of the Consumer Financial
Protection Bureau.&#160; In addition, the CHOICE Act would allow certain qualifying
banking organizations with a satisfactory composite supervisory rating and a
non-risk weighted leverage ratio of at least 10% to elect to be exempt from
enhanced risk-weighted capital ratios, liquidity requirements and other
regulations currently applicable to large banking organizations. It would also
revise the U.S. Risk Retention Rules to remove the risk retention requirement
for all asset-backed securitizations other than for certain non-qualifying
residential mortgage securitizations.&#160; The CHOICE Act also would significantly
alter stress testing, possibly exempting qualifying banking organizations from
stress testing altogether and eliminating the Federal Reserve Board&#8217;s ability
to make &#8220;qualitative&#8221; objections to capital plans submitted by other banking
organizations.&#160; In addition, the CHOICE Act would also significantly enhance
the SEC&#8217;s enforcement capabilities and increase the maximum civil penalties and
criminal sanctions under federal securities laws, including under the
Investment Company Act of 1940 and the Investment Advisers Act of 1940. The
U.S. Senate similarly is considering more limited changes to the Dodd-Frank
Act, including measures to lessen the regulatory burdens on community and
mid-sized banking organizations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Whether the CHOICE Act or the U.S. Senate bill
will be enacted, and, if so, whether additional amendments would be added
during the legislative process remains unclear.&#160;&#160; In the absence of legislative
change, however, the Trump administration may influence the substance of
regulatory supervision through, among other things, the appointment of individuals
to the Federal Reserve Board, the FDIC and the CFPB.&#160; The administration
recently nominated, and the Senate confirmed, Jerome Powell as Chair of the
Federal Reserve Board, and Randal Quarles as a Governor and new Vice Chairman
for Supervision.&#160; Further, President Trump is expected to nominate persons to
fill several other of the Federal Reserve Board&#8217;s seven seats.&#160; In turn, the
appointment of new Federal Reserve Board members may increase the likelihood that
the Federal Reserve Board modify the capital and liquidity requirements for
U.S. banking organizations that are more stringent than those that have been
agreed upon at the international level, including the Basel Committee on
Banking Supervision&#8217;s Basel III framework.&#160; The Trump administration has also
nominated Jelena McWilliams, a former Senate Banking Committee senior staff
member and banking industry executive, as Chair of the FDIC.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The CFPB&#8217;s programs and operations may be affected by
the designation of Mick Mulvaney, director of the Office of Management and
Budget, as acting Director of the CFPB, and by President Trump&#8217;s likely
nomination in the future of a permanent Director.&#160; Mr. Mulvaney&#8217;s initial
actions as acting Director have been largely consistent with the announced
deregulatory agenda of the Trump administration.&#160; The impact of these and other
future actions on the CFPB&#8217;s regulatory and enforcement activities as they
affect FirstBank, however, cannot be predicted with any certainty at this time.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Measures focused on deregulation of the U.S.
financial services industry may have the effect of increasing competition for
our credit-focused businesses or otherwise reducing investment opportunities.&#160;
Increased competition from banks and other financial institutions in the credit
markets could have the effect of reducing credit spreads, which may adversely
affect the revenues of our credit and other businesses whose strategies include
the provision of credit to borrowers.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Determining the full extent of the impact on us of
any such potential financial reform legislation, or whether any such particular
proposal will become law, or the impact of regulatory changes in the absence of
legislation at this point in time is highly speculative.&#160; However, any such
changes may impose additional costs on us, require the attention of our senior
management or Board or result in limitations on the manner in which business is
conducted.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial services legislation and regulatory reforms
may have a significant impact on our business and results of operations and on
our credit ratings. </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; As discussed above, the Dodd-Frank
Act significantly changed the regulation of financial institutions and the
financial services industry. The Dodd-Frank Act includes, and the regulations
developed and to be developed thereunder include or will include, provisions
affecting large and small financial institutions alike. In addition, U.S.
banking organizations, including the Corporation and FirstBank, are subject to
new and more stringent regulatory capital requirements that generally increase
the amounts of capital that we need to hold.&#160;&#160; &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></p>




<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">46</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, the Corporation had $202 million in trust-preferred securities that
are now subject to the full phase-out from Tier 1 capital under the final regulatory
capital rules discussed above.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; Although First BanCorp. and FirstBank
were able to meet general well-capitalized capital ratios upon implementation
of the requirements, and we expect both companies will continue to exceed the
minimum risk-based and leverage capital ratio requirements for well-capitalized
status under the new capital rules, we may not remain at such levels. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;text-indent:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Additional regulatory proposals and
legislation, if finally adopted, could change banking laws and our operating environment
and that of our subsidiaries in substantial and unpredictable ways.&nbsp; The
ultimate effect that such legislation, if enacted, or regulations would have
upon our financial condition or results of operations may be adverse.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; </font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are subject to regulatory capital adequacy
guidelines, and if we fail to meet these guidelines our business and financial
condition will be adversely affected. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; </font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> regulatory capital adequacy guidelines,
and other regulatory requirements, the Corporation and our banking subsidiary
must meet guidelines that include quantitative measures of assets, liabilities
and certain off balance sheet items, subject to qualitative judgments by
regulators regarding components, risk weightings and other factors. If we fail
to meet these minimum capital guidelines and other regulatory requirements, our
business and financial condition will be materially and adversely affected. If
we fail to maintain certain capital levels, or are deemed not well managed
under regulatory exam procedures, or if we experience certain regulatory
violations, our status as a financial holding company, and our ability to offer
certain financial products will be compromised and our financial condition and
results of operations could be adversely affected. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:5.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Rulemaking changes implemented by the CFPB will result in
higher regulatory and compliance costs related to originating and servicing
residential mortgage loans and may adversely affect our results of operations.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act significantly changed
the regulation of single-family residential mortgage lending in the United
States. Among other things, the law transferred rule-making and enforcement
powers from a number of federal agencies to the CFPB, imposed new risk
retention and recordkeeping requirements on lenders (such as the Bank) that
sell single-family residential mortgage loans in the secondary market, required
revision of disclosure documents, limited loan originator compensation and
expanded recordkeeping and reporting requirements under other federal statutes.
</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">New regulations implement the Dodd-Frank
Act amendments to the Equal Credit Opportunity Act, the Truth in Lending Act,
and the Real Estate Settlement Procedures Act. See &#8220;Business &#8211; Regulation and
Supervision &#8211; Consumer Financial Protection Bureau.&#8221;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Among other consequences of these
numerous changes, the requirements relating to the evaluation of the borrower&#8217;s
ability to repay the loan may result in reduced credit availability and higher
borrowing costs to cover the costs of compliance.&#160; The ability of borrowers to
raise new defenses in foreclosure proceedings on defaulted mortgage loans also
may lead to increased foreclosure costs, extend foreclosure timelines, and
increase the severity of loan losses.&#160; Increased repurchase and indemnity
requests with respect to mortgage loans sold into the secondary markets may
also result.&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;
These and other changes required by the Dodd-Frank Act have required
substantial modifications to the entire mortgage lending and servicing
industry. Their impact may involve changes to our operations and increased
compliance costs in making single-family residential mortgage loans.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Compliance with stress testing requirements may be
challenging.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:9.0pt;text-align:justify;text-indent:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation is currently subject to supervisory
guidance for stress testing practices issued by the federal banking agencies.&#160;
The current guidance outlines broad principles for a satisfactory stress
testing framework and describes various stress testing approaches and how
stress testing should be used at various levels within an organization.&#160; As
previously discussed, the Corporation is also subject to two new stress testing
rules that implement provisions of the Dodd-Frank Act, one issued by the
Federal Reserve Board that applies to First BanCorp. on a consolidated basis
and one issued by the FDIC that applies to the Bank.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; The Corporation submitted its third annual
company-run stress test to regulators in July 2017, which was published in
October 2017.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; Future public disclosure of stress test results could
result in reputational harm if the Corporation&#8217;s results are worse than those
of its competitors or otherwise indicate that the Corporation&#8217;s risk profile is
excessive or elevated.&nbsp; Furthermore, given that the Corporation will be
subject to multiple stress testing requirements that are administered at
different levels by more than one federal banking agency, and compliance with
such requirements will be complicated, if the Corporation fails to fully comply
with these requirements, it may be subject to regulatory action.</font></p>




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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Monetary policies
and regulations of the Federal Reserve Board could adversely affect our
business, financial condition and results of operations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to being affected by general
economic conditions, our earnings and growth are affected by the policies of
the Federal Reserve Board. An important function of the Federal Reserve Board
is to regulate the money supply and credit conditions. Among the instruments
used by the Federal Reserve Board to implement these objectives are open market
operations in U.S. government securities, adjustments of the discount rate and
changes in reserve requirements for bank deposits. These instruments are used
in varying combinations to influence overall economic growth and the
distribution of credit, bank loans, investments and deposits. Their use also
affects interest rates charged on loans or paid on deposits. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The monetary policies and regulations of
the Federal Reserve Board have had a significant effect on the operating
results of commercial banks in the past and are expected to continue to do so
in the future. The effects of such policies upon our business, financial
condition and results of operations may be adverse. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are subject to numerous laws designed to protect
consumers, including the Community Reinvestment Act and fair lending laws, and
failure to comply with these laws could lead to a wide variety of sanctions. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Community Reinvestment Act, the Equal
Credit Opportunity Act, the Fair Housing Act and other fair lending laws and regulations
impose nondiscriminatory lending requirements on financial institutions. The
U.S. Department of Justice and other federal agencies are responsible for
enforcing these laws and regulations. A successful regulatory challenge to an
institution's performance under the Community Reinvestment Act or fair lending
laws and regulations could result in a wide variety of sanctions, including
damages and civil money penalties, injunctive relief, restrictions on mergers
and acquisitions activity, restrictions on expansion and restrictions on
entering new business lines. Private parties may also have the ability to
challenge an institution's performance under fair lending laws in private class
action litigation. Such actions could have a material adverse effect on our
business, financial condition and results of operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We face a risk of noncompliance and enforcement action
related to the Bank Secrecy Act and other anti-money laundering statutes and
regulations.</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank Secrecy Act, the USA PATRIOT Act,
and other laws and regulations require financial institutions, among other
duties, to institute and maintain an effective anti-money laundering program
and file suspicious activity and currency transaction reports as appropriate.
The Financial Crimes Enforcement Network is authorized to impose significant
civil money penalties for violations of those requirements and has recently
engaged in coordinated enforcement efforts with the individual federal banking
regulators, as well as the U.S. Department of Justice&#8217;s Drug Enforcement
Administration. We are also subject to increased scrutiny of compliance with
trade and economic sanctions requirements and rules enforced by OFAC. If our
policies, procedures and systems are deemed deficient, we would be subject to
liability, including fines and regulatory actions, which may include
restrictions on our ability to pay dividends and the necessity to obtain
regulatory approvals to proceed with certain aspects of our business plan,
including our acquisition plans. Failure to maintain and implement adequate
programs to combat money laundering and terrorist financing could also have
serious reputational consequences for us. Any of these results could have a
material adverse effect on our business, financial condition and results of
operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">RISKS RELATING TO AN INVESTMENT IN THE CORPORATION&#8217;S
COMMON AND PREFERRED STOCK </font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.15in;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Issuance of additional equity securities in the public
markets and other capital management or business strategies that we may pursue
could depress the market price of our common stock and could result in dilution
of holders of our common stock, including purchasers of our common stock under
the resale registration statement. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Generally, we are not restricted from
issuing additional equity securities, including common stock.&#160; We may choose to
sell additional equity securities, or we could be required in the future to
identify, consider and pursue additional capital management strategies to
bolster our capital position. We may issue equity securities (including
convertible securities, preferred securities, and options and warrants on our
common or preferred stock securities) in the future for a number of reasons,
including to finance our operations and business strategy, adjust our leverage
ratio, address regulatory capital concerns, restructure currently outstanding
debt or equity securities or satisfy our obligations upon the exercise of
outstanding options or warrants. Future issuances of our equity securities,
including common stock, in any transaction that we may pursue may dilute the
interests of our existing holders of our common stock and preferred stock and
cause the market price of our common stock to decline. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has outstanding a warrant
held by the U.S. Treasury to purchase 1,285,899 shares of common stock. If the
warrant is exercised, the issuance of shares of common stock could reduce our
income per share, and further reduce the book value per share and voting power
of our current common stockholders. </font></p>




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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">48</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The market price of
our common stock may continue to be subject to significant fluctuations and
volatility. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The stock markets have frequently
experienced high levels of volatility since 2008. These market fluctuations
have adversely affected, and may continue to adversely affect, the trading
price of our common stock. In addition, the market price of our common stock
has been subject to significant fluctuations and volatility because of factors
specifically related to our businesses and may continue to fluctuate or decline.
</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Factors that could cause fluctuations,
volatility or a decline in the market price of our common stock, many of which
could be beyond our control, include the following: </font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">uncertainties and
developments related to the resolution of the Puerto Rico government&#8217;s fiscal
problems;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">any regulatory actions
against us; </font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes or perceived
changes in the condition, operations, results or prospects of our businesses
and market assessments of these changes or perceived changes;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">announcements of
strategic developments, acquisitions and other material events by us or our
competitors, including any failures of banks;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in
governmental regulations or proposals, or new governmental regulations or
proposals, affecting us;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a continuing recession
in the Puerto Rico market and a lack of growth in our other principal markets
in the USVI, the BVI and the U.S.;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the departure of key
employees;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in the credit,
mortgage and real estate markets;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">operating results that
vary from the expectations of management, securities analysts and investors;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">operating and stock
price performance of companies that investors deem comparable to us; and</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:6.25pt;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the public perception
of the banking industry and its safety and soundness.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the stock market in general,
and the NYSE and the other trading markets for the securities of commercial
banks and other financial services companies in particular, have experienced
significant price and volume fluctuations that sometimes have been unrelated or
disproportionate to the operating performance of those companies. These broad
market and industry factors may seriously harm the market price of our common
stock, regardless of our operating performance or Puerto Rico&#8217;s economic
environment. In the past, following periods of volatility in the market price
of a company&#8217;s securities, securities class action litigation has often been
instituted. A securities class action suit against us could result in
substantial costs, potential liabilities and the diversion of management&#8217;s
attention and resources. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:6.25pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our suspension of dividends may have adversely
affected and may further adversely affect our stock price and could result in
the expansion of our Board of Directors. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;
In consideration of the financial results reported for the second quarter ended
June&nbsp;30, 2009, we decided, as a matter of prudent fiscal management and
following applicable Federal Reserve Board guidance, to suspend the payment of
dividends. The Corporation&#8217;s ability to declare and pay dividends is dependent
on certain Federal regulatory considerations, including the guidelines of the
Federal Reserve Board regarding capital adequacy and the approval of the
Federal Reserve to declare or pay dividends and receive dividends from the Bank
to fund any such dividend payments. In December 2016, </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">for the first time since July 2009, the Corporation paid dividends
on its non-cumulative perpetual monthly income preferred stock, after receiving
regulatory approval. Since then, the Corporation has continued to paid monthly
dividend payments on the non-cumulative perpetual monthly income preferred
stock.&#160; The Corporation has received regulatory approval to pay monthly
dividends on the Corporation&#8217;s series A through E preferred stock through March
2018. </font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation intends to continue to request the Federal
Reserve&#8217;s approval to continue to pay the monthly dividends on its Series A
through E Preferred Stock. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; I</font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">f the Corporation does not pay dividends in full for eighteen
monthly dividend periods (whether consecutive or not), the holders of the
Series A through E Preferred Stock as to which dividends have not been paid for
eighteen&#160; months, acting as a single class, will be entitled to appoint two
additional members to our Board of Directors. Any member of the Board of
Directors appointed by the holders of Series A through E Preferred Stock is
required to vacate his or her office if the</font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Corporation resumes the
payment of dividends in full for twelve consecutive monthly dividend periods.</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 1B. Unresolved Staff Comments</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">None. </font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<b><font lang=EN-US>Item 2. Properties

</font></b><p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of February
16, 2018, First BanCorp. owned the following three main offices located in
Puerto Rico:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Headquarters &#8211; Located at First Federal Building, 1519 Ponce de Le&#243;n
Avenue, Santurce, Puerto Rico, a 16-story office building. Approximately 51% of
the building, an underground three level parking garage and an adjacent parking
lot are owned by the Corporation.<a name="EHWd89c36f0_9557_42dd_9228_59ecbc"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><a name="EHWd89c36f0_9557_42dd_9228_59ecbc_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Service Center &#8211; a building located on 1130 Mu&#241;oz Rivera Avenue, Hato
Rey, Puerto Rico. These facilities accommodate branch operations, data
processing and administrative and certain headquarter offices. The building
houses 180,000 square feet of modern facilities, over 1,000 employees from
operations, FirstBank Insurance Agency headquarters and the customer service
department. In addition, it has parking for 750 vehicles and 9 training rooms,
including classrooms for training tellers and a computer room for interactive
trainings, as well as a spacious cafet<a name="EHW0794cb8c_a913_40bb_b77d_48e148"></a>eria for employees and customers.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:22.5pt;text-align:justify;text-indent:0in;"><a name="EHW0794cb8c_a913_40bb_b77d_48e148_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer Lending Center &#8211; A three-story building with a three-level
parking garage located at 876 Mu&#241;oz Rivera Avenue, Hato Rey, Puerto Rico. This
facility is fully occupied by the Corporation.<a name="EHW5b296292_1a33_41f8_a81e_2d9fcc"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><a name="EHW5b296292_1a33_41f8_a81e_2d9fcc_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation owns 19 branch and office premises and parking lots and leases 82
branch premises, loan and office centers and other facilities. In certain
situations, financial services such as mortgage and insurance businesses and
commercial banking services are located in the same building.&#160; All of these
premises are located in Puerto Rico, Florida and the USVI and the BVI. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">After
Hurricane Maria made land fall, </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Bank was able to resume operations in Puerto Rico within a
week but with some limitations.&#160; The Corporation continued normalizing its
operations after the hurricanes, and its operations have now substantially
returned to pre-hurricane levels.&#160; As of the date of the filing of this report,
45 out of 48 FirstBank banking branches in Puerto Rico are providing services,
94% of our network. Certain of the Corporation&#8217;s facilities and their contents
were damaged by these hurricanes and some of the reopened facilities require
the replacements of equipment and furnishings.&#160; The Corporation has recognized
asset impairments of approximately $0.6 million as of December 31, 2017.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">50</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">&#160;</font><b><font lang=EN-US style="font-size:10.0pt;">Item 3. Legal Proceedings</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reference is made to Note 31, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Regulatory
Matters, Commitments and Contingencies,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> included in the Notes to
consolidated financial statements in Item 8 of this Report, which is
incorporated herein by reference.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 4. Mine Safety Disclosure.</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not applicable.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 5. Market
for Registrant&#8217;s Common Equity and Related Stockholder Matters and Issuer
Purchases of Equity Securities</font></b></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-20.25pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information about Market and
Holders</font></b></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s common stock is traded on the NYSE under
the symbol FBP. On February 16, 2018, there were 376 holders of record of the Corporation&#8217;s
common stock, not including beneficial owners whose shares are held in the name
of brokers or other nominees. The last sales price for the common stock on that
date was $6.23.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since December 2016, the Corporation has been making
monthly dividend payments on the non-cumulative perpetual monthly income
preferred stocks which, along with common stock dividend payments, were
suspended during the third quarter of 2009. The common stock ranks junior to
all series of preferred stock as to dividend rights and as to rights on
liquidation, dissolution or winding up of the Corporation.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table sets forth, for the periods indicated, the per share
high and low closing sales prices for the Corporation&#8217;s common stock during
such periods.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:3.75pt;">
  <td nowrap valign=bottom width=39% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=26% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=26% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=39% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">High</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Low</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Last</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Dividends per Common Share</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=39% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Quarter
  Ended</font></u></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=39% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fourth
  Quarter Ended December 31, 2017</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.35</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.66</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.10</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Third
  Quarter Ended September 30, 2017</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6.08</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.97</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.12</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Second
  Quarter Ended June 30, 2017</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6.12</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.19</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.79</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">First
  Quarter Ended March 31, 2017</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7.00</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.39</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.65</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fourth
  Quarter Ended December 31, 2016</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7.05</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.78</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6.61</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Third
  Quarter Ended September 30, 2016</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.26</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.82</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.20</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Second
  Quarter Ended June 30, 2016</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.62</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.52</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.97</font></p>
  </td>
 <td nowrap width=4% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=39% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">First
  Quarter Ended March 31, 2016</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.23</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.06</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.92</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 10, 2017, the U.S.
Department of the Treasury announced that it had sold all of its remaining <a name=BookmarkName34></a><a name="BookmarkName34_bclEnd"></a>10,291,553 <a name=BookmarkName35></a><a name="BookmarkName35_bclEnd"></a>shares of the
Corporation&#8217;s common stock. Since the U.S. Treasury did not recover the full
amount of its original investment under TARP, the senior officers forfeited
2,370,571 of their outstanding shares of restricted stock, resulting in a
reduction in the number of the Corporation&#8217;s common shares outstanding.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> The U.S. Treasury continues to hold a
warrant to purchase <a name=BookmarkName36></a><a name="BookmarkName36_bclEnd"></a>1,285,899<a name=BookmarkName37></a><a name="BookmarkName37_bclEnd"></a> shares of the
Corporation&#8217;s common stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 5, 2016, THL and Oaktree
completed a secondary offering of the Corporation&#8217;s common stock. THL and
Oaktree sold an aggregate of 18 million shares (9&nbsp;million shares each) of
common stock at a price of $5.60 per share. In addition, the underwriters
exercised their option to purchase an additional 2.7 million shares of common
stock from the selling stockholders. Also, on fFebruary 7, 2017, THL and
Oaktree participated in a second secondary offering in which they sold an
additional aggregate amount of 20 million shares (10 million shares each) of
common stock at a price of $6.36 per share. Subsequently, the underwriters
exercised their option to purchase an additional 3 million shares of common
stock from the selling stockholders. Furthermore, on August&nbsp;3, 2017, THL
and Oaktree participated in a third secondary offering of the Corporation&#8217;s
common stock in which they sold an aggregate of <a name="XBRL_CS_e99556f574da4759a9300de4f"></a><a name="XBRL_CS_e99556f574da4759a9300de4f_bclEnd"></a>20<a name=BookmarkName38></a><a name="BookmarkName38_bclEnd"></a> million shares (<a name="XBRL_CS_ade876d7903143a8887cd872f"></a><a name="XBRL_CS_771121381f5e405498f00c0f5"></a><a name="XBRL_CS_771121381f5e405498f00c0f5_bclEnd"></a><a name="XBRL_CS_ade876d7903143a8887cd872f_bclEnd"></a>10<a name=BookmarkName39></a><a name=BookmarkName40></a><a name="BookmarkName39_bclEnd"></a><a name="BookmarkName40_bclEnd"></a> million shares each) of common stock at a
price of $5.70 per share. The Corporation did not receive any proceeds from these
offering.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based on information derived from
statements filed with the SEC pursuant to Section 13(d), 13(g) or 16 (a) of the
Exchange Act, as of December 31, 2017 each of THL and Oaktree owned less than 5%
of the Corporation&#8217;s outstanding common stock. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">51</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_52"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Effective
April&nbsp;1, 2013, the Board determined to increase the salary amounts paid to
certain executive officers primarily by paying the increased salary amounts in
the form of shares of the Corporation&#8217;s common stock, instead of cash. The
Corporation issued 582,193 shares of common stock with a weighted average
market value of $5.64 in 2017 as such additional salary amounts (2016 &#8211; 755,223
shares with a weighted average market value of $3.96). The Corporation withheld
195,789 shares from the common stock paid to the officers as additional
compensation to cover employee payroll and income tax withholding liabilities
in 2017 (2016 &#8211; 226,261 shares); these shares are held as treasury shares. The
Corporation paid any fractional share of salary stock that the officer was
entitled to in cash.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017, the Corporation granted 1,099,756
shares of restricted stock to certain executive officers, other employees, and
independent directors (2016 &#8211; 1,925,575 shares).&#160; In connection with the
vesting of restricted stock in 2017, the Corporation withheld 243,102 shares of
restricted stock (2016 &#8211; 65,498 shares) to cover employee payroll and income
tax withholding liabilities; these shares are also held as treasury shares. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December&nbsp;31, 2017 and
December&nbsp;31, 2016, the Corporation had 4,104,303 and 1,254,189 shares held
as treasury stock, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has 50,000,000 authorized
shares of preferred stock. First BanCorp. has five outstanding series of
nonconvertible, noncumulative preferred stock: 7.125% noncumulative perpetual
monthly income preferred stock, Series A (liquidation preference $25 per
share); 8.35% noncumulative perpetual monthly income preferred stock, Series B
(liquidation preference $25 per share); 7.40% noncumulative perpetual monthly
income preferred stock, Series C (liquidation preference $25 per share); 7.25%
noncumulative perpetual monthly income preferred stock, Series D (liquidation
preference $25 per share); and 7.00% noncumulative perpetual monthly income
preferred stock, Series E (liquidation preference $25 per share) (collectively,
the &#8220;Series A through E Preferred Stock&#8221;). Effective January 17, 2012, the
Corporation delisted all of its outstanding series of preferred stock from the
NYSE. The Corporation has not arranged for listing on another national
securities exchange or for quotation of the Series A through E Preferred Stock
in a quotation medium.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Series A through E Preferred Stock
rank on a parity with respect to dividend rights and rights upon liquidation,
winding up or dissolution. Holders of each series of preferred stock are
entitled to receive cash dividends, when, as and if declared by the board of
directors of First BanCorp. out of funds legally available for dividends.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The terms of the Corporation&#8217;s Series A
through E Preferred Stock do not permit the Corporation to declare, set apart
or pay any dividend or make any other distribution of assets on, or redeem,
purchase, set apart or otherwise acquire shares of common stock or of any other
class of stock of First BanCorp. ranking junior to the preferred stock, unless
all accrued and unpaid dividends on the preferred stock and any parity stock
for the twelve monthly dividend periods ending on the immediately preceding
dividend payment date shall have been paid or are paid contemporaneously; the
full monthly dividend on the preferred stock and any parity stock for the then
current month has been or is contemporaneously declared and paid or declared
and set apart for payment; and the Corporation has not defaulted in the payment
of the redemption price of any shares of the preferred stock and any parity
stock called for redemption.&#160; If the Corporation is unable to pay in full the
dividends on the preferred stock and on any other shares of stock of equal rank
as to the payment of dividends, all dividends declared upon the preferred stock
and any such other shares of stock will be declared pro rata.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation may not issue shares
ranking, as to dividend rights or rights on liquidation, winding up and
dissolution, senior to the Series A through E Preferred Stock, except with the
consent of the holders of at least two-thirds of the outstanding aggregate
liquidation preference of such preferred stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-20.25pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividends</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-20.25pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;The Corporation had a policy of paying
quarterly cash dividends on its outstanding shares of common stock subject to
its earnings and financial condition. For the first time since July 2009,
following the requisite regulatory approval, on December 8, 2016, the
Corporation announced the declaration of a cash dividend on its outstanding
shares of Series A through E Noncumulative Perpetual Monthly Income Preferred
Stock for the month of December 2016. Since then, the Corporation has continued
to pay monthly dividend payments on the non-cumulative perpetual monthly income
preferred stock. The Corporation has received regulatory approval to pay the
monthly dividends on the Corporation&#8217;s Series A through E Preferred Stock
through March 2018. See the discussion under &#8220;Dividend Restrictions&#8221; under Item
1 for additional information concerning restrictions on the payment of
dividends that apply to the Corporation and FirstBank. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On October 3, 2017, the Federal Reserve
terminated the Written Agreement entered to on June 3, 2010 between the
Corporation and the Federal Reserve. </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">However, the
Corporation has agreed with the its regulators to continue to obtain approval
before paying dividends, receiving dividends from the Bank, making payments on
subordinated debt or trust preferred securities, incurring or guaranteeing debt
or purchasing or redeeming any corporate stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">52</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_53"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The 2011 PR
Code requires the withholding of income taxes from dividend income sourced
within Puerto Rico to be received by any individual, resident of Puerto Rico or
not, trusts and estates and by non-resident custodians, partnerships, and
corporations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-20.25pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Resident U.S. Citizens </font></i></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A special tax of 15% withheld at source is imposed, in lieu
of regular tax, on any eligible dividends paid to individuals, trusts, and
estates. Eligible dividends include dividends paid by a domestic Puerto Rico
corporation. However, the taxpayer can perform an election to be excluded from
the 15% special tax. Once this election is made it is irrevocable. The election
allows the taxpayer to include in gross income the eligible dividends received
and take a credit for the amount of tax withheld in excess, if any. If the
taxpayer does not make this election on the tax return, then he can exclude
from gross income the eligible dividends received and reported without claiming
the credit for the tax withheld.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-20.25pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-20.25pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Nonresident U.S. Citizens</font></i></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Nonresident U.S. citizens have the right to certain
exemptions when a Withholding Tax Exemption Certificate (Form 2732) is properly
completed and filed with the Corporation. The Corporation, as withholding
agent, is authorized to withhold a tax of 15% only from the excess of the
income paid over the applicable tax-exempt amount.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-20.25pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">U.S. Corporations and
Partnerships</font></i></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Corporations and partnerships not organized under Puerto Rico laws that
have not engaged in a trade or business in Puerto Rico during the taxable year
in which the dividend, if any, is paid are subject to the 10% dividend tax
withholding. Corporations or partnerships not organized under the laws of
Puerto Rico that have engaged in a trade or business in Puerto Rico are not
subject to the 10% withholding, but they must declare any dividend as gross
income on their Puerto Rico income tax return.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">53</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=17 nowrap valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <b><i><font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; Securities authorized for
  issuance under equity compensation plans
  </font></i></b></td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=40% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=17 valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The following table summarizes equity compensation plans approved by security
  holders and equity compensation plans that were not approved by security
  holders as of December 31, 2017:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 valign=bottom width=23% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 valign=bottom width=25% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=18% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(c)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(a)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(b)</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 rowspan=3 valign=bottom width=19% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of Securities
  Remaining Available for Future Issuance Under Equity Compensation Plans
  (Excluding Securities Reflected in Column (a))&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 rowspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of Securities to be
  Issued Upon Exercise of Outstanding Options, warrants and rights</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 rowspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted Average Exercise
  Price of Outstanding Options, warrants and rights</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Plan
  category</font></u></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=40% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=40% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Equity
  compensation plans, approved by stockholders </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></sup></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,558,450</font></p>
  </td>
 <td nowrap valign=top width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1)</font></sup></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Equity
  compensation plans </font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;
  not approved by stockholders</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">N/A</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">N/A</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">N/A</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=40% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,558,450</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=40% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=17 width=100% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1) Securities available for future
  issuance under the First BanCorp. 2008 Omnibus Incentive Plan (the
  &quot;Omnibus Plan&quot;), which was initially approved by stockholders on
  April 29, 2008. Most recently, on May 24, 2016, the Omnibus Plan was amended
  to, among other things, increase the number of shares of common stock
  reserved for issuance under the Omnibus Plan, to extend the term of the
  Omnibus Plan to May 24, 2026 and to re-approve the material terms of the
  performance goals under the Omnibus Plan for purpose of Section 162(m) of the
  U.S. Internal Revenue Code of 1986, as amended. The Omnibus Plan provides for
  equity-based compensation incentives through the grant of stock options,
  stock appreciation rights, restricted stock, restricted stock units,
  performance shares, and other stock-based awards. As amended, this plan
  provides for the issuance of up to 14,169,807 shares of common stock, subject
  to adjustments for stock splits, reorganization and other similar events. As
  of December 31, 2017, 7,558,450 shares of Common Stock were available for
  future issuance under the Omnibus Plan.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=17 width=100% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=12 nowrap valign=bottom width=85% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Purchase of equity securities by the issuer and affiliated purchasers</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=13 valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The following table provides information relating to the Corporation's
  purchases of shares of its common stock in the three-month period ended
  December 31, 2017:</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=6 valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maximum Number of Shares That May Yet be
  Purchased Under These Plans or Programs</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=17% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=23% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=5 valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total Number of Shares Purchased as Part
  of Publicly Announced Plans Or Programs</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=17% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=17% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=15% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=17% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=17% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total number of shares purchased </font></b><sup><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></b></sup></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=17% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average Price Paid</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=17% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Period</font></u></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=17% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">October,
  2017</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;17,343 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.99</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></sup></p>
  </td>
 <td nowrap width=5% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">November,
  2017</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;17,850 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.85</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December,
  2017</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;17,087 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.07</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=top width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></sup></p>
  </td>
 <td nowrap width=5% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;52,280 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.97</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;border-top:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=13 width=100% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)
  Reflects shares of common stock withheld from the common stock paid to
  certain senior officers.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=12 width=85% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">54</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_55"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">STOCK PERFORMANCE GRAPH</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following Performance Graph shall not
be deemed incorporated by reference by any general statement incorporating by
reference this Annual Report on Form 10-K into any filing under the Securities
Act or the Exchange Act, except to the extent that First BanCorp. specifically
incorporates this information by reference, and shall not otherwise be deemed
filed under these Acts.</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The graph below compares the cumulative
total stockholder return of First BanCorp. during the measurement period with
the cumulative total return, assuming reinvestment of dividends, of the S&amp;P
500 Index and the S&amp;P Supercom Banks Index (the &#8220;Peer Group&#8221;). The
Performance Graph assumes that $100 was invested on December 31, 2012 in each
of First BanCorp. common stock, the S&amp;P 500 Index and the Peer Group. The
comparisons in this table are set forth in response to SEC disclosure
requirements, and are therefore not intended to forecast or be indicative of
future performance of First BanCorp.&#8217;s common stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
cumulative total stockholder return was obtained by dividing (i)&nbsp;the
cumulative amount of dividends per share, assuming dividend reinvestment since
the measurement point, December&nbsp;31, 2012 plus (ii)&nbsp;the change in the
per share price since the measurement date, by the share price at the measurement
date.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><img height=352 id="Picture 1" src="maindocument001x54x0.gif" width=624></font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">55</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_56"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Item 6. Selected Financial Data</font></b></font>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=16 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  The following table sets forth certain selected consolidated financial data
  for each of the five years in the period ended December 31, 2017. This
  information should be read in conjunction with the audited consolidated
  financial statements and the related notes thereto.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">SELECTED
  FINANCIAL DATA</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=61% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(In
  thousands, except for per share and financial ratios)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Condensed
  Income Statements:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total
  interest income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">588,423</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">585,292</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">605,569</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">633,949</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">645,788</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest expense</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">96,872</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">101,174</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">103,303</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">115,876</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">130,843</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net interest income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">491,551</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">484,118</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">502,266</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">518,073</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">514,945</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Provision for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">144,254</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">86,733</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">172,045</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">109,530</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">243,751</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Non-interest income (loss) </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">62,387</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">87,954</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">81,325</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">61,348</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(15,489)</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=37% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Non-interest expenses</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">347,701</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">355,080</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">383,830</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">378,253</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">415,028</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Income (loss) before income taxes</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">61,983</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">130,259</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">27,716</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">91,638</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(159,323)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Income tax benefit (expense)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4,973</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(37,030)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(6,419)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">300,649</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(5,164)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net income (loss)&#160; </font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">66,956</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">93,229</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">21,297</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">392,287</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(164,487)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net income (loss) attributable to common </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;stockholders
  - basic&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">64,280</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">93,006</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">21,297</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">393,946</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(164,487)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net income (loss) attributable to common</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  stockholders - diluted&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">64,280</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">93,006</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">21,297</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">393,946</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(164,487)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Per
  Common Share Results:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net earnings (loss) per common share - basic</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.30</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.44</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.10</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.89</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(0.80)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net earnings (loss) per common share - diluted</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.30</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.43</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.10</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.87</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(0.80)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Cash dividends declared</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Average shares outstanding</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">213,963</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">212,818</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">211,457</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">208,752</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">205,542</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Average shares outstanding diluted</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">216,118</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">215,794</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">212,971</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">210,540</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">205,542</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Book value per common share</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8.48</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8.05</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7.71</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7.68</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.57</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap valign=bottom width=37% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Tangible book value per common share </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8.28</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7.83</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7.47</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7.45</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.30</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Balance
  Sheet Data: </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total
  loans, including loans held for sale&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8,883,456</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8,936,879</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">9,148,251</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">9,177,371</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">9,545,501</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">231,843</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">205,603</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">240,710</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">222,395</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">285,858</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Money market and investment securities&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2,095,177</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2,091,196</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2,299,520</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2,170,401</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2,374,980</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Intangible assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">42,351</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">46,754</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">50,583</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">49,907</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">54,866</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Deferred tax asset, net</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">294,809</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">281,657</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">311,263</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">313,045</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7,644</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">12,261,268</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">11,922,455</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">12,573,019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">12,727,835</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">12,656,925</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Deposits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">9,022,631</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8,831,205</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">9,338,124</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">9,483,945</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">9,879,924</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,223,635</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,186,187</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,381,492</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,456,959</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,431,959</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total preferred equity</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">36,104</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">36,104</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">36,104</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">36,104</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">63,047</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total common equity</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,853,608</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,784,529</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,685,779</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,653,990</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,231,547</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Accumulated other comprehensive loss, net of tax</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(20,615)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(34,390)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(27,749)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(18,351)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(78,736)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total
  equity&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,869,097</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,786,243</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,694,134</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,671,743</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,215,858</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">56</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_57"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <b><font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></b></td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=19 valign=bottom width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Year Ended December 31,</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2013</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Selected
  Financial Ratios (In Percent):</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Profitability:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Return on Average Assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.56</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.75</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.10</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1.28)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Return on Average Total Equity</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.63</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.28</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.26</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">30.25</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(12.39)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Return on Average Common Equity</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.71</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.39</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.29</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">31.38</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(13.01)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Average Total Equity to Average Total Assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">15.39</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">14.25</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">13.23</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">10.25</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">10.36</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Interest Rate Spread </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.07</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.88</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.94</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.02</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.92</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Interest Rate Margin </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.36</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.14</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.15</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.20</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.11</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Interest Rate Spread - tax equivalent basis </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(2) &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.22</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.99</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.08</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.16</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.01</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Interest Rate Margin - tax equivalent basis </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(2)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.51</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.25</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.30</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.34</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.21</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Tangible common equity ratio </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">14.65</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">14.34</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">12.84</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">12.51</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8.71</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Dividend payout ratio </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Efficiency ratio </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(3)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">62.77</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">62.07</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">65.77</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">65.28</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">83.10</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Asset
  Quality:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance for loan and lease losses to loans held</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  for investment&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2.62</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2.31</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2.64</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2.44</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.02</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net charge-offs to average loans </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(4)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.33</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.37</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.68</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.84</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.07</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Provision for loan and lease losses to net </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  charge-offs&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.22</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">x</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.71</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">x</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1.12</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">x</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.63</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">x</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.69</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">x</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Non-performing assets to total assets </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(4)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.31</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6.16</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.85</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.63</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.73</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Non-performing loans held for investment to total&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans held for investment </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(4)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.53</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6.30</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4.86</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.76</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.23</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance to total non-performing loans held</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  for investment </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">47.36</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">36.71</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">54.36</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">42.45</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">57.69</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance to total non-performing loans held for&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  investment, excluding residential real estate loans&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">74.48</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">51.50</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">87.92</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">64.80</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">85.56</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Other
  Information:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=43% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Common stock price: End of period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.10</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6.61</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3.25</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5.87</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6.19</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap valign=bottom width=43% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">___________</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=21 valign=bottom width=97% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)&#160;
  Non-GAAP financial measures. Refer to &quot;Capital&quot; below for additional
  information about the components and a reconciliation of these measures.</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=21 valign=bottom width=97% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2) On
  a tax-equivalent basis and excluding the changes in the fair value of
  derivative instruments (see &quot;Net Interest Income&quot; below for&#160; a </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=21 nowrap valign=bottom width=97% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  reconciliation of these non-GAAP financial measures).</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=21 nowrap valign=bottom width=97% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)
  Non-interest expenses to the sum of net interest income and non-interest
  income. </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=21 nowrap valign=bottom width=97% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4)
  Loans used in the denominator in calculating each of these ratios include
  purchased credit-impaired loans. However, the Corporation separately tracks</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
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  and reports purchased credit-impaired loans and excludes these from
  non-performing loan and non-performing asset amounts.</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160; &nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">57</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<b><font lang=EN-US style="letter-spacing:-.15pt;">Item 7. Management&#8217;s Discussion and Analysis of
Financial Condition and Results of Operations (MD&amp;A)

</font></b><p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following Management&#8217;s Discussion and Analysis of Financial
Condition and Results of Operations relates to the accompanying audited
consolidated financial statements of First BanCorp. and should be read in
conjunction with such financial statements and the notes thereto. This section
also presents certain non-GAAP financial measures. Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis of
Presentation</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for information about why the non-GAAP financial
measures are being presented and the reconciliation of the non-GAAP financial
measures for which the reconciliation is not presented earlier. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-transform:uppercase;">Description of Business</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp. is a diversified
financial holding company headquartered in San Juan, Puerto Rico offering a
full range of financial products to consumers and commercial customers through
various subsidiaries. First BanCorp. is the holding company of FirstBank Puerto
Rico and FirstBank Insurance Agency. Through its wholly-owned subsidiaries, the
Corporation operates offices in Puerto Rico, the United States Virgin Islands
and British Virgin Islands, and the State of Florida (USA), concentrating on
commercial banking, residential mortgage loan originations, finance leases,
credit cards, personal loans, small loans, auto loans, and insurance agency and
broker-dealer activities.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-transform:uppercase;">NATURAL DISASTERS AFFECTING FIRST BANCORP. IN
2017</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-transform:uppercase;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Two strong hurricanes affected
the Corporation&#8217;s service areas during 2017.&#160; Early in September, Hurricane
Irma, a Category 5 hurricane, affected the eastern Caribbean islands, including
the U.S. Virgin Islands of St. Thomas and St. John and Tortola in the British
Virgin Islands, and, to a lesser extent, the U.S. Virgin Island of St. Croix
and Puerto Rico. After hitting the eastern Caribbean, Hurricane Irma made
landfall along Florida&#8217;s southwest shoreline. Two weeks after Hurricane Irma
sideswiped Puerto Rico, Hurricane Maria made landfall in the south-east corner
of Puerto Rico as a Category 4 hurricane and exited on the northern coast at a
point between the cities of Arecibo and Barceloneta after battering other
islands in the Caribbean, including St. Croix. These hurricanes caused
widespread property damage, flooding, power outages, and water and
communication services interruptions, and have severely disrupted normal
economic activity in all of these regions.&#160;&#160;&#160; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following summarizes the
more significant financial repercussions of these natural disasters for the
Corporation and for its major subsidiary, FirstBank:</font></font></p>

<p style="margin-left:0in;margin-right:0in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit Quality and Allowance for
Loan and Lease Losses</font></i></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the end of the third quarter of 2017, the Corporation
established a $<a name=BookmarkName41></a>66.5 <a name="BookmarkName41_bclEnd"></a>million
allowance for loan and lease losses directly related to the initial estimate,
based on available information, of inherent losses resulting from the impact of
the storms.&#160; During the fourth quarter of 2017, loan officers performed reviews
of the storms&#8217; impact on large commercial borrowers, and the results of these
reviews were factored into the determination of the allowance for loan and
lease losses as of December 31, 2017. The Corporation recorded an incremental
provision expense of $4.8 million during the fourth quarter of 2017, primarily
related to higher than initial estimated losses associated with the effects of
the hurricanes on its commercial and construction loan portfolios. The
storm-related allowance as of December 31, 2017 amounted to $68.5 million (net
of a $2.8 million charge off taken on a storm-impacted credit during the fourth
quarter of 2017). The Corporation&#8217;s approach to estimating the storms&#8217; impact
on credit quality is discussed in the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provision for Loan and Lease Losse</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">s
section below. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interruptions in regular collection efforts caused by Hurricanes
Irma and Maria adversely affected the Corporation&#8217;s non-performing loan
statistics.&#160; Non-performing residential mortgage loans increased in the second
half of 2017 by $23.0 million to $178.3 million as of December 31, 2017 and
non-performing commercial and construction loans held for investment increased
in the second half of 2017 by $59.4 million to $294.4 million as of December
31, 2017.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk Management &#8211; Non-performing Loans and
Non-performing Assets</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> section below for additional information about early
delinquency statistics and payment deferral programs established by the
Corporation to assist individuals and businesses affected by the recent storms.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Disaster Response Plan Costs, Casualty Losses and Related
Insurance</font></i></font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation implemented
its disaster response plan as these hurricanes approached its service areas.&#160;
To operate in disaster response mode, the Corporation incurred expenses for,
among other things, buying diesel and generators for electric power, debris
removal, security matters, and emergency communications with customers
regarding the status of Bank operations.&#160; The disaster response plan costs,
combined with payroll and rental costs during the idle time caused by the
hurricanes, totaled $6.6 million as of December 31, 2017. </font></font></p>

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<p align=left style="margin:0in;margin-bottom:10.0pt;text-align:left;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Bank was able to resume operations in Puerto Rico within a week after Hurricane
Maria made landfall, but with some limitations. The Corporation continued
normalizing its operations after the hurricanes and its operations have now
substantially returned to pre-hurricane levels. As of the date of the filing of
this report,&#160; 45 out of 48 FirstBank banking branches in Puerto Rico are providing
services and connected to the electrical grid, 94% of our network&#160; In addition,
82 of our ATMs are operational, 98% of our network, plus 82 of the ATMs that
are offered through a third party alliance.&#160; Certain of the Corporation&#8217;s
facilities and their contents were damaged by these hurricanes and some of the
reopened facilities require the replacements of equipment and furnishings.&#160; The
Corporation has recognized asset impairments of approximately $0.6 million as
of December 31, 2017.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation maintains insurance for casualty losses as well as
for disaster response costs and certain revenue lost through business
interruption. Management believes, based on its understanding of the insurance
coverages, that recovery of $4.8 million of the $7.2 million above-mentioned
costs and asset impairments identified as of December 31, 2017 is probable.&#160;
Accordingly, as of December 31, 2017, a receivable of $4.8 million was included
in the consolidated statement of financial condition as part of &#8220;Other assets&#8221;
for the expected recovery. Non-interest expenses for 2017 reflect approximately
$2.5 million of insurance deductibles related to damages assessed on certain
OREO properties and estimated storm-related costs not recoverable under
insurance policies. Management also believes that there is a possibility that
some gains will be recognized with respect to casualty and lost revenue claims
in future periods, but this is contingent on reaching agreement on the
Corporation&#8217;s claims with the insurance carriers.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity Management</font></i></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation experienced
rapid accumulation of deposits after the hurricanes. Total deposits as of
December 31, 2017, excluding brokered CDs, increased by $361.5 million from
September 30, 2017. The most significant increase was in noninterest-bearing
demand deposits, which grew 16%, or $247.5 million, during the fourth quarter
of 2017. Storm-related factors, such as the effect of the payment deferral
programs and disaster relief funds, contributed to this accumulation.&#160; Although
management expects the balances accumulated by deposit customers in the
storm-affected areas to reduce over time, it is difficult to predict when and
to what degree, and there may be some further growth as insurance claims are
resolved and additional disaster-recovery funds are distributed. Funds from the
deposit build-up were primarily deposited at the Federal Reserve Bank, pending
better information on the volatility of these funds.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-transform:uppercase;">EXECUTIVE
Overview of Results of Operations</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp.'s results of operations depend primarily on its net
interest income, which is the difference between the interest income earned on
its interest-earning assets, including investment securities and loans, and the
interest expense incurred on its interest-bearing liabilities, including
deposits and borrowings.&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Net interest
income is affected by various factors, including: the interest rate scenario;
the volumes, mix and composition of interest-earning assets and
interest-bearing liabilities; and the re-pricing characteristics of these
assets and liabilities. The Corporation's results of operations also depend on
the provision for loan and lease losses, non-interest expenses (such as
personnel, occupancy, the deposit insurance premium and other costs),
non-interest income (mainly service charges and fees on deposits, insurance
income and revenues from broker-dealer operations), gains (losses) on sales of
investments, gains (losses) on mortgage banking activities, and income taxes.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation had net income
of $67.0 million, or $0.30 per diluted share, for the year ended December 31,
2017, compared to $93.2 million, or $0.43 per diluted share, for 2016 and $21.3
million, or $0.10 per diluted share, for 2015. The Corporation&#8217;s financial
results for 2017, 2016, and 2015 included the following items that management
believes are not reflective of core operating performance, are not expected to
reoccur with any regularity or may reoccur at uncertain times and in uncertain
amounts (the &#8220;Special Items&#8221;):</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Year ended December 31, 2017</font></u></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Charges of
$73.9 million ($45.1 million after-tax) related to the effect of Hurricanes
Irma and Maria, which includes the following items: (i) a $71.3 million charge
to the provision for loan and lease losses directly related to the estimate of
inherent losses resulting from the effects of the storms, and (ii) $2.5 million
of non-interest expenses associated with insurance deductibles related to
damages assessed on certain OREO properties and estimated storm-related costs
not recoverable under insurance policies.&#160; The $73.9 million impact was
partially offset in the consolidated financial results by expected insurance
recoveries of $1.9 million for compensation and rental costs that the
Corporation incurred when Hurricanes Irma and Maria precluded employees from
working during 2017.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.7in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax
benefit of $13.2 million associated with the change in tax status of certain
subsidiaries from taxable corporations to limited liability companies that make
an election to be treated as partnerships for income tax purposes in Puerto
Rico.&#160; Refer to the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income Taxes </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">discussion below for additional
information.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OTTI
charge of $12.2 million and a $0.4 million recovery of previously recorded OTTI
charges on non-performing bonds of the GDB and the Puerto Rico Public Buildings
Authority sold in 2017.&#160; No tax benefit was recognized for the OTTI charge </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">59</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and the recovery on the sale of the bonds.&#160; Refer to the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exposure
to Puerto Rico Government</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> discussion below for additional information.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gain of
$1.4 million on the repurchase and cancellation of $7.3 million in
trust-preferred securities, reflected in the consolidated statements of income
as &#8220;Gain on early extinguishment of debt.&#8221;&#160; The gain, realized at the holding
company level, had no effect on the income tax expense in 2017.&#160; Refer to the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-Interest
Income</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> discussion below for additional information.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Charge of
$0.6 million to the provision for loan and lease losses ($0.3 million
after-tax) associated with the sale of the Corporation&#8217;s participation in the
PREPA credit line with a book value of $64 million at the time of sale.&#160; Refer
to the </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provision for Loan and Lease Losses</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> discussion below for
additional information.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Costs of
$0.4 million associated with the secondary offerings of the Corporation&#8217;s
common stock by certain of our existing stockholders in 2017.&#160; The costs,
incurred at the holding company level, had no effect on the income tax expense
in 2017. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;</font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Year ended December 31,
2016</font></u></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OTTI
charges of $6.7 million on debt securities, primarily on the aforementioned
bonds of the GDB and the Puerto Rico Public Buildings Authority.&#160; No tax
benefit was recognized for the OTTI charges in 2016.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.7in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gain of
$6.1 million ($5.9 million after-tax) on sales of $198.7 million of U.S. agency
mortgage-backed securities (&#8220;MBS&#8221;) that carried an average yield of 2.36%.&#160; </font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gain of
$4.2 million on the repurchase and cancellation of $10 million in trust-preferred
securities, reflected in the consolidated statements of income as &#8220;Gain on
early extinguishment of debt.&#8221;&#160; The gain, realized at the holding company
level, had no effect on the income tax expense in 2016.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Adjustment
of $2.7 million ($1.7 million after tax) recorded to reduce the credit card
rewards program liability due to the expiration of reward points earned by
customers up to September 2013 (the conversion date of the credit card
portfolio acquired from FIA in May 2012).&#160; Most of these points had been
accrued at the acquisition date and ultimately experienced a redemption pattern
materially different from those points accrued after the conversion</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Charge to
the provision for loan and lease losses of $1.8 million ($1.1 million
after-tax) related to the sale of a $16.3 million pool of non-performing
assets, mostly comprised of non-performing commercial loans.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Brokerage
and insurance commissions of $1.7 million ($1.0 million after-tax) net of
incentive costs, primarily from the sale of large fixed annuities contracts.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gain of
$1.5 million ($1.2 million after-tax) from recovery of a residual
collateralized mortgage obligation (&#8220;CMO&#8221;) previously written off.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Costs of
$0.6 million associated with a secondary offering of the Corporation&#8217;s common
stock by certain of the existing stockholders.&#160; The costs, incurred at the
holding company level, had no effect on the income tax expense in 2016.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Severance
payments of $0.3 million ($0.2 million after-tax) related to permanent job
discontinuance recorded in 2016.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Year ended December 31, 2015</font></u></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Charges of
$48.7 million ($29.7 million after-tax) related to a bulk sale of assets with a
carrying value of $150.4 million (the &#8220;bulk sale of assets&#8221;) completed in 2015,
mostly comprised of non-performing commercial loans. The charges of $48.7
million include the following items: (i) a $46.9 million charge to the
provision for loan and lease losses, (ii) non-interest expenses of $1.2 million
directly associated with the bulk sale of assets, and (iii) a $0.6 million loss
recorded as part of non-interest income in the consolidated statements of
income associated with loans held for sale included in the bulk sale of
assets.&#160; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OTTI
charges of $16.5 million on debt securities, primarily on the aforementioned
bonds of the GDB and the Puerto Rico Public Buildings Authority.&#160; No tax
benefit was recognized for the OTTI charges in 2015.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">60</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_61"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bargain
purchase gain of $13.4 million ($8.2 million after-tax) on assets acquired and
liabilities assumed from Doral Bank in 2015.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gain of $7.0
million ($4.3 million after-tax) associated with a long-term strategic
marketing alliance entered into during 2015 as part of the sale of the
FirstBank Puerto Rico merchant contracts portfolio.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Costs of
$4.6 million ($2.8 million after-tax) related to the conversion of loan and
deposit accounts acquired from Doral Bank to the FirstBank systems.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.7in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Costs of
$2.2 million ($1.4 million after-tax) related to a voluntary early retirement
program recorded in 2015.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table reconciles
for 2017, 2016, and 2015 the reported net income to adjusted net income, a
non-GAAP financial measure that excludes the Special Items identified above:&#160; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=61% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income, as reported (GAAP)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">66,956</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,229</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,297</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Adjustments:
  </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Storm-related provision for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">71,304</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Storm-related expenses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,544</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Idle time payroll and rental costs insurance recovery</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,819)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Charge to the provision related to the sale of the $16.3 million pool of</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  non-performing assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,799</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Charges related to the bulk sale of assets, including transaction expenses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">48,667</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Gain from recovery of investments previously written off</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,547)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Brokerage and insurance commissions, primarily from the sale of large </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  fixed annuities contracts, net of incentive costs</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,692)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Adjustment to reduce the credit cards rewards liability due to unusually </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  large customer forfeitures</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,732)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Charge to the provision related to the sale of the PREPA credit line</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">569</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Secondary offering costs </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">392</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">590</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Gain on sale of investment securities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,104)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Severance payments on jobs discontinuance</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">281</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  OTTI on debt securities </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,231</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,687</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,517</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Gain on early extinguishment of debt </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,391)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(4,217)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Gain on sale of merchant contracts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(7,000)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=61% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Voluntary early retirement program expenses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,238</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Bargain purchase gain on assets acquired and liabilities assumed</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  from Doral Bank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(13,443)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Acquisition and conversion costs of assets acquired and liabilities </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  assumed from Doral Bank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,646</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Income tax benefit related to change in tax-status of certain subsidiaries</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(13,161)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Recovery of previously recorded OTTI charges on Puerto Rico</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  government debt securities sold</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(371)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Income tax impact of adjustments </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(28,906)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,409</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(13,691)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=61% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Adjusted
  net income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">108,348</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">87,703</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">59,231</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">_______________________________________________________________</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=61% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td nowrap valign=top width=61% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)
  See &quot;Basis of Presentation&quot; for the individual tax impact for each
  reconciling item.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">61</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none windowtext 1.0pt;padding:0in;"><font lang=EN-US>The
key drivers of the Corporation&#8217;s GAAP financial results include the following:</font></font>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
interest income for the year ended December 31, 2017 was $491.6 million
compared to $484.1 million and $502.3 million for the years ended December 31,
2016 and 2015, respectively.&#160; The increase for 2017 compared to 2016 was
primarily driven by: (i) a $12.5 million increase in interest income on
commercial and construction loans, primarily associated with both the upward
repricing of variable-rate commercial loans and the growth of the performing
commercial portfolios, primarily in the Florida region; (ii) a $4.3 million
decrease in interest expense, including a decrease of $2.8 million in interest
expense on brokered CDs primarily related to a $509.0 million decrease in the
average balance of brokered CDs that offset higher costs on new issuances, and
a $9.3 million decrease in interest expense on repurchase agreements primarily
reflecting the full-year effect of the repayment of $400 million of repurchase
agreements that matured in the third and fourth quarters of 2016 and carried an
average cost of 3.35%, partially offset by increases of $5.2 million and $2.0
million in interest expense on FHLB advances and non-brokered deposits,
respectively; and (iii) a $1.2 million increase in interest income from deposits
maintained at the Federal Reserve Bank due to increases in the Federal Funds
target rate in 2017 and late in 2016.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The aforementioned variances
were partially offset by: (i) a $5.6 million decrease in interest income on
consumer loans and finance leases, primarily reflecting a $33.5 million
decrease in the average balance of this portfolio, primarily auto loans, and,
to a lesser extent, the effect of a $1.4 million decrease in late payment fees
as the Corporation did not assess late charges during the fourth quarter of
2017 to customers affected by Hurricanes Irma and Maria that qualified for the
three-month payment deferral program established by the Corporation after the
hurricanes, and (ii) a $5.3 million decrease in interest income on residential mortgage
loans, reflecting both a higher level of inflows of residential mortgage loans
to non-performing status and a $41.8 million decrease in the average balance of
this portfolio. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The net interest margin
increased to 4.36% for the year ended December 31, 2017 compared to 4.14% for
2016, primarily due to the aforementioned upward repricing of commercial and
construction loans, a lower U.S. agency MBS premium amortization expense
resulting from lower prepayment rates in 2017, and the benefit of the overall
lower level of liquidity that reflects the effect of cash balances used for the
repayment of high-cost repurchase agreements that matured in the second half of
2016. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The decrease for 2016 compared
to 2015 was primarily driven by: (i) a $15.2 million decrease in interest
income on consumer loans and finance leases mainly attributable to a decrease
of $142.8 million in the average balance of this portfolio, primarily auto
loans; (ii) a $3.9 million decrease in interest income on investment
securities, primarily reflecting the gradual reinvestment of MBS prepayments in
lower yielding securities given the low interest rate environment that
prevailed in 2016 and an adverse impact of approximately $1.0 million related
to the discontinuance of interest income recognition on bonds of the GDB and
the Puerto Rico Public Buildings Authority that were placed in non-performing
status in the third quarter of 2016; (iii) a $1.2 million decrease in interest
income on commercial and construction loans, reflecting a decline of $153.4
million in the average balance of these portfolios that resulted in a decrease
of approximately $3.6 million in interest income and the adverse impact of
large commercial relationships classified as non-performing during 2016,
partially offset by an increase of approximately $1.4 million in prepayment
penalties and deferred fees amortization, recovery of interest income on
certain non-performing loans that were fully paid off, and the upward repricing
of variable commercial loans tied to higher short-term interest rates; and (iv)
a $1.2 million decrease in interest income on residential mortgage loans
primarily due to lower cash collections on residential non-performing loans.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These variances were partially
offset by: (i) a $2.1 million decrease in interest expense, including a
decrease of $3.0 million in interest expense on brokered CDs primarily related
to a $622.7 million decrease in the average volume of brokered CDs that offset
higher costs on new issuances, and a $2.2 million decrease in interest expense
on repurchase agreements, primarily reflecting the effect of the repayment of
$400 million of repurchase agreements that matured in 2016 and carried an
average cost of 3.35%, partially offset by increases of $1.8 million and $1.0
million in interest expense on FHLB advances and non-brokered deposits,
respectively; and (ii) a $1.2 million increase in interest income on
interest-bearing cash and cash equivalent balances due to increases in fed fund
rates late in 2015 and 2016. The net interest margin decreased slightly to
4.14% for the year ended December 31, 2016 compared to 4.15% for 2015.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The provision for loan and lease losses for 2017 was $144.3
million compared to $86.7 million and $172.0 million for 2016 and 2015,
respectively. These provisions included the following: for the year ended
December 31, 2017, a charge of $71.3 million directly related to the estimate
of inherent losses resulting from the effects of Hurricanes Irma and Maria and
a $0.6 million charge associated with the sale of the PREPA credit line; for
2016 a charge of $1.8 million associated with the sale of a $16.3 million pool
of non-performing assets; and for 2015, a charge of $46.9 million associated
with the bulk sale of assets discussed below. Excluding the effect of the
aforementioned items, the adjusted provision for loan and lease losses of $72.4
million for 2017 decreased by $12.6 million compared to the adjusted provision
for loan and lease losses of $84.9 million for 2016 reflecting; (i) a $20.8
million decrease in the adjusted provision for commercial and construction
loans reflecting, among other things, lower specific reserve requirements for
impaired loans and a $2.9 million increase in loan loss recoveries; and (ii) a
$2.8 million decrease in the adjusted provision for consumer loans and finance
leases, mainly related to lower levels of </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">personal and
small loans delinquencies.&#160; These variances were partially offset by an $11.1
million increase in the adjusted provision for residential mortgage loans,
primarily related to a higher level of residential non-performing loans,
increased specific reserves for residential mortgage TDRs, and higher loss
severity estimates in 2017.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The adjusted
provision for loan and lease losses of $84.9 million for the year ended December
31, 2016 decreased by $40.2 million compared to the adjusted provision for loan
and lease losses of $125.1 million for 2015 reflecting; (i) a $23.2 million
decrease in the adjusted provision for commercial and construction loans
reflecting, among other things, the impact in 2015 of the $35 million increase
in the general reserve for commercial loans extended to or guaranteed by the
Puerto Rico government (excluding municipalities), reflecting both the
migration of certain of these loans to adverse classification categories and a
$19.2 million charge related to qualitative factor adjustments that stressed
the historical loss rates applied to these loans, partially offset by lower
loan loss recoveries and, the impact in 2015 of an $8.1 million reserve release
adjustment for construction loans that reflected adjustments to the general
reserve given the stabilization in the asset quality of land loans; (ii) an
$11.7 million decrease in the provision for consumer loans, driven by lower
charge-offs and loss severity rates and the overall decrease in the size of
this portfolio; and (iii) a $5.3 million decrease in the adjusted provision for
residential mortgage loans mainly related to lower delinquency levels, lower
charges to the reserve for PCI loans, and the overall decrease in the size of
this portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis
of Presentation</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for additional information and reconciliation of the
provision for loan and lease losses in accordance with GAAP to the non-GAAP adjusted
provision for loan and lease losses.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
charge-offs totaled $118.0 million for the year ended December 31, 2017, or
1.33% of average loans, including a $10.7 million charge-off associated with
the sale of the PREPA credit line. Net charge-offs for the year ended December
31, 2016 totaled $121.8 million, or 1.37% of average loans, including $4.6
million of net charge-offs related to the sale of a $16.3 million pool of
non-performing assets.&#160; Net charge-offs for the year ended December 31, 2015
totaled $153.7 million, or 1.68% of average loans, including $61.4 million of
net charge-offs related to the bulk sale of assets in 2015. Adjusted net
charge-offs that exclude from net charge-offs for 2017 the impact of the sale
of the PREPA credit line, for 2016, the impact of the sale of the $16.3 million
of non-performing assets, and for 2015, the impact of the bulk sale of assets
are non-GAAP financial measures. Non-GAAP adjusted net charge-offs for 2017
amounted to $107.3 million, or 1.21% of average loans, a decrease of $9.9
million compared to non-GAAP adjusted net charge-offs of $117.2 million for
2016.&#160; The decrease in 2017, compared to 2016, reflects reductions of $18.9
million, $9.7 million, and $4.9 million in adjusted charge-offs taken on
commercial and industrial, consumer, and residential mortgage loans,
respectively, partially offset by a $16.8 million increase in charge-offs taken
on TDF commercial mortgage loans.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis of Presentation</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below
for additional information about these non-GAAP financial measures. Also refer
to the discussions under </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provision for loan and lease losses</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> and </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk
Management</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for an analysis of the allowance for loan and lease losses
and non-performing assets and related ratios.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation recorded non-interest income of $62.4 million for the year ended
December 31, 2017 compared to $88.0 million and $81.3 million for the years
ended December 31, 2016 and 2015, respectively.&#160; The decrease for 2017 compared
to 2016 was primarily driven by: (i) a $6.9 million decrease in revenues from
mortgage banking activities, primarily due to lower conforming loan origination
and sales volume associated with both the drop in business activity in Puerto
Rico and the Virgin Islands after the hurricanes and higher market interest
rates; (ii) the effect in 2016 of a $6.1 million gain on sales of $198.7
million of U.S. agency MBS; (iii) a $5.9 million increase in OTTI charges on
bonds of the GDB and the Puerto Rico Public Buildings Authority; (iv) a $2.9
million decrease in gains associated with repurchases and cancellations of
trust-preferred securities; (v) the effect in 2016 of a $1.5 million gain from
the recovery of a residual CMO previously written off; and (vi) the effect in
2016 of&#160; brokerage and insurance commissions of $1.8 million, primarily related
to the sale of large fixed annuities contracts. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The increase
of $6.7 million for 2016 compared to 2015 was primarily driven by: (i) a $9.8
million decrease in OTTI charges on debt securities, primarily related to lower
charges on bonds of the GDB and the Puerto Rico Public Buildings Authority;
(ii) a $6.1 million gain on sales of $198.7 million of U.S. agency MBS in 2016;
(iii) a $4.2 million gain on the repurchase and cancellation of $10 million in
trust-preferred securities in 2016; (iv) a $3.2 million increase in revenues
from the mortgage banking business, driven by higher gains on sales of
residential mortgage loans in the secondary market associated with both a
higher volume of sales and higher gain margins; (v) a $2.6 million increase in
service charges on deposits primarily related to the implementation of new
service and transactional fees on certain products in November 2015; (vi) a
$2.2 million increase in insurance and broker-dealer commissions, primarily
related to the sale of large fixed annuities contracts; and (viii) a $1.5
million gain from the recovery of a residual CMO previously written off.&#160; These
increases were partially offset by the effect in 2015 of the $13.4 million
bargain purchase gain on assets acquired and liabilities assumed from Doral
Bank and the effect in 2015 of a $7.0 million gain on the sale of merchant
contracts. </font></p>

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest expenses for 2017
were $347.7 million compared to $355.1 million and $383.8 million for 2016 and
2015, respectively.&#160; The decrease for 2017 compared to 2016 was primarily due
to: (i) a $6.3 million decrease in the FDIC insurance premium expense, mainly
related to the effect of reductions in brokered deposits and average assets, a
strengthened capital position, and improved liquidity metrics; (ii) a $2.1
million decrease in the provision for unfunded loan commitments and letters of
credit; (iii) a $0.8 million decrease in write-downs, loss on sales and
expenses related to non-real estate repossessed assets; (iv) a $0.6 million
decrease in communications-related matters such as telephone and postage
expenses; (v) a $0.6 million decrease in taxes, other than income taxes,
primarily related to decreases in the sales and use tax expense and in
municipal license taxes in Puerto Rico; (vi) a $0.5 million decrease in losses
from OREO operations, primarily reflecting a $1.8 million decrease in
write-downs to the value of OREO properties, partially offset by a $1.2 million
decrease in rental income from commercial OREO income-producing properties; and
(vii) a $0.4 million decrease in credit and debit card processing expenses,
primarily associated with a lower volume of transactions affected by the drop
in business activity after the hurricanes in 2017.&#160; These variances were
partially offset by: (i) a $1.8 million increase in professional service fees,
primarily reflecting higher consulting fees related to the implementation of
new technology systems and higher outsourcing fees related to network services;
(ii) a $1.5 million increase in occupancy and equipment costs, primarily due to
higher electricity expenses, property taxes and rental expenses; (iii) a $1.1
million increase in business promotion expenses, reflecting the effect in 2016
of a $2.7 million adjustment recorded to reduce the credit card rewards program
liability due to the expiration of reward points earned by customers up to
September 2013 (the conversion date of the credit card portfolio acquired from
FIA in May 2012) and costs of approximately $1.0 million related to hurricane
relief efforts and assistance to employees incurred in 2017,&#160; partially offset
by a $1.3 million decrease associated with lower advertising and
marketing-related activities. Adjusted non-interest expenses, which exclude
Special Items, were $346.6 million for 2017, compared to adjusted non-interest
expenses of $356.9 million in 2016.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis of Presentation</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
below for additional information and reconciliation of this non-GAAP financial
measure.</font></p>

<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The decrease for 2016
compared to 2015 was primarily due to: (i) an $11.5 million decrease in total
professional service fees, mainly driven by the effect in 2015 of several
items, including, professional services fees of $3.7 million related to the
acquisition and conversion of loan and deposit accounts acquired from Doral
Bank to the FirstBank systems, $3.6 million of interim servicing costs related
to loans and deposits acquired from Doral Bank, costs of $1.3 million related
to special projects and strategic, stress testing and capital planning matters,
professional service fees of $0.9 million directly related to the bulk sale of
assets, and a $2.9 million decrease in collections, appraisals and other credit
related professional service fees associated with lower costs on troubled loans
resolution efforts; (ii) a $4.3 million decrease in losses on OREO operations,
primarily reflecting decreases in write downs to the value of OREO properties
and in OREO-operating expenses, including lower property taxes, and an increase
in rental income; (iii) a $4.1 million decrease in occupancy and equipment
costs reflecting reductions in depreciation, electricity and repairs expenses;
(iv) a $3.9 million decrease in the FDIC insurance premium expense reflecting,
among other things, a reduction in the initial base assessment rate, and
reductions in brokered deposits and average assets; (v) a $3.8 million decrease
in business promotion expenses, primarily due to lower costs associated with
credit card and deposit reward programs, including the effect of the $2.7
million adjustment recorded during the fourth quarter of 2016 to reduce the
credit card rewards liability due to the aforementioned expiration of reward
points earned by customers up to September 2013;&#160; and (vi) a $2.5 million
decrease in processing expenses mainly due to the sale of merchant contracts in
the fourth quarter of 2015. These variances were partially offset by a $2.5
million increase in taxes, other than income taxes, primarily due to the
increase in the sales tax rate from 7% to 11.5%, effective in Puerto Rico since
July 1, 2015 and the sales tax of 4% on designated professional services,
effective in Puerto Rico since October, 1, 2015. Adjusted non-interest expenses,
which exclude Special Items, were $356.9 million for 2016, compared to adjusted
non-interest expenses of $375.8 million in 2015.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis of
Presentation</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for additional information and reconciliation of this
non-GAAP financial measure.</font></p>

<p style="margin-bottom:0in;margin-left:.25in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For 2017, the Corporation recorded an income tax benefit of $5.0
million compared to income tax expense of $37.0 million and $6.4 million for
2016 and 2015, respectively. The income tax benefit recorded in 2017 was mostly
attributable to the tax benefit related to storm-related charges to the
provision for loan and lease losses and the $13.2 million tax benefit recorded
as a result of the change in tax status of certain subsidiaries from taxable
corporations to limited liability companies that have elected to be treated as
partnerships for income tax purposes in Puerto Rico.&#160;&#160; The increase in income
tax expense for 2016, when compared to 2015, was mainly driven by higher
taxable income, as the year 2015 was impacted by a pre-tax loss of $48.7
million on the bulk sale of assets. The effective tax rate for the year ended
December 31, 2017 was (8%) compared to 28% and 23% for 2016 and 2015,
respectively.&#160; </font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017,
the Corporation had a net deferred tax asset of $294.8 million (net of a
valuation allowance of $191.2 million, including a valuation allowance of
$150.7 million against the deferred tax assets of the Corporation&#8217;s banking
subsidiary, FirstBank). Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income Taxes</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for additional
information.</font></p>

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, total
assets were approximately $12.3 billion, an increase of $338.8 million from
December 31, 2016. </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The increase primarily reflects a $416.7 million increase in cash
and cash equivalents, largely driven by the deposit build-up experienced after
the hurricanes. The funds from the deposit build-up are being maintained at the
Federal Reserve Bank cash account pending better information about the
volatility of these funds.&#160; This variance was partially offset by: (i) a $53.4
million decrease in total loans, before the allowance for loan and lease
losses, primarily reflecting reductions of $293.3 million and $43.1 million in
Puerto Rico and the Virgin Islands, respectively, including the sale of the
PREPA credit line with a book value of $64 million at the time of sale,
charge-offs of $30.8 million and cash collections of $10.2 million during 2017
on TDF commercial mortgage loans, the repayment of a $40.5 million commercial
loan, the resolution of a $27.6 million non-performing commercial relationship
in Puerto Rico, and a $74.9 million reduction in residential mortgage loans in Puerto
Rico, partially offset by $283.0 million growth in the Florida region,
primarily reflected in the commercial and residential loan portfolios; and (ii)
a $26.2 million increase in the allowance for loan and lease losses driven by
the establishment of the storm-related allowance amounting to $68.5 million as
of December 31, 2017.&#160; </font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial
Condition and Operating Data</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for additional information.</font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, total
liabilities were $10.4 billion, an increase of $256.0 million, from December
31, 2016. The increase was mainly related to a $480.6 million increase in
non-brokered deposits, reflecting increases of $363.9 million and $141.6
million in Puerto Rico and the Virgin Island regions, respectively, partially
offset by a $24.8 million decrease in the Florida region.&#160; A significant
portion of the increase was in noninterest-bearing demand deposits, which grew
24%, or $349.5 million, which, in part, reflects the effect of storm-related
factors such as the payment deferral programs and disaster relief funds.&#160; In
addition, FHLB advances increased by $45.0 million during 2017 reflecting
increases in long-term FHLB advances as a source of funding for lending
activities.&#160; These variances were partially offset by a $289.2 million decrease
in brokered CDs.&#160;&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk Management &#8211; Liquidity and Capital Adequacy</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
below for additional information about the Corporation&#8217;s funding sources.</font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the
Corporation&#8217;s stockholders&#8217; equity was $1.9 billion, an increase of $82.9
million from December 31, 2016.&#160; The increase was mainly driven by the earnings
generated in 2017, exclusive of the $12.2 million OTTI charge to earnings in
2017 and previously included as part of other comprehensive loss in total
equity.&#160; The Corporation&#8217;s Total Capital, Common equity Tier 1 Capital, Tier 1
Capital and Leverage ratios calculated under the Basel III rules were 22.53%,
18.96%, 18.97%, and 14.03%, respectively, as of December 31, 2017, compared to
Total Capital, Common equity Tier 1 Capital, Tier 1 Capital and Leverage ratios
of 21.34%, 17.74%, 17.74%, and 13.70%, respectively, as of December 31, 2016.
The Corporation&#8217;s tangible common equity ratio increased to 14.65% as of
December 31, 2017, from 14.34% as of December 31, 2016.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk
Management &#8211; Capital </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">below for additional information.</font></p>

<p style="margin-bottom:0in;margin-left:.25in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total loan production, including
purchases, refinancings and draws from existing revolving and non-revolving
commitments, was $2.9 billion for each of the years ended December 31, 2017 and
2016, excluding the utilization activity on outstanding credit cards.&#160; Similar
levels were achieved despite the interruption and drop in business activity
after the hurricanes as the declines observed in Puerto Rico and the Virgin
Islands were almost entirely offset by increased volumes in the Florida
region.&#160; Total loan production in Puerto Rico and the Virgin Islands regions
decreased in 2017, as compared to 2016, by $205.9 million and $48.4 million,
respectively, offset by a $244.8 million increase in the Florida region
primarily reflected in the commercial segment.&#160;&#160;&#160;&#160; </font></p>

<p style="margin-bottom:0in;margin-left:.25in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font color=#002060 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total non-performing assets were
$650.6 million as of December 31, 2017, a decrease of $83.9 million from
December 31, 2016.&#160; The decrease was primarily attributable to the sale of the
Corporation&#8217;s participation in the PREPA credit line with a book value of $64
million at the time of sale, </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">charge-offs of $30.8 million and cash
collections of $10.2 million during 2017 on TDF commercial mortgage loans, the
sale of non-performing bonds of the GDB and the Puerto Rico Public Buildings
Authority with a book value at the time of sale of $23.0 million, the
resolution of a $27.6 million non-performing commercial relationship in Puerto
Rico, and a $7.3 million decrease in non-performing consumer loans.&#160; As part of
the aforementioned commercial relationship resolution, the Corporation received
a cash payment of $12.8 million, recorded charge-offs of $3.5 million, and
acquired collateral amounting to $10.6 million transferred to the OREO portfolio.</font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These variances were partially offset by the inflow to
non-performing status in the third quarter of two large commercial
relationships in Puerto Rico totaling $34.2 million, the inflow in the fourth
quarter of seven storm-affected commercial credits, each individually in excess
of $1 million and totaling $25.5 million, and an increase of $17.4 million in
non-performing residential mortgage loans. As mentioned above, interruptions in
regular collection efforts and loss mitigation efforts relating to Hurricanes
Irma and Maria as well as the direct effect of the hurricanes on certain
commercial credits adversely affected the non-performing residential and
commercial loan statistics in the latter part of 2017.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk
Management - Non-accruing and Non-performing Assets</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for additional
information.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:31.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Adversely classified commercial
and construction loans held for investment decreased by $15.2 million to $474.2
million, or 3%, from $489.4 million as of December 31, 2016, driven by the
reduction in non-performing loans discussed in the above bullet. </font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-transform:uppercase;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-transform:uppercase;">Critical
Accounting Policies and Practices</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-transform:uppercase;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
accounting principles of the Corporation and the methods of applying these
principles conform to GAAP. The Corporation&#8217;s critical accounting policies
relate to: 1) the allowance for loan and lease losses; 2) other-than-temporary
impairments; 3) income taxes; 4) the classification and values of financial
instruments; 5) income recognition on loans; 6) loans acquired; and 7) loans
held for sale.&#160; These critical accounting policies involve judgments, estimates
and assumptions made by management that affect the amounts recorded for assets,
liabilities and contingent liabilities as of the date of the financial
statements and the reported amounts of revenues and expenses during the
reporting periods. Actual results could differ from estimates, if different assumptions
or conditions prevail. Certain determinations inherently require greater
reliance on the use of estimates, assumptions, and judgments and, as such, have
a greater possibility of producing results that could be materially different
than those originally reported.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:23.85pt;text-align:justify;text-indent:4.05pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance for Loan and Lease Losses</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation maintains the allowance
for loan and lease losses at a level considered adequate to absorb losses
currently inherent in the loan and lease portfolio. The Corporation does not
maintain an allowance for held-for-sale loans or PCI loans that are performing
in accordance with or better than expectations as of the date of acquisition,
as the fair values of these loans already reflect a credit component. The
allowance for loan and lease losses provides for probable losses that have been
identified with specific valuation allowances for individually evaluated
impaired loans and for probable losses believed to be inherent in the loan
portfolio that have not been specifically identified. The determination of the
allowance for loan and lease losses requires significant estimates, including
with respect to the timing and amounts of expected future cash flows on
impaired loans, consideration of current economic conditions, and historical
loss experience pertaining to the portfolios and pools of homogeneous loans,
all of which may be susceptible to change.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation evaluates the need for
changes to the allowance by portfolio loan segments and classes of loans within
certain of those portfolio segments. The Corporation combines loans with
similar credit risk characteristics into the following portfolio segments:
commercial mortgage, construction, commercial and industrial, residential
mortgage, and consumer loans. Classes are usually disaggregations of the
portfolio segments. The classes within the residential mortgage segment are
residential mortgages guaranteed by the U.S. government and other residential
loans.&#160; The classes within the consumer portfolio are auto, finance lease, and
other consumer loans. Other consumer loans mainly include unsecured personal
loans, credit cards, home equity lines, lines of credits, and marine financing.
The classes within the construction loan portfolio are land loans, construction
of commercial projects, and construction of residential projects. The
commercial mortgage and commercial and industrial segments are not further
segmented into classes. The adequacy of the allowance for loan and lease losses
is based on judgments related to the credit quality of each portfolio segment.
These judgments consider ongoing evaluations of each portfolio segment,
including such factors as the economic risks associated with each loan class,
the financial condition of specific borrowers, the geography (Puerto Rico,
Florida or the Virgin Islands), the level of delinquent loans, historical loss
experience, the value of any collateral and, where applicable, the existence of
any guarantees or other documented support.&#160; In addition to the general
economic conditions and other factors described above, additional factors
considered include the internal risk ratings assigned to loans.&#160; An internal
risk rating is assigned to each commercial and construction loan at the time of
approval and is subject to subsequent periodic review by the Corporation's
senior management. The allowance for loan and lease losses is reviewed on a
quarterly basis as part of the Corporation&#8217;s continued evaluation of its asset
quality.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance for loan and lease losses is
increased through a provision for credit losses that is charged to earnings,
based on the quarterly evaluation of the factors previously mentioned, and is
reduced by charge-offs, net of recoveries.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance for loan and lease losses
consists of specific reserves based upon valuations of loans considered to be
impaired, including loans modified in a TDR, and general reserves. A specific
valuation allowance is established for individual impaired loans in the
commercial mortgage, construction, and commercial and industrial portfolios and
certain marine financings, residential mortgage loans, and home equity lines of
credit, primarily when the collateral value of the loan (if the impaired loan
is determined to be collateral dependent) or the present value of the expected
future cash flows discounted at the loan&#8217;s effective rate is lower than the
carrying amount of that loan. The loans within the commercial mortgage,
construction, commercial and industrial portfolios and marine financings with a
principal balance of $1 million or more are individually evaluated for
impairment. Also, certain residential mortgage loans and home equity lines of
credit are individually evaluated for impairment purposes based on their
delinquency and loan to value levels. When foreclosure of a collateral
dependent loan is probable, the impairment measure is based on the fair value
of the collateral.&#160; The fair value of the collateral is generally obtained from
appraisals. Updated appraisals are obtained when the Corporation determines
that loans are impaired and are generally updated annually thereafter according
to the Corporation&#8217;s appraisal policy. In addition, appraisals and/or appraiser
price opinions are also obtained for residential mortgage loans based on
specific characteristics such as delinquency levels, age of the appraisal, and
loan-to-value ratios.&#160; The excess of the recorded investment in a collateral
dependent loan over the resulting fair value of the collateral is charged-off
when deemed uncollectible. </font></p>

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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For all other
loans, which include small, homogeneous loans, such as auto loans, and the
other classes in the consumer loan portfolio, residential mortgages and
commercial and construction loans not considered impaired, the Corporation
maintains a general valuation allowance established through a process that
begins with estimates of incurred losses based upon various statistical
analyses. The general reserve is primarily determined by applying loss factors
according to the loan type and assigned risk category (pass, special mention,
and substandard loans that are not considered to be impaired; all doubtful
loans are considered impaired). </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation uses a roll-rate
methodology to estimate losses on its consumer loan portfolio based on
delinquencies and considering credit bureau score bands. The Corporation tracks
the historical portfolio performance to arrive at a weighted-average
distribution in each subgroup of each delinquency bucket. Roll-to-loss rates
(loss factors) are calculated by multiplying the roll rates from each subgroup
within the delinquency buckets forward through loss. Once roll rates are
calculated, the resulting loss factor is applied to the existing receivables in
the applicable subgroups within the delinquency buckets and the end results are
aggregated to arrive at the required allowance level. The Corporation&#8217;s
assessment also involves evaluating key qualitative and environmental factors,
which include credit and macroeconomic indicators such as unemployment,
bankruptcy trends, recent market transactions, and collateral values to account
for current market conditions that are likely to cause estimated credit losses
to differ from historical loss experience. The Corporation analyzes the
expected delinquency migration to determine the future volume of delinquencies.
</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;The cash flow analysis for each
residential mortgage pool is performed at the individual loan level and then
aggregated to the pool level in determining the overall expected loss ratio.
The model applies risk-adjusted prepayment curves, default curves, and severity
curves to each loan in the pool. For loan restructuring pools, the present
value of expected future cash flows under the new terms, at the loan&#8217;s
effective interest rate, is taken into consideration. Additionally, estimates
of default risk and prepayments related to loan restructurings are based on,
among other things, the historical experience of these loans. Loss severity is
affected by the expected house price scenario, which is based in part on recent
house price trends. Default curves are used in the model to determine expected
delinquency levels. The attributes that are most significant to the probability
of default include present collection status (current, delinquent, in
bankruptcy, in foreclosure stage), vintage, loan-to-values, and geography
(Puerto Rico, Florida or the Virgin Islands).The estimates of the risk-adjusted
timing of liquidations and associated costs are used in the model, and are
risk-adjusted for the geographic area in which each property is located. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;For commercial loans, historical charge-off rates are
calculated by the Corporation on a quarterly basis by tracking cumulative
charge-offs experienced over a two-year loss period on loans according to their
internal risk rating (referred to as the &#8220;base rate&#8221; for the quarter). The
allowance is calculated using the base rate average of the last 8 quarters. A
qualitative factor adjustment is applied to the base rate average utilizing a
resulting factor derived from a set of risk-based ratings and weights assigned
to credit and economic indicators over a reasonable period applied to a
developed expected range of historical losses. This factor may be stressed to
reflect other elements not reflected in the historical data underlying the loss
estimates, such as the prolonged uncertainty surrounding how the Puerto Rico
government might restructure its debt and other unprecedented measures
implemented by the Puerto Rico government to deal with its fiscal condition.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Storm-related Allowance
for Loan and Lease Losses</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, management
determined a separate qualitative element of the allowance to represent the
estimate of inherent losses associated with the effect of Hurricanes Maria and
Irma on the Corporation&#8217;s loan portfolios in Puerto Rico and the Virgin
Islands. This qualitative element of the allowance was determined based on the
estimated effect that the storms could have on current employment levels (e.g.,
an unemployment rate that significantly increases from current levels in Puerto
Rico based on statistics observed in the aftermath of similar natural disasters
in the U.S. mainland like Hurricane Katrina), economic activity in the
Corporation&#8217;s geographic regions, and the time it could take for the affected
regions to return to a more normalized operating environment. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s credit risk
modeling framework used to determine the storm-related qualitative estimate is
similar to the one used for benchmarking purposes as part of the annual
Dodd-Frank Act Stress Testing (&#8220;DFAST&#8221;) regulatory exercise. &nbsp;Models were
developed following a regression modeling approach in which relationships
between portfolio-level loss rates and key economic indicators were derived
based on historical behavior. &nbsp;These models went through an extensive
model specification and selection process that resulted in the use of certain
variables, such as the unemployment rate and the Puerto Rico Economic Activity
Index, which showed the highest predictive power of potential losses in our
outstanding loan portfolio.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For large commercial and
construction loan relationships, loan officers performed individual reviews of
the effect of the storms on these borrowers&#8217; sources of repayment. These large
relationships, that represent 80% of the outstanding balance of the
Corporation&#8217;s commercial and construction loan portfolio, were analyzed and
divided into three storm-affected categories (i.e. Low, Medium and High).
Clients categorized as Low had no effect, or relatively insignificant effect,
as a result of the storms. Clients in the Medium category had demonstrated that
they had sufficient liquidity to satisfy their obligations, but the complexity
of the insurance claim process may affect their primary or secondary sources of
repayment. Finally, clients categorized as High could potentially have problems
with their primary or secondary sources of repayment as they have a higher
degree of uncertainty with respect to the timing of the insurance claim
resolution, and the full reestablishment of their businesses is highly
dependent on the timely receipt of </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">insurance proceeds.
Reserve levels were then recognized for these particular loans based on this
stratification. For loans in the Low category, no additional qualitative
storm-related reserve was calculated. For loans in the Medium and High
categories, the Corporation stressed the general reserve loss factors
applicable to these loans to reflect higher default probabilities not reflected
in the historical data. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This review also resulted in
downgrades in the credit risk classification of certain loans and their reserves
were determined following the methodology applicable to criticized and
adversely classified loans, as appropriate. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For commercial and
construction loans not individually reviewed, as well as residential and
consumer loans, the estimated loss associated with the storms was determined
following the above-described qualitative storm-related model with resulting
loss factors applied to the overall performing balance of each portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As
a result of the aforementioned analyses, the Corporation recorded a provision
of $71.3 million in 2017 associated with the storms. As of December 31, 2017,
the storm-related allowance was $68.5 million (net of a $2.8 million charge-off
taken in the fourth quarter of 2017).&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provision for Loan and Lease
Losses </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">below for additional information, including details about the
storm-related allowance segregated by loans portfolio segments and geographic
regions.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Charge-off of Uncollectible Loans -</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Net charge-offs consist of the unpaid principal
balances of loans held for investment that the Corporation determines are
uncollectible, net of recovered amounts. Charge-offs are recorded as a
reduction to the allowance for loan and lease losses and subsequent recoveries
of previously charged off amounts are credited to the allowance for loan and
lease losses. Collateral dependent loans in the construction, commercial
mortgage, and commercial and industrial loan portfolios are charged off to
their net realizable value (fair value of collateral, less estimated costs to
sell) when loans are considered to be uncollectible.&#160; Within the consumer loan
portfolio, auto loans and finance leases are reserved once they are 120 days
delinquent and are charged off to their estimated net realizable value when the
collateral deficiency is deemed uncollectible (i.e., when
foreclosure/repossession is probable) or when the loan is 365 days past due.&#160;
Within the other consumer loan portfolios, closed-end loans are charged off when
payments are 120&nbsp;days in arrears, except small personal loans. Open-end
(revolving credit) consumer loans, including credit card loans, and small
personal loans are charged off when payments are 180&nbsp;days in arrears. On a
quarterly basis, residential mortgage loans that are 180 days delinquent and
have an original loan-to-value ratio that is higher than 60% are reviewed and
charged-off, as needed, to the fair value of the underlying collateral.
Generally, all loans may be charged off or written down to the fair value of
the collateral prior to the application of the policies described above if a
loss-confirming event has occurred. Loss-confirming events include, but are not
limited to, bankruptcy (unsecured), continued delinquency, or receipt of an asset
valuation indicating a collateral deficiency when the asset is the sole source
of repayment. The Corporation does not record charge-offs on PCI loans that are
performing in accordance with or better than expectations as of the date of
acquisition, as the fair value of these loans already reflects a credit
component. The Corporation records charge-offs on PCI loans only if actual
losses exceed estimated losses incorporated into the fair value recorded at
acquisition and the amount is deemed uncollectible.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other-than-temporary
impairments (&#8220;OTTI&#8221;)</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On a quarterly basis, the Corporation performs an assessment to determine
whether there have been any events or economic circumstances indicating that a
security with an unrealized loss has suffered an OTTI. A security is considered
impaired if the fair value is less than its amortized cost basis.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation evaluates whether the impairment is other-than-temporary
depending upon whether the portfolio consists of debt securities or equity
securities, as further described below. The Corporation employs a systematic
methodology that considers all available evidence in evaluating a potential
impairment of its investments.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The impairment analysis of
debt securities places special emphasis on the analysis of the cash position of
the issuer and its cash and capital generation capacity, which could increase
or diminish the issuer&#8217;s ability to repay its bond obligations, the length of
time and the extent to which the fair value has been less than the amortized
cost basis, any adverse change to the credit conditions and liquidity of the
issuer, taking into consideration the latest information available about the
financial condition of the issuer, credit ratings, the failure of the issuer to
make scheduled principal or interest payments, recent legislation and
government actions affecting the issuer&#8217;s industry, and actions taken by the
issuer to deal with the economic climate. The Corporation also takes into
consideration changes in the near-term prospects of the underlying collateral
of a security, if any, such as changes in default rates, loss severity given
default, and significant changes in prepayment assumptions and the level of
cash flows generated from the underlying collateral, if any, supporting the
principal and interest payments of the debt securities. OTTI must be recognized
in earnings if the Corporation has the intent to sell the debt security or it
is more likely than not that it will be required to sell the debt security
before recovery of its amortized cost basis.&#160; However, even if the Corporation
does not expect to sell a debt security, it must evaluate expected cash flows
to be received and determine if a credit loss has occurred.&#160; An unrealized loss
is generally deemed to be other-than-temporary and a credit loss is deemed to
exist if the present value of the expected future cash flows is less than the
amortized cost basis of the debt security.&#160; The credit loss component of an
OTTI, if any, is recorded as net impairment losses on debt securities in the statements
of income, while the remaining portion of the impairment loss is recognized in
OCI, net of taxes, and included as a component of </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">stockholders&#8217;
equity provided the Corporation does not intend to sell the underlying debt
security and it is more likely than not that the Corporation will not have to
sell the debt security prior to recovery.&#160; The previous amortized cost basis
less the OTTI recognized in earnings is the new amortized cost basis of the
investment. The new amortized cost basis is not adjusted for subsequent
recoveries in fair value.&#160; However, for debt securities for which OTTI was
recognized in earnings, the difference between the new amortized cost basis and
the cash flows expected to be collected is accreted as interest income as long as
the security is not placed in non-accrual status. Debt securities held by the
Corporation at year-end primarily consisted of securities issued by U.S.
government-sponsored entities, bonds issued by the Puerto Rico government, and
private label MBS. Given the explicit and implicit guarantees provided by the
U.S. Federal government, the Corporation believes the credit risk in securities
issued by the U.S. government-sponsored entities is low. The Corporation&#8217;s OTTI
assessment was concentrated on Puerto Rico government debt securities and
private label MBS. For further information, including methodology and
assumptions used for the discounted cash flow analyses performed on these
securities, refer to Note&nbsp;6, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Investment Securities,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> to the
consolidated financial statements included in Item 8 of this form 10-K.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The impairment analysis of equity
securities is performed and reviewed on an ongoing basis based on the latest
financial information and any supporting research report made by a major
brokerage firm.&#160; This analysis is very subjective and based on, among other
things, relevant financial data such as capitalization, cash flow, liquidity,
systematic risk, and debt outstanding of the issuer. Management also considers
the issuer&#8217;s industry trends, the historical performance of the stock and
credit ratings, if applicable, as well as the Corporation&#8217;s intent to hold the
security for an extended period. If management believes there is a low
probability of recovering the book value in a reasonable time frame, it records
an impairment by writing the security down to its market value. As previously
mentioned, equity securities are monitored on an ongoing basis but special
attention is given to those securities that have experienced a decline in fair
value for six months or more.&#160; An impairment charge is generally recognized
when the fair value of an equity security has remained significantly below cost
for a period of 12 consecutive months or more.&#160; The Corporation&#8217;s holding of
equity securities on its available for sale portfolio amounted to $0.4 million.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income Taxes</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation is required to estimate income taxes in preparing its consolidated
financial statements. This involves the estimation of current income tax
expense together with an assessment of temporary differences resulting from
differences in the carrying amounts of assets and liabilities for financial
reporting purposes and the amounts used for income tax purposes. The
determination of current income tax expense involves estimates and assumptions
that require the Corporation to assume certain positions based on its
interpretation of current tax regulations. Management assesses the relative
benefits and risks of the appropriate tax treatment of transactions, taking
into account statutory, judicial and regulatory guidance, and recognizes tax
benefits only when deemed probable. Changes in assumptions affecting estimates
may be required in the future and estimated tax liabilities may need to be
increased or decreased accordingly. The accrual of tax contingencies is
adjusted in light of changing facts and circumstances, such as the progress of
tax audits, case law and emerging legislation. The Corporation&#8217;s effective tax
rate includes the impact of tax contingencies and changes to such accruals, as
considered appropriate by management. When particular tax matters arise, a
number of years may elapse before such matters are audited by the taxing
authorities and finally resolved. Favorable resolution of such matters or the
expiration of the statute of limitations may result in the release of tax
contingencies that are recognized as a reduction to the Corporation&#8217;s effective
tax rate in the year of resolution. Unfavorable settlement of any particular
issue could increase the effective tax rate and may require the use of cash in
the year of resolution.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income
tax expense includes Puerto Rico and USVI income taxes as well as applicable
U.S. federal and state taxes. The Corporation is subject to Puerto Rico income
tax on its income from all sources. As a Puerto Rico corporation, First
BanCorp. is treated as a foreign corporation for U.S. and USVI income tax
purposes and is generally subject to U.S. and USVI income tax only on its
income from sources within the U.S. and USVI or income effectively connected with
the conduct of a trade or business in those regions. Any such tax paid in the
U.S. and USVI is also creditable against the Corporation&#8217;s Puerto Rico tax
liability, subject to certain conditions and limitations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Puerto Rico Internal
Revenue Code of 2011, as amended (the &#8220;2011 PR Code&#8221;), the Corporation and its
subsidiaries are treated as separate taxable entities and are not entitled to
file consolidated tax returns and, thus, the Corporation is generally not able
to utilize losses from one subsidiary to offset gains in another subsidiary.
Accordingly, in order to obtain a tax benefit from a net operating loss
(&#8220;NOL&#8221;), a particular subsidiary must be able to demonstrate sufficient taxable
income within the applicable NOL carry-forward period. The 2011 PR Code allows
entities organized as limited liability companies to perform an election to
become a non-taxable &#8220;pass-through&#8221; entity and utilize losses to offset income
from other &#8220;pass-through&#8221; entities, subject to certain limitations, with the remaining
net income passing-through to its partner entities. The 2011 PR Code also
provides a dividend received deduction of 100% on dividends received from
&#8220;controlled&#8221; subsidiaries subject to taxation in Puerto Rico and 85% on
dividends received from other taxable domestic corporations.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has maintained
an effective tax rate lower than the maximum statutory rate mainly by investing
in government obligations and mortgage-backed securities exempt from U.S. and
Puerto Rico income taxes and by doing business through an International Banking
Entity (&#8220;IBE&#8221;) unit of the Bank, and through the Bank&#8217;s subsidiary, FirstBank
Overseas Corporation, whose interest income and gain on sales is exempt from
Puerto Rico income taxation. The IBE and FirstBank Overseas Corporation were </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">created under the International Banking Entity Act of
Puerto Rico, which provides for total Puerto Rico tax exemption on net income
derived by IBEs operating in Puerto Rico on the specific activities identified
in the IBE Act. An IBE that operates as a unit of a bank pays income taxes at
the corporate standard rate to the extent that the IBE&#8217;s net income exceeds 20%
of the bank&#8217;s total net taxable income.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
determination of deferred tax expense or benefit is based on changes in the carrying
amounts of assets and liabilities that generate temporary differences. The
carrying value of the Corporation&#8217;s net deferred tax asset assumes that the
Corporation will be able to generate sufficient future taxable income based on
estimates and assumptions. If these estimates and related assumptions change,
the Corporation may be required to record valuation allowances against its
deferred tax assets resulting in additional income tax expense in the
consolidated statements of income. Management evaluates its deferred tax assets
on a quarterly basis and assesses the need for a valuation allowance, if any. A
valuation allowance is established when management believes that it is more
likely than not that some portion of its deferred tax assets will not be
realized. Changes in the valuation allowance from period to period are included
in the Corporation&#8217;s tax provision in the period of change.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, management reassessed the need for a valuation
allowance and concluded, based upon the assessment of all positive and negative
evidence, that it is more likely than not that FirstBank will generate
sufficient taxable income within the applicable NOL carry-forward periods to
realize $294.7 million of its deferred tax assets. The positive evidence considered
by management to assess on the adequacy of the valuation allowance as of
December 31, 2017 included factors such as: FirstBank&#8217;s three-year cumulative
gain position; forecasts of future profitability under several potential
scenarios that support the partial utilization of NOLs prior to their
expiration between 2021 through 2024; and three consecutive years of taxable
income. These factors demonstrate demand for FirstBank&#8217;s products and services
and improvements in credit quality measures that have resulted in reduced
credit exposures, and have resulted in improvements in both sustainability of
profitability and management&#8217;s ability to forecast future losses. The negative
evidence considered by management includes: consideration of the uncertainty
surrounding the future economic conditions of the hurricane-affected areas, its
probable effects on the loan portfolios&#8217; credit quality, the uncertainty
related to the Puerto Rico government&#8217;s financial condition, and the still
elevated levels of non-performing assets.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The authoritative accounting guidance prescribes a
comprehensive model for the financial statement recognition, measurement,
presentation and disclosure of income tax uncertainties with respect to
positions taken or expected to be taken on income tax returns.&#160; Under this
guidance, income tax benefits are recognized and measured based on a two-step
analysis: 1) a tax position must be more likely than not to be sustained based
solely on its technical merits in order to be recognized; and 2) the benefit is
measured at the largest dollar amount of that position that is more likely than
not to be sustained upon settlement. The difference between the benefit
recognized in accordance with this analysis and the tax benefit claimed on a
tax return is referred to as an unrecognized tax benefit (&#8220;UTB&#8221;). </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December 31, 2017, the Corporation did not have UTBs recorded on its books.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to
Note&nbsp;27, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Income Taxes,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> to the consolidated financial statements
for the year ended December 31, 2017 included in Item 8 of this Form 10-K, for
further information related to Income Taxes.&#160;&#160; </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment Securities
Classification and Related Values</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management
determines the appropriate classification of debt and equity securities at the
time of purchase. Debt securities are classified as held to maturity when the
Corporation has the intent and ability to hold the securities to maturity.
Held-to-maturity (&#8220;HTM&#8221;) securities are stated at amortized cost. Debt and
equity securities are classified as trading when the Corporation has the intent
to sell the securities in the near term. Debt and equity securities classified
as trading securities, if any, are reported at fair value, with unrealized
gains and losses included in earnings. Debt and equity securities not
classified as HTM or trading, except for equity securities that do not have
readily available fair values, are classified as available for sale (&#8220;AFS&#8221;).
AFS securities are reported at fair value, with unrealized gains and losses
excluded from earnings and reported net of deferred taxes in accumulated OCI (a
component of stockholders&#8217; equity), and do not affect earnings until realized
or are deemed to be other-than-temporarily impaired. New accounting guidance
with respect to the accounting for equity securities effective beginning on
January 1, 2018, requires the </font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">measurement of equity investments at fair value through net
income, with certain exceptions, thus, eliminating eligibility for the current
available-for-sale category</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&#160; Investments in equity securities that do not have publicly or
readily determinable fair values are classified as other equity securities in
the statement of financial condition and carried at the lower of cost or
realizable value. The assessment of fair value applies to certain of the
Corporation&#8217;s assets and liabilities, including the investment portfolio. Fair
values are volatile and are affected by factors such as market interest rates,
the rates at which prepayments occur and discount rates.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:12.6pt;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuation of financial
instruments</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The measurement of fair value is
fundamental to the Corporation&#8217;s presentation of its financial condition and
results of operations. The Corporation holds fixed income and equity
securities, derivatives, investments, and other financial instruments at fair
value. The Corporation holds its investments and liabilities mainly to manage
liquidity needs and interest rate risks. A significant part of the
Corporation&#8217;s total assets is reflected at fair value on the Corporation&#8217;s
financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following is a description of the valuation
methodologies used for instruments measured at fair value on a recurring basis:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment
securities available for sale</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of investment securities available for sale was the
market value based on quoted market prices (as is the case with equity
securities, Treasury notes, and non-callable U.S. Agency debt securities), when
available (Level 1), or, when available, market prices for identical or
comparable assets (as is the case with MBS and callable U.S. agency debt) that
are based on observable market parameters, including benchmark yields, reported
trades, quotes from brokers or dealers, issuer spreads, bids, offers and
reference data, including market research operations (Level 2). Observable
prices in the market already consider the risk of nonperformance. If listed
prices or quotes are not available, fair value is based upon discounted cash
flow models that use unobservable inputs due to the limited market activity of
the instrument, as is the case with certain private label mortgage-backed
securities held by the Corporation (Level 3).</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Private label MBS are
collateralized by fixed-rate mortgages on single-family residential properties
in the U.S.; the interest rate on the securities is variable, tied to 3-month
LIBOR and limited to the weighted-average coupon of the underlying collateral.
The market valuation represents the estimated net cash flows over the projected
life of the pool of underlying assets applying a discount rate that reflects
market observed floating spreads over LIBOR, with a widening spread based on a
nonrated security. The market valuation is derived from a model that utilizes
relevant assumptions such as the prepayment rate, default rate, and loss
severity on a loan level basis. The Corporation modeled the cash flow from the
fixed-rate mortgage collateral using a static cash flow analysis according to
collateral attributes of the underlying mortgage pool (i.e., loan term, current
balance, note rate, rate adjustment type, rate adjustment frequency, rate caps,
and others) in combination with prepayment forecasts based on historical
portfolio performance. The variable cash flow of the security is modeled using
the 3-month LIBOR forward curve. Loss assumptions were driven by the
combination of default and loss severity estimates, using an asset-level risk
assessment method taking into account loan credit characteristics
(loan-to-value, state jurisdiction, delinquency, property type and pricing
behavior, and other factors) to provide an estimate of default and loss
severity. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative
instruments</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of most of the
Corporation&#8217;s derivative instruments is based on observable market parameters
and takes into consideration the credit risk component of paying
counterparties, when appropriate. On interest rate caps, only the seller's
credit risk is considered.&nbsp; The caps were valued using a discounted cash
flow approach using the related LIBOR and swap rate for each cash flow.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A credit spread is considered
for those derivative instruments that are not secured. The cumulative
mark-to-market effect of credit risk in the valuation of derivative instruments
in 2017, 2016 and 2015 was immaterial.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income Recognition on Loans
and Impaired Loans</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that the Corporation has the ability
and intent to hold for the foreseeable future are classified as held for
investment. The substantial majority of the Corporation&#8217;s loans are classified
as held for investment. Loans are stated at the principal outstanding balance,
net of unearned interest, cumulative charge-offs, unamortized deferred
origination fees and costs, and unamortized premiums and discounts. Fees
collected and costs incurred in the origination of new loans are deferred and
amortized using the interest method or a method that approximates the interest
method over the term of the loan as an adjustment to interest yield. Unearned
interest on certain personal loans, auto loans and finance leases and discounts
and premiums are recognized as income under a method that approximates the
interest method. When a loan is paid-off or sold, any unamortized net deferred
fee (cost) is credited (charged) to income. Credit card loans are reported at
their outstanding unpaid principal balance plus uncollected billed interest and
fees net of amounts deemed uncollectible. PCI loans are reported net of any
remaining purchase accounting adjustments. See &#8220;Loans Acquired&#8221; below for the
accounting policy for PCI loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-Performing and Past-Due Loans</font></i><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> -</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Loans on
which the recognition of interest income has been discontinued are designated
as non-performing.&#160; Loans are classified as non-performing when they are 90
days past due for interest and principal, with the exception of residential
mortgage loans guaranteed by the Federal Housing Administration (the &#8220;FHA&#8221;) or
the Veterans Administration (the &#8220;VA&#8221;) and credit cards. It is the
Corporation&#8217;s policy to report delinquent mortgage loans insured by the FHA or
guaranteed by the VA as loans past due 90 days and still accruing as opposed to
non-performing loans since the principal repayment is insured. However, the
Corporation discontinues the recognition of income for FHA/VA loans when such
loans are over 15 months delinquent. As permitted by regulatory guidance issued
by the Federal Financial Institutions Examination Council (&#8220;FFIEC&#8221;), credit
card loans are generally charged off in the period in which the account becomes
180 days past due. Credit card loans continue to accrue finance charges and
fees until charged off at 180 days. Loans generally may be placed on
non-performing status prior to when required by the policies described above
when the full and timely collection of interest or principal becomes uncertain
(generally based on an assessment of the borrower&#8217;s financial condition and the
adequacy of collateral, if any). When a loan is placed on non-performing
status, any accrued but uncollected interest income is reversed and charged
against interest income and amortization of any net deferred fees is suspended.
Interest income on non-performing loans is recognized only to the extent it is
received in cash. However, </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">when there is doubt
regarding the ultimate collectability of loan principal, all cash thereafter
received is applied to reduce the carrying value of such loans (i.e., the cost
recovery method). Generally, the Corporation returns a loan to accrual status
when all delinquent interest and principal becomes current under the terms of
the loan agreement, or after a sustained period of repayment performance (6
months) and the loan is well secured and in the process of collection, and full
repayment of the remaining contractual principal and interest is expected. PCI
loans are not reported as non-performing as these loans were written down to
fair value at the acquisition date and the accretable yield is recognized in
interest income over the remaining life of the loans. Loans that are past due
30 days or more as to principal or interest are considered delinquent, with the
exception of residential mortgage, commercial mortgage, and construction loans,
which are considered past due when the borrower is in arrears on two or more
monthly payments.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impaired Loans</font></i><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> -</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> A loan is
considered impaired when, based upon current information and events, it is
probable that the Corporation will be unable to collect all amounts due
(including principal and interest) according to the contractual terms of the
loan agreement, or the loan has been modified in a TDR. Loans with
insignificant delays or insignificant shortfalls in the amounts of payments
expected to be collected are not considered to be impaired. The Corporation
evaluates individually for impairment those loans in the construction,
commercial mortgage, commercial and industrial, and marine financing portfolios
with a principal balance of $1 million or more. Loans in the construction, commercial
mortgage, and commercial and industrial portfolios that originally met the
Corporation&#8217;s threshold for impairment evaluation but due to charge-offs or
payments are currently below the $1 million threshold and are still 90 days
past due, except TDR&#8217;s, are accounted for under the Corporation&#8217;s general
reserve. Although the authoritative accounting guidance for a specific
impairment of a loan excludes large groups of smaller balance homogeneous loans
that are collectively evaluated for impairment (e.g., mortgage and consumer
loans), it specifically requires that loan modifications considered TDRs be
analyzed under its provisions. The Corporation also evaluates for impairment
purposes certain residential mortgage loans and home equity lines of credit with
high delinquency and loan to value levels. Held-for-sale loans are not reported
as impaired, as these loans are recorded at the lower of cost or fair value.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation generally measures impairment and the
related specific allowance for individually impaired loans based on the
difference between the recorded investment of the loan and the present value of
the loans&#8217; expected future cash flows, discounted at the effective original
interest rate of the loan at the time of modification, or the loan&#8217;s observable
market price. If the loan is collateral dependent, the Corporation measures
impairment based upon the fair value of the underlying collateral, instead of
discounted cash flows, regardless of whether foreclosure is probable. Loans are
identified as collateral dependent if the repayment is expected to be provided
solely by the underlying collateral, through liquidation or operation of the
collateral. When the fair value of the collateral is used to measure impairment
on an impaired collateral-dependent loan and repayment or satisfaction of the
loan is dependent on the sale of the collateral, the fair value of the
collateral is adjusted to consider estimated costs to sell. If repayment is
dependent only on the operation of the collateral, the fair value of the
collateral is not adjusted for estimated costs to sell. If the fair value of
the loan is less than the recorded investment, the Corporation recognizes
impairment by either a direct write-down or establishing a specific allowance
for the loan or by adjusting the specific allowance for the impaired loan. For
an impaired loan that is collateral dependent, charge-offs are taken in the
period in which the loan, or a portion of the loan, is deemed uncollectible,
and any portion of the loan that is not charged off is adversely credit-risk
rated at a level no worse than substandard. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A restructuring of a loan constitutes a
TDR if the creditor, for economic or legal reasons related to the debtor&#8217;s
financial difficulties, grants a concession to the debtor that it would not
otherwise consider. TDR loans typically result from the Corporation&#8217;s loss
mitigation activities and the modification of residential mortgage loans in
accordance with guidelines similar to those of the U.S. government&#8217;s Home
Affordable Modification Program, and could include rate reductions to a rate
that is below market on the loan, principal forgiveness, term extensions,
payment forbearance, refinancing of any past-due amounts, including interest,
escrow, and late charges and fees, and other actions intended to minimize the
economic loss and to avoid foreclosure or repossession of collateral.
Residential mortgage loans for which a binding offer to restructure has been
extended are also classified as TDR loans. PCI loans are not classified as TDR
loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TDR loans are classified as either accrual
or nonaccrual. Loans in accrual status may remain in accrual status when their
contractual terms have been modified in a TDR if the loans had demonstrated
performance prior to the restructuring and payment in full under the
restructured terms is expected. Otherwise, a loan on nonaccrual status and
restructured as a TDR will remain on nonaccrual status until the borrower
demonstrates a sustained period of performance (generally six consecutive
months of payments, inclusive of consecutive payments made prior to the
modification), and there is evidence that such payments can and are likely to
continue as agreed. Refer to Note 9, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Loans Held for Investment,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> to the
consolidated financial statements for the year ended December 31, 2017,
included in Item 8 of this Form 10-K, for additional qualitative and
quantitative information about TDR loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection with commercial loan
restructurings, the decision to maintain a loan that has been restructured on
accrual status is based on a current, well-documented credit evaluation of the
borrower&#8217;s financial condition and prospects for repayment under the modified terms.
The credit evaluation reflects consideration of the borrower&#8217;s future capacity
to pay, which may include evaluation of cash flow projections, consideration of
the adequacy of collateral to cover all principal and interest, and trends
indicating improving profitability and collectability of receivables. This
evaluation also includes an evaluation of the borrower&#8217;s current willingness to
pay, which may include a review of past payment history, an evaluation of the
borrower&#8217;s willingness to provide information on a timely basis, and
consideration of offers from the borrower to provide additional collateral or
guarantor support. </font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The evaluation of mortgage and consumer
loans for restructurings includes an evaluation of the client&#8217;s disposable
income and credit report, the value of the property, the loan-to-value
relationship, and certain other client-specific factors that have affected the
borrower&#8217;s ability to make timely principal and interest payments on the loan.
In connection with residential and consumer restructurings, a nonperforming
loan will be returned to accrual status when current as to principal and
interest, under the revised terms, and upon sustained historical repayment
performance. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation removes loans from TDR
classification, consistent with authoritative guidance that allows for a TDR to
be removed from this classification in years following the modification, only
when the following two circumstances are met:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(i)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The loan is in compliance with the
terms of the restructuring agreement and, therefore, is not considered impaired
under the revised terms; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(ii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The loan yields a market interest
rate at the time of the restructuring. In other words, the loan was
restructured with an interest rate equal to or greater than what the Corporation
would have been willing to accept at the time of the restructuring for a new
loan with comparable risk.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If both of the conditions are met, the
loan can be removed from the TDR classification in calendar years after the
year in which the restructuring took place. However, the loan continues to be
individually evaluated for impairment.&nbsp;Loans classified as TDRs, including
loans in trial payment periods (trial modifications), are considered impaired
loans. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">With respect to the restructuring of a
loan into two new loan notes, or loan splits, generally, Note A of a loan split is restructured under market terms,
and Note B is fully charged off.&#160; If Note A is in compliance with the
restructured terms in years following the restructuring, Note A will be removed
from the TDR classification and will continue to be individually evaluated for
impairment. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A loan that had previously been modified
in a TDR and is subsequently refinanced under current underwriting standards at
a market rate with no concessionary terms is accounted for as a new loan and is
no longer reported as a TDR.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest income on impaired loans is
recognized based on the Corporation&#8217;s policy for recognizing interest on
accrual and non-accrual loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans Acquired </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All purchased loans are recorded at fair value at the
date of acquisition. Loans acquired with evidence of credit deterioration since
their origination and where it is probable at the date of acquisition that the
Corporation will not collect all contractually required principal and interest
payments are considered PCI loans. Evidence of credit quality deterioration as
of the purchase date may include statistics such as past due and non-accrual
status, credit scores, and revised loan terms. PCI loans have been aggregated
into pools based on common risk characteristics. Each pool is accounted for as
a single asset with a single composite interest rate and an aggregate
expectation of cash flows. In accounting for PCI loans, the difference between
contractually required payments and the cash flows expected to be collected at
acquisition is referred to as the nonaccretable difference. The nonaccretable
difference, which is neither accreted into income nor recorded on the
consolidated statements of financial condition, reflects estimated future
credit losses expected to be incurred over the life of the pool of loans. The
excess of cash flows expected to be collected over the estimated fair value of
PCI loans is referred to as the accretable yield. This amount is not recorded
on the statements of financial condition, but is accreted into interest income
over the remaining life of the pool of loans, using the effective-yield method.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subsequent to acquisition, the Corporation continues
to estimate cash flows expected to be collected over the life of the PCI loans
using models that incorporate current key assumptions such as default rates,
loss severity, and prepayment speeds. Decreases in expected cash flows will
generally result in an impairment charge to the provision for loan and lease
losses and the establishment of an allowance for loan and lease losses.
Increases in expected cash flows will generally result in a reduction in any
allowance for loan and lease losses established subsequent to acquisition and
an increase in the accretable yield. The adjusted accretable yield is
recognized in interest income over the remaining life of the pool of loans. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Resolutions of loans may include sales of loans to
third parties, receipt of payments in settlement with the borrower, or
foreclosure of the collateral. The Corporation&#8217;s policy is to remove an
individual loan from a pool at its relative carrying amount. The carrying
amount is defined as the loan&#8217;s current contractually required payments
receivable less its remaining nonaccretable difference and accretable yield,
but excluding any post-acquisition loan loss allowance. To determine the
carrying value, the Corporation performs a pro-rata allocation of the pool&#8217;s
total remaining nonaccretable difference and accretable yield to an individual
loan in proportion to the loan&#8217;s current contractually required payments
receivable compared to the pool&#8217;s total contractually required payments
receivable.&#160; This removal method assumes that the amount received from
resolution approximates pool performance expectations. The remaining accretable
yield balance is unaffected and any material change in the remaining effective
yield caused by this removal method is addressed by the Corporation&#8217;s quarterly
cash flow evaluation process for each pool. Modified PCI loans are not removed
from a pool even if those loans would otherwise be deemed TDRs.</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">73</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because the initial fair
value of PCI loans recorded at acquisition includes an estimate of credit
losses expected to be realized over the remaining lives of the loans, the
Corporation separately tracks and reports PCI loans and excludes these loans
from its delinquency and non-performing loan statistics.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For acquired loans that are not deemed impaired at
acquisition, subsequent to acquisition, the Corporation recognizes the
difference between the initial fair value at acquisition and the undiscounted
expected cash flows in interest income over the period in which substantially
all of the inherent losses associated with the non-PCI loans at the acquisition
date are estimated to occur. Thus, such loans are accounted for consistently
with other originated loans, potentially being classified as nonaccrual or
impaired, as well as being classified under the Corporation&#8217;s standard practice
and procedures. In addition, these loans are considered in the determination of
the allowance for loan losses.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
held for sale</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that the Corporation intends to sell
or that the Corporation does not have the ability and intent to hold for the
foreseeable future are classified as held-for-sale loans. Loans held for sale
are stated at the lower of aggregate cost or fair value.&#160; Generally, the loans
held-for-sale portfolio consists of conforming residential mortgage loans that
the Corporation intends to sell to GNMA and government-sponsored entities
(&#8220;GSEs&#8221;), such as FNMA and FHLMC.&#160; Generally, residential mortgage loans held
for sale are valued on an aggregate portfolio basis and the value is primarily
derived from quotations based on the mortgage-backed securities market. The
amount by which cost exceeds market value in the aggregate portfolio of loans
held for sale, if any, is accounted for as a valuation allowance with changes
therein included in the determination of net income and reported as part of
mortgage banking activities in the consolidated statements of income. Loan
costs and fees are deferred at origination and are recognized in income at the
time of sale. The fair value of commercial and construction loans held for sale
is primarily derived from external appraisals with changes in the valuation
allowance reported as part of other non-interest income in the consolidated
statements of income. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In certain circumstances, the Corporation
transfers loans from/to held for sale or held for investment based on a change
in strategy. If such a change in holding strategy is made, significant
adjustments to the loans&#8217; carrying values may be necessary. Reclassifications
of loans held for sale to held for investment are made at fair value on the
date of transfer. Any difference between the carrying value and the fair value
of a reclassified loan is recorded as an adjustment to non-interest income.
Meanwhile, reclassification of loans held for investment to held for sale are
made at the lower of cost or fair value on the date of transfer and establish a
new cost basis upon transfer. Write-downs of loans transferred from held for
investment to held for sale are recorded as charge-offs at the time of
transfer.</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-transform:uppercase;">Results of
Operations</font></b></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net Interest Income</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income is the excess of
interest earned by First BanCorp. on its interest-earning assets over the
interest incurred on its interest-bearing liabilities.&#160; First BanCorp.&#8217;s net
interest income is subject to interest rate risk due to the repricing and
maturity mismatch of the Corporation&#8217;s assets and liabilities.&#160; Net interest
income for the year ended December 31, 2017 was $491.6 million, compared to
$484.1 million and $502.3 million for 2016 and 2015, respectively.&#160; On a
tax-equivalent basis and excluding the changes in the fair value of derivative
instruments, net interest income for the year ended December 31, 2017 was
$505.3 million compared to $497.4 million and $520.0 million for 2016 and 2015,
respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables include a
detailed analysis of net interest income. Part I presents average volumes and
rates on an adjusted tax-equivalent basis and Part II presents, also on an
adjusted tax-equivalent basis, the extent to which changes in interest rates
and changes in the volume of interest-related assets and liabilities have
affected the Corporation&#8217;s net interest income. For each category of
interest-earning assets and interest-bearing liabilities, information is
provided on changes attributable to (i) changes in volume (changes in volume
multiplied by prior period rates), and (ii) changes in rate (changes in rate
multiplied by prior period volumes). Rate-volume variances (changes in rate
multiplied by changes in volume) have been allocated to the changes in volume
and rate based upon their respective percentage of the combined totals.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">74</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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  </font></td>
 <td colspan=24 valign=bottom width=98% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; The net interest income is
  computed on an adjusted tax-equivalent basis and excluding the change in the
  fair value of derivative instruments. For the definition and reconciliation
  of this non-GAAP financial measure, refer to the discussions below.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=24 valign=bottom width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=4 nowrap valign=bottom width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Part
  I</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td colspan=2 nowrap width=20% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average volume</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest income<sup>(1)</sup>
  / expense</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=19% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average rate<sup>(1)</sup></font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year
  Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Dollars
  in thousands)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=12% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-earning
  assets:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Money
  market and other </font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  short-term investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">416,578</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">667,838</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">775,848</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,614</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,365</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,148</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.11%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.50%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.28%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Government
  obligations </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.5pt;">(2)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">687,076</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">746,890</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">636,734</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,918</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">20,849</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">20,560</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.61%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.79%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.23%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage-backed
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,278,968</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,357,518</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,489,423</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,476</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38,072</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">44,909</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.32%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.80%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.02%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">FHLB
  stock</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40,458</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">31,449</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,522</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,105</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,454</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,075</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.20%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.62%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.05%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,702</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,963</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">777</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.30%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.41%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Total investments </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.5pt;">(3)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,425,782</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,805,658</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,929,304</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">67,121</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">63,748</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">68,692</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.77%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.27%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.34%</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td colspan=2 nowrap width=20% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Residential
  mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,260,715</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,302,519</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,272,464</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">174,524</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">180,051</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">181,400</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.35%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.45%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.54%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Construction
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">140,038</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">143,095</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">169,666</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,898</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,225</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,357</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.50%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.65%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.75%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial
  and industrial and commercial </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,723,356</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,694,988</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,821,843</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">174,666</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">160,329</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">162,496</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.69%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.34%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.25%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Finance
  leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">242,303</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">229,632</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">228,709</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,538</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,349</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,259</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.24%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.56%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.98%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,480,265</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,526,475</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,670,245</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">166,107</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">171,858</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">186,120</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.22%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.26%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.14%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Total loans </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.5pt;">(4)(5)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,846,677</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,896,709</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,162,927</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">537,733</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">534,812</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">554,632</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.08%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.01%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.05%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  Total interest-earning </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,272,459</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,702,367</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,092,231</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">604,854</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">598,560</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">623,324</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.37%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.11%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.15%</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td colspan=2 nowrap width=20% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-bearing
  liabilities:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-bearing
  checking </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,116,273</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,073,821</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,096,087</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,566</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,914</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,440</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.41%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.46%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.50%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Savings
  accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,394,708</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,503,047</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,533,689</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,520</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,392</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,660</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.52%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.50%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.54%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Certificates
  of deposit</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,397,443</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,367,874</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,294,939</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30,277</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">28,068</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25,246</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.26%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.19%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.10%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Brokered
  CDs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,296,479</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,805,443</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,428,185</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,174</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">21,928</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">24,904</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.48%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.21%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.03%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-bearing
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,204,903</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,750,185</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,352,900</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">66,537</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">67,302</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">69,250</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.92%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.87%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.83%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  borrowed funds</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">514,035</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">833,283</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">997,615</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,195</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">27,908</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,882</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.73%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.35%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.00%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">FHLB
  advances</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">680,975</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">460,861</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">349,027</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,140</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,964</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,171</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.64%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.29%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.20%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Total interest-bearing </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  liabilities </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,399,913</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,044,329</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,699,542</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">96,872</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">101,174</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">103,303</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.15%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.12%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.07%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">507,982</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">497,386</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">520,021</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  rate spread</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.22%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.99%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.08%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=20% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest margin</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.51%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.25%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.30%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td colspan=24 valign=top width=98% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">On an
  adjusted tax-equivalent basis.&#160; The adjusted tax-equivalent yield was
  estimated by dividing the interest rate spread on exempt assets by 1 less the
  Puerto Rico statutory tax rate of 39.0% and adding to it the cost of
  interest-bearing liabilities.&#160; The tax-equivalent adjustment recognizes the
  income tax savings when comparing taxable and tax-exempt assets.&#160; Management
  believes that it is a standard practice in the banking industry to present
  net interest income, interest rate spread and net interest margin on a fully
  tax-equivalent basis. Therefore, management believes these measures provide
  useful information to investors by allowing them to make peer comparisons.
  Changes in the fair value of derivatives are excluded from interest income
  and interest expense because the changes in valuation do not affect interest
  received or paid.</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td colspan=24 valign=top width=98% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Government
  obligations include debt issued by government-sponsored agencies.&#160; </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3)</font></p>
  </td>
 <td colspan=24 valign=top width=98% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Unrealized
  gains and losses on available-for-sale securities are excluded from the
  average volumes.</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4)</font></p>
  </td>
 <td colspan=24 valign=top width=98% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average
  loan balances include the average of non-performing loans.</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5)</font></p>
  </td>
 <td colspan=24 valign=top width=98% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  income on loans includes $6.7 million, $9.9 million and $10.8 million for
  2017, 2016 and 2015, respectively, of income from prepayment penalties and
  late fees related to the Corporation&#8217;s loan portfolio.&#160; </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <b><font color=black lang=EN-CA style="font-size:10.0pt;">Part II
  </font></b></td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=31% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=31% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017 Compared to 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016 Compared to 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Increase (decrease)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Increase (decrease)</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=31% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Due to:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Due to:</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=31% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Volume</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Volume</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
  income on interest-earning </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">assets:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Money market and other </font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  short-term investments</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,024)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,273</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,249</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(422)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,639</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,217</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Government obligations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,609)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,322)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,931)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,316</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,027)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">289</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Mortgage-backed securities</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,406)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,810</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,404</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,822)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,015)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,837)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  FHLB stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">453</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">198</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">651</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">163</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">379</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Other investments</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,583)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,956</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,373</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(712)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(4,232)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(4,944)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Residential mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,262)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,265)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,527)</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,652</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,001)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,349)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(110)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(217)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(327)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(974)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(158)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,132)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial and idustrial and commercial</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,240</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,097</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,337</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,449)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,282</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,167)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">937</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(748)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">189</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">72</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(982)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(910)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Consumer loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,187)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(564)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,751)</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(16,104)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,842</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(14,262)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,382)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,303</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,921</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(20,803)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">983</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(19,820)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest income</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(10,965)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,259</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,294</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(21,515)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,249)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(24,764)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
  expense on interest-bearing </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">liabilities:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Brokered CDs</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,854)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,100</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,754)</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,975)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,999</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,976)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Other interest-bearing deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(284)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,273</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,989</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">150</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">878</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,028</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Other borrowed funds</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,307)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,594</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,713)</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,213)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,239</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,974)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  FHLB advances</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,333</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,843</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,176</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,424</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">369</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,793</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total interest expense</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(15,112)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,810</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(4,302)</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(10,614)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,485</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,129)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Change
  in net interest income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,147</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,449</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,596</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(10,901)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,734)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(22,635)</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"><br>
<br>
</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Portions of the
Corporation&#8217;s interest-earning assets, mostly investments in obligations of
some U.S. government agencies and sponsored entities, generate interest that is
exempt from income tax, principally in Puerto Rico. Also, interest and gains on
sales of investments held by the Corporation&#8217;s IBEs are tax-exempt under the Puerto
Rico tax law (refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income Taxes</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for additional information).
To facilitate the comparison of all interest data related to these assets, the
interest income has been converted to an adjusted taxable equivalent basis. The
tax equivalent yield was estimated by dividing the interest rate spread on
exempt assets by 1 less the Puerto Rico statutory tax rate as adjusted for
changes to enacted tax rates (39.0%) and adding to it the average cost of
interest-bearing liabilities. The computation considers the interest expense
disallowance required by Puerto Rico tax law. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-right:4.5pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The presentation of net interest income
excluding the effects of the changes in the fair value of the derivative
instruments (&#8220;valuations&#8221;) provides additional information about the
Corporation&#8217;s net interest income and facilitates comparability and analysis.
The changes in the fair value of the derivative instruments have no effect on
interest due or interest earned on interest-bearing liabilities or
interest-earning assets, respectively. </font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">76</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_77"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; The following table
  reconciles net interest income in accordance with GAAP to net interest
  income, excluding valuations, and net interest income on an adjusted
  tax-equivalent basis for the last three years.&#160; The table also reconciles net
  interest spread and net interest margin on a GAAP basis to these items
  excluding valuations, and on an adjusted tax-equivalent basis:
  </font></td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=51% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=47% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(Dollars
  in thousands)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Interest
  income - GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">588,423</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">585,292</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">605,569</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Unrealized
  loss (gain) on derivative instruments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(139)</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Interest
  income excluding valuations</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">588,425</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">585,292</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">605,430</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Tax-equivalent
  adjustment</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">16,429</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">13,268</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">17,894</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Interest
  income on a tax-equivalent basis excluding</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;
  valuations</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">604,854</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">598,560</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">623,324</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Interest
  expense - GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">96,872</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">101,174</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">103,303</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=51% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest income - GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">491,551</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">484,118</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">502,266</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=51% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest income excluding valuations - Non-GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">491,553</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">484,118</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">502,127</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=51% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest income on a tax-equivalent basis</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;
  excluding valuations - Non-GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">507,982</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">497,386</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">520,021</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  Balances </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Loans
  and leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,846,677</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,896,709</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,162,927</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Total
  securities, other short-term investments and interest-bearing cash balances</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2,425,782</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2,805,658</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2,929,304</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  interest-earning assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">11,272,459</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">11,702,367</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">12,092,231</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=51% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  interest-bearing liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,399,913</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,044,329</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,699,542</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  Yield/Rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  yield on interest-earning assets - GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.22%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.00%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.01%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  rate on interest-bearing liabilities - GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.15%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.12%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.07%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest spread - GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.07%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3.88%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3.94%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest margin - GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.36%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.14%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.15%</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=51% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  yield on interest-earning assets </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;
  excluding valuations - Non-GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.22%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.00%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.01%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  rate on interest-bearing liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.15%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.12%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.07%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest spread excluding </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;
  valuations - Non-GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.07%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3.88%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3.94%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest margin excluding </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;
  valuations - Non-GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.36%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.14%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.15%</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=51% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  yield on interest-earning assets on a tax-equivalent </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;
  basis and excluding valuations - Non-GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.37%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.11%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5.15%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Average
  rate on interest-bearing liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.15%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.12%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1.07%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest spread on a tax-equivalent basis and excluding</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;
  valuations - Non-GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.22%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3.99%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.08%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Net
  interest margin on a tax-equivalent basis and excluding</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=51% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;
  valuations - Non-GAAP</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.51%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.25%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4.30%</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">77</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_78"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font lang=EN-US style="font-size:10.0pt;">Interest income on interest-earning assets primarily represents
interest earned on loans held for investment and investment securities.

</font><p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest expense on interest-bearing
liabilities primarily represents interest paid on brokered CDs, branch-based
deposits, repurchase agreements, advances from the FHLB and junior subordinated
debentures.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Unrealized gains or losses on derivatives
represent changes in the fair value of derivatives, primarily interest rate
caps used for protection against rising interest rates. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017 compared to 2016</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year ended
December 31, 2017 amounted to $491.6 million, an increase of $7.4 million, when
compared to $484.1 million in 2016.&#160; The $7.4 million increase in net interest
income was primarily due to:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=#0B03B5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $12.5 million increase in
interest income on commercial and construction loans primarily related to both
the upward repricing of variable-rate commercial loans and the growth of the
performing commercial portfolios, primarily in the Florida region. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font color=#0B03B5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $4.3 million decrease in
interest expense driven by: (i) a $9.3 million decrease in interest expense on
repurchase agreements, primarily reflecting the full-year effect of the
repayments of repurchase agreements totaling $400 million that matured during
the third and fourth quarter of 2016 and carried an average cost of 3.35%; and
(ii) a $ 2.8 million decrease in interest expense on brokered CDs, primarily
related to a $509.0 million decrease in the average volume that offset higher
costs on new issuances. During 2017, the Corporation repaid $803.6 million of
maturing brokered CDs with an all-in cost of 1.12% and new issuances amounted
to $514.0 million with an all-in cost of 1.70%.&#160;&#160; </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The aforementioned variances were
partially offset by: (i) a $5.2 million increase in interest expense on FHLB
advances, reflecting the increases in the proportion of long - and short-term
FHLB advances used to fund lending activities and the effect of higher market
interest rates; (ii) an increase of&#160; $2.0 million&#160; in interest expense on
non-brokered interest-bearing deposits reflecting, among other things, a higher
proportion of time deposits to total deposits, the renewal of retail CDs at
longer terms, and higher market interest rates in 2017; and (iii) an increase
of $0.6 million in interest expense related to the upward repricing of
floating-rate junior subordinated debentures. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.2 million increase in
interest income from deposits maintained at the Federal Reserve Bank due to
increases in the Federal Funds&#8217; target rate in 2017 and late in 2016.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $0.2 million increase in
interest income on investment securities driven by a $2.1 million increase in
interest income on U.S. agency MBS, primarily due to a lower premium
amortization expense resulting from lower prepayment rates in 2017 and a $0.7
million increase in FHLB dividend income.&#160; These variances were partially
offset by an adverse impact of approximately $1.7 million related to the
aforementioned bonds of the GDB and the Puerto Rico Public Buildings Authority
for which recognition of interest income was discontinued during the third
quarter of 2016, and the effect in 2016 of discount accretions totaling $0.8
million related to $72.4 million of U.S. agencies debt securities called prior
to maturity.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partially
offset by:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=#0B03B5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $5.6 million decrease in
interest income on consumer loans and finance leases mainly attributable to the
decrease of $33.5 million in the average balance of this portfolio, primarily
auto loans, and, to a lesser extent, the effect of a $1.4 million decrease in
late payment fees as the Corporation did not assess late charges during the
fourth quarter of 2017 to customers affected by Hurricanes Irma and Maria that
qualified for the three-month payment deferral program established by the
Corporation after the hurricanes.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=#0B03B5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $5.3 million decrease in
interest income on residential mortgage loans reflecting the effect of both a
higher level of inflows of residential mortgage loans to non-performing status
and a $41.8 million decrease in the average balance of this portfolio.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=#0B03B5 style="border:none windowtext 1.0pt;padding:0in;"><font color=#0B03B5 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The net interest margin increased by 22
basis points to 4.36% for 2017, compared to 4.14% for 2016, driven by the
aforementioned upward repricing of commercial and construction loans, the
decrease in U.S. agency MBS premium amortization expense, and the benefit of
the overall lower level of liquidity that reflects the effect of cash balances
used for the repayment of high-cost repurchase agreements that matured during
the second half of 2016. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On an adjusted
tax-equivalent basis, net interest income for the year ended December 31, 2017
increased by $10.6 million to $508.0 million, when compared to 2016.&#160; In
addition to the facts discussed above, the tax equivalent adjustment increased
by $3.2 million during 2017, as compared to 2016, primarily in connection with
the increase in interest income on U.S. agency MBS held by the IBE subsidiary
First Bank Overseas and higher income on tax-exempt commercial loans.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2016 compared to 2015</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year ended
December 31, 2016 amounted to $484.1 million, a decrease of $18.1 million, when
compared to $502.3 million in 2015.&#160; The $18.1 million decrease in net interest
income was primarily due to:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $15.2 million decrease in
interest income on consumer loans and finance leases, mainly attributable to
the decrease of $142.8 million in the average balance of this portfolio,
primarily auto loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $3.9 million decrease in
interest income on investment securities, primarily reflecting the gradual
reinvestment of MBS prepayments and proceeds from debt securities called prior
to maturity in lower-yielding investments, given the low interest rate
environment, and an adverse impact of $1.0 million related to the
discontinuance of interest income recognition on bonds of the GDB and the
Puerto Rico Public Buildings Authority that were placed in non-performing status
during the third quarter of 2016.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.2 million decrease in
interest income on commercial and construction loans reflecting a decline of
$153.4 million in the average balance of these portfolios that resulted in a
decrease of approximately $3.6 million in interest income and the adverse
impact of the classification of certain large commercial relationships as
non-performing during 2016, partially offset by an increase of approximately
$1.4 million in prepayment penalties and deferred fees amortization, recovery
of interest income on certain non-performing loans that were fully paid off,
and the upward repricing of variable commercial loans tied to higher short-term
interest rates.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font color=#002060 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.2
million decrease in interest income on residential mortgage loans primarily due
to lower cash collections on residential non-performing loans.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partially offset by:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.1
million decrease in interest expense, including a decrease of $3.0 million in
interest expense on brokered CDs primarily related to a $622.7 million decrease
in the average volume of brokered CDs that offset higher costs on new
issuances, and a $2.2 million decrease in interest expense on repurchase
agreements primarily reflecting the effect of the repayment of $400 million of
repurchase agreements that matured in 2016 and carried an average cost of
3.35%.&#160;&#160; During 2016, the Corporation repaid $1.3 billion of maturing brokered
CDs with an all-in cost of 0.96% and new issuances amounted to $633.5 million
with an all-in cost of 1.21%.&#160; The aforementioned decreases were partially
offset by increases of $1.8 million and $1.0 million in interest expense on
FHLB advances and non-brokered deposits </font></font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(i.e. savings,
interest-bearing checking and retail CDs)</font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, respectively.&#160; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.2
million increase in interest income on interest-bearing cash and cash
equivalent balances due to increases in federal fund rates late in 2015 and
2016.&#160;&#160; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The net interest margin
decreased slightly to 4.14% for the year ended December 31, 2016 compared to
4.15% for 2015, driven by lower yields on investment securities, higher funding
costs and the decrease in size of the consumer loans portfolio.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On an adjusted tax-equivalent basis, net
interest income for the year ended December 31, 2016 decreased $22.6 million to
$497.4 million when compared to 2015. In addition to the facts discussed above,
the decrease for the 2016 period also includes a reduction of $4.6 million in
the tax-equivalent adjustment attributable to a lower volume of tax-exempt
assets.</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<font lang=EN-US style="font-size:10.0pt;">&#160;</font><b><font lang=EN-US style="font-size:10.0pt;">Provision
for Loan and Lease Losses

</font></b><p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The provision for loan and lease losses is
charged to earnings to maintain the allowance for loan and lease losses at a
level that the Corporation considers adequate to absorb probable losses
inherent in the portfolio. The adequacy of the allowance for loan and lease
losses is also based upon a number of additional factors, including trends in
charge-offs and delinquencies, current economic conditions, the fair value of
the underlying collateral and the financial condition of the borrowers, and, as
such, includes amounts based on judgments and estimates made by the
Corporation. Important factors that influence this judgment are re-evaluated
quarterly to respond to changing conditions.&#160; </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As described above in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Natural
Disasters Affecting First BanCorp. in 2017, </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">two strong hurricanes affected
the Corporation&#8217;s service areas during September 2017.&#160; These hurricanes caused
widespread property damage, flooding, power outages, and water and
communication service interruptions, and severely disrupted normal economic
activity in the affected areas.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Damages associated with these
storm-related events will have significant short-term economic repercussions,
both positive and negative, for the Corporation&#8217;s commercial and individual
loan customers </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in the
most severely affected parts of Puerto Rico and the Virgin Islands</font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.
While these events have affected certain asset quality metrics, including
higher delinquencies and non-performing loans, the hurricanes&#8217; ultimate effect
on loan collection is uncertain.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">By the end of 2017, </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">loan officers performed
individual reviews of the effect of the hurricanes on large commercial and
construction loan relationships. These large relationships, that represent 80%
of the outstanding balance of the Corporation&#8217;s commercial and construction
portfolio, were analyzed and divided into three storm-affected categories (i.e.
Low, Medium, and High). Clients categorized as Low had no effect, or relatively
insignificant effect, as a result of the storms. Clients in the Medium category
had demonstrated that they had sufficient liquidity to satisfy their
obligations, but the complexity of the insurance claim process may affect their
primary or secondary source of repayment. Finally, clients categorized as High
could potentially have problems with their primary or secondary sources of
repayment as they have a higher degree of uncertainty with respect to the
timing of the insurance claim resolution, and the full reestablishment of their
businesses is highly dependent on the timely receipt of insurance claims
proceeds. Reserve levels were then recognized for these particular loans based
on this stratification. For loans in the Low category, no additional
qualitative storm-related reserve was calculated. For loans in the Medium and
High risk categories, the Corporation stressed the general reserve loss factors
applicable to these loans to reflect higher default probabilities not reflected
in the historical data.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This review also resulted in downgrades in the credit risk
classification of certain loans and their reserves were determined following
the methodology applicable to criticized and adversely classified loans, as
appropriate.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The detailed review process applied to large commercial and
constructions loans was not logistically feasible for the residential mortgage
and consumer loans. Residential and consumer loans are underwritten principally
on income streams, with collateral viewed as a second source of repayment. The
effect of the hurricanes varies widely within the residential and consumer
portfolio, with some individual borrowers experiencing the devastation of loss
of both home and employment and others with both homes and jobs intact.
Properties used as collateral generally require insurance minimizing the
potential loss from property damages.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For residential and consumer loans, as well as commercial and
construction loans not individually reviewed, management determined a separate
qualitative element of the allowance to represent the estimate of inherent
losses associated with the effect of Hurricanes Maria and Irma on the
Corporation&#8217;s loan portfolio in Puerto Rico and the Virgin Islands.&nbsp; This
estimate is judgmental and subject to changes as conditions evolve. The
qualitative element of the allowance was determined based on the estimated
effect that the storms could have on current employment levels (e.g., an
unemployment rate that significantly increases from current levels in Puerto
Rico based on statistics observed in the aftermath of similar natural disasters
in the U.S. mainland like Hurricane Katrina), economic activity in the
Corporation&#8217;s geographic regions, and the time it could take for the affected
regions to return to a more normalized operating environment.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s credit risk modeling framework used to determine
the storm-related qualitative estimate is similar to the one used for
benchmarking purposes as part of the annual DFAST regulatory exercise.
&nbsp;Models were developed following a regression modeling approach in which
relationships between portfolio-level loss rates and key economic indicators
were derived based on historical behavior. &nbsp;These models went through an
extensive model specification and selection process that resulted in the use of
certain variables, such as the unemployment rate and the Puerto Rico Economic
Activity Index, which showed the highest predictive power of potential losses
in the Corporation&#8217;s outstanding loan portfolio.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the aforementioned analyses, the Corporation
recorded a provision of $71.3 million in 2017 associated with the storms. As of
December 31, 2017, the storm-related allowance was $68.5 million (net of a $2.8
million charge-off taken in the fourth quarter of 2017), composed of $62.9
million for Puerto Rico and $5.6 million for the Virgin Islands. On a portfolio
basis, the storm-related allowance as of December 31, 2017 was composed of: (i)
a $14.6 million storm-related allowance for residential mortgage loans; (ii) a
$15.9 million storm-related allowance for commercial and industrial loans;
(iii) a $12.1 million storm-related allowance for commercial mortgage loans;
(iv) a $0.9 million storm-related allowance for construction loans; and (v) a
$25.0 million storm-</font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">80</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">related allowance for consumer
loans. As the Corporation acquires additional information on overall economic
prospects in the storm-affected areas and the performance of consumer credits
that had been under payment deferral programs and obtains further assessments
of individual borrowers, the loss estimate will be revised as needed. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the year ended December
31, 2017, the Corporation recorded a provision for loan and lease losses of
$144.3 million, compared to $86.7 million in 2016 and $172.0 million in 2015.&#160;
The provisions for the years ended December 31, 2017, 2016 and 2015 includes
the aforementioned $71.3 million charge in 2017 related to the estimate of
inherent losses resulting from the effect of the storms, a $0.6 million charge
in connection with the sale of the PREPA credit line in 2017, a $1.8 million
charge associated with the sale of the $16.3 million pool of non-performing
assets in 2016, and the charge of $46.9 million associated with the bulk sale
of assets completed during the second quarter of 2015.&#160; Refer to Note 9, &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans
Held for Investment &#8211; Purchases and sales of Loans</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">,&#8221; of the Corporation&#8217;s
consolidated financial statements for the year ended December 31, 2017 included
in Item 8 of this Form 10-K, for further information about the above mentioned
loan sales.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017 compared to 2016</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On a non-GAAP basis, excluding the effect
of the above mentioned charges related to the storms and loan sales, the
adjusted provision for loan and lease losses of $72.4 million for 2017
decreased by $12.6 million as compared to the adjusted provision of $84.9 million
for 2016.&#160; The $12.6 million decrease in the adjusted provision was driven by:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $20.8 million decrease in the
adjusted provision for commercial and construction loans, primarily reflecting
lower specific reserve requirements for impaired loans and a $2.9 million
increase in loan loss recoveries, including a $4.2 million recovery recorded on
a previously charged-off commercial and industrial loan in Puerto Rico.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.8 million decrease in the
adjusted provision for consumer loans and finance leases, primarily related to
lower delinquency levels for personal and small loans.&#160; The three-month
deferred repayment arrangements provided to consumer borrowers current in their
payments, or no more than two payments in arrears as of the date of the
respective storm, affected the delinquency levels of these portfolios during
the fourth quarter of 2017.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:20.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partially offset by:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">An $11.1 million increase in the
adjusted provision for residential mortgage loans, primarily related to a
higher level of non-performing residential mortgage loans, increased specific
reserves for residential mortgage TDR loans, and higher loss severity estimates
in 2017, including adjustments to liquidation cost assumptions.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis of
Presentation</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for a reconciliation of the GAAP provision for loan and
lease losses to the non-GAAP provision for loan and lease losses excluding the
effect of the storm-related provision and the loan sales mentioned above.</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; Also refer to </font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit Risk Management</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for an
analysis of the allowance for loan and lease losses, non-performing assets,
impaired loans and related information and refer to</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Financial Condition and
Operating Analysis &#8211; Loan Portfolio and Risk Management &#8212; Credit Risk
Management</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for additional information concerning the Corporation&#8217;s
loan portfolio exposure in the geographic areas where the Corporation does
business.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2016 compared to 2015</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The adjusted provision for loan and lease
losses, excluding the effect of the loan sales mentioned above, decreased by
$40.2 million in 2016, as compared to the adjusted provision for 2015, driven
by:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $23.2 million decrease in the
adjusted provision for commercial and construction loans, primarily reflecting,
among other things, the effect in 2015 of the $35 million increase in the
general reserve for commercial loans extended to or guaranteed by the Puerto
Rico government (excluding municipalities) reflecting the effect of both the
migration of certain of these loans to adverse classification categories and a
$19.2 million charge related to qualitative factor adjustments that stressed
the historical loss rates applied to these loans, partially offset by lower
loan loss recoveries and the effect in 2015 of an $8.1 million reserve release
adjustment for construction loans that reflected adjustments to the general
reserve given the stabilization in the asset quality of land loans.&#160; During the
third quarter of 2015, the Corporation adversely classified its exposure to TDF
commercial mortgage loans and the general reserve for commercial loans was
increased in the fourth quarter of 2015 due to qualitative factor adjustments
applied to the Puerto Rico government-related exposure, including this
particular portfolio. The migration of the TDF commercial mortgage loans to
non-performing and impaired status in the first quarter of 2016 did not result
in significant increases to the allowance for loan losses. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">81</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_82"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-left:38.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">An $11.7 million decrease in the
provision for consumer loans driven by lower charge-offs and loss severity and
the overall decrease in the size of the portfolio. Consumer loan net-charge
offs decreased by $7.9 million in 2016 compared to 2015. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $5.3 million decrease in the
adjusted provision for residential mortgage loans mainly related to lower
delinquency levels, lower charges to the reserve for PCI loans, and the overall
decrease in the size of this portfolio.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-Interest
  Income </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  The following table presents the composition of non-interest income:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=56% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Service
  charges on deposit accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,314</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,965</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,330</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage
  banking activities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,491</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,435</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,217</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Insurance
  income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,197</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,473</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,058</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Broker-dealer
  income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">789</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  operating income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28,854</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">30,111</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">32,794</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=56% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-interest
  income before net gain (loss) on investments, gain on early </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  extinguishment of debt, bargain purchase gain and gain on sale of </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  merchant contracts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">72,856</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">82,773</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">77,399</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom width=56% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  gain on sale of investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">371</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,104</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Gain
  from recovery of investments previously written off</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,547</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OTTI
  on debt securities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(12,231)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,687)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(16,517)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  (loss) gain on investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,860)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">964</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(16,517)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Gain
  on early extinguishment of debt</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,391</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,217</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Bargain
  purchase gain</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,443</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Gain
  on sale of merchant contracts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,000</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">62,387</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">87,954</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">81,325</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest income primarily consists of
income from service charges on deposit accounts, commissions derived from
various banking, securities and insurance activities, gains and losses on
mortgage banking activities, interchange and other fees related to debit and
credit cards, and net gains and losses on investments and impairments.&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Service charges on deposit accounts
include monthly fees, overdraft fees, and other fees on deposit accounts as
well as corporate cash management fees.</font></p>

<p style="margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Income from mortgage banking activities
includes gains on sales and securitization of loans, revenues earned for
administering residential mortgage loans originated by the Corporation and
subsequently sold with servicing retained, and unrealized gains and losses on
forward contracts used to hedge the Corporation&#8217;s securitization pipeline.&#160; In
addition, lower-of-cost-or-market valuation adjustments to the Corporation&#8217;s
residential mortgage loans held-for-sale portfolio and servicing rights
portfolio, if any, are recorded as part of mortgage banking activities.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Insurance income consists of
insurance commissions earned by the Corporation&#8217;s subsidiary, FirstBank
Insurance Agency, Inc.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Broker-dealer income
consists of commissions earned from the activities of the Corporation&#8217;s
broker-dealer subsidiary, FirstBank Puerto Rico Securities.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">The other operating
income category is composed of miscellaneous fees such as debit, credit card
and point of sale (&#8220;POS&#8221;) interchange fees, as well as contractual shared
revenues from merchant contracts sold in the fourth quarter of 2015.&#160;&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">The net gain (loss)
on investment securities reflects gains or losses as a result of sales that are
consistent with the Corporation&#8217;s investment policies as well as OTTI charges
on the Corporation&#8217;s investment portfolio.</font></p>




<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">82</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The gain on
early extinguishment of debt is related to the repurchase and cancellation of
$7.3 million in trust-preferred securities of the FBP Statutory Trust I in the
third quarter of 2017 and $10 million in trust-preferred securities of the FBP
Statutory Trust II in the first quarter of 2016.&#160; The Corporation repurchased
and cancelled the repurchased trust-preferred securities, resulting in a
commensurate reduction in the related Junior Subordinated Deferrable
Debentures.&nbsp; The Corporation&#8217;s purchase price equated to 81% of the $7.3
million par value of the trust-preferred securities repurchased in the third
quarter of 2017 and the purchase price equated to 70% of the $10 million par
value of the trust-preferred securities repurchased in the first quarter of
2016.&nbsp; The 19% discount for the trust-preferred securities repurchased in
the third quarter of 2017, plus accrued interest, resulted in a gain of $1.4
million and the 30% discount for the trust-preferred securities repurchased in
the first quarter of 2016, plus accrued interest, resulted in a gain of $4.2
million.&#160; These gains are reflected in the consolidated statements of income as
a &#8220;Gain on early extinguishment of debt.&#8221;&nbsp; As of December 31, 2017, the
Corporation still has Junior Subordinated Deferrable Debentures outstanding in
the aggregate amount of $208.6 million.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The bargain purchase gain is related to
assets acquired and deposits assumed from Doral Bank in the first quarter of
2015.&#160; On February 27, 2015, FirstBank acquired 10 Puerto Rico banking branches
of Doral Bank, assumed $522.7 million in deposits related to such branches,
acquired approximately $324.8 million in principal balance of loans, primarily
residential mortgage loans, acquired $5.5 million of property, plant and
equipment and received $217.7 million of cash, through an alliance with Popular
Inc. (&#8220;Popular&#8221;), who was the successful lead bidder with the FDIC on the
failed Doral Bank, as well as other co-bidders.&#160; Under the FDIC&#8217;s bidding
format, Popular was the lead bidder and party to the purchase and assumption
agreement with the FDIC covering all assets and deposits to be acquired by
Popular and the co-bidders. Popular entered into back to back purchase
assumption agreements with the alliance co-bidders, including FirstBank, for
the transferred assets and deposits. There is no loss-share arrangement with
the FDIC related to the acquired assets, meaning that FirstBank assumed all
losses with respect to such assets, with no financial assistance from the FDIC.
The gain of $13.4 million represents the excess of the estimated fair value of
the assets acquired (including cash payments of $217.7 million received from
the FDIC) over the estimated fair value of the liabilities assumed. Refer to Note
3, &#8220;</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Business Combination,&#8221; </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">of the Corporation&#8217;s consolidated financial
statements for the year ended December 31, 2017 included in Item 8 of this Form
10-K, for further information, including the fair values of assets acquired and
liabilities assumed in this transaction.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:12.0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The gain on the sale of merchant
contracts is associated with a long-term strategic marketing alliance entered
during the fourth quarter of 2015 as part of the sale of FirstBank&#8217;s merchant
contracts portfolio.&#160; Effective October
31, 2015, FirstBank entered into a long-term strategic marketing alliance with
Evertec, Inc. (&#8220;Evertec&#8221;) to which FirstBank sold its merchant contracts
portfolio and related POS terminals.&#160; Evertec acquired FirstBank&#8217;s merchant
contracts and will continue to provide processing services, customer service
and support operations to FirstBank&#8217;s merchant locations. Merchant services
will be marketed through FirstBank&#8217;s branches and offices in Puerto Rico and
the Virgin Islands. Under the 10-year marketing and referral agreement,
FirstBank and Evertec share, in accordance with agreed terms, revenues generated
by the existing and incremental merchant contracts over the term of the
agreement.&#160; The Corporation sold the merchant contracts for $10.0 million and
recorded a gain on the sale of $7.0 million in the fourth quarter of 2015. </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017 compared to 2016</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest income for
2017 amounted to $62.4 million, compared to $88.0 million for 2016. The $25.6
million decrease in non-interest income was primarily due to:</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $6.9 million decrease in
revenues from the mortgage banking activities driven by lower conforming loan
origination and sales volume in the secondary market associated with both the
drop in business activity in Puerto Rico and the Virgin Islands after the
hurricanes and higher market interest rates in 2017.&#160; Total loans sold in the
secondary market to U.S. government-sponsored entities amounted to $322.5
million with a related gain of $9.8 million, net of To-Be-Announced MBS
(&#8220;TBAs&#8221;) hedge losses of $0.6 million, for 2017, compared to $482.6 million
with a related gain of $15.2 million, including TBAs hedge gains of $0.4
million, for 2016.&#160; In addition, temporary impairments on servicing rights
increased by $1.3 million in 2017 compared to 2016.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The effect in 2016 of a $6.1
million gain on sales of $198.7 million of U.S. agency MBS.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $5.9 million increase in OTTI
charges on bonds of the GDB and the Puerto Rico Public Buildings Authority.&#160;
During the first quarter of 2017, the Corporation recorded a $12.2 million OTTI
charge on the above-mentioned bonds that were subsequently sold in the second
quarter of 2017.&#160; The OTTI charge recorded in 2017 was the fourth OTTI charge
on these securities recorded since June 30, 2015, as OTTI charges of $6.3
million, $12.9 million and $3.0 million were booked in the first quarter of
2016, and the second and fourth quarters of 2015, respectively. </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">83</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.9 million decrease in gains
associated with repurchases and cancellations of trust-preferred securities.
During the third quarter of 2017, the Corporation recorded a $1.4 million gain
on the repurchase and cancellation of $7.3 million of trust-preferred
securities, compared to a $4.2 million gain on the repurchase and cancellation
of $10 million of trust-preferred securities in the first quarter of 2016.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The effect in 2016 of a $1.5
million gain from the recovery of a residual CMO previously written off that
was associated with the liquidation of the related trust in the fourth quarter
of 2016.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The effect in 2016 of brokerage
and insurance commissions of $1.8 million, primarily related to the sale of
large fixed annuities contracts.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2016 compared to 2015</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest income for 2016 amounted to
$88.0 million, compared to $81.3 million for 2015. The $6.6 million increase in
non-interest income was primarily due to:</font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $9.8 million decrease in OTTI
charges on debt securities.&#160; During the first quarter of 2016, the Corporation
recorded OTTI charges of $6.3 million on bonds of the GDB and the Puerto Rico
Public Buildings Authority.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp; </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The $6.1 million gain on sales of
U.S. agency MBS completed in the third quarter of 2016.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The $4.2 million gain recorded in
the first quarter of 2016 on the repurchase and cancellation of $10 million in
trust-preferred securities.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $3.2 million increase in
revenues from the mortgage banking business, driven by a $1.7 million increase
in the gain on sales of residential mortgage loans in the secondary market
associated with both a higher volume of sales and higher gain margins tied to
market interest rate levels and a $0.9 million increase in gains on TBAs MBS
forward contracts.&nbsp;&nbsp;Loans sold in the secondary market to U.S.
government-sponsored entities amounted to $482.6 million in 2016 with a related
gain of $15.2 million, compared to $427.9 million with a related gain of $13.5
million in 2015. In addition, loan servicing fees increased by $0.4 million
associated with the increase in the servicing portfolio.</font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.6 million increase in service
charges on deposits, primarily associated with the full period impact of
deposits assumed from Doral Bank late in February 2015, as well as the implementation
of new service and transactional fees on certain products in November 2015.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.2 million increase in
brokerage and insurance commissions, primarily related to the sale of large
fixed annuities contracts in the fourth quarter of 2016.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.5 million gain recorded in
the fourth quarter of 2016 from the recovery of a residual CMO that was
previously written off. </font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partially offset by:</font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The effect in 2015 of the $13.4
million bargain purchase gain on assets acquired and deposits assumed from Doral
Bank.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The effect in 2015 of a $7.0
million gain on the sale of merchant contracts associated with a long-term
strategic alliance entered into in the fourth quarter of 2015 as part of the
sale of the FirstBank Puerto Rico merchant contracts portfolio. </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.7 million decrease in &#8220;other
operating income&#8221; in the table above, reflecting a $5.4 million decrease in
fees from merchant transactions due to the sale of merchant contracts completed
in the fourth quarter of 2015 (a reduction of approximately $3.3 million in
processing costs, depreciation and other expenses related to the sale of
merchant contracts was reflected in non-interest expenses).&#160; The decrease in
fees from merchant contracts was partially offset by the impact in 2015 of the
$0.6 million loss on the sale of a commercial mortgage loan held for sale
included in the bulk sale of assets, a $0.6 million gain on the sale of fixed
assets recorded in 2016, a $0.4 million fee recorded as income in 2016
associated with a terminated credit agreement in which the Bank was committed
to purchase a loan participation, and a $0.7 million increase in ATM fees that
reflects both changes in the fee structure and the expansion of the Bank&#8217;s ATM
network with a total of 80 new ATM locations.</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <b><font color=black lang=EN-CA style="font-size:10.0pt;">Non-Interest Expenses
  </font></b></td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=9 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following table presents the components of non-interest expenses:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=52% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Employees'
  compensation and benefits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">151,845</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">151,493</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">150,059</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Occupancy
  and equipment</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">56,659</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,159</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">59,295</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Insurance
  and supervisory fees </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,534</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,920</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">29,021</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Taxes,
  other than income taxes</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,550</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,139</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,669</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Professional
  fees:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Collections, appraisals and other credit-related fees</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,160</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,890</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,833</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Outsourcing technology services</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,243</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,264</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,547</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Other professional fees</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,526</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,983</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,252</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Credit
  and debit card processing expenses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,212</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,635</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,177</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Business
  promotion</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,485</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,419</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,234</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Communications</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,148</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,759</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,726</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  loss on OREO and OREO operations</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,997</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,533</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,788</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other&#160;
  </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,342</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,886</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,229</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=52% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">347,701</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">355,080</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">383,830</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017 compared to 2016</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest expenses decreased by $7.4
million to $347.7 million for the year ended December 31, 2017, compared to
$355.1 million for 2016.&#160; The decrease was primarily due to the following:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $6.3 million decrease in the
FDIC insurance premium expense, included as part of &#8220;Insurance and supervisory
fees&#8221; in the table above, mainly related to the effect of reductions in
brokered deposits and average assets, a strengthened capital position, and
improved liquidity metrics.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.1 million decrease in the
provision for unfunded loan commitments and letters of credit, included as part
of &#8220;Other&#8221; in the table above, reflecting lower unused balances on adversely classified
commercial lines of credit.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $0.8 million decrease in
write-downs, loss on sales and expenses related to non-real estate repossessed
assets, included as part of &#8220;Other&#8221; in the table above.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $0.6 million decrease in
communications-related matters, primarily reductions in telephone and postage
expenses.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $0.6 million decrease in taxes,
other than income taxes, primarily related to reductions in the sales and use
taxes and municipal license taxes in Puerto Rico.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $0.5 million decrease in losses
from OREO operations, primarily reflecting a $1.8 million decrease in
write-downs to the value of OREO properties, partially offset by a $1.2 million
decrease in rental income from commercial OREO income-producing properties.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $0.5 million decrease in the
amortization of intangible assets, included as part of &#8220;Other&#8221; in the table
above.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $0.4 million decrease in credit
and debit card processing expenses primarily associated with a lower volume of
transactions affected by the drop in business activity after the hurricanes in
2017.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partially offset by:</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.8 million increase in total
professional service fees, primarily reflecting higher consulting fees related
to the implementation of new technology systems and higher outsourcing fees
related to network services, partially offset by lower appraisals and
collection fees related to troubled loan resolution efforts.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>




<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">85</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.5 million increase in
occupancy and equipment costs, primarily due to higher electricity, property
taxes and rental expenses.&#160; The increase was partially offset by the
approximately $0.4 million of expected insurance recoveries for rental costs
that the Corporation incurred when Hurricanes Irma and Maria precluded the
utilization of certain facilities during 2017.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.1 million increase in
business promotion expenses, reflecting the effect in 2016 of a $2.7 million
adjustment recorded to reduce the credit card rewards program liability due to
the expiration of reward points earned by customers up to September 2013 (the
conversion date of the credit card portfolio acquired from FIA in May 2012) and
costs incurred in 2017 of approximately $1.0 million related to hurricane
relief efforts and assistance to employees, partially offset by a $1.3 million
decrease associated with lower advertising and marketing-related activities.&#160; </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $0.4 million increase in employees&#8217; compensation and benefits, mainly due to salary merit increases and higher stock-based
compensation costs as well as costs of $1.2 million recorded in 2017 associated
with a cash transition award paid to certain senior officers as contemplated in
the new executive compensation program that became effective on July 1, 2017.&#160; These variances were partially offset by the expected insurance recoveries of approximately $1.4
million in connection with payroll costs incurred when Hurricanes Irma and
Maria precluded employees from working during 2017.&#160;&#160; </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2016 compared to 2015</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest expenses decreased by $28.8
million to $355.1 million for the year ended December 31, 2016, compared to
$383.8 million for 2015.&#160; The decrease was primarily due to the following:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">An $11.5 million decrease in total
professional service fees mainly driven by the effect in 2015 of several items,
including costs of $3.7 million related to the acquisition and conversion of
loan and deposit accounts acquired from Doral Bank to the FirstBank systems,
$3.6 million of interim servicing costs related to loans and deposits acquired
from Doral Bank, costs of $1.3 million related to special projects and
strategic, stress testing and capital planning matters, and $0.9 million of
professional service fees directly related to the bulk sale of assets.&#160; In
addition, there was a $2.9 million decrease in collections, appraisals and
other credit-related professional service fees associated with lower costs on
troubled loans resolution efforts.&#160; </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font color=red face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $4.3 million decrease in losses
on OREO operations,</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">primarily reflecting
a $3.0 million decrease in write downs to the value of OREO properties, a $0.7
million decrease in OREO-operating expenses, including lower property taxes,
and a $1.0 million increase in rental income associated with both a higher
inventory of income-producing properties and increased occupancy.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $4.1 million decrease in
occupancy and equipment costs reflecting reductions in depreciation,
electricity and repairs expenses, including a reduction of approximately $1.2
million related to the depreciation of POS terminals sold as part of the sale
of merchant contracts in the fourth quarter of 2015.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $3.9 million decrease in the
FDIC insurance premium expense, included as part of &#8220;Insurance and supervisory
fees&#8221; in the table above reflecting, among other things, a reduction in the
initial base assessment rate, and reductions in brokered deposits and average
assets. </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $3.8 million decrease in
business promotion expenses, primarily due to lower costs associated with credit card and deposit reward programs,
including the effect of the $2.7 million adjustment recorded during the fourth
quarter of 2016 to reduce the credit card rewards liability due to the
expiration of reward points earned by customers up to September 2013 (the
conversion date of the credit card portfolio acquired from FIA in May 2012).&#160;
Most of these points had been accrued at the acquisition date and ultimately
experienced a redemption pattern materially different from those points accrued
after conversion.&#160; Reduced advertising
and marketing expenses also contributed to this variance. </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.5 million decrease in
processing expenses mainly due to the sale of merchant contracts in the fourth
quarter of 2015.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.3 million decrease in &#8220;other
operating expenses&#8221; in the table above, including reductions of $1.6 million in
supplies and printing costs, $0.2 million in the amortization of intangible
assets, and a $0.5 million decrease in losses and expenses related to non-real
estate repossessed assets.&#160; These variances were partially offset by a $0.9
million increase in charges to the provision for unfunded loan commitments tied
to the utilization of a floor plan revolving credit facility.</font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">86</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partially offset
by:</font></p>

<p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $2.5 million increase in taxes,
other than income taxes, primarily due to the increase in the sales tax rate
from 7% to 11.5%, effective in Puerto Rico since July 1, 2015 and the sales tax
of 4% on designated professional services, effective in Puerto Rico since
October 1, 2015.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A $1.4 million increase in
employees&#8217; compensation, mainly due to merit salary increases, the full year
impact of personnel costs associated with branches acquired from Doral Bank in
February 2015, and higher stock-based compensation, partially offset by the
impact in 2015 of costs of $2.2 million related to a voluntary early retirement
program.</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income Taxes</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income tax expense includes Puerto Rico
and USVI income taxes as well as applicable U.S. federal and state taxes. The
Corporation is subject to Puerto Rico income tax on its income from all
sources. As a Puerto Rico corporation, First BanCorp. is treated as a foreign
corporation for U.S. and USVI income tax purposes and is generally subject to
U.S. and USVI income tax only on its income from sources within the U.S. and
USVI or income effectively connected with the conduct of a trade or business in
those regions. Any such tax paid in the U.S. and USVI is also creditable
against the Corporation&#8217;s Puerto Rico tax liability, subject to certain
conditions and limitations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the 2011 PR Code, the Corporation
and its subsidiaries are treated as separate taxable entities and are not
entitled to file consolidated tax returns and, thus, the Corporation is
generally not entitled to utilize losses from one subsidiary to offset gains in
another subsidiary. Accordingly, in order to obtain a tax benefit from an NOL,
a particular subsidiary must be able to demonstrate sufficient taxable income
within the applicable NOL carry-forward period. The 2011 PR Code allows
entities organized as limited liability companies to perform an election to
become a non-taxable &#8220;pass-through&#8221; entity and utilize losses to offset income
from other &#8220;pass-through&#8221; entities, subject to certain limitations, with the
remaining net income passing-through to its partner entities. The 2011 PR Code
also provides a dividend received deduction of 100% on dividends received from &#8220;controlled&#8221;
subsidiaries subject to taxation in Puerto Rico and 85% on dividends received
from other taxable domestic corporations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On March 1, 2017, the Corporation
completed the applicable regulatory filings to change the tax status of its
subsidiary, First Federal Finance, from a taxable corporation to a non-taxable
&#8220;pass-through&#8221; entity. This election allows the Corporation to realize tax
benefits of its deferred tax assets associated with pass-through ordinary net
operating losses available at the banking subsidiary, FirstBank, which were
subject to a full valuation allowance as of December 31, 2016, against now
pass-through ordinary income from this profitable subsidiary.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On March 1, 2017, the Corporation also
completed the applicable regulatory filings to change the tax status of its
subsidiary, FirstBank Insurance, from a taxable corporation to a non-taxable
&#8220;pass-through&#8221; entity. This election allows the Corporation to offset
pass-through income earned by FirstBank Insurance with net operating losses
available at the holding company (the &#8220;Holding Company&#8221;) level.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has maintained an
effective tax rate lower than the maximum statutory rate mainly by investing in
government obligations and mortgage-backed securities exempt from U.S. and
Puerto Rico income taxes and by doing business through an IBE unit of the Bank,
and through the Bank&#8217;s subsidiary, FirstBank Overseas Corporation, whose
interest income and gain on sales is exempt from Puerto Rico income taxation.
The IBE and FirstBank Overseas Corporation were created under the International
Banking Entity Act of Puerto Rico, which provides for total Puerto Rico tax
exemption on net income derived by IBEs operating in Puerto Rico on the specific
activities identified in the IBE Act.&#160; An IBE that operates as a unit of a bank
pays income taxes at the corporate standard rate to the extent that the IBE&#8217;s
net income exceeds 20% of the bank&#8217;s total net taxable income.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For additional information relating to
income taxes, see Note 27,</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8220;Income Taxes,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> of the Corporation&#8217;s
consolidated financial statements for the year ended December 31, 2017 included
in Item 8 of this Form 10-K, including the reconciliation of the statutory to
the effective income tax rate for 2017, 2016 and 2015.</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2017 compared to
2016</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For 2017, the Corporation recorded an
income tax benefit of approximately $5.0 million compared to an income tax
expense of $37.0 million for 2016. The tax benefit for 2017, when compared to
the tax expense for 2016, was mostly attributable to the tax benefit related to
the storm-related charges and to the $13.2 million tax benefit recorded in 2017
as a result of the above discussed change in tax status of certain subsidiaries
from taxable corporations to limited liability companies that have elected to be
treated as partnerships for income tax purposes in Puerto Rico.&#160; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The $13.2 million tax benefit was
primarily associated with the reversal of the $13.9 million deferred tax asset
valuation allowance </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">as a
result of the change in tax status of First Federal Finance,</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> partially offset by the elimination of
the $0.7 million deferred tax asset previously recorded at FirstBank Insurance.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; The effective tax rate for the year
ended December 31, 2017 was (8)% compared to 28% for the year ended December
31, 2016.</font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s net deferred tax assets
amounted to $294.8 million as of December 31, 2017, net of a valuation
allowance of $191.2 million. The net deferred tax assets of the Corporation&#8217;s
banking subsidiary, FirstBank, amounted to $294.7 million as of December 31,
2017, net of a valuation allowance of $150.7 million, compared to a deferred
tax asset of $277.4 million, net of a valuation allowance of $171.0 million, as
of December 31, 2016. During 2017, management reassessed the need for a
valuation allowance and concluded, based upon the assessment of all positive
and negative evidence, that it is more likely than not that FirstBank will
generate sufficient taxable income within the applicable NOL carry-forward
periods to realize $294.7 million of its deferred tax assets. The positive
evidence considered by management to assess on the adequacy of the valuation
allowance as of December 31, 2017 included factors such as: FirstBank&#8217;s
three-year cumulative gain position; forecasts of future profitability under
several potential scenarios that support the partial utilization of NOLs prior
to their expiration between 2021 through 2024; and three consecutive years of
taxable income. These factors demonstrate demand for FirstBank&#8217;s products and
services and improvements in credit quality measures that have resulted in
reduced credit exposures, and have resulted in improvements in both
sustainability of profitability and management&#8217;s ability to forecast future
losses. The negative evidence considered by management includes: consideration
of the uncertainty surrounding the future economic conditions of the hurricane-affected
areas, its probable effects on the loan portfolios&#8217; credit quality, the
uncertainty related to the Puerto Rico government financial condition, and the
still elevated levels of non-performing assets.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In determining whether management&#8217;s
projections of future taxable income used to conclude on the adequacy of the
valuation allowance are reliable, management considered objective evidence
supporting the forecast&#8217;s assumptions and assess the Bank&#8217;s recent experience
and ability to reasonably project future results of operations. The analysis
included the evaluation of multiple financial scenarios, including scenarios
where credit losses remain elevated. Further, while Puerto Rico&#8217;s economy is
expected to remain challenging due to inherent uncertainties, the Corporation
believes that it can reasonably forecast future taxable income at sufficient
levels over the future period of time that FirstBank has available to realize
part of the December 31, 2017 net deferred tax asset as further described
below.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation expects to realize
approximately $173.2 million of deferred tax assets associated with FirstBank&#8217;s
NOLs prior to their expiration periods, compared to $171.5 million expected to
be realized as of December 31, 2016. In addition, as of December 31, 2017,
approximately $125.6 million of the deferred tax assets of the Corporation are
attributable to temporary differences or tax credit carry-forwards that have no
expiration date, compared to $117.0 million in 2016. Approximately $5.6 million
of other non-NOL-related deferred tax assets of the Corporation are fully
reserved with a valuation allowance, compared to $12.9 million as of December
31, 2016, given limitations and uncertainties as to their future utilization.
The ability to recognize the remaining deferred tax assets that continue to be
subject to a valuation allowance will be evaluated on a quarterly basis to
determine if there are any significant events that would affect the ability to
utilize these deferred tax assets.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management&#8217;s estimate of future taxable
income is based on internal projections that consider historical performance,
multiple internal scenarios and assumptions, as well as external data that
management believes is reasonable. If events are identified that affect the
Corporation&#8217;s ability to utilize its deferred tax assets, the analysis will be
updated to determine if any adjustments to the valuation allowance are
required. If actual results differ significantly from the current estimates of
future taxable income, even if caused by adverse macro-economic conditions, the
remaining valuation allowance may need to be increased. Such an increase could
have a material adverse effect on the Corporation&#8217;s financial condition and
results of operations. Conversely, better than expected results and continued
positive results and trends could result in further releases to the deferred tax
valuation allowance; any such decreases could have a material positive effect
on the Corporation&#8217;s financial condition and results of operations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has U.S. and USVI sourced
NOL carryforwards. Section&nbsp;382 of the U.S. Internal Revenue Code (the
&#8220;Section 382&#8221;) limits the ability to utilize U.S. and USVI NOLs for income tax
purposes in such jurisdictions following an event that is considered to be an
ownership change.&nbsp; Generally, an &#8220;ownership change&#8221; occurs when certain
shareholders increase their aggregate ownership by more than 50&nbsp;percentage
points over their lowest ownership percentage over a three-year testing period.
Upon the occurrence of a Section 382 ownership change, the use of NOLs
attributable to the period prior to the ownership change is subject to
limitations and only a portion of the U.S. and USVI NOLs may be used by the
Corporation to offset its annual U.S. and USVI taxable income, if any.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, the Corporation completed a
formal ownership change analysis within the meaning of Section&nbsp;382 and
concluded that an ownership change occurred during the comprehensive period
evaluated. The ownership change and resulting Section 382 limitation did not
cause a U.S. or USVI income tax liability or material income tax expense
related to periods prior to 2017 since the Corporation had sufficient post-ownership
change NOLs in those jurisdictions to offset taxable income.&#160; The Section 382
limitation could now result in higher U.S. and USVI liabilities in the future
than we would incur in the absence of such limitation. Prospectively, the
Corporation expects that it will be able to mitigate the adverse effects
associated with the Section 382 limitation as any such tax paid in the U.S. or
USVI could be creditable against Puerto Rico tax liabilities or taken as a deduction
against taxable income.&nbsp; However, our ability to reduce our Puerto Rico
tax liability through such a credit or deduction depends on our tax profile at
each annual taxable period, which is dependent on various factors. For the 2017
year, and as a result of the Section 382 limitation, the Corporation </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">incurred an income tax expense of approximately $2.3
million related to its U.S. operations.&nbsp; The limitation did not impact the
USVI operations for the 2017 year.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 22, 2017, the United States President
signed into law H.R.1 after its approval by the U.S. Congress (&#8220;the US Tax
Reform&#8221;). H.R.1 includes an overhaul of individual, business and international
taxes, which affected our branch operations in the U.S. and the USVI. The bill
includes, among other things, a reduction in corporate tax rates from 35% to
21%, a repeal of the corporate alternative minimum tax regime, changes to
business deductions and NOLs, a 15.5% tax on the deemed repatriation of liquid
assets, a 10% tax on base erosion payments and a minimum 10.5% tax on inclusion
of global intangible low-tax income by U.S. shareholders. The change in tax
rate did not have a material effect on the 2017 income statement. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation operates branches in the
U.S. and USVI and is subject to Puerto Rico income taxes on its worldwide
income, thus, the net deferred tax assets associated with the U.S. and USVI
branch operations are offset by either a valuation allowance or a home country
deferred tax liability.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> The
change in the tax law will also affect the Corporation&#8217;s U.S. and USVI income
tax computation for 2018 by changing the limitations for certain deductions and
reducing the U.S. and USVI&#8217;s effective tax rate. The effect of these changes on
the income tax provision related to U.S. and USVI income is not expected to be
signific</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ant.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2016 compared to
2015</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For 2016, the Corporation recorded an
income tax expense of $37.0 million compared to an income tax expense of $6.4
million for 2015. The increase in income tax expense for 2016, when compared to
2015, was mainly driven by higher taxable income, as 2015 was affected by a
pre-tax loss of $48.7 million on the bulk sale of assets. The effective tax
rate for the year ended December 31, 2016 was 28% compared to 23% for the year
ended December 31, 2015.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OPERATING
SEGMENTS</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based upon the Corporation&#8217;s
organizational structure and the information provided to the Chief Executive
Officer of the Corporation and, to a lesser extent, the Board of Directors, the
operating segments are driven primarily by the Corporation&#8217;s lines of business
for its operations in Puerto Rico, the Corporation&#8217;s principal market, and by
geographic areas for its operations outside of Puerto Rico.&#160; As of
December&nbsp;31, 2017, the Corporation had six reportable segments: Commercial
and Corporate Banking; Consumer (Retail) Banking; Mortgage Banking; Treasury
and Investments; United States operations; and Virgin Islands operations.&#160;
Management determined the reportable segments based on the internal reporting
used to evaluate performance and to assess where to allocate resources.&#160; Other
factors such as the Corporation&#8217;s organizational structure, nature of its
products, its distribution channels and the economic characteristics of its
products were also considered in the determination of the reportable segments.
For additional information regarding First BanCorp.&#8217;s reportable segments,
please refer to Note 34, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Segment Information,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> of the Corporation&#8217;s
consolidated financial statements for the year ended December 31, 2017 included
in Item 8 of this Form 10-K.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The accounting policies of the segments
are the same as those described in Note 1, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Nature of Business and Summary
of Significant Accounting Policies,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> of the Corporation&#8217;s consolidated
financial statements for the year ended December 31, 2017 included in Item 8 of
this Form 10-K. The Corporation evaluates the performance of the segments based
on net interest income, the provision for loan and lease losses, non-interest
income, and direct non-interest expenses. The segments are also evaluated based
on the average volume of their interest-earning assets less the allowance for
loan and lease losses. In 2017, 2016, and 2015, other operating expenses not
allocated to a particular segment amounted to $105.4 million, $101.1 million,
and $103.9 million, respectively. Expenses pertaining to corporate
administrative functions that support the operating segment but are not
specifically attributable to or managed by any segment are not included in the
reported financial results of the operating segments. The unallocated corporate
expenses include certain general and administrative expenses and related
depreciation and amortization expenses.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Treasury and Investments segment lends
funds to the Consumer (Retail) Banking, Mortgage Banking and Commercial and
Corporate Banking segments to finance their lending activities and borrows from
those segments. The Consumer (Retail) Banking and the United States Operations
segment also lend funds to other segments. The interest rates charged or
credited by Treasury and Investment, the Consumer (Retail) Banking and the
United States Operations segments are allocated based on market rates. The
difference between the allocated interest income or expense and the
Corporation&#8217;s actual net interest income from centralized management of funding
costs is reported in the Treasury and Investments segment.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and Corporate Banking</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Commercial and Corporate Banking
segment consists of the Corporation&#8217;s lending and other services for large
customers represented by specialized and middle-market clients and the public
sector.&#160; FirstBank has developed expertise in a wide variety of industries. The
Commercial and Corporate Banking segment offers commercial loans, including
commercial real estate and construction loans, and floor plan financings, as
well as other products, such as cash management and business management
services.&#160; This segment also includes the Corporation&#8217;s broker-dealer
activities, which are primarily concentrated in </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">investment banking activities, such as advisory services, capital
raising efforts on behalf of clients and assistance with financial transaction
structuring</font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. A substantial portion of the commercial and corporate
banking portfolio is secured by the underlying value of the real estate
collateral </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and the personal guarantees of the
borrowers. Since commercial loans involve greater credit risk than a typical
residential mortgage loan because they are larger in size and more risk is
concentrated in a single borrower, the Corporation has and maintains a credit
risk management infrastructure designed to mitigate potential losses associated
with commercial lending, including underwriting and loan review functions,
sales of loan participations and continuous monitoring of concentrations within
portfolios.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The highlights of the Commercial and
Corporate Banking segment&#8217;s financial results for the years ended December 31,
2017, 2016 and 2015 include the following:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Segment income before taxes for
the year ended December 31, 2017 was $30.7 million compared to $35.3 million
for 2016 and a loss of $15.8 million for 2015 for the reasons discussed below.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year
ended December 31, 2017 was $92.0 million compared to $96.7 million and $115.8
million for the years ended December 31, 2016 and 2015, respectively. The
decrease in net interest income for 2017, compared to 2016, was mainly related
to an increase in the cost of funds borrowed from other segments associated
with increases in short-term market interest rates and a decrease of $193.4
million in the average balance of commercial and construction loans in Puerto
Rico, partially offset by the upward repricing of variable-rate commercial
loans during 2017.&#160;&#160; The decrease in net interest income for 2016, compared to
2015, was mainly related to a decrease of $239.5 million in the average balance
of commercial and construction loans in Puerto Rico and the adverse impact of
large commercial relationships classified as non-performing during 2016.
Inflows to non-performing loans during the first quarter of 2016 included the
Corporation&#8217;s exposure to TDF commercial mortgage loans with a book value of
$111.8 million as of December 31, 2016 for which interest payments collected
are now applied against principal.&#160;&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The provision for loan losses for
2017 was $33.3 million compared to $28.6 million and $101.6 million for 2016
and 2015, respectively.&#160; The increase in the provision for loan losses for
2017, compared to 2016, was mainly related to a $29.8 million charge related to
inherent losses associated with the effect of Hurricane Maria on commercial and
construction loans in Puerto Rico, partially offset by lower specific reserve
requirements for impaired loans and an increase in loan loss recoveries.&#160; The
decrease in the provision for 2016, compared to 2015, was driven by the $46.9
million charge related to the bulk sale of assets completed in the second
quarter of 2015 and a $35 million increase in the general reserve for
commercial loans extended to or guaranteed by the Puerto Rico government
(excluding municipalities) due to the migration of certain loans to adverse
classification categories in the third quarter of 2015 and adjustments related
to increased qualitative reserve factors applied to these loans.&#160;&#160;&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provision
for Loan and Lease Losses</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> above and </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk Management &#8211; Allowance for Loan
and Lease Losses and Non-performing Assets</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for additional information
with respect to the credit quality of the Corporation&#8217;s commercial and
construction loan portfolio.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total non-interest income for the
year ended December 31, 2017 amounted to $7.2 million compared to $7.8 million
and $12.5 million for the years ended December 31, 2016 and 2015,
respectively.&#160; The decrease for 2017, compared to 2016, was mainly related to
the effect in 2016 of fee income amounting to $0.8 million from the
broker-dealer subsidiary primarily associated with the sale of large fixed
annuities contracts.&#160; The decrease in 2016, compared to 2015, was driven by a
$5.7 million decrease in fees from merchant transactions attributable to this
segment related to the sale of merchant contracts completed in the fourth
quarter of 2015, including the $4.2 million portion of the gain on the sale of
merchant contracts attributable to this segment. This was partially offset by
fee income of $0.8 million from the broker-dealer subsidiary primarily
associated with the sale of large fixed annuities contracts, and the impact in
2015 of the $0.6 million loss on the sale of a commercial mortgage loan held
for sale included as part of the bulk sale of assets.&#160;&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Direct non-interest expenses for
2017 were $35.1 million, compared to $40.7 million in 2016, and $42.5 million
in 2015.&#160; The decrease in 2017, compared to 2016, reflects a $2.0 million
decrease related to the portion of the FDIC deposit insurance premium allocated
to this segment, a $2.1 million decrease in the provision for unfunded loan commitments,
primarily related to lower unused balances on floor plan revolving credit
agreements, and a $1.0 million aggregate decrease in losses from OREO operations
and troubled loan resolution effort expenses in Puerto Rico.&#160; The decrease in
2016, compared to 2015, reflects a $1.8 million decrease related to the portion
of the FDIC deposit insurance premium allocated to this segment and a $0.6
million decrease in employees&#8217; compensation and benefits, partially offset by a
$0.9 million increase in the provision for unfunded loan commitments primarily
related to a floor plan revolving credit agreement.&#160;&#160;&#160; </font><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Consumer (Retail) Banking</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Consumer (Retail) Banking segment
consists of the Corporation&#8217;s consumer lending and deposit-taking activities
conducted mainly through FirstBank&#8217;s branch network in Puerto Rico. Loans to
consumers include auto, boat and personal loans, credit cards and lines of
credit.&#160; Deposit products include interest-bearing and non-interest bearing
checking and savings accounts, Individual Retirement Accounts and retail CDs.
Retail deposits gathered through each branch of FirstBank&#8217;s retail network
serve as one of the funding sources for the lending and investment activities.&#160;
</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">90</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer lending has been mainly driven by
auto loan originations. The Corporation follows a strategy of seeking to
provide outstanding service to selected auto dealers that provide the channel
for the bulk of the Corporation&#8217;s auto loan originations. </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Personal loans, credit cards, and, to a
lesser extent, marine financing also contribute to interest income generated on
consumer lending. Management plans to continue to be active in the consumer
loan market, applying the Corporation&#8217;s strict underwriting standards. Other
activities included in this segment are finance leases and insurance activities
in Puerto Rico.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The highlights of the Consumer (Retail)
Banking segment&#8217;s financial results for the years ended December 31, 2017, 2016
and 2015 include the following:</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Segment income before taxes for
the year ended December 31, 2017 was $57.9 million compared to $66.2 million
and $50.2 million for the years ended December 31, 2016 and 2015, respectively,
for the reasons discussed below.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year
ended December 31, 2017 was $175.9 million compared to $168.7 million and
$188.4 million for the years ended December 31, 2016 and 2015, respectively.&#160;
The increase in 2017, compared to 2016, was mainly due to higher income from
funds loaned to other business segments due to higher medium-term market
interest rates in 2017, partially offset by a $41.7 million decrease in the
average volume of consumer loans in Puerto Rico. The decrease in 2016, compared
to 2015, was mainly due to a $149.7 million decrease in the average balance of
consumer loans in Puerto Rico and a decrease in income from funds loaned to
other business segments due to lower medium-term market interest rates in
2016.&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The provision for loan and lease
losses for 2017 increased by $19.5 million to $53.8 million compared to 2016
and decreased by $12.4 million to $34.2 million when comparing 2016 with 2015.&#160;
The increase in the provision for loan and lease losses in 2017, compared to
2016, was mainly related to a $23.7 million charge related to inherent losses
associated with the effect of Hurricane Maria on consumer loans in Puerto Rico,
partially offset by lower delinquency levels in 2017. The decrease in the
provision in 2016, compared to 2015, reflects improvements in charge-off
trends, lower loss severities on auto loans and the overall decrease in the
size of this portfolio.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:20.7pt;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest income for the year
ended December 31, 2017 was $43.9 million compared to $44.5 million and $41.9
million for the years ended December 31, 2016 and 2015, respectively.&#160; The
decrease in 2017, compared to 2016, was mainly related to a $0.3 million
decrease in insurance commission income, and a $1.6 million decrease in service
charges on deposits, reflecting a decline in the number of returned items and
overdraft transactions adversely affected by business activity disruptions
caused by Hurricane Maria in Puerto Rico, partially offset by an increase of
$1.4 million in ATM and POS fee income.&#160; The increase in 2016, compared to
2015, reflects increases of $2.2 million in service charges on deposits, an
increase of $0.7 million in ATM fee income and commissions and an increase of
$1.5 million in insurance commission income, partially offset by a $2.1 million
decrease in merchant-related income due to the sale of merchant contracts in
the fourth quarter of 2015. </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:center;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Direct non-interest expenses for
the year ended December 31, 2017 were $108.2 million compared to $112.8 million
and $133.4 million for the years ended December 31, 2016 and 2015,
respectively.&#160; The decrease for 2017, compared to 2016, was mainly driven by a
$1.8 million reduction in the portion of the FDIC insurance premium expense
allocated to this segment, a $0.4 million decrease in losses and expenses
related to non-real estate repossessed assets, a $0.6 million decrease in
credit and debit card processing expenses, primarily associated with a lower
volume of transactions affected by the drop in business activity in Puerto Rico
after the hurricanes in 2017, a $2.5 million decrease in employees&#8217;
compensation and benefits, including the effect of expected insurance
recoveries of $0.4 million allocated to this segment in connection with payroll
costs incurred when Hurricanes Irma and Maria precluded employees from working
during 2017, and a $1.0 million decrease in professional service fees,
partially offset by a $0.4 million increase in occupancy and equipment costs,
and a $1.8 million increase in credit card rewards program costs.&#160; The decrease
for 2016, compared to 2015, was mainly due to a $2.0 million reduction in
processing expenses, primarily related to the sale of merchant contracts in the
fourth quarter of 2015, a $4.4 million decrease in employees&#8217; compensation and
benefits, a $3.3 million decrease in business promotion expenses mainly due to
lower costs associated with credit card and deposit reward programs, a $1.9&#160;
million decrease in occupancy and equipment costs, a $4.3 million decrease in
professional service fees significantly impacted by costs in 2015 related to
the conversion of deposit accounts acquired from Doral Bank to the FirstBank
systems, and a $0.8 million decrease in the FDIC insurance assessment portion
allocated to this segment.&#160; </font></p>




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<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mortgage Banking</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Mortgage Banking segment conducts its
operations mainly through FirstBank.&#160; The operation consists of the
origination, sale and servicing of a variety of residential mortgage loan
products. Originations are sourced through different channels, such as
FirstBank branches and purchases from mortgage bankers, and in association with
new project developers.&#160; The mortgage banking segment focuses on originating
residential real estate loans, some of which conform to the FHA, VA and RD
standards. Loans originated that meet the FHA&#8217;s standards qualify for the FHA&#8217;s
insurance program whereas loans that meet the standards of the VA and the RD
are guaranteed by their respective federal agencies.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mortgage loans that do not qualify under
these programs are commonly referred to as conventional loans. Conventional
real estate loans can be conforming or non-conforming.&#160; Conforming loans are
residential real estate loans that meet the standards for sale under the FNMA
and FHLMC programs whereas loans that do not meet those standards are referred
to as non-conforming residential real estate loans. The Corporation&#8217;s strategy
is to penetrate markets by providing customers with a variety of high quality
mortgage products to serve their financial needs through a faster and simpler
process and at competitive prices. The Mortgage Banking segment also acquires
and sells mortgages in the secondary markets. Residential real estate
conforming loans are sold to investors like FNMA and FHLMC.&#160; The Corporation
has commitment authority to issue GNMA mortgage-backed securities.&nbsp;&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The highlights of the Mortgage Banking
segment&#8217;s financial results for the years ended December 31, 2017, 2016 and
2015 include the following:</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Segment income before taxes for
the year ended December 31, 2017 was $14.7 million compared to $46.0 million
for 2016 and $41.3 million for 2015 for the reasons discussed below.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:36.9pt;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year
ended December 31, 2017 was $86.0 million compared to $89.5 million and $92.7
million for the years ended December 31, 2016 and 2015, respectively.&#160; The
decrease in net interest income in 2017, compared to 2016, was mainly due to
both a higher level of inflows of residential mortgage loans to non-performing
status adversely affected by interruptions in collection efforts resulting from
Hurricane Maria and a decrease of $108.6 million in the average balance of
residential mortgage loans in Puerto Rico.&#160; The decrease in net interest income
in 2016, compared to 2015, was mainly due to lower cash collections on
residential non-performing loans and a decrease of $38.6 million in the average
balance of residential mortgage loans in Puerto Rico. The Mortgage Banking
portfolio is principally composed of fixed-rate residential mortgage loans tied
to long-term interest rates.&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:36.9pt;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The provision for loan and lease
losses for 2017 was $47.7 million compared to $24.9 million and $30.0 million
for the years ended December 31, 2016 and 2015, respectively.&#160; The increase in
the provision for 2017, compared to 2016, was mainly driven by a $12.3 million
charge related to inherent losses associated with the effect of Hurricane Maria
on residential mortgage loans in Puerto Rico, and a higher level of
non-performing residential mortgage loans, increased specific reserves for
residential mortgage TDR loans, and higher loss severity estimates in 2017,
including adjustments to liquidation cost assumptions.&#160; The decrease in the
provision for 2016, compared to 2015, was mainly related to lower delinquency
levels, lower charges to the reserve for PCI loans, and the overall decrease in
the size of this portfolio.&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:36.9pt;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest income for the year
ended December 31, 2017 was $12.8 million compared to $19.5 million and $16.0
million for the years ended December 31, 2016 and 2015, respectively.&#160; The
decrease in 2017, compared to 2016, was mainly due to lower gains on sales of
residential mortgage loans in the secondary market associated with both the
drop in business activity in Puerto Rico after the hurricanes and higher market
interest rates in 2017.&#160; The increase in 2016, compared to 2015, was mainly due
to higher realized gains on sales of residential mortgage loans in the
secondary market attributable to both a higher volume of sales and higher
margins associated with changes in market interest rates, and realized gains on
TBAs MBS forward contracts settled during the year.&#160;&#160;&#160;&#160; </font><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:center;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Direct non-interest expenses in
2017 were $36.4 million compared to $38.2 million and $37.3 million in 2016 and
2015, respectively. The decrease in 2017, compared to 2016, was mainly related
to a $2.1 million decrease in the portion of the FDIC insurance premium
allocated to this segment, a $0.4 million decrease in business promotion
expenses, and a $1.0 million decrease in losses on OREO operations, partially
offset by a $1.7 million increase in professional service fees including
expenses related to the implementation of new technology systems.&#160; The increase
in 2016, compared to 2015, primarily reflects a $1.6 million increase in
employees&#8217; compensation and benefits, a $0.5 million increase in professional
service fees, and a $0.4 million increase in supplies and printing costs,
partially offset by a $1.1 million decrease associated with the FDIC deposit
insurance premium allocated to this segment and a $0.5 million decrease in losses
on OREO operations.&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>




<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></p>


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<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Treasury and
Investments</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Treasury and Investments segment is responsible
for the Corporation&#8217;s treasury and investment management functions. The
treasury function, which includes funding and liquidity management, lends funds
to the Commercial and Corporate Banking segment, the Mortgage Banking segment,
and the Consumer (Retail) Banking segment to finance their respective lending
activities and borrows from those segments. Funds not gathered by the different
business units are obtained by the Treasury function through wholesale
channels, such as brokered deposits, advances from the FHLB, and repurchase
agreements with investment securities, among others.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The investment function is intended to implement a
leverage strategy for the purposes of liquidity management, interest rate risk
management and earnings enhancement.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The interest rates charged or credited by Treasury and
Investments are based on market rates.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The highlights of the
Treasury and Investments segment&#8217;s financial results for the years ended
December 31, 2017, 2016, and 2015 include the following:</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Segment income before taxes for
the year ended December 31, 2017 amounted to $41.8 million compared to $54.6
million for 2016 and $6.5 million for 2015 for the reasons discussed below.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:0pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year
ended December 31, 2017 was $55.4 million compared to net interest income of
$53.2 million and $26.2 million for the years ended December 31, 2016 and 2015,
respectively.&#160; The increase in net interest income in 2017, compared to 2016,
reflects reductions in interest expense associated with the full-year effect of
the repayment of $400 million of repurchase agreements that matured in the
third and fourth quarters of 2016 that carried an average cost of 3.35% and a
decrease in the average balance of brokered CDs. The increase in net interest
income in 2016, compared to 2015, reflects higher income from funds loaned to
other business segments associated with increases in short-term market interest
rates, the benefit of reduced balances in brokered CDs, and the decrease in
interest expense associated with the aforementioned repayment of $400 million
of repurchase agreements that matured in 2016.&#160;&#160;&#160; </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font color=black face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=black face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest loss for the year
ended December 31, 2017 amounted to $10.2 million, compared to non-interest
income of $5.4 million for the year ended December 31, 2016 and non-interest
loss of $15.9 million for the year ended December 31, 2015.&#160; The loss for 2017
was driven by OTTI charges on Puerto Rico government debt securities of $12.2
million, partially offset by the $1.4 million gain on the repurchase and
cancellation of $7.3 million in trust-preferred securities.&#160; The non-interest
income reported in 2016 consisted mainly of the $6.1 million gain on sales of
U.S. agency MBS, the $4.2 million gain on the repurchase and cancellation of
$10 million in trust-preferred securities, and the $1.5 million recovery of a
residual CMO previously written off, partially offset by OTTI charges on debt
securities of $6.7 million recorded in 2016, primarily on Puerto Rico
government debt securities.&#160; The loss for 2015 was driven by OTTI charges on
Puerto Rico government debt securities of $15.9 million.&#160;&#160; </font><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Direct non-interest expenses for
2017 were $3.4 million compared to $4.0 million and $3.8 million for 2016 and
2015, respectively. The decrease in 2017, compared to 2016, was mainly driven
by a $0.5 million decrease in professional service fees.&#160; The increase in 2016,
compared to 2015, reflects, among other things, increases in employees&#8217;
compensation and benefits and in professional service fees.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">United States Operations</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.8in;text-align:justify;text-indent:-20.7pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The United States Operations segment
consists of all banking activities conducted by FirstBank on the United States
mainland.&#160; FirstBank provides a wide range of banking services to individual
and corporate customers primarily in southern Florida through 11 banking
branches.&#160; The United States Operations segment offers an array of both
consumer and commercial banking products and services.&#160; Consumer banking
products include checking, savings and money market accounts, retail CDs,
internet banking services, residential mortgages, home equity loans and lines
of credit, and automobile loans. Retail deposits, as well as FHLB advances and
brokered CDs allocated to this operation serve as funding sources for its
lending activities. Deposits gathered through FirstBank&#8217;s branches in the
United States also serve as one of the funding sources for the Corporation&#8217;s
overall lending and investment activities.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The commercial banking services include
checking, savings and money market accounts, retail CDs, internet banking
services, cash management services, remote data capture and automated clearing
house, or ACH, transactions.&#160; Loan products include the traditional commercial
and industrial (&#8220;C&amp;I&#8221;) and commercial real estate products, such as lines
of credit, term loans and construction loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The highlights of the United States
operations segment&#8217;s financial results for the years ended December 31, 2017,
2016, and 2015 include the following:</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Segment income before taxes for
the year ended December 31, 2017 was $16.0 million compared to $16.1 million
and $25.0 million for the years ended December 31, 2016 and 2015, respectively,
for the reasons discussed below.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year
ended December 31, 2017 was $49.2 million compared to $41.8 million and $42.9
million for the years ended December 31, 2016 and 2015, respectively. The
increase in 2017, compared to 2016, was mainly due to a $297.0 million increase
in the average volume of loans in the United States, primarily commercial and
residential mortgage loans.&#160; The decrease in 2016, compared to 2015, was mainly
due to a decrease in income from funds loaned to operating segments in Puerto
Rico, partially offset by a $197.5 million increase in the average balance of
total loans in the United States, primarily commercial and residential mortgage
loans. </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, a provision for loan
losses of $3.6 million was recorded for this segment, compared to negative
provisions of $1.4 million and $8.0 million for 2016 and 2015, respectively.&#160;
The variance in the provision for loan losses in 2017, compared to 2016,
primarily reflect the build-up of general reserves associated with the growth
in the commercial and residential mortgage loan portfolio in 2017.&#160; The lower
negative provision in 2016, compared to 2015, primarily reflects lower reserve
releases on commercial and construction loans as the declines in historical
loss rates were partially offset by the overall increase in the size of this
portfolio.&#160; In addition, loan loss recoveries decreased by $1.6 million.&#160;&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:36.9pt;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total non-interest income for the
year ended December 31, 2017 amounted to $2.7 million compared to $3.6 million
and $2.8 million for the years ended December 31, 2016 and 2015, respectively.
The decrease in 2017, compared to 2016, was mainly due to the effect in 2016 of
a $0.4 million fee recorded as income associated with a terminated credit
agreement in which the Bank was committed to purchase a loan participation, and
a $0.4 million decrease in gains on the sale of residential mortgage loans
attributable to this segment.&#160; The increase in 2016, compared to 2015, was
mainly due to the aforementioned $0.4 million fee associated with a terminated
credit agreement and the impact in 2015 of a $0.2 million loss on the sale of
fixed assets.&#160;&#160;&#160;&#160;&#160; </font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Direct non-interest expenses in
2017 were $32.2 million compared to $30.7 million and $28.7 million for 2016
and 2015, respectively. The increase in 2017, compared to 2016, was mainly due
to an increase of $1.5 million in employees&#8217; compensation and benefits, a $0.2
million increase in occupancy and equipment costs, and a $0.4 million increase
in professional service fees, partially offset by a $0.6 million decrease in
the allocation of the FDIC insurance premium expense.&#160; The increase in 2016,
compared to 2015, was mainly due to an increase of $1.2 million in employees&#8217;
compensation and benefits, including additional resources in the commercial and
corporate banking area, and a $0.7 million increase in rental expense of
offices and premises.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Virgin Islands Operations</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Virgin Islands Operations segment
consists of all banking activities conducted by FirstBank in the U.S. and
British Virgin Islands, including retail and commercial banking services, with
a total of 11 banking branches currently serving the islands in the USVI of St.
Thomas, St. Croix and St. John, and the island of Tortola in the BVI. The
Virgin Islands Operations segment is driven by its consumer, commercial lending
and deposit-taking activities.&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans to consumers include auto, boat,
lines of credit, and personal and residential mortgage loans. Deposit products
include interest-bearing and non-interest bearing checking and savings
accounts, IRAs, and retail CDs. Retail deposits gathered through each branch
serve as the funding sources for its own lending activities.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The highlights of the Virgin Islands
operations&#8217; financial results for the years ended December 31, 2017, 2016 and
2015 include the following:</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Segment income before taxes for
the year ended December 31, 2017 was $6.3 million compared to income of $13.2
million and $10.9 million for the years ended December 31, 2016 and 2015,
respectively, for the reasons discussed below.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">94</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for the year
ended December 31, 2017 was $33.2 million compared to $34.1 million and $36.3
million for the years ended December 31, 2016 and 2015, respectively. The
decrease in net interest income in 2017, compared to 2016, was mainly driven by
a $32.8 million decrease in the average balance of residential mortgage loans
that offset the $29.8 million increase in the average volume of commercial
loans, and the adverse impact of higher inflows of loans to non-performing
status adversely affected by interruptions in business activity resulting from
Hurricane Irma in the USVI and the BVI.&#160; The decrease in net interest income in
2016, compared to 2015, was mainly related to a $35.9 million decrease in the
average volume of loans, primarily commercial and industrial loans.&#160;&#160; </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:center;text-indent:0in;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, a provision of $5.8
million was recorded for this segment, compared to a provision of $0.4 million
in 2016 and $1.7 million for 2015. The increase in the provision for 2017,
compared to 2016, was mainly driven by a $5.6 million charge related to
inherent losses associated with the effect of Hurricane Irma in the USVI and
the BVI.&#160; The decrease in the provision for 2016, compared to 2015, was
primarily reflected in the commercial and industrial loan portfolio.&#160;&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest income for the year
ended December 31, 2017 was $6.0 million, compared to $7.1 million and $10.6
million for the years ended December 31, 2016 and 2015, respectively.&#160; The
decrease in 2017, compared to 2016, was mainly driven by a $0.3 million
decrease in non-deferrable loan fees, and the effect in 2016 of a $0.6 million
gain on the sale of a real estate property.&#160; The decrease in 2016, compared to
2015, was mainly related to a $3.8 million decrease in merchant-related income,
including the impact in 2015 of the $2.8 million portion of the gain on the
sale of merchant contracts attributable to this segment, partially offset by a
$0.2 million increase in service charges on deposits in 2016.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Direct non-interest expenses for
the year ended December 31, 2017 were $27.0 million compared to $27.6 million
and $34.2 million for the years ended December 31, 2016 and 2015, respectively.
The decrease in 2017, compared to 2016, was mainly driven by a $0.7 decrease in
employees&#8217; compensation and benefits, including the effect of expected
insurance recoveries of $0.1 million allocated to this segment in connection
with payroll costs incurred when Hurricane Irma precluded employees from
working during 2017.&#160; The decrease in 2016, compared to 2015, was mainly due to
a $3.5 million decrease in employees&#8217; compensation and benefits, a $1.8 million
decrease in professional service fees, primarily legal and collection expenses
related to the resolution of troubled loans, a $0.8 million decrease in
occupancy and equipment costs, a $0.4 million decrease in processing expenses,
primarily related to the sale of merchant contracts, a $0.4 million decrease
related to the portion of the FDIC insurance premium expense allocated to this
segment, and a $0.3 million decrease in business promotion expenses, partially
offset by a $0.5 million increase in losses on OREO operations.</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">95</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <b><font color=black lang=EN-CA style="font-size:10.0pt;">FINANCIAL CONDITION AND
  OPERATING DATA ANALYSIS
  </font></b></td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom width=53% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Financial
  Condition</font></b></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom width=53% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  The following table presents an average balance sheet of the Corporation for
  the following years:</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=53% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=53% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=45% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=53% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=53% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">ASSETS</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-earning
  assets:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Money
  market and other short-term investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">416,578</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">667,838</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">775,848</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">U.S.
  and Puerto Rico government obligations</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">687,076</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">746,890</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">636,734</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage-backed
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,278,968</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,357,518</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,489,423</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FHLB
  stock</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40,458</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">31,449</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,522</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,702</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,963</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">777</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,425,782</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,805,658</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,929,304</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,260,715</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,302,519</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,272,464</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">140,038</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">143,095</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">169,666</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,723,356</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,694,988</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,821,843</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance
  leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">242,303</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">229,632</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">228,709</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,480,265</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,526,475</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,670,245</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,846,677</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,896,709</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,162,927</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  interest-earning assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,272,459</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,702,367</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,092,231</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  non-interest-earning assets </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">700,818</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">687,775</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">689,322</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,973,277</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,390,142</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,781,553</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">LIABILITIES AND STOCKHOLDERS'
  EQUITY</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  liabilities:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  checking accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,116,273</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,073,821</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,096,087</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Savings
  accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,394,708</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,503,047</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,533,689</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Certificates
  of deposit</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,397,443</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,367,874</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,294,939</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Brokered
  CDs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,296,479</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,805,443</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,428,185</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,204,903</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,750,185</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,352,900</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  borrowed funds</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">514,035</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">833,283</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">997,615</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FHLB
  advances</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">680,975</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">460,861</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">349,027</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  interest-bearing liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,399,913</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,044,329</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,699,542</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  non-interest-bearing liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,731,036</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,580,408</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,391,306</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,130,949</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,624,737</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,090,848</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Stockholders'
  equity:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Preferred
  stock</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,104</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,104</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,104</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Common
  stockholders' equity</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,806,224</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,729,301</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,654,601</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Stockholders'
  equity</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,842,328</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,765,405</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,690,705</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  liabilities and stockholders' equity</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,973,277</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,390,142</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,781,553</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=53% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">_________</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=9 valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)
  Includes, among other things, the allowance for loan and lease losses and the
  valuation of available-for-sale investment securities.</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s total average assets
were $12.0 billion for the year ended December 31, 2017 compared to $12.4
billion for 2016, a decrease of $416.9 million. The variance primarily reflects
a decrease of $251.3 million in the average balance of interest-bearing cash
and cash equivalents, a $128.6 million decrease in the average volume of
investment securities, driven by U.S. agency MBS prepayments, and a $50.0
million decrease in the average volume of loans, primarily in residential
mortgage and consumer loans in Puerto Rico.&#160; </font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">96</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_97"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
total average liabilities were $10.1 billion as of December 31, 2017, a
decrease of $493.8 million compared to December 31, 2016. The decrease was
mainly related to a $509.0 million decrease in the average balance of brokered
CDs and a $319.2 million decrease in the average balance of other borrowed
funds, which primarily reflects the full-year effect of the maturity of the
$400 million repurchase agreements in the third and fourth quarters of 2016,
partially offset by a $220.1 million increase in the average balance of FHLB
bank advances and an increase of $164.3 million in the average balance of
non-interest bearing deposits.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Assets</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Corporation&#8217;s total assets
were approximately $12.3 billion as of December 31, 2017, an increase of $338.8
million from December 31, 2016. The increase was mainly due to a $416.7 million
increase in cash and cash equivalents, largely driven by the deposit build-up
experienced after the hurricanes. These funds from the deposit build-up are
maintained at the Federal Reserve Bank cash account pending better information
about the volatility of these funds.&#160; In addition, the deferred tax asset (net
of valuation allowance) increased by $13.2 million, mainly in connection with
the storm-related charges to the provision recorded in 2017, and the OREO
portfolio balance increased by $10.3 million, primarily related to $10.6
million of collateral acquired in connection with the aforementioned resolution
of a $27.6 million non-performing commercial relationship in Puerto Rico.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These variances were partially offset by a
$53.4 million decrease in total loans (before the allowance for loan and lease
losses), as further discussed below, a $26.2 million increase in the allowance
driven by the establishment of the storm-related allowance during 2017, and a
$32.4 million decrease in certain accounts receivable recorded as part of
&#8220;Other assets&#8221; in the statement of financial condition.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=6 nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  Receivable, including Loans Held for Sale</font></b></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=16 rowspan=2 valign=top style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  The following table presents the composition of the loan portfolio, including
  loans held for sale, as of year-end for each of the last five years.</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:22.5pt;">
  <td height=30 style="border:none;height:22.5pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Residential
  mortgage loans <sup>(1)(2) </sup></font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,290,957</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,296,031</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,344,719</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,011,187</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,549,008</font></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commercial
  loans:</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Commercial mortgage loans </font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,614,972</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,568,808</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,537,806</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,665,787</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,823,608</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Construction loans <sup>(3)</sup></font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">111,397</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">124,951</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">156,195</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">123,480</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">168,713</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,083,253</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,180,455</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,246,513</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,317,416</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,621,612</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Loans to local financial institutions</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  collateralized by real estate</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  mortgages <sup>(2) </sup></font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">240,072</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  commercial loans</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,809,622</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,874,214</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,940,514</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,106,683</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,854,005</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Finance
  leases</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">257,462</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">233,335</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">229,165</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">232,126</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">245,323</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Consumer
  loans </font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,492,435</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,483,293</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,597,984</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,750,419</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,821,196</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  loans held for investment</font></p>
  </td>
 <td nowrap style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,850,476</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,886,873</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,112,382</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,100,415</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,469,532</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Less:</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(231,843)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(205,603)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(240,710)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(222,395)</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(285,858)</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  loans held for investment, net</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,618,633</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,681,270</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,871,672</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,878,020</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,183,674</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap valign=bottom style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Loans held for sale <sup>(3)</sup></font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">32,980</font></p>
  </td>
 <td nowrap valign=bottom style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">50,006</font></p>
  </td>
 <td nowrap valign=bottom style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">35,869</font></p>
  </td>
 <td nowrap valign=bottom style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">76,956</font></p>
  </td>
 <td nowrap valign=bottom style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">75,969</font></p>
  </td>
 <td height=18 style="border:none;height:13.5pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap valign=bottom style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total loans, net</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,651,613</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,731,276</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,907,541</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,954,976</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,259,643</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">___________</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=top style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=15 valign=bottom style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">On
  February 27, 2015 FirstBank acquired 10 Puerto Rico branches of Doral Bank
  and acquired, among other things, $324.8 million in principal balance of
  loans at acquisition, primarily residential mortgage loans.</font></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=top style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=15 valign=bottom style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">On May
  30, 2014, FirstBank acquired from Doral Financial mortgage loans, mainly
  residential mortgage loans, having an unpaid principal balance at acquisition
  of $241.7 million (estimated fair value at acquisition of $226.0 million) in
  full satisfaction of secured borrowings with a book value of $232.9 million
  owed by Doral Financial to FirstBank. In addition, on October 3, 2014,
  FirstBank purchased from Doral Bank performing residential mortgage loans
  with an outstanding unpaid principal balance at acquisition of $192.6
  million.</font></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=top style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td colspan=15 valign=bottom style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">During
  the third quarter of 2015, upon the signing of a new agreement with the
  borrower, the Corporation changed its intent to sell a $40.0 million
  construction-commercial loan in the Virgin Islands. Accordingly, the loan was
  transferred back from held for sale to held for investment and continues to be
  classified as a TDR and a non-performing loan.</font></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">97</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_98"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><b><font lang=EN-CA style="font-size:10.0pt;">Lending Activities</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017, the
Corporation&#8217;s total loan portfolio, before allowance, amounted to $8.9 billion,
down $53.4 million when compared to December 31, 2016. The decline primarily
reflects a $293.3 million decrease in the Puerto Rico region,&#160; including the
effect of the sale of the PREPA credit line with a book value of $64 million at
the time of the sale in the first quarter of 2017, charge-offs of $30.8 million
and cash collections of $10.2 million during 2017 on TDF commercial mortgage
loans, the repayment of a $40.5 million commercial and industrial loan, the
resolution of a $27.6 million non-performing commercial relationship,&#160; and a
$74.9 million reduction in residential mortgage loans. In addition, the total
loan portfolio balance in the Virgin Islands decreased by $43.1 million,
including a reduction of $31.9 million in residential mortgage loans and a
$14.0 million decrease related to the reduction in the balance of a
pre-arranged overdraft account of a government entity.&#160; The variances were
partially offset by an increase of $283.0 million in the Florida region,
including an increase of $192.9 million in commercial and construction loans
and an $84.5 million increase in residential mortgage loans.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As shown in the
table above, as of December 31, 2017, the loans held for investment portfolio
was comprised of commercial and construction loans (43%), residential real
estate loans (37%), and consumer and finance leases (20%). Of the total gross
loan portfolio held for investment of $8.9 billion as of December 31, 2017,
approximately 75% had credit risk concentration in Puerto Rico, 19% in the U.S.
(mainly in the state of Florida) and 6% in the Virgin Islands, as shown in the
following tables, which also show the credit risk concentration as of December
31, 2016:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31, 2017</font></u></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Puerto Rico</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Virgin&#160; Islands</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">United&#160; States</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,413,379</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">282,738</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">594,840</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,290,957</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=49% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,127,409</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">95,464</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">392,099</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,614,972</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction
  loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">41,511</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43,314</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,572</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">111,397</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,373,714</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">116,323</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">593,216</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,083,253</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=49% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  commercial loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,542,634</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">255,101</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,011,887</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,809,622</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance
  leases</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">257,462</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">257,462</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,389,560</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">46,412</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">56,463</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,492,435</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  loans held for investment, gross</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,603,035</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">584,251</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,663,190</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,850,476</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  held for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">30,397</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">325</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,258</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">32,980</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  loans, gross</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,633,432</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">584,576</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,665,448</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,883,456</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31, 2016</font></u></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Puerto Rico</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Virgin&#160; Islands</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">United&#160; States</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,480,076</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">314,915</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">501,040</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,296,031</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=49% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,177,550</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">79,365</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">311,893</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,568,808</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction
  loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">42,753</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">44,687</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">37,511</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">124,951</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial loans</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,571,097</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">139,795</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">469,563</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,180,455</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=49% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  commercial loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,791,400</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">263,847</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">818,967</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,874,214</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance
  leases</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">233,335</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">233,335</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,383,485</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">48,958</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">50,850</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,483,293</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  loans held for investment, gross</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,888,296</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">627,720</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,370,857</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,886,873</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  held for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">38,423</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,583</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">50,006</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  loans, gross</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,926,719</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">627,720</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,382,440</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,936,879</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">98</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_99"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><font lang=EN-CA style="font-size:10.0pt;">FirstBanCorp. relies primarily on its retail network of
branches to originate residential and consumer loans.&#160; The Corporation
supplements its residential mortgage originations with wholesale servicing
released mortgage loan purchases from mortgage bankers.&#160; The Corporation
manages its construction and commercial loan originations through centralized
units and most of its originations come from existing customers as well as
through referrals and direct solicitations.</font></font>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:6.75pt;">
  <td colspan=15 valign=bottom width=100% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=15 valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  The following table sets forth certain additional data (including loan
  production) related to the Corporation&#8217;s loan portfolio net of the allowance
  for loan and lease losses as of the dates indicated:</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=65% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">For the Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Beginning
  balance as of January 1</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,731,276</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,907,541</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,954,976</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,259,643</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,587,218</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  real estate loans originated</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  and purchased </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">549,147</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">749,653</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">703,749</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">826,937</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">830,959</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction
  loans originated and</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  purchased</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">58,103</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,019</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">32,604</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,041</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">57,514</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">C&amp;I
  and commercial mortgage loans&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  originated and purchased</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,729,659</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,601,618</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,734,233</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,842,697</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,608,036</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance
  leases originated</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,670</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">87,246</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">84,978</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">76,765</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">104,968</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans originated and purchased</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">785,516</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">780,148</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">835,719</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">916,251</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,055,940</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  loans originated and</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  purchased</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,216,095</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,237,684</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,391,283</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,701,691</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,657,417</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  acquired from Doral Bank</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">311,410</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Sales
  of loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(375,754)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(514,489)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(598,840)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(394,736)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(968,626)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Repayments
  and prepayments</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,788,758)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,801,024)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,970,373)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,483,590)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,798,355)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  decreases </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(131,246)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(98,436)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(180,915)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(128,032)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(218,011)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=35% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  decrease</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(79,663)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(176,265)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(47,435)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(304,667)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(327,575)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Ending
  balance as of December 31</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,651,613</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,731,276</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,907,541</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,954,976</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,259,643</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=35% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Percentage
  decrease</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(0.91)%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1.98)%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(0.53)%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3.29)%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3.42)%</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">_____________</font></p>
  </td>
 <td nowrap width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=15 width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)
  For 2014, includes the purchase from Doral Bank of $192.6 million in
  outstanding principal balance of performing residential mortgage loans.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=15 width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2)
  Includes, among other things, the change in the allowance for loan and lease
  losses and cancellation of loans due to </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=15 width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  the repossession of the collateral and loans repurchased.</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Residential Real Estate Loans</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017,
the Corporation&#8217;s residential real estate loan portfolio held for investment
decreased by $5.1 million as compared to the balance as of December 31, 2016,
mainly resulting from activities in Puerto Rico and the Virgin Islands as principal
repayments and charge-offs exceeded the volume of new loans originated and held
for investment purposes. The residential mortgage loan portfolio held for
investment in Puerto Rico and the Virgin Islands decreased during the year 2017
by $66.7 million and $32.2 million, respectively, partially offset by an
increase of $93.8 million in Florida. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">The
majority of the Corporation&#8217;s outstanding balance of residential mortgage loans
in Puerto Rico and the Virgin Islands consists of fixed-rate loans that
traditionally carried higher yields than residential mortgage loans in
Florida.&nbsp; In the Florida region, approximately 56% of the residential real
estate loan portfolio consisted of adjustable-rate mortgages.&nbsp;&nbsp; In
accordance with the Corporation&#8217;s underwriting guidelines, residential real
estate loans are mostly fully documented loans, and the Corporation does not
generally originate negative amortization loans.&nbsp; Refer to </font><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">Contractual
Obligations and Commitments</font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;"> below for additional information about
outstanding commitments to sell mortgage loans.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Residential
mortgage loan originations and purchases for the year ended December 31, 2017
amounted to $549.1 million compared to $749.7 million for 2016 and $703.7
million for 2015.&#160; These statistics include purchases from mortgage bankers of
$58.9 million for the year ended December 31, 2017, compared to $85.0 million
in 2016 and $91.9 million in 2015.&#160;&#160; The lower volume of loan originations in
2017, compared to 2016, includes a decrease of $186.7 million in Puerto Rico,
primarily in conforming loan originations and refinancings, and decreases of
$9.2 million and $4.6 million in the Virgin Islands and Florida, respectively.&#160;
Higher market interest rates and the sharp drop in business activity after the
hurricanes adversely affected residential mortgage loan origination volumes in
2017.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160; &nbsp;</font></font></p>

<font face=Calibri,sans-serif style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">99</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial and Construction Loans</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December 31, 2017, the Corporation&#8217;s commercial and construction loan portfolio
held for investment decreased by $64.6 million to $3.8 billion, as compared to
the balance as of December 31, 2016. The decrease primarily reflects a $248.8
million reduction in Puerto Rico, largely driven by the aforementioned sale of
the PREPA credit line in the first quarter of 2017 with a book value of $64
million at the time of sale, charge offs of $30.8 million and cash collections
of $10.2 million during the year on TDF commercial mortgage loans, the
resolution of a $27.6 million non-performing commercial relationship in the
second quarter of 2017, cash collections of $40.5 million associated with a
loan paid off during the fourth quarter of 2017, and the decrease in the
balance of certain revolving lines of credits. In addition, commercial and
construction loans held for investment in the Virgin Islands decreased by $8.7
million, driven by the aforementioned $14.0 million decrease in the balance of
a pre-arranged overdraft account of a government entity. These variances were
partially offset by a $192.9 million growth in the Florida region. The
Corporation has invested in facilities, increased its resources dedicated to
commercial and corporate banking functions and invested in a technology
platform in Florida as the Corporation expects to achieve continued growth in
this region.&nbsp; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017, the
Corporation had $55.9 million of outstanding loans extended to the Puerto Rico
government, its municipalities and public corporations, compared to $133.6
million as of December 31, 2016. As mentioned above, during the first quarter
of 2017, the Corporation received an unsolicited offer and sold its outstanding
participation in the PREPA line of credit with a book value of $64 million at
the time of sale (with a principal balance of $75 million), thereby reducing
its direct exposure to the Puerto Rico government. Approximately $33.9 million
of the outstanding loans as of December 31, 2017 consisted of loans extended to
municipalities in Puerto Rico, which in most cases are supported by assigned
property tax revenues.&nbsp; The vast majority of revenues of the
municipalities included in the Corporation&#8217;s loan portfolio are independent of
the Puerto Rico central government. These municipalities are required by law to
levy special property taxes in such amounts as are required for the payment of
all of their respective general obligation bonds and notes. Late in 2015, the
GDB and the Municipal Revenue Collection Center (&#8220;CRIM&#8221;) signed and perfected a
deed of trust. Through this deed, the GDB, as fiduciary, is required to keep
the CRIM funds separate from any other deposits and must distribute the funds
pursuant to applicable law. The CRIM funds are deposited at another commercial
depository financial institution in Puerto Rico. Approximately $6.8 million of
the outstanding loans as of December 31, 2017 consisted of a loan to a unit of
the central government, and approximately $15.1 million consisted of a loan to
an affiliate of PREPA.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Furthermore, as of December 31,
2017, the Corporation had three commercial mortgage loans granted to the hotel
industry in Puerto Rico that were previously guaranteed by the TDF with an
outstanding principal balance of $120.2 million (book value of $70.8 million),
compared to $127.7 million outstanding (book value of $111.8 million) as of
December 31, 2016. Historically, the borrower and the operations of the
underlying collateral of these loans have been the primary sources of repayment
and the TDF, which is a subsidiary of the GDB, provided a secondary guarantee
for payment performance.&nbsp; As part of agreements executed in the second
quarter of 2017 and first quarter of 2018, the TDF paid $7.6 million and $4.0
million, respectively, to honor a portion of its guarantee on these loans.&nbsp;
&nbsp;As provided in the agreements, the cash payments received by the
Corporation released the TDF from its liability as a guarantor of these loans.
As a result, the income-producing real estate properties are now the only
collateral of such loans, thus, any decline in collateral valuations may
require additional impairments on these loans.&nbsp; All the three TDF
commercial mortgage loans have been classified as non-performing and impaired
since the first quarter of 2016, and interest payments have been applied
against principal since then. Approximately $4.7 million of interest payments
received on loans guaranteed by the TDF since late March 2016 have been applied
against principal. During 2017, the Corporation recorded charge-offs totaling
$30.8 million on these facilities for the portion of the recorded investment in
excess of the fair value of the collateral and the guarantee, considering the
aforementioned agreements reached with the TDF.&nbsp; In addition, GDB agreed
to issue to the Bank a fixed income financial instrument pursuant to the GDB&#8217;s
Restructuring Support Agreement approved by the PROMESA oversight board. As of
December 31, 2017, the non-performing TDF commercial mortgage loans and related
facilities are being carried (net of reserves and accumulated charge-offs) at
52% of the unpaid principal balance.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160; &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Corporation also has credit
exposure to USVI government entities. As of December 31, 2017, the Corporation
had $70.4 million in loans to USVI government instrumentalities and public
corporations, compared to $84.7 million as of December 31, 2016. Of the amount
outstanding as of December 31, 2017, approximately $47.2 million was owed by
public corporations of the USVI and $23.2 million was owed by an independent
instrumentality of the USVI government.&nbsp; All loans are currently
performing and up to date on principal and interest payments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December 31, 2017, the Corporation&#8217;s total exposure to shared national credit
(&#8220;SNC&#8221;) loans amounted to $916.9 million, compared to $717.6 million as of
December 31, 2016. As of December 31, 2017, approximately $408.0 million of the
SNC exposure related to the portfolio in Puerto Rico and $509.0 million related
to the portfolio in the Florida region.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face=Calibri,sans-serif style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">100</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and construction loan
originations (excluding government loans) for </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017 amounted to $1.8 billion compared to
$1.6 billion in 2016, an increase of $221.9 million.&#160; The increase reflects a
growth of $245.6 million in commercial and construction loan originations in
Florida, partially offset by decreases of $13.8 million and $9.9 million in
Puerto Rico and the Virgin Island regions, respectively, adversely affected by
disruptions in economic activity associated with Hurricanes Irma and Maria.&#160;&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:9.0pt;"><font color=red style="border:none;"><font color=red face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">There were no government loan originations during 2017, compared
to government loan originations of $54.8 million during 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
composition of the Corporation&#8217;s construction loan portfolio held for
investment as of December 31, 2017 by category and geographic location follows:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As
  of December 31, 2017</font></u></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Puerto Rico</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Virgin Islands</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">United&#160; States</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans
  for residential housing projects:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Mid-rise </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">707</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">707</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=43% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Single-family, detached</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,073</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">372</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,149</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,594</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  for residential housing projects</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,780</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">372</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,149</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,301</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  loans to individuals secured by residential</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  properties</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">426</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,197</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,623</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans
  for commercial projects</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,997</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,269</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,334</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">76,600</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Land
  loans - residential</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,043</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,486</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,618</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Land
  loans - commercial</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,324</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,324</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total before net deferred fees and allowance for loan losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,570</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">43,324</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,572</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">111,466</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  deferred fees</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(59)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10)</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(69)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total construction loan portfolio, gross</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,511</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">43,314</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,572</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">111,397</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan losses</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,355)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,161)</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,522)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  construction loan portfolio, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,156</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,153</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,566</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,875</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">___________</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=12 width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)
  Mid-rise relates to buildings of up to seven stories.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  The following table presents further information on the Corporation&#8217;s construction
  portfolio as of and for the year ended December 31, 2017:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=86% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  undisbursed funds under existing commitments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,649</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  loans held for investment in non-accrual status</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,113</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  loans held for sale in non-accrual status</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,290</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  charge offs - Construction loans </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,875</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan losses - Construction loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,522</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  construction loans to total construction loans, including held for sale</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">50.47</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan losses for construction loans to total construction loans held for
  investment</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.06</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=86% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  charge-offs to total average construction loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.05</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=4 nowrap valign=bottom width=100% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  The following summarizes the construction loans for residential housing
  projects in Puerto Rico segregated by the&#160; estimated selling price of the
  units:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  loan portfolio:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Under $300k</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,989</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=35% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Over $600k </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">791</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=25% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=35% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,780</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=25% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">________</font></p>
  </td>
 <td nowrap valign=bottom width=35% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=5 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1)
  One residential housing project in Puerto Rico.</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">101</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<font style="border:none;"><i><font lang=EN-CA>Consumer
Loans and Finance Leases</font></i></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017,
the Corporation&#8217;s consumer loan and finance lease portfolio increased by $33.3
million to $1.7 billion, as compared to the portfolio balance as of December
31, 2016. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">The
increase was primarily reflected in personal loans and finance leases, showing
increases of $25.5 million and $24.1 million, respectively, partially offset by
a $6.3 million decrease in boat loans, a $3.6 million reduction in auto loans,
and a $3.4 million reduction in the credit card loan portfolio balance. The
increase was primarily associated with an increased level of loan originations
in the Puerto Rico region during the year, despite disruptions associated with
Hurricanes Irma and Maria in 2017, and the effect of the 3-month payment
deferral program provided to customers affected by the hurricanes.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Originations of auto loans
(including finance leases) in 2017 amounted to $388.8 million, an increase of
$26.9 million, compared to $361.9 million in 2016. The increase was primarily
reflected in the Puerto Rico and Florida regions with increases of $26.6
million and $2.1 million, respectively, partially offset by a $1.8 million
reduction in the Virgin Islands. Personal loan originations in 2017, other than
credit cards, amounted to $183.7 million compared to $186.8 million in 2016.
Most of the decrease in consumer loan originations during 2017, as compared to
2016, was reflected in the Virgin Islands region. The utilization activity on
the outstanding credit card portfolio in 2017 amounted to $306.6 million
compared to $318.7 million in 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.05pt;line-height:115%;">Investment Activities</font></b></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:1.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As part of its liquidity, revenue
diversification and interest rate risk strategies, First BanCorp. maintains an
investment portfolio that is classified as available for sale or held to
maturity. The Corporation&#8217;s total available-for-sale investment securities
portfolio as of December 31, 2017 amounted to $1.9 billion, an increase of $9.1
million from December 31, 2016. The increase was mainly driven by purchases of
approximately $116.5 million of 7-8 Years U.S. agency callable debt securities
with an average yield of 2.80% and purchases of $141.5 million of 15-Year U.S.
agency MBS with an average yield of 2.44%.</font></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The increase was partially offset by: (i)
principal prepayments of $206.8 million on U.S. agency MBS (including CMOs);
(ii) the sale of non-performing bonds of the GDB and the Puerto Rico Public
Buildings Authority with a book value of $23.0 million at the time of sale; and
(iii) the redemption of $8.5 million of U.S. agency debt securities prior to
maturity. </font></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Approximately 98% of the Corporation&#8217;s available-for-sale
securities portfolio is invested in U.S. Government and Agency debentures and
fixed-rate U.S. government-sponsored-agency MBS (mainly GNMA, FNMA and FHLMC
fixed-rate securities). </font></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation owns bonds of the Puerto Rico Housing Finance
Authority in the aggregate amount of $8.0 million that are carried on the
Corporation&#8217;s books at their aggregate fair value of $6.8 million and are
current as to contractual payments as of December 31, 2017.</font></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation&#8217;s held-to-maturity
investment securities portfolio amounted to $150.6 million, down $5.6 million
from December 31, 2016. Held-to-maturity investment securities consist of
financing arrangements with Puerto Rico municipalities issued in bond form,
which are accounted for as securities, but are underwritten as loans with
features that are typically found in commercial loans.&#160; These obligations
typically are not issued in bearer form, are not registered with the SEC and
are not rated by external credit agencies. These bonds have seniority to the
payment of operating costs and expenses of the municipality and are supported
by assigned property tax revenues.&#160; Approximately 70% of the Corporation&#8217;s
municipality bonds consist of obligations issued by three of the largest
municipalities in Puerto Rico. These municipalities are required by law to levy
special property taxes in such amounts as are required for the payment of all
of their respective general obligation bonds and loans.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exposure to Puerto Rico
Government</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> discussion below for information and details about the
Corporation&#8217;s total direct exposure to the Puerto Rico government.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">102</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">The following table presents
  the carrying value of investments as of December 31, 2017 and 2016:
  </font></td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Money
  market investments</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,415</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,094</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investment
  securities available for sale, at fair value:</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  U.S. government and agencies obligations</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">609,188</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">505,859</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Puerto Rico government obligations</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,813</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,828</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Mortgage-backed securities</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,274,497</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,348,725</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Other</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">518</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">508</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  investment securities available for sale, at fair value</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,891,016</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,881,920</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investment
  securities held to maturity, at amortized cost:</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Puerto
  Rico Municipal Bonds</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">150,627</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">156,190</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  equity securities, including $40.9 million and $40.8</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;million
  of FHLB stock as of December 31, 2017 and</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;2016,
  respectively</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43,119</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">42,992</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total money market investments and investment securities</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,095,177</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,091,196</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Mortgage-backed securities as of December 31, 2017 and 2016 consisted of:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=64% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=64% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Available-for-sale:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FHLMC certificates</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">311,706</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">315,320</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">221,630</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">226,627</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA certificates</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">680,040</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">727,273</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Collateralized mortgage obligations issued or </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  guaranteed by FHLMC or GNMA</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">44,061</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">58,812</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other mortgage pass-through certificates</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,060</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,693</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  mortgage-backed securities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,274,497</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,348,725</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">103</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_104"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=7 valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; The carrying values of
  investment securities classified as available for sale and held to maturity
  as of December 31, 2017 by contractual maturity (excluding mortgage-backed
  securities and equity securities) are shown below:
  </font></td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=63% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=63% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:.5in;">
  <td nowrap valign=bottom width=63% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:.5in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Carrying Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:.5in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted average yield %</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=63% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">U.S.
  government and agencies obligations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Due within one year</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">122,152</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;1.06 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Due after one year through five years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">313,166</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;1.42 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Due after five years through ten years</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">133,249</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;2.72 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Due after ten years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40,621</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;1.84 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">609,188</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;1.66 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=63% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Puerto
  Rico government and municipalities obligations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Due after one year through five years</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,853</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;5.38 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Due after five years through ten years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43,641</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;5.08 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Due after ten years</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">109,946</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;5.00 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">157,440</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;5.03 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=63% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  Investment Securities</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Due within one year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">100</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;1.48 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=63% style="background:white;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:white;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=63% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">766,728</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;2.35 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=63% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage-backed
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,274,497</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;2.54 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=63% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=63% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Equity
  securities</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">418</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;2.11 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=63% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  investment securities available for sale and held to maturity</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,041,643</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;2.47 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=63% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest
income of future periods could be affected by prepayments of mortgage-backed
securities. Any acceleration in the prepayments of mortgage-backed securities
would lower yields on these securities, as the amortization of premiums paid
upon acquisition of these securities would accelerate. Conversely, acceleration
of the prepayments of mortgage-backed securities would increase yields on
securities purchased at a discount, as the amortization of the discount would
accelerate. These risks are directly linked to future period market interest
rate fluctuations. Also, net interest income in future periods might be
affected by the Corporation&#8217;s investment in callable securities. As of December
31, 2017, the Corporation had approximately $243.9 million in debt securities
(U.S. Agencies and Puerto Rico government securities) with embedded calls and
with an average yield of 2.06%. Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk Management</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for
further analysis of the effects of changing interest rates on the Corporation&#8217;s
net interest income and the interest rate risk management strategies followed
by the Corporation. Also refer to Note 6</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, &#8220;Investment Securities,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> of
the consolidated financial statements included in Item 8 of this Form 10-K, for
additional information regarding the Corporation&#8217;s investment portfolio.</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">104</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=18 nowrap valign=bottom width=100% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <b><i><font color=black lang=EN-CA style="font-size:10.0pt;">Investment Securities and
  Loans Receivable Maturities
  </font></i></b></td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=18 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following table presents the maturities or repricings of the loan and
  investment portfolio as of December 31, 2017:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2-5 Years</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Over 5 Years</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fixed -</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Variable -</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fixed -</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Variable -</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">One Year</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">or Less</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Rates</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Rates</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Rates</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Rates</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=4 nowrap valign=bottom width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investments:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Money
  market investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,415</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,415</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Mortgage-backed
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">61,121</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21,098</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,192,278</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,274,497</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  securities </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">335,562</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">313,166</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">161,537</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">810,265</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  investments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">407,098</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">334,264</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,353,815</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,095,177</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=26% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Loans:
  </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2) (3)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;Residential
  mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">566,599</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">355,012</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">209,781</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,180,854</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,401</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,315,647</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=26% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  C&amp;I and commercial mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,987,796</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">355,243</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">239,376</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">107,458</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,352</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,698,225</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">116,039</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,502</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,146</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">119,687</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">77,878</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">174,259</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,325</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">257,462</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">620,342</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">801,821</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">70,272</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,492,435</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,368,654</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,688,837</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">449,157</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,365,055</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,753</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,883,456</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  earning assets</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,775,752</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,023,101</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">449,157</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,718,870</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,753</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,978,633</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">_________</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=18 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)
  Equity securities and loans having no stated scheduled repayment date and no
  stated maturity were included under the &quot;one year or less
  category.&quot;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=18 valign=bottom width=100% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)
  Scheduled repayments were reported in the maturity category in which the
  payment is due and variable rates were reported based on the next repricing
  date.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=18 nowrap valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)
  Non-accruing loans were included under the &quot;one year or less
  category.&quot;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">RISK MANAGEMENT</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">General</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risks are inherent in virtually all
aspects of the Corporation&#8217;s business activities and operations. Consequently,
effective risk management is fundamental to the success of the Corporation. The
primary goals of risk management are to ensure that the Corporation&#8217;s
risk-taking activities are consistent with the Corporation&#8217;s objectives and
risk tolerance, and that there is an appropriate balance between risk and
reward to maximize stockholder value.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has in place a risk
management framework to monitor, evaluate and manage the principal risks
assumed in conducting its activities. First BanCorp.&#8217;s business is subject to
eleven broad categories of risks: (1) liquidity risk; (2) interest rate risk;
(3) market risk; (4) credit risk; (5) operational risk; (6) legal and
compliance risk; (7) reputational risk; (8) model risk; (9) capital risk; (10)
strategic risk; and (11) information technology risk.&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">First BanCorp. has adopted policies and procedures designed to identify
and manage the risks to which the Corporation is exposed.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;text-indent:.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk Definition</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity Risk</font></u></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity risk is the risk
to earnings or capital arising from the possibility that the Corporation will
not have sufficient cash to meet its
short-term liquidity demands, such as from deposit redemptions or loan
commitments. Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity and Capital Adequacy </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">below for further
details.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest Rate Risk</font></u></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest rate risk is the
risk arising from adverse movements in interest rates. Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest Rate Risk Management</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for further details.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Market
Risk</font></u></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Market risk is the risk arising from
adverse movements in market rates or prices, such as interest rates or equity
prices. The Corporation evaluates market risk together with interest rate
risk.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest Rate Risk Management</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for further details.</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">105</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_106"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit Risk</font></u></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit risk is the risk arising from a
borrower&#8217;s or a counterparty&#8217;s failure to meet the terms of a contract with the
Corporation or otherwise to perform as agreed. Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit Risk
Management </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">below for further details.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operational Risk</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operational risk is the risk arising from
problems with the delivery of services or products. This risk is a function of
internal controls, information systems, employee integrity and operating
processes. It also includes risks associated with the Corporation&#8217;s
preparedness for the occurrence of an unforeseen event. This risk is inherent
across all functions, products and services of the Corporation. Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operational
Risk</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> below for further details.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legal and Regulatory Risk</font></u></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legal and regulatory risk is the risk arising from the
Corporation&#8217;s failure to comply with laws or regulations that can adversely
affect the Corporation&#8217;s reputation and/or increase its exposure to litigation
or penalties. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reputational Risk</font></u></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reputational risk is the risk arising from
any adverse effect on the Corporation&#8217;s market value, capital or earnings of
negative public opinion, whether true or not. This risk affects the
Corporation&#8217;s ability to establish new relationships or services, or to
continue servicing existing relationships.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Model Risk</font></u></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Model Risk is the potential for adverse
consequences from decisions based on incorrect or misused model outputs and
reports. The use of models exposes the Corporation to some level of model risk.
Model errors can contribute to incorrect valuations and lead to operational
errors, inappropriate business decisions or incorrect financial entries. Model
risk can be reduced substantially through rigorous model identification and
validation.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital Risk</font></u></i></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Capital risk is the risk that the
Corporation may lose value on its capital or have an inadequate capital plan,
which would result in insufficient capital resources to meet minimum regulatory
requirements, support its credit rating, or support its growth and strategic
options. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Strategic Risk</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Strategic Risk refers to the risk arising
from adverse business decisions, poor implementation of business decisions, or
lack of responsiveness to changes in the banking industry and operating
environment. This risk is a function of the compatibility of the Corporation&#8217;s
strategic goals, the business strategies developed to achieve those goals, the
resources deployed against these goals, and the quality of implementation.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information Technology Risk</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information Technology risk is the risk
arising from the loss of confidentiality, integrity, or availability of
information or information systems and of cyber incidents or data breaches.&#160; It
includes business risks associated with the use, ownership, operation,
involvement, influence, and adoption of information technology within the
Corporation.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Risk Governance</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following discussion highlights the
roles and responsibilities of the key participants in the Corporation&#8217;s risk
management framework:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></i></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Board of Directors</font></u></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Board of Directors oversees the
Corporation&#8217;s overall risk governance program with the assistance of the Board
Committees discussed below.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Risk Committee</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Risk Committee is appointed by the
Board of Directors of the Corporation to assist the Board in fulfilling its
responsibility to oversee the Corporation&#8217;s management of its company-wide risk
management framework. The Committee&#8217;s role is one of oversight, recognizing
that management is responsible for designing, implementing and maintaining an
effective risk management framework. The Committee&#8217;s primary responsibilities
are to:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Review and discuss
management&#8217;s assessment of the Corporation&#8217;s aggregate enterprise-wide profile
and the alignment of the Corporation&#8217;s risk profile with the Corporation&#8217;s
strategic plan, goals and objectives; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Review and recommend to
the Board the articulation and establishment of the Corporation&#8217;s risk
tolerance and risk appetite;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Receive reports from
management and, if appropriate, other Board committees, regarding the
Corporation&#8217;s policies and procedures related to the Corporation&#8217;s adherence to
risk limits and its established risk tolerance and risk appetite or on selected
risk topics; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Oversee the strategies,
policies, procedures, and systems established by management to identify,
assess, measure, and manage the major risks facing the Corporation, which may
include an overview of the Corporation&#8217;s credit risk, operational risk,
compliance risk, interest rate risk, liquidity risk, market risk, and
reputational risk, as well as management&#8217;s capital management, planning and
assessment process; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Oversee management&#8217;s
activities with respect to capital planning, including stress testing and model
risk; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Review and discuss with
management risk assessments for new products and services.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Asset/Liability Committee</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Asset/Liability Committee is appointed
by the Board of Directors to assist the Board in its oversight of the
Corporation&#8217;s asset and liability management policies related to the management
of the Corporation&#8217;s funds, investments, liquidity, and interest rate risk, and
the use of derivatives. In doing so, the Committee&#8217;s primary functions involve:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The establishment of a
process to enable the identification, assessment, and management of risks that
could affect the Corporation&#8217;s assets and liabilities management;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The identification of
the Corporation&#8217;s risk tolerance levels for yield maximization relating to its
assets and liabilities management; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:31.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The evaluation of the
adequacy, effectiveness and compliance with the Corporation&#8217;s risk management
process relating to the Corporation&#8217;s assets and liabilities management,
including management&#8217;s role in that process.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Credit
Committee</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Credit Committee is appointed by the
Board of Directors to assist the Board in its oversight of the Corporation&#8217;s
policies related to the Corporation&#8217;s lending function, hereafter &#8220;Credit
Management.&#8221; The Committee&#8217;s primarily responsibilities are to:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:20.25pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Review the quality of
the Corporation&#8217;s credit portfolio and the trends affecting that portfolio;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Oversee the
effectiveness and administration of credit-related policies; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Approve loans as
required by the lending authorities approved by the Board; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Report to the Board
regarding Credit Management.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>




<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></i></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Audit Committee </font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Audit Committee is appointed by the
Board of Directors to assist the Board of Directors in fulfilling its
responsibility to oversee management regarding: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The conduct and
integrity of the Corporation&#8217;s financial reporting to any governmental or
regulatory body, stockholders, other users of the Corporation&#8217;s financial
reports and the public;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The performance of the
Corporation&#8217;s internal audit function;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Corporation&#8217;s
internal control over financial reporting and disclosure controls and
procedures;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The qualifications,
engagement, compensation, independence and performance of the Corporation&#8217;s
independent auditors, their conduct of the annual audit of the Corporation&#8217;s
financial statements, and their engagement to provide any other services;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">The
Corporation&#8217;s legal and regulatory compliance;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The application of the
Corporation&#8217;s related person transaction policy as established by the Board of
Directors; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The application of the
Corporation&#8217;s code of business conduct and ethics as established by management
and the Board of Directors; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The preparation of the
Audit Committee report required to be included in the Corporation&#8217;s annual
stockholders&#8217; meeting proxy statement by the rules of the SEC.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Compliance Committee</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Compliance Committee
assists the Board of the Bank in fulfilling its responsibility with respect to
any actions required by the FDIC and the Commissioner of Financial Institutions
of the Commonwealth of Puerto Rico to improve the financial condition of the
Bank. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Corporate Governance and Nominating Committee</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Corporate Governance and
Nominating Committee is appointed by the Board of Directors to develop, review
and assess corporate governance principles. The Corporate Governance and
Nominating Committee is responsible for director succession, orientation and
compensation, identifying and recommending new director candidates, overseeing
the evaluation of the Board and management, recommending to the Board the
designation of a candidate to hold the position of the Chairman of the Board, and
directing and overseeing the Corporation&#8217;s executive succession plan.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Compensation and Benefits Committee</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Compensation and Benefits
Committee of the Corporation is appointed by the Board of Directors to oversee
compensation policies and practices including the evaluation and recommendation
to the Board of the proper and competitive salaries and incentive compensation
programs of the executive officers and key employees of the Corporation. The
Committee recommends guidelines and principles for compensation programs of
executive officers and key employees of the Corporation, including establishing
a clear link between pay and performance and safeguards against the
encouragement of excessive risk-taking. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Management Roles and Responsibilities</font></u></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">While the Board of Directors is
charged with the oversight of the risk governance program, the responsibility
for implementing the necessary policies and procedures, and internal controls
is delegated to the management of the Corporation. To carry out these responsibilities,
the Corporation has a clearly defined risk governance culture. To ensure that
risk management is communicated at all levels of the Corporation, and each area
understands its specific role, there are several management level committees
that have been established to support risk oversight, as follows: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>




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<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Executive Risk Management Committee</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Executive Risk Management
Committee is responsible for exercising oversight of information regarding
First BanCorp.&#8217;s enterprise risk management framework, including the
significant policies, procedures, and practices employed to manage the
identified risk categories (credit risk, operational risk, legal and regulatory
risk, reputational risk, model risk, and capital risk). In carrying out its oversight
responsibilities, each Committee member is entitled to rely on the integrity
and expertise of those people providing information to the Committee and on the
accuracy and completeness of such information, absent actual knowledge of the
inaccuracy.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Committee is appointed by
the Chief Executive Officer and provides Senior and Executive management with
the opportunity to share their insights about the types of risks that could
impede the Corporation&#8217;s ability to achieve its business objectives. The Chief
Risk Officer of the Corporation directs the agenda for the meetings and the
Enterprise Risk Management and Operational Risk Director serves as Secretary of
the Committee and maintains the minutes on behalf of the Committee. The General
Auditor also participates on the Committee as an observer.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Committee provides
assistance and support to the Chief Risk Officer to promote effective risk
management throughout the Corporation. The Chief Risk Officer and the ERM and
Operational Risk Director report to the Committee matters related to the
enterprise risk management framework of the Corporation, including, but not
limited to:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:67.5pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:67.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The risk governance
structure;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:67.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The risk competencies
of the Corporation;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:67.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Corporation&#8217;s risk
appetite statement and risk tolerance; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:67.5pt;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The risk management
strategy and associated risk management initiatives and how both support the
business strategy and business model of the Corporation.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Regional Risk Management Committee</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">This management committee is appointed by the Chief Risk
Officer of the Corporation to assist the Corporation in overseeing, and
receiving information regarding the Corporation&#8217;s policies, procedures and
practices relating to the Corporation&#8217;s identified risks in the regions of
Florida and the USVI and BVI. In so doing, the Regional Committee&#8217;s primary
general functions involve:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The evaluation of
different risks within the regions to identify any gaps and the implementation
of any necessary controls to close such gaps;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The establishment of a
process to enable the recognition, assessment, and management of the risks that
could affect the regions; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The responsibility to
ensure that the Executive Risk Management Committee receives appropriate
information about the Corporation&#8217;s identified risks within the regions.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">Other Management Committees</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As part of its governance
framework, the Corporation has various additional risk management
related-committees. These committees are jointly responsible for ensuring
adequate risk measurement and management in their respective areas of
authority. At the management level, these committees include:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Management&#8217;s Investment
and Asset Liability Committee (&#8220;MIALCO&#8221;) &#8211; oversees interest rate and market
risk, liquidity management and other related matters. Refer to </font><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Liquidity
Risk and Capital Adequacy and Interest Rate Risk Management</font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> below for
further details.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Information Technology
Steering Committee &#8211; oversees and counsels on matters related to information
technology and cyber security, including the development of information
management policies and procedures throughout the Corporation.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Bank Secrecy Act
Committee &#8211; oversees, monitors and reports on the Corporation&#8217;s compliance with
the Bank Secrecy Act.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Credit Committees
(consisting of a Credit Management Committee and a Delinquency Committee) &#8211;
oversees and establishes standards for credit risk management processes within
the Corporation. The Credit Management Committee is responsible for the
approval of loans above an established size threshold. The Delinquency Committee
is responsible for the periodic review of (a) past-due loans, (b) overdrafts,
(c) non-accrual loans, (d) OREO assets, and (e) the Bank&#8217;s watch list and
non-performing loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Vendor Management
Committee &#8211; oversees policies, procedures and related practices related to the
Corporation&#8217;s vendor management efforts.&#160; The Vendor Management Committee&#8217;s
primary functions involve the establishment of processes and procedures to
enable the recognition, assessment, management and monitoring of vendor
management risks.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Community
Reinvestment Act Executive Committee &#8211; oversees, monitors and reports on the
Corporation&#8217;s compliance with CRA regulatory requirements. The Bank is
committed to develop programs and products that increase access to credit and
create a positive impact on low and moderate income individuals and
communities.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Anti-Fraud Committee &#8211;
oversees the Corporation&#8217;s policies, procedures and related practices relating
to the Corporation&#8217;s anti-fraud measures.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Regulatory Compliance
Committee - oversees the Corporation&#8217;s Regulatory Compliance Management System.
The Regulatory Compliance Committee reviews and discusses any regulatory
compliance laws and regulations that impact performance of regulatory
compliance policies, programs and procedures. Ensures the coordination of
regulatory compliance requirements throughout departments and business units.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Stress Testing and
Capital Planning Committee &#8211; oversees the implementation of the Corporation&#8217;s
stress testing program and its compliance with the Dodd-Frank Act. The Stress
Testing and Capital Planning Committee is responsible for the development and
implementation of ongoing stress testing activities as a component of risk
management and capital planning within the Corporation. In addition, it reviews
all stress testing activities on a regular basis to determine validity of
assumptions, estimates, underlying models, macroeconomic scenarios and results.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Regulatory Reporting
Committee &#8211; oversees and assists the Senior Officers in fulfilling their responsibility
for oversight of the accuracy and timeliness of the required regulatory reports
and related policies and procedures, addresses changes and/or concerns
communicated by the regulators and addresses issues identified during the
regulatory reporting process.&#160; The Regulatory Reporting Committee oversees the
established controls and procedures designed to ensure that information in
regulatory reports is recorded, processed, and reported accurately and on a
timely basis. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Complaints Management
Committee &#8211; assists in overseeing the complaint management process implemented
across the Corporation within the three marketplaces; Puerto Rico, Eastern
Caribbean Region (USVI and BVI) and Florida.&#160; The Complaints Management
Committee supports the Corporation&#8217;s Complaints Management Program relating to
resolution of complaints within the lines of business. When appropriate, the
Complaints Management Committee evaluates existing corrective actions within
lines of business related to complaints and complaint management practices
within the units. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Project Portfolio
Management Committee &#8211; reviews and oversees the performance of the portfolio
and individual projects during the Project Management Cycle (Initiation,
Planning, Execution, Control &amp; Monitoring, and Closing). The Project
Portfolio Management Committee balances conflicting demands between projects,
decides on priorities assigned to each project based on organizational
priorities and capacity, oversees project budgets, risks and actions taken to
control and mitigate risks.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">Officers</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As part of its governance
framework, the following officers play a key role in the Corporation&#8217;s risk
management process:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Chief Executive Officer
(&#8220;CEO&#8221;) - responsible for the overall risk governance structure of the
Corporation.&#160; The CEO is ultimately responsible for business strategies,
strategic objectives, risk management priorities, and policies.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Chief Risk Officer
(&#8220;CRO&#8221;) - responsible for the oversight of the risk management of the
Corporation as well as the risk governance processes. The CRO, together with
the Enterprise Risk Management and Operational Risk Director, monitor key risks
and manages the operational risk program.&#160; The CRO provides the leadership and
strategy for the Corporation&#8217;s risk management and monitoring activities and is
responsible for the oversight of regulatory compliance, loan review, model
risk, and operational risk management.</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Chief Credit Risk Officer, Chief Lending
Officer and other senior executives - responsible for managing and executing the
Corporation&#8217;s credit risk program. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Chief Financial Officer
(&#8220;CFO&#8221;), together with the Corporation&#8217;s Treasurer - manage the Corporation&#8217;s
interest rate and market and liquidity risk programs and, together with the
Corporation&#8217;s Chief Accounting Officer, are responsible for the implementation
of accounting policies and practices in accordance with GAAP and applicable
regulatory requirements. The </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">CFO is assisted by the
Risk Assessment Manager in the review of the Corporation&#8217;s internal control
over financial reporting and disclosure controls and procedures.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.4in;text-align:justify;text-indent:-.2in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Chief Accounting
Officer - responsible for the development and implementation of the
Corporation&#8217;s accounting policies and practices and the review and monitoring
of critical accounts and transactions to ensure that they are managed in
accordance with GAAP and applicable regulatory requirements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Strategic Planning
Director - responsible for the development of the Corporation&#8217;s strategic and
business plan, by coordinating and collaborating with the executive team and
all corporate bodies concerned with the strategic and business planning
process.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investors Relations and
Capital Planning Officer - responsible for developing and executing a strategy
for a stress testing modeling framework. The Investors Relations and Capital
Planning Officer oversees DFAST implementation and compliance while ensuring
that stress tests are documented appropriately, including with a description of
the types of stress test methodologies used, key assumptions, results, and suggested
actions. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">ERM and Operational
Risk Director - responsible for driving the identification, assessment,
measurement, mitigation risk and exposure and monitoring of key risks
throughout the Corporation. The ERM and Operational Risk Director promotes and
instills a culture of risk control, identifies and monitors the resolution of
major and critical operational risk issues across the Corporation, and serves
as a key advisor to business executives with regards to risk exposure to the
organization, corrective actions and corporate policies and best practices to
mitigate risks.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Compliance Director -
responsible for oversight of regulatory compliance. The Compliance Director
maintains an inventory of applicable regulations, implements an enterprise-wide
compliance risk assessment, and monitors compliance with significant
regulations. The Compliance Director is responsible for building awareness of,
and educating business units and subsidiaries on, regulatory risks.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">General Counsel -
responsible for the oversight of legal risks, including matters such as
contract structuring, litigation risk and all legal related aspects. The
Corporate Affairs Officer assists the General Counsel with various legal areas,
including, but not limited, to SEC reporting matters, insurance coverage and
liability, and contract structuring.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Corporate Security
Officer (&#8220;CSO&#8221;) - responsible for the oversight of information security
policies and procedures, and the ongoing monitoring of existing and new
vendors&#8217; due diligence for information security. In addition, the CSO
identifies risk factors, and determines solutions to security needs.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other Officers</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">In addition to a centralized
Enterprise Risk Management function, certain lines of business and corporate
functions have their own risk managers and support staff. The risk managers,
while reporting directly within their respective line of business or function,
facilitate communications with the Corporation&#8217;s risk functions and work in
partnership with the CRO and CFO to ensure alignment with sound risk management
practices and expedite the implementation of the enterprise risk management
framework and policies.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Liquidity Risk and Capital Adequacy,
Interest Rate Risk, Credit Risk, Operational Risk, Legal and Compliance Risk
and Concentration Risk Management</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following discussion
highlights First BanCorp.&#8217;s adopted policies and procedures for liquidity risk
and capital adequacy, interest rate risk, credit risk, operational risk, legal
and compliance risk and concentration risk.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity Risk and Capital Adequacy</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity is the ongoing ability to
accommodate liability maturities and deposit withdrawals, fund asset growth and
business operations, and meet contractual obligations through unconstrained
access to funding at reasonable market rates. Liquidity management involves
forecasting funding requirements and maintaining sufficient capacity to meet
the needs for liquidity and accommodate fluctuations in asset and liability
levels due to changes in the Corporation&#8217;s business operations or unanticipated
events.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
manages liquidity at two levels. The first is the liquidity of the parent
company, which is the holding company that owns the banking and non-banking
subsidiaries. The second is the liquidity of the banking subsidiary. As of
December 31, 2017, FirstBank could not pay any dividends to the holding company
except upon </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">receipt
of required regulatory approvals</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">In 2017, the Corporation has
paid quarterly interest payments on the subordinated debentures associated with
its trust-preferred securities and the monthly dividend income on its
non-cumulative perpetual monthly income preferred stock pursuant to regulatory
approvals received to make these payments.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Asset and Liability Committee of the
Board of Directors is responsible for establishing the Corporation&#8217;s liquidity
policy as well as approving operating and contingency procedures, and
monitoring liquidity on an ongoing basis. The MIALCO, using measures of
liquidity developed by management that involve the use of several assumptions,
reviews the Corporation&#8217;s liquidity position on a monthly basis. The MIALCO
oversees liquidity management, interest rate risk and other related matters.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The MIALCO, which reports to the Board of
Directors&#8217; Asset and Liability Committee, consists of senior management
officers, including the Chief Executive Officer, the Chief Financial Officer,
the Chief Risk Officer, the Retail Financial Services Director, the Risk
Manager of the Treasury and Investments Division, the Financial Analysis and
Asset/Liability Director and the Treasurer. The Treasury and Investments
Division is responsible for planning and executing the Corporation&#8217;s funding
activities and strategy, monitoring liquidity availability on a daily basis and
reviewing liquidity measures on a weekly basis. The Treasury and Investments
Accounting and Operations area of the Comptroller&#8217;s Department is responsible
for calculating the liquidity measurements used by the Treasury and Investment
Division to review the Corporation&#8217;s liquidity position on a monthly basis.&#160;
The Financial Analysis and Asset/Liability
Director estimates the liquidity gap for longer periods.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To ensure adequate liquidity through the
full range of potential operating environments and market conditions, the
Corporation conducts its liquidity management and business activities in a
manner that will preserve and enhance funding stability, flexibility and
diversity. Key components of this operating strategy include a strong focus on
the continued development of customer-based funding, the maintenance of direct
relationships with wholesale market funding providers, and the maintenance of
the ability to liquidate certain assets when, and if, requirements warrant.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation develops and maintains
contingency funding plans. These plans evaluate the Corporation&#8217;s liquidity
position under various operating circumstances and are designed to help ensure
that the Corporation will be able to operate through periods of stress when
access to normal sources of funds is constrained. The plans project funding
requirements during a potential period of stress, specify and quantify sources
of liquidity, outline actions and procedures for effectively managing through a
difficult period, and define roles and responsibilities. Under the contingency
funding plan, the Corporation stresses the balance sheet and the liquidity
position to critical levels that imply difficulties in getting new funds or
even maintaining the current funding position of the Corporation and the Bank
and are designed to help ensure the ability of the Corporation and the Bank to
honor their respective commitments, and establish liquidity triggers monitored
by the MIALCO in order to maintain the ordinary funding of the banking
business. Four different scenarios are defined in the contingency funding plan:
local market event, credit rating downgrade, an economic cycle downturn event,
and a concentration event. They are reviewed and approved annually by the Board
of Directors&#8217; Asset and Liability Committee.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">The </font><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;letter-spacing:-.15pt;">Corporation manages its
liquidity in a proactive manner in order to maintain a sound liquidity
position.&nbsp;It uses multiple measures to monitor the liquidity position,
including core liquidity, basic liquidity, and time-based reserve measures. As
of December 31, 2017, the estimated core liquidity reserve (which includes cash
and free liquid assets) was $1.9 billion or 15.6% of total assets, compared to
$1.6 billion or 13.35% of total assets as of December 31, 2016. The increase in
core liquidity levels was largely driven by the aforementioned deposit build-up
experienced after the hurricanes.&#160; These funds from the deposit build-up are
maintained at the Federal Reserve Bank cash account pending better information
on the volatility of these funds.&#160; The basic liquidity ratio (which adds
available secured lines of credit to the core liquidity) was approximately
21.2% of total assets, compared to 19.7% of total assets as of December 31,
2016.&nbsp;As of December 31, 2017, the Corporation had $683.6 million available
for additional credit from the FHLB of New York. Unpledged liquid securities as
of December 31, 2017, mainly fixed-rate MBS and U.S. agency debentures,
amounted to approximately $1.1 billion. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation does not rely on uncommitted inter-bank lines of credit (federal
funds lines) to fund its operations and does not include them in the basic
liquidity measure.&#160; As of December 31, 2017, the holding company had $27.0
million of cash and cash equivalents. Cash and cash equivalents at the Bank
level as of December 31, 2017 were approximately $709.5 million. The Bank had
$1.2 billion in brokered CDs as of December 31, 2017, of which approximately
$656.9 million mature over the next twelve months. Liquidity at the Bank is
highly dependent on bank deposits, which fund 74% of the Bank&#8217;s assets (or 65%
excluding brokered CDs).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sources of Funding</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation utilizes different sources
of funding to help ensure that adequate levels of liquidity are available when
needed. Diversification of funding sources is of great importance to protect
the Corporation&#8217;s liquidity from market disruptions. The principal sources of
short-term funds are deposits, including brokered CDs, securities sold under
agreements to repurchase, and lines of credit with the FHLB.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Asset
Liability Committee of the Board of Directors reviews credit availability on a
regular basis. The Corporation has also sold mortgage loans as a supplementary
source of funding. Long-term funding has also been obtained in the past through
the issuance of notes and long-term brokered CDs. The cost of these different
alternatives, among other things, is taken into consideration.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face=Times-Roman,serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has continued reducing the
amounts of its outstanding brokered CDs. As of December 31, 2017, the amount of
brokered CDs had decreased $289.2 million to $1.2 billion from brokered CDs of
$1.4 billion as of December 31, 2016.&#160; At the same time as the Corporation
focuses on reducing its reliance on brokered CDs, it is seeking to add core
deposits. During 2017, the Corporation increased non-brokered deposits,
excluding government deposits, by $392.4 million to $7.2 billion as further
discussed below.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation continues to have the
support of creditors, including counterparties to repurchase agreements, the
FHLB, and other agents such as wholesale funding brokers. While liquidity is an
ongoing challenge for all financial institutions, management believes that the
Corporation&#8217;s available borrowing capacity and efforts to grow retail deposits
will be adequate to provide the necessary funding for the Corporation&#8217;s
business plans in the foreseeable future.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> &nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation's principal sources of funding are:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Deposits</font></u></i></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents the composition of total deposits:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted Average&#160; </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cost as of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  savings accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.63%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,401,385</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,518,496</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,459,186</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  checking accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.40%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,207,511</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,075,929</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,088,651</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Certificates
  of deposit</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.38%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,580,070</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,752,625</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,453,728</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.97%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,188,966</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,347,050</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,001,565</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-interest-bearing
  deposits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,833,665</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,484,155</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,336,559</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap valign=bottom width=27% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=27% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,022,631</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,831,205</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,338,124</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  deposits:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Average balance outstanding</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,204,903</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,750,185</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,352,900</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-interest-bearing
  deposits:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Average balance outstanding</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,580,177</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,415,913</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,220,726</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted
  average rate during</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  the period on interest-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  bearing deposits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.92%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.87%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.83%</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Brokered CDs</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8211; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A large portion of the Corporation&#8217;s funding has been brokered CDs
issued by FirstBank. Total brokered CDs decreased during 2017 by $289.2 million
to $1.2 billion as of December 31, 2017. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The average
remaining term to maturity of the retail brokered CDs outstanding as of
December 31, 2017 is approximately 1.3 years.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The use of
brokered CDs has historically been important for the growth of the Corporation.
The Corporation encounters intense competition in attracting and retaining
regular retail deposits in Puerto Rico. The brokered CD market is very
competitive and liquid, and has enabled the Corporation to obtain substantial
amounts of funding in short periods of time. This strategy has enhanced the
Corporation&#8217;s liquidity position, since brokered CDs are insured by the FDIC up
to regulatory limits and can be obtained faster than regular retail deposits.
During 2017, the Corporation issued $513.9 million in brokered CDs with an
average cost of 1.70% (average life of 2 years). </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">113</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_114"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=5 width=76% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The following table
  presents contractual maturities of time deposits with denominations of
  $100,000 or higher as of December 31, 2017:
  </font></td>
 <td width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap width=92% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=46% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Three
  months or less</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">402,894</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  three months to six months</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">373,691</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  six months to one year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">760,562</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  one year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,254,265</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,791,412</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="background:white;border:none;margin-left:0in;margin-right:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certificates of
deposit in denominations of $100,000 or higher include brokered CDs of $1.2
billion issued to deposit brokers in the form of large certificates of deposit
that are generally participated out by brokers in shares of less than the FDIC
insurance limit. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Government deposits </font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- As of December 31, 2017, the Corporation
had $490.3 million of Puerto Rico public sector deposits ($391.8 million in
transactional accounts and $98.5 million in time deposits) compared to $408.8
million as of December 31, 2016. Approximately 29% came from municipalities and
municipal agencies in Puerto Rico and 71% came from public corporations and the
central government and agencies. Most of the increase in 2017 is related to
higher balances in transactional deposit accounts of certain municipalities in
Puerto Rico and an increase in time deposits of certain agencies of the central
government.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, as of
December 31, 2017, the Corporation had $161.7 million of government deposits in
the Virgin Islands, compared to $154.9 million as of December 31, 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Retail deposits</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;"> &#8211; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s deposit products also
include regular savings accounts, demand deposit accounts, money </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">market accounts and retail CDs.&#160; Total
deposits, excluding brokered CDs and government deposits, increased by $392.4
million to $7.2 billion from the balance of $6.8 billion as of December 31,
2016. The higher balances reflect increases of $282.4 million in Puerto Rico
and</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> $134.9 million in the
Virgin Islands, partially offset by a decrease of $24.8 million in Florida. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As mentioned above, the Corporation
experienced a rapid accumulation of deposits in the months following the
hurricanes.&#160; The most significant increase was in noninterest-bearing demand
deposits, which grew </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">24%, or
$349.5 million, which in part reflects the effect of hurricane-related factors
such as the payment deferral programs and disaster relief funds.&#160; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although management expects the balances
accumulated by deposit customers in the hurricane-affected areas to reduce over
time, it is difficult to predict when and to what degree, and there may be some
further growth as insurance claims are resolved and additional
disaster-recovery funds are distributed. Funds from the deposit build-up were
primarily deposited at the Federal Reserve Bank, pending better information on
the volatility of these funds. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to Note&nbsp;17, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Deposits and Related Interest&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, of the
consolidated financial statements for the year ended December 31, 2017 included
in Item 8 of this Form 10-K, for further details.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Net
Interest Income</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;"> discussion above for information about average balances of
interest-bearing deposits, and the average interest rate paid on deposits for
the years ended December 31, 2017, 2016 and 2015.</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_115"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td nowrap valign=bottom width=32% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <b><i><u><font color=black lang=EN-CA style="font-size:10.0pt;">Borrowings
  </font></u></i></b></td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=32% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td colspan=12 valign=bottom width=100% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  As of December 31, 2017, total borrowings amounted to $1.22 billion as
  compared to $1.19 billion and $1.38 billion as of December 31, 2016 and 2015,
  respectively.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=12 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  The following table presents the composition of total borrowings as of the
  dates indicated:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted
  Average </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Rate as of </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Securities
  sold under agreements</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  to repurchase</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.92%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,000</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,000</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">700,000</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Advances
  from FHLB</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.91%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">715,000</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">670,000</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">455,000</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  borrowings</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.22%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">208,635</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216,187</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">226,492</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=32% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,223,635</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,186,187</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,381,492</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td width=32% style="background:#CCEEFF;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted
  average rate during</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  the period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.54%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.62%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.53%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=12 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1) Includes
  borrowings of $403.6 million as of December 31, 2017 that have variable
  interest rates or have maturities within a year.</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities sold under agreements to
repurchase</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> - The
Corporation&#8217;s investment portfolio is funded in part with repurchase
agreements. The Corporation&#8217;s outstanding securities sold under repurchase
agreements amounted to $500 million as of December 31, 2017, unchanged from the
balance as of December 31, 2016. One of the Corporation&#8217;s strategies has been
the use of structured repurchase agreements and long-term repurchase agreements
to reduce liquidity risk and manage exposure to interest rate risk by
lengthening the final maturities of its liabilities while keeping funding costs
at reasonable levels. In addition to these repurchase agreements, the
Corporation has been able to maintain access to credit by using cost-effective
sources such as FHLB advances. Refer to Note 18, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Securities Sold under
Agreements to Repurchase,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> of&#160; the Corporation&#8217;s consolidated financial
statements for the period ended December 31, 2017 included in Item 8 of this
Form 10-K for further details about repurchase agreements outstanding by
counterparty and maturities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=windowtext style="border:none;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=windowtext style="border:none;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017,
the Corporation had $200 million of reverse repurchase agreements with a counterparty
under a master netting arrangement that provides for a right of setoff that
meets the conditions of ASC 210-20-45-11 for a net presentation. </font></font><font color=windowtext style="border:none;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These repurchase
agreements and reverse repurchase agreements are presented net on the
consolidated statement of financial condition</font></font><font color=windowtext style="border:none;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=windowtext face="Univers 45 Light,sans-serif" style="border:none;"><font color=windowtext face="Univers 45 Light,sans-serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Corporation&#8217;s repurchase
agreements, as is the case with derivative contracts, the Corporation is
required to pledge cash or qualifying securities to meet margin requirements.
To the extent that the value of securities previously pledged as collateral
declines due to changes in interest rates, a liquidity crisis or any other
factor, the Corporation is required to deposit additional cash or securities to
meet its margin requirements, thereby adversely affecting its liquidity.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Given the quality of the collateral
pledged, the Corporation has not experienced margin calls from counterparties
arising from credit-quality-related write-downs in valuations.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Advances from the FHLB &#8211; </font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank is a member of the FHLB system
and obtains advances to fund its operations under a collateral agreement with
the FHLB that requires the Bank to maintain qualifying mortgages and/or
investments as collateral for advances taken. As of December 31, 2017 and 2016,
the outstanding balance of FHLB advances was $715.0 million and $670.0 million,
respectively. The variance is mainly driven by $415.0 million of long-term FHLB
advances borrowed in 2017 with an average cost of 2.08%, partially offset by
short - and long-term advances totaling $370.0 million that matured during 2017
and carried an average cost of 1.01%.&#160; As of December 31, 2017, the Corporation
had $683.6 million available for additional credit on FHLB lines of credit.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trust-Preferred Securities - </font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2004, FBP Statutory Trust I, a
statutory trust that is wholly-owned by the Corporation and not consolidated in
the Corporation&#8217;s financial statements, sold to institutional investors $100
million of its variable-rate trust-preferred securities. The proceeds of the
issuance, together with the proceeds of the purchase by the Corporation of $3.1
million of FBP Statutory Trust I variable-rate common securities, were used by
FBP Statutory Trust I to purchase $103.1 million aggregate principal amount of
the Corporation&#8217;s Junior Subordinated Deferrable Debentures.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Also in 2004, FBP Statutory Trust II, a
statutory trust that is wholly-owned by the Corporation and not consolidated in
the Corporation&#8217;s financial statements, sold to institutional investors $125
million of its variable-rate trust-preferred securities. The </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">115</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_116"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">proceeds of the issuance, together with the proceeds of
the purchase by the Corporation of $3.9 million of FBP Statutory Trust II
variable-rate common securities, were used by FBP Statutory Trust II to
purchase $128.9 million aggregate principal amount of the Corporation&#8217;s Junior
Subordinated Deferrable Debentures.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The subordinated debentures are presented
in the Corporation&#8217;s consolidated statement of financial condition as Other
Borrowings. The variable-rate trust-preferred securities are fully and
unconditionally guaranteed by the Corporation. The $100 million Junior
Subordinated Deferrable Debentures issued by the Corporation in April 2004 and
the $125 million issued in September 2004 mature on June 17, 2034 and September
20, 2034, respectively; however, under certain circumstances, the maturity of
the subordinated debentures may be shortened (such shortening would result in a
mandatory redemption of the variable-rate trust-preferred securities). The
Collins Amendment of the Dodd-Frank Act eliminated certain trust-preferred
securities from Tier 1 Capital. Bank holding companies such as the Corporation
were required to fully phase out these instruments from Tier I capital on
January 1, 2016; however, they may remain in Tier 2 capital until the
instruments are redeemed or mature.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As mentioned
above, during the third quarter of 2017, the Corporation completed the
repurchase of $7.3 million of trust-preferred securities of FBP Statutory Trust
I that were offered to the Corporation by an investment banking firm. The
Corporation repurchased and cancelled the repurchased trust-preferred
securities, resulting in a commensurate reduction in the related subordinated
debenture.&nbsp; In a separate transaction, during the first quarter of 2016,
the Corporation completed the repurchase of trust-preferred securities that
were being auctioned in a public sale at which the Corporation was invited to
participate.&nbsp; The Corporation repurchased and cancelled $10 million in
trust-preferred securities of FBP Statutory Trust II.&nbsp; As of December 31,
2017, the Corporation still has subordinated debentures outstanding in the
aggregate amount of $208.6 million. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the second
quarter of 2016, the Corporation received approval from the Federal Reserve and
paid $31.2 million for all the accrued but deferred interest payments plus the
interest for the 2016 second quarter on the Corporation&#8217;s subordinated
debentures associated with its trust-preferred securities. Subsequently, the
Corporation </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">has received quarterly
regulatory approvals and made scheduled quarterly interest payments.&#160; &nbsp; As
of December 31 2017, the Corporation is current on all interest payments due
related to its subordinated debentures.&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On October 3, 2017 the
Federal Reserve terminated the Written Agreement entered into on June 3, 2010
between the Corporation and the Federal Reserve.&nbsp; </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">However,
the Corporation has agreed with its regulators to continue to obtain approval
before paying dividends, receiving dividends from the Bank, making payments on
subordinated debt or trust-preferred securities, incurring or guaranteeing debt
or purchasing or redeeming any corporate stock.&#160; The Corporation has already
received approval to make the subordinated debentures quarterly payment for
March 31, 2018.&#160; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">It is the intent of
the Corporation to request approval for future periods to continue regularly
scheduled quarterly payments.&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other Sources of Funds and Liquidity - </font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s principal uses of funds
are for the origination of loans and the repayment of maturing deposits and
borrowings. The ratio of residential real estate loans to total loans has
increased over time. Commensurate with the increase in its mortgage banking
activities, the Corporation has also invested in technology and personnel to enhance
the Corporation&#8217;s secondary mortgage market capabilities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The enhanced
capabilities improve the Corporation&#8217;s liquidity profile as they allow the
Corporation to derive liquidity, if needed, from the sale of mortgage loans in
the secondary market. The U.S. (including Puerto Rico) secondary mortgage
market is still highly liquid, in large part because of the sale of mortgages
through guarantee programs of the FHA, VA, HUD, FNMA and FHLMC. During 2017,
the Corporation sold approximately $235.1 million of FHA/VA mortgage loans to
GNMA, which packages them into mortgage-backed securities. Any regulatory
actions affecting GNMA, FNMA or FHLMC could adversely affect the secondary
mortgage market.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although currently
not in use, other potential sources of short-term funding for the Corporation
include commercial paper and federal funds purchased. Furthermore, in previous
years, the Corporation entered into several financing transactions to diversify
its funding sources, including through the issuance of notes payable and, as
noted above, junior subordinated debentures as part of its longer-term
liquidity and capital management activities.&#160; No assurance can be given that
these sources of liquidity will be available in the future and, if available,
will be on comparable terms.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impact of
Credit Ratings on Access to Liquidity </font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
liquidity is contingent upon its ability to obtain external sources of funding
to finance its operations. The Corporation&#8217;s current credit ratings and any
downgrade in credit ratings can hinder the Corporation&#8217;s access to new forms of
external funding and/or cause external funding to be more expensive, which
could in turn adversely affect results of operations. Also, changes in credit
ratings may further affect the fair value of unsecured derivatives that
consider the Corporation&#8217;s own credit risk as part of the valuation.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
does not have any outstanding debt or derivative agreements that would be
affected by credit downgrades. Furthermore, given the Corporation&#8217;s
non-reliance on corporate debt or other instruments directly linked in terms of
pricing or volume to credit ratings, the liquidity of the Corporation so far
has not been affected in any material way by downgrades. The Corporation&#8217;s
ability to access new non-deposit sources of funding, however, could be
adversely affected by credit downgrades.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">116</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_117"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
credit as a long-term issuer is currently rated B+ by S&amp;P and B- by Fitch.
At the FirstBank subsidiary level, long-term issuer ratings are currently Caa1
by Moody&#8217;s, seven notches below their definition of investment grade, B+ by
S&amp;P, four notches below their definition of investment grade, and B- by
Fitch, six notches below their definition of investment grade.&nbsp; The
Corporation&#8217;s credit ratings are dependent on a number of factors, both quantitative
and qualitative, and are subject to change at any time.&nbsp; The disclosure of
credit ratings is not a recommendation to buy, sell or hold the Corporation&#8217;s
securities.&nbsp; Each rating should be evaluated independently of any other
rating.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash Flows</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash and cash
equivalents were $716.4 million as of December 31, 2017, an increase of $416.7
million when compared to the total balance of cash and cash equivalents of
$299.7 million as of December 31, 2016. The following discussion highlights the
major activities and transactions that affected the Corporation&#8217;s cash flows
during 2017 and 2016. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash Flows from
Operating Activities</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp.&#8217;s
operating assets and liabilities vary significantly in the normal course of
business due to the amount and timing of cash flows. Management believes cash
flows from operations, available cash balances and the Corporation&#8217;s ability to
generate cash through short- and long-term borrowings will be sufficient to
fund the Corporation&#8217;s operating liquidity needs for the foreseeable future.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For 2017 and 2016,
net cash provided by operating activities was $236.0 million and $199.4
million, respectively.&#160; Net cash generated from operating activities was higher
than reported net income largely as a result of adjustments for items such as
the provision for loan and lease losses, depreciation and amortization, and
impairments as well as the cash generated from sales of loans held for sale. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash Flows from
Investing Activities</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
investing activities primarily relate to originating loans to be held for
investment and purchasing, selling and repaying available-for-sale and held-to-maturity
investment securities. For the year ended December 31, 2017, net cash used in
investing activities was $73.3 million, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">primarily reflecting the effect of purchases of investment
securities completed during 2017.&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the year ended
December 31, 2016, net cash provided by investing activities was $83.2 million,
primarily reflecting proceeds from sales of available-for-sale securities and
MBS prepayments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash Flows from
Financing Activities</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
financing activities primarily include the receipt of deposits and issuance of
brokered CDs, the issuance of and payments on long-term debt, the issuance of
equity instruments and activities related to its short-term funding.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> For the year ended December 31, 2017, net
cash provided by financing activities was $254.0 million, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">mainly due the increase in non-brokered
deposits and higher reliance on long-term FHLB advances, partially offset by
the repayment of maturing brokered CDs, dividends paid on preferred stock, and
the cash used for the repurchase and cancellation of trust-preferred
securities. &nbsp;&nbsp;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2016, net
cash used in financing activities was $735.4 million, mainly due to repayments
of maturing brokered CDs and repurchase agreements, and the cash used for the
repurchase and cancellation of trust preferred securities, partially offset by
the increase in non-brokered deposits and proceeds from short-term FHLB
advances.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Capital</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation&#8217;s
stockholders&#8217; equity was $1.9 billion, an increase of $82.6 million from
December 31, 2016. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
increase was mainly driven by the earnings generated during 2017, exclusive of
the $12.2 million OTTI charge to earnings in the first quarter and previously
included as part of other comprehensive loss in total equity. In December 31,
2016, for the first time since July 2009, the Corporation paid dividends on its
non-cumulative perpetual monthly income preferred stock, after receiving
regulatory approval. Since then, the Corporation has continued to pay monthly
dividend payments on the non-cumulative perpetual monthly income preferred
stock. As mentioned above, on October 3, 2017, the Federal Reserve terminated
the Written Agreement entered into on June 3, 2010 between the Corporation and
the Federal Reserve. However, the Corporation has agreed its regulators to
continue to obtain approval before paying dividends, receiving dividends from
the Bank, making payments on subordinated debt or trust preferred securities,
incurring or guaranteeing debt or purchasing or redeeming any corporate stock</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has received regulatory approvals
to pay the monthly dividends on the Corporation&#8217;s Series A through E Preferred
Stock through March 2018. The Corporation intends to request approval in future
periods to continue to pay monthly dividend payments on the non-cumulative
perpetual monthly income preferred stock.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">117</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 valign=bottom width=97% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Set
  forth below are First BanCorp.'s and FirstBank's regulatory capital ratios as
  of December 31, 2017 and December 31, 2016:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Banking Subsidiary</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">To be well capitalized</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">First BanCorp.</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">FirstBank</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">- General thresholds</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fully</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fully</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Actual</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Phased-in <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Actual</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Phased-in <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  capital ratio (Total capital to risk-weighted assets)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22.53%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21.99%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22.06%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21.53%</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10.00%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Common
  Equity Tier 1 capital ratio </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;
  (Common equity Tier 1 capital to risk weighted assets) </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">18.96%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">18.09%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17.70%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.86%</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6.50%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Tier 1
  capital ratio (Tier 1 capital to risk-weighted assets)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">18.97%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">18.49%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20.79%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20.26%</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8.00%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Leverage
  ratio </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14.03%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14.01%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.39%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.37%</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5.00%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Banking Subsidiary</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=21% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">To be well capitalized</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">First BanCorp.</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FirstBank</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">- General thresholds</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fully</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fully</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Actual</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Phased-in <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Actual</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Phased-in <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  capital ratio (Total capital to risk-weighted assets)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21.34%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20.84%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20.80%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20.32%</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10.00%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Common
  Equity Tier 1 capital ratio </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;
  (Common equity Tier 1 capital to risk weighted assets)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17.74%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.90%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.92%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.70%</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6.50%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Tier 1
  capital ratio (Tier 1 capital to risk-weighted assets)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17.74%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17.30%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19.53%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19.05%</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8.00%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=47% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Leverage
  ratio </font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13.70%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13.64%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.10%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.04%</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5.00%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=9 valign=top width=97% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Certain
  adjustments required under the Basel III rules will be phased in through the
  end of 2018 although certain elements of the Basel III rules have recently
  been deferred by the federal banking agencies. The ratios shown in this
  column are calculated assuming a fully phased-in adjustments as if they were effective
  as of December 31, 2017 and 2016.</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">118</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">Although the Corporation and FirstBank
became subject to the Basel III rules beginning on January 1, 2015, certain
requirements of the Basel III rules are being phased-in over several years and,
in general, will be fully effective as of January 1, 2019, although certain
elements of the Basel III rules have recently been deferred by the federal
banking agencies.&#160; The Corporation and FirstBank compute risk-weighted assets
using the Standardized Approach required by the Basel III rules. </font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Basel III
rules require the Corporation to maintain an additional capital conservation
buffer of 2.5% to avoid limitations on both (i) capital distributions (e.g.,
repurchases of capital instruments, dividends and interest payments on capital
instruments) and (ii) discretionary bonus payments to executive officers and
heads of major business lines. The phase-in of the capital conservation buffer
began on January 1, 2016 with a first year requirement of 0.625% of additional
Common Equity Tier 1 capital (&#8220;CET1&#8221;), which is being progressively increased,
by that same percentage amount on each subsequent January 1 until it reaches
the fully phased-in 2.5% CET1 requirement on January 1, 2019.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the fully
phased-in Basel III rules, in order to be considered adequately capitalized,
the Corporation will be required to maintain: (i) a minimum CET1 capital to
risk-weighted assets ratio of at least 4.5%, plus the 2.5% &#8220;capital
conservation buffer,&#8221; resulting in a required minimum CET1 ratio of at least
7%; (ii) a minimum ratio of total Tier 1 capital to risk-weighted assets of at
least 6.0%, plus the 2.5% capital conservation buffer, resulting in a required
minimum Tier 1 capital ratio of 8.5%; (iii) a minimum ratio of total Tier 1
plus Tier 2 capital to risk-weighted assets of at least 8.0%, plus the 2.5%
capital conservation buffer, resulting in a required minimum total capital
ratio of 10.5%; and (iv) a required minimum leverage ratio of 4%, calculated as
the ratio of Tier 1 capital to average on-balance sheet (non-risk adjusted)
assets. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, as
required under Basel III rules, the Corporation&#8217;s trust-preferred securities
(&#8220;TRuPs&#8221;) were fully phased out from Tier 1 capital as of January 1, 2016.&#160;
However, the Corporation&#8217;s TRuPs may continue to be included in Tier 2 capital
until the instruments are redeemed or mature.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November 21,
2017, the Federal Reserve Board, FDIC, and Office of the Comptroller of the
Currency finalized an extension of the phase-in of certain Basel III capital
rules for banks not using the Basel &#8220;advanced approaches.&#8221; The extension, which
was effective on January 1, 2018, pauses the full transition to the Basel III
treatment of mortgage servicing assets, certain deferred tax assets, and
investments in the capital of unconsolidated financial institutions and
minority interests, pending the banking agencies&#8217; broader efforts, announced in
September 2017, to simplify the regulatory capital rules that apply to banking
organizations other than &#8220;advanced approaches&#8221; banking organizations. Because the
advanced approaches rules apply to banking organizations with more than $250
billion in assets or foreign bank subsidiaries with more than $10 billion in
assets, the extension relief applies broadly to community, midsize, and
regional banks, including the Corporation and FirstBank.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation, as an institution with
more than $10 billion but less than $50 billion of total consolidated assets,
is subject to certain requirements established by the Dodd-Frank Act, including
those related to capital stress testing. Consistent with these requirements,
the Corporation submitted its third annual company-run stress test to
regulators in July 2017, which was made public in October 2017. The results
show that even in a severely adverse economic environment, the Corporation&#8217;s
and the Bank&#8217;s capital ratios exceed </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">both the regulatory minimum required ratios mandated under Basel
III and the generally required well-capitalized thresholds throughout the
nine-quarter planning horizon.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">119</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><font lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">The tangible common
equity ratio and tangible book value per common share are non-GAAP financial
measures generally used by the financial community to evaluate capital
adequacy. Tangible common equity is total equity less preferred equity, goodwill,
core deposit intangibles, purchased credit card relationship asset and
insurance customer relationship intangible asset. Tangible assets are total
assets less goodwill, core deposit intangibles, purchased credit card
relationship and insurance customer relationship intangible assets.&#160; Refer to </font><i><font lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">Basis
of Presentation</font></i><font lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;"> below for additional information.</font></font><font style="border:none;"><font lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.95pt;">
  <td colspan=7 valign=bottom width=100% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following table is a reconciliation of the Corporation&#8217;s tangible common
  equity and tangible assets for the years ended December 31, 2017 and&#160; 2016,
  respectively:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands, except ratios and per share information)</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  equity - GAAP</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,869,097</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,786,243</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Preferred
  equity</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(36,104)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(36,104)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Goodwill</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(28,098)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(28,098)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Purchased
  credit card relationship intangible</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,000)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(10,531)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Core
  deposit intangible</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,478)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(7,198)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Insurance
  customer relationship intangible</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(775)</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(927)</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=3% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Tangible
  common equity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,790,642</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,703,385</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=3% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  assets - GAAP</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,261,268</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,922,455</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Goodwill</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(28,098)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(28,098)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Purchased
  credit card relationship intangible</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,000)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(10,531)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Core
  deposit intangible</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,478)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(7,198)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Insurance
  customer relationship intangible</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(775)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(927)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Tangible
  assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,218,917</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,875,701</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Common
  shares outstanding </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216,278</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">217,446</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=3% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Tangible
  common equity ratio</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14.65%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14.34%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Tangible
  book value per common share</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8.28</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7.83</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=61% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 width=97% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)&#160;
  In May 2017, the U.S. Treasury sold its remaining shares of common stock in
  First BanCorp. As a result, senior officers forfeited approximately 2.4
  million of restricted shares that they held.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=61% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law of
the Commonwealth of Puerto Rico requires that a minimum of 10% of FirstBank&#8217;s
net income for the year be transferred to legal surplus until such surplus
equals the total of paid-in capital on common and preferred stock. Amounts
transferred to the legal surplus account from the retained earnings account are
not available for distribution to the Corporation, including for payment as
dividends to the stockholders, without the prior consent of the Puerto Rico
Commissioner of Financial Institutions. The Puerto Rico Banking Law provides that,
when the expenditures of a Puerto Rico commercial bank are greater than
receipts, the excess of the expenditures over receipts must be charged against
the undistributed profits of the bank, and the balance, if any, must be charged
against the legal surplus reserve, as a reduction thereof. If there is no legal
surplus reserve sufficient to cover such balance in whole or in part, the
outstanding amount must be charged against the capital account and the Bank
cannot pay dividends until it can replenish the reserve fund to an amount of at
least 20% of the original capital contributed. During 2017 and 2016, $7.3
million and $9.6 million, respectively, were transferred to the legal surplus
reserve. FirstBank&#8217;s legal surplus reserve, included as part of retained
earnings in the Corporation&#8217;s statement of financial condition, amounted to
$59.7 million and $52.4 million as of December 31, 2017 and 2016, respectively.
</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 10, 2017,
the U.S. Department of the Treasury announced that it had sold all of its
remaining 10,291,553 shares of the Corporation&#8217;s common stock.&nbsp; Since the
U.S. Treasury did not recover the full amount of its original investment under
TARP, the Corporation&#8217;s senior officers forfeited 2,370,571 outstanding
restricted shares that they held, resulting in a reduction in the number of
common shares outstanding.&nbsp; The reduction in the number of common shares
outstanding contributed approximately $0.09 to the increase in book value and
tangible book value per common share in 2017. The U.S. Department of the
Treasury continues to hold a warrant to purchase 1,285,899 shares of the
Corporation&#8217;s common stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A secondary offering of the Corporation&#8217;s
common stock by certain of the Corporation&#8217;s existing stockholders was
completed on February 7, 2017.&nbsp; Funds affiliated with THL sold 10 million
shares of the Corporation&#8217;s common stock, and funds managed by Oaktree sold 10
million shares of the Corporation&#8217;s common stock.&nbsp; In addition, the
underwriters exercised their option to purchase an </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">120</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_121"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">additional
3 million shares of the Corporation&#8217;s common stock from the selling
stockholders.&nbsp; Also, on August&nbsp;3, 2017, THL and Oaktree participated
in another secondary offering of the Corporation&#8217;s common stock in which they
sold an aggregate of 20 million shares (10 million shares each) of common
stock. The Corporation did not receive any proceeds from these offerings. As of
December 31, 2017, each of THL and Oaktree owned less than 5% of the
Corporation&#8217;s common stock.</font></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p align=left style="border:none;margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Off-Balance Sheet Arrangements</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the ordinary
course of business, the Corporation engages in financial transactions that are
not recorded on the balance sheet, or may be recorded on the balance sheet in
amounts that are different from the full contract or notional amount of the
transaction. These transactions are designed to (1)&nbsp;meet the financial
needs of customers; (2)&nbsp;manage the Corporation&#8217;s credit; market or liquidity
risks; (3)&nbsp;diversify the Corporation&#8217;s funding sources; and
(4)&nbsp;optimize capital.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a provider of financial services, the
Corporation routinely enters into commitments with off-balance-sheet risk to
meet the financial needs of its customers. These financial instruments may
include loan commitments and standby letters of credit. These commitments are
subject to the same credit policies and approval processes used for on-balance-sheet
instruments. These instruments involve, to varying degrees, elements of credit
and interest rate risk in excess of the amount recognized in the statement of
financial position. As of December 31, 2017, commitments to extend credit
amounted to approximately $1.3 billion, of which $668.5 million relates to
credit card loans. Commercial and financial standby letters of credit amounted
to $49.4 million. Commitments to extend credit are agreements to lend to
customers as long as the conditions established in the contract are met.
Generally, the Corporation does not enter into interest rate lock agreements
with prospective borrowers in connection with mortgage banking activities.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.95pt;">
  <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 nowrap valign=bottom width=99% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Contractual
  Obligations and Commitments</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=30% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 valign=bottom width=99% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  The following table presents a detail of the maturities of the Corporation&#8217;s
  contractual obligations and commitments, which consist of CDs, long-term
  contractual debt obligations, commitments to sell mortgage loans and
  commitments to extend credit:</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=30% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=30% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=67% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Contractual Obligations and
  Commitments</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=30% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=67% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=30% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Less than 1 year</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1-3 years</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3-5 years</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">After 5 years</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=30% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Contractual
  obligations:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Certificates of deposit</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,580,070</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,965,747</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,190,790</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">416,695</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,838</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Securities sold under agreements to</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  repurchase </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">300,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">100,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">200,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Advances from FHLB</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">715,000</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">95,000</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">300,000</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">320,000</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other borrowings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">208,635</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">208,635</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Operating leases</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">92,394</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,428</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20,310</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15,237</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45,419</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other contractual obligations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">77,790</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">48,001</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">25,402</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,567</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,820</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  contractual obligations</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,973,889</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,220,176</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,536,502</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">953,499</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">263,712</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commitments
  to sell mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">37,909</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Standby
  letters of credit</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,691</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commitments
  to extend credit:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Lines of credit</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,182,339</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Letters of credit</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">46,728</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Construction undisbursed funds</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">77,649</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  commercial commitments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,306,716</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 width=99% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 valign=top width=99% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1)
  Reported net of reverse repurchase agreements by counterparties, when
  applicable, pursuant to ASC 210-20-45-11.</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">121</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none windowtext 1.0pt;padding:0in;"><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">The
Corporation has obligations and commitments to make future payments under
contracts, such as debt and lease agreements, and under other commitments to
sell mortgage loans at fair value and to extend credit. Commitments to extend
credit are agreements to lend to a customer as long as there is no violation of
any condition established in the contract. Other contractual obligations result
mainly from contracts for the rental and maintenance of equipment. Since
certain commitments are expected to expire without being drawn upon, the total
commitment amount does not necessarily represent future cash requirements. For
most of the commercial lines of credit, the Corporation has the option to
reevaluate the agreement prior to additional disbursements. There have been no
significant or unexpected draws on existing commitments.&#160; In the case of credit
cards and personal lines of credit, the Corporation can cancel the unused
credit facility at any time and without cause.</font></font>

<p style="margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&#160;Interest Rate Risk Management</font></i></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp.
manages its asset/liability position in order to limit the effects of changes
in interest rates on net interest income and to maintain stability of
profitability under varying interest rate scenarios. The MIALCO oversees
interest rate risk, and the MIALCO&#8217;s meetings focus on, among other things,
current and expected conditions in world financial markets, competition and
prevailing rates in the local deposit market, liquidity, the pipeline of loan
originations, securities market values, recent or proposed changes to the
investment portfolio, alternative funding sources and related costs, hedging
and the possible purchase of derivatives such as swaps and caps, and any tax or
regulatory issues that may be pertinent to these areas. The MIALCO approves
funding decisions in light of the Corporation&#8217;s overall strategies and
objectives.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On
a quarterly basis, the Corporation performs a consolidated net interest income
simulation analysis to estimate the potential change in future earnings from
projected changes in interest rates. These simulations are carried out over a
one-to-five-year time horizon, assuming upward and downward yield curve shifts.
The rate scenarios considered in these simulations reflect gradual upward and
downward interest rate movements of 200 basis points during a twelve-month
period. Simulations are carried out in two ways:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Using a static balance sheet, as the Corporation had on the
simulation date, and</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2)
Using a dynamic balance sheet based on recent patterns and current strategies.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
balance sheet is divided into groups of assets and liabilities detailed by
maturity or re-pricing structure and their corresponding interest yields and
costs. As interest rates rise or fall, these simulations incorporate expected
future lending rates, current and expected future funding sources and costs,
the possible exercise of options, changes in prepayment rates, deposit decay
and other factors, which may be important in projecting net interest income.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation uses a simulation model to project future movements in the
Corporation&#8217;s balance sheet and income statement. The starting point of the
projections corresponds to the actual values on the balance sheet on the date
of the simulations.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These
simulations are highly complex, and are based on many assumptions that are
intended to reflect the general behavior of the balance sheet components over
the period in question. It is unlikely that actual events will match these
assumptions in most cases. For this reason, the results of these forward-looking
computations are only approximations of the true sensitivity of net interest
income to changes in market interest rates. Several benchmark and market rate
curves were used in the modeling process, primarily the LIBOR/SWAP curve,
Prime, Treasury, FHLB rates, brokered CD rates, repurchase agreements rates and
the mortgage commitment rate of 30 years.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
12-month net interest income is forecasted assuming the December 31, 2017
interest rate curves remain constant. Then, net interest income is estimated under
rising and falling rate scenarios. For rising rate scenarios, a gradual (ramp)
parallel upward shift of the yield curves is assumed during the first 12 months
(the &#8220;+200 ramp&#8221; scenario). Conversely, for the falling rate scenario, a
gradual (ramp) parallel downward shift of the yield curve is assumed during the
first twelve months (the &#8220;-200 ramp&#8221; scenario). However, given the current low
levels of interest rates, a full downward shift of 200 basis points would
represent an unrealistic scenario. Therefore, under the falling rate scenario,
rates move downward up to 200 basis points, but without reaching zero. The
resulting scenario shows interest rates close to zero in most cases, reflecting
a flattening yield curve instead of a parallel downward scenario.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Libor/Swap curve for December 2017, as compared to December 2016, reflected a
58 basis points increase in the short-term horizon, between 1 to 12 months,
while market rates increased by 43 basis points in the medium-term, that is,
between 2 to 5 years. In the long-term, that is, over a 5-year-term horizon,
market rates increased 8 basis points, causing a more flattened yield curve.
The U.S. Treasury curve in the short-term increased by 89 basis points and in
the medium-term increased by 39 basis points. The long-term horizon decreased
by 19 basis points, as compared to December 2016 end-of-month levels.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">122</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=23 valign=bottom width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; The following table
  presents the results of the simulations as of December 31, 2017 and December
  31, 2016.&#160; Consistent with prior years, these exclude non-cash changes in the
  fair value of derivatives:
  </font></td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Interest Income Risk</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Interest Income Risk</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Projected for the next 12 months)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Projected for the next 12 months)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Static Simulation</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Growing Balance Sheet</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Static Simulation</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Growing Balance Sheet</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars
  in millions)</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Change</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">% Change</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Change</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">% Change</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Change</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">% Change</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Change</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">% Change</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">+ 200
  bps ramp</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">18.0</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3.55</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17.5</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3.42</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12.1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.51</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14.0</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.89</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">- 200
  bps ramp</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(14.6)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2.89)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(17.7)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3.47)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6.5)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1.36)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(11.4)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2.35)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
continues to manage its balance sheet structure to control the overall interest
rate risk. As part of the strategy to limit the interest rate risk, the
Corporation has executed certain transactions that affected the simulation
results.&nbsp; While the overall loan portfolio declined by $53.4 million, the
performing loan portfolio increased by $16.9 million during 2017 despite the
interruption in collection efforts and disruption in economic activity resulting
from Hurricanes Irma and Maria on the markets in which the Corporation
operates.&nbsp; The Corporation has continued repositioning the balance sheet
by continuing to decrease its wholesale funding concentration, with a decrease
of $289.2 million in brokered CDs. Cash and cash equivalents increased by
$416.7 million during 2017, primarily tied to the increase in non-interest
bearing deposits.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Taking into
consideration the above-mentioned facts for modeling purposes, the net interest
income for the next 12 months under a non-static balance sheet scenario is
estimated to increase by $17.5 million in the rising rate scenario when
compared against the Corporation&#8217;s flat or unchanged interest rate forecast
scenario. Under the falling rate, non-static scenario the net interest income is
estimated to decrease $17.7 million.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Derivatives </font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp.
uses derivative instruments and other strategies to manage its exposure to
interest rate risk caused by changes in interest rates beyond management&#8217;s
control.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:11.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
summarizes major strategies, including derivative activities, used by the
Corporation in managing interest rate risk:</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:11.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest rate cap agreements</font></u></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> - Interest rate cap agreements provide
the right to receive cash if a reference interest rate rises above a
contractual rate. The value increases as the reference interest rate rises. The
Corporation enters into interest rate cap agreements for protection from rising
interest rates. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:11.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:11.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Forward
Contracts</font></u></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> - Forward
contracts are sales of TBAs mortgage-backed securities that will settle over
the standard delivery date and do not qualify as &#8220;regular way&#8221; security trades.
Regular-way security trades are contracts that have no net settlement provision
and no market mechanism to facilitate net settlement and provide for delivery
of a security within the timeframe generally established by regulations or
conventions in the market-place or exchange in which the transaction is being
executed. The forward sales are considered derivative instruments that need to
be marked-to-market. These securities are used to hedge the FHA/VA residential
mortgage loan securitizations of the mortgage-banking operations. Unrealized
gains (losses) are recognized as part of mortgage banking activities in the
consolidated statement of income.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:11.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For detailed information regarding the
volume of derivative activities (i.e. notional amounts), location and fair
values of derivative instruments in the consolidated statement of financial condition
and the amount of gains and losses reported in the consolidated statements of
income, refer to Note 32, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Derivative Instruments and Hedging Activities,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
of the Corporation&#8217;s consolidated financial statements for the year ended December
31, 2017 included in Item 8 of this Form 10-K.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">123</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_124"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=6 valign=bottom width=100% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; The following tables
  summarize the fair value changes in the Corporation&#8217;s derivatives as well as
  the sources of the fair values:
  </font></td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=50% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=50% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Asset Derivatives</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Liability Derivatives</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=50% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=22% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=22% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=50% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=2 valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=50% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair
  value of contracts outstanding at the beginning</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  of the year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">554</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(753)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Changes
  in fair value during the year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(242)</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">429</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Fair value of contracts outstanding as of</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  December 31, 2017</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">312</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(324)</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=50% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Sources
  of Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom width=46% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></i></p>
  </td>
 <td colspan=14 valign=bottom width=53% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maturity by Period</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maturity Less Than One Year</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maturity&#160; 1-3 Years</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maturity&#160; 3-5 Years</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maturity in Excess of&#160; 5 Years</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pricing
  from observable market inputs - </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Asset Derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">305</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">312</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pricing
  from observable market inputs -</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Liability Derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(19)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(305)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(324)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(12)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(12)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=46% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative
instruments, such as interest rate caps, are subject to market risk.&nbsp; As
is the case with investment securities, the market value of derivative
instruments is largely a function of the financial market&#8217;s expectations
regarding the future direction of interest rates.&nbsp; Accordingly, current
market values are not necessarily indicative of the future impact of derivative
instruments on earnings.&nbsp; This will depend, for the most part, on the
level of interest rates, as well as the expectations for rates in the future. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017 and
2016, all of the derivative instruments held by the Corporation were considered
economic undesignated hedges.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The use of
derivatives involves market and credit risk. The market risk of derivatives
stems principally from the potential for changes in the value of derivative
contracts based on changes in interest rates. The credit risk of derivatives
arises from the potential for default of the counterparty.&nbsp; To manage this
credit risk, the Corporation deals with counterparties of good credit standing,
enters into master netting agreements whenever possible and, when appropriate,
obtains collateral. Master netting agreements incorporate rights of set-off
that provide for the net settlement of contracts with the same counterparty in
the event of default.&nbsp;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to Note 29, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Fair Value,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> of
the Corporation&#8217;s consolidated financial statements for the year ended December
31, 2017 included in Item 8 of this Form 10-K, for additional information regarding
the fair value determination of derivative instruments.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">124</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_125"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<font style="border:none;"><b><i><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Credit Risk Management</font></i></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-right:0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">First BanCorp. is subject to credit risk mainly with respect to
its portfolio of loans receivable and off-balance-sheet instruments, mainly
derivatives and loan commitments. Loans receivable represents loans that First
BanCorp. holds for investment and, therefore, First BanCorp. is at risk for the
term of the loan. Loan commitments represent commitments to extend credit,
subject to specific conditions, for specific amounts and maturities. These
commitments may expose the Corporation to credit risk and are subject to the
same review and approval process as for loans made by the Bank. Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Contractual
Obligations and Commitment</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;"> above for further details. The credit risk of
derivatives arises from the potential of the counterparty&#8217;s default on its
contractual obligations. To manage this credit risk, the Corporation deals with
counterparties of good credit standing, enters into master netting agreements
whenever possible and, when appropriate, obtains collateral. For further
details and information on the Corporation&#8217;s derivative credit risk exposure,
refer to I</font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">nterest Rate Risk Management </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">above. The Corporation manages
its credit risk through its credit policy, underwriting, independent loan
review and quality control procedures, statistical analysis, comprehensive
financial analysis, and established management committees. The Corporation also
employs proactive collection and loss mitigation efforts. Furthermore,
personnel performing structured loan workout functions are responsible for
mitigating defaults and minimizing losses upon default within each region and
for each business segment. In the case of the commercial and industrial
(&#8220;C&amp;I&#8221;), commercial mortgage and construction loan portfolios, the Special
Asset Group (&#8220;SAG&#8221;) focuses on strategies for the accelerated reduction of
non-performing assets through note sales, short sales, loss mitigation
programs, and sales of OREO.&#160; In addition to the management of the resolution
process for problem loans, the SAG oversees collection efforts for all loans to
prevent migration to the non-performing and/or adversely classified status.&#160;
The SAG utilizes relationship officers, collection specialists and attorneys.
In the case of residential construction projects, the workout function monitors
project specifics, such as project management and marketing, as deemed
necessary.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">The Corporation may also have risk of default in the securities
portfolio. The securities held by the Corporation are principally fixed-rate
U.S. agency mortgage-backed securities and U.S. Treasury and agency securities.
Thus, a substantial portion of these instruments is backed by mortgages, a
guarantee of a U.S. government-sponsored entity or the full faith and credit of
the U.S. government.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Management, consisting of the Corporation&#8217;s Commercial Credit Risk
Officer, Retail Credit Risk Officer, Chief Lending Officer and other senior
executives, has the primary responsibility for setting strategies to achieve
the Corporation&#8217;s credit risk goals and objectives. These goals and objectives
are documented in the Corporation&#8217;s Credit Policy.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Allowance for Loan
and Lease Losses and Non-performing Assets</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Allowance for Loan
and Lease Losses</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The provision for loan and lease losses is
charged to earnings to maintain the allowance for loan and lease losses at a
level that the Corporation considers adequate to absorb probable losses
inherent in the portfolio. The adequacy of the allowance for loan and lease
losses is also based upon a number of additional factors, including trends in
charge-offs and delinquencies, current economic conditions, the fair value of
the underlying collateral and the financial condition of the borrowers, and, as
such, includes amounts based on judgments and estimates made by the
Corporation.&nbsp; Important factors that influence this judgment are
re-evaluated quarterly to respond to changing conditions.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance for
loan and lease losses represents the estimate of the level of reserves
appropriate to absorb inherent credit losses. The amount of the allowance was
determined by empirical analysis and judgments regarding the quality of each
individual loan portfolio. All known relevant internal and external factors
that affected loan collectability were considered, including analyses of
historical charge-off experience, migration patterns, changes in economic
conditions, and changes in loan collateral values. For example, factors
affecting the economies of Puerto Rico, Florida (USA), the USVI and the BVI may
contribute to delinquencies and defaults above the Corporation&#8217;s historical
loan and lease losses. Such factors are subject to regular review and may
change to reflect updated performance trends and expectations, particularly in
times of severe stress. The process includes judgments and quantitative
elements that may be subject to significant change. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Hurricanes Irma and Maria caused
widespread property damage, flooding, power outages, and water and
communication services interruptions, and severely disrupted normal economic
activity in the affected areas.&nbsp; Damages associated with these
storm-related events will have significant short-term economic repercussions,
both positive and negative, for the Corporation&#8217;s commercial and individual
loan customers in the most severely affected parts of Puerto Rico and the
Virgin Islands. While these events have affected certain asset quality metrics,
including higher delinquencies and non-performing loans, the hurricanes&#8217;
ultimate effect on loan collections is uncertain.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Provision for
Loan and Lease Losses&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> above for information about the Corporation&#8217;s
approach to estimating the storms&#8217; effect on credit quality. Estimates of the
storms&#8217; effect on loan losses could change over time as additional information
becomes available, including the performance of consumer credits that had been
under payment deferral programs and further assessments of individual
borrowers, and any related revisions in the allowance calculation will be
reflected in the provision for loan losses as they occur.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">125</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_126"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The ratio of
the allowance for loan losses to total loans held for investment increased to
2.62% as of December 31, 2017 compared to 2.31% as of December 31, 2016.&nbsp;
The allowance to total loans ratio for most of the categories showed a higher
coverage driven by the $68.5 million storm-related allowance determined as of
December 31, 2017. The change for each portfolio follows:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance to total loans for the
residential mortgage portfolio increased from 1.03% as of December 31, 2016 to
1.79% as of December 31, 2017, driven by the $14.6 million qualitative
storm-related estimate determined for this portfolio and the effect of
increased reserves on residential mortgage TDRs driven by adjustments to the
loss severity estimates, including adjustments to liquidation cost assumptions,
and prepayments experience on these loans. Of the total $14.6 million
storm-related allowance for the residential mortgage portfolio, $12.3 million
and $2.3 million were allocated to Puerto Rico and the Virgin Islands,
respectively. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance to total loans for the
commercial mortgage portfolio decreased from 3.65% as of December 31, 2016 to
3.00% as of December 31, 2017, driven by the effect of large charge-offs on TDF
commercial mortgage loans recorded in 2017 against previously-established
specific reserves, partially offset by the $12.1 million storm-related
allowance determined for this portfolio. Of the total $12.1 million storm-related
allowance for the commercial mortgage portfolio, $10.9 million and $1.2 million
were allocated to Puerto Rico and the Virgin Islands, respectively. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance to total loans for the
C&amp;I portfolio decreased from 2.84% as of December 31, 2016 to 2.35% as of
December 31, 2017, reflecting the effect of the decrease in adversely
classified and non-performing loans experienced during 2017, including the sale
of the PREPA credit line as well as lower historical loss rates applied to the
general reserve, partially offset by the $15.9 million storm-related allowance
determined for this portfolio. Of the total $15.9 million storm-related
allowance for the C&amp;I portfolio, $15.4 million and $0.5 million were allocated
to Puerto Rico and the Virgin Islands, respectively. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance to total loans for the
construction loan portfolio increased from 2.05% as of December 31, 2016 to
4.06% as of December 31, 2017, primarily due to the increase in the specific
reserve for construction loans in the Virgin Islands and the $0.9 million
storm-related allowance determined for this portfolio. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance to total loans for the
consumer and finance leases portfolio increased from 2.90% as of December 31,
2016 to 4.06% as of December 31, 2017, primarily due to the $25.0 million
storm-related allowance determined for this portfolio. Of the total $25.0
million storm-related allowance for consumer loans and finance leases
portfolio, $23.7 million and $1.3 million were allocated to Puerto Rico and the
Virgin Islands, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The ratio of the
total allowance for loan and lease losses to non-performing loans held for
investment was 47.36% as of December 31, 2017 compared to 36.71% as of December
31, 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Substantially all
of the Corporation&#8217;s loan portfolio is located within the boundaries of the
U.S. economy. Whether the collateral is located in Puerto Rico, the USVI and
the BVI or the U.S. mainland (mainly in the state of Florida), the performance
of the Corporation&#8217;s loan portfolio and the value of the collateral supporting
the transactions are dependent upon the performance of and conditions within
each specific area&#8217;s real estate market.&nbsp; The real estate market in Puerto
Rico has experienced readjustments in value, driven by the loss of income due
to higher unemployment, reduced demand and general adverse economic conditions
that were exacerbated by the effect of Hurricanes Irma and Maria. The
Corporation sets adequate loan-to-value ratios following its regulatory and
credit policy standards.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As shown in the
following table, the allowance for loan and lease losses amounted to $231.8
million as of December 31, 2017, or 2.62% of total loans, compared with $205.6
million, or 2.31% of total loans, as of December 31, 2016. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Refer </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">to Provision for Loan and Lease Losses</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">
above for additional information.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">126</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=17 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">The following table sets
  forth an analysis of the activity in the allowance for loan and lease losses
  during the periods indicated:
  </font></td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year
  Ended December 31,</font></u></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan and lease losses,</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  beginning of year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">205,603</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">240,710</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">222,395</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">285,858</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">435,414</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  (release) for loan and lease losses:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Residential
  mortgage <sup>(1)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">50,744</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,090</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,377</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,487</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92,755</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  mortgage <sup>(2) </sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,054</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,688</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,884</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,076)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,048</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  and Industrial <sup>(3) </sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,018</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,075</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,575</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,681</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">43,608</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  <sup>(4) </sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,835</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">497</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,891)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,508)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,461</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  and finance leases <sup>(5) </sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,603</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,383</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,100</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">79,946</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,879</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  provision for loan and lease losses<sup> (6)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">144,254</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,733</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">172,045</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">109,530</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">243,751</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Charge-offs:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Residential
  mortgage <sup>(7)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(28,186)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(33,621)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(19,317)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(24,345)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(129,164)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  mortgage <sup>(8)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(39,092)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,454)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(56,101)</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(25,807)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(67,457)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  and Industrial <sup>(9)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(19,855)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(26,579)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(33,844)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(61,935)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(109,849)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction<sup>
  (10)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,607)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,770)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,994)</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11,533)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(43,323)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  and finance leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(44,030)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(54,504)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(62,465)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(76,696)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(63,108)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  charge offs <sup>(11)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(134,770)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(136,928)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(176,721)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(200,316)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(412,901)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recoveries:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Residential
  mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,437</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,941</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,209</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,049</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,165</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  mortgage <sup>(12)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">270</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">816</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,534</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,639</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,855</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  and Industrial<sup> (13)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,755</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,689</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,316</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,680</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,636</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  <sup>(14)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">732</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">316</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,582</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,049</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,076</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  and finance leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,562</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,326</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,350</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,906</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,862</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  recoveries <sup>(15)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,756</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,088</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,991</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,323</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,594</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(118,014)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(121,840)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(153,730)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(172,993)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(393,307)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan and lease losses, end of year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">231,843</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">205,603</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">240,710</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">222,395</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">285,858</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan and lease losses to year-end total </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  loans held for investment</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.62%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.31%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.64%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.44%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.02%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan and lease losses, excluding the $68.5 million </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  storm-related allowance to period end total loans held for investment <sup>(16)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.85%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.31%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.64%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.44%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.02%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  charge-offs&#160; to average loans outstanding during the year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.33%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.37%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.68%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.84%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.07%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  charge-offs to average loans outstanding, excluding</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; net
  charge-offs of $10.7 million related to the sale of the PREPA</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  credit line in 2017, $4.6 million related to the sale of the $16.3 million</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  pool of non-performing assets in 2016, $61.4 million related to</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; the
  bulk sale of assets in 2015, $6.9 million related to the acquisition</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; of
  mortgage loans from Doral Financial in 2014, and the $232.4 million</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  related to the bulk loans sales and loans transferred to </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  held for sale in 2013 </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(16)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.21%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.32%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.01%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.77%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.70%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  for loan and lease losses to net charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  during the year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.22x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.71x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.12x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.63x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.62x</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  for loan and lease losses to net charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  during the year, excluding the effect of the storm-related provision </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=4 nowrap valign=bottom width=46% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; and
  the sale of the PREPA credit line in 2017, the $16.3 million pool</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=4 nowrap valign=bottom width=46% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; of
  non-performing assets in 2016, the bulk sale of assets in 2015, </font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; the
  acquisition of mortgage loans from Doral Financial in 2014, </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; and
  the bulk loan sales and the loans transferred to held for sale </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; in
  2013<sup> (16)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.69x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.72x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.36x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.65x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.69x</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td colspan=3 nowrap valign=bottom width=44% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">_________</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap valign=top width=3% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  a provision totaling $14.6 million associated with the effect of Hurricanes
  Irma and Maria in 2017, and a provision totaling $68.8 million associated
  with the bulk loan sales in 2013.</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td nowrap valign=top width=3% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  a provision totaling $12.1 million associated with the effect of Hurricanes
  Irma and Maria in 2017, $1.8 million associated with the sale of the $16.3
  million pool of non-performing assets in 2016, $33.8 million associated with
  the bulk sale of assets in 2015 and a provision totaling $28.7 million
  associated with the bulk loan sales and the transfer of loans to held for
  sale in 2013.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  a provision of $15.9 million associated with the effect of Hurricanes Irma
  and Maria in 2017, $10.8 million associated with the bulk sale of assets in
  2015, a provision totaling $1.4 million associated with the acquisition of
  mortgage loans from Doral Financial in 2014, and a provision of $20.8 million
  associated with the bulk loan sales in 2013.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  a provision totaling $3.7 million associated with the effect of Hurricanes
  Irma and Maria in 2017, a provision totaling $2.4 million associated with the
  bulk sale of assets in 2015, and a provision totaling $13.6 million
  associated with the bulk loan sales in 2013. </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  a provision totaling $25.0 million associated with the effect of Hurricanes
  Irma and Maria in 2017.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  a provision totaling $71.3 million associated with the effect of Hurricanes
  Irma and Maria in 2017, a provision of $1.8 million associated with the sale
  of the $16.3 million pool of non-performing assets in 2016, a provision of
  $46.9 million associated with the bulk sale of assets in 2015, a provision of
  $1.4 million associated with the acquisition of mortgage loans from Doral
  Financial in 2014, and a provision of $132.0 million associated with the bulk
  loan sales and the transfer of loans to held for sale in 2013.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  charge-offs totaling $99.0 million associated with the bulk loan sales in
  2013.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  charge-offs totaling $3.3 million associated with the sale of the $16.3
  million pool of non-performing assets in 2016, charge-offs totaling $43.2
  million associated with the bulk sale of assets in 2015 and charge-offs
  totaling $54.6 million associated with the bulk loan sales and the transfer
  of loans to held for sale in 2013.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  a charge-off of $10.7 million associated with the sale of the PREPA credit
  line in 2017, charge-offs totaling $2.1 million associated with the sale of
  the $16.3 million pool of non-performing assets in 2016, charge-offs totaling
  $22.6 million associated with the bulk sale of assets in 2015, charge-offs
  totaling $6.9 million associated with the acquisition of mortgage loans from
  Doral Financial in 2014, and charge-offs of $44.7 million associated with the
  bulk loan sales in 2013.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  charge-offs totaling $4.1 million associated with the bulk sale of assets in
  2015 and charge-offs totaling $34.2 million associated with the bulk loan
  sales and the transfer of loans to held for sale in 2013.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  the charge-off of $10.7 million associated with the sale of the PREPA credit
  line in 2017, charge-offs totaling $5.4 million associated with the sale of
  the $16.3 million pool of non-performing assets in 2016, charge-offs totaling
  $69.8 million associated with the bulk sale of assets in 2015, charge-offs
  totaling $6.9 million associated with the acquisition of mortgage loans from
  Doral Financial in 2014, and charge-offs of $232.4 million associated with
  the bulk loan sales and the transfer of loans to held for sale in 2013.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(12)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  recoveries of $0.3 million associated with the sale of the $16.3 million pool
  of non-performing assets in 2016 and recoveries totaling $5.6 million
  associated with the bulk sale of assets in 2015.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  recoveries of $0.5 million associated with the sale of the $16.3 million pool
  of non-performing assets in 2016 and recoveries totaling $2.0 million
  associated with the bulk sale of assets in 2015.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(14)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  recoveries of $0.8 million associated with the bulk sale of assets in 2015.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Includes
  recoveries of $0.8 million associated with the sale of the $16.3 million pool
  of non-performing assets in 2016 and recoveries totaling $8.4 million
  associated with the bulk sale of assets in 2015. </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(16)</font></p>
  </td>
 <td colspan=16 valign=top width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Non-GAAP
  financial measures, refer to &quot;Basis of Presentation&quot; below for
  reconciliations of these measures.</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=3% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">127</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_128"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=30 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  The following table sets forth information concerning the allocation of the
  Corporation&#8217;s allowance for loan and lease losses by loan category and the
  percentage of loan balances in each category to the total of such loans as of
  the dates indicated:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=17% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Percent of loans in each category to
  total loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Percent of loans in each category to
  total loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Percent of loans in each category to
  total loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Percent of loans in each category to
  total loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Percent of loans in each category to
  total loans</font></b></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=17% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Residential
  mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">58,975</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">37%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">33,980</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">37%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">39,570</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">36%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">27,301</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">33%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">33,110</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">27%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Commercial
  mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">48,493</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">18%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">57,261</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">18%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">68,211</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">17%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">50,894</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">18%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">73,138</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">19%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Construction
  loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4,522</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2,562</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3,519</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">12,822</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">35,814</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Commercial
  and&#160; Industrial</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;
  local financial institutions</font></p>
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  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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<tr style="height:12.75pt;">
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;
  prior to 2014)</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">48,871</font></p>
  </td>
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  </td>
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  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">24%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">61,953</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">25%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">68,768</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">25%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">63,721</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">25%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">85,295</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">30%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Consumer
  loans and</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;
  finance leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">70,982</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">20%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">49,847</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">19%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">60,642</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">20%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">67,657</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">23%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">58,501</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">22%</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=17% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">231,843</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">100%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;205,603 &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">100%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;240,710 &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">100%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;222,395 &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">100%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;285,858 &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">100%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.75pt;">
  <td colspan=18 valign=bottom width=99% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; The following table sets
  forth information concerning the composition of the Corporation's allowance
  for loan and lease losses as of December 31, 2017 and 2016 by loan category
  and by whether the allowance and related provisions were calculated
  individually or through a general valuation allowance:
  </font></td>
 <td nowrap valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom width=27% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:.25in;">
  <td nowrap valign=bottom width=27% style="background:white;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Residential Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Commercial Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Commercial and Industrial Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Consumer and Finance Leases</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Construction Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Impaired
  loans without specific reserves:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Principal balance of loans, net of charge-offs</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">116,818</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">65,100</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">28,292</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,788</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">213,046</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Impaired
  loans with specific reserves:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Principal balance of loans, net of charge-offs</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">316,616</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">87,814</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90,008</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">47,218</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">35,606</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">577,262</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">22,086</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,783</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,359</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,017</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,165</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">51,410</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses to </font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=27% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  principal balance</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.98</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.14</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13.73</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.27</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14.51</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.91</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">PCI
  loans:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Carrying value of PCI loans</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,991</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,183</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">158,174</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for PCI loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,873</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">378</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,251</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for PCI loans to carrying value</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.06</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.04</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.11</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans
  with general allowance:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Principal balance of loans</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,703,532</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,457,875</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,964,953</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">64,131</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,711,503</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,901,994</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,016</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38,332</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36,512</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,505</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">65,817</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">169,182</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses to </font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  principal balance</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.96</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.63</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.86</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.91</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.85</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.14</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total
  loans held for investment:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Principal balance of loans</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,290,957</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,614,972</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,083,253</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">111,397</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,749,897</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,850,476</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">58,975</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,493</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,871</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,522</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">70,982</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">231,843</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses to </font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  principal balance (1)</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.79</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.00</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.35</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.06</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.06</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.62</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Residential Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Commercial Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Commercial and Industrial Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Consumer and Finance Leases</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Construction Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Impaired
  loans without specific reserves:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Principal balance of loans, net of charge-offs</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">67,996</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">72,620</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,656</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,136</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,209</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">161,617</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Impaired
  loans with specific reserves:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Principal balance of loans, net of charge-offs</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">374,271</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">121,771</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">138,887</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,155</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">39,204</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">726,288</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,633</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,172</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">22,638</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,405</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,573</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">64,421</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses to </font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  principal balance</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.31</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">21.49</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16.30</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.69</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14.22</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.87</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=27% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">PCI
  loans:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Carrying value of PCI loans</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">162,676</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,142</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">165,818</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for PCI loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,632</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">225</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,857</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for PCI loans to carrying value</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.08</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.16</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.14</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=27% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans
  with general allowance:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Principal balance of loans</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,691,088</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,371,275</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,026,912</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">71,660</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,672,215</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,833,150</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,715</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30,864</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">39,315</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,157</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">44,274</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">134,325</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses to </font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  principal balance</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.70</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.25</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.94</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.61</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.65</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.71</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=27% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total
  loans held for investment:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Principal balance of loans</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,296,031</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,568,808</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,180,455</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">124,951</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,716,628</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,886,873</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">33,980</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,261</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">61,953</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,562</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49,847</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">205,603</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Allowance for loan and lease losses to </font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  principal balance (1)</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.03</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.65</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.84</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.05</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.90</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.31</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=19 width=100% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)&#160;
  Loans used in the denominator include PCI loans of $158.2 million and $165.8
  million as of December 31, 2017 and 2016, respectively. However, the
  Corporation separately tracks and reports PCI loans and excludes these loans
  from the amounts of non-performing loans, impaired loans, TDRs and
  non-performing assets.</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">129</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_130"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=10 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The following tables
  show the activity for impaired loans held for investment and the related
  specific reserve during 2017, 2016 and 2015:
  </font></td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Impaired
  Loans:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">887,905</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">806,509</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">945,407</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  determined impaired during the year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">140,977</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">288,202</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">160,837</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Charge-offs</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;"> (1)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(82,113)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(67,210)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(99,023)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  sold, net of charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(53,245)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,675)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(67,836)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  transferred from held for sale</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40,005</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Increases
  to impaired loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,292</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,236</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,340</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Foreclosures</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(37,513)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(36,161)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(57,728)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  no longer considered impaired</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,526)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(27,643)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(46,489)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Paid
  in full or partial payments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(70,469)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(70,353)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(72,004)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">790,308</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">887,905</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">806,509</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 width=95% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)
  For the year ended December 31, 2017, includes a charge-off of $10.7 million
  associated with the sale of the PREPA credit line; for the year ended
  December 31, 2016, includes $4.2 million of charge-offs related to impaired
  loans included in the sale of the $16.3 million pool of non-performing assets
  and, for the year ended December 31, 2015, includes $63.9 million of
  charge-offs related to the bulk sale of assets. </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=29% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Specific
  Reserve:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">64,421</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">52,581</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,205</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision
  for loan losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">68,375</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">78,695</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">91,515</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(81,386)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(66,855)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(94,139)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=5% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">51,410</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">64,421</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">52,581</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">130</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font face="Times New Roman,serif" style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-performing Loans and Non-performing Assets</font></i></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total
non-performing assets consist of non-performing loans (generally loans held for
investment or loans held for sale on which the recognition of interest income
has been discontinued when the loan became 90 days past due or earlier if the
full and timely collection of interest or principal is uncertain), foreclosed
real estate, other repossessed properties, and non-performing investment
securities. When a loan is placed in non-performing status, any interest
previously recognized and not collected is reversed and charged against
interest income.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:6.5pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-performing Loans Policy</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Residential
Real Estate Loans</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&#8212;
The Corporation classifies real estate loans in non-performing status when
interest and principal have not been received for a period of 90&nbsp;days or
more.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and
Construction Loans</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&#8212;
The Corporation places commercial loans (including commercial real estate and
construction loans) in non-performing status when interest and principal have
not been received for a period of 90&nbsp;days or more or when collection of
all of the principal or interest is not expected due to deterioration in the
financial condition of the borrower.&#160;&#160;&#160;&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Finance Leases</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&#8212; Finance leases are classified in
non-performing status when interest and principal have not been received for a
period of 90&nbsp;days or more.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer Loans</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&#8212; Consumer loans are classified in
non-performing status when interest and principal have not been received for a
period of 90&nbsp;days or more. Credit card loans continue to accrue finance
charges and fees until charged-off at 180 days delinquent.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Purchased
Credit Impaired Loans </font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;
PCI loans were recorded at fair value at acquisition. Since the initial fair
value of these loans included an estimate of credit losses expected to be
realized over the remaining lives of the loans, the subsequent accounting for
PCI loans differs from the accounting for non-PCI loans. The Corporation,
therefore, separately tracks and reports PCI loans and excludes these from the
amounts of non-performing loans, impaired loans, TDR loans, and non-performing
assets.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash payments
received on certain loans that are impaired and collateral dependent are
recognized when collected in accordance with the contractual terms of the
loans.&#160; The principal portion of the payment is used to reduce the principal
balance of the loan, whereas the interest portion is recognized on a cash basis
(when collected). However, when management believes that the ultimate
collectability of principal is in doubt, the interest portion is applied to the
outstanding principal.&#160; The risk exposure of this portfolio is diversified as
to individual borrowers and industries, among other factors. In addition, a
large portion is secured with real estate collateral.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:6.5pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other Real Estate Owned</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OREO acquired in
settlement of loans is carried at the lower of cost (carrying value of the
loan) or fair value less estimated costs to sell off the real estate.
Appraisals are obtained periodically, generally, on an annual basis.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other Repossessed Property</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The other
repossessed property category generally includes repossessed boats and autos
acquired in settlement of loans. Repossessed boats and autos are recorded at
the lower of cost or estimated fair value.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other Non-Performing Assets</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This category
consists of bonds of the GDB and the Puerto Rico Public Buildings Authority
prior to the sale of these non-performing bonds in the second quarter of
2017.&nbsp; These bonds were previously held by the Corporation as part of its
available-for-sale investment securities portfolio.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Past-Due Loans
90 days and still accruing</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These are accruing
loans that are contractually delinquent 90&nbsp;days or more. These past due
loans are either current as to interest but delinquent as to the payment of
principal or are insured or guaranteed under applicable FHA and VA programs.&#160;
Past due loans 90 days and still accruing also includes PCI loans with
individual delinquencies over 90 days, primarily related to mortgage loans
acquired from Doral Bank in 2015 and from Doral Financial in 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TDRs are
classified as either accrual or nonaccrual loans. A loan on nonaccrual and
restructured as a TDR will remain on nonaccrual status until the borrower has
proven the ability to perform under the modified structure, generally for a
minimum of six months, and there is evidence that such payments can and are
likely to continue as agreed. Performance prior to the restructuring, or </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">131</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">significant events that coincide with the restructuring,
are included in assessing whether the borrower can meet the new terms and may
result in the loan being returned to accrual at the time of the restructuring
or after a shorter performance period. If the borrower&#8217;s ability to meet the
revised payment schedule is uncertain, the loan remains classified as a
nonaccrual loan.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 nowrap valign=bottom width=95% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following table presents non-performing assets as of the dates indicated:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></i></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2013</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans held for investment:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Residential mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">178,291</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">160,867</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">169,001</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">180,707</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">161,441</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">156,493</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">178,696</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,333</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">148,473</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">120,107</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial and industrial</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,839</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">146,599</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">137,051</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,547</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">114,833</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Construction <sup>(1)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,113</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,852</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,636</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,354</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,866</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,237</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,335</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,459</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,245</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,082</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,581</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,745</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,293</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,570</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,220</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  non-performing loans held for </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  investment</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">489,554</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">560,094</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">442,773</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">523,896</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">495,549</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">OREO</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">147,940</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">137,681</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">146,801</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">124,003</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">160,193</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  repossessed property</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,802</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,300</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,223</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,229</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,865</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  assets<sup> (2)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,362</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total non-performing assets,</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;excluding
  loans held for sale</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">642,296</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">726,437</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">601,797</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">662,128</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">670,607</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans held for sale <sup>(1)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,290</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,079</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,135</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,641</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,801</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total non-performing assets,</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  including loans held for sale <sup>(3)(4)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">650,586</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">734,516</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">609,932</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">716,769</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">725,408</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=3% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past
  due loans 90 days and still</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  accruing <sup>(5) (6)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">160,725</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">135,808</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">163,197</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">162,887</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">120,082</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  assets to total assets </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.31</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.16</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.85</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.63</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.73</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans held for investment to</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  total loans held for investment</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.53</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.30</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.86</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.76</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.23</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">231,843</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">205,603</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">240,710</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">222,395</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">285,858</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  to total non-performing</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  loans held for investment <sup>(7)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47.36</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36.71</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54.36</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42.45</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57.69</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  to total non-performing</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  loans held for investment,</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=30% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  excluding residential real estate loans <sup>(8)</sup></font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">74.48</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51.50</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87.92</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64.80</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85.56</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td colspan=16 nowrap valign=bottom width=98% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">_________</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=top width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1) </font></p>
  </td>
 <td colspan=15 valign=top width=95% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">During
  the third quarter of 2015, upon the signing of a new agreement with the
  borrower, the Corporation changed its intent to sell a $40.0 million
  construction loan in the Virgin Islands. Accordingly, the loan was
  transferred back from held for sale to held for investment and continues to
  be classified as a TDR and a non-performing loan.</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(2) </font></p>
  </td>
 <td colspan=15 valign=top width=95% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Fair
  market value of bonds of the GDB and the Puerto Rico Public Buildings
  Authority prior to the sale completed during the second quarter of 2017.</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(3) </font></p>
  </td>
 <td colspan=15 valign=top width=95% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">PCI
  loans accounted for under ASC 310-30 of $158.2 million, $165.8 million,
  $173.9 million, $102.6 million and $4.8 million as of December 31, 2017,
  2016, 2015, 2014 and 2013, respectively, are excluded and not considered
  non-performing due to the application of the accretion method, under which
  these loans will accrete interest income over the remaining life of the loans
  using estimated cash flow analysis.</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(4) </font></p>
  </td>
 <td colspan=15 valign=top width=95% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Non-performing
  assets exclude $374.7 million, $384.9 million, $414.9 million, $494.6 million
  and $425.4 million of TDR loans that were in compliance with the modified
  terms and in accrual status as of December 31, 2017, 2016, 2015, 2014 and
  2013, respectively.</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(5) </font></p>
  </td>
 <td colspan=15 valign=top width=95% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">It is
  the Corporation's policy to report delinquent residential mortgage loans
  insured by the FHA or guaranteed by the VA as past due loans 90 days and
  still accruing as opposed to non-performing loans since the principal
  repayment is insured. These balances include $29.9 million of residential
  mortgage loans insured by the FHA or guaranteed by the VA, that are over 15
  months delinquent, and are no longer accruing interest as of December 31,
  2017.</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(6)</font></p>
  </td>
 <td colspan=15 valign=top width=95% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Amount
  includes PCI loans with individual delinquencies over 90 days and still
  accruing with a carrying value as of December 31, 2017, 2016, 2015, and 2014
  of approximately $29.3 million, $29.0 million,&#160; $23.2 million, and $15.7
  million, respectively, primarily related to loans acquired from Doral Bank in
  the first quarter of 2015 and from Doral Financial in the second quarter of
  2014.</font></p>
  </td>
 <td width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(7)</font></p>
  </td>
 <td colspan=15 valign=top width=95% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">The
  ratio of the allowance for loan and lease losses to non-performing loans held
  for investment, excluding the storm-related allowance, was 33.39% as of December
  31, 2017.</font></p>
  </td>
 <td width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(8)</font></p>
  </td>
 <td colspan=15 valign=top width=95% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">The
  ratio of the allowance for loan and lease losses to non-performing loans held
  for investment excluding residential real estate and the storm-related
  allowance, was 52.52% as of December 31, 2017.</font></p>
  </td>
 <td width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">132</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_133"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td colspan=16 nowrap width=100% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The following table
  shows non-performing assets by geographic segment:
  </font></td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=32% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Puerto
  Rico:</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Non-performing
  loans held for investment:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Residential mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">147,852</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">135,863</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">147,975</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">156,361</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">139,771</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">128,232</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">167,241</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">34,917</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">121,879</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">101,255</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial and industrial</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">79,809</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">141,916</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">131,450</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">116,301</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">109,224</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=32% style="height:11.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,506</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">10,227</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">11,894</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">24,526</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">43,522</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,237</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,335</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2,459</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5,245</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3,082</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,885</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">21,592</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">26,329</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">35,286</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">34,660</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-performing loans held for investment</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">386,521</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">478,174</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">355,024</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">459,598</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">431,514</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">OREO</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">140,063</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">128,395</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">133,121</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">111,041</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">123,851</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Other
  repossessed property</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4,723</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">7,217</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">12,115</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,150</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,806</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Other
  Assets </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">21,362</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-performing assets, excluding loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  held for sale</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">531,307</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">635,148</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">500,260</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">584,789</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">570,171</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Non-performing
  loans held for sale</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,290</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,079</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,135</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,636</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,796</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-performing assets, including loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  held for sale </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">539,597</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">643,227</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">508,395</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">599,425</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">584,967</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Past-due
  loans 90 days and still accruing </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">151,724</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">131,783</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">154,915</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">154,375</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">118,097</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Virgin
  Islands:</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Non-performing
  loans held for investment:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Residential mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">22,110</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">19,860</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,228</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">15,483</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,439</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">25,309</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">7,617</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">10,073</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">11,770</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">6,827</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial and industrial</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">6,030</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4,683</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5,601</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">6,246</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5,609</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Construction </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">37,607</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">39,625</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">42,590</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4,064</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">11,214</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">281</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">452</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">471</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">887</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">514</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-performing loans held for investment</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">91,337</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">72,237</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">72,963</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">38,450</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">32,603</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">OREO</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">6,306</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">6,216</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5,458</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">6,967</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,894</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Other
  repossessed property</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">26</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">32</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">22</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-performing assets, excluding loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  held for sale</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">97,669</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">78,458</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">78,453</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">45,439</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">47,502</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Non-performing
  loans held for sale </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4)</font></sup></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">40,005</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">40,005</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-performing assets, including loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  held for sale</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">97,669</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">78,458</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">78,453</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">85,444</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">87,507</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Past-due
  loans 90 days and still accruing</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,001</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2,133</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,173</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5,281</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,985</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">United
  States:</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Non-performing
  loans held for investment:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Residential mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,329</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5,144</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">6,798</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,863</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">13,231</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2,952</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3,838</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">6,343</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,824</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">12,025</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">152</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">764</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">4,130</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">415</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">701</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,493</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,397</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">2,046</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-performing loans held for investment</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">11,696</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,683</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">14,786</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">25,848</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">31,432</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">OREO</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,571</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3,070</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,222</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">5,995</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">21,448</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Other
  repossessed property</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">53</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">78</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">76</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">57</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">54</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-performing assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">13,320</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">12,831</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">23,084</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">31,900</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">52,934</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=32% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Past-due
  loans 90 days and still accruing</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,892</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">109</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">3,231</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">________</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1)
  Fair market value of bonds of the GDB and the Puerto Rico Public Buildings
  Authority prior to the sale completed during the second quarter of 2017.</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(2)
  PCI loans accounted for under ASC 310-30 of $158.2 million, $165.8 million,
  $173.9 million, $102.6 million and $4.8 million as of December 31, 2017,
  2016, </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  2015, 2014 and 2013, respectively, are excluded and not considered
  non-performing due to the application of the accretion method, under which </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  these loans will accrete interest income over the remaining life of the loans
  using estimated cash flow analysis.</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(3)
  Amount includes PCI loans with individual delinquencies over 90 days and
  still accruing with a carrying value as of&#160; </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  December 31, 2017, 2016, 2015, and 2014 of approximately $29.3 million, $29.0
  million, $23.2 million, and $15.7 million, respectively, primarily related to
  loans acquired </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  from Doral Bank in the first quarter of 2015 and from Doral Financial in the
  second quarter of 2014.</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(4)
  During the third quarter of 2015, upon the signing of a new agreement with
  the borrower, the Corporation changed its intent to sell a $40.0 million
  construction </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  loan in the Virgin Islands. Accordingly, it was transferred back from held
  for sale to held for investment and continues to be classified as a TDR&#160; and
  a</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;
  non-performing loan.</font></p>
  </td>
 </tr>
</table>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Total non-performing loans, including non-performing loans
held for sale, were $497.8 million as of December 31, 2017. This represents a
decrease of $70.3 million from $568.2 million as of December 31, 2016. </font></font><font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">The decrease was primarily attributable to
the aforementioned sale in the first quarter of 2017 of the PREPA credit line
with a book value of $64 million at the time of sale, the charge offs of $30.8
million and cash collections during the year of $10.2 million on TDF commercial
mortgage loans, the effect of payments and charge offs totaling $16.3 million
related to the resolution in the second quarter of a $27.6 million
non-performing commercial relationship in Puerto Rico, and a $7.3 million
reduction </font><font color=black lang=EN-US style="font-size:10.0pt;">in non-performing consumer loans driven by
charge-offs&#160; and the decline in inflows associated with the three-month payment
deferral program provided to consumer borrowers. </font><font lang=EN-US style="font-size:10.0pt;">These variances were
partially offset by the inflow in the third quarter of 2017 of two large
commercial relationships in Puerto Rico totaling $34.2 million, the inflow </font><font color=black lang=EN-US style="font-size:10.0pt;">of seven storm-affected commercial relationships, each with
individual balances in excess of $1 million in Puerto Rico and the Virgin
Islands and totaling $25.5 million, </font><font lang=EN-US style="font-size:10.0pt;">and an increase of $17.4 million in
non-performing residential mortgage loans. As part of the aforementioned
resolution of a non-performing commercial relationship in Puerto Rico, the
Corporation received a cash payment of $12.8 million, recorded charge-offs of
$3.5 million, and acquired collateral amounting to $10.6 million transferred to
the OREO portfolio.&nbsp;</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-performing
commercial mortgage loans decreased by $22.2 million to $156.5 million as of
December 31, 2017 from $178.7 million as of December 31, 2016. The decrease </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">was primarily related to charge-offs of
$30.8 million and cash collections of $10.2 million on TDF commercial mortgage
loans and the resolution of a $19.9 million loan that was part of the
aforementioned resolution in the second quarter of a $27.6 million
non-performing commercial relationship in Puerto Rico.&nbsp; These variances
were partially offset by inflows in the fourth quarter of 2017 of five
storm-affected commercial mortgage credits, each with individual balances in
excess of $1 million and totaling $17.8 million, and the inflow in 2017 of a
commercial relationship in Puerto Rico with a book value of $16.0 million as of
December 31, 2017. Total inflows of non-performing commercial mortgage loans
were $55.8 million for 2017, compared to $168.4 million for 2016.&nbsp; Inflows
in the prior year included the TDF commercial mortgage loans and loans that
were part of the $29.7 million non-performing commercial relationship resolved in
the second quarter of 2017.&nbsp;&nbsp;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-performing
commercial and industrial loans decreased by $60.8 million to $85.8 million as
of December 31, 2017 from $146.6 million as of December 31, 2016.&#160; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The decrease was primarily related to the
aforementioned sale of the PREPA credit line with a book value of $64 million
at the time of sale as well as the resolution of loans totaling $7.6 million
that were part of the aforementioned resolution of a $27.6 million
non-performing commercial relationship in Puerto Rico, partially offset by the
inflow in the third quarter of a $12.6 million commercial relationship in
Puerto Rico. Total inflows of non-performing C&amp;I loans were $25.6 million
for 2017, compared to $69.6 million for 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-performing construction loans,
including non-performing construction loans held for sale, increased by $2.5
million to $60.4 million as of December 31, 2017 from $57.9 million as of
December 31, 2016.&#160; The increase was primarily related to the inflow of a
construction relationship in Puerto Rico with a book value of $3.6 million as
of December 31, 2017, partially offset by a $1.0 million non-performing
construction loan repaid in the Virgin Islands. The inflows of non-performing
construction loans of $10.1 million during 2017 increased by $8.6 million
compared to inflows of $1.5 million for 2016.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=15 nowrap valign=bottom width=100% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;The following tables present the
  activity of commercial and construction non-performing loans held for
  investment:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commercial Mortgage</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commercial &amp; Industrial</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Construction</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=31% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=4 nowrap valign=bottom width=34% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year
  ended December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=31% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Beginning
  balance</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">178,696</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">146,599</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">49,852</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">375,147</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Plus:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=29% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Additions
  to non-performing </font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">55,847</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">25,598</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,110</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">91,555</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Less:</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=29% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Loans
  returned to accrual status</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,787)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,254)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(111)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(4,152)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-performing
  loans transferred to OREO</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(9,039)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(4,263)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(342)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(13,644)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=29% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-performing
  loans charge-offs</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(38,588)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(19,592)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,607)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(61,787)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Loan
  collections</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(27,750)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(8,984)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,389)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(40,123)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=29% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Reclassification</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">114</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">980</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(400)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">694</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-performing
  loans sold, net of charge offs</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(53,245)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(53,245)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=3 nowrap valign=bottom width=31% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Ending
  balance </font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">156,493</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">85,839</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,113</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">294,445</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">134</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_135"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:1.5pt;">
  <td colspan=12 nowrap valign=bottom width=84% style="background:white;height:1.5pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td nowrap valign=bottom width=2% style="background:white;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=29% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=29% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commercial Mortgage</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commercial &amp; Industrial</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Construction</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=33% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=4 nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year
  ended December 31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=33% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Beginning
  balance</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">51,333</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">137,051</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">54,636</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">243,020</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=33% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Plus:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=31% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Additions
  to non-performing </font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">168,368</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">69,601</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,541</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">239,510</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=33% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Less:</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Loans
  returned to accrual status</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,385)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,723)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(255)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,363)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=31% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-performing
  loans transferred to OREO</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,340)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,215)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(961)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6,516)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-performing
  loans charge-offs</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(19,778)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(26,280)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,738)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(47,796)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=31% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Loan
  collections</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(13,366)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(22,531)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,293)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(39,190)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Reclassification</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,774</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,696)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(78)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=31% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-performing
  loans sold, net of charge-offs</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(4,910)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(5,608)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(10,518)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=3 nowrap valign=bottom width=33% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Ending
  balance </font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">178,696</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">146,599</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">49,852</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">375,147</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=29% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total
non-performing commercial and construction loans, including non-performing
loans held for sale, with a book value of $302.7 million as of December 31,
2017 are being carried (net of reserves and accumulated charge-offs) at 52.4%
of unpaid principal balance.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-performing residential mortgage loans
increased by $17.4 million to $178.3 million as of December 31, 2017 from
$160.9 million as of December 31, 2016. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The increase was primarily attributable to interruptions </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in regular collection efforts caused by Hurricanes Irma and
Maria in 2017.&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
inflows of non-performing residential mortgage loans during 2017 amounted to
$103.1 million compared to inflows of $91.7 million for 2016. Approximately $76.7
million, or 43% of total non-performing residential mortgage loans, have been
written down to their net realizable value and no specific reserve was
allocated.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents the activity
of residential non-performing loans held for investment in 2017 and 2016:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 valign=bottom width=76% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=22% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=24% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year ended</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year ended</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=24% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=50% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Beginning
  balance </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">160,867</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">169,001</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=50% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Plus:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Additions
  to non-performing </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">103,144</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">91,655</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=3 nowrap valign=bottom width=50% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Less:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  returned to accrual status </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(33,322)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(39,671)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=46% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-performing
  loans transferred to OREO</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(25,429)</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(32,815)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-performing
  loans charge-offs</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(18,718)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(22,456)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=4% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=46% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loan
  collections</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(7,557)</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(4,847)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  reclassification </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(694)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=3 nowrap valign=bottom width=50% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Ending
  balance </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=22% style="background:white;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">178,291</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=22% style="background:white;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">160,867</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amount of
non-performing consumer loans, including finance leases, decreased by $7.3
million during 2017 to $16.8 million as of December 31, 2017 compared to $24.1
million as of December 31, 2016.&#160; The decrease was mainly </font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">driven by charge-offs and the
decline in inflows associated with the three-month payment deferral program
provided to consumer borrowers.&#160; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The inflows of non-performing consumer loans of $38.5 million for
2017 decreased by $4.0 million compared to inflows of $42.5 million for 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017, approximately $112.7 million of the loans placed in non-accrual status,
mainly commercial loans, were current, or had delinquencies of less than 90
days in their principal and interest payments, including $88.6 million of TDRs
maintained in nonaccrual status until the restructured loans meet the criteria
of sustained payment performance under the revised terms for reinstatement to
accrual status and there is no doubt about full collectability. Collections on
these loans are being recorded on a cash basis through earnings, or on a
cost-recovery basis, as conditions warrant.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">135</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_136"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the year
ended December 31, 2017, interest income of approximately $7.0 million related
to non-performing loans with a carrying value of $303.0 million as of December
31, 2017, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">mainly non-performing
construction and commercial loans, was applied against the related principal
balances under the cost-recovery method.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017, approximately $145.1 million, or 29.6%, of total non-performing loans
held for investment have been charged-off to their net realizable value and no
specific reserve was allocated as shown in the following table:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=26% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Residential Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial &amp; Industrial</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction</font></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer and Finance Leases</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans held for investment </font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  charged-off to realizable value</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">76,668</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60,680</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,872</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">843</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">145,111</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  non-performing loans held</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  for investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">101,623</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95,813</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">78,967</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,065</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,975</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">344,443</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=26% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  non-performing loans held</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  for investment</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">178,291</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">156,493</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,839</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,113</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,818</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">489,554</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  to non-performing loans held </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  for investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33.08</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30.99</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">56.93</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.68</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">422.06</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47.36</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  to non-performing loans held</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  for investment, excluding non-performing</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  loans charged off to realizable value</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58.03</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">50.61</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61.89</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.69</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">444.33</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">67.31</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans held for investment </font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  charged-off to realizable value</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,356</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,241</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,488</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,027</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,243</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">121,355</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  non-performing loans held</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  for investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,511</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">126,455</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">134,111</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,825</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,837</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">438,739</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=26% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  non-performing loans held</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  for investment</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">160,867</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">178,696</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">146,599</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,852</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,080</font></p>
  </td>
 <td width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">560,094</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  to non-performing loans held </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  for investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21.12</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32.04</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42.26</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.14</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">207.01</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36.71</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  to non-performing loans held </font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  for investment, excluding non-performing</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=26% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  loans charged-off to realizable value</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31.90</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45.28</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">46.20</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.25</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">218.27</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">46.86</font></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=26% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Total loans in early delinquency (i.e., 30-89 days past due
loans as defined in regulatory report instructions) amounted to $244.7 million
as of December 31, 2017, an increase of $17.4 million compared to $227.3
million as of December 31, 2016.&nbsp; The variances by major portfolio
categories follow:</font><b><font color=black lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer loans in early delinquency
increased by $18.2 million to $111.2 million as of December 31, 2017 compared
to $93.0 million as of December 31, 2016, reflecting disruptions in regular
payment streams associated with Hurricanes Irma and Maria and the effect of
loans subject to payment deferral programs established by the Corporation to
assist individuals affected by the hurricanes, as described below.&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and construction loans in early
delinquency decreased by $5.6 million to $17.6 million as of December 31, 2017
compared to $23.2 million as of December 31, 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Residential mortgage loans in early
delinquency increased by $4.8 million to $115.9 million as of December 31, 2017
compared to $111.1 million as of December 31, 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In working with borrowers in the Virgin
Islands and Puerto Rico affected by Hurricanes Irma and Maria, which made
landfall on September 6, 2017 and September 20, 2017, respectively, the
Corporation provided three-month deferred repayment arrangements to consumer
borrowers (i.e, personal loans, auto loans, finance leases and credit cards)
who were current in their payments or no more than 2 payments in arrears as of
the date of the respective hurricane.&nbsp; For residential mortgage loans, the
Corporation entered during the third and fourth quarters of 2017 into deferred repayment
arrangements on 9,588 residential mortgages totaling $1.3 billion as of
December 31, 2017 that provided for a three-month payment deferral for those
loans current or no more than 2 payments in arrears as of the date of the
event.&nbsp; For both consumer and residential mortgage loans subject to the
deferral programs, each borrower is required to begin making their regularly
scheduled loan payment at the end of the deferral period (January 2018) and the
deferred amounts were moved to the end of the loan. The payment deferral
programs were applied prospectively from the respective dates of the events and
did not change the delinquency status of the loans as of such dates.&nbsp;
Accordingly, if all payments were current at the date of the event, the loan
will not be reported as past due during the deferral period.&nbsp; Furthermore,
for loans subject to the deferral programs on which payments were past due
prior to the event, the delinquency status of such loans was frozen to the
status that existed at the date of the event until the end of the deferral
period (January 2018).&nbsp; For commercial and construction loans, the
Corporation, on a case by case basis, entered into three-month deferral
arrangements for the payment of principal. The Corporation entered into
deferral programs related to 351 commercial and construction loans totaling
$1.2 billion with customers that were current in their payments at the date of
the event.&#160; As of December 31, 2017, residential mortgage and commercial and
construction loans in early delinquency (i.e., 30-89 days past due as defined
in regulatory report instructions) include $95.1 million and $3.2 million,
respectively, of loans subject to the storm-related deferral programs
established in Puerto Rico and the Virgin Islands.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Early delinquency figures for residential
mortgages loans showed improvements after the end of the deferral period in
January 2018 as a substantial amount of residential mortgage customers resumed
making their scheduled payments.&#160; Residential mortgage loans in early
delinquency as of January 31, 2018 amounted to $65.6 million, a $50.3 million
decrease, compared to the $115.9 million level as of December 31, 2017, while
non-performing residential mortgage loans totaling $177.0 million as of January
31, 2018 remained relatively flat compared to $178.3 million as of December 31,
2017.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">With respect to consumer loans, loans in
early delinquency as of January 31, 2018 amounted to $65.5 million, a $45.7
million decrease, compared to $111.2 million as of December 31, 2017, while
non-performing consumer loans totaling $20.4 million as of January 31, 2018,
increased by $3.6 million, as compared to $16.8 million as of December 31,
2017.&#160; For commercial and construction loans, loans in early delinquency as of
January 31, 2018 amounted to $31.0 million, a $13.3 million increase compared
to $17.6 million as of December 31, 2017, while non-performing commercial and
construction loans totaling $292.7 million as of January 31, 2018, decreased $1.8
million, as compared to $294.4 million as of December 31, 2017.&#160;&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
provides homeownership preservation assistance to its customers through a loss
mitigation program in Puerto Rico that is similar to the U.S. government&#8217;s Home
Affordable Modification Program guidelines. Depending upon the nature of
borrowers&#8217; financial condition, restructurings or loan modifications through
this program as well as other restructurings of individual commercial,
commercial mortgage, construction, and residential mortgage loans fit the
definition of a TDR. A restructuring of a debt constitutes a TDR if the
creditor, for economic or legal reasons related to the debtor&#8217;s financial
difficulties grants a concession to the debtor that it would not otherwise
consider. Modifications involve changes in one or more of the loan terms that
bring a defaulted loan current and provide sustainable affordability. Changes
may include, among others, the extension of the maturity of the loan and
modifications of the loan rate. Refer to Note 9, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Loans Held for Investment,&#8221;</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
to the Corporation&#8217;s consolidated statements included in Item 8 of this Form
10-K for additional information and statistics about the Corporation&#8217;s TDR
loans. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TDRs are classified as either accrual or
nonaccrual loans. Loans in accrual status may remain in accrual status when
their contractual terms have been modified in a TDR if the loans had
demonstrated performance prior to the restructuring and payment in full under
the restructured terms is expected. Otherwise, loans on nonaccrual and
restructured as a TDR will remain on nonaccrual </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">137</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">status
until the borrower has proven the ability to perform under the modified
structure, generally for a minimum of six months, and there is evidence that
such payments can and are likely to continue as agreed. Performance prior to
the restructuring, or significant events that coincide with the restructuring,
are included in assessing whether the borrower can meet the new terms and may
result in the loan being returned to accrual status at the time of the
restructuring or after a shorter performance period. If the borrower&#8217;s ability
to meet the revised payment schedule is uncertain, the loan remains classified
as a nonaccrual loan. Loan modifications increase the Corporation&#8217;s interest
income by returning a non-performing loan to performing status, if applicable,
increase cash flows by providing for payments to be made by the borrower, and
limit increases in foreclosure and OREO costs. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 nowrap valign=bottom width=98% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  The following table provides a breakdown between accrual and nonaccrual TDRs:</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=50% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=50% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 valign=bottom width=46% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=50% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=50% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Accrual</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Nonaccrual </font></b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.5pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total TDRs</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-FHA/VA
  Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">280,729</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">83,201</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">363,930</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commercial
  Mortgage Loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">23,329</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">27,483</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">50,812</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Commercial
  and Industrial Loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">41,536</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,576</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">94,112</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Construction
  Loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,291</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">40,502</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">41,793</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Consumer
  Loans - Auto</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15,548</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,057</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,605</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Finance
  Leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,968</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">216</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,184</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Consumer
  Loans - Other</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,294</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,489</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,783</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Total Troubled Debt Restructurings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">374,695</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">212,524</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">587,219</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=2% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=50% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=top width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=11 valign=top width=98% style="background:white;height:10.5pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Included
  in nonaccrual loans are $88.6 million in loans that are performing under the
  terms of the restructuring agreement but are reported in nonaccrual status
  until the restructured loans meet the criteria of sustained payment
  performance under the revised terms for reinstatement to accrual status and
  are deemed fully collectible.</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">138</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_139"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font color=black style="border:none;"><font color=black lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
The OREO portfolio, which is part of non-performing assets, increased by $10.3
million. </font></font><font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">The increase was
driven by $10.6 million of collateral acquired in the aforementioned resolution
of a non-performing commercial relationship in Puerto Rico. </font></font><font color=black style="border:none;"><font color=black lang=EN-US style="font-size:10.0pt;">The following tables show the
composition of the OREO portfolio as of December 31, 2017 and December 31,
2016, as well as the activity during the year ended December 31, 2017 of the
OREO portfolio by geographic region:</font></font>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=4 nowrap valign=bottom width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OREO
  Composition by Region </font></u></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=19% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=19% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=79% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=19% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Puerto Rico</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Virgin Islands</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Florida</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consolidated</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=19% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  </font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">52,427</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">514</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,440</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">54,381</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial</font></p>
  </td>
 <td nowrap width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">77,812</font></p>
  </td>
 <td nowrap width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,927</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">132</font></p>
  </td>
 <td nowrap width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">82,871</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=19% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,823</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">865</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,688</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">140,062</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,306</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,572</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">147,940</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=19% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=79% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2016</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Puerto Rico</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Virgin Islands</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Florida</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consolidated</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  </font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43,925</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">289</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,703</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">46,917</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">73,393</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,938</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">367</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">78,698</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,077</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">989</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,066</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=19% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">128,395</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,216</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,070</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">137,681</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=19% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=4 nowrap valign=bottom width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OREO
  Activity by Region </font></u></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=19% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=79% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=19% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Puerto Rico</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Virgin Islands</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Florida</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consolidated</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Beginning
  Balance</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">128,395</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,216</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,070</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">137,681</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Additions</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">47,142</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">226</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">345</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">47,713</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Sales</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(19,296)</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(150)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,707)</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(21,153)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair
  value adjustments</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(16,179)</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(136)</font></p>
  </td>
 <td nowrap width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(16,301)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=19% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Ending
  Balance</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">140,062</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,306</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,572</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">147,940</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=19% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=19% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">139</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none;"><i><font lang=EN-US style="font-size:10.0pt;">Net Charge-offs and Total Credit Losses</font></i></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total net
charge-offs for 2017 were $118.0 million, or 1.33% of average loans on an
annualized basis, compared to $121.8 million, or 1.37%, for 2016.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Net charge-offs for 2017 included a $10.7
million charge-off associated with the sale of the PREPA credit line and for
2016 included net charge-offs of $4.6 million associated with the sale of the
$16.3 million pool of non-performing assets. Excluding the charge-offs related
to the sale of the PREPA credit line in 2017 and the sale of the $16.3 million
pool of non-performing assets in 2016, total adjusted net charge-offs for 2017
were $107.3 million, or 1.21% of average loans, compared to adjusted net
charge-offs of $117.2 million, or 1.32% of average loans for 2016.&nbsp; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial
mortgage loans net charge-offs in 2017 were $38.8 million, or an annualized
2.42% of average commercial mortgage loans, compared to $19.6 million, or
1.28%, for 2016. Commercial mortgage loans net-charge offs for 2016 include
$3.0 million associated with commercial mortgage loans included in the sale of
the $16.3 million pool of non-performing assets. Excluding the impact of net
charge-offs related to the sale of the $16.3 million pool of non-performing
assets in 2016, adjusted commercial mortgage loans net-charge offs for 2016
were $16.6 million. The increase for 2017 was primarily related to charge-offs
totaling $30.8 million recorded on TDF commercial mortgage loans compared to
$13.9 million recorded on such loans during 2016. For 2017, net charge-offs for
commercial mortgage loans also include a $5.6 million charge-off associated with
a commercial mortgage loan relationship in Puerto Rico that entered into
non-performing status during the third quarter.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial and
Industrial loans net charge-offs in 2017 totaled $14.1 million, or an
annualized 0.66% of average commercial and industrial loans, compared to $23.9
million, or 1.11%, for 2016. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial
and industrial loans net charge-offs in 2017 include the $10.7 million
charge-off associated with the sale of the PREPA credit line and for 2016 include
$1.6 million charge-offs associated with commercial and industrial loans
included in the sale of the $16.3 million pool of non-performing assets.
Excluding the impact of the net-charge off related to the sale of the PREPA
credit line in 2017 and net-charge offs related to the sale of the $16.3
million pool of non-performing assets in 2016, adjusted commercial and
industrial net charge-offs for 2017 were $3.4 million, or $18.9 million lower
than adjusted commercial and industrial net charge-offs of $22.3 million in
2016. Approximately $5.5 million of the commercial and industrial loans net
charge-offs in 2017 are associated with two commercial relationships in Puerto
Rico, including charge-offs of $3.5 million recorded as part of the aforementioned
resolution in the second quarter of a $27.6 million non-performing commercial
relationship, partially offset by a $4.2 million recovery on a previously
charged-off commercial loan. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Construction loans
net charge-offs in 2017 were $2.9 million, or an annualized 2.05% of average
construction loans, compared to $1.5 million, or 1.02%, for 2016. The $2.9
million net charge-offs for 2017 include a $2.8 million charge-off taken on a
storm-affected credit in Puerto Rico, partially offset by a loan loss recovery
of $0.4 million recorded on a non-performing construction loan paid-off in the
Virgin Islands.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Residential
mortgage loans net charge-offs in 2017 were $25.7 million, or an annualized
0.79% of average residential mortgage loans, compared to $30.7 million, or
0.93%, for 2016. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Approximately
$17.7 million in charge-offs in 2017 resulted from valuations for impairment
purposes of residential mortgage loans considered homogeneous given high
delinquency and loan-to-value levels, compared to $21.6 million for 2016.&nbsp;
Net charge-offs on residential mortgage loans also included $6.6 million
related to foreclosures in 2017, compared to $7.4 million for 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer and
finance leases net charge-offs in 2017 were $36.5 million, or an annualized
2.12% of average consumer and finance leases loans, compared to $46.2 million,
or 2.63% of average loans, in 2016. The decrease was primarily reflected in the
auto loan portfolio and also reflects the effect of a loan loss recovery of
$1.2 million recorded in 2017 on the sale of certain credit card loans that had
been fully charged off in prior periods.&#160; A portion of the decrease is also
associated with lower delinquency levels reflecting the effect of the
three-month deferred repayment arrangements provided to consumer borrowers
affected by the hurricanes that maintained the delinquency status that existed
at the date of the event until the end of the deferral period (January 2018).&#160;&#160;
</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">140</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td colspan=16 nowrap valign=bottom width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following table shows the ratios of net charge-offs to average loans by loan
  category for the last five years.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 nowrap valign=bottom width=56% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">For the year ended December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap width=3% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  mortgage </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.79</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.93</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.55</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.85</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.77</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  mortgage </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.42</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.28</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.12</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.84</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.44</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.66</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.11</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.32</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.27</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.70</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction
  </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.05</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.02</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.42</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.76</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15.11</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=39% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans and finance leases </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.12</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.63</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.85</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.46</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.76</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  loans </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(6)&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.33</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.37</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.68</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.84</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.07</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=36% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=15 width=94% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  net charge-offs totaling $99.0 million associated with the bulk sale of
  non-performing residential assets in 2013. On a non-GAAP basis, the ratio of
  residential mortgage net charge-offs to average loans, excluding charge-offs associated
  with the bulk sale of non-performing residential assets in 2013, was 1.13%.</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=15 width=94% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  net charge-offs totaling $3.0 million associated with the sale of the $16.3
  million pool of non-performing assets in 2016, net charge-offs totaling $37.6
  million associated with the bulk sale of assets in 2015, and net charge-offs
  totaling $54.6 million associated with the bulk sale of adversely classified
  commercial assets and the transfer of loans to held for sale in 2013. On a
  non-GAAP basis, the ratios of commercial mortgage net charge-offs to average
  loans, excluding net charge-offs associated with the sale of the $16.3
  million pool of non-performing assets in 2016, the bulk sale of assets in
  2015, and the bulk sale of adversely classified commercial assets and the
  transfer of loans to held for sale in 2013, were 1.09%, 0.77%, and 0.45%,
  respectively.</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td colspan=15 width=94% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  the net charge-off of $10.7 million associated with the sale of the PREPA
  credit line in 2017, net charge-offs of $1.6 million associated with the sale
  of the $16.3 million pool of non-performing assets in 2016, net charge-offs
  totaling $20.6 million associated with the bulk sale of assets in 2015, net
  charge-offs totaling $6.9 million associated with the acquisition of mortgage
  loans from Doral Financial in 2014, and net charge offs totaling $44.7
  million associated with the bulk sale of adversely classified commercial
  assets in 2013. On a non-GAAP basis, the ratios of commercial and industrial
  loans net charge-offs to average loans, excluding net charge-offs associated
  with the sale of the PREPA credit line in 2017,&#160; the sale of the $16.3
  million pool of non-performing assets in 2016, the bulk sale of assets in
  2015, the acquisition of mortgage loans from Doral Financial in 2014 and the
  bulk sale of adversely classified commercial assets in 2013, were 0.16%,
  1.04%, 0.40%, 2.08%, and 2.15%, respectively.</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4)</font></p>
  </td>
 <td colspan=15 width=94% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  net charge-offs totaling $3.3 million associated with the bulk sale of assets
  in 2015. On a non-GAAP basis, the ratio of construction&#160; net charge-offs to
  average loans, excluding net charge-offs associated with the bulk sale of
  assets, was (0.52)% in 2015. Also includes net charge-offs totaling $34.2
  million associated with the bulk sale of adversely classified commercial
  assets and the transfer of loans to held for sale in 2013. On a non-GAAP
  basis, the ratio of construction loans net-charge offs to average loans,
  excluding charge-offs associated with the bulk loan sale and the transfer of
  loans to held for sale, was 2.91% in 2013. </font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5)</font></p>
  </td>
 <td colspan=15 width=94% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  lease financing. </font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6)</font></p>
  </td>
 <td colspan=15 width=94% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  the net charge-off of $10.7 million associated with the sale of the PREPA
  credit line in 2017, net charge-offs totaling $4.6 million associated with
  the sale of the $16.3 million pool of non-performing assets in 2016, net
  charge-offs totaling $61.4 million associated with the bulk sale of assets in
  2015, net charge-offs totaling $6.9 million associated with the acquisition
  of mortgage loans from Doral Financial in 2014, and net charge-offs totaling
  $232.4 million associated with the bulk sale of adversely classified
  commercial assets in 2013. On a non-GAAP basis, the ratios of total net
  charge-offs to average loans, excluding net charge-offs associated with the
  sale of the PREPA credit line in 2017, the sale of the $16.3 million pool of
  non-performing assets in 2016, the bulk sale of assets in 2015, the
  acquisition of mortgage loans from Doral Financial in 2014, and the bulk sale
  of adversely classified commercial assets in 2013, were 1.21%, 1.32%, 1.01%, 1.77%,
  and 1.70%, respectively.</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Net charge-offs to average loans
excluding the effect of: (i) the sale of the PREPA credit line in 2017; (ii)
the effect of the sale of the $16.3 million pool of non-performing assets in
2016; (iii) the effect of the bulk sale of assets in 2015; (iv) the effect of
the acquisition of mortgage loans from Doral Financial in 2014; and (v) the
effect of the bulk sale of adversely classified commercial assets in 2013,
presented in the footnotes of the table above are non-GAAP financial measures.
Refer to &#8220;Basis of Presentation&#8221; below for additional information and
reconciliation of these measures to GAAP figures.</font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=19 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following table presents net charge-offs to average loans held in various
  portfolios by geographic segment for the last five years:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=4% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=25% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">PUERTO
  RICO:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Residential
  mortgage (1)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.05</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.20</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.70</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.08</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.90</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  mortgage (2)(3)(4)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.36</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.66</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.90</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.72</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.26</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  and Industrial (5)(6)(7)(8)(9)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.96</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.47</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.63</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.68</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.98</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  (10)(11)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.38</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.93</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.33</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.16</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.00</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  and finance leases (12)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.14</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.73</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.96</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.58</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.83</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total loans (13)(14)(15)(16)(17)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.74</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.71</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.05</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.32</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.45</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=25% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">VIRGIN
  ISLANDS:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Residential
  mortgage (18) </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.15</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.04</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.19</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.88</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  mortgage (19)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.13)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.16)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.10</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  and Industrial (20)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.01)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.01)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.23</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.23)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.63</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  (21) (22)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.99)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.25</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.21</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.71</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18.08</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  and finance leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.77</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.04</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.29</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.58</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.48</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total loans (23)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.10</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.16</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.81</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.50</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=25% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">FLORIDA:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Residential
  mortgage </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.04</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.04</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.03</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.03</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.35</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  mortgage (24)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.01)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.03)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.26</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3.12)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.46</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  and Industrial (25)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.01)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.10</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  (26)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.74)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1.03)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5.98)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(14.75)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.44</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  and finance leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.69</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.70</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.11</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.73</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.84</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total loans (27)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.06</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.01</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.04)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1.37)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.61</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=19 nowrap valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">________</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td nowrap valign=top width=4% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=17 width=93% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2013, includes net charge-offs totaling $92.9 million associated with the
  bulk loan sales. On a non-GAAP basis, the ratio of residential mortgage net
  charge-offs to average loans in Puerto Rico, excluding charge-offs associated
  with the bulk sales, was 1.41% in 2013.</font></p>
  </td>
 <td width=3% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap valign=top width=4% style="height:27.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=17 width=93% style="height:27.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2016, includes net charge-offs totaling $3.0 million associated with the sale
  of the $16.3 million pool of non-performing assets. On a non-GAAP basis, the
  ratio of commercial mortgage net charge-offs to average loans in Puerto Rico,
  excluding net charge-offs associated with the sale of the $16.3 million pool
  of non-performing assets, was 1.40% in 2016.</font></p>
  </td>
 <td width=3% style="height:27.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2015, includes net charge-offs totaling $37.6 million associated with the
  bulk sale of assets. On a non-GAAP basis, the ratio of commercial mortgage
  net charge-offs to average loans in Puerto Rico, excluding net charge-offs
  associated with the bulk sale of assets, was 0.93% in 2015.</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td nowrap valign=top width=4% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4)</font></p>
  </td>
 <td colspan=17 width=93% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2013, includes net charge-offs totaling $54.6 million associated with the
  bulk sale of adversely classified commercial assets and the transfer of loans
  to held for sale. On a non-GAAP basis, the ratio of commercial mortgage net charge-offs
  to average loans in Puerto Rico, excluding charge-offs associated with the
  bulk sale of adversely classified commercial assets and the transfer of loans
  to held for sale, was 0.47% in 2013.</font></p>
  </td>
 <td width=3% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td nowrap valign=top width=4% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5)</font></p>
  </td>
 <td colspan=17 width=93% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2017, includes the net charge-off of $10.7 million associated with the sale
  of the PREPA credit line. On a non-GAAP basis, the ratio of commercial and
  industrial net charge-offs to average commercial and industrial loans in
  Puerto Rico, excluding the charge-off associated with the sale of the PREPA
  credit line, was 0.23%.</font></p>
  </td>
 <td width=3% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td nowrap valign=top width=4% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6)</font></p>
  </td>
 <td colspan=17 width=93% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2016, includes net charge-offs totaling $1.6 million associated with the sale
  of the $16.3 million pool of non-performing assets. On a non-GAAP basis, the
  ratio of commercial and industrial loans net charge-offs to average loans in
  Puerto Rico, excluding net charge-offs associated with the sale of the $16.3
  million pool of non-performing assets, was 1.38% in 2016. </font></p>
  </td>
 <td width=3% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2015, includes net charge-offs totaling $20.6 million associated with the
  bulk sale of assets. On a non-GAAP basis, the ratio of commercial and
  industrial loans net charge-offs to average loans in Puerto Rico, excluding
  net charge-offs associated with the bulk sale of assets, was 0.50% in 2015. </font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2014, includes net charge-offs totaling $6.9 million associated with the
  acquisition of mortgage loans from Doral Financial. On a non-GAAP basis, the
  ratio of commercial and industrial loans net charge-offs to average loans in
  Puerto Rico, excluding charge-offs associated with the acquisition of
  mortgage loans from Doral Financial, was 2.47% in 2014.</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2013, includes net charge-offs totaling $44.7 million associated with the
  bulk sale of adversely classified commercial assets. On a non-GAAP basis, the
  ratio of commercial and industrial loans net charge-offs to average loans in
  Puerto Rico, excluding charge-offs associated with the bulk sale of adversely
  classified commercial assets, was 2.28% in 2013.</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap valign=top width=4% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10)</font></p>
  </td>
 <td colspan=17 width=93% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2015, includes net charge-offs totaling $3.3 million associated with the bulk
  sale of assets. On a non-GAAP basis, the ratio of construction loans net
  charge-offs to average loans in Puerto Rico, excluding net charge-offs
  associated with the bulk sale of assets, was 0.89% in 2015.</font></p>
  </td>
 <td width=3% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap valign=top width=4% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11)</font></p>
  </td>
 <td colspan=17 width=93% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2013, includes net charge-offs totaling $19.0 million associated with the
  bulk sale of adversely classified commercial assets and the transfer of loans
  to held for sale. On a non-GAAP basis, the ratio of construction loans net
  charge-offs to average loans in Puerto Rico, excluding charge-offs associated
  with the bulk sale of adversely classified commercial assets and the transfer
  of loans to held for sale, was 4.29% in 2013.</font></p>
  </td>
 <td width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(12)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  lease financing.</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13)</font></p>
  </td>
 <td colspan=17 valign=top width=93% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2017, includes the charge-off of $10.7 million associated with the PREPA
  credit line. On a non-GAAP basis, the ratio of total net charge-offs to
  average loans in Puerto Rico, excluding the charge-off associated with the
  sale of the PREPA credit line, was 1.58%.</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(14)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2016, includes net charge-offs totaling $4.6 million associated with the sale
  of the $16.3 million pool of non-performing assets. On a non-GAAP basis, the
  ratio of total net charge-offs to average loans in Puerto Rico, excluding net
  charge-offs associated with the sale of the $16.3 million pool of
  non-performing assets, was 1.67% in 2016. </font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2015, includes net charge-offs totaling $61.4 million associated with the
  bulk sale of assets. On a non-GAAP basis, the ratio of total net charge-offs
  to average loans in Puerto Rico, excluding net charge-offs associated with
  the bulk sale of assets, was 1.24% in 2015. </font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(16)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2014, includes net charge-offs totaling $6.9 million associated with the
  acquisition of mortgage loans from Doral Financial. On a non-GAAP basis, the
  ratio of total net charge-offs to average loans in Puerto Rico, excluding charge-offs
  associated with the acquisition of mortgage loans from Doral Financial, was
  2.23% in 2014.</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17)</font></p>
  </td>
 <td colspan=17 width=93% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2013, includes net charge-offs totaling $211.2 million associated with the
  bulk loan sales and the transfer of loans to held for sale. On a non-GAAP
  basis, the ratio of total net charge-offs to average loans in Puerto Rico,
  excluding charge-offs associated with the bulk loan sales and the transfer of
  loans to held for sale, was 1.92% in 2013.</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td nowrap valign=top width=4% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(18)</font></p>
  </td>
 <td colspan=17 width=93% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2013, includes net charge-offs totaling $6.1 million associated with the bulk
  sale of non-performing residential assets. On a non-GAAP basis, the ratio of
  residential mortgage net charge-offs to average loans in the Virgin Islands,
  excluding charge-offs associated with the bulk sale of non-performing
  residential assets, was 0.22% in 2013.</font></p>
  </td>
 <td width=3% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(19)</font></p>
  </td>
 <td colspan=16 width=91% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2017 and 2016, recoveries in commercial mortgage loans in the Virgin Islands
  exceeded charge-offs.</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=top width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20)</font></p>
  </td>
 <td colspan=16 valign=top width=91% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2017, 2016 and 2014, recoveries in C&amp;I loans in the Virgin Islands
  exceeded charge-offs.</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(21)</font></p>
  </td>
 <td colspan=17 valign=top width=93% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2013, includes net charge-offs totaling $15.2 million associated with the
  bulk loan sales and the transfer of loans to held for sale. On a non-GAAP
  basis, the ratio of construction loans net charge-offs to average loans in
  the Virgin Islands, excluding charge-offs associated with the bulk loan sale
  and the transfer of loans to held for sale, was -0.48% in 2013.</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(22)</font></p>
  </td>
 <td colspan=16 width=91% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2017, recoveries in construction loans in the Virgin Islands exceeded
  charge-offs.</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td nowrap valign=top width=4% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(23)</font></p>
  </td>
 <td colspan=17 width=93% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2013, includes net charge-offs totaling $21.3 million associated with the
  bulk loan sales and the transfer of loans to held for sale. On a non-GAAP
  basis, the ratio of total net-charge offs to average loans in the Virgin
  Islands, excluding charge-offs associated with the bulk loan sales and the
  transfer of loans to held for sale, was 0.38% in 2013.</font></p>
  </td>
 <td width=3% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(24)</font></p>
  </td>
 <td colspan=16 width=91% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2017, 2016 and 2014, recoveries in commercial mortgage loans in Florida
  exceeded charge-offs.</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(25)</font></p>
  </td>
 <td colspan=16 width=91% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2016, recoveries in commercial and industrial loans in Florida exceeded charge-offs.</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(26)</font></p>
  </td>
 <td colspan=16 width=91% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2017, 2016, 2015, and 2014, recoveries in construction loans in Florida
  exceeded charge-offs.</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(27)</font></p>
  </td>
 <td colspan=16 width=91% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  2015 and 2014, recoveries in total loans in Florida exceeded charge-offs.</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">142</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_143"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Net charge-offs to average loans
excluding the effect of: (i) the sale of the PREPA credit line in 2017; (ii)
the effect of the sale of the $16.3 million pool of non-performing assets in
2016; (iii) the effect of the bulk sale of assets in 2015; (iv) the effect of
the acquisition of mortgage loans from Doral Financial in 2014; and (v) the
effect of the bulk sale of adversely classified commercial assets in 2013,
presented in the footnotes of the table above are non-GAAP financial measures.
Refer to &#8220;Basis of Presentation&#8221; below for additional information and
reconciliation of these measures to GAAP figures.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total credit losses (equal to net
charge-offs plus losses on OREO operations) for 2017 amounted to $129.0
million, or 1.53% on an annualized basis to average loans and repossessed
assets, in contrast to credit losses of $133.4 million, or a loss rate of 1.59%
of average loans and repossessed assets, for 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">143</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_144"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following table presents a detail of the OREO
inventory and credit losses for the periods indicated:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=59% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">OREO</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=54% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">OREO
  balances, carrying value:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Residential</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,381</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">46,917</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">82,871</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">78,698</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,688</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,066</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">147,940</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">137,681</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=54% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">OREO
  activity (number of properties):</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Beginning property inventory</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">626</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">549</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Properties acquired</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">315</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">414</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Properties disposed</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(233)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(337)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Ending property inventory</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">708</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">626</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average
  holding period (in days)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Residential</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">437</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">329</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,026</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">813</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,403</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">975</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">837</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">662</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=54% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">OREO
  operations (loss) gain:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Market
  adjustments and (losses) gain on sale:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Residential</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,794)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,201)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,884)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,143)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(63)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">206</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,741)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,138)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=54% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  OREO operations expenses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,256)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,395)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Net Loss on OREO operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,997)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11,533)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">CHARGE-OFFS</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Residential charge offs, net</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(25,749)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(30,680)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial charge offs, net</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(52,922)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(43,528)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Construction charge offs, net</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,875)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,454)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer and finance leases charge-offs, net</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(36,468)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(46,178)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total charge-offs, net</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(118,014)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(121,840)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TOTAL
  CREDIT LOSSES (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(129,011)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(133,373)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">LOSS
  RATIO PER CATEGORY (2):</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Residential</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.86%</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.98%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.55%</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.37%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.93%</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.79%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.11%</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.61%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=57% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TOTAL
  CREDIT LOSS RATIO (3)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.53%</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.59%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=93% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">________</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=7 valign=top width=90% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Equal
  to net loss on OREO operations plus charge-offs, net.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=7 valign=top width=90% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Calculated
  as net charge-offs plus market adjustments and gains (losses) on sale of OREO
  divided by average loans and&#160; </font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 valign=top width=90% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;repossessed
  assets.</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td colspan=7 valign=top width=90% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Calculated
  as net charge-offs plus net loss on OREO operations divided by average loans
  and repossessed assets.</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">144</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<font style="border:none windowtext 1.0pt;padding:0in;"><b><font lang=EN-US style="font-size:10.0pt;">Operational Risk</font></b></font>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation faces ongoing and emerging risk and regulatory pressure related to
the activities that surround the delivery of banking and financial products.
Coupled with external influences such as market conditions, security risks, and
legal risks, the potential for operational and reputational loss has increased.
To mitigate and control operational risk, the Corporation has developed, and
continues to enhance, specific internal controls, policies and procedures that
are designed to identify and manage operational risk at appropriate levels
throughout the organization. The purpose of these mechanisms is to provide
reasonable assurance that the Corporation&#8217;s business operations are functioning
within the policies and limits established by management.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation classifies operational risk into two major categories:
business-specific and corporate-wide affecting all business lines. For business
specific risks, a risk assessment group works with the various business units
to ensure consistency in policies, processes and assessments. With respect to
corporate-wide risks, such as information security, business recovery, and
legal and compliance, the Corporation has specialized groups, such as the Legal
Department, Information Security, Corporate Compliance, and Operations. These
groups assist the lines of business in the development and implementation of
risk management practices specific to the needs of the business groups.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face=Calibri,sans-serif style="border:none windowtext 1.0pt;padding:0in;"><b><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legal and Compliance Risk</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legal and
compliance risk includes the risk of noncompliance with applicable legal and
regulatory requirements, the risk of adverse legal judgments against the
Corporation, and the risk that a counterparty&#8217;s performance obligations will be
unenforceable. The Corporation is subject to extensive regulation in the
different jurisdictions in which it conducts its business, and this regulatory
scrutiny has been significantly increasing over the last several years. The
Corporation has established and continues to enhance procedures based on legal
and regulatory requirements that are designed to ensure compliance with all
applicable statutory and regulatory requirements. The Corporation has a
Compliance Director who reports to the Chief Risk Officer and is responsible
for the oversight of regulatory compliance and implementation of an
enterprise-wide compliance risk assessment process. The Compliance division has
officer roles in each major business area with direct reporting relationships
to the Corporate Compliance Group.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black style="border:none windowtext 1.0pt;padding:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Concentration Risk</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation conducts its operations in a geographically concentrated area, as
its main market is Puerto Rico. However, the Corporation has diversified its
geographical risk, as evidenced by its operations in the Virgin Islands and in
Florida. </font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Of the total gross loans held for investment of $8.9 billion as of
December 31, 2017, approximately 75% have credit risk concentration in Puerto
Rico, 19% in the United States, and 6% in the Virgin Islands.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Update to the
Puerto Rico Fiscal Situation</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Economy
indicators and projections </font></i></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">A
significant portion of our financial activities and credit exposure is
concentrated in the Commonwealth of Puerto Rico, which has been in an economic
recession since 2006, exacerbated by the effect of Hurricanes Irma and Maria in
2017.&#160; Based on the most recent information available included in the Revised
Fiscal Plan submitted by the Puerto Rico government for the review of the
PROMESA oversight board, Puerto Rico&#8217;s real GNP has shrunk by more than 14%
since 2006.&#160; For fiscal year 2018, the Puerto Rico government projects a
contraction in the Puerto Rico&#8217;s GNP of 11.0%, followed by projected growths of
8.4% and 3.5% for fiscal years 2019 and 2020, respectively, based on an
assumption of Puerto Rico&#8217;s receipt of $49.1 billion of Federal Disaster Relief
assistance and $21 billion from private insurance funds for recovery and
rebuilding efforts after the hurricanes. Meanwhile, the GDB-EAI in December
2017 was 104.9, a 14.0% reduction compared to December 2016, and a decrease of
13.3% compared to August 2017. The GDB-EAI is a coincident index of economic
activity for Puerto Rico made up of four indicators (non-farm payroll
employment, electric power generation, cement sales and gasoline consumption).&#160;
The Revised Fiscal Plan states that the hurricanes will create a spike in
inflation of 2.1% in fiscal year 2018, with subsequent average increases of
about 1.5% over the next six years, until fiscal year 2023. &nbsp; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
seasonally adjusted unemployment rate in Puerto Rico was 10.9% in December
2017, compared to 12.4% in December 2016.&#160; However, the Puerto Rico labor force
participation rate was 40.9% as of December 2017. The average of the labor
force participation rate in Puerto Rico was 45.05% from 1990 until 2017,
reaching an all-time high of 49.80% percent in February of 2007 and a record
low of 38.6% in October of 2017. Based on information published by the Puerto
Rico government, the labor force estimate was 1.1 million people as of December
2017, a reduction of 1.6% when compared with December 2016.&#160; The Revised Fiscal
Plan reflects that a 19.4% cumulative decline in population is expected over
the next five years. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;">
&nbsp;</font>

<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">145</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Based on information published by the Puerto Rico Treasury, the
net revenues of the Puerto Rico government&#8217;s General Fund in December 2017
totaled $697.6 million, which was $101.9 million less than in December 2016.
The net revenues to the General Fund for the first half of fiscal year ending
June 30, 2018 totaled $3,623.1 million, a decrease of $348.0 million, or 8.8%,
compared with the previous fiscal year, and, $157.3 million, or 4.3%, below
initial estimates for this period. The Revised Fiscal Plan reflects a projected
decline in revenues of 19.8% in fiscal year 2018 before increasing 10.2% in
fiscal year 2019 and 5.1% in fiscal year 2020.&#160; As per the Revised Fiscal Plan,
revenues are forecasted to become 3% higher than pre-hurricane levels by fiscal
year 2023, in nominal terms. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Prices
on most Commonwealth of Puerto Rico securities have decreased over the past months.
General obligations with an eight percent coupon and maturing in 2035 traded in
January at an average of 25 cents on the dollar, down from as much as 59 cents
in September, before the hurricane.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Bankruptcy
filing</font></i></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 3,
2017, the Puerto Rico government and the PROMESA oversight board filed for a
form of bankruptcy in the U.S. District court in Puerto Rico under Title III of
PROMESA. The Title III provision allows for a court debt restructuring process
similar to U.S. bankruptcy protection. On July 2, 2017, the PROMESA oversight
board filed for a similar Title III form of bankruptcy in the U.S. District
court in Puerto Rico for PREPA. The mediation on Title III cases were postponed
after the hurricanes.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In related
matters, on January 30, 2018, the Court overseeing the Commonwealth of Puerto
Rico&#8217;s Title III proceeding ruled that holders of municipal obligations secured
by a pledge of special revenues are not guaranteed payment during the pendency
of a bankruptcy proceeding.&#160;&#160; In the case, the plaintiffs, insurers of bonds
issued by the Puerto Rico Highways and Transportation Authority (the &#8220;PRHTA,&#8221;
and such bonds, the &#8220;PRHTA Bonds&#8221;), brought suit seeking an order that certain
toll revenues and excise taxes of the PRHTA, which the PRHTA pledged to secure
payment of the PRHTA Bonds, must be disbursed to pay principal and interest on
the PRHTA Bonds.&#160; Defendants, including the Commonwealth of Puerto Rico and the
PRHTA, among others, urged the Court to dismiss plaintiffs&#8217; action, arguing
that Section 305 of PROMESA deprived the Court of jurisdiction to grant the
relief sought. The plaintiffs may appeal the decision to the U.S. Court of
Appeals for the First Circuit.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">GDB
liquidation plan</font></i></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On
April 28, 2017, the PROMESA oversight board approved the fiscal plan of the
GDB.&nbsp; With its fiscal plan, the GDB prepares a gradual and orderly wind
down of its operations over 10 years that seeks to mitigate the impact to its
stakeholders and supports their ability to continue delivering essential
services and promote economic growth. Separately from the fiscal plan, the
PROMESA oversight board noted that FAFAA should provide a certification
regarding the anticipated impact that reduced GDB distributions to depositors
and other potential exposures might have on other government entities with
fiscal plans and/or budgets.&nbsp;&nbsp; With respect to the TDF, the GDB
stated in their fiscal plan that the resolution that created the TDF
&#8220;specifically provides that the GDB shall not be liable for the payment of any
of the TDF&#8217;s debts of &#8220;any nature,&#8221; unless expressly guaranteed by the GDB.&#160; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On July 14, 2017, the PROMESA oversight
board authorized the GDB to pursue the restructuring of its debts under Title
VI of PROMESA and conditionally certified the GDB&#8217;s </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Restructuring Support Agreement (&#8220;RSA&#8221;) under the
relevant provisions of Title VI.&nbsp; The PROMESA oversight board&#8217;s decision
was in response to a request from FAFAA, dated June 30, 2017, in which the
agency noted that the proposed restructuring, along with certain related settlements
contemplated by the RSA, will result in an efficient wind down of GDB&#8217;s
operations and a comprehensive financial restructuring of GDB&#8217;s obligations.
The RSA provides for the organized and consensual restructuring of a
substantial portion of the GDB&#8217;s liabilities, including the GDB public bonds,
deposit claims by municipalities and certain non-public entities and claims
under certain GDB-issued letters of credit and guarantees (&#8220;Participating Bond
Claims&#8221;). In exchange for releasing the GDB from liability relating to these
claims, the claim-holders will receive new bonds to be issued by a new entity.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Effect of
Hurricanes Maria and Irma and measures taken by authorities&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></i></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">During
the third quarter of 2017, Hurricanes Irma and Maria affected Puerto Rico
causing significant damage to the infrastructure and property.&nbsp; In the
aftermath of Hurricane Maria, the NOAA, stated that damages could total $90
billion. The emergency could cause Puerto Rico&#8217;s central government and some of
its instrumentalities to face severe cash shortfalls from lower revenues,
higher cost, and delayed or reduced cost-saving measures that had been required
by the fiscal plans previously approved early in 2017.&nbsp; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;">
&nbsp;</font>

<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">146</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Puerto Rico government and the PROMESA oversight board
requested federal assistance from the United States federal government. Such
assistance is intended to provide Puerto Rico with the cash that it will need
to operate its core government services and its disaster response effort in the
near future. On December 18, 2017, the U.S. House of Representative introduced
a bill to provide additional emergency assistance for the recent hurricanes,
wildfires in California, and related agriculture losses. The bill totals $81
billion and targets funds to programs to continue relief and recovery efforts
in all of the affected communities, including Texas, Florida, California,
Louisiana, Puerto Rico and the USVI. </font></font><a name="bcl_connect_next"></a><a name="bcl_connect_next_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><a name="bcl_connect_prev"></a><a name="bcl_connect_prev_bclEnd"></a><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In relation to the FEMA assistance,
more than $1 billion in grants has been approved. As of February 1, 2018, FEMA
has granted:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;&#160;&#160;&#160; </font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$557 million in financial assistance
for rental, repair or to rebuild residences; including $105 million in rental
assistance;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;&nbsp;&#160;&#160; $468 million for uninsured hurricane-related
expenses.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$794 million in low-interest disaster loans. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;$4 million in Disaster Unemployment Assistance. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.45in;text-align:justify;text-indent:-.2in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;$1.6 billion in food and $361 million in water.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">In
addition, the U.S. Department of Housing and Urban Development (HUD) awarded
$1.5 billion in Community Development Block Grants to Puerto Rico to support
the long-term recovery of seriously damaged housing and local businesses. Also,
$525 million has been granted in FEMA Public Assistance grants for emergency
protective measures and debris removal operations.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 9, 2018, the Puerto Rico Governor and the
Resident Commissioner announced an allocation of $16 billion in federal funds
for the island&#8217;s recovery after Hurricane Maria.
</font><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">This appropriation is part of budget legislation approved by the U.S. Congress
and signed by President of the United States on February 9, 2018. Approximately
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$11.0 billion of the $16.0 billion was allocated to the community
development fund, known as the Community Development Block Grant, to repair
homes, support local businesses and rebuild infrastructure while mitigating
future risks. From this figure, $2.0 billion will be designated to restore and
make improvements to the electrical system. In addition, $1.37 billion was
approved for emergency assistance and $150 million under the Direct Loan
Program to cover cost sharing with FEMA. </font><font face="Times New Roman,serif" lang=EN-US style="background:white;font-size:10.0pt;">In
addition to the $16.0 billion, Puerto Rico is also eligible to participate in
other programs that could increase aid to the island to more than $45 billion.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Due
to protracted economic and revenue disruptions caused by Hurricane Maria, on
October 11, 2017, Moody&#8217;s lowered the credit ratings on $13.3 billion of Puerto
Rico&#8217;s general obligations from Caa3 to Ca. In addition, the bonds issued by
the Puerto Rico Sales Tax Financing Corporation (&#8220;COFINA&#8221;) and PRASA were also
downgraded from Ca to Caa3. In total, there were eight types of securities
affected, which have a combined par value of $31 billion. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">In
a letter sent to the U.S. Senate on October 11, 2017, the PROMESA oversight
board said that the entity was evaluating how the certified fiscal plans of the
Puerto Rico government and PREPA would change in the aftermath of Hurricanes
Irma and Maria.&nbsp; Previously, on June 30, 2017, the PROMESA oversight board
certified the Puerto Rico government&#8217;s budget for fiscal year 2018, which
totaled $9.562 billion in General Fund revenues. This budget, the first
certified under PROMESA, was based on the March 2017 fiscal plan also approved
by the PROMESA oversight board. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On
October 31, 2017, the PROMESA oversight board&#8217;s tenth public meeting took
place. In that meeting, the PROMESA oversight board&#8217;s executive director
outlined the process for certifying a revised fiscal plan with the Puerto Rico
government in the aftermath of Hurricane Maria. Several activities, including
an assessment of the damages caused by Hurricane Maria, and renewed plans for
fiscal and structural reforms, will inform the development of a revised fiscal
plan. Pursuant to Section 204(b) of PROMESA, the PROMESA oversight board also
adopted a new government contract approval policy. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none windowtext 1.0pt;padding:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 12, 2018, FAFAA
released the Revised Fiscal Plans for the Commonwealth, after considering the
changes and clarifications required by the PROMESA oversight board to a
previous draft. </font><font color=black style="border:none windowtext 1.0pt;padding:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Fiscal Plan includes substantial revisions that the Puerto
Rico government has made to the previous fiscal plan, certified on March 13,
2017 (the &#8220;March 2017 fiscal plan&#8221;), to account for the effect of Hurricanes
Maria and Irma and to account for a contemplated transformational transaction. </font></font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Revised Fiscal plan uses a six-year horizon, projects a
six-year cumulative decline in population of 20%, and projects that by the
fiscal year 2023 there will be a $3.4 billion surplus, before any debt service
is paid, requiring a liquidity facility to provide public services in fiscal
year 2018.</font><font color=black style="border:none windowtext 1.0pt;padding:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> The March 2017 fiscal plan covered a 10-year period and allocated
around $787 million per year for debt service. The Revised Fiscal Plan also
includes projected expenses for Title III proceedings, considers an injection
of $49 billion in federal relief assistance, and a series of structural reforms
in, among other things, the areas of ease of doing business, human capital, tax
reform, and power sector reform, including a layout for the privatization of
PREPA. The Revised Fiscal Plan also creates an annual reserve of $130 million
and a $400 million investment for infrastructure maintenance and development.
The PROMESA oversight board is expected to evaluate the plan in the coming
weeks and, after public hearing, determine whether to certify it.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black style="border:none windowtext 1.0pt;padding:0in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none windowtext 1.0pt;padding:0in;">
&nbsp;</font>

<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">147</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exposure to the Puerto Rico
Government</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December 31, 2017, the Corporation had $214.5 million of direct exposure to the
Puerto Rico government, its municipalities and public corporations, compared to
$323.3 million as of December 31, 2016.&#160; As of December 31, 2017, approximately
$184.6 million of the exposure consisted of loans and obligations of
municipalities in Puerto Rico that are supported by assigned property tax
revenues and for which, in most cases, the good faith, credit and unlimited
taxing power of the applicable municipality have been pledged to their
repayment, compared to $191.9 million as of December 31, 2016. Approximately
73% of the Corporation&#8217;s municipality exposure consists primarily of senior
priority obligations concentrated in three of the largest municipalities in
Puerto Rico. These municipalities are required by law to levy special property
taxes in such amounts as are required for the payment of all of their
respective general obligation bonds and loans. The PROMESA oversight board has
not designated any of the Puerto Rico&#8217;s 78 municipalities as covered entities
under PROMESA.&nbsp; However, while the Revised Fiscal Plan did not contemplate
a restructuring of the debt of Puerto Rico&#8217;s municipalities, the plan did call
for the gradual elimination of budgetary subsidies provided to municipalities
by the central government. Furthermore, municipalities are also likely to be
affected by the negative economic and other effects resulting from expense,
revenue or cash management measures taken to address the Puerto Rico
Government&#8217;s budgetary and liquidity shortfalls, or measures included in fiscal
plans of other government entities, such as the GDB Restructuring Support
Agreement and the recent plan announced by the Puerto Rico governor intended to
privatize PREPA. The GDB Restructuring Support Agreement provides for the
restructuring under Title VI of PROMESA of a substantial portion of the GDB&#8217;s
indebtedness, including deposits of</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> municipalities, through the
issuance of &#8220;Participating Bond Claims&#8221; in exchange for the release of the GDB
from liability relating to the bonds, deposits, letters of credit and
guarantees.</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;In addition to municipalities, the total direct exposure
also includes a $6.8 million loan to a unit of the central government and a
$15.1 million loan to an affiliate of PREPA. As mentioned above, the sale in
the first quarter of 2017 of the PREPA credit line, with a book value of $64
million at the time of sale, contributed significantly to the reduction of the
Corporation&#8217;s direct exposure to the Puerto Rico government. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
Corporation&#8217;s total direct exposure also includes obligations of the Puerto
Rico Government, specifically bonds of the Puerto Rico Housing Finance
Authority, at an amortized cost of $8.0 million as part of its
available-for-sale investment securities portfolio recorded on its books at a
fair value of $6.8 million as of December 31, 2017.</font></font><font color=black face=Arial,sans-serif style="border:none windowtext 1.0pt;padding:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;"> &nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">During the second quarter of 2017, the Corporation sold for an
aggregate of $23.4 million non-performing bonds of the GDB and the Puerto Rico
Public Buildings Authority carried on its books at an amortized cost of $23.0
million (net of $34.4 million in cumulative OTTI impairment charges). This
transaction resulted in a $0.4 million recovery from previous OTTI charges
reflected in the statement of income as part of &#8220;net gain on sale of
investments.&#8221;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">148</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:8.0pt;">&nbsp;
  </font></td>
 <td colspan=9 valign=bottom width=97% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following table details the Corporation&#8217;s total direct exposure to the Puerto
  Rico government according to their maturities: </font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=3% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=53% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=3% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=44% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investment </font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 valign=bottom width=47% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Portfolio</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=3% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Amortized cost)</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Exposure</font></b></p>
  </td>
 </tr>
<tr style="height:1.5pt;">
  <td valign=bottom width=3% style="background:white;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=44% style="background:white;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=3% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=44% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=53% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Central
  Government:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,766</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,766</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  Central Government</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,766</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,766</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=3% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=44% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Puerto
  Rico Housing Finance Authority:</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 5 to 10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,071</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,071</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,972</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,972</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  Puerto Rico Housing Finance Authority</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,043</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,043</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=44% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Public
  Corporations:</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Affiliate
  of the Puerto Rico Electric Power Authority:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  After 1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,149</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,149</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  Public Corporations</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,149</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,149</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=3% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=44% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Municipalities:</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  After 1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,853</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">33,942</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">37,795</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  After 5 to 10 years</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,523</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,523</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">107,251</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">107,251</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  Municipalities</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">150,627</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">33,942</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">184,569</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td colspan=10 nowrap width=100% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=47% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  Direct Government Exposure</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">158,670</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,857</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">214,527</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=97% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, as of December 31, 2017, the
Corporation had three commercial mortgage loans granted to the hotel industry
in Puerto Rico that were previously guaranteed by the TDF with an outstanding
principal balance of $120.2 million (book value of $70.8 million), compared to
$127.7 million outstanding (book value of $111.8 million) as of December 31,
2016. Historically, the borrower and the operations of the underlying
collateral of these loans have been the primary sources of repayment and the
TDF, which is a subsidiary of the GDB, provided a secondary guarantee for
payment performance.&nbsp; As part of agreements executed in the second quarter
of 2017 and first quarter of 2018, the TDF paid $7.6 million and $4.0 million,
respectively, to honor a portion of its guarantee on these loans.&nbsp;
&nbsp;As provided in the agreements, the cash payments received by the
Corporation released the TDF from its liability as a guarantor of these loans.
As a result, the income-producing real estate properties are now the only
collateral of such loans, thus, any decline in collateral valuations may
require additional impairments on these loans.&nbsp; All the three TDF
commercial mortgage loans have been classified as non-performing and impaired
since the first quarter of 2016, and interest payments have been applied
against principal since then. Approximately $4.7 million of interest payments
received on loans guaranteed by the TDF since late March 2016 have been applied
against principal. During 2017, the Corporation recorded charge-offs totaling
$30.8 million on these facilities for the portion of the recorded investment in
excess of the fair value of the collateral and the guarantee, considering the
aforementioned agreements reached with the TDF.&nbsp; In addition, GDB agreed
to issue to the Bank a fixed income financial instrument pursuant to the GDB&#8217;s
Restructuring Support Agreement approved by the PROMESA oversight board. As of
December 31, 2017, the non-performing TDF commercial mortgage loans and related
facilities are being carried (net of reserves and accumulated charge-offs) at
52% of the unpaid principal balance.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the Corporation had $116.5
million in exposure to residential mortgage loans that are guaranteed by the PRHFA.
Residential mortgage loans guaranteed by the PRHFA are secured by the
underlying properties and the guarantees serve to cover shortfalls in
collateral in the event of a borrower default. The Puerto Rico government
guarantees up to $75 million of the principal under the mortgage loan insurance
program. According to the most recently released audited financial statements
of the Puerto Rico Housing Financing Authority, as of June 30, 2015, the
PRHFA&#8217;s mortgage loan insurance program covered loans in an aggregate of
approximately $552 million. The regulations adopted by the PRHFA require the
establishment of adequate reserves to guarantee the solvency of the mortgage
loan insurance fund. As of June 30, 2015, the most recent date as to which information
is available, the PRHFA had a restricted net position for such purposes of
approximately $77.4 million. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation
had $490.3 million of public sector deposits in Puerto Rico, compared to $408.8
million as of December 31, 2016.&#160; As of December 31, 2017, approximately 29% of
the public sector deposits in Puerto Rico are from municipalities and municipal
agencies and 71% are from public corporations and the central government and
agencies.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

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<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">149</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exposure to USVI government </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has operations in the USVI
and has credit exposure to USVI government entities. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The USVI is experiencing a number of
fiscal and economic challenges, exacerbated by the impact of Hurricane Irma in
the third quarter of 2017, that could adversely affect the ability of its
public corporations and instrumentalities to service their outstanding debt
obligations. PROMESA does not apply to the USVI and, as such, there is
currently no federal legislation permitting the restructuring of the debts of
the USVI and its public corporations and instrumentalities. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To the extent that the fiscal condition of
the USVI continues to deteriorate, the U.S. Congress or the government of the
USVI may enact legislation allowing for the restructuring of the financial
obligations of the USVI government entities or imposing a stay on creditor
remedies, including by making PROMESA applicable to the USVI. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation
had $70.4 million in loans to USVI government instrumentalities and public
corporations, compared to $84.7 million as of December 31, 2016.&nbsp; Of the
amount outstanding as of December 31, 2017, approximately $47.2 million was
owed by public corporations of the USVI and $23.2 million was owed by an
independent instrumentality of the USVI government.&nbsp; All loans are
currently performing and up to date on principal and interest payments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impact of Inflation and Changing Prices</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The financial statements and related data
presented herein have been prepared in conformity with GAAP, which requires the
measurement of financial position and operating results in terms of historical
dollars without considering changes in the relative purchasing power of money
over time due to inflation.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Unlike most industrial companies,
substantially all of the assets and liabilities of a financial institution are
monetary in nature. As a result, interest rates have a greater impact on a
financial institution&#8217;s performance than the effects of general levels of
inflation. Interest rate movements are not necessarily correlated with changes
in the prices of goods and services.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basis of Presentation</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation has included in this Form 10-K the following financial measures
that are not recognized under GAAP, which are referred to as non-GAAP financial
measures: </font></font></p>

<p style="margin-left:.5in;margin-right:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income, interest rate
spread, and net interest margin are reported excluding the changes in the fair
value of derivative instruments and on a tax-equivalent basis in order to
provide to investors additional information about the Corporation&#8217;s net
interest income that management uses and believes should facilitate comparability
and analysis. The changes in the fair value of derivative instruments have no
effect on interest due or interest earned on interest-bearing liabilities or
interest-earning assets, respectively. The tax-equivalent adjustment to net
interest income recognizes the income tax savings when comparing taxable and
tax-exempt assets and assumes a marginal income tax rate. Income from
tax-exempt earning assets is increased by an amount equivalent to the taxes
that would have been paid if this income had been taxable at statutory rates.
Management believes that it is a standard practice in the banking industry to
present net interest income, interest rate spread, and net interest margin on a
fully tax-equivalent basis. This adjustment puts all earning assets, most notably
tax-exempt securities and certain loans, on a common basis that facilitates
comparison of results to the results of peers.&#160; Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net Interest Income</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
above for the table that reconciles the non-GAAP financial measure &#8220;net
interest income excluding fair value changes and on a tax-equivalent basis&#8221;
with net interest income calculated and presented in accordance with GAAP. The
table also reconciles the non-GAAP financial measures &#8220;net interest spread and
margin excluding fair value changes and on a tax-equivalent basis&#8221; with net
interest spread and margin calculated and presented in accordance with GAAP.<br>
<br>
</font></p>

<p style="margin-left:.5in;margin-right:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The tangible common equity ratio
and tangible book value per common share are non-GAAP financial measures
generally used by the financial community to evaluate capital adequacy.
Tangible common equity is total equity less preferred equity, goodwill, core
deposit intangibles, and other intangibles, such as the purchased credit card
relationship intangible and the insurance customer relationship intangible.
Tangible assets are total assets less goodwill, core deposit intangibles, and
other intangibles, such as the purchased credit card relationship intangible
and the insurance customer relationship intangible. Management and many stock
analysts use the tangible common equity ratio and tangible book value per
common share in conjunction with more traditional bank capital ratios to
compare the capital adequacy of banking organizations with significant amounts
of goodwill or other intangible assets, typically stemming from the use of the
purchase method of accounting for mergers and acquisitions. Accordingly, the
Corporation believes that disclosure of these financial measures may be useful
also to investors.&#160; Neither tangible common equity nor tangible assets, or the
related measures, should be considered in isolation or as a substitute for
stockholders&#8217; equity, total assets, or any other measure calculated in
accordance with GAAP. Moreover, the manner in which the Corporation calculates
its tangible common equity, tangible assets, and any </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">150</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-left:.5in;margin-right:0in;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">other
related measures may differ from that of other companies reporting measures
with similar names.</font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Risk Management-Capital</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> above for a reconciliation of the
Corporation&#8217;s tangible common equity and tangible assets.</font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"><br>
<br>
</font></p>

<p style="margin-left:.5in;margin-right:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Adjusted provision for loan and
lease losses, adjusted net charge-offs, and the ratios of adjusted net
charge-offs to average loans, adjusted provision for loan and lease losses to
net charge-offs, and the adjusted allowance to total loans held for investment
are non-GAAP financial measures that exclude the effects related to: (i) the
$71.3 million provision recorded in 2017 associated with the estimate of
inherent losses resulting from the effect of Hurricanes Irma and Maria; (ii)
the effects related to the&#160; sale of the Corporation&#8217;s participation in the
PREPA credit line in 2017; (iii) the effects related to the sale of the $16.3
million pool of non-performing assets in 2016; (iv) the effects of the bulk
sale of assets with a carrying value of $150.4 million in 2015; (v) the effects
of the acquisition of mortgage loans from Doral Financial in 2014 in full
satisfaction of secured borrowings owed by such entity to FirstBank; and (vi)
the bulk sales of adversely classified commercial assets, non-performing
residential loans and loans transferred to held for sale in 2013. Management
believes that this information helps investors understand the adjusted measures
without regard to items that are not expected to reoccur with any regularity or
may reoccur at uncertain times and in uncertain amounts on reported results and
facilitates comparisons with prior periods.<br>
<br>
</font></p>

<p style="margin-left:.5in;margin-right:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Adjusted non-interest income
excludes for 2017, 2016, and 2015 the following:</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gains of $1.4 million and $4.2
million on the repurchase and cancellation of trust-preferred securities
recorded in the third quarter of 2017 and first quarter of 2016, respectively.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OTTI charges on debt securities of
$12.2 million, $6.7 million, and $16.5 million in 2017, 2016, and 2015,
respectively.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Partial recovery of $0.4 million
of previously recorded OTTI charges non-performing bonds of the GDB and the
Puerto Rico Public Buildings Authority sold in the second quarter of 2017.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gain of $1.5 million from the
recovery of a residual CMO previously written off that was recorded in the
fourth quarter of 2016.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Brokerage and insurance
commissions of $1.8 million from the sale of large fixed annuities contracts in
the fourth quarter of 2016.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gain of $6.1 million on sales of
U.S. agency MBS recorded in the third quarter of 2016.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Gain of $7.0 million on the sale
of merchant contracts recorded in the fourth quarter of 2015.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loss of $0.6 million on loans held
for sale included as part of the bulk sale of assets recorded in the second
quarter of 2015.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bargain purchase gain of $13.4 million
on assets acquired and liabilities assumed from Doral Bank in the first quarter
of 2015.&#160; </font></p>

<p style="margin-left:.5in;margin-right:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management
believes that the exclusion from non-interest income of items that are not
expected to reoccur with any regularity or may reoccur at uncertain times and
in uncertain amounts facilitates comparisons with prior periods, and provides
an alternate presentation of the Corporation&#8217;s performance that is useful to
investors.</font></p>

<p style="margin-left:.5in;margin-right:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">5.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Adjusted non-interest expenses
reflects for 2017, 2016, and 2015 the following:</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exclusion of costs of
approximately $2.5 million in 2017 of insurance deductibles related to
storm-damages assessed on certain OREO properties and estimated storm-related
costs not recoverable under insurance policies.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Inclusion of $1.9 million of
expected insurance recoveries for employees&#8217; compensation and rental costs that
the Corporation incurred when Hurricanes Irma and Maria precluded employees
from working in 2017.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exclusion of costs of $0.4 million
and $0.6 million associated with secondary offerings of the Corporation&#8217;s
common stock by certain of the existing stockholders recorded in 2017 and 2016,
respectively.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Inclusion of a $2.7 million
adjustment recorded in the fourth quarter of 2016 to reduce the credit card
rewards liability due to unusually large customer forfeitures related to the
expiration of reward points earned by customers up to September 2013 (the
conversion date of the credit card portfolio acquired from FIA in May 2012).&#160;
Most of these points had been accrued at acquisition date and ultimately
experienced a redemption pattern materially different from those points accrued
after conversion.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exclusion of incentive costs of
$0.1 million related to the aforementioned sale of large fixed annuities
contracts in the fourth quarter of 2016.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exclusion of costs above what the
Corporation believes are the normal or recurring level for severance payments
of $0.3 million related to permanent job discontinuance in the third quarter of
2016 and costs of $2.2 million related to a voluntary early retirement program
in the fourth quarter of 2015.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exclusion of transaction expenses
and certain losses totaling $1.2 million related to the bulk sale of assets in
the second quarter of 2015.</font></p>

<p style="margin-left:.75in;margin-right:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exclusion of acquisition and
conversion costs of $4.6 million related to assets acquired and liabilities
assumed from Doral Bank recorded in 2015.</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">151</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin-left:.5in;margin-right:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management believes that
adjustments to non-interest expenses of items that are above normal or
recurring levels, are not expected to reoccur with any regularity or may
reoccur at uncertain times and in uncertain amounts facilitates comparisons
with prior periods, and provides an alternate presentation of the Corporation&#8217;s
performance that is useful to investors.</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">6.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Adjusted net income that excludes
the effect of a $13.2 million tax benefit recorded in the fourth quarter of
2017 related to the change in tax status of certain subsidiaries from taxable
corporations to limited liability companies, and the effect of all the items
mentioned above and their tax related impacts as follows:</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax benefit of $27.7 million related to the storm-related
provision for loan and lease losses recorded in 2017 (calculated based on the
statutory rate of 39%).</font></font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax benefit of $1.0 million related to insurance deductibles and
estimated storm-related costs not recoverable under insurance policies
(calculated based on the statutory rate of 39%).</font></font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax benefit of $0.2 million related to the sale of the PREPA
credit line in the first quarter of 2017 (calculated based on the statutory
rate of 39%).</font></font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax benefit of $0.7 million related to the sale of the $16.3
million pool of non-performing assets in the fourth quarter of 2016 (calculated
based on the statutory tax rate of 39%).</font></font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense of $0.3 million related to the gain from recovery of a
residual CMO previously written off, which was recorded in the fourth quarter
of 2016 (calculated based on the applicable capital gain tax rate of 20%).</font></font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense of $0.7 million
related to brokerage and insurance commissions from the sale of large fixed
annuities contracts, net of incentive costs, recorded in the fourth quarter of
2016 (calculated based on the statutory tax rate of 39%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense of $1.1 million
related to the adjustment to reduce the credit card rewards liability due to
unusually large customer forfeitures, which was recorded in the fourth quarter
of 2016 (calculated based on the statutory tax rate of 39%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense of $0.2 million
related to the taxable portion of the gain on sale of U.S. agency MBS, which
was recorded in the third quarter of 2016 (calculated based on the applicable
capital gain tax rate of 20%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax benefit of $0.1 million
related to the severance expense, which was recorded in the third quarter of
2016 (calculated based on the statutory tax rate of 39%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense of $2.7 million
related to the gain on sale of merchant contracts, which was recorded in the
fourth quarter of 2015 (calculated based on the statutory tax rate of 39%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax benefit of $0.9 million
related to the voluntary early retirement program expenses, which was recorded
in the fourth quarter of 2015 (calculated based on the statutory tax rate of
39%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax benefit of $19.0 million
related to charges on the bulk sale of assets, including transaction costs,
executed in the second quarter of 2015 (calculated based on the statutory tax
rate of 39%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax expense of $5.2 million
related to the bargain purchase gain on assets acquired and liabilities assumed
from Doral Bank in the first quarter of 2015 (calculated based on the statutory
tax rate of 39%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Tax benefit of $1.8 million related
to the acquisition and conversion costs of assets acquired and liabilities
assumed from Doral Bank in the first half of 2015 (calculated based on the
statutory tax rate of 39%).</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">No tax benefit was recorded for
the partial recovery of previously recorded OTTI charges on non-performing
bonds sold in the second quarter of 2017 and for the OTTI charges recorded in
2017, 2016 and 2015.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The gains realized on the
repurchase and cancellation of trust preferred securities and costs incurred
associated with the secondary offering, recorded at the holding company level,
had no effect on the income tax expense in 2017 and 2016.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management
believes that adjustments to net income of items that are not reflective of
core operating performance, are not expected to reoccur with any regularity or
may reoccur at uncertain times and in uncertain amounts facilitates comparisons
with prior periods, and provides an alternate presentation of the Corporation&#8217;s
performance that is useful to investors.<br>
<br>
</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation believes that these non-GAAP financial measures enhance the ability
of analysts and investors to analyze trends in the Corporation&#8217;s business and
better understand the performance of the Corporation. In addition, investors
may also benefit from disclosure of these non-GAAP financial measures because
the Corporation may utilize these non-GAAP financial measures as a guide in its
budgeting and long-term planning process. Any analysis of these non-GAAP
financial measures should be used only in conjunction with results presented in
accordance with GAAP.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">152</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Executive
Overview of Results of Operations </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">above for the reconciliation of the
non-GAAP financial measure &#8220;adjusted net income&#8221; to the GAAP financial
measures.&#160; The following tables reconciles the non-GAAP financial measures
&#8220;adjusted provision for loan and lease losses,&#8221; &#8220;adjusted net charge-offs,&#8221;
&#8220;adjusted net charge-offs to average loan ratio,&#8221; &#8220;adjusted provision for loan
and lease losses to adjusted net charge-offs,&#8221; &#8220;adjusted allowance for loan and
lease losses to total loans held for investment,&#8221; &#8220;adjusted non-interest
income&#8221; and &#8220;adjusted non-interest expenses,&#8221; to the GAAP financial measures
for 2017, 2016 and 2015:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:50.25pt;">
  <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">As reported&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (GAAP)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Storm-related Provision for Loan and Lease
  Losses</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Storm-related Expenses and Related
  Adjustments</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Gain on Repurchase and Cancellation of
  Trust Preferred Securities</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Secondary Offering Costs</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">OTTI on Debt Securities</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Gain from Recovery of Previously recorded
  OTTI charges</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Sale of PREPA credit line</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:50.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Adjusted&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (Non-GAAP)</font></b></p>
  </td>
 <td nowrap width=1% style="height:50.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Total
  net charge-offs</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">118,014</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(10,734)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">107,280</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=15% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Total
  net charge-offs to </font></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=15% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  average loans</font></p>
  </td>
 <td width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1.33%</font></p>
  </td>
 <td width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1.21%</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;
  Commercial and Industrial</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">14,100</font></p>
  </td>
 <td width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(10,734)</font></p>
  </td>
 <td width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">3,366</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=15% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;
  Commercial and Industrial loans </font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  net charge-offs to average loans</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">0.66%</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">0.16%</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision
  for loan and lease losses</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">144,254</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(71,304)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(569)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:13.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">72,381</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Residential
  Mortgage Loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">50,744</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(14,581)</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">36,163</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Commercial
  Mortgage Loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">30,054</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(12,105)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">17,949</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Commercial
  and industrial loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1,018</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(15,947)</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(569)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(15,498)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Construction
  Loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">4,835</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(3,660)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1,175</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Consumer
  Loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">57,603</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(25,011)</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">32,592</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Non-interest
  income</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">62,387</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1,391)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">12,231</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(371)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">72,856</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Net impairment losses as available</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  for sale debt securities</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(12,231)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:white;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">12,231</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Net gain on sale of investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(371)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(371)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;
  Gain on early extinguishment</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  of debt</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1,391</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1,391)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Non-interest
  expenses</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">347,701</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(725)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(392)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">346,584</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;
  Employees' compensation </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;
  and benefits</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">151,845</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1,410</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">153,255</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Occupancy and Equipment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">56,659</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(189)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">56,470</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Business promotion</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">12,485</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(992)</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(40)</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">11,453</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Professional Fees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">45,929</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(352)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">45,577</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Net loss on OREO operations</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">10,997</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(936)</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">10,061</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;
  Other non-interest expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">17,342</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(18)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">17,324</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">153</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_154"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:68.25pt;">
  <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <b><font color=black lang=EN-CA style="font-size:4.5pt;">2016
  </font></b></td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">As reported (GAAP)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Sale of a $16.3 Million Pool of
  Non-Performing Assets</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Gain from recovery of investments
  previously written off</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">OTTI on Debt Securities</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Gain on Sale of Investment Securities</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Gain on Repurchase and Cancellation of
  Trust Preferred Securities</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Severance Payments</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Secondary Offering Costs</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Credit Card Rewards Program Unusual
  Forfeiture</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Brokerage and insurance commissions from
  sale of large fixed annuities contracts and related incentive costs</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:68.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Adjusted (Non-GAAP)</font></b></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td nowrap valign=bottom width=13% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Total
  net charge-offs </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">121,840</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(4,631)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">117,209</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total net charge-offs to average loans</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">1.37%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">1.32%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;
  Commercial mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">19,638</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(3,026)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
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  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
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  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">16,612</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans net </font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  charge-offs to average loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">1.28%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
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  </td>
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 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">1.09%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">23,890</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(1,593)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">22,297</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial and Industrial loans net </font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  charge-offs to average loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">1.11%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">1.04%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;
  Residential mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">30,680</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(12)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">30,668</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Residential mortgage loans net </font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  charge-offs to average loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">0.93%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">0.93%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Provision
  for loan and lease losses</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">86,733</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(1,799)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">84,934</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;
  Commercial mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">8,688</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(1,787)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">6,901</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">17,075</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(2)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">17,073</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;
  Residential mortgage</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">25,090</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(10)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">25,080</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Non-interest
  income</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">87,954</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(1,547)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">6,687</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(6,104)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(4,217)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(1,772)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">81,001</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" style="font-size:4.5pt;">&#160;&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160; Gain on sale of investment securities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">6,104</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
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<tr style="height:11.25pt;">
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<tr style="height:11.25pt;">
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 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:11.25pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">1,547</font></p>
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 <td valign=bottom width=6% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(1,547)</font></p>
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<tr style="height:10.5pt;">
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 <td valign=bottom width=6% style="height:10.5pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
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 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
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 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
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 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
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 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  debt securities </font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(6,687)</font></p>
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 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=6% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">6,687</font></p>
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 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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 <td valign=bottom width=6% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
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 <td valign=bottom width=5% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
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 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=7% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
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 <td valign=bottom width=7% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=6% style="height:10.5pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
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<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160; Gain
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  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">4,217</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(4,217)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;
  Other non-interest income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">30,900</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(1,772)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">29,128</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">Non-interest
  expenses</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">355,080</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(281)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(590)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">2,732</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(80)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">356,861</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;
  Employees' compensation and benefits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">151,493</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(281)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(80)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">151,132</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;
  Business promotion</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">11,419</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(20)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">2,732</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">14,131</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;
  Professional fees</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">44,137</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(548)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">43,589</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">&#160;
  Taxes other than income taxes</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">15,139</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">(22)</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:#CCEEFF;height:12.75pt;padding:0in 1.5pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:4.5pt;">15,117</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">154</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
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 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
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<tr style="height:7.5pt;">
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  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
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 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Retirement </font></b></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
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 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
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 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
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 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
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 </tr>
<tr style="height:5.25pt;">
  <td valign=bottom width=17% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
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 <td nowrap valign=bottom width=7% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Impact
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 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
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 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=6% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
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 <td nowrap valign=bottom width=6% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
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 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
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 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Program-non-&nbsp;</font></b></p>
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 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Acquisition </font></b></p>
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 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
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 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
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 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td valign=bottom width=17% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Reported &nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Bulk Sale</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">on Debt</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;of Merchant</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Purchase</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">recurring</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">and conversion</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;transaction&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Adjusted </font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=bottom width=17% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(GAAP)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Transaction</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Securities&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Contracts&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;Gain&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;expenses&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;costs&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;impact&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(Non-GAAP)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=18% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Total
  net charge-offs </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">153,730</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(61,435)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">92,295</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total net charge-offs to average loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1.68%</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1.01</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Commercial mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">49,567</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(37,590)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">11,977</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans net </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  charge-offs to average loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">3.12%</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">0.77</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">29,528</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(20,570)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">8,958</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial and Industrial loans net </font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=17% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  charge-offs to average loans</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1.32%</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">0.40</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">2,412</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(3,275)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(863)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Construction loans net </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  charge-offs to average loans </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1.42%</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(0.52)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision
  for loan and lease losses</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">172,045</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(46,947)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">125,098</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Commercial mortgage</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">66,884</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(33,807)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">33,077</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">34,575</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(10,765)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">23,810</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(6,891)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(2,375)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(9,266)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Non-interest
  income</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">81,325</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">16,517</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(7,000)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(13,443)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">552</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">77,951</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Bargain purchase gain</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">13,443</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(13,443)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Net loss on investment and impairments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(16,517)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">16,517</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Gain on sale of merchant contracts</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">7,000</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(7,000)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Other net interest income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">32,794</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">552</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">33,346</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Non-interest
  expenses</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">383,830</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(2,238)</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(4,646)</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1,168)</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></b></p>
  </td>
 <td colspan=2 nowrap width=9% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">375,778</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Employees' compensation and benefits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">150,059</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(2,238)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(104)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">147,717</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Occupancy and equipment</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">59,295</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(118)</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">59,177</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=18% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Professional fees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">55,632</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(3,709)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(918)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">51,005</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=18% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Business promotion</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">15,234</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(437)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">14,797</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap width=18% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Net loss on OREO operations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:15.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">15,788</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:15.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:15.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:15.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:15.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:15.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(250)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="background:#CCEEFF;height:15.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">15,538</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  Other expenses</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">22,229</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(278)</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=9% style="height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">21,951</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td colspan=2 nowrap valign=top width=18% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">__________</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">155</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_156"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:24.0pt;">
  <td colspan=40 valign=bottom width=100% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">The following table
  reconciles the provision for loan and lease losses to net charge-offs to the
  Non-GAAP financial measure &quot;adjusted provision for loan and lease losses
  to adjusted net-charge-offs&quot; for 2017, 2016, 2015, 2014 and 2013 and the
  allowance for loan and lease losses to &quot;adjusted allowance for loan and
  lease losses to loans held for investment&quot; for 2017:
  </font></td>
 </tr>
<tr style="height:3.75pt;">
  <td valign=bottom width=17% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=39 nowrap width=83% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision for Loan and Lease </font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=39 nowrap width=83% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Losses to Net Charge-Offs,</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=17% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=39 nowrap width=83% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(GAAP to Non GAAP reconciliation)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=39 nowrap width=83% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Year Ended</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td colspan=7 nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">December 31, 2016</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">December 31, 2015</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">December 31, 2014</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision for Loan and Lease Losses</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Net Charge-Offs</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision for Loan and Lease Losses</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Net Charge-Offs</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision for Loan and Lease Losses</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Net Charge-Offs</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision for Loan and Lease Losses</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=5% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Net Charge-Offs</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 rowspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision for Loan and Lease Losses</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Net Charge-Offs</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision
  for loan and lease losses and </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;
  net charge-offs (GAAP)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">144,254</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">118,014</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">86,733</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">121,840</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">172,045</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">153,730</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">109,530</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">172,993</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">243,751</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">393,307</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Less
  Special Items:</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Storm-related provision for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">71,304</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">2,761</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Sale of the PREPA credit line</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">569</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">10,734</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
  Sale of the $16.3 million pool of non-performing assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1,799</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">4,631</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
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  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">46,947</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">61,435</font></p>
  </td>
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  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;
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  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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 </tr>
<tr style="height:9.0pt;">
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  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">1,428</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">6,908</font></p>
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<tr style="height:9.0pt;">
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
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  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;
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<tr style="height:9.0pt;">
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">132,002</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">232,444</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision
  for loan and lease losses and net </font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;
  charge-offs, excluding special items (Non-GAAP)</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">72,381</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">104,519</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">84,934</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">117,209</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">125,098</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">92,295</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">108,102</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">166,085</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">111,749</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">$</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">160,863</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision
  for loan and lease losses to </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;
  net charge-offs (GAAP)</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">122.23</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">71.19</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">111.91</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">63.31</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">61.97</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">Provision
  for loan and lease losses to </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&#160;&#160;&#160;&#160;&#160;
  net charge-offs, excluding special items (Non-GAAP)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">69.25</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">72.46</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">135.54</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">65.09</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">69.47</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td colspan=15 nowrap valign=bottom width=50% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:5.25pt;">
  <td colspan=7 valign=bottom width=75% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=bottom width=41% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=41% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 nowrap valign=bottom width=34% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Allowance for Loan and Lease </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=41% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 nowrap valign=bottom width=34% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Losses to Total Loans Held For Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(GAAP to Non-GAAP reconciliation)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As of December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=17% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Allowance for Loan</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total Loans Held for Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 rowspan=2 valign=bottom width=10% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">and Lease Losses</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=11% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=41% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Allowance
  for loan and lease losses and total</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  loans held for investment (GAAP)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">231,843</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,850,476</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Less
  Special Items:</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Storm-related allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">68,543</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Allowance
  for loan and lease losses and total loans held for investment,</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  excluding Special Items (Non-GAAP)&#160;&#160; </font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">163,300</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,850,476</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Allowance
  for loan and lease losses to total loans held for investment (GAAP)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.62</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Allowance
  for loan and lease losses to total loans held for investment, </font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  excluding Special Items (Non-GAAP)&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.85</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td colspan=7 nowrap valign=bottom width=75% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">156</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_157"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <b><font color=black lang=EN-CA style="font-size:10.0pt;">Selected Quarterly Financial
  Data
  </font></b></td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=12 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Financial data showing results of the 2017 and 2016 quarters is presented
  below. In the opinion of management, all adjustments necessary for a fair
  presentation have been included. These results are unaudited.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 nowrap valign=bottom width=54% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">March 31</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;June 30</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">September 30</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31</font></b></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td nowrap valign=bottom width=46% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 nowrap valign=bottom width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands, except for per share
  results)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">145,228</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">147,374</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">147,995</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">147,826</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  interest income </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">122,549</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">123,904</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">122,832</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">122,266</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision
  for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,442</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,096</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">75,013</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,703</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income (loss)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,541</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">27,998</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(10,752)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,169</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income (loss) attributable to common stockholders -</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  basic</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,872</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">27,329</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,421)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,500</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income (loss) attributable to common stockholders -</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  diluted</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,872</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">27,329</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,421)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,500</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Earnings
  (loss) per common share - basic</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.12</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.13</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(0.05)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Earnings
  (loss) per common share - diluted</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.13</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(0.05)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 nowrap valign=bottom width=52% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">March 31</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;June 30</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">September 30</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 nowrap valign=bottom width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands, except for per share
  results)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">150,831</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">146,934</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">143,573</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">143,954</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  interest income </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">124,648</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">120,228</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">118,178</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">121,064</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision
  for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,053</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,986</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,503</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,191</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income (loss)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,344</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,953</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,074</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,858</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income (loss) attributable to common </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  stockholders - basic</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,344</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,953</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,074</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,635</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income (loss) attributable to common&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  stockholders - diluted</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,344</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,953</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,074</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,635</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Earnings
  (loss) per common share - basic</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.10</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=46% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Earnings
  (loss) per common share - diluted</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.10</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.11</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">157</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


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<font color=black style="border:none;"><font color=black lang=EN-US style="font-size:10.0pt;">Some infrequent transactions
that significantly affected quarterly periods include:</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fourth quarter of 2017: (i) a
$6.8 million pre-tax charge related to Hurricanes Irma and Maria, which
includes the following items: a $4.8 million charge to increase the
storm-related allowance for loan and lease losses and approximately $1.9
million of non-interest expenses associated with insurance deductibles related
to damages assessed on certain OREO properties and estimated storm-related
costs not recoverable under insurance policies; and (ii) expected insurance
recoveries of $0.2 million for rental costs that the Corporation incurred when
Hurricanes Irma and Maria precluded the utilization of certain facilities
during the fourth quarter of 2017.&#160;&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Third quarter of 2017: (i) a
$67.1 million pre-tax charge related to Hurricanes Irma and Maria, which
includes the following items: a $66.5 million charge to establish a
storm-related allowance for loan and lease losses and approximately $0.6
million of non-interest expenses associated with storm relief efforts and
assistance to employees; (ii) expected insurance recoveries of $1.7 million for
compensation and rental costs that the Corporation incurred when Hurricanes
Irma and Maria precluded employees from working during September 2017; (iii) a
$1.4 million gain on the repurchase and cancellation of $7.3 million in
trust-preferred securities; and (iv) costs of $0.1 million associated with a
secondary offering of the Corporation&#8217;s common stock by certain of the
Corporation&#8217;s existing stockholders.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Second quarter of 2017
included the $0.4 million partial recovery</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> of previously recorded OTTI charges on non-performing bonds of
the GDB and the Puerto Rico Public Buildings Authority sold in the second
quarter.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First quarter of 2017: (i) a $0.6 million
pre-tax charge to the provision for loan and lease losses related to the sale
of the Corporation&#8217;s participation in the PREPA credit line; (ii) OTTI charges
of $12.2 million on bonds of the GDB and the Puerto Rico Public Buildings
Authority; and (iii) </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">costs of $0.3 million associated
with another secondary offering of the Corporation&#8217;s common stock by certain of
the Corporation&#8217;s existing stockholders.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fourth quarter of 2016: (i) a
$1.8 million pre-tax charge to the provision for loan and lease losses related
to the sale of the $16.3 million pool of non-performing assets; (ii) a pre-tax
gain of $1.5 million from recovery of a residual CMO previously written off
once the trust was liquidated; (iii) brokerage and insurance pre-tax
commissions of $1.7 million, net of incentive costs; primarily from the sale of
large fixed annuities contracts; and (iv) a pre-tax adjustment of $2.7 million
to reduce the credit card rewards program liability due to the expiration of
reward points earned by customers up to September 2013 (the conversion date of
the credit card portfolio acquired from FIA in May 2012).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Third quarter of 2016 included </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a pre-tax gain of $6.1 million on sales of $198.7 million
of U.S. agency MBS.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First quarter of 2016: (i)
OTTI charges on debt securities, primarily on Puerto Rico government debt
securities, of $6.7 million; and (ii) a gain of $4.2 million on the repurchase
and cancellation of $10 million in trust-preferred securities. These
transactions had no effect on the income tax expense in 2016. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CEO and CFO Certifications </font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp.&#8217;s Chief Executive Officer
and Chief Financial Officer have filed with the SEC certifications required by
Section 302 and Section 906 of the Sarbanes-Oxley Act of 2002 as Exhibits 31.1,
31.2, 32.1 and 32.2 to this Annual Report on Form 10-K and the certifications
required by Section III(b)(4) of the Emergency Stabilization Act of 2008 as
Exhibits 99.1 and 99.2 to this Annual Report on Form 10-K.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, in 2017, First BanCorp&#8217;s
Chief Executive Officer provided to the NYSE his annual certification, as
required for all NYSE listed companies, that he was not aware of any violation
by the Corporation of the NYSE corporate governance listing standards.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 7A. Quantitative and Qualitative
Disclosures about Market Risk</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The information
required herein is incorporated by reference to the information included under
the sub caption &#8220;Interest Rate Risk Management&#8221; in the Management&#8217;s Discussion
and Analysis of Financial Condition and Results of Operations section in this
Form 10-K.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">158</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV>
<b><font lang=EN-US style="font-size:10.0pt;">Item 8. Financial
Statements and Supplementary Data

</font></b><p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FIRST BANCORP.</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">INDEX TO CONSOLIDATED FINANCIAL STATEMENTS</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td valign=bottom width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:5.05pt;margin-right:5.05pt;margin-top:0in;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160;&#160; Report of
  Independent Registered Public Accounting Firm&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">160</font></p>
  </td>
 </tr>
<tr style="height:10.75pt;">
  <td valign=bottom width=93% style="height:10.75pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:5.05pt;margin-right:5.05pt;margin-top:0in;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160;&#160; Management&#8217;s Report
  on Internal Control over Financial Reporting&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.75pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">161</font></p>
  </td>
 </tr>
<tr style="height:19.75pt;">
  <td valign=bottom width=93% style="height:19.75pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:7.3pt;margin-right:5.05pt;margin-top:0in;text-align:justify;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160;
  Report of Independent Registered Public Accounting Firm -
  Internal&#8230;..&#8230;&#8230;...&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></p>
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:7.3pt;margin-right:5.05pt;margin-top:0in;text-align:justify;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Control over Financial Reporting&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></p>
  </td>
 <td valign=bottom width=7% style="height:19.75pt;padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">163</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:7.3pt;margin-right:5.05pt;margin-top:0in;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160; Consolidated
  Statements of Financial Condition&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;...</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">165</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:7.3pt;margin-right:5.05pt;margin-top:0in;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160; Consolidated
  Statements of Income &#8230;&#8230;...&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;...</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">166</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:7.3pt;margin-right:5.05pt;margin-top:0in;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160; Consolidated
  Statements of Comprehensive Income &#8230;&#8230;...&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">167</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:7.3pt;margin-right:5.05pt;margin-top:0in;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160; Consolidated
  Statements of Cash Flows&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">168</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:7.3pt;margin-right:5.05pt;margin-top:0in;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160; Consolidated Statements
  of Changes in Stockholders&#8217; Equity&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">169</font></p>
  </td>
 </tr>
<tr>
  <td valign=bottom width=93% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;margin-left:7.3pt;margin-right:5.05pt;margin-top:0in;text-indent:-5.05pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">&#160;&#160;&#160; Notes to
  Consolidated Financial Statements&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..</font></p>
  </td>
 <td valign=bottom width=7% style="padding:0in 2.35pt 0in 2.35pt;">
  <p style="margin:0in;margin-bottom:2.0pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:93%;">170</font></p>
  </td>
 </tr>
</table>


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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">REPORT OF INDEPENDENT RESGISTERED PUBLIC ACCOUNTING
  FIRM</font></b></p>
  </td>
 <td valign=top width=9% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
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</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To
the Stockholders and Board of Directors </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp.:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Opinion on the Consolidated Financial Statements</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">We have audited the accompanying
consolidated statements of financial condition of First BanCorp.&#160;
and&nbsp;subsidiaries (the Corporation) as of December&nbsp;31, 2017 and 2016,
the related consolidated statements of income, comprehensive income, cash
flows, and changes in stockholders&#8217; equity for each of the years in the three&#8209;year
period ended December&nbsp;31, 2017, and the related notes (collectively, the
consolidated financial statements). In our opinion, the consolidated financial
statements present fairly, in all material respects, the financial position of
the Corporation as of December&nbsp;31, 2017 and 2016, and the results of its
operations and its cash flows for each of the years in the three&#8209;year
period ended December&nbsp;31, 2017, in conformity with U.S.&nbsp;generally
accepted accounting principles.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">We also have audited, in accordance
with the standards of the Public Company Accounting Oversight Board (United
States) (PCAOB), the Corporation&#8217;s internal control over financial reporting as
of December 31, 2017, based on criteria established in </font><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">Internal Control &#8211;
Integrated Framework (2013)</font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;"> issued by the Committee of Sponsoring
Organizations of the Treadway Commission, and our report dated March 15, 2018
expressed an adverse opinion on the effectiveness of the Corporation&#8217;s internal
control over financial reporting.</font></p>

<p style="margin-bottom:5.0pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">Basis
for Opinion</font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">These consolidated financial
statements are the responsibility of the Corporation&#8217;s management. Our
responsibility is to express an opinion on these consolidated financial
statements based on our audits. We are a public accounting firm registered with
the PCAOB and are required to be independent with respect to the Corporation in
accordance with the U.S.&nbsp;federal securities laws and the applicable rules
and regulations of the Securities and Exchange Commission and the PCAOB.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">We conducted our audits in
accordance with the standards of the PCAOB. Those standards require that we
plan and perform the audit to obtain reasonable assurance about whether the
consolidated financial statements are free of material misstatement, whether
due to error or fraud. Our audits included performing procedures to assess the
risks of material misstatement of the consolidated financial statements,
whether due to error or fraud, and performing procedures that respond to those
risks. Such procedures included examining, on a test basis, evidence regarding
the amounts and disclosures in the consolidated financial statements. Our
audits also included evaluating the accounting principles used and significant
estimates made by management, as well as evaluating the overall presentation of
the consolidated financial statements. We believe that our audits provide a
reasonable basis for our opinion.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">We
have served as the Corporation&#8217;s auditor since 2012.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:20.55pt;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">/s/&nbsp;&nbsp;&nbsp;&nbsp;KPMG LLP </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:10.3pt;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">San&nbsp;Juan, Puerto Rico </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">March 15, 2018</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:10.3pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stamp
No. </font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E304104 </font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">of the
Puerto Rico </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Society of Certified Public Accountants </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">was affixed to the record copy of this report. </font></p>


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  <b><font style="font-size:10.0pt;">&nbsp;
  </font></b></td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">Management&#8217;s Report on Internal Control over
  Financial Reporting</font></b></p>
  </td>
 <td valign=top width=12% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
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</table>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To the Stockholders and Board of Directors of First
BanCorp.:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The management of First BanCorp. (the
&#8220;Corporation&#8221;) is responsible for establishing and maintaining effective
internal control over financial reporting. The Corporation&#8217;s internal control
over financial reporting is a process designed to provide reasonable assurance
regarding the reliability of financial reporting and the preparation of
reliable financial statements for external purposes in accordance with U.S.
generally accepted accounting principles (&#8220;GAAP&#8221;). The Corporation&#8217;s internal
control over financial reporting includes those policies and procedures that:
(1)&nbsp;pertain to the maintenance of records that, in reasonable detail,
accurately and fairly reflect the transactions and dispositions of the assets
of the Corporation; (2)&nbsp;provide reasonable assurance that transactions are
recorded as necessary to permit the preparation of financial statements in
accordance with GAAP, and that receipts and expenditures of the Corporation are
being made only in accordance with authorizations of management and directors
of the Corporation; and (3)&nbsp;provide reasonable assurance regarding
prevention, or timely detection and correction of unauthorized acquisition,
use, or disposition of the Corporation&#8217;s assets that could have a material
effect on the financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because of its inherent limitations,
including the possibility of collusion or improper management override of
controls, internal control over financial reporting may not prevent, or detect
and correct every misstatement due to error or fraud on a timely basis. Also,
projections of any evaluation of effectiveness to future periods are subject to
the risk that controls may become inadequate because of changes in conditions,
or that the degree of compliance with the policies and procedures may
deteriorate.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management assessed the effectiveness of
the Corporation&#8217;s internal control over financial reporting as of
December&nbsp;31, 2017 based on the framework set forth by the Committee of
Sponsoring Organizations of the Treadway Commission (COSO) in Internal
Control--Integrated Framework (2013). Based on that assessment, management
determined that the Corporation&#8217;s internal control over financial reporting was
not effective as of December 31, 2017 because of a material weakness in our
internal controls relating to management&#8217;s review and approval of the
appropriateness of certain assumptions used to estimate the allowance for loan
losses for commercial loans. Specifically, management&#8217;s estimate did not
incorporate the actual historical loss rate for loans classified substandard in
the commercial loan portfolios, that&#160; instead was determined based on a blended
loss rate using aggregate historical charge-offs and portfolio balance data for
loans rated as special mention, substandard, and doubtful. A material weakness
is a deficiency, or combination of deficiencies, in internal control over
financial reporting such that there is a reasonable possibility that a material
misstatement of our annual or interim financial statements will not be
prevented or detected on a timely basis.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The control deficiency did not result in
an adjustment to the Corporation&#8217;s financial statements. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The effectiveness of the Corporation&#8217;s
internal control over financial reporting as of December&nbsp;31, 2017 has been
audited by KPMG LLP, an independent registered public accounting firm, as
stated in their accompanying report dated March 15, 2018.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Remediation
Plan</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management is committed to timely
remediating the identified deficiency, with appropriate oversight from the
Corporation&#8217;s Audit Committee. The remediation will supplement the
Corporation&#8217;s current process for determining the adequacy of the allowance for
loan losses for commercial loans, a process which, among other things, has
historically used blended loss rates based upon aggregated historical
charge-offs and portfolio balance data for loans rated special mention,
substandard and doubtful.&#160; The current process includes the use of various
supplemental procedures to evaluate the adequacy of the allowance for loan
losses, including the reserve related to the commercial loans rated
substandard, such as quarterly back-testing exercises to validate the
sufficiency of reserves to cover losses under an uncertain economic scenario,
comparison of actual losses to established reserves, annual internal and
independent comprehensive reviews of material loan relationships, incorporation
of qualitative adjustments to capture emerging and inherent risks, independent
reviews of the methodology, and benchmark analyses, among others.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has begun implementing a
remediation plan to address this control deficiency, which includes the
following:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Implementing a revised procedure to determine the historical loss
rates to be applied to the different commercial loans regulatory-based credit
risk categories (i.e., pass, special mention, substandard and doubtful).</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Implementing a quarterly sensitivity analysis using actual
historical loss rates for loans risk-rated pass, special mention and
substandard to compare the results of such sensitivity to the calculated
reserves under the revised procedure, and establishing sensitivity thresholds
that could trigger further reviews and/or adjustments prior to reaching a
conclusion as to the adequacy of the allowance for loan losses for the
Corporation&#8217;s commercial portfolio. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none windowtext 1.0pt;padding:0in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Engaging an independent third party to assess the allowance
framework and the appropriateness of the assumptions used in the analysis.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify;text-indent:0in;"><font style="border:none windowtext 1.0pt;padding:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We currently
plan to have our enhanced review procedures and documentation standards in
place and operating prior to the end of the first quarter of 2018. We expect
that we will complete our testing of the adequacy of these enhanced procedures
and documentation standards and the third party reassessment during 2018.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp.</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">/s/&nbsp;&nbsp;Aurelio Alem&#225;n</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Aurelio Alem&#225;n</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; President and Chief Executive Officer</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Date: March 15, 2018</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">/s/&nbsp;&nbsp;Orlando Berges&#160; </font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Orlando Berges</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Executive Vice President</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; and Chief Financial Officer</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:245.0pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Date: March 15, 2018</font></p>


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  <b><font style="font-size:10.0pt;">&nbsp;
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&#160; REPORT OF INDEPENDENT
  REGISTERED PUBLIC ACCOUNTING FIRM</font></b></p>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
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<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:10.3pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To
the Stockholders and Board of Directors</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First Bancorp.: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Opinion on Internal Control Over Financial Reporting</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">We have audited First BanCorp.&#8217;s and subsidiaries&#8217;</font><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;"> </font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">(the
Corporation) internal control over financial reporting as of December 31, 2017,
based on criteria established in </font><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">Internal Control &#8211; Integrated Framework
(2013)</font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;"> issued by the Committee of Sponsoring Organizations of the Treadway
Commission. In our opinion, because of the effect of the material weakness,
described below, on the achievement of the objectives of the control criteria,
the Corporation has not maintained effective internal control over financial
reporting as of December 31, 2017, based on criteria established in </font><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">Internal
Control &#8211; Integrated Framework (2013)</font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;"> issued by the Committee of Sponsoring
Organizations of the Treadway Commission. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">We also have audited, in accordance with the standards
of the Public Company Accounting Oversight Board (United States) (PCAOB), the
consolidated statements of financial condition of the Corporation as of
December&nbsp;31, 2017 and 2016, the related consolidated statements of income,
comprehensive income, cash flows, and changes in stockholders&#8217; equity for each
of the years in the three-year period ended December&nbsp;31, 2017, and the
related notes (collectively, the consolidated financial statements), and our
report dated March 15, 2018 expressed an unqualified opinion on those consolidated
financial statements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">A material weakness is a deficiency, or a combination
of deficiencies, in internal control over financial reporting, such that there
is a reasonable possibility that a material misstatement of the company&#8217;s
annual or interim financial statements will not be prevented or detected on a
timely basis. A material weakness related to management&#8217;s review and approval
of the appropriateness of certain assumptions used to estimate the allowance
for loan losses for commercial loans has been identified and included in management&#8217;s
assessment. The material weakness was considered in determining the nature,
timing, and extent of audit tests applied in our audit of the 2017 consolidated
financial statements, and this report does not affect our report on those
consolidated financial statements.</font></p>

<p style="margin-bottom:5.0pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">Basis
for Opinion </font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">The Corporation&#8217;s management is responsible for
maintaining effective internal control over financial reporting and for its
assessment of the effectiveness of internal control over financial reporting,
included in the accompanying Management&#8217;s Report on Internal Control over
Financial Reporting. Our responsibility is to express an opinion on the
Corporation&#8217;s internal control over financial reporting based on our audit. We
are a public accounting firm registered with the PCAOB and are required to be
independent with respect to the Corporation in accordance with the U.S. federal
securities laws and the applicable rules and regulations of the Securities and
Exchange Commission and the PCAOB.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">We conducted our audit in accordance with the
standards of the PCAOB. Those standards require that we plan and perform the
audit to obtain reasonable assurance about whether effective internal control
over financial reporting was maintained in all material respects. Our audit of
internal control over financial reporting included obtaining an understanding
of internal control over financial reporting, assessing the risk that a
material weakness exists, and testing and evaluating the design and operating
effectiveness of internal control based on the assessed risk. Our audit also
included performing such other procedures as we considered necessary in the
circumstances. We believe that our audit provides a reasonable basis for our
opinion.</font></p>

<p style="margin-bottom:5.0pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">Definition and Limitations of Internal Control Over
Financial Reporting </font></i></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">A company&#8217;s internal control over financial reporting
is a process designed to provide reasonable assurance regarding the reliability
of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles. A
company&#8217;s internal control over financial reporting includes those policies and
procedures that (1) pertain to the maintenance of records that, in reasonable
detail, accurately and fairly reflect the transactions and dispositions of the
assets of the company; (2) provide reasonable assurance that transactions are
recorded as necessary to permit preparation of financial statements in
accordance with generally accepted accounting principles, and that receipts and
expenditures of the company are being made only in accordance with
authorizations of management and directors of the company; and (3) provide
reasonable assurance regarding prevention or timely detection of unauthorized
acquisition, use, or disposition of the company&#8217;s assets that could have a
material effect on the financial statements.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">Because of its inherent limitations, internal control
over financial reporting may not prevent or detect misstatements. Also,
projections of any evaluation of effectiveness to future periods are subject to
the risk that controls may become inadequate because of changes in conditions,
or that the degree of compliance with the policies or procedures may
deteriorate.</font><font style="vertical-align:super;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;"> &nbsp;</font></font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></p>




<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></p>


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<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">Disclaimer on Additional
Information in Management&#8217;s Report on Internal Control Over Financial Reporting
</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:2.9pt;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:2.9pt;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We
do not express an opinion or any other form of assurance on management&#8217;s
statements, included in the accompanying Management&#8217;s Report on Internal
Control Over Financial Reporting, referring to a remediation plan relative to
the aforementioned material weakness in internal control over financial
reporting.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:10.3pt;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">/s/&nbsp;&nbsp;&nbsp;&nbsp;KPMG LLP </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:10.3pt;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">San&nbsp;Juan, Puerto Rico </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">March 15, 2018 </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:10.3pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stamp
No.&nbsp;&#173;&#173;&#173;&#173;E304105 of the Puerto Rico </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Society of Certified Public Accountants </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">was affixed to the record copy of this report. </font></p>


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  <b><font style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;
  </font></b></td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;letter-spacing:-.1pt;">FIRST BANCORP.</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;</font></b></p>
  </td>
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<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">CONSOLIDATED STATEMENTS OF
FINANCIAL CONDITION</font></b></p>

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  <td nowrap valign=bottom width=67% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2016</font></b></p>
  </td>
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<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=67% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands, except for share
  information)</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">ASSETS</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=67% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash
  and due from banks</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">705,980</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">289,591</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=67% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Money
  market investments:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=67% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Time deposits with other financial institutions</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,126</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,800</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other short-term investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,289</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,294</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total money market investments</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,415</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,094</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investment
  securities available for sale, at fair value:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Securities pledged that can be repledged</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">350,123</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">339,390</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other investment securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,540,893</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,542,530</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total investment securities available for sale</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,891,016</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,881,920</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap width=67% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investment
  securities held to maturity, at amortized cost:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Securities pledged that can be repledged</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other investment securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">150,627</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">156,190</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total investment securities held to maturity, fair value of $131,032 (2016-
  $132,759)</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">150,627</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">156,190</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  equity securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">43,119</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">42,992</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Loans,
  net of allowance for loan and lease losses of $231,843</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  (2016 - $205,603)</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,618,633</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,681,270</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Loans
  held for sale, at lower of cost or market</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">32,980</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">50,006</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total loans, net</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,651,613</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,731,276</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Premises
  and equipment, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">141,895</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">150,828</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  real estate owned</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">147,940</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">137,681</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Accrued
  interest receivable on loans and investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">57,172</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45,453</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  assets</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">461,491</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">476,430</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,261,268</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,922,455</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">LIABILITIES</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-interest-bearing
  deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,833,665</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,484,155</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest-bearing
  deposits</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,188,966</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,347,050</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,022,631</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,831,205</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=67% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities
  sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">300,000</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">300,000</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Advances
  from the Federal Home Loan Bank (FHLB)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">715,000</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">670,000</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  borrowings</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">208,635</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">216,187</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Accounts
  payable and other liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">145,905</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">118,820</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total liabilities</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,392,171</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,136,212</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">STOCKHOLDERS'
  EQUITY</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap valign=bottom width=67% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Preferred
  stock, authorized, 50,000,000 shares:</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Non-cumulative Perpetual Monthly Income Preferred Stock: issued </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  22,004,000 shares; outstanding 1,444,146 shares;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  aggregate liquidation value of $36,104 </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">36,104</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">36,104</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Common
  stock, $0.10 par value, authorized, 2,000,000,000 shares;&#160; issued,</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  220,382,343 shares (2016 - 218,700,394 shares issued)</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,038</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21,870</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Less:
  Treasury stock (at par value)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(410)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(125)</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Common
  stock outstanding, 216,278,040 shares outstanding </font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  (2016 -&#160; 217,446,205 shares outstanding)</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21,628</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21,745</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Additional
  paid-in capital</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">936,772</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">931,856</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Retained
  earnings, includes legal surplus reserve of $59,693 (2016 - $52,436)</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">895,208</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">830,928</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Accumulated
  other comprehensive loss, net of tax of $7,752</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(20,615)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(34,390)</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Total stockholders' equity</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,869,097</font></p>
  </td>
 <td nowrap width=1% style="height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,786,243</font></p>
  </td>
 </tr>
<tr style="height:11.85pt;">
  <td nowrap width=67% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total liabilities and stockholders' equity</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,261,268</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.85pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.85pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.85pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,922,455</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=67% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=6 nowrap width=100% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">The accompanying notes are an integral
  part of these statements.</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">165</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_166"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <b><font lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;
  </font></b></td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">FIRST BANCORP.</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">CONSOLIDATED STATEMENTS OF INCOME </font></b></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.1pt;">
  <td nowrap valign=bottom width=64% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=36% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=64% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=64% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 valign=bottom width=36% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(In thousands, except per share
  information)</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=64% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Interest
  and dividend income:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">532,684</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">531,022</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">548,571</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Investment securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">51,125</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">50,905</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">54,850</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Money market investments</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4,614</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3,365</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2,148</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total interest income</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">588,423</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">585,292</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">605,569</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=64% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Interest
  expense:</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">66,537</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">67,302</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">69,250</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">10,911</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">20,203</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">22,431</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Advances from FHLB</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">11,140</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">5,964</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4,171</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Other borrowings</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8,284</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7,705</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7,451</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total interest expense</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">96,872</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">101,174</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">103,303</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net interest income</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">491,551</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">484,118</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">502,266</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Provision
  for loan and lease losses</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">144,254</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">86,733</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">172,045</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Net
  interest income after provision for loan and lease losses</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">347,297</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">397,385</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">330,221</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=64% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Non-interest
  income:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Service charges and fees on deposit accounts</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">22,314</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">22,965</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">20,330</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Mortgage banking activities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">13,491</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">20,435</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">17,217</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160; Net
  gain on sale of investments </font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">371</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6,104</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Gain from recovery of investments previously written off</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,547</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Other-than-temporary
  impairment (OTTI) losses on available-for-sale debt securities:</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total other-than-temporary impairment losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(12,231)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1,845)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(35,806)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;
  Portion of other-than-temporary impairment recognized</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  in other comprehensive income (OCI)</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(4,842)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">19,289</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160; Net
  impairment losses on available-for-sale debt securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(12,231)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(6,687)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(16,517)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Gain on early extinguishment of debt</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">1,391</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4,217</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Insurance commission income</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8,197</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8,473</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7,058</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Bargain purchase gain</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">13,443</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Gain on sale of merchant contracts</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7,000</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Other non-interest income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">28,854</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">30,900</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">32,794</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-interest income </font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">62,387</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">87,954</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">81,325</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=64% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Non-interest
  expenses:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Employees' compensation and benefits</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">151,845</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">151,493</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">150,059</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Occupancy and equipment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">56,659</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">55,159</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">59,295</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Business promotion</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">12,485</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">11,419</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">15,234</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Professional fees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">45,929</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">44,137</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">55,632</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Taxes, other than income taxes</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">14,550</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">15,139</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">12,669</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Insurance and supervisory fees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">18,534</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">24,920</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">29,021</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160; Net
  loss on other real estate owned (OREO) and OREO operations</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">10,997</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">11,533</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">15,788</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Credit and debit card processing expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">13,212</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">13,635</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">16,177</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Communications</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6,148</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6,759</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">7,726</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Other non-interest expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">17,342</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">20,886</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">22,229</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;
  Total non-interest expenses</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">347,701</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">355,080</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">383,830</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=64% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Income
  before income taxes</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">61,983</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">130,259</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">27,716</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=64% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Income
  tax benefit (expense) </font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">4,973</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(37,030)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(6,419)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap width=64% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Net
  income </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">66,956</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">93,229</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">21,297</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap width=64% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Net
  income attributable to common stockholders </font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">64,280</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">93,006</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">21,297</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=64% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Net
  income per common share:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap width=64% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Basic</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.30</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.44</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.10</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=64% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Diluted</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.30</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.43</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">0.10</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap width=64% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=64% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Dividends
  declared per common share</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=64% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=9 nowrap width=99% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">The accompanying notes are an integral
  part of these statements.</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">166</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_167"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <b><font lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;
  </font></b></td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">FIRST BANCORP.</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME &#160;</font></b></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.1pt;">
  <td nowrap valign=bottom width=58% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=42% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=58% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=58% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=58% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=41% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(In thousands)</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=58% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=58% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">Net
  income </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">66,956</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">93,229</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">21,297</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=58% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=58% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">Available-for-sale
  debt securities on which an other-than- </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=58% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;
  temporary impairment has been recognized:</font></p>
  </td>
 <td nowrap width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=58% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Unrealized (loss) gain on debt securities on which an </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  other-than-temporary impairment has been recognized</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(896)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">550</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(16,841)</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=58% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Reduction of non-credit OTTI component on securities sold</font></p>
  </td>
 <td nowrap width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">5,678</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=58% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Reclassification adjustments for net gain included in net income</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(371)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=58% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Reclassification adjustment for other-than-temporary </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=58% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  impairment on debt securities included in net income</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">12,231</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">6,687</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">16,517</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=58% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=58% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">All
  other unrealized gains and losses on available-for-sale securities:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=58% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Reclassification adjustments for net gain included in</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=58% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  net income</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(6,104)</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=58% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;
  All other unrealized holding losses on available-for-sale securities arising</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=58% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  during the year</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(2,867)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(7,774)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(9,074)</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=58% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=58% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;
  Other comprehensive income (loss) for the year</font></p>
  </td>
 <td nowrap width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">13,775</font></p>
  </td>
 <td nowrap width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(6,641)</font></p>
  </td>
 <td nowrap width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">(9,398)</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td nowrap width=58% style="background:#CCEEFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total comprehensive income </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">80,731</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">86,588</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">11,899</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=58% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td colspan=10 nowrap width=100% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.5pt;">The accompanying notes are an integral
  part of these statements.</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">167</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <b><font lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;
  </font></b></td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">FIRST BANCORP.</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">CONSOLIDATED
STATEMENTS OF CASH FLOWS</font></b></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=61% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=39% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td nowrap valign=bottom width=61% style="background:white;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=61% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td nowrap valign=bottom width=61% style="background:white;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=61% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=39% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  flows from operating activities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net income </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,956</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">93,229</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,297</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Adjustments
  to reconcile net income to net cash provided by operating activities:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Depreciation and amortization</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,424</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,649</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,060</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Amortization of intangible assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,403</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,896</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,143</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Provision for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">144,254</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,733</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">172,045</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Deferred income tax (benefit) expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,152)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,879</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">80</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Stock-based compensation</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,296</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,876</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,037</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Gain on sales of investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(371)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,104)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Bargain purchase gain</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,443)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Gain on sale of merchant contracts</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,000)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Other-than-temporary impairments on debt securities</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,231</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,687</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,517</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Gain from recovery of investments previously written off</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,547)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Gain on early extinguishment of debt</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,391)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,217)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Unrealized (gain) loss on derivative instruments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(187)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">78</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(164)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net gain on sales of premises and equipment and other assets</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(149)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(700)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(64)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Impairment of fixed assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">640</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net gain on sales of loans</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,291)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,273)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,379)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net amortization/accretion of premiums, discounts, and deferred loan fees and
  costs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,757)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,819)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,229)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Originations and purchases of loans held for sale</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(316,258)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(488,833)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(428,348)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Sales and repayments of loans held for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">329,554</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">493,821</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">436,461</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Loans held for sale valuation adjustment </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(191)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Amortization of broker placement fees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,900</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,881</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,563</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net amortization/accretion of premiums and discounts on investment securities</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,764</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,890</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,046</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  (Increase) decrease in accrued interest receivable</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(12,755)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,934</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,703</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Increase (decrease) increase in accrued interest payable</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,390</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(29,200)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,241</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  (Increase) decrease in other assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(202)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,716</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,625</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Increase (decrease) in other liabilities</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,665</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,144)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,891</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net cash provided by operating activities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">235,964</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">199,432</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">261,891</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=61% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  flows from investing activities:</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Principal collected on loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,504,629</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,830,830</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,969,616</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Loans originated and purchased</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,655,401)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,813,253)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,959,871)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Proceeds from sales of loans held for investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,245</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,852</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">107,702</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Proceeds from sales of repossessed assets</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,239</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">56,369</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61,808</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Proceeds from sales of available-for-sale securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,408</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">219,780</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Purchases of available-for-sale securities</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(265,415)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(619,636)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(250,585)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Proceeds from principal repayments and maturities of available-for-sale
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">232,977</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">390,286</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">296,950</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Purchases of held-to-maturity investment securities</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,530)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Proceeds from principal repayments and maturities of held-to-maturity
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,563</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,293</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,068</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Proceeds from recovery of investments previously written off</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,547</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Proceeds from sale of merchant contracts</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,000</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Additions to premises and equipment</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,417)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,370)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(12,456)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Proceeds from sales of premises and equipment and other assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,043</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,279</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,035</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net purchases/sales of other equity securities</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(127)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,823)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,417)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net cash received from acquisition</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">217,659</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net cash outflows from purchase/sale of insurance contracts</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(960)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Net cash (used in) provided by investing activities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(73,256)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">83,194</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">438,979</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  flows from financing activities:</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net increase (decrease) in deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">220,105</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(542,019)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(673,347)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Change in securities sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(400,000)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(200,000)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net FHLB advances proceeds</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">215,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">130,000</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Repayment of junior subordinated debentures</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,930)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,025)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Repurchase of outstanding common stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,497)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,132)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,173)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Dividends paid on preferred stock</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,676)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(223)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Net cash provided by (used in) financing activities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">254,002</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(735,399)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(744,520)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net increase (decrease) in cash and cash equivalents</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">416,710</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(452,773)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(43,650)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  and cash equivalents at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">299,685</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">752,458</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">796,108</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  and cash equivalents at end of year</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">716,395</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">299,685</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">752,458</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  and cash equivalents include:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Cash and due from banks</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">705,980</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">289,591</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">532,985</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Money market instruments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,415</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,094</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">219,473</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">716,395</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">299,685</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">752,458</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=61% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=9 nowrap width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">The
  accompanying notes are an integral part of these statements.</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">168</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_169"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=34% style="padding:0in 5.4pt 0in 5.4pt;">
  <b><font lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;
  </font></b></td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">FIRST BANCORP.</font></b></p>
  </td>
 <td valign=top width=33% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">CONSOLIDATED STATEMENTS OF
CHANGES IN STOCKHOLDERS' EQUITY</font></b></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td nowrap valign=bottom width=57% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=43% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap valign=bottom width=57% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-top:solid black 1.0pt;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=57% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=57% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=43% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Preferred
  Stock</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,104</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,104</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,104</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=57% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Common
  Stock Outstanding:</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Balance at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,745</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,509</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,298</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Common stock issued as compensation</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">75</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Common stock withheld for taxes</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(44)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(29)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(22)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Common stock issued in exchange for trust preferred securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Restricted stock grants</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">110</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">193</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">102</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Restricted stock forfeited</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(241)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,628</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,745</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,509</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=57% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Additional
  Paid-In Capital:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Balance at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">931,856</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">926,348</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">916,067</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Stock-based compensation</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,296</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,876</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,037</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Common stock withheld for taxes</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,453)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,103)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,151)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Common stock issued in exchange for trust preferred securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,543</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Restricted stock grants</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(110)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(193)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(102)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Common stock issued as compensation</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(58)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(75)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(48)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Restricted stock forfeited</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">241</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">936,772</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">931,856</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">926,348</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=57% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Retained
  Earnings:</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Balance at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">830,928</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">737,922</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">716,625</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Net income </font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,956</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">93,229</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,297</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Dividends on preferred stock </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,676)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(223)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">895,208</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">830,928</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">737,922</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=57% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accumulated
  Other Comprehensive Income (Loss), net of tax:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Balance at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(34,390)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(27,749)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(18,351)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Other comprehensive income (loss), net of tax</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,775</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,641)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,398)</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,615)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(34,390)</font></p>
  </td>
 <td nowrap width=1% style="height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(27,749)</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=57% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=57% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total stockholders' equity</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,869,097</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,786,243</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,694,134</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=57% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td colspan=9 nowrap width=100% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">The accompanying notes are an integral
  part of these statements.</font></p>
  </td>
 </tr>
</table>









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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">169</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:9.5pt;letter-spacing:-.15pt;">NOTE 1&#160; &#8211;&#160; NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT
ACCOUNTING POLICIES </font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The accompanying
consolidated financial statements have been prepared in conformity with
accounting principles generally accepted in the United States of America (&#8220;GAAP&#8221;).
The following is a description of First BanCorp.&#8217;s (&#8220;First BanCorp.&#8221; or &#8220;the
Corporation&#8221;) most significant policies:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_d9a32cb1927848ed99d39ed0d"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Nature of business</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First BanCorp. is
a publicly owned, Puerto Rico-chartered financial holding company that is
subject to regulation, supervision, and examination by the Board of Governors
of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;).&#160; The Corporation
is a full service provider of financial services and products with operations
in Puerto Rico, the United States, the U.S. Virgin Islands (&#8220;USVI&#8221;),&nbsp;and
the British Virgin Islands (&#8220;BVI&#8221;).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation provides a wide range of financial services for retail, commercial,
and institutional clients.&nbsp; As of December&nbsp;31, 2017, the Corporation
controlled two wholly-owned subsidiaries: FirstBank Puerto Rico (&#8220;FirstBank&#8221; or
the &#8220;Bank&#8221;), and FirstBank Insurance Agency, Inc. (&#8220;FirstBank Insurance
Agency&#8221;).&nbsp; FirstBank is a Puerto Rico-chartered commercial bank, and
FirstBank Insurance Agency is a Puerto Rico-chartered insurance agency.
FirstBank is subject to the supervision, examination, and regulation of both
the Office of the Commissioner of Financial Institutions of the Commonwealth of
Puerto Rico (&#8220;OCIF&#8221;) and the Federal Deposit Insurance Corporation (the
&#8220;FDIC&#8221;).&nbsp; Deposits are insured through the FDIC Deposit Insurance
Fund.&nbsp; FirstBank also operates in the state of Florida (USA), subject to regulation
and examination by the Florida Office of Financial Regulation and the FDIC, in
the USVI, subject to regulation and examination by the United States Virgin
Islands Banking Board, and in the BVI, subject to regulation by the British
Virgin Islands Financial Services Commission. The Consumer Financial Protection
Bureau (&#8220;CFPB&#8221;) regulates FirstBank&#8217;s consumer financial products and services.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank
Insurance Agency is subject to the supervision, examination, and regulation of
the Office of the Insurance Commissioner of the Commonwealth of Puerto Rico.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017, FirstBank conducts its business through its main office located in
San&nbsp;Juan, Puerto Rico, <a name=BookmarkName42></a>45<a name="BookmarkName42_bclEnd"></a> banking branches in Puerto Rico, <a name=BookmarkName43></a>11<a name="BookmarkName43_bclEnd"></a> banking branches
in the USVI and the BVI, and <a name=BookmarkName44></a>11<a name="BookmarkName44_bclEnd"></a> banking branches in the state of Florida
(USA). As of December 31, 2017, FirstBank has <a name=BookmarkName45></a>6<a name="BookmarkName45_bclEnd"></a> wholly owned subsidiaries with operations in
Puerto Rico: First Federal Finance Corp. (d/b/a Money Express
La&nbsp;Financiera), a finance company specializing in the origination of small
loans with <a name=BookmarkName46></a>28<a name="BookmarkName46_bclEnd"></a> offices
in Puerto Rico; First Management of Puerto Rico, a domestic corporation, which
holds tax-exempt assets; FirstBank Puerto Rico Securities Corp., a
broker-dealer subsidiary engaged in investment banking activities, such as
advisory services, capital raising efforts on behalf of clients, and assistance
with financial transaction structuring; FirstBank Overseas Corporation, an
international banking entity organized under the International Banking Entity
Act of Puerto Rico; and two other companies that hold and operate certain other
real estate owned (&#8220;OREO&#8221;) properties.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 27,
2015, FirstBank acquired <a name="XBRL_CS_5106a395a044455d99af4a4ed"></a>10<a name="XBRL_CS_5106a395a044455d99af4a4ed_bclEnd"></a> Puerto Rico banking branches
of Doral Bank through an alliance with Banco Popular of Puerto Rico
(&#8220;Popular&#8221;), which was the successful lead bidder with the FDIC on the failed
Doral Bank, as well as other co-bidders (the &#8220;Doral Bank transaction&#8221;). This
transaction is described in more detail in Note 2 &#8211; Business Combination, to
the consolidated financial statements.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_d9a32cb1927848ed99d39ed0d_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;<a name="XBRL_CS_deab42de6c464829a4f80b9c8"></a></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Principles of consolidation</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The consolidated
financial statements include the accounts of the Corporation and its
subsidiaries. All significant intercompany balances and transactions have been
eliminated in consolidation. Statutory business trusts that are wholly-owned by
the Corporation and are issuers of trust-preferred securities, and entities in
which the Corporation has a non-controlling interest, are not consolidated in
the Corporation&#8217;s consolidated financial statements in accordance with
authoritative guidance issued by the Financial Accounting Standards Board
(&#8220;FASB&#8221;) for consolidation of variable interest entities (&#8220;VIE&#8221;). See &#8220;Variable
Interest Entities&#8221; below for further details regarding the Corporation&#8217;s
accounting policy for these entities.</font></font><a name="XBRL_TS_997e853a257045438d0a47a65"></a><a name="XBRL_CS_deab42de6c464829a4f80b9c8_bclEnd"></a><a name="XBRL_TS_997e853a257045438d0a47a65_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>



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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">170</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<b><i><font lang=EN-US style="font-size:10.0pt;">Reclassifications

</font></i></b><p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the second quarter of
2016, the Corporation reviewed its historical accounting treatment as loans of
its financing arrangements with Puerto Rico municipalities issued in bond form,
but underwritten as loans with features that are typically found in commercial
loan transactions. This review came as a result of the determination of the
Federal Reserve Board that the transactions must be treated for regulatory
reporting purposes as investment securities. The Puerto Rico Municipal Finance
Act (&#8220;the Act&#8221;) requires the designation of financing arrangements obtained by
municipalities with maturities greater than 8 years as &#8220;special obligation
bonds&#8221; subject to specific provisions under the Act. The Corporation concluded
that the impact of accounting for the transaction as held-to-maturity
investment securities rather than loans does not have a material effect on
previously reported results of operations, financial condition, or cash flows
and, accordingly, these financing arrangements have been accounted for and
reported as held-to-maturity investment securities and not as loans since the
second quarter of 2016. For purposes of comparability, amounts prior to 2016
have been reclassified to conform to the current presentation.<a name="XBRL_TS_082d8f187ce040168b7d1b5d2_bclEnd"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_TS_ac9a5cf28ca645fe84b51c8d8"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Use
of estimates in the preparation of financial statements</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The preparation of financial statements in
conformity with GAAP requires management to make estimates and assumptions that
affect the reported amounts of assets, liabilities and contingent liabilities
as of the date of the financial statements, and the reported amounts of
revenues and expenses during the reporting period. Actual results could differ
from those estimates. Management has made significant estimates in several
areas, including the allowance for loan and lease losses, valuations of
investment securities, the fair value of assets acquired, including purchased
credit-impaired (&#8220;PCI&#8221;) loans, valuations of residential mortgage servicing
rights, valuations of OREO properties, and income taxes, including deferred
taxes.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_TS_ac9a5cf28ca645fe84b51c8d8_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><a name="XBRL_CS_f6147063071d4bd79483c77ae"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash
and cash equivalents</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For purposes of reporting cash flows, cash and cash
equivalents include cash on hand, amounts due from the Federal Reserve Bank of
New York (the &#8220;New York FED&#8221; or &#8220;Federal Reserve&#8221;) and other depository
institutions. The term also includes money market funds and short-term
investments with original maturities of three months or less and time deposits
with original maturities of twelve months or less. Time deposits considered
cash and cash equivalent are highly liquid and readily convertible to cash.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><a name="XBRL_CS_f6147063071d4bd79483c77ae_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><a name="XBRL_CS_336d6c2ce8044afda44538478"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment
securities</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation classifies its investments in debt and
equity securities into one of four categories:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:11.5pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Held-to-maturity</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&#8212; Securities that the entity has the intent and
ability to hold to maturity. These securities are carried at amortized cost.&#160;
The Corporation may not sell or transfer held-to-maturity securities without
calling into question its intent to hold other debt securities to maturity,
unless a nonrecurring or unusual event that could not have been reasonably
anticipated has occurred. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:11.25pt;text-align:justify;text-indent:11.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:11.5pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trading</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&#8212; Securities that are bought and held
principally for the purpose of selling them in the near term. These securities
are carried at fair value, with unrealized gains and losses reported in
earnings. As of December&nbsp;31, 2017 and 2016, the Corporation did not hold
investment securities for trading purposes.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:11.25pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:11.25pt;text-align:justify;text-indent:11.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Available-for-sale</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&#8212; Securities not classified as held-to-maturity
or trading.&#160; These securities are carried at fair value, with unrealized
holding gains and losses, net of deferred taxes, reported in other
comprehensive income (&#8220;OCI&#8221;) as a separate component of stockholders&#8217; equity,
and do not affect earnings until they are realized or are deemed to be
other-than-temporarily impaired. Refer to &#8220;Recently issued accounting standards
and recently adopted accounting pronouncements &#8211; Recognition and Measurement of
Financial Assets and Liabilities&#8221; below for new accounting guidance with
respect to the accounting for equity securities effective beginning on January
1, 2018.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:11.25pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:11.25pt;text-align:justify;text-indent:11.0pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other equity
securities</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&#8212; Equity securities
that do not have readily available fair values are classified as other equity
securities in the consolidated statements of financial condition. These
securities are stated at the lower of cost or realizable value.&#160; This category
is principally composed of stock that is owned by the Corporation to comply
with Federal Home Loan Bank (&#8220;FHLB&#8221;) regulatory requirements.&#160; Their realizable
value equals their cost.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Premiums and discounts on investment
securities are amortized as an adjustment to interest income on investments
over the life of the related securities under the interest method.&#160; Net
realized gains and losses and valuation adjustments considered
other-than-temporary, if any, related to investment securities are determined
using the specific identification method and are reported in non-</font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">interest income as net gain (loss) on sale of
investments and net impairment losses on debt securities, respectively.&#160;
Purchases and sales of securities are recognized on a trade-date basis.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_336d6c2ce8044afda44538478_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_658a43a126f64b5b8f6960b05"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Evaluation
of other-than-temporary impairment (&#8220;OTTI&#8221;) on</font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">held-to-maturity and available-for-sale
securities</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On a quarterly basis, the Corporation
performs an assessment to determine whether there have been any events or
economic circumstances indicating that a security with an unrealized loss has
suffered an OTTI. A security is considered impaired if the fair value is less
than its amortized cost basis.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation evaluates whether the
impairment is other-than-temporary depending upon whether the portfolio
consists of debt securities or equity securities, as further described below.
The Corporation employs a systematic methodology that considers all available
evidence in evaluating a potential impairment of its investments.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The impairment analysis of
debt securities places special emphasis on the analysis of the cash position of
the issuer and its cash and capital generation capacity, which could increase
or diminish the issuer&#8217;s ability to repay its bond obligations, the length of
time and the extent to which the fair value has been less than the amortized
cost basis, any adverse change to the credit conditions and liquidity of the
issuer, taking into consideration the latest information available about the
financial condition of the issuer, credit ratings, the failure of the issuer to
make scheduled principal or interest payments, recent legislation and
government actions affecting the issuer&#8217;s industry, and actions taken by the
issuer to deal with the economic climate. The Corporation also takes into
consideration changes in the near-term prospects of the underlying collateral
of a security, if any, such as changes in default rates, loss severity given
default, and significant changes in prepayment assumptions and the level of
cash flows generated from the underlying collateral, if any, supporting the
principal and interest payments of the debt securities. OTTI must be recognized
in earnings if the Corporation has the intent to sell the debt security or it
is more likely than not that it will be required to sell the debt security
before recovery of its amortized cost basis.&#160; However, even if the Corporation
does not expect to sell a debt security, it must evaluate expected cash flows
to be received and determine if a credit loss has occurred.&#160; An unrealized loss
is generally deemed to be other-than-temporary and a credit loss is deemed to
exist if the present value of the expected future cash flows is less than the
amortized cost basis of the debt security.&#160; The credit loss component of an
OTTI, if any, is recorded as net impairment losses on debt securities in the
statements of income, while the remaining portion of the impairment loss is
recognized in OCI, net of taxes, and included as a component of stockholders&#8217;
equity provided the Corporation does not intend to sell the underlying debt
security and it is more likely than not that the Corporation will not have to
sell the debt security prior to recovery.&#160; The previous amortized cost basis
less the OTTI recognized in earnings is the new amortized cost basis of the
investment. The new amortized cost basis is not adjusted for subsequent
recoveries in fair value.&#160; However, for debt securities for which OTTI was
recognized in earnings, the difference between the new amortized cost basis and
the cash flows expected to be collected is accreted as interest income as long
as the security is not placed in non-accrual status. Debt securities held by
the Corporation at year-end primarily consisted of securities issued by U.S.
government-sponsored entities, bonds issued by the Puerto Rico government, and
private label mortgage-backed securities (&#8220;MBS&#8221;). Given the explicit and
implicit guarantees provided by the U.S. Federal government, the Corporation
believes the credit risk in securities issued by the U.S. government-sponsored
entities is low. The Corporation&#8217;s OTTI assessment was concentrated on Puerto Rico
government debt securities and private label MBS. For further information, including
methodology and assumptions used for the discounted cash flow analyses
performed on these securities, refer to Note&nbsp;6 &#8211; Investment Securities, to
the consolidated financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The impairment analysis of equity
securities is performed and reviewed on an ongoing basis based on the latest
financial information and any supporting research report made by a major
brokerage firm.&#160; This analysis is very subjective and based on, among other
things, relevant financial data such as capitalization, cash flow, liquidity,
systematic risk, and debt outstanding of the issuer. Management also considers
the issuer&#8217;s industry trends, the historical performance of the stock and
credit ratings, if applicable, as well as the Corporation&#8217;s intent to hold the
security for an extended period. If management believes there is a low
probability of recovering the book value in a reasonable time frame, it records
an impairment by writing the security down to its market value. As previously
mentioned, equity securities are monitored on an ongoing basis but special
attention is given to those securities that have experienced a decline in fair
value for six months or more.&#160; An impairment charge is generally recognized
when the fair value of an equity security has remained significantly below cost
for a period of 12 consecutive months or more.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_658a43a126f64b5b8f6960b05_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans held for investment</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that the Corporation has the ability
and intent to hold for the foreseeable future are classified as held for
investment. The substantial majority of the Corporation&#8217;s loans are classified
as held for investment. Loans are stated at the principal outstanding balance,
net of unearned interest, cumulative charge-offs, unamortized deferred
origination fees and costs, and unamortized premiums and discounts. Fees
collected and costs incurred in the origination of new loans are deferred and
amortized using the interest method or a method that approximates the interest
method over the term of the loan as an adjustment to interest yield. Unearned
interest on certain personal loans, auto loans and finance leases and discounts
and premiums are recognized as income under a method that </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">172</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_173"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">approximates
the interest method. When a loan is paid-off or sold, any unamortized net
deferred fee (cost) is credited (charged) to income. Credit card loans are
reported at their outstanding unpaid principal balance plus uncollected billed
interest and fees net of amounts deemed uncollectible. PCI loans are reported
net of any remaining purchase accounting adjustments. See &#8220;Loans Acquired&#8221;
below for the accounting policy for PCI loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-Performing and Past-Due Loans</font></i><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> -</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Loans on
which the recognition of interest income has been discontinued are designated
as non-performing.&#160; Loans are classified as non-performing when they are 90
days past due for interest and principal, with the exception of residential
mortgage loans guaranteed by the Federal Housing Administration (the &#8220;FHA&#8221;) or
the Veterans Administration (the &#8220;VA&#8221;) and credit cards. It is the
Corporation&#8217;s policy to report delinquent mortgage loans insured by the FHA or
guaranteed by the VA as loans past due 90 days and still accruing as opposed to
non-performing loans since the principal repayment is insured. However, the
Corporation discontinues the recognition of income for FHA/VA loans when such
loans are over 15 months delinquent. As permitted by regulatory guidance issued
by the Federal Financial Institutions Examination Council (&#8220;FFIEC&#8221;), credit
card loans are generally charged off in the period in which the account becomes
180 days past due. Credit card loans continue to accrue finance charges and
fees until charged off at 180 days. Loans generally may be placed on
non-performing status prior to when required by the policies described above
when the full and timely collection of interest or principal becomes uncertain
(generally based on an assessment of the borrower&#8217;s financial condition and the
adequacy of collateral, if any). When a loan is placed on non-performing
status, any accrued but uncollected interest income is reversed and charged
against interest income and amortization of any net deferred fees is suspended.
Interest income on non-performing loans is recognized only to the extent it is
received in cash. However, when there is doubt regarding the ultimate
collectability of loan principal, all cash thereafter received is applied to
reduce the carrying value of such loans (i.e., the cost recovery method).
Generally, the Corporation returns a loan to accrual status when all delinquent
interest and principal becomes current under the terms of the loan agreement,
or after a sustained period of repayment performance (6 months) and the loan is
well secured and in the process of collection, and full repayment of the
remaining contractual principal and interest is expected. PCI loans are not
reported as non-performing as these loans were written down to fair value at
the acquisition date and the accretable yield is recognized in interest income
over the remaining life of the loans. Loans that are past due 30 days or more
as to principal or interest are considered delinquent, with the exception of
residential mortgage, commercial mortgage, and construction loans, which are
considered past due when the borrower is in arrears on two or more monthly
payments.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impaired Loans</font></i><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> -</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> A loan is
considered impaired when, based upon current information and events, it is
probable that the Corporation will be unable to collect all amounts due
(including principal and interest) according to the contractual terms of the
loan agreement, or the loan has been modified in a Troubled Debt Restructuring
(&#8220;TDR&#8221;). Loans with insignificant delays or insignificant shortfalls in the
amounts of payments expected to be collected are not considered to be impaired.
The Corporation evaluates individually for impairment those loans in the
construction, commercial mortgage, commercial and industrial, and marine
financing portfolios with a principal balance of $<a name="XBRL_CS_9d41618f2e884080a5fc3e20f"></a>1 <a name="XBRL_CS_9d41618f2e884080a5fc3e20f_bclEnd"></a>million or more. Loans in
the construction, commercial mortgage, and commercial and industrial portfolios
that originally met the Corporation&#8217;s threshold for impairment evaluation but
due to charge-offs or payments are currently below the $1 million threshold and
are still 90 days past due, except TDR&#8217;s, are accounted for under the
Corporation&#8217;s general reserve. Although the authoritative accounting guidance
for a specific impairment of a loan excludes large groups of smaller balance
homogeneous loans that are collectively evaluated for impairment (e.g.,
mortgage and consumer loans), it specifically requires that loan modifications
considered TDRs be analyzed under its provision. The Corporation also evaluates
for impairment purposes certain residential mortgage loans and home equity
lines of credit with high delinquency and loan to value levels. Held-for-sale
loans are not reported as impaired, as these loans are recorded at the lower of
cost or fair value.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation generally measures impairment and the
related specific allowance for individually impaired loans based on the
difference between the recorded investment of the loan and the present value of
the loans&#8217; expected future cash flows, discounted at the effective original
interest rate of the loan at the time of modification, or the loan&#8217;s observable
market price. If the loan is collateral dependent, the Corporation measures
impairment based upon the fair value of the underlying collateral, instead of
discounted cash flows, regardless of whether foreclosure is probable. Loans are
identified as collateral dependent if the repayment is expected to be provided
solely by the underlying collateral, through liquidation or operation of the
collateral. When the fair value of the collateral is used to measure impairment
on an impaired collateral-dependent loan and repayment or satisfaction of the loan
is dependent on the sale of the collateral, the fair value of the collateral is
adjusted to consider estimated costs to sell. If repayment is dependent only on
the operation of the collateral, the fair value of the collateral is not
adjusted for estimated costs to sell. If the fair value of the loan is less
than the recorded investment, the Corporation recognizes impairment by either a
direct write-down or establishing a specific allowance for the loan or by
adjusting the specific allowance for the impaired loan. For an impaired loan
that is collateral dependent, charge-offs are taken in the period in which the
loan, or a portion of the loan, is deemed uncollectible, and any portion of the
loan that is not charged off is adversely credit-risk rated at a level no worse
than substandard. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A restructuring of a loan constitutes a
TDR if the creditor, for economic or legal reasons related to the debtor&#8217;s
financial difficulties, grants a concession to the debtor that it would not
otherwise consider. TDR loans typically result from the Corporation&#8217;s loss
mitigation activities and the modification of residential mortgage loans in
accordance with guidelines similar to those of the U.S. government&#8217;s Home
Affordable Modification Program, and could include rate reductions to a rate
that is below market on the loan, </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">173</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_174"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">principal
forgiveness, term extensions, payment forbearance, refinancing of any past-due
amounts, including interest, escrow, and late charges and fees, and other
actions intended to minimize the economic loss and to avoid foreclosure or
repossession of collateral. Residential mortgage loans for which a binding
offer to restructure has been extended are also classified as TDR loans. PCI loans
are not classified as TDR loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TDR loans are classified as either accrual
or nonaccrual. Loans in accrual status may remain in accrual status when their
contractual terms have been modified in a TDR if the loans had demonstrated
performance prior to the restructuring and payment in full under the
restructured terms is expected. Otherwise, a loan on nonaccrual status and
restructured as a TDR will remain on nonaccrual status until the borrower
demonstrates a sustained period of performance (generally six consecutive
months of payments, inclusive of consecutive payments made prior to the
modification), and there is evidence that such payments can and are likely to
continue as agreed. Refer to Note 9 &#8211; Loans Held for Investment,&#8221; to the
consolidated financial statements for additional qualitative and quantitative
information about TDR loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection with commercial loan
restructurings, the decision to maintain a loan that has been restructured on
accrual status is based on a current, well-documented credit evaluation of the
borrower&#8217;s financial condition and prospects for repayment under the modified
terms. The credit evaluation reflects consideration of the borrower&#8217;s future
capacity to pay, which may include evaluation of cash flow projections,
consideration of the adequacy of collateral to cover all principal and
interest, and trends indicating improving profitability and collectability of
receivables. This evaluation also includes an evaluation of the borrower&#8217;s
current willingness to pay, which may include a review of past payment history,
an evaluation of the borrower&#8217;s willingness to provide information on a timely
basis, and consideration of offers from the borrower to provide additional
collateral or guarantor support. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The evaluation of mortgage and consumer
loans for restructurings includes an evaluation of the client&#8217;s disposable
income and credit report, the value of the property, the loan-to-value
relationship, and certain other client-specific factors that have affected the
borrower&#8217;s ability to make timely principal and interest payments on the loan.
In connection with residential and consumer restructurings, a nonperforming
loan will be returned to accrual status when current as to principal and
interest, under the revised terms, and upon sustained historical repayment
performance. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation removes loans from TDR
classification, consistent with authoritative guidance that allows for a TDR to
be removed from this classification in years following the modification, only
when the following two circumstances are met:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(i)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The loan is in compliance with the
terms of the restructuring agreement and, therefore, is not considered impaired
under the revised terms; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.65in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(ii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The loan yields a market interest
rate at the time of the restructuring. In other words, the loan was
restructured with an interest rate equal to or greater than what the
Corporation would have been willing to accept at the time of the restructuring
for a new loan with comparable risk.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If both of the conditions are met, the
loan can be removed from the TDR classification in calendar years after the
year in which the restructuring took place. However, the loan continues to be
individually evaluated for impairment.&nbsp;Loans classified as TDRs, including
loans in trial payment periods (trial modifications), are considered impaired
loans. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">With respect to the restructuring of a
loan into two new loan notes, or loan splits, generally, Note A of a loan split is restructured under market terms,
and Note B is fully charged off.&#160; If Note A is in compliance with the
restructured terms in years following the restructuring, Note A will be removed
from the TDR classification and will continue to be individually evaluated for
impairment. Refer to Note 9 &#8211; Loans Held for Investment, to the consolidated
financial statements for additional information about loan splits. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A loan that had previously been modified
in a TDR and is subsequently refinanced under current underwriting standards at
a market rate with no concessionary terms is accounted for as a new loan and is
no longer reported as a TDR.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest income on impaired loans is
recognized based on the Corporation&#8217;s policy for recognizing interest on
accrual and non-accrual loans.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans Acquired - </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All purchased loans are recorded at fair value at the date of
acquisition. Loans acquired with evidence of credit deterioration since their
origination and where it is probable at the date of acquisition that the
Corporation will not collect all contractually required principal and interest
payments are considered PCI loans. Evidence of credit quality deterioration as
of the purchase date may include statistics such as past due and non-accrual
status, credit scores, and revised loan terms. PCI loans have been aggregated
into pools based on common risk characteristics. Each pool is accounted for as
a single asset with a single composite interest rate and an aggregate
expectation of cash flows. In accounting for PCI loans, the difference between
contractually required payments and the cash flows expected to be collected at
acquisition is referred to as the nonaccretable difference. The nonaccretable </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">174</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_175"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">difference, which is neither accreted into income nor
recorded on the consolidated statements of financial condition, reflects
estimated future credit losses expected to be incurred over the life of the
pool of loans. The excess of cash flows expected to be collected over the
estimated fair value of PCI loans is referred to as the accretable yield. This
amount is not recorded on the statements of financial condition, but is
accreted into interest income over the remaining life of the pool of loans,
using the effective-yield method. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subsequent to acquisition, the Corporation continues
to estimate cash flows expected to be collected over the life of the PCI loans
using models that incorporate current key assumptions such as default rates,
loss severity, and prepayment speeds. Decreases in expected cash flows will
generally result in an impairment charge to the provision for loan and lease
losses and the establishment of an allowance for loan and lease losses.
Increases in expected cash flows will generally result in a reduction in any
allowance for loan and lease losses established subsequent to acquisition and
an increase in the accretable yield. The adjusted accretable yield is
recognized in interest income over the remaining life of the pool of loans. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Resolutions of loans may include sales of loans to
third parties, receipt of payments in settlement with the borrower, or
foreclosure of the collateral. The Corporation&#8217;s policy is to remove an
individual loan from a pool at its relative carrying amount. The carrying
amount is defined as the loan&#8217;s current contractually required payments
receivable less its remaining nonaccretable difference and accretable yield,
but excluding any post-acquisition loan loss allowance. To determine the
carrying value, the Corporation performs a pro-rata allocation of the pool&#8217;s
total remaining nonaccretable difference and accretable yield to an individual
loan in proportion to the loan&#8217;s current contractually required payments
receivable compared to the pool&#8217;s total contractually required payments
receivable.&#160; This removal method assumes that the amount received from
resolution approximates pool performance expectations. The remaining accretable
yield balance is unaffected and any material change in the remaining effective
yield caused by this removal method is addressed by the Corporation&#8217;s quarterly
cash flow evaluation process for each pool. Modified PCI loans are not removed
from a pool even if those loans would otherwise be deemed TDRs. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because the initial fair value of PCI loans recorded
at acquisition includes an estimate of credit losses expected to be realized
over the remaining lives of the loans, the Corporation separately tracks and
reports PCI loans and excludes these loans from its delinquency and
non-performing loan statistics. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.8pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For acquired loans that are not deemed impaired at
acquisition, subsequent to acquisition, the Corporation recognizes the
difference between the initial fair value at acquisition and the undiscounted
expected cash flows in interest income over the period in which substantially
all of the inherent losses associated with the non-PCI loans at the acquisition
date are estimated to occur. Thus, such loans are accounted for consistently
with other originated loans, potentially being classified as nonaccrual or
impaired, as well as being classified under the Corporation&#8217;s standard practice
and procedures. In addition, these loans are considered in the determination of
the allowance for loan losses. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Charge-off of Uncollectible Loans -</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Net charge-offs consist of the unpaid principal
balances of loans held for investment that the Corporation determines are
uncollectible, net of recovered amounts. Charge-offs are recorded as a
reduction to the allowance for loan and lease losses and subsequent recoveries
of previously charged off amounts are credited to the allowance for loan and
lease losses. Collateral dependent loans in the construction, commercial
mortgage, and commercial and industrial loan portfolios are charged off to their
net realizable value (fair value of collateral, less estimated costs to sell)
when loans are considered to be uncollectible.&#160; Within the consumer loan
portfolio, auto loans and finance leases are reserved once they are 120 days
delinquent and are charged off to their estimated net realizable value when the
collateral deficiency is deemed uncollectible (i.e., when
foreclosure/repossession is probable) or when the loan is 365 days past due. &#160;Within
the other consumer loan portfolio, closed-end loans are charged off when
payments are 120&nbsp;days in arrears, except small personal loans. Open-end
(revolving credit) consumer loans, including credit card loans, and small
personal loans are charged off when payments are 180&nbsp;days in arrears. On a
quarterly basis, residential mortgage loans that are 180 days delinquent and
have an original loan-to-value ratio that is higher than <a name="XBRL_CS_cf88b021190d4bd6bcb4c5b5e"></a>60<a name="XBRL_CS_cf88b021190d4bd6bcb4c5b5e_bclEnd"></a>% are reviewed and
charged-off, as needed, to the fair value of the underlying collateral.
Generally, all loans may be charged off or written down to the fair value of
the collateral prior to the application of the policies described above if a
loss-confirming event has occurred. Loss-confirming events include, but are not
limited to, bankruptcy (unsecured), continued delinquency, or receipt of an
asset valuation indicating a collateral deficiency when the asset is the sole
source of repayment. The Corporation does not record charge-offs on PCI loans
that are performing in accordance with or better than expectations as of the
date of acquisition, as the fair value of these loans already reflects a credit
component. The Corporation records charge-offs on PCI loans only if actual
losses exceed estimated losses incorporated into the fair value recorded at
acquisition and the amount is deemed uncollectible.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:left;text-indent:0in;"><a name="XBRL_CS_21c0fc2331b34a2699993a88b"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans held for sale</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that the Corporation intends to sell
or that the Corporation does not have the ability and intent to hold for the
foreseeable future are classified as held-for-sale loans. Loans held for sale
are stated at the lower of aggregate cost or fair value.&#160; Generally, the loans
held-for-sale portfolio consists of conforming residential mortgage loans that
the Corporation intends to sell to the Government National Mortgage Association
(&#8220;GNMA&#8221;) and government-sponsored entities (&#8220;GSEs&#8221;), such as the Federal
National Mortgage Association (&#8220;FNMA&#8221;) and the Federal Home Loan Mortgage
Corporation (&#8220;FHLMC&#8221;). Generally, residential mortgage loans held </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">175</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_176"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">for sale are valued on an aggregate portfolio basis and
the value is primarily derived from quotations based on the mortgage-backed
securities market. The amount by which cost exceeds market value in the
aggregate portfolio of loans held for sale, if any, is accounted for as a
valuation allowance with changes therein included in the determination of net
income and reported as part of mortgage banking activities in the consolidated
statements of income. Loan costs and fees are deferred at origination and are
recognized in income at the time of sale. The fair value of commercial and
construction loans held for sale is primarily derived from external appraisals
with changes in the valuation allowance reported as part of other non-interest
income in the consolidated statements of income. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In certain circumstances, the Corporation
transfers loans from/to held for sale or held for investment based on a change
in strategy. If such a change in holding strategy is made, significant
adjustments to the loans&#8217; carrying values may be necessary. Reclassifications
of loans held for sale to held for investment are made at fair value on the
date of transfer. Any difference between the carrying value and the fair value
of a reclassified loan is recorded as an adjustment to non-interest income.
Meanwhile, reclassification of loans held for investment to held for sale are
made at the lower of cost or fair value on the date of transfer and establish a
new cost basis upon transfer. Write-downs of loans transferred from held for
investment to held for sale are recorded as charge-offs at the time of
transfer.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><a name="XBRL_CS_21c0fc2331b34a2699993a88b_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-align:left;text-indent:0in;"><a name="XBRL_CS_817298010eff4cb39d0dacadf"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance for loan and lease losses</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation maintains the allowance
for loan and lease losses at a level considered adequate to absorb losses
currently inherent in the loan and lease portfolio. The Corporation does not
maintain an allowance for held-for-sale loans or PCI loans that are performing
in accordance with or better than expectations as of the date of acquisition,
as the fair values of these loans already reflect a credit component. The
allowance for loan and lease losses provides for probable losses that have been
identified with specific valuation allowances for individually evaluated
impaired loans and for probable losses believed to be inherent in the loan
portfolio that have not been specifically identified. The determination of the
allowance for loan and lease losses requires significant estimates, including
with respect to the timing and amounts of expected future cash flows on
impaired loans, consideration of current economic conditions, and historical
loss experience pertaining to the portfolios and pools of homogeneous loans,
all of which may be susceptible to change.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation evaluates the need for
changes to the allowance by portfolio loan segments and classes of loans within
certain of those portfolio segments. The Corporation combines loans with
similar credit risk characteristics into the following portfolio segments:
commercial mortgage, construction, commercial and industrial, residential
mortgage, and consumer loans. Classes are usually disaggregations of the
portfolio segments. The classes within the residential mortgage segment are
residential mortgages guaranteed by the U.S. government and other residential
loans.&#160; The classes within the consumer portfolio are auto, finance lease, and
other consumer loans. Other consumer loans mainly include unsecured personal
loans, credit cards, home equity lines, lines of credits, and marine financing.
The classes within the construction loan portfolio are land loans, construction
of commercial projects, and construction of residential projects. The
commercial mortgage and commercial and industrial segments are not further
segmented into classes. The adequacy of the allowance for loan and lease losses
is based on judgments related to the credit quality of each portfolio segment.
These judgments consider ongoing evaluations of each portfolio segment,
including such factors as the economic risks associated with each loan class,
the financial condition of specific borrowers, the geography (Puerto Rico,
Florida or the Virgin Islands), the level of delinquent loans, historical loss
experience, the value of any collateral and, where applicable, the existence of
any guarantees or other documented support.&#160; In addition to the general
economic conditions and other factors described above, additional factors
considered include the internal risk ratings assigned to loans.&#160; An internal
risk rating is assigned to each commercial and construction loan at the time of
approval and is subject to subsequent periodic review by the Corporation's
senior management. The allowance for loan and lease losses is reviewed on a
quarterly basis as part of the Corporation&#8217;s continued evaluation of its asset
quality.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance for loan and lease losses is
increased through a provision for credit losses that is charged to earnings,
based on the quarterly evaluation of the factors previously mentioned, and is
reduced by charge-offs, net of recoveries.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance for loan and lease losses
consists of specific reserves based upon valuations of loans considered to be
impaired, including loans modified in a TDR, and general reserves. A specific
valuation allowance is established for individual impaired loans in the
commercial mortgage, construction, and commercial and industrial portfolios and
certain marine financings, residential mortgage loans, and home equity lines of
credit, primarily when the collateral value of the loan (if the impaired loan
is determined to be collateral dependent) or the present value of the expected
future cash flows discounted at the loan&#8217;s effective rate is lower than the
carrying amount of that loan. The loans within the commercial mortgage,
construction, commercial and industrial portfolios, and marine financings with
a principal balance of $1 million or more are individually evaluated for impairment.
Also, certain residential mortgage loans and home equity lines of credit are
individually evaluated for impairment purposes based on their delinquency and
loan to value levels. When foreclosure of a collateral dependent loan is
probable, the impairment measure is based on the fair value of the collateral.&#160;
The fair value of the collateral is generally obtained from appraisals. Updated
appraisals are obtained when the </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">176</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Corporation
determines that loans are impaired and are generally updated annually
thereafter according to the Corporation&#8217;s appraisal policy. In addition,
appraisals and/or appraiser price opinions are also obtained for residential
mortgage loans based on specific characteristics such as delinquency levels,
age of the appraisal, and loan-to-value ratios.&#160; The excess of the recorded
investment in a collateral dependent loan over the resulting fair value of the
collateral is charged-off when deemed uncollectible. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For all other loans, which include small,
homogeneous loans, such as auto loans, and the other classes in the consumer
loan portfolio, residential mortgages and commercial and construction loans not
considered impaired, the Corporation maintains a general valuation allowance
established through a process that begins with estimates of incurred losses
based upon various statistical analyses. The general reserve is primarily
determined by applying loss factors according to the loan type and assigned
risk category (pass, special mention, and substandard loans that are not
considered to be impaired; all doubtful loans are considered impaired). </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation uses a roll-rate
methodology to estimate losses on its consumer loan portfolio based on
delinquencies and considering credit bureau score bands. The Corporation tracks
the historical portfolio performance to arrive at a weighted-average
distribution in each subgroup of each delinquency bucket. Roll-to-loss rates
(loss factors) are calculated by multiplying the roll rates from each subgroup
within the delinquency buckets forward through loss. Once roll rates are
calculated, the resulting loss factor is applied to the existing receivables in
the applicable subgroups within the delinquency buckets and the end results are
aggregated to arrive at the required allowance level. The Corporation&#8217;s
assessment also involves evaluating key qualitative and environmental factors,
which include credit and macroeconomic indicators such as unemployment,
bankruptcy trends, recent market transactions, and collateral values to account
for current market conditions that are likely to cause estimated credit losses
to differ from historical loss experience. The Corporation analyzes the
expected delinquency migration to determine the future volume of delinquencies.
</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;The cash flow analysis for each residential
mortgage pool is performed at the individual loan level and then aggregated to
the pool level in determining the overall expected loss ratio. The model
applies risk-adjusted prepayment curves, default curves, and severity curves to
each loan in the pool. For loan restructuring pools, the present value of
expected future cash flows under the new terms, at the loan&#8217;s effective
interest rate, is taken into consideration. Additionally, estimates of default
risk and prepayments related to loan restructurings are based on, among other
things, the historical experience of these loans. Loss severity is affected by
the expected house price scenario, which is based in part on recent house price
trends. Default curves are used in the model to determine expected delinquency
levels. The attributes that are most significant to the probability of default
include present collection status (current, delinquent, in bankruptcy, in
foreclosure stage), vintage, loan-to-values, and geography (Puerto Rico,
Florida or the Virgin Islands).The estimates of the risk-adjusted timing of
liquidations and associated costs are used in the model, and are risk-adjusted
for the geographic area in which each property is located. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;For commercial loans, historical charge-off rates are
calculated by the Corporation on a quarterly basis by tracking cumulative
charge-offs experienced over a two-year loss period on loans according to their
internal risk rating (referred to as the &#8220;base rate&#8221; for the quarter). The
allowance is calculated using the base rate average of the last 8 quarters. A
qualitative factor adjustment is applied to the base rate average utilizing a
resulting factor derived from a set of risk-based ratings and weights assigned
to credit and economic indicators over a reasonable period applied to a
developed expected range of historical losses. This factor may be stressed to
reflect other elements not reflected in the historical data underlying the loss
estimates, such as the prolonged uncertainty surrounding how the Puerto Rico
government might restructure its debt and other unprecedented measures
implemented by the Puerto Rico government to deal with its fiscal condition.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, management established
a separate qualitative element of the allowance to estimate inherent losses
associated with the effect of Hurricanes Maria and Irma on the Corporation&#8217;s loan
portfolios in Puerto Rico and Virgin Islands. This qualitative element of the
allowance was determined based on the estimated effect that the storms could
have on current employment levels (e.g., an unemployment rate that significantly
increases from current levels in Puerto Rico based on statistics observed in
the aftermath of similar natural disasters in the U.S. mainland like Hurricane
Katrina), economic activity in the Corporation&#8217;s geographic regions, and the
time it could take for the affected regions to return to a more normalized
operating environment. Refer to Note 2 &#8211; Natural Disasters Affecting First
BanCorp. in 2017, to the consolidated financial statements, for additional
information about the effect of Hurricanes Maria and Irma in the Corporation&#8217;s
financial results. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s credit risk
modeling framework used to determine the storm-related qualitative estimate is
similar to the one used for benchmarking purposes as part of the annual
Dodd-Frank Act Stress Testing (&#8220;DFAST&#8221;) regulatory exercise. &nbsp;Models were
developed following a regression modeling approach in which relationships
between portfolio-level loss rates and key economic indicators were derived
based on historical behavior. &nbsp;These models went through an extensive
model specification and selection process that resulted in the use of certain
variables, such as the unemployment rate and the Puerto Rico Economic Activity
Index, which showed the highest predictive power of potential losses in our
outstanding loan portfolio.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">177</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For
large commercial and construction loan relationships, loan officers performed
individual reviews of the effect of the storms on these borrowers&#8217; sources of
repayment. These large relationships, that represent 80% of the outstanding
balance of the Corporation&#8217;s commercial and construction loan portfolio, were
analyzed and divided into three storm-affected categories (i.e. Low, Medium and
High). Clients categorized as Low had no effect, or relatively insignificant
effect, as a result of the storms. Clients in the Medium category had
demonstrated that they had sufficient liquidity to satisfy their obligations,
but the complexity of the insurance claim process may affect their primary or
secondary source of repayment. Finally, clients categorized as High could
potentially have problems with their primary or secondary sources of repayment
as they have a higher degree of uncertainty with respect to the timing of the
insurance claim resolution, and the full reestablishment of their businesses is
highly dependent on the timely receipt of insurance proceeds. Reserve levels
were then recognized for these particular loans based on this stratification.
For loans in the Low category, no additional qualitative storm-related reserve
was calculated. For loans in the Medium and High categories, the Corporation
stressed the general reserve loss factors applicable to these loans to reflect
higher default probabilities not reflected in the historical data. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This review also resulted in
downgrades in the credit risk classification of certain loans and their
reserves were determined following the methodology applicable to criticized and
adversely classified loans, as appropriate. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For commercial and
construction loans not individually reviewed, as well as residential and
consumer loans, the estimated loss associated with the storms was determined
following the above-described qualitative storm-related model with resulting
loss factors applied to the overall performing balance of each portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to Note 10 &#8211; Allowance
for Loan and Lease Losses, to the consolidated financial statements, for
additional information, including the balance of the storm-related allowance
for each region and portfolio segment. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_817298010eff4cb39d0dacadf_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_CS_4e3d821055e64106a3a95187e"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transfers
and servicing of financial assets and extinguishment of liabilities</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">After a transfer of financial assets in a
transaction that qualifies for sale accounting, the Corporation derecognizes
the financial assets when control has been surrendered, and derecognizes
liabilities when they are extinguished.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The transfer of financial assets in which
the Corporation surrenders control over the assets is accounted for as a sale
to the extent that consideration other than beneficial interests is received in
exchange.&#160; The criteria that must be met to determine that the control over
transferred assets has been surrendered include: (1)&nbsp;the assets must be
isolated from creditors of the transferor; (2)&nbsp;the transferee must obtain
the right (free of conditions that constrain it from taking advantage of that
right) to pledge or exchange the transferred assets; and (3)&nbsp;the
transferor cannot maintain effective control over the transferred assets
through an agreement to repurchase them before their maturity.&#160; When the
Corporation transfers financial assets and the transfer fails any one of the
above criteria, the Corporation is prevented from derecognizing the transferred
financial assets and the transaction is accounted for as a secured borrowing.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><a name="XBRL_CS_3747fa171cee492fac3f5fd29"></a><a name="XBRL_CS_4e3d821055e64106a3a95187e_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Servicing Assets</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation recognizes as separate assets the
rights to service loans for others, whether those servicing assets are
originated or purchased. In the ordinary course of business, the Corporation
sells residential mortgage loans (originated or purchased) to GNMA, which
generally securitizes the transferred loans into mortgage-backed securities for
sale into the secondary market. Also, certain conventional conforming loans are
sold to FNMA or FHLMC with servicing retained.&#160; When the Corporation sells
mortgage loans, it recognizes any retained servicing right, based on its fair
value.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicing assets (&#8220;MSRs&#8221;) retained in a sale or
securitization arise from contractual agreements between the Corporation and
investors in mortgage securities and mortgage loans. The value of MSRs is
derived from the net positive cash flows associated with the servicing
contracts. Under these contracts, the Corporation performs loan-servicing
functions in exchange for fees and other remuneration. The servicing functions
typically include: collecting and remitting loan payments, responding to
borrower inquiries, accounting for principal and interest, holding custodial
funds for payment of property taxes and insurance premiums, supervising
foreclosures and property dispositions, and generally administering the loans.
The servicing rights, included as part of other assets in the statements of
financial condition, entitle the Corporation to annual servicing fees based on
the outstanding principal balance of the mortgage loans and the contractual
servicing rate. The servicing fees are credited to income on a monthly basis
when collected and recorded as part of mortgage banking activities in the
consolidated statements of income. In addition, the Corporation generally
receives other remuneration consisting of mortgagor-contracted fees such as
late charges and prepayment penalties, which are credited to income when
collected. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">178</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Considerable judgment is
required to determine the fair value of the Corporation&#8217;s MSRs. Unlike highly
liquid investments, the market value of MSRs cannot be readily determined
because these assets are not actively traded in securities markets. The initial
carrying value of the MSRs is generally determined based on its fair value.&#160;
The fair value of the MSRs is determined based on a combination of market
information on trading activity (MSR trades and broker valuations),
benchmarking of servicing assets (valuation surveys), and cash flow modeling.
The valuation of the Corporation&#8217;s MSRs incorporates two sets of assumptions:
(1)&nbsp;market-derived assumptions for discount rates, servicing costs, escrow
earnings rates, floating earnings rates, and the cost of funds and
(2)&nbsp;market assumptions calibrated to the Corporation&#8217;s loan characteristics
and portfolio behavior for escrow balances, delinquencies and foreclosures,
late fees, prepayments, and prepayment penalties. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Once recorded, MSRs are periodically evaluated for
impairment. Impairment occurs when the current fair value of the MSRs is less than
its carrying value. If MSRs are impaired, the impairment is recognized in
current-period earnings and the carrying value of the MSRs is adjusted through
a valuation allowance. If the value of the MSRs subsequently increases, the
recovery in value is recognized in current period earnings and the carrying
value of the MSRs is adjusted through a reduction in the valuation allowance.
For purposes of performing the MSR impairment evaluation, the servicing
portfolio is stratified on the basis of certain risk characteristics such as
region, terms, and coupons. An other-than-temporary impairment analysis is
prepared to evaluate whether a loss in the value of the MSRs in a particular
stratum, if any, is other than temporary or not. When the recovery of the value
is unlikely in the foreseeable future, a write-down of the MSRs in the stratum
to its estimated recoverable value is charged to the valuation allowance. As of
December 31, 2017, the carrying value of the MSRs amounted to $25.3 million
(2016 - $26.2 million).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The servicing assets are amortized over the estimated
life of the underlying loans based on an income forecast method as a reduction
of servicing income. The income forecast method of amortization is based on
projected cash flows. A particular periodic amortization is calculated by
applying to the carrying amount of the MSRs the ratio of the cash flows
projected for the current period to total remaining net MSR forecasted cash
flow.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="XBRL_CS_3747fa171cee492fac3f5fd29_bclEnd"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.1in;"><a name="XBRL_TS_64b8d29af9434f84a4464b24b"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Premises
and equipment</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.1in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Premises and equipment are carried at
cost, net of accumulated depreciation and amortization.&#160; Depreciation is
provided on the straight-line method over the estimated useful life of each
type of asset.&#160; Amortization of leasehold improvements is computed over the
terms of the leases (contractual term plus lease renewals that are reasonably
assured) or the estimated useful lives of the improvements, whichever is
shorter. Costs of maintenance and repairs that do not improve or extend the
life of the respective assets are expensed as incurred.&#160; Costs of renewals and
betterments are capitalized. When assets are sold or disposed of, their cost
and related accumulated depreciation are removed from the accounts and any gain
or loss is reflected in earnings as part of other non-interest income in the
statements of income. When the asset is no longer used in operations, and the
Corporation intends to sell it, the asset is reclassified to other assets held
for sale and is reported at the lower of carrying amount or fair value less
cost to sell. During 2017, the Corporation identified impairment to several
facilities and equipment in areas affected by Hurricanes Irma and Maria. Refer
to Note 14 &#8211; Premises and Equipment, to the consolidated financial statements, for
information about the amount of these impairments and related expected
insurance recoveries as well as the presentation of such impairments and
expected insurance recoveries in the consolidated financial statements. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has operating lease agreements
primarily associated with the rental of premises to support the branch network
or for general office space.&#160; Certain of these arrangements are noncancelable
and provide for rent escalation and renewal options.&#160; Rent expense on
noncancelable operating leases with scheduled rent increases is recognized on a
straight-line basis over the lease term.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_ba1d2ae5ba6b49739af6395fc"></a><a name="XBRL_TS_64b8d29af9434f84a4464b24b_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other real estate owned (OREO)</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OREO, which consists of real estate
acquired in settlement of loans, is recorded at the lower of cost (carrying
value of the loan) or fair value minus estimated costs to sell the real estate
acquired. Generally, loans have been written down to their net realizable value
prior to foreclosure. Any further reduction to their net realizable value is
recorded with a charge to the allowance for loan losses at the time of
foreclosure or shorty thereafter. Thereafter, gains or losses resulting from
the sale of these properties and losses recognized on the periodic
reevaluations of these properties are credited or charged to earnings and are
included as part of net loss on OREO operations in the statements of income.
The cost of maintaining and operating these properties is expensed as incurred.
The Corporation estimates fair values primarily based on appraisals, when
available, and the net realizable value is reviewed and updated periodically
depending on the type of property involved.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_ba1d2ae5ba6b49739af6395fc_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_07f9ff0b5aa84651adff12abb"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accounting
for acquisitions</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation accounts for acquisitions
in accordance with the authoritative guidance for business combinations. Under
the guidance for business combinations, the accounting differs depending on
whether the acquired set of activities and assets meets the </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">179</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_180"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">definition of a business. A business is considered to be
an integrated set of activities and assets that is capable of being conducted
and managed for the purpose of providing economic benefits directly to
investors or other owners, members or participants. If the acquired set of
activities and assets meets the definition of a business, the transaction is
accounted for as a business combination. Otherwise, it is accounted for as an
asset acquisition. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In a business combination, identifiable
assets acquired, liabilities assumed and any noncontrolling interest in the
acquiree are recorded at fair value as of the acquisition date. Goodwill is
recognized as the excess of the acquisition price over the estimated fair value
of the net assets acquired. Likewise, if the fair value of the net assets
acquired is higher than the acquisition price, a bargain purchase gain is recognized
and recorded in non-interest income in the statements of income. The
Corporation may retrospectively adjust the initially recorded fair values to
reflect new information obtained during the measurement period (not to exceed
12 months) about facts and circumstances that existed as of the acquisition
date that, if known, would have affected the acquisition date fair value
measurements. There were no acquisitions or mergers completed during the years
ended December 31, 2017 and 2016. Refer to Note 3 &#8211; Business Combination, to
the consolidated financial statements for a detailed description of the
acquisition of assets and assumption of liabilities from Doral Bank in 2015.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_CS_07f9ff0b5aa84651adff12abb_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:justify;text-indent:-.2in;"><a name="XBRL_CS_a566339f10644014bf1d1ffcd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill and other intangible assets</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill -</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
The Corporation evaluates goodwill for impairment on an annual basis, generally
during the fourth quarter, or more often if events or circumstances indicate
there may be an impairment.&#160; The Corporation evaluated goodwill for impairment
as of October 1, 2017. Goodwill impairment testing is performed at the segment
(or &#8220;reporting unit&#8221;) level. Goodwill is assigned to reporting units at the
date the goodwill is initially recorded.&#160; Once goodwill has been assigned to a
reporting unit, it no longer retains its association with a particular acquisition,
and all of the activities within a reporting unit, whether acquired or
internally generated, are available to support the value of the goodwill.&#160; The
Corporation&#8217;s goodwill is related to the acquisition of FirstBank Florida in
2005. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation bypassed the qualitative assessment in
2017 and proceeded directly to perform the first step of the two-step goodwill
impairment test. The first step (&#8220;Step 1&#8221;) involves a comparison of the
estimated fair value of the reporting unit to its carrying value, including
goodwill.&#160; If the estimated fair value of a reporting unit exceeds its carrying
value, goodwill is not considered impaired. If the carrying value exceeds the
estimated fair value, there is an indication of potential impairment and the
second step is performed to measure the amount of the impairment.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The second step (&#8220;Step 2&#8221;), if necessary, involves
calculating an implied fair value of the goodwill for each reporting unit for
which Step 1 indicated a potential impairment. The implied fair value of
goodwill is determined in a manner similar to the calculation of the amount of
goodwill in a business combination, by measuring the excess of the estimated
fair value of the reporting unit, as determined in Step 1, over the aggregate
estimated fair values of the individual assets, liabilities, and identifiable
intangibles as if the reporting unit was then being acquired in a business
combination.&#160; If the implied fair value of goodwill exceeds the carrying value
of goodwill assigned to the reporting unit, there is no impairment.&#160; If the
carrying value of goodwill assigned to a reporting unit exceeds the implied
fair value of the goodwill, an impairment charge is recorded for the excess.&#160;
An impairment loss cannot exceed the carrying value of goodwill assigned to a
reporting unit, and the loss establishes a new basis in the goodwill.&#160;
Subsequent reversal of goodwill impairment losses is not permitted.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In determining the fair value of a reporting unit,
which is based on the nature of the business and the reporting unit&#8217;s current
and expected financial performance, the Corporation uses a combination of
methods, including market price multiples of comparable companies, as well as a
discounted cash flow (&#8220;DCF&#8221;) analysis. The Corporation evaluates the results obtained
under each valuation methodology to identify and understand the key value
drivers in order to ascertain that the results obtained are reasonable and
appropriate under the circumstances. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The computations require management to make estimates
and assumptions. Critical assumptions that are used as part of these
evaluations include:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:150%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:150%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">a selection of
comparable publicly traded companies, based on size, performance, and asset
quality;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:150%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:150%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">a selection of
comparable and public acquisition transactions of entities of similar size;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:150%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:150%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">the discount rate
applied to future earnings, based on an estimate of the cost of equity;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:150%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:150%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">the potential
future earnings of the reporting unit; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the market growth and new business
assumptions. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">180</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For purposes of the
market comparable approach, the valuation was determined based on market
multiples for comparable companies and recent acquisition transactions and
market participant assumptions applied to the reporting unit to derive an
implied value of equity. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For purposes of the DCF analysis approach, the
valuation was based on estimated future cash flows. The financial projections
used in the DCF analysis for the reporting unit were based on the most recent
available data. The growth assumptions included in these projections were based
on management&#8217;s expectations of the reporting unit&#8217;s financial prospects as
well as particular plans for the entity (i.e., restructuring plans). The cost
of equity was estimated using the capital asset pricing model using comparable
companies, an equity risk premium, the rate of return of a &#8220;riskless&#8221; asset, a
size premium based on the size of the reporting unit, and a company specific
premium. The resulting discount rate was analyzed in terms of reasonability
given current market conditions. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Step 1 evaluation of goodwill allocated to the
Florida reporting unit, under both valuation approaches (market and DCF)
indicated that the fair value of the unit was above the carrying amount of its
equity book value as of the valuation date (October 1), which meant that Step 2
was not undertaken. Based on the analysis under both the discounted cash flow
and market approaches, the estimated fair value of the reporting unit exceeded
the carrying amount of the unit, including goodwill, at the evaluation date. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation engaged a third-party valuation
specialist to assist management in the annual evaluation of the Florida unit&#8217;s
goodwill as of the October 1, 2017 valuation date. In reaching its conclusion
on impairment, management discussed with the specialist the methodologies,
assumptions, and results supporting the relevant values for the goodwill and
determined that they were reasonable.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The goodwill impairment evaluation process requires
the Corporation to make estimates and assumptions with regards to the fair
value of its reporting unit.&#160; Actual values may differ significantly from these
estimates.&#160; Such differences could result in future impairment of goodwill that
would, in turn, negatively impact the Corporation&#8217;s results of operations and
the profitability of the reporting unit where goodwill is recorded. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill was not impaired as of December
31, 2017 or 2016.</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other Intangibles - </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Core deposit intangibles are amortized over their
estimated lives, generally on a straight-line basis, and are reviewed
periodically for impairment when events or changes in circumstances indicate
that the carrying amount may not be recoverable. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation performed impairment tests
for the years ended December 31, 2017, 2016, and 2015 and determined that no
impairment was needed to be recognized for other intangible assets. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection with the acquisition of a
FirstBank-branded credit card loan portfolio in 2012, the Corporation
recognized at acquisition a purchased credit card relationship intangible of $<a name="XBRL_CS_5b8161bb0331401dafd5c9920"></a>24.5 <a name="XBRL_CS_5b8161bb0331401dafd5c9920_bclEnd"></a>million ($8.0 million and $10.5
million as of December 31, 2017 and 2016, respectively), which is being
amortized on an accelerated basis based on the estimated attrition rate of the
purchased credit card accounts, which reflects the pattern in which the
economic benefits of the intangible asset are consumed. These benefits are
consumed as the revenue stream generated by the cardholder relationship is
realized. For further disclosures, refer to Note 15 &#8211; Goodwill and other
Intangibles, to the consolidated financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the first quarter of 2016, FirstBank Insurance
Agency acquired certain insurance customer accounts and related customer
records and recognized an insurance customer relationship intangible of $<a name="XBRL_CS_286962682fe14df2a2a9c1a42"></a>1.1 <a name="XBRL_CS_286962682fe14df2a2a9c1a42_bclEnd"></a>million ($0.8 million and $0.9
million as of December 31, 2017 and 2016, respectively), which is being
amortized on a straight-line basis. The list of accounts acquired has a direct
relationship to previous mortgage loan portfolio acquisitions from Doral Bank
and Doral Financial in 2015 and 2014, respectively.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_419ce28bbbfb44948580ae799"></a><a name="XBRL_CS_a566339f10644014bf1d1ffcd_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities purchased and sold under agreements to
repurchase</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities purchased under resale agreements
and securities sold under repurchase agreements are accounted for as
collateralized financing transactions. Generally, these agreements are recorded
at the amount at which the securities were purchased or sold. The Corporation
monitors the fair value of securities purchased and sold, and obtains
collateral from, or returns it to, the counterparties when appropriate. These
financing transactions do not create material credit risk given the collateral
provided and the related monitoring process.&#160; The Corporation sells and
acquires securities under agreements to repurchase or resell the same or
similar securities.&#160; Generally, similar securities are securities from the same
issuer, with identical form and type, similar maturity, identical contractual interest
rates, similar assets as collateral, and the same aggregate unpaid principal
amount. The counterparty to certain agreements may have the right to repledge
the collateral by contract or custom. Such assets are presented separately in
the statements of financial condition as securities pledged to creditors that
can be repledged. Repurchase and resale activities may be transacted under
legally enforceable master repurchase agreements that give the Corporation, in
the event of default by the counterparty, the right to </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">181</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_182"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">liquidate
securities held and to offset receivables and payables with the same
counterparty. The Corporation offsets repurchase and resale transactions with
the same counterparty on the consolidated statements of financial condition
where it has such a legally enforceable master netting agreement and the
transactions have the same maturity date.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">From time to time, the Corporation
modifies repurchase agreements to take advantage of prevailing interest rates.
Following applicable GAAP guidance, if the Corporation determines that the debt
under the modified terms is substantially different from the original terms,
the modification must be accounted for as an extinguishment of debt. Modified
terms are considered substantially different if the present value of the cash
flows under the terms of the new debt instrument is at least <a name="XBRL_CS_26e5c4cdc6954293981ef1b3b"></a>10<a name="XBRL_CS_26e5c4cdc6954293981ef1b3b_bclEnd"></a>% different from the
present value of the remaining cash flows under the terms of the original
instrument. The new debt instrument will be initially recorded at fair value,
and that amount will be used to determine the debt extinguishment gain or loss
to be recognized through the statement of income and the effective rate of the
new instrument. If the Corporation determines that the debt under the modified
terms is not</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">substantially different, then the new effective interest
rate is determined based on the carrying amount of the original debt
instrument. None of the repurchase agreements modified in the past were
considered to be substantially different from the original terms, and,
therefore, these modifications were not accounted for as extinguishments of
debt.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;text-indent:0in;"><a name="XBRL_CS_dbb7030a4046433ea4372c210"></a><a name="XBRL_CS_419ce28bbbfb44948580ae799_bclEnd"></a><b><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Rewards Liability </font></i></b></p>

<p style="margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:.15in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation offers products, primarily
credit cards, that offer various rewards to reward program members, such as
airline tickets, cash, or merchandise, based on account activity. The
Corporation generally recognizes the cost of rewards as part of business
promotion expenses when the rewards are earned by the customer and, at that
time, records the corresponding reward liability. The reward liability is
computed based on points earned to date that are expected to be redeemed and
the average cost per point redemption. The reward liability is reduced as
points are redeemed. In estimating the reward liability, the Corporation
considers historical reward redemption behavior, the terms of the current
reward program, and the card purchase activity. The reward liability is
sensitive to changes in the reward redemption type and redemption rate, which
is based on the expectation that the vast majority of all points earned will
eventually be redeemed. The reward liability, which is included in other
liabilities in the consolidated statements of financial condition, totaled $<a name="XBRL_CS_aefab9eaf6c749128cf90f63b"></a>7.0<a name="XBRL_CS_aefab9eaf6c749128cf90f63b_bclEnd"></a> million and $<a name="XBRL_CS_2121964796514290b3fc26bd9"></a>7.1<a name="XBRL_CS_2121964796514290b3fc26bd9_bclEnd"></a> million as of December 31,
2017 and 2016, respectively.<a name="XBRL_CS_dbb7030a4046433ea4372c210_bclEnd"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_d812d250da354568b47484ae5"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income
taxes</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation uses the asset and
liability method for the recognition of deferred tax assets and liabilities for
the expected future tax consequences of events that have been recognized in the
Corporation&#8217;s financial statements or tax returns.&#160; Deferred income tax assets
and liabilities are determined for differences between financial statement and
tax bases of assets and liabilities that will result in taxable or deductible
amounts in the future.&#160; The computation is based on enacted tax laws and rates
applicable to periods in which the temporary differences are expected to be
recovered or settled.&#160; Valuation allowances are established, when necessary, to
reduce deferred tax assets to the amount that is more likely than not to be
realized. In making such assessment, significant weight is given to evidence
that can be objectively verified, including both positive and negative
evidence. The authoritative guidance for accounting for income taxes requires
the consideration of all sources of taxable income available to realize the
deferred tax asset, including the future reversal of existing temporary
differences, tax planning strategies and future taxable income exclusive of the
impact of the reversal of temporary differences and carryforwards. In estimating
taxes, management assesses the relative merits and risks of the appropriate tax
treatment of transactions taking into account statutory, judicial, and regulatory
guidance. Refer to Note 27 &#8211; Income Taxes, to the consolidated financial
statements for additional information. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the authoritative accounting
guidance, income tax benefits are recognized and measured based on a two-step
analysis: 1) a tax position must be more likely than not to be sustained based
solely on its technical merits in order to be recognized; and 2) the benefit is
measured at the largest dollar amount of that position that is more likely than
not to be sustained upon settlement.&#160; The difference between the benefit
recognized in accordance with this analysis and the tax benefit claimed on a
tax return is referred to as an Unrecognized Tax Benefit (&#8220;UTB&#8221;).&#160; The
Corporation classifies interest and penalties, if any, related to UTBs as
components of income tax expense. As of December 31, 2017 and 2016, the
Corporation did not have any UTBs recorded on its books.<a name="XBRL_CS_b7168905a64347c4a1f0ee3cc"></a><a name="XBRL_CS_d812d250da354568b47484ae5_bclEnd"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Treasury stock</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation accounts for treasury
stock at par value.&#160; Under this method, the treasury stock account is increased
by the par value of each share of common stock reacquired.&#160; Any excess paid per
share over the par value is debited to additional paid-in capital for the
amount per share that was originally credited.&#160; Any remaining excess is charged
to retained earnings.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_b7168905a64347c4a1f0ee3cc_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><a name="XBRL_CS_9b839fba9fb4410aba48fa870"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">182</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_183"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stock-based
compensation</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Compensation cost is recognized in the financial statements
for all share-based payment grants. Between 1997 and 2007, the Corporation had
a stock option plan (the &#8220;1997 stock option plan&#8221;) covering eligible employees.
On January 21, 2007, the 1997 stock option plan expired and no additional
awards could be granted under that plan. A</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">ll
outstanding awards granted under this plan continued in full force and effect thereafter,
subject to their original terms.&#160; No awards for shares could be granted under
the 1997 stock option plan as of its expiration.&#160;&#160; During the first quarter of
2017, all of the remaining outstanding awards granted under the 1997 stock
option plan expired.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">On April 29, 2008,
the Corporation&#8217;s stockholders approved the First BanCorp. 2008 Omnibus
Incentive Plan, as amended (the &#8220;Omnibus Plan&#8221;).&#160; The Omnibus Plan provides for
equity-based compensation incentives (the &#8220;awards&#8221;) through the grant of stock
options, stock appreciation rights, restricted stock, restricted stock units,
performance shares, cash-based awards and other stock-based awards. The
compensation cost for an award, determined based on the estimate of the fair
value at the grant date (considering forfeitures and any post-vesting
restrictions), is recognized over the period during which an employee or
director is required to provide services in exchange for an award, which is the
vesting period. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Stock-based compensation
accounting guidance requires the Corporation to develop an estimate of the
number of share-based awards that will be forfeited due to employee or director
turnover. Quarterly changes in the estimated forfeiture rate may have a
significant effect on share-based compensation, as the effect of adjusting the
rate for all expense amortization is recognized in the period in which the
forfeiture estimate is changed.&#160; If the actual forfeiture rate is higher than
the estimated forfeiture rate, an adjustment is made to increase the estimated
forfeiture rate, which will result in a decrease in the expense recognized in
the financial statements.&#160; If the actual forfeiture rate is lower than the
estimated forfeiture rate, then an adjustment is made to decrease the estimated
forfeiture rate, which will result in an increase in the expense recognized in
the financial statements.&#160; When unvested options or shares of restricted stock
are forfeited, any compensation expense previously recognized on the forfeited
awards is reversed in the period of the forfeiture.&#160; For additional information
regarding the Corporation&#8217;s equity-based compensation and awards granted, refer
to Note 22 &#8211; Stock-based Compensation, to the consolidated financial
statements.&#160;&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_9b839fba9fb4410aba48fa870_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&#160;&#160;&#160;&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:10.0pt;text-indent:0in;"><a name="XBRL_CS_33790c95c2494262b86f52f66"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Comprehensive income</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comprehensive income for First BanCorp.
includes net income and the unrealized gain (loss) on available-for-sale
securities, net of estimated tax effects.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_33790c95c2494262b86f52f66_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_76dce5f32ca44aa483828ba7b"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Segment
Information </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation reports financial and
descriptive information about its reportable segments. Operating segments are
components of an enterprise about which separate financial information is
available that is evaluated regularly by management in deciding how to allocate
resources and in assessing performance.&#160; The Corporation&#8217;s management
determined that the segregation that best fulfills the segment definition
described above is by lines of business for its operations in Puerto Rico, the
Corporation&#8217;s principal market, and by geographic areas for its operations
outside of Puerto Rico. As of December 31, 2017, the Corporation had six
operating segments that are all reportable segments: Commercial and Corporate
Banking; Mortgage Banking; Consumer (Retail) Banking; Treasury and Investments;
United States Operations; and Virgin Islands Operations. Refer to Note 34 &#8211;
Segment Information, to the consolidated financial statements for additional
information.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_6b9add39c26d4091b4e31bc15"></a><a name="XBRL_CS_76dce5f32ca44aa483828ba7b_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuation of financial instruments</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The measurement of fair value is
fundamental to the Corporation&#8217;s presentation of its financial condition and
results of operations. The Corporation holds fixed income and equity
securities, derivatives, investments, and other financial instruments at fair
value. The Corporation holds its investments and liabilities mainly to manage
liquidity needs and interest rate risks. A significant part of the
Corporation&#8217;s total assets is reflected at fair value on the Corporation&#8217;s
financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FASB&#8217;s authoritative guidance for fair
value measurement defines fair value as the exchange price that would be
received for an asset or paid to transfer a liability (an exit price) in the
principal or most advantageous market for the asset or liability in an orderly
transaction between market participants on the measurement date.&#160; This guidance
also establishes a fair value hierarchy for classifying financial instruments.
The hierarchy is based on whether the inputs to the valuation techniques used
to measure fair value are observable or unobservable. Three levels of inputs
may be used to measure fair value:<a name="XBRL_CS_6b9add39c26d4091b4e31bc15_bclEnd"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:6.0pt;">
  <td nowrap valign=bottom width=8% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=90% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap valign=top width=8% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 1</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=90% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Inputs
  are quoted prices (unadjusted) in active markets for identical assets or
  liabilities that the reporting entity has the ability to access at the measurement
  date.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=90% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td nowrap valign=top width=8% style="height:51.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level
  2</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:51.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=90% style="height:51.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Inputs
  other than quoted prices included within Level 1 that are observable for the
  asset or liability, either directly or indirectly, such as quoted prices for
  similar assets or liabilities; quoted prices in markets that are not active;
  or other inputs that are observable or can be corroborated by observable
  market data for substantially the full term of the assets or liabilities.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=90% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap valign=top width=8% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level
  3</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=90% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Valuations
  are observed from unobservable inputs that are supported by little or no
  market activity and that are significant to the fair value of the assets or
  liabilities.</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=8% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=90% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">183</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_184"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;<a name="XBRL_CS_2142a6989a2d4e50bbf5cd42b"></a>Under the fair value accounting
guidance, an entity has the irrevocable option to elect, on a
contract-by-contract basis, to measure certain financial assets and liabilities
at fair value at the inception of the contract and, thereafter, to reflect any
changes in fair value in current earnings. The Corporation did not make any
fair value option election as of December 31, 2017 or 2016. See Note 29 &#8211; Fair
Value, to the consolidated financial statements for additional information.&#160;&#160;&#160; <a name="XBRL_CS_2142a6989a2d4e50bbf5cd42b_bclEnd"></a></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_TS_62203c58740a44fcb7eeb5e9b"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income recognition&#8212; Insurance agency</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commission revenue
is recognized as of the effective date of the insurance policy. Additional
premiums and rate adjustments are recorded as they occur. The Corporation also
receives contingent commissions from insurance companies as additional
incentive for achieving specified premium volume goals and/or the loss
experience of the insurance placed by the Corporation. Contingent commissions
from insurance companies are recognized when determinable, which is generally
when such commissions are received or when the amount to be received is
reported to the Corporation by the insurance company. An allowance is created
for expected adjustments to commissions earned relating to policy
cancellations. Please refer to &#8220;Recently issued accounting standards and
recently adopted accounting pronouncements &#8211; Revenue Recognition&#8221; below for
additional information about the Corporation&#8217;s evaluation of insurance
commissions for purposes of the implementation of the new revenue recognition
accounting guidelines effective since January 1, 2018. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_TS_62203c58740a44fcb7eeb5e9b_bclEnd"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_9f2466af938a4da1bb835c4ef"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Advertising costs</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Advertising costs for all reporting
periods are expensed as incurred. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_9f2466af938a4da1bb835c4ef_bclEnd"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><a name="XBRL_CS_c58ac095dd79430984eecd496"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Earnings per common share</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Earnings per share-basic is calculated by
dividing net income attributable to common stockholders by the weighted-average
number of common shares issued and outstanding. Net income attributable to
common stockholders represents net income adjusted for any preferred stock
dividends, including any dividends declared, and any cumulative dividends
related to the current dividend period that have not been declared as of the
end of the period. Basic weighted-average common shares outstanding excludes
unvested shares of restricted stock that do not contain non-forfeitable
dividend rights. The computation of diluted earnings per share is similar to
the computation of basic earnings per share except that the number of
weighted-average common shares is increased to include the number of additional
common shares that would have been outstanding if the dilutive common shares
had been issued, referred to as potential common shares.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Potential dilutive common shares consist
of common stock issuable upon the assumed exercise of stock options, unvested
shares of restricted stock that do not contain non-forfeitable dividend rights,
and outstanding warrants using the treasury stock method.&#160; This method assumes
that the potential dilutive common shares are issued and outstanding and the
proceeds from the exercise, in addition to the amount of compensation cost
attributable to future services, are used to purchase common stock at the
exercise date.&#160; The difference between the numbers of potential dilutive shares
issued and the shares purchased is added as incremental shares to the actual
number of shares outstanding to compute diluted earnings per share.&#160; Stock
options, unvested shares of restricted stock that do not contain
non-forfeitable dividend rights, and outstanding warrants that result in lower
potential shares issued than shares purchased under the treasury stock method
are not included in the computation of dilutive earnings per share since their
inclusion would have an antidilutive effect on earnings per share. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><a name="XBRL_CS_c58ac095dd79430984eecd496_bclEnd"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></b></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">184</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_185"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Recently issued accounting standards and recently adopted
accounting pronouncements</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FASB has issued the following
accounting pronouncements and guidance relevant to the Corporation&#8217;s
operations:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Revenue Recognition</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In May 2014, the
FASB updated the Accounting Standards Codification (the &#8220;Codification&#8221; or the
&#8220;ASC&#8221;) to create a new, principles-based revenue recognition framework. The
Update is the culmination of efforts by the FASB and the International
Accounting Standards Board to develop a common revenue standard for GAAP and
International Financial Reporting Standards. The core principal of the guidance
is that an entity should recognize revenue to depict the transfer of promised
goods or services to customers in an amount that reflects the consideration to
which the entity expects to be entitled in exchange for those goods or
services. This guidance describes a 5-step process that entities can apply to
achieve the core principle of revenue recognition and requires disclosures
sufficient to enable users of financial statements to understand the nature,
amount, timing, and uncertainty of revenue and cash flows arising from
contracts with customers and the significant judgments used in determining that
information. The new framework is effective for public business entities, with
certain exceptions provided recently by the SEC staff, for annual periods
beginning after December 15, 2017, including interim periods within those
reporting periods, as a result of the FASB&#8217;s amendment to the standard to defer
the effective date by one year.&nbsp; Early adoption was permitted for interim
periods beginning after December 15, 2016. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
will adopt the guidance on January 1, 2018 using a modified retrospective
method.&#160; Due to materiality considerations, the Corporation does not expect to
record an adjustment to opening retained earnings.&#160; Management does not expect
a material change in the timing or measurement of revenues and the overall
impact to net income on an ongoing basis is expected to be immaterial.&#160; While
the guidance requires the evaluation of various revenue streams, the Update is
not applicable to financial instruments and, therefore, does not impact a
majority of the Corporation&#8217;s revenues, including net interest income and gain
on sale of loans. The Corporation also concluded that its credit cardholder fees
with the related rewards program and mortgage servicing fees are out of scope
of the new standard.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
has identified service charges on deposits and related cash management
services, insurance commissions, merchant-related income, and cards interchange
income as its most significant revenue streams within the scope of the
standard.&#160; For the revenue streams that were found in scope, management
reviewed in detail its most significant contracts with corresponding customers.
The contracts reviewed led management to conclude that the adoption of the
standard did not impact the Corporation&#8217;s accounting for the revenue generated
from service charges on deposits and related cash management services.&#160; These
depository arrangements are considered day-to-day contracts that do not extend
beyond the services performed, as customers have the right to terminate these
contracts with no penalty or, if any, nonsubstantive penalties. As a
consequence, the income recognition under the standard is not different from
the Corporation&#8217;s current practice.&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For insurance
commissions, which include regular and contingent commissions paid to the
Corporation&#8217;s insurance agency, the Corporation concluded that the agreements
contain a performance obligation related to the sale/issuance of the policy and
a post-issuance support performance obligation for which the revenue
recognition pattern will be different under the new standard.&#160; The difference
would be limited to the portion of the transaction price that is allocated to
post-issuance support performance obligations and the revenue recognized over
time for such performance obligations. Differences in the timing and amounts of
the revenue were analyzed and management concluded that such differences are
not expected to be material on an ongoing basis. In addition, contingent
commission income was found to be constrained, as defined under the new
standard, until payments are received, which is consistent with the
Corporation&#8217;s current practice. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For
merchant-related income, which evaluation included the consideration of a 2015
sale of merchant contracts that included sales of point of sale (&#8220;POS&#8221;)
terminals and entry into a marketing alliance under a revenue-sharing
agreement, the Corporation concluded that control of the POS terminals and
merchant contracts was transferred to the customer at the contract&#8217;s inception.
With respect to the related revenue-sharing agreement, the Corporation
satisfies the marketing alliance performance obligation over the life of the
contract and the associated transaction price is recognized as the entity
performs and any constraints over the variable consideration are resolved.
Management does not expect a material change in the timing or measurement of
revenues and the overall impact on an ongoing basis is expected to be
immaterial.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the cards
interchange income revenue stream, the Corporation concluded that the timing of
revenue recognition would be when the card holder presents the card for payment
and transactions are authorized. As a consequence, the income recognition is
unchanged from the Corporation&#8217;s timing of when will be recognized. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">185</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation also evaluated non-periodic transactions, such as
sales of OREO properties that typically occur at a point in time, and
management does not expect a material change on an ongoing basis in the timing
or measurement of revenues from these transactions.&#160; The Corporation continues
to evaluate the effect of changes in disclosures required by this guidance,
however, due to the short duration of contracts, the non-existent or immaterial
remaining performance obligations, and the absence of significant judgment that
would affect the timing and amounts of the revenue streams described above,
most of the disclosure requirements would not apply.&#160; In addition, management
believes that disclosure requirements related to disaggregation of revenues
into categories related to the impact of economic factors on the nature,
amount, timing and uncertainty of the Corporation&#8217;s revenue and cash flows are
substantially aligned with the current disclosures required for the Corporation&#8217;s
reportable segments.&#160; Refer to Note 34 &#8211; Segment information, to the
consolidated financial statements for information about revenues attributable
to each region and reportable segment, which reflects that more than 80% of the
Corporation&#8217;s revenues are derived from activities in Puerto Rico and more than
85% consist of net interest income and revenues not derived from contracts with
customers.&#160; Based on the above discussion, the Corporation does not expect any
material impact on the Corporation&#8217;s consolidated financial statements results
and required disclosures for the first quarter of 2018.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Recognition and Measurement of Financial
Assets and Liabilities </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In January 2016, the FASB updated the
Codification to require an entity to: (i) </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">measure equity investments at fair value through net income, with
certain exceptions, thus, eliminating eligibility for the current
available-for-sale category; (ii) present in OCI the changes in
instrument-specific credit risk for financial liabilities measured using the
fair value option; (iii) present financial assets and financial liabilities by
measurement category and form of financial asset; (iv) calculate the fair value
of financial instruments for disclosure purposes based on an exit price; and
(v) assess a valuation allowance on deferred tax assets related to unrealized
losses of available-for-sale debt securities in combination with other deferred
tax assets. The guidance provides an election to subsequently measure certain
nonmarketable equity investments at cost less any impairment, adjusted for
certain observable price changes. The guidance also requires a qualitative
impairment assessment of such equity investments and amends certain fair value
disclosure requirements. For public companies, the guidance is effective for
fiscal years beginning after December 15, 2017. Early adoption was only
permitted for the provision related to instrument-specific credit risk and the
fair value disclosure exemption provided to nonpublic entities. The Corporation
adopted the guidance on January 1, 2018, and does not expect any material
effect on its consolidated financial statements for the first quarter of 2018.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Lease Accounting</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In February 2016, the FASB updated the
Codification to provide guidance for the financial reporting about leasing
transactions. Under the new guidance, a lessee will be required to recognize
assets and liabilities for leases with lease terms of more than 12 months.
Consistent with current GAAP, the recognition, measurement, and presentation of
expenses and cash flows arising from a lease by a lessee primarily will depend
on its classification as a finance or operating lease. However, unlike current
GAAP, which requires only capital leases to be recognized on the balance sheet,
the guidance will require both types of leases to be recognized on the balance
sheet. The guidance will also require disclosures to help investors and other
financial statement users better understand the amount, timing, and uncertainty
of cash flows arising from leases. These disclosures include qualitative and
quantitative requirements, providing additional information about the amounts
recorded in the financial statements. The guidance on leases will take effect
for public companies for fiscal years, and interim periods within those fiscal
years, beginning after December 15, 2018. Early application is permitted. The
Corporation is currently evaluating the impact of the adoption of this guidance
on its consolidated financial statements.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accounting for Stock-Based Compensation</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In March 2016, the
FASB updated the Codification to simplify certain aspects of the accounting for
share-based payment transactions. The main provisions in this Update include:
(i) recognition of all tax benefits and tax deficiencies (including tax benefits
of dividends on share-based payment awards) as income tax expense or benefit in
the income statement; (ii) classification of the excess tax benefit along with
other income tax cash flows as an operating activity; (iii) an entity-wide
accounting policy election to either estimate the number of awards that are
expected to vest or account for forfeitures when they occur; (iv) a threshold
to qualify for equity classification that permits withholding up to the maximum
statutory tax rate in the applicable jurisdictions; and (v) classification of
cash paid by an employer as a financing activity when the payment results from
the withholding of shares for tax withholding purposes. For public business
entities, the amendments in this guidance are effective for annual periods
beginning after December 15, 2016, and interim periods within those annual
periods.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> The Corporation
adopted the provisions during the first quarter of 2017 without any material
impact on the Corporation&#8217;s consolidated financial statements. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accounting
for Financial Instruments &#8211; Credit Losses</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In June 2016, the FASB updated the
Codification to introduce new guidance for the accounting for credit losses on
instruments that</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">
includes an impairment model (known as the current expected credit loss
(&#8220;CECL&#8221;) model) that is based on expected losses rather than incurred losses</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. It also modifies the impairment model
for available-for-sale debt securities and provides for a simplified accounting
model for purchased financial assets with credit deterioration since their
origination. The CECL model will apply to: (1) financial assets subject to
credit losses and measured at amortized cost and (2) certain off-balance sheet
credit exposures. This includes loans, held-to-maturity debt securities, loan
commitments, financial guarantees, and net investments in leases, as well as
reinsurance and trade receivables. Upon initial recognition of the exposure,
the CECL model requires an entity to estimate the credit losses expected over
the life of an exposure (or pool of exposures). The estimate of expected credit
losses (&#8220;ECL&#8221;) should consider historical information, current information, and
reasonable and supportable forecasts, including estimates of prepayments.
Financial instruments with similar risk characteristics should be grouped
together when estimating ECL. The guidance does not prescribe a specific method
to make the estimate, so its application will require significant judgment. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Generally, upon initial recognition of a
financial asset, the estimate of the ECL will be recorded through an allowance
for loan and lease losses with an offset to current earnings. Subsequently, the
ECL will need to be reassessed each period, and both negative and positive
changes to the estimate will be recognized through an adjustment to the
allowance for loan and lease losses and earnings.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The guidance amends the current OTTI model
for available-for-sale debt securities. The new available-for-sale debt
security model will require an estimate of ECL only when the fair value is
below the amortized cost of the asset. The length of time the fair value of an
available-for-sale debt security has been below the amortized cost will no
longer impact the determination of whether a credit loss exists. As such, the
new available-for-sale debt security model is not an OTTI model. In addition,
credit losses on available-for-sale debt securities will now be limited to the
difference between the security&#8217;s amortized cost basis and its fair value. The
available-for-sale debt security model will also require the use of an
allowance to record estimated credit losses (and subsequent recoveries).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The purchased financial assets with credit
deterioration (&#8220;PCD&#8221;) model applies to purchased financial assets (measured at
amortized cost or available-for-sale) that have experienced more than
insignificant credit deterioration since origination. This represents a change
from the scope of what are considered purchased credit-impaired assets under
today&#8217;s model. In contrast to the accounting for originated or purchased assets
that do not qualify as PCD, the initial estimate of expected credit losses for
a PCD would be recognized through an allowance for loan and lease losses with
an offset to the cost basis of the related financial asset at acquisition
(i.e., there is no impact to net income at initial recognition). Subsequently,
the accounting will follow the applicable CECL or available-for-sale debt
security impairment model with all adjustments of the allowance for loan and
lease losses recognized through earnings. Beneficial interests classified as
held-to-maturity or available-for-sale will need to apply the PCD model if the
beneficial interest meets the definition of PCD or if there is a significant
difference between contractual and expected cash flows at initial recognition.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In general, the new guidance will require
modified retrospective application to all outstanding instruments, with a
cumulative effect adjustment recorded to opening retained earnings as of the
beginning of the first period in which the guidance becomes effective. However,
prospective application is required for PCD assets previously accounted for
under ASC 310-30 and for debt securities for which an OTTI was recognized prior
to the date of adoption.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This guidance also expands the disclosure
requirements regarding an entity&#8217;s assumptions, models, and methods for estimating
the allowance for loan and lease losses. In addition, public business entities
will need to disclose the amortized cost balance for each class of financial
asset by credit quality indicator, disaggregated by the year of origination
(i.e., by vintage year).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The guidance will be effective for public
business entities that are SEC filers in fiscal years beginning after December
15, 2019, including interim periods within those fiscal years. Early adoption
of the guidance will be permitted for fiscal years beginning after December 15,
2018, including interim periods within those fiscal years.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has developed a transition
roadmap in order to comply with the timely implementation of this new
accounting framework. The Corporation has created a Working Group with members
from multiple areas across the organization that is responsible for assessing
the impact of the standard, evaluating interpretative issues, and evaluating
the current credit loss models against the new guidance to determine any
changes necessary and other related implementation activities. The Working
Group provides periodic updates to the Corporation&#8217;s CECL Management Committee,
which has oversight responsibilities for the implementation efforts.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
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<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Statement
of Cash Flows Presentation - Restricted Cash&#160; </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In August 2016 and
November 2016, the FASB updated the Codification to provide specific guidance
on the classification and presentation of certain cash payments and cash
receipts, including changes in restricted cash, in the statement of cash flows.
This guidance is intended to reduce diversity in practice in how certain
transactions are classified in the statement of cash flows. This new accounting
guidance will result in some changes in classification in the consolidated
statement of cash flows, and will not have any impact on the Corporation&#8217;s
consolidated financial position or results of operations. For public business
entities, the amendments in this Update are effective for fiscal years
beginning after December 15, 2017, and interim periods within those fiscal
years. Early adoption was permitted. The amendments in this Update should be
applied using a retrospective transition method to each period presented. If it
is impracticable to apply the amendments retrospectively for some of the
issues, the amendments for those issues would be applied prospectively as of
the earliest date practicable. The Corporation does not expect any material
change in the statement of cash flows presentation upon adoption of this
guidance in the first quarter of 2018.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income Tax Impact of Intra-Entity
Transfers of Assets</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In October 2016,
the FASB updated the Codification to improve the accounting for the income tax
consequences of intra-entity transfers of assets other than inventory. With
this Update, entities are required to recognize the income tax consequences of
an intra-entity transfer of an asset other than inventory when the transfer
occurs. Under current GAAP, the recognition of current and deferred income
taxes for an intra-entity asset transfer is prohibited until the assets are
sold to an outside party. This Update does not include new disclosure
requirements; however, existing disclosure requirements might be applicable
when accounting for the current and deferred income taxes for an intra-entity
transfer of an asset other than inventory. For example, GAAP requires an entity
to disclose a comparison of income tax expense (benefit) with statutory
expectations (a rate reconciliation for public entities or a description of the
nature of each significant reconciling item for nonpublic entities) and also
requires an entity to disclose the types of temporary differences and
carryforwards that give rise to a significant portion of deferred income taxes.
For public business entities, the amendments in this Update are effective for
annual reporting periods beginning after December 15, 2017, including interim
reporting periods within those annual reporting periods. Early adoption was
permitted for all entities as of the beginning of an annual reporting period
for which financial statements (interim or annual) have not been issued or made
available for issuance. The Corporation adopted this guidance in the first
quarter of 2018 and does not expect any material impact on its consolidated
financial statements for the first quarter of 2018.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Variable Interest Entities &#8211; Primary
Beneficiary Determination</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In October 2016, the FASB updated the
Codification to </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN style="font-size:10.0pt;">modify
the criteria used by a reporting entity when determining if it is the primary
beneficiary of a VIE when the entities are under common control and the
reporting entity has indirect interests in the VIE through related parties. If
the reporting entity meets the first criteria in that it has the power to
direct the activities of the VIE that are most significant to its economic
performance, it is required to consider all interests held indirectly through
related entities on a proportionate basis in determining if it meets the second
criterion, the obligation to absorb losses of the VIE, or the right to receive
benefits from it that are potentially significant to the VIE. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amendments in this Update are
effective for public business entities for fiscal years beginning after
December 15, 2016, including interim periods within those fiscal years. Early
adoption was permitted, including adoption in an interim period. The adoption
of this guidance in 2017 did not have an impact on the Corporation&#8217;s
consolidated financial statements.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Clarifying the Definition of a Business</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In January 2017, the FASB updated the
Codification to clarify the definition of a business with the objective of
providing guidance to assist entities with evaluating whether transactions
should be accounted for as acquisitions (or disposals) of assets or businesses.
Under current GAAP, there are three elements of a business&#8212;inputs, processes,
and outputs. While an integrated set of assets and activities (collectively
referred to as a &#8220;set&#8221;) that is a business usually has outputs, outputs are not
required to be present. In addition, all the inputs and processes that a seller
uses in operating a set are not required if market participants can acquire the
set and continue to produce outputs, for example, by integrating the acquired
set with their own inputs and processes. The amendments in this Update provide
a screen to determine when a set is not a business. The screen requires that
when substantially all of the fair value of the gross assets acquired (or
disposed of) is concentrated in a single identifiable asset or a group of
similar identifiable assets, the set is not a business. This screen reduces the
number of transactions that need to be further evaluated. If the screen is not
met, the amendments in this Update (1) require that to be considered a
business, a set must include, at a minimum, an input and a substantive process
that together significantly contribute to the ability to create output; and (2)
remove the evaluation of whether a market participant could replace missing
elements. The amendments provide a framework to assist entities in evaluating
whether both an input and a substantive process are present. The framework
includes two sets of criteria to consider that depend on whether a set has
outputs. Although outputs are not required for a set to be a business, outputs
generally are a key element of a business; therefore, the FASB has </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">developed more stringent criteria for sets without
outputs.</font></font><font face=Arial,sans-serif style="border:none;"><font face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Public business
entities should apply the amendments in this Update to annual periods beginning
after December 15, 2017, including interim periods within those periods. The
impact of this guidance will depend upon future acquisition and disposal
activities of the Corporation.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subsequent Measurement of Goodwill</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In January 2017, the FASB updated the
Codification </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">to simplify the
subsequent measurement of goodwill by eliminating &#8220;Step 2&#8221;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">from the goodwill impairment test.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
computing the implied fair value of goodwill</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">under Step 2,
an entity had to perform procedures to determine the fair value at the
impairment testing date of assets and liabilities (including unrecognized
assets and liabilities) following the procedure that would be required in
determining the fair value of assets acquired and liabilities assumed in a
business combination. Instead, under the amendments in this Update, an entity
should perform its annual, or interim, goodwill impairment test by comparing
the fair value of a reporting unit with its carrying amount. An entity should
recognize an impairment charge for the amount by which the carrying amount
exceeds the reporting unit&#8217;s fair value; however, the loss recognized should
not exceed the total amount of goodwill allocated to that reporting unit. In
addition, an entity should consider income tax</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">effects
from any tax deductible goodwill on the carrying amount of the reporting unit
when measuring the goodwill impairment loss, if applicable. This Update also
eliminates the requirements for any reporting unit with a zero or negative
carrying amount to perform a qualitative assessment and, if it fails that</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">qualitative test, to perform Step 2 of the goodwill impairment
test. Therefore, the</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">same impairment assessment applies to all
reporting units. An entity is required to</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">disclose the
amount of goodwill allocated to each reporting unit with a zero or</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">negative carrying amount of net assets. Furthermore, entities
still have the option to perform the qualitative assessment for a reporting</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">unit to determine if the quantitative impairment test is
necessary. For public business entities, the amendments in this Update are
effective for their annual or any interim goodwill impairment tests in fiscal
years beginning after December 15, 2019.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> The impact of this guidance will depend upon the performance of
the reporting units and the market conditions impacting the fair value of each
reporting unit going forward. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amortization of Premiums and Discounts of
callable debt securities</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In March 2017, the FASB updated the
Codification to shorten the amortization period for certain purchased callable
debt securities held at a premium. Specifically, the amendments require the
premium to be amortized to the earliest call date. With respect to securities
held at a discount, the amendments do not require an accounting change; thus,
the discount continues to be amortized to maturity. Under current GAAP,
premiums and discounts on callable debt securities generally are amortized to
the maturity date. An entity must have a large number of similar loans to
consider estimates of future principal prepayments when applying the interest
method. However, an entity that holds an individual callable debt security at a
premium may not amortize that premium to the earliest call date. If that
callable debt security is subsequently called, the entity records a loss equal
to the unamortized premium. The amendments in this Update more closely align
the amortization period of premiums and discounts to expectations incorporated
in market pricing on the underlying securities. In most cases, market
participants price securities to the call date that produces the worst yield
when the coupon is above current market rates (that is, the security is trading
at a premium) and price securities to maturity when the coupon is below market
rates (that is, the security is trading at a discount) in anticipation that the
borrower will act in its economic best interest. As a result, the amendments
more closely align interest income recorded on bonds held at a premium or a
discount with the economics of the underlying instrument. For public business
entities, the amendments in this Update are effective for fiscal years, and
interim periods within those fiscal years, beginning after December 15, 2018.
The adoption of this guidance is not expected to have a material impact on the
Corporation&#8217;s consolidated statement of financial condition or results of
operations. As of December 31, 2017, the Corporation had $<a name="XBRL_CS_91813236733942f0b5a3e5339"></a><a name="XBRL_CS_aaa39770c14f4c7e980200b25"></a><a name="XBRL_CS_aaa39770c14f4c7e980200b25_bclEnd"></a>4.1<a name=BookmarkName47></a><a name="BookmarkName47_bclEnd"></a> <a name="XBRL_CS_91813236733942f0b5a3e5339_bclEnd"></a>million of callable debt
securities held at a premium (unamortized premium of $<a name="XBRL_CS_df71a9b5e3d2482689bc16fea"></a><a name="XBRL_CS_ae7bfec5bcfd46a292c139060"></a><a name="XBRL_CS_ae7bfec5bcfd46a292c139060_bclEnd"></a>47<a name=BookmarkName48></a><a name="BookmarkName48_bclEnd"></a><a name="XBRL_CS_df71a9b5e3d2482689bc16fea_bclEnd"></a> thousand).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Clarifying what Changes Qualify as a
Modification of a Shared-Based Payment Award</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In May 2017, the FASB updated the
codification to reduce the cost and complexity when applying ASC Topic 718 and
standardize the practice of applying Topic 718 to financial reporting. Topic
718 prescribes the accounting treatment of a modification in the terms or
conditions of a share-based payment award. The guidance clarifies what changes
would qualify as a modification. This was done by better defining what does not
constitute a modification. In order for a change to a share-based arrangement
to not require Topic 718 modification treatment, all of the following must be
met: (i) the fair value (or alternative measurement method used) of the
modified award equals the fair value (or alternative measurement method used)
of the original award immediately before the original award is modified; (ii)
the vesting conditions of the modified award are the same as the vesting
conditions of the original award immediately before the original award is
modified; and (iii) the classification of the modified award as an equity
instrument or a liability instrument is the same as the classification of the
original award immediately before the original award is modified. The current
disclosure requirements in Topic 718 apply regardless of whether an entity is
required to apply modification accounting under this Update. The amendments in
this Update should be applied prospectively to an award modified on or after
the adoption date. The amendments in this Update are effective for annual
periods, and interim periods within those annual periods, beginning after
December 15, 2017. Early adoption is permitted. The Corporation&#8217;s Omnibus Plan
provides for equity-based compensation incentives through the grant of </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">189</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_190"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">stock options, stock appreciation rights, restricted
stock, restricted stock units, performance shares, cash-based awards and other
stock-based awards. If any change occurs in the future to awards issued under
the Omnibus Plan, the Corporation will evaluate it under this guidance.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivatives and Hedging</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In August 2017, the FASB updated the
Codification to: (i) expand hedge accounting for nonfinancial and financial
risk components and amend measurement methodologies to more closely align hedge
accounting with a company&#8217;s risk management activities; (ii) decrease the
complexity of preparing and understanding hedge results by eliminating the
separate measurement and reporting of hedge ineffectiveness; (iii) enhance
transparency, comparability, and understanding of hedge results through
enhanced disclosures and changing the presentation of hedge results to align
the effects of the hedging instrument and the hedged item; and (iv) reduce the
cost and complexity of applying hedge accounting by simplifying the manner in
which assessments of hedge effectiveness may be performed. This Update is
effective for fiscal years, and interim periods within those fiscal years,
beginning after December 15, 2018. Early adoption is permitted. The guidance
requires companies to apply requirements to existing hedging relationships on
the date of adoption, and the effect of the adoption should be reflected as of
the beginning of the fiscal year of adoption. As of December 31, 2017, all of
the derivatives held by the Corporation were considered economic undesignated
hedges. The adoption of this guidance is not expected to have a material impact
on the Corporation&#8217;s consolidated statement of financial condition or results
of operations. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:0in;"><a name="XBRL_TS_064ffea890a649b0a9d4c48f3"></a><a name="XBRL_TS_b7a82f3d194b42f5be79dd892"></a><a name="XBRL_CS_1d5a7890361d4cbba69178aac"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">NOTE 2 &#8211;</font></b></font><a name="XBRL_CS_1d5a7890361d4cbba69178aac_bclEnd"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;"> NATURAL DISASTERS
AFFECTING FIRST BANCORP. IN 2017</font></b></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Two strong hurricanes affected the Corporation&#8217;s service areas
during 2017.&#160; Early in September, Hurricane Irma, a <a name="XBRL_CS_91501ebfb215414183820d950"></a>Category 5 hurricane<a name="XBRL_CS_91501ebfb215414183820d950_bclEnd"></a>, affected the eastern
Caribbean islands, including the U.S. Virgin Islands of St. Thomas and St. John
and Tortola in the British Virgin Islands and, to a lesser extent, the U.S.
Virgin Island of St. Croix and Puerto Rico. After hitting the eastern
Caribbean, Hurricane Irma made landfall along Florida&#8217;s southwest shoreline.&#160;
Two weeks after Hurricane Irma sideswiped Puerto Rico, Hurricane Maria made
landfall in the south east corner of Puerto Rico as a <a name="XBRL_CS_54e8b675063248589c00fafa8"></a>Category 4 hurricane<a name="XBRL_CS_54e8b675063248589c00fafa8_bclEnd"></a> and exited on the northern
coast at a point between the cities of Arecibo and Barceloneta after battering
other islands in the Caribbean, including St. Croix.&#160; These hurricanes caused widespread
property damage, flooding, power outages, water and communication services
interruptions, and have severely disrupted normal economic activity in all of
these regions.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
summarizes the more significant financial repercussions of these natural
disasters for the Corporation and for its major subsidiary, FirstBank.</font></font></p>

<p style="border:none;margin-left:0in;margin-right:0in;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit Quality and Allowance for Loan and
Lease Losses</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of the end of the third quarter of 2017, the Corporation established a $<a name="XBRL_CS_dddfcfb4a26c46bcbccf89467"></a><a name=BookmarkName49></a>66.5 <a name="BookmarkName49_bclEnd"></a><a name="XBRL_CS_dddfcfb4a26c46bcbccf89467_bclEnd"></a>million allowance for loan and lease losses directly related to the initial estimate, based on available information, of inherent losses resulting from the impact of the storms.&#160; During the fourth quarter of 2017, loan officers performed reviews of the storms&#8217; impact on large commercial borrowers, and the results of these reviews were factored into the determination of the allowance for loan and lease losses as of December 31, 2017. The Corporation recorded an incremental provision expense of $<a name="XBRL_CS_e2bea7c0a2434a599895382ae"></a>4.8 <a name="XBRL_CS_e2bea7c0a2434a599895382ae_bclEnd"></a>million during the fourth quarter of 2017, primarily related to an increase in estimated losses associated with the effects of the hurricanes on its commercial and construction loans. The storm-related allowance as of December 31, 2017 amounted to $68.5 million (net of a $2.8 million charge off taken on a storm-impacted credit during the fourth quarter of 2017). The Corporation&#8217;s approach to estimating the storms&#8217; impact on credit quality is presented in Note 10 &#8211; Allowance for Loan and Lease Losses, to the consolidated financial statements.</font></font></p><p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p><p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interruptions in regular collection efforts caused by Hurricanes Irma and Maria adversely affected the Corporation&#8217;s non-performing loan statistics.&#160; Non-performing residential mortgage loans increased in the second half of 2017 by $<a name="XBRL_CS_4b10738ac72d498591143e5f6"></a><a name=BookmarkName50></a>23.0 <a name="BookmarkName50_bclEnd"></a><a name="XBRL_CS_4b10738ac72d498591143e5f6_bclEnd"></a>million to $178.3 million as of December 31, 2017 and non-performing commercial and construction loans increased in the second half of 2017 by $<a name="XBRL_CS_a8051f60f16b4304b67f093f8"></a>59.4 <a name="XBRL_CS_a8051f60f16b4304b67f093f8_bclEnd"></a>million to $<a name="XBRL_CS_1160eddf85fd46f0835ec25b0"></a>294.4 <a name="XBRL_CS_1160eddf85fd46f0835ec25b0_bclEnd"></a>million as of December 31, 2017.&#160; Refer to Note 9 &#8211; Loans Held For Investment, to the consolidated financial statements for additional information about early delinquency statistics and payment deferral programs established by the Corporation to assist individuals and businesses affected by the recent hurricanes.</font></font></p><p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Disaster Response Plan Costs, Casualty
Losses and Related Insurance</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
implemented its disaster response plan as these hurricanes approached its
service areas.&#160; To operate in disaster response mode, the Corporation incurred
expenses for, among other things, buying diesel fuel and generators for
electric power, debris removal, security matters, and emergency communications
with customers regarding the status of Bank operations.&#160; The disaster </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">190</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_191"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">response plan costs, combined with payroll and rental
costs during the idle time caused by the hurricanes, totaled $<a name="XBRL_CS_b575994a14fa475fa9c3694d1"></a><a name=BookmarkName51></a>6.6 <a name="BookmarkName51_bclEnd"></a><a name="XBRL_CS_b575994a14fa475fa9c3694d1_bclEnd"></a>million as of December 31,
2017. Also, certain of the Corporation&#8217;s facilities and their contents were
damaged by these hurricanes.&#160; The Corporation has recognized asset impairments
of approximately $0.6 million as of December 31, 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
maintains insurance for casualty losses as well as for disaster response costs
and certain revenue lost through business interruption. Management believes,
that recovery of $4.8 million of the $<a name="XBRL_CS_e99331074a5e4518b4d4be871"></a><a name=BookmarkName52></a>7.2 <a name="BookmarkName52_bclEnd"></a><a name="XBRL_CS_e99331074a5e4518b4d4be871_bclEnd"></a>million above-mentioned
costs and asset impairments identified as of December 31, 2017 is probable.&#160; Accordingly,
as of December 31, 2017, a receivable of $<a name=BookmarkName53></a><a name="XBRL_CS_47ffbaea087649ea91a2815c9"></a>4.8<a name="XBRL_CS_47ffbaea087649ea91a2815c9_bclEnd"></a> <a name="BookmarkName53_bclEnd"></a>million was included in the consolidated
statement of financial condition as part of &#8220;Other assets&#8221; for the expected
recovery. The impairments, recoverable expenses and expected recoveries are
included as part of &#8220;Other non-interest income&#8221; in the statement of income.
Non-interest expenses for 2017, reflect approximately $<a name="XBRL_CS_430efaf5906f4dec8b25749b3"></a>2.5 <a name="XBRL_CS_430efaf5906f4dec8b25749b3_bclEnd"></a>million of insurance
deductibles related to damages assessed on certain OREO properties and
estimated storm-related costs not recoverable under insurance policies. Management
also believes that there is a possibility that some gains will be recognized
with respect to casualty and lost revenue claims in future periods, but this is
contingent on reaching agreement on the Corporation&#8217;s claims with the insurance
carriers.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity Management</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
experienced rapid accumulation of deposits after the hurricanes. Total deposits
as of December 31, 2017, excluding brokered CDs, increased by $<a name="XBRL_CS_164252cadd4c4af6b25eafa90"></a>361.5 <a name="XBRL_CS_164252cadd4c4af6b25eafa90_bclEnd"></a>million from September 30,
2017. The most significant increase was in noninterest-bearing demand deposits,
which grew <a name="XBRL_CS_b1c423b847bb4bdc8b0caf2e0"></a>16<a name="XBRL_CS_b1c423b847bb4bdc8b0caf2e0_bclEnd"></a>%, or $<a name="XBRL_CS_9e808989da504a50a7be23887"></a>247.5 <a name="XBRL_CS_9e808989da504a50a7be23887_bclEnd"></a>million, during the fourth
quarter of 2017. Storm-related factors, such as the effect of the payment
deferral programs and disaster relief funds, contributed to this accumulation.&#160;
Although management expects the balances accumulated by deposit customers in
the storm-affected areas to reduce over time, it is difficult to predict when
and to what degree, and there may be some further growth as insurance claims
are resolved and additional disaster-recovery funds are distributed. Funds from
the deposit build-up were primarily deposited at the Federal Reserve Bank,
pending better information on the volatility of these funds.</font></font><a name="XBRL_TS_064ffea890a649b0a9d4c48f3_bclEnd"></a><a name="XBRL_TS_b7a82f3d194b42f5be79dd892_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_TS_2500ec1ce6aa461fb2575f30f"></a><a name="XBRL_CS_f1d7370661bf42b5a2bec8182"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 3 &#8211; BUSINESS COMBINATION</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
made no acquisitions or any other business combinations during the years ended
December 31, 2017 and 2016. On February 27, 2015, FirstBank acquired <a name="XBRL_CS_98a6565863da453b96cea46d5"></a>10<a name="XBRL_CS_98a6565863da453b96cea46d5_bclEnd"></a> Puerto Rico branches of
Doral Bank, assumed $<a name="XBRL_CS_359dbec0a77e4efe9e4b94ccc"></a><a name="XBRL_CS_01c823da89b8481f931f5bbfc"></a>522.7<a name="XBRL_CS_01c823da89b8481f931f5bbfc_bclEnd"></a><a name="XBRL_CS_359dbec0a77e4efe9e4b94ccc_bclEnd"></a> million in deposits
related to such branches, acquired loans that had an approximate principal
balance of $<a name="XBRL_CS_587c55db27074f0aaee7a6ae6"></a><a name="XBRL_CS_dbdff347f44e4d6d86d5c327b"></a>324.8 <a name="XBRL_CS_587c55db27074f0aaee7a6ae6_bclEnd"></a><a name="XBRL_CS_dbdff347f44e4d6d86d5c327b_bclEnd"></a>million, primarily residential
mortgage loans, acquired $<a name="XBRL_CS_14c98315db2d4617848e3c71a"></a><a name="XBRL_CS_059ad935873b471f87a94cb6c"></a>5.5<a name="XBRL_CS_059ad935873b471f87a94cb6c_bclEnd"></a><a name="XBRL_CS_14c98315db2d4617848e3c71a_bclEnd"></a> million of property, plant
and equipment and received $<a name="XBRL_CS_2fdbf073f0f445c1b89388cac"></a><a name="XBRL_CS_38b19e86939d41aa9cb37a7d5"></a>217.7<a name="XBRL_CS_38b19e86939d41aa9cb37a7d5_bclEnd"></a> <a name="XBRL_CS_2fdbf073f0f445c1b89388cac_bclEnd"></a>million of cash, through an
alliance with Popular, who was the successful lead bidder with the FDIC on the
failed Doral Bank, as well as other co-bidders. This transaction solidified
FirstBank as the second largest bank in Puerto Rico, enhanced FirstBank&#8217;s
presence in geographical areas in Puerto Rico with growth potential for
deposits and mortgage originations (two of the main business strategies of
FirstBank), and provided a stable source of low-cost deposits.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the FDIC&#8217;s
bidding format, Popular was the lead bidder and party to the purchase and
assumption agreement with the FDIC covering all assets and deposits to be
acquired by Popular and the co-bidders. Popular entered into back to back
purchase assumption agreements with the co-bidders, including FirstBank, for
the transferred assets and deposits. There is no loss-share arrangement with
the FDIC related to the acquired assets, meaning that FirstBank assumed all
losses with respect to such assets, with no financial assistance from the FDIC.
</font></font><a name="XBRL_CS_f1d7370661bf42b5a2bec8182_bclEnd"></a><a name="XBRL_TS_2500ec1ce6aa461fb2575f30f_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">191</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_192"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.75pt;">
  <td colspan=5 width=100% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; The Corporation accounted
  for this transaction as a business combination. The following table identifies
  the fair values of assets acquired and liabilities assumed from Doral Bank on
  February 27, 2015:
  </font></td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=55% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=18% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Asset/Liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(at Fair Value)</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=55% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">ASSETS</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Cash</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">217,659</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">311,410</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Premises
  and equipment, net</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,450</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Core
  Deposit Intangible</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,820</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total assets acquired </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">540,339</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">LIABILITIES</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deposits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">523,517</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,379</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=55% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Net assets - Bargain purchase gain</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,443</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=55% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_61701cc2cb244bc3a166df22b"></a><a name="XBRL_TS_3c0fd82da727495f86f638aa5"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The application of the acquisition method of accounting resulted
in a bargain purchase gain of $13.4 million, which is included in non-interest
income in the Corporation&#8217;s consolidated statement of income for the year ended
December 31, 2015, and a core deposit intangible of $5.8 million ($3.7 million
- December 31, 2017; $4.4 million - December 31, 2016). Before the bargain
purchase gain recognition, the Corporation reassessed whether all of the assets
acquired and liabilities assumed had been appropriately identified, recognized
and measured. The net after-tax gain of $</font></font><a name="XBRL_CS_d5c317e619b74dc090554e77c"></a><a name="XBRL_CS_2d141e5d279d468297ce98342"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">8.2</font></font><a name="XBRL_CS_2d141e5d279d468297ce98342_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><a name="XBRL_CS_d5c317e619b74dc090554e77c_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million represents the excess of the estimated fair value
of the assets acquired (including cash payments received from the FDIC) over
the estimated fair value of the liabilities assumed. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following is a description of the
methods used to determine the fair values of significant assets and liabilities
presented above: </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash and due from banks</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8211; The carrying amount of these assets is
a reasonable estimate of fair value based on the short-term nature of these
assets. This balance primarily represents the cash settlement received from
Popular for the net equity received, the discount bid for the assets and other
customary closing adjustments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=#1F497D style="border:none;"><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8211; Fair values for loans were based on a discounted cash
flow methodology that uses market-driven assumptions such as prepayment rate,
default rate, and loss severity on a loan level basis.&nbsp; The forecasted
cash flows were then discounted by yields observed in sales of similar
portfolios in Puerto Rico and the continental U.S. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation evaluated the residential
mortgage loans acquired and determined that $<a name="XBRL_CS_bdc3f635ccba4dfdb5fd1309c"></a><a name="XBRL_CS_fa591c3daf794469b1e5f7f30"></a>227.9<a name="XBRL_CS_bdc3f635ccba4dfdb5fd1309c_bclEnd"></a><a name="XBRL_CS_fa591c3daf794469b1e5f7f30_bclEnd"></a>&nbsp;million were
non-credit impaired purchased loans, which were accounted for in accordance
with the provisions of FASB ASC Topic 310-20, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Nonrefundable Fees and Other
Costs</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, and were recorded with a premium of $<a name="XBRL_CS_39aed14126944ca1b237292a5"></a><a name="XBRL_CS_db958dadb9cf4a2b993c22949"></a>1.3<a name="XBRL_CS_db958dadb9cf4a2b993c22949_bclEnd"></a> <a name="XBRL_CS_39aed14126944ca1b237292a5_bclEnd"></a>million. The remaining
approximately $<a name="XBRL_CS_fe0e5595e902437ea3444ea52"></a><a name="XBRL_CS_d7e76111befc4fb896cd6dc6d"></a>93.3<a name="XBRL_CS_d7e76111befc4fb896cd6dc6d_bclEnd"></a><a name="XBRL_CS_fe0e5595e902437ea3444ea52_bclEnd"></a> million of residential
mortgage loans were considered purchased credit impaired loans within the
provisions of FASB ASC Topic 310-30, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans and Debt Securities Acquired with
Deteriorated Credit Quality</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, and were recorded with a $<a name="XBRL_CS_5250dd6122264a4789e97067f"></a><a name="XBRL_CS_e970b54292b54c66b3088f47f"></a>13.4<a name="XBRL_CS_e970b54292b54c66b3088f47f_bclEnd"></a> <a name="XBRL_CS_5250dd6122264a4789e97067f_bclEnd"></a>million discount. The
Corporation recognizes interest income on these purchased credit impaired loans
through accretion of the difference between the fair value of the loans and the
expected cash flows. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Core deposit intangible</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8211; This intangible asset represents the
value of the relationships that Doral Bank had with its deposit customers. The
fair value of this intangible asset was estimated based on a discounted cash
flow methodology that gave appropriate consideration to expected customer
attrition rates, the cost of the deposit base, and the net maintenance cost
attributable to customer deposits. The Corporation recorded at acquisition $5.8
million of core deposit intangible. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Deposits</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8211; The fair values used for the demand and
savings deposits that comprise the transaction accounts acquired, by
definition, equal the amounts payable on demand at the acquisition date.
&nbsp;A fair value adjustment of $<a name="XBRL_CS_cd2c00652db8443c8f6ac41fe"></a><a name="XBRL_CS_487f13780c844dd1bcc100608"></a>0.8 <a name="XBRL_CS_487f13780c844dd1bcc100608_bclEnd"></a><a name="XBRL_CS_cd2c00652db8443c8f6ac41fe_bclEnd"></a>million was applied for
time deposits because the estimated weighted-average interest rate of the
assumed certificates of deposits was estimated to be above the then prevailing
market rates</font><font color=#1F497D face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">192</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_193"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ASC Topic 805 requires the measurement of all recognized assets
acquired and liabilities assumed in a business combination at their
acquisition-date fair values. Accordingly, the Corporation initially recorded
amounts for the fair values of the assets acquired and liabilities assumed
based on the best information available at the acquisition date. The
Corporation could retrospectively adjust these amounts to reflect new
information obtained during the measurement period (not to exceed 12 months)
about facts and circumstances that existed as of the acquisition date that, if
known, would have affected the acquisition-date fair value measurements. No
retrospective adjustments to acquisition date fair values were recorded. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2015, the
Corporation incurred $<a name="XBRL_CS_1c99ea1ca0cb48cdb0e142030"></a><a name="XBRL_CS_45928fcfbf254753bf23beb14"></a><a name="XBRL_CS_b458f1c40a824980b9a21db68"></a>4.6<a name="XBRL_CS_b458f1c40a824980b9a21db68_bclEnd"></a> <a name="XBRL_CS_1c99ea1ca0cb48cdb0e142030_bclEnd"></a><a name="XBRL_CS_45928fcfbf254753bf23beb14_bclEnd"></a>million for acquisition and
conversion costs related to loans and deposit accounts acquired from Doral Bank
that are considered non-recurring in nature, and $<a name="XBRL_CS_8f3a740f91cc49a1a7f37fcfe"></a><a name="XBRL_CS_345877dd7f0d42b3927ed3b01"></a><a name="XBRL_CS_7429e65827ba4d76a5e2255a1"></a>3.6<a name="XBRL_CS_7429e65827ba4d76a5e2255a1_bclEnd"></a> <a name="XBRL_CS_345877dd7f0d42b3927ed3b01_bclEnd"></a><a name="XBRL_CS_8f3a740f91cc49a1a7f37fcfe_bclEnd"></a>million on interim
servicing costs until the completion in May 2015 of the conversion to the
FirstBank systems. These expenses are primarily included as part of
professional fees in the consolidated statement of income.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
operating results for the year ended December 31, 2015 include the operating
results of the acquired assets and assumed liabilities subsequent to the
acquisition date. The Corporation also considered the pro forma requirements of
ASC 805 and deemed it not necessary to provide pro forma financial information
pursuant to that standard for the Doral Bank transaction as it was not material
to the Corporation.</font></font><a name="XBRL_TS_3c0fd82da727495f86f638aa5_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><a name="XBRL_CS_61701cc2cb244bc3a166df22b_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_64d460ea8e764374ab6e87224"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 4 &#8211; RESTRICTIONS ON CASH AND DUE FROM
BANKS</font></b></font><a name="XBRL_CS_64d460ea8e764374ab6e87224_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_19c8c0e12bd541fb9932227c2"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s bank subsidiary,
FirstBank, is required by law to maintain minimum average weekly reserve
balances to cover demand deposits.&#160; The amount of those minimum average weekly
reserve balances for the period that covered December&nbsp;31, 2017 was $</font></font><a name="XBRL_CS_acf1498843774a5a8952344c9"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">337.1</font></font><a name="XBRL_CS_acf1498843774a5a8952344c9_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million (2016&nbsp;&#8212; $<a name="XBRL_CS_1675a9a1d73c47e5b17fb1875"></a>276.2<a name="XBRL_CS_1675a9a1d73c47e5b17fb1875_bclEnd"></a> million). As of
December&nbsp;31, 2017 and 2016, the Bank complied with the requirement.&#160; Cash
and due from banks as well as other short-term, highly liquid securities are
used to cover the required average reserve balances.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December&nbsp;31, 2017, and as required by the Puerto Rico International
Banking Law, the Corporation maintained $<a name="XBRL_CS_4bcb71aee19d49e3a79684685"></a>300,000<a name="XBRL_CS_4bcb71aee19d49e3a79684685_bclEnd"></a> in time deposits, which
were considered restricted assets related to FirstBank Overseas Corporation, an
international banking entity that is a subsidiary of FirstBank.</font></font><a name="XBRL_CS_19c8c0e12bd541fb9932227c2_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_57b0e3c3fd8342f89f5c58cc6"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 5 &#8211; MONEY MARKET INVESTMENTS</font></b></font><a name="XBRL_CS_57b0e3c3fd8342f89f5c58cc6_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><a name="XBRL_CS_a91f6a1309914c0cac7066f5f"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Money market investments are composed of time deposits with other
financial institutions with original maturities of twelve months or less and
short-term investments with original maturities of three months or less.&#160; </font></font><a name="XBRL_CS_a91f6a1309914c0cac7066f5f_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Money
  market investments as of December 31, 2017 and 2016 were as follows:</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=76% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Time
  deposits with other financial institutions, weighted-average interest rate of
  1.02%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  (2016- 0.95%)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,126</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,800</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  short-term investments, weighted-average interest rate of 0.29%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  (2016 - weighted-average interest rate of 0.30%)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,289</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,294</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=76% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,415</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,094</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_f49b2b74b7b946a9afcbffe5f"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017 and 2016, the
Corporation had no money market investments pledged as collateral. </font></font><a name="XBRL_CS_f49b2b74b7b946a9afcbffe5f_bclEnd"></a></p>

<a name="XBRL_CS_5caa39a9794c498e94264c837"></a>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">193</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_194"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">NOTE 6 &#8211; INVESTMENT SECURITIES</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">Investment
Securities Available for Sale</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
amortized cost, non-credit loss component of OTTI recorded in OCI, gross
unrealized gains and losses recorded in OCI, approximate fair value, and
weighted-average yield of investment securities available for sale by
contractual maturities as of December 31, 2017 and 2016 were as follows:</font></font><a name="XBRL_CS_5caa39a9794c498e94264c837_bclEnd"></a></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 nowrap valign=bottom width=72% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Noncredit Loss Component of
  OTTI Recorded in OCI</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=23% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap rowspan=3 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair value</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 valign=bottom width=27% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=23% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted-</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=25% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gains</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Losses</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">average yield%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">U.S.
  Treasury securities:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,458</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,401</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.29</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Obligations
  of U.S. government-sponsored</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  agencies:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Due within one year</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,471</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">319</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,152</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.06</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 1 to 5 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">309,472</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,735</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">305,765</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.42</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 5 to 10 years</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,451</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">117</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">319</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,249</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.72</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,769</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">149</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,621</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.84</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Puerto
  Rico government</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  obligations:</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 5 to 10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,071</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,118</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.14</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,972</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,277</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,695</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.97</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">United
  States and Puerto</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Rico government</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  obligations</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">621,664</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">193</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,856</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">616,001</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.70</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage-backed
  securities:</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;FHLMC
  certificates:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  5 to 10 years</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,658</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,609</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.14</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">297,733</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">217</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,853</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">293,097</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.23</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">316,391</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">231</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,916</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">311,706</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.23</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;GNMA
  certificates:&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">81</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">82</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.23</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  5 to 10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">69,661</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,244</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">70,905</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.05</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" style="font-size:8.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">145,067</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,910</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">334</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">150,643</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.81</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">214,809</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,155</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">334</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">221,630</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.56</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;FNMA
  certificates:</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,831</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">294</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">109</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,016</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.69</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  5 to 10 years</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,934</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">818</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,116</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.83</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">613,129</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,180</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,401</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">609,908</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.43</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">683,894</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,474</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,328</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">680,040</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.39</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Collateralized
  mortgage obligations</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  guaranteed by the FHLMC</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  and GNMA:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,918</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:8.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:8.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:8.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:8.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,932</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:8.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.21</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  5 to 10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,556</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,567</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.23</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,331</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">231</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,562</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.22</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">43,805</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">256</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,061</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.22</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  mortgage pass-through</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  trust certificates:</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,791</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,731</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,060</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.44</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  mortgage-backed</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  securities</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,281,690</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,731</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,116</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,578</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,274,497</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.54</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  :</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due
  within one year</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.48</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=27% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Equity
  securities </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">424</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">418</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.11</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  investment securities</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">available
  for sale</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,903,878</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,731</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,309</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,440</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,891,016</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.27</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td colspan=19 width=100% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1)</font></sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;"> Equity securities consisted
  of investment in a Community Reinvestment Act Qualified Investment Fund.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">194</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_195"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:8.0pt;">&nbsp;
  </font></td>
 <td nowrap valign=bottom width=26% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 nowrap valign=bottom width=70% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=26% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Noncredit Loss Component of
  OTTI Recorded in OCI</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=23% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair value</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 valign=bottom width=28% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=23% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=26% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gains</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Losses</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">average yield%</font></b></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td valign=bottom width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=26% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 valign=bottom width=28% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">U.S.
  Treasury securities:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due
  within one year</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,508</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,509</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.57</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Obligations
  of U.S. government-sponsored </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  agencies:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">440,438</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">142</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,912</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">437,668</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.33</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 5 to 10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,942</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">256</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,695</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.91</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,145</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">166</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">43,987</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.12</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Puerto
  Rico government</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  obligations:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,422</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,222</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,200</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,245</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,028</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">73</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,662</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,628</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.86</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=28% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">United
  States and Puerto Rico</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  government obligations</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">551,700</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,250</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">233</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,996</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">532,687</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.29</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage-backed
  securities:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;FHLMC
  certificates:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  5 to 10 years</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,908</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,980</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.25</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">314,906</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">261</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,827</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">309,340</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.17</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">320,814</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">333</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,827</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">315,320</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.17</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;GNMA
  certificates:&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">83</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.82</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  5 to 10 years</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,744</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,635</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">93,287</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.06</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" style="font-size:8.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">123,548</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,706</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,254</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.36</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">215,375</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,344</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">226,627</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.81</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;FNMA
  certificates:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due
  within one year</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">152</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">154</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.71</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,409</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">435</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,844</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.18</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  5 to 10 years</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,181</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">261</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,920</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.87</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">690,625</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,136</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,406</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">685,355</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.35</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">732,367</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,573</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,667</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">727,273</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.33</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Collateralized
  mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">obligations
  issued or guaranteed</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">by
  the FHLMC and GNMA:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,851</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,824</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.42</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,120</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">132</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,988</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.44</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,971</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">163</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,812</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.43</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  mortgage pass-through</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  trust certificates:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,815</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,122</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,693</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.40</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  mortgage-backed </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,356,342</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,122</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,254</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,749</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,348,725</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.49</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other:</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.50</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Equity
  Securities </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">415</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.44</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  investment securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">available
  for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,908,557</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,372</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,487</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,752</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,881,920</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.14</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=19 nowrap width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.5pt;">(1)</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;"> Equity securities consisted
  of investment in a Community Reinvestment Act Qualified Investment Fund.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=18 width=98% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_bc46a51f64044ba496920db6c"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Maturities of mortgage-backed securities
are based on contractual terms assuming no prepayments. Expected maturities of
investments might differ from contractual maturities because they may be
subject to prepayments and/or call options. The weighted-average yield on
investment securities available for sale is based on amortized cost and,
therefore, does not give effect to changes in fair value. The net unrealized
gain or loss on securities available for sale and the noncredit loss component
of OTTI are presented as part of OCI. </font></font><a name="XBRL_CS_bc46a51f64044ba496920db6c_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">195</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_196"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=6 rowspan=2 valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  The aggregate amortized cost and approximate market value of investment
  securities available for sale as of December 31, 2017 by contractual
  maturity, are shown below:
  </font></td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=9 style="border:none;height:6.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amortized Cost</font></b></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=5 style="border:none;height:3.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Within
  1 year</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">122,571</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">122,252</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">After
  1 to 5 years</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">343,760</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">340,196</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">After
  5 to 10 years</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">278,331</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">278,564</font></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">After
  10 years</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,158,792</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,149,586</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,903,454</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,890,598</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap valign=bottom style="background:#CCEEFF;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=3 style="border:none;height:2.25pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Equity
  securities</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">424</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">418</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment securities available for sale</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,903,878</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,891,016</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=5 style="border:none;height:3.75pt;">&nbsp;</td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=5 style="border:none;height:3.75pt;">&nbsp;</td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td height=17 style="border:none;height:12.75pt;">&nbsp;</td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_c068aa2fc2794e5d8e3fc87d0"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables show the
Corporation&#8217;s available-for-sale investments&#8217; fair value and gross unrealized
losses, aggregated by investment category and length of time that individual
securities have been in a continuous unrealized loss position, as of December
31, 2017 and 2016. The tables also include debt securities for which an OTTI
was recognized and only the amount related to a credit loss was recognized in
earnings. For unrealized losses for which OTTI was recognized, the related
credit loss was charged against the amortized cost basis of the debt security.</font></font><a name="XBRL_CS_c068aa2fc2794e5d8e3fc87d0_bclEnd"></a></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=68% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=23% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Less than 12 months</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=22% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12 months or more</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=21% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=32% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Debt
  securities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Puerto Rico government obligations</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,695</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,277</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,695</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,277</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  U.S Treasury and U.S. government </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  agencies obligations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">136,459</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">494</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">362,050</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,085</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">498,509</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,579</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage-backed
  securities:</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  FNMA</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">189,699</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,705</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">274,963</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,623</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">464,662</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,328</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  FHLMC</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">91,174</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">590</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">166,331</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,326</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">257,505</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,916</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  GNMA</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,145</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">334</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,145</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">334</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Other mortgage pass-through trust certificates</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,060</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,731</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,060</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,731</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Equity
  securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">407</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">407</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">456,477</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,123</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">823,506</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,048</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,279,983</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,171</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=68% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=23% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Less than 12 months</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=22% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12 months or more</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=21% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=32% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Debt
  securities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Puerto Rico government obligations</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,609</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,912</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,609</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,912</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  U.S Treasury and U.S. government </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  agencies obligations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">469,046</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,334</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">469,046</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,334</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage-backed
  securities:</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  FNMA</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">519,008</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,667</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">519,008</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,667</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  FHLMC</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">244,839</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,827</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">244,839</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,827</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  GNMA</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43,388</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">92</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43,388</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">92</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160; Collateralized mortgage obligations</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  issued or guaranteed by FHLMC and GNMA</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,309</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">163</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,309</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">163</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Other mortgage pass-through trust certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,693</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,122</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,693</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,122</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Equity
  securities</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">408</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">408</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=32% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,331,998</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,090</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43,302</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,034</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,375,300</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43,124</font></p>
  </td>
 </tr>
</table>

<a name="Xbrl_Tag13"></a><a name="XBRL_CS_466843470ade4a9fbcd1377f3"></a>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">196</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_197"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


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<b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Assessment
for OTTI

</font></i></b><p style="background:white;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="background:white;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">Debt
securities issued or guaranteed by U.S. government agencies, U.S. government-sponsored
entities, and the U.S. Treasury accounted for approximately <a name="XBRL_CS_8781581898b744808cba1a3bb"></a>98<a name="XBRL_CS_8781581898b744808cba1a3bb_bclEnd"></a>% of the total
available-for-sale portfolio as of December 31, 2017 and no credit losses are
expected, given the explicit and implicit guarantees provided by the U.S.
federal government. The Corporation&#8217;s OTTI assessment was concentrated mainly
on private label MBS, and on Puerto Rico government debt securities, for which
credit losses are evaluated on a quarterly basis. The Corporation considered
the following factors in determining whether a credit loss exists and the
period over which the debt security is expected to recover: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;letter-spacing:-.15pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">The length of
time and the extent to which the fair value has been less than the amortized
cost basis;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;letter-spacing:-.15pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">Any adverse
change to the credit conditions and liquidity of the issuer, taking into
consideration the latest information available about the financial condition of
the issuer, credit ratings, the failure of the issuer to make scheduled
principal or interest payments, recent legislation and government actions
affecting the issuer&#8217;s industry and actions taken by the issuer to deal with
the present economic climate;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;letter-spacing:-.15pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">Changes in the
near term prospects of the underlying collateral for a security, if any, such
as changes in default rates, loss severity given default, and significant
changes in prepayment assumptions; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.75in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;letter-spacing:-.15pt;line-height:115%;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;line-height:115%;">The level of cash
flows generated from the underlying collateral, if any, supporting the
principal and interest payments of the debt securities.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">The
Corporation recorded OTTI losses on available-for-sale debt securities as
follows:<a name="XBRL_CS_466843470ade4a9fbcd1377f3_bclEnd"></a><a name="Xbrl_Tag13_bclEnd"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=56% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=42% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=42% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  other-than-temporary impairment losses </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(12,231)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,845)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(35,806)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Portion
  of other-than-temporary impairment recognized in OCI</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(4,842)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19,289</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=42% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net
  impairment losses recognized in earnings </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(12,231)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6,687)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(16,517)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:35.25pt;">
  <td valign=top width=3% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=11 valign=top width=97% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">For
  the years ended December 31, 2017, 2016 and 2015, approximately $12.2
  million, $6.3 million and $15.9 million, respectively, of the credit
  impairment recognized in earnings consisted of credit losses on Puerto Rico
  government debt securities that were sold in the second quarter of 2017, as
  further discussed below. The remaining impairment losses for the years ended
  December 31, 2016 and 2015 were associated with credit losses on private
  label MBS.</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=78% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:24.0pt;">
  <td colspan=17 valign=bottom width=98% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  The following tables summarize the roll-forward of credit losses on debt
  securities held by the Corporation for which a portion of an OTTI is
  recognized in OCI:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 nowrap valign=bottom width=70% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cumulative OTTI credit losses
  recognized in earnings on securities still held</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Credit impairments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Credit impairments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Credit loss</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">recognized in earnings</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">recognized in earnings on</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">reductions for</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">on securities not </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">securities that have been</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">securities sold</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">previously impaired</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">previously impaired</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">during the period</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=28% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Available-for-sale
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=28% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Puerto Rico government obligations</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,189</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,231</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(34,420)</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=28% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Private label MBS</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,792</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,792</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  OTTI credit losses for available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap width=28% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  debt securities</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,981</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,231</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(34,420)</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,792</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=28% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
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<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=14 nowrap valign=bottom width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 nowrap valign=bottom width=67% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cumulative OTTI credit losses
  recognized in earnings on securities still held</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Credit impairments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Credit impairments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">recognized in earnings</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">recognized in earnings on</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">on securities not </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">securities that have been</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;previously impaired</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;previously impaired</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Available-for-sale
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Puerto Rico government obligations</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,889</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=19% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,300</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,189</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Private label MBS</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,405</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">387</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,792</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  OTTI credit losses for available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=29% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  debt securities</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,294</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,687</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,981</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=29% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=13 nowrap valign=bottom width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 nowrap valign=bottom width=69% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cumulative OTTI credit losses
  recognized in earnings on securities still held</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Credit impairments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=22% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Credit impairments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">recognized in earnings</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">recognized in earnings on</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=17% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">on securities not </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=22% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">securities that have been</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=17% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;previously impaired</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;previously impaired</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Available-for-sale
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=2% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=27% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Puerto
  Rico government obligations</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,889</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:white;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,889</font></p>
  </td>
 <td nowrap width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Private label MBS</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,777</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=20% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">628</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,405</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=29% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  OTTI credit losses for available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=29% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  debt securities</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,777</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,889</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=20% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">628</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,294</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=29% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_122f44d246fc4eb3be195a496"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During
the second quarter of 2017, the Corporation sold for an aggregate of $<a name="XBRL_CS_d0f7523790074e84b8d3e3896"></a><a name=BookmarkName54></a><a name="BookmarkName54_bclEnd"></a>23.4 <a name=BookmarkName55></a><a name="BookmarkName55_bclEnd"></a><a name="XBRL_CS_d0f7523790074e84b8d3e3896_bclEnd"></a>million three Puerto Rico Government available-for-sale debt
securities, specifically bonds of the Government Development Bank for Puerto
Rico (the &#8220;GDB&#8221;) and the Puerto Rico Public Buildings Authority, carried on its
book at an amortized cost at the time of sale of $<a name="XBRL_CS_dac0fd09f8834b6c83644e22e"></a><a name=BookmarkName56></a><a name="BookmarkName56_bclEnd"></a>23.0<a name=BookmarkName57></a><a name="BookmarkName57_bclEnd"></a><a name="XBRL_CS_dac0fd09f8834b6c83644e22e_bclEnd"></a> million (net of $<a name="XBRL_CS_3fd3b01012a440079dd2f700f"></a>34.4<a name="XBRL_CS_3fd3b01012a440079dd2f700f_bclEnd"></a> million in cumulative OTTI
impairment charges). This transaction resulted in a $0.4 million recovery from
previous OTTI charges reflected in the consolidated statement of income as part
of &#8220;net gain on sale of investments.&#8221; Approximately $<a name="XBRL_CS_44ac7e7bbdc240f5a05880f78"></a>12.2 <a name="XBRL_CS_44ac7e7bbdc240f5a05880f78_bclEnd"></a>million of the cumulative
OTTI charges on these securities was recorded in the first quarter of 2017. This
was the fourth OTTI charge recorded on these securities, as OTTI charge charges
of $<a name="XBRL_CS_368ab883c4414a84b82941908"></a>6.3<a name="XBRL_CS_368ab883c4414a84b82941908_bclEnd"></a> million, $<a name="XBRL_CS_1feb64c7076447cbbd1f5de27"></a>12.9<a name="XBRL_CS_1feb64c7076447cbbd1f5de27_bclEnd"></a> million and $<a name="XBRL_CS_4d55bdaf90f544318345f763a"></a>3.0<a name="XBRL_CS_4d55bdaf90f544318345f763a_bclEnd"></a> million were booked in the
first quarter of 2016 and the second and fourth quarters of 2015, respectively.
</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The OTTI charges recorded on
the Puerto Rico Government securities during 2017, 2016 and 2015, considered
the latest available information about the Puerto Rico government&#8217;s financial
condition, including but not limited to credit rating downgrades, revised
estimates of recovery rates, and other relevant developments such as government
actions, including debt exchange proposals and the fiscal plan published by the
Puerto Rico government in March 2017, as applicable. The Corporation applied a
discounted cash flow analysis to its Puerto Rico government debt securities in
order to calculate the cash flows expected to be collected and to determine if
any portion of the decline in market value of these securities was considered a
credit-related other-than-temporary impairment.&nbsp; The analysis derived an
estimate of value based on the present value of risk-adjusted cash flows of the
underlying securities and included consideration of the following components:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The contractual future cash flows
of the bonds were projected based on the key terms as set forth in the official
statements for each security. Such key terms include, among others, the
interest rate, amortization schedule, if any, and maturity date.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:6.75in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The risk-adjusted cash flows were
calculated based on a probability of default analysis and recovery rate
assumptions, including the weighting of different scenarios of ultimate
recovery, considering the credit rating of each security. Constant monthly
default rates were assumed throughout the life of the bonds, which considered the
respective security's credit rating as of the date of the analysis.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The adjusted future cash flows
were then discounted at the original effective yield of each investment based
on the purchase price and expected risk-adjusted future cash flows as of the
purchase date of each investment.</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">198</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_199"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the OTTI charges recorded in the first quarter of
2017, the discounted risk-adjusted cash
flow analysis for the three Puerto Rico government bonds mentioned above
assumed a default probability of <a name="XBRL_CS_435643b7d30e4939beea79e17"></a>100<a name="XBRL_CS_435643b7d30e4939beea79e17_bclEnd"></a>%, as these three
non-performing bonds had been in default since the third quarter of 2016. Based
on this analysis, the Corporation recorded in the first quarter of&nbsp; 2017
other-than-temporary credit-related impairment charges amounting to $12.2
million, assuming recovery rates ranging from <a name="XBRL_CS_f8781bc67fa640bb9cc10f58f"></a>15<a name="XBRL_CS_f8781bc67fa640bb9cc10f58f_bclEnd"></a>% to <a name="XBRL_CS_06db02da80894ebc966c1d1cb"></a>80<a name="XBRL_CS_06db02da80894ebc966c1d1cb_bclEnd"></a>% (with a weighted average
of <a name="XBRL_CS_5611d8eef982455ea1f23346b"></a>41<a name="XBRL_CS_5611d8eef982455ea1f23346b_bclEnd"></a>%). </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, during 2016 and 2015, the
Corporation recorded credit-related impairment losses of $<a name="XBRL_CS_3594e7845cec4cfe96cba32cc"></a>0.4<a name="XBRL_CS_3594e7845cec4cfe96cba32cc_bclEnd"></a> million and $<a name="XBRL_CS_df6eb87be235445b829df6919"></a>0.6<a name="XBRL_CS_df6eb87be235445b829df6919_bclEnd"></a> million, respectively,
associated with private label MBS, which are collateralized by fixed-rate
mortgages on single-family residential properties in the United States. The
interest rate on these private-label MBS is variable, tied to 3-month LIBOR and
limited to the weighted-average coupon of the underlying collateral. The underlying
mortgages are fixed-rate, single-family loans with original high FICO scores
(over <a name="XBRL_CS_75f038e824de4f5c8484b98e3"></a>700<a name="XBRL_CS_75f038e824de4f5c8484b98e3_bclEnd"></a>) and moderate original
loan-to-value ratios (under <a name="XBRL_CS_71df2902c42d4c53a68778a18"></a>80<a name="XBRL_CS_71df2902c42d4c53a68778a18_bclEnd"></a>%), as well as moderate
delinquency levels.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based on the expected cash flows, and
since the Corporation does not have the intention to sell the securities and
has sufficient capital and liquidity to hold these securities until a recovery
of the fair value occurs, only the credit loss component was reflected in
earnings.&#160; Significant assumptions in the valuation of the private label MBS
were as follows:<a name="XBRL_CS_122f44d246fc4eb3be195a496_bclEnd"></a></font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=29% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=29% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Range</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Range</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=40% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=40% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Discount
  rate</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14.0%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14.0%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14.1%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12.88% - 14.43%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=40% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Prepayment
  rate</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16.4%</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12.0% - 29.0%</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13.8%</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6.5% - 22.5%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=40% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Projected
  Cumulative Loss Rate</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0% - 6.8%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.2% - 8.6%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=40% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=8 nowrap valign=top width=100% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_90952dadfed44d3da344e06eb"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to Note 29 &#8211; Fair Value, for
additional information about the valuation model for private label MBS.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total proceeds
from the sale of securities available for sale during 2017 and 2016 amounted to
approximately $<a name="XBRL_CS_b4cad243215d4a8abce0193a3"></a>23.4<a name="XBRL_CS_b4cad243215d4a8abce0193a3_bclEnd"></a> million and $219.8
million, respectively. As above-mentioned, in 2017, the Corporation recorded a
$0.4 million recovery from previous OTTI charges on the sale of Puerto Rico
government debt securities with an amortized cost at the time of sale of $23.0
million. Total proceeds from sales in 2016, consisted of proceeds of $<a name="XBRL_CS_eb0b5446fcad41a6b5f717d7c"></a>204.8<a name="XBRL_CS_eb0b5446fcad41a6b5f717d7c_bclEnd"></a> million on the sale of
U.S. agency MBS and $<a name="XBRL_CS_a6898a0f399f4a558bc563599"></a>15.0 <a name="XBRL_CS_a6898a0f399f4a558bc563599_bclEnd"></a>million on the sale of a
U.S. Treasury security. For the year ended December 31, 2016, the Corporation
recorded a $<a name="XBRL_CS_8a2dcbb89e584e1cb98382a50"></a>6.1<a name="XBRL_CS_8a2dcbb89e584e1cb98382a50_bclEnd"></a> million gain on the sale
of U.S. agency MBS and an $<a name="XBRL_CS_bb1551aaaa4b46e9a768b3490"></a>8<a name="XBRL_CS_bb1551aaaa4b46e9a768b3490_bclEnd"></a> thousand gain on the sale
of the U.S. Treasury security. No sales of securities available for sale were
completed in 2015.</font></font><a name="XBRL_CS_90952dadfed44d3da344e06eb_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_fe9f30b5ba3b4f108129b8109"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table states the names of issuers, and the aggregate
amortized cost and market value of the securities of such issuers, when the
aggregate amortized cost of such securities exceeds </font></font><a name="XBRL_CS_92b9833157cb4ba0aafa47974"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10</font></font><a name="XBRL_CS_92b9833157cb4ba0aafa47974_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">% of the Corporation&#8217;s stockholders&#8217;
equity. This information excludes securities of the U.S. and Puerto Rico
government. Investments in obligations issued by a state of the U.S. and its
political subdivisions and agencies that are payable and secured by the same
source of revenue or taxing authority, other than the U.S. government, are
considered securities of a single issuer and include debt and mortgage-backed
securities.</font></font><a name="XBRL_CS_fe9f30b5ba3b4f108129b8109_bclEnd"></a></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=37% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As of</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=37% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=37% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amortized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amortized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=37% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cost</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cost</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=37% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=30% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=37% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FHLMC</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">375,719</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">370,855</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">399,955</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">394,249</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">GNMA</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">250,140</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">257,192</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">254,495</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">265,615</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=37% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FNMA</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">801,198</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">796,726</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">849,584</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">843,818</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FHLB</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">299,949</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">296,767</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">231,666</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">229,792</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=13 width=100% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">199</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_200"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160;&nbsp;</font></font><font style="border:none;"><b><i><font lang=EN-CA style="font-size:10.0pt;line-height:115%;">Investments Held to
Maturity</font></i></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amortized cost, gross unrealized gains
and losses, approximate fair value, weighted-average yield and contractual
maturities of investment securities held to maturity as of December 31, 2017 and
December 31, 2016 were as follows:</font></font><a name="XBRL_CS_138500112e124b329516c8941_bclEnd"></a><a name="Xbrl_Tag5_bclEnd"></a><a name="XBRL_TS_340434e2660f4451b7cd43c1b_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=74% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=29% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair value</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=29% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Gross Unrealized</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">gains</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">losses</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">average yield%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Puerto
  Rico Municipal Bonds:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 1 to 5 years</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,853</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">173</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,680</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.38</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 5 to 10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,523</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,048</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,475</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.28</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">107,251</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,374</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">90,877</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.93</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  investment securities</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">held
  to maturity</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">150,627</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,595</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">131,032</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.03</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=2% style="background:white;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:white;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 nowrap valign=bottom width=74% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amortized cost</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=15% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair value</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Gross Unrealized</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">gains</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">losses</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">average yield%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Puerto
  Rico Municipal Bonds:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 1 to 5 years</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,136</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,116</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.38</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 5 to 10 years</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,741</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">718</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,023</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.47</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  After 10 years</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">144,313</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,693</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">121,620</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.74</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  investment securities</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=24% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">held
  to maturity</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">156,190</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,431</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">132,759</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.73</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_TS_933fadfb1fd74fd0ac3f4d500"></a><a name="XBRL_CS_41a3bd8ac89c40aba0b91ee7e"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">200</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_201"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">The following tables show the
Corporation&#8217;s held-to-maturity investments&#8217; fair value and gross unrealized
losses, aggregated by investment category and length of time that individual
securities have been in a continuous unrealized loss position, as of December
31, 2017 and 2016:</font></font><a name="XBRL_CS_41a3bd8ac89c40aba0b91ee7e_bclEnd"></a><a name="XBRL_TS_933fadfb1fd74fd0ac3f4d500_bclEnd"></a>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap valign=bottom width=64% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Less than 12 months</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12 months or more</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 nowrap width=62% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Debt
  securities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Puerto Rico Municipal Bonds</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">131,032</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,595</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">131,032</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,595</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=64% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Less than 12 months</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12 months or more</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Losses&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 nowrap valign=bottom width=62% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Debt
  securities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Puerto Rico Municipal Bonds</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">132,759</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,431</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">132,759</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,431</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=36% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td colspan=18 nowrap width=100% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-CA style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><a name="XBRL_TS_65dc08d263fd40d0b3cab3cd0"></a><a name=BookmarkName58></a><a name="XBRL_CS_f34ba2ea3fae43ef89285cf69"></a><a name="XBRL_CS_f34ba2ea3fae43ef89285cf69_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Corporation determines the fair market
value of Puerto Rico Municipal Bonds based on a discounted cash flow analysis
using risk-adjusted discount rates. A security with similar characteristics
traded in the open market is used as a proxy for each municipal bond. Then the
cash flow is discounted at the average spread over the discount curve exhibited
by the proxy security at the end of each quarter.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Approximately <a name="XBRL_CS_79cc1749466f4c309eb14b412"></a><a name="XBRL_CS_b7e67f50facb41799b7a8e128"></a>70<a name="XBRL_CS_79cc1749466f4c309eb14b412_bclEnd"></a><a name="XBRL_CS_b7e67f50facb41799b7a8e128_bclEnd"></a>% of the held-to-maturity
municipal bonds were issued by three of the largest municipalities in Puerto
Rico. The vast majority of revenues of these three municipalities is
independent of the Puerto Rico central government. These obligations typically
are not issued in bearer form, nor are they registered with the Securities and
Exchange Commission and are not rated by external credit agencies. In most
cases, these bonds have priority over the payment of operating costs and
expenses of the municipality, which are required by law to levy special property
taxes in such amounts as are required for the payment of all of their
respective general obligation bonds and loans. The oversight board established
by the Puerto Rico Oversight, Management, and Economic Stability Act
(&#8220;PROMESA&#8221;)</font></font><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-CA style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">has
not designated any of the Puerto Rico&#8217;s 78 municipalities as covered entities
under PROMESA. However, while the Revised Fiscal Plan recently submitted by the
Puerto Rico government did not contemplate a restructuring of the debt of
Puerto Rico&#8217;s municipalities, the plan did call for the gradual elimination of
budgetary subsidies provided to municipalities by the central government.
Furthermore, municipalities are also likely to be affected by the negative
economic and other effects resulting from the recent hurricanes and from
expense, revenue or cash management measures taken by the Puerto Rico
government to address its fiscal and liquidity shortfalls, or measures included
in fiscal plans of other government entities, such as the GDB Restructuring
Support Agreement (the &#8220;GDB RSA&#8221;) and the recent plan announced by the Puerto
Rico governor intended to privatize the Puerto Rico Electric Power Authority
(&#8220;PREPA&#8221;). The GDB RSA provides for the restructuring under Title VI of PROMESA
of substantial portions of the GDB&#8217;s indebtedness, including deposits of
municipalities, through the issuance of &#8220;Participating Bond Claims&#8221; in exchange
for the release of the GDB from liability relating to the bonds, deposits,
letters of credit and guarantees. Given the uncertain impact that the negative
fiscal situation of the Puerto Rico central government and the measures taken
or to be taken by other government entities may have on municipalities, the
Corporation cannot be certain if future impairment charges will be required
relating to these securities.&nbsp;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">From time to time, the
Corporation has securities held to maturity with an original maturity of three
months or less that are considered cash and cash equivalents and classified as money
market investments in the consolidated statements of financial condition.&nbsp;
As of December 31, 2017 and 2016, the Corporation had no outstanding securities
held to maturity that were classified as cash and cash equivalents.</font></font><a name="BookmarkName58_bclEnd"></a><a name="XBRL_TS_65dc08d263fd40d0b3cab3cd0_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> &nbsp;</font></font></p>

<a name="XBRL_CS_b4ea872bfaaa41feb8314da5c"></a>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">201</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_202"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">NOTE 7 &#8211; OTHER EQUITY SECURITIES</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Institutions that
are members of the FHLB system are required to maintain a minimum investment in
FHLB stock. Such minimum is calculated as a percentage of aggregate outstanding
mortgages, and an additional investment is required that is calculated as a percentage
of total FHLB advances, letters of credit, and the collateralized portion of outstanding
interest-rate swaps. The stock is capital stock issued at $<a name="XBRL_CS_7ec20cb94e834838ad43d2902"></a>100<a name="XBRL_CS_7ec20cb94e834838ad43d2902_bclEnd"></a> par value. Both stock and
cash dividends may be received on FHLB stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017 and 2016, the Corporation had investments in FHLB stock with a book value
of $<a name="XBRL_CS_37589b7eeaf84f6e83108fdff"></a>40.9 <a name="XBRL_CS_37589b7eeaf84f6e83108fdff_bclEnd"></a>million and $<a name="XBRL_CS_30eb648bbc854f6597fd96b50"></a>40.8<a name="XBRL_CS_30eb648bbc854f6597fd96b50_bclEnd"></a> million, respectively. The
net realizable value is a reasonable proxy for the fair value of these
instruments. Dividend income from FHLB stock for 2017, 2016, and 2015 amounted
to $<a name="XBRL_CS_fc42182068b44206a32f8ae35"></a>2.1<a name="XBRL_CS_fc42182068b44206a32f8ae35_bclEnd"></a> million, $<a name="XBRL_CS_f963650ce7dc485e888629e86"></a>1.5<a name="XBRL_CS_f963650ce7dc485e888629e86_bclEnd"></a> million, and $<a name="XBRL_CS_64d27226d1d641afb28bb8655"></a>1.1<a name="XBRL_CS_64d27226d1d641afb28bb8655_bclEnd"></a> million, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The shares of FHLB
stock owned by the Corporation were issued by the FHLB of New York. The FHLB of
New York is part of the Federal Home Loan Bank System, a national wholesale
banking network of 11 regional, stockholder-owned congressionally chartered
banks. The Federal Home Loan Banks are all privately capitalized and operated
by their member stockholders. The system is supervised by the Federal Housing
Finance Agency, which ensures that the Federal Home Loan Banks operate in a
financially safe and sound manner, remain adequately capitalized and able to
raise funds in the capital markets, and carry out their housing finance
mission.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
has other equity securities that do not have a readily available fair value.
The carrying value of such securities was $<a name="XBRL_CS_0a1cecfc23a94d98a1a143544"></a><a name="XBRL_CS_edb003af96214e4597293811b"></a>2.2 <a name="XBRL_CS_0a1cecfc23a94d98a1a143544_bclEnd"></a><a name="XBRL_CS_edb003af96214e4597293811b_bclEnd"></a>million as of both December
31, 2017 and 2016. </font></font><a name="XBRL_CS_b4ea872bfaaa41feb8314da5c_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_CS_1a6a09f9f0a4422099ce6fd0e"></a><a name="Xbrl_Tag19"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 8 &#8211; INTEREST AND DIVIDEND INCOME ON
INVESTMENTS AND MONEY MARKET INSTRUMENTS</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">The following
provides information about interest on investments and FHLB dividend income: </font></font><a name="XBRL_CS_1a6a09f9f0a4422099ce6fd0e_bclEnd"></a><a name="Xbrl_Tag19_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage-backed
  securities:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Taxable</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,656</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,246</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,520</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Exempt </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,575</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,921</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,779</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">34,231</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">32,167</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">37,299</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">PR
  government obligations, U.S. Treasury securities, and U.S.</font></p>
  </td>
 <td width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  government agencies:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Taxable</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,091</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,131</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,628</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Exempt </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,690</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,145</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,848</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,781</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,276</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,476</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  investment securities (including FHLB dividends) </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Taxable</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,113</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,462</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,075</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  interest income on investment securities</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">51,125</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">50,905</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">54,850</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap valign=bottom width=58% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=58% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
  on money market instruments:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Taxable</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,609</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,669</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,490</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Exempt </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">696</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">658</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  interest income on money market instruments</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,614</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,365</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,148</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  interest and dividend income on investments and money </font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=58% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  market instruments </font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,739</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">54,270</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">56,998</font></p>
  </td>
 </tr>
</table>


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<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=10 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160; The following table
  summarizes the components of interest and dividend income on investments:
  </font></td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
  income on investment securities and money </font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  market investments</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">53,634</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">52,816</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,923</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Dividends
  on FHLB stock </font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,105</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,454</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,075</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom width=57% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=57% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  interest income and dividends on investments</font></p>
  </td>
 <td width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,739</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">54,270</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">56,998</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_CS_0a8d303d25fa4e68bb9283487"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 9 &#8211; LOANS HELD FOR INVESTMENT </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.1pt;">The following
provides information about the loan portfolio held for investment: </font></font><a name="XBRL_CS_0a8d303d25fa4e68bb9283487_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=57% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;height:12.95pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;height:12.95pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=6% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=57% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;height:12.95pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;height:12.95pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=6% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=57% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 valign=bottom width=63% style="background:white;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=57% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="background:#CCEEFF;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  mortgage loans, mainly secured by first mortgages </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,290,957</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,296,031</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  loans:</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="background:#CCEEFF;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction loans </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">111,397</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">124,951</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial mortgage loans</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,614,972</font></p>
  </td>
 <td nowrap width=1% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,568,808</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="background:#CCEEFF;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial and Industrial loans</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;"> (1) </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,083,253</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,180,455</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  commercial loans</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,809,622</font></p>
  </td>
 <td nowrap width=1% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,874,214</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="background:#CCEEFF;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance
  leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">257,462</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">233,335</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,492,435</font></p>
  </td>
 <td nowrap width=1% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,483,293</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="background:#CCEEFF;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  held for investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,850,476</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,886,873</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Allowance
  for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(231,843)</font></p>
  </td>
 <td nowrap width=1% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(205,603)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td colspan=2 nowrap width=63% style="background:#CCEEFF;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  held for investment, net </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,618,633</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,681,270</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=6% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=57% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td valign=top width=6% style="height:30.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=6 nowrap valign=top width=94% style="height:30.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As of
  December 31, 2017 and 2016, includes $833.5 million and $853.9 million,
  respectively, of commercial loans that are secured by real estate but are not
  dependent upon the real estate for repayment.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=6% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=57% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_2efc992a59294ea0827f5652a"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December&nbsp;31, 2017 and 2016, the
Corporation had net deferred origination costs on its loan portfolio amounting
to $</font></font><a name="XBRL_CS_08ac992aba5b49c386283e1ca"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4.0</font></font><a name="XBRL_CS_08ac992aba5b49c386283e1ca_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million and $<a name="XBRL_CS_ec94a9d4d7e946a4a1f5660fe"></a>4.8<a name="XBRL_CS_ec94a9d4d7e946a4a1f5660fe_bclEnd"></a>&nbsp;million,
respectively. The total loan portfolio is net of unearned income of $<a name="XBRL_CS_810717b7638f4bb694156ddb5"></a>38.6<a name="XBRL_CS_810717b7638f4bb694156ddb5_bclEnd"></a> million and $<a name="XBRL_CS_8a37f97ca07d4a6ea5dd8d800"></a>32.8<a name="XBRL_CS_8a37f97ca07d4a6ea5dd8d800_bclEnd"></a> million as of
December&nbsp;31, 2017 and 2016, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December&nbsp;31, 2017, the Corporation was servicing residential mortgage loans
owned by others aggregating $<a name="XBRL_CS_4777852ba76e45b78b1392088"></a><a name="XBRL_CS_87516b773e0c4e5a9686baeb5"></a>2.8<a name="XBRL_CS_4777852ba76e45b78b1392088_bclEnd"></a><a name="XBRL_CS_87516b773e0c4e5a9686baeb5_bclEnd"></a> billion (2016&nbsp;&#8212; $<a name="XBRL_CS_5d3350d150f54c8a8b5b880c1"></a><a name="XBRL_CS_7335ea36966b448d84c1f1acc"></a>2.7<a name="XBRL_CS_7335ea36966b448d84c1f1acc_bclEnd"></a> <a name="XBRL_CS_5d3350d150f54c8a8b5b880c1_bclEnd"></a>billion), and commercial
loan participations owned by others amounted to $<a name="XBRL_CS_4a5ee3e38e3e4827ab27cae36"></a><a name="XBRL_CS_c67a45c63aa34e6f94cb4c7da"></a>361.3<a name="XBRL_CS_c67a45c63aa34e6f94cb4c7da_bclEnd"></a> <a name="XBRL_CS_4a5ee3e38e3e4827ab27cae36_bclEnd"></a>million as of December 31,
2017 (2016&nbsp;&#8212; $<a name="XBRL_CS_6be2c77e84c2478f906a25ecd"></a><a name="XBRL_CS_fbf880d0127f49d5af2c0e0b8"></a>401.4<a name="XBRL_CS_fbf880d0127f49d5af2c0e0b8_bclEnd"></a> <a name="XBRL_CS_6be2c77e84c2478f906a25ecd_bclEnd"></a>million).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Various loans,
mainly secured by first mortgages, were assigned as collateral for CDs,
individual retirement accounts, and advances from the FHLB. Total loans pledged
as collateral amounted to $<a name="XBRL_CS_751663cd94e546f8b427d31f2"></a>1.9<a name="XBRL_CS_751663cd94e546f8b427d31f2_bclEnd"></a> billion as of
December&nbsp;31, 2017 (2016&nbsp;&#8212; $<a name="XBRL_CS_b706553290bb4797bd2c62d49"></a>2.0<a name="XBRL_CS_b706553290bb4797bd2c62d49_bclEnd"></a> billion).</font></font><a name="XBRL_CS_2efc992a59294ea0827f5652a_bclEnd"></a></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">203</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_204"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:20.25pt;">
  <td colspan=7 valign=bottom width=100% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; Loans held for
  investment on which accrual of interest income had been discontinued were as
  follows:
  </font></td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=19% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=19% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=60% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=57% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 valign=bottom width=60% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-performing
  loans:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  mortgage</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">178,291</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">160,867</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">156,493</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">178,696</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">85,839</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">146,599</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,026</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,026</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction-commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">35,100</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,893</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,987</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,933</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,211</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,346</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,237</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,335</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,370</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,399</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=60% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  non-performing loans held for investment </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;(1)(2)(3)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">489,554</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">560,094</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=57% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=7 nowrap width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">________________</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=top width=3% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=6 width=97% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Excludes
  $8.3 million and $8.1 million of non-performing loans held for sale as of
  December 31, 2017 and 2016, respectively.</font></p>
  </td>
 </tr>
<tr style="height:39.75pt;">
  <td nowrap valign=top width=3% style="height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=6 valign=top width=97% style="height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amount excludes PCI loans with a carrying
  value of approximately $158.2 million and $165.8 million as of December 31,
  2017 and 2016, respectively, primarily mortgage loans acquired from Doral
  Bank in the first quarter of 2015 and from Doral Financial in the second
  quarter of 2014, as further discussed below. These loans are not considered
  non-performing due to the application of the accretion method, under which
  these loans will accrete interest income over the remaining life of the loans
  using an estimated cash flow analysis.</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap valign=top width=3% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td colspan=6 valign=top width=97% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Non-performing loans exclude $374.7
  million and $384.9 million of TDR loans that are in compliance with the
  modified terms and in accrual status as of December 31, 2017 and 2016,
  respectively.</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=3% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=57% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_3f2a758cf95a4db2a3a9a2926"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;If these loans were accruing interest,
the additional interest income realized would have been $</font></font><a name="XBRL_CS_1fbf24376db34f8c811698672"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">35.2</font></font><a name="XBRL_CS_1fbf24376db34f8c811698672_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million (2016&#8212; $<a name="XBRL_CS_fdfbe2883cd64c90a52e3a994"></a>43.2<a name="XBRL_CS_fdfbe2883cd64c90a52e3a994_bclEnd"></a> million; 2015&nbsp;&#8212; $<a name="XBRL_CS_8a51c1fa3aee414fa61506135"></a>37.8&nbsp;<a name="XBRL_CS_8a51c1fa3aee414fa61506135_bclEnd"></a>million).</font></font><a name="XBRL_CS_3f2a758cf95a4db2a3a9a2926_bclEnd"></a></p>

<a name="XBRL_CS_b337039c93f541baa9d2501ce"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">204</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_205"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><i><font lang=EN-US style="font-size:10.0pt;">Loans in Process of Foreclosure</font></i></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017, the recorded investment of residential mortgage loans collateralized by
residential real estate property that are in the process of foreclosure
amounted to $<a name="XBRL_CS_ae92fd2308ec41ed8b71f0b2b"></a><a name="XBRL_CS_d8e1474bdf554cf2bcdda550e"></a>162.2<a name="XBRL_CS_ae92fd2308ec41ed8b71f0b2b_bclEnd"></a><a name="XBRL_CS_d8e1474bdf554cf2bcdda550e_bclEnd"></a> million, including $<a name="XBRL_CS_3c16a1c82b954139b334dd0a2"></a><a name="XBRL_CS_b8ae3e60f29942d7995e285ca"></a><a name="XBRL_CS_b8ae3e60f29942d7995e285ca_bclEnd"></a>23.6<a name=BookmarkName59></a><a name="BookmarkName59_bclEnd"></a> <a name="XBRL_CS_3c16a1c82b954139b334dd0a2_bclEnd"></a>million of loans insured by
the FHA or guaranteed by the VA, and $<a name="XBRL_CS_876390a6599547398eada8d77"></a><a name="XBRL_CS_24c6d26bebc34eca98d9405e2"></a><a name="XBRL_CS_24c6d26bebc34eca98d9405e2_bclEnd"></a>20.5<a name=BookmarkName60></a><a name="BookmarkName60_bclEnd"></a><a name="XBRL_CS_876390a6599547398eada8d77_bclEnd"></a> million of PCI loans. The
Corporation commences the foreclosure process on residential real estate loans
when a borrower becomes 120 days delinquent in accordance with the guidelines
of the Consumer Financial Protection Bureau (CFPB). Foreclosure procedures and
timelines vary depending on whether the property is located in a judicial or
non-judicial state. Judicial states (Puerto Rico, Florida and USVI) require the
foreclosure to be processed through the state&#8217;s court while foreclosure in
non-judicial states (BVI) is processed without court intervention. Foreclosure
timelines vary according to state law and investor guidelines. Occasionally,
foreclosures may be delayed due to mandatory mediations, bankruptcy, court
delays and title issues, among other reasons.</font></font><a name="XBRL_CS_b337039c93f541baa9d2501ce_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=24 valign=bottom width=97% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  The Corporation&#8217;s aging of the loans held-for-investment portfolio is as
  follows:</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30-59 Days Past Due</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">60-89 Days Past Due</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90 days or more Past Due</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total Past Due</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Purchased Credit-Impaired
  Loans</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Current </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total loans held for
  investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90 days past due and still
  accruing</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">
  (2) (3)</font></b></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap valign=bottom width=3% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:white;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 valign=bottom width=26% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Residential
  mortgage:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;
  FHA/VA and other government-guaranteed</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  loans </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">(2) (3) (4)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,792</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">102,815</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">109,607</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,332</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">138,939</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">102,815</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Other residential mortgage loans</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> (4)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">92,502</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">193,750</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">286,252</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,991</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,711,775</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,152,018</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,459</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial:</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Commercial and Industrial loans</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,971</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">576</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">88,156</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">97,703</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,985,550</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,083,253</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,317</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Commercial mortgage loans </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">(4)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,525</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">163,180</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">170,705</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,183</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,440,084</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,614,972</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,687</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Construction:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Land </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">(4)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">124</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,177</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,301</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,630</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,931</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">151</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Construction-commercial </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">35,100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">35,100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41,456</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">76,556</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">95</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,987</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,082</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,828</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,910</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,560</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">23,783</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,211</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">91,554</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">752,777</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">844,331</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,549</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,484</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,237</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,270</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">242,192</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">257,462</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,776</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,052</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,361</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25,189</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">622,915</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">648,104</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,991</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total loans held for investment</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">87,856</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">139,933</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">620,974</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">848,763</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">158,174</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,843,539</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,850,476</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">131,420</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td colspan=24 valign=top width=97% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Includes
  non-performing loans and accruing loans that are contractually delinquent 90
  days or more (i.e., FHA/VA guaranteed loans and credit cards). Credit card
  loans continue to accrue finance charges and fees until charged-off at 180
  days. </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td colspan=24 valign=top width=97% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">It is
  the Corporation's policy to report delinquent residential mortgage loans insured
  by the FHA or guaranteed by the VA as past-due loans 90 days and still
  accruing as opposed to non-performing loans since the principal repayment is
  insured. These balances include $29.9 million of residential mortgage loans
  insured by the FHA or guaranteed by the VA that are over 15 months
  delinquent, and are no longer accruing interest as of December 31, 2017.</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3)</font></p>
  </td>
 <td colspan=24 valign=top width=97% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">As of
  December 31, 2017, includes $62.1 million of defaulted loans collateralizing
  GNMA securities for which the Corporation has an unconditional option (but
  not an obligation) to repurchase the defaulted loans.</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4)</font></p>
  </td>
 <td colspan=24 valign=top width=97% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">According
  to the Corporation's delinquency policy and consistent with the instructions
  for the preparation of the Consolidated Financial Statements for Bank Holding
  Companies (FR Y-9C) required by the Federal Reserve Board, residential
  mortgage, commercial mortgage, and construction loans are considered past due
  when the borrower is in arrears on two or more monthly payments. FHA/VA
  government-guaranteed loans, other residential mortgage loans, commercial
  mortgage loans, and land loans past due 30-59 days as of December 31, 2017
  amounted to $6.0 million, $224.0 million, $9.0 million, and $2.5 million,
  respectively.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=24 nowrap width=97% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=24 nowrap valign=top width=97% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">205</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_206"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:7.0pt;">&nbsp;
  </font></td>
 <td nowrap valign=bottom width=23% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30-59 Days Past Due</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">60-89 Days Past Due</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90 days or more Past Due</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total Past Due</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Purchased Credit-Impaired
  Loans </font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Current </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total loans held for
  investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90 days past due and still
  accruing </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">(2)
  (3)</font></b></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td nowrap valign=bottom width=3% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:white;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 valign=bottom width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Residential
  mortgage:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  FHA/VA and other government-guaranteed</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  loans </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">(2) (3) (4)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,179</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">77,052</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">82,231</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">44,627</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">126,858</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">77,052</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Other residential mortgage loans</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> (4)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">94,004</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">177,568</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">271,572</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">162,676</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,734,925</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,169,173</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,701</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial:</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Commercial and Industrial loans</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,195</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,724</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">151,967</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">169,886</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,010,569</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,180,455</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,368</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Commercial mortgage loans</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> (4)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,534</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">181,977</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">186,511</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,142</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,379,155</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,568,808</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,281</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Construction:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Land</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> (4) </font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">436</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,504</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,940</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,826</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">31,766</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">478</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36,893</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36,893</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40,582</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">77,475</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Construction-residential </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">(4) &nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,933</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,933</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,777</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,710</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer:</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,142</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,523</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,346</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">85,011</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">762,947</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">847,958</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,714</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,671</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,335</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,720</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">222,615</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">233,335</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,675</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,254</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,328</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25,257</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">610,078</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">635,335</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,929</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total loans held for investment</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">86,726</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">128,325</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">666,903</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">881,954</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">165,818</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,839,101</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,886,873</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">106,809</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=top width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td colspan=24 width=97% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Includes
  non-performing loans and accruing loans that are contractually delinquent 90
  days or more (i.e., FHA/VA guaranteed loans and credit cards). Credit card
  loans continue to accrue finance charges and fees until charged-off at 180
  days.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=top width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td colspan=24 width=97% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">It is
  the Corporation's policy to report delinquent residential mortgage loans
  insured by the FHA or guaranteed by the VA as past-due loans 90 days and
  still accruing as opposed to non-performing loans since the principal
  repayment is insured. These balances include $29.3 million of residential
  mortgage loans insured by the FHA or guaranteed by the VA&#160; that are over 15
  months delinquent, and are no longer accruing interest as of December 31,
  2016.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=top width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3)</font></p>
  </td>
 <td colspan=24 width=97% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">As of
  December 31, 2016, includes $43.7 million of defaulted loans collateralizing GNMA
  securities for which the Corporation has an unconditional option (but not an
  obligation)&#160; to repurchase the defaulted loans.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=top width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4)</font></p>
  </td>
 <td colspan=24 width=97% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">According
  to the Corporation's delinquency policy and consistent with the instructions
  for the preparation of the Consolidated Financial Statements for Bank Holding
  Companies (FR Y-9C) required by the Federal Reserve Board, residential
  mortgage, commercial mortgage, and construction loans are considered past due
  when the borrower is in arrears two or more monthly payments. FHA/VA
  government-guaranteed loans, other residential mortgage loans, commercial
  mortgage loans, land loans, and construction-residential loans past-due 30-59
  days as of December 31, 2016 amounted to $9.9 million, $142.8 million, $4.6
  million, $0.7 million, and $0.4 million, respectively.</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=3% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_TS_259776e44ef5472cb847b285e"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In working with borrowers in the Virgin Islands and
Puerto Rico affected by Hurricanes Irma and Maria, which made landfall on
September 6, 2017 and September 20, 2017, respectively, the Corporation
provided three-month deferred repayment arrangements to consumer borrowers
(i.e., personal loans, auto loans, finance leases and credit cards) who were
current in their payments or no more than 2 payments in arrears as of the date
of the respective hurricane. For residential mortgage loans, the Corporation
entered during the third and fourth quarters of 2017 into deferred payment arrangements
on </font></font><a name="XBRL_CS_ed041b0ed4e343118b2cd4741"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">9,588 </font></font><a name="XBRL_CS_ed041b0ed4e343118b2cd4741_bclEnd"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">residential mortgages totaling $<a name="XBRL_CS_69467689819a4b24a49326f1c"></a>1.3<a name="XBRL_CS_69467689819a4b24a49326f1c_bclEnd"></a> billion as of December 31,
2017 that provided for a three-month payment deferral for those loans current
or no more than 2 payments in arrears as of the date of the event. For both
consumer and residential mortgage loans subject to the deferral programs, each
borrower is required to begin making their regularly scheduled loan payment at
the end of the deferral period (January 2018) and the deferred amounts were
moved to the end of the loan. The payment deferral programs were applied
prospectively from the date of the events and did not change the delinquency
status of the loans as of such dates. For commercial and construction loans,
the Corporation, on a case by case basis, entered into three-month deferral
arrangements for the payment of principal. The Corporation entered into
deferral programs related to <a name="XBRL_CS_6a79029a18054ad492245f453"></a>351<a name="XBRL_CS_6a79029a18054ad492245f453_bclEnd"></a> commercial and
construction loans totaling $<a name="XBRL_CS_c989ba215dc44c22bc1a63c82"></a>1.2 <a name="XBRL_CS_c989ba215dc44c22bc1a63c82_bclEnd"></a>billion as of December 31,
2017, with customers that were current in their payments at the date of the
event. As of December 31, 2017, residential mortgage and commercial and
construction loans in early delinquency (i.e., 30-89 days past due as defined
in regulatory report instructions) include $<a name="XBRL_CS_a698009329c74b46ba2cef994"></a>95.1 <a name="XBRL_CS_a698009329c74b46ba2cef994_bclEnd"></a>million and $<a name="XBRL_CS_98bc84c2cc124101986d039f5"></a>3.2<a name="XBRL_CS_98bc84c2cc124101986d039f5_bclEnd"></a> million, respectively, of
loans subject to the storm-related deferral programs established in Puerto Rico
and the Virgin Islands.</font></font><a name="XBRL_TS_259776e44ef5472cb847b285e_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.15in;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">206</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_207"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td colspan=15 valign=bottom width=98% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  The Corporation&#8217;s credit quality indicators by loan type as of December 31,
  2017 and 2016 are summarized below:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=72% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial Credit
  Exposure-Credit Risk Profile based on Creditworthiness Category:</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Substandard</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=13% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Doubtful</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=13% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loss</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total Adversely Classified</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;"> (1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=13% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total Portfolio</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December
  31, 2017</font></b></p>
  </td>
 <td width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 width=70% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  Mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">257,503</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,166</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">261,669</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,614,972</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction:</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,971</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">490</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,461</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,931</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">35,100</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">35,100</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">76,556</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,987</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,987</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,910</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">154,416</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,854</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">676</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">158,946</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,083,253</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=72% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial Credit
  Exposure-Credit Risk Profile based on Creditworthiness Category:</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Substandard</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=13% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Doubtful</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=13% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loss</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total Adversely Classified</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=13% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total Portfolio</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December
  31, 2016</font></b></p>
  </td>
 <td width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 width=70% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  Mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">193,391</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">35,416</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">228,807</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,568,808</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction:</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,345</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,345</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">31,766</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,893</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,893</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">77,475</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,933</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,933</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,710</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">133,599</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">67,996</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">784</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">202,379</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,180,455</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td colspan=15 nowrap width=98% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Excludes
  $8.3 million and $8.1 million of non-performing loans held for sale as of
  December 31, 2017 and 2016, respectively.</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify;text-indent:-4.5pt;"><a name="XBRL_CS_d68b192ff2354f16ba1f6f268"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The Corporation considers a loan as adversely classified if
its risk rating is Substandard, Doubtful, or Loss. These categories are defined
as follows:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.15in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Substandard - A
Substandard asset is inadequately protected by the current sound worth and
paying capacity of the obligor or of the collateral pledged, if any. Assets so
classified must have a well-defined weakness or weaknesses that jeopardize the
liquidation of the debt. They are characterized by the distinct possibility
that the institution will sustain some loss if the deficiencies are not
corrected.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.15in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Doubtful -
Doubtful classifications have all of the weaknesses inherent in those
classified Substandard with the added characteristic that the weaknesses make
collection or liquidation in full, on the basis of currently known facts, conditions
and values, highly questionable and improbable. A Doubtful classification may
be appropriate in cases where significant risk exposures are perceived, but
loss cannot be determined because of specific reasonable pending factors, which
may strengthen the credit in the near term. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.15in;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loss - Assets classified Loss are
considered uncollectible and of such little value that their continuance as
bankable assets is not warranted. This classification does not mean that the
asset has absolutely no recovery or salvage value, but rather that it is not
practical or desirable to defer writing off this basically worthless asset even
though partial recovery may be affected in the future. There is little or no
prospect for near term improvement and no realistic strengthening action of
significance pending.</font></font><a name="XBRL_CS_d68b192ff2354f16ba1f6f268_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">207</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_208"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td nowrap valign=bottom width=25% style="background:white;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December
  31, 2017</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=72% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer Credit
  Exposure-Credit Risk Profile Based on Payment Activity</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential Real-Estate</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=42% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FHA/VA/ Guaranteed</font></b><sup><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;"> &nbsp;</font></b></sup><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other residential loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Auto</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance Leases</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other Consumer</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:white;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 width=69% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Performing</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">138,939</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,819,736</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">834,120</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">256,225</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">642,734</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Purchased
  Credit-Impaired (2)</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">153,991</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-performing</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">178,291</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,211</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,237</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,370</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">138,939</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,152,018</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">844,331</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">257,462</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">648,104</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1)</font></p>
  </td>
 <td colspan=15 width=97% style="background:white;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">It is
  the Corporation's policy to report delinquent residential mortgage loans
  insured by the FHA or guaranteed by the VA as past due loans 90 days and
  still accruing as opposed to non-performing loans since the principal
  repayment is insured. This balance includes $29.9 million of residential
  mortgage loans insured by the FHA or guaranteed by the VA that are over 15
  months delinquent, and are no longer accruing interest as of December 31,
  2017. </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(2)</font></p>
  </td>
 <td colspan=15 width=97% style="background:white;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">PCI
  loans are excluded from non-performing statistics due to the application of
  the accretion method, under which these loans will accrete interest income
  over the remaining life of the loans using estimated cash flow analyses.</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=25% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=25% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December
  31, 2016</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=72% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer Credit
  Exposure-Credit Risk Profile Based on Payment Activity</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=24% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential Real-Estate</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=42% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FHA/VA/ Guaranteed</font></b><sup><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;"> &nbsp;</font></b></sup><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other residential loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Auto</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance Leases</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other Consumer</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:white;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 width=69% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Performing</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">126,858</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,845,630</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">833,612</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">232,000</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">626,936</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Purchased
  Credit-Impaired (2)</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">162,676</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-performing</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">160,867</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,346</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,335</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,399</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">126,858</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,169,173</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">847,958</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">233,335</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">635,335</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=3% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1)</font></p>
  </td>
 <td colspan=15 width=97% style="background:white;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">It is
  the Corporation's policy to report delinquent residential mortgage loans
  insured by the FHA or guaranteed by the VA as past due loans 90 days and
  still accruing as opposed to non-performing loans since the principal
  repayment is insured. This balance includes $29.3 million of residential
  mortgage loans insured by the FHA or guaranteed by the VA that are over 15
  months delinquent, and are no longer accruing interest as of December 31,
  2016.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(2)</font></p>
  </td>
 <td colspan=15 width=97% style="background:white;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">PCI
  loans are excluded from non-performing statistics due to the application of
  the accretion method, under which these loans will accrete interest income
  over the remaining life of the loans using estimated cash flow analyses.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 nowrap width=97% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_2a3b0a2b956346b4b3679ee53"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">208</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_209"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The following tables present
information about impaired loans, excluding PCI loans, which are reported
separately, as discussed below:</font></font><a name="XBRL_CS_2a3b0a2b956346b4b3679ee53_bclEnd"></a>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Impaired
  Loans</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Recorded Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Unpaid Principal Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Related Specific Allowance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average Recorded Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest Income Recognized on
  Accrual Basis</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest Income Recognized on
  Cash Basis</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td colspan=17 nowrap width=92% style="background:white;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">With
  no related specific allowance recorded:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  FHA/VA-Guaranteed loans</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other residential mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">116,818</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">154,048</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">120,241</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,797</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,267</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Commercial:</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">65,100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">100,612</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">86,563</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">720</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">277</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">28,292</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">31,254</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">28,567</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">659</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Construction:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">48</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">49</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">48</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Consumer:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">267</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">267</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">290</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,521</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,688</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,745</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">158</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">65</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">213,046</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">289,918</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">238,454</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,337</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,627</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">With
  a related specific allowance recorded:</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  FHA/VA-Guaranteed loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other residential mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">316,616</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">349,284</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,086</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">318,606</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14,519</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,211</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Commercial:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">87,814</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">124,084</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,783</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">93,720</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,263</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">113</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">90,008</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">112,005</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,359</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">92,666</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">788</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">386</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Construction:</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,865</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19,973</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,402</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14,126</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">372</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">37</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">35,101</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">38,595</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">560</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">35,996</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">252</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">355</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">55</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">252</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Consumer:</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,338</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,338</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,665</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,328</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,778</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,184</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,184</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">104</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,428</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">168</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,084</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,830</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,396</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,579</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,018</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">79</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">577,262</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">680,648</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">51,410</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">593,701</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19,906</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,826</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  FHA/VA-Guaranteed loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other residential mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">433,434</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">503,332</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,086</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">438,847</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17,316</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,478</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Commercial:</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">152,914</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">224,696</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,783</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">180,283</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,983</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">390</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">118,300</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">143,259</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,359</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">121,233</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,447</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">403</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Construction:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,913</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20,022</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,402</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14,174</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">372</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">38</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">35,101</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">38,595</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">560</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">35,996</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">252</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">355</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">55</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">252</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Consumer:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,605</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,605</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,665</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,618</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,781</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,184</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,184</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">104</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,428</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">168</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13,605</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15,518</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,396</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14,324</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,176</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">144</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">790,308</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">970,566</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">51,410</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">832,155</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,243</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,453</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">209</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_210"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:9.0pt;">&nbsp;
  </font></td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Recorded Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Unpaid Principal Balance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Related Specific Allowance</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest Income Recognized
  Accrual Basis</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest Income Recognized
  Cash Basis</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=17 nowrap width=91% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">With
  no related specific allowance recorded:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  FHA/VA-Guaranteed loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other residential mortgage&#160; loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">67,996</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">82,602</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">71,003</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">741</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">731</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Commercial:</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">72,620</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">91,685</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">80,713</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">940</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">550</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14,656</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,642</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17,209</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">42</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Construction:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">180</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">233</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">212</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">956</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,531</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">956</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Consumer:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">599</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">599</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">615</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">94</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">94</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">95</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,516</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,876</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,696</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">233</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">106</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">161,617</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">207,262</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">175,499</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,966</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,389</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">With
  a related specific allowance recorded:</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  FHA/VA-Guaranteed loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other residential mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">374,271</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">423,648</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,633</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">380,273</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17,751</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,503</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Commercial:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">121,771</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">133,883</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">26,172</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">122,609</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">463</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">173</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial and Industrial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">138,887</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">165,399</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,638</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">149,153</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">589</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,287</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Construction:</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14,870</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19,918</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">947</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15,589</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">168</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">49</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">36,893</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">38,721</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">324</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">38,191</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">392</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">551</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">134</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">392</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Consumer:</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,276</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,276</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,717</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">26,562</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,813</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,553</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,553</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">71</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,751</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">202</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,375</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,734</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,785</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13,322</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,143</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">48</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">726,288</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">821,683</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">64,421</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">748,842</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,129</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,060</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  FHA/VA-Guaranteed loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Other residential mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">442,267</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">506,250</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,633</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">451,276</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">18,492</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,234</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Commercial:</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">194,391</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">225,568</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">26,172</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">203,322</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,403</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">723</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial and Industrial </font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">153,543</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">190,041</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,638</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">166,362</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">631</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,287</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Construction:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15,050</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20,151</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">947</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15,801</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">170</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">51</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">36,893</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">38,721</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">324</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">38,191</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,348</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,082</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">134</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,348</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Consumer:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Auto loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,875</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,875</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,717</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">27,177</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,820</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Finance leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,647</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,647</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">71</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,846</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">203</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Other consumer loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,891</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">18,610</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,785</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">18,018</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,376</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">154</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">887,905</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,028,945</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">64,421</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">924,341</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,095</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,449</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">210</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_211"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td colspan=6 valign=bottom width=83% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The following tables show the activity for impaired loans and the related
  specific reserve for 2017, 2016 and 2015:</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=53% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=53% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=55% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=55% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Impaired
  Loans:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Balance at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">887,905</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">806,509</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">945,407</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Loans determined impaired during the year</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">140,977</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">288,202</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">160,837</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Charge-offs </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(82,113)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(67,210)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(99,023)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Loans sold, net of charge-offs</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(53,245)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,675)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(67,836)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Reclassification from loans held for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40,005</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Increases to existing impaired loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,292</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,236</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,340</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Foreclosures</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(37,513)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(36,161)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(57,728)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Loans no longer considered impaired</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,526)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(27,643)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(46,489)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Paid in full or partial payments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(70,469)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(70,353)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(72,004)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">790,308</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">887,905</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">806,509</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1)</font></p>
  </td>
 <td colspan=9 valign=top width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">For
  the year ended December 31, 2017, includes a charge-off of $10.7 million
  related to the sale of the PREPA credit line, as further discussed below. For
  the year ended December 31, 2016, includes $4.2 million of charge-offs
  related to impaired loans included in a sale of a $16.3 million pool of
  non-performing assets and, for the year ended December 31, 2015, includes
  $63.9 million of charge-offs related to a bulk sales of assets, as further
  discussed below.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=56% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=56% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Specific
  Reserve:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=56% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Balance at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">64,421</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">52,581</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,205</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=56% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Provision for loan losses</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">68,375</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">78,695</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">91,515</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=56% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Net charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(81,386)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(66,855)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(94,139)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=56% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">51,410</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">64,421</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">52,581</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_9a4d4cd5bcbf4d82a3921d493"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PCI Loans</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation acquired PCI loans
accounted for under ASC 310-30 as part of the transaction that closed on
February 27, 2015 in which FirstBank acquired 10 Puerto Rico banking branches
of Doral Bank, and acquired certain assets, including PCI loans, and assumed
deposits, through an alliance with Banco Popular of Puerto Rico, which was the
successful lead bidder with the FDIC on the failed Doral Bank, as well as other
co-bidders. The Corporation also acquired PCI loans in previously completed
asset acquisitions that are accounted for under ASC 310-30. These previous
transactions include the acquisition from Doral Financial in the second quarter
of 2014 of all its rights, title and interest in first and second residential
mortgage loans in full satisfaction of secured borrowings owed by such entity
to FirstBank.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under ASC 310-30, the acquired PCI loans
were aggregated into pools based on similar characteristics (i.e., delinquency
status and loan terms). Each loan pool is accounted for as a single asset with
a single composite interest rate and an aggregate expectation of cash flows.
Since the loans are accounted for by the Corporation under ASC 310-30, they are
not considered non-performing and will continue to have an accretable yield as
long as there is a reasonable expectation about the timing and amount of cash
flows expected to be collected. The Corporation recognizes additional losses on
this portfolio when it is probable that the Corporation will be unable to
collect all cash flows expected as of the acquisition date plus additional cash
flows expected to be collected arising from changes in estimates after the
acquisition date.</font></font><a name="XBRL_CS_9a4d4cd5bcbf4d82a3921d493_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">211</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_212"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=7 valign=bottom width=100% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">The carrying amount of PCI
  loans follows:
  </font></td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=58% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=58% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=58% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=5 nowrap width=42% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=58% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">153,991</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">162,676</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,183</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,142</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=58% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  PCI loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">158,174</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">165,818</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=53% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Allowance
  for loan losses</font></p>
  </td>
 <td nowrap width=5% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,251)</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,857)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=58% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  PCI loans, net of allowance for loan losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">146,923</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">158,961</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=20 valign=bottom width=100% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  The following tables present PCI loans by past due status as of December 31,
  2017 and 2016:</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap width=26% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=11% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap width=26% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap width=26% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">30-59 Days </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">60-89 Days </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">90 days or more </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Total Past Due </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Total PCI loans</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Current </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap width=26% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=18 nowrap width=74% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;&#160;&#160;
  Residential mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">16,600</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">26,471</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">43,071</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">110,920</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">153,991</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap width=26% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">355</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">2,834</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">3,189</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">994</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">4,183</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Total
  <sup>(1)</sup></font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">16,955</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">29,305</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">46,260</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">111,914</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">158,174</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=26% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">_____________</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=top width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=19 valign=top width=97% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">According
  to the Corporation's delinquency policy and consistent with the instructions
  for the preparation of the Consolidated Financial Statements for Bank Holding
  Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage
  and commercial mortgage loans are considered past due when the borrower is in
  arrears two or more monthly payments. PCI residential mortgage loans and
  commercial mortgage loans past due 30-59 days as of December 31, 2017
  amounted to $28.1 million and $0.2 million, respectively.</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=19 nowrap width=97% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=26% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap width=26% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">30-59 Days </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">60-89 Days </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">90 days or more </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Total Past Due </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Total PCI loans</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Current </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=26% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=18 nowrap width=74% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;&#160;&#160;
  Residential mortgage loans </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">11,892</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">27,849</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">39,741</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">122,935</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">162,676</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=2 nowrap width=26% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial mortgage loans</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">355</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">1,150</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">1,505</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">1,637</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">3,142</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=2 nowrap width=26% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Total
  <sup>(1)</sup></font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">12,247</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">28,999</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">41,246</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">124,572</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">165,818</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=2 nowrap width=26% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">_____________</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=top width=3% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=19 valign=top width=97% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">According
  to the Corporation's delinquency policy and consistent with the instructions
  for the preparation of the Consolidated Financial Statements for Bank Holding
  Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage
  and commercial mortgage loans are considered past due when the borrower is in
  arrears two or more monthly payments. PCI residential mortgage loans and
  commercial mortgage loans past due 30-59 days as of December 31, 2016
  amounted to $22.3 million and $0.1 million, respectively.</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:15.0pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_f25082d3044d432d872cab7a2"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">212</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_213"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><i><font lang=EN-US style="font-size:10.0pt;">Initial
Fair Value and Accretable Yield of PCI Loans</font></i></font>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At acquisition,
the Corporation estimated the cash flows the Corporation expected to collect on
PCI loans. Under the accounting guidance for PCI loans, the difference between
the contractually required payments and the cash flows expected to be collected
at acquisition is referred to as the non-accretable difference. This difference
is neither accreted into income nor recorded on the Corporation&#8217;s consolidated
statements of financial condition. The excess of cash flows expected to be
collected over the estimated fair value is referred to as the accretable yield
and is recognized in interest income over the remaining life of the loans,
using the effective-yield method.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_CS_f25082d3044d432d872cab7a2_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:2.0pt;">&#160;&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_TS_9905531067f945df983be6e07"></a><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in Accretable Yield of Acquired Loans</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subsequent to the acquisition of loans,
the Corporation is required to periodically evaluate its estimate of cash flows
expected to be collected. These evaluations, performed quarterly, require the
continued use of key assumptions and estimates, similar to the initial estimate
of fair value. Subsequent changes in the estimated cash flows expected to be
collected may result in changes in the accretable yield and non-accretable
difference or reclassifications from non-accretable yield to accretable yield.
Increases in the cash flows expected to be collected will generally result in
an increase in interest income over the remaining life of the loan or pool of
loans. Decreases in expected cash flows due to further credit deterioration
will generally result in an impairment charge recognized in the Corporation&#8217;s
provision for loan and lease losses, resulting in an increase to the allowance
for loan and lease losses. During 2017, the Corporation increased by $4.4
million to $11.3 million the reserve related to PCI loans acquired from Doral
Financial in 2014 and from Doral Bank in 2015. The reserve is driven by the
revisions to the expected cash flows of the portfolio for the remaining term of
the loan pool based on expected performance and market conditions. Approximately
$<a name="XBRL_CS_3727e3e939c6458389e5519db"></a>1.8<a name="XBRL_CS_3727e3e939c6458389e5519db_bclEnd"></a> million of the increase
was associated with qualitative adjustments to the expected cash flows that
account for the estimated impact Hurricane Maria could have on the PCI
portfolio; considering the loans historical-deteriorated credit conditions and
their higher susceptibility to adverse macroeconomic effects.</font></font><a name="XBRL_TS_9905531067f945df983be6e07_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=7 nowrap valign=top width=100% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Changes
  in the accretable yield of PCI loans for the years ended December 31, 2017
  and 2016 were as follows:</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=48% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=48% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=23% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=24% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap valign=bottom width=51% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:white;border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">116,462</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">118,385</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Accretion
  recognized in earnings</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(10,810)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(11,533)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 valign=bottom width=51% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Reclassification
  (to) from non-accretable</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,970)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,610</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 valign=bottom width=51% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Balance at end of period</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">103,682</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">116,462</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=3% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=48% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">213</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_214"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=7 nowrap valign=bottom width=100% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">Changes in the carrying
  amount of loans accounted for pursuant to ASC 310-30 follows:
  </font></td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=3% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=53% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=53% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=21% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year ended </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=21% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year ended </font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=53% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=21% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=21% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 valign=bottom width=56% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=19% style="background:white;border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 valign=bottom width=56% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">165,818</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">173,913</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 valign=bottom width=56% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Accretion
  </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,810</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,533</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 valign=bottom width=56% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Collections
  </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(15,400)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(17,184)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 valign=bottom width=56% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Foreclosures</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,054)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,444)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 valign=bottom width=56% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Ending balance </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">158,174</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="background:#CCEEFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">165,818</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 valign=bottom width=56% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Allowance
  for loan losses</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(11,251)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6,857)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 width=56% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Ending
  balance, net of allowance for loan losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">146,923</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">158,961</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=7 nowrap valign=bottom width=100% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Changes
  in the allowance for loan losses related to PCI loans follows:</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=22% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=3% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=21% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=25% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=24% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=53% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year ended</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=25% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=24% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=4% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=53% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 valign=bottom width=47% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,857</font></p>
  </td>
 <td valign=bottom width=4% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,962</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 valign=bottom width=47% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision
  for loan losses</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,394</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,895</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 valign=bottom width=47% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at end of period</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=22% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,251</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,857</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_34abf45060b04f5ca34b14169"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The outstanding principal balance of PCI
loans, including amounts charged off by the Corporation, amounted to $</font></font><a name="XBRL_CS_cf6218dcfaa94ef29a95f9986"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">196.6</font></font><a name="XBRL_CS_cf6218dcfaa94ef29a95f9986_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million as of December 31, 2017 (December
31, 2016- $<a name="XBRL_CS_dc712b4e491847268c0867003"></a>207.3 <a name="XBRL_CS_dc712b4e491847268c0867003_bclEnd"></a>million).</font></font><a name="XBRL_CS_34abf45060b04f5ca34b14169_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_732a7985326c4308816d295ff"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Purchases and Sales of Loans</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, the
Corporation purchased $<a name="XBRL_CS_becea9b17d714180bcff99290"></a>58.9<a name="XBRL_CS_becea9b17d714180bcff99290_bclEnd"></a> million of residential
mortgage loans consistent with a strategic program to purchase ongoing
residential mortgage loan production from mortgage bankers in Puerto Rico. Generally,
the loans purchased from mortgage bankers were conforming residential mortgage
loans. Purchases of conforming residential mortgage loans provide the
Corporation the flexibility to retain or sell the loans, including through
securitization transactions, depending upon the Corporation&#8217;s interest rate
risk management strategies. When the Corporation sells such loans, it generally
keeps the servicing of the loans. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the ordinary
course of business, the Corporation sells residential mortgage loans
(originated or purchased) to GNMA and GSEs such as FNMA and FHLMC, which
generally securitize the transferred loans into mortgage-backed securities for
sale into the secondary market. The Corporation sold $<a name="XBRL_CS_dab705917526419e800945fb1"></a>235.1<a name="XBRL_CS_dab705917526419e800945fb1_bclEnd"></a> million of FHA/VA mortgage
loans to GNMA, which packages them into mortgage-backed securities. Also during
2017, the Corporation sold approximately $<a name="XBRL_CS_bb983d8a515b482a83cb8198e"></a>87.5<a name="XBRL_CS_bb983d8a515b482a83cb8198e_bclEnd"></a> million of performing
residential mortgage loans to FNMA and FHLMC. The Corporation&#8217;s continuing
involvement in these sold loans consists primarily of servicing the loans. In addition,
the Corporation agrees to repurchase loans when it breaches any of the
representations and warranties included in the sale agreement. These
representations and warranties are consistent with the GSEs&#8217; selling and
servicing guidelines (i.e., ensuring that the mortgage was properly
underwritten according to established guidelines). </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For loans sold to
GNMA, the Corporation holds an option to repurchase individual delinquent loans
issued on or after January 1, 2003 when the borrower fails to make any payment
for three consecutive months. This option gives the Corporation the ability,
but not the obligation, to repurchase the delinquent loans at par without prior
authorization from GNMA. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under ASC Topic
860, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transfer and Servicing</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, once the Corporation has the unilateral
ability to repurchase the delinquent loan, it is considered to have regained
effective control over the loan and is required to recognize the loan and a
corresponding repurchase liability on the balance sheet regardless of the
Corporation&#8217;s intent to repurchase the loan. As of December 31, 2017 and 2016,
rebooked GNMA delinquent loans included in the Corporation&#8217;s residential
mortgage loan portfolio amounted to $62.1 million and $43.7 million,
respectively. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">214</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_215"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, 2016, anfd 2015, the Corporation repurchased,
pursuant to its repurchase option with GNMA, $<a name="XBRL_CS_2af87a481e094bd69639740e0"></a>25.1<a name="XBRL_CS_2af87a481e094bd69639740e0_bclEnd"></a> million, $<a name="XBRL_CS_9d24c26a426c4a37aa2ae8275"></a>29.1 <a name="XBRL_CS_9d24c26a426c4a37aa2ae8275_bclEnd"></a>million, and $<a name="XBRL_CS_2478d760b41e415887a8f6661"></a>19.2<a name="XBRL_CS_2478d760b41e415887a8f6661_bclEnd"></a> million, respectively, of
loans previously sold to GNMA. The principal balance of these loans is fully
guaranteed and the risk of loss related to the repurchased loans is generally
limited to the difference between the delinquent interest payment advanced to
GNMA computed at the loan&#8217;s interest rate and the interest payments reimbursed
by the FHA, which are computed at a pre-determined debenture rate. Repurchases
of GNMA loans allow the Corporation, among other things, to maintain acceptable
delinquency rates on outstanding GNMA pools and remain as a seller and servicer
in good standing with GNMA. During the fourth quarter of 2017, the Corporation
requested and received approval from GNMA for the exclusion of loans in the
areas affected by Hurricanes Irma and Maria from calculations of delinquency
and default ratios established in the GNMA Mortgage-Backed Securities Guide. The
Corporation generally remediates any breach of representations and warranties
related to the underwriting of such loans according to established GNMA
guidelines without incurring losses. The Corporation does not maintain a
liability for estimated losses as a result of breaches in representations and
warranties.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loan sales to FNMA
and FHLMC are without recourse in relation to the future performance of the
loans. The Corporation repurchased at par loans previously sold to FNMA and
FHLMC in the amounts of $<a name="XBRL_CS_9b9f9c16d9884652af9f9b781"></a>36<a name="XBRL_CS_9b9f9c16d9884652af9f9b781_bclEnd"></a> thousand, $<a name="XBRL_CS_a873fa983eb248e2b053f734a"></a>0.7<a name="XBRL_CS_a873fa983eb248e2b053f734a_bclEnd"></a> million, and $<a name="XBRL_CS_2fb9b289bf6446c9bb89bd1f9"></a>1.4<a name="XBRL_CS_2fb9b289bf6446c9bb89bd1f9_bclEnd"></a> million during 2017, 2016,
and 2015, respectively. The Corporation&#8217;s risk of loss with respect to these
loans is also minimal as these repurchased loans are generally performing loans
with documentation deficiencies. No losses related to breaches of
representations and warranties were incurred in 2017. Historically, losses
experienced on these loans have been immaterial. As a consequence, as of
December 31, 2017, the Corporation does not maintain a liability for estimated
losses on loans expected to be repurchased as a result of breaches in loan and
servicer representations and warranties.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition,
during 2017, the Corporation purchased $<a name="XBRL_CS_66a7fa9ce9b14462ac73ea709"></a>52.6<a name="XBRL_CS_66a7fa9ce9b14462ac73ea709_bclEnd"></a> million in commercial and
industrial loan participations. Also, during 2016, and 2015, the Corporation
sold $<a name="XBRL_CS_00d7c032b098423fa96697690"></a>20.2<a name="XBRL_CS_00d7c032b098423fa96697690_bclEnd"></a> million and $<a name="XBRL_CS_00e25bbde8524998a8539a09f"></a>20.0<a name="XBRL_CS_00e25bbde8524998a8539a09f_bclEnd"></a> million of commercial
mortgage loan participations, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sale of the Puerto Rico Electric Power
Authority (PREPA) Loan</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the first quarter of 2017, the
Corporation received an unsolicited offer for, and sold, its outstanding
participation in the PREPA line of credit with a book value of $<a name="XBRL_CS_337d3c14f7774c76b969c2d28"></a><a name=BookmarkName61></a><a name=BookmarkName62></a><a name=BookmarkName63></a><a name="BookmarkName61_bclEnd"></a><a name="BookmarkName62_bclEnd"></a><a name="BookmarkName63_bclEnd"></a>64<a name=BookmarkName64></a><a name="BookmarkName64_bclEnd"></a><a name="XBRL_CS_337d3c14f7774c76b969c2d28_bclEnd"></a> <a name="BookmarkName3_0"></a><a name="BookmarkName3_bclEnd_0"></a><a name="BookmarkName3_0_bclEnd"></a><a name="BookmarkName3_bclEnd_0_bclEnd"></a>million at the time of sale (principal
balance of $<a name="XBRL_CS_90f2152f92bd43f99e445ae5d"></a><a name=BookmarkName65></a><a name=BookmarkName66></a><a name=BookmarkName67></a><a name="BookmarkName65_bclEnd"></a><a name="BookmarkName66_bclEnd"></a><a name="BookmarkName67_bclEnd"></a>75<a name="BookmarkName4_0"></a><a name="BookmarkName4_bclEnd_0"></a><a name=BookmarkName68></a><a name="BookmarkName4_0_bclEnd"></a><a name="BookmarkName4_bclEnd_0_bclEnd"></a><a name="BookmarkName68_bclEnd"></a><a name="XBRL_CS_90f2152f92bd43f99e445ae5d_bclEnd"></a> million), thereby reducing
its direct exposure to the Puerto Rico government.&nbsp; A specific reserve of
approximately $<a name="XBRL_CS_93b428fc3eb54bfc891e6be1d"></a><a name=BookmarkName69></a><a name=BookmarkName70></a><a name=BookmarkName71></a><a name="BookmarkName69_bclEnd"></a><a name="BookmarkName70_bclEnd"></a><a name="BookmarkName71_bclEnd"></a>10.2<a name=BookmarkName72></a><a name="BookmarkName72_bclEnd"></a> <a name="BookmarkName5_0"></a><a name="BookmarkName5_bclEnd_0"></a><a name="BookmarkName5_0_bclEnd"></a><a name="BookmarkName5_bclEnd_0_bclEnd"></a><a name="XBRL_CS_93b428fc3eb54bfc891e6be1d_bclEnd"></a>million had been allocated
to this loan.&nbsp; Gross proceeds of $<a name="XBRL_CS_cd61ab49a7d74ed096e3c3dd3"></a><a name=BookmarkName73></a><a name=BookmarkName74></a><a name=BookmarkName75></a><a name="BookmarkName73_bclEnd"></a><a name="BookmarkName74_bclEnd"></a><a name="BookmarkName75_bclEnd"></a>53.2<a name="BookmarkName6_0"></a><a name="BookmarkName6_bclEnd_0"></a><a name="BookmarkName6_0_bclEnd"></a><a name="BookmarkName6_bclEnd_0_bclEnd"></a> <a name=BookmarkName76></a><a name="BookmarkName76_bclEnd"></a><a name="XBRL_CS_cd61ab49a7d74ed096e3c3dd3_bclEnd"></a>million from the sale
resulted in an incremental loss of $<a name="XBRL_CS_76399ccbecec4ccd9a8734722"></a><a name=BookmarkName77></a><a name=BookmarkName78></a><a name=BookmarkName79></a><a name="BookmarkName77_bclEnd"></a><a name="BookmarkName78_bclEnd"></a><a name="BookmarkName79_bclEnd"></a>0.6<a name="BookmarkName7_0"></a><a name="BookmarkName7_bclEnd_0"></a><a name="BookmarkName7_0_bclEnd"></a><a name="BookmarkName7_bclEnd_0_bclEnd"></a> <a name=BookmarkName80></a><a name="BookmarkName80_bclEnd"></a><a name="XBRL_CS_76399ccbecec4ccd9a8734722_bclEnd"></a>million recorded as a
charge to the provision for loan and lease losses in 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sale of a $16.3 Million Pool of
Non-Performing Assets</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">uring the fourth quarter of 2016, the Corporation completed
the sale of a pool of non-performing assets with a book value of $<a name="XBRL_CS_c327825f57c84bdaa526fdc00"></a>16.3 <a name="XBRL_CS_c327825f57c84bdaa526fdc00_bclEnd"></a>million (principal balance
of $<a name="XBRL_CS_a2e6d4d342cd4d969e378f080"></a>20.1 <a name="XBRL_CS_a2e6d4d342cd4d969e378f080_bclEnd"></a>million), in a cash
transaction. The proceeds from this sale were $<a name="XBRL_CS_a1fd439f7eb64062aedf4ad1e"></a><a name="XBRL_CS_bdaa3a54453548b6961a211ac"></a>11.3 <a name="XBRL_CS_a1fd439f7eb64062aedf4ad1e_bclEnd"></a><a name="XBRL_CS_bdaa3a54453548b6961a211ac_bclEnd"></a>million net of escrows and
principal and interest collected on behalf of the purchaser subsequent to the
effective date of the transaction. Approximately $<a name="XBRL_CS_be7f82db798b46ae968c1bbbd"></a>2.8 <a name="XBRL_CS_be7f82db798b46ae968c1bbbd_bclEnd"></a>million of reserves had
been allocated to the loans. This transaction resulted in total net charge-offs
of $<a name="XBRL_CS_f123667ed795453e82d2eaebe"></a>4.6 <a name="XBRL_CS_f123667ed795453e82d2eaebe_bclEnd"></a>million and an incremental
pre-tax loss of $<a name="XBRL_CS_0e36aad912fc4f678bc4104fd"></a>1.8 <a name="XBRL_CS_0e36aad912fc4f678bc4104fd_bclEnd"></a>million recorded as a
charge to the provision for loan and lease losses in 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Bulk Sale of Assets </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the second quarter of
2015, the Corporation completed the sale of commercial and construction loans
with a book value of $<a name="XBRL_CS_e33e7e9436a1469799eb59341"></a>147.5 <a name="XBRL_CS_e33e7e9436a1469799eb59341_bclEnd"></a>million ($<a name="XBRL_CS_2dd4616740454345a546d6798"></a>90.7 <a name="XBRL_CS_2dd4616740454345a546d6798_bclEnd"></a>million of commercial
mortgage loans, $<a name="XBRL_CS_53ff22c2cda240c1b909a054d"></a>45.8 <a name="XBRL_CS_53ff22c2cda240c1b909a054d_bclEnd"></a>million of commercial and
industrial, and $<a name="XBRL_CS_3d0577e0089943cabe7993fd0"></a>11.0 <a name="XBRL_CS_3d0577e0089943cabe7993fd0_bclEnd"></a>million of construction
loans), comprised mostly of non-performing and adversely classified loans, as
well as OREO properties with a book value of $<a name="XBRL_CS_947c95b6f5a74c69b76a6b568"></a>2.9<a name="XBRL_CS_947c95b6f5a74c69b76a6b568_bclEnd"></a> million, in a cash transaction.
The sale price of this bulk sale was $<a name="XBRL_CS_64b6c3f9f2004b80b52ae7c03"></a>87.3 <a name="XBRL_CS_64b6c3f9f2004b80b52ae7c03_bclEnd"></a>million. Approximately $<a name="XBRL_CS_0267f34db2634954b281c809d"></a>15.3 <a name="XBRL_CS_0267f34db2634954b281c809d_bclEnd"></a>million of reserves had
been allocated to the loans. This transaction resulted in total charge-offs of
$<a name="XBRL_CS_bf24a5c2b1d04fe5a154a2768"></a>61.4 <a name="XBRL_CS_bf24a5c2b1d04fe5a154a2768_bclEnd"></a>million and an incremental
pre-tax loss of $<a name="XBRL_CS_f8a67e90314c4e4b87e76f889"></a>48.7 <a name="XBRL_CS_f8a67e90314c4e4b87e76f889_bclEnd"></a>million recorded in 2015,
including $<a name="XBRL_CS_a50caf541c6f4b889828faf88"></a>0.9<a name="XBRL_CS_a50caf541c6f4b889828faf88_bclEnd"></a> million in professional
service fees directly attributable to the bulk sale.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; Loan Portfolio Concentration</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
primary lending area is Puerto Rico. The Corporation&#8217;s banking subsidiary,
FirstBank, also lends in the USVI and BVI markets and in the United States
(principally in the state of Florida). Of the total gross loans held for
investment of $8.9 billion as of December 31, 2017, approximately <a name="XBRL_CS_c9a25bf809d649959211b887a"></a>75<a name="XBRL_CS_c9a25bf809d649959211b887a_bclEnd"></a>% have credit risk
concentration in Puerto Rico, <a name="XBRL_CS_b5b5ed4d8e2c48c19c98ba724"></a>19<a name="XBRL_CS_b5b5ed4d8e2c48c19c98ba724_bclEnd"></a>% in the United States, and
<a name="XBRL_CS_1e6139f0552c4bd786f4f1c1d"></a>6<a name="XBRL_CS_1e6139f0552c4bd786f4f1c1d_bclEnd"></a>% in the USVI and BVI.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation
had $<a name="XBRL_CS_9bd8647ea0c044df8074faa2b"></a>55.9<a name="XBRL_CS_9bd8647ea0c044df8074faa2b_bclEnd"></a> million of outstanding loans
extended to the Puerto Rico government, its municipalities and public
corporations, compared to $<a name="XBRL_CS_90a04cc4892a46cb81362f375"></a>133.6 <a name="XBRL_CS_90a04cc4892a46cb81362f375_bclEnd"></a>million as of December 31,
2016. As mentioned above, during the first quarter of 2017, the Corporation
received an unsolicited offer for, and sold, its outstanding participation in
the PREPA line of credit </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">215</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_216"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">with a book value of $64
million at the time of sale (with a principal balance of $75 million), thereby
reducing its direct exposure to the Puerto Rico government.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Approximately $<a name="XBRL_CS_1ddefe03ad0c43d7898d52ea0"></a><a name="XBRL_CS_14d996d85f354f5299fd056ad"></a><a name="XBRL_CS_7c43e92ce6a34117996de8814"></a><a name=BookmarkName81></a><a name="BookmarkName81_bclEnd"></a><a name="XBRL_CS_14d996d85f354f5299fd056ad_bclEnd"></a><a name="XBRL_CS_7c43e92ce6a34117996de8814_bclEnd"></a>33.9<a name=BookmarkName10></a><a name=BookmarkName82></a><a name="BookmarkName10_bclEnd"></a><a name="BookmarkName10_bclEnd_bclEnd"></a><a name="BookmarkName82_bclEnd"></a><a name="XBRL_CS_1ddefe03ad0c43d7898d52ea0_bclEnd"></a> million of the outstanding
loans as of December 31, 2017 consisted of loans extended to municipalities in
Puerto Rico, which in most cases are supported by assigned property tax
revenues.&nbsp; The vast majority of revenues of the municipalities included in
the Corporation&#8217;s loan portfolio are independent of the Puerto Rico central
government. These municipalities are required by law to levy special property
taxes in such amounts as are required for the payment of all of their
respective general obligation bonds and notes. Late in 2015, the GDB and the
Municipal Revenue Collection Center (&#8220;CRIM&#8221;) signed and perfected a deed of
trust. Through this deed, the GDB, as fiduciary, is required to keep the CRIM
funds separate from any other deposits and must distribute the funds pursuant
to applicable law. The CRIM funds are deposited at another commercial
depository financial institution in Puerto Rico. Approximately $<a name="XBRL_CS_282afa1fabad4aa298da04a72"></a>6.8<a name="XBRL_CS_282afa1fabad4aa298da04a72_bclEnd"></a> million of the outstanding
loans as of December 31, 2017 consisted of a loan to a unit of the central
government, and approximately $<a name="XBRL_CS_1973fa71c27b474f95a2661a5"></a><a name="XBRL_CS_a97824e7672b498380bc3e65c"></a><a name="XBRL_CS_dd491d7c1ae64a059d55daaec"></a><a name=BookmarkName83></a><a name="BookmarkName83_bclEnd"></a><a name="XBRL_CS_a97824e7672b498380bc3e65c_bclEnd"></a><a name="XBRL_CS_dd491d7c1ae64a059d55daaec_bclEnd"></a>15.1<a name=BookmarkName12></a><a name=BookmarkName84></a><a name="BookmarkName12_bclEnd"></a><a name="BookmarkName12_bclEnd_bclEnd"></a><a name="BookmarkName84_bclEnd"></a> <a name="XBRL_CS_1973fa71c27b474f95a2661a5_bclEnd"></a>million consisted of a loan
to an affiliate of&#160; PREPA.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Furthermore, as of December 31, 2017, the
Corporation had three commercial mortgage loans granted to the hotel industry
in Puerto Rico that were previously guaranteed by the Puerto Rico Tourism
Development Fund (&#8220;TDF&#8221;) with an outstanding principal balance of $<a name="XBRL_CS_86020a4805dd4f5ba0359191b"></a>120.2<a name="XBRL_CS_86020a4805dd4f5ba0359191b_bclEnd"></a> million (book value of $<a name="XBRL_CS_125a0111e9b941a9a8a51888d"></a>70.8<a name="XBRL_CS_125a0111e9b941a9a8a51888d_bclEnd"></a> million), compared to $<a name="XBRL_CS_758c14cf05ec403f87e3246b1"></a>127.7<a name="XBRL_CS_758c14cf05ec403f87e3246b1_bclEnd"></a> million outstanding (book
value of $<a name="XBRL_CS_98e6caba1ee54115964681e1d"></a>111.8 <a name="XBRL_CS_98e6caba1ee54115964681e1d_bclEnd"></a>million) as of December 31,
2016. Historically, the borrower and the operations of the underlying
collateral of these loans have been the primary sources of repayment and the
TDF, which is a subsidiary of the GDB, provided a secondary guarantee for
payment performance.&nbsp; As part of agreements executed in the second quarter
of 2017 and first quarter of 2018, the TDF paid $<a name="XBRL_CS_081f8758f57246c29dfa91ec3"></a>7.6 <a name="XBRL_CS_081f8758f57246c29dfa91ec3_bclEnd"></a>million and $<a name="XBRL_CS_27a2ffb5368341829e616b597"></a>4.0 <a name="XBRL_CS_27a2ffb5368341829e616b597_bclEnd"></a>million, respectively, to
honor a portion of its guarantee on these loans.&nbsp; &nbsp;As provided in the
agreements, the cash payments received by the Corporation released the TDF from
its liability as a guarantor of these loans. As a result, the income-producing
real estate properties are now the only collateral of such loans, thus, any
decline in collateral valuations may require additional impairments on these
loans.&nbsp; All the three TDF commercial mortgage loans have been classified
as non-performing and impaired since the first quarter of 2016, and interest
payments have been applied against principal since then. Approximately $<a name="XBRL_CS_06f25c802dcb45fa876cc3d62"></a>4.7<a name="XBRL_CS_06f25c802dcb45fa876cc3d62_bclEnd"></a> million of interest
payments received on loans guaranteed by the TDF since late March 2016 have
been applied against principal. During 2017, the Corporation recorded
charge-offs totaling $<a name="XBRL_CS_00231590f3c340c78408d1856"></a>30.8 <a name="XBRL_CS_00231590f3c340c78408d1856_bclEnd"></a>million on these facilities
for the portion of the recorded investment in excess of the fair value of the
collateral and the guarantee, considering the aforementioned agreements reached
with the TDF.&nbsp; In addition, GDB agreed to issue to the Bank a fixed income
financial instrument pursuant to the GDB&#8217;s Restructuring Support Agreement
approved by the PROMESA oversight board. As of December 31, 2017, the non-performing
TDF commercial mortgage loans and related facilities are being carried (net of
reserves and accumulated charge-offs) at <a name="XBRL_CS_eb5ea289e6a84165a51b5ee7a"></a>52<a name="XBRL_CS_eb5ea289e6a84165a51b5ee7a_bclEnd"></a>% of the unpaid principal
balance.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the Corporation had $<a name="XBRL_CS_372bb9085fa04b28ae8940339"></a>116.5<a name="XBRL_CS_372bb9085fa04b28ae8940339_bclEnd"></a> million in exposure to
residential mortgage loans that are guaranteed by the Puerto Rico Housing
Finance Authority (the &#8220;PRHFA&#8221;). Residential mortgage loans guaranteed by the PRHFA
are secured by the underlying properties and the guarantees serve to cover
shortfalls in collateral in the event of a borrower default. The Puerto Rico
government guarantees up to $<a name="XBRL_CS_c8dae594058a49c58e9021e46"></a>75<a name="XBRL_CS_c8dae594058a49c58e9021e46_bclEnd"></a> million of the principal under
the mortgage loan insurance program. According to the most recently released
audited financial statements of the PRHFA, as of June 30, 2015, the PRHFA&#8217;s
mortgage loan insurance program covered loans in an aggregate of approximately
$<a name="XBRL_CS_623af5c7425a43d180623a95e"></a>552<a name="XBRL_CS_623af5c7425a43d180623a95e_bclEnd"></a> million. The regulations
adopted by the PRHFA require the establishment of adequate reserves to
guarantee the solvency of the mortgage loan insurance fund. As of June 30,
2015, the most recent date as to which information is available, the PRHFA had
a restricted net position for such purposes of approximately $<a name="XBRL_CS_f8f7d68429ee478c9e3d0ba66"></a>77.4 <a name="XBRL_CS_f8f7d68429ee478c9e3d0ba66_bclEnd"></a>million. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation also has credit exposure
to USVI government entities. As of December 31, 2017, the Corporation had</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$<a name="XBRL_CS_b143be41f257432fb16bd4b63"></a>70.4<a name="XBRL_CS_b143be41f257432fb16bd4b63_bclEnd"></a> million in loans to USVI
government instrumentalities and public corporations, compared to $<a name="XBRL_CS_769151b48ecb478e8323a61b3"></a>84.7 <a name="XBRL_CS_769151b48ecb478e8323a61b3_bclEnd"></a>million as of December 31,
2016. Of the amount outstanding as of December 31, 2017, approximately $<a name="XBRL_CS_df451acd5c744789878f8953c"></a><a name=BookmarkName85></a><a name="BookmarkName85_bclEnd"></a>47.2<a name=BookmarkName86></a><a name="BookmarkName86_bclEnd"></a> <a name="XBRL_CS_df451acd5c744789878f8953c_bclEnd"></a>million was owed by public
corporations of the USVI and $<a name="XBRL_CS_16a8c384c63944a8a9c8ba76f"></a><a name=BookmarkName87></a><a name="BookmarkName87_bclEnd"></a>23.2<a name=BookmarkName88></a><a name="BookmarkName88_bclEnd"></a><a name="XBRL_CS_16a8c384c63944a8a9c8ba76f_bclEnd"></a> million was owed by an
independent instrumentality of the USVI government.&nbsp; All loans are
currently performing and up to date on principal and interest payments. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation cannot predict at this
time the impact that the current fiscal situation of the Commonwealth of Puerto
Rico, the uncertainty about the debt restructuring process, and the various
legislative and other measures adopted and to be adopted by the Puerto Rico
government and the PROMESA oversight board in response to such fiscal situation
and Hurricanes Irma and Maria will have on the Puerto Rico economy, the
Corporation&#8217;s clients, and&#160; the Corporation&#8217;s financial condition and results
of operations. Refer to Note 10 &#8211; Allowance for Loan and Lease Losses, for
additional information about the Corporation&#8217;s estimate of losses related to
the impact of Hurricanes Irma and Maria in 2017. &#160;</font></font><a name="XBRL_CS_732a7985326c4308816d295ff_bclEnd"></a></p>

<a name="XBRL_CS_cd0a94fe5c5b4418a0706cbad"></a>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">216</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_217"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">Troubled
Debt Restructurings</font></b></font>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
provides homeownership preservation assistance to its customers through a loss
mitigation program in Puerto Rico that is similar to the U.S. government&#8217;s Home
Affordable Modification Program guidelines. Depending upon the nature of borrowers&#8217;
financial condition, restructurings or loan modifications through this program
as well as other restructurings of individual commercial, commercial mortgage,
construction, and residential mortgage loans fit the definition of a TDR. A
restructuring of a debt constitutes a TDR if the creditor for economic or legal
reasons related to the debtor&#8217;s financial difficulties grants a concession to
the debtor that it would not otherwise consider. Modifications involve changes
in one or more of the loan terms that bring a defaulted loan current and
provide sustainable affordability. Changes may include, among others, the
extension of the maturity of the loan and modifications of the loan rate. As of
December 31, 2017, the Corporation&#8217;s total TDR loans held for investment of
$587.2 million consisted of $363.9 million of residential mortgage loans, $94.1
million of commercial and industrial loans, $50.8 million of commercial
mortgage loans, $<a name="XBRL_CS_9672d418f16d473e96e4520b1"></a>41.8<a name="XBRL_CS_9672d418f16d473e96e4520b1_bclEnd"></a> million of construction
loans, and $<a name="XBRL_CS_eb601590478a4a3494c0feba1"></a>36.6<a name="XBRL_CS_eb601590478a4a3494c0feba1_bclEnd"></a> million of consumer loans.
Outstanding unfunded commitments on TDR loans amounted to $<a name="XBRL_CS_17421ce351be4fc2a3f449da7"></a>9.4<a name="XBRL_CS_17421ce351be4fc2a3f449da7_bclEnd"></a> million as of December 31,
2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s loss mitigation programs
for residential mortgage and consumer loans can provide for one or a
combination of the following: movement of interest past due to the end of the
loan, extension of the loan term, deferral of principal payments and reduction
of interest rates either permanently or for a period of up to six years (increasing
back in step-up rates). Additionally, in certain cases, the restructuring may
provide for the forgiveness of contractually due principal or interest.
Uncollected interest is added to the end of the loan term at the time of the
restructuring and not recognized as income until collected or when the loan is
paid off. These programs are available only to those borrowers who have
defaulted, or are likely to default, permanently on their loan and would lose
their homes in a foreclosure action absent some lender concession.
Nevertheless, if the Corporation is not reasonably assured&nbsp;that the
borrower will comply with its contractual commitment, properties are
foreclosed. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Prior to permanently modifying a loan, the
Corporation may enter into trial modifications with certain borrowers. Trial
modifications generally represent a six-month period during which the borrower
makes monthly payments under the anticipated modified payment terms prior to a
formal modification. Upon successful completion of a trial modification, the
Corporation and the borrower enter into a permanent modification. TDR loans
that are participating in or that have been offered a binding trial
modification are classified as TDRs when the trial offer is made and continue
to be classified as TDRs regardless of whether the borrower enters into a
permanent modification. As of December 31, 2017, the Corporation classified an
additional $<a name="XBRL_CS_d138e6fcfeaa4ead81c440919"></a>0.8<a name="XBRL_CS_d138e6fcfeaa4ead81c440919_bclEnd"></a> million of residential
mortgage loans as TDRs that were participating in or had been offered a trial
modification.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the commercial real estate, commercial
and industrial, and construction loan portfolios, at the time of a
restructuring, the Corporation determines, on a loan-by-loan basis, whether a
concession was granted for economic or legal reasons related to the borrower&#8217;s
financial difficulty. Concessions granted for commercial loans could include:
reductions in interest rates to rates that are considered below market;
extension of repayment schedules and maturity dates beyond original contractual
terms; waivers of borrower covenants; forgiveness of principal or interest; or
other contractual changes that would be considered a concession. The
Corporation mitigates loan defaults for its commercial loan portfolios through
its collection function. The function&#8217;s objective is to minimize both early
stage delinquencies and losses upon default of commercial loans. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">In the case of the commercial and industrial,
commercial mortgage, and construction loan portfolios, the Corporation&#8217;s Special
Asset Group (&#8220;SAG&#8221;) focuses on strategies for the accelerated reduction of
non-performing assets through note sales, short sales, loss mitigation
programs, and sales of OREO.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the Corporation extends,
renews, and restructures loans with satisfactory credit profiles. Many
commercial loan facilities are structured as lines of credit, which primarily
have one year terms and, therefore, are required to be renewed annually. Other
facilities may be restructured or extended from time to time based upon changes
in the borrower&#8217;s business needs, use of funds, timing of completion of
projects, and other factors. If the borrower is not deemed to have financial
difficulties, extensions, renewals, and restructurings are done in the normal
course of business and are not considered to be concessions, and the loans
continue to be recorded as performing.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans subject to the previously described
three-month payment deferral programs established by the Corporation in 2017 to
assist individuals and businesses affected by Hurricanes Irma and Maria are not
considered TDRs as the time period for deferral of payments was not
significant.</font></font><a name="XBRL_CS_cd0a94fe5c5b4418a0706cbad_bclEnd"></a></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">217</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_218"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td colspan=22 valign=bottom width=98% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Selected
  information on TDR loans that includes the recorded investment by loan class
  and modification type is summarized in the following tables. This information
  reflects all TDRs:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=21 valign=bottom width=74% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:43.5pt;">
  <td nowrap valign=bottom width=2% style="height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest rate below market</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Maturity or term extension</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Combination of reduction in
  interest rate and extension of maturity</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Forgiveness of principal
  and/or interest</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Forbearance Agreement </font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">(1)&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Troubled
  Debt Restructurings:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Non-FHA/VA Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,964</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,318</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">267,578</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">62,070</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">363,930</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Commercial Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,563</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,094</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,870</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,285</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">50,812</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Commercial and Industrial loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,510</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,648</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,049</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,623</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,282</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">94,112</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Construction loans:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,941</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,186</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">331</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,476</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,100</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">217</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">217</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Consumer loans - Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,347</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,233</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,025</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,605</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Finance Leases</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">238</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,946</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,184</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Consumer loans - Other</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">892</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,097</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,891</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">217</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,686</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,783</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total Troubled Debt Restructurings </font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,947</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,683</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">340,753</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,317</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,623</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">129,896</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">587,219</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=22 valign=bottom width=98% style="background:white;height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  concessions granted by the Corporation include deferral of principal and/or
  interest payments for a period longer than what would be considered
  insignificant, payment plans under judicial stipulation, or a combination of
  the concessions listed in the table.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=31% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=67% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:43.5pt;">
  <td nowrap valign=bottom width=2% style="height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:white;height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest rate below market</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Maturity or term extension</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Combination of reduction in
  interest rate and extension of maturity</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Forgiveness of principal
  and/or interest</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> (1)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Troubled
  Debt Restructurings:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Non-FHA/VA Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,254</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,373</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">280,588</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,594</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">375,809</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Commercial Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,044</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,007</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,005</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,686</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,742</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Commercial and Industrial loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,111</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,830</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,359</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">863</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,358</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,521</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Construction loans:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,735</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,219</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,362</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-commercial</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,893</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,893</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">357</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">357</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Consumer loans - Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,706</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,698</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,471</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,875</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Finance Leases</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">366</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,281</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,647</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Consumer loans - Other</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">236</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,518</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,662</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">299</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,127</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,842</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total Troubled Debt Restructurings</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,645</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">88,535</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">355,812</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,055</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">127,001</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">647,048</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=18 valign=bottom width=98% style="background:white;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  concessions granted by the Corporation include deferral of principal and/or
  interest payments for a period longer than what would be considered
  insignificant, payment plans under judicial stipulation, or a combination of
  the concessions listed in the table.</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">218</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_219"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td nowrap valign=bottom width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=31% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=67% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As of December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:43.5pt;">
  <td nowrap valign=bottom width=2% style="height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:white;height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest rate below market</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Maturity or term extension</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Combination of reduction in
  interest rate and extension of maturity</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Forgiveness of principal
  and/or interest</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:5.0pt;">(1)&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Troubled
  Debt Restructurings:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Non-FHA/VA Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,066</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,027</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">297,310</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">50,269</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">382,672</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Commercial Mortgage Loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,379</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,244</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,109</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,766</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,498</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Commercial and Industrial Loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,163</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">75,104</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,214</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,027</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,746</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">150,254</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Construction Loans:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">229</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,165</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">372</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,766</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,466</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,466</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction-Residential</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,046</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">436</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,482</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Consumer Loans - Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,330</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,388</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,864</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,582</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Finance Leases</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">621</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,456</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,077</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Consumer Loans - Other</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,604</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,026</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">327</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,748</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,794</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total Troubled Debt Restructurings </font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,697</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87,159</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">380,714</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,820</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">115,201</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">661,591</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=31% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=18 valign=top width=98% style="background:white;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  concessions granted by the Corporation include deferral of principal and/or
  interest payments for a period longer than what would be considered
  insignificant, payment plans under judicial stipulation, or a combination of
  the concessions listed in the table. </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=18 valign=top width=98% style="background:white;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=31% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=9% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 valign=bottom width=78% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  The following table presents the Corporation's TDR loans activity:</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=41% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=41% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap valign=bottom width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=41% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=5 nowrap valign=bottom width=64% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Beginning
  balance of TDRs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">647,048</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">661,591</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">694,453</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">New
  TDRs</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,837</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">84,942</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">111,890</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Increases
  to existing TDRs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,575</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,921</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,018</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Charge-offs
  post-modification</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1)(2)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(32,963)</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(24,876)</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(64,116)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Sales,
  net of charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(53,245)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,761)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(44,048)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Foreclosures
  </font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(25,059)</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(16,834)</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(39,706)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Removed
  from the TDR classification</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,031)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Reclassification
  from loans held for sale </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(3)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40,005</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Paid-off
  and partial payments </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(48,974)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(54,904)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(37,905)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Ending balance of TDRs</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">587,219</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">647,048</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">661,591</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=41% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=9 valign=top width=97% style="height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">For
  the year ended December 31, 2017, includes a $10.7 million charge-off related
  to the sale of the PREPA credit line.</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=9 valign=top width=97% style="height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">For
  the year ended December 31, 2016, includes $1.3 million of charge-offs
  related to TDRs included in the sale of the $16.3 million pool of
  non-performing assets. For the year ended December 31, 2015, includes $45.3
  million of charge-offs related to TDRs included in the bulk sale of assets.</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)</font></p>
  </td>
 <td colspan=9 valign=top width=97% style="height:10.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">During
  the third quarter of 2015, upon the signing of a new agreement with the
  borrower, the Corporation changed its intent to sell a $40.0 million construction
  loan in the Virgin Islands. Accordingly, the loan was transferred back from
  held for sale to held for investment and continues to be classified as a TDR
  and a non-performing loan.</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_1bce8f59779d40c1a76b268a5"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A TDR loan that specifies an interest rate that at the time of the
restructuring is greater than or equal to the rate the Corporation is willing
to accept for a new loan with comparable risk may not be reported as a TDR, or as
an impaired loan in the calendar years subsequent to the restructuring, if it
is in compliance with its modified terms. During the year ended December 31,
2016, the Corporation removed a $3.0 million loan from the TDR classification
as the borrower was no longer experiencing financial difficulties, and the loan
was refinanced at market terms and does not contain any concession to the
borrower.</font></font><a name="XBRL_CS_1bce8f59779d40c1a76b268a5_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">219</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_220"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td colspan=9 nowrap valign=bottom width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  The following table provides a breakdown of the TDR loans by those in accrual
  and nonaccrual status:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accrual</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Nonaccrual </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">(1) &nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total TDRs</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-FHA/VA
  Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">280,729</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">83,201</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">363,930</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,329</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">27,483</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">50,812</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">41,536</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">52,576</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">94,112</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction
  loans:</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,291</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,185</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,476</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction-commercial</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">35,100</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">35,100</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">217</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">217</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans - Auto</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,548</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,057</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,605</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance
  Leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,968</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,184</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans - Other</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,294</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,489</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,783</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total Troubled Debt Restructurings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">374,695</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">212,524</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">587,219</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td colspan=9 valign=bottom width=98% style="background:white;height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Included
  in non-accrual loans are $88.6 million in loans that are performing under the
  terms of the restructuring agreement but are reported in non-accrual status
  until the restructured loans meet the criteria of sustained payment
  performance under the revised terms for reinstatement to accrual status and
  are deemed fully collectible.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=10 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accrual</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Nonaccrual <sup>(1)</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total TDRs</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=52% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-FHA/VA
  Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">295,656</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">80,153</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">375,809</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  Mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">32,340</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,402</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">48,742</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,496</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">115,025</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">133,521</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction
  loans:</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,732</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,630</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,362</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;
  Construction-commercial </font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,893</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,893</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;
  Construction-residential</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">357</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">357</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans - Auto</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,253</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,622</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,875</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance
  Leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,542</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">105</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,647</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans - Other</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,868</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,974</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,842</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=52% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total Troubled Debt Restructurings</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">384,887</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">262,161</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">647,048</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=52% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td colspan=9 width=98% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Included
  in non-accrual loans are $110.6 million in loans that are performing under
  the terms of the restructuring agreement but are reported in non-accrual
  status until the restructured loans meet the criteria of sustained payment
  performance under the revised terms for reinstatement to accrual status and
  are deemed fully collectible.</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_596f8f99b7e74fac9767b559c"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">220</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_221"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">TDR loans exclude restructured residential
mortgage loans that are guaranteed by the U.S. federal government (i.e., FHA/VA
loans) totaling $<a name="XBRL_CS_e56ab333ecb540b68e0fe9723"></a>62.1<a name="XBRL_CS_e56ab333ecb540b68e0fe9723_bclEnd"></a> million as of December 31,
2017 (December 31, 2016 - $<a name="XBRL_CS_57c0ba0ac0b44d5db3ea986a3"></a>69.1<a name="XBRL_CS_57c0ba0ac0b44d5db3ea986a3_bclEnd"></a> million). The Corporation
excludes FHA/VA guaranteed loans from TDR loan statistics given that, in the
event that the borrower defaults on the loan, the principal and interest (at
the specified debenture rate) are guaranteed by the U.S. government; therefore,
the risk of loss on these types of loans is very low. The Corporation does not
consider loans with U.S. federal government guarantees to be impaired loans for
the purpose of calculating the allowance for loan and lease losses.</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loan modifications that are considered
TDRs and were completed during 2017, 2016 and 2015 were as follows:</font></font><a name="XBRL_CS_596f8f99b7e74fac9767b559c_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.45pt;">
  <td nowrap valign=bottom width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=56% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year ended December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap valign=bottom width=44% style="background:white;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pre-modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Post-modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap valign=bottom width=44% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;border:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Troubled
  Debt Restructurings:</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Non-FHA/VA Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">132</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,484</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,263</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial Mortgage loans</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,722</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,018</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial and Industrial loans</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,428</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,338</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction loans:</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">122</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">125</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Consumer loans - Auto</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">426</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,451</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,451</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Finance Leases</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">548</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">548</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Consumer loans - Other</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">657</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,041</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,094</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=44% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total Troubled Debt Restructurings</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,275</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">94,796</font></p>
  </td>
 <td nowrap width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,837</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.45pt;">
  <td nowrap valign=bottom width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=56% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year ended December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap valign=bottom width=44% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pre-modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Post-modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap valign=bottom width=44% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;border:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Troubled
  Debt Restructurings:</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Non-FHA/VA Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">209</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">30,940</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">29,668</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial Mortgage loans</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,710</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,739</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial and Industrial loans</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,182</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,184</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction loans:</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,759</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,756</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Consumer loans - Auto</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">744</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,141</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,141</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Finance Leases</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">74</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,878</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,878</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Consumer loans - Other</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,156</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,496</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,576</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=44% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total Troubled Debt Restructurings</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,228</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">86,106</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">84,942</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom width=44% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">221</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_222"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.45pt;">
  <td nowrap valign=bottom width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td colspan=7 nowrap valign=bottom width=56% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap valign=bottom width=44% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pre-modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Post-modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap valign=bottom width=44% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:white;border:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Troubled
  Debt Restructurings:</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Non-FHA/VA Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">408</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">67,006</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">64,679</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial Mortgage loans</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,366</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,914</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Commercial and Industrial loans</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,971</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,351</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Construction loans:</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Land</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">603</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">600</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Consumer loans - Auto</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">756</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,219</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,985</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Finance Leases</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,447</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,250</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=44% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Consumer loans - Other</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,338</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,158</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,111</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=44% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total Troubled Debt Restructurings</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,585</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">117,770</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">111,890</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom width=44% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_92d0b14c08714f4cb0dc6a124"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Recidivism, or the borrower defaulting on
its obligation pursuant to a modified loan, results in the loan once again
becoming a non-performing loan. Recidivism on a modified loan occurs at a
notably higher rate than do defaults on new origination loans, so modified
loans present a higher risk of loss than do new origination loans. The
Corporation considers a modified loan to have defaulted if the borrower has
failed to make payments of either principal, interest, or both for a period of
90 days or more.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loan modifications
considered TDR loans that defaulted during the years ended December 31, 2017,
2016, and 2015, and had become TDR during the 12 months preceding the default
date, were as follows:</font></font><a name="XBRL_CS_92d0b14c08714f4cb0dc6a124_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=71% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=23% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Recorded Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Recorded Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Recorded Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-FHA/VA
  Residential Mortgage loans</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">46</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,355</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">50</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,673</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">69</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,240</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  Mortgage loans</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">57</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,179</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  and Industrial loans</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,745</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans - Auto</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">207</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">51</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">764</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">159</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Finance
  Leases</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">43</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">185</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer
  loans - Other</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">99</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">387</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">119</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">454</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">172</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">706</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total </font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">161</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,045</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">222</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,934</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">265</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,214</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_92ec0e52b8834f11a271bf310"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">222</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_223"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">For certain TDRs, the Corporation splits
the loans into two new notes, A and B notes. The A note is restructured to
comply with the Corporation&#8217;s lending standards at current market rates, and is
tailored to suit the customer&#8217;s ability to make timely interest and principal
payments. The B note includes the granting of the concession to the borrower
and varies by situation. The B note is charged off but the obligation is not
forgiven to the borrower, and any payments collected are accounted for as
recoveries. At the time of the restructuring, the A note is identified and
classified as a TDR loan. If the loan performs for at least six months
according to the modified terms, the A note may be returned to accrual status.
The borrower&#8217;s payment performance prior to the restructuring is included in
assessing whether the borrower can meet the new terms and may result in the
loan being returned to accrual status at the time of the restructuring. In the
periods following the calendar year in which a loan is restructured, the A note
may no longer be reported as a TDR if it is in accrual status, is in compliance
with its modified terms, and yields a market rate (as determined and documented
at the time of the restructuring).</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The recorded
investment in loans held for investment restructured using the A/B note
restructure workout strategy was approximately $35.6 million and $37.0 million as
of December 31, 2017 and 2016, respectively. The following table provides
additional information about the volume of this type of loan restructuring and
the effect on the allowance for loan and lease losses in 2017, 2016 and 2015:</font></font><a name="XBRL_CS_92ec0e52b8834f11a271bf310_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=42% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=2 width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2016</font></b></p>
  </td>
 <td width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap width=42% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Principal
  balance deemed collectible at end of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">35,577</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">36,971</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">39,329</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap width=42% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amount
  (recovered) charged off</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap width=42% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Release)
  charges to the provision for loan losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,294)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,279</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">131</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap width=42% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Allowance
  for loan losses at end of year</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,846</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,141</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">862</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_ece6938845ba4cc0bd904dea8"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Approximately $</font></font><a name="XBRL_CS_bfad47b6e9834ae0abc12a91d"></a><a name="XBRL_CS_588e26dbceaf49039fe6d19ac"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3.1</font></font><a name="XBRL_CS_588e26dbceaf49039fe6d19ac_bclEnd"></a><a name="XBRL_CS_bfad47b6e9834ae0abc12a91d_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million of the loans restructured using the A/B note
restructure workout strategy are in accrual status as of December 31, 2017.
These loans continue to be individually evaluated for impairment purposes.</font></font><a name="XBRL_CS_ece6938845ba4cc0bd904dea8_bclEnd"></a></p>

<a name="XBRL_CS_ceb1541983c6443884bfc1d73"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">223</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_224"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">NOTE 10 &#8211;
ALLOWANCE FOR LOAN AND LEASE LOSSES</font></b></font><a name="XBRL_CS_ceb1541983c6443884bfc1d73_bclEnd"></a>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=18 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The changes in the allowance for loan and lease losses were as follows:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=29% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:15.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Residential</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial and</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Construction</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year
  Ended December 31, 2017</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Industrial Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=29% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Allowance
  for loan and lease losses: </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Beginning
  balance</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">33,980</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,261</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">61,953</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,562</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49,847</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">205,603</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(28,186)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(39,092)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(19,855)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,607)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(44,030)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(134,770)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Recoveries</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,437</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">270</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,755</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">732</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,562</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,756</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Provision</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">50,744</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30,054</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,018</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,835</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,603</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">144,254</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Ending
  balance</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">58,975</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,493</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,871</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,522</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">70,982</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">231,843</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Ending
  balance: specific reserve for impaired loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">22,086</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,783</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,359</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,017</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,165</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">51,410</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Ending
  balance: purchased credit-impaired loans (1)</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,873</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">378</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,251</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Ending
  balance: general allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,016</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38,332</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36,512</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,505</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">65,817</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">169,182</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans
  held for investment:</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Ending balance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,290,957</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,614,972</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,083,253</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">111,397</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,749,897</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,850,476</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Ending balance: impaired loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">433,434</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">152,914</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">118,300</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">47,266</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38,394</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">790,308</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Ending balance: purchased credit-impaired</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,991</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,183</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">158,174</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Ending balance: loans with general </font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  allowance</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,703,532</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,457,875</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,964,953</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">64,131</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,711,503</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,901,994</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;">
  <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="background:white;height:9.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Residential</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial and</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Construction</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=29% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year
  Ended December 31, 2016</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Industrial Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap valign=bottom width=29% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Allowance
  for loan and lease losses: </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Beginning
  balance</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">39,570</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">68,211</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">68,768</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,519</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">60,642</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">240,710</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(33,621)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(20,454)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(26,579)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,770)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(54,504)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(136,928)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Recoveries</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,941</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">816</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,689</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">316</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,326</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,088</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Provision (release)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25,090</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,688</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,075</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">497</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">35,383</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">86,733</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Ending
  balance</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">33,980</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,261</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">61,953</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,562</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49,847</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">205,603</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Ending
  balance: specific reserve for impaired loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,633</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,172</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">22,638</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,405</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,573</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">64,421</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Ending
  balance: purchased credit-impaired loans (1)</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,632</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">225</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,857</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Ending
  balance: general allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,715</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30,864</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">39,315</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,157</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">44,274</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">134,325</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans
  held for investment:</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Ending balance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,296,031</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,568,808</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,180,455</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">124,951</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,716,628</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,886,873</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Ending balance: impaired loans</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">442,267</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">194,391</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,543</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">53,291</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">44,413</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">887,905</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Ending balance: purchased credit-impaired</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">162,676</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,142</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">165,818</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Ending balance: loans with general</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  allowance</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,691,088</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,371,275</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,026,912</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">71,660</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,672,215</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,833,150</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=18 nowrap valign=top width=98% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=18 nowrap valign=top width=98% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Refer to Note 9 - Loans Held for Investment - PCI Loans for additional
  information about changes in the allowance for loan losses related to PCI
  loans. </font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_66901b397e9f43ac85ae582cb"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &#160;&#160;As described in Note 2 &#8211; Natural Disasters Affecting First
BanCorp. in 2017, hurricanes Irma and Maria hit the Eastern Caribbean region
and Puerto Rico in September 2017, affecting the Corporation&#8217;s service areas
during 2017. These hurricanes caused widespread property damage, flooding,
power outages, and water and communication services interruptions, and have
severely disrupted normal economic activity in the affected areas.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Damages associated with
the storm-related events will have significant short-term economic
repercussions, both positive and negative, for the Corporation&#8217; s commercial
and individual loan customers in the most severely affected parts of Puerto
Rico and the Virgin Islands. While these events have affected certain asset
quality metrics, including higher delinquencies and non-performing loans, the
storms&#8217; ultimate effect on loan collections is uncertain.&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">224</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_225"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Corporation&#8217;s loan portfolio in Puerto Rico and the Virgin Islands totaled $<a name="XBRL_CS_8cf1fdbdbd7e446d92c429277"></a><a name="XBRL_CS_6af6bb0ca3184afcb986f8f81"></a><a name="XBRL_CS_6af6bb0ca3184afcb986f8f81_bclEnd"></a>7.2<a name=BookmarkName89></a><a name="BookmarkName89_bclEnd"></a><a name="XBRL_CS_8cf1fdbdbd7e446d92c429277_bclEnd"></a> billion as of December 31,
2017, or <a name="XBRL_CS_dd009e346db94ecf8322bb20c"></a><a name="XBRL_CS_1efef3f1cd1a4fe2ab4db2b30"></a><a name="XBRL_CS_1efef3f1cd1a4fe2ab4db2b30_bclEnd"></a>81<a name=BookmarkName90></a><a name="BookmarkName90_bclEnd"></a><a name="XBRL_CS_dd009e346db94ecf8322bb20c_bclEnd"></a>% of the entire
portfolio.&nbsp; The composition of these loans generally reflects the
composition of the entire portfolio, which is close to <a name="XBRL_CS_467011bc275a48a59d0b55e99"></a><a name="XBRL_CS_b149b6867f3f442ea7904a933"></a><a name="XBRL_CS_b149b6867f3f442ea7904a933_bclEnd"></a>60<a name=BookmarkName91></a><a name="BookmarkName91_bclEnd"></a><a name="XBRL_CS_467011bc275a48a59d0b55e99_bclEnd"></a>% of residential and
consumer loans to individual customers and<a name="XBRL_CS_7f83da2b0dd34b91a864e3000"></a><a name="XBRL_CS_7f83da2b0dd34b91a864e3000_bclEnd"></a> <a name="XBRL_CS_a5baf8bf0c664310a2bff4211"></a>40<a name=BookmarkName92></a><a name="BookmarkName92_bclEnd"></a><a name="XBRL_CS_a5baf8bf0c664310a2bff4211_bclEnd"></a>% of commercial and
construction loans.&nbsp; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, management determined a
separate qualitative element of the allowance to capture the estimate of
inherent losses associated with the effect of Hurricanes Maria and Irma on the
Corporation&#8217;s loan portfolio in Puerto Rico and Virgin Islands. This estimate
is judgmental and subject to changes as conditions evolve. This qualitative
element of the allowance was determined based on the estimated effect that the
storms could have on current employment levels (e.g., an unemployment rate that
significantly increases from current levels in Puerto based on statistics
observed in the aftermath of similar natural disasters in the U.S. mainland
like Hurricane Katrina), economic activity in the Corporation&#8217;s geographic
regions, and the time it could take for the affected regions to return to a
more normalized operating environment. Refer to Note 2 &#8211; Natural Disasters
Affecting first BanCorp in 2017, for additional information about the impact of
Hurricanes Maria and Irma in the Corporation&#8217;s financial results.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s credit risk modeling
framework used to determine the storm-related qualitative estimate is similar
to the one used for benchmarking purposes as part of the annual Dodd-Frank Act
Stress Testing (&#8220;DFAST&#8221;) regulatory exercise. &nbsp;Models were developed
following a regression modeling approach in which relationships between
portfolio-level loss rates and key economic indicators were derived based on
historical behavior. &nbsp;These models went through an extensive model
specification and selection process that resulted in the use of certain
variables, such as the unemployment rate and the Puerto Rico Economic Activity
Index, which showed the highest predictive power of potential losses in the
Corporation&#8217;s outstanding loan portfolio. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For large commercial and construction loan
relationships, loan officers performed individual reviews of the storms&#8217; effect
on these borrowers sources of repayment. These large relationships, that
represent <a name="XBRL_CS_00114a9605ff4d7086a3166f7"></a>80<a name="XBRL_CS_00114a9605ff4d7086a3166f7_bclEnd"></a>% of the outstanding
balance of the Corporation&#8217;s commercial and construction loan portfolio, were
analyzed and divided into three storm-affected categories (i.e. Low, Medium,
and High). Clients categorized as Low had no effect, or relatively
insignificant effect, as a result of the storms. Clients in the Medium category
had demonstrated that they have sufficient liquidity to satisfy their
obligations, but the complexity of the insurance claim process may affect their
primary or secondary source of repayment. Finally, clients categorized as High
could potentially have problems with their primary or secondary sources of
repayment as they have a higher degree of uncertainty with respect to the
timing of the insurance claim resolution, and the full reestablishment of their
businesses is highly dependent on the timely receipt of insurance proceeds.
Reserve levels were then recognized for these loans based on this
stratification. For loans in the Low category, no additional qualitative
storm-related reserve was calculated. For loans in the Medium and High risk
categories, the Corporation stressed the general reserve loss factors
applicable to these loans to reflect higher default probabilities not reflected
in the historical data.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">This review also resulted in downgrades in
the credit risk classification of certain loans and their reserves were
determined following the methodology applicable to criticized and adversely
classified loans, as appropriate.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For commercial and construction loans not
individually reviewed, as well as residential and consumer loans, the estimated
losses associated with the storms was determined following the above-described
qualitative storm-related model with resulting loss factors applied to the
overall performing balance of each portfolio. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The detailed review process applied to
commercial and constructions loans was not logistically feasible for the
residential mortgage and consumer loans. Residential and consumer loans are underwritten
principally on income streams, with collateral viewed as a second source of
repayment. The storms&#8217; impact varies widely within the residential and consumer
portfolio, with some individual borrowers experiencing the devastation of loss
of both home and employment and others with both homes and jobs intact.
Properties used as collateral generally require insurance minimizing the
potential loss from property damages. In general, management followed the
aforementioned described model for the determination of the qualitative storm-
related allowance for these portfolios. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the aforementioned
analyses, the Corporation recorded a provision of $<a name="XBRL_CS_4b86d60b307541bebbc3c196b"></a>71.3<a name="XBRL_CS_4b86d60b307541bebbc3c196b_bclEnd"></a> million in 2017 associated
with the storms. As of December 31, 2017, the storm-related allowance was $<a name="XBRL_CS_45daceeeba2f4e3f8551b4979"></a>68.5 <a name="XBRL_CS_45daceeeba2f4e3f8551b4979_bclEnd"></a>million (net of a $<a name="XBRL_CS_b63d5bb87901485780ff54771"></a>2.8<a name="XBRL_CS_b63d5bb87901485780ff54771_bclEnd"></a> million charge-off taken
in the fourth quarter of 2017), composed of $<a name="XBRL_CS_e9665919eb24418c82441fee0"></a>62.9 <a name="XBRL_CS_e9665919eb24418c82441fee0_bclEnd"></a>million for Puerto Rico and
$<a name="XBRL_CS_007c772d01af47d2aac99add4"></a>5.6 <a name="XBRL_CS_007c772d01af47d2aac99add4_bclEnd"></a>million for the Virgin
Islands. On a portfolio basis, the storm-related allowance as of December 31,
2017 was composed of: (i) $<a name="XBRL_CS_8f9d2947e70c45db948bb7e76"></a>14.6 <a name="XBRL_CS_8f9d2947e70c45db948bb7e76_bclEnd"></a>million for residential
mortgage loans; (ii) $<a name="XBRL_CS_9b3ad3cdfebc46eca255537bc"></a>15.9 <a name="XBRL_CS_9b3ad3cdfebc46eca255537bc_bclEnd"></a>million for commercial and
industrial loans; (iii) $<a name="XBRL_CS_286eff0b4d1a4abc8d8b4c672"></a>12.1 <a name="XBRL_CS_286eff0b4d1a4abc8d8b4c672_bclEnd"></a>million for commercial
mortgage loans; (iv) $<a name="XBRL_CS_b1654f9ef1374d59b90d29a4e"></a>0.9 <a name="XBRL_CS_b1654f9ef1374d59b90d29a4e_bclEnd"></a>million for construction
loans; and (v) a $<a name="XBRL_CS_a148340ca50b43b8982d090f0"></a>25.0 <a name="XBRL_CS_a148340ca50b43b8982d090f0_bclEnd"></a>million for consumer loans.
As the Corporation acquires additional information on overall economic
prospects in the storm-affected areas and the performance of consumer credits
that had been under payment deferral programs and obtains further assessments
of individual borrowers, the loss estimate will be revised as needed.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation maintained
a $<a name="XBRL_CS_9d73b92ef45444779dd25deb6"></a>0.7<a name="XBRL_CS_9d73b92ef45444779dd25deb6_bclEnd"></a> million reserve for
unfunded loan commitments (2016 - $<a name="XBRL_CS_55acff1396654612be6544ec2"></a>1.6<a name="XBRL_CS_55acff1396654612be6544ec2_bclEnd"></a> million), mainly related
to outstanding commitments on floor plan revolving lines of credit. The reserve
for unfunded loan commitments is an estimate of the losses inherent in off-balance
sheet loan commitments to borrowers that are experiencing financial
difficulties at the </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">225</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_226"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">balance sheet date. It is
calculated by multiplying an estimated loss factor by an estimated probability
of funding, and then by the period-end amounts for unfunded commitments. The
reserve for unfunded loan commitments is included as part of accounts payable
and other liabilities in the consolidated statements of financial condition and
any changes to the reserve is included as part of non-interest expenses in the
consolidated statements of income.</font></font><a name="XBRL_CS_66901b397e9f43ac85ae582cb_bclEnd"></a></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_39e2f1a0a8e141f3ac8141e2a"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 11 &#8211; LOANS HELD FOR SALE</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
loans held-for-sale portfolio as of the dates indicated was composed of:</font></font><a name="XBRL_CS_39e2f1a0a8e141f3ac8141e2a_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=49% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=48% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=49% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=23% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=22% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td valign=bottom width=49% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Residential
  mortgage loans</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=20% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,690</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">41,927</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=49% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Construction
  loans</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,290</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,079</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=20% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">32,980</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">50,006</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_09c5f41e1c8d4acca656cbd8d"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-performing loans held for sale totaled
$8.3 million and $8.1 million as of December 31, 2017 and December 31, 2016,
respectively. </font></font><a name="XBRL_CS_09c5f41e1c8d4acca656cbd8d_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><a name="XBRL_CS_6abb643afb4e49008330862de"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">NOTE 12 </font></b></font><font face=Calibri,sans-serif style="border:none;"><b><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&#8211;</font></b></font><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;"> &nbsp;</font></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">OTHER REAL ESTATE OWNED</font></b></font><a name="XBRL_CS_6abb643afb4e49008330862de_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap valign=bottom width=92% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The following table presents OREO inventory as of the dates indicated:</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=37% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=35% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OREO</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  OREO balances, carrying value:</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Residential </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">54,381</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">46,917</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">82,871</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">78,698</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,688</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,066</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">147,940</font></p>
  </td>
 <td nowrap width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">137,681</font></p>
  </td>
 <td nowrap width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=4% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap valign=top width=4% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=6 valign=top width=88% style="background:white;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Excludes
  $21.3 million and $15.0 million as of December 31, 2017 and 2016,
  respectively, of foreclosures that meet the conditions of ASC 310-40 and are
  presented as a receivable (other assets) in the statement of financial
  condition.</font></p>
  </td>
 <td nowrap valign=top width=8% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap width=96% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 width=96% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_82f5a43f4bb448e48d9da12f3"></a><a name="Xbrl_Tag59"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">226</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_227"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">NOTE 13 &#8211; RELATED-PARTY TRANSACTIONS</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
granted loans to its directors, executive officers, and certain related
individuals or entities in the ordinary course of business. The movement and
balance of these loans were as follows:</font></font><a name="XBRL_CS_82f5a43f4bb448e48d9da12f3_bclEnd"></a><a name="Xbrl_Tag59_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amount</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at December 31, 2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,252</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=80% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">New
  loans </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">102</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Payments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(146)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  changes</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at December 31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,208</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=80% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">New
  loans </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">65</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Payments</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(189)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=80% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  changes</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=80% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,084</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_b9e9e7821ae04f33937c00139"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These loans were made subject to the
provisions of Regulation O-&#8220;Loans to Executive Officers, Directors and
Principal Shareholders of Member Banks,&#8221; which governs the permissible lending
relationships between a financial institution and its executive officers,
directors, principal shareholders, their families and related interests.&#160; Amounts
related to changes in the status of those who are considered related parties
are reported as other changes. There were no changes in the status of related
parties during 2017 and 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">From time to time,
the Corporation, in the ordinary course of its business, obtains services from
related parties or makes contributions to non-profit organizations that have
some association with the Corporation. Management believes the terms of such
arrangements are consistent with arrangements entered into with independent
third parties.</font></font><a name="XBRL_CS_b9e9e7821ae04f33937c00139_bclEnd"></a></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_0920c8b4b7f24a8c97e47f4c9"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 14 &#8211; PREMISES AND EQUIPMENT</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Premises and equipment comprise:</font></font><a name="XBRL_CS_0920c8b4b7f24a8c97e47f4c9_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Useful Life In Years</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=40% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Buildings
  and improvements</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10-35</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">132,008</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">139,533</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Leasehold
  improvements</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-10</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">53,866</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">60,605</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Furniture
  and equipment</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2-10</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">166,853</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">165,386</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">352,727</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">365,524</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accumulated
  depreciation and amortization</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(245,777)</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(248,335)</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=40% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">106,950</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">117,189</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Land</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,640</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,279</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Projects
  in progress</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,305</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,360</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=40% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Total premises and equipment, net</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">141,895</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">150,828</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_4ef36aba96d24ad38616aadc1"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">227</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_228"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Depreciation
and amortization expense amounted to $<a name="XBRL_CS_b44a26d8f3644d5bbb08da0a7"></a>16.4<a name="XBRL_CS_b44a26d8f3644d5bbb08da0a7_bclEnd"></a> million, $<a name="XBRL_CS_56ae47377b164bbe98ef9fff3"></a>17.6<a name="XBRL_CS_56ae47377b164bbe98ef9fff3_bclEnd"></a> million, and $<a name="XBRL_CS_b31563b710b24912bec6ebd6d"></a>21.1<a name="XBRL_CS_b31563b710b24912bec6ebd6d_bclEnd"></a> million for the years
ended December&nbsp;31, 2017, 2016, and 2015, respectively. </font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; The Corporation identified impairment
to several of its facilities and equipment in the areas affected by Hurricanes
Irma and Maria. Losses related to the damaged facilities and equipment were
charged against earnings in 2017, and included as a component of &#8220;Other
non-interest income&#8221; in the consolidated statement of income. The losses were
determined with information currently available as to carrying amounts of
impaired assets and the extent of the damage sustained. Management has
currently identified asset impairments of approximately $<a name="XBRL_CS_9e51c43adac44ac594b77ef4d"></a><a name="XBRL_CS_a12f1c71e7134d6da1b86f477"></a>0.6<a name="XBRL_CS_a12f1c71e7134d6da1b86f477_bclEnd"></a> <a name="XBRL_CS_9e51c43adac44ac594b77ef4d_bclEnd"></a>million as of December 31,
2017. If the sustained damage differs from the initial assessments, the result
could cause additional charges for estimated losses in 2018. The Corporation
maintains insurance policies for casualty losses that provide for replacement
value coverage.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management believes that recovery of asset
impairments identified as of December 31, 2017 is probable.&nbsp; As such,
insurance recoveries of $<a name="XBRL_CS_909975f9044146d9a7de980b7"></a><a name="XBRL_CS_d37946cbc1da4f689695624be"></a>0.6<a name="XBRL_CS_d37946cbc1da4f689695624be_bclEnd"></a> <a name="XBRL_CS_909975f9044146d9a7de980b7_bclEnd"></a>million were recorded in
2017, also as a component of &#8220;Other non-interest income&#8221; in the consolidated
statement of income, and the corresponding receivable was included as part of
&#8220;Other assets&#8221; in the consolidated statement of financial condition as of
December 31, 2017.&#160;&#160;&#160;&#160; </font></font><a name="XBRL_CS_4ef36aba96d24ad38616aadc1_bclEnd"></a></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_a71f6f03a1794dcf826bc02ca"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 15 &#8211; GOODWILL AND OTHER INTANGIBLES </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Goodwill as of December 31, 2017 and 2016 amounted
to $<a name="XBRL_CS_76d849d6db054f17886cca75d"></a><a name="XBRL_CS_c8a57ba073a54a6c881f8c20c"></a><a name="XBRL_CS_9d0eca18502f4688a8bb929b1"></a><a name="XBRL_CS_d6367ce0677341e981cea6ab7"></a>28.1<a name="XBRL_CS_76d849d6db054f17886cca75d_bclEnd"></a><a name="XBRL_CS_9d0eca18502f4688a8bb929b1_bclEnd"></a><a name="XBRL_CS_c8a57ba073a54a6c881f8c20c_bclEnd"></a><a name="XBRL_CS_d6367ce0677341e981cea6ab7_bclEnd"></a>&nbsp;million, recognized
as part of &#8220;Other Assets&#8221; in the consolidated statements of financial
condition. The Corporation conducted its annual evaluation of goodwill and
other intangibles during the fourth quarter of 2017. The Corporation&#8217;s goodwill
is related to the acquisition of FirstBank Florida in 2005. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation bypassed the qualitative
assessment in 2017 and proceeded directly to perform the first step of the
two-step goodwill impairment test. The Step 1 evaluation of goodwill allocated
to the Florida reporting unit under both valuation approaches (market and
discounted cash flow analysis) indicated that the fair value of the unit was
above the carrying amount of its equity book value as of the valuation date (October
1); therefore, the completion of Step 2 was not required. Based on the analyses
under both the market and discounted cash flow approaches, the estimated fair
value of the equity of the reporting unit exceeded the carrying amount of the
entity, including goodwill at the evaluation date. Goodwill was not impaired as
of December 31, 2017 or 2016, nor was any goodwill written off due to
impairment during 2017, 2016, or 2015. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection with
the acquisition of the FirstBank-branded credit card loan portfolio in the
second quarter of 2012, the Corporation recognized a purchased credit card
relationship intangible of $<a name="XBRL_CS_471494d81d2d4ac6a9a10072d"></a>24.5<a name="XBRL_CS_471494d81d2d4ac6a9a10072d_bclEnd"></a> million, which is being
amortized over the remaining estimated life of 3.9 years on an accelerated
basis based on the estimated attrition rate of the purchased credit card
accounts, which reflects the pattern in which the economic benefits of the
intangible asset are consumed. These benefits are consumed as the revenue
stream generated by the cardholder relationship is realized.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The core deposit
intangible acquired in the February 2015 Doral Bank transaction amounted to
$5.8 million ($<a name="XBRL_CS_bb813512e7ba409b98e39251d"></a>3.7<a name="XBRL_CS_bb813512e7ba409b98e39251d_bclEnd"></a> million as of December 31,
2017 and $<a name="XBRL_CS_cf804b8277134f2087997c24e"></a>4.4<a name="XBRL_CS_cf804b8277134f2087997c24e_bclEnd"></a> million as of December 31,
2016).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the first
quarter of 2016, FirstBank Insurance Agency acquired certain insurance customer
accounts and related customer records and recognized an insurance customer
relationship intangible of $1.1 million ($0.8 million as of December 31, 2017
and $0.9 million as of December 31, 2016), which is being amortized over the
next 5.0 years on a straight-line basis. The acquired accounts have a direct
relationship to the previous mortgage loan portfolio acquisitions from Doral
Bank and Doral Financial in 2015 and 2014.</font></font><a name="XBRL_CS_a71f6f03a1794dcf826bc02ca_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">228</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_229"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=6 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  The following table shows the gross amount and accumulated amortization of
  the Corporation&#8217;s intangible assets recognized as part of Other Assets in the
  consolidated statements of financial condition:</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=46% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=54% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of </font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=46% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=54% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017 </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016 </font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=46% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=24% style="background:white;border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-top:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Core
  deposit intangible:</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Gross amount, beginning of period</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">51,664</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">51,664</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Accumulated amortization </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)</font></sup></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(46,186)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(44,466)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Net carrying amount</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,478</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,198</font></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td nowrap width=46% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Remaining
  amortization period</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7.0 years</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8.1 years</font></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td nowrap width=46% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Purchased
  credit card relationship intangible:</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Gross amount</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,465</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,465</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Accumulated amortization </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2)</font></sup></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(16,465)</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(13,934)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Net carrying amount</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,000</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,531</font></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td nowrap width=46% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Remaining
  amortization period</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.9 years</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5 years</font></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td nowrap width=46% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:6.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Insurance
  customer relationship intangible:</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Gross amount</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,067</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,067</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Accumulated amortization </font><sup><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3)</font></sup></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(292)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(140)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Net carrying amount</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">775</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=24% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">927</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Remaining
  amortization period</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.0 years</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="background:#D0EAFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6.1 years</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=46% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=24% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=6 width=100% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1) For
  the years ended December 31, 2017 and 2016, the amortization expense of core
  deposit intangibles amounted to $1.7 million and $2.0 million, respectively.</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td colspan=6 width=100% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)
  For the years ended December 31, 2017 and 2016, the amortization expense of
  the purchased credit card relationship intangible amounted to $2.5 million
  and $2.8 million, respectively.</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td colspan=6 width=100% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3)
  For the years ended December 31, 2017 and 2016, the amortization expense of
  the insurance customer relationship intangible amounted to $0.2 million and
  $0.1 million, respectively.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=5 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The estimated aggregate annual
  amortization expense related to the intangible assets for future periods is
  as follows:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2018</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,591</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,088</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,851</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2021</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,658</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2022</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">915</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2023
  and after</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,150</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_25169fcce3744918bbf9cf295"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">229</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_230"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">NOTE 16 &#8211;
NON CONSOLIDATED VARIABLE INTEREST ENTITIES AND SERVICING ASSETS</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation transfers residential
mortgage loans in sale or securitization transactions in which it has
continuing involvement, including servicing responsibilities and guarantee
arrangements. All such transfers have been accounted for as sales as required
by applicable accounting guidance.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">When evaluating the need to consolidate
counterparties to which the Corporation has transferred assets or with which
the Corporation has entered into other transactions, the Corporation first
determines if the counterparty is an entity for which a variable interest
exists. If no scope exception is applicable and a variable interest exists, the
Corporation then evaluates if it is the primary beneficiary of the VIE and
whether the entity should be consolidated or not.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Below is a summary of transfers of
financial assets to VIEs for which the Corporation has retained some level of
continuing involvement:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">GNMA</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation typically transfers first
lien residential mortgage loans in conjunction with GNMA securitization
transactions in which the loans are exchanged for cash or securities that are
readily redeemed for cash proceeds and servicing rights. The securities issued
through these transactions are guaranteed by the issuer and, as such, under
seller/servicer agreements, the Corporation is required to service the loans in
accordance with the issuers&#8217; servicing guidelines and standards. As of December
31, 2017, the Corporation serviced loans securitized through GNMA with a
principal balance of $<a name="XBRL_CS_3482c68a0f204e9792f50970b"></a>1.6 <a name="XBRL_CS_3482c68a0f204e9792f50970b_bclEnd"></a>billion.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Trust Preferred Securities</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2004, FBP
Statutory Trust I, a financing trust that is wholly owned by the Corporation,
sold to institutional investors $<a name="XBRL_CS_f34fefbcdea046478f69041de"></a>100<a name="XBRL_CS_f34fefbcdea046478f69041de_bclEnd"></a> million of its variable-rate
trust-preferred securities. The proceeds of the issuance, together with the
proceeds of the purchase by the Corporation of $<a name="XBRL_CS_904e4e477ade4c3eafaa84e51"></a>3.1<a name="XBRL_CS_904e4e477ade4c3eafaa84e51_bclEnd"></a> million of FBP Statutory
Trust I variable-rate common securities, were used by FBP Statutory Trust I to
purchase $<a name="XBRL_CS_501af6c782744b639f6060769"></a>103.1<a name="XBRL_CS_501af6c782744b639f6060769_bclEnd"></a> million aggregate
principal amount of the Corporation&#8217;s Junior Subordinated Deferrable
Debentures. Also in 2004, FBP Statutory Trust II, a financing trust that is
wholly owned by the Corporation, sold to institutional investors $<a name="XBRL_CS_cf5def51596c4061b8efaa120"></a>125<a name="XBRL_CS_cf5def51596c4061b8efaa120_bclEnd"></a> million of its variable-rate
trust-preferred securities. The proceeds of the issuance, together with the
proceeds of the purchase by the Corporation of $<a name="XBRL_CS_f3c5de4e614b4383a9215c2f0"></a>3.9<a name="XBRL_CS_f3c5de4e614b4383a9215c2f0_bclEnd"></a> million of FBP Statutory
Trust II variable-rate common securities, were used by FBP Statutory Trust II
to purchase $<a name="XBRL_CS_bcfa0e8ea8ca4013a24470b07"></a>128.9<a name="XBRL_CS_bcfa0e8ea8ca4013a24470b07_bclEnd"></a> million aggregate
principal amount of the Corporation&#8217;s Junior Subordinated Deferrable
Debentures. The debentures are presented in the Corporation&#8217;s consolidated
statements of financial condition as Other Borrowings, net of related issuance
costs. The variable-rate trust-preferred securities are fully and unconditionally
guaranteed by the Corporation. The Junior Subordinated Deferrable Debentures
issued by the Corporation in April 2004 and in September 2004 mature on June
17, 2034 and September 20, 2034, respectively; however, under certain
circumstances, the maturity of Junior Subordinated Deferrable Debentures may be
shortened (such shortening would result in a mandatory redemption of the
variable rate trust-preferred securities). </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During
the third quarter of 2017, the Corporation completed the repurchase of $<a name="XBRL_CS_18a8305232764a52b18b1f4f4"></a><a name=BookmarkName93></a>7.3<a name="BookmarkName93_bclEnd"></a><a name="XBRL_CS_18a8305232764a52b18b1f4f4_bclEnd"></a> million of trust preferred
securities of the FBP Statutory Trust I </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">that were offered to the Corporation by an investment banking
firm. The Corporation repurchased and cancelled the repurchased trust preferred
securities, resulting in a commensurate reduction in the related Floating Rate
Junior Subordinated Debenture. The Corporation&#8217;s purchase price equated to <a name="XBRL_CS_18c59d77d5464e3fae61eae76"></a><a name=BookmarkName94></a>81<a name="BookmarkName94_bclEnd"></a><a name="XBRL_CS_18c59d77d5464e3fae61eae76_bclEnd"></a>% of the $7.3 million par
value. The <a name="XBRL_CS_5f5af2f5ef1c49bf9c0c7490a"></a><a name=BookmarkName95></a>19<a name="BookmarkName95_bclEnd"></a><a name="XBRL_CS_5f5af2f5ef1c49bf9c0c7490a_bclEnd"></a>% discount, plus accrued
interest, resulted in a gain of approximately $1.4 million, which is reflected
in the consolidated statement of income as a &#8220;Gain on early extinguishment of
debt.&#8221; In a separate transaction, during the first quarter of 2016, the
Corporation completed the repurchase of $<a name="XBRL_CS_cbb276c00cdb4f04a6778c669"></a><a name="XBRL_CS_3038870f7f894059a4cbc76ae"></a><a name="XBRL_CS_3038870f7f894059a4cbc76ae_bclEnd"></a>10<a name=BookmarkName96></a><a name="BookmarkName96_bclEnd"></a><a name="XBRL_CS_cbb276c00cdb4f04a6778c669_bclEnd"></a> million of trust-preferred
securities of the FBP Statutory Trust II that were auctioned in a public sale
at which the Corporation was invited to participate. The Corporation
repurchased and cancelled the repurchased trust-preferred securities, resulting
in a commensurate reduction in the related Junior Subordinated Deferrable
Debentures. The Corporation&#8217;s winning bid equated to <a name="XBRL_CS_01f823335a29442c8b3ee9b13"></a><a name="XBRL_CS_a89c565ec8624387a671759d0"></a><a name="XBRL_CS_a89c565ec8624387a671759d0_bclEnd"></a>70<a name=BookmarkName97></a><a name="BookmarkName97_bclEnd"></a><a name="XBRL_CS_01f823335a29442c8b3ee9b13_bclEnd"></a>% of the $10 million par
value. The <a name="XBRL_CS_d803308f6ee44b8a8a8830163"></a><a name="XBRL_CS_f30797250a504d219adea9b5c"></a><a name="XBRL_CS_f30797250a504d219adea9b5c_bclEnd"></a>30<a name=BookmarkName98></a><a name="BookmarkName98_bclEnd"></a><a name="XBRL_CS_d803308f6ee44b8a8a8830163_bclEnd"></a>% discount, plus accrued
interest, resulted in a gain of approximately $4.2 million, which is also
reflected in the consolidated statement of income as a &#8220;Gain on early
extinguishment of debt.&#8221; During the second quarter of 2015, the Corporation issued
852,831 shares of the Corporation&#8217;s common stock in exchange for $5.3 million
of trust-preferred securities (FBP Statutory Trust I), which enabled the
Corporation to cancel $5.5 million of the carrying value of the debentures
underlying the purchased trust-preferred securities. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Collins Amendment to the Dodd-Frank
Wall Street Reform and Consumer Protection Act eliminates certain
trust-preferred securities from Tier 1 Capital; however, these instruments may
remain in Tier 2 capital until the instruments are redeemed or mature. Under
the indentures, the Corporation has the right, from time to time, and without
causing an event of default, to defer payments of interest on the Junior
Subordinated Deferrable Debentures by extending the interest payment period at
any time and from time to time during the term of the subordinated debentures
for up to twenty consecutive quarterly periods. During the second quarter of
2016, the </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">230</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_231"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Corporation received approval from the
Federal Reserve and paid $<a name="XBRL_CS_978aa066c32646d0b4804d66e"></a><a name="XBRL_CS_2b46d47d62464b2fb78b16172"></a>31.2 <a name="XBRL_CS_2b46d47d62464b2fb78b16172_bclEnd"></a><a name="XBRL_CS_978aa066c32646d0b4804d66e_bclEnd"></a>million for all of the
accrued but deferred interest payments plus the interest for the second quarter
of 2016 on the Corporation&#8217;s subordinated debentures associated with its trust preferred
securities. Subsequently, the Corporation has received quarterly approvals and
made scheduled quarterly interest payments.&#160; As of December 31, 2017, the
Corporation is current on all interest payments due on its subordinated debt.
On October 2017, the Federal Reserve Bank of New York terminated the formal
written agreement (the &#8220;Written Agreement&#8221;) entered into on June 3, 2010
between the Corporation and the Reserve Bank. However, the Corporation has
agreed with the its regulators to continue to obtain approval before paying
dividends, receiving dividends from the Bank, making payments on subordinated
debt or trust-preferred securities, incurring or guaranteeing debt or
purchasing or redeeming any corporate stock. The Corporation has already
received approval to make the subordinated debentures quarterly payment for
March 31, 2018. During the first quarter of 2018, the Corporation repurchased
$23.8 million in trust-preferred securities that had been issued by FBP
Statutory Trust II. The transaction is described in more detail in Note 36 &#8211;
Subsequent Events.&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Grantor Trusts</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2004 and
2005, an unaffiliated party, referred to in this subsection as the seller,
established a series of statutory trusts to effect the securitization of
mortgage loans and the sale of trust certificates. The seller initially
provided the servicing for a fee, which is senior to the obligations to pay
trust certificate holders. The seller then entered into a sales agreement
through which it sold and issued the trust certificates in favor of the
Corporation&#8217;s banking subsidiary. Currently, the Bank is the sole owner of the
trust certificates; the servicing of the underlying residential mortgages that
generate the principal and interest cash flows is performed by another third
party, which receives a servicing fee. The securities are variable rate securities
indexed to <a name="XBRL_CS_d36d2334bf8341cea511c2579"></a>90-day LIBOR<a name="XBRL_CS_d36d2334bf8341cea511c2579_bclEnd"></a> plus a spread. The
principal payments from the underlying loans are remitted to a paying agent
(servicer), who then remits interest to the Bank; interest income is shared to
a certain extent with the FDIC, which has an interest only strip (&#8220;IO&#8221;) tied to
the cash flows of the underlying loans and is entitled to receive the excess of
the interest income less a servicing fee over the variable rate income that the
Bank earns on the securities. This IO is limited to the weighted-average coupon
on the securities. The FDIC became the owner of the IO upon its intervention of
the seller, a failed financial institution. No recourse agreement exists and
the risks from losses on non-accruing loans and repossessed collateral are
absorbed by the Bank as the sole holder of the certificates.&#160; As of December
31, 2017, the amortized cost and fair value of the Grantor Trusts amounted to $<a name="XBRL_CS_59d02c1d3dcf43d69755ebf91"></a>22.8<a name="XBRL_CS_59d02c1d3dcf43d69755ebf91_bclEnd"></a> million and $<a name="XBRL_CS_e34b1cb4bad44643b8a6ce52d"></a>17.1<a name="XBRL_CS_e34b1cb4bad44643b8a6ce52d_bclEnd"></a> million, respectively,
with a weighted-average yield of <a name="XBRL_CS_35097f2386234eaaa8ebad983"></a>2.44<a name="XBRL_CS_35097f2386234eaaa8ebad983_bclEnd"></a>%.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment in unconsolidated entity</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On February 16,
2011, FirstBank sold an asset portfolio consisting of performing and
non-performing construction, commercial mortgage and commercial and industrial
loans with an aggregate book value of $<a name="XBRL_CS_44223cf6d55f4b65ac1d9bdcc"></a>269.3<a name="XBRL_CS_44223cf6d55f4b65ac1d9bdcc_bclEnd"></a> million to CPG/GS, an
entity organized under the laws of the Commonwealth of Puerto Rico and majority
owned by PRLP Ventures LLC (&quot;PRLP&quot;), a company created by Goldman,
Sachs &amp; Co. and Caribbean Property Group.&#160; In connection with the sale, the
Corporation received $<a name="XBRL_CS_06df408231104c90a3dd13e3d"></a>88.5<a name="XBRL_CS_06df408231104c90a3dd13e3d_bclEnd"></a> million in cash and a <a name="XBRL_CS_0026e1ec9f3847d299343a883"></a>35<a name="XBRL_CS_0026e1ec9f3847d299343a883_bclEnd"></a>% interest in CPG/GS, and
made a loan in the amount of $<a name="XBRL_CS_3f2dd6120fc747438eaf0c398"></a>136.1<a name="XBRL_CS_3f2dd6120fc747438eaf0c398_bclEnd"></a> million representing
seller financing provided by FirstBank. The loan has a seven-year maturity bears
variable interest at <a name="XBRL_CS_e7cf639df8f34ffc8519ca005"></a>30-day LIBOR
plus 300 basis points<a name="XBRL_CS_e7cf639df8f34ffc8519ca005_bclEnd"></a>
and is secured by a pledge of all of the acquiring entity's assets as well as
PRLP's <a name="XBRL_CS_997a60be5639490fadf750962"></a>65<a name="XBRL_CS_997a60be5639490fadf750962_bclEnd"></a>% ownership interest in
CPG/GS. As of December 31, 2017, the carrying amount of the loan was $<a name="XBRL_CS_b777db0bdbd74f5d99d6a4845"></a>4.0<a name="XBRL_CS_b777db0bdbd74f5d99d6a4845_bclEnd"></a> million, which was
included in the Corporation's commercial and industrial loans held-for-investment
portfolio. FirstBank&#8217;s equity interest in CPG/GS is accounted for under the
equity method. When applying the equity method, the Bank follows the Hypothetical
Liquidation Book Value method (&#8220;HLBV&#8221;) to determine its share of CPG/GS&#8217;s
earnings or loss. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The loss
recorded in 2014 reduced to zero the carrying amount of the Bank&#8217;s investment
in CPG/GS. No negative investment needs to be reported as the Bank has no legal
obligation or commitment to provide further financial support to this entity;
thus, no further losses have been or will be recorded on this investment. Any
potential increase in the carrying value of the investment in CPG/GS, under the
HLBV method would depend upon how better off the Bank is at the end of the
period than it was at the beginning of the period after the waterfall
calculation performed to determine the amount of gain allocated to the
investors.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank also
provided an $<a name="XBRL_CS_c2a3ec728d164f92ba7174e72"></a>80<a name="XBRL_CS_c2a3ec728d164f92ba7174e72_bclEnd"></a> million advance facility
to CPG/GS to fund unfunded commitments and costs to complete projects under
construction, which was fully disbursed in 2011, and a $<a name="XBRL_CS_d685890623a6418e9cfa716fd"></a>20<a name="XBRL_CS_d685890623a6418e9cfa716fd_bclEnd"></a> million working capital
line of credit to fund certain expenses of CPG/GS. The working capital line
expired in September 2016. During 2012, CPG/GS repaid the outstanding balance
of the advance facility to fund unfunded commitments, and the funds became
available for rewithdrawal under a one-time revolver agreement. This facility
loan bears variable interest at <a name="XBRL_CS_37f9aab1dd0c47ebac6f6e963"></a>30-day
LIBOR plus 300 basis points<a name="XBRL_CS_37f9aab1dd0c47ebac6f6e963_bclEnd"></a>. As of December 31, 2017,
the carrying value of the revolver agreement was $<a name="XBRL_CS_a1649de1f6524883807b8866f"></a>6.7<a name="XBRL_CS_a1649de1f6524883807b8866f_bclEnd"></a> million, which was
included in the Corporation's commercial and industrial loans held for
investment portfolio.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash proceeds
received by CPG/GS have been first used to cover operating expenses and debt
service payments, including those related to the note receivable and the
advance facility described above, which must be substantially repaid before
proceeds can be used for other purposes, including the return of capital to
both PRLP and FirstBank. FirstBank will not receive any return on its equity </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">231</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_232"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">interest until PRLP receives an aggregate amount
equivalent to its initial investment and a priority return of at least <a name="XBRL_CS_8fae81d62f7647e596b1d5acb"></a>12<a name="XBRL_CS_8fae81d62f7647e596b1d5acb_bclEnd"></a>%, resulting in FirstBank&#8217;s
interest in CPG/GS being subordinate to PRLP&#8217;s interest. CPG/GS will then begin
to make payments pro rata to PRLP and FirstBank, <a name="XBRL_CS_e4aa9959fef546d29435517b5"></a>35<a name="XBRL_CS_e4aa9959fef546d29435517b5_bclEnd"></a>% and <a name="XBRL_CS_877c77f127f54ae7813cdda6c"></a>65<a name="XBRL_CS_877c77f127f54ae7813cdda6c_bclEnd"></a>%, respectively, until
FirstBank has achieved a 12% return on its invested capital and the aggregate
amount of distributions is equal to FirstBank&#8217;s capital contributions to
CPG/GS. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank has
determined that CPG/GS is a VIE in which the Bank is not the primary
beneficiary.&#160; In determining the primary beneficiary of CPG/GS, the Bank
considered applicable guidance that requires the Bank to qualitatively assess
the determination of the primary beneficiary (or consolidator) of CPG/GS based
on whether it has both the power to direct the activities of CPG/GS that most
significantly impact the entity's economic performance and the obligation to
absorb losses of CPG/GS that could potentially be significant to the VIE or the
right to receive benefits from the entity that could potentially be significant
to the VIE. The Bank determined that it does not have the power to direct the
activities that most significantly impact the economic performance of CPG/GS as
it does not have the right to manage the loan portfolio, impact foreclosure
proceedings, or manage the construction and sale of the property; therefore,
the Bank concluded that it is not the primary beneficiary of CPG/GS.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_25169fcce3744918bbf9cf295_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_f83c214034cc4eeba21c4bfab"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicing Assets</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation sells residential mortgage
loans to GNMA, which generally securitizes the transferred loans into
mortgage-backed securities. Also, certain conventional conforming loans are
sold to FNMA or FHLMC with servicing retained. The Corporation recognizes as
separate assets the rights to service loans for others, whether those servicing
assets are originated or purchased.</font></font><a name="XBRL_CS_f83c214034cc4eeba21c4bfab_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 valign=bottom width=97% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The changes in servicing assets for the indicated years are shown below:</font></p>
  </td>
 </tr>
<tr style="height:5.1pt;">
  <td nowrap valign=bottom width=3% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:5.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,244</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,282</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,838</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Capitalization
  of servicing assets</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,318</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,260</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,919</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amortization</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,091)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,229)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,159)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Adjustment
  to fair value</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,611)</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(325)</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(228)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">395</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">256</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(88)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,255</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,244</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,282</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td colspan=9 nowrap width=97% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;Amount
  represents the adjustment to fair value related to the repurchase of loans
  serviced for others.</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_f4c38cbdf0ea4c5eae504424f"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment charges are recognized through
a valuation allowance for each individual stratum of servicing assets. The
valuation allowance is adjusted to reflect the amount, if any, by which the
cost basis of the servicing asset for a given stratum of loans being serviced
exceeds its fair value. Any fair value in excess of the cost basis of the
servicing asset for a given stratum is not recognized.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;"> &nbsp;</font></font><a name="XBRL_CS_f4c38cbdf0ea4c5eae504424f_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Changes in the impairment allowance were as follows:</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=54% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=54% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=54% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=54% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=54% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">461</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">136</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=54% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Temporary
  impairment charges</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,611</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">466</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">285</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=54% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OTTI
  of servicing assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(621)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(147)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=54% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Recoveries</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(141)</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(57)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=54% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Balance at end of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,451</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">461</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">136</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">232</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_233"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; The components of net
  servicing income are shown below:
  </font></td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=54% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:3.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=54% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Year ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=54% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap valign=bottom width=54% style="background:white;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=44% style="background:white;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=54% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Servicing
  fees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">7,630</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">7,606</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">7,211</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=54% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Late
  charges and prepayment penalties</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">405</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">674</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">765</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=54% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Adjustment
  for loans repurchased</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">395</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">256</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(88)</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=54% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Other
  (1) </font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(35)</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(1)</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(161)</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=54% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;
  Servicing income, gross</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">8,395</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">8,535</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">7,727</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=54% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Amortization
  and impairment of servicing assets</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(4,702)</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(3,554)</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(3,387)</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=54% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;&#160;&#160;
  Servicing income, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">3,693</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">4,981</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">4,340</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=54% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=9 nowrap valign=top width=100% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">(1)
  Mainly consisted of compensatory fees imposed by GSEs.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=8 valign=bottom width=90% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The Corporation&#8217;s servicing assets are subject to prepayment and interest
  rate risks. Key economic assumptions used in determining the fair value at
  the time of the sale of the related mortgages ranged as follows:</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Maximum</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Minimum</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">2017:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Constant
  prepayment rate:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Government-guaranteed mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">6.2</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">6.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">6.7</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">6.3</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional non-conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">9.5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">9.1</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Discount
  rate:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Government-guaranteed mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">12.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">12.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">10.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">10.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional non-conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">14.3</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">14.3</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">2016:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Constant
  prepayment rate:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Government-guaranteed mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">7.6</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">5.9</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">8.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">6.3</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional non-conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">14.1</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">9.3</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Discount
  rate:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Government-guaranteed mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">12.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">11.5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">10.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">9.5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional non-conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">14.3</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">13.8</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">2015:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Constant
  prepayment rate:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Government-guaranteed mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">9.2</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">7.8</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">9.0</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">7.9</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional non-conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">14.4</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">12.9</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">Discount
  rate:</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Government-guaranteed mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">11.5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">11.5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">9.5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">9.5</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=50% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">&#160;&#160;&#160;
  Conventional non-conforming mortgage loans</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">13.8</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">13.8</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.5pt;">%</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=50% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_1a6fab8c33d6448891b4ea834"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">233</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_234"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-CA style="font-size:10.0pt;">The
weighted-averages of the key economic assumptions used by the Corporation in
its valuation model and the sensitivity of the current fair value to immediate <a name="XBRL_CS_2438bb10289d48b2a262f904a"></a>10<a name="XBRL_CS_2438bb10289d48b2a262f904a_bclEnd"></a>% and <a name="XBRL_CS_f54a6c30e448451ca41d032a5"></a>20<a name="XBRL_CS_f54a6c30e448451ca41d032a5_bclEnd"></a>% adverse changes in those
assumptions for mortgage loans as of December 31, 2017 were as follows:</font></font><a name="XBRL_CS_1a6fab8c33d6448891b4ea834_bclEnd"></a>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td nowrap valign=bottom width=79% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td colspan=3 width=21% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Carrying
  amount of servicing assets</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,255</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair
  value</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">29,368</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-average
  expected life (in years)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8.23</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=79% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Constant
  prepayment rate (weighted-average annual rate)</font></b></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:white;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6.30</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Decrease in fair value due to 10% adverse change</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">746</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Decrease in fair value due to 20% adverse change</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,460</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=79% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Discount
  rate (weighted-average annual rate)</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11.23</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Decrease in fair value due to 10% adverse change</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,234</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=79% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Decrease in fair value due to 20% adverse change</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,365</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_4af3a088954e4876adccfffb1"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These sensitivities are hypothetical and
should be used with caution. As the figures indicate, changes in fair value
based on a </font></font><a name="XBRL_CS_df89b2f141344fc898c2a7399"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">10</font></font><a name="XBRL_CS_df89b2f141344fc898c2a7399_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">% variation in assumptions generally cannot be extrapolated
because the relationship between the change in assumption and the change in
fair value may not be linear. Also, in this table, the effect of a variation in
a particular assumption on the fair value of the servicing asset is calculated
without changing any other assumption; in reality, changes in one factor may
result in changes in another (for example, increases in market interest rates
may result in lower prepayments), which may magnify or counteract the
sensitivities.</font></font><a name="XBRL_CS_4af3a088954e4876adccfffb1_bclEnd"></a></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_a1414163f6fe4bb98c98b4f04"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 17 &#8211; DEPOSITS AND RELATED INTEREST</font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></font><a name="XBRL_CS_a1414163f6fe4bb98c98b4f04_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The following table summarizes deposit balances as of the dates indicated:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=38% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=62% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Type
  of account and interest rate:</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-interest-bearing
  checking accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,833,665</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,484,155</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  savings accounts - 0.05% to 0.40%&#160; (2016- 0.05% to 0.40%)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,401,385</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,518,496</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  checking accounts - 0.05% to 1.00%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  (2016- 0.05% to 1.00%)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,207,511</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,075,929</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Certificates
  of deposit- 0.10% to 4.00% (2016- 0.10% to 4.00%)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,429,585</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,312,928</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Brokered
  certificates of deposit- 0.85% to 2.80% (2016- 0.60% to 2.80%)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,150,485</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,439,697</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,022,631</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,831,205</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_13f6a6d92df547308b88ecc96"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The weighted-average interest rate on
total interest-bearing deposits as of December&nbsp;31, 2017 and 2016 was </font></font><a name="XBRL_CS_1db5d8d4e2544b1b9819d0e6a"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.97</font></font><a name="XBRL_CS_1db5d8d4e2544b1b9819d0e6a_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">% and <a name="XBRL_CS_80532c51746144d7b8da091e8"></a>0.86<a name="XBRL_CS_80532c51746144d7b8da091e8_bclEnd"></a>%, respectively. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December&nbsp;31, 2017, the aggregate amount of unplanned overdrafts of demand
deposits that were reclassified as loans amounted to $<a name="XBRL_CS_ce85ce01910c4a97842ffd292"></a>1.7<a name="XBRL_CS_ce85ce01910c4a97842ffd292_bclEnd"></a> million (2016&nbsp;- $<a name="XBRL_CS_3c43e4dce13a4cab98373cca8"></a>1.0<a name="XBRL_CS_3c43e4dce13a4cab98373cca8_bclEnd"></a> million). Pre-arranged
overdrafts lines of credit amounted to $<a name="XBRL_CS_335732eb5d804a048739505bc"></a>15.2<a name="XBRL_CS_335732eb5d804a048739505bc_bclEnd"></a> million as of December 31,
2017 (2016- $<a name="XBRL_CS_05ca9934f88b4a5480e3e116e"></a>32.9<a name="XBRL_CS_05ca9934f88b4a5480e3e116e_bclEnd"></a> million).</font></font><a name="XBRL_CS_13f6a6d92df547308b88ecc96_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">234</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_235"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=5 width=94% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; The following table
  presents the contractual maturities of CDs, including brokered CDs, as of
  December 31, 2017:
  </font></td>
 <td width=6% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=65% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total </font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Three
  months or less</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">537,114</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  three months to six months</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">500,020</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  six months to one year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">928,613</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  one year to two years </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">896,331</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  two years to three years </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">294,459</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  three years to four years </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">229,232</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  four years to five years </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">187,463</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  five years</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,838</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=65% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,580,070</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=65% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_dc36eaec35f341dc857889e0b"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December&nbsp;31, 2017, CDs in
denominations of $</font></font><a name="XBRL_CS_6467809e1aae4ba5bedc5aee3"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">100,000 </font></font><a name="XBRL_CS_6467809e1aae4ba5bedc5aee3_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">or higher amounted to $<a name="XBRL_CS_dcf189af71d04f548d585f12a"></a>2.8<a name="XBRL_CS_dcf189af71d04f548d585f12a_bclEnd"></a>&nbsp;billion (2016&nbsp;-
$<a name="XBRL_CS_3cbe285078ed45aea01250f8f"></a>3.0<a name="XBRL_CS_3cbe285078ed45aea01250f8f_bclEnd"></a>&nbsp;billion) including
brokered CDs of $1.2&nbsp;billion (2016&nbsp;- $1.4&nbsp;billion) at a
weighted-average rate of <a name="XBRL_CS_31d4677ea2e74b6a8d6b84658"></a>1.50<a name="XBRL_CS_31d4677ea2e74b6a8d6b84658_bclEnd"></a>% (2016&nbsp;&#8211; <a name="XBRL_CS_cfc8b12b3b164c6da12049534"></a>1.18<a name="XBRL_CS_cfc8b12b3b164c6da12049534_bclEnd"></a>%) issued to deposit
brokers in the form of large certificates of deposits that are generally
participated out by brokers in shares of less than the FDIC insurance limit.&#160;
As of December&nbsp;31, 2017, unamortized broker placement fees amounted to $<a name="XBRL_CS_3fe8fd09b6b94073987773974"></a>2.2<a name="XBRL_CS_3fe8fd09b6b94073987773974_bclEnd"></a>&nbsp;million (2016 - $<a name="XBRL_CS_e8c1e9d6873d4015921c1ce38"></a>2.6<a name="XBRL_CS_e8c1e9d6873d4015921c1ce38_bclEnd"></a> million), which are
amortized over the contractual maturity of the brokered CDs under the interest
method. </font></font><a name="XBRL_CS_dc36eaec35f341dc857889e0b_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=3 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Brokered CDs mature as follows:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=68% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=68% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=68% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Three
  months or less</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">194,703</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=68% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  three months to six months</font></p>
  </td>
 <td nowrap width=4% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">133,093</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=68% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  six months to one year</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">329,077</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=68% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">One
  to three years</font></p>
  </td>
 <td nowrap width=4% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">360,566</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=68% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Three
  to five years </font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">131,666</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=68% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  five years</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,380</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=68% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,150,485</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_127fd4d98528438795db05338"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December&nbsp;31, 2017, deposit
accounts issued to government agencies amounted to $</font></font><a name="XBRL_CS_251f9ecdeefd49a497404b448"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">652.0</font></font><a name="XBRL_CS_251f9ecdeefd49a497404b448_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;million (2016&nbsp;&#8212; $<a name="XBRL_CS_805c3cec0f004b0aab7e50538"></a>563.7&nbsp;<a name="XBRL_CS_805c3cec0f004b0aab7e50538_bclEnd"></a>million). These deposits in
Puerto Rico and the U.S. Virgin Islands are insured by the FDIC up to the
applicable limits, generally $250,000. The uninsured portions were
collateralized by securities and loans with an amortized cost of $<a name="XBRL_CS_0c9bbca8b0a74b6c9ff2ec29c"></a>562.5<a name="XBRL_CS_0c9bbca8b0a74b6c9ff2ec29c_bclEnd"></a> million (2016&nbsp;&#8212; $<a name="XBRL_CS_c126d4b25f144a86af3dbdd5c"></a>583.9&nbsp;<a name="XBRL_CS_c126d4b25f144a86af3dbdd5c_bclEnd"></a>million) and an estimated
market value of $<a name="XBRL_CS_e32ab8a1a76b4f69af214ab2b"></a>542.9<a name="XBRL_CS_e32ab8a1a76b4f69af214ab2b_bclEnd"></a> million (2016&nbsp;&#8212; $<a name="XBRL_CS_3f11b2d2aca849aabec4b59e0"></a>521.3&nbsp;<a name="XBRL_CS_3f11b2d2aca849aabec4b59e0_bclEnd"></a>million). As of December
31, 2017, the Corporation had $<a name="XBRL_CS_bc9935fc2d2146679c46e6667"></a>490.3<a name="XBRL_CS_bc9935fc2d2146679c46e6667_bclEnd"></a> million of government
deposits in Puerto Rico (2016 &#8212; $<a name="XBRL_CS_8b216fb5cb7e413f9d6ad2ec0"></a>408.8
<a name="XBRL_CS_8b216fb5cb7e413f9d6ad2ec0_bclEnd"></a>million) and $<a name="XBRL_CS_8c5ffabf28bc4ba7b51bbb0ac"></a>161.7<a name="XBRL_CS_8c5ffabf28bc4ba7b51bbb0ac_bclEnd"></a> million in the Virgin
Islands (2016 &#8212; $<a name="XBRL_CS_ed8607cda63f4a4a90614dcde"></a>154.9<a name="XBRL_CS_ed8607cda63f4a4a90614dcde_bclEnd"></a> million).</font></font><a name="XBRL_CS_127fd4d98528438795db05338_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">235</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_236"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">A table showing interest
  expense on deposits follows:
  </font></td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=50% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  checking accounts</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,566</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,914</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,440</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Savings</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,520</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,392</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,660</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Certificates
  of deposit</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">30,277</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28,068</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,246</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Brokered
  certificates of deposit</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,174</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,928</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,904</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=48% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">66,537</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">67,302</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">69,250</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_53b9712c75f04262974fc42b6"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The total interest expense on deposits
includes the amortization of broker placement fees related to brokered CDs
amounting to $1.9 million, $2.9 million, and $4.6 million for 2017, 2016 and
2015, respectively. For 2017, 2016 and 2015, includes $</font></font><a name="XBRL_CS_d83e498854d34c00b632f5221"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">0.1 </font></font><a name="XBRL_CS_d83e498854d34c00b632f5221_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million, $<a name="XBRL_CS_94a1d6161d364a39acf5e70d3"></a>0.2 <a name="XBRL_CS_94a1d6161d364a39acf5e70d3_bclEnd"></a>million and $<a name="XBRL_CS_5b85860349a146289e974e100"></a>0.6<a name="XBRL_CS_5b85860349a146289e974e100_bclEnd"></a> million, respectively, for
the accretion of premiums related to time deposits assumed in the Doral Bank
transaction in 2015. </font></font><a name="XBRL_CS_53b9712c75f04262974fc42b6_bclEnd"></a></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_337ff077ef084dc096e2a3eb9"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 18 &#8211; SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Securities sold under agreements to
repurchase (repurchase agreements) consist of the following: </font></font><a name="XBRL_CS_337ff077ef084dc096e2a3eb9_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=64% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=64% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December, 31</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=64% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=64% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=64% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td nowrap width=5% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=64% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Shot-term
  fixed-rate repurchase agreement with a rate of 1.53%</font></p>
  </td>
 <td nowrap width=2% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">100,000</font></p>
  </td>
 <td nowrap width=3% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=64% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;Long
  -term fixed-rate repurchase agreements, interest ranging from 1.96% to 2.26%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=5% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=64% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  (December 31, 2016: 1.96% to 2.83%) (1)(2)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">200,000</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">300,000</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=5% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=64% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">300,000</font></p>
  </td>
 <td nowrap width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">300,000</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap width=5% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=64% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=top width=5% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1)</font></p>
  </td>
 <td colspan=6 width=95% style="height:7.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;Reported
  net of securities purchased under agreements to repurchase (reverse
  repurchase agreements) by counterparty, when applicable, pursuant to ASC
  210-20-45-11.</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=5% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=64% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=top width=5% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(2)</font></p>
  </td>
 <td colspan=6 width=95% style="height:7.5pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">As
  of December 31, 2017, includes $200 million with an average rate of 2.11%
  that lenders have the right to call before their contractual maturities at
  various dates beginning on February 6, 2018. Subsequent to December 31, 2017,
  no lender has exercised its call option on repurchase agreements.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=64% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><a name="XBRL_CS_32d96085896049a58711a6409"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The weighted-average interest rates on
repurchase agreements as of December&nbsp;31, 2017 and 2016 were </font></font><a name="XBRL_CS_89555aa16203401ab4380a879"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1.92</font></font><a name="XBRL_CS_89555aa16203401ab4380a879_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">% and <a name="XBRL_CS_ce3b82509ffa40e6af2ec10b2"></a>2.35<a name="XBRL_CS_ce3b82509ffa40e6af2ec10b2_bclEnd"></a>%, respectively. Accrued
interest payable on repurchase agreements amounted to $<a name="XBRL_CS_44b1abfca2e84d078bac67820"></a>1.8<a name="XBRL_CS_44b1abfca2e84d078bac67820_bclEnd"></a> million and $<a name="XBRL_CS_081c2672c218456493042baba"></a>1.9<a name="XBRL_CS_081c2672c218456493042baba_bclEnd"></a> million as of December 31,
2017 and 2016, respectively.</font></font><a name="XBRL_CS_32d96085896049a58711a6409_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=4 width=100% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Repurchase agreements mature as follows:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=38% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=2 valign=bottom width=38% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=34% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Less
  than one month</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=34% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">100,000</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  four to five years</font></p>
  </td>
 <td nowrap width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">200,000</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=51% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=4% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=34% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,000</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=11% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=34% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">236</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_237"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=12 nowrap valign=bottom width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">The following securities were
  sold under agreements to repurchase:
  </font></td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=36% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=bottom width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amortized</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Approximate</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Cost of </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Average</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Underlying</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance of </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">of Underlying</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest Rate </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Underlying
  Securities</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Securities&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Borrowing</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Securities&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">of Security</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">U.S.
  government-sponsored agencies</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">132,637</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">127,801</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">131,271</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.39</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage-backed
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">222,325</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">172,199</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">218,852</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.29</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=36% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=36% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">354,962</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,000</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">350,123</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=36% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=36% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accrued
  interest receivable</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,060</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=36% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=bottom width=60% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2016</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amortized</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Approximate</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Cost&#160; of </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Average</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Underlying</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance of </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">of Underlying</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest Rate </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Underlying
  Securities</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Securities&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Borrowing</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Securities&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">of Security</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">U.S.
  government-sponsored agencies</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">126,205</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">123,175</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">125,417</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.30</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage-backed
  securities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">215,352</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">176,825</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">213,973</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.20</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=36% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=36% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total </font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">341,557</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,000</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">339,390</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=36% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=36% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accrued
  interest receivable</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,400</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_dd63992f05594e1daf78a01d7"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">237</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_238"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">The maximum aggregate balance outstanding
at any month-end during 2017 was $<a name="XBRL_CS_1cc05256e3584e788f3be50ff"></a>300<a name="XBRL_CS_1cc05256e3584e788f3be50ff_bclEnd"></a> million (2016&nbsp;&#8212; $<a name="XBRL_CS_7046f933a95644be93cd21a9f"></a>700<a name="XBRL_CS_7046f933a95644be93cd21a9f_bclEnd"></a>&nbsp;million). The average
balance during 2017 was $<a name="XBRL_CS_0bd781309a01466da94e80fad"></a>300<a name="XBRL_CS_0bd781309a01466da94e80fad_bclEnd"></a> million (2016&nbsp;&#8212; $<a name="XBRL_CS_4285bdce49594f0ab20b09445"></a>616.4<a name="XBRL_CS_4285bdce49594f0ab20b09445_bclEnd"></a> million). The
weighted-average interest rate during 2017 and 2016 was <a name="XBRL_CS_cd0679ef99dd4ed7b16477e2f"></a>3.64<a name="XBRL_CS_cd0679ef99dd4ed7b16477e2f_bclEnd"></a>% and <a name="XBRL_CS_178771dde909451a9133b1960"></a>3.28<a name="XBRL_CS_178771dde909451a9133b1960_bclEnd"></a>%, respectively.</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017 and 2016, the
securities underlying such agreements were delivered to the dealers with which
the repurchase agreements were transacted. </font></font><a name="XBRL_CS_dd63992f05594e1daf78a01d7_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td colspan=7 valign=bottom width=100% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; Repurchase agreements as of December
  31, 2017, grouped by counterparty, were as follows:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=37% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=16% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=37% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=16% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=37% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-Average</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=16% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Counterparty</font></u></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Maturity (In Months)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=37% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=16% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=37% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Citigroup
  Global Markets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">100,000</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=16% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">JP
  Morgan Chase</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">200,000</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">49</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=16% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=37% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,000</font></p>
  </td>
 <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=16% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=37% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_CS_2d9521df31a144579a093ddcc"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 19 &#8211; ADVANCES FROM THE FEDERAL HOME LOAN BANK (FHLB) </font></b></font><a name="XBRL_CS_2d9521df31a144579a093ddcc_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following is a summary of the advances from the FHLB:</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap valign=bottom width=7% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=61% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap width=7% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=61% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Short-term
  fixed-rate advances from FHLB, with a weighted-average</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  interest rate of 0.78% as of December 31, 2016</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">170,000</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Long-term
  fixed-rate advances from FHLB, with a weighted-average</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  interest rate of 1.91% (December 31, 2016 - 1.49%)</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">715,000</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">500,000</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=61% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">715,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">670,000</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td colspan=4 nowrap valign=bottom width=100% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Advances from FHLB mature as follows:</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap valign=bottom width=7% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=73% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=73% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=73% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  six months to one year</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">95,000</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  one to three years</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,000</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=73% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Over
  three to five years</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">320,000</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=7% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">715,000</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=7% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=73% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_92209b2f9a744632a131fa6aa"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">238</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_239"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Advances are received from the FHLB
under an Advances, Collateral Pledge, and Security Agreement (the &#8220;Collateral
Agreement&#8221;). Under the Collateral Agreement, the Corporation is required to
maintain a minimum amount of qualifying mortgage collateral with a market value
of generally <a name="XBRL_CS_6fcf001a5f6e4fa3b9c478d27"></a>125<a name="XBRL_CS_6fcf001a5f6e4fa3b9c478d27_bclEnd"></a>% or higher than the
outstanding advances. As of December&nbsp;31, 2017, the estimated value of
specific mortgage loans pledged as collateral amounted to $<a name="XBRL_CS_b7d535d5fcc548dfbe183a626"></a>1.4<a name="XBRL_CS_b7d535d5fcc548dfbe183a626_bclEnd"></a> billion (2016&nbsp;&#8212; $<a name="XBRL_CS_d36866e012474806854a9a610"></a>1.4<a name="XBRL_CS_d36866e012474806854a9a610_bclEnd"></a> billion), as computed by
the FHLB for collateral purposes. The carrying value of such loans as of
December&nbsp;31, 2017 amounted to $<a name="XBRL_CS_507ae0e9d5e34414ad2595aa5"></a>1.7<a name="XBRL_CS_507ae0e9d5e34414ad2595aa5_bclEnd"></a> billion (2016&nbsp;&#8212; $<a name="XBRL_CS_831869aa95d743e99daddf834"></a>1.7<a name="XBRL_CS_831869aa95d743e99daddf834_bclEnd"></a> billion). As of December
31, 2017, the Corporation had additional capacity of approximately $<a name="XBRL_CS_31b2d1420308460fb5d8cced6"></a>683.6<a name="XBRL_CS_31b2d1420308460fb5d8cced6_bclEnd"></a> million on this credit
facility based on collateral pledged at the FHLB, including a haircut
reflecting the perceived risk associated with the collateral. Haircut refers to
the percentage by which an asset&#8217;s market value is reduced for the purpose of
collateral levels. Advances may be repaid prior to maturity, in whole or in
part, at the option of the borrower upon payment of any applicable fee
specified in the contract governing such advance. In calculating the fee, due
consideration is given to (i) all relevant factors, including, but not limited
to, any and all applicable costs of repurchasing and/or prepaying any
associated liabilities and/or hedges entered into with respect to the
applicable advance; (ii) the financial characteristics, in their entirety, of
the advance being prepaid; and (iii), in the case of adjustable-rate advances,
the expected future earnings of the replacement borrowing as long as the
replacement borrowing is at least equal to the original advance&#8217;s par amount
and the replacement borrowing&#8217;s tenor is at least equal to the remaining
maturity of the prepaid advance.</font></font><a name="XBRL_CS_92209b2f9a744632a131fa6aa_bclEnd"></a>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_CS_4587ea8988574854a18348134"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 20 &#8211; OTHER BORROWINGS </font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Other borrowings, as of the indicated
dates, consist of:</font></font><a name="XBRL_CS_4587ea8988574854a18348134_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap width=68% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=68% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Junior
  subordinated debentures due in 2034,</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=68% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  interest-bearing at a floating rate of 2.75%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=68% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  over 3-month LIBOR (4.35% as of December 31, 2017</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=68% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  and 3.74% as of December 31, 2016) </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">90,078</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">97,630</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=68% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Junior
  subordinated debentures due in 2034,</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=68% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  interest-bearing at a floating rate of 2.50%</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=68% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  over 3-month LIBOR (4.12% as of December 31, 2017</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap valign=bottom width=68% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  and 3.50% as of December 31, 2016)</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">118,557</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">118,557</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">208,635</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216,187</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=3% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=65% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=6 width=97% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Refer
  to Note 16 - &quot;Non-Consolidated Variable Interest Entities and Servicing
  Assets - Trust Preferred Securities&quot; for additional information about
  the Corporation's repurchase and cancellation of $7.3 million of
  trust-preferred securities associated with these junior subordinated
  debentures. </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 width=97% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_2e7d6c1d6d9d4ec096faf6b26"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">239</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_240"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 21 &#8211; EARNINGS PER COMMON SHARE</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_2e7d6c1d6d9d4ec096faf6b26_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=10 nowrap valign=bottom width=99% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  The calculation of earnings per common share for the years ended December 31,
  2017, 2016, and 2015 are as follows:</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom width=3% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=58% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=58% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=38% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=3% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=58% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands, except per share information)</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=38% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">66,956</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,229</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,297</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Less:
  Preferred stock dividends </font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,676)</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(223)</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income attributable to common stockholders</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">64,280</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,006</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,297</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap width=61% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-Average
  Shares:</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Average common shares outstanding</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">213,963</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">212,818</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">211,457</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Average potential dilutive common shares </font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,155</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,976</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,514</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=61% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Average common shares outstanding - assuming dilution</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216,118</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">215,794</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">212,971</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=3% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=58% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Earnings
  per common share:</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=3% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=58% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Basic
  </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.30</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.44</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.10</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=3% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=58% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=61% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Diluted
  </font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.30</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.43</font></p>
  </td>
 <td nowrap width=1% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.10</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=3% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=58% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 nowrap width=61% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">____________</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_9b76b37c54c2476fb18c1174a"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Earnings per common share is computed by dividing net income
attributable to common stockholders by the weighted-average number of common
shares issued and outstanding. Net income attributable to common stockholders
represents net income adjusted for any preferred stock dividends, including any
dividends declared and any cumulative dividends related to the current dividend
period that have not been declared as of the end of the period. Basic
weighted-average common shares outstanding exclude unvested shares of
restricted stock that do not contain non-forfeitable dividend rights.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Potential dilutive common shares consist
of common stock issuable under the assumed exercise of stock options, unvested
shares of restricted stock that do not contain non-forfeitable dividend rights,
and outstanding warrants using the treasury stock method. This method assumes
that the potential dilutive common shares are issued and outstanding and the
proceeds from the exercise, in addition to the amount of compensation cost
attributable to future services, are used to purchase common stock at the
exercise date. The difference between the number of potential dilutive shares
issued and the shares purchased is added as incremental shares to the actual number
of shares outstanding to compute diluted earnings per share. Stock options,
unvested shares of restricted stock that do not contain non-forfeitable
dividend rights, and outstanding warrants that result in lower potential
dilutive shares issued than shares purchased under the treasury stock method
are not included in the computation of dilutive earnings per share since their
inclusion would have an antidilutive effect on earnings per share. Stock
options not included in the computation of outstanding shares because they were
antidilutive amounted to <a name="XBRL_CS_d78848c38442469792f29f9fb"></a>34,989<a name="XBRL_CS_d78848c38442469792f29f9fb_bclEnd"></a>, and <a name="XBRL_CS_92935f72fc984e7185c055757"></a>69,848<a name="XBRL_CS_92935f72fc984e7185c055757_bclEnd"></a> as of December 31, 2016
and 2015, respectively. &#160;There were no stock options outstanding as of December
31, 2017.</font></font><a name="XBRL_CS_9b76b37c54c2476fb18c1174a_bclEnd"></a></p>

<a name="XBRL_CS_dc8407baecc8470cb5a9f033d"></a><a name="Xbrl_Tag4"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">240</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_241"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 22 &#8211; STOCK-BASED COMPENSATION </font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of January 21,
2017, the Corporation&#8217;s 1997 stock option plan expired and no additional awards
could be granted under that plan. All outstanding awards granted under this
plan continued in full force and effect thereafter, subject to their original
terms. During the first quarter of 2017, all of the remaining outstanding
awards granted under the 1997 stock option plan expired.</font></font><a name="XBRL_CS_dc8407baecc8470cb5a9f033d_bclEnd"></a><a name="Xbrl_Tag4_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=10 nowrap valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  activity of stock options granted under the 1997 stock option plan for the
  year ended December 31, 2017 is set forth below:</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=37% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=37% style="background:white;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Aggregate</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Remaining</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Intrinsic </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=37% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Contractual Term</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Value&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=37% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Options</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Exercise Price</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Years)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=37% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=37% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Beginning
  of year outstanding and exercisable</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">34,989</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">138.00</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Options
  expired</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(34,989)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(138.00)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=37% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">End
  of year outstanding and exercisable</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap valign=bottom width=37% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_0027cbca1c9c4f4a8f76967f0"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On May 24, 2016, the Corporation&#8217;s stockholders approved
the amendment and restatement of the First BanCorp. Omnibus Incentive Plan, as
amended (the &#8220;Omnibus Plan&#8221;), to, among other things, increase the number of
shares of common stock reserved for issuance under the Omnibus Plan, extend the
term of the Omnibus Plan to May 24, 2026 and re-approve the material terms of
the performance goals under the Omnibus Plan for purposes of Section 162(m) of
the U.S. Internal Revenue Code of 1986, as amended. The Omnibus Plan provides
for equity-based compensation incentives (the &#8220;awards&#8221;) through the grant of
stock options, stock appreciation rights, restricted stock, restricted stock
units, performance shares, cash-based awards and other stock-based awards. The
Omnibus Plan authorizes the issuance of up to</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;"> <a name="XBRL_CS_e12999111657438fb68b1bd66"></a>14,169,807 <a name="XBRL_CS_e12999111657438fb68b1bd66_bclEnd"></a>shares of common stock,
subject to adjustments for stock splits, reorganizations and other similar
events.&#160; As of December 31, 2017, <a name="XBRL_CS_319d7102d3284d39b130b4c6d"></a>7,558,450<a name="XBRL_CS_319d7102d3284d39b130b4c6d_bclEnd"></a> </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">authorized shares of common stock were
available for issuance under the Omnibus Plan. The Corporation&#8217;s Board of
Directors, based on the recommendation of the Corporation&#8217;s Compensation and
Benefits Committee, has the power and authority to determine those eligible to
receive awards and to establish the terms and conditions of any awards, subject
to various limits and vesting restrictions that apply to individual and
aggregate awards.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Under the Omnibus
Plan, during 2017, the Corporation awarded to its independent directors <a name="XBRL_CS_8b6c22d7bce940d08e3a71e72"></a>148,424<a name="XBRL_CS_8b6c22d7bce940d08e3a71e72_bclEnd"></a> shares of restricted stock
that are subject to a one-year vesting period. In addition, during 2017, the
Corporation awarded <a name="XBRL_CS_9caed7e5545542ba89656bcfb"></a>951,332 <a name="XBRL_CS_9caed7e5545542ba89656bcfb_bclEnd"></a>shares of restricted stock
to employees subject to a vesting period of 2 years.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Included in those 951,332
shares of restricted stock were <a name="XBRL_CS_e0738c6c6b2648ee91e6fce29"></a>838,332
<a name="XBRL_CS_e0738c6c6b2648ee91e6fce29_bclEnd"></a>shares granted in
the first quarter of 2017 to certain senior officers consistent with the
requirements of the Troubled Asset Relief Program (&#8220;TARP&#8221;) Interim Final Rule, which
permits TARP recipients to grant &#8220;long-term restricted stock&#8221; without violating
the prohibition on paying or accruing a bonus payment, subject to limits on
value and certain vesting and non-transferability requirements. On May 10,
2017, the United States Department of the Treasury (the &#8220;U.S. Treasury&#8221;)
announced that it had sold all of its remaining 10,291,553 shares of the
Corporation&#8217;s common stock. As </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a result of the U.S. Treasury&#8217;s sale, the Corporation is no longer
subject to the compensation-related restrictions under TARP, which
substantially limited the Corporation&#8217;s ability to award short-term and
long-term incentives to the Corporation&#8217;s executives, and the Corporation&#8217;s
senior officers are no longer subject to the transferability restrictions on
their shares of restricted stock. However, since the U.S. Treasury did not recover
the full amount of its original investment under TARP, the senior officers
forfeited 2,370,571 of their outstanding shares of restricted stock, resulting
in a reduction in the number of common shares outstanding. The U.S. Treasury
continues to hold a warrant to purchase <a name="XBRL_CS_41bb8f1cc4204bb2b3e2b667a"></a><a name=BookmarkName99></a><a name="BookmarkName99_bclEnd"></a>1,285,899<a name=BookmarkName100></a><a name="BookmarkName100_bclEnd"></a><a name="XBRL_CS_41bb8f1cc4204bb2b3e2b667a_bclEnd"></a> shares of the
Corporation&#8217;s common stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2017, prior to the U.S Treasury&#8217;s sale
of its shares, t</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">he Corporation accounted
for the restricted stock subject to TARP requirements at a discount from </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">the
market price at the date of the grant. For these </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">838,332 </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">shares
of restricted stock, the market price was discounted assuming that <a name="XBRL_CS_fbc9359ed4d64863b2e57dcb4"></a><a name="XBRL_CS_eeefe8ff8be841ad9b8ce1e11"></a><a name="XBRL_CS_eeefe8ff8be841ad9b8ce1e11_bclEnd"></a>50<a name=BookmarkName101></a><a name="BookmarkName101_bclEnd"></a><a name="XBRL_CS_fbc9359ed4d64863b2e57dcb4_bclEnd"></a>% of the shares of
restricted stock would become freely transferable and the remaining <a name="XBRL_CS_786db0572c3c4a0cab138259d"></a><a name="XBRL_CS_f46bb418e8824c8a8b088c332"></a><a name="XBRL_CS_f46bb418e8824c8a8b088c332_bclEnd"></a>50<a name=BookmarkName102></a><a name="BookmarkName102_bclEnd"></a><a name="XBRL_CS_786db0572c3c4a0cab138259d_bclEnd"></a>% would be forfeited</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">,
resulting in a fair value of</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
$<a name="XBRL_CS_144b1ceecb9644d39a7441630"></a>2.71 </font></font><a name="XBRL_CS_144b1ceecb9644d39a7441630_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">for each share of restricted stock granted
under TARP requirements. Since the assumption was correct, the forfeiture
resulting from the U.S. Treasury&#8217;s sale did not have an impact on the
Corporation&#8217;s operating results. Also, the Corporation used empirical data to
estimate employee terminations; separate groups of employees that have similar
historical exercise behavior were considered separately for valuation purposes.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> &nbsp;</font></font><a name="XBRL_CS_0027cbca1c9c4f4a8f76967f0_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">241</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_242"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=7 nowrap valign=bottom width=100% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The following table
  summarizes the restricted stock activity in 2017 under the Omnibus Plan:
  </font></td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=4% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=66% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=70% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=28% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=70% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Number of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=70% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">shares of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Average</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=70% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">restricted</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Grant Date</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 nowrap valign=bottom width=70% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">stock</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=70% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=2 nowrap width=70% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-vested
  shares at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,178,791</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.58</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=70% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Granted</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,099,756</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.31</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=70% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Forfeited
  </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,411,223)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.33</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td colspan=2 nowrap width=70% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Vested
  </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,050,356)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.57</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=2 nowrap width=70% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-vested
  shares at end of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,816,968</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.76</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=4% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=66% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:white;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td nowrap valign=top width=4% style="background:white;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td colspan=6 width=96% style="background:white;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  2,370,571 of outstanding shares of restricted stock, subject to TARP
  requirements, that were forfeited as a result of the U.S. Treasury's sale of
  its remaining shares of the Corporation's common stock.</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top width=4% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2)</font></p>
  </td>
 <td colspan=6 width=96% style="background:white;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Includes
  743,021 shares of restricted stock released from TARP restrictions.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=4% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=66% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_33923cd53077416da443204c6"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the years ended December 31, 2017, 2016
and 2015, the Corporation recognized $</font></font><a name="XBRL_CS_d65a54e2f9a443a6ac9b5cc6e"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4.0</font></font><a name="XBRL_CS_d65a54e2f9a443a6ac9b5cc6e_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million, $<a name="XBRL_CS_ef1c5cbc69514e5ea021374f2"></a>3.9<a name="XBRL_CS_ef1c5cbc69514e5ea021374f2_bclEnd"></a> million and $<a name="XBRL_CS_a353d0dc2d9444f6a86b0590d"></a>3.8<a name="XBRL_CS_a353d0dc2d9444f6a86b0590d_bclEnd"></a> million, respectively, of
stock-based compensation expense related to restricted stock awards. As of
December 31, 2017, there was $<a name="XBRL_CS_8fcad4aee6b749edbefbcd689"></a>3.0<a name="XBRL_CS_8fcad4aee6b749edbefbcd689_bclEnd"></a> million of total
unrecognized compensation cost related to nonvested shares of restricted stock.
The weighted average period over which the Corporation expects to recognize
such cost is 1.0 year. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2016, the Corporation awarded (i) <a name="XBRL_CS_8d39ab0ab9a248c08f2e79e0b"></a>130,873<a name="XBRL_CS_8d39ab0ab9a248c08f2e79e0b_bclEnd"></a> shares of restricted stock
to its independent directors subject to a one-year vesting period and (ii) <a name="XBRL_CS_f81b58be4c164469ba25495aa"></a>1,794,702<a name="XBRL_CS_f81b58be4c164469ba25495aa_bclEnd"></a> shares of restricted stock
to employees subject to vesting periods that ranged from 2 to 3 years. Included
in those 1,794,702 shares of restricted stock were <a name="XBRL_CS_6485944024c04471b6efe7d27"></a>1,546,137<a name="XBRL_CS_6485944024c04471b6efe7d27_bclEnd"></a> shares granted </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">to certain senior officers
consistent with the requirements of TARP. As explained above, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Corporation is no longer subject to
the compensation-related restrictions under TARP as a result of the U.S.
Treasury&#8217;s sale of its remaining shares of the Corporation&#8217;s common stock.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The fair value of the shares of
restricted stock granted in 2016 was based on the market price of the
Corporation&#8217;s outstanding common stock on the date of the grant. For the
1,546,137 shares of restricted stock granted under the TARP requirements, the
market price was discounted due to the post-vesting restrictions</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For purposes of determining the awards&#8217;
fair value, the Corporation assumed that <a name="XBRL_CS_00422f684fb446e5aa53de2b8"></a><a name="XBRL_CS_b37a56a066ef481cb83332a78"></a><a name="XBRL_CS_b37a56a066ef481cb83332a78_bclEnd"></a>50<a name=BookmarkName103></a><a name="BookmarkName103_bclEnd"></a><a name="XBRL_CS_00422f684fb446e5aa53de2b8_bclEnd"></a>% of the shares of
restricted stock would become freely transferable and the remaining <a name="XBRL_CS_ec555cf44d264912853d7c78c"></a><a name="XBRL_CS_10ecf63558b3434c8039f30a6"></a><a name="XBRL_CS_10ecf63558b3434c8039f30a6_bclEnd"></a>50<a name=BookmarkName104></a><a name="BookmarkName104_bclEnd"></a><a name="XBRL_CS_ec555cf44d264912853d7c78c_bclEnd"></a>% would be forfeited,
resulting </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">in a
fair value of</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$<a name="XBRL_CS_2e065cf21684491ea45d0bc40"></a>1.43<a name="XBRL_CS_2e065cf21684491ea45d0bc40_bclEnd"></a> for restricted shares
granted under the TARP requirements.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Stock-based
compensation accounting guidance requires the Corporation to reverse
compensation expense for any awards that are forfeited due to employee or
director turnover. </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;letter-spacing:-.15pt;">Quarterly
changes in the estimated forfeiture rate may have a significant effect on
stock-based compensation, as the effect of adjusting the rate for all expense
amortization is recognized in the period in which the forfeiture estimate is
changed.&nbsp; If the actual forfeiture rate is higher than the estimated
forfeiture rate, then an adjustment is made to increase the estimated
forfeiture rate, which will result in a decrease in the expense recognized in
the financial statements.&nbsp; If the actual forfeiture rate is lower than the
estimated forfeiture rate, an adjustment is made to decrease the estimated
forfeiture rate, which will result in an increase in the expense recognized in
the financial statements.&nbsp;The estimated forfeiture rate did not change as
a result of the restricted shares forfeited in connection with the
aforementioned U.S. Treasury&#8217;s sale of the Corporation&#8217;s common stock.
Approximately $<a name="XBRL_CS_662a581d53a44927b8b8678ab"></a><a name="XBRL_CS_9edd32ff017941259ee01094e"></a><a name="XBRL_CS_9edd32ff017941259ee01094e_bclEnd"></a>48<a name=BookmarkName105></a><a name="BookmarkName105_bclEnd"></a><a name="XBRL_CS_662a581d53a44927b8b8678ab_bclEnd"></a> thousand of compensation
expense was reversed during 2017 related to forfeitures upon resignation of two
of the Corporation&#8217;s independent directors.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Also, under the
Omnibus Plan, effective April 1, 2013, the Corporation&#8217;s Board of Directors
determined to increase the salary amounts paid to certain executive officers
primarily by paying the increased salary amounts in the form of shares of the
Corporation&#8217;s common stock, instead of cash. During 2017, the Corporation
issued <a name="XBRL_CS_22dc3a1b80cd48399d157f8c6"></a>582,193<a name="XBRL_CS_22dc3a1b80cd48399d157f8c6_bclEnd"></a> shares of common stock
(2016 &#8211; <a name="XBRL_CS_5ce1d4891aba4be0bd7ce04d1"></a>755,223<a name="XBRL_CS_5ce1d4891aba4be0bd7ce04d1_bclEnd"></a> shares) with a
weighted-average market value of $<a name="XBRL_CS_b3f7003e69ef4986a58019009"></a>5.64<a name="XBRL_CS_b3f7003e69ef4986a58019009_bclEnd"></a> (2016 - $<a name="XBRL_CS_9efef2bf6e3f45b18b7ca4e9c"></a>3.96<a name="XBRL_CS_9efef2bf6e3f45b18b7ca4e9c_bclEnd"></a> market value) as salary
stock compensation. This resulted in compensation expense of $<a name="XBRL_CS_60b4933e9d1742688f815a606"></a>3.3<a name="XBRL_CS_60b4933e9d1742688f815a606_bclEnd"></a> million recorded in 2017
(2016 &#8211; $<a name="XBRL_CS_cbfff7a73486476db3ea83d7a"></a>3.0<a name="XBRL_CS_cbfff7a73486476db3ea83d7a_bclEnd"></a> million). </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, the
Corporation withheld <a name="XBRL_CS_d6e4aad2c7dd4e5d9b6f2ce55"></a>195,789<a name="XBRL_CS_d6e4aad2c7dd4e5d9b6f2ce55_bclEnd"></a> shares (2016 &#8211; <a name="XBRL_CS_5fcc2aebdfa948dab3701f9f6"></a>226,261<a name="XBRL_CS_5fcc2aebdfa948dab3701f9f6_bclEnd"></a> shares) from the common
stock paid to certain senior officers as additional compensation and <a name="XBRL_CS_61ff19e3f24e473c932bcc98e"></a>243,102<a name="XBRL_CS_61ff19e3f24e473c932bcc98e_bclEnd"></a> shares of restricted stock
that vested during 2017 (2016- <a name="XBRL_CS_d9e8eedfd46b4e9daf0722725"></a>65,498<a name="XBRL_CS_d9e8eedfd46b4e9daf0722725_bclEnd"></a> shares) to cover
employees&#8217; payroll and income tax withholding liabilities; these shares are held
as treasury shares. The Corporation paid any fractional share of salary stock
that the officer was entitled to in cash. In the consolidated financial
statements, the Corporation treats shares withheld for tax purposes as common
stock repurchases.</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">242</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_243"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On June&nbsp;29, 2017, upon the
recommendation of the Corporation&#8217;s Compensation and Benefits Committee, the </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Corporation&#8217;s Board of
Directors</font></font><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-CA style="font-size:12.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">approved a new
executive compensation program that, as of July 1, 2017, applies to the
Corporation&#8217;s executive officers as a result of the aforementioned sale by the
U.S. Treasury of its remaining shares of the Corporation&#8217;s common stock. The
new compensation program for executive officers maintained the same levels of
cash salary through calendar year 2017. The payment of additional salary
amounts currently paid in the form of stock will continue through the second
quarter of 2018 and will be eliminated at such time. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">In addition, as a long-term
incentive, the new compensation program </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">provides a variable pay opportunity for long-term performance
through a combination of performance shares and restricted stock. The aggregate
value of the performance shares and restricted stock will be determined based
upon a qualitative assessment of the achievement by executives of their
individual goals for the prior year and at three different possible aggregate
equity valuation levels (minimum threshold, target and maximum). The
Corporation&#8217;s Board of Directors has determined that <a name="XBRL_CS_74512ee898294324b50e18ac3"></a><a name="XBRL_CS_0ba6de1f91ed4f0bbd1474265"></a><a name="XBRL_CS_0ba6de1f91ed4f0bbd1474265_bclEnd"></a>60<a name=BookmarkName106></a><a name="BookmarkName106_bclEnd"></a><a name="XBRL_CS_74512ee898294324b50e18ac3_bclEnd"></a>% of the long-term
incentive award value based upon prior year performance will be in performance
shares and <a name="XBRL_CS_7ffa434a25df4dff8c05d2878"></a><a name="XBRL_CS_d5fcad67e8834718af70940da"></a><a name="XBRL_CS_d5fcad67e8834718af70940da_bclEnd"></a>40<a name=BookmarkName107></a><a name="BookmarkName107_bclEnd"></a><a name="XBRL_CS_7ffa434a25df4dff8c05d2878_bclEnd"></a>% will be in restricted
stock with the following terms: </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:45.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:45.35pt;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Performance Shares&#8212; the payout of the
performance shares will depend upon the achievement of a pre-established
corporate tangible book value per share goal at the end of a three-year period.
All of the performance shares will vest if performance is at the
pre-established performance goal level or above. To the extent that performance
is below the target but at or above a pre-defined minimum threshold, a
proportionate amount of the performance shares will vest. No performance shares
will vest if performance is below the threshold.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:45.0pt;text-align:justify;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Restricted Stock&#8212;Restricted stock will
vest over a three-year period as follows: fifty percent (<a name="XBRL_CS_a1bb8ac336324517b7089f2c0"></a><a name="XBRL_CS_9721683651ba427489cceae6d"></a><a name="XBRL_CS_9721683651ba427489cceae6d_bclEnd"></a>50<a name=BookmarkName108></a><a name="BookmarkName108_bclEnd"></a><a name="XBRL_CS_a1bb8ac336324517b7089f2c0_bclEnd"></a>%)&nbsp;of the shares will
vest on the second anniversary date of the grant of the award and the remaining
fifty percent (<a name="XBRL_CS_757a2d0960384cad885c90b47"></a><a name="XBRL_CS_20c21a2ba4f445d2b1946af75"></a><a name="XBRL_CS_20c21a2ba4f445d2b1946af75_bclEnd"></a>50<a name=BookmarkName109></a><a name="BookmarkName109_bclEnd"></a><a name="XBRL_CS_757a2d0960384cad885c90b47_bclEnd"></a>%)&nbsp;will vest on the
third anniversary date of the grant of the award.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The first awards of performance
shares are expected to be made in March 2018</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font><a name="XBRL_CS_33923cd53077416da443204c6_bclEnd"></a></p>

<a name="XBRL_TS_555af3de682c4189b28503508"></a>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">243</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_244"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 23 &#8211; STOCKHOLDERS&#8217; EQUITY</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">Common Stock </font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017 and 2016, the Corporation had 2,000,000,000 authorized shares of common
stock with a par value of $0.10 per share. As of December 31, 2017 and 2016,
there were 220,382,343 and 218,700,394 shares issued, respectively, and 216,278,040
and 217,446,205, shares outstanding, respectively. Refer to Note 22 &#8211;
Stock-based compensation, for information about transactions related to common
stock under the Omnibus Plan.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On May 10, 2017, the U.S.
Treasury announced that it sold all of its remaining <a name="XBRL_CS_96861c994c9d439f8c76e0af3"></a><a name=BookmarkName110></a><a name="BookmarkName110_bclEnd"></a>10,291,553 <a name=BookmarkName111></a><a name="BookmarkName111_bclEnd"></a><a name="XBRL_CS_96861c994c9d439f8c76e0af3_bclEnd"></a>shares of the Corporation&#8217;s
common stock. Since the U.S. Treasury did not recover the full amount of its
original investment under TARP, 2,370,571 outstanding restricted shares held by
the Corporation&#8217;s employees were forfeited, resulting in a reduction in the
number of common shares outstanding.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 5, 2016, a secondary offering
of the Corporation&#8217;s common stock was completed by certain of the Corporation&#8217;s
existing stockholders. Funds affiliated with Thomas H. Lee Partners, L.P.
(&#8220;THL&#8221;) sold <a name="XBRL_CS_1ec2fc3849ac48a1b43a0d440"></a>9<a name="XBRL_CS_1ec2fc3849ac48a1b43a0d440_bclEnd"></a> million shares of common
stock, and funds managed by Oaktree Capital Management (&#8220;Oaktree&#8221;) sold <a name="XBRL_CS_9f8178bf4e0345aaa981c2a89"></a>9<a name="XBRL_CS_9f8178bf4e0345aaa981c2a89_bclEnd"></a> million shares of common
stock. In addition, the underwriters exercised their option to purchase an
additional <a name="XBRL_CS_7d05f89c5e674a3ca120b1757"></a>2.7<a name="XBRL_CS_7d05f89c5e674a3ca120b1757_bclEnd"></a> million shares of common
stock from the selling stockholders. Also, on February 7, 2017, THL and Oaktree
sold <a name="XBRL_CS_8f9cb44d09684b0da219dd0f9"></a><a name=BookmarkName112></a><a name=BookmarkName113></a><a name="BookmarkName112_bclEnd"></a><a name="BookmarkName113_bclEnd"></a>20<a name="XBRL_CS_8f9cb44d09684b0da219dd0f9_bclEnd"></a> <a name=BookmarkName114></a><a name=BookmarkName115></a><a name="BookmarkName114_bclEnd"></a><a name="BookmarkName115_bclEnd"></a>million shares (<a name="XBRL_CS_7d471c324a10410da9b9b4211"></a><a name="XBRL_CS_45fcf097a6e942a488cd5afa3"></a>10<a name="XBRL_CS_45fcf097a6e942a488cd5afa3_bclEnd"></a><a name="XBRL_CS_7d471c324a10410da9b9b4211_bclEnd"></a> million shares each) of
the Corporation&#8217;s common stock.&nbsp; Subsequently, the underwriters exercised
their option to purchase an additional <a name="XBRL_CS_4f4056b0bf1a40c3bde9ff805"></a><a name=BookmarkName116></a><a name="BookmarkName116_bclEnd"></a>3<a name=BookmarkName117></a><a name="BookmarkName117_bclEnd"></a> <a name="XBRL_CS_4f4056b0bf1a40c3bde9ff805_bclEnd"></a>million shares of the
Corporation&#8217;s common stock from the selling stockholders.&nbsp; Finally, on
August&nbsp;3, 2017, THL and Oaktree participated in another secondary offering
of the Corporation&#8217;s common stock in which they sold an aggregate of <a name="XBRL_CS_0934fea44be14f7a9adae220e"></a><a name=BookmarkName118></a><a name="BookmarkName118_bclEnd"></a>20<a name=BookmarkName119></a><a name="BookmarkName119_bclEnd"></a><a name="XBRL_CS_0934fea44be14f7a9adae220e_bclEnd"></a> million shares (<a name="XBRL_CS_b82ac9891239410db52cf9174"></a><a name="XBRL_CS_2b669da2b318436a8dd5d51dc"></a><a name=BookmarkName120></a><a name=BookmarkName121></a><a name="BookmarkName120_bclEnd"></a><a name="BookmarkName121_bclEnd"></a>10<a name=BookmarkName122></a><a name=BookmarkName123></a><a name="BookmarkName122_bclEnd"></a><a name="BookmarkName123_bclEnd"></a><a name="XBRL_CS_2b669da2b318436a8dd5d51dc_bclEnd"></a><a name="XBRL_CS_b82ac9891239410db52cf9174_bclEnd"></a> million shares each) of
common stock. The Corporation did not receive any proceeds from these offerings.&#160;
As of December 31, 2017, each of THL and Oaktree owned less than <a name=BookmarkName125></a><a name=BookmarkName124></a>5<a name="BookmarkName124_bclEnd"></a><a name="BookmarkName125_bclEnd"></a>% of the
Corporation&#8217;s common stock. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the second
quarter of 2015, the Corporation issued <a name="XBRL_CS_665c3dadd52c4ea7bd3c670ea"></a>852,831 <a name="XBRL_CS_665c3dadd52c4ea7bd3c670ea_bclEnd"></a>shares of its common stock
in exchange for trust-preferred securities with a liquidation value of $5.3
million. As a result of this transaction, common stock increased by $85
thousand, which represents the par value of the shares issued. Also, additional
paid-in capital increased by the excess of the common stock fair value over the
par value, or $5.5 million. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Preferred Stock</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has 50,000,000 authorized
shares of preferred stock with a par value of $<a name="XBRL_CS_0163991cbc27407b9bc4d5850"></a>1.00<a name="XBRL_CS_0163991cbc27407b9bc4d5850_bclEnd"></a>, redeemable at the
Corporation&#8217;s option, subject to certain terms. This stock may be issued in
series and the shares of each series have such rights and preferences as are
fixed by the Board of Directors when authorizing the issuance of that
particular series. As of December 31, 2017, the Corporation has five
outstanding series of non-convertible, non-cumulative preferred stock: <a name="XBRL_CS_a47f7621b3af4aeb801390074"></a>7.125<a name="XBRL_CS_a47f7621b3af4aeb801390074_bclEnd"></a>% non-cumulative perpetual
monthly income preferred stock, Series&nbsp;A; <a name="XBRL_CS_b10bd981774641adb49f828f0"></a>8.35<a name="XBRL_CS_b10bd981774641adb49f828f0_bclEnd"></a>% non-cumulative perpetual
monthly income preferred stock, Series&nbsp;B; <a name="XBRL_CS_c1a1aca8bc9f4669910f61470"></a>7.40<a name="XBRL_CS_c1a1aca8bc9f4669910f61470_bclEnd"></a>% non-cumulative perpetual
monthly income preferred stock, Series&nbsp;C; <a name="XBRL_CS_88e54234455749ca9e55c46eb"></a>7.25<a name="XBRL_CS_88e54234455749ca9e55c46eb_bclEnd"></a>% non-cumulative perpetual
monthly income preferred stock, Series&nbsp;D; and <a name="XBRL_CS_db67299bd20f496ea04139df6"></a>7.00<a name="XBRL_CS_db67299bd20f496ea04139df6_bclEnd"></a>% non-cumulative perpetual
monthly income preferred stock, Series&nbsp;E. The liquidation value per share
is $<a name="XBRL_CS_46b834d1ce374e7caa10c4890"></a>25<a name="XBRL_CS_46b834d1ce374e7caa10c4890_bclEnd"></a>. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Effective January 17, 2012, the
Corporation delisted all of its outstanding series of non-convertible,
non-cumulative preferred stock from the New York Stock Exchange. The
Corporation has not arranged for listing and/or registration on another
national securities exchange or for quotation of the Series A through E
Preferred Stock in a quotation medium. In December 2016, for the first time
since July 2009, the Corporation paid dividends on its non-cumulative perpetual
monthly income preferred stock, after receiving regulatory approval. Since
then, the Corporation has continued to paid monthly dividend payments on the
non-cumulative perpetual monthly income preferred stock. The Corporation has
received regulatory approval to pay the monthly dividends on the Corporation&#8217;s
Series A through E Preferred Stock through March 2018.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On October 3, 2017, the Federal Reserve
terminated the Written Agreement entered to on June 3, 2010 between the
Corporation and the Federal Reserve. </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">However, the
Corporation has agreed with its regulators to continue to obtain approval
before paying dividends, receiving dividends from the Bank, making payments on
subordinated debt or trust preferred securities, incurring or guaranteeing debt
or purchasing or redeeming any corporate stock.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><a name="XBRL_TS_555af3de682c4189b28503508_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;<a name="XBRL_CS_c7a50be4872e45d183058a241"></a></font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Treasury stock</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017 and
2016, the Corporation withheld an aggregate of <a name="XBRL_CS_579dfe56ed704a43b336ff158"></a>438,891<a name="XBRL_CS_579dfe56ed704a43b336ff158_bclEnd"></a> shares and <a name="XBRL_CS_520b1e4e8bd14891b363d0969"></a>291,759<a name="XBRL_CS_520b1e4e8bd14891b363d0969_bclEnd"></a> shares, respectively, of
the common stock paid to certain senior officers as additional compensation and
restricted stock that vested during 2017 and 2016 to cover employees&#8217; payroll
and income tax withholding liabilities; these shares are held as treasury
shares. In addition, 2,411,223 shares of restricted stock forfeited during 2017
are now held as treasury shares. As of December 31, 2017 and 2016, the
Corporation had <a name="XBRL_CS_97e84c7bb94e42d98a6b4c99e"></a>4,104,303<a name="XBRL_CS_97e84c7bb94e42d98a6b4c99e_bclEnd"></a> and <a name="XBRL_CS_e1269c46c4ca4771b87d4571a"></a>1,254,189<a name="XBRL_CS_e1269c46c4ca4771b87d4571a_bclEnd"></a> shares held as treasury
stock, respectively. </font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">244</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_245"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.1in;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank Statutory Reserve (Legal
Surplus)</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Banking Law of
the Commonwealth of Puerto Rico requires that a minimum of <a name="XBRL_CS_21c26f9bc8324f05b1ed2ec45"></a>10<a name="XBRL_CS_21c26f9bc8324f05b1ed2ec45_bclEnd"></a>% of FirstBank&#8217;s net income
for the year be transferred to legal surplus until such surplus equals the
total of paid-in capital on common and preferred stock. Amounts transferred to
the legal surplus account from the retained earnings account are not available
for distribution to the Corporation, including for payment as dividends to the
stockholders, without the prior consent of the Puerto Rico Commissioner of
Financial Institutions. The Puerto Rico Banking Law provides that, when the
expenditures of a Puerto Rico commercial bank are greater than receipts, the
excess of the expenditures over receipts must be charged against the
undistributed profits of the bank, and the balance, if any, must be charged
against the legal surplus reserve, as a reduction thereof. If there is no legal
surplus reserve sufficient to cover such balance in whole or in part, the
outstanding amount must be charged against the capital account and the Bank
cannot pay dividends until it can replenish the reserve fund to an amount of at
least <a name="XBRL_CS_46904e2da5e749f8962585af9"></a>20<a name="XBRL_CS_46904e2da5e749f8962585af9_bclEnd"></a>% of the original capital
contributed. During 2017 and 2016, $<a name="XBRL_CS_9d6afda10184400b882249194"></a>7.3<a name="XBRL_CS_9d6afda10184400b882249194_bclEnd"></a> million and $<a name="XBRL_CS_c775181dfa224eb981f4698f0"></a>9.6<a name="XBRL_CS_c775181dfa224eb981f4698f0_bclEnd"></a> million, respectively,
were transferred to the legal surplus reserve. FirstBank&#8217;s legal surplus
reserve, included as part of retained earnings in the Corporation&#8217;s
consolidated statement of financial condition, amounted to $59.7 million and $52.4
million as of December 31, 2017 and 2016, respectively.</font></font><a name="XBRL_CS_c7a50be4872e45d183058a241_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_23fe3375f03d43ada23434596"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 24 &#8211; EMPLOYEES&#8217; BENEFIT PLAN</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank provides
contributory retirement plans pursuant to Section&nbsp;1081.01 of the Puerto
Rico Internal Revenue Code of 2011 for Puerto Rico employees and
Section&nbsp;401(k) of the U.S.&nbsp;Internal Revenue Code for USVI and
U.S.&nbsp;employees (the &#8220;Plans&#8221;).&#160; All employees are eligible to participate
in the Plans after three months of service for purposes of making elective
deferral contributions and one year of service for purposes of sharing in the
Bank&#8217;s matching, qualified matching, and qualified nonelective contributions.
Under the provisions of the Plans, the Bank contributes <a name="XBRL_CS_fd0de54ab99f49fab9a127097"></a>25<a name="XBRL_CS_fd0de54ab99f49fab9a127097_bclEnd"></a>% of the first <a name="XBRL_CS_b5ee5d502eb34416bb88911bf"></a>4<a name="XBRL_CS_b5ee5d502eb34416bb88911bf_bclEnd"></a>% of the participant&#8217;s
compensation contributed to the Plans on a pretax basis.&#160; Participants were
permitted to contribute up to $<a name="XBRL_CS_c2e007bf5ef84ae3a02b025c3"></a><a name="XBRL_CS_32f8f7d2143841919e981bfe3"></a><a name="XBRL_CS_093c7ba841c74324be80d5cd0"></a>15,000 <a name="XBRL_CS_093c7ba841c74324be80d5cd0_bclEnd"></a><a name="XBRL_CS_32f8f7d2143841919e981bfe3_bclEnd"></a><a name="XBRL_CS_c2e007bf5ef84ae3a02b025c3_bclEnd"></a>for each of 2015, 2016 and
2017 ($<a name="XBRL_CS_ef08782fb9934e7e9cd602751"></a><a name="XBRL_CS_a5299cf11fee48fca1f9eb426"></a><a name="XBRL_CS_213bed162ffe40b2ba989d5e7"></a>18,000<a name="XBRL_CS_213bed162ffe40b2ba989d5e7_bclEnd"></a><a name="XBRL_CS_a5299cf11fee48fca1f9eb426_bclEnd"></a> <a name="XBRL_CS_ef08782fb9934e7e9cd602751_bclEnd"></a>for each of 2015, 2016 and
2017 for USVI and U.S.&nbsp;employees). Additional contributions to the Plans
are voluntarily made by the Bank as determined by its Board of Directors. No
additional discretionary contributions were made for the years ended December
31, 2017, 2016 and 2015. The Bank had a total plan expense of $<a name="XBRL_CS_5d20c031af0c4f2e8060f2fc4"></a>0.9<a name="XBRL_CS_5d20c031af0c4f2e8060f2fc4_bclEnd"></a> million for the year ended
December 31, 2017, $<a name="XBRL_CS_8b74ff3b065249e9b46538e0f"></a>1.1<a name="XBRL_CS_8b74ff3b065249e9b46538e0f_bclEnd"></a>&nbsp;million for 2016, and
$<a name="XBRL_CS_d45141433c264f3293bb10ca7"></a>1.4<a name="XBRL_CS_d45141433c264f3293bb10ca7_bclEnd"></a> million for 2015. </font></font><a name="XBRL_CS_23fe3375f03d43ada23434596_bclEnd"></a></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a name="XBRL_CS_e31f149eda1e4d75b5253d17e"></a><a name="Xbrl_Tag31"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 25 &#8211;OTHER NON-INTEREST EXPENSES </font></b></font><a name="XBRL_CS_e31f149eda1e4d75b5253d17e_bclEnd"></a><a name="Xbrl_Tag31_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 nowrap valign=bottom width=97% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">A
  detail of other non-interest expenses is as follows:</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=39% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Supplies
  and printing</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,990</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,502</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,101</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Release)
  provision for off-balance sheet exposures</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(928)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,173</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">261</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amortization
  of intangible assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,403</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,896</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,143</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Servicing
  and processing fees</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,421</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,604</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,817</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Write-down
  and losses on sale of non-real estate repossessed properties</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">253</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">689</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">755</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,203</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,022</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,152</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total&#160; </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,342</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,886</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,229</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 nowrap valign=bottom width=97% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_67acc4b5a05f443aafdabc5a3"></a><a name="Xbrl_Tag31_0"></a>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">245</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_246"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


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<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">NOTE 26 &#8211;OTHER
NON-INTEREST INCOME </font></b></font><a name="XBRL_CS_67acc4b5a05f443aafdabc5a3_bclEnd"></a><a name="Xbrl_Tag31_0_bclEnd"></a>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 nowrap valign=bottom width=97% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160; A
  detail of other non-interest income is as follows:</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=3% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap valign=bottom width=3% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-deferrable
  loan fees</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,109</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,346</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,687</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commissions
  and fees-broker-dealer-related</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">789</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Merchant-related
  income</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,209</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,095</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,510</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">ATM
  and POS fees</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,929</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,462</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,213</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Credit
  and debit card interchange and other fees</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,587</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,492</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,723</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mail
  and cable transmission commissions</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,729</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,740</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,552</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,291</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,976</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,109</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=54% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total&#160; </font></p>
  </td>
 <td valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28,854</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">30,900</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">32,794</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_a8187645d52f45dfb3bdb4eeb"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 27 &#8211; INCOME TAXES </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income tax expense includes Puerto Rico
and USVI income taxes as well as applicable U.S. federal and state taxes. The
Corporation is subject to Puerto Rico income tax on its income from all
sources. As a Puerto Rico corporation, First BanCorp. is treated as a foreign
corporation for U.S. and USVI income tax purposes and is generally subject to
U.S. and USVI income tax only on its income from sources within the U.S. and
USVI or income effectively connected with the conduct of a trade or business in
those regions. Any such tax paid in the U.S. and USVI is also creditable
against the Corporation&#8217;s Puerto Rico tax liability, subject to certain
conditions and limitations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Puerto Rico Internal Revenue
Code of 2011, as amended (the &#8220;2011 PR Code&#8221;), the Corporation and its
subsidiaries are treated as separate taxable entities and are not entitled to
file consolidated tax returns and, thus, the Corporation is generally&#160; not
entitled to utilize losses from one subsidiary to offset gains in another
subsidiary. Accordingly, in order to obtain a tax benefit from a net operating
loss (&#8220;NOL&#8221;), a particular subsidiary must be able to demonstrate sufficient
taxable income within the applicable NOL carry-forward period. The 2011 PR Code
allows entities organized as limited liability companies to perform an election
to become a non-taxable &#8220;pass-through&#8221; entity and utilize losses to offset
income from other &#8220;pass-through&#8221; entities, subject to certain limitations, with
the remaining net income passing-through to its partner entities. The 2011 PR
Code also provides a dividend received deduction of</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> <a name="XBRL_CS_8a2f7edce72b48b9b84466192"></a>100<a name="XBRL_CS_8a2f7edce72b48b9b84466192_bclEnd"></a>% </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">on dividends received from &#8220;controlled&#8221;
subsidiaries subject to taxation in Puerto Rico </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and <a name="XBRL_CS_37be71ca536747b5a5a0bc3d1"></a>85<a name="XBRL_CS_37be71ca536747b5a5a0bc3d1_bclEnd"></a>% on dividends received
from other taxable domestic corporations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On March 1, 2017, the Corporation
completed the applicable regulatory filings to change the tax status of its
subsidiary, First Federal Finance, from a taxable corporation to a non-taxable
&#8220;pass-through&#8221; entity. This election allows the Corporation to realize tax
benefits of its deferred tax assets associated with pass-through ordinary net
operating losses available at the banking subsidiary, FirstBank, which were
subject to a full valuation allowance as of December 31, 2016, against now
pass-through ordinary income from this profitable subsidiary.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On March 1, 2017, the Corporation also
completed the applicable regulatory filings to change the tax status of its
subsidiary, FirstBank Insurance, from a taxable corporation to a non-taxable
&#8220;pass-through&#8221; entity. This election allows the Corporation to offset
pass-through income earned by FirstBank Insurance with net operating losses
available at the holding company (the &#8220;Holding Company&#8221;) level.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has maintained an
effective tax rate lower than the maximum statutory rate mainly by investing in
government obligations and mortgage-backed securities exempt from U.S. and
Puerto Rico income taxes and by doing business through an International Banking
Entity (&#8220;IBE&#8221;) unit of the Bank, and through the Bank&#8217;s subsidiary, FirstBank
Overseas Corporation, whose interest income and gain on sales is exempt from
Puerto Rico income taxation. The IBE and FirstBank Overseas Corporation were
created under the International Banking Entity Act of Puerto Rico, which
provides for total Puerto Rico tax exemption on net income derived by IBEs
operating in Puerto Rico on the specific activities identified in the IBE Act.&#160;
An IBE that operates as a unit of a bank pays income taxes at the corporate
standard rate to the extent that the IBE&#8217;s net income </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">exceeds <a name="XBRL_CS_f8e1e644adcd4a82b69aa51d4"></a>20<a name="XBRL_CS_f8e1e644adcd4a82b69aa51d4_bclEnd"></a>% of the bank&#8217;s total net
taxable income.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">246</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_247"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The components of income tax benefit (expense) are summarized
below:</font></font><a name="XBRL_CS_a8187645d52f45dfb3bdb4eeb_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=49% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=46% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Current
  income tax expense</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,179)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(13,151)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,339)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deferred
  income tax benefit (expense)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,152</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(23,879)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(80)</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=46% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  income tax benefit (expense)</font></p>
  </td>
 <td valign=bottom width=3% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,973</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(37,030)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,419)</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=18 valign=bottom width=98% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  The differences between the income tax expense applicable to income before
  the provision for income taxes and the amount computed by applying the
  statutory tax rate in Puerto Rico were as follows:</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap valign=bottom width=95% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=30% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 valign=bottom width=65% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended December 31, </font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=3% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=3% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td nowrap valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=30% style="background:white;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">% of Pretax Income</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">% of Pretax Income</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">% of Pretax Income</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:white;border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 width=32% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td width=1% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:white;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=30% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Computed
  income tax at </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  statutory rate</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(24,173)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(39.0)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(50,801)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(39.0)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(10,810)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(39.0)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Federal
  and state taxes</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,335)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3.8)</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(190)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(0.7)</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 nowrap width=32% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Change
  in tax status of subsidiaries</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13,161</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21.2</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Benefit
  of net exempt income</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,596</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">26.8</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14,995</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11.5</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,780</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">35.3</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Effect
  of capital losses subject to preferential rates</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,102)</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3.4)</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(727)</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(0.6)</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,019)</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(10.9)</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Disallowed
  NOL carryforward resulting from </font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=2% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=30% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">net
  exempt income</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(5,091)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(8.2)</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6,396)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(4.9)</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(7,717)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(27.8)</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Nontax
  deductible expenses</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(467)</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(0.8)</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(212)</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(0.2)</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">365</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.3</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Return
  to provision adjustments</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(607)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1.0)</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(434)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(0.3)</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,174</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4.2</font></p>
  </td>
 <td nowrap width=3% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Deferred
  tax valuation allowance</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10,037</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.2</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,976</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4.6</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,881</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10.4</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other-net</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(46)</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">569</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">0.3</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,117</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4.0</font></p>
  </td>
 <td nowrap width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  Total income tax </font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td colspan=2 nowrap width=32% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  benefit (expense) </font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,973</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8.0</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(37,030)</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(28.6)</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6,419)</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(23.2)</font></p>
  </td>
 <td nowrap width=3% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">%</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_79b18a3eb7e646399d8b81c1d"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For 2017, the Corporation recorded an income tax benefit of
approximately $5.0 million compared to an income tax expense of $37.0 million
for 2016. The tax benefit for 2017, when compared to the tax expense for 2016,
was mostly attributable to the tax benefit related to the storm-related charges
and to the $</font></font><a name="XBRL_CS_71cca054b8e74a1e9f74cd084"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">13.2 </font></font><a name="XBRL_CS_71cca054b8e74a1e9f74cd084_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million tax benefit recorded in 2017 as a result of the above
discussed change in tax status of certain subsidiaries from taxable
corporations to limited liability companies that have elected to be treated as
partnerships for income tax purposes in Puerto Rico. The effective tax rate for
the year ended December 31, 2017 was (8)% compared to 28% for the year ended December
31, 2016.</font></font><a name="XBRL_CS_79b18a3eb7e646399d8b81c1d_bclEnd"></a></p>


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<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160; Deferred income taxes
  reflect the net tax effects of temporary differences between the carrying
  amounts of assets and liabilities for financial reporting purposes and their
  tax bases. Significant components of the Corporation's deferred tax assets
  and liabilities as of December 31, 2017 and 2016 were as follows:
  </font></td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap valign=bottom width=62% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deferred
  tax asset:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net operating loss carryforward </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">376,423</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">374,091</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">94,111</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">79,330</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Tax credits available for carryforward</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,598</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,006</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Unrealized loss on OREO valuation</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,784</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,467</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Unrealized net loss on equity investment </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">187</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Settlement payment-closing agreement</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,313</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,313</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Legal and other reserves</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,333</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,807</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Impairment on investment</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,438</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Unrealized loss on available-for-sale securities, net</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">502</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Reserve for insurance premium cancellations</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">635</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">724</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,326</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,720</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total gross deferred tax assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">510,523</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">503,585</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deferred
  tax liabilities:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Differences between the assigned values and tax bases of assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  and liabilities recognized in purchase business combinations</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,143</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,247</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Servicing assets</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,625</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,997</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Unrealized gain on available-for-sale securities, net </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,306</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,457</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">468</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total gross deferred tax liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,531</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,712</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=62% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Valuation
  allowance</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(191,183)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(207,216)</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=62% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net deferred tax asset</font></p>
  </td>
 <td valign=bottom width=3% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">294,809</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">281,657</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_76e7d874264c4702aabaaf345"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accounting for income taxes requires that
companies assess whether a valuation allowance should be recorded against their
deferred tax asset based on an assessment of the amount of the deferred tax
asset that is &#8220;more likely than not&#8221; to be realized. Valuation allowances are
established, when necessary, to reduce deferred tax assets to the amount that
is more likely than not to be realized. Management assesses the valuation
allowance recorded against deferred tax assets at each reporting date. The
determination of whether a valuation allowance for deferred tax assets is
appropriate is subject to considerable judgment and requires the evaluation of
positive and negative evidence that can be objectively verified. Consideration
must be given to all sources of taxable income available to realize the
deferred tax asset, including, as applicable, the future reversal of existing
temporary differences, future taxable income forecasts exclusive of the
reversal of temporary differences and carryforwards, and tax planning
strategies. In estimating taxes, management assesses the relative merits and
risks of the appropriate tax treatment of transactions taking into account
statutory, judicial, and regulatory guidance.</font></font><a name="XBRL_CS_76e7d874264c4702aabaaf345_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_eaf34af8a203420baafe1b25f"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s net deferred tax assets amounted to $</font></font><a name="XBRL_CS_6fcf4fffa62a432ea169815a3"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">294.8 </font></font><a name="XBRL_CS_6fcf4fffa62a432ea169815a3_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million as of December 31, 2017, net of a
valuation allowance of $<a name="XBRL_CS_0917a0ca13be4455942d29019"></a>191.2<a name="XBRL_CS_0917a0ca13be4455942d29019_bclEnd"></a> million. The net deferred
tax assets of the Corporation&#8217;s banking subsidiary, FirstBank, amounted to $<a name="XBRL_CS_f6d14891267c49ed987f4675f"></a>294.7<a name="XBRL_CS_f6d14891267c49ed987f4675f_bclEnd"></a> million as of December 31,
2017, net of a valuation allowance of $<a name="XBRL_CS_527f7d7763f9493093519222c"></a>150.7<a name="XBRL_CS_527f7d7763f9493093519222c_bclEnd"></a> million, compared to a
deferred tax asset of $<a name="XBRL_CS_615140f11f90417185ad6487e"></a>277.4 <a name="XBRL_CS_615140f11f90417185ad6487e_bclEnd"></a>million, net of a valuation
allowance of $<a name="XBRL_CS_6efe2a190faf4277857eac52e"></a>171.0 <a name="XBRL_CS_6efe2a190faf4277857eac52e_bclEnd"></a>million, as of December 31,
2016. During 2017, management reassessed the need for a valuation allowance and
concluded, based upon the assessment of all positive and negative evidence,
that it is more likely than not that FirstBank will generate sufficient taxable
income within the applicable NOL carry-forward periods to realize $294.7
million of its deferred tax assets. The positive evidence considered by
management to assess on the adequacy of the valuation allowance as of December
31, 2017 included factors such as: FirstBank&#8217;s three-year cumulative gain
position; forecasts of future profitability under several potential scenarios
that support the partial utilization of NOLs prior to their expiration between
2021 through 2024; and three consecutive years of taxable income. These factors
demonstrate demand for FirstBank&#8217;s products and services and improvements in
credit quality measures that have resulted in reduced credit exposures, and
have resulted in improvements in both sustainability of profitability and
management&#8217;s ability to forecast future losses. The negative evidence
considered by management includes: </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">consideration of
the uncertainty surrounding the future economic conditions of the
hurricane-affected areas, its probable effects on the loan portfolios&#8217; credit
quality, the uncertainty related to the Puerto Rico government financial
condition, and the still elevated levels of non-performing assets.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In determining
whether management&#8217;s projections of future taxable income used to conclude on
the adequacy of the valuation allowance are reliable, management considered
objective evidence supporting the forecast&#8217;s assumptions and assess the Bank&#8217;s
recent experience and ability to reasonably project future results of
operations. The analysis included the evaluation of multiple financial
scenarios, including scenarios where credit losses remain elevated. Further,
while Puerto Rico&#8217;s economy is expected to remain challenging due to inherent
uncertainties, the Corporation believes that it can reasonably forecast future
taxable income at sufficient levels over the future period of time that
FirstBank has available to realize part of the December 31, 2017 net deferred
tax asset as further described below.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation expects to realize
approximately $<a name="XBRL_CS_7b926f6e47284593b5397b4d1"></a>173.2<a name="XBRL_CS_7b926f6e47284593b5397b4d1_bclEnd"></a> million of deferred tax
assets associated with FirstBank&#8217;s NOLs prior to their expiration periods,
compared to $<a name="XBRL_CS_14b1e0d4ce8349eb8e53accc5"></a>171.5 <a name="XBRL_CS_14b1e0d4ce8349eb8e53accc5_bclEnd"></a>million expected to be
realized as of December 31, 2016. In addition, as of December 31, 2017,
approximately $<a name="XBRL_CS_6ad0a4b9a3f145da9730f1865"></a>125.6<a name="XBRL_CS_6ad0a4b9a3f145da9730f1865_bclEnd"></a> million of the deferred
tax assets of the Corporation are attributable to temporary differences or tax
credit carry-forwards that have no expiration date, compared to $<a name="XBRL_CS_6741bee11c644e1e91e51c880"></a>117.0<a name="XBRL_CS_6741bee11c644e1e91e51c880_bclEnd"></a> million in 2016.
Approximately $<a name="XBRL_CS_1da111d955e449a49e0f91952"></a>5.6<a name="XBRL_CS_1da111d955e449a49e0f91952_bclEnd"></a> million of other non-NOL-related
deferred tax assets of the Corporation are fully reserved with a valuation
allowance, compared to $<a name="XBRL_CS_6a0ff31dc1c94d7294e5afd92"></a>12.9<a name="XBRL_CS_6a0ff31dc1c94d7294e5afd92_bclEnd"></a> million as of December 31,
2016, given limitations and uncertainties as to their future utilization. The
ability to recognize the remaining deferred tax assets that continue to be
subject to a valuation allowance will be evaluated on a quarterly basis to
determine if there are any significant events that would affect the ability to
utilize these deferred tax assets.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management&#8217;s estimate of future taxable
income is based on internal projections that consider historical performance,
multiple internal scenarios and assumptions, as well as external data that
management believes is reasonable. If events are identified that affect the
Corporation&#8217;s ability to utilize its deferred tax assets, the analysis will be
updated to determine if any adjustments to the valuation allowance are
required. If actual results differ significantly from the current estimates of
future taxable income, even if caused by adverse macro-economic conditions, the
remaining valuation allowance may need to be increased. Such an increase could
have a material adverse effect on the Corporation&#8217;s financial condition and
results of operations. Conversely, better than expected results and continued
positive results and trends could result in further releases to the deferred
tax valuation allowance; any such decreases could have a material positive
effect on the Corporation&#8217;s financial condition and results of operations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has U.S. and USVI sourced
NOL carryforwards. Section&nbsp;382 of the U.S. Internal Revenue Code (the
&#8220;Section 382&#8221;) limits the ability to utilize U.S. and USVI NOLs for income tax
purposes in such jurisdictions following an event that is considered to be an
ownership change.&nbsp; Generally, an &#8220;ownership change&#8221; occurs when certain
shareholders increase their aggregate ownership by more than <a name="XBRL_CS_d72898a6a511425686770c87e"></a>50<a name="XBRL_CS_d72898a6a511425686770c87e_bclEnd"></a>&nbsp;percentage points
over their lowest ownership percentage over a three-year testing period. Upon
the occurrence of a Section 382 ownership change, the use of NOLs attributable
to the period prior to the ownership change is subject to limitations and only
a portion of the U.S. and USVI NOLs may be used by the Corporation to offset
its annual U.S. and USVI taxable income, if any.&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2017, the Corporation completed a
formal ownership change analysis within the meaning of Section&nbsp;382 and
concluded that an ownership change occurred during the comprehensive period
evaluated. The ownership change and resulting Section 382 limitation did not
cause a U.S. or USVI income tax liability or material income tax expense
related to periods prior 2017 since the Corporation had sufficient
post-ownership change NOLs in those jurisdictions to offset taxable income.&#160;
The Section 382 limitation could now result in higher U.S. and USVI liabilities
in the future than we would incur in the absence of such limitation.
Prospectively, the Corporation expects that it will be able to mitigate the
adverse effects associated with the Section 382 limitation as any such tax paid
in the U.S. or USVI could be creditable against Puerto Rico tax liabilities or
taken as a deduction against taxable income.&nbsp; However, our ability to
reduce our Puerto Rico tax liability through such a credit or deduction depends
on our tax profile at each annual taxable period, which is dependent on various
factors. For the 2017 year, and as a result of the Section 382 limitation, the
Corporation incurred an income tax expense of approximately $<a name="XBRL_CS_35c37145f45f4f38980ed06db"></a>2.3<a name="XBRL_CS_35c37145f45f4f38980ed06db_bclEnd"></a> million related to its
U.S. operations.&nbsp; The limitation did not impact the USVI operations for
the 2017 year. As a result of the Section 382 limitations in the U.S and USVI,
combined with the availability of NOLs in the home country (Puerto Rico) which
could limit the use of foreign tax credits, management believes that for
purposes of the disclosure requirement of the components of the net deferred
tax asset,&#160; the presentation of the gross foreign branch deferred tax assets,
the related valuation allowance, and the related home country deferred tax
liabilities, as applicable,&#160; better reflects prospectively the interaction
between the foreign deferred tax assets/liabilities and the tax computations in
the home country.&nbsp; Given the change in circumstances resulting from the
Section 382 limitations, the gross up presentation was applied prospectively
and did not have an effect in the consolidated financial results.&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, the Corporation
did not have Unrecognized Tax Benefits (&#8220;UTBs&#8221;) recorded on its books. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation classifies all interest
and penalties, if any, related to tax uncertainties as income tax expense.
Audit periods remain open </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">249</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_250"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">for review until the
statute of limitations has passed. The statute of limitations under the 2011 PR
code is four years; the statute of limitations for U.S. and USVI income tax
purposes is three years after a tax return is due or filed, whichever is later,
for each. The completion of an audit by the taxing authorities or the
expiration of the statute of limitations for a given audit period could result
in an adjustment to the Corporation&#8217;s liability for income taxes. Any such
adjustment could be material to the results of operations for any given
quarterly or annual period based, in part, upon the results of operations for
the given period. For U.S. and USVI income tax purposes, all tax years
subsequent to 2012 remain open to examination. During 2015 and 2016, the IRS
audited the US income tax return for the 2012 year. During the first quarter of
2017, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Corporation
received confirmation from the IRS that the audit for the 2011 and 2012 years
were closed with no adjustments to the previously filed returns</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. For Puerto Rico tax purposes, all tax
years subsequent to 2012 remain open to examination.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December 22, 2017, the United States
President signed into law H.R.1 after its approval by the U.S. Congress (&#8220;the
US Tax Reform&#8221;). H.R.1 includes an overhaul of individual, business and
international taxes, which affected our branch operations in the U.S. and the
USVI.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;"> The </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">bill includes, among other things, a
reduction in corporate tax rates from <a name="XBRL_CS_6c02874eec54480a983ed4ddd"></a>35<a name="XBRL_CS_6c02874eec54480a983ed4ddd_bclEnd"></a>% to <a name="XBRL_CS_b73fb57fd66c4129ae3836bfc"></a>21<a name="XBRL_CS_b73fb57fd66c4129ae3836bfc_bclEnd"></a>%, a repeal of the
corporate alternative minimum tax regime, changes to business deductions and
NOLs, a <a name="XBRL_CS_fe1d4db695c24d2ea1a1d32c3"></a>15.5<a name="XBRL_CS_fe1d4db695c24d2ea1a1d32c3_bclEnd"></a>% tax on the deemed
repatriation of liquid assets, a <a name="XBRL_CS_d21d4efedcb84aa091638976c"></a>10<a name="XBRL_CS_d21d4efedcb84aa091638976c_bclEnd"></a>% tax on base erosion
payments and a minimum <a name="XBRL_CS_7cfaea2c4b634ea5a31cbf322"></a>10.5<a name="XBRL_CS_7cfaea2c4b634ea5a31cbf322_bclEnd"></a>% tax on inclusion of
global intangible low-tax income by U.S. shareholders. The change in tax rate
did not have a material affect on the 2017 income statement. The Corporation
operates branches in the U.S. and USVI and is subject to Puerto Rico income
taxes on its worldwide income, thus, the net deferred tax assets associated
with the U.S. and USVI branch operations are offset by either a valuation
allowance or a home country deferred tax liability. The change in the tax law
will also affect the Corporation&#8217;s U.S. and USVI income tax computation for
2018 by changing the limitations for certain deductions and reducing the U.S.
and USVI&#8217;s effective tax rate. The effect of these changes on the income tax
provision related to U.S. and USVI is not expected to be significant. </font></font><a name="XBRL_CS_eaf34af8a203420baafe1b25f_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:2.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_965893f2672e4125b4ed87e4a"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 28 &#8211; LEASE COMMITMENTS</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of
December&nbsp;31, 2017, certain premises are leased with terms expiring through
the year 2050. The Corporation has the option to renew or extend certain leases
beyond the original term. Some of these leases require the payment of
insurance, increases in property taxes, and other incidental costs. As of
December&nbsp;31, 2017, the obligation under various leases is as follows:</font></font><a name="XBRL_CS_965893f2672e4125b4ed87e4a_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=24% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amount</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2018</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,428</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2019</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,617</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2020</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,693</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2021</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,551</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2022</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:#CCEEFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,686</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=76% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2023
  and later years</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">45,419</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=76% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=21% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">92,394</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_91d06796935d4d1c880ee7c8b"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Rental expense for
offices and premises included in occupancy and equipment expense was $</font></font><a name="XBRL_CS_8e7fcc0041a449ebaf83e762b"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">11.7</font></font><a name="XBRL_CS_8e7fcc0041a449ebaf83e762b_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> million in 2017 (2016 - $<a name="XBRL_CS_de3da8c5cb604052824578ba0"></a>11.3<a name="XBRL_CS_de3da8c5cb604052824578ba0_bclEnd"></a> million; 2015- $<a name="XBRL_CS_ad6dc7701047447f9cde42cad"></a>10.9<a name="XBRL_CS_ad6dc7701047447f9cde42cad_bclEnd"></a> million).</font></font><a name="XBRL_CS_91d06796935d4d1c880ee7c8b_bclEnd"></a></p>

<a name="XBRL_CS_856f86cb9d71429ca51adbe15"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">250</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_251"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 29 &#8211; FAIR VALUE</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fair Value Measurement</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FASB authoritative guidance for fair
value measurement defines fair value as the exchange price that would be
received for an asset or paid to transfer a liability (an exit price) in the
principal or most advantageous market for the asset or liability in an orderly
transaction between market participants on the measurement date. This guidance
also establishes a fair value hierarchy for classifying financial instruments.
The hierarchy is based on whether the inputs to the valuation techniques used
to measure fair value are observable or unobservable. Three levels of inputs
may be used to measure fair value:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-69.0pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuations
of Level 1 assets and liabilities are obtained from readily available pricing
sources for market transactions involving identical assets or liabilities.&#160;
Level 1 assets and liabilities include equity securities that trade in an
active exchange market, as well as certain U.S. Treasury and other U.S.
government and agency securities and corporate debt securities that are traded
by dealers or brokers in active markets.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-1.0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuations
of Level 2 assets and liabilities are based on observable inputs other than
Level 1 prices, such as quoted prices for similar assets or liabilities, or
other inputs that are observable or can be corroborated by observable market
data for substantially the full term of the assets or liabilities.&#160; Level 2
assets and liabilities include (i) mortgage-backed securities for which the
fair value is estimated based on the value of identical or comparable assets,
(ii) debt securities with quoted prices that are traded less frequently than
exchange-traded instruments, and (iii) derivative contracts whose value is
determined using a pricing model with inputs that are observable in the market
or can be derived principally from or corroborated by observable market data.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-1.0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-1.0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
3&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Valuations
of Level 3 assets and liabilities are based on unobservable inputs that are
supported by little or no market activity and are significant to the fair value
of the assets or liabilities.&#160; Level 3 assets and liabilities include financial
instruments whose value is determined by using pricing models for which the
determination of fair value requires significant management judgments
estimation.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For 2017, there were no transfers into or
out of Level 1, Level 2 or Level 3 of the fair value hierarchy. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial Instruments Recorded at Fair Value on a Recurring Basis</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment securities available for sale</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of investment securities available
for sale was the market value based on quoted market prices (as is the case
with equity securities, Treasury notes, and non-callable U.S. Agency debt
securities), when available (Level 1), or, when available, market prices for
identical or comparable assets (as is the case with MBS and callable U.S.
agency debt) that are based on observable market parameters, including
benchmark yields, reported trades, quotes from brokers or dealers, issuer
spreads, bids, offers and reference data, including market research operations
(Level 2). Observable prices in the market already consider the risk of
nonperformance. If listed prices or quotes are not available, fair value is
based upon discounted cash flow models that use unobservable inputs due to the
limited market activity of the instrument, as is the case with certain private
label mortgage-backed securities held by the Corporation (Level 3).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Private label MBS
are collateralized by fixed-rate mortgages on single-family residential
properties in the United States; the interest rate on the securities is
variable, tied to 3-month LIBOR and limited to the weighted-average coupon of
the underlying collateral. The market valuation represents the estimated net
cash flows over the projected life of the pool of underlying assets applying a
discount rate that reflects market observed floating spreads over LIBOR, with a
widening spread based on a nonrated security. The market valuation is derived
from a model that utilizes relevant assumptions such as the prepayment rate,
default rate, and loss severity on a loan level basis. The Corporation modeled
the cash flow from the fixed-rate mortgage collateral using a static cash flow
analysis according to collateral attributes of the underlying mortgage pool
(i.e., loan term, current balance, note rate, rate adjustment type, rate
adjustment frequency, rate caps, and others) in combination with prepayment
forecasts based on historical portfolio performance. The variable cash flow of
the security is modeled using the 3-month LIBOR forward curve. Loss assumptions
were driven by the combination of default and loss severity estimates, using an
asset-level risk assessment method taking into account loan credit
characteristics (loan-to-value, state jurisdiction, delinquency, property type
and pricing behavior, and other) to provide an estimate of default and loss
severity. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Refer to the table
below for further information regarding qualitative information for all assets
and liabilities measured at fair value using significant unobservable inputs
(Level 3).</font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">251</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_252"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative instruments</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of
most of the Corporation&#8217;s derivative instruments is based on observable market
parameters and takes into consideration the credit risk component of paying counterparties,
when appropriate. On interest rate caps, only the seller's credit risk is
considered.&nbsp; The caps were valued using a discounted cash flow approach using
the related LIBOR and swap rate for each cash flow.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A credit spread is
considered for those derivative instruments that are not secured. The
cumulative mark-to-market effect of credit risk in the valuation of derivative
instruments in 2017, 2016 and 2015 was immaterial.</font></font><a name="XBRL_CS_856f86cb9d71429ca51adbe15_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=24 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  Assets and liabilities measured at fair value on a recurring basis are
  summarized below:</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=21% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap valign=bottom width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=42% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">As of December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">As of December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap valign=bottom width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=42% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Fair Value Measurements Using&#160;
  </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Fair Value Measurements Using&#160;
  </font></b></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap valign=bottom width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In
  thousands)</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Level 1</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Level 2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Level 3</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Assets/Liabilities at Fair
  Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Level 1</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Level 2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Level 3</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Assets/Liabilities at Fair
  Value</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=21% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Assets:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Securities
  available for sale :</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Equity securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">418</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">418</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">408</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">408</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  U.S. Treasury Securities</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,401</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,401</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,509</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,509</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Noncallable U.S. agency debt</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">361,971</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">361,971</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">356,919</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">356,919</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Callable U.S. agency debt and MBS</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,497,253</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,497,253</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,469,463</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,469,463</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Puerto Rico government obligations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,118</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">2,695</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6,813</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">24,707</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">2,121</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">26,828</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Private label MBS</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">17,060</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">17,060</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">20,693</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">20,693</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Other investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">100</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Derivatives,
  included in assets:</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Purchased interest rate cap agreements</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">305</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">305</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">554</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">554</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Forward contracts</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Liabilities:</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
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  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Derivatives,
  included in liabilities:</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Written interest rate cap agreement</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#D0EBFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#D0EBFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">305</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#D0EBFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">305</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#D0EBFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#D0EBFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">552</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#D0EBFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#D0EBFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">552</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;">
  <td nowrap width=21% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Forward contracts</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">19</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">19</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">201</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">201</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=21% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 valign=bottom width=97% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  The table below presents a reconciliation of the beginning and ending
  balances of all assets and liabilities measured at fair value on a recurring
  basis using significant unobservable inputs (Level 3) for the years ended
  December 31, 2017, 2016, and 2015:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=39% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap valign=bottom width=3% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap valign=bottom width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=39% style="background:white;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Level
  3 Instruments Only&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&nbsp;</font></i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities Available for Sale </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(1)&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities Available for Sale </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(1)&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities Available for Sale </font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(1)&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=39% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="background:white;border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=3% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Beginning
  balance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,914</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">27,297</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">36,212</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=3% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  Total gain (losses) (realized/unrealized):</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=3% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Included in earnings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(387)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(628)</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=3% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Included in other comprehensive income</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,777</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,586</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,623</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=3% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Purchases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">100</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=3% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Principal repayments and amortization</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(5,836)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(5,582)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(10,010)</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=3% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Ending
  balance</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#D0EBFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19,855</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#D0EBFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">22,914</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#D0EBFF;border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">27,297</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap width=3% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;border:none;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=3% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=39% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">___________________</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1)</font></p>
  </td>
 <td colspan=9 valign=bottom width=97% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;Amounts
  mostly related to private label mortgage-backed securities.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=3% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=39% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">252</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_253"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=9 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The table below presents
  qualitative information for significant assets and liabilities measured at
  fair value on a recurring basis using significant unobservable inputs (Level
  3) as of December 31, 2017:
  </font></td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=71% style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Valuation Technique</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unobservable Input</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Range</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=9 nowrap width=100% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment
  securities available for sale:</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=29% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=29% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Private label MBS</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,060</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Discounted
  cash flows</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Discount
  rate</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.0%</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=29% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:39.75pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Prepayment
  rate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=19% style="background:#CCEEFF;height:39.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.0% -29.0% (Weighted Average 16.4%)</font></p>
  </td>
 </tr>
<tr style="height:35.25pt;">
  <td nowrap width=29% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Projected
  Cumulative Loss Rate</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=19% style="background:white;height:35.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00% - 6.8% (Weighted Average 3.00%)</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=29% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Puerto Rico government obligations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,695</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Discounted
  cash flows</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Discount
  rate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.61%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Prepayment
  rate</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#D0EBFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.00%</font></p>
  </td>
 </tr>
</table>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_2de6bbe85e9d426f9d3ea01dc"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information about Sensitivity to Changes in Significant
Unobservable Inputs</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Private label MBS</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">: The significant unobservable inputs in
the valuation include probability of default, the loss severity assumption, and
prepayment rates. Shifts in those inputs would result in different fair value
measurements. Increases in the probability of default, loss severity
assumptions, and prepayment rates in isolation would generally result in an
adverse effect on the fair value of the instruments. Meaningful and possible
shifts of each input were modeled to assess the effect on the fair value
estimation. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Puerto Rico Government Obligations</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">: The significant unobservable input used
in the fair value measurement is the assumed prepayment rate of the underlying
residential mortgage loans that collateralize these obligations that are guaranteed
by the PRHFA. A significant increase (decrease) in the assumed rate would lead
to a higher (lower) fair value estimate. The fair value of these bonds was
based on a discounted cash flow analysis that contemplates the credit quality
of the holder of second mortgages and a discount for liquidity constraints on
the bonds considering the absence of an active market for them. Due to the
guarantee of the PRHFA and other applicable contractual safeguards, no
additional credit spread is applied for servicer default.</font></font><a name="XBRL_CS_2de6bbe85e9d426f9d3ea01dc_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The table below summarizes changes
  in unrealized gains and losses recorded in earnings for the years ended
  December 31, 2017, 2016, and 2015 for Level 3 assets and liabilities that are
  still held at the end of each year:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:46.5pt;">
  <td nowrap valign=bottom width=49% style="height:46.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:46.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Changes in Unrealized Losses
  (Year Ended December 31, 2017)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:46.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:46.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Changes in Unrealized Losses
  (Year Ended December 31, 2016)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:46.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:46.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Changes in Unrealized Losses
  (Year Ended December 31, 2015)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=49% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Level
  3 Instruments Only </font></b><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></i></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities Available for Sale </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities Available for Sale</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities Available for Sale</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=49% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Changes
  in unrealized losses relating to assets </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  still held at reporting date:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net impairment losses on available-for-sale investment</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  securities (credit component)</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(387)</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(628)</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td nowrap width=49% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:white;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=top width=49% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=14% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=14% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=14% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_f9d6947ab7444dcc965fc7cb6"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">253</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_254"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">Additionally,
fair value is used on a nonrecurring basis to evaluate certain assets in
accordance with GAAP. Adjustments to fair value usually result from the
application of lower-of-cost or market accounting (e.g., loans held for sale
carried at the lower-of-cost or fair value and repossessed assets) or
write-downs of individual assets (e.g., goodwill, loans).</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December
31, 2017, impairment or valuation adjustments were recorded for assets
recognized at fair value on a non-recurring basis as shown in the following
table:</font></font><a name="XBRL_CS_f9d6947ab7444dcc965fc7cb6_bclEnd"></a></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=41% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Carrying value as of
  December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Losses) recorded for the
  Year Ended December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 1</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 3</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=26% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=26% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  receivable </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">410,428</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(39,493)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OREO</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;"> (2)</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">147,940</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,511)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=3% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage
  servicing rights</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">
  (3)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,255</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,611)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=26% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap valign=top width=3% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td colspan=12 valign=top width=97% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consists
  mainly of impaired commercial and construction loans. The impairments were
  generally measured based on the fair value of the underlying collateral. The
  fair values were derived from external appraisals that take into
  consideration prices in observed transactions involving similar assets in
  similar locations but adjusted for specific characteristics and assumptions
  of the collateral (e.g., absorption rates), which are not market observable.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap valign=top width=3% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td colspan=12 valign=top width=97% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">The
  fair values were derived from appraisals that take into consideration prices
  in observed transactions involving similar assets in similar locations but
  adjusted for specific characteristics and assumptions of the properties
  (e.g., absorption rates and net operating income of income producing
  properties), which are not market observable.&#160; Losses were related to market
  valuation adjustments after the transfer of the loans to the OREO portfolio.</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap valign=top width=3% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3)</font></p>
  </td>
 <td colspan=12 valign=top width=97% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Fair
  value adjustments to mortgage servicing rights were mainly due to assumptions
  associated with mortgage prepayment rates. The Corporation carries its
  mortgage servicing rights at the lower of cost or market, measured at fair
  value on a non-recurring basis.&#160; Assumptions for the value of mortgage
  servicing rights include: Prepayment rate </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">6.30%</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">, Discount rate 11.23%.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=12 valign=bottom width=98% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  As of December 31, 2016, impairment or valuation adjustments were recorded
  for assets recognized at fair value on a non-recurring basis as shown in the
  following table:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Carrying value as of December
  31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=29% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Losses) recorded for the
  Year Ended December 31, 2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 1</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 3</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=28% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  receivable </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">442,081</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(49,884)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OREO
  </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">137,681</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(7,873)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage
  servicing rights </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,244</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(325)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1)</font></p>
  </td>
 <td colspan=12 width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Consists
  mainly of impaired commercial and construction loans. The impairments were
  generally measured based on the fair value of the underlying collateral. The fair
  values were derived from external appraisals that take into consideration
  prices in observed transactions involving similar assets in similar locations
  but adjusted for specific characteristics and assumptions of the collateral
  (e.g., absorption rates), which are not market observable.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(2)</font></p>
  </td>
 <td colspan=12 width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;The
  fair values were derived from appraisals that take into consideration prices
  in observed transactions involving similar assets in similar locations but
  adjusted for specific characteristics and assumptions of the properties
  (e.g., absorption rates and net operating income of income producing
  properties), which are not market observable. Losses were related to market
  valuation adjustments after the transfer of the loans to the OREO portfolio.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(3)</font></p>
  </td>
 <td colspan=12 width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;Fair
  value adjustments to the mortgage servicing rights were mainly due to
  assumptions associated with mortgage prepayments rates. The Corporation
  carries its mortgage servicing rights at the lower of cost or market,
  measured at fair value on a non-recurring basis. Assumptions for the value of
  mortgage servicing rights include:&#160; Prepayment rate 6.12%, Discount rate
  11.19%.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">254</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_255"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td colspan=12 valign=bottom width=98% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;As
  of December 31, 2015, impairment or valuation adjustments were recorded for
  assets recognized at fair value on a nonrecurring basis as shown in the
  following table:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Carrying value as of December
  31, 2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=29% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(Losses) Gain recorded for
  the Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 1</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 2</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 3</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=27% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  receivable </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">303,095</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=27% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(27,245)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OREO
  </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">146,801</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=27% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(10,494)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage
  servicing rights </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,282</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=27% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(228)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  Held For Sale </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4)&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,135</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=27% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">338</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1)</font></p>
  </td>
 <td colspan=12 width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Consists
  mainly of impaired commercial and construction loans. The impairments were
  generally measured based on the fair value of the underlying collateral. The
  fair values were derived from external appraisals that take into
  consideration prices in observed transactions involving similar assets in
  similar locations but adjusted for specific characteristics and assumptions
  of the collateral (e.g., absorption rates), which are not market observable.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(2)</font></p>
  </td>
 <td colspan=12 width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">The
  fair values were derived from appraisals that take into consideration prices
  in observed transactions involving similar assets in similar locations but
  adjusted for specific characteristics and assumptions of the properties
  (e.g., absorption rates and net operating income of income producing
  properties), which are not market observable. Losses were related to market
  valuation adjustments after the transfer of the loans to the OREO portfolio.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(3)</font></p>
  </td>
 <td colspan=12 width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Fair
  value adjustments to the mortgage servicing rights were mainly due to
  assumptions associated with mortgage prepayments rates. The Corporation
  carries its mortgage servicing rights at the lower of cost or market,
  measured at fair value on a non-recurring basis. Assumptions for the value of
  mortgage servicing rights include: Prepayment rate 9.07%, Discount rate
  10.65%.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(4)</font></p>
  </td>
 <td colspan=12 width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">The
  value of these loans was derived from external appraisals, adjusted for
  specific characteristics of the loans.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=28% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=4 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Qualitative information regarding the fair value measurements for Level 3
  financial instruments are as follows:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=21% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=21% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=79% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2017</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=21% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Method</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=54% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Inputs</font></b></p>
  </td>
 </tr>
<tr style="height:27.75pt;">
  <td valign=top width=21% style="background:#CCEEFF;height:27.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans</font></p>
  </td>
 <td valign=top width=23% style="background:#CCEEFF;border:none;height:27.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income,
  Market, Comparable Sales, Discounted Cash Flows</font></p>
  </td>
 <td valign=top width=2% style="background:#CCEEFF;height:27.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=54% style="background:#CCEEFF;border:none;height:27.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">External
  appraised values; probability weighting of broker price opinions; management
  assumptions regarding market trends or other relevant factors</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=top width=21% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OREO</font></p>
  </td>
 <td valign=top width=23% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income,
  Market, Comparable Sales, Discounted Cash Flows</font></p>
  </td>
 <td valign=top width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=54% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">External
  appraised values; probability weighting of broker price opinions; management
  assumptions regarding market trends or other relevant factors</font></p>
  </td>
 </tr>
<tr style="height:27.75pt;">
  <td valign=top width=21% style="background:#CCEEFF;height:27.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage
  servicing rights</font></p>
  </td>
 <td valign=top width=23% style="background:#CCEEFF;height:27.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Discounted
  Cash Flows</font></p>
  </td>
 <td valign=top width=2% style="background:#CCEEFF;height:27.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=54% style="background:#CCEEFF;height:27.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-average
  prepayment rate of 6.30%; weighted average discount rate of 11.23%.</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_b95ea762ff27477788bb2d5a6"></a>
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">255</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_256"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The
following is a description of the valuation methodologies used for instruments
that are not measured or reported at fair value on a recurring basis or
reported at fair value on a non-recurring basis. The estimated fair value was
calculated using certain facts and assumptions, which vary depending on the
specific financial instrument.</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;Cash and due from banks and money market
investments</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The carrying
amounts of cash and due from banks and money market investments are reasonable
estimates of their fair value. Money market investments include
held-to-maturity securities, which have a contractual maturity of three months
or less. The fair value of these securities is based on quoted market prices in
active markets that incorporate the risk of nonperformance.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment securities held to maturity</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment securities held to maturity
consist of financing arrangements with Puerto Rico municipalities issued in
bond form, but underwritten as loans with features that are typically found in
commercial loan transactions. These obligations typically are not issued in
bearer form, nor are they registered with the Securities and Exchange
Commission and are not rated by external credit agencies. The fair value of
these financing arrangements was based on a discounted cash flow analysis using
risk-adjusted discount rates (Level 3). The credit spreads for valuations are
based on a similar security that traded in the open market.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other equity securities</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Equity or other
securities that do not have a readily available fair value are stated at their
net realizable value, which management believes is a reasonable proxy for their
fair value. This category is principally composed of stock that is owned by the
Corporation to comply with FHLB regulatory requirements. The realizable value
of the FHLB stock equals its cost as this stock can be freely redeemed at par.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans receivable, including loans held for
sale</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair values of
loans held for investment and of mortgage loans held for sale were estimated
using discounted cash flow analyses, based on interest rates currently being
offered for loans with similar terms and credit quality and with adjustments
that the Corporation&#8217;s management believes a market participant would consider
in determining fair value. Loans were classified by type, such as commercial,
residential mortgage, and automobile. These asset categories were further
segmented into fixed-and adjustable-rate categories. Valuations are carried out
based on categories and not on a loan-by-loan basis.&#160; The fair values of
performing fixed-rate and adjustable-rate loans were calculated by discounting
expected cash flows through the estimated maturity date. This fair value is not
currently an indication of an exit price as that type of assumption could
result in a different fair value estimate. The fair values of credit card loans
were estimated using a discounted cash flow method and excludes any value
related to a customer account relationship. Other loans with no stated
maturity, like credit lines, were valued at book value. Prepayment assumptions
were considered for non-residential loans. For residential mortgage loans,
prepayment estimates were based on a prepayment model that combined both a
historical calibration and current market prepayment expectations.&#160; Discount
rates were based on the U.S. Treasury and LIBOR/Swap Yield Curves at the date
of the analysis, and included appropriate adjustments for expected credit
losses and liquidity. For impaired collateral dependent loans, the impairment
was primarily measured based on the fair value of the collateral, which is
derived from appraisals that take into consideration prices in observable
transactions involving similar assets in similar locations. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Deposits</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The estimated fair values of demand
deposits and savings accounts, which are deposits with no defined maturities,
equal the amount payable on demand at the reporting date. The fair values of
retail fixed-rate time deposits, with stated maturities, are based on the
present value of the future cash flows expected to be paid on the deposits. The
cash flows were based on contractual maturities; no early repayments were
assumed. Discount rates were based on the LIBOR yield curve.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The estimated fair value of total deposits
excludes the fair value of core deposit intangibles, which represent the value
of the customer relationship. The fair value of total deposits is measured by
the value of demand deposits and savings deposits that bear a low or zero rate
of interest and do not fluctuate in response to changes in interest rates.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair values of
brokered CDs, which are included within deposits, are determined using
discounted cash flow analyses over the full terms of the CDs. The fair values
of the CDs are computed using the outstanding principal amount. The discount
rates used were based on brokered CD market rates as of the end of the year.&#160;
The fair values do not incorporate the risk of nonperformance, since interests
in brokered CDs are generally sold by brokers in amounts of less than $<a name="XBRL_CS_daa0ba22bf5347a686b55cf2b"></a><a name="XBRL_CS_c801d513417e4b4c8e281fa42"></a>250,000<a name="XBRL_CS_c801d513417e4b4c8e281fa42_bclEnd"></a> <a name="XBRL_CS_daa0ba22bf5347a686b55cf2b_bclEnd"></a>and, therefore, are insured
by the FDIC. </font></font></p>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">256</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_257"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities sold under agreements to
repurchase</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Some repurchase
agreements reprice at least quarterly, and their outstanding balances are
estimated to be their fair value. Where longer commitments are involved, fair
values are estimated using exit price indications of the cost of unwinding the
transactions as of the end of the reporting period. The brokers who are the
counterparties provide these indications, which the Corporation evaluates.
Securities sold under agreements to repurchase are fully collateralized by
investment securities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Advances from the FHLB</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair values of
advances from the FHLB with fixed maturities are determined using discounted
cash flow analyses over the full terms of the borrowings, using indications of
the fair value of similar transactions. The cash flows assume no early repayment
of the borrowings. Discount rates are based on the LIBOR yield curve. Advances
from the FHLB are fully collateralized by mortgage loans and, to a lesser
extent, investment securities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other borrowings</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other borrowings
consist of junior subordinated debentures. Projected cash flows from the
debentures were discounted using the Bloomberg BB Finance curve plus a credit
spread. This credit spread was estimated using the difference in yield curves
between swap rates and a yield curve that considers the industry and credit
rating of the Corporation as issuer of the debentures at a tenor comparable to
the time to maturity of the debentures.</font></font><a name="XBRL_CS_b95ea762ff27477788bb2d5a6_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.75pt;">
  <td colspan=15 valign=bottom width=100% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;
  The following tables present the carrying value, the estimated fair value and
  estimated fair value hierarchy of financial instruments as of December 31,
  2017 and 2016:</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td nowrap valign=bottom width=27% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:3.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap valign=bottom width=27% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Total Carrying Amount in
  Statement of Financial Condition December 31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Fair Value Estimate December
  31, 2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Level 1</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Level 2</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Level 3</font></b></p>
  </td>
 </tr>
<tr style="height:1.5pt;">
  <td nowrap valign=bottom width=27% style="height:1.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-top:solid black 1.0pt;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:1.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=19% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Assets:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Cash
  and due from banks and money </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;
  market investments</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">716,395</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">716,395</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">716,395</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Investment
  securities available </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;
  for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,891,016</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,891,016</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">7,819</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">1,863,342</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">19,855</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Investment
  securities held to maturity</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">150,627</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">131,032</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">131,032</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Other
  equity securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">43,119</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">43,119</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">43,119</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Loans
  held for sale</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">32,980</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">34,979</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">25,237</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,742</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Loans,
  held for investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,850,476</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Less:
  allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(231,843)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;
  Loans held for investment, net of </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">$</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,618,633</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,372,865</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">8,372,865</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=27% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Derivatives,
  included in assets</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">312</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">312</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">312</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Liabilities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Deposits</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,022,631</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,026,600</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">9,026,600</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Securities
  sold under agreements to </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">&#160;&#160;&#160;
  repurchase</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">300,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">325,913</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">325,913</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Advances
  from FHLB</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">715,000</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">707,272</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">707,272</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Other
  borrowings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">208,635</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">189,424</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">189,424</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">Derivatives,
  included in liabilities</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">324</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">324</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">324</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">257</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_258"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:32.25pt;">
  <td nowrap valign=bottom width=24% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:8.0pt;">&nbsp;
  </font></td>
 <td colspan=2 valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Carrying Amount in </font></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Statement of Financial
  Condition </font></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair Value Estimate December
  31, 2016</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Level 1</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Level 2</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Level 3</font></b></p>
  </td>
 </tr>
<tr style="height:.75pt;">
  <td nowrap valign=bottom width=24% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=22% style="border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=22% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Assets:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  and due from banks and money </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  market investments</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">299,685</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">299,685</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">299,685</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment
  securities available </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,881,920</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,881,920</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,917</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,851,089</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,914</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment
  securities held to maturity</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">156,190</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">132,759</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">132,759</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  equity securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,992</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,992</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,992</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans
  held for sale</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">50,006</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,707</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,921</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,786</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans
  held for investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,886,873</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  allowance for loan and lease </font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  losses</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(205,603)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Loans held for investment, net of&#160; </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,681,270</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,455,104</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,455,104</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=24% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivatives,
  included in assets</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">554</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">554</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">554</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Liabilities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Deposits</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,831,205</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,838,606</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,838,606</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  sold under agreements to</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  repurchase</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">300,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">335,840</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">335,840</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Advances
  from FHLB</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">670,000</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">669,687</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">669,687</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  borrowings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">216,187</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">171,374</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">171,374</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivatives,
  included in liabilities</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">753</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">753</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">753</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
</table>

<h1 style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:0in;"><a name="XBRL_CS_6e5df668bc9f4022aadc62cb5"></a></h1>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">258</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_259"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<h1 style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 30 &#8211; SUPPLEMENTAL CASH FLOW INFORMATION
</font></b></font></h1>

<h1 style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></h1>

<h1 style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" style="font-size:10.0pt;font-weight:normal;letter-spacing:-.15pt;">Supplemental cash flow information is as follows:</font></font><a name="XBRL_CS_6e5df668bc9f4022aadc62cb5_bclEnd"></a></h1>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=43% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 valign=bottom width=57% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap width=57% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Cash
  paid for:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
  on borrowings</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,634</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">127,707</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,053</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income
  tax</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,037</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,198</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,494</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td colspan=2 nowrap width=57% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-cash
  investing and financing activities:</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Additions
  to OREO</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">47,711</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">47,808</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">76,725</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Additions
  to auto and other repossessed assets</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40,987</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">52,628</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">75,279</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Capitalization
  of servicing assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,318</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,260</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,919</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loan
  securitizations</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">235,074</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">338,333</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">285,995</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  held for investment transferred to held for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,332</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  held for sale transferred to loans held for investment</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,234</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,443</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40,086</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Property
  plant and equipment transferred to other assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,185</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,221</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Trust-preferred
  securities exchanged for new common stock issued:</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Trust-preferred securities exchanged</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,303</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  New common stock issued</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,628</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair
  value of assets acquired (liabilities assumed) in the Doral Bank transaction:</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Loans</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">311,410</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Premises and equipment, net</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,450</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Core deposit intangible</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,820</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=55% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(523,517)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=55% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_a9d65faf040940ca91f92fa19"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">259</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_260"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 31 &#8211; REGULATORY MATTERS, COMMITMENTS, AND CONTINGENCIES</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
and FirstBank are each subject to various regulatory capital requirements
imposed by the federal banking agencies. Failure to meet minimum capital
requirements can result in certain mandatory and possibly additional
discretionary actions by regulators that, if undertaken, could have a direct
material adverse effect on the Corporation&#8217;s financial statements and
activities. Under capital adequacy guidelines and the regulatory framework for
prompt corrective action, the Corporation must meet specific capital guidelines
that involve quantitative measures of the Corporation&#8217;s and FirstBank&#8217;s assets,
liabilities, and certain off-balance sheet items as calculated under regulatory
accounting practices. The Corporation&#8217;s capital amounts and classification are
also subject to qualitative judgments and adjustment by the regulators with
respect to minimum capital requirements, components, risk weightings, and other
factors.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On October 3,
2017, the New York FED terminated the Written Agreement entered into on June 3,
2010 between the Corporation and the New York FED. However, the Corporation has
agreed with the New York FED to continue to obtain the approval of the New York
FED before paying dividends, receiving dividends from the Bank, making payments
on subordinated debt or trust preferred securities, incurring or guaranteeing
debt or purchasing or redeeming any corporate stock.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although the
Corporation and FirstBank became subject to the U.S. Basel III capital rules
(&#8220;Basel III rules&#8221;) beginning on January 1, 2015, certain requirements of the
Basel III rules are being phased-in over several years and, in general, will be
fully effective as of January 1, 2019, although certain elements of the new
rules have recently been deferred by the federal banking agencies. The
Corporation and FirstBank compute risk-weighted assets using the Standardized
Approach required by the Basel III rules.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Basel III
rules require the Corporation to maintain an additional capital conservation
buffer of <a name="XBRL_CS_f5bf84cc46cd469cb2d147dcd"></a>2.5<a name="XBRL_CS_f5bf84cc46cd469cb2d147dcd_bclEnd"></a>% to avoid limitations on
both (i) capital distributions (e.g., repurchases of capital instruments, dividends
and interest payments on capital instruments) and (ii) discretionary bonus
payments to executive officers and heads of major business lines. The phase-in
of the capital conservation buffer began on January 1, 2016 with a first year
requirement of <a name="XBRL_CS_a3eff0fc0e0b4534b2019d8ed"></a><a name="XBRL_CS_b5efc235c18842d19102d67e3"></a><a name="XBRL_CS_b5efc235c18842d19102d67e3_bclEnd"></a>0.625<a name=BookmarkName126></a><a name="BookmarkName126_bclEnd"></a><a name="XBRL_CS_a3eff0fc0e0b4534b2019d8ed_bclEnd"></a>% of additional Common
Equity Tier 1 Capital (&#8220;CET1&#8221;), which is being progressively increased by that
same percentage amount on each subsequent January 1 until it reaches the fully
phased-in 2.5% CET1 requirement on January 1, 2019.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the fully
phased-in Basel III rules, in order to be considered adequately capitalized,
the Corporation will be required to maintain: (i) a minimum CET1 capital to
risk-weighted assets ratio of at least <a name="XBRL_CS_245de82c802945958da066afa"></a>4.5<a name="XBRL_CS_245de82c802945958da066afa_bclEnd"></a>%, plus the 2.5% &#8220;capital
conservation buffer,&#8221; resulting in a required minimum CET1 ratio of at least <a name="XBRL_CS_53116a3002364c8f895854818"></a>7<a name="XBRL_CS_53116a3002364c8f895854818_bclEnd"></a>%; (ii) a minimum ratio of
total Tier 1 capital to risk-weighted assets of at least <a name="XBRL_CS_0a608f6f6c964a88aa62abc23"></a>6.0<a name="XBRL_CS_0a608f6f6c964a88aa62abc23_bclEnd"></a>%, plus the 2.5% capital
conservation buffer, resulting in a required minimum Tier 1 capital ratio of <a name="XBRL_CS_457b640f8d7948ef82695daaf"></a>8.5<a name="XBRL_CS_457b640f8d7948ef82695daaf_bclEnd"></a>%; (iii) a minimum ratio of
total Tier 1 plus Tier 2 capital to risk-weighted assets of at least <a name="XBRL_CS_a58bdd2629364d00a4604c1ce"></a>8.0<a name="XBRL_CS_a58bdd2629364d00a4604c1ce_bclEnd"></a>%, plus the 2.5% capital
conservation buffer, resulting in a required minimum total capital ratio of <a name="XBRL_CS_f48fd590583f4087b10065d16"></a>10.5<a name="XBRL_CS_f48fd590583f4087b10065d16_bclEnd"></a>%; and (iv) a required
minimum leverage ratio of <a name="XBRL_CS_d9ce633bfcb5429c95afe69ad"></a>4<a name="XBRL_CS_d9ce633bfcb5429c95afe69ad_bclEnd"></a>%, calculated as the ratio
of Tier 1 capital to average on-balance sheet (non-risk adjusted) assets. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, as
required under the Basel III rules, the Corporation&#8217;s trust-preferred
securities (&#8220;TRuPs&#8221;) were fully phased out from Tier 1 capital as of January 1,
2016. However, the Corporation&#8217;s TRuPs may continue to be included in Tier 2
capital until the instruments are redeemed or mature.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On November 21,
2017, the Federal Reserve Board, FDIC, and Office of the Comptroller of the
Currency finalized an extension of the phase-in of certain Basel III capital
rules for banks not using the Basel &#8220;advanced approaches&#8221;. The extension, which
was effective on January 1, 2018, pauses the full transition to the Basel III
treatment of mortgage servicing assets, certain deferred tax assets, and
investments in the capital of unconsolidated financial institutions and
minority interests, pending the banking agencies&#8217; broader efforts, announced in
September 2017, to simplify the regulatory capital rules that apply to banking
organizations other than &#8220;advanced approaches&#8221; banking organizations. Because
the advanced approaches rules apply to banking organizations with more than $<a name="XBRL_CS_c24f53058b734ea9bdd89e7ce"></a>250<a name="XBRL_CS_c24f53058b734ea9bdd89e7ce_bclEnd"></a> billion in assets or
foreign bank subsidiaries with more than $<a name="XBRL_CS_b62428d3f8aa442081117b03e"></a>10<a name="XBRL_CS_b62428d3f8aa442081117b03e_bclEnd"></a> billion in assets, the
extension relief applies broadly to community, midsize, and regional banks,
including the Corporation and FirstBank.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Please refer to
the discussion in &#8220;Part I &#8211; Item 7 &#8211; Business &#8211; Supervision and Regulation&#8221;
included in the Corporation&#8217;s 2017 Form 10-K for a more complete discussion of
supervision and regulatory matters and activities that affect the Corporation
and its subsidiaries.</font></font><a name="XBRL_CS_a9d65faf040940ca91f92fa19_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">260</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_261"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=16 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">The Corporation's and its
  banking subsidiary's regulatory capital positions as of December 31, 2017 and
  2016 were as follows:
  </font></td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=72% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Regulatory Requirements</font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td nowrap valign=bottom width=3% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 rowspan=2 valign=bottom width=24% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Actual</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 rowspan=2 valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">For Capital Adequacy Purposes</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 rowspan=2 valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">To be Well-Capitalized-General</font></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Thresholds </font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Ratio</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Ratio</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Amount</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Ratio</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(Dollars
  in thousands)</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">As
  of December 31, 2017 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Total
  Capital (to</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;
  Risk-Weighted Assets)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;First BanCorp.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,989,873</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">22.53%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">706,432</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">8.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FirstBank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,947,627</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">22.06%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">706,218</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">8.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">882,772</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">10.0%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Common
  Equity Tier 1 Capital</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  (to Risk-Weighted Assets)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  First BanCorp.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,674,164</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">18.96%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">397,368</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4.5%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FirstBank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,562,431</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">17.70%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">397,248</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4.5%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">573,802</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6.5%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Tier
  I Capital (to</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;
  Risk-Weighted Assets)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;First BanCorp.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,675,282</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">18.97%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">529,824</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FirstBank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,835,445</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">20.79%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">529,663</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">706,218</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">8.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Leverage
  ratio</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;First BanCorp.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,675,282</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">14.03%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">477,643</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FirstBank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,835,445</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">15.39%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">477,056</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">596,320</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">5.0%</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=25% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">At
  December 31, 2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Total
  Capital (to</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;
  Risk-Weighted Assets)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;First BanCorp.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,921,329</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">21.34%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">720,329</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">8.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FirstBank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,872,120</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">20.80%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">720,091</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">8.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">900,114</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">10.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Common
  Equity Tier 1 Capital</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  (to Risk-Weighted Assets)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;First BanCorp.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,597,117</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">17.74%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">405,185</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4.5%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FirstBank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,523,332</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">16.92%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">405,051</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4.5%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">585,074</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6.5%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Tier
  I Capital (to</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;
  Risk-Weighted Assets)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  First BanCorp.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,597,117</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">17.74%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">540,247</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FirstBank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,757,642</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">19.53%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">540,068</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">720,091</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">8.0%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Leverage
  ratio</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  First BanCorp.</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,597,117</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">13.70%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">466,376</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FirstBank</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,757,642</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">15.10%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">465,740</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">582,174</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">5.0%</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=16 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">261</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_262"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=7 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160; The following table
  summarizes commitments to extend credit and standby letters of credit, and
  commitments to sell loans
  </font></td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">as
  of the indicated dates:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=57% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Financial
  instruments whose contract amounts represent credit risk:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commitments to extend credit:</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Construction undisbursed funds</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">77,649</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">41,271</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Unused personal lines of credit </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">710,607</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">667,552</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial lines of credit </font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">471,732</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">421,437</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial letters of credit</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">46,728</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">47,515</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=57% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Standby
  letters of credit</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,691</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,556</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="background:#CCEEFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commitments
  to sell loans</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">37,909</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="background:#CCEEFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">119,679</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap valign=bottom width=57% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><a name="XBRL_CS_93a2625349fb48efb40f46f20"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s exposure to credit loss in the event of
nonperformance by the other party to the financial instrument on commitments to
extend credit and standby letters of credit is represented by the contractual
amount of those instruments. Management uses the same credit policies and
approval process in entering into commitments and conditional obligations as it
does for on-balance sheet instruments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commitments to extend credit are
agreements to lend to a customer as long as there is no violation of any
conditions established in the contract. Commitments generally have fixed
expiration dates or other termination clauses.&#160; Since certain commitments are
expected to expire without being drawn upon, the total commitment amount does
not necessarily represent future cash requirements.&#160; For most of the commercial
lines of credit, the Corporation has the option to reevaluate the agreement
prior to additional disbursements.&#160; In the case of credit cards and personal
lines of credit, the Corporation can cancel the unused credit facility at any
time and without cause. Generally, the Corporation does not enter into interest
rate lock agreements with prospective borrowers in connection with its mortgage
banking activities.&#160; The amount of any collateral obtained if deemed necessary
by the Corporation upon an extension of credit is based on management&#8217;s credit
evaluation of the borrower. Rates charged on loans that are finally disbursed
are the rates being offered at the time the loans are closed; therefore, no fee
is charged on these commitments. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In general, commercial and standby letters
of credit are issued to facilitate foreign and domestic trade transactions.
Normally, commercial and standby letters of credit are short-term commitments
used to finance commercial contracts for the shipment of goods. The collateral
for these letters of credit includes cash or available commercial lines of
credit. The fair value of commercial and standby letters of credit is based on
the fees currently charged for such agreements, which, as of December&nbsp;31,
2017 and 2016, was not significant.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation obtained from GNMA
commitment authority to issue GNMA mortgage-backed securities.&nbsp;Under this
program, for 2017, the Corporation sold approximately $<a name="XBRL_CS_80bd47acaaec45d79cd724c3b"></a>235.1<a name="XBRL_CS_80bd47acaaec45d79cd724c3b_bclEnd"></a> million of FHA/VA mortgage
loan production into GNMA mortgage-backed securities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2017, First BanCorp.
and its subsidiaries were defendants in various legal proceedings arising in
the ordinary course of business. On at least a quarterly basis, the Corporation
assesses its liabilities and contingencies in connection with threatened and
outstanding legal cases, matters and proceedings, utilizing the latest
information available. For cases, matters and proceedings where it is both
probable the Corporation will incur a loss and the amount can be reasonably
estimated, the Corporation establishes an accrual for the loss. Once
established, the accrual is adjusted as appropriate to reflect any relevant
developments. For cases, matters or proceedings where a loss is not probable or
the amount of the loss cannot be estimated, no accrual is established.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any estimate involves significant
judgment, given the varying stages of the proceedings (including the fact that
some of them are currently in preliminary stages), the existence of multiple
defendants in some of the current proceedings whose share of liability has yet
to be determined, the numerous unresolved issues in the proceedings, and the
inherent uncertainty of the various potential outcomes of such proceedings.
Accordingly, the Corporation&#8217;s estimate will change from time-to-time, and
actual losses may be more or less than the current estimate.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">262</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_263"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">While the
final outcome of legal cases, matters, and proceedings is inherently uncertain,
based on information currently available, management believes that the final
disposition of the Corporation&#8217;s legal cases, matters or proceedings, to the
extent not previously provided for, will not have a material negative adverse
effect on the Corporation&#8217;s consolidated financial position as a whole. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If management believes that, based on
available information, it is at least reasonably possible that a material loss
(or additional material loss in excess of any accrual) will be incurred in
connection with any legal actions, the Corporation discloses an estimate of the
possible loss or range of loss, either individually or in the aggregate, as
appropriate, if such an estimate can be made, or discloses that an estimate
cannot be made. Based on the Corporation&#8217;s assessment as of December 31, 2017,
no such disclosures were necessary. However in the event of unexpected future
developments, it is possible that the ultimate resolution of these cases,
matters and proceedings, if unfavorable, may be material to the Corporation&#8217;s
consolidated financial position on a particular period.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Ramirez Torres, et al. v Banco
Popular de Puerto Rico, et al.</font></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FirstBank
Puerto Rico has been named a defendant in a class action complaint, filed on
February 17, 2017 at the Court of First Instance in San Juan, captioned </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ramirez
Torres, et al. v. Banco Popular de Puerto Rico, et al.</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> The complaint seeks
damages and preliminary and permanent injunctive relief on behalf of the
purported class against Banco Popular de Puerto Rico and other financial
institutions with insurance agency subsidiaries in Puerto Rico. Plaintiffs
contend that in November 2015, Antilles Insurance Company obtained approval
from the Puerto Rico Insurance Commissioner to market an endorsement that
allowed its customers to obtain a reimbursement on their insurance premium for
good experience, but that defendants failed to offer this product or disclose
its existence to their customers, favoring other products instead, in violation
of their fiduciary duties as insurance producers. Plaintiffs seek a
determination that defendants unlawfully failed to comply with their fiduciary
duty to disclose the existence of this new insurance benefit from this carrier,
as well as double or treble damages (the latter subject to a determination that
defendants engaged in anti-monopolistic practices in failing to offer this
product). On July 31, 2017, the court entered judgment dismissing the complaint
with prejudice.</font><font color=red face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On August 30, 2017, Plaintiffs
filed an Appeal before the Court of Appeals and FirstBank filed its opposition.
The Writ of Appeal is currently under the Court&#8217;s advisement</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><a name="XBRL_CS_93a2625349fb48efb40f46f20_bclEnd"></a></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_8c8b2c57554d413f87b123453"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 32 &#8211; DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">One of the market
risks facing the Corporation is interest rate risk, which includes the risk
that changes in interest rates will result in changes in the value of the
Corporation&#8217;s assets or liabilities and will adversely affect the Corporation&#8217;s
net interest income from its loan and investment portfolios. The overall
objective of the Corporation&#8217;s interest rate risk management activities is to
reduce the variability of earnings caused by changes in interest rates.</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
designates a derivative as a fair value hedge, cash flow hedge or economic
undesignated hedge when it enters into the derivative contract. As of December
31, 2017 and 2016, all derivatives held by the Corporation were considered
economic undesignated hedges. These undesignated hedges are recorded at fair
value with the resulting gain or loss recognized in current earnings.</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following summarizes the principal
derivative activities used by the Corporation in managing interest rate risk:</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:11.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest rate cap agreements</font></u></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> - Interest rate cap agreements provide
the right to receive cash if a reference interest rate rises above a
contractual rate. The value increases as the reference interest rate rises. The
Corporation enters into interest rate cap agreements for protection from rising
interest rates. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:11.0pt;text-align:justify;text-indent:0in;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Forward Contracts</font></u></i></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> - Forward contracts are sales of
to-be-announced (&#8220;TBA&#8221;) mortgage-backed securities that will settle over the
standard delivery date and do not qualify as &#8220;regular way&#8221; security trades.
Regular-way security trades are contracts that have no net settlement provision
and no market mechanism to facilitate net settlement and that provide for
delivery of a security within the time frame generally established by
regulations or conventions in the market place or exchange in which the transaction
is being executed. The forward sales are considered derivative instruments that
need to be marked to market. These securities are used to economically hedge
the FHA/VA residential mortgage loan securitizations of the mortgage-banking
operations. Unrealized gains (losses) are recognized as part of mortgage
banking activities in the consolidated statement of income.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To satisfy the needs of its customers, the
Corporation may enter into non-hedging transactions. On these transactions, the
Corporation generally participates as a buyer in one of the agreements and as a
seller in the other agreement under the same terms and conditions.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, the Corporation enters into
certain contracts with embedded derivatives that do not require separate
accounting as these are clearly and closely related to the economic characteristics
of the host contract. When the embedded derivative possesses economic
characteristics that are not clearly and closely related to the economic
characteristics of the host contract, it is bifurcated, carried at fair value,
and designated as a trading or non-hedging derivative instrument.</font></font><a name="XBRL_CS_8c8b2c57554d413f87b123453_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">263</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_264"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=7 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  The following table summarizes the notional amounts of all derivative
  instruments: </font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=73% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=73% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Notional Amounts <sup>(1)</sup></font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=73% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=6 valign=bottom width=27% style="background:white;border:none;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=73% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=73% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="background:white;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=73% style="background:white;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Undesignated
  economic hedges:</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap width=73% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:white;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=73% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
  rate contracts:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Written interest rate cap agreements</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">91,010</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">91,510</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=73% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Purchased interest rate cap agreements</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">91,010</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">91,510</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Forward
  Contracts:</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=73% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Sale of TBA GNMA MBS pools</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,000</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">33,000</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=73% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">208,020</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216,020</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=73% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=7 nowrap width=100% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1)
  Notional amounts are presented on a gross basis with no netting of offsetting
  exposure positions.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=16 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  The following table summarizes for derivative instruments their fair values
  and location in the consolidated statements of financial condition:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=36% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Asset Derivatives</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=39% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Liability Derivatives</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Consolidated Statement of</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">December 31, </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="background:white;border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Financial Condition</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Consolidated Statement of</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Location</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Financial Condition Location </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Fair Value</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=24% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=17% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Undesignated
  economic hedges:</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:white;height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Interest
  rate contracts:</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;
  Written interest rate cap agreements</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Other assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Accounts payable and other liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">305</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">552</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;
  Purchased interest rate cap agreements</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Other assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">305</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Accounts payable and other liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Forward
  Contracts:</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;
  Sales of TBA GNMA MBS pools</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Other assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Accounts payable and other liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">19</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">201</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=24% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">312</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=20% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">324</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">753</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=13 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  The following table summarizes the effect of derivative instruments on the
  consolidated statements of income:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=34% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=34% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Gain (or Loss)</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=34% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=34% style="background:white;border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Location of Gain (loss)</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 valign=bottom width=24% style="background:white;border:none;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year ended</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=34% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=34% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Recognized in Consolidated</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=24% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap valign=bottom width=34% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=34% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Statement of Income on
  Derivatives</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:9.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=34% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=34% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=23% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=34% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=34% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=23% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=34% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Undesignated
  economic hedges:</font></b></p>
  </td>
 <td nowrap width=34% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=34% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Interest rate contracts:</font></p>
  </td>
 <td nowrap width=34% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  Interest rate swap agreements </font></p>
  </td>
 <td nowrap width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest income - Loans</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=34% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  Written and purchased interest rate cap agreements</font></p>
  </td>
 <td nowrap width=34% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest income - Loans</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">139</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160; Forward
  contracts:</font></p>
  </td>
 <td nowrap width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=34% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;
  Sales of TBA GNMA MBS pools</font></p>
  </td>
 <td nowrap width=34% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage Banking Activities</font></p>
  </td>
 <td nowrap width=7% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">189</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(78)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total gain (loss) on derivatives</font></p>
  </td>
 <td nowrap width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">187</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(78)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">164</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_4a299fcf87ed444ab22915c94"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">264</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_265"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">Derivative instruments are subject to
market risk.&#160; As is the case with investment securities, the market value of
derivative instruments is largely a function of the financial market&#8217;s
expectations regarding the future direction of interest rates.&#160; Accordingly,
current market values are not necessarily indicative of the future impact of
derivative instruments on earnings.&#160; This will depend, for the most part, on
the shape of the yield curve, and the level of interest rates, as well as the
expectations for rates in the future.</font></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31,
2017, the Corporation has not entered into any derivative instrument containing
credit-risk-related contingent features. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font><a name="XBRL_CS_4a299fcf87ed444ab22915c94_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_219ca150c4034c5eb6f355e85"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160; </font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit and Market Risk of Derivatives</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
uses derivative instruments to manage interest rate risk. By using derivative
instruments, the Corporation is exposed to credit and market risk.&#160; If the
counterparty fails to perform, credit risk is equal to the extent of the
Corporation&#8217;s fair value gain on the derivative.&#160; When the fair value of a
derivative instrument contract is positive, this generally indicates that the
counterparty owes the Corporation which, therefore, creates a credit risk for
the Corporation. When the fair value of a derivative instrument contract is
negative, the Corporation owes the counterparty and, therefore, it has no
credit risk.&#160; The Corporation minimizes its credit risk in derivative
instruments by entering into transactions with reputable broker dealers
(financial institutions) that are reviewed periodically by the Management
Investment and Asset Liability Committee of the Corporation (the &#8220;MIALCO&#8221;) and
by the Board of Directors. The Corporation also has a policy of requiring that
all derivative instrument contracts be governed by an International Swaps and
Derivatives Association Master Agreement, which includes a provision for
netting; most of the Corporation&#8217;s agreements with derivative counterparties
include bilateral collateral arrangements. The bilateral collateral arrangement
permits the counterparties to perform margin calls in the form of cash or
securities in the event that the fair market value of the derivative favors
either counterparty. The Corporation has a policy of diversifying derivatives
counterparties to reduce the consequences of counterparty default.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
has credit risk of $<a name="XBRL_CS_3d0a8d8dc4fd4ffc8f1e86ace"></a>0.3<a name="XBRL_CS_3d0a8d8dc4fd4ffc8f1e86ace_bclEnd"></a> million as of December 31,
2017 (2016&nbsp;&#8212;&nbsp;$<a name="XBRL_CS_276cef687b434108820cab0f0"></a>0.6<a name="XBRL_CS_276cef687b434108820cab0f0_bclEnd"></a>&nbsp;million) related to
derivative instruments with positive fair values. The credit risk does not
consider the value of any collateral and the effects of legally enforceable
master netting agreements. There were no credit losses associated with
derivative instruments recognized in 2017, 2016, or 2015. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Market risk is the
adverse effect that a change in interest rates or implied volatility rates has
on the value of a financial instrument. The Corporation manages the market risk
associated with interest rate contracts by establishing and monitoring limits
as to the types and degree of risk that may be undertaken.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation&#8217;s
derivative activities are monitored by the MIALCO as part of its
risk-management oversight of the Corporation&#8217;s treasury functions.</font></font><a name="XBRL_CS_219ca150c4034c5eb6f355e85_bclEnd"></a></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">265</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_266"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><font lang=EN-US style="font-size:10.0pt;">&#160;<a name="XBRL_CS_d8551b91705b47849a103bd27"></a></font><b><font lang=EN-US style="font-size:10.0pt;">NOTE 33 &#8211; OFFSETTING OF ASSETS AND
LIABILITIES</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:2.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:35.3pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; The Corporation enters into master agreements with
counterparties, primarily related to derivatives and repurchase agreements,
that may allow for netting of exposures in the event of default. In an event of
default, each party has a right of set-off against the other party for amounts
owed under the related agreement and any other amount or obligation owed with
respect to any other agreement or transaction between them. The following table
presents information about the offsetting of financial assets and liabilities
as well as derivative assets and liabilities:</font></font><a name="XBRL_CS_d8551b91705b47849a103bd27_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=19 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Offsetting
  of Financial Assets and Derivative Assets</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=19 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31, 2017</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=4 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Amounts of Assets
  Presented in the Consolidated Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts of Recognized&#160;
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts Offset in the
  Consolidated Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts Not Offset in
  the Consolidated Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Financial Instruments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash Collateral</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Amount</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Description</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 valign=bottom width=71% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap valign=bottom width=26% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">305</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">305</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(305)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities
  purchased under agreement</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  to resell</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">200,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(200,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">200,305</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(200,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">305</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(305)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=4 valign=bottom width=15% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Amounts of Assets
  Presented in the Consolidated Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts of Recognized&#160;
  Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts Offset in the
  Consolidated Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts Not Offset in
  the Consolidated Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Financial Instruments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash Collateral</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Amount</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Description</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 valign=bottom width=71% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Derivatives</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(554)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities
  purchased under agreement</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=26% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  to resell</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">200,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(200,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=26% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">200,554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(200,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">554</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(554)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">266</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_267"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


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  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
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<tr style="height:12.75pt;">
  <td colspan=19 nowrap valign=bottom width=100% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Offsetting
  of Financial Liabilities and Derivative Liabilities</font></b></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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<tr style="height:12.75pt;">
  <td colspan=19 valign=bottom width=100% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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<tr style="height:12.75pt;">
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31,&#160; 2017</font></b></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
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  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
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  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=4 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Amounts of Liabilities
  Presented in the Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts of Recognized&#160;
  Liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts Offset in the
  Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts Not Offset in
  the Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Financial Instruments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash Collateral</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Amount</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=30% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Description</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 valign=bottom width=67% style="background:#CCEEFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=30% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities
  sold under agreements to repurchase</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">500,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(200,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">300,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(300,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">As
  of December 31, 2016</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 rowspan=4 valign=bottom width=13% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Amounts of Liabilities
  Presented in the Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts of Recognized&#160;
  Liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=3 valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts Offset in the
  Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=21% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Gross Amounts Not Offset in
  the Statement of Financial Position</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Financial Instruments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 rowspan=2 valign=bottom width=10% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash Collateral</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=30% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net Amount</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=30% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="background:white;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=30% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Description</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 valign=bottom width=67% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=30% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=30% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities
  sold under agreements to repurchase</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">200,000</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(200,000)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=30% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<h1 style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:0in;"><a name="XBRL_CS_b26c5847f6f7441c88e090dbf"></a></h1>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">267</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_268"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<h1 style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 34 &#8211; SEGMENT INFORMATION </font></b></font></h1>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based upon the
Corporation&#8217;s organizational structure and the information provided to the
Chief Executive Officer of the Corporation and, to a lesser extent, the Board
of Directors, the operating segments are driven primarily by the Corporation&#8217;s
lines of business for its operations in Puerto Rico, the Corporation&#8217;s
principal market, and by geographic areas for its operations outside of Puerto
Rico. As of December 31, 2017, the Corporation had six reportable segments:
Commercial and Corporate Banking; Mortgage Banking; Consumer (Retail) Banking;
Treasury and Investments; United States Operations; and Virgin Islands
Operations.&#160; Management determined the reportable segments based on the
internal reporting used to evaluate performance and to assess where to allocate
resources. Other factors such as the Corporation&#8217;s organizational chart, nature
of the products, distribution channels, and the economic characteristics of the
products were also considered in the determination of the reportable segments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Commercial and
Corporate Banking segment consists of the Corporation&#8217;s lending and other
services for large customers represented by specialized and middle-market
clients and the public sector. The Commercial and Corporate Banking segment
offers commercial loans, including commercial real estate and construction
loans, and floor plan financings, as well as other products, such as cash
management and business management services. The Mortgage Banking segment
consists of the origination, sale, and servicing of a variety of residential
mortgage loans. The Mortgage Banking segment also acquires and sells mortgages
in the secondary markets.&#160; In addition, the Mortgage Banking segment includes mortgage
loans purchased from other local banks and mortgage bankers.&#160; The Consumer
(Retail) Banking segment consists of the Corporation&#8217;s consumer lending and
deposit-taking activities conducted mainly through its branch network and loan
centers. The Treasury and Investments segment is responsible for the
Corporation&#8217;s investment portfolio and treasury functions that are executed to
manage and enhance liquidity.&#160; This segment lends funds to the Commercial and
Corporate Banking, Mortgage Banking and Consumer (Retail) Banking segments to
finance their lending activities and borrows from those segments.&#160; The Consumer
(Retail) Banking and the United States Operations segments also lend funds to
other segments. The interest rates charged or credited by Treasury and
Investments, the Consumer (Retail) Banking, and the United States Operations
segments are allocated based on market rates. The difference between the
allocated interest income or expense and the Corporation&#8217;s actual net interest
income from centralized management of funding costs is reported in the Treasury
and Investments segment. The United States Operations segment consists of all
banking activities conducted by FirstBank in the United States mainland,
including commercial and retail banking services.&#160; The Virgin Islands
Operations segment consists of all banking activities conducted by the
Corporation in the USVI and BVI, including commercial and retail banking
services.&#160; </font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The accounting
policies of the segments are the same as those referred to in Note 1 &#8211; Nature
of Business and Summary of Significant Accounting Policies, to the consolidated
financial statements.</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation
evaluates the performance of the segments based on net interest income, the
provision for loan and lease losses, non-interest income and direct
non-interest expenses. The segments are also evaluated based on the average
volume of their interest-earning assets less the allowance for loan and lease
losses.</font></font><a name="XBRL_CS_b26c5847f6f7441c88e090dbf_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=21 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
  following table presents information about the reportable segments for the
  years ended December 31, 2017, 2016, and 2015:</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer (Retail) Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial and Corporate
  Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Treasury and Investments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">United States Operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Virgin Islands Operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">For
  the year ended December 31, 2017:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">131,718</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">173,690</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">128,871</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,071</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">69,760</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36,313</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">588,423</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (charge) credit for transfer of funds</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(45,759)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">27,475</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(36,904)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">56,865</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,677)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  expense</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(25,240)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(49,577)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(18,902)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,153)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(96,872)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest income </font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">85,959</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">175,925</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">91,967</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">55,359</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49,181</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">33,160</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">491,551</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Provision
  for loan and lease losses</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(47,713)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(53,778)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(33,296)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,644)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5,823)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(144,254)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-interest
  income (loss)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,825</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">43,924</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,176</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(10,206)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,664</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,004</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">62,387</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Direct
  non-interest expenses</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(36,403)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(108,165)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(35,142)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,376)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(32,197)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(26,994)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(242,277)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Segment income</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,668</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,906</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30,705</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41,777</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,004</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,347</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">167,407</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average
  earnings assets</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,451,655</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,749,148</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,489,948</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,215,551</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,525,191</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">603,835</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,035,328</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">268</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_269"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=21 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer (Retail) Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial and Corporate
  Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Treasury and Investments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">United States Operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Virgin Islands Operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">For
  the year ended December 31, 2016:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">138,955</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">179,485</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">123,084</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">50,372</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">56,037</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37,359</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">585,292</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (charge) credit for transfer of funds</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(49,435)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,996</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(26,364)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">60,787</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,016</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  expense</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(24,787)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(57,924)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(15,240)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,223)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(101,174)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest income</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">89,520</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">168,694</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">96,720</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">53,235</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41,813</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">34,136</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">484,118</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Provision)
  release for loan and lease losses</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(24,873)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(34,246)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(28,578)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,369</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(405)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(86,733)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-interest
  income</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,531</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">44,535</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,811</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,423</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,554</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,100</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">87,954</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Direct
  non-interest expenses</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(38,170)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(112,787)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(40,676)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,047)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(30,678)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(27,596)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(253,954)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Segment income</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">46,008</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">66,196</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">35,277</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">54,611</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,058</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,235</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">231,385</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=29% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average
  earnings assets</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,562,245</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,951,214</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,497,037</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,616,877</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,226,633</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">612,570</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,466,576</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=21 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer (Retail) Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial and Corporate
  Banking</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Treasury and Investments</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">United States Operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Virgin Islands Operations</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td valign=bottom width=29% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">For
  the year ended December 31, 2015:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">141,820</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">194,961</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">133,067</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49,534</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">46,804</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">39,383</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">605,569</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (charge) credit for transfer of funds</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(49,149)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,260</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(17,299)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36,908</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,280</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  expense</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(23,774)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(60,221)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(16,192)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,116)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(103,303)</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest income</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">92,671</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">188,447</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">115,768</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,221</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,892</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36,267</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">502,266</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Provision)
  release for loan and lease losses</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(30,017)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(46,657)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(101,604)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,955</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,722)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(172,045)</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-interest
  income (loss)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,027</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41,854</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,487</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(15,897)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,795</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,616</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">67,882</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Direct
  non-interest expenses</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(37,345)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(133,397)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(42,470)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,840)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(28,674)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(34,231)</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(279,957)</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Segment income (loss)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41,336</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">50,247</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(15,819)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,484</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">24,968</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,930</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">118,146</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;">
  <td nowrap width=29% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average
  earnings assets</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,607,230</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,951,047</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,891,988</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,740,120</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,024,939</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">646,966</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.1pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,862,290</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=29% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <font color=black lang=EN-CA style="font-size:10.0pt;">&nbsp;
  </font></td>
 <td colspan=9 valign=bottom width=98% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The following table presents a reconciliation of the reportable segment
  financial information to the consolidated totals:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap valign=bottom width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=55% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap valign=bottom width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income: </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total income for segments and other</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">167,407</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">231,385</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">118,146</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Other non-interest income </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,443</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Other operating expenses </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)&nbsp;</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">
  &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(105,424)</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(101,126)</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(103,873)</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;
  Income before income taxes</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">61,983</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">130,259</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">27,716</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;
  Income tax benefit (expense)</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,973</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(37,030)</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,419)</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total consolidated net income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">66,956</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,229</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,297</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Average
  assets:</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total average earning assets for segments&#160; </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,035,328</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,466,576</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,862,290</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Average non-earning assets&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">937,950</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">923,566</font></p>
  </td>
 <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">919,263</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap width=2% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#D0EBFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total consolidated average assets</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,973,278</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,390,142</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:12.6pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,781,553</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap width=98% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1)</font></p>
  </td>
 <td colspan=9 valign=bottom width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">The
  bargain purchase gain on the acquisition of assets and assumption of deposits
  from Doral Bank in 2015 is presented as Other non-interest income in the
  table above.&#160; </font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(2)</font></p>
  </td>
 <td colspan=9 valign=bottom width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Expenses
  pertaining to corporate administrative functions that support the operating
  segments but are not specifically attributable to or managed by any segment
  are not included in the reported financial results of the operating segments.
  The unallocated corporate expenses include certain general and administrative
  expenses and related depreciation and amortization expenses.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.45pt;">
  <td nowrap valign=bottom width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 valign=bottom width=98% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  The following table presents revenues (interest income plus non-interest
  income) and selected balance sheet data by geography based on the location in
  which the transaction is originated:</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Revenues:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Puerto Rico</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">536,069</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">568,180</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">575,016</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  United States</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">72,424</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">60,607</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">61,879</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Virgin Islands</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">42,317</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">44,459</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">49,999</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total consolidated revenues</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">650,810</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">673,246</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">686,894</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Selected
  Balance Sheet Information:</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  assets:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Puerto Rico</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,871,272</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,765,530</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,648,179</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  United States</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,780,654</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,499,548</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,202,318</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Virgin Islands</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">609,342</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">657,377</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">722,522</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Puerto Rico</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,633,432</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,926,719</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,332,274</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  United States</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,665,448</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,382,440</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,125,501</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Virgin Islands</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">584,576</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">627,720</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">690,476</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deposits:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Puerto Rico </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,268,056</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,291,353</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,747,638</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  United States </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,637,941</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,564,839</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,606,723</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Virgin Islands</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,116,634</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">975,013</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">983,763</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=43% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1)</font></p>
  </td>
 <td colspan=9 valign=top width=98% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">For
  2017, 2016, and 2015, includes $1.0 billion, $1.4 billion, and $2.1 billion,
  respectively, of brokered CDs allocated to Puerto Rico operations.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(2)</font></p>
  </td>
 <td colspan=9 valign=top width=98% style="height:12.75pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">For
  2017 and 2016 includes $158.0 million and $60.1 million, respectively, of
  brokered CDs allocated to the United States operations.</font></p>
  </td>
 </tr>
</table>

<a name="XBRL_CS_199361e8fcee4473b22997caa"></a>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">270</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_271"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 35- FIRST BANCORP. (HOLDING COMPANY ONLY) FINANCIAL
INFORMATION</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:11.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
condensed financial information presents the financial position of the Holding
Company only as of December&nbsp;31, 2017 and 2016, and the results of its
operations and cash flows for the years ended December&nbsp;31, 2017, 2016, and
2015:</font></font><a name="XBRL_CS_199361e8fcee4473b22997caa_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=6 valign=bottom width=100% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">Statements of Financial
  Condition</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=35% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=65% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=65% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 nowrap valign=bottom width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Cash
  and due from banks</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,864</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">29,393</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Money
  market investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,111</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,111</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  investment securities</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">285</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">285</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  held for investment, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">191</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">227</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investment
  in First Bank Puerto Rico, at equity</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,028,641</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,946,211</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investment
  in First Bank Insurance Agency, at equity</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,400</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,941</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investment
  in FBP Statutory Trust I</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,698</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,929</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investment
  in FBP Statutory Trust II</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,561</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,561</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  assets</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,799</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,791</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,078,550</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,003,449</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=65% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Liabilities
  and Stockholders' Equity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Liabilities:</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  borrowings </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">208,635</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216,187</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accounts
  payable and other liabilities</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">818</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,019</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">209,453</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">217,206</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=65% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Stockholders'
  equity</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,869,097</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,786,243</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=65% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Total liabilities and stockholders' equity</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,078,550</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCEEFF;border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,003,449</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">271</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_272"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=9 valign=bottom width=100% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <b><font color=black lang=EN-CA style="font-size:11.0pt;">Statements of Income
  </font></b></td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=55% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap valign=bottom width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=55% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In
  thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=55% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income
  </font></b></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Interest income on money market investments </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Dividend income from banking subsidiaries</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,200</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">34,876</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Dividend income from non-banking subsidiaries</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Other income</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">262</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">241</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">498</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=55% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,482</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">42,137</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">518</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=55% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Expense</font></b></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Other borrowings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,284</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,705</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,450</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Other operating expenses</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,175</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,481</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,412</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=55% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,459</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,186</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,862</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=55% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=55% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Gain
  on early extinguishment of debt</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,391</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,217</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=55% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=55% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income
  (loss) before income taxes and equity </font></b></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=55% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;
  in undistributed earnings of subsidiaries</font></b></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">414</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#D0EBFF;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">35,168</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#D0EBFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(9,344)</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income
  tax expense</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(45)</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=55% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Equity
  in undistributed earnings of subsidiaries</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">66,587</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">58,061</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">30,641</font></p>
  </td>
 </tr>
<tr style="height:12.95pt;">
  <td nowrap width=55% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  income</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">66,956</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93,229</font></p>
  </td>
 <td nowrap width=2% style="height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:12.95pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,297</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td nowrap width=55% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  comprehensive income (loss), net of tax</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,775</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,641)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(9,398)</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td nowrap width=55% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=55% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Comprehensive
  income</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">80,731</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">86,588</font></p>
  </td>
 <td nowrap width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,899</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=55% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=55% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">272</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_273"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">FIRST BANCORP.</font></b></font></font></b><font style="border:none;mso-bidi-font-weight:bold;">&nbsp;</font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS-(Continued)</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-hyphenate:none;mso-outline-level:1;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.45in;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></font></b></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=60% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <b><font color=black lang=EN-CA style="font-size:11.0pt;">&nbsp;
  </font></b></td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=9 nowrap valign=bottom width=100% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Statements of Cash Flows</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=60% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap valign=bottom width=60% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=40% style="background:white;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=60% style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2017</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2016</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 nowrap valign=bottom width=62% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(In
  thousands)</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="background:white;border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="background:white;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="background:white;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=60% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Cash
  flows from operating activities:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Net income</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">66,956</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">93,229</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">21,297</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=60% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Adjustments
  to reconcile net income to net cash </font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  provided by (used in) operating activities:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Stock-based compensation </font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3,769</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">3,563</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2,835</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Equity in undistributed earnings of subsidiaries</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(66,587)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(58,061)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCEEFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(30,641)</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Gain on early extinguishment of debt</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1,391)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(4,217)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Accretion of discount on loans</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(14)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(11)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(7)</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Net (increase) decrease in other assets</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(8)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">802</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(293)</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Net (decrease) increase in other liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(201)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(26,685)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6,643</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Net
  cash provided by (used in) operating activities</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">2,524</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">8,620</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(166)</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=60% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Cash
  flows from investing activities:</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Principal collected on loans</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">50</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">50</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">63</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Net
  cash provided by investing activities</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">50</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">50</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">63</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td nowrap width=60% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Cash
  flows from financing activities:</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Repurchase of common stock</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(2,497)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1,132)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1,174)</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Repayment of junior subordinated debentures</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(5,930)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(7,025)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Dividends paid on preferred stock</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(2,676)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(223)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;&#160;&#160;&#160;
  Net cash used in financing activities</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(11,103)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(8,380)</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1,174)</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=60% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Net (decrease) increase in cash and cash equivalents</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(8,529)</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">290</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">(1,277)</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=60% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Cash
  and cash equivalents at beginning of the year</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">35,504</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">35,214</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">36,491</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Cash
  and cash equivalents at end of year</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">26,975</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">35,504</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">35,214</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=60% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">Cash
  and cash equivalents include:</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Cash and due from banks</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">20,864</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">29,393</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">29,103</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">&#160;&#160;
  Money market instruments</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6,111</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6,111</font></p>
  </td>
 <td nowrap width=2% style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">6,111</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;">
  <td nowrap width=60% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">26,975</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">35,504</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#D0EBFF;border:none;border-bottom:double black 2.25pt;height:11.45pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.5pt;">35,214</font></p>
  </td>
 </tr>
<tr style="height:2.25pt;">
  <td nowrap width=60% style="height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="border:none;height:2.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:2.25pt;padding:0in 0in 0in 0in;">
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<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_a35dddf37d5e4f5681ee0bf05"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">NOTE 36 &#8211; SUBSEQUENT EVENTS</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&#160;&#160;&#160;&#160; During the first quarter of 2018, the Corporation completed
the repurchase of $23.8 million of trust-preferred securities of the FBP
Statutory Trust I that were auctioned in a public sale at which the Corporation
was invited to participate. The Corporation repurchased and cancelled the
repurchased trust preferred securities, resulting in a commensurate reduction
in the related Floating Rate Junior Subordinated Debentures. The Corporation&#8217;s
winning bid equated to <a name="XBRL_CS_18274a5843574698840b2eb51"></a>90<a name="XBRL_CS_18274a5843574698840b2eb51_bclEnd"></a>% of the $<a name="XBRL_CS_fe4d362919ec4adab7e1a3e8b"></a>23.8<a name="XBRL_CS_fe4d362919ec4adab7e1a3e8b_bclEnd"></a> million par value. The <a name="XBRL_CS_80ab57766063405e9f5a0bbc7"></a>10<a name="XBRL_CS_80ab57766063405e9f5a0bbc7_bclEnd"></a>% discount resulted in a
gain of approximately $<a name="XBRL_CS_354626d87c6f4805aa2dbac03"></a>2.3 <a name="XBRL_CS_354626d87c6f4805aa2dbac03_bclEnd"></a>million.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Corporation has performed an evaluation of all other events
occurring subsequent to December 31, 2017; management has determined that there
are no additional events occurring in this period that require disclosure in or
adjustment to the accompanying financial statements.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><a name="XBRL_CS_a35dddf37d5e4f5681ee0bf05_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>



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<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font style="mso-spacerun:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<font style="border:none;"><b><font lang=EN-US style="font-size:10.0pt;">Item 9. Changes in and Disagreements with Accountants on
Accounting and</font></b></font><font style="border:none;"><font lang=EN-US style="font-size:10.0pt;"> </font><b><font lang=EN-US style="font-size:10.0pt;">Financial
Disclosure</font></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">None.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">Item 9A. Controls and
Procedures</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:150%;">Disclosure
Controls and Procedures</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">First
BanCorp.&#8217;s management, under the supervision and with the participation of its
Chief Executive Officer and Chief Financial Officer, has evaluated the
effectiveness of First BanCorp.&#8217;s disclosure controls and procedures as such
term is defined in Rules 13a-15(e) and 15d-15(e) promulgated under the Exchange
Act, as of the end of the period covered by this Annual Report on Form 10-K.
Based on this evaluation, our CEO and CFO concluded that, as of December 31,
2017, the Corporation&#8217;s disclosure controls and procedures were not effective
as a result of a material weakness in our internal control relating to
management&#8217;s review and approval of the appropriateness of certain assumptions
used to estimate the allowance for loan losses for commercial loans.
Specifically, management&#8217;s estimate did not incorporate the actual historical
loss rate for loans classified substandard in the commercial loan portfolios,
that instead was determined based on a blended loss rate using aggregate
historical charge-offs and portfolio balance data for loans rated as special
mention, substandard, and doubtful.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
material weakness is discussed in Management&#8217;s Report on Internal Control over
Financial Reporting, included in Item 8.&#160; Notwithstanding the material weakness
discussed in Management&#8217;s Report on Internal control over Financial Reporting,
the Corporation&#8217;s management, including the Chief Executive Officer and Chief
Financial Officer, has concluded that the Corporation&#8217;s financial statements
included in this Form 10-K present fairly, in all material respects, the
Company&#8217;s financial position, results of operations, and cash flows for the
periods presented in conformity with U.S. generally accepted accounting
principles.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
effectiveness of the Corporation&#8217;s internal control over financial reporting as
of December 31, 2017 has been audited by KPMG LLP, the Corporation&#8217;s
independent registered public accounting firm, as stated in their report dated
March 15, 2018 included in Item 8 of this Form 10-K. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-top:8.0pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-top:8.0pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in Internal Control over Financial
Reporting</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; There have been
no changes to the Corporation&#8217;s internal control over financial reporting that
occurred during our most recently completed fiscal quarter ended December 31,
2017 that have materially affected, or are reasonably likely to materially
affect, the Corporation&#8217;s internal control over financial reporting.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">Item 9B. Other Information.</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:92%;">&nbsp;</font></font></p><p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.25in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:92%;">None.</font></b></font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font style="mso-spacerun:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<font style="border:none;"><u><font lang=EN-US style="letter-spacing:0pt;">PART III</font></u></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 10. Directors, Executive Officers and
Corporate Governance </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information in response to this Item is
incorporated herein by reference from the sections entitled &#8220;Information with
Respect to Nominees Standing for Election as Directors and with respect to
Executive Officers of the Corporation,&#8221; &#8220;Corporate Governance and Related
Matters&#8221;, &#8220;Section 16(a) Beneficial Ownership Reporting Compliance&#8221; and &#8220;Audit
Committee Report&#8221; contained in First BanCorp.&#8217;s definitive Proxy Statement for
use in connection with its 2018 Annual Meeting of Stockholders (the &#8220;Proxy
Statement&#8221;) to be filed with the SEC within 120 days of the close of First
BanCorp.&#8217;s 2017 fiscal year.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 11. Executive Compensation.</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; Information in response to this Item is
incorporated herein by reference from the sections entitled &#8220;Compensation
Committee Interlocks and Insider Participation,&#8221; &#8220;Compensation of Directors,&#8221;
&#8220;Compensation Discussion and Analysis,&#8221; &#8220;Executive Compensation Disclosure&#8221; and
&#8220;Compensation Committee Report&#8221; in First BanCorp.&#8217;s Proxy Statement to be filed
with the SEC within 120 days of the close of First BanCorp.&#8217;s 2017 fiscal year.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item&nbsp;12.&#160; Security Ownership of Certain
Beneficial Owners and Management and Related Stockholder Matters</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Information in response to this Item is
incorporated herein by reference from the section entitled &#8220;Security Ownership
of Certain Beneficial Owners and Management&#8221; in First BanCorp.&#8217;s Proxy
Statement to be filed with the SEC within 120 days of the close of First
BanCorp.&#8217;s 2017 fiscal year and by reference to the section entitled
&#8220;Securities authorized for issuance under equity compensation plans&#8221; in Part
II, Item 5 of this Form 10-K.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item&nbsp;13. Certain Relationships and Related
Transactions, and Director Independence</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160; Information in response to this Item is incorporated herein by
reference from the sections entitled &#8220;Certain Relationships and Related Person
Transactions&#8221; and &#8220;Corporate Governance and Related Matters&#8221; in First
BanCorp.&#8217;s Proxy Statement </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">to
be filed with the SEC within 120 days of the close of First BanCorp.&#8217;s 2017
fiscal year.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item&nbsp;14. Principal Accounting Fees and Services. </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Audit Fees</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information in response to this Item is
incorporated herein by reference from the section entitled &#8220;Information about
the Independent Registered Public Accounting Firm&#8221; and &#8220;Audit Committee Report&#8221;
in First BanCorp.&#8217;s Proxy Statement to be filed with the SEC within 120 days of
the close of First BanCorp.&#8217;s 2017 fiscal year.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font style="mso-spacerun:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<font style="border:none;"><b><u><font lang=EN-US style="font-size:10.0pt;">PART IV</font></u></b></font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item 15. Exhibits, Financial Statement
Schedules</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp; (a)&nbsp;List of
documents filed as part of this report. </font></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-indent:.5in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)&nbsp;</font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial
Statements.</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font></font></p>

<p style="background:white;border:none;margin:0in;margin-bottom:.0001pt;text-indent:.4in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following consolidated
financial statements of First BanCorp., together with the report thereon of
First BanCorp.&#8217;s independent registered public accounting firm, KPMG LLP, dated
March 15, 2018, are included in Item 8 of this report: </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; Report of KPMG
LLP, Independent Registered Public Accounting Firm. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211;Attestation
Report of KPMG LLP, Independent Registered Public Accounting Firm on Internal
Control over Financial Reporting</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211;Consolidated
Statements of Financial Condition as of December 31, 2017 and 2016.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:1.0pt;margin-left:.5in;margin-right:0in;margin-top:1.0pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211;Consolidated
Statements of Income for Each of the Three Years in the Period Ended December
31, 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; Consolidated
Statements of Comprehensive Income for each of the Three Years in the Period
Ended December 31, 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; Consolidated
Statements of Cash Flows for Each of the Three Years in the Period Ended
December 31, 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.4in;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; Consolidated Statements of Changes in
Stockholders&#8217; Equity for Each of the Three Years in the Period Ended December
31, 2017.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; Notes to the
Consolidated Financial Statements. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.1in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2) Financial
statement schedules.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.2in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All financial schedules have
been omitted because they are not applicable or the required information is
shown in the financial statements or notes thereto. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; (b) Exhibits listed below are filed herewith as part of this
Form 10-K or are incorporated herein by reference.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Item&nbsp;16. Form 10-K Summary </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;text-indent:8.65pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Not
applicable. </font></font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font style="mso-spacerun:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


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<b><font lang=EN-US style="font-size:8.0pt;">&#160;&#160; </font></b><b><font lang=EN-US style="font-size:8.5pt;">EXHIBIT INDEX

</font></b><p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:8.5pt;">&nbsp;</font></b></p>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Exhibit&#160; No.</font></u></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><b><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Description</font></u></b></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">3.1</font></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095012311090906/g27866a1exv3w1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Restated Articles of
  Incorporation, incorporated by reference from Exhibit 3.1 of the Registration
  Statement on Form S-1/A filed by First BanCorp on October 20, 2011.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">3.2</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095012311090906/g27866a1exv3w2.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">By-Laws, incorporated by
  reference from Exhibit 3.2 of the Registration Statement on Form S-1/A filed
  by First BanCorp on October 20, 2011.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">3.3</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/0000950144-99-003426.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Certificate of
  Designation creating the 7.125% Noncumulative Perpetual Monthly Income
  Preferred Stock, Series A, incorporated by reference from Exhibit 4(B) to the
  Form S-3 filed by First BanCorp on March 30, 1999.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">3.4</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014400011169/g64090ex4-b.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Certificate of
  Designation creating the 8.35% Noncumulative Perpetual Monthly Income
  Preferred Stock, Series B, incorporated by reference from Exhibit 4(B) to
  Form S-3 filed by First BanCorp on September 8, 2000.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">3.5</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014401502658/g69519ex4-b.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Certificate of
  Designation creating the 7.40% Noncumulative Perpetual Monthly Income
  Preferred Stock, Series C, incorporated by reference from Exhibit 4(B) to the
  Form S-3 filed by First BanCorp on May 18, 2001.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">3.6</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014402000425/g73391a1ex4-b.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Certificate of
  Designation creating the 7.25% Noncumulative Perpetual Monthly Income
  Preferred Stock, Series D, incorporated by reference from Exhibit 4(B) to the
  Form S-3/A filed by First BanCorp on January 16, 2002.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">3.7</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014403010638/g84776exv4w2.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Certificate of
  Designation creating the 7.00% Noncumulative Perpetual Monthly Income
  Preferred Stock, Series E, incorporated by reference from Exhibit 4.2 to the
  Form 8-K filed by First BanCorp on September 5, 2003.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">4.1</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000119312512212232/d344998d8a12ba.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Form of Common Stock
  Certificate, incorporated by reference from Form 8-A/A filed by First BanCorp
  on May 4, 2012.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">4.2</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/0000950144-99-003426.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Form of Stock Certificate
  for 7.125% Noncumulative Perpetual Monthly Income Preferred Stock, Series A,
  incorporated by reference from Exhibit 4(A) to the Form S-3 filed by First
  BanCorp on March 30, 1999.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">4.3</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014400011169/g64090ex4-a.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Form of Stock Certificate
  for 8.35% Noncumulative Perpetual Monthly Income Preferred Stock, Series B,
  incorporated by reference form Exhibit 4(A) to the Form S-3 filed by First
  BanCorp on September 8, 2000.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">4.4</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014401502658/g69519ex4-a.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Form of Stock Certificate
  for 7.40% Noncumulative Perpetual Monthly Income Preferred Stock, Series C,
  incorporated by reference from Exhibit 4(A) to the Form S-3 filed by First
  BanCorp on May 18, 2001.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">4.5</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014402000425/g73391a1ex4-a.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Form of Stock Certificate
  for 7.25% Noncumulative Perpetual Monthly Income Preferred Stock, Series D,
  incorporated by reference from Exhibit 4(A) to the Form S-3/A filed by First
  BanCorp on January 16, 2002.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">4.6</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014403010638/g84776exv4w1.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Form of Stock Certificate
  for 7.00% Noncumulative Perpetual Monthly Income Preferred Stock, Series E,
  incorporated by reference from Exhibit 4.1 to the Form 8-K filed by First
  BanCorp on September 5, 2003.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">4.7</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000129993310002613/exhibit2.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Amended and Restated
  Warrant, Annex A to the Exchange Agreement by and between First BanCorp and
  the United States Treasury dated as of July 7, 2010, incorporated by
  reference from Exhibit 10.2 of the Form 8-K filed on July 7, 2010.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.1</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000119312516627890/d351899dex991.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">First BanCorp Omnibus
  Incentive Plan, as amended, incorporated by reference from Exhibit 99.1 to
  the Form S-8&#160; filed by First BanCorp on June 21,2016.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.2</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/0001057706-99-000003.txt"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Employment
  Agreement&#8212;Aurelio Alem&#225;n, incorporated by reference from the Form 10-K for
  the year ended December 31, 1998 filed by First BanCorp on March 26, 1999.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.3</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014409004193/g19054exv10w2.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Amendment No. 1 to
  Employment Agreement&#8212;Aurelio Alem&#225;n, incorporated by reference from Exhibit
  10.2 of the Form 10-Q for the quarter ended March 31, 2009 filed by First
  BanCorp on May 11, 2009.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><b><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:115%;">&#160;&#160;
  </font></b><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.4&nbsp;</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095012310019763/g22320exv10w6.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Amendment No. 2 to
  Employment Agreement&#8212;Aurelio Alem&#225;n, incorporated by reference from Exhibit
  10.6 of the Form 10-K for the year ended December 31, 2009 filed by First
  BanCorp on March 2, 2010.</font></u></a></p>
  </td>
 </tr>
<tr style="height:18.4pt;">
  <td valign=top width=17% style="height:18.4pt;padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.5</font></p>
  </td>
 <td valign=top width=83% style="height:18.4pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000119312512347638/d325061dex101.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Amended and Restated
  Employment Agreement&#8212;Lawrence Odell, incorporated by reference from Exhibit
  10.1 of the Form 10-Q for the quarter ended June 30, 2012 filed by First
  BanCorp on August 9, 2012.</font></u></a></p>
  </td>
 </tr>
<tr style="height:16.65pt;">
  <td valign=top width=17% style="height:16.65pt;padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.6</font></p>
  </td>
 <td valign=top width=83% style="height:16.65pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000119312512347638/d325061dex102.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Employment
  Agreement&#8212;Victor Barreras, incorporated by reference from Exhibit 10.2 of the
  Form 10-Q for the quarter ended June 30, 2012 filed by First BanCorp on
  August 9, 2012.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.7</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095012309033170/g20144exv10w1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Employment
  Agreement&#8212;Orlando Berges, incorporated by reference from Exhibit 10.1 of the
  Form 10-Q for the quarter ended June 30, 2009 filed by First BanCorp on
  August 11, 2009.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.8</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014409000328/g17319exv10w1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Letter Agreement, dated
  as of January 16, 2009, and Securities Purchase Agreement, dated as of
  January 16, 2009, by and between First BanCorp and the United States
  Department of the Treasury, incorporated by reference from Exhibit 10.1 of
  the Form 8-K filed on January 20, 2009.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.9</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000129993310002613/exhibit1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Exchange Agreement by and
  between First BanCorp and the United States Treasury dated as of July 7,
  2010, incorporated by reference from Exhibit 10.1 of the Form 8-K filed on
  July 7, 2010.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.10</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095012310065886/g23887a4exv10w23.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Form of Restricted Stock
  Award Agreement incorporated by reference from Exhibit 10.23 to the Form
  S-1/A filed by First BanCorp on July 16, 2010.</font></u></a></p>
  </td>
 </tr>
<tr style="height:23.35pt;">
  <td valign=top width=17% style="height:23.35pt;padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.11</font></p>
  </td>
 <td valign=top width=83% style="height:23.35pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000129993311003203/exhibit1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Letter Agreement between
  First BanCorp. and Roberto R. Herencia, incorporated by reference from Exhibit
  10.1 of the Form 8-K/A filed by First BanCorp on November 2, 2011.</font></u></a></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font style="mso-spacerun:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


</DIV>
<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr style="height:17.5pt;">
  <td valign=top width=17% style="height:17.5pt;padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.12</font></p>
  </td>
 <td valign=top width=83% style="height:17.5pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000105770617000023/fbp09302017x10q_101.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Revised Non-management
  Chairman of the Board Compensation Structure, incorporated by reference from
  Exhibit 10.1 of the Form 10-Q for the quarter ended September 30, 2017 filed
  by First BanCorp. on November 9, 2017.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.13</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000119312512112382/d309225dex1036.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Stock Purchase Agreement
  between First BanCorp and Roberto Herencia dated February 17, 2012,
  incorporated by reference from Exhibit 10.36 of the Form 10-K for the fiscal
  year ended December 31, 2011 filed by First BanCorp. on March 13, 2012.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.14</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000105770617000023/fbp09302017x10q_101.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Non &#8211; Employee Director
  Compensation Structure, incorporated by reference from Exhibit 10.1 of the
  Form 10-Q for the quarter ended September 30, 2017 filed by First BanCorp on
  November 9, 2017.</font></u></a><font face="Times New Roman,serif" style="font-size:8.0pt;line-height:115%;"> &nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.15</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000129993312002470/exhibit1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Offer Letter between
  First BanCorp and Robert T. Gormley incorporated by reference from Exhibit
  10.1 of the Form 8-K filed on November 2, 2012.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.16</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000129993313001743/exhibit1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Offer Letter between
  First BanCorp and David I. Matson incorporated by reference from Exhibit 10.1
  of the Form 8-K filed on October 1, 2013.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.17</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000129993314001363/exhibit1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Offer Letter between
  First BanCorp and Juan Acosta Reboyras incorporated by reference from Exhibit
  10.1 of the Form 8-K filed on September 3, 2014.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.18</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000129993315000210/exhibit1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Offer Letter between
  First BanCorp and Luz A. Crespo incorporated by reference from Exhibit 10.1
  of the Form 8-K filed on February 9, 2015.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">10.19</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000129993317001102/exhibit1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Offer Letter between
  First BanCorp and John A. Heffern incorporated by reference from Exhibit 10.1
  of the Form 8-K filed on November 1, 2017.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">14.1</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="http://www.sec.gov/Archives/edgar/data/1057706/000095014409001775/g17883exv14w1.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Code of Ethics for CEO
  and Senior Financial Officers, incorporated by reference from Exhibit 14.1 of
  the Form 10-K for the fiscal year ended December 31, 2008 filed by First
  BanCorp on March 2, 2009.</font></u></a></p>
  </td>
 </tr>
<tr style="height:8.95pt;">
  <td valign=top width=17% style="height:8.95pt;padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">21.1</font></p>
  </td>
 <td valign=top width=83% style="height:8.95pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="fbp12312017x10k_211.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">List of First BanCorp&#8217;s subsidiaries</font></u></a></p>
  </td>
 </tr>
<tr style="height:11.65pt;">
  <td valign=top width=17% style="height:11.65pt;padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">23.1</font></p>
  </td>
 <td valign=top width=83% style="height:11.65pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="fbp12312017x10k_231.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Consent of KPMG LLP</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">31.1</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="fbp12312017x10k_311.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Section 302 Certification of the CEO</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">31.2</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="fbp12312017x10k_312.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Section 302 Certification of the CFO</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">32.1</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="fbp12312017x10k_321.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Section 906 Certification of the CEO</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">32.2</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="fbp12312017x10k_322.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Section 906 Certification of the CFO</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">99.1</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="fbp12312017x10k_991.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Certification of the CEO Pursuant to Section III(b)(4) of
  the Emergency Stabilization Act of 2008 and 31 CFR &#167; 30.15.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">99.2</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><a href="fbp12312017x10k_992.htm"><u><font color=blue face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Certification of the CFO Pursuant to Section III(b)(4) of
  the Emergency Stabilization Act of 2008 and 31 CFR &#167; 30.15.</font></u></a></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Exhibit 101.INS</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">XBRL Instance Document, filed
  herewith. </font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Exhibit 101.SCH</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">XBRL Taxonomy Extension Schema
  Document, filed herewith.</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Exhibit 101.CAL</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">XBRL Taxonomy Extension Calculation
  Linkbase Document, filed herewith.</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Exhibit 101.LAB</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">XBRL Taxonomy Extension Label
  Linkbase Document, filed herewith.</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Exhibit 101.PRE</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">XBRL Taxonomy Extension Presentation
  Linkbase Document, filed herewith.</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=17% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">Exhibit 101.DEF</font></p>
  </td>
 <td valign=top width=83% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;line-height:115%;">XBRL Taxonomy Extension Definitions
  Linkbase Document, filed herewith.</font></p>
  </td>
 </tr>
</table>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


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<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font style="mso-spacerun:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>


</DIV>
<font lang=EN-US style="text-decoration:none;">SIGNATURES

</font><p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the requirements of the Securities Exchange
Act of 1934 the Corporation has duly caused this report to be signed on its
behalf by the undersigned hereunto duly authorized.</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FIRST
BANCORP.</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;margin-left:0in;width:100%;">
 <tr>
  <td valign=top width=9% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160; By:</font></p>
  </td>
 <td valign=top width=71% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/
  Aurelio Alem&#225;n</font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Aurelio
  Alem&#225;n</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">President,
  Chief Executive Officer and Director</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

<p align=left style="margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-align:left;text-indent:-.2in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the requirements of the Securities Exchange
Act of 1934, this report has been signed by the following persons on behalf of
the registrant and in the capacities and on the dates indicated.</font></p>

<table border=0 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">/s/ Aurelio Alem&#225;n&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  </font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Aurelio Alem&#225;n</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">President,
  Chief Executive Officer and Director</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/
  Orlando Berges&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  </font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Orlando
  Berges, CPA </font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Executive
  Vice President and Chief Financial Officer</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/
  Roberto R. Herencia&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Roberto
  R. Herencia, </font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Director
  and Chairman of the Board </font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">/s/ Jos&#233; Men&#233;ndez-Cortada&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  </font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Jos&#233; Men&#233;ndez-Cortada, Director </font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/</font></u><i><u><font face="Times New Roman,serif" style="font-size:10.0pt;">
  </font></u></i><u><font face="Times New Roman,serif" style="font-size:10.0pt;">Robert T. Gormley&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  </font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Robert
  T. Gormley,</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Director</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/
  David Matson&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  </font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">David
  Matson, </font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Director</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/
  Luz A. Crespo&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Luz
  A. Crespo </font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Director</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/
  Juan Acosta Reboyras</font></u></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Date:
  3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Juan Acosta Reboyras,</font></p>
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Director</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/
  Johan A. Heffern</font></u></p>
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">John
  A. Heffern,</font></p>
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Director</font></p>
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><u><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">/s/ Pedro Romero</font></u></p>
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Pedro Romero, CPA</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Date: 3/15/18</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&nbsp;</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Date: 3/15/18</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Senior
  Vice President and Chief Accounting Officer</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=80% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=20% style="padding:0in 5.4pt 0in 5.4pt;">
  <p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;text-indent:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>

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<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>2
<FILENAME>fbp12312017x10k_211.htm
<DESCRIPTION>EXHIBIT 21.1
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  <b><font style="font-size:10.0pt;">&nbsp;
  </font></b></td>
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  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">EXHIBIT 21.1</font></b></p>
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<p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160; &nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FIRST BANCORP.</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">AS OF DECEMBER 31, 2017<a name="fbp12312017x10K_211"></a><a name="fbp12312017x10K_211_bclEnd"></a></font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subsidiaries of the Registrant</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&nbsp;</font></p>

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  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=18% style="height:4.7pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Jurisdiction of </font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Name</font></p>
  </td>
 <td valign=top width=18% style="height:4.7pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  &nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Incorporation</font></p>
  </td>
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<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></p>

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  <td colspan=2 valign=top width=68% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160; FirstBank Puerto Rico</font></p>
  </td>
 <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Puerto Rico</font></p>
  </td>
 </tr>
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  <td colspan=2 rowspan=7 valign=top width=68% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; First Federal Finance
  Limited Liability Company (D/B/A Money Express)</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; First Express, Inc.</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; FirstBank Overseas
  Corp.</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; FirstBank
  Puerto Rico </font><font face="Times New Roman,serif" style="font-size:10.0pt;">Securities&nbsp;</font><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;"> Corp.</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; First Management of
  Puerto Rico, LLC</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; SM Galeria
  Paseos SPV, LLC</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; FB Las
  Iguanas Holding Corp.</font></p>
  </td>
 <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Puerto Rico</font></p>
  </td>
 </tr>
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  <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">U.S. Virgin Islands</font></p>
  </td>
 </tr>
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  <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Puerto Rico</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Puerto Rico</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Puerto Rico</font></p>
  </td>
 </tr>
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  <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Puerto Rico</font></p>
  </td>
 </tr>
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  <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Puerto Rico</font></p>
  </td>
 </tr>
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  <td colspan=2 valign=top width=68% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160; FirstBank Insurance Agency,
  LLC</font></p>
  </td>
 <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">Puerto Rico</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=64% style="padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=32% style="padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 </tr>
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  <td width=4% style="border:none;">&nbsp;</td>
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<DOCUMENT>
<TYPE>EX-31
<SEQUENCE>3
<FILENAME>fbp12312017x10k_311.htm
<DESCRIPTION>EXHIBIT 31.1
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<b><font lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;


&nbsp;</font></b><p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <a name="fbp12312017x10k_311"></a><a name="fbp12312017x10k_311_bclEnd"></a>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;EXHIBIT
31.1</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I,
Aurelio Alem&#225;n, certify that: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I have reviewed this Form 10-K of
First BanCorp.; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2. &nbsp; Based on my knowledge, this report does not
contain any untrue statement of a material fact or omit to state a material
fact necessary to make the statements made, in light of the circumstances under
which such statements were made, not misleading with respect to the period
covered by this report;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3. &nbsp; Based on my knowledge, the financial
statements, and other financial information included in this report, fairly
present in all material respects the financial condition, results of operations
and cash flows of the registrant as of, and for, the periods presented in this
report; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4. The registrant's other certifying officer and I are
responsible for establishing and maintaining disclosure controls and procedures
(as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and
15d-15(f)) for the registrant and have:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(a)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Designed such disclosure controls
and procedures, or caused such disclosure controls and procedures to be
designed under our supervision, to ensure that material information relating to
the registrant, including its consolidated subsidiaries, is made known to us by
others within those entities, particularly during the period in which this report
is being prepared; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">(b)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;letter-spacing:-.05pt;">&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">Designed
such internal control over financial reporting, or caused such internal control
over financial reporting to be designed under our supervision, to provide
reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with
generally accepted accounting principles;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:1.0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(c)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Evaluated the effectiveness of the
registrant's disclosure controls and procedures, and presented in this report
our conclusions about the effectiveness of the disclosure controls and
procedures, as of the end of the period covered by this report based on such
evaluation; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:1.0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(d)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Disclosed in this report any
change in the registrant&#8217;s internal control over financial reporting that occurred
during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth
fiscal quarter in the case of an annual report) that has materially affected,
or is reasonably likely to materially affect, the registrant&#8217;s internal control
over financial reporting; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:0pt;">5. &nbsp; The registrant's other
certifying officer and I have disclosed, based on our most recent evaluation of
internal control over financial reporting, to the registrant's auditors and the
audit committee of the registrant's board of directors (or persons performing
the equivalent functions): </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(a)&#160; All significant deficiencies and material
weaknesses in the design or operation of internal control over financial
reporting which are reasonably likely to adversely affect the registrant's
ability to record, process, summarize and report financial information; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(b)&#160; Any fraud, whether or not material, that involves
management or other employees who have a significant role in the registrant's
internal control over financial reporting.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:23.4pt;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Date: March 15,
  2018</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Aurelio
  Alem&#225;n</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Aurelio Alem&#225;n</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">President and
  Chief Executive Officer</font></p>
  </td>
 </tr>
</table></div>



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<DOCUMENT>
<TYPE>EX-31
<SEQUENCE>4
<FILENAME>fbp12312017x10k_312.htm
<DESCRIPTION>EXHIBIT 31.2
<TEXT>

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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<b><font lang=EN-US style="font-size:10.0pt;">

</font></b><p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">EXHIBIT 31.2</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name="fbp12312017x10k_312"></a><a name="fbp12312017x10k_312_bclEnd"></a><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I,
Orlando Berges, certify that: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1.</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I have reviewed this Form 10-K of
First BanCorp.; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2. &nbsp; Based on my knowledge, this report does not
contain any untrue statement of a material fact or omit to state a material
fact necessary to make the statements made, in light of the circumstances under
which such statements were made, not misleading with respect to the period
covered by this report;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3. &nbsp; Based on my knowledge, the financial
statements, and other financial information included in this report, fairly
present in all material respects the financial condition, results of operations
and cash flows of the registrant as of, and for, the periods presented in this
report; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4. The registrant's other certifying officer and I are
responsible for establishing and maintaining disclosure controls and procedures
(as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and
15d-15(f)) for the registrant and have:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(a)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Designed such disclosure controls
and procedures, or caused such disclosure controls and procedures to be
designed under our supervision, to ensure that material information relating to
the registrant, including its consolidated subsidiaries, is made known to us by
others within those entities, particularly during the period in which this
report is being prepared; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">(b)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;letter-spacing:-.05pt;">&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.05pt;">Designed
such internal control over financial reporting, or caused such internal control
over financial reporting to be designed under our supervision, to provide
reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with
generally accepted accounting principles;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:1.0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(c)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Evaluated the effectiveness of the
registrant's disclosure controls and procedures, and presented in this report
our conclusions about the effectiveness of the disclosure controls and
procedures, as of the end of the period covered by this report based on such
evaluation; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:1.0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(d)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Disclosed in this report any
change in the registrant&#8217;s internal control over financial reporting that
occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s
fourth quarter in the case of an annual report) that has materially affected,
or is reasonably likely to materially affect, the registrant&#8217;s internal control
over financial reporting; and</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:0pt;">5. &nbsp; The registrant's other
certifying officer and I have disclosed, based on our most recent evaluation of
internal control over financial reporting, to the registrant's auditors and the
audit committee of the registrant's board of directors (or persons performing
the equivalent functions): </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(a) All significant deficiencies and material
weaknesses in the design or operation of internal control over financial
reporting which are reasonably likely to adversely affect the registrant's
ability to record, process, summarize and report financial information; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(b) Any fraud, whether or not material, that involves
management or other employees who have a significant role in the registrant's
internal control over financial reporting.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:23.4pt;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Date: March 15,
  2018</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td nowrap valign=bottom width=40% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Orlando
  Berges</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Orlando Berges</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=52% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=40% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Executive Vice
  President and </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Chief Financial
  Officer</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>




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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>5
<FILENAME>fbp12312017x10k_321.htm
<DESCRIPTION>EXHIBIT 32.1
<TEXT>

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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<b><font lang=EN-US style="font-size:10.0pt;">

</font></b><p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">EXHIBIT 32.1</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">CERTIFICATION</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to Section&nbsp;906 of the Sarbanes-Oxley Act
of 2002<br>
(Subsections (a)&nbsp;and (b)&nbsp;of Section&nbsp;1350, Chapter&nbsp;63 Title
18,<br>
United States Code)</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to Section&nbsp;906 of the Sarbanes-Oxley Act
of 2002 (subsections (a)&nbsp;and (b)&nbsp;of Section 1350, Chapter&nbsp;63 of
Title 18, United States Code), the undersigned officer of First BanCorp., a
Puerto Rico corporation (the &#8220;Company&#8221;), does hereby certify, to such officer&#8217;s
knowledge, that: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Annual Report on Form 10-K for the year ended
December 31, 2017 (the &#8220;Form l0-K&#8221;) of the Company fully complies with the
requirements of section l3(a) or 15(d) of the Securities Exchange Act of 1934
and information contained in the Form 10-K fairly presents, in all material
respects, the financial condition and results of operations of the Company. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:23.4pt;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Date: March 15,
  2018</font></p>
  </td>
 <td nowrap valign=bottom width=44% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Aurelio
  Alem&#225;n</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Name: Aurelio
  Alem&#225;n</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=56% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Title: President
  and Chief Executive Officer</font></p>
  </td>
 </tr>
</table></div>



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<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>6
<FILENAME>fbp12312017x10k_322.htm
<DESCRIPTION>EXHIBIT 32.2
<TEXT>

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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<b><font lang=EN-US style="font-size:16.0pt;">

</font></b><p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p align=left style="margin:0in;margin-bottom:.0001pt;text-align:left;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">EXHIBIT 32.2</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">CERTIFICATION</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to Section&nbsp;906 of the Sarbanes-Oxley Act
of 2002<br>
(Subsections (a)&nbsp;and (b)&nbsp;of Section&nbsp;1350, Chapter&nbsp;63 Title
18,<br>
United States Code)</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to Section&nbsp;906 of the Sarbanes-Oxley Act
of 2002 (subsections (a)&nbsp;and (b)&nbsp;of Section 1350, Chapter&nbsp;63 of
Title 18, United States Code), the undersigned officer of First BanCorp., a
Puerto Rico corporation (the &#8220;Company&#8221;), does hereby certify, to such officer&#8217;s
knowledge, that: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Annual Report on Form 10-K for the year ended
December 31, 2017 (the &#8220;Form l0-K&#8221;) of the Company fully complies with the
requirements of section l3(a) or 15(d) of the Securities Exchange Act of 1934
and information contained in the Form 10-K fairly presents, in all material
respects, the financial condition and results of operations of the Company. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:23.4pt;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Date: March 15,
  2018</font></p>
  </td>
 <td nowrap valign=bottom width=54% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Orlando
  Berges</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=46% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=54% style="border:none;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Name: Orlando
  Berges</font></p>
  </td>
 </tr>
<tr style="height:7.6pt;">
  <td nowrap valign=bottom width=46% style="height:7.6pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td valign=bottom width=54% style="height:7.6pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Title: Executive
  Vice President and Chief Financial Officer</font></p>
  </td>
 </tr>
</table></div>



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<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>7
<FILENAME>fbp12312017x10k_991.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>

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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


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<b><font lang=EN-US style="font-size:10.0pt;">

</font></b><p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">EXHIBIT 99.1</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;margin-top:9.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TARP CERTIFICATIONS </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;I, Aurelio Alem&#225;n, certify, based on my knowledge,
that: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(i) The Compensation&nbsp;&amp; Benefits Committee
(the &#8220;Compensation Committee&#8221;) of First BanCorp has discussed, reviewed, and
evaluated with senior risk officers, at least every six months during any part
of the most recently completed fiscal year that was a TARP period </font><font face=inherit,serif lang=EN-US style="font-size:10.0pt;">(it being acknowledged
that the TARP period ended with the Treasury&#8217;s sale of First BanCorp&#8217;s common
stock on May 10, 2017)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, senior executive
officer (&#8220;SEO&#8221;) compensation plans and employee compensation plans and the
risks these plans pose to First BanCorp; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(ii) The Compensation Committee of First BanCorp has
identified and limited, during any part of the most recently completed fiscal
year that was a TARP period the features in the SEO compensation plans that
could lead SEOs to take unnecessary and excessive risks that could threaten the
value of First BanCorp and identified any features in the employee compensation
plans that pose risks to First BanCorp and limited those features to ensure
that First BanCorp is not unnecessarily exposed to risks; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(iii) The Compensation Committee has reviewed, at
least every six months during any part of the most recently completed fiscal
year that was a TARP period the terms of each employee compensation plan and
identified the features in the plan that could encourage the manipulation of
reported earnings of First BanCorp to enhance the compensation of an employee
and has limited these features that would encourage the manipulation of
reported earnings of First BanCorp; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(iv) The Compensation Committee of First BanCorp will
certify to the reviews of the SEO compensation plans and employee compensation
plans required under (i)&nbsp;and (iii)&nbsp;above; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(v) The Compensation Committee of First BanCorp will
provide a narrative description of how it limited during any part of the most
recently completed fiscal year that was a TARP period the features in: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:7.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">(A)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">SEO
  compensation plans that could lead SEOs to take unnecessary and excessive
  risks that could threaten the value of First BanCorp; </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:7.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">(B)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Employee
  compensation plans that unnecessarily expose First BanCorp to risks; and </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:7.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">(C)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Employee
  compensation plans that could encourage the manipulation of reported earnings
  of First BanCorp to enhance the compensation of an employee; </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(vi) First BanCorp has required that bonus payments,
to SEOs or any of the next twenty next most highly compensated employees, as
defined in the regulations and guidance under section 111 of the Emergency
Economic Stabilization Act of 2008 (&#8220;EESA&#8221;) (&#8220;bonus payments&#8221;), be subject to a
recovery or &#8220;clawback&#8221; provision during any part of the most recently completed
fiscal year that was a TARP period if the bonus payments were based on
materially inaccurate financial statements or any other materially inaccurate
performance metric criteria; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(vii) First BanCorp has prohibited any golden
parachute payment, as defined in the regulations and guidance established under
section 111 of EESA, to an SEO or any of the next five most highly compensated
employees during any part of the most recently completed fiscal year that was a
TARP period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(viii) First BanCorp has limited bonus payments to its
applicable employees in accordance with section 111 of EESA and the regulations
and guidance established thereunder during any part of the most recently
completed fiscal year that was a TARP period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(ix) First BanCorp and its employees have complied
with the excessive or luxury expenditures policy, as defined in the regulations
and guidance established under section 111 of EESA, during any part of the most
recently completed fiscal year that was a TARP period, and that any expenses
requiring approval of the Board of Directors, a committee of the Board of
Directors, an SEO, or an executive officer with a similar level of
responsibility, were properly approved; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><a name="page_2"></a><a name="page_2_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(x) First BanCorp will
permit a non-binding shareholder resolution in compliance with any applicable
Federal securities rules and regulations on the disclosures provided under the
Federal securities laws related to SEO compensation paid or accrued during any
part of the most recently completed fiscal year that was a TARP period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xi) First BanCorp will disclose the amount, nature,
and justification for the offering during any part of the most recently
completed fiscal year that was a TARP period of any perquisites, as defined in
the regulations and guidance established under section 111 of EESA, whose total
value exceeds $25,000 for each employee subject to the bonus payment
limitations identified in paragraph (viii); </font></p>


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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xii) First BanCorp will
disclose whether First BanCorp, the Board of Directors of First BanCorp, or the
Compensation Committee of First BanCorp has engaged during any part of the most
recently completed fiscal year that was a TARP period a compensation
consultant; and the services the compensation consultant or any affiliate of
the compensation consultant provided during this period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xiii) First BanCorp has prohibited the payment of any
gross-ups, as defined in the regulations and guidance established under section
111 of EESA, to the SEOs and the next twenty most highly compensated employees
during any part of the most recently completed fiscal year that was a TARP
period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xiv) First BanCorp has substantially complied with
all other requirements related to employee compensation that are provided in
the agreement between First BanCorp and Treasury, including any amendments; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xv) First BanCorp </font><font face=inherit,serif lang=EN-US style="font-size:10.0pt;">is not required to submit to Treasury a list of
the SEOs and the twenty next most highly compensated employees for the current
fiscal year</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xvi) I understand that a knowing and willful false or
fraudulent statement made in connection with this certification may be punished
by fine, imprisonment, or both.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:4.55pt;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Date: March 15,
  2018</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td nowrap valign=bottom width=48% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Aurelio
  Alem&#225;n</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Aurelio Alem&#225;n</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=45% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=48% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">President and
  Chief Executive Officer</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;margin-top:9.0pt;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>




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<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>8
<FILENAME>fbp12312017x10k_992.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>

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<b><font lang=EN-US style="font-size:10.0pt;">

</font></b><p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.15pt;">EXHIBIT 99.2</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;margin-top:9.0pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TARP CERTIFICA<a name="fbp12312017x10k_992"></a><a name="fbp12312017x10k_992_bclEnd"></a>TIONS </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;I, Orlando Berges, certify, based on my knowledge,
that: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(i) The Compensation&nbsp;&amp; Benefits Committee
(the &#8220;Compensation Committee&#8221;) of First BanCorp has discussed, reviewed, and
evaluated with senior risk officers, at least every six months during any part
of the most recently completed fiscal year that was a TARP period </font><font face=inherit,serif lang=EN-US style="font-size:10.0pt;">(it being acknowledged
that the TARP period ended with the Treasury&#8217;s sale of First BanCorp&#8217;s common
stock on May 10, 2017)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, senior executive
officer (&#8220;SEO&#8221;) compensation plans and employee compensation plans and the
risks these plans pose to First BanCorp; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(ii) The Compensation Committee of First BanCorp has
identified and limited, during any part of the most recently completed fiscal
year that was a TARP period the features in the SEO compensation plans that
could lead SEOs to take unnecessary and excessive risks that could threaten the
value of First BanCorp and identified any features in the employee compensation
plans that pose risks to First BanCorp and limited those features to ensure
that First BanCorp is not unnecessarily exposed to risks; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(iii) The Compensation Committee has reviewed, at
least every six months during any part of the most recently completed fiscal
year that was a TARP period the terms of each employee compensation plan and
identified the features in the plan that could encourage the manipulation of
reported earnings of First BanCorp to enhance the compensation of an employee
and has limited these features that would encourage the manipulation of
reported earnings of First BanCorp; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(iv) The Compensation Committee of First BanCorp will
certify to the reviews of the SEO compensation plans and employee compensation
plans required under (i)&nbsp;and (iii)&nbsp;above; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(v) The Compensation Committee of First BanCorp will
provide a narrative description of how it limited during any part of the most
recently completed fiscal year that was a TARP period the features in: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:7.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">(A)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">SEO
  compensation plans that could lead SEOs to take unnecessary and excessive
  risks that could threaten the value of First BanCorp; </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:7.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">(B)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Employee
  compensation plans that unnecessarily expose First BanCorp to risks; and </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:4.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:7.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">(C)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Employee
  compensation plans that could encourage the manipulation of reported earnings
  of First BanCorp to enhance the compensation of an employee; </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(vi) First BanCorp has required that bonus payments,
to SEOs or any of the next twenty next most highly compensated employees, as
defined in the regulations and guidance under section 111 of the Emergency
Economic Stabilization Act of 2008 (&#8220;EESA&#8221;) (&#8220;bonus payments&#8221;), be subject to a
recovery or &#8220;clawback&#8221; provision during any part of the most recently completed
fiscal year that was a TARP period if the bonus payments were based on
materially inaccurate financial statements or any other materially inaccurate
performance metric criteria; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(vii) First BanCorp has prohibited any golden
parachute payment, as defined in the regulations and guidance established under
section 111 of EESA, to an SEO or any of the next five most highly compensated
employees during any part of the most recently completed fiscal year that was a
TARP period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(viii) First BanCorp has limited bonus payments to its
applicable employees in accordance with section 111 of EESA and the regulations
and guidance established thereunder during any part of the most recently
completed fiscal year that was a TARP period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(ix) First BanCorp and its employees have complied
with the excessive or luxury expenditures policy, as defined in the regulations
and guidance established under section 111 of EESA, during any part of the most
recently completed fiscal year that was a TARP period, and that any expenses
requiring approval of the Board of Directors, a committee of the Board of
Directors, an SEO, or an executive officer with a similar level of
responsibility, were properly approved; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(x) First BanCorp will permit a non-binding
shareholder resolution in compliance with any applicable Federal securities
rules and regulations on the disclosures provided under the Federal securities
laws related to SEO compensation paid or accrued during any part of the most
recently completed fiscal year that was a TARP period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xi) First BanCorp will disclose the amount, nature,
and justification for the offering during any part of the most recently
completed fiscal year that was a TARP period of any perquisites, as defined in
the regulations and guidance established under section 111 of EESA, whose total
value exceeds $25,000 for each employee subject to the bonus payment
limitations identified in paragraph (viii); </font></p>


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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_2"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0.25in; PADDING-BOTTOM: 0.25in; WIDTH: 100%; PADDING-RIGHT: 0.25in; PADDING-LEFT: 0.25in">

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<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xii) First BanCorp will
disclose whether First BanCorp, the Board of Directors of First BanCorp, or the
Compensation Committee of First BanCorp has engaged during any part of the most
recently completed fiscal year that was a TARP period a compensation
consultant; and the services the compensation consultant or any affiliate of
the compensation consultant provided during this period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xiii) First BanCorp has prohibited the payment of any
gross-ups, as defined in the regulations and guidance established under section
111 of EESA, to the SEOs and the next twenty most highly compensated employees
during any part of the most recently completed fiscal year that was a TARP
period; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xiv) First BanCorp has substantially complied with
all other requirements related to employee compensation that are provided in
the agreement between First BanCorp and Treasury, including any amendments; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xv) First BanCorp </font><font face=inherit,serif lang=EN-US style="font-size:10.0pt;">is not required to submit to Treasury a list of
the SEOs and the twenty next most highly compensated employees for the current
fiscal year</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">; and </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:.15in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(xvi)
I understand that a knowing and willful false or fraudulent statement made in
connection with this certification may be punished by fine, imprisonment, or
both.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:36.9pt;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=41% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Date: March 15,
  2018</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td nowrap valign=bottom width=51% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Orlando
  Berges</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=41% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=8% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=51% style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Orlando Berges</font></p>
  </td>
 </tr>
<tr style="height:12.6pt;">
  <td nowrap valign=bottom width=41% style="height:12.6pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td nowrap valign=bottom width=8% style="height:12.6pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td valign=bottom width=51% style="height:12.6pt;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Executive Vice
  President and Chief Financial Officer</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;margin-top:9.0pt;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:9.0pt;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>




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  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_67" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">2111000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_68" contextRef="AS_OF_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">22294000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_69" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">8618633000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_70" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:AvailableForSaleSecurities id="ID_71" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">44061000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_72" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">5908000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_73" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">1987000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_74" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">18018000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain id="ID_75" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_76" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonAccrualMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="USD" decimals="-5">110600000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_77" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">7732000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:ReclassificationAdjustementForOtherThanTemporaryImpairmentOnDebtSecurritiesIncludedInNetIncome id="ID_78" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-12231000</fbp:ReclassificationAdjustementForOtherThanTemporaryImpairmentOnDebtSecurritiesIncludedInNetIncome>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDue id="ID_79" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">92394000</us-gaap:OperatingLeasesFutureMinimumPaymentsDue>
  <fbp:AllOtherFees id="ID_80" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-161000</fbp:AllOtherFees>
  <us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense id="ID_81" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="pure" decimals="3">0.013</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_82" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">39570000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <fbp:DividendIncomeFromFederalHomeLandBankStock id="ID_83" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-5">1100000</fbp:DividendIncomeFromFederalHomeLandBankStock>
  <fbp:Percentageofheldtomaturitysecurities id="ID_84" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="4">0.7</fbp:Percentageofheldtomaturitysecurities>
  <fbp:PastDuePurchasedCreditImpairedTableTextBlock id="ID_85" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='20' rowspan='1' style='width:537.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The following tables present PCI loans by past due status as of December 31, 2017 and 2016:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;30-59 Days &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;60-89 Days &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;90 days or more &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Total Past Due &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Total PCI loans&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Current &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:381.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:381.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;16,600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;26,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;43,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;110,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;2,834&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;3,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;4,183&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Total &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;16,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;29,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;46,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;111,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;_____________&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='19' rowspan='1' style='width:524.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:524.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;According to the Corporation&amp;#39;s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage and commercial mortgage loans are considered past due when the borrower is in arrears two or more monthly payments. PCI residential mortgage loans and commercial mortgage loans past due 30-59 days as of December 31, 2017 amounted to $28.1 million and $0.2 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='19' rowspan='1' style='width:524.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:524.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;30-59 Days &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;60-89 Days &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;90 days or more &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Total Past Due &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Total PCI loans&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Current &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:381.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:381.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Residential mortgage loans &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;11,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;27,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;39,741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;122,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;1,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;1,505&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;1,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Total &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;28,999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;41,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;124,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;_____________&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='19' rowspan='1' style='width:524.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:524.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;According to the Corporation&amp;#39;s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage and commercial mortgage loans are considered past due when the borrower is in arrears two or more monthly payments. PCI residential mortgage loans and commercial mortgage loans past due 30-59 days as of December 31, 2016 amounted to $22.3 million and $0.1 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:PastDuePurchasedCreditImpairedTableTextBlock>
  <fbp:PuertoRicoHousingFinanceAuthorityRestrictedNetPosition id="ID_86" contextRef="AS_OF_Jun30_2015_Entity_0001057706" unitRef="USD" decimals="-5">77400000</fbp:PuertoRicoHousingFinanceAuthorityRestrictedNetPosition>
  <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty id="ID_87" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">218852000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty>
  <us-gaap:DerivativeLiabilities id="ID_88" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">324000</us-gaap:DerivativeLiabilities>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_89" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <fbp:PercentageOfStockholdersEquityExceededBySecuritiesIssuers id="ID_90" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="6">0.1</fbp:PercentageOfStockholdersEquityExceededBySecuritiesIssuers>
  <fbp:TransfersFromLoansToOtherReceivable id="ID_91" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">15000000</fbp:TransfersFromLoansToOtherReceivable>
  <us-gaap:ComprehensiveIncomePolicyPolicyTextBlock id="ID_92" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Comprehensive income&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Comprehensive income for First BanCorp. includes net income and the unrealized gain (loss) on available-for-sale securities, net of estimated tax effects.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
  <us-gaap:InterestExpenseDomesticDepositLiabilitiesBrokered id="ID_93" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">24904000</us-gaap:InterestExpenseDomesticDepositLiabilitiesBrokered>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_94" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1568808000</us-gaap:LoansReceivableCommercialMortgage>
  <fbp:WholyOwnedInvestmentsSubsidiaries id="ID_95" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="mySubsidiaries" decimals="INF">2</fbp:WholyOwnedInvestmentsSubsidiaries>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_96" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets id="ID_97" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <us-gaap:InterestAndOtherIncome id="ID_98" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">55739000</us-gaap:InterestAndOtherIncome>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_99" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">334000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain id="ID_100" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_101" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">3665000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_102" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">21245000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_103" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">91744000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <fbp:NoninterestIncomeForReportableSegments id="ID_104" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">6004000</fbp:NoninterestIncomeForReportableSegments>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_105" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:SecuritiesBorrowedAmountOffsetAgainstCollateral id="ID_106" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">200000000</us-gaap:SecuritiesBorrowedAmountOffsetAgainstCollateral>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_107" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="USD" decimals="-5">300000000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:LoansAndLeasesReceivableCommercialGovernments id="ID_108" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-5">55900000</us-gaap:LoansAndLeasesReceivableCommercialGovernments>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_109" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">5910000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatioCapitalAdequacy id="ID_110" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="pure" decimals="3">0.045</fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatioCapitalAdequacy>
  <us-gaap:InterestExpense id="ID_111" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
  <fbp:Offices id="ID_112" contextRef="AS_OF_Dec31_2017_Entity_0001057706_invest_InvestmentHoldingAxis_fbp_MoneyExpressSubsidiaryMember" unitRef="myOffices" decimals="INF">28</fbp:Offices>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_113" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">8850476000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate id="ID_114" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="2">0.39</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_115" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">442081000</us-gaap:LoansReceivableFairValueDisclosure>
  <fbp:StatementsOfLossOfHoldingCompanyTableTextBlock id="ID_116" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:540pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;Statements of Income &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Income &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Interest income on money market investments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Dividend income from banking subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;34,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Dividend income from non-banking subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Other income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;241&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;498&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;518&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Other borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,450&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Other operating expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,412&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Gain on early extinguishment of debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Income (loss) before income taxes and equity &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;  in undistributed earnings of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(9,344)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Equity in undistributed earnings of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;58,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Net income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other comprehensive income (loss), net of tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,641)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(9,398)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;80,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;86,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,899&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:StatementsOfLossOfHoldingCompanyTableTextBlock>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_117" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_118" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:EquityMethodInvestments id="ID_119" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember_invest_InvestmentHoldingAxis_fbp_StatutoryTrustOneMember" unitRef="USD" decimals="-3">2698000</us-gaap:EquityMethodInvestments>
  <us-gaap:TreasuryStockSharesAcquired id="ID_120" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="shares" decimals="INF">291759</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:InterestExpenseTimeDeposits id="ID_121" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">30277000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure id="ID_122" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_StandbyLettersOfCreditMember" unitRef="USD" decimals="-3">2556000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_123" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">205603000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:SubordinatedBorrowingDueDate id="ID_124" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_DebtInstrumentAxis_fbp_JuniorSubordinatedDebenturesBearingInterestAtFloatingRateOfTwoPointSeventyFiveMember">2034-06-17</us-gaap:SubordinatedBorrowingDueDate>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_125" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">48282000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_126" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_OtherRealEstateAndForeclosedAssetsAxis_fbp_ConstructionRealEstateMember" unitRef="USD" decimals="-3">12066000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock id="ID_127" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:533.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:533.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table presents a reconciliation of the reportable segment financial information to the consolidated totals:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:285.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Net income: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total income for segments and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;167,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;231,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;118,146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other non-interest income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,443&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other operating expenses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(105,424)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(101,126)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(103,873)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  Income before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;61,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;130,259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;27,716&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  Income tax benefit (expense)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,419)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total consolidated net income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total average earning assets for segments  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,035,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,466,576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,862,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Average non-earning assets                         &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;937,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;923,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;919,263&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total consolidated average assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,973,278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,390,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,781,553&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:533.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:533.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:533.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:533.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;The bargain purchase gain on the acquisition of assets and assumption of deposits from Doral Bank in 2015 is presented as Other non-interest income in the table above.  &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:533.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:533.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Expenses pertaining to corporate administrative functions that support the operating segments but are not specifically attributable to or managed by any segment are not included in the reported financial results of the operating segments. The unallocated corporate expenses include certain general and administrative expenses and related depreciation and amortization expenses.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock>
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  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_166" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">3991000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_167" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">1267000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:LoansReceivableCommercialDevelopment id="ID_168" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialDevelopment>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="ID_169" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">619636000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:AssetsFairValueAdjustment id="ID_170" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_LoansReceivableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">-27245000</us-gaap:AssetsFairValueAdjustment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_171" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_172" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">35101000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_173" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">9706000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:DeferredTaxAssetsTaxCreditCarryforwards id="ID_174" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">6598000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwards>
  <us-gaap:RepaymentsOfOtherDebt id="ID_175" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">7025000</us-gaap:RepaymentsOfOtherDebt>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="ID_176" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">100612000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:LoansPledgedAsCollateral id="ID_177" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-8">1900000000</us-gaap:LoansPledgedAsCollateral>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_178" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">20151000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_179" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment id="ID_180" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 id="ID_181" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_OmnibusPlanMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_BoardOfDirectorsMember">P1Y0M0D</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_182" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_ForbearanceAgreementsMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_183" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities id="ID_184" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">254002000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_185" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">11000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:DerivativeLiabilities id="ID_186" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_BalanceSheetLocationAxis_us-gaap_OtherLiabilitiesMember_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateCapMember_us-gaap_PositionAxis_us-gaap_LongMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities id="ID_187" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">6643000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_188" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1826000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_189" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">551000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_190" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">26931000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:BrokerageCommissionsRevenue id="ID_191" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">789000</us-gaap:BrokerageCommissionsRevenue>
  <us-gaap:InterestIncomeExpenseNet id="ID_192" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">91967000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:AssetsFairValueAdjustment id="ID_193" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_MortgageServicingRightsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">-228000</us-gaap:AssetsFairValueAdjustment>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 id="ID_194" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_DebtInstrumentAxis_fbp_JuniorSubordinatedDebenturesBearingInterestAtFloatingRateOfTwoPointSeventyFiveMember" unitRef="pure" decimals="4">0.0275</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <fbp:WeightedAverageRateTimeDeposits id="ID_195" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="4">0.0102</fbp:WeightedAverageRateTimeDeposits>
  <us-gaap:AvailableForSaleSecurities id="ID_196" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PrivateLabelMbsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">20693000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_197" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">5143000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_198" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">2000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <fbp:OtherThanTemporaryImpairmentLossesSubsequentUnrealizedGainOnDebtSecurities id="ID_199" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-896000</fbp:OtherThanTemporaryImpairmentLossesSubsequentUnrealizedGainOnDebtSecurities>
  <us-gaap:PropertyPlantAndEquipmentNet id="ID_200" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">150828000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_201" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">610078000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FairValueInputsDiscountRate id="ID_202" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_MortgageServicingRightsMember" unitRef="pure" decimals="4">0.1123</us-gaap:FairValueInputsDiscountRate>
  <fbp:InsuranceAndSupervisoryFees id="ID_203" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">29021000</fbp:InsuranceAndSupervisoryFees>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_204" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">203000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock id="ID_205" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:500.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:500.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The Corporation&amp;#8217;s servicing assets are subject to prepayment and interest rate risks. Key economic assumptions used in determining the fair value at the time of the sale of the related mortgages ranged as follows:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Maximum&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Minimum&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2017:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Discount rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;10.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;10.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2016:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7.6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;5.9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Discount rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;11.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;10.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;13.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2015:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7.9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12.9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Discount rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;11.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;11.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;13.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;13.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock>
  <us-gaap:LoansAndLeasesReceivableCommercialGovernments id="ID_206" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_VI" unitRef="USD" decimals="-5">84700000</us-gaap:LoansAndLeasesReceivableCommercialGovernments>
  <fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount id="ID_207" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">71660000</fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount>
  <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure id="ID_208" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
  <us-gaap:DepositLiabilitiesReclassifiedAsLoansReceivable1 id="ID_209" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">1700000</us-gaap:DepositLiabilitiesReclassifiedAsLoansReceivable1>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_210" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">1000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_211" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1279983000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_212" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">22182000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <fbp:SecuritiesWeightedAverageYield id="ID_213" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0187</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ScheduleOfSubordinatedBorrowingTextBlock id="ID_214" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:345pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Junior subordinated debentures due in 2034,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   interest-bearing at a floating rate of 2.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   over 3-month LIBOR (4.35% as of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   and 3.74% as of December 31, 2016) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;97,630&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Junior subordinated debentures due in 2034,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   interest-bearing at a floating rate of 2.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   over 3-month LIBOR (4.12% as of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   and 3.50% as of December 31, 2016)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;118,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;118,557&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:345pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;208,635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:345pt;text-align:left;vertical-align:middle;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:499.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:499.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Refer to Note 16 - &amp;quot;Non-Consolidated Variable Interest Entities and Servicing Assets - Trust Preferred Securities&amp;quot; for additional information about the Corporation&amp;#39;s repurchase and cancellation of $7.3 million of trust-preferred securities associated with these junior subordinated debentures. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:499.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:499.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfSubordinatedBorrowingTextBlock>
  <fbp:FederalHomeLoanBankCapitalStockParValue id="ID_215" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="myUSDPERSHARE" decimals="INF">100</fbp:FederalHomeLoanBankCapitalStockParValue>
  <us-gaap:DebtInstrumentDescriptionOfVariableRateBasis id="ID_216" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">90-day LIBOR</us-gaap:DebtInstrumentDescriptionOfVariableRateBasis>
  <us-gaap:CashAndDueFromBanks id="ID_217" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">29393000</us-gaap:CashAndDueFromBanks>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_218" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember" unitRef="USD" decimals="-3">374695000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:GainOnSaleOfMerchantContracts id="ID_219" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:GainOnSaleOfMerchantContracts>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_220" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_221" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-5">36600000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableCommercialGovernments id="ID_222" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_VI" unitRef="USD" decimals="-5">70400000</us-gaap:LoansAndLeasesReceivableCommercialGovernments>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_223" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_fbp_InterestIncomeLoansMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:OtherInterestAndDividendIncome id="ID_224" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">20000</us-gaap:OtherInterestAndDividendIncome>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_225" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss id="ID_226" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">23431000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets id="ID_227" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-20625000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_228" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_229" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">970566000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_230" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">15749000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:ConversionOfStockSharesIssued1 id="ID_231" contextRef="FROM_Apr01_2015_TO_Jun30_2015_Entity_0001057706" unitRef="shares" decimals="INF">852831</us-gaap:ConversionOfStockSharesIssued1>
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  <us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock id="ID_332" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;NOTE 1 &amp;#8211; NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (&amp;#8220;GAAP&amp;#8221;). The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;following is a description of First BanCorp.&amp;#8217;s (&amp;#8220;First BanCorp.&amp;#8221; or &amp;#8220;the Corporation&amp;#8221;) most significant policies:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Nature of business&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;First BanCorp. is a publicly owned, Puerto Rico-chartered financial holding company that is subject to regulation, supervi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sion, and examination by the Board of Governors of the Federal Reserve System (the &amp;#8220;Federal Reserve Board&amp;#8221;).  The Corporation is a full service provider of financial services and products with operations in Puerto Rico, the United States, the U.S. Virgin I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;slands (&amp;#8220;USVI&amp;#8221;), and the British Virgin Islands (&amp;#8220;BVI&amp;#8221;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The Corporation provides a wide range of financial services for retail, commercial, and institutional clients.  As of December 31, 2017, the Corporation controlled two wholly-owned subsidiaries&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;: FirstBank Puerto Rico (&amp;#8220;FirstBank&amp;#8221; or the &amp;#8220;Bank&amp;#8221;), and FirstBank Insurance Agency, Inc. (&amp;#8220;FirstBank Insurance Agency&amp;#8221;).  FirstBank is a Puerto Rico-chartered commercial bank, and FirstBank Insurance Agency is a Puerto Rico-chartered insurance agency. Fir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stBank is subject to the supervision, examination, and regulation of both the Office of the Commissioner of Financial Institutions of the Commonwealth of Puerto Rico (&amp;#8220;OCIF&amp;#8221;) and the Federal Deposit Insurance Corporation (the &amp;#8220;FDIC&amp;#8221;).  Deposits are insured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; through the FDIC Deposit Insurance Fund.  FirstBank also operates in the state of Florida (USA), subject to regulation and examination by the Florida Office of Financial Regulation and the FDIC, in the USVI, subject to regulation and examination by the Un&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ited States Virgin Islands Banking Board, and in the BVI, subject to regulation by the British Virgin Islands Financial Services Commission. The Consumer Financial Protection Bureau (&amp;#8220;CFPB&amp;#8221;) regulates FirstBank&amp;#8217;s consumer financial products and services.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;FirstBank Insurance Agency is subject to the supervision, examination, and regulation of the Office of the Insurance Commissioner of the Commonwealth of Puerto Rico.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December 31, 2017, FirstBank conducts its business through its main offi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce located in San Juan, Puerto Rico, 45 banking branches in Puerto Rico, 11 banking branches in the USVI and the BVI, and 11 banking branches in the state of Florida (USA). As of December 31, 2017, FirstBank has 6 wholly owned subsidiaries with operations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in Puerto Rico: First Federal Finance Corp. (d/b/a Money Express La Financiera), a finance company specializing in the origination of small loans with 28 offices in Puerto Rico; First Management of Puerto Rico, a domestic corporation, which holds tax-exemp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t assets; FirstBank Puerto Rico Securities Corp., a broker-dealer subsidiary engaged in investment banking activities, such as advisory services, capital raising efforts on behalf of clients, and assistance with financial transaction structuring; FirstBank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Overseas Corporation, an international banking entity organized under the International Banking Entity Act of Puerto Rico; and two other companies that hold and operate certain other real estate owned (&amp;#8220;OREO&amp;#8221;) properties.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    On February 27, 2015, First&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Bank acquired 10 Puerto Rico banking branches of Doral Bank through an alliance with Banco Popular of Puerto Rico (&amp;#8220;Popular&amp;#8221;), which was the successful lead bidder with the FDIC on the failed Doral Bank, as well as other co-bidders (the &amp;#8220;Doral Bank transac&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion&amp;#8221;). This transaction is described in more detail in Note 2 &amp;#8211; Business Combination, to the consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Principles of consolidation&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The consolidated financial statements include the accounts of the Corporation and its subsidiarie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s. All significant intercompany balances and transactions have been eliminated in consolidation. Statutory business trusts that are wholly-owned by the Corporation and are issuers of trust-preferred securities, and entities in which the Corporation has a n&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on-controlling interest, are not consolidated in the Corporation&amp;#8217;s consolidated financial statements in accordance with authoritative guidance issued by the Financial Accounting Standards Board (&amp;#8220;FASB&amp;#8221;) for consolidation of variable interest entities (&amp;#8220;VIE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;). See &amp;#8220;Variable Interest Entities&amp;#8221; below for further details regarding the Corporation&amp;#8217;s accounting policy for these entities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Reclassifications&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     During the second quarter of 2016, the Corporation reviewed its historical accounting treatment as lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ans of its financing arrangements with Puerto Rico municipalities issued in bond form, but underwritten as loans with features that are typically found in commercial loan transactions. This review came as a result of the determination of the Federal Reserv&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e Board that the transactions must be treated for regulatory reporting purposes as investment securities. The Puerto Rico Municipal Finance Act (&amp;#8220;the Act&amp;#8221;) requires the designation of financing arrangements obtained by municipalities with maturities greate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r than 8 years as &amp;#8220;special obligation bonds&amp;#8221; subject to specific provisions under the Act. The Corporation concluded that the impact of accounting for the transaction as held-to-maturity investment securities rather than loans does not have a material effe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ct on previously reported results of operations, financial condition, or cash flows and, accordingly, these financing arrangements have been accounted for and reported as held-to-maturity investment securities and not as loans since the second quarter of 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;016. For purposes of comparability, amounts prior to 2016 have been reclassified to conform to the current presentation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Use of estimates in the preparation of financial statements&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The preparation of financial statements in conformity with GAAP requ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ires management to make estimates and assumptions that affect the reported amounts of assets, liabilities and contingent liabilities as of the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Actual results could differ from those estimates. Management has made significant estimates in several areas, including the allowance for loan and lease losses, valuations of investment securities, the fair value of assets acquired, including purchased cre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dit-impaired (&amp;#8220;PCI&amp;#8221;) loans, valuations of residential mortgage servicing rights, valuations of OREO properties, and income taxes, including deferred taxes.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Cash and cash equivalents&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For purposes of reporting cash flows, cash and cash equivalents &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;include cash on hand, amounts due from the Federal Reserve Bank of New York (the &amp;#8220;New York FED&amp;#8221; or &amp;#8220;Federal Reserve&amp;#8221;) and other depository institutions. The term also includes money market funds and short-term investments with original maturities of three &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;months or less and time deposits with original maturities of twelve months or less. Time deposits considered cash and cash equivalent are highly liquid and readily convertible to cash.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Investment securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation classifies its investments in d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ebt and equity securities into one of four categories:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Held-to-maturity &amp;#8212; Securities that the entity has the intent and ability to hold to maturity. These securities are carried at amortized cost.  The Corporation may not sell or transfer held-to-maturity&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; securities without calling into question its intent to hold other debt securities to maturity, unless a nonrecurring or unusual event that could not have been reasonably anticipated has occurred.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Trading &amp;#8212; Securities that are bought and held principally &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for the purpose of selling them in the near term. These securities are carried at fair value, with unrealized gains and losses reported in earnings. As of December 31, 2017 and 2016, the Corporation did not hold investment securities for trading purposes.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Available-for-sale &amp;#8212; Securities not classified as held-to-maturity or trading.  These securities are carried at fair value, with unrealized holding gains and losses, net of deferred taxes, reported in other comprehensive income (&amp;#8220;OCI&amp;#8221;) as a separate compo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nent of stockholders&amp;#8217; equity, and do not affect earnings until they are realized or are deemed to be other-than-temporarily impaired. Refer to &amp;#8220;Recently issued accounting standards and recently adopted accounting pronouncements &amp;#8211; Recognition and Measuremen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t of Financial Assets and Liabilities&amp;#8221; below for new accounting guidance with respect to the accounting for equity securities effective beginning on January 1, 2018.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Other equity securities &amp;#8212; Equity securities that do not have readily available fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s are classified as other equity securities in the consolidated statements of financial condition. These securities are stated at the lower of cost or realizable value.  This category is principally composed of stock that is owned by the Corporation to com&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ply with Federal Home Loan Bank (&amp;#8220;FHLB&amp;#8221;) regulatory requirements.  Their realizable value equals their cost.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Premiums and discounts on investment securities are amortized as an adjustment to interest income on investments over the life of the related &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;securities under the interest method.  Net realized gains and losses and valuation adjustments considered other-than-temporary, if any, related to investment securities are determined using the specific identification method and are reported in non-interes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t income as net gain (loss) on sale of investments and net impairment losses on debt securities, respectively.  Purchases and sales of securities are recognized on a trade-date basis.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Evaluation of other-than-temporary impairment (&amp;#8220;OTTI&amp;#8221;) on held-to-matur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;ity and available-for-sale securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On a quarterly basis, the Corporation performs an assessment to determine whether there have been any events or economic circumstances indicating that a security with an unrealized loss has suffered an OTTI. A securit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y is considered impaired if the fair value is less than its amortized cost basis.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  The Corporation evaluates whether the impairment is other-than-temporary depending upon whether the portfolio consists of debt securities or equity securities, as further&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; described below. The Corporation employs a systematic methodology that considers all available evidence in evaluating a potential impairment of its investments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The impairment analysis of debt securities places special emphasis on the analysis of the cas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h position of the issuer and its cash and capital generation capacity, which could increase or diminish the issuer&amp;#8217;s ability to repay its bond obligations, the length of time and the extent to which the fair value has been less than the amortized cost basi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s, any adverse change to the credit conditions and liquidity of the issuer, taking into consideration the latest information available about the financial condition of the issuer, credit ratings, the failure of the issuer to make scheduled principal or int&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erest payments, recent legislation and government actions affecting the issuer&amp;#8217;s industry, and actions taken by the issuer to deal with the economic climate. The Corporation also takes into consideration changes in the near-term prospects of the underlying&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; collateral of a security, if any, such as changes in default rates, loss severity given default, and significant changes in prepayment assumptions and the level of cash flows generated from the underlying collateral, if any, supporting the principal and i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nterest payments of the debt securities. OTTI must be recognized in earnings if the Corporation has the intent to sell the debt security or it is more likely than not that it will be required to sell the debt security before recovery of its amortized cost &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;basis.  However, even if the Corporation does not expect to sell a debt security, it must evaluate expected cash flows to be received and determine if a credit loss has occurred.  An unrealized loss is generally deemed to be other-than-temporary and a cred&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;it loss is deemed to exist if the present value of the expected future cash flows is less than the amortized cost basis of the debt security.  The credit loss component of an OTTI, if any, is recorded as net impairment losses on debt securities in the stat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements of income, while the remaining portion of the impairment loss is recognized in OCI, net of taxes, and included as a component of stockholders&amp;#8217; equity provided the Corporation does not intend to sell the underlying debt security and it is more likely&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; than not that the Corporation will not have to sell the debt security prior to recovery.  The previous amortized cost basis less the OTTI recognized in earnings is the new amortized cost basis of the investment. The new amortized cost basis is not adjuste&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d for subsequent recoveries in fair value.  However, for debt securities for which OTTI was recognized in earnings, the difference between the new amortized cost basis and the cash flows expected to be collected is accreted as interest income as long as th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e security is not placed in non-accrual status. Debt securities held by the Corporation at year-end primarily consisted of securities issued by U.S. government-sponsored entities, bonds issued by the Puerto Rico government, and private label mortgage-backe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d securities (&amp;#8220;MBS&amp;#8221;). Given the explicit and implicit guarantees provided by the U.S. Federal government, the Corporation believes the credit risk in securities issued by the U.S. government-sponsored entities is low. The Corporation&amp;#8217;s OTTI assessment was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;concentrated on Puerto Rico government debt securities and private label MBS. For further information, including methodology and assumptions used for the discounted cash flow analyses performed on these securities, refer to Note 6 &amp;#8211; Investment Securities, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to the consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The impairment analysis of equity securities is performed and reviewed on an ongoing basis based on the latest financial information and any supporting research report made by a major brokerage firm.  This analysis is very subjective and based on, amo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng other things, relevant financial data such as capitalization, cash flow, liquidity, systematic risk, and debt outstanding of the issuer. Management also considers the issuer&amp;#8217;s industry trends, the historical performance of the stock and credit ratings, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;if applicable, as well as the Corporation&amp;#8217;s intent to hold the security for an extended period. If management believes there is a low probability of recovering the book value in a reasonable time frame, it records an impairment by writing the security down&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to its market value. As previously mentioned, equity securities are monitored on an ongoing basis but special attention is given to those securities that have experienced a decline in fair value for six months or more.  An impairment charge is generally r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecognized when the fair value of an equity security has remained significantly below cost for a period of 12 consecutive months or more.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Loans held for investment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; Loans that the Corporation has the ability and intent to hold for the foreseeable futu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re are classified as held for investment. The substantial majority of the Corporation&amp;#8217;s loans are classified as held for investment. Loans are stated at the principal outstanding balance, net of unearned interest, cumulative charge-offs, unamortized deferr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed origination fees and costs, and unamortized premiums and discounts. Fees collected and costs incurred in the origination of new loans are deferred and amortized using the interest method or a method that approximates the interest method over the term of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the loan as an adjustment to interest yield. Unearned interest on certain personal loans, auto loans and finance leases and discounts and premiums are recognized as income under a method that approximates the interest method. When a loan is paid-off or so&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ld, any unamortized net deferred fee (cost) is credited (charged) to income. Credit card loans are reported at their outstanding unpaid principal balance plus uncollected billed interest and fees net of amounts deemed uncollectible. PCI loans are reported &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;net of any remaining purchase accounting adjustments. See &amp;#8220;Loans Acquired&amp;#8221; below for the accounting policy for PCI loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   Non-Performing and Past-Due Loans - Loans on which the recognition of interest income has been discontinued are designated as no&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n-performing.  Loans are classified as non-performing when they are 90 days past due for interest and principal, with the exception of residential mortgage loans guaranteed by the Federal Housing Administration (the &amp;#8220;FHA&amp;#8221;) or the Veterans Administration (t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &amp;#8220;VA&amp;#8221;) and credit cards. It is the Corporation&amp;#8217;s policy to report delinquent mortgage loans insured by the FHA or guaranteed by the VA as loans past due 90 days and still accruing as opposed to non-performing loans since the principal repayment is insure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d. However, the Corporation discontinues the recognition of income for FHA/VA loans when such loans are over 15 months delinquent. As permitted by regulatory guidance issued by the Federal Financial Institutions Examination Council (&amp;#8220;FFIEC&amp;#8221;), credit card l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oans are generally charged off in the period in which the account becomes 180 days past due. Credit card loans continue to accrue finance charges and fees until charged off at 180 days. Loans generally may be placed on non-performing status prior to when r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;equired by the policies described above when the full and timely collection of interest or principal becomes uncertain (generally based on an assessment of the borrower&amp;#8217;s financial condition and the adequacy of collateral, if any). When a loan is placed on&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; non-performing status, any accrued but uncollected interest income is reversed and charged against interest income and amortization of any net deferred fees is suspended. Interest income on non-performing loans is recognized only to the extent it is recei&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ved in cash. However, when there is doubt regarding the ultimate collectability of loan principal, all cash thereafter received is applied to reduce the carrying value of such loans (i.e., the cost recovery method). Generally, the Corporation returns a loa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n to accrual status when all delinquent interest and principal becomes current under the terms of the loan agreement, or after a sustained period of repayment performance (6 months) and the loan is well secured and in the process of collection, and full re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;payment of the remaining contractual principal and interest is expected. PCI loans are not reported as non-performing as these loans were written down to fair value at the acquisition date and the accretable yield is recognized in interest income over the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;remaining life of the loans. Loans that are past due 30 days or more as to principal or interest are considered delinquent, with the exception of residential mortgage, commercial mortgage, and construction loans, which are considered past due when the borr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ower is in arrears on two or more monthly payments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Impaired Loans - A loan is considered impaired when, based upon current information and events, it is probable that the Corporation will be unable to collect all amounts due (including principal and inte&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rest) according to the contractual terms of the loan agreement, or the loan has been modified in a Troubled Debt Restructuring (&amp;#8220;TDR&amp;#8221;). Loans with insignificant delays or insignificant shortfalls in the amounts of payments expected to be collected are not &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;considered to be impaired. The Corporation evaluates individually for impairment those loans in the construction, commercial mortgage, commercial and industrial, and marine financing portfolios with a principal balance of $1 million or more. Loans in the c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;onstruction, commercial mortgage, and commercial and industrial portfolios that originally met the Corporation&amp;#8217;s threshold for impairment evaluation but due to charge-offs or payments are currently below the $1 million threshold and are still 90 days past &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;due, except TDR&amp;#8217;s, are accounted for under the Corporation&amp;#8217;s general reserve. Although the authoritative accounting guidance for a specific impairment of a loan excludes large groups of smaller balance homogeneous loans that are collectively evaluated for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;impairment (e.g., mortgage and consumer loans), it specifically requires that loan modifications considered TDRs be analyzed under its provision. The Corporation also evaluates for impairment purposes certain residential mortgage loans and home equity line&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of credit with high delinquency and loan to value levels. Held-for-sale loans are not reported as impaired, as these loans are recorded at the lower of cost or fair value.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation generally measures impairment and the related specific all&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owance for individually impaired loans based on the difference between the recorded investment of the loan and the present value of the loans&amp;#8217; expected future cash flows, discounted at the effective original interest rate of the loan at the time of modific&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ation, or the loan&amp;#8217;s observable market price. If the loan is collateral dependent, the Corporation measures impairment based upon the fair value of the underlying collateral, instead of discounted cash flows, regardless of whether foreclosure is probable. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans are identified as collateral dependent if the repayment is expected to be provided solely by the underlying collateral, through liquidation or operation of the collateral. When the fair value of the collateral is used to measure impairment on an impa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ired collateral-dependent loan and repayment or satisfaction of the loan is dependent on the sale of the collateral, the fair value of the collateral is adjusted to consider estimated costs to sell. If repayment is dependent only on the operation of the co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;llateral, the fair value of the collateral is not adjusted for estimated costs to sell. If the fair value of the loan is less than the recorded investment, the Corporation recognizes impairment by either a direct write-down or establishing a specific allow&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ance for the loan or by adjusting the specific allowance for the impaired loan. For an impaired loan that is collateral dependent, charge-offs are taken in the period in which the loan, or a portion of the loan, is deemed uncollectible, and any portion of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the loan that is not charged off is adversely credit-risk rated at a level no worse than substandard.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  A restructuring of a loan constitutes a TDR if the creditor, for economic or legal reasons related to the debtor&amp;#8217;s financial difficulties, grants a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;concession to the debtor that it would not otherwise consider. TDR loans typically result from the Corporation&amp;#8217;s loss mitigation activities and the modification of residential mortgage loans in accordance with guidelines similar to those of the U.S. govern&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment&amp;#8217;s Home Affordable Modification Program, and could include rate reductions to a rate that is below market on the loan, principal forgiveness, term extensions, payment forbearance, refinancing of any past-due amounts, including interest, escrow, and lat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e charges and fees, and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of collateral. Residential mortgage loans for which a binding offer to restructure has been extended are also classified as TDR loans. PCI&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans are not classified as TDR loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;TDR loans are classified as either accrual or nonaccrual. Loans in accrual status may remain in accrual status when their contractual terms have been modified in a TDR if the loans had demonstrated performance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;prior to the restructuring and payment in full under the restructured terms is expected. Otherwise, a loan on nonaccrual status and restructured as a TDR will remain on nonaccrual status until the borrower demonstrates a sustained period of performance (ge&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nerally six consecutive months of payments, inclusive of consecutive payments made prior to the modification), and there is evidence that such payments can and are likely to continue as agreed. Refer to Note 9 &amp;#8211; Loans Held for Investment,&amp;#8221; to the consolida&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted financial statements for additional qualitative and quantitative information about TDR loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  In connection with commercial loan restructurings, the decision to maintain a loan that has been restructured on accrual status is based on a current, wel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l-documented credit evaluation of the borrower&amp;#8217;s financial condition and prospects for repayment under the modified terms. The credit evaluation reflects consideration of the borrower&amp;#8217;s future capacity to pay, which may include evaluation of cash flow proj&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ections, consideration of the adequacy of collateral to cover all principal and interest, and trends indicating improving profitability and collectability of receivables. This evaluation also includes an evaluation of the borrower&amp;#8217;s current willingness to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pay, which may include a review of past payment history, an evaluation of the borrower&amp;#8217;s willingness to provide information on a timely basis, and consideration of offers from the borrower to provide additional collateral or guarantor support. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  The e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;valuation of mortgage and consumer loans for restructurings includes an evaluation of the client&amp;#8217;s disposable income and credit report, the value of the property, the loan-to-value relationship, and certain other client-specific factors that have affected &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the borrower&amp;#8217;s ability to make timely principal and interest payments on the loan. In connection with residential and consumer restructurings, a nonperforming loan will be returned to accrual status when current as to principal and interest, under the revi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sed terms, and upon sustained historical repayment performance.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     The Corporation removes loans from TDR classification, consistent with authoritative guidance that allows for a TDR to be removed from this classification in years following the modificat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion, only when the following two circumstances are met:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;(i)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;	The loan is in compliance with the terms of the restructuring agreement and, therefore, is not considered impaired under the revised terms; and&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;(ii)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;	The loan yields a market interest rate at the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; time of the restructuring. In other words, the loan was restructured with an interest rate equal to or greater than what the Corporation would have been willing to accept at the time of the restructuring for a new loan with comparable risk.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; If both of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the conditions are met, the loan can be removed from the TDR classification in calendar years after the year in which the restructuring took place. However, the loan continues to be individually evaluated for impairment. Loans classified as TDRs, includin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g loans in trial payment periods (trial modifications), are considered impaired loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  With respect to the restructuring of a loan into two new loan notes, or loan splits, generally, Note A of a loan split is restructured under market terms, and Note B is fully charged off.  If Note A is in compliance with the restructured terms in years f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ollowing the restructuring, Note A will be removed from the TDR classification and will continue to be individually evaluated for impairment. Refer to Note 9 &amp;#8211; Loans Held for Investment, to the consolidated financial statements for additional information a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bout loan splits.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   A loan that had previously been modified in a TDR and is subsequently refinanced under current underwriting standards at a market rate with no concessionary terms is accounted for as a new loan and is no longer reported as a TDR.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; Interest income on impaired loans is recognized based on the Corporation&amp;#8217;s policy for recognizing interest on accrual and non-accrual loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Loans Acquired - All purchased loans are recorded at fair value at the date of acquisition. Loans acquired w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ith evidence of credit deterioration since their origination and where it is probable at the date of acquisition that the Corporation will not collect all contractually required principal and interest payments are considered PCI loans. Evidence of credit q&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uality deterioration as of the purchase date may include statistics such as past due and non-accrual status, credit scores, and revised loan terms. PCI loans have been aggregated into pools based on common risk characteristics. Each pool is accounted for a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s a single asset with a single composite interest rate and an aggregate expectation of cash flows. In accounting for PCI loans, the difference between contractually required payments and the cash flows expected to be collected at acquisition is referred to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as the nonaccretable difference. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The nonaccretable difference, which is neither accreted into income nor recorded on the consolidated statements of financial condition, reflects estimated future credit losses expected to be incurred over the life of the p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ool of loans. The excess of cash flows expected to be collected over the estimated fair value of PCI loans is referred to as the accretable yield. This amount is not recorded on the statements of financial condition, but is accreted into interest income ov&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er the remaining life of the pool of loans, using the effective-yield method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  Subsequent to acquisition, the Corporation continues to estimate cash flows expected to be collected over the life of the PCI loans using models that incorporate current k&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ey assumptions such as default rates, loss severity, and prepayment speeds. Decreases in expected cash flows will generally result in an impairment charge to the provision for loan and lease losses and the establishment of an allowance for loan and lease l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;osses. Increases in expected cash flows will generally result in a reduction in any allowance for loan and lease losses established subsequent to acquisition and an increase in the accretable yield. The adjusted accretable yield is recognized in interest i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncome over the remaining life of the pool of loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; Resolutions of loans may include sales of loans to third parties, receipt of payments in settlement with the borrower, or foreclosure of the collateral. The Corporation&amp;#8217;s policy is to remove an ind&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ividual loan from a pool at its relative carrying amount. The carrying amount is defined as the loan&amp;#8217;s current contractually required payments receivable less its remaining nonaccretable difference and accretable yield, but excluding any post-acquisition l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oan loss allowance. To determine the carrying value, the Corporation performs a pro-rata allocation of the pool&amp;#8217;s total remaining nonaccretable difference and accretable yield to an individual loan in proportion to the loan&amp;#8217;s current contractually required&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; payments receivable compared to the pool&amp;#8217;s total contractually required payments receivable.  This removal method assumes that the amount received from resolution approximates pool performance expectations. The remaining accretable yield balance is unaffe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cted and any material change in the remaining effective yield caused by this removal method is addressed by the Corporation&amp;#8217;s quarterly cash flow evaluation process for each pool. Modified PCI loans are not removed from a pool even if those loans would oth&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erwise be deemed TDRs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Because the initial fair value of PCI loans recorded at acquisition includes an estimate of credit losses expected to be realized over the remaining lives of the loans, the Corporation separately tracks and reports PCI loans an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d excludes these loans from its delinquency and non-performing loan statistics.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  For acquired loans that are not deemed impaired at acquisition, subsequent to acquisition, the Corporation recognizes the difference between the initial fair value at acq&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uisition and the undiscounted expected cash flows in interest income over the period in which substantially all of the inherent losses associated with the non-PCI loans at the acquisition date are estimated to occur. Thus, such loans are accounted for cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;istently with other originated loans, potentially being classified as nonaccrual or impaired, as well as being classified under the Corporation&amp;#8217;s standard practice and procedures. In addition, these loans are considered in the determination of the allowanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e for loan losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Charge-off of Uncollectible Loans - Net charge-offs consist of the unpaid principal balances of loans held for investment that the Corporation determines are uncollectible, net of recovered amounts. Charge-offs are recorded as a reducti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on to the allowance for loan and lease losses and subsequent recoveries of previously charged off amounts are credited to the allowance for loan and lease losses. Collateral dependent loans in the construction, commercial mortgage, and commercial and indus&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;trial loan portfolios are charged off to their net realizable value (fair value of collateral, less estimated costs to sell) when loans are considered to be uncollectible.  Within the consumer loan portfolio, auto loans and finance leases are reserved once&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; they are 120 days delinquent and are charged off to their estimated net realizable value when the collateral deficiency is deemed uncollectible (i.e., when foreclosure/repossession is probable) or when the loan is 365 days past due.  Within the other cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;umer loan portfolio, closed-end loans are charged off when payments are 120 days in arrears, except small personal loans. Open-end (revolving credit) consumer loans, including credit card loans, and small personal loans are charged off when payments are 18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0 days in arrears. On a quarterly basis, residential mortgage loans that are 180 days delinquent and have an original loan-to-value ratio that is higher than 60% are reviewed and charged-off, as needed, to the fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of the underlying collateral. Gener&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ally, all loans may be charged off or written down to the fair value of the collateral prior to the application of the policies described above if a loss-confirming event has occurred. Loss-confirming events include, but are not limited to, bankruptcy (uns&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecured), continued delinquency, or receipt of an asset valuation indicating a collateral deficiency when the asset is the sole source of repayment. The Corporation does not record charge-offs on PCI loans that are performing in accordance with or better th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an expectations as of the date of acquisition, as the fair value of these loans already reflects a credit component. The Corporation records charge-offs on PCI loans only if actual losses exceed estimated losses incorporated into the fair value recorded at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; acquisition and the amount is deemed uncollectible.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Loans held for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  Loans that the Corporation intends to sell or that the Corporation does not have the ability and intent to hold for the foreseeable future are classified as held-for-sale loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Loans held for sale are stated at the lower of aggregate cost or fair value.  Generally, the loans held-for-sale portfolio consists of conforming residential mortgage loans that the Corporation intends to sell to the Government National Mortgage Associat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion (&amp;#8220;GNMA&amp;#8221;) and government-sponsored entities (&amp;#8220;GSEs&amp;#8221;), such as the Federal National Mortgage Association (&amp;#8220;FNMA&amp;#8221;) and the Federal Home Loan Mortgage Corporation (&amp;#8220;FHLMC&amp;#8221;). Generally, residential mortgage loans held for sale are valued on an aggregate por&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tfolio basis and the value is primarily derived from quotations based on the mortgage-backed securities market. The amount by which cost exceeds market value in the aggregate portfolio of loans held for sale, if any, is accounted for as a valuation allowan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce with changes therein included in the determination of net income and reported as part of mortgage banking activities in the consolidated statements of income. Loan costs and fees are deferred at origination and are recognized in income at the time of sa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le. The fair value of commercial and construction loans held for sale is primarily derived from external appraisals with changes in the valuation allowance reported as part of other non-interest income in the consolidated statements of income. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In ce&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rtain circumstances, the Corporation transfers loans from/to held for sale or held for investment based on a change in strategy. If such a change in holding strategy is made, significant adjustments to the loans&amp;#8217; carrying values may be necessary. Reclassif&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ications of loans held for sale to held for investment are made at fair value on the date of transfer. Any difference between the carrying value and the fair value of a reclassified loan is recorded as an adjustment to non-interest income. Meanwhile, recla&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ssification of loans held for investment to held for sale are made at the lower of cost or fair value on the date of transfer and establish a new cost basis upon transfer. Write-downs of loans transferred from held for investment to held for sale are recor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ded as charge-offs at the time of transfer.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Allowance for loan and lease losses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   The Corporation maintains the allowance for loan and lease losses at a level considered adequate to absorb losses currently inherent in the loan and lease portfolio. The Corporation does not maintain an allowance for held-for-sale loans or PCI loans tha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t are performing in accordance with or better than expectations as of the date of acquisition, as the fair values of these loans already reflect a credit component. The allowance for loan and lease losses provides for probable losses that have been identif&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ied with specific valuation allowances for individually evaluated impaired loans and for probable losses believed to be inherent in the loan portfolio that have not been specifically identified. The determination of the allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;requires significant estimates, including with respect to the timing and amounts of expected future cash flows on impaired loans, consideration of current economic conditions, and historical loss experience pertaining to the portfolios and pools of homogen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eous loans, all of which may be susceptible to change.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The Corporation evaluates the need for changes to the allowance by portfolio loan segments and classes of loans within certain of those portfolio segments. The Corporation combines loans with sim&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ilar credit risk characteristics into the following portfolio segments: commercial mortgage, construction, commercial and industrial, residential mortgage, and consumer loans. Classes are usually disaggregations of the portfolio segments. The classes withi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n the residential mortgage segment are residential mortgages guaranteed by the U.S. government and other residential loans.  The classes within the consumer portfolio are auto, finance lease, and other consumer loans. Other consumer loans mainly include un&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;secured personal loans, credit cards, home equity lines, lines of credits, and marine financing. The classes within the construction loan portfolio are land loans, construction of commercial projects, and construction of residential projects. The commercia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l mortgage and commercial and industrial segments are not &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;further segmented into classes. The adequacy of the allowance for loan and lease losses is based on judgments related to the credit quality of each portfolio segment. These judgments consider ongoin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g evaluations of each portfolio segment, including such factors as the economic risks associated with each loan class, the financial condition of specific borrowers, the geography (Puerto Rico, Florida or the Virgin Islands), the level of delinquent loans,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; historical loss experience, the value of any collateral and, where applicable, the existence of any guarantees or other documented support.  In addition to the general economic conditions and other factors described above, additional factors considered in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;clude the internal risk ratings assigned to loans.  An internal risk rating is assigned to each commercial and construction loan at the time of approval and is subject to subsequent periodic review by the Corporation&amp;#39;s senior management. The allowance for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan and lease losses is reviewed on a quarterly basis as part of the Corporation&amp;#8217;s continued evaluation of its asset quality.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The allowance for loan and lease losses is increased through a provision for credit losses that is charged to earnings, bas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed on the quarterly evaluation of the factors previously mentioned, and is reduced by charge-offs, net of recoveries.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The allowance for loan and lease losses consists of specific reserves based upon valuations of loans considered to be impaired, in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cluding loans modified in a TDR, and general reserves. A specific valuation allowance is established for individual impaired loans in the commercial mortgage, construction, and commercial and industrial portfolios and certain marine financings, residential&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; mortgage loans, and home equity lines of credit, primarily when the collateral value of the loan (if the impaired loan is determined to be collateral dependent) or the present value of the expected future cash flows discounted at the loan&amp;#8217;s effective rate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is lower than the carrying amount of that loan. The loans within the commercial mortgage, construction, commercial and industrial portfolios, and marine financings with a principal balance of $1 million or more are individually evaluated for impairment. A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lso, certain residential mortgage loans and home equity lines of credit are individually evaluated for impairment purposes based on their delinquency and loan to value levels. When foreclosure of a collateral dependent loan is probable, the impairment meas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ure is based on the fair value of the collateral.  The fair value of the collateral is generally obtained from appraisals. Updated appraisals are obtained when the Corporation determines that loans are impaired and are generally updated annually thereafter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; according to the Corporation&amp;#8217;s appraisal policy. In addition, appraisals and/or appraiser price opinions are also obtained for residential mortgage loans based on specific characteristics such as delinquency levels, age of the appraisal, and loan-to-value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ratios.  The excess of the recorded investment in a collateral dependent loan over the resulting fair value of the collateral is charged-off when deemed uncollectible. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; For all other loans, which include small, homogeneous loans, such as auto loans,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and the other classes in the consumer loan portfolio, residential mortgages and commercial and construction loans not considered impaired, the Corporation maintains a general valuation allowance established through a process that begins with estimates of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;incurred losses based upon various statistical analyses. The general reserve is primarily determined by applying loss factors according to the loan type and assigned risk category (pass, special mention, and substandard loans that are not considered to be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;impaired; all doubtful loans are considered impaired).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     The Corporation uses a roll-rate methodology to estimate losses on its consumer loan portfolio based on delinquencies and considering credit bureau score bands. The Corporation tracks the histori&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cal portfolio performance to arrive at a weighted-average distribution in each subgroup of each delinquency bucket. Roll-to-loss rates (loss factors) are calculated by multiplying the roll rates from each subgroup within the delinquency buckets forward thr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ough loss. Once roll rates are calculated, the resulting loss factor is applied to the existing receivables in the applicable subgroups within the delinquency buckets and the end results are aggregated to arrive at the required allowance level. The Corpora&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion&amp;#8217;s assessment also involves evaluating key qualitative and environmental factors, which include credit and macroeconomic indicators such as unemployment, bankruptcy trends, recent market transactions, and collateral values to account for current market&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; conditions that are likely to cause estimated credit losses to differ from historical loss experience. The Corporation analyzes the expected delinquency migration to determine the future volume of delinquencies. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The cash flow analysis for each resi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dential mortgage pool is performed at the individual loan level and then aggregated to the pool level in determining the overall expected loss ratio. The model applies risk-adjusted prepayment curves, default curves, and severity curves to each loan in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; pool. For loan restructuring pools, the present value of expected future cash flows under the new terms, at the loan&amp;#8217;s effective interest rate, is taken into &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consideration. Additionally, estimates of default risk and prepayments related to loan restructur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ings are based on, among other things, the historical experience of these loans. Loss severity is affected by the expected house price scenario, which is based in part on recent house price trends. Default curves are used in the model to determine expected&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; delinquency levels. The attributes that are most significant to the probability of default include present collection status (current, delinquent, in bankruptcy, in foreclosure stage), vintage, loan-to-values, and geography (Puerto Rico, Florida or the Vi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rgin Islands).The estimates of the risk-adjusted timing of liquidations and associated costs are used in the model, and are risk-adjusted for the geographic area in which each property is located. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; For commercial loans, historical charge-off rates ar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e calculated by the Corporation on a quarterly basis by tracking cumulative charge-offs experienced over a two-year loss period on loans according to their internal risk rating (referred to as the &amp;#8220;base rate&amp;#8221; for the quarter). The allowance is calculated u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sing the base rate average of the last 8 quarters. A qualitative factor adjustment is applied to the base rate average utilizing a resulting factor derived from a set of risk-based ratings and weights assigned to credit and economic indicators over a reaso&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nable period applied to a developed expected range of historical losses. This factor may be stressed to reflect other elements not reflected in the historical data underlying the loss estimates, such as the prolonged uncertainty surrounding how the Puerto &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Rico government might restructure its debt and other unprecedented measures implemented by the Puerto Rico government to deal with its fiscal condition.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  During 2017, management established a separate qualitative element of the allowance to estimate i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nherent losses associated with the effect of Hurricanes Maria and Irma on the Corporation&amp;#8217;s loan portfolios in Puerto Rico and Virgin Islands. This qualitative element of the allowance was determined based on the estimated effect that the storms could have&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on current employment levels (e.g., an unemployment rate that significantly increases from current levels in Puerto Rico based on statistics observed in the aftermath of similar natural disasters in the U.S. mainland like Hurricane Katrina), economic acti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vity in the Corporation&amp;#8217;s geographic regions, and the time it could take for the affected regions to return to a more normalized operating environment. Refer to Note 2 &amp;#8211; Natural Disasters Affecting First BanCorp. in 2017, to the consolidated financial stat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements, for additional information about the effect of Hurricanes Maria and Irma in the Corporation&amp;#8217;s financial results. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     The Corporation&amp;#8217;s credit risk modeling framework used to determine the storm-related qualitative estimate is similar to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;one used for benchmarking purposes as part of the annual Dodd-Frank Act Stress Testing (&amp;#8220;DFAST&amp;#8221;) regulatory exercise.  Models were developed following a regression modeling approach in which relationships between portfolio-level loss rates and key economic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; indicators were derived based on historical behavior.  These models went through an extensive model specification and selection process that resulted in the use of certain variables, such as the unemployment rate and the Puerto Rico Economic Activity Inde&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;x, which showed the highest predictive power of potential losses in our outstanding loan portfolio.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  For large commercial and construction loan relationships, loan officers performed individual reviews of the effect of the storms on these borrowers&amp;#8217; s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ources of repayment. These large relationships, that represent 80% of the outstanding balance of the Corporation&amp;#8217;s commercial and construction loan portfolio, were analyzed and divided into three storm-affected categories (i.e. Low, Medium and High). Clien&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts categorized as Low had no effect, or relatively insignificant effect, as a result of the storms. Clients in the Medium category had demonstrated that they had sufficient liquidity to satisfy their obligations, but the complexity of the insurance claim p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rocess may affect their primary or secondary source of repayment. Finally, clients categorized as High could potentially have problems with their primary or secondary sources of repayment as they have a higher degree of uncertainty with respect to the timi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng of the insurance claim resolution, and the full reestablishment of their businesses is highly dependent on the timely receipt of insurance proceeds. Reserve levels were then recognized for these particular loans based on this stratification. For loans i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n the Low category, no additional qualitative storm-related reserve was calculated. For loans in the Medium and High categories, the Corporation stressed the general reserve loss factors applicable to these loans to reflect higher default probabilities not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reflected in the historical data. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  This review also resulted in downgrades in the credit risk classification of certain loans and their reserves were determined following the methodology applicable to criticized and adversely classified loans, as ap&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;propriate. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   For commercial and construction loans not individually reviewed, as well as residential and consumer loans, the estimated loss associated with the storms was determined following the above-described qualitative storm-related model with re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sulting loss factors applied to the overall performing balance of each portfolio. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  Refer to Note 10 &amp;#8211; Allowance for Loan and Lease Losses, to the consolidated financial statements, for additional information, including the balance of the storm-relate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d allowance for each region and portfolio segment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Transfers and servicing of financial assets and extinguishment of liabilities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;After a transfer of financial assets in a transaction that qualifies for sale accounting, the Corporation derecognizes th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e financial assets when control has been surrendered, and derecognizes liabilities when they are extinguished.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The transfer of financial assets in which the Corporation surrenders control over the assets is accounted for as a sale to the extent that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consideration other than beneficial interests is received in exchange.  The criteria that must be met to determine that the control over transferred assets has been surrendered include: (1) the assets must be isolated from creditors of the transferor; (2) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the transferee must obtain the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets; and (3) the transferor cannot maintain effective control over the transferred assets through an ag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reement to repurchase them before their maturity.  When the Corporation transfers financial assets and the transfer fails any one of the above criteria, the Corporation is prevented from derecognizing the transferred financial assets and the transaction is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accounted for as a secured borrowing.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Servicing Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation recognizes as separate assets the rights to service loans for others, whether those servicing assets are originated or purchased. In the ordinary course of business, the Corpora&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion sells residential mortgage loans (originated or purchased) to GNMA, which generally securitizes the transferred loans into mortgage-backed securities for sale into the secondary market. Also, certain conventional conforming loans are sold to FNMA or F&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;HLMC with servicing retained.  When the Corporation sells mortgage loans, it recognizes any retained servicing right, based on its fair value.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;      Servicing assets (&amp;#8220;MSRs&amp;#8221;) retained in a sale or securitization arise from contractual agreements betw&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;een the Corporation and investors in mortgage securities and mortgage loans. The value of MSRs is derived from the net positive cash flows associated with the servicing contracts. Under these contracts, the Corporation performs loan-servicing functions in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;exchange for fees and other remuneration. The servicing functions typically include: collecting and remitting loan payments, responding to borrower inquiries, accounting for principal and interest, holding custodial funds for payment of property taxes and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;insurance premiums, supervising foreclosures and property dispositions, and generally administering the loans. The servicing rights, included as part of other assets in the statements of financial condition, entitle the Corporation to annual servicing fees&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; based on the outstanding principal balance of the mortgage loans and the contractual servicing rate. The servicing fees are credited to income on a monthly basis when collected and recorded as part of mortgage banking activities in the consolidated statem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ents of income. In addition, the Corporation generally receives other remuneration consisting of mortgagor-contracted fees such as late charges and prepayment penalties, which are credited to income when collected.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Considerable judgment is required to det&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ermine the fair value of the Corporation&amp;#8217;s MSRs. Unlike highly liquid investments, the market value of MSRs cannot be readily determined because these assets are not actively traded in securities markets. The initial carrying value of the MSRs is generally&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; determined based on its fair value.  The fair value of the MSRs is determined based on a combination of market information on trading activity (MSR trades and broker valuations), benchmarking of servicing assets (valuation surveys), and cash flow modeling&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The valuation of the Corporation&amp;#8217;s MSRs incorporates two sets of assumptions: (1) market-derived assumptions for discount rates, servicing costs, escrow earnings rates, floating earnings rates, and the cost of funds and (2) market assumptions calibrated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to the Corporation&amp;#8217;s loan characteristics and portfolio behavior for escrow balances, delinquencies and foreclosures, late fees, prepayments, and prepayment penalties. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Once recorded, MSRs are periodically evaluated for impairment. Impairment occurs &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;when the current fair value of the MSRs is less than its carrying value. If MSRs are impaired, the impairment is recognized in current-period earnings and the carrying value of the MSRs is adjusted through a valuation allowance. If the value of the MSRs su&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bsequently increases, the recovery in value is recognized in current period earnings and the carrying value of the MSRs is adjusted through a reduction in the valuation allowance. For purposes of performing the MSR impairment evaluation, the servicing port&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;folio is stratified on the basis of certain risk characteristics such as region, terms, and coupons. An other-than-temporary impairment analysis is prepared to evaluate whether a loss in the value of the MSRs in a particular stratum, if any, is other than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;temporary or not. When the recovery of the value is unlikely in the foreseeable future, a write-down of the MSRs in the stratum to its estimated recoverable value is charged to the valuation allowance. As of December 31, 2017, the carrying value of the MSR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s amounted to $25.3 million (2016 - $26.2 million).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The servicing assets are amortized over the estimated life of the underlying loans based on an income forecast method as a reduction of servicing income. The income forecast method of amortization i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s based on projected cash flows. A particular periodic amortization is calculated by applying to the carrying amount of the MSRs the ratio of the cash flows projected for the current period to total remaining net MSR forecasted cash flow.                  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;                                    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Premises and equipment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; Premises and equipment are carried at cost, net of accumulated depreciation and amortization.  Depreciation is provided on the straight-line method over the estimated useful life of each&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; type of asset.  Amortization of leasehold improvements is computed over the terms of the leases (contractual term plus lease renewals that are reasonably assured) or the estimated useful lives of the improvements, whichever is shorter. Costs of maintenanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e and repairs that do not improve or extend the life of the respective assets are expensed as incurred.  Costs of renewals and betterments are capitalized. When assets are sold or disposed of, their cost and related accumulated depreciation are removed fro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;m the accounts and any gain or loss is reflected in earnings as part of other non-interest income in the statements of income. When the asset is no longer used in operations, and the Corporation intends to sell it, the asset is reclassified to other assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; held for sale and is reported at the lower of carrying amount or fair value less cost to sell. During 2017, the Corporation identified impairment to several facilities and equipment in areas affected by Hurricanes Irma and Maria. Refer to Note 14 &amp;#8211; Premis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es and Equipment, to the consolidated financial statements, for information about the amount of these impairments and related expected insurance recoveries as well as the presentation of such impairments and expected insurance recoveries in the consolidate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d financial statements. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  The Corporation has operating lease agreements primarily associated with the rental of premises to support the branch network or for general office space.  Certain of these arrangements are noncancelable and provide for rent &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;escalation and renewal options.  Rent expense on noncancelable operating leases with scheduled rent increases is recognized on a straight-line basis over the lease term.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Other real estate owned (OREO)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   OREO, which consists of real estate acquired in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;settlement of loans, is recorded at the lower of cost (carrying value of the loan) or fair value minus estimated costs to sell the real estate acquired. Generally, loans have been written down to their net realizable value prior to foreclosure. Any further&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reduction to their net realizable value is recorded with a charge to the allowance for loan losses at the time of foreclosure or shorty thereafter. Thereafter, gains or losses resulting from the sale of these properties and losses recognized on the period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ic reevaluations of these properties are credited or charged to earnings and are included as part of net loss on OREO operations in the statements of income. The cost of maintaining and operating these properties is expensed as incurred. The Corporation es&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;timates fair values primarily based on appraisals, when available, and the net realizable value is reviewed and updated periodically depending on the type of property involved.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Accounting for acquisitions&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation accounts for acquisitions in acco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rdance with the authoritative guidance for business combinations. Under the guidance for business combinations, the accounting differs depending on whether the acquired set of activities and assets meets the definition of a business. A business is consider&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed to be an integrated set of activities and assets that is capable of being conducted and managed for the purpose of providing economic benefits directly to investors or other owners, members or participants. If the acquired set of activities and assets m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eets the definition of a business, the transaction is accounted for as a business combination. Otherwise, it is accounted for as an asset acquisition. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;      In a business combination, identifiable assets acquired, liabilities assumed and any noncontrolli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng interest in the acquiree are recorded at fair value as of the acquisition date. Goodwill is recognized as the excess of the acquisition price over the estimated fair value of the net assets acquired. Likewise, if the fair value of the net assets acquire&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d is higher than the acquisition price, a bargain purchase gain is recognized and recorded in non-interest income in the statements of income. The Corporation may retrospectively adjust the initially recorded fair values to reflect new information obtained&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; during the measurement period (not to exceed 12 months) about facts and circumstances that existed as of the acquisition date that, if known, would have affected the acquisition date fair value measurements. There were no acquisitions or mergers completed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; during the years ended December 31, 2017 and 2016. Refer to Note 3 &amp;#8211; Business Combination, to the consolidated financial statements for a detailed description of the acquisition of assets and assumption of liabilities from Doral Bank in 2015.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Goodwill an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;d other intangible assets &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  Goodwill - The Corporation evaluates goodwill for impairment on an annual basis, generally during the fourth quarter, or more often if events or circumstances indicate there may be an impairment.  The Corporation evaluated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;goodwill for impairment as of October 1, 2017. Goodwill impairment testing is performed at the segment (or &amp;#8220;reporting unit&amp;#8221;) level. Goodwill is assigned to reporting units at the date the goodwill is initially recorded.  Once goodwill has been assigned to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a reporting unit, it no longer retains its association with a particular acquisition, and all of the activities within a reporting unit, whether acquired or internally generated, are available to support the value of the goodwill.  The Corporation&amp;#8217;s goodwi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll is related to the acquisition of FirstBank Florida in 2005. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation bypassed the qualitative assessment in 2017 and proceeded directly to perform the first step of the two-step goodwill impairment test. The first step (&amp;#8220;Step 1&amp;#8221;) involves &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a comparison of the estimated fair value of the reporting unit to its carrying value, including goodwill.  If the estimated fair value of a reporting unit exceeds its carrying value, goodwill is not considered impaired. If the carrying value exceeds the es&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;timated fair value, there is an indication of potential impairment and the second step is performed to measure the amount of the impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The second step (&amp;#8220;Step 2&amp;#8221;), if necessary, involves calculating an implied fair value of the goodwill for each&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reporting unit for which Step 1 indicated a potential impairment. The implied fair value of goodwill is determined in a manner similar to the calculation of the amount of goodwill in a business combination, by measuring the excess of the estimated fair va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lue of the reporting unit, as determined in Step 1, over the aggregate estimated fair values of the individual assets, liabilities, and identifiable intangibles as if the reporting unit was then being acquired in a business combination.  If the implied fai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment.  If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill, an impairment charge is recor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ded for the excess.  An impairment loss cannot exceed the carrying value of goodwill assigned to a reporting unit, and the loss establishes a new basis in the goodwill.  Subsequent reversal of goodwill impairment losses is not permitted.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In determini&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng the fair value of a reporting unit, which is based on the nature of the business and the reporting unit&amp;#8217;s current and expected financial performance, the Corporation uses a combination of methods, including market price multiples of comparable companies&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, as well as a discounted cash flow (&amp;#8220;DCF&amp;#8221;) analysis. The Corporation evaluates the results obtained under each valuation methodology to identify and understand the key value drivers in order to ascertain that the results obtained are reasonable and approp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;riate under the circumstances.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     The computations require management to make estimates and assumptions. Critical assumptions that are used as part of these evaluations include:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;	a selection of comparable publicly traded companies, based on size, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;performance, and asset quality; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;	a selection of comparable and public acquisition transactions of entities of similar size; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;	the discount rate applied to future earnings, based on an estimate of the cost of equity; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;	the potential future earnings of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he reporting unit; and &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;	the market growth and new business assumptions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:12pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     For purposes of the market comparable approach, the valuation was determined based on market multiples for comparable companies and recent acquisition transactions and market p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;articipant assumptions applied to the reporting unit to derive an implied value of equity. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     For purposes of the DCF analysis approach, the valuation was based on estimated future cash flows. The financial projections used in the DCF analysis for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the reporting unit were based on the most recent available data. The growth assumptions included in these projections were based on management&amp;#8217;s expectations of the reporting unit&amp;#8217;s financial prospects as well as particular plans for the entity (i.e., rest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ructuring plans). The cost of equity was estimated using the capital asset pricing model using comparable companies, an equity risk premium, the rate of return of a &amp;#8220;riskless&amp;#8221; asset, a size premium based on the size of the reporting unit, and a company spe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cific premium. The resulting discount rate was analyzed in terms of reasonability given current market conditions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  The Step 1 evaluation of goodwill allocated to the Florida reporting unit, under both valuation approaches (market and DCF) indicated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that the fair value of the unit was above the carrying amount of its equity book value as of the valuation date (October 1), which meant that Step 2 was not undertaken. Based on the analysis under both the discounted cash flow and market approaches, the es&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;timated fair value of the reporting unit exceeded the carrying amount of the unit, including goodwill, at the evaluation date. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     The Corporation engaged a third-party valuation specialist to assist management in the annual evaluation of the Florida u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nit&amp;#8217;s goodwill as of the October 1, 2017 valuation date. In reaching its conclusion on impairment, management discussed with the specialist the methodologies, assumptions, and results supporting the relevant values for the goodwill and determined that they&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were reasonable.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     The goodwill impairment evaluation process requires the Corporation to make estimates and assumptions with regards to the fair value of its reporting unit.  Actual values may differ significantly from these estimates.  Such differen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ces could result in future impairment of goodwill that would, in turn, negatively impact the Corporation&amp;#8217;s results of operations and the profitability of the reporting unit where goodwill is recorded. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   Goodwill was not impaired as of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or 2016. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; Other Intangibles - Core deposit intangibles are amortized over their estimated lives, generally on a straight-line basis, and are reviewed periodically for impairment when events or changes in circumstances indicate that the carrying amou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt may not be recoverable. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;      &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation performed impairment tests for the years ended December 31, 2017, 2016, and 2015 and determined that no impairment was needed to be recognized for other intangible assets. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   In connection with the acq&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uisition of a FirstBank-branded credit card loan portfolio in 2012, the Corporation recognized at acquisition a purchased credit card relationship intangible of $24.5 million ($8.0 million and $10.5 million as of December 31, 2017 and 2016, respectively), &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which is being amortized on an accelerated basis based on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the estimated attrition rate of the purchased credit card accounts, which reflects the pattern in which the economic benefits of the intangible asset are consumed. These benefits are consumed as the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; revenue stream generated by the cardholder relationship is realized. For further disclosures, refer to Note 15 &amp;#8211; Goodwill and other Intangibles, to the consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     In the first quarter of 2016, FirstBank Insurance Agency acquired certain insurance customer accounts and related customer records and recognized an insurance customer relationship intangible of $1.1 million ($0.8 million and $0.9 million as of Decemb&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er 31, 2017 and 2016, respectively), which is being amortized on a straight-line basis. The list of accounts acquired has a direct relationship to previous mortgage loan portfolio acquisitions from Doral Bank and Doral Financial in 2015 and 2014, respectiv&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ely.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Securities purchased and sold under agreements to repurchase&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  Securities purchased under resale agreements and securities sold under repurchase agreements are accounted for as collateralized financing transactions. Generally, these agreements are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recorded at the amount at which the securities were purchased or sold. The Corporation monitors the fair value of securities purchased and sold, and obtains collateral from, or returns it to, the counterparties when appropriate. These financing transactio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns do not create material credit risk given the collateral provided and the related monitoring process.  The Corporation sells and acquires securities under agreements to repurchase or resell the same or similar securities.  Generally, similar securities a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re securities from the same issuer, with identical form and type, similar maturity, identical contractual interest rates, similar assets as collateral, and the same aggregate unpaid principal amount. The counterparty to certain agreements may have the righ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t to repledge the collateral by contract or custom. Such assets are presented separately in the statements of financial condition as securities pledged to creditors that can be repledged. Repurchase and resale activities may be transacted under legally enf&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orceable master repurchase agreements that give the Corporation, in the event of default by the counterparty, the right to liquidate securities held and to offset receivables and payables with the same counterparty. The Corporation offsets repurchase and r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;esale transactions with the same counterparty on the consolidated statements of financial condition where it has such a legally enforceable master netting agreement and the transactions have the same maturity date.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  From time to time, the Corporation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;modifies repurchase agreements to take advantage of prevailing interest rates. Following applicable GAAP guidance, if the Corporation determines that the debt under the modified terms is substantially different from the original terms, the modification mus&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t be accounted for as an extinguishment of debt. Modified terms are considered substantially different if the present value of the cash flows under the terms of the new debt instrument is at least 10% different from the present value of the remaining cash &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;flows under the terms of the original instrument. The new debt instrument will be initially recorded at fair value, and that amount will be used to determine the debt extinguishment gain or loss to be recognized through the statement of income and the effe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ctive rate of the new instrument. If the Corporation determines that the debt under the modified terms is not substantially different, then the new effective interest rate is determined based on the carrying amount of the original debt instrument. None of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the repurchase agreements modified in the past were considered to be substantially different from the original terms, and, therefore, these modifications were not accounted for as extinguishments of debt.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;  Rewards Liability &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;      The Corporation offe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rs products, primarily credit cards, that offer various rewards to reward program members, such as airline tickets, cash, or merchandise, based on account activity. The Corporation generally recognizes the cost of rewards as part of business promotion expe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nses when the rewards are earned by the customer and, at that time, records the corresponding reward liability. The reward liability is computed based on points earned to date that are expected to be redeemed and the average cost per point redemption. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reward liability is reduced as points are redeemed. In estimating the reward liability, the Corporation considers historical reward redemption behavior, the terms of the current reward program, and the card purchase activity. The reward liability is sensit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ive to changes in the reward redemption type and redemption rate, which is based on the expectation that the vast majority of all points earned will eventually be redeemed. The reward liability, which is included in other liabilities in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated st&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;atements of financial condition, totaled $7.0 million and $7.1 million as of December 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Income taxes&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation uses the asset and liability method for the recognition of deferred tax assets and liabilities for th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e expected future tax consequences of events that have been recognized in the Corporation&amp;#8217;s financial statements or tax returns.  Deferred income tax assets and liabilities are determined for differences between financial statement and tax bases of assets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and liabilities that will result in taxable or deductible amounts in the future.  The computation is based on enacted tax laws and rates applicable to periods in which the temporary differences are expected to be recovered or settled.  Valuation allowances&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are established, when necessary, to reduce deferred tax assets to the amount that is more likely than not to be realized. In making such assessment, significant weight is given to evidence that can be objectively verified, including both positive and nega&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tive evidence. The authoritative guidance for accounting for income taxes requires the consideration of all sources of taxable income available to realize the deferred tax asset, including the future reversal of existing temporary differences, tax planning&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; strategies and future taxable income exclusive of the impact of the reversal of temporary differences and carryforwards. In estimating taxes, management assesses the relative merits and risks of the appropriate tax treatment of transactions taking into ac&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;count statutory, judicial, and regulatory guidance. Refer to Note 27 &amp;#8211; Income Taxes, to the consolidated financial statements for additional information. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   Under the authoritative accounting guidance, income tax benefits are recognized and measured ba&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sed on a two-step analysis: 1) a tax position must be more likely than not to be sustained based solely on its technical merits in order to be recognized; and 2) the benefit is measured at the largest dollar amount of that position that is more likely than&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; not to be sustained upon settlement.  The difference between the benefit recognized in accordance with this analysis and the tax benefit claimed on a tax return is referred to as an Unrecognized Tax Benefit (&amp;#8220;UTB&amp;#8221;).  The Corporation classifies interest an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d penalties, if any, related to UTBs as components of income tax expense. As of December 31, 2017 and 2016, the Corporation did not have any UTBs recorded on its books.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Treasury stock&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  The Corporation accounts for treasury stock at par value.  Under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;this method, the treasury stock account is increased by the par value of each share of common stock reacquired.  Any excess paid per share over the par value is debited to additional paid-in capital for the amount per share that was originally credited.  A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ny remaining excess is charged to retained earnings.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Stock-based compensation&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     Compensation cost is recognized in the financial statements for all share-based payment grants. Between 1997 and 2007, the Corporation had a stock option plan (the &amp;#8220;1997 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stock option plan&amp;#8221;) covering eligible employees. On January 21, 2007, the 1997 stock option plan expired and no additional awards could be granted under that plan. All outstanding awards granted under this plan continued in full force and effect thereafter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, subject to their original terms.  No awards for shares could be granted under the 1997 stock option plan as of its expiration.   During the first quarter of 2017, all of the remaining outstanding awards granted under the 1997 stock option plan expired.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  On April 29, 2008, the Corporation&amp;#8217;s stockholders approved the First BanCorp. 2008 Omnibus Incentive Plan, as amended (the &amp;#8220;Omnibus Plan&amp;#8221;).  The Omnibus Plan provides for equity-based compensation incentives (the &amp;#8220;awards&amp;#8221;) through the grant of stock &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;options, stock appreciation rights, restricted stock, restricted stock units, performance shares, cash-based awards and other stock-based awards. The compensation cost for an award, determined based on the estimate of the fair value at the grant date (cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;idering forfeitures and any post-vesting restrictions), is recognized over the period during which an employee or director is required to provide services in exchange for an award, which is the vesting period. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     Stock-based compensation accounting gu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;idance requires the Corporation to develop an estimate of the number of share-based awards that will be forfeited due to employee or director turnover. Quarterly changes in the estimated forfeiture rate may have a significant effect on share-based compensa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion, as the effect of adjusting the rate for all expense amortization is recognized in the period in which the forfeiture estimate is changed.  If the actual forfeiture rate is higher than the estimated forfeiture rate, an adjustment is made to increase t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he estimated forfeiture rate, which will result in a decrease in the expense recognized in the financial statements.  If the actual forfeiture rate is lower than the estimated forfeiture rate, then an adjustment is made to decrease the estimated forfeiture&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rate, which will result in an increase in the expense recognized in the financial statements.  When unvested options or shares of restricted stock are forfeited, any compensation expense previously recognized on the forfeited awards is reversed in the per&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iod of the forfeiture.  For additional information regarding the Corporation&amp;#8217;s equity-based compensation and awards granted, refer to Note 22 &amp;#8211; Stock-based Compensation, to the consolidated financial statements.   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Comprehensive income&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     Comprehensi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ve income for First BanCorp. includes net income and the unrealized gain (loss) on available-for-sale securities, net of estimated tax effects.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Segment Information &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation reports financial and descriptive information about its reportable s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;egments. Operating segments are components of an enterprise about which separate financial information is available that is evaluated regularly by management in deciding how to allocate resources and in assessing performance.  The Corporation&amp;#8217;s management &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;determined that the segregation that best fulfills the segment definition described above is by lines of business for its operations in Puerto Rico, the Corporation&amp;#8217;s principal market, and by geographic areas for its operations outside of Puerto Rico. As o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f December 31, 2017, the Corporation had six operating segments that are all reportable segments: Commercial and Corporate Banking; Mortgage Banking; Consumer (Retail) Banking; Treasury and Investments; United States Operations; and Virgin Islands Operatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns. Refer to Note 34 &amp;#8211; Segment Information, to the consolidated financial statements for additional information.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Valuation of financial instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The measurement of fair value is fundamental to the Corporation&amp;#8217;s presentation of its financial condi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion and results of operations. The Corporation holds fixed income and equity securities, derivatives, investments, and other financial instruments at fair value. The Corporation holds its investments and liabilities mainly to manage liquidity needs and in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;terest rate risks. A significant part of the Corporation&amp;#8217;s total assets is reflected at fair value on the Corporation&amp;#8217;s financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  The FASB&amp;#8217;s authoritative guidance for fair&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; value measurement defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; participants on the measurement date.  This guidance also establishes a fair value hierarchy for classifying financial instruments. The hierarchy is based on whether the inputs to the valuation techniques used to measure fair value are observable or unobs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ervable. Three levels of inputs may be used to measure fair value:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;	&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Level 1   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:46.8pt;' &gt;Inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Level &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;2 &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:46.8pt;' &gt;Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Level 3 &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:46.8pt;' &gt;Valuations are observed from unobservable inputs that are supported by little or no market activity and that are si&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gnificant to the fair value of the assets or liabilities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Under the fair value accounting guidance, an entity has the irrevocable option to elect, on a contract-by-contract basis, to measure certain financial assets and liabilities at fair value at t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he inception of the contract and, thereafter, to reflect any changes in fair value in current earnings. The Corporation did not make any fair value option election as of December 31, 2017 or 2016. See Note 29 &amp;#8211; Fair Value, to the consolidated financial sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tements for additional information.    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Income recognition&amp;#8212; Insurance agency&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; Commission revenue is recognized as of the effective date of the insurance policy. Additional premiums and rate adjustments are recorded as they occur. The Corporation also&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; receives contingent commissions from insurance companies as additional incentive for achieving specified premium volume goals and/or the loss experience of the insurance placed by the Corporation. Contingent commissions from insurance companies are recogn&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ized when determinable, which is generally when such commissions are received or when the amount to be received is reported to the Corporation by the insurance company. An allowance is created for expected adjustments to commissions earned relating to poli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cy cancellations. Please refer to &amp;#8220;Recently issued accounting standards and recently adopted accounting pronouncements &amp;#8211; Revenue Recognition&amp;#8221; below for additional information about the Corporation&amp;#8217;s evaluation of insurance commissions for purposes of the i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mplementation of the new revenue recognition accounting guidelines effective since January 1, 2018.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Advertising costs&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; Advertising costs for all reporting periods are expensed as incurred. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;Earnings per common share&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Earnings per share-bas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ic is calculated by dividing net income attributable to common stockholders by the weighted-average number of common shares issued and outstanding. Net income attributable to common stockholders represents net income adjusted for any preferred stock divide&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nds, including any dividends declared, and any cumulative dividends related to the current dividend period that have not been declared as of the end of the period. Basic weighted-average common shares outstanding excludes unvested shares of restricted stoc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k that do not contain non-forfeitable dividend rights. The computation of diluted earnings per share is similar to the computation of basic earnings per share except that the number of weighted-average common shares is increased to include the number of ad&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ditional common shares that would have been outstanding if the dilutive common shares had been issued, referred to as potential common shares.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  Potential dilutive common shares consist of common stock issuable upon the assumed exercise of stock opti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ons, unvested shares of restricted stock that do not contain non-forfeitable dividend rights, and outstanding warrants using the treasury stock method.  This method assumes that the potential dilutive common shares are issued and outstanding and the procee&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ds from the exercise, in addition to the amount of compensation cost attributable to future services, are used to purchase common stock at the exercise date.  The difference between the numbers of potential dilutive shares issued and the shares purchased i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s added as incremental shares to the actual number of shares outstanding to compute diluted earnings per share.  Stock options, unvested shares of restricted stock that do not contain non-forfeitable dividend rights, and outstanding warrants that result in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; lower potential shares issued than shares purchased under the treasury stock method are not included in the computation of dilutive earnings per share since their inclusion would have an antidilutive effect on earnings per share. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Recently issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;accounting standards and recently adopted accounting pronouncements&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The FASB has issued the following accounting pronouncements and guidance relevant to the Corporation&amp;#8217;s operations:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Revenue Recognition&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; In May 2014, the FASB updated the Accounting &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Standards Codification (the &amp;#8220;Codification&amp;#8221; or the &amp;#8220;ASC&amp;#8221;) to create a new, principles-based revenue recognition framework. The Update is the culmination of efforts by the FASB and the International Accounting Standards Board to develop a common revenue stan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dard for GAAP and International Financial Reporting Standards. The core principal of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hich the entity expects to be entitled in exchange for those goods or services. This guidance describes a 5-step process that entities can apply to achieve the core principle of revenue recognition and requires disclosures sufficient to enable users of fin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ancial statements to understand the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers and the significant judgments used in determining that information. The new framework is effective for public busine&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ss entities, with certain exceptions provided recently by the SEC staff, for annual periods beginning after December 15, 2017, including interim periods within those reporting periods, as a result of the FASB&amp;#8217;s amendment to the standard to defer the effect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ive date by one year. Early adoption was permitted for interim periods beginning after December 15, 2016. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The Corporation will adopt the guidance on January 1, 2018 using a modified retrospective method.  Due to materiality considerations, the Corpo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ration does not expect to record an adjustment to opening retained earnings.  Management does not expect a material change in the timing or measurement of revenues and the overall impact to net income on an ongoing basis is expected to be immaterial.  Whil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e the guidance requires the evaluation of various revenue streams, the Update is not applicable to financial instruments and, therefore, does not impact a majority of the Corporation&amp;#8217;s revenues, including net interest income and gain on sale of loans. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Corporation also concluded that its credit cardholder fees with the related rewards program and mortgage servicing fees are out of scope of the new standard.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation has identified service charges on deposits and related cash management &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;services, insurance commissions, merchant-related income, and cards interchange income as its most significant revenue streams within the scope of the standard.  For the revenue streams that were found in scope, management reviewed in detail its most signi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ficant contracts with corresponding customers. The contracts reviewed led management to conclude that the adoption of the standard did not impact the Corporation&amp;#8217;s accounting for the revenue generated from service charges on deposits and related cash manag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ement services.  These depository arrangements are considered day-to-day contracts that do not extend beyond the services performed, as customers have the right to terminate these contracts with no penalty or, if any, nonsubstantive penalties. As a consequ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ence, the income recognition under the standard is not different from the Corporation&amp;#8217;s current practice.   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For insurance commissions, which include regular and contingent commissions paid to the Corporation&amp;#8217;s insurance agency, the Corporation concl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uded that the agreements contain a performance obligation related to the sale/issuance of the policy and a post-issuance support performance obligation for which the revenue recognition pattern will be different under the new standard.  The difference woul&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d be limited to the portion of the transaction price that is allocated to post-issuance support performance obligations and the revenue recognized over time for such performance obligations. Differences in the timing and amounts of the revenue were analyze&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d and management concluded that such differences are not expected to be material on an ongoing basis. In addition, contingent commission income was found to be constrained, as defined under the new standard, until payments are received, which is consistent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; with the Corporation&amp;#8217;s current practice. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   For merchant-related income, which evaluation included the consideration of a 2015 sale of merchant contracts that included sales of point of sale (&amp;#8220;POS&amp;#8221;) terminals and entry into a marketing alliance under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a revenue-sharing agreement, the Corporation concluded that control of the POS terminals and merchant contracts was transferred to the customer at the contract&amp;#8217;s inception. With respect to the related revenue-sharing agreement, the Corporation satisfies th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e marketing alliance performance obligation over the life of the contract and the associated transaction price is recognized as the entity performs and any constraints over the variable consideration are resolved. Management does not expect a material chan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ge in the timing or measurement of revenues and the overall impact on an ongoing basis is expected to be immaterial.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  For the cards interchange income revenue stream, the Corporation concluded that the timing of revenue recognition would be when the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; card holder presents the card for payment and transactions are authorized. As a consequence, the income recognition is unchanged from the Corporation&amp;#8217;s timing of when will be recognized. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The Corporation also evaluated non-periodic transactions, suc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h as sales of OREO properties that typically occur at a point in time, and management does not expect a material change on an ongoing basis in the timing or measurement of revenues from these transactions.  The Corporation continues to evaluate the effect &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of changes in disclosures required by this guidance, however, due to the short duration of contracts, the non-existent or immaterial remaining performance obligations, and the absence of significant judgment that would affect the timing and amounts of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;revenue streams described above, most of the disclosure requirements would not apply.  In addition, management believes that disclosure requirements related to disaggregation of revenues into categories related to the impact of economic factors on the natu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re, amount, timing and uncertainty of the Corporation&amp;#8217;s revenue and cash flows are substantially aligned with the current disclosures required for the Corporation&amp;#8217;s reportable segments.  Refer to Note 34 &amp;#8211; Segment information, to the consolidated financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; statements for information about revenues attributable to each region and reportable segment, which reflects that more than 80% of the Corporation&amp;#8217;s revenues are derived from activities in Puerto Rico and more than 85% consist of net interest income and r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;evenues not derived from contracts with customers.  Based on the above discussion, the Corporation does not expect any material impact on the Corporation&amp;#8217;s consolidated financial statements results and required disclosures for the first quarter of 2018.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Recognition and Measurement of Financial Assets and Liabilities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     In January 2016, the FASB updated the Codification to require an entity to: (i) measure equity investments at fair value through net income, with certain exceptions, thus, eliminat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing eligibility for the current available-for-sale category; (ii) present in OCI the changes in instrument-specific credit risk for financial liabilities measured using the fair value option; (iii) present financial assets and financial liabilities by meas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;urement category and form of financial asset; (iv) calculate the fair value of financial instruments for disclosure purposes based on an exit price; and (v) assess a valuation allowance on deferred tax assets related to unrealized losses of available-for-s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ale debt securities in combination with other deferred tax assets. The guidance provides an election to subsequently measure certain nonmarketable equity investments at cost less any impairment, adjusted for certain observable price changes. The guidance a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lso requires a qualitative impairment assessment of such equity investments and amends certain fair value disclosure requirements. For public companies, the guidance is effective for fiscal years beginning after December 15, 2017. Early adoption was only p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ermitted for the provision related to instrument-specific credit risk and the fair value disclosure exemption provided to nonpublic entities. The Corporation adopted the guidance on January 1, 2018, and does not expect any material effect on its consolidat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed financial statements for the first quarter of 2018.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Lease Accounting&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In February 2016, the FASB updated the Codification to provide guidance for the financial reporting about leasing transactions. Under the new guidance, a lessee will be required&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to recognize assets and liabilities for leases with lease terms of more than 12 months. Consistent with current GAAP, the recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee primarily will depend on its c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lassification as a finance or operating lease. However, unlike current GAAP, which requires only capital leases to be recognized on the balance sheet, the guidance will require both types of leases to be recognized on the balance sheet. The guidance will a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lso require disclosures to help investors and other financial statement users better understand the amount, timing, and uncertainty of cash flows arising from leases. These disclosures include qualitative and quantitative requirements, providing additional&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; information about the amounts recorded in the financial statements. The guidance on leases will take effect for public companies for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. Early application is permi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tted. The Corporation is currently evaluating the impact of the adoption of this guidance on its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Accounting for Stock-Based Compensation&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   In March 2016, the FASB updated the Codification to simplify certain aspects &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the accounting for share-based payment transactions. The main provisions in this Update include: (i) recognition of all tax benefits and tax &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;deficiencies (including tax benefits of dividends on share-based payment awards) as income tax expense or benefi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t in the income statement; (ii) classification of the excess tax benefit along with other income tax cash flows as an operating activity; (iii) an entity-wide accounting policy election to either estimate the number of awards that are expected to vest or a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ccount for forfeitures when they occur; (iv) a threshold to qualify for equity classification that permits withholding up to the maximum statutory tax rate in the applicable jurisdictions; and (v) classification of cash paid by an employer as a financing a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ctivity when the payment results from the withholding of shares for tax withholding purposes. For public business entities, the amendments in this guidance are effective for annual periods beginning after December 15, 2016, and interim periods within those&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; annual periods. The Corporation adopted the provisions during the first quarter of 2017 without any material impact on the Corporation&amp;#8217;s consolidated financial statements. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Accounting for Financial Instruments &amp;#8211; Credit Losses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   In June 2016, the FASB&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; updated the Codification to introduce new guidance for the accounting for credit losses on instruments that includes an impairment model (known as the current expected credit loss (&amp;#8220;CECL&amp;#8221;) model) that is based on expected losses rather than incurred losse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s. It also modifies the impairment model for available-for-sale debt securities and provides for a simplified accounting model for purchased financial assets with credit deterioration since their origination. The CECL model will apply to: (1) financial ass&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ets subject to credit losses and measured at amortized cost and (2) certain off-balance sheet credit exposures. This includes loans, held-to-maturity debt securities, loan commitments, financial guarantees, and net investments in leases, as well as reinsur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ance and trade receivables. Upon initial recognition of the exposure, the CECL model requires an entity to estimate the credit losses expected over the life of an exposure (or pool of exposures). The estimate of expected credit losses (&amp;#8220;ECL&amp;#8221;) should consid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er historical information, current information, and reasonable and supportable forecasts, including estimates of prepayments. Financial instruments with similar risk characteristics should be grouped together when estimating ECL. The guidance does not pres&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cribe a specific method to make the estimate, so its application will require significant judgment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; Generally, upon initial recognition of a financial asset, the estimate of the ECL will be recorded through an allowance for loan and lease&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; losses with an offset to current earnings. Subsequently, the ECL will need to be reassessed each period, and both negative and positive changes to the estimate will be recognized through an adjustment to the allowance for loan and lease losses and earning&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The guidance amends the current OTTI model for available-for-sale debt securities. The new available-for-sale debt security model will require an estimate of ECL only when the fair value is below the amortized cost of the asset. The length of time&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the fair value of an available-for-sale debt security has been below the amortized cost will no longer impact the determination of whether a credit loss exists. As such, the new available-for-sale debt security model is not an OTTI model. In addition, cre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dit losses on available-for-sale debt securities will now be limited to the difference between the security&amp;#8217;s amortized cost basis and its fair value. The available-for-sale debt security model will also require the use of an allowance to record estimated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;credit losses (and subsequent recoveries).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  The purchased financial assets with credit deterioration (&amp;#8220;PCD&amp;#8221;) model applies to purchased financial assets (measured at amortized cost or available-for-sale) that have experienced more than insignificant c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;redit deterioration since origination. This represents a change from the scope of what are considered purchased credit-impaired assets under today&amp;#8217;s model. In contrast to the accounting for originated or purchased assets that do not qualify as PCD, the ini&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tial estimate of expected credit losses for a PCD would be recognized through an allowance for loan and lease losses with an offset to the cost basis of the related financial asset at acquisition (i.e., there is no impact to net income at initial recogniti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on). Subsequently, the accounting will follow the applicable CECL or available-for-sale debt security impairment model with all adjustments of the allowance for loan and lease losses recognized through earnings. Beneficial interests classified as held-to-m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aturity or available-for-sale will need to apply the PCD model if the beneficial interest meets the definition of PCD or if there is a significant difference between contractual and expected cash flows at initial recognition.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; In general, the new guid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ance will require modified retrospective application to all outstanding instruments, with a cumulative effect adjustment recorded to opening retained earnings as of the beginning of the first period in which the guidance becomes effective. However, prospec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tive application is required for PCD assets previously accounted for under ASC 310-30 and for debt securities for which an OTTI was recognized prior to the date of adoption.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; This guidance also expands the disclosure requirements regarding an entity&amp;#8217;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; assumptions, models, and methods for estimating the allowance for loan and lease losses. In addition, public business entities will need to disclose the amortized cost balance for each class of financial asset by credit quality indicator, disaggregated by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the year of origination (i.e., by vintage year).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The guidance will be effective for public business entities that are SEC filers in fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f the guidance will be permitted for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  The Corporation has developed a transition roadmap in order to comply with the timely implementation of this new&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accounting framework. The Corporation has created a Working Group with members from multiple areas across the organization that is responsible for assessing the impact of the standard, evaluating interpretative issues, and evaluating the current credit lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ss models against the new guidance to determine any changes necessary and other related implementation activities. The Working Group provides periodic updates to the Corporation&amp;#8217;s CECL Management Committee, which has oversight responsibilities for the impl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ementation efforts.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Statement of Cash Flows Presentation - Restricted Cash  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   In August 2016 and November 2016, the FASB updated the Codification to provide specific guidance on the classification and presentation of certain cash payments and cash re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ceipts, including changes in restricted cash, in the statement of cash flows. This guidance is intended to reduce diversity in practice in how certain transactions are classified in the statement of cash flows. This new accounting guidance will result in s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ome changes in classification in the consolidated statement of cash flows, and will not have any impact on the Corporation&amp;#8217;s consolidated financial position or results of operations. For public business entities, the amendments in this Update are effective&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption was permitted. The amendments in this Update should be applied using a retrospective transition method to each period presented. If it is imp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;racticable to apply the amendments retrospectively for some of the issues, the amendments for those issues would be applied prospectively as of the earliest date practicable. The Corporation does not expect any material change in the statement of cash flow&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s presentation upon adoption of this guidance in the first quarter of 2018.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Income Tax Impact of Intra-Entity Transfers of Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; In October 2016, the FASB updated the Codification to improve the accounting for the income tax consequences of intra-e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ntity transfers of assets other than inventory. With this Update, entities are required to recognize the income tax consequences of an intra-entity transfer of an asset other than inventory when the transfer occurs. Under current GAAP, the recognition of c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;urrent and deferred income taxes for an intra-entity asset transfer is prohibited until the assets are sold to an outside party. This Update does not include new disclosure requirements; however, existing disclosure requirements might be applicable when ac&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;counting for the current and deferred income taxes for an intra-entity transfer of an asset other than inventory. For example, GAAP requires an entity to disclose a comparison of income tax expense (benefit) with statutory expectations (a rate reconciliati&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on for public entities or a description of the nature of each significant reconciling item for nonpublic entities) and also requires an entity to disclose the types of temporary differences and carryforwards that give rise to a significant portion of defer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;red income taxes. For public business entities, the amendments in this Update are effective for annual reporting periods beginning after December 15, 2017, including interim reporting periods within those annual reporting periods. Early adoption was permit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted for all entities as of the beginning of an annual reporting period for which financial statements (interim or annual) have not been issued or made available for issuance. The Corporation adopted this guidance in the first quarter of 2018 and does not e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xpect any material impact on its consolidated financial statements for the first quarter of 2018.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Variable Interest Entities &amp;#8211; Primary Beneficiary Determination&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In October 2016, the FASB updated the Codification to modify the criteria used by a repo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rting entity when determining if it is the primary beneficiary of a VIE when the entities are under common control and the reporting entity has indirect interests in the VIE through related parties. If the reporting entity meets the first criteria in that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;it &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has the power to direct the activities of the VIE that are most significant to its economic performance, it is required to consider all interests held indirectly through related entities on a proportionate basis in determining if it meets the second cri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;terion, the obligation to absorb losses of the VIE, or the right to receive benefits from it that are potentially significant to the VIE. The amendments in this Update are effective for public business entities for fiscal years beginning after December 15,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2016, including interim periods within those fiscal years. Early adoption was permitted, including adoption in an interim period. The adoption of this guidance in 2017 did not have an impact on the Corporation&amp;#8217;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Clarifying the Definition of a Business&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  In January 2017, the FASB updated the Codification to clarify the definition of a business with the objective of providing guidance to assist entities with evaluating whether transactions should be accounted fo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r as acquisitions (or disposals) of assets or businesses. Under current GAAP, there are three elements of a business&amp;#8212;inputs, processes, and outputs. While an integrated set of assets and activities (collectively referred to as a &amp;#8220;set&amp;#8221;) that is a business u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sually has outputs, outputs are not required to be present. In addition, all the inputs and processes that a seller uses in operating a set are not required if market participants can acquire the set and continue to produce outputs, for example, by integra&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ting the acquired set with their own inputs and processes. The amendments in this Update provide a screen to determine when a set is not a business. The screen requires that when substantially all of the fair value of the gross assets acquired (or disposed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of) is concentrated in a single identifiable asset or a group of similar identifiable assets, the set is not a business. This screen reduces the number of transactions that need to be further evaluated. If the screen is not met, the amendments in this Upd&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ate (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output; and (2) remove the evaluation of whether a market participant cou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ld replace missing elements. The amendments provide a framework to assist entities in evaluating whether both an input and a substantive process are present. The framework includes two sets of criteria to consider that depend on whether a set has outputs. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Although outputs are not required for a set to be a business, outputs generally are a key element of a business; therefore, the FASB has developed more stringent criteria for sets without outputs. Public business entities should apply the amendments in thi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s Update to annual periods beginning after December 15, 2017, including interim periods within those periods. The impact of this guidance will depend upon future acquisition and disposal activities of the Corporation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Subsequent Measurement of Goodwill&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In January 2017, the FASB updated the Codification to simplify the subsequent measurement of goodwill by eliminating &amp;#8220;Step 2&amp;#8221; from the goodwill impairment test. In computing the implied fair value of goodwill under Step 2, an entity had to perform proc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;edures to determine the fair value at the impairment testing date of assets and liabilities (including unrecognized assets and liabilities) following the procedure that would be required in determining the fair value of assets acquired and liabilities assu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;med in a business combination. Instead, under the amendments in this Update, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpairment charge for the amount by which the carrying amount exceeds the reporting unit&amp;#8217;s fair value; however, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. In addition, an entity should consider incom&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impairment loss, if applicable. This Update also eliminates the requirements for any reporting unit with a zero or negative carrying amo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;unt to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. Therefore, the same impairment assessment applies to all reporting units. An entity is required to disclose the amount of goo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dwill allocated to each reporting unit with a zero or negative carrying amount of net assets. Furthermore, entities still have the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ry. For public business entities, the amendments in this Update are effective for their annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. The impact of this guidance will depend upon the performance of the r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eporting units and the market conditions impacting the fair value of each reporting unit going forward. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Amortization of Premiums and Discounts of callable debt securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In March 2017, the FASB updated the Codification to shorten the amortization &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;period for certain purchased callable debt securities held at a premium. Specifically, the amendments require the premium to be amortized to the earliest call date. With respect to securities held at a discount, the amendments do not require an accounting &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;change; thus, the discount continues to be amortized to maturity. Under current GAAP, premiums and discounts on callable debt securities generally are amortized to the maturity date. An entity must have a large number of similar loans to consider estimates&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of future principal prepayments when applying the interest method. However, an entity that holds an individual callable debt security at a premium may not amortize that premium to the earliest call date. If that callable debt security is subsequently call&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed, the entity records a loss equal to the unamortized premium. The amendments in this Update more closely align the amortization period of premiums and discounts to expectations incorporated in market pricing on the underlying securities. In most cases, m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arket participants price securities to the call date that produces the worst yield when the coupon is above current market rates (that is, the security is trading at a premium) and price securities to maturity when the coupon is below market rates (that is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the security is trading at a discount) in anticipation that the borrower will act in its economic best interest. As a result, the amendments more closely align interest income recorded on bonds held at a premium or a discount with the economics of the un&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;derlying instrument. For public business entities, the amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The adoption of this guidance is not expected to have a mater&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ial impact on the Corporation&amp;#8217;s consolidated statement of financial condition or results of operations. As of December 31, 2017, the Corporation had $4.1 million of callable debt securities held at a premium (unamortized premium of $47 thousand).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Clarifyi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;ng what Changes Qualify as a Modification of a Shared-Based Payment Award&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  In May 2017, the FASB updated the codification to reduce the cost and complexity when applying ASC Topic 718 and standardize the practice of applying Topic 718 to financial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reporting. Topic 718 prescribes the accounting treatment of a modification in the terms or conditions of a share-based payment award. The guidance clarifies what changes would qualify as a modification. This was done by better defining what does not consti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tute a modification. In order for a change to a share-based arrangement to not require Topic 718 modification treatment, all of the following must be met: (i) the fair value (or alternative measurement method used) of the modified award equals the fair val&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ue (or alternative measurement method used) of the original award immediately before the original award is modified; (ii) the vesting conditions of the modified award are the same as the vesting conditions of the original award immediately before the origi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nal award is modified; and (iii) the classification of the modified award as an equity instrument or a liability instrument is the same as the classification of the original award immediately before the original award is modified. The current disclosure re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quirements in Topic 718 apply regardless of whether an entity is required to apply modification accounting under this Update. The amendments in this Update should be applied prospectively to an award modified on or after the adoption date. The amendments i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n this Update are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2017. Early adoption is permitted. The Corporation&amp;#8217;s Omnibus Plan provides for equity-based compensation incentives through the gr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ant of stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, cash-based awards and other stock-based awards. If any change occurs in the future to awards issued under the Omnibus Plan, the Corporation will &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;evaluate it under this guidance.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Derivatives and Hedging&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  In August 2017, the FASB updated the Codification to: (i) expand hedge accounting for nonfinancial and financial risk components and amend measurement methodologies to more closely align hedge&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accounting with a company&amp;#8217;s risk management activities; (ii) decrease the complexity of preparing and understanding hedge results by eliminating the separate measurement and reporting of hedge ineffectiveness; (iii) enhance transparency, comparability, an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d understanding of hedge results through enhanced disclosures and changing the presentation of hedge results to align the effects of the hedging instrument and the hedged item; and (iv) reduce the cost and complexity of applying hedge accounting by simplif&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ying the manner in which assessments of hedge effectiveness may be performed. This Update is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. Early adoption is permitted. The guidance requires co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpanies to apply requirements to existing hedging relationships on the date of adoption, and the effect of the adoption should be reflected as of the beginning of the fiscal year of adoption. As of December 31, 2017, all of the derivatives held by the Corp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oration were considered economic undesignated hedges. The adoption of this guidance is not expected to have a material impact on the Corporation&amp;#8217;s consolidated statement of financial condition or results of operations.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock>
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&gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:145.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:145.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December, 31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:17.25pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Shot-term fixed-rate repurchase agreement with a rate of 1.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; Long -term fixed-rate repurchase agreements, interest ranging from 1.96% to 2.26%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    (December 31, 2016: 1.96% to 2.83%) (1)(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:22.5pt;text-align:right;vertical-align:top;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt; Reported net of securities purchased under agreements to repurchase (reverse repurchase agreements) by counterparty, when applicable, pursuant to ASC 210-20-45-11.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:22.5pt;text-align:right;vertical-align:top;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;As of December 31, 2017, includes $200 million with an average rate of 2.11% that lenders have the right to call before their contractual maturities at various dates beginning on February 6, 2018. Subsequent to December 31, 2017, no lender has exercised its call option on repurchase agreements.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfRepurchaseAgreements>
  <us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate id="ID_380" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">2365000</us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_381" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">202000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_382" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1244000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FederalHomeLoanBankAdvances id="ID_383" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_fbp_FederalHomeLoanBankAdvancesMaturitiesDueFromSixMonthsToOneYearMember" unitRef="USD" decimals="-3">95000000</us-gaap:FederalHomeLoanBankAdvances>
  <us-gaap:LineOfCreditFacilityInterestRateDescription id="ID_384" contextRef="FROM_Feb01_2011_TO_Feb16_2011_Entity_0001057706">30-day LIBOR plus 300 basis points</us-gaap:LineOfCreditFacilityInterestRateDescription>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatio id="ID_385" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="4">0.177</fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatio>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_386" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <fbp:ScheduleOfActivityForImpairedLoansTableTextBlock id="ID_387" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:450.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:450.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following tables show the activity for impaired loans and the related specific reserve for 2017, 2016 and 2015:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Impaired Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;887,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;806,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;945,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Loans determined impaired during the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;140,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;160,837&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Charge-offs &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(82,113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(67,210)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(99,023)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Loans sold, net of charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(53,245)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(8,675)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(67,836)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Reclassification from loans held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40,005&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Increases to existing impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,292&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Foreclosures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,513)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(36,161)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(57,728)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Loans no longer considered impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,526)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(27,643)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(46,489)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Paid in full or partial payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(70,469)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(70,353)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(72,004)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;790,308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;887,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;806,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;For the year ended December 31, 2017, includes a charge-off of $10.7 million related to the sale of the PREPA credit line, as further discussed below. For the year ended December 31, 2016, includes $4.2 million of charge-offs related to impaired loans included in a sale of a $16.3 million pool of non-performing assets and, for the year ended December 31, 2015, includes $63.9 million of charge-offs related to a bulk sales of assets, as further discussed below.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfActivityForImpairedLoansTableTextBlock>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_388" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_389" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">8633000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <fbp:CommonStockIssuedInExchangeForTrustPreferredSecuritiesValue id="ID_390" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:CommonStockIssuedInExchangeForTrustPreferredSecuritiesValue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_391" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_PR" unitRef="USD" decimals="-3">6633432000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_392" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">887905000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:InsurancePremiumsRevenueRecognitionPolicy id="ID_393" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Income recognition&amp;#8212; Insurance agency&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Commission revenue is recognized as of the effective date of the insurance policy. Additional premiums and rate adjustments are recorded as they occur. The Corporation also receiv&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es contingent commissions from insurance companies as additional incentive for achieving specified premium volume goals and/or the loss experience of the insurance placed by the Corporation. Contingent commissions from insurance companies are recognized wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;en determinable, which is generally when such commissions are received or when the amount to be received is reported to the Corporation by the insurance company. An allowance is created for expected adjustments to commissions earned relating to policy canc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ellations.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Please refer to &amp;#8220;Recently issued accounting standards and recently adopted accounting pronouncements &amp;#8211; Revenue Recognition&amp;#8221; below for additional information about the Corporation&amp;#8217;s evaluation of insurance commissions for purposes of the implemen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tation of the new revenue recognition accounting guidelines effective since January 1, 2018. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:InsurancePremiumsRevenueRecognitionPolicy>
  <us-gaap:InterestIncomeExpenseNet id="ID_394" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">34136000</us-gaap:InterestIncomeExpenseNet>
  <fbp:NoninterestIncomeForReportableSegments id="ID_395" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">7100000</fbp:NoninterestIncomeForReportableSegments>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_396" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_DueWithinOneYearMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">1000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_397" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">2556000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_398" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">19824000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_399" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_DueWithinOneYearMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_OtherAvailableForSaleSecuritiesMember" unitRef="USD" decimals="-3">100000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_400" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_401" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CustomerRelatedIntangibleAssetsMember" unitRef="USD" decimals="-5">200000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_402" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_PaymentDeferralMember" unitRef="USD" decimals="-8">1300000000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <fbp:PurchaseOfCommonStockSecondaryOffering id="ID_403" contextRef="AS_OF_Feb07_2017_Entity_0001057706" unitRef="shares" decimals="INF">3000000</fbp:PurchaseOfCommonStockSecondaryOffering>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_404" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_DebtInstrumentAxis_us-gaap_LongTermDebtMember_us-gaap_InvestmentTypeAxis_fbp_CallableRepurchaseAgreementsMember" unitRef="USD" decimals="-6">200000000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <fbp:IncomeTaxBenefitChangeInTaxStatus id="ID_405" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">13200000</fbp:IncomeTaxBenefitChangeInTaxStatus>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_406" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-5">62900000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <fbp:TaxReformTaxRateOnBaseErotionsPayments id="ID_407" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_US" unitRef="pure" decimals="2">0.1</fbp:TaxReformTaxRateOnBaseErotionsPayments>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_408" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:UnamortizedBrokerPlacementFees id="ID_409" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">2600000</fbp:UnamortizedBrokerPlacementFees>
  <us-gaap:ShareBasedCompensation id="ID_410" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">3769000</us-gaap:ShareBasedCompensation>
  <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust id="ID_411" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">216187000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
  <us-gaap:InterestExpense id="ID_412" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">101174000</us-gaap:InterestExpense>
  <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure id="ID_413" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">670000000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_414" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">5828000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <fbp:InterestIncomePrGovernementObligationsUsTreasurySecuritiesAndUsGovernmentAgencies id="ID_415" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_fbp_TaxStatusAxis_fbp_TaxableMember" unitRef="USD" decimals="-3">2628000</fbp:InterestIncomePrGovernementObligationsUsTreasurySecuritiesAndUsGovernmentAgencies>
  <us-gaap:FederalHomeLoanBankAdvances id="ID_416" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">715000000</us-gaap:FederalHomeLoanBankAdvances>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_417" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_418" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">178291000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:CommunicationsAndInformationTechnology id="ID_419" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">6759000</us-gaap:CommunicationsAndInformationTechnology>
  <fbp:ScheduleOfActivityForSpecificReserveTableTextBlock id="ID_420" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Specific Reserve:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,205&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:middle;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Provision for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;68,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;78,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,515&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(81,386)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(66,855)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(94,139)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:middle;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,581&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfActivityForSpecificReserveTableTextBlock>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_421" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:GainLossOnSaleOfLoansAndLeases id="ID_422" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">10273000</us-gaap:GainLossOnSaleOfLoansAndLeases>
  <us-gaap:SecuritiesPurchasedUnderAgreementsToResellLiability id="ID_423" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">200000000</us-gaap:SecuritiesPurchasedUnderAgreementsToResellLiability>
  <us-gaap:AvailableForSaleSecurities id="ID_424" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">49116000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:LoansReceivableCommercialDevelopment id="ID_425" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="USD" decimals="-3">19345000</us-gaap:LoansReceivableCommercialDevelopment>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_426" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <fbp:ScheduleOfRevenuesAssetsLoansDepositByGeographyTableTextBlock id="ID_427" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table presents revenues (interest income plus non-interest income) and selected balance sheet data by geography based on the location in which the transaction is originated:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Revenues:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;536,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;568,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;575,016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;72,424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;60,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;61,879&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Virgin Islands&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;44,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;49,999&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total consolidated revenues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;650,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;673,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;686,894&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Selected Balance Sheet Information:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,871,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,765,530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,648,179&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,780,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,499,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,202,318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Virgin Islands&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;609,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;657,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;722,522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,633,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,926,719&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,332,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,665,448&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,382,440&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,125,501&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Virgin Islands&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;584,576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;627,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;690,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deposits:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,268,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,291,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,747,638&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   United States &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,637,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,564,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,606,723&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Virgin Islands&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,116,634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;975,013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;983,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;For 2017, 2016, and 2015, includes $1.0 billion, $1.4 billion, and $2.1 billion, respectively, of brokered CDs allocated to Puerto Rico operations.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;For 2017 and 2016 includes $158.0 million and $60.1 million, respectively, of brokered CDs allocated to the United States operations.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfRevenuesAssetsLoansDepositByGeographyTableTextBlock>
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  <us-gaap:InterestIncomeMoneyMarketDeposits id="ID_471" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_TaxStatusAxis_fbp_ExemptMember" unitRef="USD" decimals="-3">696000</us-gaap:InterestIncomeMoneyMarketDeposits>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_472" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">67006000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_473" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">2711775000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <fbp:OtherFeesAndCommissionsCreditCards id="ID_474" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">7587000</fbp:OtherFeesAndCommissionsCreditCards>
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  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_476" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">5731000</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_477" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">231000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_478" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">111397000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_479" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">142000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_480" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">64679000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash id="ID_481" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_482" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">166331000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <us-gaap:AvailableForSaleSecurities id="ID_483" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_EquitySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">418000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_484" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">236000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale id="ID_485" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">316258000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
  <us-gaap:NoninterestIncomeOther id="ID_486" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">4109000</us-gaap:NoninterestIncomeOther>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_487" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">24328000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:DeferredTaxAssetsNet id="ID_488" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-5">294700000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_489" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">3123000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:AvailableForSaleSecurities id="ID_490" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_OtherAvailableForSaleSecuritiesMember" unitRef="USD" decimals="-3">100000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:FairValueOfAssetsAcquired id="ID_491" contextRef="FROM_Feb01_2015_TO_Feb27_2015_Entity_0001057706" unitRef="USD" decimals="-3">540339000</us-gaap:FairValueOfAssetsAcquired>
  <fbp:CarryingAmountOfLoanProvided id="ID_492" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_CpgGsMember" unitRef="USD" decimals="-5">4000000</fbp:CarryingAmountOfLoanProvided>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_493" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">7328000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock id="ID_494" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;14&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;PREMISES AND EQUIPMENT&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Premises and equipment comprise:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:74.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Useful Life In Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:165.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Buildings and improvements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10-35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;139,533&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Leasehold improvements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;53,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;60,605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Furniture and equipment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2-10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;166,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;165,386&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;352,727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;365,524&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accumulated depreciation and amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(245,777)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(248,335)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;106,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;117,189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,279&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Projects in progress&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,360&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Total premises and equipment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;141,895&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;150,828&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Depreciation and amortization expense amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;16.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;illion, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;21.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million for the years ended December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;    The Corporation identified impairment to several of its facilities and equipment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the areas affected by Hurricanes Irma and Maria. Losses related to the damaged facilities and equipment were charged against earnings in 2017, and included as a component of &amp;#8220;Other non-interest income&amp;#8221; in the consolidated statement of income. The losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were determined with information currently available as to carrying amounts of impaired assets and the extent of the damage sustained. Management has currently identified asset impairments of approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of December 31, 2017. If the sust&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ained damage differs from the initial assessments, the result could cause additional charges for estimated losses in 2018. The Corporation maintains insurance policies for casualty losses that provide for replacement value coverage.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Management believes th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at recovery of asset impairments identified as of December 31, 2017 is probable.&amp;#160; As such, insurance recoveries of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million were recorded in 2017, also as a component of &amp;#8220;Other non-interest income&amp;#8221; in the consolidated statement of income, and the corre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sponding receivable was included as part of &amp;#8220;Other assets&amp;#8221; in the consolidated statement of financial condition as of December 31, 2017.     &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
  <us-gaap:AvailableForSaleSecurities id="ID_495" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PrivateLabelMbsMember" unitRef="USD" decimals="-3">20693000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_496" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1281690000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:InterestExpenseJuniorSubordinatedDebentures id="ID_497" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">7450000</us-gaap:InterestExpenseJuniorSubordinatedDebentures>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_498" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">-387000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <fbp:EffectiveIncomeTaxRateReconciliationsNOLCarryforwards id="ID_499" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="pure" decimals="3">-0.278</fbp:EffectiveIncomeTaxRateReconciliationsNOLCarryforwards>
  <fbp:PreferredStockLiquidationValue id="ID_500" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">36104000</fbp:PreferredStockLiquidationValue>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_501" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:InterestIncomeMoneyMarketDeposits id="ID_502" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_TaxStatusAxis_fbp_ExemptMember" unitRef="USD" decimals="-3">5000</us-gaap:InterestIncomeMoneyMarketDeposits>
  <us-gaap:TimeDepositMaturitiesYearFour id="ID_503" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">229232000</us-gaap:TimeDepositMaturitiesYearFour>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_504" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">10415000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_505" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">177568000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:DeferredTaxAssetsSettlementPaymentClosingAgreement id="ID_506" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">7313000</fbp:DeferredTaxAssetsSettlementPaymentClosingAgreement>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_507" contextRef="AS_OF_Dec31_2014_Entity_0001057706" unitRef="USD" decimals="-3">55205000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:Assets id="ID_508" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_PR" unitRef="USD" decimals="-3">9871272000</us-gaap:Assets>
  <fbp:ClassifiedAndNonPerformingLoansSold id="ID_509" contextRef="FROM_Oct01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">16300000</fbp:ClassifiedAndNonPerformingLoansSold>
  <us-gaap:FiniteLivedIntangibleAssetsNet id="ID_510" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-3">7198000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <fbp:DirectNonInterestExpenses id="ID_511" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">112787000</fbp:DirectNonInterestExpenses>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure id="ID_512" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_PropertyAndCasualtyCommercialInsuranceProductLineMember" unitRef="USD" decimals="-3">421437000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_513" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">659000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_514" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">15589000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:Capital id="ID_515" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">1872120000</us-gaap:Capital>
  <fbp:DepositsStatedInterestRate id="ID_516" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_DeposistByTypeAxis_fbp_SavingsDepositsMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.004</fbp:DepositsStatedInterestRate>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_517" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">33621000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_518" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">15270000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_519" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_fbp_InterestIncomeLoansMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeGainLossOnDerivativeNet>
  <fbp:OtherFeesAndCommissionsCreditCards id="ID_520" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">7723000</fbp:OtherFeesAndCommissionsCreditCards>
  <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure id="ID_521" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">300000000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_522" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">90008000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_523" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateCapMember_us-gaap_IncomeStatementLocationAxis_fbp_InterestIncomeLoansMember" unitRef="USD" decimals="-3">139000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock id="ID_524" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Securities sold under agreements to repurchase (repurchase agreements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consist&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the following: &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:145.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:145.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December, 31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:17.25pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Shot-term fixed-rate repurchase agreement with a rate of 1.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; Long -term fixed-rate repurchase agreements, interest ranging from 1.96% to 2.26%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    (December 31, 2016: 1.96% to 2.83%) (1)(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:22.5pt;text-align:right;vertical-align:top;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt; Reported net of securities purchased under agreements to repurchase (reverse repurchase agreements) by counterparty, when applicable, pursuant to ASC 210-20-45-11.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:22.5pt;text-align:right;vertical-align:top;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:481.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:481.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;As of December 31, 2017, includes $200 million with an average rate of 2.11% that lenders have the right to call before their contractual maturities at various dates beginning on February 6, 2018. Subsequent to December 31, 2017, no lender has exercised its call option on repurchase agreements.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:22.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:22.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:336pt;text-align:left;vertical-align:middle;border-color:Black;min-width:336pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The weighted-average interest rates on repurchase agreements as of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.92&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.35&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, respectively. Accrued interest payable on repurchase agreements amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:279pt;text-align:left;vertical-align:middle;border-color:Black;min-width:279pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Repurchase agreements mature as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:102pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Less than one month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over four to five years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:531.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:531.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The following securities were sold under agreements to repurchase:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:310.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:310.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Approximate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Cost of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:82.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;of Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:82.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Interest Rate &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:214.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Underlying Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Borrowing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;of Security&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;border-top-style:solid;border-top-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:310.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:310.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;U.S. government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;127,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;222,325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;172,199&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;218,852&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;354,962&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;350,123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:310.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:310.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Approximate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Cost  of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;of Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Interest Rate &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Underlying Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Borrowing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;of Security&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;border-top-style:solid;border-top-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:310.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:310.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;U.S. government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;126,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;123,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;125,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;215,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;176,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;213,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;341,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;339,390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The maximum aggregate balance outstanding at any month-end during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;300&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;00&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million). The average balance during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;300&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;616.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million). The weighted-average interest rate during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.64&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.28&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the securities underlying such agreements were delivered to the dealers with which the repurchase agreements were transacted.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:390pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Repurchase agreements as of December 31, 2017, grouped by counterparty, were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Counterparty&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Maturity (In Months)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Citigroup Global Markets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;JP Morgan Chase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock>
  <us-gaap:Revenues id="ID_525" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">650810000</us-gaap:Revenues>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_526" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="myNumberOfContracts" decimals="INF">50</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <fbp:FinancingReceivableRelatedGeneralAllowance id="ID_527" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">44274000</fbp:FinancingReceivableRelatedGeneralAllowance>
  <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisions id="ID_528" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">621000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisions>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed id="ID_529" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.063</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed>
  <us-gaap:OtherGeneralExpense id="ID_530" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">8152000</us-gaap:OtherGeneralExpense>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestment30To59DaysPastDue id="ID_531" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:PurchasedCreditImpairedLoansRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_532" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">11868000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock id="ID_533" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:548.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:548.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The following table summarizes for derivative instruments their fair values and location in the consolidated statements of financial condition:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:195.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Asset Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:213pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Liability Derivatives&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Consolidated Statement of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Consolidated Statement of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Location&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Financial Condition Location &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Undesignated economic hedges:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Interest rate contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Written interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Accounts payable and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Purchased interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Accounts payable and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Forward Contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Sales of TBA GNMA MBS pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Accounts payable and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;753&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_534" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">180283000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_535" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">7673000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:InterestIncomeExpenseNet id="ID_536" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">491551000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure id="ID_537" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LossContingenciesByNatureOfContingencyAxis_fbp_CommitmentsToSellLoansMember" unitRef="USD" decimals="-3">37909000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:AvailableForSaleSecurities id="ID_538" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <fbp:SecuritiesWeightedAverageYield id="ID_539" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.024</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_540" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_IncomeStatementLocationAxis_fbp_MortgageBankingActivitiesMember" unitRef="USD" decimals="-3">25000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_541" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:SecuredDebtRepurchaseAgreements id="ID_542" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">172199000</us-gaap:SecuredDebtRepurchaseAgreements>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_543" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">2219000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_544" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">600000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_545" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">35383000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FeesAndCommissionsMortgageBankingAndServicing id="ID_546" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">17217000</us-gaap:FeesAndCommissionsMortgageBankingAndServicing>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="ID_547" contextRef="AS_OF_Dec31_2014_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">36491000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:StockholdersEquity id="ID_548" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">830928000</us-gaap:StockholdersEquity>
  <us-gaap:DepreciationAndAmortization id="ID_549" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">17600000</us-gaap:DepreciationAndAmortization>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_550" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">100000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure id="ID_551" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
  <fbp:GovernmentGuaranteedResidentialMortgageLoans id="ID_552" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_fbp_PuertoRicoHousingFinanceAuthorityMember" unitRef="USD" decimals="-5">116500000</fbp:GovernmentGuaranteedResidentialMortgageLoans>
  <dei:DocumentPeriodEndDate id="ID_553" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">2017-12-31</dei:DocumentPeriodEndDate>
  <us-gaap:ServicingAssetAtAmortizedValue id="ID_554" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtAmortizedValue>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized id="ID_555" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="USD" decimals="-5">3000000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_556" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">15301000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue id="ID_557" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_NontaxableMunicipalBondsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">132759000</us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_558" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">168000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:CashAcquiredFromAcquisition id="ID_559" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">217659000</us-gaap:CashAcquiredFromAcquisition>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="ID_560" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">34979000</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_561" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">67996000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:DepositLiabilitiesDisclosuresTextBlock id="ID_562" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;N&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;OTE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#8211; DEPOSITS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;AND&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; R&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;ELATED&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;NTEREST&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table summarizes deposit balances as of the dates indicated:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:192pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:192pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Type of account and interest rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-interest-bearing checking accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,833,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,484,155&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-bearing savings accounts - 0.05% to 0.40%  (2016- 0.05% to 0.40%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,401,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,518,496&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-bearing checking accounts - 0.05% to 1.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   (2016- 0.05% to 1.00%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,207,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,075,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Certificates of deposit- 0.10% to 4.00% (2016- 0.10% to 4.00%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,429,585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,312,928&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Brokered certificates of deposit- 0.85% to 2.80% (2016- 0.60% to 2.80%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,150,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,439,697&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,022,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,831,205&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The weighted-average interest rate on total interest-bearing deposits as of December&amp;#160;31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 2017 and 2016 was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, respectively.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the aggregate amount of unplanned overdrafts &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; demand deposits that were reclassified as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;- $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million). Pre-arranged overdrafts lines of credit amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;32.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table presents the contractual maturities of CDs, including brokered CDs, as of December 31, 2017:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Three months or less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;537,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over three months to six months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;500,020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over six months to one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;928,613&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over one year to two years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;896,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over two years to three years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;294,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over three years to four years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;229,232&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over four years to five years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;187,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over five years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,838&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,580,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, CDs in denominations of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;100,000 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or higher amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;billion (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;- $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;billion) including brokered CDs of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;billion (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;- $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;billion) at a weighted-average rate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%) issued to deposit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;brokers in the form of large certificates of deposits that are generally participated out by brokers in shares of less than the FDIC insurance limit.  As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, unamortized broker placement fees amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which are amortized over the contractual maturity of the brokered CDs under the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interest method.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:284.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:284.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Brokered CDs mature as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Three months or less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;194,703&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over three months to six months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,093&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over six months to one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;329,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;One to three years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;360,566&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Three to five years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,666&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over five years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,380&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,150,485&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, deposit accounts issued to government agencies amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;652.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million (2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;563.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million). These deposits in Puerto Rico and the U.S. Virgin Islands are insured by the FDIC up to the applicable limits, generally $250,000. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The uninsured portion&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were collateralized by securities and loans with an amortized cost of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;562.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;583.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million) and an estimated market value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;542.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;521.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million). As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation had $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;490.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million of government deposits in Puerto Rico (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;408.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million) and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;161.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million in the Virgin Islands (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;154.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A table showing interest expense on deposits follows:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-bearing checking accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,440&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,660&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;28,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,246&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Brokered certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,928&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,904&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;67,302&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;69,250&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The total interest expense on deposits includes the amortization of broker placement fees related to brokered CD&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s amounting to $1.9 million, $2.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million for 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively. For 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7, 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2015, includes &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively, for the accretion of premium&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; related to time deposits assumed in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Doral Bank transaction in 2015.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
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&gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New 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style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:179.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Unpaid Principal Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Related Specific Allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized on Accrual Basis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized on Cash Basis&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td colspan='17' rowspan='1' style='width:495.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:495.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;With no related specific allowance recorded:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; -   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; -   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;116,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;154,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;120,241&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,267&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;65,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;100,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;86,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;          loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;28,292&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;31,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;28,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,745&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;213,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;289,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;238,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,627&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;With a related specific allowance recorded:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; -   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;316,616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;349,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;318,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;87,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;124,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;93,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;          loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;90,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;112,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;92,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;788&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;386&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,778&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;577,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;680,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;51,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;593,701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,826&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;433,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;503,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;438,847&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17,316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,478&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;152,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;224,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;180,283&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;390&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;          loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;118,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;143,259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;121,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;403&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;20,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,605&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,605&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;13,605&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;790,308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;970,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;51,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;832,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,453&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Unpaid Principal Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Related Specific Allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized Accrual Basis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized Cash Basis&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='17' rowspan='1' style='width:492pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:492pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;With no related specific allowance recorded:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage  loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;67,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;82,602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;71,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;72,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;91,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;80,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;550&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;           loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;5,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;161,617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;207,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;175,499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,966&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;With a related specific allowance recorded:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;374,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;423,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;380,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,503&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;121,771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;133,883&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;122,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;          loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;138,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;165,399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;149,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,287&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,870&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,721&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,734&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;13,322&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;726,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;821,683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;748,842&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;442,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;506,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;451,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;18,492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;194,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;225,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;203,322&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;723&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;153,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;190,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;166,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,287&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;20,151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,721&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;27,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,891&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;18,610&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;18,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;887,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,028,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;924,341&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:FairValueOfAssetsAcquired id="ID_605" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_LoansMember" unitRef="USD" decimals="-3">311410000</us-gaap:FairValueOfAssetsAcquired>
  <us-gaap:GainLossOnSaleOfLoansAndLeases id="ID_606" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">7379000</us-gaap:GainLossOnSaleOfLoansAndLeases>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_607" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">331000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_608" contextRef="AS_OF_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">52581000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_609" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">7458000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_610" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_611" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_fbp_PurchasedCreditCardRelationshipIntangibleMember" unitRef="USD" decimals="-5">2800000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:IncomeTaxExpenseBenefit id="ID_612" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:IncomeTaxExpenseBenefit>
  <fbp:PerformanceSharesBasedAwardsPercentage id="ID_613" contextRef="FROM_Jan01_2018_TO_Dec31_2018_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_PerformanceSharesMember" unitRef="pure" decimals="2">0.4</fbp:PerformanceSharesBasedAwardsPercentage>
  <us-gaap:LossContingencyReceivable id="ID_614" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember_us-gaap_UnderlyingAssetClassAxis_us-gaap_PropertyPlantAndEquipmentMember" unitRef="USD" decimals="-5">600000</us-gaap:LossContingencyReceivable>
  <fbp:ClassifiedAndNonPerformingLoansSold id="ID_615" contextRef="FROM_Jan01_2017_TO_Mar31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_fbp_PuertoRicoElectricPowerAuthorityMember" unitRef="USD" decimals="-6">64000000</fbp:ClassifiedAndNonPerformingLoansSold>
  <fbp:Section382OwnershipThreshold id="ID_616" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_US" unitRef="pure" decimals="2">0.5</fbp:Section382OwnershipThreshold>
  <us-gaap:CashAcquiredFromAcquisition id="ID_617" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:CashAcquiredFromAcquisition>
  <us-gaap:ServicingFeesNet id="ID_618" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">3693000</us-gaap:ServicingFeesNet>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_619" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LoansSplitMember" unitRef="USD" decimals="-3">5141000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_620" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">19484000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_621" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">14870000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <fbp:LegalSurplusAmountAdditions id="ID_622" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">9600000</fbp:LegalSurplusAmountAdditions>
  <us-gaap:AvailableForSaleSecurities id="ID_623" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">7819000</us-gaap:AvailableForSaleSecurities>
  <fbp:BusinessCombinationAcquisitionNonrecurringCosts id="ID_624" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_fbp_NonInterestExpenseAxis_fbp_ConversionCostsMember" unitRef="USD" decimals="-5">4600000</fbp:BusinessCombinationAcquisitionNonrecurringCosts>
  <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss id="ID_625" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">718000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_626" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">1405000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="ID_627" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_628" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">165818000</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_629" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">118300000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:NoninterestIncomeOther id="ID_630" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">4976000</us-gaap:NoninterestIncomeOther>
  <us-gaap:CashFlowsBetweenTransfereeAndTransferorProceedsFromCollectionsReinvestedInRevolvingPeriodTransfers id="ID_631" contextRef="FROM_Sep01_2004_TO_Sep30_2004_Entity_0001057706_dei_LegalEntityAxis_fbp_FbpStatutoryTrustTwoMember" unitRef="USD" decimals="-5">3900000</us-gaap:CashFlowsBetweenTransfereeAndTransferorProceedsFromCollectionsReinvestedInRevolvingPeriodTransfers>
  <us-gaap:DeferredTaxAssetsOperatingLossCarryforwards id="ID_632" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">374091000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseCollateralRightToReclaimSecurities id="ID_633" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseCollateralRightToReclaimSecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_634" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_635" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialConstruction>
  <invest:DerivativeNotionalAmount id="ID_636" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateCapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember_us-gaap_PositionAxis_us-gaap_LongMember" unitRef="USD" decimals="-3">91510000</invest:DerivativeNotionalAmount>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_637" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">32340000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock id="ID_638" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='13' rowspan='1' style='width:538.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:538.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The following table summarizes the effect of derivative instruments on the consolidated statements of income:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.95pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:115.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Gain (or Loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.95pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Location of Gain (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Year ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.95pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Recognized in Consolidated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.95pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Statement of Income on Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:36pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:36pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:36pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:113.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Undesignated economic hedges:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Interest rate contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Interest rate swap agreements &lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income - Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Written and purchased interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income - Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Forward contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Sales of TBA GNMA MBS pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Mortgage Banking Activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;         Total gain (loss) on derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="ID_639" contextRef="AS_OF_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">752458000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:LoansAndLeasesReceivableCommercialGovernments id="ID_640" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_fbp_PuertoRicoGovernmentAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-5">33900000</us-gaap:LoansAndLeasesReceivableCommercialGovernments>
  <fbp:HurricaneCategoryFiveDescription id="ID_641" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember">Category 5 hurricane</fbp:HurricaneCategoryFiveDescription>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_642" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">16402000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_643" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_DueWithinOneYearMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">122471000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:FairValueInputsDiscountRate id="ID_644" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.1443</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:NetIncomeLoss id="ID_645" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">93229000</us-gaap:NetIncomeLoss>
  <us-gaap:IncomeTaxDisclosureTextBlock id="ID_646" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;27&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; INCOME TAXES &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Income tax expense includes Puerto Rico and USVI income taxes as well as applicable U.S. federal and state taxes. The Corporation is subject to Puerto Rico income tax on its income from all sources. As a Puerto Rico &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;corporation, First BanCorp. is treated as a foreign corporation for U.S. and USVI income tax purposes and is generally subject to U.S. and USVI income tax only on its income from sources within the U.S. and USVI or income effectively connected with the con&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;duct of a trade or business in those regions. Any such tax paid in the U.S. and USVI is also creditable against the Corporation&amp;#8217;s Puerto Rico tax liability, subject to certain conditions and limitations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Under the Puerto Rico Internal Revenue Code of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2011, as amended (the &amp;#8220;2011 PR Code&amp;#8221;), the Corporation and its subsidiaries are treated as separate taxable entities and are not entitled to file consolidated tax returns and, thus, the Corporation is generally  not entitled to utilize losses from one subs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;idiary to offset gains in another subsidiary. Accordingly, in order to obtain a tax benefit from a net operating loss (&amp;#8220;NOL&amp;#8221;), a particular subsidiary must be able to demonstrate sufficient taxable income within the applicable NOL carry-forward period. The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2011 PR Code allows entities organized as limited liability companies to perform an election to become a non-taxable &amp;#8220;pass-through&amp;#8221; entity and utilize losses to offset income from other &amp;#8220;pass-through&amp;#8221; entities, subject to certain limitations, with the rem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aining net income passing-through to its partner entities. The 2011 PR Code also provides a dividend received deduction of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;100&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on dividends received from &amp;#8220;controlled&amp;#8221; subsidiaries subject to taxation in Puerto Rico &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;85&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% on dividends received from other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; taxable domestic corporations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On March 1, 2017, the Corporation completed the applicable regulatory filings to change the tax status of its subsidiary, First Federal Finance, from a taxable corporation to a non-taxable &amp;#8220;pass-through&amp;#8221; entity. This electi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on allows the Corporation to realize tax benefits of its deferred tax assets associated with pass-through ordinary net operating losses available at the banking subsidiary, FirstBank, which were subject to a full valuation allowance as of December 31, 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, against now pass-through ordinary income from this profitable subsidiary.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On March 1, 2017, the Corporation also completed the applicable regulatory filings to change the tax status of its subsidiary, FirstBank Insurance, from a taxable corporation to a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; non-taxable &amp;#8220;pass-through&amp;#8221; entity. This election allows the Corporation to offset pass-through income earned by FirstBank Insurance with net operating losses available at the holding company (the &amp;#8220;Holding Company&amp;#8221;) level.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation has maintain&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed an effective tax rate lower than the maximum statutory rate mainly by investing in government obligations and mortgage-backed securities exempt from U.S. and Puerto Rico income taxes and by doing business through an International Banking Entity (&amp;#8220;IBE&amp;#8221;) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;unit of the Bank, and through the Bank&amp;#8217;s subsidiary, FirstBank Overseas Corporation, whose interest income and gain on sales is exempt from Puerto Rico income taxation. The IBE and FirstBank Overseas Corporation were created under the International Banking&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Entity Act of Puerto Rico, which provides for total Puerto Rico tax exemption on net income derived by IBEs operating in Puerto Rico on the specific activities identified in the IBE Act.  An IBE that operates as a unit of a bank pays income taxes at the c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orporate standard rate to the extent that the IBE&amp;#8217;s net income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;exceeds &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the bank&amp;#8217;s total net taxable income.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The components of income tax &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;benefit (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expense&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are summarized below:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Current income tax expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(8,179)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(13,151)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,339)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deferred income tax benefit (expense)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(23,879)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(80)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total income tax benefit (expense)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,419)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The differences between the income tax expense applicable to income before the provision for income taxes and the amount computed by applying the statutory tax rate in Puerto Rico were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:507pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:507pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:327pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:327pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;% of Pretax Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;% of Pretax Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;% of Pretax Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Computed income tax at &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     statutory rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(24,173)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(39.0)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(50,801)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(39.0)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(10,810)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(39.0)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Federal and state taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,335)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3.8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(190)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Change in tax status of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;13,161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;21.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Benefit of net exempt income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,995&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,780&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Effect of capital losses subject to preferential rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,102)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3.4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(727)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,019)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(10.9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Disallowed NOL carryforward resulting from &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;net exempt income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(5,091)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(8.2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,396)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(4.9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,717)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(27.8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Nontax deductible expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(467)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(212)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Return to provision adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(607)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1.0)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(434)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Deferred tax valuation allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;10,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;5,976&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4.6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,881&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;10.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Other-net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Total income tax &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         benefit (expense) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(37,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(28.6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,419)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(23.2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For 2017, the Corporation recorded an income tax &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;benefit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; approximately&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million compared to an income tax expense of $37.0 million for 2016. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The tax benefit for 2017, when compared to the tax expense for 2016, was mostly attributable to the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tax benefit related to the storm-related charges and to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million tax benefit recorded in 2017 as a result of the above discussed change in tax status of certain subsidiaries from taxable corporations to limited liability companies that have electe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d to be treated as partnerships for income tax purposes in Puerto Rico. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The effective tax rate for the year ended December 31, 2017 was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(8)%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; compared to 28% for the year ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2016.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and their tax bases. Significant components of the Corporation&amp;#39;s deferred tax assets and liabilities as of December 31, 2017 and 2016 were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:160.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deferred tax asset:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Net operating loss carryforward &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;376,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;374,091&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;94,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;79,330&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Tax credits available for carryforward&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,006&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Unrealized loss on OREO valuation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,467&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Unrealized net loss on equity investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Settlement payment-closing agreement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,313&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Legal and other reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,807&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Impairment on investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,438&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Unrealized loss on available-for-sale securities, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;502&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Reserve for insurance premium cancellations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;724&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,720&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;           Total gross deferred tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;510,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;503,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deferred tax liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Differences between the assigned values and tax bases of assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;             and liabilities recognized in purchase business combinations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,247&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,997&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Unrealized gain on available-for-sale securities, net &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;468&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;            Total gross deferred tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,712&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Valuation allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(191,183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(207,216)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Net deferred tax asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;294,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;281,657&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Accounting for income taxes requires that companies assess whether a valuation allowance should be recorded against their deferred tax asset based on an assessment of the amount of the deferred tax asset that is &amp;#8220;more likely than not&amp;#8221; to be realized.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Valuation allowances are established, when necessary, to reduce deferred tax assets to the amount that is more likely than not to be realized. Management assesses the valuation allowance recorded against deferred tax assets at each reporting date. The det&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ermination of whether a valuation allowance for deferred tax assets is appropriate is subject to considerable judgment and requires the evaluation of positive and negative evidence that can be objectively verified. Consideration must be given to all source&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of taxable income available to realize the deferred tax asset, including, as applicable, the future reversal of existing temporary differences, future taxable income forecasts exclusive of the reversal of temporary differences and carryforwards, and tax &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;planning strategies. In estimating taxes, management assesses the relative merits and risks of the appropriate tax treatment of transactions taking into account statutory, judicial, and regulatory guidance.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s net deferred tax assets amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;294.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, net of a valuation allowance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;191.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. The net deferred tax assets of the Corporation&amp;#8217;s banking subsidiary, FirstBank, amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;294.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, net of a valuation allowance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;150.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, compared to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a deferred tax asset of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;277.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, net of a valuation allowance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;171.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. During 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, management reassessed the need for a valuation allo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wance and concluded, based upon the assessment of all positive and negative evidence, that it is more likely than not that FirstBank will generate sufficient taxable income within the applicable NOL carry-forward periods to realize $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;294.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;de&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ferred tax assets.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The positive evidence considered by management to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assess&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on the adequacy of the valuation allowance as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7 included&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; factors such as: FirstBank&amp;#8217;s three-year cumulative gain position; forecasts of future profitability unde&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r several potential scenarios that support the partial utilization of NOLs prior to their expir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ation between 2021 through 2024; and three consecutive years of taxable income. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;These factors demonstrate demand for FirstBank&amp;#8217;s products and services and improv&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements in credit quality measures that have result&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed in reduced credit exposures&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and have resulted in improvements in both sustainability of profitability and management&amp;#8217;s ability to forecast future losses. The negative evidence considered by management i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncludes: &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consideration of the uncertainty surrounding the future economic conditions of the hurricane-affected areas, its probable effects on the loan portfolios&amp;#8217; credit quality, the uncertainty related to the Puerto Rico government financial condition, an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d the still elevated levels of non-performing assets.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In determining whether management&amp;#8217;s projections of future taxable income used to conclude on the adequacy of the valuation allowance are reliable, management considered objective evidence supporting th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e forecast&amp;#8217;s assumptions and assess the Bank&amp;#8217;s recent experience and ability to reasonably project future results of operations. The analysis included the evaluation of multiple financial scenarios, including scenarios where credit losses remain elevated. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Further, while Puerto Rico&amp;#8217;s economy is expected to remain challenging due to inherent uncertainties, the Corporation believes that it can reasonably forecast future taxable income at sufficient levels over the future period of time that FirstBank has avai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lable to realize part of the December 31, 2017 net deferred tax asset as further described below.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation expects to realize approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;173.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of deferred tax assets associated with FirstBank&amp;#8217;s NOLs prior to their expiration periods, co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpared to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;171.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million expected to be realized as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. In addition, as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;125.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of the deferred tax assets of the Corporation are attributable to temporary differences or tax credit carry-forward&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s that have no expiration date, compared to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;117.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of other non-NOL-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;related deferred tax assets of the Corporation are fully reserved with a valuation allowance, compared &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; given limitations and uncertainties as to their future utilization. The ability to recognize the remaining deferred tax assets that continue to be subject to a valuation allowance will be evaluated on a quarterly basis to determine if there are any signif&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;icant events that would affect the ability to utilize these deferred tax assets.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Management&amp;#8217;s estimate of future taxable income is based on internal projections that consider historical performance, multiple internal scenarios and assumptions, as well as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; external data that management believes is reasonable. If events are identified that affect the Corporation&amp;#8217;s ability to utilize its deferred tax assets, the analysis will be updated to determine if any adjustments to the valuation allowance are required. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;If actual results differ significantly from the current estimates of future taxable income, even if caused by adverse macro-economic conditions, the remaining valuation allowance may need to be increased. Such an increase could have a material adverse effe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ct on the Corporation&amp;#8217;s financial condition and results of operations. Conversely, better than expected results and continued positive results and trends could result in further releases to the deferred tax valuation allowance; any such decreases could hav&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e a material positive effect on the Corporation&amp;#8217;s financial condition and results of operations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation has U.S. and USVI sourced NOL carryforwards. Section&amp;#160;382 of the U.S. Internal Revenue Code (the &amp;#8220;Section 382&amp;#8221;) limits the ability to utilize U&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.S. and USVI NOLs for income tax purposes in such jurisdictions following an event that is considered to be an ownership change.&amp;#160; Generally, an &amp;#8220;ownership change&amp;#8221; occurs when certain shareholders increase their aggregate ownership by more than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;percentag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e points over their lowest ownership percentage over a three-year testing period. Upon the occurrence of a Section 382 ownership change, the use of NOLs attributable to the period prior to the ownership change is subject to limitations and only a portion o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f the U.S. and USVI NOLs may be used by the Corporation to offset its annual U.S. and USVI taxable income, if any.&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During 2017, the Corporation completed a formal ownership ch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ange analysis within the meaning of Section&amp;#160;382 and concluded that an ownership&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; change occurred during the comprehensive period evaluated. The ownership change and resulting Section 382 limitation did not cause a U.S. or USVI income tax liability or material income tax expense related to periods prior 2017 since the Corporation had s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ufficient post-ownership change NOLs in those jurisdictions to offset taxable income.  The Section 382 limitation could now result in higher U.S. and USVI liabilities in the future than we would incur in the absence of such limitation. Prospectively, the C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orporation expects that it will be able to mitigate the adverse effects associated with the Section 382 limitation as any such tax paid in the U.S. or USVI could be creditable against Puerto Rico tax liabilities or taken as a deduction against taxable inco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;me.&amp;#160; However, our ability to reduce our Puerto Rico tax liability through such a credit or deduction depends on our tax profile at each annual taxable period, which is dependent on various factors. For the 2017 year, and as a result of the Section 382 limi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tation, the Corporation incurred an income tax expense of approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million related to its U.S. operations.&amp;#160; The limitation did not impact the USVI operations for the 2017 year. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;As a result of the Section 382 limitations in the U.S and USVI, combined with the availability of NOLs in the home country (Puerto Rico) which could limit the use of foreign tax credits, management believes that for purposes of the disclosure requirement of the components of the net deferred tax asset,  the presentation of the gross foreign branch deferred tax assets, the related valuation allowance, and the related home country deferred tax liabilities, as applicable,  better reflects prospectively the interaction between the foreign deferred tax assets/liabilities and the tax computations in the home country.&amp;#160; Given the change in circumstances resulting from the Section 382 limitations, the gross up presentation was applied prospectively and did not have an effect in the consolidated financial results.&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December 31, 2017, the Corporation did not have Unrecognized T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ax Benefits (&amp;#8220;UTBs&amp;#8221;) recorded on its books. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Corporation classifies all interest and penalties, if any, related to tax uncertainties as income tax expense. Audit periods remain open for review until the statute of limitations has passed. The statute of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;limitations under the 2011 PR code is four years; the statute of limitations for U.S. and USVI income tax purposes is three years after a tax return is due or filed, whichever is later, for each. The completion of an audit by the taxing authorities or the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expiration of the statute of limitations for a given audit period could result in an adjustment to the Corporation&amp;#8217;s liability for income taxes. Any such adjustment could be material to the results of operations for any given quarterly or annual period bas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed, in part, upon the results of operations for the given period. For U.S. and USVI income tax purposes, all tax years subsequent to 2012 remain open to examination. During 2015 and 2016, the IRS audited the US income tax return for the 2012 year. During t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he first quarter of 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Corporation received confirmation from the IRS that the audit for the 2011 and 2012 years were closed with no adjustments to the previously filed returns&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. For Puerto Rico tax purposes, all tax years subsequent to 2012 remain o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pen to examination.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On December 22, 2017, the United States President signed into law H.R.1 after its approval by the U.S. Congress (&amp;#8220;the US Tax Reform&amp;#8221;). H.R.1 includes an overhaul of individual, business and international taxes, which affected our branc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h operations in the U.S. and the USVI.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:11pt;' &gt; The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bill includes, among other things, a reduction in corporate tax rates from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;35&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;21&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, a repeal of the corporate alternative minimum tax regime, changes to business deductions and NOLs, a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% tax on the deemed r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;epatriation of liquid assets, a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% tax on base erosion payments and a minimum &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% tax on inclusion of global intangible low-tax income by U.S. shareholders. The change in tax rate did not have a material affect on the 2017 income statement. The Corporat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion operates branches in the U.S. and USVI and is subject to Puerto Rico income taxes on its worldwide income, thus, the net deferred tax assets associated with the U.S. and USVI branch operations are offset by either a valuation allowance or a home countr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y deferred tax liability. The change in the tax law will also affect the Corporation&amp;#8217;s U.S. and USVI income tax computation for 2018 by changing the limitations for certain deductions and reducing the U.S. and USVI&amp;#8217;s effective tax rate. The effect of these&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; changes on the income tax provision related to U.S. and USVI is not expected to be significant.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
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  <us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy id="ID_668" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Allowance for loan and lease losses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation maintains the allowance for loan and lease losses at a level considered adequate to absorb losses currently inherent in the loan and lease portfolio. The Corporation does not maintain an allowance for h&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eld-for-sale loans or PCI loans that are performing in accordance with or better than expectations as of the date of acquisition, as the fair values of these loans already reflect a credit component. The allowance for loan and lease losses provides for pro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bable losses that have been identified with specific valuation allowances for individually evaluated impaired loans and for probable losses believed to be inherent in the loan portfolio that have not been specifically identified. The determination of the a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;llowance for loan and lease losses requires significant estimates, including with respect to the timing and amounts of expected future cash flows on impaired loans, consideration of current economic conditions, and historical loss experience pertaining to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the portfolios and pools of homogeneous loans, all of which may be susceptible to change.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation evaluates the need for changes to the allowance by portfolio loan segments and classes of loans within certain of those portfolio segments. The Corpo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ration combines loans with similar credit risk characteristics into the following portfolio segments: commercial mortgage, construction, commercial and industrial, residential mortgage, and consumer loans. Classes are usually disaggregations of the portfol&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;io segments. The classes within the residential mortgage segment are residential mortgages guaranteed by the U.S. government and other residential loans.  The classes within the consumer portfolio are auto, finance lease, and other consumer loans. Other co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsumer loans mainly include unsecured personal loans, credit cards, home equity lines, lines of credits, and marine financing. The classes within the construction loan portfolio are land loans, construction of commercial projects, and construction of resid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ential projects. The commercial mortgage and commercial and industrial segments are not further segmented into classes. The adequacy of the allowance for loan and lease losses is based on judgments related to the credit quality of each portfolio segment. T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hese judgments consider ongoing evaluations of each portfolio segment, including such factors as the economic risks associated with each loan class, the financial condition of specific borrowers, the geography (Puerto Rico, Florida or the Virgin Islands), &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the level of delinquent loans, historical loss experience, the value of any collateral and, where applicable, the existence of any guarantees or other documented support.  In addition to the general economic conditions and other factors described above, ad&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ditional factors considered include the internal risk ratings assigned to loans.  An internal risk rating is assigned to each commercial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and construction &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan at the time of approval and is subject to subsequent periodic review by the Corporation&amp;#39;s senior &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;management. The allowance for loan and lease losses is reviewed on a quarterly basis as part of the Corporation&amp;#8217;s continued evaluation of its asset quality.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The allowance for loan and lease losses is increased through a provision for credit losses that is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; charged to earnings, based on the quarterly evaluation of the factors previously mentioned, and is reduced by charge-offs, net of recoveries.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The allowance for loan and lease losses consists of specific reserves based upon valuations of loans considere&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d to be impaired, including loans modified in a TDR, and general reserves. A specific valuation allowance is established for individual impaired loans in the commercial mortgage, construction, and commercial and industrial portfolios and certain marine fin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ancings, residential mortgage loans, and home equity lines of credit, primarily when the collateral value of the loan (if the impaired loan is determined to be collateral dependent) or the present value of the expected future cash flows discounted at the l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oan&amp;#8217;s effective rate is lower than the carrying amount of that loan. The loans within the commercial mortgage, construction, commercial and industrial portfolios&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and marine financings &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with a principa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l balance of $1 million or more&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are individually evaluat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed for impairment. Also, certain residential mortgage loans and home equity lines of credit are individually evaluated for impairment purposes based on their delinquency and loan to value levels. When foreclosure of a collateral dependent loan is probable,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the impairment measure is based on the fair value of the collateral.  The fair value of the collateral is generally obtained from appraisals. Updated appraisals are obtained when the Corporation determines that loans are impaired and are generally updated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; annually thereafter according to the Corporation&amp;#8217;s appraisal policy. In addition, appraisals and/or appraiser price opinions are also obtained for residential mortgage loans based on specific characteristics such as delinquency levels, age of the appraisa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l, and loan-to-value ratios.  The excess of the recorded investment in a collateral dependent loan over the resulting fair value of the collateral is charged-off when deemed uncollectible. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;For all other loans, which include small, homogeneous loans, such&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as auto loans, and the other classes in the consumer loan portfolio, residential mortgages and commercial and construction loans not considered impaired, the Corporation maintains a general valuation allowance established through a process that begins wit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h estimates of incurred losses based upon various statistical analyses. The general reserve is primarily determined by applying loss factors according to the loan type and assigned risk category (pass, special mention, and substandard loans that are not co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsidered to be impaired; all doubtful loans are considered impaired). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation uses a roll-rate methodology to estimate losses on its consumer loan portfolio based on delinquencies and considering credit bureau score bands. The Corporation tracks&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the historical portfolio performance to arrive at a weighted-average distribution in each subgroup of each delinquency bucket. Roll-to-loss rates (loss factors) are calculated by multiplying the roll rates from each subgroup within the delinquency buckets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; forward through loss. Once roll rates are calculated, the resulting loss factor is applied to the existing receivables in the applicable subgroups within the delinquency buckets and the end results are aggregated to arrive at the required allowance level.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The Corporation&amp;#8217;s assessment also involves evaluating key qualitative and environmental factors, which include credit and macroeconomic indicators such as unemployment, bankruptcy trends, recent market transactions, and collateral values to account for cu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rrent market conditions that are likely to cause estimated credit losses to differ from historical loss experience. The Corporation analyzes the expected delinquency migration to determine the future volume of delinquencies. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; The cash flow analysis for e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ach residential mortgage pool is performed at the individual loan level and then aggregated to the pool level in determining the overall expected loss ratio. The model applies risk-adjusted prepayment curves, default curves, and severity curves to each loa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n in the pool. For loan restructuring pools, the present value of expected future cash flows under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;new terms, at the loan&amp;#8217;s effective interest rate, is taken into consideration. Additionally, estimates of default risk and prepayments related to loan re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;structurings are based on, among other things, the historical experience of these loans. Loss severity is affected by the expected house price scenario, which is based in part on recent house price trends. Default curves are used in the model to determine &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expected delinquency levels. The attributes that are most significant to the probability of default include present collection status (current, delinquent, in bankruptcy, in foreclosure stage), vintage, loan-to-values, and geography (Puerto Rico, Florida o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r the Virgin Islands).The estimates of the risk-adjusted timing of liquidations and associated costs are used in the model, and are risk-adjusted for the geographic area in which each property is located. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; For commercial loans, historical charge-off rate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s are calculated by the Corporation on a quarterly basis by tracking cumulative charge-offs experienced over a two-year loss period on loans according to their internal risk rating (referred to as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;base rate&amp;#8221; for the quarter). The allowance is calculat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed using the base rate average of the last 8 quarters. A qualitative factor adjustment is applied to the base rate average utilizing a resulting factor derived from a set of risk-based ratings and weights assigned to credit and economic indicators over a r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;easonable period applied to a developed expected range of historical losses. This factor may be stressed to reflect other elements not reflected in the historical data underlying the loss estimates, such as the prolonged uncertainty surrounding how the Pue&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rto Rico government&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; might restructure its debt and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;other unprecedented measures implemented by the Puerto Rico government to deal with its fiscal condition.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During 2017, management &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;established &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a separate qualitative element of the allowance to estimate in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;herent losses associated with the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Hurricanes Maria and Irma on the Corporation&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan portfolios in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Puerto Rico and Virgin Islands. This qualitative element of the allowance was determined based on the estimated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the storms could have &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on current employment levels (e.g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;unemployment rate that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;significantly increases from&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; current levels in Puerto Rico based on statistics observed in the aftermath of similar natural disasters in the U.S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mainland like Hurricane Katrina)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; economic activ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity in the Corporation&amp;#8217;s geographic regions, and the time it could take for the affected regions to return to a more normalized operating environment. Refer to Note 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Natural Disasters Affecting First BanCorp. in 2017, to the consolidated financial state&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ments,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for additional information about the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of Hurricanes Maria&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and Irma in the Corporation&amp;#8217;s f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inancial results.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s credit risk modeling framework used to determine the storm-related qualitative&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; estimate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is similar to the one used &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for benchmarking purposes as part of the annual Dodd-Frank Act Stress Testing (&amp;#8220;DFAST&amp;#8221;) regulatory exercise. &amp;#160;Models were developed following a regression modeling approach in which relationships between portfolio-level loss rates and key economic indicato&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rs were derived based on historical behavior. &amp;#160;These models went through an extensive model specification and selection process that resulted in the use of certain variables, such as the unemployment rate and the Puerto Rico Economic Activity Index, which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;showed the highest predictive power of potential losses in our outstanding loan portfolio.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For large commercial and construction loan relationships, loan officers performed individual reviews of the effect of the storms on these borrowers&amp;#8217; sources of repa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;yment. These large relationships, that represent 80% of the outstanding balance of the Corporation&amp;#8217;s commercial and construction loan portfolio, were analyzed and divided into three storm-affected categories (i.e. Low, Medium and High). Clients categorized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as Low had no effect, or relatively insignificant effect, as a result of the storms. Clients in the Medium category had demonstrated that they had sufficient liquidity to satisfy their obligations, but the complexity of the insurance claim process may aff&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ect their primary or secondary source of repayment. Finally, clients categorized as High could potentially have problems with their primary or secondary sources of repayment as they have a higher degree of uncertainty with respect to the timing of the insu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rance claim resolution, and the full reestablishment of their businesses is highly dependent on the timely receipt of insurance proceeds. Reserve levels were then recognized for these particular loans based on this stratification. For loans in the Low cate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gory, no additional qualitative storm-related reserve was calculated. For loans in the Medium and High categories, the Corporation stressed the general reserve loss factors applicable to these loans to reflect higher default probabilities not reflected in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the historical data. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;This review also resulted in downgrades in the credit risk classification of certain loans and their reserves were determined following the methodology applicable to criticized and adversely classified loans, as appropriate. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mmercial and construction loans not individually reviewed, as well as residential and consumer loans, the estimated loss associated with the storms was determined following the above-described qualitative storm-related model with resulting loss factors app&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lied to the overall performing balance of each portfolio. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Refer to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Note 10 &amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Allowance for Loan and Lease Losses, to the consolidated financial statements, for additional information, including the balance of the storm-related allowance for each region&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and portfolio segment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
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  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardGross id="ID_720" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_TroubledAssetReliefProgramMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_SeniorManagementMember" unitRef="shares" decimals="INF">1546137</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardGross>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecuritiesPortionRecognizedInEarningsNetQualitativeDisclosuresDefaultRate id="ID_721" contextRef="FROM_Jan01_2017_TO_Mar31_2017_Entity_0001057706_invest_InvestmentSecuritiesSeriesAxis_fbp_PuertoricogovernmentdebtsecuritiesotherthantemporaryimpairmentmemberMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="pure" decimals="6">1</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecuritiesPortionRecognizedInEarningsNetQualitativeDisclosuresDefaultRate>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_722" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">11579000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_723" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_UnitedStatesAndPuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_724" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_725" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">1335000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:LoansReceivableNet id="ID_726" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">8651613000</us-gaap:LoansReceivableNet>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_727" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1379155000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivablesTextBlock id="ID_728" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; LOANS HELD FOR INVESTMENT &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;	&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following provides information about the loan portfolio held for investment: &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Residential mortgage loans, mainly secured by first mortgages &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,290,957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,296,031&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction loans &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;111,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;124,951&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,614,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,568,808&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; (1) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,083,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,180,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,809,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,874,214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;233,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,492,435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,483,293&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,850,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,886,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(231,843)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(205,603)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for investment, net &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,618,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,681,270&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30pt;' &gt;&lt;td style='width:27.75pt;text-align:right;vertical-align:top;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:514.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:514.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;As of December 31, 2017 and 2016, includes $833.5 million and $853.9 million, respectively, of commercial loans that are secured by real estate but are not dependent upon the real estate for repayment.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation had net deferred origination costs on its loan portfolio amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million, respectively. The total loan portfolio is net of unearned income of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;38.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;32.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation was servicing residential mortgage loans owned by others aggregating $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;billion), and c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ommercial loan participations owned by others &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mounted to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;361.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;401.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Various loans, mainly secured by first mortgages, were assigned as collateral for CDs, individual retirement accounts, and advances from the FHLB. Total loans pledged as collateral&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion as of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:20.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:500.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:500.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Loans held for investment on which accrual of interest income had been discontinued were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-performing loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;178,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;160,867&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;156,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;178,696&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;85,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;146,599&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,026&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,026&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,346&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total non-performing loans held for investment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; (1)(2)(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;489,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;560,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:500.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:500.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;________________&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:486pt;text-align:left;vertical-align:middle;border-color:Black;min-width:486pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Excludes $8.3 million and $8.1 million of non-performing loans held for sale as of December 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:39.75pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:486pt;text-align:justify;vertical-align:middle;border-color:Black;min-width:486pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Amount excludes PCI loans with a carrying value of approximately $158.2 million and $165.8 million as of December 31, 2017 and 2016, respectively, primarily mortgage loans acquired from Doral Bank in the first quarter of 2015 and from Doral Financial in the second quarter of 2014, as further discussed below. These loans are not considered non-performing due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using an estimated cash flow analysis.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:486pt;text-align:justify;vertical-align:middle;border-color:Black;min-width:486pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Non-performing loans exclude $374.7 million and $384.9 million of TDR loans that are in compliance with the modified terms and in accrual status as of December 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;If these loans were accruing interest, the additional interest income realized would have been $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;35.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;43.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million; 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;37.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Loans in Process of Foreclosure&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December 31, 2017, the recorded investment of residential mortgage loans collateralized by residential real estate property that are in the process of foreclosure amounted to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;162.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;including &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;23.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million of loans insured by the FHA or guaranteed by the VA, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of PCI loans. The Corporation commences the foreclosure process on residential real estate loans when a borrower becomes 120 days delinquent in accordance with the guidelines of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Consumer Financial Protection Bureau (CFPB). Foreclosure procedures and timelines vary depending on whether the property is located in a judicial or non-judicial state. Judicial states (Puerto Rico, Florida and USVI) require the foreclosure to be proc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;essed through the state&amp;#8217;s court while foreclosure in non-judicial states (BVI) is processed without court intervention. Foreclosure timelines vary according to state law and investor guidelines. Occasionally, foreclosures may be delayed due to mandatory me&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;diations, bankruptcy, court delays and title issues, among other reasons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The Corporation&amp;#8217;s aging of the loans held-for-investment portfolio is as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;30-59 Days Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;60-89 Days Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:54pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;90 days or more Past Due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total Past Due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Purchased Credit-Impaired Loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Current &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;90 days past due and still accruing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; (2) (3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Residential mortgage:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;  FHA/VA and other government-guaranteed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;     loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(2) (3) (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;102,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;109,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;29,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;138,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;102,815&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;92,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;193,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;286,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,711,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,152,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,459&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;88,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;97,703&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,985,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,083,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,317&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Commercial mortgage loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;163,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;170,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,183&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,440,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,614,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,687&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Land &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;26,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Construction-commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;76,556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,910&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;23,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;91,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;752,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;844,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;242,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;257,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,776&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;9,361&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;25,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;622,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;648,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,991&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Total loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;87,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;139,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;620,974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;848,763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,843,539&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,850,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;131,420&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:top;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Includes non-performing loans and accruing loans that are contractually delinquent 90 days or more (i.e., FHA/VA guaranteed loans and credit cards). Credit card loans continue to accrue finance charges and fees until charged-off at 180 days. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:top;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;It is the Corporation&amp;#39;s policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past-due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. These balances include $29.9 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2017.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:top;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;As of December 31, 2017, includes $62.1 million of defaulted loans collateralizing GNMA securities for which the Corporation has an unconditional option (but not an obligation) to repurchase the defaulted loans.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:top;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;According to the Corporation&amp;#39;s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears on two or more monthly payments. FHA/VA government-guaranteed loans, other residential mortgage loans, commercial mortgage loans, and land loans past due 30-59 days as of December 31, 2017 amounted to $6.0 million, $224.0 million, $9.0 million, and $2.5 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:middle;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;30-59 Days Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;60-89 Days Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:49.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;90 days or more Past Due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total Past Due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Purchased Credit-Impaired Loans &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Current &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;90 days past due and still accruing &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt;(2) (3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Residential mortgage:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   FHA/VA and other government-guaranteed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(2) (3) (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;77,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;82,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;44,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;126,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;77,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;94,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;177,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;271,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,734,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,169,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,701&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;14,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;151,967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;169,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,010,569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,180,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,368&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Commercial mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,534&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;181,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;186,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,379,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,568,808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,281&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; (4) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;19,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;31,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;478&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;40,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;77,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Construction-residential &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(4) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;14,346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;85,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;762,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;847,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;222,615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;233,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;25,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;610,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;635,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Total loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;86,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;128,325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;666,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;881,954&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,839,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,886,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;106,809&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:516pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:516pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Includes non-performing loans and accruing loans that are contractually delinquent 90 days or more (i.e., FHA/VA guaranteed loans and credit cards). Credit card loans continue to accrue finance charges and fees until charged-off at 180 days.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:516pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:516pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;It is the Corporation&amp;#39;s policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past-due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. These balances include $29.3 million of residential mortgage loans insured by the FHA or guaranteed by the VA  that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2016.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:516pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:516pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;As of December 31, 2016, includes $43.7 million of defaulted loans collateralizing GNMA securities for which the Corporation has an unconditional option (but not an obligation)  to repurchase the defaulted loans.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:516pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:516pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;According to the Corporation&amp;#39;s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears two or more monthly payments. FHA/VA government-guaranteed loans, other residential mortgage loans, commercial mortgage loans, land loans, and construction-residential loans past-due 30-59 days as of December 31, 2016 amounted to $9.9 million, $142.8 million, $4.6 million, $0.7 million, and $0.4 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;color:#000000;' &gt;In working with borrowers in the Virgin Islands and Puerto Rico affected by Hurricanes Irma and Maria, which made landfall on September 6, 2017 and September 20, 2017, respectively, the Corporation provided three-month deferred repayment arrangemen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ts to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; consumer borrowers (i.e., personal loans, auto loans, finance leases and credit cards) who were current in their payments or no more than 2 payments in arrears as of the date of the respective hurricane. For residential mortgage loans, the Corporation ent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ered during the third and fourth quarters of 2017 into deferred payment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;arrangements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,588 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;residential mortgages totaling $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; billion as of December 31, 2017 that provided for a three-month payment deferral for those loans current or no more than 2 payme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;nts in arrears as of the date of the event. For both consumer and residential mortgage loans subject to the deferral programs, each borrower is required to begin making their regularly scheduled loan payment at the end of the deferral period (January 2018)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; and the deferred amounts were moved to the end of the loan. The payment deferral programs were applied prospectively from the date of the events and did not change the delinquency status of the loans as of such dates. For commercial and construction loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, the Corporation, on a case by case basis, entered into three-month deferral arrangements for the payment of principal. The Corporation entered into deferral programs related to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;351&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; commercial and construction loans totaling $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;billion as of December 31, 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;017, with customers that were current in their payments at the date of the event. As of December 31, 2017, residential mortgage and commercial and construction loans in early delinquency (i.e., 30-89 days past due as defined in regulatory report instructio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ns) include $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;95.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million, respectively, of loans subject to the storm-related deferral programs established in Puerto Rico and the Virgin Islands.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:519.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:519.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The Corporation&amp;#8217;s credit quality indicators by loan type as of December 31, 2017 and 2016 are summarized below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:362.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:362.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Commercial Credit Exposure-Credit Risk Profile based on Creditworthiness Category:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Substandard&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Doubtful&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total Adversely Classified&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt; (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total Portfolio&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:353.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:353.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;261,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,614,972&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,931&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;76,556&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,910&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;154,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;158,946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,083,253&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:362.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:362.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Commercial Credit Exposure-Credit Risk Profile based on Creditworthiness Category:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Substandard&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Doubtful&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total Adversely Classified&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total Portfolio&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:353.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:353.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;193,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;228,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,568,808&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;31,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;77,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;67,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;202,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,180,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:519.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:519.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Excludes $8.3 million and $8.1 million of non-performing loans held for sale as of December 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Corporation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;considers a loan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as adversely classified&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; if its risk rating is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Substandard, Doubtful&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or Loss. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;These categories are defined as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Substandard&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- A Substandard &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sset is inadequately protected by the current sound worth and paying&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will su&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stain some loss if the deficiencies are not corrected.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Doubtful&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- Doubtful classifications have all&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; basis of currently known facts, conditions and values, highly questionable and improbable. A Doubtful classification may be appropriate in cases where significant risk exposures are perceived, but &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oss cannot be determined because of specific reasonable p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ending factors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; which may strengthen the credit in the near term. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Loss - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Assets classified Loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted. This classification does not mean that the a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sset has absolutely no recovery or salvage value, but rather&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; it is not practical or desirable to defer writing off this basically worthless asset even though &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;partial recovery may be affected&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the future.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;There is little or no prospect for near term &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;improvement and no realistic strengthening action of significance pending.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:343.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:343.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Consumer Credit Exposure-Credit Risk Profile Based on Payment Activity&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Residential Real-Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;FHA/VA/ Guaranteed&lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Other residential loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Other Consumer&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:334.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;138,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,819,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;834,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;256,225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;642,734&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Purchased Credit-Impaired (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;178,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,370&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;138,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,152,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;844,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;648,104&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;It is the Corporation&amp;#39;s policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. This balance includes $29.9 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2017. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;PCI loans are excluded from non-performing statistics due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:343.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:343.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Consumer Credit Exposure-Credit Risk Profile Based on Payment Activity&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Residential Real-Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;FHA/VA/ Guaranteed&lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Other residential loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Other Consumer&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:334.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;126,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,845,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;833,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;232,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;626,936&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Purchased Credit-Impaired (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;160,867&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;126,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,169,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;847,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;233,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;635,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;It is the Corporation&amp;#39;s policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. This balance includes $29.3 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2016.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;PCI loans are excluded from non-performing statistics due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The following tables present information about impaired loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;excluding&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;PCI loans, which are reported separately&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discussed below&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Impaired Loans&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:179.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Unpaid Principal Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Related Specific Allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized on Accrual Basis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized on Cash Basis&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td colspan='17' rowspan='1' style='width:495.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:495.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;With no related specific allowance recorded:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; -   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; -   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;116,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;154,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;120,241&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,267&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;65,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;100,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;86,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;          loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;28,292&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;31,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;28,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,521&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,745&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;213,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;289,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;238,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,627&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;With a related specific allowance recorded:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; -   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;316,616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;349,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;318,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;87,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;124,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;93,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;113&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;          loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;90,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;112,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;92,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;788&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;386&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,778&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;577,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;680,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;51,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;593,701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,826&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;433,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;503,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;438,847&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17,316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,478&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;152,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;224,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;180,283&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;390&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;          loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;118,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;143,259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;121,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;403&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;20,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,605&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,605&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;13,605&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:179.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:179.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;790,308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;970,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;51,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;832,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,453&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:180pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Unpaid Principal Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Related Specific Allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized Accrual Basis&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized Cash Basis&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='17' rowspan='1' style='width:492pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:492pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;With no related specific allowance recorded:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage  loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;67,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;82,602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;71,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;72,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;91,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;80,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;550&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;           loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;42&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;94&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;5,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;106&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;161,617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;207,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;175,499&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,966&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;With a related specific allowance recorded:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;374,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;423,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;380,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,503&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;121,771&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;133,883&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;122,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;          loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;138,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;165,399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;149,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,287&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,870&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,721&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,734&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;13,322&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;48&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;726,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;821,683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;748,842&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,060&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   FHA/VA-Guaranteed loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;442,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;506,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;451,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;18,492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;194,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;225,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;203,322&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;723&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Commercial and Industrial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;153,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;190,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;166,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,287&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;20,151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,721&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;38,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;27,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,647&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,891&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;18,610&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;18,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;887,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,028,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;924,341&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:450.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:450.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following tables show the activity for impaired loans and the related specific reserve for 2017, 2016 and 2015:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Impaired Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;887,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;806,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;945,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Loans determined impaired during the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;140,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;160,837&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Charge-offs &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(82,113)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(67,210)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(99,023)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Loans sold, net of charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(53,245)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(8,675)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(67,836)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Reclassification from loans held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40,005&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Increases to existing impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,292&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Foreclosures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,513)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(36,161)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(57,728)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Loans no longer considered impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,526)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(27,643)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(46,489)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Paid in full or partial payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(70,469)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(70,353)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(72,004)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:316.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;790,308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;887,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;806,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:305.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;For the year ended December 31, 2017, includes a charge-off of $10.7 million related to the sale of the PREPA credit line, as further discussed below. For the year ended December 31, 2016, includes $4.2 million of charge-offs related to impaired loans included in a sale of a $16.3 million pool of non-performing assets and, for the year ended December 31, 2015, includes $63.9 million of charge-offs related to a bulk sales of assets, as further discussed below.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Specific Reserve:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,205&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:middle;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Provision for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;68,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;78,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,515&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(81,386)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(66,855)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(94,139)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:318pt;text-align:left;vertical-align:middle;border-color:Black;min-width:318pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,581&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;PCI Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation acquired PCI loans accounted for under ASC 310-30 as part of the transaction&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; closed on February 27, 2015 in which FirstBank acquired 10 Puerto Rico&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; banking&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; branches of Doral Bank, and acquired certain assets, including PCI loans, and assumed deposits, through an alliance with Banco Popular of Puerto Rico, which was the successful lead bidder with the FDIC on the failed Doral Bank, as well as other co-bidders&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Corporation also acquired PCI loans in previously completed asset acquisitions that are accounted for under ASC 310-30. These previous transactions include the acquisition from Doral Financial in the second quarter of 2014 of all its rights, title an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d interest in first and second residential mortgage loans in full satisfaction of secured borrowings owed by such entity to FirstBank.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;	&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Under ASC 310-30, the acquired PCI loans were aggregated into pools based on similar characteristics (i.e.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; delinqu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ency status and loan terms). Each loan pool is accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flows. Since the loans are accounted for by the Corporation under ASC 310-30, they are not considered &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;non-performing and will continue to have an accretable yield as long as there is a reasonable expectation about the timing and amount of cash flows expected to be collected. The Corporation recognizes additional losses on this portfolio when it is probable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that the Corporation will be unable to collect all cash flows expected as of the acquisition date plus additional cash flows expected to be collected arising from changes in estimates after the acquisition date.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The carrying amount of PCI loans follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:26.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:26.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:26.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:26.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:210pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:210pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,183&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total PCI loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Allowance for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:26.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:26.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(11,251)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,857)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total PCI loans, net of allowance for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;146,923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;158,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='20' rowspan='1' style='width:537.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The following tables present PCI loans by past due status as of December 31, 2017 and 2016:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;30-59 Days &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;60-89 Days &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;90 days or more &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Total Past Due &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Total PCI loans&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Current &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:381.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:381.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;16,600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;26,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;43,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;110,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;2,834&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;3,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;4,183&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Total &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;16,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;29,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;46,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;111,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;_____________&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='19' rowspan='1' style='width:524.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:524.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;According to the Corporation&amp;#39;s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage and commercial mortgage loans are considered past due when the borrower is in arrears two or more monthly payments. PCI residential mortgage loans and commercial mortgage loans past due 30-59 days as of December 31, 2017 amounted to $28.1 million and $0.2 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='19' rowspan='1' style='width:524.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:524.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;30-59 Days &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;60-89 Days &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;90 days or more &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:55.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Total Past Due &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Total PCI loans&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Current &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:381.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:381.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Residential mortgage loans &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;11,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;27,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;39,741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;122,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Commercial mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;1,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;1,505&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;1,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Total &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;28,999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;41,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;124,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;_____________&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='19' rowspan='1' style='width:524.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:524.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;According to the Corporation&amp;#39;s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage and commercial mortgage loans are considered past due when the borrower is in arrears two or more monthly payments. PCI residential mortgage loans and commercial mortgage loans past due 30-59 days as of December 31, 2016 amounted to $22.3 million and $0.1 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:0.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:0.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:55.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Initial Fair Value and Accretable Yield of PCI Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;At acquisition, the Corporation estimated the cash flows the Corporation expected to collect on PCI loans. Under the accounting guidance for PCI loans, the difference between the contractually required&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; payments and the cash flows expected to be collected at acquisition is referred to as the non-accretable difference. This difference is neither accreted into income nor recorded on the Corporation&amp;#8217;s consolidated statement&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of financial condition. The exces&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of cash flows expected to be collected over the estimated fair value is referred to as the accretable yield and is recognized in interest income over the remaining life of the loans, using the effective-yield method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Changes in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;ccretable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Y&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;ield of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;cquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;L&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;oans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Subsequent to the acquisition of loans, the Corporation is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;required to periodically evaluate its estimate of cash flows expected to be collected. These evaluations, performed quarterly, require the continued use of key assumptions and estimates, similar to the initial estimate of fair value. Subsequent changes in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the estimated cash flows expected to be collected may result in changes in the accretable yield and non-accretable difference or reclassifications from non-accretable yield to accretable yield. Increases in the cash flows expected to be collected will gene&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rally result in an increase in interest income over the remaining life of the loan or pool of loans. Decreases in expected cash flows due to further credit deterioration will generally result in an impairment charge recognized in the Corporation&amp;#8217;s provisio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n for loan and lease losses, resulting in an increase to the allowance for loan and lease losses. During 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation increased by $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to $11.3 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the reserve related to PCI loans acquired from Doral Financial in 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and from Doral &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Bank in 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The reserve is driven by the revisions to the expected cash flows of the portfolio for the remaining term of the loan pool based on expected performance and market condition&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of the increase was associated with qua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;litative adjustments to the expected cash flows that account for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;estimated impact Hurricane Maria could have on the PCI portfolio; considering the loans historical-deteriorated credit conditions and their higher susceptibility to adverse macroeconomic &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effects.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:540pt;text-align:left;vertical-align:top;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Changes in the accretable yield of PCI loans for the years ended December 31, 2017 and 2016 were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:270pt;text-align:left;vertical-align:middle;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:270pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:126.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:126.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;116,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;118,385&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Accretion recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(10,810)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(11,533)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Reclassification (to) from non-accretable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,970)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,610&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;103,682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;116,462&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:270pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:462.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:462.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Changes in the carrying amount of loans accounted for pursuant to ASC 310-30 follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:252.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:252.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:252.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year ended &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year ended &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:252.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:252.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;173,913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Accretion &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;10,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,533&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Collections &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(15,400)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(17,184)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Foreclosures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,444)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Ending balance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Allowance for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(11,251)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,857)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Ending balance, net of allowance for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;146,923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;158,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:402.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:402.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Changes in the allowance for loan losses related to PCI loans follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:96.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:97.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:201.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:96.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:201.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:201pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,962&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provision for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,394&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,895&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:201pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,857&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The outstanding principal balance of PCI loans, including amounts charged off by the Corporation, amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;196.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;07.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;Purchases and Sales of Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation purchased $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;58.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million of residential mortgage loans consistent with a strategic program to purchase ongoing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; residential mortgage loan production from mortgage bankers in Puerto Rico. Generally, the loans purchased from mortgage bankers were conforming residential mortgage loans. Purchases of conforming residential mortgage loans provide the Corporation the flex&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ibility to retain or sell the loans, including through securitization transactions, depending upon the Corporation&amp;#8217;s interest rate risk management strategies. When the Corporation sells such loans, it generally keeps the servicing of the loans. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In the or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dinary course of business, the Corporation sells residential mortgage loans (originated or purchased) to GNMA and GSEs such as FNMA and FHLMC, which generally securitize the transferred loans into mortgage-backed securities for sale into the secondary mark&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;et.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Corporation sold $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;235.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of FHA/VA mortgage loans to GNMA, which packages them&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;into mortgage-backed securities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Also during 2017, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Corporation sold approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;87.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of performing residential mortgage lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ans to FNMA and FHLMC&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e Corporation&amp;#8217;s continuing involvement in these sold loans consists primarily of servicing the loans. In &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;addition, the Corporation agrees&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to repurchase loans when it breaches any of the representations and warranties included in the sale agreement. These r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;epresentations and warranties are consistent with the GSEs&amp;#8217; selling and servicing guidelines (i.e., ensuring that the mortgage was properly underwritten according to established guidelines). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For loans sold to GNMA, the Corporation holds an option to repu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rchase individual delinquent loans issued on or after January 1, 2003 when the borrower fails to make any payment for three consecutive months. This option gives the Corporation the ability, but not the obligation, to repurchase the delinquent loans at par&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; without prior authorization from GNMA. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Under ASC Topic 860, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Transfer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt; and Servicing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, once the Corporation has the unilateral ability to repurchase the delinquent loan, it is considered to have regained effective control over the loan and is required to r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecognize the loan and a corresponding repurchase liability on the balance sheet regardless of the Corporation&amp;#8217;s intent to repurchase the loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. As of December 31, 2017 and 2016, rebooked GNMA delinquent loans included in the Corporation&amp;#8217;s residential mortga&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ge loan portfolio amounted to $62.1 million and $43.7 million, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation repurchased, pursuant to its repurchase option with GNMA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;25.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;29.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;19.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively, of loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;previously sold to GNMA. The principal balance of these loans is fully guaranteed and the risk of loss related to the repurchased loans is generally limited to the difference between the delinquent interest payment advanced to GNMA computed at the loan&amp;#8217;s i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nterest rate and the interest payments reimbursed by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FHA, which are computed at a pre-determined debenture rate. Repurchases of GNMA loans allow the Corporation, among other things, to maintain acceptable delinquency rates on outstanding GNMA pools and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; remain as a seller and servicer in good standing with GNMA. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the fourth quarter of 2017, the Corporation requested and received approval from GNMA for the exclusion of loans in the areas affected by Hurricanes Irma and Maria from calculations of del&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inquency and default ratios established in the GNMA Mortgage-Backed Securities Guide. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Corporation generally remediates any breach of representations and warranties related to the underwriting of such loans according to established GNMA guidelines witho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ut incurring losses. The Corporation does not maintain a liability for estimated losses as a result of breaches in representations and warranties.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Loan sales to FNMA and FHLMC are without recourse in relation to the future performance of the loans. The Co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rporation repurchased at par loans previously sold to FNMA and FHLMC in the amounts of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;36&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively. The Corporation&amp;#8217;s risk of loss with respect to these loans is also minimal as the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;se repurchased loans are generally performing loans with documentation deficiencies. No losses related to breaches of representations and warranties were incurred in 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Historically, losses experienced on these loans have been immaterial. As a consequen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce, as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation does not maintain a liability for estimated losses on loans expected to be repurchased as a result of breaches in loan and servicer representations and warranties.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In addition, during 2017, the Corporation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;purchased $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; commercial and industrial loan participations. Also, during 2016, and 2015, the Corporation sold &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million of commerci&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al mortgage loan participations, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Sale of the Puerto Rico Electric Power Au&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;thority (PREPA) Loan&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:10.8pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During the first quarter of 2017, the Corporation received an unsolicited offer for, and sold, its outstanding participation in the PREPA line of credit with a book value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;64&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million at the time of sale (principal balance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;75&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;illion), thereby reducing its direct exposure to the Puerto Rico government.&amp;#160; A specific reserve of approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million had been allocated to this loan.&amp;#160; Gross proceeds of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;53.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million from the sale resulted in an incremental loss of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recorded as a charge to the provision for loan and lease losses in 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Sale of a $16.3 Million Pool of Non-Performing Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;uring the fourth quarter of 2016, the Corporation completed the sale of a pool of non-performing assets with a book value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million (principal balance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million), in a cash transaction. The proceeds from this sale were $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million net of escrows and principal and interest collected on behalf of the purchaser subsequent to the effective date of the transaction. App&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;roximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million of reserves had been allocated to the loans. This transaction resulted in total net charge-offs of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million and an incremental pre-tax loss of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million recorded as a charge to the provision for loan and lease losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; in 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Bulk Sale of Assets &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;color:#000000;' &gt;During the second quarter of 2015, the Corporation completed the sale of commercial and construction loans with a book value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;147.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million ($&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million of commercial mortgage loans, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;45.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million of commercial and industrial, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million of construction loans), comprised mostly of non-performing and adversely classified loans, as well as OREO properties with a book value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million, in a cash transaction. The sale price of this bulk sale was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;87.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million. Approximat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ely $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million of reserves had been allocated to the loans. This transaction resulted in total charge-offs of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;61.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million and an incremental pre-tax loss of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;48.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; recorded in 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, including $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million in professional service fees directly a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ttributable to the bulk sale.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;Loan Portfolio Concentration&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s primary lending area is Puerto Rico. The Corporation&amp;#8217;s banking subsidiary, FirstBank, also lends in the USVI and BVI markets and in the United States (principally in the sta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;te of Florida). Of the total gross loans held for investment of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;75&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% have credit risk concentration in Puerto Rico, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;19&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% in the United States, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% in the USVI and BVI.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Corporation had $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;55.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;outstanding &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans extended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to the Puerto Rico government, its municipalities and public corporations, compared to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;133.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;As mentioned above, during the first quarter of 2017, the Corporation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; received an unsolicited offer for, and sold, its outstanding participation in the PREPA line of credit with a book value of $64 million at the time of sale (with a principal balance of $75 million), thereby reducing its direct exposure to the Puerto Rico &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;government.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:11pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;33.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of the outstanding loans as of December 31, 2017 consisted of loans extended to municipalities in Puerto Rico, which in most cases are supported by assigned property tax revenues.&amp;#160; The vast majority of revenues of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e municipalities included in the Corporation&amp;#8217;s loan portfolio are independent of the Puerto Rico central government. These municipalities are required by law to levy special property taxes in such amounts as are required for the payment of all of their res&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pective general obligation bonds and notes. Late in 2015, the GDB and the Municipal Revenue Collection Center (&amp;#8220;CRIM&amp;#8221;) signed and perfected a deed of trust. Through this deed, the GDB, as fiduciary, is required to keep the CRIM funds separate from any othe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r deposits and must distribute the funds pursuant to applicable law. The CRIM funds are deposited at another commercial depository financial institution in Puerto Rico. A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pproximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of the outstanding loans as of December 31, 2017 consisted o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f a loan to a unit of the central government, and approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million consisted of a loan to an affiliate of  PREPA.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Furthermore, a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of December 31, 2017, the Corporation had three commercial mortgage loans granted to the hotel industry in Puerto Rico that wer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e previously guaranteed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Puerto Rico Tourism Development Fund (&amp;#8220;TDF&amp;#8221;) with an outstanding principal balance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;120.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (book value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;70.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million), compared to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;127.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million outstanding (book value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;111.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million) as of December 31, 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Historically, the borrower and the operations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the underlying collateral of these loans have been the primary sources of repayment and the TDF, which is a subsidiary of the GDB, provided a secondary guarantee for payment performance.&amp;#160; As part of agreem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ents executed in the second quarter of 2017 and first quarter of 2018, the TDF paid $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively, to honor a portion of its guarantee on these loans.&amp;#160; &amp;#160;As provided in the agreements, the cash payments received by the Corporat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion released the TDF from its liability as a guarantor of these loans. As a result, the income-producing real estate properties are now the only collateral of such loans, thus, any decline in collateral valuations may require additional impairments on thes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e loans.&amp;#160; All the three TDF commercial mortgage loans have been classified as non-performing and impaired since the first quarter of 2016, and interest payments have been applied against principal since then. Approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million of interest payments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; received on loans guaranteed by the TDF since late March 2016 have been applied against principal. During 2017, the Corporation recorded charge-offs totaling $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;30.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million on these facilities for the portion of the recorded investment in excess of the fai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r value of the collateral and the guarantee, considering the aforementioned agreements reached with the TDF.&amp;#160; In addition, GDB agreed to issue to the Bank a fixed income financial instrument pursuant to the GDB&amp;#8217;s Restructuring Support Agreement approved by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the PROMESA oversight board. As of December 31, 2017, the non-performing TDF commercial mortgage loans and related facilities are being carried (net of reserves and accumulated charge-offs) at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;52&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the unpaid principal balance.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In addition, the Corpora&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion had $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;116.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million in exposure to residential mortgage loans that are guaranteed by the Puerto Rico Housing Finance Authority&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (the &amp;#8220;PRHFA&amp;#8221;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Residential mortgage loans guaranteed by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;PRHFA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are secured by the underlying properties and the guarantees&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; serve to cover shortfalls in collateral in the event of a borrower default. The Puerto Rico government guarantees up to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;75&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of the principal &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;under the mortgage loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; insurance program. According to the most recently released audited financial state&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ments of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;PRHFA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, as of June 30, 2015, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;PRHFA&amp;#8217;s mortgage loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; insurance program covered loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in an aggregate of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;552&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million. The r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;egulations adopted by the PRHFA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; require the establishment of adequate reserves to guarantee th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e solvency &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the mortgage loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; insurance fund. As of June 30, 2015, the most recent date as to which info&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rmation is available, the PRHFA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; had a restricted net position for such purposes of approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;77.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation also has credit exposure to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;USVI government entities. As of December 31, 2017, the Corporation had&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:11pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;70.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in loans to USVI government instrumentalities and public corporations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, compared to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;84.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Of the amount outstanding as of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;47.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million was owed by public corporations of the USVI and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;23.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million was owed by an independent instrumentality of the USVI government.&amp;#160; All loans are currently performing and up to date on principal and interest payments. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Cor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;poration cannot predict at this time the impact that the current fiscal situation of the Commonwealth of Puerto Rico, the uncertainty about the debt restructuring process, and the various legislative and other measures adopted and to be adopted by the Puer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to Rico government and the PROMESA oversight board in response to such fiscal situation and Hurricanes Irma and Maria will have on the Puerto Rico economy, the Corporation&amp;#8217;s clients, and  the Corporation&amp;#8217;s financial condition and results of operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Ref&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er to Note 10 &amp;#8211; Allowance for Loan and Lease Losses, for additional information about the Corporation&amp;#8217;s estimate of losses related to the impact of Hurricanes Irma and Maria in 2017. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Troubled Debt Restructurings&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation provides homeownership preservation assistance to its customers through a loss mitigation program in Puerto Rico that is similar to the U.S. government&amp;#8217;s Home Affordable Modification Program guidelines. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Depending upon the nature of borrowers&amp;#8217; financial condition, restructurings or loan modifications through this program as well as other restructurings of individual commercial, commercial mortgage, construction, and residential mortgage loans fit the defin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ition of a TDR. A restructuring of a debt constitutes a TDR if the creditor for economic or legal reasons related to the debtor&amp;#8217;s financial difficulties grants a concession to the debtor that it would not otherwise consider. Modifications involve changes i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n one or more of the loan terms that bring a defaulted loan current and provide sustainable affordability. Changes may include, among others, the extension of the maturity of the loan and modifications of the loan rate. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rporation&amp;#8217;s total TDR loans held for investment of $587.2 million consisted of $363.9 million of residential mortgage loans, $94.1 million of commercial and industrial loans, $50.8 million of commercial mortgage loans, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;41.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of construction loans, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;36.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of consumer loans. Outstanding unfunded commitments on TDR loans amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s loss mitigation programs for residential mortgage and consumer loans can provide for one or a combi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nation of the following: movement of interest past due to the end of the loan, extension of the loan term, deferral of principal payments and reduction of interest rates either permanently or for a period of up to six years (increasing back in step-up rate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s). Additionally, in certain cases, the restructuring may provide for the forgiveness of contractually due principal or interest. Uncollected interest is added to the end of the loan term at the time of the restructuring and not recognized as income until &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;collected or when the loan is paid off. These programs are available only to those borrowers who have defaulted, or are likely to default, permanently on their loan and would lose their homes in a foreclosure action absent some lender concession. Neverthel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ess, if the Corporation is not reasonably assured&amp;#160;that the borrower will comply with its contractual commitment, properties are foreclosed. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Prior to permanently modifying a loan, the Corporation may enter into trial modifications with certain borrowers. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Trial modifications generally represent a six-month period during which the borrower makes monthly payments under the anticipated modified payment terms prior to a formal modification. Upon successful completion of a trial modification, the Corporation and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the borrower enter into a permanent modification. TDR loans that are participating in or that have been offered a binding trial modification are classified as TDRs when the trial offer is made and continue to be classified as TDRs regardless of whether th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e borrower enters into a permanent modification. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation classified an additional $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of residential mortgage loans as TDRs that were participating in or had been offered a trial modification.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For the com&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mercial real estate, commercial and industrial, and construction &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;portfolios, at the time of a restructuring, the Corporation determines, on a loan-by-loan basis, whether a concession was granted for economic or legal reasons related to the borrower&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;financial difficulty. Concessions granted for commercial loans could include: reductions in interest rates to rates that are considered below market; extension of repayment schedules and maturity dates beyond original contractual terms; waivers of borrower&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; covenants; forgiveness of principal or interest; or other contract&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; changes that would be considered a concession. The Corporation mitigates loan defaults for its commercial loan portfolios through its collection function. The function&amp;#8217;s objective is to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; minimize both early stage delinquencies and losses upon default of commercial loans. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In the case of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial and industrial, commercial mortgage, and construction loan portfolios, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Corporation&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Special Asset Group (&amp;#8220;SAG&amp;#8221;) focuses on strategies f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or the accelerated reduction of non-performing assets through note sales, short sales, loss mitigation programs, and sales of OREO.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In addition, the Corporation extends, renews, and restructures loans with satisfactory credit profiles. Many commercial l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oan facilities are structured as lines of credit, which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;primarily have one year &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;term&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; therefore&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are required to be renewed annually. Other facilities may be restructured or extended from time to time based upon changes in the borrower&amp;#8217;s business need&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s, use of funds,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; timing of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; completion of projects, and other factors. If the borrower is not deemed to have financial difficulties, extensions, renewals, and restructurings are done in the normal course of business and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not considered &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;concessions,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and the loans continue to be recorded as performing.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Loans subject to the previously described three-month payment deferral programs established by the Corporation in 2017 to assist individuals and businesses affected by Hurricanes Irma and Maria are not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; considered TDRs as the time period for deferral of payments was not significant.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='22' rowspan='1' style='width:546pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:546pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Selected information on TDR loans that includes the recorded investment by loan class and modification type is summarized in the following tables. This information reflects all TDRs:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='21' rowspan='1' style='width:390pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:43.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate below market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Maturity or term extension&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Combination of reduction in interest rate and extension of maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Forgiveness of principal and/or interest&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Forbearance Agreement &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;267,578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;363,930&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,094&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,870&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;50,812&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,510&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,049&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;94,112&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,891&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,783&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total Troubled Debt Restructurings &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;340,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;129,896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;587,219&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='22' rowspan='1' style='width:546pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:546pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:338.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:338.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:43.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate below market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Maturity or term extension&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Combination of reduction in interest rate and extension of maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Forgiveness of principal and/or interest&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;280,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;375,809&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,007&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,521&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,875&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;299&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,842&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total Troubled Debt Restructurings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;88,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;355,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;127,001&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;647,048&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:338.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:338.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:43.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate below market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Maturity or term extension&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Combination of reduction in interest rate and extension of maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Forgiveness of principal and/or interest&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,066&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;297,310&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;50,269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;382,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,498&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial and Industrial Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;75,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;27,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;150,254&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Construction Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,466&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,466&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-Residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,482&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer Loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,582&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer Loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,026&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;327&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,794&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total Troubled Debt Restructurings &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;380,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;115,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;661,591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:426.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:426.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following table presents the Corporation&amp;#39;s TDR loans activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:351pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:351pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Beginning balance of TDRs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;647,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;661,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;694,453&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;New TDRs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,837&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;84,942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;111,890&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Increases to existing TDRs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Charge-offs post-modification&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(32,963)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(24,876)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(64,116)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Sales, net of charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(53,245)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,761)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(44,048)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Foreclosures &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(25,059)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(16,834)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(39,706)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Removed from the TDR classification&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,031)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Reclassification from loans held for sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40,005&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Paid-off and partial payments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(48,974)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(54,904)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,905)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Ending balance of TDRs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;587,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;647,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;661,591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15.75pt;text-align:right;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;For the year ended December 31, 2017, includes a $10.7 million charge-off related to the sale of the PREPA credit line.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15.75pt;text-align:right;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;For the year ended December 31, 2016, includes $1.3 million of charge-offs related to TDRs included in the sale of the $16.3 million pool of non-performing assets. For the year ended December 31, 2015, includes $45.3 million of charge-offs related to TDRs included in the bulk sale of assets.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15.75pt;text-align:right;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;During the third quarter of 2015, upon the signing of a new agreement with the borrower, the Corporation changed its intent to sell a $40.0 million construction loan in the Virgin Islands. Accordingly, the loan was transferred back from held for sale to held for investment and continues to be classified as a TDR and a non-performing loan.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;A TDR loan that specifies an interest rate that at the time of the restructuring is greater than or equal to the rate the Corporation is willing to accept for a new loan with com&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;parable risk may not be reported as a TDR, or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an impaired loan in the calendar years subsequent to the restructuring, if it is in compliance with its modified terms. During the year ended December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 2016, the Corporation removed a $3.0 million loan fr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;om the TDR classification as the borrower &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; no longer experiencing financial difficulties, and the loan was refinanced at market terms and does not contain any concession to the borrower.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The following table provides a breakdown of the TDR loans by those in accrual and nonaccrual status:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:232.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Nonaccrual &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;font-weight:bold;color:#000000;' &gt;(1) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total TDRs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;280,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;83,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;363,930&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,329&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;27,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,812&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;41,536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;94,112&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,783&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total Troubled Debt Restructurings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;374,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;212,524&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;587,219&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Included in non-accrual loans are $88.6 million in loans that are performing under the terms of the restructuring agreement but are reported in non-accrual status until the restructured loans meet the criteria of sustained payment performance under the revised terms for reinstatement to accrual status and are deemed fully collectible.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:232.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Nonaccrual &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total TDRs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;295,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;80,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;375,809&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;48,742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;115,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,521&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  Construction-commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,875&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,542&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,842&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total Troubled Debt Restructurings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;384,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;262,161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;647,048&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Included in non-accrual loans are $110.6 million in loans that are performing under the terms of the restructuring agreement but are reported in non-accrual status until the restructured loans meet the criteria of sustained payment performance under the revised terms for reinstatement to accrual status and are deemed fully collectible.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;TDR loans exclude restructured residential mortgage loans that are guaranteed by the U.S. federal government (i.e., FHA/VA loans) totaling $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;62.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;69.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million). The Corporation excludes FHA/VA guaranteed loans from TDR loan statistics given that, in the event that the borrower defaults on the loan, the principal and interest (at the specified debenture rate) are guaranteed by the U.S. government; theref&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ore, the risk of loss on these types of loans is very low. The Corporation does not consider loans with U.S. federal government guarantees to be impaired loans for the purpose of calculating the allowance for loan and lease losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Loan modifications that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are considered TDRs &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and were &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;completed during &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:291pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:291pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pre-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Post-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,263&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,451&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;548&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;657&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total Troubled Debt Restructurings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;94,796&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,837&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:291pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:291pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pre-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Post-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;29,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,739&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,756&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,878&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,576&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total Troubled Debt Restructurings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;86,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;84,942&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:291pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:291pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pre-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Post-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;67,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,914&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,351&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;756&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,985&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,250&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,111&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total Troubled Debt Restructurings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;117,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;111,890&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Recidivism, or the borrower defaulting on its obligation pursuant to a modified loan, results in the loan once again becoming a non-performing loan. Recidivism on a modified loan occurs at a notably higher rate than do defaults on new origination loans, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;so modified loans present a higher risk of loss than do new origination loans. The Corporation considers a modified loan to have defaulted if the borrower has failed to make payments of either principal, interest, or both for a period of 90 days or more.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Loan modifications considered TDR loans that defaulted during the years ended December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and had become &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;TDR during the 12 months preceding the default date, were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:368.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:368.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:114.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:114.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:114.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:114.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,240&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,179&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,745&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,045&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,934&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For certain TDRs, the Corporation splits the loans into two new notes, A and B notes. The A note is restructured to comply with the Corporation&amp;#8217;s lending standards at current market rates, and is tailored to suit the customer&amp;#8217;s ability to make timely &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest and principal payments. The B note includes the granting of the concession to the borrower and varies by situation. The B note is charged off but the obligation is not forgiven to the borrower, and any payments collected are accounted for as recov&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eries. At the time of the restructuring, the A note is identified and classified as a TDR loan. If the loan performs for at least six months according to the modified terms, the A note may be returned to accrual status. The borrower&amp;#8217;s payment performance p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rior to the restructuring is included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of the restructuring. In the periods following the calendar year in which a loan is restr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uctured, the A note may no longer be reported as a TDR if it is in accrual status, is in compliance with its modified terms, and yields a market rate (as determined and documented at the time of the restructuring).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The recorded investment in loans held fo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r investment restructured using the A/B note restructure workout strategy was approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;35&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;37.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively. The following table provides additional information about the volume of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is type of loan restructuring and the effect on the allowance for loan and lease losses in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:210pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:210pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Principal balance deemed collectible at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,577&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,329&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Amount (recovered) charged off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Release) charges to the provision for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,294)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Allowance for loan losses at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:210pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:210pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pproximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the loans restructured using the A/B note restructure workout strategy are in accrual status as of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. 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  <us-gaap:SegmentReportingDisclosureTextBlock id="ID_829" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;34&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; SEGMENT INFORMATION &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Based upon the Corporation&amp;#8217;s organizational structure and the information provided to the Chief Executive Officer of the Corporation and, to a lesser extent, the Board of Directors, the operating segments are driven primarily by the Corporation&amp;#8217;s lines of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;business for its operations in Puerto Rico, the Corporation&amp;#8217;s principal market, and by geographic areas for its operations outside of Puerto Rico. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation had six reportable segments: Commercial and Corporate Banking; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Mortgage Banking; Consumer (Retail) Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations.  Management determined the reportable segments based on the internal reporting used to evaluate performance and to assess where &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to allocate resources. Other factors such as the Corporation&amp;#8217;s organizational chart, nature of the products, distribution channels, and the economic characteristics of the products were also considered in the determination of the reportable segments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Commercial and Corporate Banking segment consists of the Corporation&amp;#8217;s lending and other services for large customers represented by specialized and middle-market clients and the public sector. The Commercial and Corporate Banking segment offers commercial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans, including commercial real estate and construction loans, and floor plan financings, as well as other products, such as cash management and business management services. The Mortgage Banking segment consists of the origination, sale, and servicing o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f a variety of residential mortgage loans. The Mortgage Banking segment also acquires and sells mortgages in the secondary markets.  In addition, the Mortgage Banking segment includes mortgage loans purchased from other local banks and mortgage bankers.  T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Consumer (Retail) Banking segment consists of the Corporation&amp;#8217;s consumer lending and deposit-taking activities conducted mainly through its branch network and loan centers. The Treasury and Investments segment is responsible for the Corporation&amp;#8217;s invest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment portfolio and treasury functions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;executed to manage and enhance liquidity.  This segment lends funds to the Commercial and Corporate Banking, Mortgage Banking and Consumer (Retail) Banking segments to finance their lending activities and borrows from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;those segments.  The Consumer (Retail) Banking and the United States Operations segments also lend funds to other segments. The interest rates charged or credited by Treasury and Investments, the Consumer (Retail) Banking, and the United States Operations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;segments are allocated based on market rates. The difference between the allocated interest income or expense and the Corporation&amp;#8217;s actual net interest income from centralized management of funding costs is reported in the Treasury and Investments segment.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The United States Operations segment consists of all banking activities conducted by FirstBank in the United States mainland, including commercial and retail banking services.  The Virgin Islands Operations segment consists of all banking activities condu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cted by the Corporation in the USVI and BVI, including commercial and retail banking services.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The accounting policies of the segments are the same as those referred to in Note 1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Nature of Business and Summary of Significant Accounting Policies&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation evaluates the performance of the segments based on net interest income, the provision for loan and lease losses, non-interest income and direct non-interest expenses. The segments are also evaluated base&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d on the average volume of their interest-earning assets less the allowance for loan and lease losses.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='21' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The following table presents information about the reportable segments for the years ended December 31, 2017, 2016, and 2015:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer (Retail) Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and Corporate Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Treasury and Investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;United States Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Virgin Islands Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;For the year ended December 31, 2017:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;131,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;173,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;128,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;48,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;69,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;588,423&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net (charge) credit for transfer of funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(45,759)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;27,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(36,904)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;56,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1,677)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(25,240)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(49,577)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(18,902)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(96,872)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net interest income &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;85,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;175,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;91,967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;55,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;49,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;33,160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;491,551&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Provision for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(47,713)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(53,778)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(33,296)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,644)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(5,823)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(144,254)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Non-interest income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;43,924&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(10,206)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;62,387&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Direct non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(36,403)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(108,165)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(35,142)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,376)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(32,197)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(26,994)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(242,277)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Segment income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;14,668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;30,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;167,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Average earnings assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,451,655&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,749,148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,489,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,215,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,525,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;603,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,035,328&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='21' rowspan='1' style='width:539.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:539.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer (Retail) Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and Corporate Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Treasury and Investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;United States Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Virgin Islands Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;For the year ended December 31, 2016:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;138,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;179,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;123,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;50,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;56,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;37,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;585,292&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net (charge) credit for transfer of funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(49,435)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(26,364)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;60,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(24,787)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(57,924)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(15,240)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(101,174)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;89,520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;168,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;96,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;53,235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;34,136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;484,118&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(Provision) release for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(24,873)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(34,246)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(28,578)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(405)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(86,733)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Non-interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;19,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;44,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,811&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;87,954&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Direct non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(38,170)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(112,787)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(40,676)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4,047)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(30,678)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(27,596)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(253,954)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Segment income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;46,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;66,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;35,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;54,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,058&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;231,385&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Average earnings assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,562,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,951,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,497,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,616,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,226,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;612,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,466,576&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='21' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer (Retail) Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and Corporate Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Treasury and Investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;United States Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Virgin Islands Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;For the year ended December 31, 2015:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;141,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;194,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;133,067&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;49,534&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;46,804&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;39,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;605,569&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net (charge) credit for transfer of funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(49,149)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;17,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(17,299)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(23,774)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(60,221)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(16,192)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,116)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(103,303)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;92,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;188,447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;115,768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;26,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;42,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;502,266&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(Provision) release for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(30,017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(46,657)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(101,604)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1,722)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(172,045)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Non-interest income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(15,897)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;67,882&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Direct non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(37,345)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(133,397)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(42,470)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,840)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(28,674)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(34,231)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(279,957)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Segment income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;50,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(15,819)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;24,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;118,146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Average earnings assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,607,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,951,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,891,988&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,740,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,024,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;646,966&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,862,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:533.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:533.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table presents a reconciliation of the reportable segment financial information to the consolidated totals:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:285.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Net income: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total income for segments and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;167,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;231,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;118,146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other non-interest income &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,443&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other operating expenses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(105,424)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(101,126)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(103,873)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  Income before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;61,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;130,259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;27,716&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  Income tax benefit (expense)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,419)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total consolidated net income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total average earning assets for segments  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,035,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,466,576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,862,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Average non-earning assets                         &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;937,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;923,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;919,263&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total consolidated average assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,973,278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,390,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,781,553&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:533.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:533.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:533.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:533.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;The bargain purchase gain on the acquisition of assets and assumption of deposits from Doral Bank in 2015 is presented as Other non-interest income in the table above.  &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:533.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:533.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Expenses pertaining to corporate administrative functions that support the operating segments but are not specifically attributable to or managed by any segment are not included in the reported financial results of the operating segments. The unallocated corporate expenses include certain general and administrative expenses and related depreciation and amortization expenses.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:81pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table presents revenues (interest income plus non-interest income) and selected balance sheet data by geography based on the location in which the transaction is originated:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Revenues:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;536,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;568,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;575,016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;72,424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;60,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;61,879&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Virgin Islands&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;44,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;49,999&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total consolidated revenues&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;650,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;673,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;686,894&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Selected Balance Sheet Information:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,871,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,765,530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,648,179&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,780,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,499,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,202,318&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Virgin Islands&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;609,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;657,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;722,522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,633,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,926,719&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,332,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   United States&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,665,448&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,382,440&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,125,501&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Virgin Islands&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;584,576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;627,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;690,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deposits:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,268,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,291,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,747,638&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   United States &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,637,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,564,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,606,723&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Virgin Islands&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,116,634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;975,013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;983,763&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:247.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:247.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;For 2017, 2016, and 2015, includes $1.0 billion, $1.4 billion, and $2.1 billion, respectively, of brokered CDs allocated to Puerto Rico operations.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;For 2017 and 2016 includes $158.0 million and $60.1 million, respectively, of brokered CDs allocated to the United States operations.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_830" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember" unitRef="USD" decimals="-3">109607000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
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  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_848" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="ID_849" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:InterestIncomeExpenseNet id="ID_850" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">33160000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="ID_851" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">265415000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:Liabilities id="ID_852" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">10136212000</us-gaap:Liabilities>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesProceeds id="ID_853" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">189000</us-gaap:LoansAndLeasesReceivableRelatedPartiesProceeds>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments id="ID_854" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="3">0.003</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:AvailableForSaleSecurities id="ID_855" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">7401000</us-gaap:AvailableForSaleSecurities>
  <fbp:OffsettingOfAssetsAndLiabilitesTableTextBlock id="ID_856" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:498.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:498.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Offsetting of Financial Assets and Derivative Assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:498.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:498.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:102pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='4' style='width:74.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amounts of Assets Presented in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts of Recognized  Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:63pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Offset in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:348pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Securities purchased under agreement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     to resell&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='4' style='width:74.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amounts of Assets Presented in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts of Recognized  Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:63pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Offset in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:348pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Securities purchased under agreement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     to resell&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:515.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:515.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:515.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:515.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Offsetting of Financial Liabilities and Derivative Liabilities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:515.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:515.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31,  2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:99.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='4' style='width:70.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amounts of Liabilities Presented in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts of Recognized  Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:63pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Offset in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:99.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:333pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:333pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;500,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(300,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:99.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='4' style='width:70.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amounts of Liabilities Presented in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts of Recognized  Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:63pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Offset in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:99.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:333pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:333pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:OffsettingOfAssetsAndLiabilitesTableTextBlock>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestment30To59DaysPastDue id="ID_857" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">0</fbp:PurchasedCreditImpairedLoansRecordedInvestment30To59DaysPastDue>
  <fbp:InterestIncomePrGovernementObligationsUsTreasurySecuritiesAndUsGovernmentAgencies id="ID_858" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_TaxStatusAxis_fbp_ExemptMember" unitRef="USD" decimals="-3">12690000</fbp:InterestIncomePrGovernementObligationsUsTreasurySecuritiesAndUsGovernmentAgencies>
  <fbp:FinancialInstrumentsOwnedandPledgedAsCollateralAmountEligibleToBeRepledgedByCounterpartyAmortizedCost id="ID_859" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_fbp_UsTreasurySecuritiesAndObligationsOfOtherUsGovernmentSponsoredAgenciesMember" unitRef="USD" decimals="-3">126205000</fbp:FinancialInstrumentsOwnedandPledgedAsCollateralAmountEligibleToBeRepledgedByCounterpartyAmortizedCost>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_860" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">6687000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <fbp:DepositsStatedInterestRate id="ID_861" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_DeposistByTypeAxis_fbp_CertificateOfDepositsMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.001</fbp:DepositsStatedInterestRate>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_862" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">175499000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:IncomeTaxReconciliationOtherReconcilingItems id="ID_863" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">46000</us-gaap:IncomeTaxReconciliationOtherReconcilingItems>
  <us-gaap:AvailableForSaleSecuritiesDebtSecurities id="ID_864" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1890598000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_865" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="pure" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:InterestExpenseDomesticDepositLiabilitiesChecking id="ID_866" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">4914000</us-gaap:InterestExpenseDomesticDepositLiabilitiesChecking>
  <us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets id="ID_867" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">8535000</us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_868" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">2083253000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:DeferredIncomeTaxExpenseBenefit id="ID_869" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-13152000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_870" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">7714000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments id="ID_871" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">-6890000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AssetsFairValueAdjustment id="ID_872" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_MortgageServicingRightsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">-325000</us-gaap:AssetsFairValueAdjustment>
  <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure id="ID_873" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">325913000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="ID_874" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">4449000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <fbp:AdvanceLineOfCreditFacilityProvidedAmountOutstanding id="ID_875" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">6700000</fbp:AdvanceLineOfCreditFacilityProvidedAmountOutstanding>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_876" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">30705000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_877" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">2497037000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_878" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_fbp_TotalAdverselyClassifiedMember" unitRef="USD" decimals="-3">261669000</us-gaap:LoansReceivableCommercialMortgage>
  <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets id="ID_879" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="4">0.2079</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatio id="ID_880" contextRef="FROM_Jul01_2013_TO_Jul31_2013_Entity_0001057706_dei_LegalEntityAxis_fbp_BaselIiiMember" unitRef="pure" decimals="5">0.045</fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatio>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock id="ID_881" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;22&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; STOCK-BASED COMPENSATION &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;As of January 21, 2017, the Corporation&amp;#8217;s 1997 stock option plan expired and no additional awards could be granted under that plan. All outstanding awards granted under this plan continued in full force and effect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thereafter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, subject to their original terms. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the first quarter of 2017, all of the remaining outstanding awards granted under the 1997 stock option plan exp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ired.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The activity of stock options granted under the 1997 stock option plan for the year ended December 31, 2017 is set forth below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Aggregate&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Remaining&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Intrinsic &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Contractual Term&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Exercise Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(Years)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Beginning of year outstanding and exercisable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;34,989&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;138.00&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Options expired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(34,989)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(138.00)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;End of year outstanding and exercisable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On May 24, 2016, the Corporation&amp;#8217;s stockholders approved the amendment and restatement of the First BanCorp. Omnibus Incentive Plan, as amended (the &amp;#8220;Omnibus Plan&amp;#8221;), to, among other things, increase the number of shares of common stock reserved for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;issuance under the Omnibus Plan, extend the term of the Omnibus Plan to May 24, 2026 and re-approve the material terms of the performance goals under the Omnibus Plan for purposes of Section 162(m) of the U.S. Internal Revenue Code of 1986, as amended. The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Omnibus Plan provides for equity-based compensation incentives (the &amp;#8220;awards&amp;#8221;) through the grant of stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, cash-based awards and other stock-based awards. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Omnibus Plan authorizes the issuance of up to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;14,169,807 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares of common stock, subject to adjustments for stock splits, reorganizations and other similar events.  As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7,558,450&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;authorized shares of common stock were available for iss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uance under the Omnibus Plan. The Corporation&amp;#8217;s Board of Directors, based on the recommendation of the Corporation&amp;#8217;s Compensation and Benefits Committee, has the power and authority to determine those eligible to receive awards and to establish the terms a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd conditions of any awards, subject to various limits and vesting restrictions that apply to individual and aggregate awards.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Under the Omnibus Plan, during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Corporation awarded to its independent directors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;148,424&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares of restricted st&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ock &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; subject&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to a one-year vesting period. In addition,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7, the Corporation awarded&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;951,332&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares of restricted stock to employees subject to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a vesting period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2 years.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Included in those &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;951,332 shares of restricted stock were&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;838,332&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hares granted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the first quarter of 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to certain senior officers consistent with the requirements of the Troubled Asset Relief Program (&amp;#8220;TARP&amp;#8221;) Interim Final Rule, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which permits TARP recipients to grant &amp;#8220;long-term restricted stock&amp;#8221; without violating t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he prohibition on paying or accruing a bonus payment, subject to limits on value and certain vesting and non-transferability requirements. On May 10, 2017, the United States Department of the Treasury (the &amp;#8220;U.S. Treasury&amp;#8221;) announced that it had sold all of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; its remaining 10,291,553 shares of the Corporation&amp;#8217;s common stock. As &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a result of the U.S. Treasury&amp;#8217;s sale, the Corporation is no longer subject to the compensation-related restrictions under TARP, which substantially limited the Corporation&amp;#8217;s ability to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;award short-term and long-term incentives to the Corporation&amp;#8217;s executives, and the Corporation&amp;#8217;s senior officers are no longer subject to the transferability restrictions on their shares of restricted stock. However, since the U.S. Treasury did not recover&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the full amount of its original investment under TARP, the senior officers forfeited 2,370,571 of their outstanding shares of restricted stock, resulting in a reduction in the number of common shares outstanding. The U.S. Treasury continues to hold a warr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ant to purchase &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,285,899&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares of the Corporation&amp;#8217;s common stock.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In 2017, prior to the U.S Treasury&amp;#8217;s sale of its shares, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Corporation accounted for the restricted stock &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;subject to TARP requirements &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at a discount from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the market price &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the date of the grant. For the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;838,332 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares of restricted stock, the market price was discounted assuming that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the shares of restricted stock would become freely transferable and the remaining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% would be&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; forfeited&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, resulting in a fair value o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.71&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for each share of restricted stock granted under TARP requirements. Since the assumption was correct, the forfeiture resulting from the U.S. Treasury&amp;#8217;s sale did not have an impact on the Corporation&amp;#8217;s operating results. Also, the Corporation used e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpirical data to estimate employee terminations; separate groups of employees that have similar historical exercise behavior were considered separately for valuation purposes.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:490.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:490.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following table summarizes the restricted stock activity in 2017 under the Omnibus Plan:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:334.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:64.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;shares of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:64.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;restricted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Grant Date&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-vested shares at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,178,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.58&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Granted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,099,756&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3.31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Forfeited &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,411,223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Vested &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,050,356)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3.57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-vested shares at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,816,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:334.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:473.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:473.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Includes 2,370,571 of outstanding shares of restricted stock, subject to TARP requirements, that were forfeited as a result of the U.S. Treasury&amp;#39;s sale of its remaining shares of the Corporation&amp;#39;s common stock.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:473.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:473.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Includes 743,021 shares of restricted stock released from TARP restrictions.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:334.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For the years ended December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation recognized $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively, of stock-based compensation expense related to restricted stock awards. As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, there was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of total unrecognized compensation cost related to nonvested shares of restricted stock. The weighted average period over which the Corporation expects to recognize such cost is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.0 year&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation awarded (i) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;130,873&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares of re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stricted stock to its independent directors subject to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a one-year vesting period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and (ii) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,794,702&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares of restricted stock to employees subject to vesting periods that range&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to 3 years. Included in those &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,794,702&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares of restricted stock &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,546,137&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares granted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to certain senior officers consistent with the requirements of TARP. As explained above, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Corporation is no longer subject to the compensation-related restrictions under TARP as a result of the U.S. Treasury&amp;#8217;s sale of its rema&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ining shares of the Corporation&amp;#8217;s common stock.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The fair value of the shares of restricted stock granted in 2016 was based on the market price of the Corporation&amp;#8217;s outstanding common stock on the date of the grant. For the 1,546,137 shares of restricted s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tock granted under the TARP requirements, the market price was discounted due to the post-vesting restrictions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;For purposes of determining the awards&amp;#8217; fair value, the Corporation assumed that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the shares of restricted stock would become freely trans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ferable and the remaining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% would be forfeited, resulting &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in a fair value of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.43&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for restricted shares granted under the TARP requirements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;    &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Stock-based compensation accounting guidance requires the Corporation to reverse compensation expense for a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ny awards that are forfeited due to employee or director turnover. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Quarterly changes in the estimated forfeiture rate may have a significant effect on stock-based compensation, as the effect of adjusting the rate for all expense amortization is recognized &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;in the period in which the forfeiture estimate is changed.&amp;#160; If the actual forfeiture rate is higher than the estimated forfeiture rate, then an adjustment is made to increase the estimated forfeiture rate, which will result in a decrease in the expense rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ognized in the financial statements.&amp;#160; If the actual forfeiture rate is lower than the estimated forfeiture rate, an adjustment is made to decrease the estimated forfeiture rate, which will result in an increase in the expense recognized in the financial st&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;atements.&amp;#160;The estimated forfeiture rate did not change as a result of the restricted shares forfeited in connection with the aforementioned U.S. Treasury&amp;#8217;s sale of the Corporation&amp;#8217;s common stock. Approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;48&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; thousand of compensation expense was rever&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;sed during 2017 related to forfeitures upon resignation of two of the Corporation&amp;#8217;s independent directors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Also, under the Omnibus Plan, effective April 1, 2013, the Corporation&amp;#8217;s Board of Directors determined to increase the salary amounts paid to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain executive officers primarily by paying the increased salary amounts in the form of shares of the Corporation&amp;#8217;s common stock, instead of cash. During 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;582,193&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares of common stock (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;755,223&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares) with a weighted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-average market value of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.64&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.96&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;market value) as salary stock &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;compensation. This resulted in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;compensation expense of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million recorded in 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation withheld &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;195,789&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;226,261&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ares) from the common stock paid to certain senior officers as additional compensation and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;243,102&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares of restricted stock that vested during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;65,498&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to cover employees&amp;#8217; payroll and income tax withholding liabilities; these shares are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; held as treasury shares. The Corporation paid any fractional share of salary stock that the officer was entitled to in cash. In the consolidated financial statements, the Corporation treats shares withheld for tax purposes as common stock repurchases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; June&amp;#160;29, 2017, upon the recommendation of the Corporation&amp;#8217;s Compensation and Benefits Committee, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Corporation&amp;#8217;s Board of Directors&lt;/font&gt;&lt;font style='font-family:Calibri;font-size:12pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;approved a new executive compensation program that, as of July 1, 2017, applies to the Corporation&amp;#8217;s executive officers a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s a result of the aforementioned sale by the U.S. Treasury of its remaining shares of the Corporation&amp;#8217;s common stock. The new compensation program for executive officers maintained the same levels of cash salary through calendar year 2017. The payment of a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dditional salary amounts currently paid in the form of stock will continue through the second quarter of 2018 and will be eliminated at such time. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Calibri;font-size:12pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In addition, as a long-term incentive, the new compensation program &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;provides a variable pay opportunity fo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r long-term performance through a combination of performance shares and restricted stock. The aggregate value of the performance shares and restricted stock will be determined based upon a qualitative assessment of the achievement by executives of their in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dividual goals for the prior year and at three different possible aggregate equity &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;valuation levels (minimum threshold, target and maximum). The Corporation&amp;#8217;s Board of Directors has determined that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;60&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the long-term incentive award value based upon prio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r year performance will be in performance shares and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;40&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% will be in restricted stock with the following terms: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:45pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Symbol;font-size:10pt;margin-left:27.35pt;' &gt;&amp;#61623;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;' &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Performance Shares&amp;#8212; the payout of the performance shares will depend upon the achievement of a pre-established corporate tangible boo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k value per share goal at the end of a three-year period. All of the performance shares will vest if performance is at the pre-established performance goal level or above. To the extent that performance is below the target but at or above a pre-defined min&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;imum threshold, a proportionate amount of the performance shares will vest. No performance shares will vest if performance is below the threshold.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Symbol;font-size:10pt;margin-left:27pt;' &gt;&amp;#61623;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;' &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Restricted Stock&amp;#8212;Restricted stock will vest over a three-year period as follows: fifty percent (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%)&amp;#160;of the shares will vest on the second anniversary date of the grant of the award and the remaining fifty percent (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%)&amp;#160;will vest on the third anniversary date of the grant of the award.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The first awards of performance shares are expected to be made in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; March 2018&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <fbp:ComponentOfInterestIncomeTableTextBlock id="ID_882" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:432pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:432pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The following table summarizes the components of interest and dividend income on investments:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:144pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest income on investment securities and money &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;53,634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,923&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Dividends on FHLB stock &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,075&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total interest income and dividends on investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;54,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;56,998&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ComponentOfInterestIncomeTableTextBlock>
  <us-gaap:DerivativeLiabilities id="ID_883" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:FederalHomeLoanBankAdvances id="ID_884" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_us-gaap_ShortTermDebtMember" unitRef="USD" decimals="-3">0</us-gaap:FederalHomeLoanBankAdvances>
  <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup id="ID_885" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_NonperformingFinancingReceivableMember" unitRef="USD" decimals="-5">8100000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_886" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">27297000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_887" contextRef="AS_OF_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">661591000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_888" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">132000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_889" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-5">15000000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:GainLossOnSaleOfInvestments id="ID_890" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="USD" decimals="-5">6100000</us-gaap:GainLossOnSaleOfInvestments>
  <fbp:EffectiveIncomeTaxRateReconciliationChangeInTaxStatus id="ID_891" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="4">0.212</fbp:EffectiveIncomeTaxRateReconciliationChangeInTaxStatus>
  <us-gaap:ShareBasedCompensation id="ID_892" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">6876000</us-gaap:ShareBasedCompensation>
  <us-gaap:AvailableForSaleSecurities id="ID_893" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">1863342000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TierOneLeverageCapitalToAverageAssets id="ID_894" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="4">0.151</us-gaap:TierOneLeverageCapitalToAverageAssets>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_895" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">438847000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_896" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_NontaxableMunicipalBondsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">132759000</us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <fbp:Allowanceforcreditlossesonpurchasedcreditimpairedloanstabletextblock id="ID_897" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:402.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:402.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Changes in the allowance for loan losses related to PCI loans follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:96.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:97.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:201.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:96.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:96.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:187.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:201.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:201pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,962&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:201pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Provision for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,394&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,895&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:201pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:88.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,857&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:Allowanceforcreditlossesonpurchasedcreditimpairedloanstabletextblock>
  <us-gaap:RealEstateOwnedValuationAllowancePolicy id="ID_898" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Other real estate owned (OREO)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;OREO, which consists of real estate acquired in settlement of loans, is recorded at the lower of cost (carrying value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the loan) or fair value minus estimated costs to sell the real estate acquired. Generally, loans have been written down to their net realizable value prior to foreclosure. Any further reduction to their net realizable value is recorded with a charge to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the allowance for loan losses at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the time of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; foreclosure or short&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;there&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;after. Thereafter, gains or losses resulting from the sale of these properties and losses recognized on the periodic reevaluations of these properties are credited or charged to earni&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ngs and are included as part of net loss on OREO operations in the statements of income. The cost of maintaining and operating these properties is expensed as incurred. The Corporation estimates fair values primarily based on appraisals, when available, an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d the net realizable value is reviewed and updated periodically depending &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the type of property&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; involved&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:RealEstateOwnedValuationAllowancePolicy>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="ID_899" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">3453000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <fbp:LegalSurplusAmount id="ID_900" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">52436000</fbp:LegalSurplusAmount>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_901" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageMember" unitRef="USD" decimals="-3">156493000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <fbp:DividendIncomeFromFederalHomeLandBankStock id="ID_902" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">2100000</fbp:DividendIncomeFromFederalHomeLandBankStock>
  <fbp:BusinessCombinationTableTextBlock id="ID_903" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The Corporation accounted for this transaction as a business combination. The following table identifies the fair values of assets acquired and liabilities assumed from Doral Bank on February 27, 2015:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Asset/Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(at Fair Value)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;311,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Premises and equipment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,450&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Core Deposit Intangible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total assets acquired &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;540,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;523,517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net assets - Bargain purchase gain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:BusinessCombinationTableTextBlock>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_904" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:TransfersFromLoansToOtherReceivable id="ID_905" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="INF">21300000</fbp:TransfersFromLoansToOtherReceivable>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_906" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">51125000</us-gaap:InterestAndDividendIncomeSecurities>
  <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance id="ID_907" contextRef="AS_OF_Dec31_2014_Entity_0001057706" unitRef="USD" decimals="-3">55000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance>
  <fbp:ProvisionForOffBalanceSheetItems id="ID_908" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1173000</fbp:ProvisionForOffBalanceSheetItems>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_909" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">15912000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <us-gaap:LaborAndRelatedExpense id="ID_910" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">151845000</us-gaap:LaborAndRelatedExpense>
  <fbp:SecuritizationOfMortgageLoansIntoMortgageBackedSecurities id="ID_911" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-5">235100000</fbp:SecuritizationOfMortgageLoansIntoMortgageBackedSecurities>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_912" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_OtherRealEstateAndForeclosedAssetsAxis_us-gaap_CommercialRealEstateMember" unitRef="USD" decimals="-3">78698000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardGross id="ID_913" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">110000</us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardGross>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_914" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">3724000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_915" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">48871000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestment60To89DaysPastDue id="ID_916" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">12247000</fbp:PurchasedCreditImpairedLoansRecordedInvestment60To89DaysPastDue>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_917" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">726288000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_918" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:IncomeTaxesPaidNet id="ID_919" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">4037000</us-gaap:IncomeTaxesPaidNet>
  <fbp:OffsettingOfAssetsAndLiabiltiesTextBlock id="ID_920" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;33&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; OFFSETTING OF ASSETS AND LIABILITIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;      The Corporation enters into master agreements with counterparties, primarily related to derivatives and repurchase &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reements,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; may allow for netting of exposures in the event of default. In &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an event of default, each party has a right of set-off against the other party for amounts owed &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;under&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the related agreement and any ot&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;her amount or obligation owed with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respect &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; any other agreement or transaction between them. The following table presen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts information about the offsetting of financial as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sets and liabilities as well as derivative assets and liabilities:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:498.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:498.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Offsetting of Financial Assets and Derivative Assets&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:498.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:498.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:102pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='4' style='width:74.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amounts of Assets Presented in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts of Recognized  Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:63pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Offset in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:348pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Securities purchased under agreement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     to resell&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(305)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='4' style='width:74.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amounts of Assets Presented in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts of Recognized  Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:63pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Offset in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Consolidated Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:348pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Securities purchased under agreement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     to resell&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:139.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:515.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:515.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:515.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:515.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Offsetting of Financial Liabilities and Derivative Liabilities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:515.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:515.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31,  2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:99.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='4' style='width:70.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amounts of Liabilities Presented in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts of Recognized  Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:63pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Offset in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:99.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:333pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:333pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;500,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(300,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:99.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='4' style='width:70.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amounts of Liabilities Presented in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts of Recognized  Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:63pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Offset in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:99.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Position&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Financial Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:333pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:333pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(200,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:171pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:171pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:OffsettingOfAssetsAndLiabiltiesTextBlock>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardGross id="ID_921" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_OmnibusPlanMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_BoardOfDirectorsMember" unitRef="shares" decimals="INF">130873</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardGross>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses id="ID_922" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember_us-gaap_InternalCreditAssessmentAxis_fbp_PurchasedCreditImpairedMember" unitRef="USD" decimals="-3">0</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses>
  <fbp:CertificateOfDepositsDenominations id="ID_923" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="INF">100000</fbp:CertificateOfDepositsDenominations>
  <us-gaap:LoansReceivableNet id="ID_924" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">8731276000</us-gaap:LoansReceivableNet>
  <us-gaap:AvailableForSaleSecurities id="ID_925" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">408000</us-gaap:AvailableForSaleSecurities>
  <fbp:PercentageOfStockOwnership id="ID_926" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_OaktreeCapitalManagementMember" unitRef="pure" decimals="5">0.05</fbp:PercentageOfStockOwnership>
  <us-gaap:IncomeTaxExpenseBenefit id="ID_927" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">7752000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax id="ID_928" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_929" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">43302000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_930" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">271572000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:DefaultedLoansCollateralizingSecurities id="ID_931" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">43700000</fbp:DefaultedLoansCollateralizingSecurities>
  <us-gaap:ProceedsFromSaleOfOtherProductiveAssets id="ID_932" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">2279000</us-gaap:ProceedsFromSaleOfOtherProductiveAssets>
  <us-gaap:MarketingAndAdvertisingExpense id="ID_933" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">12485000</us-gaap:MarketingAndAdvertisingExpense>
  <fbp:TrustPreferredSecuritiesExchangedLiquidationValue id="ID_934" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:TrustPreferredSecuritiesExchangedLiquidationValue>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_935" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.1</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_936" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">498509000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <fbp:FinancialInstrumentsOwnedandPledgedAsCollateralAmountEligibleToBeRepledgedByCounterpartyAmortizedCost id="ID_937" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">222325000</fbp:FinancialInstrumentsOwnedandPledgedAsCollateralAmountEligibleToBeRepledgedByCounterpartyAmortizedCost>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_938" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">-452773000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_939" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">3735000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_940" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember" unitRef="USD" decimals="-3">169886000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_941" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">116818000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:HeldToMaturitySecurities id="ID_942" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">39523000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate id="ID_943" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="6">0.0235</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
  <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_944" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="2">0.1</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:PropertyPlantAndEquipmentTextBlock id="ID_945" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:74.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Useful Life In Years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:165.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Buildings and improvements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10-35&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;139,533&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Leasehold improvements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;53,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;60,605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Furniture and equipment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2-10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;166,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;165,386&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;352,727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;365,524&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accumulated depreciation and amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(245,777)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(248,335)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;106,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;117,189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,279&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Projects in progress&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,360&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:183pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Total premises and equipment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;141,895&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;150,828&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
  <fbp:RepurchaseAgreementAverageBalanceOutstanding id="ID_946" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_RangeAxis_us-gaap_WeightedAverageMember" unitRef="USD" decimals="-5">616400000</fbp:RepurchaseAgreementAverageBalanceOutstanding>
  <fbp:NoninterestIncomeForReportableSegments id="ID_947" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">41854000</fbp:NoninterestIncomeForReportableSegments>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_948" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember" unitRef="USD" decimals="-3">1985550000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets id="ID_949" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">7727000</us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets>
  <us-gaap:AmortizationOfMortgageServicingRightsMSRs id="ID_950" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">3387000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
  <us-gaap:FairValueOfAssetsAcquired id="ID_951" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_PropertyPlantAndEquipmentMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueOfAssetsAcquired>
  <us-gaap:AvailableForSaleEquitySecuritiesAmortizedCostBasis id="ID_952" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">424000</us-gaap:AvailableForSaleEquitySecuritiesAmortizedCostBasis>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_953" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">1503000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssets id="ID_954" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">1523332000</fbp:CommonEquityTier1CapitalToRiskWeightAssets>
  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock id="ID_955" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='22' rowspan='1' style='width:546pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:546pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Selected information on TDR loans that includes the recorded investment by loan class and modification type is summarized in the following tables. This information reflects all TDRs:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='21' rowspan='1' style='width:390pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:43.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate below market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Maturity or term extension&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Combination of reduction in interest rate and extension of maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Forgiveness of principal and/or interest&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Forbearance Agreement &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;267,578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;363,930&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,094&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,870&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;50,812&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,510&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,049&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;94,112&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,891&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,783&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total Troubled Debt Restructurings &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;340,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;129,896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;587,219&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156pt;text-align:left;vertical-align:middle;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='22' rowspan='1' style='width:546pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:546pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:338.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:338.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:43.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate below market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Maturity or term extension&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Combination of reduction in interest rate and extension of maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Forgiveness of principal and/or interest&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;280,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;375,809&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,007&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;863&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,521&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-commercial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,875&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;236&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;299&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,842&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total Troubled Debt Restructurings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;88,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;355,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;127,001&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;647,048&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:338.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:338.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:43.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest rate below market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Maturity or term extension&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Combination of reduction in interest rate and extension of maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Forgiveness of principal and/or interest&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,066&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;297,310&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;50,269&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;382,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,498&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Commercial and Industrial Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;75,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;27,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;150,254&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Construction Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,466&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,466&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Construction-Residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,482&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer Loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,582&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Consumer Loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,026&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;327&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,794&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total Troubled Debt Restructurings &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,159&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;380,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;115,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;661,591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Arial;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td 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  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1015" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember" unitRef="USD" decimals="-3">380714000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FairValueInputsDiscountRate id="ID_1016" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_MortgageServicingRightsMember" unitRef="pure" decimals="4">0.1065</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost id="ID_1017" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">278331000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets id="ID_1018" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1019" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">1968000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_1020" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_TreasuryAndInvestmentsMember" unitRef="USD" decimals="-3">2740120000</fbp:SegmentReportingInformationAverageEarningAssets>
  <fbp:ForeclosuresOfImpairedLoans id="ID_1021" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">37513000</fbp:ForeclosuresOfImpairedLoans>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_1022" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">145067000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_1023" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_1024" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <fbp:DirectNonInterestExpenses id="ID_1025" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_MortgageBankingMember" unitRef="USD" decimals="-3">38170000</fbp:DirectNonInterestExpenses>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1026" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked id="ID_1027" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">37299000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_1028" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">15801000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1029" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhavaGuaranteedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="USD" decimals="-3">126858000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm id="ID_1030" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">11140000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_1031" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">8122000</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_1032" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">6687000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <fbp:TrustPreferredSecuritiesExchangedLiquidationValue id="ID_1033" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:TrustPreferredSecuritiesExchangedLiquidationValue>
  <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust id="ID_1034" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_DebtInstrumentAxis_fbp_JuniorSubordinatedDebenturesBearingInterestAtFloatingRateOfTwoPointSeventyFiveMember" unitRef="USD" decimals="-3">97630000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
  <fbp:NonDeferrableLoanFees id="ID_1035" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">3346000</fbp:NonDeferrableLoanFees>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_1036" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">153991000</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:FairValueOfAssetsAcquired id="ID_1037" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_PropertyPlantAndEquipmentMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueOfAssetsAcquired>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases id="ID_1038" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">531022000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id="ID_1039" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">64280000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:CurrentIncomeTaxExpenseBenefit id="ID_1040" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">8179000</us-gaap:CurrentIncomeTaxExpenseBenefit>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_1041" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember" unitRef="USD" decimals="-3">2010569000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:AvailableForSaleSecurities id="ID_1042" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TaxesExcludingIncomeAndExciseTaxes id="ID_1043" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">12669000</us-gaap:TaxesExcludingIncomeAndExciseTaxes>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths id="ID_1044" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">3591000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
  <us-gaap:StockholdersEquity id="ID_1045" contextRef="AS_OF_Dec31_2014_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">21298000</us-gaap:StockholdersEquity>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_1046" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">231843000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:AvailableForSaleSecurities id="ID_1047" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">221630000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_1048" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1356342000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_1049" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">57000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:CommonStockValueOutstanding id="ID_1050" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">21628000</us-gaap:CommonStockValueOutstanding>
  <us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense id="ID_1051" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="3">-0.002</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpense>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_1052" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">3607000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <fbp:LoansHeldForSaleTextBlock id="ID_1053" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;11&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;LOANS HELD FOR SALE&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s loans held-for-sale portfolio as of the dates indicated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as composed of:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;41,927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,079&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,006&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Non-performing loans held for sale totaled $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and $8.1 million as of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</fbp:LoansHeldForSaleTextBlock>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1054" contextRef="AS_OF_Dec31_2014_Entity_0001057706" unitRef="USD" decimals="-3">694453000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_1055" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">5731000</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1056" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">363930000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_1057" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">16701000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_1058" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-6641000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <fbp:OtherInvestmentSecuritiesIncludingFhlbDividends id="ID_1059" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_TaxStatusAxis_fbp_TaxableMember" unitRef="USD" decimals="-3">2113000</fbp:OtherInvestmentSecuritiesIncludingFhlbDividends>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure id="ID_1060" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanOriginationCommitmentsMember" unitRef="USD" decimals="-3">77649000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_1061" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">68211000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1062" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">382672000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:LoansPledgedAsCollateralFairValue id="ID_1063" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-8">1400000000</fbp:LoansPledgedAsCollateralFairValue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1064" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AssetsFairValueAdjustment id="ID_1065" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_LoansReceivableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">-39493000</us-gaap:AssetsFairValueAdjustment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_1066" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">11913000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock id="ID_1067" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:435pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:435pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The following is a summary of the advances from the FHLB:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Short-term fixed-rate advances from FHLB, with a weighted-average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    interest rate of 0.78% as of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;170,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Long-term fixed-rate advances from FHLB, with a weighted-average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    interest rate of 1.91% (December 31, 2016 - 1.49%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;715,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;500,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;715,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;670,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock>
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  <us-gaap:DueFromBanks id="ID_1088" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">29393000</us-gaap:DueFromBanks>
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  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_1112" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">593701000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:AvailableForSaleSecurities id="ID_1113" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">7401000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1114" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <fbp:ChangesInCarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock id="ID_1115" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:462.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:462.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Changes in the carrying amount of loans accounted for pursuant to ASC 310-30 follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:252.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:252.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:252.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:252.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year ended &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year ended &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:252.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:252.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;173,913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Accretion &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;10,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11,533&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Collections &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(15,400)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(17,184)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Foreclosures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,444)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Ending balance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Allowance for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(11,251)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,857)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:265.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:265.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Ending balance, net of allowance for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;146,923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;158,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ChangesInCarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock>
  <us-gaap:AvailableForSaleSecurities id="ID_1116" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_OtherAvailableForSaleSecuritiesMember" unitRef="USD" decimals="-3">100000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:SecuritiesOwnedNotReadilyMarketable id="ID_1117" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">43119000</us-gaap:SecuritiesOwnedNotReadilyMarketable>
  <us-gaap:AvailableForSaleSecurities id="ID_1118" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1348725000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:RealEstateAcquiredThroughForeclosure id="ID_1119" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">146801000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_1120" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">190041000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1121" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:NoninterestExpense id="ID_1122" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">347701000</us-gaap:NoninterestExpense>
  <fbp:AutomatedTellerMachineAndPointOfSaleFees id="ID_1123" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">8929000</fbp:AutomatedTellerMachineAndPointOfSaleFees>
  <us-gaap:NetIncomeLoss id="ID_1124" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">93229000</us-gaap:NetIncomeLoss>
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  <us-gaap:InterestIncomeExpenseNet id="ID_1163" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">115768000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock id="ID_1164" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The activity of stock options granted under the 1997 stock option plan for the year ended December 31, 2017 is set forth below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Aggregate&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Remaining&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Intrinsic &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Contractual Term&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Exercise Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(Years)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Beginning of year outstanding and exercisable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;34,989&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;138.00&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Options expired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(34,989)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(138.00)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;End of year outstanding and exercisable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:213pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
  <us-gaap:StockRepurchasedDuringPeriodValue id="ID_1165" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">29000</us-gaap:StockRepurchasedDuringPeriodValue>
  <fbp:PurchasedCreditImpairedLoansPastDue id="ID_1166" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">43071000</fbp:PurchasedCreditImpairedLoansPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1167" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LoansInTrialMember" unitRef="USD" decimals="-5">800000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1168" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">2542000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits id="ID_1169" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">2312928000</us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits>
  <us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral id="ID_1170" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">350123000</us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral>
  <invest:DerivativeNotionalAmount id="ID_1171" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateCapMember_us-gaap_HedgingDesignationAxis_us-gaap_NondesignatedMember_us-gaap_PositionAxis_us-gaap_ShortMember" unitRef="USD" decimals="-3">91010000</invest:DerivativeNotionalAmount>
  <fbp:FinancingReceivableLoansRestructuredRecordedInvestmentAccruals id="ID_1172" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LoansSplitMember" unitRef="USD" decimals="-5">3100000</fbp:FinancingReceivableLoansRestructuredRecordedInvestmentAccruals>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_1173" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">11309000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
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  <us-gaap:FinanceLoansAndLeasesReceivablePolicy id="ID_1214" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Loans held for investment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     Loans that the Corporation has the ability and intent to hold for the foreseeable future are classified as held for investment. The substantial majority of the Corporation&amp;#8217;s loans are classified as held for investment. Loans are stated at the principa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l outstanding balance, net of unearned interest, cumulative charge-offs, unamortized deferred origination fees and costs, and unamortized premiums and discounts. Fees collected and costs incurred in the origination of new loans are deferred and amortized u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sing the interest method or a method that approximates the interest method over the term of the loan as an adjustment to interest yield. Unearned interest on certain personal loans, auto loans and finance leases and discounts and premiums are recognized as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; income under a method that approximates the interest method. When a loan is paid-off or sold, any unamortized net deferred fee (cost) is credited (charged) to income. Credit card loans are reported at their outstanding unpaid principal balance plus uncoll&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ected billed interest and fees net of amounts deemed uncollectible. PCI loans are reported net of any remaining purchase accounting adjustments. See &amp;#8220;Loans Acquired&amp;#8221; below for the accounting policy for PCI loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Non-Performing and Past-Due Loans - L&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oans on which the recognition of interest income has been discontinued are designated as non-performing.  Loans are classified as non-performing when they are 90 days past due for interest and principal, with the exception of residential mortgage loans gua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ranteed by the Federal Housing Administration (the &amp;#8220;FHA&amp;#8221;) or the Veterans Administration (the &amp;#8220;VA&amp;#8221;) and credit cards. It is the Corporation&amp;#8217;s policy to report delinquent mortgage loans insured by the FHA or guaranteed by the VA as loans past due 90 days an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d still accruing as opposed to non-performing loans since the principal repayment is insured. However, the Corporation discontinues the recognition of income for FHA/VA loans when such loans are over 15 months delinquent. As permitted by regulatory guidanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e issued by the Federal Financial Institutions Examination Council (&amp;#8220;FFIEC&amp;#8221;), credit card loans are generally charged off in the period in which the account becomes 180 days past due. Credit card loans continue to accrue finance charges and fees until char&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ged off at 180 days. Loans generally may be placed on non-performing status prior to when required by the policies described above when the full and timely collection of interest or principal becomes uncertain (generally based on an assessment of the borro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wer&amp;#8217;s financial condition and the adequacy of collateral, if any). When a loan is placed on non-performing status, any accrued but uncollected interest income is reversed and charged against interest income and amortization of any net deferred fees is susp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended. Interest income on non-performing loans is recognized only to the extent it is received in cash. However, when there is doubt regarding the ultimate collectability of loan principal, all cash thereafter received is applied to reduce the carrying val&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ue of such loans (i.e., the cost recovery method). Generally, the Corporation returns a loan to accrual status when all delinquent interest and principal becomes current under the terms of the loan agreement, or after a sustained period of repayment perfor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mance (6 months) and the loan is well secured and in the process of collection, and full repayment of the remaining contractual principal and interest is expected. PCI loans are not reported as non-performing as these loans were written down to fair value &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at the acquisition date and the accretable yield is recognized in interest income over the remaining life of the loans. Loans that are past due 30 days or more as to principal or interest are considered delinquent, with the exception of residential mortgag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e, commercial mortgage, and construction loans, which are considered past due when the borrower is in arrears on two or more monthly payments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Impaired Loans - A loan is considered impaired when, based upon current information and events, it is proba&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ble that the Corporation will be unable to collect all amounts due (including principal and interest) according to the contractual terms of the loan agreement, or the loan has been modified in a Troubled Debt Restructuring (&amp;#8220;TDR&amp;#8221;). Loans with insignificant&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; delays or insignificant shortfalls in the amounts of payments expected to be collected are not considered to be impaired. The Corporation evaluates individually for impairment those loans in the construction, commercial mortgage, commercial and industrial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and marine financing portfolios with a principal balance of $1 million or more. Loans in the construction, commercial mortgage, and commercial and industrial portfolios that originally met the Corporation&amp;#8217;s threshold for impairment evaluation but due to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;charge-offs or payments are currently below the $1 million threshold and are still 90 days past due, except TDR&amp;#8217;s, are accounted for under the Corporation&amp;#8217;s general reserve. Although the authoritative accounting guidance for a specific impairment of a loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; excludes large groups of smaller balance homogeneous loans that are collectively evaluated for impairment (e.g., mortgage and consumer loans), it specifically requires that loan modifications considered TDRs be analyzed under its provision. The Corporatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n also evaluates for impairment purposes certain residential mortgage loans and home equity lines of credit with high delinquency and loan to value levels. Held-for-sale loans are not reported as impaired, as these loans are recorded at the lower of cost o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r fair value.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     The Corporation generally measures impairment and the related specific allowance for individually impaired loans based on the difference between the recorded investment of the loan and the present value of the loans&amp;#8217; expected future cas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h flows, discounted at the effective original interest rate of the loan at the time of modification, or the loan&amp;#8217;s observable market price. If the loan is collateral dependent, the Corporation measures impairment based upon the fair value of the underlying&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; collateral, instead of discounted cash flows, regardless of whether foreclosure is probable. Loans are identified as collateral dependent if the repayment is expected to be provided solely by the underlying collateral, through liquidation or operation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the collateral. When the fair value of the collateral is used to measure impairment on an impaired collateral-dependent loan and repayment or satisfaction of the loan is dependent on the sale of the collateral, the fair value of the collateral is adjusted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to consider estimated costs to sell. If repayment is dependent only on the operation of the collateral, the fair value of the collateral is not adjusted for estimated costs to sell. If the fair value of the loan is less than the recorded investment, the Co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rporation recognizes impairment by either a direct write-down or establishing a specific allowance for the loan or by adjusting the specific allowance for the impaired loan. For an impaired loan that is collateral dependent, charge-offs are taken in the pe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;riod in which the loan, or a portion of the loan, is deemed uncollectible, and any portion of the loan that is not charged off is adversely credit-risk rated at a level no worse than substandard.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A restructuring of a loan constitutes a TDR if th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e creditor, for economic or legal reasons related to the debtor&amp;#8217;s financial difficulties, grants a concession to the debtor that it would not otherwise consider. TDR loans typically result from the Corporation&amp;#8217;s loss mitigation activities and the modificat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion of residential mortgage loans in accordance with guidelines similar to those of the U.S. government&amp;#8217;s Home Affordable Modification Program, and could include rate reductions to a rate that is below market on the loan, principal forgiveness, term extens&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ions, payment forbearance, refinancing of any past-due amounts, including interest, escrow, and late charges and fees, and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of collateral. Residential mortgage loa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns for which a binding offer to restructure has been extended are also classified as TDR loans. PCI loans are not classified as TDR loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;TDR loans are classified as either accrual or nonaccrual. Loans in accrual status may remain in accrual st&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;atus when their contractual terms have been modified in a TDR if the loans had demonstrated performance prior to the restructuring and payment in full under the restructured terms is expected. Otherwise, a loan on nonaccrual status and restructured as a TD&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;R will remain on nonaccrual status until the borrower demonstrates a sustained period of performance (generally six consecutive months of payments, inclusive of consecutive payments made prior to the modification), and there is evidence that such payments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;can and are likely to continue as agreed. Refer to Note 9 &amp;#8211; Loans Held for Investment,&amp;#8221; to the consolidated financial statements for additional qualitative and quantitat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ive information about TDR loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In connection with commercial loan restructurings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the decision to maintain a loan that has been restructured on accrual status is based on a current, well-documented credit evaluation of the borrower&amp;#8217;s financial condition and prospects for repayment under the modified terms. The credit evaluation reflec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts consideration of the borrower&amp;#8217;s future capacity to pay, which may include evaluation of cash flow projections, consideration of the adequacy of collateral to cover all principal and interest, and trends indicating improving profitability and collectabil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity of receivables. This evaluation also includes an evaluation of the borrower&amp;#8217;s current willingness to pay, which may include a review of past payment history, an evaluation of the borrower&amp;#8217;s willingness to provide information &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on a timely basis, and cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ideration of offers from the borrower to provide additional &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;collateral or guarantor support.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The evaluation of mortgage and consumer loans for restructurings includes an evaluation of the client&amp;#8217;s disposable income and credit report, the value of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;property, the loan-to-value relationship, and certain other client-specific factors that have affected the borrower&amp;#8217;s ability to make timely principal and interest payments on the loan. In connection with residential and consumer restructurings, a nonperfo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rming loan will be returned to accrual status when current as to principal and interest, under the revised terms, and upon sustained h&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;istorical repayment performance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation removes loans from TDR classification, consistent with authoritative guidance that allows for a TDR to be removed from this classification in years following the modification, only when the following two circumstances are met:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:lower-roman;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The loan is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in compliance with the terms of the restructuring agreement and, therefore, is not considered impaired under the revised terms; and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:lower-roman;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The loan yields a market interest rate at the time of the restructuring. In other words, the loan was restructured with an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest rate equal to or greater than what the Corporation would have been willing to accept at the time of the restructuring for a new loan with comparable risk.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;If both of the conditions are met, the loan can be removed from the TDR classific&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ation in calendar years after the year in which the restructuring took place. However, the loan continues to be individually evaluated for impairment. Loans classified as TDRs, including loans in trial payment periods (trial modifications), are considered &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;impaired loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;With respect to the restructuring of a loan into two new loan notes, or loan splits, generally, Note A of a loan split is restructured under market terms, and Note B is fully charged off.  If Note A is in compliance with the restructu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;red terms in years following the restructuring, Note A will be removed from the TDR classification and will continue to be individually evaluated for impairment. Refer to Note 9 &amp;#8211; Loans Held for Investment, to the consolidated financial statements for addi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tional information about loan splits.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A loan that had previously been modified in a TDR and is subsequently refinanced under current underwriting standards at a market rate with no concessionary terms is accounted for as a new loan and is no longer r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eported as a TDR.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Interest income on impaired loans is recognized based on the Corporation&amp;#8217;s policy for recognizing interest on accrual and non-accrual loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans Acquired - All purchased loans are recorded at fair value at the date of acquis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ition. Loans acquired with evidence of credit deterioration since their origination and where it is probable at the date of acquisition that the Corporation will not collect all contractually required principal and interest payments are considered PCI loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s. Evidence of credit quality deterioration as of the purchase date may include statistics such as past due and non-accrual status, credit scores, and revised loan terms. PCI loans have been aggregated into pools based on common risk characteristics. Each &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pool is accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flows. In accounting for PCI loans, the difference between contractually required payments and the cash flows expected to be collected at acq&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uisition is referred to as the nonaccretable difference. The nonaccretable difference, which is neither accreted into income nor recorded on the consolidated statements of financial condition, reflects estimated future credit losses expected to be incurred&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; over the life of the pool of loans. The excess of cash flows expected to be collected over the estimated fair value of PCI loans is referred to as the accretable yield. This amount is not recorded on the statements of financial condition, but is accreted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;into interest income over the remaining life of the pool of loans, using the effective-yield method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     Subsequent to acquisition, the Corporation continues to estimate cash flows expected to be collected over the life of the PCI loans using models that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; incorporate current key assumptions such as default rates, loss severity, and prepayment speeds. Decreases in expected cash flows will generally result in an impairment charge to the provision for loan and lease losses and the establishment of an allowanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e for loan and lease losses. Increases in expected cash flows will generally result in a reduction in any allowance for loan and lease losses established subsequent to acquisition and an increase in the accretable yield. The adjusted accretable yield is re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cognized in interest income over the remaining life of the pool of loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Resolutions of loans may include sales of loans to third parties, receipt of payments in settlement with the borrower, or foreclosure of the collateral. The Corporation&amp;#8217;s polic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y is to remove an individual loan from a pool at its relative carrying amount. The carrying amount is defined as the loan&amp;#8217;s current contractually required payments receivable less its remaining nonaccretable difference and accretable yield, but excluding a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ny post-acquisition loan loss allowance. To determine the carrying value, the Corporation performs a pro-rata allocation of the pool&amp;#8217;s total remaining nonaccretable difference and accretable yield to an individual loan in proportion to the loan&amp;#8217;s current &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ontractually required payments receivable compared to the pool&amp;#8217;s total contractually required payments receivable.  This removal method assumes that the amount received from resolution approximates pool performance expectations. The remaining accretable yi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eld balance is unaffected and any material change in the remaining effective yield caused by this removal method is addressed by the Corporation&amp;#8217;s quarterly cash flow evaluation process for each pool. Modified PCI loans are not removed from a pool even if &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;those loans would otherwise be deemed TDRs.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Because the initial fair value of PCI loans recorded at acquisition includes an estimate of credit losses expected to be realized over the remaining lives of the loans, the Corporation separately tracks and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; reports PCI loans and excludes these loans from its delinquency and non-performing loan statistics.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;For acquired loans that are not deemed impaired at acquisition, subsequent to acquisition, the Corporation recognizes the difference between the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;initial fair value at acquisition and the undiscounted expected cash flows in interest income over the period in which substantially all of the inherent losses associated with the non-PCI loans at the acquisition date are estimated to occur. Thus, such loa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns are accounted for consistently with other originated loans, potentially being classified as nonaccrual or impaired, as well as being classified under the Corporation&amp;#8217;s standard practice and procedures. In addition, these loans are considered in the dete&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rmination of the allowance for loan losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Charge-off of Uncollectible Loans - Net charge-offs consist of the unpaid principal balances of loans held for investment that the Corporation determines are uncollectible, net of recovered amounts. Charge-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;offs are recorded as a reduction to the allowance for loan and lease losses and subsequent recoveries of previously charged off amounts are credited to the allowance for loan and lease losses. Collateral dependent loans in the construction, commercial mort&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gage, and commercial and industrial loan portfolios are charged off to their net realizable value (fair value of collateral, less estimated costs to sell) when loans are considered to be uncollectible.  Within the consumer loan portfolio, auto loans and fi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nance leases are reserved once they are 120 days delinquent and are charged off to their estimated net realizable value when the collateral deficiency is deemed uncollectible (i.e., when foreclosure/repossession is probable) or when the loan is 365 days pa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st due.  Within the other consumer loan portfolio, closed-end loans are charged off when payments are 120 days in arrears, except small personal loans. Open-end (revolving credit) consumer loans, including credit card loans, and small personal loans are ch&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arged off when payments are 180 days in arrears. On a quarterly basis, residential mortgage loans that are 180 days delinquent and have an original loan-to-value ratio that is higher than 60% are reviewed and charged-off, as needed, to the fair value of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e underlying collateral. Generally, all loans may be charged off or written down to the fair value of the collateral prior to the application of the policies described above if a loss-confirming event has occurred. Loss-confirming events include, but are n&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ot limited to, bankruptcy (unsecured), continued delinquency, or receipt of an asset valuation indicating a collateral deficiency when the asset is the sole source of repayment. The Corporation does not record charge-offs on PCI loans that are performing i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n accordance with or better than expectations as of the date of acquisition, as the fair value of these loans already reflects a credit component. The Corporation records charge-offs on PCI loans only if actual losses exceed estimated losses incorporated i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nto the fair value recorded at acquisition and the amount is deemed uncollectible.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:FinanceLoansAndLeasesReceivablePolicy>
  <fbp:PercentageOfVariationInAssumptions id="ID_1215" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="3">0.1</fbp:PercentageOfVariationInAssumptions>
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  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_1217" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">133451000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
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  <fbp:LegalSurplusAmountAdditions id="ID_1221" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">7300000</fbp:LegalSurplusAmountAdditions>
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  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_1225" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember" unitRef="USD" decimals="-5">14600000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="ID_1226" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
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  <us-gaap:InterestExpenseTimeDeposits id="ID_1229" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">25246000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_1230" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">173000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <fbp:AverageWeeklyDemandDepositReserve id="ID_1231" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">337100000</fbp:AverageWeeklyDemandDepositReserve>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_1232" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">118300000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_1233" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">61983000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <fbp:PercentageOfDividendReceivedFromOtherTaxableDomesticCorporations id="ID_1234" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="4">0.85</fbp:PercentageOfDividendReceivedFromOtherTaxableDomesticCorporations>
  <fbp:ReserveForUnfundedLoanCommitments id="ID_1235" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">700000</fbp:ReserveForUnfundedLoanCommitments>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_1236" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">36904000</fbp:NetChargeCreditForTransferOfFunds>
  <fbp:ImpairedLoansSold id="ID_1237" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">53245000</fbp:ImpairedLoansSold>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1238" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">1671000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1239" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">30005000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1240" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">2082000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1241" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">2281000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses id="ID_1242" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember_us-gaap_InternalCreditAssessmentAxis_fbp_PurchasedCreditImpairedMember" unitRef="USD" decimals="-3">225000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_1243" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">3000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1244" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">881954000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_1245" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">0</fbp:NetChargeCreditForTransferOfFunds>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsCapitalAdequacy id="ID_1246" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="USD" decimals="-3">397368000</fbp:CommonEquityTier1CapitalToRiskWeightAssetsCapitalAdequacy>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_1247" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">17299000</fbp:NetChargeCreditForTransferOfFunds>
  <us-gaap:RealEstateAcquisitionsThroughForeclosures id="ID_1248" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">47808000</us-gaap:RealEstateAcquisitionsThroughForeclosures>
  <us-gaap:InterestIncomeMoneyMarketDeposits id="ID_1249" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_fbp_TaxStatusAxis_fbp_ExemptMember" unitRef="USD" decimals="-3">658000</us-gaap:InterestIncomeMoneyMarketDeposits>
  <us-gaap:DepreciationNonproduction id="ID_1250" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">17649000</us-gaap:DepreciationNonproduction>
  <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance id="ID_1251" contextRef="AS_OF_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">136000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance>
  <us-gaap:BusinessCombinationsPolicy id="ID_1252" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Accounting for acquisitions&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation accounts for acquisitions in accordance with the authoritative guidance for business combinations. U&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nder the guidance for business combinations, the accounting differs depending on whether the acquired set of activities and assets meets the definition of a business. A business is considered to be an integrated set of activities and assets that is capable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of being conducted and managed for the purpose of providing economic benefits directly to investors or other owners, members or participants. If the acquired set of activities and assets meets the definition of a business, the transaction is accounted for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as a business combination. Otherwise, it is accounted for as an asset acquisition. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In a business combination, identifiable assets acquired, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;liabilities assumed and any noncontrolling interest in the acquiree are recorded at fair value as of the acquisition date. Goodwill is recognized as the excess of the acquisition price over the estimated fair value of the net assets acquired. Likewise, if &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the fair value of the net assets acquired is higher than the acquisition price, a bargain purchase gain is recognized and recorded in non-interest income in the statements of income. The Corporation may retrospectively adjust the initially recorded fair va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lues to reflect new information obtained during the measurement period (not to exceed 12 months) about facts and circumstances that existed as of the acquisition date that, if known, would have affected the acquisition date fair value measurements. There w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ere no acquisitions or mergers completed during the years ended December 31, 2017 and 2016. Refer to Note 3 &amp;#8211; Business Combination, to the consolidated financial statements for a detailed description of the acquisition of assets and assumption of liabiliti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es from Doral Bank in 2015.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:BusinessCombinationsPolicy>
  <fbp:InsuranceAndSupervisoryFees id="ID_1253" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">24920000</fbp:InsuranceAndSupervisoryFees>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_1254" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">1677000</fbp:NetChargeCreditForTransferOfFunds>
  <fbp:ProceedsFromSaleOfNonPerformingAssetsSold id="ID_1255" contextRef="FROM_Oct01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">11300000</fbp:ProceedsFromSaleOfNonPerformingAssetsSold>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_1256" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">11533000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:InterestExpenseDomesticDepositLiabilitiesBrokered id="ID_1257" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">19174000</us-gaap:InterestExpenseDomesticDepositLiabilitiesBrokered>
  <us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock id="ID_1258" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:88.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,428&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,617&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,693&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,551&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2023 and later years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;45,419&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92,394&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure id="ID_1259" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_LoanOriginationCommitmentsMember" unitRef="USD" decimals="-3">41271000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_1260" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">1277000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust id="ID_1261" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_DebtInstrumentAxis_fbp_JuniorSubordinatedDebenturesBearingInterestAtFloatingRateOfTwoPointSeventyFiveMember" unitRef="USD" decimals="-3">90078000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
  <fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_1262" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="pure" decimals="4">0.0538</fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <us-gaap:AvailableForSaleSecurities id="ID_1263" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">7917000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1264" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_ValuationTechniqueAxis_fbp_DiscountedCashFlowMember">Discounted cash flows</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:ProceedsFromSaleOfLoansHeldForInvestment id="ID_1265" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-5">20000000</us-gaap:ProceedsFromSaleOfLoansHeldForInvestment>
  <us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed id="ID_1266" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1460000</us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed>
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  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_1268" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">35101000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
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  <us-gaap:ScheduleOfUnderlyingAssetsOfRepurchaseAgreementsWhenAmountOfRepurchaseAgreementsExceeds10PercentOfAssetsTextBlock id="ID_1319" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='12' rowspan='1' style='width:531.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:531.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The following securities were sold under agreements to repurchase:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:310.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:310.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Approximate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Cost of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:82.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;of Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:82.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Interest Rate &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:214.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Underlying Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Borrowing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;of Security&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;border-top-style:solid;border-top-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:310.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:310.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;U.S. government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;127,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,271&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;222,325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;172,199&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;218,852&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;354,962&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;350,123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:310.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:310.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Approximate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Cost  of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;of Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Interest Rate &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Underlying Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Borrowing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;of Security&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;border-top-style:solid;border-top-width:2;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:310.5pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:310.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:2;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;U.S. government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;126,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;123,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;125,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;215,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;176,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;213,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;341,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;339,390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:214.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfUnderlyingAssetsOfRepurchaseAgreementsWhenAmountOfRepurchaseAgreementsExceeds10PercentOfAssetsTextBlock>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1320" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">2007000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_1321" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">5745000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_1322" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">1287000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_1323" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">612570000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1324" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_1325" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">1623000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_1326" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="pure" decimals="4">0.0447</fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_1327" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">440438000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_1328" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5370000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:AvailableForSaleSecurities id="ID_1329" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_DueWithinOneYearMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">7509000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_1330" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">166000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <fbp:SecuritiesWeightedAverageYield id="ID_1331" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0143</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ProceedsFromSaleOfLoansHeldForInvestment id="ID_1332" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-5">20200000</us-gaap:ProceedsFromSaleOfLoansHeldForInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1333" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">39466000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:InterestBearingDepositLiabilities id="ID_1334" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">7347050000</us-gaap:InterestBearingDepositLiabilities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1335" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember" unitRef="USD" decimals="-3">212524000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_1336" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="myNumberOfContracts" decimals="INF">426</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_1337" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1338" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">4379000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:BulkSaleChargeOffs id="ID_1339" contextRef="FROM_Apr01_2015_TO_Jun30_2015_Entity_0001057706" unitRef="USD" decimals="-5">61400000</fbp:BulkSaleChargeOffs>
  <us-gaap:EquityMethodInvestments id="ID_1340" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember_invest_InvestmentHoldingAxis_fbp_InvestmentInBankingSubsidiaryMember" unitRef="USD" decimals="-3">1946211000</us-gaap:EquityMethodInvestments>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1341" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">6563000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1342" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonAccrualMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="USD" decimals="-5">88600000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown id="ID_1343" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">64116000</us-gaap:FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown>
  <us-gaap:ProceedsFromSaleOfLoansHeldForInvestment id="ID_1344" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">31852000</us-gaap:ProceedsFromSaleOfLoansHeldForInvestment>
  <us-gaap:IncomeLossFromEquityMethodInvestments id="ID_1345" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">58061000</us-gaap:IncomeLossFromEquityMethodInvestments>
  <fbp:CommonStockIssuedInExchangeForTrustPreferredSecuritiesValue id="ID_1346" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">5543000</fbp:CommonStockIssuedInExchangeForTrustPreferredSecuritiesValue>
  <us-gaap:EquityMethodInvestments id="ID_1347" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember_invest_InvestmentHoldingAxis_fbp_StatutoryTrustTwoMember" unitRef="USD" decimals="-3">3561000</us-gaap:EquityMethodInvestments>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_1348" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:BrokerageCommissionsRevenue id="ID_1349" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:BrokerageCommissionsRevenue>
  <us-gaap:GainLossOnSaleOfSecuritiesNet id="ID_1350" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_1351" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AssetsFairValueAdjustment id="ID_1352" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_LoansReceivableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">-49884000</us-gaap:AssetsFairValueAdjustment>
  <us-gaap:EarningsPerShareDiluted id="ID_1353" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="myUSDPERSHARE" decimals="INF">0.1</us-gaap:EarningsPerShareDiluted>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="ID_1354" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">390000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_1355" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:TreasuryStockSharesAcquired id="ID_1356" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="shares" decimals="INF">243102</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1 id="ID_1357" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">40086000</us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1>
  <us-gaap:AvailableForSaleSecurities id="ID_1358" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PrivateLabelMbsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_1359" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember" unitRef="USD" decimals="-3">146599000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_1360" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">22338000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <fbp:DirectNonInterestExpenses id="ID_1361" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">28674000</fbp:DirectNonInterestExpenses>
  <us-gaap:DerivativeLiabilities id="ID_1362" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">753000</us-gaap:DerivativeLiabilities>
  <us-gaap:StockIssuedDuringPeriodValueOther id="ID_1363" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">-58000</us-gaap:StockIssuedDuringPeriodValueOther>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_1364" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_MortgageBankingMember" unitRef="USD" decimals="-3">30017000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:DeferredTaxAssetsValuationAllowance id="ID_1365" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-5">150700000</us-gaap:DeferredTaxAssetsValuationAllowance>
  <fbp:SecuritiesWeightedAverageYield id="ID_1366" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="pure" decimals="4">0.0191</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1367" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">11783000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableSignificantSales id="ID_1368" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_invest_InvestmentIssuerAxis_fbp_FnmaAndFhlmcMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-5">87500000</us-gaap:FinancingReceivableSignificantSales>
  <fbp:LateChargesAndPrepaymentPenalties id="ID_1369" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">765000</fbp:LateChargesAndPrepaymentPenalties>
  <dei:TradingSymbol id="ID_1370" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">fbp</dei:TradingSymbol>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_1371" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">8688000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:AvailableForSaleSecurities id="ID_1372" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">16920000</us-gaap:AvailableForSaleSecurities>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_1373" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-13996000</fbp:NetChargeCreditForTransferOfFunds>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_1374" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">6756000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:ConstructionInProgressGross id="ID_1375" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">8360000</us-gaap:ConstructionInProgressGross>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1376" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">7675000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:LiabilitiesAssumed1 id="ID_1377" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_DepositsMember" unitRef="USD" decimals="-3">523517000</us-gaap:LiabilitiesAssumed1>
  <fbp:FinancingReceivableModificationsNewTroubledDebtRestructurings id="ID_1378" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">84942000</fbp:FinancingReceivableModificationsNewTroubledDebtRestructurings>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_1379" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">349284000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <fbp:LoanAndLeaseReceivableGrossFairValueDisclosure id="ID_1380" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">8886873000</fbp:LoanAndLeaseReceivableGrossFairValueDisclosure>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized id="ID_1381" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">596320000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
  <fbp:ScheduleOfLoanRestructuringAndEffectOnAllowanceForLoanAndLeaseLossesTableTextBlock id="ID_1382" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:210pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:210pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Principal balance deemed collectible at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,577&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,329&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Amount (recovered) charged off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Release) charges to the provision for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,294)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:224.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Allowance for loan losses at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:210pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:210pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfLoanRestructuringAndEffectOnAllowanceForLoanAndLeaseLossesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_1383" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_1384" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">1662000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_1385" contextRef="AS_OF_Dec31_2014_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="USD" decimals="-3">5777000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <us-gaap:NetIncomeLoss id="ID_1386" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">21297000</us-gaap:NetIncomeLoss>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_1387" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">-1016000</fbp:NetChargeCreditForTransferOfFunds>
  <us-gaap:CreditRiskDerivativesAtFairValueNet id="ID_1388" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">300000</us-gaap:CreditRiskDerivativesAtFairValueNet>
  <fbp:FinancingReceivableRemovedFromTroubledDebtRestructuringsClassification id="ID_1389" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">3031000</fbp:FinancingReceivableRemovedFromTroubledDebtRestructuringsClassification>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized id="ID_1390" contextRef="AS_OF_May24_2016_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_OmnibusPlanMember" unitRef="shares" decimals="INF">14169807</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_1391" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">185000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1392" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">111397000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:AllocatedShareBasedCompensationExpense id="ID_1393" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_TitleOfIndividualAxis_fbp_SeniorExecutivesMember" unitRef="USD" decimals="-5">3000000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:FairValueInputsPrepaymentRate id="ID_1394" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="4">0.065</us-gaap:FairValueInputsPrepaymentRate>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_1395" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="myNumberOfContracts" decimals="INF">4</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_1396" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">158000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <fbp:DividendIncomeFromFederalHomeLandBankStock id="ID_1397" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">1500000</fbp:DividendIncomeFromFederalHomeLandBankStock>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_1398" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">238454000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_1399" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">86106000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:DepositsFairValueDisclosure id="ID_1400" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">9026600000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet id="ID_1401" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
  <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure id="ID_1402" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_1403" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">43388000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <fbp:NoncashLoanSecuritizations id="ID_1404" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">338333000</fbp:NoncashLoanSecuritizations>
  <us-gaap:AvailableForSaleSecurities id="ID_1405" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_UsGovernmentAgenciesDebtSecuritiesCallableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1469463000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:LegalMattersAndContingenciesTextBlock id="ID_1406" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; REGULATORY MATTERS, COMMITMENTS, AND CONTINGENCIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation and FirstBank &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are each &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;subject to various regulatory capital requirements imposed by the federal banking agencies. Failure to meet minimum capital requirements can result&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on the Corporation&amp;#8217;s financial statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and activities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Under capital adequacy guidelines and the regulator&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y framework for prompt corrective action, the Corporation must meet specific capital guidelines that involve quantitative measures of the Corporation&amp;#8217;s and FirstBank&amp;#8217;s assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; liabilities, and certain off-balance sheet items as calculated under regulatory &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounting practices. The Corporation&amp;#8217;s capital amounts and classification are also subject to qualitative judgments and adjustment by the regulators with respect to minimum capital requirements, components, risk weightings, and other factors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On Octob&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er 3, 2017, the New York FED terminated the Written Agreement entered into on June 3, 2010 between the Corporation and the New York FED. However, the Corporation has agreed with the New York FED to continue to obtain the approval of the New York FED before&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; paying dividends, receiving dividends from the Bank, making payments on subordinated debt or trust preferred securities, incurring or guaranteeing debt or purchasing or redeeming any corporate stock.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Although the Corporation and FirstBank became subje&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ct to the U.S. Basel III capital rules (&amp;#8220;Basel III rules&amp;#8221;) beginning on January 1, 2015, certain requirements of the Basel III rules &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are being&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; phased-in over several years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and, in general, will be fully effective as of January 1, 2019, although certain ele&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ments of the new rules have recently been deferred by the federal banking agencies. The Corporation and FirstBank compute risk-weighted assets using the Standardized Approach required by the Basel III rules.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Basel III rules require the Corporation to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;maintain an additional capital conservation buffer of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% to avoid limitations on both (i) capital distributions (e.g.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; repurchases of capital instruments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dividend&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest payments on capital instruments) and (ii) discretionary bonus payments to ex&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecutive officers and heads of major business lines. The phase-in of the capital conservation buffer began on January 1, 2016 with a first year requirement of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.625&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of additional Common Equity Tier 1 Capital (&amp;#8220;CET1&amp;#8221;), which is being progressively increased&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; by that same percentage amount on each subsequent January 1 until it reaches the fully phased-in 2.5% CET1 requirement&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on January 1, 2019&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Under the fully phased-in Basel III rules, in order to be considered adequately capitalized, the Corporation will b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e required to maintain: (i) a minimum CET1 capital to risk-weighted assets ratio of at least &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, plus the 2.5% &amp;#8220;capital conservation buffer,&amp;#8221; resulting in a required minimum CET1 ratio of at least &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (ii) a minimum ratio of total Tier 1 capital to risk-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;weighted assets of at least &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, plus the 2.5% capital conservation buffer, resulting in a required minimum Tier 1 capital ratio of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(iii) a minimum ratio of total Tier 1 plus Tier 2 capital to risk-weighted assets of at least &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, plus the 2.5% cap&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ital conservation buffer, resulting in a required minimum total capital ratio of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and (iv) a required minimum leverage ratio of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, calculated as the ratio of Tier 1 capital to average on-balance sheet (non-risk adjusted) assets. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In addition, as re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quired under the Basel III&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rules, the Corporation&amp;#8217;s trust-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;preferred securities (&amp;#8220;TRuPs&amp;#8221;) were fully phased out from Tier 1 capital as of January 1, 2016. However, the Corporation&amp;#8217;s TRuPs may continue to be included in Tier 2 capital until the instruments a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re redeemed or mature.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On November 21, 2017, the Feder&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al Reserve Board, FDIC, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Office of the Comptroller of the Currency finalized an extension of the phase-in of certain Basel III capital rules for banks not using the Basel &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;advanced approaches&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The extension, which was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effective &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;January 1, 2018, pauses the full transition to the Basel III treatme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt of mortgage servicing assets, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain deferred tax assets,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; investments in the capital of unconsolidated financial institutions and minority int&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erests, pending the banking agencies&amp;#8217; broader efforts, announ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ced in September 2017, to simplify&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the regulatory capital rules that apply to banking organizations other than &amp;#8220;advanced approaches&amp;#8221; banking organizations. Because the advanced approaches rules a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pply to banking organizations with more than $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;250&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion in assets or foreign bank subsidiaries with more than $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion in assets, the extension relief applies broadly to community, midsize, and regional banks, including the Corporation and FirstBank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Please refer to the discussion in &amp;#8220;Part I &amp;#8211; Item 7 &amp;#8211; Business &amp;#8211; Supervision and Regulation&amp;#8221; included in the Corporation&amp;#8217;s 2017 Form 10-K for a more complete discussion of supervision and regulatory matters and activities that affect the Corporation and it&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s subsidiaries.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:537pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The Corporation&amp;#39;s and its banking subsidiary&amp;#39;s regulatory capital positions as of December 31, 2017 and 2016 were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:537pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:372.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:372.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Regulatory Requirements&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:19.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='2' style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Actual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='2' style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;For Capital Adequacy Purposes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='2' style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;To be Well-Capitalized-General&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Thresholds &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Ratio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Ratio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Ratio&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Total Capital (to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,989,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;22.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;706,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,947,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;22.06%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;706,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;882,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Common Equity Tier 1 Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;       (to Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,674,164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;18.96%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;397,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,562,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;397,248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;573,802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Tier I Capital (to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,675,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;18.97%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;529,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,835,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;20.79%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;529,663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;706,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Leverage ratio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,675,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;14.03%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;477,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,835,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;15.39%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;477,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;596,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;5.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;At December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Total Capital (to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,921,329&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;21.34%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;720,329&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,872,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;20.80%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;720,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;900,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Common Equity Tier 1 Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;       (to Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,597,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17.74%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;405,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,523,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;16.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;405,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;585,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Tier I Capital (to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,597,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17.74%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;540,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,757,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;19.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;540,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;720,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Leverage ratio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,597,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;13.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;466,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,757,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;15.10%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;465,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;582,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;5.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:537pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:537pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:525.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:525.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following table summarizes commitments to extend credit and standby letters of credit, and commitments to sell loans &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;as of the indicated dates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:193.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Financial instruments whose contract amounts represent credit risk:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;          Commitments to extend credit:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;                 Construction undisbursed funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;77,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;41,271&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;                 Unused personal lines of credit &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;710,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;667,552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;                 Commercial lines of credit &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;471,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;421,437&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;                 Commercial letters of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;46,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;47,515&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Standby letters of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,556&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commitments to sell loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,909&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;119,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s exposure to credit loss in the event of nonperformance by the other party to the financial instrument on commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. Management&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; uses the same credit policies and approval process in entering into commitments and conditional obligations as it does for on-balance sheet instruments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Commitments to extend credit are agreements to lend to a customer as long as there is no violation of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; any conditions established in the contract. Commitments generally have fixed expiration dates or other termination clauses.  Since certain commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily repres&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ent future cash requirements.  For most of the commercial lines of credit, the Corporation has the option to reevaluate the agreement prior to additional disbursements.  In the case of credit cards and personal lines of credit, the Corporation can cancel t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he unused credit facility at any time and without cause. Generally, the Corporation does not enter into interest rate lock agreements with prospective borrowers in connection with its mortgage banking activities.  The amount of any collateral obtained if d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eemed necessary by the Corporation upon an extension of credit is based on management&amp;#8217;s credit evaluation of the borrower. Rates charged on loans that are finally disbursed are the rates being offered at the time the loans are closed; therefore, no fee is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;charged on these commitments. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In general, commercial and standby letters of credit are issued to facilitate foreign and domestic trade transactions. Normally, commercial and standby letters of credit are short-term commitments used to finance commercial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;contracts for the shipment of goods. The collateral for these letters of credit includes cash or available commercial lines of credit. The fair value of commercial and standby letters of credit is based on the fees currently charged for such agreements, wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ich, as of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, was not significant.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation obtained from GNMA commitment authority to issue GNMA mortgage-backed securities.&amp;#160;Under this program, for 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation sold approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;235.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of FHA/VA mortgag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e loan production into GNMA mortgage-backed securities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, First BanCorp. and its subsidiaries were defendants in various legal proceedings arising in the ordinary course of business. On at least a quarterly basis, the Corporati&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on assesses its liabilities and contingencies in connection with threatened and outstanding legal cases, matters and proceedings, utilizing the latest information available. For cases, matters and proceedings where it is both probable the Corporation will &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;incur a loss and the amount can be reasonably estimated, the Corporation establishes an accrual for the loss. Once established, the accrual is adjusted as appropriate to reflect any relevant developments. For cases, matters or proceedings where a loss is n&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ot probable or the amount of the loss cannot be estimated, no accrual is established.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Any estimate involves significant judgment, given the varying stages of the proceedings (including the fact that some of them are currently in preliminary stages), the e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xistence of multiple defendants in some of the current proceedings whose share of liability has yet to be determined, the numerous unresolved issues in the proceedings, and the inherent uncertainty of the various potential outcomes of such proceedings. Acc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ordingly, the Corporation&amp;#8217;s estimate will change from time-to-time, and actual losses may be more or less than the current estimate.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;While the final outcome of legal cases, matters, and proceedings is inherently uncertain, based on information currently a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vailable, management believes that the final disposition of the Corporation&amp;#8217;s legal cases, matters or proceedings, to the extent not previously provided for, will not have a material negative adverse effect on the Corporation&amp;#8217;s consolidated financial posit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion as a whole. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;If management believes that, based on available information, it is at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;least reasonably possible&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that a material loss (or additional material loss in excess of any accrual) will be incurred in connection with any legal actions, the Corpora&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion discloses an estimate of the possible loss or range of loss, either individually or in the aggregate, as appropriate, if such an estimate can be made, or discloses that an estimate cannot be made. Based on the Corporation&amp;#8217;s assessment as of December 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1, 2017, no such disclosures were necessary. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;However in the event of unexpected future developments, it is possible that the ultimate resolution of these cases, matters and proceedings, if unfavorable, may be material to the Corporation&amp;#8217;s consolidated fina&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncial position on a particular period.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:10.8pt;' &gt;Ramirez Torres, et al. v Banco Popular de Puerto Rico, et al.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FirstBank Puerto Rico has been named a defend&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ant in a class action complaint&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, filed on February 17, 2017 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at the Court of First Instance in San Juan, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;captioned &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Ramirez Torres, et al. v. Banco Popular de Puerto Rico, et al.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The complaint seeks damages and preliminary and permanent injunctive relief on behalf o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f the purported class against Banco Popular de Puerto Rico and other financial institutions with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; insurance agency subsidiaries in Puerto Rico. Plaintiffs contend that in November 2015, Antilles Insurance Company obtained approval from the Puerto Rico Insurance Commissioner to market an endorsement that allowed its customers to obtain a reimbursement &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on their insurance premium for good experience, but that defendants failed to offer this product or disclose its existence to their customers, favoring other products instead, in violation of their fiduciary duties as insurance producers. Plaintiffs seek a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; determination that defendants unlawfully failed to comply with their fiduciary duty to disclose the existence of this new insurance benefit from this carrier, as well as double or treble damages (the latter subject to a determination that defendants engag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed in anti-monopolistic practices in failing to offer this product). On July 31, 2017, the court entered judgment dismissing the complaint with prejudice.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;On August 30, 2017, Plaintiffs filed an Appeal before the Court of Appeals and FirstBank filed its op&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;position. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Writ of Appeal is currently under the Court&amp;#8217;s advisement&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LegalMattersAndContingenciesTextBlock>
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  <us-gaap:DebtWeightedAverageInterestRate id="ID_1462" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_RepurchaseAgreementsMember" unitRef="pure" decimals="6">0.0364</us-gaap:DebtWeightedAverageInterestRate>
  <fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_1463" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="pure" decimals="4">0.0473</fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1464" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses id="ID_1465" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember_us-gaap_InternalCreditAssessmentAxis_fbp_PurchasedCreditImpairedMember" unitRef="USD" decimals="-3">378000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_1466" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_fbp_TotalAdverselyClassifiedMember" unitRef="USD" decimals="-3">228807000</us-gaap:LoansReceivableCommercialMortgage>
  <fbp:ForeclosuresOfImpairedLoans id="ID_1467" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">36161000</fbp:ForeclosuresOfImpairedLoans>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_1468" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">11862290000</fbp:SegmentReportingInformationAverageEarningAssets>
  <fbp:ScheduleOfAvailableForSaleSecuritiesByIssuerTypeTableTextBlock id="ID_1469" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:144pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:144pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:153pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FHLMC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;375,719&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;370,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;399,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;394,249&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;250,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;254,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;265,615&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;801,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;796,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;849,584&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;843,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FHLB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;299,949&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;296,767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;231,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;229,792&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='13' rowspan='1' style='width:543pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:543pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfAvailableForSaleSecuritiesByIssuerTypeTableTextBlock>
  <fbp:SecuritiesWeightedAverageYield id="ID_1470" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_us-gaap_EquitySecuritiesMember" unitRef="pure" decimals="4">0.0211</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive id="ID_1471" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">915000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_1472" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">84942000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations id="ID_1473" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="pure" decimals="3">-0.232</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_1474" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">10023000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:CapitalToRiskWeightedAssets id="ID_1475" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="4">0.2206</us-gaap:CapitalToRiskWeightedAssets>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1476" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">77475000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <fbp:ImpairedFinancingReceivableIncreasesDuringPeriod id="ID_1477" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">3236000</fbp:ImpairedFinancingReceivableIncreasesDuringPeriod>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1478" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">6027000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1479" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember_us-gaap_InternalCreditAssessmentAxis_fbp_PurchasedCreditImpairedMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets id="ID_1480" contextRef="FROM_Apr01_2004_TO_Apr30_2004_Entity_0001057706_dei_LegalEntityAxis_fbp_FbpStatutoryTrustOneMember" unitRef="USD" decimals="-5">103100000</us-gaap:CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1481" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:Businesscombinationrestrospectiveadjustmentsthreshold id="ID_1482" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">P1Y0M0D</fbp:Businesscombinationrestrospectiveadjustmentsthreshold>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_1483" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">463000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AvailableForSaleSecurities id="ID_1484" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember" unitRef="USD" decimals="-3">370855000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_1485" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">2082000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="ID_1486" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">94000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <fbp:SecuritiesWeightedAverageYield id="ID_1487" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0235</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_1488" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">22086000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:Capital id="ID_1489" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="USD" decimals="-3">1921329000</us-gaap:Capital>
  <us-gaap:NetIncomeLoss id="ID_1490" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">21297000</us-gaap:NetIncomeLoss>
  <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss id="ID_1491" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">16374000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization id="ID_1492" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-3">46186000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized id="ID_1493" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">720091000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_1494" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure id="ID_1495" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">335840000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock id="ID_1496" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:24pt;' &gt;&lt;td colspan='17' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following tables summarize the roll-forward of credit losses on debt securities held by the Corporation for which a portion of an OTTI is recognized in OCI:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:365.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:365.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cumulative OTTI credit losses recognized in earnings on securities still held&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Credit loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;recognized in earnings on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;reductions for&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;on securities not &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;securities that have been&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;securities sold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Available-for-sale securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,420)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total OTTI credit losses for available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,420)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='14' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:350.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:350.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cumulative OTTI credit losses recognized in earnings on securities still held&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;recognized in earnings on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;on securities not &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities that have been&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Available-for-sale securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;vertical-align:middle;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total OTTI credit losses for available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='13' rowspan='1' style='width:522.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:522.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:355.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:355.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cumulative OTTI credit losses recognized in earnings on securities still held&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;recognized in earnings on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;on securities not &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;securities that have been&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Available-for-sale securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total OTTI credit losses for available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock>
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  <us-gaap:GoodwillAndIntangibleAssetsPolicyTextBlock id="ID_1514" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Goodwill and other intangible assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:10.8pt;' &gt;Goodwill -&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The Corporation evaluates goodwill for impairment on an annual basis, generally during the fourth quarter, or more often if events or circumstances indicate there may be an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;impairment.  The Corporation evaluated goodwill for impairment as of October 1, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Goodwill impairment testing is performed at the segment (or &amp;#8220;reporting unit&amp;#8221;) level. Goodwill is assigned to reporting units at the date the goodwill is initially recorde&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d.  Once goodwill has been assigned to a reporting unit, it no longer retains its association with a particular acquisition, and all of the activities within a reporting unit, whether acquired or internally generated, are available to support the value of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the goodwill.  The Corporation&amp;#8217;s goodwill is related to the acquisition of FirstBank Florida in 2005. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation bypassed the qualitative assessment in 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and proceeded directly to perform the first step of the two-step goodwill impairment test. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The first step (&amp;#8220;Step 1&amp;#8221;) involves a comparison of the estimated fair value of the reporting unit to its carrying value, including goodwill.  If the estimated fair value of a reporting unit exceeds its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;carrying value, goodwill is not considered impaired. I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f the carrying value exceeds the estimated fair value, there is an indication of potential impairment and the second step is performed to measure the amount of the impairment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The second step (&amp;#8220;Step 2&amp;#8221;), if necessary, involves calculating an implied fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of the goodwill for each reporting unit for which Step 1 indicated a potential impairment. The implied fair value of goodwill is determined in a manner similar to the calculation of the amount of goodwill in a business combination, by measuring the e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xcess of the estimated fair value of the reporting unit, as determined in Step 1, over the aggregate estimated fair values of the individual assets, liabilities, and identifiable intangibles as if the reporting unit was then being acquired in a business co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mbination.  If the implied fair value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment.  If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; an impairment charge is recorded for the excess.  An impairment loss cannot exceed the carrying value of goodwill assigned to a reporting unit, and the loss establishes a new basis in the goodwill.  Subsequent reversal of goodwill impairment losses is not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; permitted.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In determining the fair value of a reporting unit, which is based on the nature of the business and the reporting unit&amp;#8217;s current and expected financial performance, the Corporation uses a combination of methods, including market price multiple&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of comparable companies, as well as a discounted cash flow (&amp;#8220;DCF&amp;#8221;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; analysis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Corporation evaluates the results obtained under each valuation methodology to identify and understand the key value drivers in order to ascertain that the results obtained &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are reasonable and appropriate under the circumstances. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The computations require management to make estimates and assumptions. Critical assumptions that are used as part of these evaluations include:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a selection of comparable publicly traded companies, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;based on size, performance, and asset quality;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a selection of comparable and public acquisition transactions of entities of similar size;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the discount rate applied to future earnings, based on an estimate of the cost of equity;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the potential future earning&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of the reporting unit; and &lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the market growth and new business assumptions. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For purposes of the market comparable approach, the valuation was determined based on market multiples for comparable companies and recent acquisition transactions and market p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;articipant assumptions applied to the reporting unit to derive an implied value of equity. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For purposes of the DCF analysis approach, the valuation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; based on estimated future cash flows. The financial projections used in the DCF analysis for the repor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ting unit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;were&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; based on the most recent available data. The growth assumptions included in these projections &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;were&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; based on management&amp;#8217;s expectations of the reporting unit&amp;#8217;s financial prospects as well as particular plans for the entity (i.e., restructuring&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; plans). The cost of equity was estimated using the capital asset pricing model using comparable companies, an equity risk premium, the rate of return of a &amp;#8220;riskless&amp;#8221; asset, a size premium based on the size of the reporting unit, and a company specific pre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mium. The resulting discount rate was analyzed in terms of reasonability given current market conditions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Step 1 evaluation of goodwill allocated to the Florida reporting unit, under both valuation approaches (market and DCF) indicated that the fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of the unit was above the carrying amount of its equity book value as of the valuation date (October 1), which meant that Step 2 was not undertaken. Based on the analysis under both the discounted cash flow and market approaches, the estimated fair v&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ue of the reporting unit exceeded&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the carrying amount of the unit, including goodwill, at the evaluation date. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation engaged a third-party valuation specialist to assist management in the annual evaluation of the Florida unit&amp;#8217;s goodwill&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of the October 1, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; valuation date. In reaching its conclusion on impairment, management discussed with the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;specialist&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the methodologies, assumptions, and results supporting the relevant values for the goodwill and determined that they were reasonab&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The goodwill impairment evaluation process requires the Corporation to make estimates and assumptions with regards to the fair value of its reporting unit.  Actual values may differ significantly from these estimates.  Such &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;differences could result in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; future impairment of goodwill that would, in turn, negatively impact the Corporation&amp;#8217;s results of operations and the profitability of the reporting unit where goodwill is recorded. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Goodwill was not impaired as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:10.8pt;' &gt;Other Intan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;gibles - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Core deposit intangibles are amortized over their estimated lives, generally on a straight-line basis, and are reviewed periodically for impairment when events or changes in circumstances indicate that the carrying amount may not be recoverable. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation performed impairment tests for the years ended December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and determined that no impairment was needed to be recognized for other intangible assets. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In connection with the acquisition of a FirstBank-branded credit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;card loan portfolio in 2012, the Corporation recognized at acquisition a purchased credit card relationship intangible of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;24.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million ($&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively), which is being amortized on an accelera&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted basis based on the estimated attrition rate of the purchased credit card accounts, which reflects the pattern in which the economic benefits of the intangible asset are consumed. These benefits are consumed as the revenue stream generated by the cardho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lder relationship is realized. For further disclosures, refer to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Note 1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Goodwill and other Intangibles, to the consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In the first quarter of 2016, FirstBank Insurance Agency acquired certain insurance customer accounts and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;related customer records and recognized an insurance customer relationship intangible of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$0.8 million and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$0.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 2017 and 2016, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), which is being amortized on a straight-line basis. The list of accounts ac&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quired has a direct relationship to previous mortgage loan portfolio acquisitions from Doral Bank and Doral Financial in 2015 and 2014, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsPolicyTextBlock>
  <us-gaap:Assets id="ID_1515" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">657377000</us-gaap:Assets>
  <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup id="ID_1516" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">50006000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
  <us-gaap:OtherGeneralExpense id="ID_1517" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">7203000</us-gaap:OtherGeneralExpense>
  <fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions id="ID_1518" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="USD" decimals="-3">154416000</fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1519" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:StockIssuedDuringPeriodValueOther id="ID_1520" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">48000</us-gaap:StockIssuedDuringPeriodValueOther>
  <us-gaap:ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock id="ID_1521" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:213.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:333.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:333.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:333.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:333.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Cash paid for:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest on borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;127,707&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,053&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:333.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:333.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-cash investing and financing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Additions to OREO&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;47,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;47,808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;76,725&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Additions to auto and other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;75,279&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Capitalization of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loan securitizations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;235,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;338,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;285,995&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for investment transferred to held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for sale transferred to loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40,086&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Property plant and equipment transferred to other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Trust-preferred securities exchanged for new common stock issued:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Trust-preferred securities exchanged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,303&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   New common stock issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,628&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Fair value of assets acquired (liabilities assumed) in the Doral Bank transaction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;311,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Premises and equipment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,450&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Core deposit intangible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,820&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(523,517)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfCashFlowSupplementalDisclosuresTableTextBlock>
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  <fbp:TrustPreferredSecuritiesRepurchases id="ID_1538" contextRef="FROM_Jan01_2018_TO_Mar31_2018_Entity_0001057706" unitRef="USD" decimals="-5">23800000</fbp:TrustPreferredSecuritiesRepurchases>
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  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_1556" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
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  <fbp:OtherNoninterestExpensesTextBlock id="ID_1561" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;27&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;THER&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; N&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;ON&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;INTEREST&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;E&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;XPENSES&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:476.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:476.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A detail of other non-interest expenses is as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:168.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:168.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Supplies and printing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Release) provision for off-balance sheet exposures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(928)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Amortization of intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,143&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Servicing and processing fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,817&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Write-down and losses on sale of non-real estate repossessed properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Total  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,229&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:476.25pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:476.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:OtherNoninterestExpensesTextBlock>
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  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1563" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:CurrentIncomeTaxExpenseBenefit id="ID_1564" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">13151000</us-gaap:CurrentIncomeTaxExpenseBenefit>
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  <fbp:FinancialInstrumentsOwnedandPledgedAsCollateralAmountEligibleToBeRepledgedByCounterpartyAmortizedCost id="ID_1566" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">354962000</fbp:FinancialInstrumentsOwnedandPledgedAsCollateralAmountEligibleToBeRepledgedByCounterpartyAmortizedCost>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_1567" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_1568" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">36893000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="ID_1569" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">35504000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <fbp:InterestExpenseAccruedTrustPreferredSecurities id="ID_1570" contextRef="AS_OF_Jun30_2016_Entity_0001057706" unitRef="USD" decimals="-5">31200000</fbp:InterestExpenseAccruedTrustPreferredSecurities>
  <us-gaap:Assets id="ID_1571" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">609342000</us-gaap:Assets>
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  <fbp:ImpairedFinancingReceivablePaidOrPartialPayments id="ID_1573" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">72004000</fbp:ImpairedFinancingReceivablePaidOrPartialPayments>
  <fbp:SecuritiesWeightedAverageYield id="ID_1574" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_DueWithinOneYearMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USTreasurySecuritiesMember" unitRef="pure" decimals="4">0.0057</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_1575" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss id="ID_1576" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">7000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_1577" contextRef="FROM_Jan01_2017_TO_Mar31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-5">12200000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_1578" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember_us-gaap_StatementGeographicalAxis_country_VI" unitRef="USD" decimals="-5">5600000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <fbp:IncreaseDecreaseInNonInterestBearingDemandDeposits id="ID_1579" contextRef="FROM_Oct01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">247500000</fbp:IncreaseDecreaseInNonInterestBearingDemandDeposits>
  <us-gaap:NetCashProvidedByUsedInOperatingActivities id="ID_1580" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">8620000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
  <fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount id="ID_1581" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">64131000</fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount>
  <us-gaap:TransfersAndServicingOfFinancialAssetsPolicyTextBlock id="ID_1582" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Transfers and servicing of financial assets and extinguishment of liabilities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;After a transfer of financial assets in a transaction that qualifies for sale accounting, the Corporation derecognizes the financial assets when &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;control has been surrendered, and derecognizes liabilities when&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; they are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; extinguished.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The transfer of financial assets in which the Corporation surrenders control over the assets is accounted for as a sale to the extent that consideration other than bene&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ficial interests is received in exchange.  The criteria that must be met to determine that the control over transferred assets has been surrendered include: (1)&amp;#160;the assets must be isolated from creditors of the trans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;feror;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (2)&amp;#160;the transferee must obtain th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e right (free of conditions that constrain it from taking advantage of that right) to pledge or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;exchange the transferred assets;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and (3)&amp;#160;the transferor cannot maintain effective control over the transferred assets through an agreement to repurchase them be&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fore their maturity.  When the Corporation transfers financial assets and the transfer fails any one of the above criteria, the Corporation is prevented from derecognizing the transferred financial assets and the transaction is accounted for as a secured b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orrowing.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:TransfersAndServicingOfFinancialAssetsPolicyTextBlock>
  <fbp:FinancingArrangementsWithMunicipalitiesThreshold id="ID_1583" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">P8Y0M0D</fbp:FinancingArrangementsWithMunicipalitiesThreshold>
  <us-gaap:FairValueOfAssetsAcquired id="ID_1584" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueOfAssetsAcquired>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1585" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:OtherEquitySecuritiesFairValue id="ID_1586" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</fbp:OtherEquitySecuritiesFairValue>
  <fbp:TroubleDebtRestructuringsTrialPeriod id="ID_1587" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">P0Y5M27D</fbp:TroubleDebtRestructuringsTrialPeriod>
  <fbp:DirectNonInterestExpenses id="ID_1588" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">253954000</fbp:DirectNonInterestExpenses>
  <us-gaap:DeferredTaxAssetsValuationAllowance id="ID_1589" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">207216000</us-gaap:DeferredTaxAssetsValuationAllowance>
  <us-gaap:StockholdersEquity id="ID_1590" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1869097000</us-gaap:StockholdersEquity>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_1591" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">3142000</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:ConstructionInProgressGross id="ID_1592" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">10305000</us-gaap:ConstructionInProgressGross>
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  <us-gaap:OtherNoninterestExpense id="ID_1601" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">20886000</us-gaap:OtherNoninterestExpense>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_1602" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">13141000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_1603" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P10Y0M0D</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <fbp:NoninterestIncomeForReportableSegments id="ID_1604" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">2664000</fbp:NoninterestIncomeForReportableSegments>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1605" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember" unitRef="USD" decimals="-3">384887000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_1606" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.095</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:DerivativeAssets id="ID_1607" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_InterestRateCapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_PositionAxis_us-gaap_LongMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <fbp:OtherInvestmentSecuritiesAvailableForSale id="ID_1608" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1542530000</fbp:OtherInvestmentSecuritiesAvailableForSale>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1609" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">3296031000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_1610" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">36313000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_1611" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">8372865000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue id="ID_1612" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
  <us-gaap:DerivativeLiabilities id="ID_1613" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_InterestRateCapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_PositionAxis_us-gaap_ShortMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <fbp:OtherInvestmentSecuritiesIncludingFhlbDividends id="ID_1614" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_fbp_TaxStatusAxis_fbp_TaxableMember" unitRef="USD" decimals="-3">1075000</fbp:OtherInvestmentSecuritiesIncludingFhlbDividends>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_1615" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">12359000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_1616" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1028945000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
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  <fbp:AutomatedTellerMachineAndPointOfSaleFees id="ID_1618" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">8462000</fbp:AutomatedTellerMachineAndPointOfSaleFees>
  <us-gaap:OperatingLeasesRentExpenseNet id="ID_1619" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">11700000</us-gaap:OperatingLeasesRentExpenseNet>
  <us-gaap:AvailableForSaleSecurities id="ID_1620" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_UnitedStatesAndPuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">616001000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate id="ID_1621" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="2">0.39</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_1622" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember" unitRef="USD" decimals="-3">77052000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="ID_1623" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">7296000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 id="ID_1624" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember">P1Y0M0D</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
  <us-gaap:GainLossOnSaleOfPropertyPlantEquipment id="ID_1625" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">149000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1626" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1748000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_1627" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <fbp:ImpairedLoansTransferredToHeldForSale id="ID_1628" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:ImpairedLoansTransferredToHeldForSale>
  <us-gaap:TreasuryStockValue id="ID_1629" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">125000</us-gaap:TreasuryStockValue>
  <fbp:ClassifiedAndNonPerformingLoansSold id="ID_1630" contextRef="FROM_Apr01_2015_TO_Jun30_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-5">11000000</fbp:ClassifiedAndNonPerformingLoansSold>
  <us-gaap:Revenues id="ID_1631" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_PR" unitRef="USD" decimals="-3">568180000</us-gaap:Revenues>
  <fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_1632" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="pure" decimals="4">0.0538</fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <fbp:DerivativesInstrumentsAndHedgingActivitiesLossGain id="ID_1633" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">164000</fbp:DerivativesInstrumentsAndHedgingActivitiesLossGain>
  <fbp:DefaultedLoansCollateralizingSecurities id="ID_1634" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">62100000</fbp:DefaultedLoansCollateralizingSecurities>
  <fbp:AccretableYieldTableTextBlock id="ID_1635" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:540pt;text-align:left;vertical-align:top;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Changes in the accretable yield of PCI loans for the years ended December 31, 2017 and 2016 were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:270pt;text-align:left;vertical-align:middle;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:270pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:120pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:126.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:126.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;116,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;118,385&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Accretion recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(10,810)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(11,533)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Reclassification (to) from non-accretable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,970)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,610&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:285pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;103,682&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;116,462&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:270pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:118.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:AccretableYieldTableTextBlock>
  <us-gaap:OccupancyNet id="ID_1636" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">55159000</us-gaap:OccupancyNet>
  <us-gaap:AvailableForSaleSecurities id="ID_1637" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1881920000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ServicingFeesNet id="ID_1638" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">4981000</us-gaap:ServicingFeesNet>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_1639" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">25090000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_1640" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">423648000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_1641" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount id="ID_1642" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_EntityByLocationAxis_fbp_UnitedStatesAndVirignIslandsOperationsMember" unitRef="USD" decimals="INF">18000</us-gaap:DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ID_1643" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">86588000</us-gaap:ComprehensiveIncomeNetOfTax>
  <fbp:EffectiveIncomeTaxRateReconciliationsPriorPeriodsIncomeTaxReturns id="ID_1644" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="3">-0.01</fbp:EffectiveIncomeTaxRateReconciliationsPriorPeriodsIncomeTaxReturns>
  <us-gaap:StockholdersEquity id="ID_1645" contextRef="AS_OF_Dec31_2014_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-18351000</us-gaap:StockholdersEquity>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1646" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">1456000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecurities id="ID_1647" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">437668000</us-gaap:AvailableForSaleSecurities>
  <fbp:GainOnSaleOfMerchantContracts id="ID_1648" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:GainOnSaleOfMerchantContracts>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic id="ID_1649" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="shares" decimals="-3">211457000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed id="ID_1650" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancialInstrumentAxis_fbp_GovernmentGuaranteedMortgageLoansMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.078</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_1651" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">55000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:RelatedPartyTransactionsDisclosureTextBlock id="ID_1652" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;13&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;RELATED-PARTY TRANSACTIONS&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation granted loans to its directors, executive officers, and certain related individuals or entities in the ordinary &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;course &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of business. The movement and balance of these loans were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,252&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;New loans &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other changes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,208&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;New loans &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(189)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other changes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,084&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;These loans were made subject to the provisions of Regulation O-&amp;#8220;Loans to Executive Officers, Directors and Principal Shareholders of Member Banks,&amp;#8221; which governs the permissible lending relationships between a financial institution and its executive &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;officers, directors, principal shareholders, their families and related interests.  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mounts &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;related to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; changes in the status of those who are considered related parties&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are reported as other changes. There were no changes in the status of related parties during 2017 and 2016.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;From time to time&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation, in the ordinary course of its business, obtains services from related parties or makes contributions to non-profit organizations that have some association with the Corporation. Management believes the terms of such arrangements are cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;istent with arrangements entered into with independent third parties.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:RelatedPartyTransactionsDisclosureTextBlock>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_1653" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">762947000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_1654" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">303095000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1655" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">217000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:Revenues id="ID_1656" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">686894000</us-gaap:Revenues>
  <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy id="ID_1657" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:11pt;' &gt;Stock-based compensation&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Compensation cost is recognized in the financial stat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements for all share-based payment grants. Between 1997 and 2007, the Corporation had a stock option plan (the &amp;#8220;1997 stock option plan&amp;#8221;) covering eligible employees. On January 21, 2007, the 1997 stock option plan expired and no additional awards could be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;granted under that plan. A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll outstanding awards granted under this plan continued in full force and effect &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thereafter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, subject to their original terms.  No awards for shares could be granted under the 1997 stock option plan as of its expiration.   During t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he first quarter of 2017, all of the remaining outstanding awards granted under the 1997 stock option plan expired.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On April 29, 2008, the Corporation&amp;#8217;s stockholders approved the First BanCorp. 2008 Omnibus Incentive Plan, as amended (the &amp;#8220;Omnibus Plan&amp;#8221;).&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  The Omnibus Plan provides for equity-based compensation incentives (the &amp;#8220;awards&amp;#8221;) through the grant of stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, cash-based awards and other stock-based awards.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The compensation cost for an award, determined based on the estimate of the fair value at the grant date (considering forfeitures and any post&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vesting restrictions), is recognized over the period during which an employee or director is required to provide&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; services in exchange for an award, which is the vesting period. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Stock-based compensation accounting guidance requires the Corporation to develop an estimate of the number of share-based awards that will be forfeited due to employee or director turnover.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Quarterly changes in the estimated forfeiture rate may have a significant effect on share-based compensation, as the effect of adjusting the rate for all expense amortization is recognized in the period in which the forfeiture estimate is changed.  If the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; actual forfeiture rate is higher than the estimated forfeiture rate, an adjustment is made to increase the estimated forfeiture rate, which will result in a decrease in the expense recognized in the financial statements.  If the actual forfeiture rate is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lower than the estimated forfeiture rate, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;then &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an adjustment is made to decrease the estimated forfeiture rate, which will result in an increase in the expense recognized in the financial statements.  When unvested options or shares of restricted stock are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; forfeited, any compensation expense previously recognized on the forfeited awards is reversed in the period of the forfeiture.  For additional information regarding the Corporation&amp;#8217;s equity-based compensation and awards granted, refer to Note 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Stock-b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ased Compensation, to the consolidated financial statements.   &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1658" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate id="ID_1659" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">10810000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
  <us-gaap:FairValueOfFinancialInstrumentsPolicy id="ID_1660" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Valuation of financial instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;measurement of fair value is fundamental to the Corporation&amp;#8217;s presentation of its financial condition and results of operations. The Corporation holds fixed income and equity securities, derivatives, investments, and other financial instruments at fair val&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ue. The Corporation holds its investments and liabilities mainly to manage liquidity needs and interest rate risks. A significant part of the Corporation&amp;#8217;s total assets is reflected at fair value on the Corporation&amp;#8217;s financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The FASB&amp;#8217;s autho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ritative guidance for fair value measurement defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;market for the asset or liability in an orderly &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;transaction between market participants on the measurement date.  This guidance also establishes a fair value hierarchy for classifying financial instruments. The hierarchy is based on whether the inputs to the valuation techniques used to measure fair val&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ue are observable or unobservable. Three levels of inputs may be used to measure fair value:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:493.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:493.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:493.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:493.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:493.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:493.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:51pt;' &gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:493.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:493.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:493.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:493.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:493.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:493.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Valuations are observed from unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:493.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:493.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Under the fair value accounting guidance, an entity has the irrevocable option to elect, on a contract-by-contract basis, to measure certain financial assets and liabilities at fair value at the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; inception of the contract and, thereafter, to reflect any changes in fair value in current earnings. The Corporation did not make any fair value option election as of Decem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ber 31, 2017 or 2016. See Note 29&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Fair Value, to the consolidated financial state&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ments for additional information.    &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:FairValueOfFinancialInstrumentsPolicy>
  <us-gaap:InformationTechnologyAndDataProcessing id="ID_1661" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">4421000</us-gaap:InformationTechnologyAndDataProcessing>
  <fbp:DividendsOnFederalHomeLoanBankStock id="ID_1662" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">1075000</fbp:DividendsOnFederalHomeLoanBankStock>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_1663" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">300000000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock id="ID_1664" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_HeldtomaturitySecuritiesMember">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:333pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:333pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Less than 12 months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;12 months or more&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:326.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Debt securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico Municipal Bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,595&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:333pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:333pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Less than 12 months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;12 months or more&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:326.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Debt securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico Municipal Bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,431&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td colspan='18' rowspan='1' style='width:536.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_1665" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:NetChargeCreditForTransferOfFunds>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_1666" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1143000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AvailableForSaleSecurities id="ID_1667" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">265615000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:MerchantDiscountFees id="ID_1668" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">4209000</us-gaap:MerchantDiscountFees>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_1669" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:MarketableSecuritiesPolicy id="ID_1670" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:11pt;' &gt;Investment securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation classifies its investments in debt and equity securities into one of four categories:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:22.3pt;' &gt;Held-to-maturity&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; Securities that the entity has the intent and ability to hold&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to maturity. These securities are carried at amortized cost.  The Corporation may not sell or transfer held-to-maturity securities without calling into question its intent to hold other debt securities to maturity, unless a nonrecurring or unusual event t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hat could not have been reasonably anticipated has occurred. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:22.3pt;' &gt;Trading&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; Securities that are bought and held principally for the purpose of selling them in the near term. These securities are carried at fair value, with unrealized gains and losses reported&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in earnings. As of December&amp;#160;31, 2017 and 2016, the Corporation did not hold investment securities for trading purposes.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:22.25pt;' &gt;Available-for-sale&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; Securities not classified as held-to-maturity or trading.  These securities are carried at fair value, with unrea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lized holding gains and losses, net of deferred taxes, reported in other comprehensive income (&amp;#8220;OCI&amp;#8221;) as a separate component of stockholders&amp;#8217; equity, and do not affect earnings until they are realized or are deemed to be other-than-temporarily impaired.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; R&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;efer to &amp;#8220;Recently issued accounting standards and recently adopted accounting pronouncements &amp;#8211; Recognition and Measurement of Financial Assets and Liabilities&amp;#8221; below for new accounting guidance with respect to the accounting for equity securities effective&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; beginning on January 1, 2018.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:22.25pt;' &gt;Other equity securities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; Equity securities that do not have readily available fair values are classified as other equity securities in the consolidated statements of financial condition. These securities are stated at the l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ower of cost or realizable value.  This category is principally composed of stock that is owned by the Corporation to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;comply with Federal Home Loan Bank (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FHLB&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) regulatory requirements.  Their realizable value equals their cost.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Premiums and discounts on&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; investment securities are amortized as an adjustment to interest income on investments over the life of the related securities under the interest method.  Net realized gains and losses and valuation adjustments considered other-than-temporary, if any, rel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ated to investment securities are determined using the specific identification method and are reported in non-interest income as net gain (loss) on sale of investments and net impairment losses on debt securities, respectively.  Purchases and sales of secu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rities are recognized on a trade-date basis.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:MarketableSecuritiesPolicy>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_1671" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_TreasuryAndInvestmentsMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_1672" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_NontaxableMunicipalBondsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:DeferredIncomeTaxExpenseBenefit id="ID_1673" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">23879000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_1674" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">352727000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_1675" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">15026000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure id="ID_1676" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">716395000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <fbp:DirectNonInterestExpenses id="ID_1677" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_MortgageBankingMember" unitRef="USD" decimals="-3">37345000</fbp:DirectNonInterestExpenses>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_1678" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">106000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses id="ID_1679" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">6687000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1680" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:FinancingReceivableModificationsNewTroubledDebtRestructurings id="ID_1681" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">93837000</fbp:FinancingReceivableModificationsNewTroubledDebtRestructurings>
  <us-gaap:DebtWeightedAverageInterestRate id="ID_1682" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_RepurchaseAgreementsMember" unitRef="pure" decimals="6">0.0328</us-gaap:DebtWeightedAverageInterestRate>
  <fbp:Offices id="ID_1683" contextRef="AS_OF_Dec31_2017_Entity_0001057706_invest_InvestmentHoldingAxis_country_US" unitRef="myOffices" decimals="INF">11</fbp:Offices>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax id="ID_1684" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-9074000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherNoninterestExpense id="ID_1685" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">17342000</us-gaap:OtherNoninterestExpense>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_1686" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="myNumberOfContracts" decimals="INF">657</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1687" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancialInstrumentAxis_fbp_OtherRealEstateOwnedMember">External appraised values; probability weighting of broker price opinions; management assumptions regarding market trends or other relevant factors</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_1688" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember" unitRef="USD" decimals="-3">375719000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <fbp:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiabilityNotOffset id="ID_1689" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">305000</fbp:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiabilityNotOffset>
  <us-gaap:AvailableForSaleSecurities id="ID_1690" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">58812000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_1691" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_DueWithinOneYearMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_OtherAvailableForSaleSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_1692" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="USD" decimals="-3">6405000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_1693" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-5">1700000</us-gaap:AmortizationOfIntangibleAssets>
  <fbp:FinancingReceivableDeferralPaymentNumberOfAgreements id="ID_1694" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_PaymentDeferralMember" unitRef="myNumberOfContracts" decimals="INF">351</fbp:FinancingReceivableDeferralPaymentNumberOfAgreements>
  <us-gaap:PaymentsToAcquireLoansHeldForInvestment id="ID_1695" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-5">52600000</us-gaap:PaymentsToAcquireLoansHeldForInvestment>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 id="ID_1696" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_OmnibusPlanMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_SeniorManagementMember">P2Y0M0D</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:DeferredTaxAssetsValuationAllowance id="ID_1697" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-5">171000000</us-gaap:DeferredTaxAssetsValuationAllowance>
  <us-gaap:DerivativeAssets id="ID_1698" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_ForwardAndFutureContractsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByLiabilityClassAxis_us-gaap_ForwardContractsMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1699" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_ForbearanceAgreementsMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">6623000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust id="ID_1700" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">208635000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_1701" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">9667000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments id="ID_1702" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-2764000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:OtherInterestAndDividendIncome id="ID_1703" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">20000</us-gaap:OtherInterestAndDividendIncome>
  <fbp:FinancingReceivableModificationsIncreasesToExistingTroubledDebtRestructurings id="ID_1704" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">3921000</fbp:FinancingReceivableModificationsIncreasesToExistingTroubledDebtRestructurings>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_1705" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1331998000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1706" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock id="ID_1707" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:20.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:500.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:500.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Loans held for investment on which accrual of interest income had been discontinued were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-performing loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;178,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;160,867&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;156,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;178,696&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;85,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;146,599&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,026&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,026&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,346&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:315.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total non-performing loans held for investment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; (1)(2)(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;489,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;560,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:500.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:500.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;________________&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:486pt;text-align:left;vertical-align:middle;border-color:Black;min-width:486pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Excludes $8.3 million and $8.1 million of non-performing loans held for sale as of December 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:39.75pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:486pt;text-align:justify;vertical-align:middle;border-color:Black;min-width:486pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Amount excludes PCI loans with a carrying value of approximately $158.2 million and $165.8 million as of December 31, 2017 and 2016, respectively, primarily mortgage loans acquired from Doral Bank in the first quarter of 2015 and from Doral Financial in the second quarter of 2014, as further discussed below. These loans are not considered non-performing due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using an estimated cash flow analysis.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:486pt;text-align:justify;vertical-align:middle;border-color:Black;min-width:486pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Non-performing loans exclude $374.7 million and $384.9 million of TDR loans that are in compliance with the modified terms and in accrual status as of December 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:301.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:301.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1708" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1709" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhavaGuaranteedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_NonperformingFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure id="ID_1710" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_UnusedLinesOfCreditMember" unitRef="USD" decimals="-3">667552000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount id="ID_1711" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">2026912000</fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount>
  <us-gaap:Goodwill id="ID_1712" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">28100000</us-gaap:Goodwill>
  <invest:DerivativeNotionalAmount id="ID_1713" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember" unitRef="USD" decimals="-3">26000000</invest:DerivativeNotionalAmount>
  <us-gaap:DepositsFairValueDisclosure id="ID_1714" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_1715" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">26579000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:OtherIncome id="ID_1716" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">241000</us-gaap:OtherIncome>
  <fbp:NoninterestIncomeForReportableSegments id="ID_1717" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">12487000</fbp:NoninterestIncomeForReportableSegments>
  <fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage id="ID_1718" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-5">142800000</fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage>
  <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust id="ID_1719" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_DebtInstrumentAxis_fbp_JuniorSubordinatedDebenturesBearingInterestAtFloatingRateOfTwoPointFiftyPercentMember" unitRef="USD" decimals="-3">118557000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1720" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">151967000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:Deposits id="ID_1721" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_DeposistByTypeAxis_us-gaap_GovernmentMember" unitRef="USD" decimals="-5">563700000</us-gaap:Deposits>
  <us-gaap:OtherLiabilities id="ID_1722" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">818000</us-gaap:OtherLiabilities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_1723" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">44145000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_1724" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">35331000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_1725" contextRef="AS_OF_Dec31_2014_Entity_0001057706" unitRef="USD" decimals="-3">5777000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_1726" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-6">2000000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:IncomeTaxExpenseBenefit id="ID_1727" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:DeferredTaxLiabilitiesInvestments id="ID_1728" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:DeferredTaxLiabilitiesInvestments>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_1729" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember" unitRef="USD" decimals="-5">25000000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <fbp:ReservesAllocatedToBulkSale id="ID_1730" contextRef="AS_OF_Mar31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_fbp_PuertoRicoElectricPowerAuthorityMember" unitRef="USD" decimals="-5">10200000</fbp:ReservesAllocatedToBulkSale>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_1731" contextRef="AS_OF_Sep30_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember" unitRef="USD" decimals="-5">66500000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:DerivativeAssets id="ID_1732" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_ForwardAndFutureContractsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByLiabilityClassAxis_us-gaap_ForwardContractsMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1733" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">5052000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_1734" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">2777000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:InterestIncomeExpenseNet id="ID_1735" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">96720000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:LiabilitiesFairValueAdjustment id="ID_1736" contextRef="FROM_Feb01_2015_TO_Feb27_2015_Entity_0001057706" unitRef="USD" decimals="-5">800000</us-gaap:LiabilitiesFairValueAdjustment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_1737" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">2428000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_1738" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">36893000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <fbp:ScheduleOfOtherNonInterestIncomeTableTextBlock id="ID_1739" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:465pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:465pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   A detail of other non-interest income is as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:168.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:168.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-deferrable loan fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,687&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commissions and fees-broker-dealer-related&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Merchant-related income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,510&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ATM and POS fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,929&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,213&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Credit and debit card interchange and other fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,723&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mail and cable transmission commissions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,976&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Total  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;28,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,900&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,794&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfOtherNonInterestIncomeTableTextBlock>
  <us-gaap:AvailableForSaleSecurities id="ID_1740" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_UsGovernmentAgenciesDebtSecuritiesCallableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1741" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecurities id="ID_1742" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">1881920000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1743" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">12766000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:SecuritiesWeightedAverageYield id="ID_1744" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0223</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:InterestAndOtherIncomeTextBlock id="ID_1745" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;INTEREST &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;AND DIVIDEND &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;INCOME &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;ON INVESTMENTS AND MONEY MARKET INSTRUMENTS&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following provides information about interest on investments and FHLB dividend income: &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:152.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:152.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Taxable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,520&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Exempt &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,779&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;34,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,299&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;PR government obligations, U.S. Treasury securities, and U.S.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    government agencies:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Taxable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,628&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Exempt &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,848&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other investment securities (including FHLB dividends) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Taxable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,075&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total interest income on investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;54,850&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:289.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest on money market instruments:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Taxable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Exempt &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;658&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total interest income on money market instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,614&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,148&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total interest and dividend income on investments and money &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;    market instruments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;54,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;56,998&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:432pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:432pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The following table summarizes the components of interest and dividend income on investments:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:144pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest income on investment securities and money &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;53,634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,923&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Dividends on FHLB stock &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,075&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total interest income and dividends on investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;54,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;56,998&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:InterestAndOtherIncomeTextBlock>
  <fbp:StatementsOfCashFlowOfHoldingCompanyTableTextBlock id="ID_1746" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:537pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Statements of Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:337.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:346.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:346.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash flows from operating activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Net income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;66,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;93,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Adjustments to reconcile net income to net cash &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;         provided by (used in) operating activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Stock-based compensation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;3,769&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;3,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;2,835&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Equity in undistributed earnings of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(66,587)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(58,061)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(30,641)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Gain on early extinguishment of debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,391)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(4,217)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Accretion of discount on loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Net (increase) decrease in other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(293)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Net (decrease) increase in other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(201)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(26,685)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;6,643&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Net cash provided by (used in) operating activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;2,524&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;8,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(166)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash flows from investing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Principal collected on loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Net cash provided by investing activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash flows from financing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Repurchase of common stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2,497)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,132)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,174)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Repayment of junior subordinated debentures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(5,930)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(7,025)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Dividends paid on preferred stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2,676)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;      Net cash used in financing activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(11,103)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(8,380)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,174)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Net (decrease) increase in cash and cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(8,529)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,277)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash and cash equivalents at beginning of the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;36,491&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash and cash equivalents at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;26,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash and cash equivalents include:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Cash and due from banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;20,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;29,393&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;29,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Money market instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;26,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:StatementsOfCashFlowOfHoldingCompanyTableTextBlock>
  <fbp:NoninterestIncomeForReportableSegments id="ID_1747" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">44535000</fbp:NoninterestIncomeForReportableSegments>
  <us-gaap:InterestIncomeExpenseNet id="ID_1748" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">188447000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:FairValueOfAssetsAcquired id="ID_1749" contextRef="FROM_Feb01_2015_TO_Feb27_2015_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_PropertyPlantAndEquipmentMember" unitRef="USD" decimals="-3">5450000</us-gaap:FairValueOfAssetsAcquired>
  <us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed id="ID_1750" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">746000</us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_1751" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="myUSDPERSHARE" decimals="2">138</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_1752" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1951214000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber id="ID_1753" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="shares" decimals="INF">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_1754" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" unitRef="USD" decimals="-3">6792000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <fbp:VariableRateTrustPreferredSecurities id="ID_1755" contextRef="FROM_Apr01_2004_TO_Apr30_2004_Entity_0001057706_dei_LegalEntityAxis_fbp_FbpStatutoryTrustOneMember" unitRef="USD" decimals="-6">100000000</fbp:VariableRateTrustPreferredSecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1756" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">217000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:LoansRepurchased id="ID_1757" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_MajorCustomersAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-5">25100000</fbp:LoansRepurchased>
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  <us-gaap:LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans id="ID_1759" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">43200000</us-gaap:LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_1760" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:AvailableForSaleSecurities id="ID_1761" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">43987000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_1762" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">55309000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1763" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialRealEstateMember" unitRef="USD" decimals="-3">3152018000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:CreditRiskDerivativesAtFairValueNet id="ID_1764" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">600000</us-gaap:CreditRiskDerivativesAtFairValueNet>
  <us-gaap:InterestBearingDomesticDepositChecking id="ID_1765" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1075929000</us-gaap:InterestBearingDomesticDepositChecking>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease id="ID_1766" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease>
  <us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1 id="ID_1767" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CoreDepositsMember">P7Y0M0D</us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_1768" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">28567000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_1769" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">11466576000</fbp:SegmentReportingInformationAverageEarningAssets>
  <fbp:LeverageRatio id="ID_1770" contextRef="FROM_Jul01_2013_TO_Jul31_2013_Entity_0001057706_dei_LegalEntityAxis_fbp_BaselIiiMember" unitRef="pure" decimals="4">0.04</fbp:LeverageRatio>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_1771" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="myNumberOfContracts" decimals="INF">55</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <fbp:ProvsionForLoanLossesExpensedImpairedLoans id="ID_1772" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">78695000</fbp:ProvsionForLoanLossesExpensedImpairedLoans>
  <us-gaap:DerivativeAssets id="ID_1773" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">554000</us-gaap:DerivativeAssets>
  <us-gaap:CashEquivalentsAtCarryingValue id="ID_1774" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">7289000</us-gaap:CashEquivalentsAtCarryingValue>
  <us-gaap:PriorPeriodReclassificationAdjustmentDescription id="ID_1775" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Reclassifications&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During the second quarter of 2016, the Corporation reviewed its historical accounting treatment as loans of its financing arrangements with Puerto Rico municipalities issued in bond form, but underwritten as loans with features that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are typically found in commercial loan transactions. This review came as a result of the determination of the Federal Reserve Board that the transactions must be treated for regulatory reporting purposes as investment securities. The Puerto Rico Municipal &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Finance Act (&amp;#8220;the Act&amp;#8221;) requires the designation of financing arrangements obtained by municipalities with maturities greater than 8 years as &amp;#8220;special obligation bonds&amp;#8221; subject to specific provisions under the Act. The Corporation concluded that the impact&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of accounting for the transaction as held-to-maturity investment securities rather than loans does not have a material effect on previously reported results of operations, financial condition, or cash flows and, accordingly, these financing arrangements h&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ave been accounted for and reported as held-to-maturity investment securities and not as loans since the second quarter of 2016. For purposes of comparability, amounts prior to 2016 have been reclassified to conform to the current presentation.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:PriorPeriodReclassificationAdjustmentDescription>
  <us-gaap:ClassOfWarrantOrRightOutstanding id="ID_1776" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_TitleOfIndividualAxis_us-gaap_USTreasuryAndGovernmentMember" unitRef="shares" decimals="0">1285899</us-gaap:ClassOfWarrantOrRightOutstanding>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1777" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1778" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_ForbearanceAgreementsMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ContractualObligationFiscalYearMaturityScheduleTableTextBlock id="ID_1779" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table presents the contractual maturities of CDs, including brokered CDs, as of December 31, 2017:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Three months or less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;537,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over three months to six months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;500,020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over six months to one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;928,613&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over one year to two years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;896,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over two years to three years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;294,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over three years to four years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;229,232&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over four years to five years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;187,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over five years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,838&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,580,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ContractualObligationFiscalYearMaturityScheduleTableTextBlock>
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  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1781" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">102815000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
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  <us-gaap:IncreaseDecreaseInInterestPayableNet id="ID_1787" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">6241000</us-gaap:IncreaseDecreaseInInterestPayableNet>
  <fbp:LoansSoldCpg id="ID_1788" contextRef="AS_OF_Feb16_2011_Entity_0001057706_dei_LegalEntityAxis_fbp_CpgGsMember" unitRef="USD" decimals="-5">269300000</fbp:LoansSoldCpg>
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  <us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1 id="ID_1792" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_fbp_PurchasedCreditCardRelationshipIntangibleMember">P3Y10M24D</us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1>
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  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_1794" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_DueWithinOneYearMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">2000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
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  <us-gaap:DeferredTaxLiabilitiesMortgageServicingRights id="ID_1798" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">8625000</us-gaap:DeferredTaxLiabilitiesMortgageServicingRights>
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  <fbp:FinancingReceivableAllowanceForCreditLossesNetWriteOffsImpairedLoans id="ID_1832" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">94139000</fbp:FinancingReceivableAllowanceForCreditLossesNetWriteOffsImpairedLoans>
  <fbp:ServicingPortfolio id="ID_1833" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-8">2800000000</fbp:ServicingPortfolio>
  <us-gaap:IncomeTaxExpenseBenefit id="ID_1834" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">45000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxPolicyTextBlock id="ID_1835" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Income taxes&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation uses the asset and liability method for the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been recognized in the Corporation&amp;#8217;s financial statements or tax retur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns.  Deferred income tax assets and liabilities are determined for differences between financial statement and tax bases of assets and liabilities that will result in taxable or deductible amounts in the future.  The computation is based on enacted tax law&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s and rates applicable to periods in which the temporary differences are expected to be recovered or settled.  Valuation allowances are established, when necessary, to reduce deferred tax assets to the amount that is more likely than not to be realized. In&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; making such assessment, significant weight is given to evidence that can be objectively verified, including both positive and negative evidence. The authoritative guidance for accounting for income taxes requires the consideration of all sources of taxabl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e income available to realize the deferred tax asset, including the future reversal of existing temporary differences, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tax planning strategies and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;future taxable income exclusive of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the impact of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rever&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sal of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; temporary differe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nces and carryforwards&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. In &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;estimating taxes, management assesses the relative merits and risks of the appropriate tax treatment of transactions taking into account statutory, judicial, and regul&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;atory guidance. Refer to Note 27&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Income Taxes, to the consolidated financial statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for additional information. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Under the authoritative accounting guidance, income tax benefits are recognized and measured based on a two-step analysis: 1) a tax position must be more likely than not to be sustained based solely on its technical merits in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; order to be r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecognized;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2) the benefit is measured at the largest dollar amount of that position that is more likely than not to be sustained upon settlement.  The difference between the benefit recognized in accordance with this analysis and the tax &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;benefit claimed on a tax return is referred to as an Unrecognized Tax Benefit (&amp;#8220;UTB&amp;#8221;).  The Corporation classifies interest and penalties, if any, related to UTBs as components of income tax expense&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. As of December 31, 2017 and 2016, the Corporation did no&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t have any UTBs recorded on its books.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:IncomeTaxPolicyTextBlock>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1836" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">36893000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_1837" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialMortgage>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_1838" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">22086000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_1839" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">5351000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:OtherCostAndExpenseOperating id="ID_1840" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">2412000</us-gaap:OtherCostAndExpenseOperating>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_1841" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1132000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_1842" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">1813000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <fbp:ClassifiedAndNonPerformingLoansSold id="ID_1843" contextRef="FROM_Apr01_2015_TO_Jun30_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-5">90700000</fbp:ClassifiedAndNonPerformingLoansSold>
  <us-gaap:Deposits id="ID_1844" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">1116634000</us-gaap:Deposits>
  <us-gaap:AllowanceForCreditLossesTextBlock id="ID_1845" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='18' rowspan='1' style='width:526.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:526.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The changes in the allowance for loan and lease losses were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Industrial Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;33,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;61,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;49,847&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;205,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(28,186)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(39,092)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(19,855)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,607)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(44,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(134,770)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,755&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,756&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Provision&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;50,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;30,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;144,254&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;58,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;48,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;48,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;70,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;231,843&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: specific reserve for impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;22,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;9,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;51,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: purchased credit-impaired loans (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: general allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;26,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;38,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,505&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;65,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;169,182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,290,957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,614,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,083,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;111,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,749,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,850,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;433,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;152,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;118,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;47,266&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;38,394&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;790,308&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: purchased credit-impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,183&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: loans with general &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;     allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,703,532&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,457,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,964,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;64,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,711,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,901,994&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Industrial Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;39,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;68,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;68,768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;60,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;240,710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(33,621)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(20,454)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(26,579)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1,770)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(54,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(136,928)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,088&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Provision (release)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;25,090&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;17,075&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;35,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;86,733&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;33,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;61,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;49,847&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;205,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: specific reserve for impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;26,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;22,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: purchased credit-impaired loans (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,632&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,857&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: general allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;18,715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;30,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;39,315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;44,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;134,325&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,296,031&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,568,808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,180,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;124,951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,716,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,886,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;442,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;194,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;153,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;53,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;44,413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;887,905&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: purchased credit-impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: loans with general&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;     allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,691,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,371,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,026,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;71,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,672,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,833,150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:526.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:526.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:526.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:526.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Refer to Note 9 - Loans Held for Investment - PCI Loans for additional information about changes in the allowance for loan losses related to PCI loans. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;As described in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2 &amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Natural Disasters A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ffecting First BanCorp. in 2017,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; hurricanes Irma and Maria hit the Eastern Caribbean region an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d Puerto Rico in September 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, affecting the Corporation&amp;#8217;s service areas during 2017. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;These &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hurricanes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; caused &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;widespread property damage, flooding, power outages, and water and communication services interruptions, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;severely disrupted normal economic activity in the affected areas.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Damages associated with the storm-related events will have significant shor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t-term economic repercussions, both positive and negative, for the Corporation&amp;#8217; s commercial and individual loan customers in the most severely affected parts of Puerto Rico and the Virgin Islands. While these events have affected certain asset quality met&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rics, including higher delinquencies and non-performing loans, the storms&amp;#8217; ultimate effect on loan collections is uncertain.&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s loan portfolio in Puerto Rico and the Virgin Islands totaled $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion as of December 31, 2017, or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;81&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e entire portfolio.&amp;#160; The composition of these loans generally reflects the composition of the entire portfolio, which is close to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;60&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of residential and consumer loans to individual customers and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;40&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of commercial and construction loans.&amp;#160; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;anagement determined a separate qualitative element of the allowance to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;capture&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the estimate of inherent losses associated with the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Hurricanes Maria and Irma &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on the Corporation&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan portfolio in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Puerto Rico and Virgin Islands&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;This estimate is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;judgmental and subject to changes as conditions evolve. This qualitative element of the allowance was determined based on the estimated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the storms could have on current employment levels (e.g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;., an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; unemployment rate that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;significantly increases &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;from&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; current levels in Puerto based on statistics observed in the aftermath of similar natural disasters in the U.S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; mainland like Hurricane Katrina)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; economic activity in the Corporation&amp;#8217;s geographic regions, and the time it could take for the affected re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gions to return to a more normali&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;zed operating environment. Refer to Note 2 &amp;#8211; Natural Disasters Affecting first BanCorp in 2017, for additional information about the impact of Hurricanes Maria and Irma in the Corporation&amp;#8217;s financial results. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corpor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ation&amp;#8217;s credit risk modeling framework used to determine the storm-related qualitative&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; estimate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is similar to the one used for benchmarking purposes as part of the annual Dodd-Frank Act Stress Testing (&amp;#8220;DFAST&amp;#8221;) regulatory exercise. &amp;#160;Models were developed f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ollowing a regression modeling approach in which relationships between portfolio-level loss rates and key economic indicators were derived based on historical behavior. &amp;#160;These models went through an extensive model specification and selection process that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;resulted in the use of certain variables, such as the unemployment rate and the Puerto Rico Economic Activity Index, which showed the highest &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;predictive power of potential losses in the Corporation&amp;#8217;s outstanding loan portfolio. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For large commercial and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;construction loan relationships, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan officers performed individual reviews of the storms&amp;#8217; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;these borrowers &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sources of repayment. These large relationships, that represent &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the outstanding balance of the Corporation&amp;#8217;s commercial and construc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;portfolio, were anal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;yzed and divided into three storm-affected categories (i.e. Low, M&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;edium, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;H&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;igh). &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Clients categorized as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Low had no &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, or relatively insignificant &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, as a result of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;storms. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Clients in the Medium category&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; had de&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;monstrate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that they&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; have &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sufficient &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;liquidity to satisfy their obligations, but &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the complexity of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he insurance claim process &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;may &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;affect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; their primary or secondary source of repayment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Finally, clients categorized as High could &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;potentially&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; have&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; problems &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ith&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; their &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;primary o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r secondary sources of repayment as they have&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a higher degree of uncertainty with respect to the timing of the insurance claim resolution&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and the full reestablishment of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;their&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; business&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is highly dependent on the timely receipt of insu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rance proceeds. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Reserve levels were then &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recognized for these&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s based on this stratification. For loans in the Low category, no additional qualitative storm-related reserve was calculated. For loans in the Medium and High risk categories, the Corporati&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on stressed the general reserve loss factors applicable to these loans to reflect higher default probabilities not reflected in the historical data.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;This review also resulted in downgrades in the credit risk classification of certain loans and their reser&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ves were determined following the methodology applicable to criticized and adversely classified loans, as appropriate.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For commercial and construction loans not individually review&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as well as residential and consumer loans,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the estimated losses associated with the storms was determined following the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; above-described qualitative storm-related model &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; resulting loss factors applied to the overall performing balance of each portfolio. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The detailed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; review process applied to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial and constructions loans was not logistically feasible for the residential mortgage and consumer loans. Residential and consumer loans are underwritten principally on income streams, with collateral viewed as a second source of repayment. The sto&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rms&amp;#8217; impact varies widely within the residential and consumer portfolio, with some individual borrowers experiencing the devastation of loss of both home and employment and others with both homes and jobs intact. Properties used as collateral generally req&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uire insurance minimizing the potential loss from property damages. In general, management followed the aforementioned described model for the determination of the qualitative storm- related allowance for these portfolios. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As a result of the aforemention&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed analyses, the Corporation recorded a provision of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;71.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in 2017 associated with the storms. As of December 31, 2017, the storm-related allowance was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;68.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million (net of a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million charge-off taken in the fourth quarter of 2017), composed o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;62.9 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million for Puerto Rico &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million for the Virgin Islands. On a portfolio basis, the storm-related allowance as of December 31, 2017 was composed of: (i) $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;14.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for residential&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; mortgage loans; (ii) $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15.9 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million for commercial and indu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;strial loans; (iii) $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million for commercial mortgage loans; (iv) $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.9 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million for construction loans; and (v) a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;25.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million for consumer loans. As the Corporation acquires additional information on overall economic prospects in the storm-affected ar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eas and the performance of consumer credits that had been under payment deferral programs and obtains further assessments of individual borrowers, the loss estimate will be revised as needed.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation maintained a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million reserve for unfunded loan commitments (2016 - $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, mainly related to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; outstanding &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commitments on floor plan revolving lines of credit.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The reserve for unfunded loan commitments is an estimate of the losses inherent in off-balance sheet &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan commitments to borrowers that are experiencing financial difficulties at the balance sheet date. It is calculated by multiplying an estimated loss factor by an estimated probability of funding, and then by the period-end amounts for unfunded commitmen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts. The reserve for unfunded loan commitments is included as part of accounts payable and other liabilities in the consolidated statements of financial condition&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and any changes to the reserve is included as part of non-interest expenses in the consolidate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d statements of income.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
  <us-gaap:AvailableForSaleSecurities id="ID_1846" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">93287000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:DepositsFairValueDisclosure id="ID_1847" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:DepositsFairValueDisclosure>
  <fbp:DepositsStatedInterestRate id="ID_1848" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_DeposistByTypeAxis_fbp_BrokeredCertificateOfDepositsMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.028</fbp:DepositsStatedInterestRate>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestment60To89DaysPastDue id="ID_1849" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">16600000</fbp:PurchasedCreditImpairedLoansRecordedInvestment60To89DaysPastDue>
  <fbp:TimeDepositMaturitiesOverThreeMonthsToSixMonths id="ID_1850" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">500020000</fbp:TimeDepositMaturitiesOverThreeMonthsToSixMonths>
  <fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions id="ID_1851" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="USD" decimals="-3">67996000</fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions>
  <us-gaap:ScheduleOfServicingAssetsAtFairValueTextBlock id="ID_1852" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The changes in servicing assets for the indicated years are shown below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.1pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:213.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,838&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Capitalization of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,091)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,229)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,159)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Adjustment to fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,611)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(325)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(228)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; Amount represents the adjustment to fair value related to the repurchase of loans serviced for others.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfServicingAssetsAtFairValueTextBlock>
  <us-gaap:LiabilitiesAndStockholdersEquity id="ID_1853" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">11922455000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_1854" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">252000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral id="ID_1855" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_1856" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets id="ID_1857" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="pure" decimals="4">0.1774</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
  <us-gaap:AvailableForSaleSecurities id="ID_1858" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">19855000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax id="ID_1859" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">6104000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax>
  <us-gaap:SecuritiesPurchasedUnderAgreementsToResellGross id="ID_1860" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">200000000</us-gaap:SecuritiesPurchasedUnderAgreementsToResellGross>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_1861" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.095</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="ID_1862" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:FiniteLivedIntangibleAssetsNet id="ID_1863" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CustomerRelatedIntangibleAssetsMember" unitRef="USD" decimals="-3">927000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_1864" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">163000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_1865" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember" unitRef="USD" decimals="-5">68500000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <fbp:TaxReformTaxRateRepatriationOfLiquidAssets id="ID_1866" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_US" unitRef="pure" decimals="3">0.155</fbp:TaxReformTaxRateRepatriationOfLiquidAssets>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_1867" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_1868" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">11026000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <fbp:ConsolidatedAverageAssets id="ID_1869" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">11973278000</fbp:ConsolidatedAverageAssets>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_1870" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">690625000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:CommonStockDividendsPerShareDeclared id="ID_1871" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="myUSDPERSHARE" decimals="INF">0</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1872" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialAndIndustrialSectorMember" unitRef="USD" decimals="-3">2180455000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <fbp:AssetsSoldUnderAgreementsToRepurchaseMaturityTableTextBlock id="ID_1873" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:279pt;text-align:left;vertical-align:middle;border-color:Black;min-width:279pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Repurchase agreements mature as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:102pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:102pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:102pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Less than one month&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over four to five years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:AssetsSoldUnderAgreementsToRepurchaseMaturityTableTextBlock>
  <us-gaap:FiniteLivedIntangibleAssetsNet id="ID_1874" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_fbp_PurchasedCreditCardRelationshipIntangibleMember" unitRef="USD" decimals="-3">8000000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisions id="ID_1875" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">147000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsProvisions>
  <us-gaap:FairValueOfAssetsAcquired id="ID_1876" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_LoansMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueOfAssetsAcquired>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure id="ID_1877" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LossContingenciesByNatureOfContingencyAxis_fbp_CommercialLettersOfCreditMember" unitRef="USD" decimals="-3">46728000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:FurnitureAndFixturesGross id="ID_1878" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">166853000</us-gaap:FurnitureAndFixturesGross>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1879" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">16253000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount id="ID_1880" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1457875000</fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax id="ID_1881" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-2867000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_1882" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">101604000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate id="ID_1883" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="pure" decimals="2">0.39</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsWellCapitalized id="ID_1884" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">573802000</fbp:CommonEquityTier1CapitalToRiskWeightAssetsWellCapitalized>
  <us-gaap:InterestAndOtherIncome id="ID_1885" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">56998000</us-gaap:InterestAndOtherIncome>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_1886" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">741000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent id="ID_1887" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">11428000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent>
  <us-gaap:AvailableForSaleSecurities id="ID_1888" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_OtherAvailableForSaleSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">100000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_1889" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_1890" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">1987000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_1891" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">213046000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:EarningsPerShareBasic id="ID_1892" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="myUSDPERSHARE" decimals="INF">0.3</us-gaap:EarningsPerShareBasic>
  <fbp:LossesOnSalesOfNonRealEstate id="ID_1893" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">689000</fbp:LossesOnSalesOfNonRealEstate>
  <fbp:ImpairedLoansSold id="ID_1894" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">67836000</fbp:ImpairedLoansSold>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_1895" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1983000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:SubordinatedBorrowingsDisclosureTextBlock id="ID_1896" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;N&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;OTE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;THER BORROWINGS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:9pt;' &gt; Other borrowings, as of the indicated dates,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consist of:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:345pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Junior subordinated debentures due in 2034,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   interest-bearing at a floating rate of 2.75%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   over 3-month LIBOR (4.35% as of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   and 3.74% as of December 31, 2016) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;97,630&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Junior subordinated debentures due in 2034,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   interest-bearing at a floating rate of 2.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   over 3-month LIBOR (4.12% as of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:360.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:360.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   and 3.50% as of December 31, 2016)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;118,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;118,557&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:345pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;208,635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:345pt;text-align:left;vertical-align:middle;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:499.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:499.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Refer to Note 16 - &amp;quot;Non-Consolidated Variable Interest Entities and Servicing Assets - Trust Preferred Securities&amp;quot; for additional information about the Corporation&amp;#39;s repurchase and cancellation of $7.3 million of trust-preferred securities associated with these junior subordinated debentures. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:499.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:499.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:SubordinatedBorrowingsDisclosureTextBlock>
  <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRecoveries id="ID_1897" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">141000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRecoveries>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_1898" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1749148000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_1899" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">20022000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_1900" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">267000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions id="ID_1901" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">58061000</us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions>
  <fbp:PercentageOfDividendReceivedDeductionFromControlledSubsidiaries id="ID_1902" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="2">1</fbp:PercentageOfDividendReceivedDeductionFromControlledSubsidiaries>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_1903" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1951047000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment id="ID_1904" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">2969616000</us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="ID_1905" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">6876000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1906" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">297310000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_1907" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_1908" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">132759000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1909" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1910" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_NonperformingFinancingReceivableMember" unitRef="USD" decimals="-3">5370000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy id="ID_1911" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="USD" decimals="-3">466376000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
  <us-gaap:AvailableForSaleSecuritiesTextBlock id="ID_1912" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Noncredit Loss Component of OTTI Recorded in OCI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:121.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;average yield%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;U.S. Treasury securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Obligations of U.S. government-sponsored&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    agencies:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Due within one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;122,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;122,152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.06&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;309,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;305,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,769&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.84&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Puerto Rico government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    obligations:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.14&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.97&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;United States and Puerto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Rico government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;621,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;616,001&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.70&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; FHLMC certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.14&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;297,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;293,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;316,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;311,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; GNMA certificates:             &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;69,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;70,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.05&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;145,067&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,910&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;150,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.81&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;214,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;221,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.56&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; FNMA certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,934&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.83&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;613,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;609,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.43&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;683,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;680,040&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   guaranteed by the FHLMC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   and GNMA:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,932&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.21&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;43,805&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other mortgage pass-through&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     trust certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total mortgage-backed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,281,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,274,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other :&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Due within one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.48&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Equity securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;available for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,903,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,440&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,891,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.27&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:530.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:530.25pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:8.4pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; Equity securities consisted of investment in a Community Reinvestment Act Qualified Investment Fund.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:366.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:366.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Noncredit Loss Component of OTTI Recorded in OCI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:121.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;average yield%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;U.S. Treasury securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Due within one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,508&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Obligations of U.S. government-sponsored &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    agencies:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;440,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;437,668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.91&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;43,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.12&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Puerto Rico government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    obligations:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,422&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:148.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:148.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;United States and Puerto Rico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;551,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;532,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; FHLMC certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.25&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;314,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;309,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;320,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;315,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; GNMA certificates:             &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.82&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;91,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.06&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;123,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;215,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;226,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.81&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; FNMA certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Due within one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.71&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.18&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.87&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;690,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,406&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;685,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;732,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;727,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Collateralized mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;obligations issued or guaranteed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;by the FHLMC and GNMA:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,988&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.43&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other mortgage pass-through&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     trust certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.40&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total mortgage-backed &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,356,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,348,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Equity Securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;available for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,908,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,881,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.14&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:524.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:524.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:5.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;font style='font-family:Times New 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  <us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock id="ID_1960" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;15&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; GOODWILL AND OTHER INTANGIBLES &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Goodwill as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2016 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;28.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, recognized as part of &amp;#8220;Other Assets&amp;#8221; in the consolidated statements of financial condition. The Corporation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; conducted its annual evaluation of goodwill and other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;intangibles during the fourth quarter of 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Corporation&amp;#8217;s goodwill is related to the acquisition of FirstBank Florida in 2005. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation bypassed the qualitative assessment in 2017 and p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;roceeded directly to perform the first step of the two-step goodwill impairment test. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Step 1 evaluation of goodwill allocated to the Florida reporting unit under both valuation approaches (market and discounted cash flow analysis) indicated that the fa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ir value of the unit was above the carrying amount of its equity book value as of the valuation date (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;October 1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;; therefore,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the completion of Step 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was not required. Based on the analyse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s under both the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;market and discounted cash flow approaches&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the est&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;imated fair value of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;equity of the reporting unit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;exceeded &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the carrying amount of the entity, including&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; goodwill at the evaluation date.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Goodwill was not impaired as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, nor was any goodwill written&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;off due to impairment durin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;In connection with the acquisition of the FirstBank-branded credit card loan portfolio in the second quarter of 2012, the Corporation recognized a purchased credit card relationship intangible of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;24.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, which is being amort&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ized over the remaining estimated life of 3.9 years on an accelerated basis based on the estimated attrition rate of the purchased credit card accounts, which reflects the pattern in which the economic benefits of the intangible asset are consumed. These b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;enefits are consumed as the revenue stream generated by the cardholder relationship is realized.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The core deposit intangible acquired in the February 2015 Doral Bank transaction amounted to $5.8 million ($&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1, 2017 and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of December 31, 2016).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;In the first quarter of 2016, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FirstBank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Insurance Agency acquired certain insurance customer accounts and related customer records and recognized an insurance customer relationship intangible of $1.1 million ($0.8 million as of December 31, 2017 and $0.9 million as of December 31, 2016), which is being amortized over the next 5.0 years on a straight-line basis. The acquired accounts have a direct relationship to the previous mortgage loan portfolio acquisitions from Doral Bank and D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oral Financial in 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:535.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:535.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following table shows the gross amount and accumulated amortization of the Corporation&amp;#8217;s intangible assets recognized as part of Other Assets in the consolidated statements of financial condition:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:284.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:284.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:284.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:284.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:137.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Core deposit intangible:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Gross amount, beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51,664&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Accumulated amortization &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(46,186)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(44,466)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net carrying amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,478&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,198&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.95pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Remaining amortization period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7.0 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8.1 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.95pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Purchased credit card relationship intangible:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Gross amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,465&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Accumulated amortization &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(16,465)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(13,934)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net carrying amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.95pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Remaining amortization period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3.9 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.95pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Insurance customer relationship intangible:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Gross amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,067&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,067&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Accumulated amortization &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(292)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(140)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net carrying amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Remaining amortization period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.0 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6.1 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:535.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:535.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1) For the years ended December 31, 2017 and 2016, the amortization expense of core deposit intangibles amounted to $1.7 million and $2.0 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:17.25pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:535.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:535.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2) For the years ended December 31, 2017 and 2016, the amortization expense of the purchased credit card relationship intangible amounted to $2.5 million and $2.8 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:535.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:535.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3) For the years ended December 31, 2017 and 2016, the amortization expense of the insurance customer relationship intangible amounted to $0.2 million and $0.1 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:540.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:540.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The estimated aggregate annual amortization expense related to the intangible assets for future periods is as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2023 and after&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1961" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities id="ID_1962" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">554000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities>
  <us-gaap:HeldToMaturitySecurities id="ID_1963" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">132759000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock id="ID_1964" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:88.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,252&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;New loans &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(146)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other changes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,208&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;New loans &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Payments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(189)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other changes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:376.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:376.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,084&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_1965" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">5496000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_1966" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">16254000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_1967" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">134770000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:OccupancyNet id="ID_1968" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">59295000</us-gaap:OccupancyNet>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_1969" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">5731000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <fbp:SecuritiesWeightedAverageYield id="ID_1970" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0214</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_1971" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember" unitRef="USD" decimals="-3">35317000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:Revenues id="ID_1972" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">49999000</us-gaap:Revenues>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked id="ID_1973" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">34231000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_1974" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">13775000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:LiabilitiesAssumed1 id="ID_1975" contextRef="FROM_Feb01_2015_TO_Feb27_2015_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_DepositsMember" unitRef="USD" decimals="-3">523517000</us-gaap:LiabilitiesAssumed1>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_1976" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:Revenues id="ID_1977" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">42317000</us-gaap:Revenues>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_1978" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">25189000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:AvailableForSaleSecurities id="ID_1979" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">226627000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1980" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhavaGuaranteedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialRealEstateMember" unitRef="USD" decimals="-3">138939000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_1981" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">3060000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:AvailableForSaleSecurities id="ID_1982" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_UsGovernmentAgenciesDebtSecuritiesCallableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_1983" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">10094000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:AvailableForSaleSecurities id="ID_1984" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">685355000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:FairValueInputsPrepaymentRate id="ID_1985" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="4">0.138</us-gaap:FairValueInputsPrepaymentRate>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="ID_1986" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">52707000</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <fbp:PaymentsToAcquireInsuranceContracts id="ID_1987" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">960000</fbp:PaymentsToAcquireInsuranceContracts>
  <fbp:EffectiveIncomeTaxRateReconciliationsNOLCarryforwards id="ID_1988" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="3">-0.049</fbp:EffectiveIncomeTaxRateReconciliationsNOLCarryforwards>
  <us-gaap:RealEstateAcquisitionsThroughForeclosures id="ID_1989" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">47711000</us-gaap:RealEstateAcquisitionsThroughForeclosures>
  <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment id="ID_1990" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">245777000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
  <us-gaap:InterestBearingDomesticDepositBrokered id="ID_1991" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_BrokeredDepositsAxis_fbp_BrokeredCertificatesOfDepositMatureOverThreeMonthsToSixMonthsMember" unitRef="USD" decimals="-3">133093000</us-gaap:InterestBearingDomesticDepositBrokered>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_1992" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">72620000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_1993" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">231843000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:TierOneLeverageCapitalToAverageAssets id="ID_1994" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="4">0.1539</us-gaap:TierOneLeverageCapitalToAverageAssets>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_1995" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">194391000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_1996" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">22605000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_1997" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember" unitRef="USD" decimals="-3">85839000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_1998" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1403000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:LoansReceivableCommercialDevelopment id="ID_1999" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="USD" decimals="-3">15971000</us-gaap:LoansReceivableCommercialDevelopment>
  <us-gaap:StockholdersEquity id="ID_2000" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">21745000</us-gaap:StockholdersEquity>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_2001" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">116462000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:NetCashProvidedByUsedInOperatingActivities id="ID_2002" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">235964000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
  <fbp:SecuritiesWeightedAverageYield id="ID_2003" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0244</fbp:SecuritiesWeightedAverageYield>
  <fbp:SecuritiesWeightedAverageYield id="ID_2004" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0144</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss id="ID_2005" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">163000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss>
  <fbp:PropertyPlantAndEquipmentTransferredToOtherAssets id="ID_2006" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1185000</fbp:PropertyPlantAndEquipmentTransferredToOtherAssets>
  <fbp:SecondaryOfferingOfCommonStock id="ID_2007" contextRef="AS_OF_Feb07_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_ThomasHLeePartnersMember" unitRef="shares" decimals="INF">10000000</fbp:SecondaryOfferingOfCommonStock>
  <fbp:MailAndCableTransmisionCommissionsRevenue id="ID_2008" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1740000</fbp:MailAndCableTransmisionCommissionsRevenue>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_2009" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember" unitRef="USD" decimals="-5">2800000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <fbp:IncomeTaxReconciliationChangeInTaxStatus id="ID_2010" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:IncomeTaxReconciliationChangeInTaxStatus>
  <fbp:PercentageOfVariationInAssumptions id="ID_2011" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.2</fbp:PercentageOfVariationInAssumptions>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2012" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">635335000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2013" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">648104000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_2014" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">1781000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_2015" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">170000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2016" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">280729000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:ScheduleOfChangesInUnrealizedGainsLossesTableTextBlock id="ID_2017" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:540pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The table below summarizes changes in unrealized gains and losses recorded in earnings for the years ended December 31, 2017, 2016, and 2015 for Level 3 assets and liabilities that are still held at the end of each year:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:281.25pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:46.5pt;' &gt;&lt;td style='width:281.25pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Changes in Unrealized Losses (Year Ended December 31, 2017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Changes in Unrealized Losses (Year Ended December 31, 2016)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Changes in Unrealized Losses (Year Ended December 31, 2015)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Changes in unrealized losses relating to assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;     still held at reporting date:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         Net impairment losses on available-for-sale investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;              securities (credit component)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(387)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(628)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfChangesInUnrealizedGainsLossesTableTextBlock>
  <us-gaap:FiniteLivedIntangibleAssetsGross id="ID_2018" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CustomerRelatedIntangibleAssetsMember" unitRef="USD" decimals="-3">1067000</us-gaap:FiniteLivedIntangibleAssetsGross>
  <us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardGross id="ID_2019" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">-193000</us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardGross>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_2020" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">-8529000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLegalSettlements id="ID_2021" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">2333000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLegalSettlements>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalOther id="ID_2022" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="INF">-241000</us-gaap:AdjustmentsToAdditionalPaidInCapitalOther>
  <us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock id="ID_2023" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='21' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The following table presents information about the reportable segments for the years ended December 31, 2017, 2016, and 2015:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer (Retail) Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and Corporate Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Treasury and Investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;United States Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Virgin Islands Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;For the year ended December 31, 2017:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;131,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;173,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;128,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;48,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;69,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;588,423&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net (charge) credit for transfer of funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(45,759)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;27,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(36,904)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;56,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1,677)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(25,240)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(49,577)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(18,902)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,153)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(96,872)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net interest income &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;85,959&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;175,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;91,967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;55,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;49,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;33,160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;491,551&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Provision for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(47,713)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(53,778)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(33,296)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,644)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(5,823)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(144,254)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Non-interest income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;43,924&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(10,206)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;62,387&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Direct non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(36,403)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(108,165)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(35,142)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,376)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(32,197)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(26,994)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(242,277)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Segment income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;14,668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;30,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,347&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;167,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Average earnings assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,451,655&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,749,148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,489,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,215,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,525,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;603,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,035,328&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='21' rowspan='1' style='width:539.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:539.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer (Retail) Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and Corporate Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Treasury and Investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;United States Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Virgin Islands Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;For the year ended December 31, 2016:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;138,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;179,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;123,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;50,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;56,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;37,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;585,292&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net (charge) credit for transfer of funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(49,435)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(26,364)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;60,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(24,787)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(57,924)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(15,240)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(101,174)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;89,520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;168,694&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;96,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;53,235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;34,136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;484,118&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(Provision) release for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(24,873)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(34,246)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(28,578)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(405)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(86,733)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Non-interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;19,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;44,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,811&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;87,954&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Direct non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(38,170)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(112,787)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(40,676)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4,047)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(30,678)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(27,596)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(253,954)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Segment income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;46,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;66,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;35,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;54,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,058&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,235&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;231,385&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Average earnings assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,562,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,951,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,497,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,616,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,226,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;612,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,466,576&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='21' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer (Retail) Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and Corporate Banking&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Treasury and Investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;United States Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Virgin Islands Operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;For the year ended December 31, 2015:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;141,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;194,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;133,067&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;49,534&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;46,804&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;39,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;605,569&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net (charge) credit for transfer of funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(49,149)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;17,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(17,299)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(23,774)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(60,221)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(16,192)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,116)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(103,303)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;92,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;188,447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;115,768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;26,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;42,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;502,266&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(Provision) release for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(30,017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(46,657)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(101,604)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1,722)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(172,045)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Non-interest income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,027&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(15,897)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;67,882&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Direct non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(37,345)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(133,397)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(42,470)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,840)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(28,674)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(34,231)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(279,957)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Segment income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,336&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;50,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(15,819)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;24,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;118,146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Average earnings assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,607,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,951,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,891,988&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,740,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,024,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;646,966&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,862,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:174pt;text-align:left;vertical-align:middle;border-color:Black;min-width:174pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New 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  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_2046" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
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  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2048" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">2077000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy id="ID_2049" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Loans held for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Loans that the Corporation intends to sell or that the Corporation does not have the ability and intent to hold for the foreseeable future are classified as held-for-sale loans. Loans held for sale are stated at the lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wer of aggregate cost or fair value.  Generally, the loans held-for-sale portfolio consists of conforming residential mortgage loans that the Corporation intends to sell to the Government National Mortgage Association (&amp;#8220;GNMA&amp;#8221;) and government-sponsored enti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties (&amp;#8220;GSEs&amp;#8221;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; such as the Federal National Mortgage Association (&amp;#8220;FNMA&amp;#8221;) and the Federal Home Loan Mortgage Corporation (&amp;#8220;FHLMC&amp;#8221;). Generally, residential mortgage loans held for sale are valued on an aggregate portfolio basis and the value is primarily de&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rived from quotations based on the mortgage-backed securities market. The amount by which cost exceeds market value in the aggregate portfolio of loans held for sale, if any, is accounted for as a valuation allowance with changes therein included in the de&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;termination of net income and reported as part of mortgage banking activities in the consolidated statements of income. Loan costs and fees are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;deferred at origination and are recognized in income at the time of sale. The fair value of commercial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and const&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ruction&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans held for sale is primarily derived from external appraisals with changes in the valuation allowance reported as part of other non-interest income in the consolidated statements of income. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In certain circumstances, the Corporation transfe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rs loans from/to held for sale or held for investment based on a change in strategy. If such a change in holding strategy is made, significant adjustments to the loans&amp;#8217; carrying values may be necessary. Reclassifications of loans held for sale to held for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;investment are made at fair value on the date of transfer. Any difference between the carrying value and the fair value of a reclassified loan is recorded as an adjustment to non-interest income. Meanwhile, reclassification of loans held for investment to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;held for sale are made at the lower of cost or fair value on the date of transfer and establish a new cost basis upon transfer. Write-downs of loans transferred from held for investment to held for sale are recorded as charge-offs at the time of transfer.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy>
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  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2058" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_fbp_FinancingReceivables30To89DaysPastDueMember_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember_us-gaap_LoanRestructuringModificationAxis_us-gaap_PaymentDeferralMember" unitRef="USD" decimals="-5">95100000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
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  <us-gaap:LiabilityReserveEstimatePolicy id="ID_2089" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:12pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;color:#000000;' &gt;   &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;color:#000000;' &gt;Rewards Liability &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:4.5pt;margin-bottom:12pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;color:#000000;' &gt;The Corporation offers products, primarily credit cards, that offer &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;various rewards to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;reward program members, such as airline tickets, cash&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, or merchandise, based on account activity. The Corporation generally recognizes the cost of rewards as part of business promotion expenses when the rewards are earned by the customer and, at that time, r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ecords the corresponding reward&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; liability. The rewa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;rd liability is computed based on points earned to date that are expected to be redeemed and the average cost per point redemption. The reward liability is reduced as points are redeemed. In estimating the reward liability, the Corporation considers histor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ical reward redemption behavior, the terms of the current reward program, and the card purchase activity. The reward liability is sensitive to changes in the reward redemption type and redemption rate, which is based on the expectation that the vast majori&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ty of all points earned will eventually be redeemed. The reward liability, which is included in other liabilities in the consolidated statements of financial condition, totaled $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million as of December 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LiabilityReserveEstimatePolicy>
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  <fbp:ImpairedLoansRemoved id="ID_2107" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">27643000</fbp:ImpairedLoansRemoved>
  <fbp:ServicingAssetsPolicyTextBlock id="ID_2108" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Servicing Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation recognizes as separate assets the rights to service loans for others, whether those servicing assets are originated or purchased. In the ordinary course of business, the Corporation sells residential mortgage loa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(originated or purchased) to GNMA, which generally securitizes the transferred loans into mortgage-backed securities for sale into the secondary market. Also, certain conventional conforming loans are sold to FNMA or FHLMC with servicing retained.  When&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Corporation sells mortgage loans, it recognizes any retained servicing right, based on its fair value.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Servicing assets (&amp;#8220;MSRs&amp;#8221;) retained in a sale or securitization arise from contractual agreements between the Corporation and investors in mortgage&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; securities and mortgage loans. The value of MSRs is derived from the net positive cash flows associated with the servicing contracts. Under these contracts, the Corporation performs loan-servicing functions in exchange for fees and other remuneration. The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; servicing functions typically include: collecting and remitting loan payments, responding to borrower inquiries, accounting for principal and interest, holding custodial funds for payment of property taxes and insurance premiums, supervising foreclosures &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and property dispositions, and generally administering the loans. The servicing rights, included as part of other assets in the statements of financial condition, entitle the Corporation to annual servicing fees based on the outstanding principal balance o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f the mortgage loans and the contractual servicing rate. The servicing fees are credited to income on a monthly basis when collected and recorded as part of mortgage banking activities in the consolidated statements of income. In addition, the Corporation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;generally receives other remuneration consisting of mortgagor-contracted fees such as late charges and prepayment penalties, which are credited to income when collected. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Considerable judgment is required to determine the fair value of the Corporation&amp;#8217;s M&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;SRs. Unlike highly liquid investments, the market value of MSRs cannot be readily determined because these assets are not actively traded in securities markets. The initial carrying value of the MSRs is generally determined based on its fair value.  The fa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ir value of the MSRs is determined based on a combination of market information on trading activity (MSR trades and broker valuations), benchmarking of servicing assets (valuation surveys), and cash flow modeling. The valuation of the Corporation&amp;#8217;s MSRs in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;corporates two sets of assumptions: (1)&amp;#160;market-derived assumptions for discount rates, servicing costs, escrow earnings rates, floating earnings rates, and the cost of funds and (2)&amp;#160;market assumptions calibrated to the Corporation&amp;#8217;s loan characteristics an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d portfolio behavior for escrow balances, delinquencies and foreclosures, late fees, prepayments, and prepayment penalties. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Once recorded, MSRs are periodically evaluated for impairment. Impairment occurs when the current fair value of the MSRs is less t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;han its carrying value. If MSRs are impaired, the impairment is recognized in current-period earnings and the carrying value of the MSRs is adjusted through a valuation allowance. If the value of the MSRs subsequently increases, the recovery in value is re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cognized in current period earnings and the carrying value of the MSRs is adjusted through a reduction in the valuation allowance. For purposes of performing the MSR impairment evaluation, the servicing portfolio is stratified on the basis of certain risk &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;characteristics such as region, terms, and coupons. An other-than-temporary impairment analysis is prepared to evaluate whether a loss in the value of the MSRs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in a particular stratum&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, if any, is other than temporary or not. When the recovery of the value &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is unlikely in the foreseeable future, a write-down of the MSRs in the stratum to its estimated recoverable value is charged to the valuation allowance. As of December 31, 2017, the carrying value of the MSRs amounted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to $25.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (2016 - $26.2 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The servicing assets are amortized over the estimated life of the underlying loans based on an income forecast method as a reduction of servicing income. The income forecast method of amortization is based on projected cash flows. A particular periodic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amortization is calculated by applying to the carrying amount of the MSRs the ratio of the cash flows projected for the current period to total remaining net MSR forecasted cash flow.                                                      &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</fbp:ServicingAssetsPolicyTextBlock>
  <us-gaap:AmortizationOfMortgageServicingRightsMSRs id="ID_2109" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">3554000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2110" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">57594000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:DirectNonInterestExpenses id="ID_2111" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">27596000</fbp:DirectNonInterestExpenses>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2112" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_fbp_PurchasedCreditImpairedMember" unitRef="USD" decimals="-3">162676000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <fbp:PeriodOfResidentialMortgageLoanThatAreNoLongerAccruingInterest id="ID_2113" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">P1Y3M0D</fbp:PeriodOfResidentialMortgageLoanThatAreNoLongerAccruingInterest>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_2114" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-9398000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_2115" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">1348000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock id="ID_2116" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:490.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:490.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following table summarizes the restricted stock activity in 2017 under the Omnibus Plan:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:334.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:64.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;shares of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:64.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;restricted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Grant Date&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-vested shares at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,178,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.58&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Granted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,099,756&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3.31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Forfeited &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,411,223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Vested &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,050,356)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3.57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:351.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:351.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-vested shares at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,816,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:334.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:473.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:473.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Includes 2,370,571 of outstanding shares of restricted stock, subject to TARP requirements, that were forfeited as a result of the U.S. Treasury&amp;#39;s sale of its remaining shares of the Corporation&amp;#39;s common stock.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:473.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:473.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Includes 743,021 shares of restricted stock released from TARP restrictions.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:17.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:17.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:334.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock>
  <fbp:LossesOnSalesOfNonRealEstate id="ID_2117" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">755000</fbp:LossesOnSalesOfNonRealEstate>
  <us-gaap:MarketingAndAdvertisingExpense id="ID_2118" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">11419000</us-gaap:MarketingAndAdvertisingExpense>
  <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust id="ID_2119" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">189424000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
  <us-gaap:StockholdersEquityNoteDisclosureTextBlock id="ID_2120" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;23&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; STOCKHOLDERS&amp;#8217; EQUITY&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Common Stock &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation had 2,000,000,000 authorized shares of common stock with a par value of $0.10 per share. As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, there were &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;220,382,343&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 21&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;700&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;394&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares issued, respectively, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;216,278,040&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 21&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;446&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;205&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, shares outstanding, respectively. Refer to Note 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2 &amp;#8211; Stock-based compensation,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for information about transactions related to common stock under the Omnibus Plan.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;color:#000000;' &gt;On May 10, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7, the U.S. Treasury announced that it sold all of its remaining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,291,553 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;shares of the Corporation&amp;#8217;s common stock. Since the U.S. Treasury did not recover the full amount of its original investment under TARP, 2,370,571 outstanding restricted shares hel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;d by the Corporation&amp;#8217;s employees were forfeited, resulting in a reduction in the number of common shares outstanding.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On December 5, 2016, a secondary offering of the Corporation&amp;#8217;s common stock was completed by certain of the Corporation&amp;#8217;s existing stock&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;holders. Funds affiliated with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Thomas H. Lee Partners, L.P. (&amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;THL&amp;#8221;) sold &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million shares of common stock, and funds managed by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Oaktree Capital Management (&amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Oaktree&amp;#8221;) sold &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million shares of common stock. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In addition, the underwriters exercised their option to purchase an additional &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million shares of common stock from the selling stockholders. Also, on February 7, 2017, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;THL and Oaktree &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sold &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million shares &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million shares each) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the Corporation&amp;#8217;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; common stock.&amp;#160; Subsequently, the underwriters exercised their option to purchase an additional &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million shares of the Corporation&amp;#8217;s common stock from the selling stockholders.&amp;#160; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Finally, o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n August&amp;#160;3, 2017, THL and Oaktree participated in another secondary&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; offering of the Corporation&amp;#8217;s common stock in which they sold an aggregate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million shares (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million shares each) of common stock. The Corporation did not receive any proceeds from these offering&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;As of December 31, 2017, each of THL and Oaktree &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owned less than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the Corporation&amp;#8217;s common stock. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During the second quarter of 2015, the Corporation issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;852,831 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares of its common stock in exchange for trust&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;preferred securities with a liquidation value of $5.3 million. As a result of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; tr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ansaction, common stock increased by $85 thousand, which represents the par value of the shares issued. Also, additional paid-in capital increased by the excess of the common stock fair value over the par value, or $5.5 million. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Preferred Stock&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Corporation has 50,000,000 authorized shares of preferred stock with a par value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.00&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, redeemable at the Corporation&amp;#8217;s option&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; subject to certain terms. This stock may be issued in series and the shares of each series have such rights and preferences a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s are fixed by the Board of Directors when authorizing the issuance of that particular series. As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation has five outstanding series of non-convertible, non-cumulative preferred stock: &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.125&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% non-cumulative perpetual monthly &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;income preferred stock, Series&amp;#160;A; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.35&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% non-cumulative perpetual monthly income preferred stock, Series&amp;#160;B; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.40&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% non-cumulative perpetual monthly income preferred stock, Series&amp;#160;C; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.25&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% non-cumulative perpetual monthly income preferred stock, Series&amp;#160;D; and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.00&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% non-cumulative perpetual monthly income preferred stock, Series&amp;#160;E. The liquidation value per share is $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;25&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Effective January 17, 2012, the Corporation delisted all of its outstanding series of non-convertible, non-cumulative preferred stock from t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he New York Stock Exchange. The Corporation has not arranged for listing and/or registration on another national securities exchange or for quotation of the Series A through E Preferred Stock in a quotation medium. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In December 2016, f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or the first time sinc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e July 2009, the Corporation paid dividends on its non-cumulative perpetual monthly income preferred stock, after receiving regulatory approval. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Since then, the Corporation has continued to paid monthly dividend payments on the non-cumulative perpetual mon&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thly income preferred stock. The Corporation has received regulatory approval to pay the monthly dividends on the Corporation&amp;#8217;s Series A through E Preferred Stock through March 2018.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On October 3, 2017, the Federal Reserve terminated the Written Agreement&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; entered to on June 3, 2010 between the Corporation and the Federal Reserve. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;However, the Corporation has agreed with its regulators to continue to obtain approval before paying dividends, receiving dividends from the Bank, making payments on subordinated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;debt or trust preferred securities, incurring or guaranteeing debt or purchasing or redeeming any corporate stock.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;reasury stock&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;During 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation withheld an aggregate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;438,891&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;291,759&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares, respectively, of the common stock paid to certain senior officers as additional compensation and restricted stock that vested during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to cover employees&amp;#8217; payroll and income tax withholding li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;abilities; these shares are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;held as treasury shares. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In addition, 2,411,223 shares of restricted stock forfeited during 2017 are now held as treasury shares. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation had &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4,104,303&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,254,189&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares held as treasury stock, respectively. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;FirstBank Statutory Reserve (Legal Surplus)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Banking Law of the Commonwealth of Puerto Rico requires that a minimum of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of FirstBank&amp;#8217;s net income for the y&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ear be transferred to legal surplus until such surplus equals the total of paid-in capital on common and preferred stock. Amounts transferred to the legal surplus account from the retained earnings account are not available for distribution to the Corporat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion, including for payment as dividends to the stockholders, without the prior consent of the Puerto Rico Commissioner of Financial Institutions. The Puerto Rico Banking Law provides that, when the expenditures of a Puerto Rico commercial bank are greater &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;than receipts, the excess of the expenditures over receipts must be charged against the undistributed profits of the bank, and the balance, if any, must be charged against the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;legal surplus &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reserve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, as a reduction thereof. If there is no &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;legal surplus &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reserve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; sufficient to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cover such balance in whole or in part, the outstanding amount must be charged against the capital account and the Bank cannot pay dividends until it can replenish the reserve fund to an amount of at least &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the original capital contributed. During&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17 and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively, were&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; transferre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d to the legal surplus reserve. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FirstBank&amp;#8217;s legal surplus reserve, included as part of retained earnings in the Corporation&amp;#8217;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consolidated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; statement of financial condition, amounted t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $59.7 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;52&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4 million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:StockholdersEquityNoteDisclosureTextBlock>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_2121" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <fbp:DeferredTaxAssetsCurrent id="ID_2122" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-5">171500000</fbp:DeferredTaxAssetsCurrent>
  <us-gaap:Liabilities id="ID_2123" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">217206000</us-gaap:Liabilities>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses id="ID_2124" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_fbp_PurchasedCreditImpairedMember" unitRef="USD" decimals="-3">6857000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding id="ID_2125" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="shares" decimals="-3">216118000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_2126" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1785000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:DepreciationAndAmortization id="ID_2127" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-5">21100000</us-gaap:DepreciationAndAmortization>
  <us-gaap:LoansReceivableCommercialDevelopment id="ID_2128" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialDevelopment>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_2129" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_2130" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_2131" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="USD" decimals="-3">35416000</us-gaap:LoansReceivableCommercialMortgage>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_2132" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">152914000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <fbp:FairValueInputsProjectedCumulativeLossRate id="ID_2133" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PrivateLabelMbsMember_us-gaap_RangeAxis_us-gaap_WeightedAverageMember_us-gaap_ValuationTechniqueAxis_fbp_DiscountedCashFlowMember" unitRef="pure" decimals="4">0.03</fbp:FairValueInputsProjectedCumulativeLossRate>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_2134" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">231000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:AvailableForSaleSecurities id="ID_2135" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">408000</us-gaap:AvailableForSaleSecurities>
  <fbp:PercentageOfShareVestDuringPeriod id="ID_2136" contextRef="FROM_Jan01_2018_TO_Dec31_2018_Entity_0001057706_us-gaap_AwardTypeAxis_fbp_RestrictedStockVestingAfterThreeYearsMember" unitRef="pure" decimals="2">0.5</fbp:PercentageOfShareVestDuringPeriod>
  <fbp:ScheduleOfOtherRealEstateAssetsAndForeclosedPropertiesTableTextBlock id="ID_2137" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:429pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:429pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table presents OREO inventory as of the dates indicated:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:159pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:152.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:152.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;OREO&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   OREO balances, carrying value:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Residential &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;54,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;46,917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;82,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;78,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,066&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;         Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;147,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;137,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:15pt;text-align:center;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:414pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:414pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Excludes $21.3 million and $15.0 million as of December 31, 2017 and 2016, respectively, of foreclosures that meet the conditions of ASC 310-40 and are presented as a receivable (other assets) in the statement of financial condition.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:451.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:451.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:451.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:451.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfOtherRealEstateAssetsAndForeclosedPropertiesTableTextBlock>
  <fbp:FinancingReceivableAllowanceForCreditLossesWriteOffsImpairedLoans id="ID_2138" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">99023000</fbp:FinancingReceivableAllowanceForCreditLossesWriteOffsImpairedLoans>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2139" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="USD" decimals="-3">626936000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <fbp:DepositsStatedInterestRate id="ID_2140" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_DeposistByTypeAxis_fbp_CertificateOfDepositsMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.001</fbp:DepositsStatedInterestRate>
  <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_2141" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">-5976000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:AvailableForSaleSecurities id="ID_2142" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">82000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2143" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">205603000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue id="ID_2144" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">278564000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
  <fbp:TroubledDebtRestructuringsLoansTransferredToHeldForSale id="ID_2145" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">40005000</fbp:TroubledDebtRestructuringsLoansTransferredToHeldForSale>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_2146" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">54850000</us-gaap:InterestAndDividendIncomeSecurities>
  <fbp:BrokeredCertificatesOfDepositMaturityTableTextBlock id="ID_2147" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='3' rowspan='1' style='width:284.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:284.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Brokered CDs mature as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Three months or less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;194,703&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over three months to six months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,093&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over six months to one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;329,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;One to three years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;360,566&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Three to five years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,666&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over five years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,380&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:198pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,150,485&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:BrokeredCertificatesOfDepositMaturityTableTextBlock>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease id="ID_2148" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">16517000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2149" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">19826000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FairValueDisclosuresTextBlock id="ID_2150" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;29&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; FAIR VALUE&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:10.8pt;' &gt;Fair Value Measurement&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The FASB authoritative guidance for fair value measurement defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. This guidance also establishes a fair value hierarchy for classifying financial instruments. The hierarchy is based on whe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ther the inputs to the valuation techniques used to measure fair value are observable or unobservable. Three levels of inputs may be used to measure fair value:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:3pt;' &gt;Level 1              &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Valuations of Level 1 assets and liabilities are obtained from readily av&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ailable pricing sources for market transactions involving identical assets or liabilities.  Level 1 assets and liabilities include equity securities that trade in an active exchange market, as well as certain U.S. Treasury and other U.S. government and age&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncy securities and corporate debt securities that are traded by dealers or brokers in active markets.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Level 2              &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Valuations of Level 2 assets and liabilities are based on observable inputs other than Level 1 prices, such as quoted prices for s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;imilar assets or liabilities, or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.  Level 2 assets and liabilities include (i) mortgage-backed securities for whic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h the fair value is estimated based on the value of identical or comparable assets, (ii) debt securities with quoted prices that are traded less frequently than exchange-traded instruments, and (iii) derivative contracts whose value is determined using a p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Level 3                &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Valuations of Level 3 assets and liabilities are based on unobservable inputs that are suppor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted by little or no market activity and are significant to the fair value of the assets or liabilities.  Level 3 assets and liabilities include financial instruments whose value is determined &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using pricing models for which the determination of fair valu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;equires&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; significant management judgments estimation.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, there were no transfers &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;into or out of Level 1, Level 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or Level 3 of the fair value hierarchy. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Financial Instruments Recorded at Fair Value on a Recurring Basis&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Investment securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;available for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The fair value of investment securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;available for sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was the market value based on quoted market prices (as is the case with equity securities, Treasury notes, and non-callable U.S. Agency debt securities), when available (Level &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1), or, when available, market prices for identical or comparable assets (as is the case with MBS and callable U.S. agency debt) that are based on observable market parameters, including benchmark yields, reported trades, quotes from brokers or dealers, is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;suer spreads, bids, offers and reference data, including market research operations (Level 2). Observable prices in the market already consider the risk of nonperformance.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; If listed prices or quotes are not available, fair value is based upon discounted ca&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sh flow&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; models that use unobservable inputs due to the limited market activity of the instrument, as is the case with certain private label mortgage-backed securities held by the Corporation (Level 3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Private label MBS are collateralized by fixed-rate mo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rtgages on single-family residential properties in the United States; the interest rate on the securities is variable, tied to 3-month LIBOR and limited to the weighted-average coupon of the underlying collateral. The market valuation represents the estima&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted net cash flows over the projected life of the pool of underlying assets applying a discount rate that reflects market observed floating spreads over LIBOR, with a widening spread based on a nonrated security. The market valuation is derived from a mode&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l that utilizes relevant assumptions such as the prepayment rate, default rate, and loss severity on a loan level basis. The Corporation modeled the cash flow from the fixed-rate mortgage collateral using a static cash flow analysis according to collateral&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; attributes of the underlying mortgage pool (i.e., loan term, current balance, note rate, rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;adjustment type, rate adjustment frequency, rate caps, and others) in combination with prepayment forecasts based on historical portfolio performance. The variab&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le cash flow of the security is modeled using the 3-month LIBOR forward curve. Loss assumptions were driven by the combination of default and loss severity estimates, using an asset-level risk assessment method taking into account loan credit characteristi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cs (loan-to-value, state&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; jurisdiction&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, delinquency, property type and pricing behavior, and other) to provide an estimate of default and loss severity. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Refer to the table below for further information regarding qualitative information for all assets and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;liabilities measured at fair value using significant unobservable inputs (Level 3).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Derivative instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The fair value of most of the Corporation&amp;#8217;s derivative instruments is based on observable market parameters and takes into consideration the credit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; risk component of paying co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;unterparties, when appropriate. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;On interest &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;caps, only the seller&amp;#39;s credit risk is considered.&amp;#160; The caps were valued using a discounted cash flow approach &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;related LIBOR and swap rate for each cash flow.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;A credit sprea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d is considered for those derivative instruments that are not secured. The cumulative mark-to-market effect of credit risk in the valuation of derivative instruments in 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was immaterial.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='24' rowspan='1' style='width:519.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:519.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Assets and liabilities measured at fair value on a recurring basis are summarized below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:198.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:183pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:198.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value Measurements Using  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:183pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value Measurements Using  &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Assets/Liabilities at Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Assets/Liabilities at Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; Securities available for sale :&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   U.S. Treasury Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Noncallable U.S. agency debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;361,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;361,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;356,919&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;356,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Callable U.S. agency debt and MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,497,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,497,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,469,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,469,463&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;24,707&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;2,121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;26,828&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Derivatives, included in assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Purchased interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Forward contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Derivatives, included in liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Written interest rate cap agreement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Forward contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:478.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:478.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The table below presents a reconciliation of the beginning and ending balances of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2017, 2016, and 2015:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only                                    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;27,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,212&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Total gain (losses) (realized/unrealized):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         Included in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(387)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(628)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         Included in other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,586&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,623&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Purchases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Principal repayments and amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(5,836)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(5,582)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(10,010)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;27,297&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;___________________&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:12.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:478.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:478.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; Amounts mostly related to private label mortgage-backed securities.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The table below presents qualitative information for significant assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of December 31, 2017:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:375pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:375pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Valuation Technique&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unobservable Input&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Range&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:540pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment securities available for sale:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:39.75pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.0% -29.0% (Weighted Average 16.4%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:35.25pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Projected Cumulative Loss Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00% - 6.8% (Weighted Average 3.00%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:0.75pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.61%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Information about Sensitivity to Changes in Significant Unobservable Inputs&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;' &gt;Private label MBS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;: The significant unobservable inputs in the valuation include probability of default, the loss severity assumption&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and prepayment rates. Shifts in those inputs would result in different fair value measurements. Increases in the probability of default, loss severity assumptions, and prepayment rates in isolation would generally result in an adverse effect on the fair v&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;alue of the instruments. Meaningful and possible shifts of each input were modeled to assess the effect on the fair value estimation. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;' &gt;Puerto Rico Government Obligations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;: The significant unobservable input used in the fair value measurement is the assumed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; prepayment rate of the underlying residential mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that collateralize these obligations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that are g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uaranteed by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;PRHFA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. A significant increase (decrease) in the assumed rate would lead to a hig&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;her (low&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er) fair value estimate. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fair value of these bonds was based on a discounted cash flow analysis that contemplates the credit quality of the holder of second mortgages and a discount for liquidity constraints on the bonds considering the absence of an a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ctive market for them. Due to the guarantee of the PRHFA and other applicable contractual safeguards, no additional credit spread &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is applied for servicer default&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:540pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The table below summarizes changes in unrealized gains and losses recorded in earnings for the years ended December 31, 2017, 2016, and 2015 for Level 3 assets and liabilities that are still held at the end of each year:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:281.25pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:46.5pt;' &gt;&lt;td style='width:281.25pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Changes in Unrealized Losses (Year Ended December 31, 2017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Changes in Unrealized Losses (Year Ended December 31, 2016)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Changes in Unrealized Losses (Year Ended December 31, 2015)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Changes in unrealized losses relating to assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;     still held at reporting date:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         Net impairment losses on available-for-sale investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;              securities (credit component)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(387)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(628)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Additionally, fair value is used on a nonrecurring basis to evaluate certain assets in accordance with GAAP. Adjustments to fair value usually result from the application of lower-of-cost or market accounting (e.g., loans held for sale carried at the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lower-of-cost or fair value and repossessed assets) or write-downs of individual assets (e.g., goodwill, loans).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, impairment or valuation adjustments were recorded for assets recognized at fair value on a non-recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;basis as show&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n in the following table:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:207pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Carrying value as of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:156pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(Losses) recorded for the Year Ended December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans receivable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;410,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(39,493)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OREO&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;147,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(8,511)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage servicing rights&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; (3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,611)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:528pt;text-align:left;vertical-align:top;border-color:Black;min-width:528pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:528pt;text-align:left;vertical-align:top;border-color:Black;min-width:528pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;The fair values were derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the properties (e.g., absorption rates and net operating income of income producing properties), which are not market observable.  Losses were related to market valuation adjustments after the transfer of the loans to the OREO portfolio.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:528pt;text-align:left;vertical-align:top;border-color:Black;min-width:528pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Fair value adjustments to mortgage servicing rights were mainly due to assumptions associated with mortgage prepayment rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis.  Assumptions for the value of mortgage servicing rights include: Prepayment rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5.95pt;color:#000000;' &gt;6.30%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;, Discount rate 11.23%.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   As of December 31, 2016, impairment or valuation adjustments were recorded for assets recognized at fair value on a non-recurring basis as shown in the following table:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:207pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying value as of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(Losses) recorded for the Year Ended December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans receivable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;442,081&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(49,884)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OREO &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;137,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(7,873)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage servicing rights &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(325)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt; The fair values were derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the properties (e.g., absorption rates and net operating income of income producing properties), which are not market observable. Losses were related to market valuation adjustments after the transfer of the loans to the OREO portfolio.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt; Fair value adjustments to the mortgage servicing rights were mainly due to assumptions associated with mortgage prepayments rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis. Assumptions for the value of mortgage servicing rights include:  Prepayment rate 6.12%, Discount rate 11.19%.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; As of December 31, 2015, impairment or valuation adjustments were recorded for assets recognized at fair value on a nonrecurring basis as shown in the following table:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:207pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying value as of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:156.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(Losses) Gain recorded for the Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans receivable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;303,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(27,245)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OREO &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;146,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(10,494)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage servicing rights &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(228)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans Held For Sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,135&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;The fair values were derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the properties (e.g., absorption rates and net operating income of income producing properties), which are not market observable. Losses were related to market valuation adjustments after the transfer of the loans to the OREO portfolio.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Fair value adjustments to the mortgage servicing rights were mainly due to assumptions associated with mortgage prepayments rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis. Assumptions for the value of mortgage servicing rights include: Prepayment rate 9.07%, Discount rate 10.65%.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;The value of these loans was derived from external appraisals, adjusted for specific characteristics of the loans.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Qualitative information regarding the fair value measurements for Level 3 financial instruments are as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:427.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:427.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Inputs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27.75pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income, Market, Comparable Sales, Discounted Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;External appraised values; probability weighting of broker price opinions; management assumptions regarding market trends or other relevant factors&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:26.25pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OREO&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income, Market, Comparable Sales, Discounted Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;text-align:left;vertical-align:top;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;External appraised values; probability weighting of broker price opinions; management assumptions regarding market trends or other relevant factors&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27.75pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage servicing rights&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Discounted Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Weighted-average prepayment rate of 6.30%; weighted average discount rate of 11.23%.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The following is a description of the valuation methodologies used for instruments that are not measured or reported at fair value on a recurring basis or reported at fair value on a non-recurring basis. The estimated fair value was calculated using &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain facts and assumptions, which vary depending on the specific financial instrument.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt; Cash and due from banks and money market investments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The carrying amounts of cash and due from banks and money market investments are reasonable estimates of their&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; fair value. Money market investments include held-to-maturity securities, which have a contractual maturity of three months or less. The fair value of these securities is based on quoted market prices in active markets that incorporate the risk of nonperf&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ormance.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Investment securities held to maturity&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Investment securities held to maturity consist of financing arrangements with Puerto Rico municipalities issued in bond form, but underwritten as loans with features that are typically found in commercial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan transactions. These obligations typically are not issued in bearer form, nor &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are they registered with the Securities and Exchange Commission &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and are not rated by external credit agencies. The fair value of these financing arrangements was based on a d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iscounted cash flow analysis using risk-adjusted discount rates (Level 3). &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The credit spreads for valuations are based on a similar security that traded in the open market.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Other equity securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Equity or other securities that do not have a readily ava&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ilable fair value are stated at their net realizable value, which management believes is a reasonable proxy for their fair value. This category is principally composed of stock that is owned by the Corporation to comply with FHLB regulatory requirements. T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he realizable value of the FHLB stock equals its cost as this stock can be freely redeemed at par.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Loans receivable, including loans held for sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of loans held for investment and of mortgage loans held for sale w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ere &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;estimated using disco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;unted cash flow analyses, based on interest rates currently being offered for loans with similar terms and credit quality and with adjustments that the Corporation&amp;#8217;s management believes a market participant would consider in determining fair value. Loans w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ere classified by type, such as commercial, residential mortgage, and automobile. These asset categories were further segmented into fixed-and adjustable-rate categories. Valuations are carried out based on categories and not on a loan-by-loan basis.  The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair values of performing fixed-rate and adjustable-rate loans were calculated by discounting expected cash flows through the estimated maturity date. This fair value is not currently an indication of an exit price as that type of assumption could result i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n a different fair value estimate. The fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of credit card loans w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ere&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; estimated using a discounted cash flow method and excludes any value related to a customer account relationship. Other loans with no stated maturity, like credit lines, were value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d at book value. Prepayment assumptions were considered for non-residential loans. For residential mortgage loans, prepayment estimates were based on a prepayment model that combined both a historical calibration and current market prepayment expectations.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  Discount rates were based on the U.S. Treasury and LIBOR/Swap Yield Curves at the date of the analysis, and included appropriate adjustments for expected credit losses and liquidity. For impaired collateral dependent loans, the impairment was primarily m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;easured based on the fair value of the collateral, which is derived from appraisals that take into consideration prices in observable transactions involving similar assets in similar locations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The estimated fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of demand deposits and savings accounts, which are deposits with no defined maturities, equal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the amount payable on demand at the reporting date. The fair values of retail fixed-rate time deposits, with stated maturities, are based on the present value of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the future cash flows expected to be paid on the deposits. The cash flows were based on contractual maturities; no early repayments were assumed. Discount rates were based on the LIBOR yield curve.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The estimated fair value of total deposits excludes the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; fair value of core deposit intangibles, which represent the value of the customer relationship. The fair value of total deposits is measured by the value of demand deposits and savings deposits that bear a low or zero rate of interest and do not fluctuate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in response to changes in interest rates.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of brokered CDs, which are included within deposits, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; determined using discounted cash flow analyses over the full term&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the CDs. The fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the CDs &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; computed using the outstandin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g principal amount. The discount rates used were based on brokered CD market rates as of the end of the year.  The fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; do not incorporate the risk of nonperformance, since interests in brokered CDs are generally sold by brokers in amounts of less t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;han $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;250,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and, therefore, are insured by the FDIC. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Some repurchase agreements reprice at least quarterly, and their outstanding balances are estimated to be their fair value. Where longer commitments are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; involved, fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; estimated using exit price indications of the cost of unwinding the transactions as of the end of the reporting period. The brokers who are the counterparties provide these indications, which the Corporation evaluates. Securities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; sold under agreements to repurchase are fully collateralized by investment securities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Advances from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;FHLB&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of advances from the FHLB with fixed maturities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; determined using discounted cash flow analyses over the full terms of the b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orrowings, using indications of the fair value of similar transactions. The cash flows assume no early repayment of the borrowings. Discount rates are based on the LIBOR yield curve. Advances from the FHLB are fully collateralized by mortgage loans and, to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a lesser extent, investment securities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Other borrowings consist of junior subordinated debentures. Projected cash flows from the debentures were discounted using the Bloomberg BB Finance curve plus a credit spread. This credit spread w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as estimated using the difference in yield curves between swap rates and a yield curve that considers the industry and credit rating of the Corporation as issuer of the debenture&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at a tenor comparable to the time to maturity of the debentures.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21.75pt;' &gt;&lt;td colspan='15' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following tables present the carrying value, the estimated fair value and estimated fair value hierarchy of financial instruments as of December 31, 2017 and 2016:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:111.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Total Carrying Amount in Statement of Financial Condition December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Fair Value Estimate December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:1.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Cash and due from banks and money &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;   market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;716,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;716,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;716,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Investment securities available &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;   for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;1,891,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;1,891,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;7,819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;1,863,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;19,855&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Investment securities held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;150,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Other equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;43,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;43,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;43,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;32,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;34,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;25,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;9,742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Loans, held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;8,850,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Less: allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(231,843)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;   Loans held for investment, net of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;       allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;8,618,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;8,372,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;8,372,865&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Derivatives, included in assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;9,022,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;9,026,600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;9,026,600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Securities sold under agreements to &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;    repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;325,913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;325,913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Advances from FHLB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;715,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;707,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;707,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Other borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;208,635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;189,424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;189,424&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Derivatives, included in liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:32.25pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Carrying Amount in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of Financial Condition &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value Estimate December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:0.75pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash and due from banks and money &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;299,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;299,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;299,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Investment securities available &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,881,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,881,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,851,089&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,914&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Investment securities held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;156,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;50,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;52,707&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,786&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,886,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: allowance for loan and lease &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(205,603)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Loans held for investment, net of  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,681,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,455,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,455,104&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivatives, included in assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,831,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,838,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,838,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Securities sold under agreements to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;335,840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;335,840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Advances from FHLB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;670,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;669,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;669,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;216,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;171,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;171,374&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivatives, included in liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New 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  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_2208" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment id="ID_2209" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">15889000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment>
  <us-gaap:SecuritiesOwnedNotReadilyMarketable id="ID_2210" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">285000</us-gaap:SecuritiesOwnedNotReadilyMarketable>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost id="ID_2211" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">122571000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_2212" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1908557000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:DueFromBanks id="ID_2213" contextRef="AS_OF_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">29103000</us-gaap:DueFromBanks>
  <us-gaap:DepositsFairValueDisclosure id="ID_2214" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:DepositsFairValueDisclosure>
  <fbp:NoninterestIncomeForReportableSegments id="ID_2215" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">67882000</fbp:NoninterestIncomeForReportableSegments>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="ID_2216" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">706218000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2217" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">29305000</fbp:PurchasedCreditImpairedLoansRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <fbp:DerivativesInstrumentsAndHedgingActivitiesLossGain id="ID_2218" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">187000</fbp:DerivativesInstrumentsAndHedgingActivitiesLossGain>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ID_2219" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_OmnibusPlanMember_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="myUSDPERSHARE" decimals="INF">3.31</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:Deposits id="ID_2220" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">975013000</us-gaap:Deposits>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_2221" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancialInstrumentAxis_fbp_ConventionalNonConformingMortgageLoansMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.143</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2222" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">21582000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:NetCashProvidedByUsedInInvestingActivities id="ID_2223" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">63000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock id="ID_2224" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The calculation of earnings per common share for the years ended December 31, 2017, 2016, and 2015 are as follows:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:186.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands, except per share information)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:186.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Net income &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Less: Preferred stock dividends &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,676)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Net income attributable to common stockholders&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-Average Shares:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Average common shares outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;213,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;212,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;211,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Average potential dilutive common shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,976&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Average common shares outstanding - assuming dilution&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;215,794&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;212,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Earnings per common share:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Basic &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Diluted &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;____________&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:LoansAndLeasesReceivableRelatedParties id="ID_2225" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1084000</us-gaap:LoansAndLeasesReceivableRelatedParties>
  <fbp:DeferredTaxLiabilitiesDifferencesBetweenAssignedValuesAndTaxBasesOfAssetsAndLiabilitiesRecognizedInPurchaseBusinessCombinations id="ID_2226" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">5143000</fbp:DeferredTaxLiabilitiesDifferencesBetweenAssignedValuesAndTaxBasesOfAssetsAndLiabilitiesRecognizedInPurchaseBusinessCombinations>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_2227" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">162676000</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_2228" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">159000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="ID_2229" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">720091000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2230" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">139933000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2231" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">2766000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_2232" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">11865000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_2233" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">3334000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardGross id="ID_2234" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_OmnibusPlanMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_SeniorManagementMember" unitRef="shares" decimals="INF">951332</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardGross>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets id="ID_2235" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss id="ID_2236" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">330221000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend id="ID_2237" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_TroubledDebtRestructuringsMember" unitRef="USD" decimals="-5">9400000</us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend>
  <us-gaap:Assets id="ID_2238" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_US" unitRef="USD" decimals="-3">1202318000</us-gaap:Assets>
  <us-gaap:OtherInterestAndDividendIncome id="ID_2239" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">20000</us-gaap:OtherInterestAndDividendIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2240" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_2241" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">261000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_2242" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">16058000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_2243" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="pure" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions id="ID_2244" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="USD" decimals="-3">676000</fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_2245" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <fbp:ProceedsFromLoansOriginatedOrPurchased id="ID_2246" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">2959871000</fbp:ProceedsFromLoansOriginatedOrPurchased>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo id="ID_2247" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">3088000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_2248" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">22338000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_2249" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">17060000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_2250" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember_us-gaap_InternalCreditAssessmentAxis_fbp_TotalAdverselyClassifiedMember" unitRef="USD" decimals="-3">1987000</us-gaap:LoansReceivableCommercialConstruction>
  <us-gaap:FederalHomeLoanBankAdvances id="ID_2251" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_us-gaap_ShortTermDebtMember" unitRef="USD" decimals="-3">170000000</us-gaap:FederalHomeLoanBankAdvances>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_2252" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <fbp:ProceedsOnSaleOfMerchantContracts id="ID_2253" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:ProceedsOnSaleOfMerchantContracts>
  <fbp:PurchasedCreditImpairedLoansPrincipalCollections id="ID_2254" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">15400000</fbp:PurchasedCreditImpairedLoansPrincipalCollections>
  <us-gaap:FairValueInputsLossSeverity id="ID_2255" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.085</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:ProceedsFromSaleOfForeclosedAssets id="ID_2256" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">56369000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
  <us-gaap:EarningsPerShareTextBlock id="ID_2257" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;21&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; EARNINGS PER COMMON SHARE&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The calculation of earnings per common share for the years ended December 31, 2017, 2016, and 2015 are as follows:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:186.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands, except per share information)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:186.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Net income &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Less: Preferred stock dividends &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,676)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Net income attributable to common stockholders&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-Average Shares:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Average common shares outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;213,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;212,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;211,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Average potential dilutive common shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,976&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Average common shares outstanding - assuming dilution&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;215,794&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;212,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Earnings per common share:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Basic &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Diluted &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:342.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:342.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;____________&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Earnings per common share is computed by dividing net income attributable to common stockholders by the weighted-average number of common shares issued and outstanding. Net income attributable to common stockholders represents net income adjusted for any&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; preferred stock dividends, including any dividends declared and any cumulative dividends related to the current dividend period that have not been declared as of the end of the period. Basic weighted-average common shares outstanding exclude unve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sted shar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es of restricted stock that do not contain non-forfeitable dividend&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rights.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Potential &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dilutive &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;common shares consist of common stock issuable under the assumed exercise of stock options, unvested shares of restricted stock&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that do not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; contain non-forfeit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;able dividend rights&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and outstanding warrants using the treasury stock method. This method assumes that the potential&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; dilutive common shares are issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;outstanding and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the proceeds from the exercise, in addition to the amount of compensation cost attr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ibutable to future services, are used to purchase common stock at the exercise date. The difference between the number of potential&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; dilutive&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares issued and the shares purchased &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; added as incremental shares to the actual number of shares outstanding to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; compute diluted earnings per share. Stock options, unvested shares of restricted stock&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that do not contain non-forfeitable dividend rights&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and outstanding warrants that result in lower potential&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; dilutive&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shares issued than shares purchased under the trea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sury stock method are not included in the computation of dilutive earnings per share since their inclusion would have an antidilutive effect on earnings per share. Stock options not included in the computation of outstanding shares because the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y were antidi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lutive amounted to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;34,989&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;69,848&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5, respectively. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;There were no stock options outstanding as of December 31, 2017.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
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  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_2279" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">489554000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
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  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2287" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">299000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:FinancingReceivableRemovedFromTroubledDebtRestructuringsClassification id="ID_2288" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:FinancingReceivableRemovedFromTroubledDebtRestructuringsClassification>
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  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_2292" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">212000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_2293" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">24875000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy id="ID_2294" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="USD" decimals="-3">529824000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_2295" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2296" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">91554000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_2297" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_NontaxableMunicipalBondsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <us-gaap:DepreciationAndAmortization id="ID_2298" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">16400000</us-gaap:DepreciationAndAmortization>
  <fbp:TroubledDebtRestructuringsActivityOnFinancingReceivablesTableTextBlock id="ID_2299" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:426.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:426.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following table presents the Corporation&amp;#39;s TDR loans activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:351pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:351pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Beginning balance of TDRs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;647,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;661,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;694,453&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;New TDRs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,837&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;84,942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;111,890&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Increases to existing TDRs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Charge-offs post-modification&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(32,963)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(24,876)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(64,116)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Sales, net of charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(53,245)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,761)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(44,048)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Foreclosures &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(25,059)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(16,834)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(39,706)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Removed from the TDR classification&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,031)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Reclassification from loans held for sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40,005&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Paid-off and partial payments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(48,974)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(54,904)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,905)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:250.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Ending balance of TDRs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;587,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;647,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;661,591&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:15.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:234.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15.75pt;text-align:right;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;For the year ended December 31, 2017, includes a $10.7 million charge-off related to the sale of the PREPA credit line.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15.75pt;text-align:right;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;For the year ended December 31, 2016, includes $1.3 million of charge-offs related to TDRs included in the sale of the $16.3 million pool of non-performing assets. For the year ended December 31, 2015, includes $45.3 million of charge-offs related to TDRs included in the bulk sale of assets.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15.75pt;text-align:right;vertical-align:top;border-color:Black;min-width:15.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;During the third quarter of 2015, upon the signing of a new agreement with the borrower, the Corporation changed its intent to sell a $40.0 million construction loan in the Virgin Islands. Accordingly, the loan was transferred back from held for sale to held for investment and continues to be classified as a TDR and a non-performing loan.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:TroubledDebtRestructuringsActivityOnFinancingReceivablesTableTextBlock>
  <us-gaap:RealEstateAcquiredThroughForeclosure id="ID_2300" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:RealEstateAcquiredThroughForeclosure>
  <fbp:SecuritiesWeightedAverageYield id="ID_2301" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0436</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_2302" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes id="ID_2303" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2304" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">41456000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions id="ID_2305" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_fbp_TotalAdverselyClassifiedMember" unitRef="USD" decimals="-3">202379000</fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_2306" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome id="ID_2307" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_DeferredRevenueArrangementTypeAxis_fbp_OriginationFeesMember" unitRef="USD" decimals="-5">4800000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase id="ID_2308" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">10911000</us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment id="ID_2309" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment>
  <fbp:ProfessionalFeesBulkSale id="ID_2310" contextRef="FROM_Apr01_2015_TO_Jun30_2015_Entity_0001057706" unitRef="USD" decimals="-5">900000</fbp:ProfessionalFeesBulkSale>
  <us-gaap:TreasuryStockSharesAcquired id="ID_2311" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="shares" decimals="INF">65498</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:ImpairmentOfInvestments id="ID_2312" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">35806000</us-gaap:ImpairmentOfInvestments>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2313" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LoansSplitMember" unitRef="USD" decimals="-3">131000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2314" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">23783000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_2315" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">12578000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2316" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="USD" decimals="-3">256225000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:DividendsPreferredStockCash id="ID_2317" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:DividendsPreferredStockCash>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_2318" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_2319" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">290000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:FeesAndCommissionsMortgageBankingAndServicing id="ID_2320" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">13491000</us-gaap:FeesAndCommissionsMortgageBankingAndServicing>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_2321" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">9667000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:NoninterestIncomeOther id="ID_2322" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">4291000</us-gaap:NoninterestIncomeOther>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_2323" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">1348000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <fbp:ImpairedLoansTransferredToHeldForSale id="ID_2324" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">40005000</fbp:ImpairedLoansTransferredToHeldForSale>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2325" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_2326" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">61953000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure id="ID_2327" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">299685000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_2328" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">54504000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2329" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember" unitRef="USD" decimals="-3">38055000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
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  <fbp:OtherNoninterestIncomeTextBlock id="ID_2401" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;26&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;THER &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;N&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;ON&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;INTEREST &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;NCOME&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:465pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:465pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   A detail of other non-interest income is as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:168.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:168.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-deferrable loan fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,687&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commissions and fees-broker-dealer-related&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Merchant-related income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,510&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ATM and POS fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,929&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,213&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Credit and debit card interchange and other fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,723&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mail and cable transmission commissions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,976&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Total  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;28,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,900&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,794&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:OtherNoninterestIncomeTextBlock>
  <fbp:LoansConsideredToBeDefaultedIfBorrowerHasFailedToMakePaymentForPeriodOrMoreThanPeriod id="ID_2402" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">P0Y2M29D</fbp:LoansConsideredToBeDefaultedIfBorrowerHasFailedToMakePaymentForPeriodOrMoreThanPeriod>
  <us-gaap:CashAndDueFromBanks id="ID_2403" contextRef="AS_OF_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">532985000</us-gaap:CashAndDueFromBanks>
  <fbp:DepositsStatedInterestRate id="ID_2404" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_DeposistByTypeAxis_fbp_InterestBearingDepositMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="2">0.01</fbp:DepositsStatedInterestRate>
  <fbp:SegmentReportingInformationAverageNonEarningAssets id="ID_2405" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">919263000</fbp:SegmentReportingInformationAverageNonEarningAssets>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatioWellCapitalized id="ID_2406" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="3">0.065</fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatioWellCapitalized>
  <us-gaap:FiniteLivedIntangibleAssetsNet id="ID_2407" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CustomerRelatedIntangibleAssetsMember" unitRef="USD" decimals="-3">775000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_2408" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_2409" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialMortgage>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_2410" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">1586000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_2411" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">7000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <fbp:FhaVaLoansNoLongerAccruingInterest id="ID_2412" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">29900000</fbp:FhaVaLoansNoLongerAccruingInterest>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2413" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">144254000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:InterestBearingDomesticDepositBrokered id="ID_2414" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_PR" unitRef="USD" decimals="-8">1000000000</us-gaap:InterestBearingDomesticDepositBrokered>
  <fbp:SegmentReportingInformationAverageNonEarningAssets id="ID_2415" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">937950000</fbp:SegmentReportingInformationAverageNonEarningAssets>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears id="ID_2416" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">9693000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_2417" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">6347000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock id="ID_2418" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21.75pt;' &gt;&lt;td colspan='15' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following tables present the carrying value, the estimated fair value and estimated fair value hierarchy of financial instruments as of December 31, 2017 and 2016:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:2pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:111.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:111.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Total Carrying Amount in Statement of Financial Condition December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Fair Value Estimate December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:1.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Cash and due from banks and money &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;   market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;716,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;716,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;716,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Investment securities available &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;   for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;1,891,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;1,891,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;7,819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;1,863,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;19,855&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Investment securities held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;150,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Other equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;43,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;43,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;43,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;32,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;34,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;25,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;9,742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Loans, held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;8,850,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Less: allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(231,843)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;   Loans held for investment, net of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;       allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;8,618,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;8,372,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;8,372,865&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Derivatives, included in assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;9,022,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;9,026,600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;9,026,600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Securities sold under agreements to &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;    repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;325,913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;325,913&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Advances from FHLB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;715,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;707,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;707,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Other borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;208,635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;189,424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;189,424&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;Derivatives, included in liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:right;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:105pt;text-align:left;vertical-align:middle;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:32.25pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Carrying Amount in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of Financial Condition &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value Estimate December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:0.75pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash and due from banks and money &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;299,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;299,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;299,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Investment securities available &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,881,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,881,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,851,089&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,914&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Investment securities held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;156,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;50,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;52,707&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,786&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,886,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: allowance for loan and lease &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(205,603)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Loans held for investment, net of  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,681,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,455,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,455,104&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivatives, included in assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;border-top-style:double;border-top-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,831,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,838,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,838,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Securities sold under agreements to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;335,840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;335,840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Advances from FHLB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;670,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;669,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;669,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;216,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;171,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;171,374&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:153.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivatives, included in liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:130.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:130.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:LeaseholdImprovementsGross id="ID_2419" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">60605000</us-gaap:LeaseholdImprovementsGross>
  <us-gaap:InterestBearingDomesticDepositBrokered id="ID_2420" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_BrokeredDepositsAxis_fbp_BrokeredCertificatesOfDepositMatureOverSixMonthsToOneYearMember" unitRef="USD" decimals="-3">329077000</us-gaap:InterestBearingDomesticDepositBrokered>
  <fbp:AccretionAmortizationOfDiscountsAndPremiumsLoans id="ID_2421" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">11000</fbp:AccretionAmortizationOfDiscountsAndPremiumsLoans>
  <us-gaap:ValuationAllowancesAndReservesRecoveries id="ID_2422" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">2437000</us-gaap:ValuationAllowancesAndReservesRecoveries>
  <fbp:OverdraftsPrearrangedLinesOfCredit id="ID_2423" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">32900000</fbp:OverdraftsPrearrangedLinesOfCredit>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_2424" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:DepositsFairValueDisclosure id="ID_2425" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">9022631000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_2426" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">24243000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <fbp:AmortizationOfBrokerPlacementFees id="ID_2427" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1900000</fbp:AmortizationOfBrokerPlacementFees>
  <us-gaap:SubordinatedBorrowingDueDate id="ID_2428" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FbpStatutoryTrustOneMember">2034-06-17</us-gaap:SubordinatedBorrowingDueDate>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_2429" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">133067000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_2430" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">144254000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:AvailableForSaleSecurities id="ID_2431" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember" unitRef="USD" decimals="-3">796726000</us-gaap:AvailableForSaleSecurities>
  <fbp:DirectNonInterestExpenses id="ID_2432" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">34231000</fbp:DirectNonInterestExpenses>
  <us-gaap:ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock id="ID_2433" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:505.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:505.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The following table summarizes the notional amounts of all derivative instruments: &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:127.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:127.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Notional Amounts &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:127.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:127.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Undesignated economic hedges:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest rate contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Written interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,010&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,510&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Purchased interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,010&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,510&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Forward Contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Sale of TBA GNMA MBS pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;33,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;208,020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,020&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:505.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:505.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1) Notional amounts are presented on a gross basis with no netting of offsetting exposure positions.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock>
  <us-gaap:ContractuallySpecifiedServicingFeesAmount id="ID_2434" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">7606000</us-gaap:ContractuallySpecifiedServicingFeesAmount>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_2435" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="myNumberOfContracts" decimals="INF">99</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_2436" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_MortgageBankingMember" unitRef="USD" decimals="-3">41336000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:DueFromBanks id="ID_2437" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">20864000</us-gaap:DueFromBanks>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2438" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">627720000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_2439" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="myNumberOfContracts" decimals="INF">1275</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:HeldToMaturitySecurities id="ID_2440" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecurities>
  <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets id="ID_2441" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="4">0.1953</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2442" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">18000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_2443" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <fbp:SecuritiesWeightedAverageYield id="ID_2444" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0223</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_2445" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_2446" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CustomerRelatedIntangibleAssetsMember" unitRef="USD" decimals="-5">100000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1 id="ID_2447" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember" unitRef="USD" decimals="-5">1800000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="ID_2448" contextRef="AS_OF_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">35214000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <fbp:SecondaryOfferingOfCommonStock id="ID_2449" contextRef="AS_OF_Feb07_2017_Entity_0001057706" unitRef="shares" decimals="INF">20000000</fbp:SecondaryOfferingOfCommonStock>
  <fbp:CommercialLoansStormRelatedIndividualAssesmentPercentage id="ID_2450" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember" unitRef="pure" decimals="2">0.8</fbp:CommercialLoansStormRelatedIndividualAssesmentPercentage>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_2451" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="USD" decimals="-5">294400000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2452" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_ForbearanceAgreementsMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2453" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableRelatedParties id="ID_2454" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1208000</us-gaap:LoansAndLeasesReceivableRelatedParties>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_2455" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_2456" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">442267000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="ID_2457" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:DerivativeAssets id="ID_2458" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_2459" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_2460" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_UsGovernmentAgenciesDebtSecuritiesCallableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <fbp:CommonStockIssuedInExchangeForTrustPreferredSecuritiesValue id="ID_2461" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</fbp:CommonStockIssuedInExchangeForTrustPreferredSecuritiesValue>
  <us-gaap:CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets id="ID_2462" contextRef="FROM_Sep01_2004_TO_Sep30_2004_Entity_0001057706_dei_LegalEntityAxis_fbp_FbpStatutoryTrustTwoMember" unitRef="USD" decimals="-5">128900000</us-gaap:CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2463" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2330000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_2464" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">-78000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_2465" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="myNumberOfContracts" decimals="INF">132</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:StockholdersEquity id="ID_2466" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">21509000</us-gaap:StockholdersEquity>
  <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance id="ID_2467" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">461000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance>
  <us-gaap:GainLossOnSaleOfSecuritiesNet id="ID_2468" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">6104000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:AvailableForSaleSecurities id="ID_2469" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">311706000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1 id="ID_2470" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">4394000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_2471" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">3474000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2472" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_PR" unitRef="USD" decimals="-3">7332274000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock id="ID_2473" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The table below presents qualitative information for significant assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of December 31, 2017:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:375pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:375pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Valuation Technique&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unobservable Input&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Range&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:540pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment securities available for sale:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:39.75pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.0% -29.0% (Weighted Average 16.4%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:35.25pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Projected Cumulative Loss Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00% - 6.8% (Weighted Average 3.00%)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:0.75pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discounted cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.61%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:165pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock>
  <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure id="ID_2474" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
  <us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock id="ID_2475" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Current income tax expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(8,179)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(13,151)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,339)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deferred income tax benefit (expense)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(23,879)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(80)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:266.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total income tax benefit (expense)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,419)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_2476" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-20615000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:SecuredDebtRepurchaseAgreements id="ID_2477" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">300000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <us-gaap:PaymentsOfDividends id="ID_2478" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">2676000</us-gaap:PaymentsOfDividends>
  <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroupOther id="ID_2479" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">8290000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroupOther>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_2480" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">168000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_2481" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">180000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:InterestExpenseDeposits id="ID_2482" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">67302000</us-gaap:InterestExpenseDeposits>
  <fbp:FinancingReceivableRelatedGeneralAllowance id="ID_2483" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">169182000</fbp:FinancingReceivableRelatedGeneralAllowance>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_2484" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">5710000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_2485" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">25722000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2486" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2097000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment id="ID_2487" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">50000</us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_2488" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">603835000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:CashAndDueFromBanks id="ID_2489" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">20864000</us-gaap:CashAndDueFromBanks>
  <us-gaap:FairValueInputsPrepaymentRate id="ID_2490" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PrivateLabelMbsMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.29</us-gaap:FairValueInputsPrepaymentRate>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_2491" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:AdvertisingCostsPolicyTextBlock id="ID_2492" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Advertising costs&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Advertising costs for all reporting periods are expensed as incurred. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:AdvertisingCostsPolicyTextBlock>
  <fbp:BulkSaleChargeOffs id="ID_2493" contextRef="FROM_Oct01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">4600000</fbp:BulkSaleChargeOffs>
  <us-gaap:SecuritiesBorrowedAmountOffsetAgainstCollateral id="ID_2494" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">200000000</us-gaap:SecuritiesBorrowedAmountOffsetAgainstCollateral>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseAmountOffsetAgainstCollateral id="ID_2495" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseAmountOffsetAgainstCollateral>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2496" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">85011000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:MaturityPeriodOfLoanAcquired id="ID_2497" contextRef="FROM_Feb01_2011_TO_Feb16_2011_Entity_0001057706">P7Y0M0D</fbp:MaturityPeriodOfLoanAcquired>
  <us-gaap:DerivativeAssets id="ID_2498" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">312000</us-gaap:DerivativeAssets>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_2499" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">2553000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_2500" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">14126000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_2501" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">44030000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:MerchantDiscountFees id="ID_2502" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">9510000</us-gaap:MerchantDiscountFees>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet id="ID_2503" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">158961000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_2504" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">147940000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_2505" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">1000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_2506" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <fbp:OtherIncomeNotAllocated id="ID_2507" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:OtherIncomeNotAllocated>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization id="ID_2508" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_fbp_PurchasedCreditCardRelationshipIntangibleMember" unitRef="USD" decimals="-3">16465000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:InterestExpenseJuniorSubordinatedDebentures id="ID_2509" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">7705000</us-gaap:InterestExpenseJuniorSubordinatedDebentures>
  <us-gaap:Assets id="ID_2510" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_PR" unitRef="USD" decimals="-3">10648179000</us-gaap:Assets>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy id="ID_2511" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="USD" decimals="-3">540247000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
  <us-gaap:Deposits id="ID_2512" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_US" unitRef="USD" decimals="-3">1564839000</us-gaap:Deposits>
  <fbp:ModifiedRepurchaseAgreementsThreshold id="ID_2513" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="4">0.1</fbp:ModifiedRepurchaseAgreementsThreshold>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1 id="ID_2514" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">2895000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome id="ID_2515" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="3">0.268</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
  <us-gaap:DerivativeAssets id="ID_2516" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">312000</us-gaap:DerivativeAssets>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseCollateralRightToReclaimCash id="ID_2517" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseCollateralRightToReclaimCash>
  <us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock id="ID_2518" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;32&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;One of the market risks facing the Corporation is interest rate risk, which includes the risk that changes in interest rates will result in changes in the value of the Corporation&amp;#8217;s assets or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;liabilities and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;will adversely affect the Corporation&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;net interest income from its loan and investment portfolios&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The overall objective of the Corporation&amp;#8217;s interest rate risk management activities is to reduce the variabil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity of earnings caused by changes in interest rates.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation designates a derivative as a fair value hedge, cash flow hedge or economic undesignated hedge when it enters into the derivative contract. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, all deri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vatives held by the Corporation were considered economic undesignated hedges. These undesignated hedges are recorded at fair value with the resulting gain or loss recognized in current earnings.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following summarizes the principal derivative activities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; used by the Corporation in managing interest rate risk:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:11pt;' &gt;Interest rate cap agreements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - Interest rate cap agreements provide the right to receive cash if a reference interest rate rises above a contractual rate. The value increases as the reference intere&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st rate rises. The Corporation enters into interest rate cap agreements for protection from rising interest rates. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:11pt;' &gt;Forward Contracts&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - Forward contracts are sales of to-be-announced (&amp;#8220;TBA&amp;#8221;) mortgage-backed securities that will settle over the standard de&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;livery date and do not qualify as &amp;#8220;regular way&amp;#8221; security trades. Regular-way security trades are contracts that have no net settlement provision and no market mechanism to facilitate net settlement and that provide for delivery of a security within the tim&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e frame generally established by regulations or conventions in the market place or exchange in which the transaction is being executed. The forward sales are considered derivative instruments that need to be marked to market. These securities are used to e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;conomically hedge the FHA/VA residential mortgage loan securitizations of the mortgage-banking operations. Unrealized gains (losses) are recognized as part of mortgage banking activities in the consolidated statement of income.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;To satisfy the needs of its&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; customers, the Corporation may enter into non-hedging transactions. On these transactions, the Corporation generally participates as a buyer in one of the agreements and as a seller in the other agreement under the same terms and conditions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;In addition,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Corporation enters into certain contracts with embedded derivatives that do not require separate accounting as these are clearly and closely related to the economic characteristics of the host contract. When the embedded derivative possesses economic &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;characteristics that are not clearly and closely related to the economic characteristics of the host contract, it is bifurcated, carried at fair value, and designated as a trading or non-hedging derivative instrument.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:505.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:505.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The following table summarizes the notional amounts of all derivative instruments: &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:127.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:127.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Notional Amounts &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:127.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:127.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Undesignated economic hedges:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest rate contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Written interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,010&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,510&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Purchased interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,010&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,510&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Forward Contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Sale of TBA GNMA MBS pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;33,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;208,020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,020&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:378pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:378pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:505.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:505.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1) Notional amounts are presented on a gross basis with no netting of offsetting exposure positions.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:548.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:548.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The following table summarizes for derivative instruments their fair values and location in the consolidated statements of financial condition:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:195.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Asset Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:213pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Liability Derivatives&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Consolidated Statement of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Consolidated Statement of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Location&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Financial Condition Location &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Undesignated economic hedges:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Interest rate contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Written interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Accounts payable and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Purchased interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Accounts payable and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Forward Contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Sales of TBA GNMA MBS pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Accounts payable and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:135.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:135.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:98.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:98.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:115.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;324&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;753&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='13' rowspan='1' style='width:538.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:538.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The following table summarizes the effect of derivative instruments on the consolidated statements of income:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.95pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:115.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Gain (or Loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.95pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Location of Gain (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:119.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Year ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.95pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Recognized in Consolidated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:119.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:119.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.95pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Statement of Income on Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:36pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:36pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:36pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:113.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Undesignated economic hedges:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Interest rate contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Interest rate swap agreements &lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income - Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Written and purchased interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Interest income - Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Forward contracts:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;text-align:left;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Sales of TBA GNMA MBS pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Mortgage Banking Activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:195pt;text-align:left;vertical-align:middle;border-color:Black;min-width:195pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;         Total gain (loss) on derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:186pt;text-align:center;vertical-align:middle;border-color:Black;min-width:186pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(78)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:30pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:30pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Derivative instruments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are subject to market risk.  As is the case with investment securities, the market value of derivative instruments is largely a function of the financial market&amp;#8217;s expectations regarding the future direction of interest rates.  Accordingly, current market &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;values are not necessarily indicative of the future impact of derivative instruments on earnings.  This will depend, for the most part, on the shape of the yield curve, and the level of interest rates, as well as the expectations for rates in the future.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation has not entered into any derivative instrument containing credit-risk-related contingent features.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;Credit and Market Risk of Derivatives&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation uses derivative instruments to manage interest rate risk. By using derivative instruments, the Corporation is exposed to credit and market risk.  If the counterparty fails to perform, credit risk is equal to the extent of the Corporation&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair value gain o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n the derivative.  When the fair value of a derivative instrument contract is positive, this generally indicates that the count&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erparty owes the Corporation which&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, therefore, creates a credit risk for the Corporation. When the fair value of a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; derivative instrument contract is negative, the Corpo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ration owes the counterparty and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;therefore, it has no credit risk.  The Corporation minimizes its credit risk in derivative instruments by entering into transactions with reputable broker dealers (fi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nancial institutions) that are reviewed periodically by the Management Investment and Asset Liability Committee of the Corporation (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;MIALCO&amp;#8221;) and by the Board of Directors. The Corporation also &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a policy of requiring that all derivative instrument c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ontracts be governed by an International Swaps and Derivatives Association Master Agreement, which includes a provision for netting; most of the Corporation&amp;#8217;s agreements with derivative counterparties include bilateral collateral arrangements. The bilatera&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l collateral arrangement permits the counterparties to perform margin calls in the form of cash or securities in the event that the fair market value of the derivative favors either counterparty. The Corporation has a policy of diversifying derivatives cou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nterparties to reduce the consequences of counterparty default.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation has credit risk of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212;&amp;#160;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million) related to derivative instruments with positive fair values. The credit risk does not cons&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ider the value of any collateral and the effects of legally enforceable master netting agreements. There were no credit losses associated with derivative instruments recognized in 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, or 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Market risk is the adverse effect that a change in in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;terest rates or implied volatility rates has on the value of a financial instrument. The Corporation manages the market risk associated with interest rate contracts by establishing and monitoring limits as to the types and degree of risk that may be undert&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aken.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation&amp;#8217;s derivative activities are monitored by the MIALCO as part of its risk-management oversight of the Corporation&amp;#8217;s treasury functions.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>
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  <fbp:OttiLossesOnAvailableForSaleDebtSecuritiesTableTextBlock id="ID_2547" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:220.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:220.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:286.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:286.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:220.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:220.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:234.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:234.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Total other-than-temporary impairment losses &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(12,231)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,845)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(35,806)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Portion of other-than-temporary impairment recognized in OCI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(4,842)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,289&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:234.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Net impairment losses recognized in earnings &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(12,231)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,687)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(16,517)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:220.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:220.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:35.25pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:514.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:514.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;For the years ended December 31, 2017, 2016 and 2015, approximately $12.2 million, $6.3 million and $15.9 million, respectively, of the credit impairment recognized in earnings consisted of credit losses on Puerto Rico government debt securities that were sold in the second quarter of 2017, as further discussed below. The remaining impairment losses for the years ended December 31, 2016 and 2015 were associated with credit losses on private label MBS.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:417pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:417pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:OttiLossesOnAvailableForSaleDebtSecuritiesTableTextBlock>
  <fbp:Naturaldisasterstextblock id="ID_2548" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; NATURAL DISASTERS AFFECTING FIRST BANCORP. IN 2017&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Two strong hurricanes affected the Corporation&amp;#8217;s service areas during 2017.  Early in September, Hurricane Irma&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Category 5 hurricane&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, affected &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the eastern Caribbean islands, including the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;U.S. Virgin Islands of St. Thomas and St. John and Tortola in the British Virgin Islands&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lesser &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;extent, the U.S. Virgin Island of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; St. Croix and Puerto Rico. After hitting the eastern Caribbean, Hurricane Irma&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;made landfall along Florida&amp;#8217;s southwe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st shoreline.  Two weeks after Hurricane Irma sideswiped Puerto Rico, Hurricane Maria made landfall in the south east corner of Puerto Rico as a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Category 4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hurricane&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and exit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on the northern coast at a point between the cities of Arecibo and Barceloneta &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;after battering other islands in the Caribbean, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;including &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t. Croix.  These hurricanes caused &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;widespread property damage, flooding, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;power outages, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;water and communication services interruptions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;severely disrupted normal economic activity in all o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f these regions.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The following summarizes the more significant financial repercussions of these natural disasters for the Corporation and for its major subsidiary, FirstBank.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Credit Quality and Allowance for Loan and Lease Losses&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of the end of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;third quarter of 2017, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Corporation established a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;66.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million allowance for loan and lease losses directly related to the initial estimate, based on available information, of inherent losses resultin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g from the impact of the storms&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the fourth &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quarter of 2017, loan officers performed reviews of the storms&amp;#8217; impact on large commercial borrowers, and the results of these reviews were factored into the determination of the allowance for loan and lease losses as of December 31, 2017. The Corporation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recorded an incremental provision expense of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million during the fourth quarter of 2017, primarily related to an increase in estimated losses associated with the effects of the hurricanes on its commercial and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;construction loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The storm-related allo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wance as of December 31, 2017 amounted to $68.5 million (net of a $2.8 million charge off taken on a storm-impacted credit during the fourth quarter of 2017). The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Corporation&amp;#8217;s approach to estimating the storms&amp;#8217; impact on credit quality &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is presented in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Allowance for Loan and Lease Losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, to the consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Interruptions in regular collection efforts caused by Hurricanes Irma and Maria adversely &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;affected&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Corporation&amp;#8217;s non-performing loan statistics.  Non-performing resi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dential mortgage loans increased in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; second half of 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; by $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;23.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million to $178.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Decembe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 2017 and non-performing &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial and construction loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; increased in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;second half of 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; by $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;59.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;294.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Decemb&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 2017.  Refer to Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Loans Held For Investment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, to the consolidated financial statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for additional information about early delinquency statistics and payment deferral programs established by the Corporation to assist individuals&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and busines&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; affected by the recent &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hurricanes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Disaster Response Plan Costs, Casualty Losses and Related Insurance&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation implemented its disaster response plan as these &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hurricanes &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;approached its service areas.  To operate in disaster response mode, the Corporation incurred expenses for, among other things, buying diesel &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fuel &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and generators for electric power, debris removal, security matters, and emergency communications with custom&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ers regarding the status of Bank operations.  The disaster response plan costs, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;combined with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; payroll and rental costs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; during the idle time caused by the hurricanes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, totaled $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Decembe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Also, c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ertain of the Corporation&amp;#8217;s facilitie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s and their contents were damaged by these &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hurricanes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Corporation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recognized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; asset impairments of appr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oximately $0.6 million as of Dec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ember 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1, 2017.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation maintains insurance for casualty losses as well as for disaster response costs a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd certain revenue lost through business interruption. Management believes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, that recovery of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $4.8 million of the $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million above-mentioned costs &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and asse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t impairments identified as of December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 2017 is probable.  A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ccordingly, as of December 31, 2017,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; receivable of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; included in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the consolidated statement of financial condition as part of &amp;#8220;O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ther assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for the expected recovery&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The impairments, recoverable expenses and expected recoveries are included as part of &amp;#8220;Other non-interest i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncome&amp;#8221; in the statement of income. Non-interest expenses for 2017, reflect approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million of insurance deductibles related to damages assessed on certain OREO properties and estimated storm-related costs not recoverable under insurance policies&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Management also believes that there is a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;possibility that some gains will be recognized with respect to casualty and lost revenue claims in future periods, but this is contingent on reaching agreement on the Corporation&amp;#8217;s claims with the insurance carrie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0pt;' &gt;Liquidity Management&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation experienced rapid accumulation of deposits after the hurricanes. Total deposits as of December 31, 2017, excluding brokered CDs, increased by $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;361.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million from September 30, 2017. The most significant increas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e was in noninterest-bearing demand deposits, which grew &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;16&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, or $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;247.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, during the fourth quarter of 2017. Storm-related factors, such as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the effect of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;payment deferral programs and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;disaster relief funds&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, contributed to this accumulation.  Alt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hough management expects the balances accumulated by deposit customers in the storm-affected areas to reduce over time, it is difficult to predict when and to what degree, and there may be some further growth as insurance claims are resolved and additional&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; disaster-recovery funds are distributed. 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  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2671" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember" unitRef="USD" decimals="-3">82231000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_2672" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <fbp:AdjustmentToServicingAssetsForLoansRepurchased id="ID_2673" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">256000</fbp:AdjustmentToServicingAssetsForLoansRepurchased>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2674" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">75104000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock id="ID_2675" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='24' rowspan='1' style='width:519.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:519.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Assets and liabilities measured at fair value on a recurring basis are summarized below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:198.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:183pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:198.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value Measurements Using  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:183pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Fair Value Measurements Using  &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Assets/Liabilities at Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Assets/Liabilities at Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; Securities available for sale :&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   U.S. Treasury Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Noncallable U.S. agency debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;361,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;361,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;356,919&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;356,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Callable U.S. agency debt and MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,497,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,497,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,469,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,469,463&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;24,707&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;2,121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;26,828&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Derivatives, included in assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Purchased interest rate cap agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Forward contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Derivatives, included in liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Written interest rate cap agreement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Forward contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:134.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:134.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
  <us-gaap:NetIncomeLoss id="ID_2676" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">21297000</us-gaap:NetIncomeLoss>
  <fbp:PercentageOfShareVestDuringPeriod id="ID_2677" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_TroubledAssetReliefProgramMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_SeniorManagementMember" unitRef="pure" decimals="2">0.5</fbp:PercentageOfShareVestDuringPeriod>
  <fbp:PercentageOfShareVestDuringPeriod id="ID_2678" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_TroubledAssetReliefProgramMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_SeniorManagementMember" unitRef="pure" decimals="2">0.5</fbp:PercentageOfShareVestDuringPeriod>
  <fbp:PercentageOfShareVestDuringPeriod id="ID_2679" contextRef="FROM_Jan01_2018_TO_Dec31_2018_Entity_0001057706_us-gaap_AwardTypeAxis_fbp_RestrictedStockVestingAfterTwoYearsMember" unitRef="pure" decimals="2">0.5</fbp:PercentageOfShareVestDuringPeriod>
  <us-gaap:TangibleAssetImpairmentCharges id="ID_2680" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember_us-gaap_UnderlyingAssetClassAxis_us-gaap_PropertyPlantAndEquipmentMember" unitRef="USD" decimals="-5">600000</us-gaap:TangibleAssetImpairmentCharges>
  <us-gaap:StockholdersEquity id="ID_2681" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">926348000</us-gaap:StockholdersEquity>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_2682" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">47000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_2683" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_DueWithinOneYearMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">152000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_2684" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">7000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_2685" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_CounterpartyNameAxis_fbp_JpMorganChaseMember" unitRef="USD" decimals="-3">200000000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_2686" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_fbp_SecuritiesSoldUnderAgreementsToRepurchaseMatureLessThanOneMonthMember" unitRef="USD" decimals="-3">100000000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <fbp:MinimumNumberOfPaymentsInArrearsToConsiderCommercialMortgageAndConstructionLoanAsPastDue id="ID_2687" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="myNumberOfPayments" decimals="INF">2</fbp:MinimumNumberOfPaymentsInArrearsToConsiderCommercialMortgageAndConstructionLoanAsPastDue>
  <us-gaap:DerivativeLiabilities id="ID_2688" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_InterestRateCapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_PositionAxis_us-gaap_ShortMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:PrincipalAmountOutstandingOnLoansSecuritized id="ID_2689" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-8">1600000000</us-gaap:PrincipalAmountOutstandingOnLoansSecuritized>
  <us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock id="ID_2690" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;19&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; ADVANCES FROM &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;THE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;FEDERAL HOME LOAN BANK (FHLB) &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:435pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:435pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The following is a summary of the advances from the FHLB:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Short-term fixed-rate advances from FHLB, with a weighted-average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    interest rate of 0.78% as of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;170,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Long-term fixed-rate advances from FHLB, with a weighted-average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    interest rate of 1.91% (December 31, 2016 - 1.49%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;715,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;500,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:273.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:273.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;715,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;670,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:420.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:420.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Advances from FHLB mature as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over six months to one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;95,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over one to three years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over three to five years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;320,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;715,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Advances are received from the FHLB under an Advances, Collateral Pledge,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and Security Agreement (the &amp;#8220;Collateral Agreement&amp;#8221;). Under the Collateral Agreement, the Corporation is required to maintain a minimum amount of qualifying mortgage collateral with a market value of generally &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;125&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% or higher than the outstanding advances. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the estimated value of specific mortgage loans pledged as collateral amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion), as computed by the FHLB for collateral purposes. The carrying value of such loans as of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amounted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; billion). As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation had additional capacity of approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;683.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million on this credit facility based on collateral pledged at the FHLB, including a haircut reflecting the perceived risk asso&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ciated with the collateral. Haircut refers to the percentage by which an asset&amp;#8217;s market value is reduced for the purpose of collateral levels. Advances may be repaid prior to maturity, in whole or in part, at the option of the borrower upon payment of any &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;applicable fee specified in the contract governing such advance. 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  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_2761" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1244000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2762" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">2510000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:StockholdersEquity id="ID_2763" contextRef="AS_OF_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">1694134000</us-gaap:StockholdersEquity>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_2764" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_UnitedStatesAndPuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">621664000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_2765" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">4696000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <fbp:SecuritiesWeightedAverageYield id="ID_2766" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="pure" decimals="4">0.0272</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2767" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">14698000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_2768" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">13235000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <fbp:DepositsStatedInterestRate id="ID_2769" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_DeposistByTypeAxis_fbp_SavingsDepositsMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.004</fbp:DepositsStatedInterestRate>
  <us-gaap:AvailableForSaleSecurities id="ID_2770" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AllocatedShareBasedCompensationExpense id="ID_2771" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="USD" decimals="-5">4000000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:SecuredDebtRepurchaseAgreements id="ID_2772" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_fbp_UsTreasurySecuritiesAndObligationsOfOtherUsGovernmentSponsoredAgenciesMember" unitRef="USD" decimals="-3">127801000</us-gaap:SecuredDebtRepurchaseAgreements>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_2773" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableCommercialGovernments id="ID_2774" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-5">133600000</us-gaap:LoansAndLeasesReceivableCommercialGovernments>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_2775" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed id="ID_2776" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancialInstrumentAxis_fbp_ConventionalNonConformingMortgageLoansMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.144</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed>
  <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss id="ID_2777" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">3048000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities id="ID_2778" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">5068000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
  <fbp:IncomeTaxRateReconciliationNOLCarryforwards id="ID_2779" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">7717000</fbp:IncomeTaxRateReconciliationNOLCarryforwards>
  <fbp:OverdraftsPrearrangedLinesOfCredit id="ID_2780" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">15200000</fbp:OverdraftsPrearrangedLinesOfCredit>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2781" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">7843539000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_2782" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">130259000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <fbp:SignificantAssumptionsInValuationOfPrivateLabelMbsTableTextBlock id="ID_2783" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:151.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:151.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Range&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Range&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14.1%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12.88% - 14.43%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12.0% - 29.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6.5% - 22.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Projected Cumulative Loss Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0% - 6.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.2% - 8.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:540pt;text-align:justify;vertical-align:middle;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:SignificantAssumptionsInValuationOfPrivateLabelMbsTableTextBlock>
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  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_2837" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">414000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_2838" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">26172000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2839" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">14233000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_2840" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">3142000</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:DerivativeLiabilities id="ID_2841" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_BalanceSheetLocationAxis_us-gaap_OtherLiabilitiesMember_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember" unitRef="USD" decimals="-3">201000</us-gaap:DerivativeLiabilities>
  <us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets id="ID_2842" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">8395000</us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets>
  <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock id="ID_2843" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:519.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:519.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The Corporation&amp;#8217;s credit quality indicators by loan type as of December 31, 2017 and 2016 are summarized below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:362.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:362.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Commercial Credit Exposure-Credit Risk Profile based on Creditworthiness Category:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Substandard&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Doubtful&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total Adversely Classified&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt; (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total Portfolio&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:353.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:353.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;261,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,614,972&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,931&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;76,556&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,910&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;154,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;158,946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,083,253&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:362.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:362.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Commercial Credit Exposure-Credit Risk Profile based on Creditworthiness Category:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Substandard&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Doubtful&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total Adversely Classified&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total Portfolio&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:353.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:353.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;193,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;228,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,568,808&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;31,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;77,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;67,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;202,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,180,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:519.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:519.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Excludes $8.3 million and $8.1 million of non-performing loans held for sale as of December 31, 2017 and 2016, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:343.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:343.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Consumer Credit Exposure-Credit Risk Profile Based on Payment Activity&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:132pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Residential Real-Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;FHA/VA/ Guaranteed&lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Other residential loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Other Consumer&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:334.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;138,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,819,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;834,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;256,225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;642,734&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Purchased Credit-Impaired (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;178,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,370&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;138,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,152,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;844,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;648,104&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;It is the Corporation&amp;#39;s policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. This balance includes $29.9 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2017. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;PCI loans are excluded from non-performing statistics due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:343.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:343.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Consumer Credit Exposure-Credit Risk Profile Based on Payment Activity&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:123pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Residential Real-Estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;FHA/VA/ Guaranteed&lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Other residential loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Other Consumer&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:334.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:334.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;126,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,845,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;833,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;232,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;626,936&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Purchased Credit-Impaired (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-performing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;160,867&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;126,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,169,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;847,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;233,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;635,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;It is the Corporation&amp;#39;s policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. This balance includes $29.3 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2016.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;PCI loans are excluded from non-performing statistics due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
  <us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions id="ID_2844" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">66587000</us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_2845" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">550000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2846" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="USD" decimals="-3">3809622000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:DeferredTaxAssetsLiabilitiesNet id="ID_2847" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">281657000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="ID_2848" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">9742000</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage id="ID_2849" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">24690000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_2850" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">20693000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2851" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">6476000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_2852" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">57603000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_2853" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">2797000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_2854" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">6792000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <dei:DocumentFiscalYearFocus id="ID_2855" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">2017</dei:DocumentFiscalYearFocus>
  <us-gaap:DerivativeCollateralObligationToReturnSecurities id="ID_2856" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">554000</us-gaap:DerivativeCollateralObligationToReturnSecurities>
  <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet id="ID_2857" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-1703000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities id="ID_2858" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">-11103000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_2859" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">631000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:StockIssuedDuringPeriodValueOther id="ID_2860" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">58000</us-gaap:StockIssuedDuringPeriodValueOther>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_2861" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:CashCashEquivalentsAndShortTermInvestmentsTextBlock id="ID_2862" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;N&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;OTE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;MONEY MARKET INVESTMENTS&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Money market investments are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; composed of time deposits with other financial institutions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; with original maturities of twelve months or less&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and short-term investments with original maturities of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;three &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;months or less.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:487.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:487.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Money market investments as of December 31, 2017 and 2016 were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Time deposits with other financial institutions, weighted-average interest rate of 1.02%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    (2016- 0.95%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other short-term investments, weighted-average interest rate of 0.29%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    (2016 - weighted-average interest rate of 0.30%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,294&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December 31, 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2016, the Corporation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; had no money market investments pledged as collateral. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:CashCashEquivalentsAndShortTermInvestmentsTextBlock>
  <us-gaap:InterestExpense id="ID_2863" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">3116000</us-gaap:InterestExpense>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability id="ID_2864" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">200000000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability>
  <fbp:NoninterestIncomeForReportableSegments id="ID_2865" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">3554000</fbp:NoninterestIncomeForReportableSegments>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_2866" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">92000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2867" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2127000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:IncomeTaxReconciliationTaxExemptIncome id="ID_2868" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-9780000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2869" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <fbp:BusinessCombinationAcquisitionNonrecurringCosts id="ID_2870" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_fbp_NonInterestExpenseAxis_fbp_InterimServicingCostsMember" unitRef="USD" decimals="-5">3600000</fbp:BusinessCombinationAcquisitionNonrecurringCosts>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets id="ID_2871" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="2">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets id="ID_2872" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <us-gaap:GainLossOnSaleOfPropertyPlantEquipment id="ID_2873" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">700000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_2874" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">4835000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans id="ID_2875" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-5">37800000</us-gaap:LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities id="ID_2876" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_2877" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_InvestmentTypeAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">15889000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <fbp:SecuritiesWeightedAverageYield id="ID_2878" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0225</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_2879" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1627000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:AvailableForSaleSecurities id="ID_2880" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_UsGovernmentAgenciesDebtSecuritiesNoncallableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">361971000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:StockholdersEquity id="ID_2881" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">936772000</us-gaap:StockholdersEquity>
  <us-gaap:ServicingAssetAtAmortizedValueAmortization1 id="ID_2882" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">3159000</us-gaap:ServicingAssetAtAmortizedValueAmortization1>
  <fbp:OtherRealEstateOwnedDisclosureTextBlock id="ID_2883" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;12&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Calibri;font-size:10pt;font-weight:bold;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Calibri;font-size:11pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;OTHER REAL ESTATE OWNED&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:429pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:429pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table presents OREO inventory as of the dates indicated:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:159pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:152.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:152.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;OREO&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   OREO balances, carrying value:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Residential &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;54,381&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;46,917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;82,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;78,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,066&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:270pt;text-align:left;vertical-align:middle;border-color:Black;min-width:270pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;         Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;147,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;137,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:255pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:15pt;text-align:center;vertical-align:top;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:414pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:414pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Excludes $21.3 million and $15.0 million as of December 31, 2017 and 2016, respectively, of foreclosures that meet the conditions of ASC 310-40 and are presented as a receivable (other assets) in the statement of financial condition.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:451.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:451.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:451.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:451.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:OtherRealEstateOwnedDisclosureTextBlock>
  <fbp:FinancingReceivableRelatedGeneralAllowance id="ID_2884" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">65817000</fbp:FinancingReceivableRelatedGeneralAllowance>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_2885" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">24968000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_2886" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="myNumberOfContracts" decimals="INF">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_2887" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">132759000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <fbp:ProceedsFromRepaymentsOfFederalHomeLoanBankAdvances id="ID_2888" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">215000000</fbp:ProceedsFromRepaymentsOfFederalHomeLoanBankAdvances>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_2889" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1705000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:LoansPledgedAsCollateral id="ID_2890" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_ShortTermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-8">1700000000</us-gaap:LoansPledgedAsCollateral>
  <us-gaap:TierOneLeverageCapital id="ID_2891" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">1757642000</us-gaap:TierOneLeverageCapital>
  <us-gaap:FiniteLivedIntangibleAssetsGross id="ID_2892" contextRef="AS_OF_Jun30_2012_Entity_0001057706" unitRef="USD" decimals="-5">24500000</us-gaap:FiniteLivedIntangibleAssetsGross>
  <us-gaap:DerivativeLiabilities id="ID_2893" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">753000</us-gaap:DerivativeLiabilities>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome id="ID_2894" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_DeferredRevenueArrangementTypeAxis_fbp_OriginationFeesMember" unitRef="USD" decimals="-5">4000000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:EarningsPerShareBasic id="ID_2895" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="myUSDPERSHARE" decimals="INF">0.1</us-gaap:EarningsPerShareBasic>
  <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroupOther id="ID_2896" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">8079000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroupOther>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount id="ID_2897" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_EmployeeStockOptionMember" unitRef="shares" decimals="INF">34989</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:FederalHomeLoanBankStock id="ID_2898" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">40900000</us-gaap:FederalHomeLoanBankStock>
  <fbp:DirectNonInterestExpenses id="ID_2899" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_TreasuryAndInvestmentsMember" unitRef="USD" decimals="-3">4047000</fbp:DirectNonInterestExpenses>
  <fbp:NonConsolidatedVariableInterestEntitiesAndServicingAssetsTextBlock id="ID_2900" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;16&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; NON CONSOLIDATED VARIABLE INTEREST ENTITIES AND SERVICING ASSETS&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation transfers residential mortgage loans in sale or securitization transactions in which it has continuing involvement, including servicing responsibilities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and guarantee arrangements. All such transfers have been accounted for as sales as required by applicable accounting guidance.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;When evaluating the need to consolidate counterparties to which the Corporation has transferred assets or with which the Corpor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ation has entered into other transactions, the Corporation first determines if the counterparty is an entity for which a variable interest exists. If no scope exception is applicable and a variable interest exists, the Corporation then evaluates if it is t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he primary beneficiary of the VIE and whether the entity should be consolidated or not.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Below is a summary of transfers of financial assets to VIEs for which the Corporation has retained some level of continuing involvement:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;GNMA&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation typical&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ly transfers first lien residential mortgage loans in conjunction with GNMA securitization transactions in which the loans are exchanged for cash or securities that are readily redeemed for cash proceeds and servicing rights. The securities issued through &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;these transactions are guaranteed by the issuer and, as such, under seller/servicer agreements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Corporation is required to service the loans in accordance with the issuers&amp;#8217; servicing guidelines and standards. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporati&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on serviced loans securitized through GNMA with a principal balance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;billion&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Trust Preferred Securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;In 2004, FBP Statutory Trust I, a financing &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;trust that is wholly owned by the Corporation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, sold to institutional investors $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;100&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of its&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; variable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rate trust-preferred securities. The proceeds of the issuance, together with the proceeds of the purchase by the Corporation of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of FBP Statutory Trust I variable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rate common securities, were used by FBP Statutory Trust I to purchase &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;103.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million aggregate principal amount of the Corporation&amp;#8217;s Junior Subordinated Deferrable Debentures. Also in 2004, FBP Statutory Trust II, a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;financing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; trust that is wholly owned by the Corporation, sold to institutional investors $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;125&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of its v&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ariable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rate trust-preferred securities. The proceeds of the issuance, together with the proceeds of the purchase by the Corporation of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of FBP Statutory Trust II variable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rate common securities, were used by FBP Statutory Trust II to purchase &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;128.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million aggregate principal amount of the Corporation&amp;#8217;s Junior Subordinated Deferrable Debentures. The debentures are presented in the Corporation&amp;#8217;s consolidated statement&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of financial condition as Other Borrowings, net of related issuance costs. T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he variable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rate trust-preferred securities are fully and unconditionally&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; guaranteed by the Corporation. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Junior Subordinated Deferrable Debentures issued by the Corporation in April 2004 and in September 2004 mature on June 17, 2034 and September 20, 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;034, respectively; however, under certain circumstances, the maturity of Junior Subordinated Deferrable Debentures may be shortened (such shortening would result in a mandatory redemption of the variable rate trust-preferred securities). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;color:#000000;' &gt;During the third&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; quarter of 2017, the Corporation completed the repurchase of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million of trust preferred securities of the FBP Statutory Trust I &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that were offered to the Corporation by an investment banking firm. The Corporation repurchased and cancelled the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repurchased trust preferred securities, resulting in a commensurate reduction in the related Floating Rate Junior Subordinated Debenture. The Corporation&amp;#8217;s purchase price equated to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;81&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the $7.3 million par value. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;19&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% discount, plus accrued interest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, resulted in a gain of approximately $1.4 million, which is reflected in the consolidated statement of income as a &amp;#8220;Gain on early extinguishment of debt.&amp;#8221; In a separate transaction, d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uring the first quarter of 2016, the Corporation completed the repurchas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of trust-preferred securities of the FBP Statutory Trust II that were auctioned in a public sale at which the Corporation was invited to participate. The Corporation repurchased and cancelled the repurchased trust-preferred securities, res&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ulting in a commensurate reduction in the related &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Junior Subordinated Deferrable Debentures&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Corporation&amp;#8217;s winning bid equated to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;70&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the $10 million par value. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;30&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% discount, plus accrued interest, resulted in a gain of approximately $4.2 millio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n, which is also reflected in the consolidated statement of income as a &amp;#8220;Gain on early extinguishment of debt.&amp;#8221; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the second quarter of 2015, the Corporation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;issued 852,831 shares of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Corporation&amp;#8217;s common stock in exchange for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$5.3 million of trust&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;preferred sec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;urities (FBP Statutory Trust I), which enabled the Corporation to cancel $5.5 million of the carrying value of the debentures underlying the purchased trust-preferred securities. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Collins Amendment to the Dodd-Frank Wall Street Reform an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d Consumer Protection Act eliminates certain trust-preferred securities from Tier 1 Capital; however, these instruments may remain in Tier 2 capital until the instruments are redeemed or mature. Under the indentures, the Corporation has the right, from tim&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e to time, and without causing an event of default, to defer payments of interest on the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Junior Subordinated Deferrable Debentures &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by extending the interest payment period at any time and from time to time during the term of the subordinated debentures for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; up to twenty consecutive quarterly periods.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; During the second quarter of 2016, the Corporation received approval from the Federal Reserve and paid $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;31.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million for all &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the accrued but deferred interest payments plus the interest for the second quarter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of 2016 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on the Corporation&amp;#8217;s subordinated debentures associated with its trust &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;preferred securities. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Subsequently, the Corporation has received quarterly approvals and made scheduled quarterly interest payments.  As of December 31, 2017, the Corporation i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s current on all interest payments due on its subordinated debt. On October 2017, the Federal Reserve Bank of New York terminated the formal written agreement (the &amp;#8220;Written Agreement&amp;#8221;) entered into on June 3, 2010 between the Corporation and the Reserve Ba&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nk. However, the Corporation has agreed with the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;its regulators to continue to obtain&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; approval before paying dividends, receiving dividends from the Bank, making payment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s on subordinated debt or trust-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;preferred securities, incurring or guaranteeing debt or&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; purchasing or r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;edeeming any corporate stock. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Corporation has already received approval to make the subordinated debentures quarterly payment for March 31, 2018.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; During the first quarter of 2018, the Corporation re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;purchased $23.8 million in trust-preferr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed securities that had been issued by FBP Statutory Trust II. The transaction is described in more detail in Note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6 &amp;#8211; Subsequent Events. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Grantor Trusts&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During 2004 and 2005, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an unaffiliated party&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;referred to in this subsection &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as the seller, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;established a series of statutory trusts to effect the securitization of mortgage loans and the sale of trust certificates. The seller initially provided the servicing for a fee, which is senior to the obligations to pay trust certificate holders. The sell&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er then entered into a sales agreement through which it sold and issued the trust certificates in favor of the Corporation&amp;#8217;s banking subsidiary. Currently, the Bank is the sole owner of the trust certificates; the servicing of the underlying residential mo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rtgages that generate the principal and interest cash flows is performed by another third party, which receives a servicing fee. The securities are variable rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;securities indexed to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;90-day LIBOR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; plus a spread. The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; principal payments from the underlying l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oans are remitted to a paying agent (servicer)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; who then remits interest to the Bank; interest income is shared to a certain extent with the FDIC, which has an interest only strip (&amp;#8220;IO&amp;#8221;) tied to the cash flo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ws of the underlying loans and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is entitled to rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eive the excess of the interest income less a servicing fee over the variable rate income that the Bank earns on the securities. This IO is limited to the weighted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;average coupon &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the securities. The FDIC beca&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;me the owner of the IO upon its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;intervention &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the seller, a failed financial institution. No recourse agreement exists and the risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s from losses on non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accruing loans and repossessed collateral &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; absorbed by the Bank as the sole holder of the certificates.  As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the amort&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ized &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cost&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of the Grantor Trusts amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;22.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively, with a weighted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;average yield of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.44&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Investment in unconsolidated entity&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On February 16, 2011, FirstBank sold an asset portfolio consisting of pe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rforming and non-performing construction, commercial mortgage and commercial and industrial loans with an aggregate book value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;269.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million to CPG/GS, an entity organized under the laws of the Commonwealth of Puerto Rico and majority owned by PRLP Ven&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tures LLC (&amp;quot;PRLP&amp;quot;), a company created by Goldman, Sachs &amp;amp; Co. and Caribbean Property Group.  In connection with the sale, the Corporation received $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;88.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million in cash and a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;35&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% interest in CPG/GS, and made a loan in the amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;136.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million represent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing seller financing provided by FirstBank. The loan ha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s a seven-year maturity &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bears variable interest at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;30-day LIBOR plus 300 basis points&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and is secured by a pledge of all of the acquiring entity&amp;#39;s assets as well as PRLP&amp;#39;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;65&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% ownership interest in CPG/&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;GS. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the carrying amount of the loan was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, which was included in the Corporation&amp;#39;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ommercial and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;industrial loans held-for-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;investment portfolio. FirstBank&amp;#8217;s equity interest in CPG/GS is accounted for under the equi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ty method&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; When applying the equity method, the Bank follows the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Hypothetical Liquidation Book Value method (&amp;#8220;HLBV&amp;#8221;) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to determine its share &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;CPG/GS&amp;#8217;s earnings or loss. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The loss recorded in 2014 reduced to zero the carrying amount of the Bank&amp;#8217;s investment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in CPG/GS. No negative investment needs to be reported as the Bank has no legal obligation or commitment to provide further financial support to this entity; thus, no further losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have been or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;will be recorded on this investment. Any potential increase &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the carrying value of the investment i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n CPG/GS, under the HLBV method&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; would depend upon how better off the Bank is at the end of the period than it was at the beginning of the period after the waterfall calculation performed to determine the amount of g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ain allocated to the investors.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;FirstBank also provided an $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million advance facility to CPG/GS to fund unfunded commitments and costs to complete projects under construction, which was fully disbursed in 2011, and a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million working capital line of credit to fund certain expenses of CPG/GS.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The working capital line expired in September 2016. During 2012&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, CPG/GS repaid the outstanding balance of the advance facility to fund unfunded commitments, and the funds became av&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ailable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rewithdrawal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; under a one-time revolver agreement. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;This facility loan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bear&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; variable interest at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;30-day LIBOR plus 300 basis points&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the carrying value of the revolver agreeme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt was&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which was&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; included &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the Corporation&amp;#39;s commercial and industrial loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;held for investment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; portfolio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Cash proceeds received by CPG/GS have been first used to cover operating expenses and debt service payments, including those related to the note receivable and the advance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; facility described above, which must be substantially repaid before proceeds can be used for other purposes, including the return of capital to both PRLP and FirstBank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. FirstBank will not receive any return on its equity interest until PRLP receives an ag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gregate amount equivalent to its initial investment and a priority return of at least &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, resulting in FirstBank&amp;#8217;s interest in CPG/GS being subordinate to PRLP&amp;#8217;s interest. CPG/GS will then begin to make payments pro rata to PRLP and FirstBank, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;35&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;65&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, until FirstBank has achieved a 12% return on its invested capital and the aggregate amount of distributions is equal to FirstBank&amp;#8217;s capital contributions to CPG/GS. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Bank has determined that CPG/GS is a VIE in which the Bank is not the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; primary beneficiary.  In determining the primary beneficiary of CPG/GS, the Bank considered applicable guidance that requires the Bank to qualitatively assess the determination of the primary beneficiary (or consolidator) of CPG/GS based on whether it has&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; both the power to direct the activities of CPG/GS that most significantly impact the entity&amp;#39;s economic performance and the obligation to absorb losses of CPG/GS that could potentially be significant to the VIE or the right to receive benefits from the ent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ity that could potentially be significant to the VIE. The Bank determined that it does not have the power to direct the activities that most significantly impact the economic performance of CPG/GS as it does not have the right to manage the loan portfolio,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; impact foreclosure proceedings, or manage the construction and sale of the property; therefore, the Bank concluded that it is not the primary beneficiary of CPG/GS.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Servicing Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation sells residential mortgage loans to GNMA, which generally securitizes the transferred loans into mortgage-backed securities. Also, certain conventional conforming loans are sold to FNMA or FHLMC with servicing retained.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; The Corporation recognizes as separate assets the rights to service loans for others, whether those servicing assets are originated or purchased.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The changes in servicing assets for the indicated years are shown below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.1pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:213.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,838&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Capitalization of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,091)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,229)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,159)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Adjustment to fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,611)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(325)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(228)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:480.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; Amount represents the adjustment to fair value related to the repurchase of loans serviced for others.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Impairment charges are recognized through a valuation allowance for each individual stratum of servicing assets. The valuation allowance is adjusted to reflect the amount, if any, by which the cost basis of the servicing asset for a given stratum of loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;being serviced exceeds its fair value. Any fair value in excess of the cost basis of the servicing asset for a given stratum is not recognized.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:469.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:469.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Changes in the impairment allowance were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:202.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Temporary impairment charges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;466&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OTTI of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(621)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(147)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(141)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(57)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:469.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:469.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The components of net servicing income are shown below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:202.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Year ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:193.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Servicing fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Late charges and prepayment penalties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;674&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Adjustment for loans repurchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Other (1) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(161)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;   Servicing income, gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;8,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;8,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7,727&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Amortization and impairment of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(4,702)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(3,554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(3,387)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Servicing income, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;3,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;4,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:469.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:469.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(1) Mainly consisted of compensatory fees imposed by GSEs.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:500.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:500.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The Corporation&amp;#8217;s servicing assets are subject to prepayment and interest rate risks. Key economic assumptions used in determining the fair value at the time of the sale of the related mortgages ranged as follows:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Maximum&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Minimum&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2017:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Discount rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;10.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;10.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2016:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7.6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;5.9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;6.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Discount rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;11.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;10.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;13.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2015:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7.9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;14.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;12.9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Discount rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Government-guaranteed mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;11.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;11.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;9.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;    Conventional non-conforming mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;13.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;13.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:290.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:290.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The weighted-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;averages of the key economic assumptions used by the Corporation in its valuation model and the sensitivity of the current fair value to immediate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% adverse changes in those assumptions for mortgage loans as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:71.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Carrying amount of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;29,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Weighted-average expected life (in years)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8.23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate (weighted-average annual rate)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Decrease in fair value due to 10% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Decrease in fair value due to 20% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,460&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Discount rate (weighted-average annual rate)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11.23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Decrease in fair value due to 10% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Decrease in fair value due to 20% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;These sensitivities are hypothetical and should be used with caution. As the figures indicate, changes in fair value based on a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% variation in assumptions generally cannot be extrapolated because the relationship &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;between&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the change in assumption &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the change in fair value may not be linear. Also, in this table, the effect of a variation in a particular assumption on the fair value of the servicing asset is calculated without changing any other assumption; in reality, changes in one factor may resul&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t in changes in another (for example, increases in market interest rates may result in lower prepayments), which may magnify or counteract the sensitivities.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</fbp:NonConsolidatedVariableInterestEntitiesAndServicingAssetsTextBlock>
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  <us-gaap:LoansHeldForSaleFairValueDisclosure id="ID_2945" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">9786000</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_2946" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">20831000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_2947" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="pure" decimals="4">0.0528</fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2948" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1489000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2949" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">436000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2950" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">35100000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock id="ID_2951" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:523.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:523.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The differences between the income tax expense applicable to income before the provision for income taxes and the amount computed by applying the statutory tax rate in Puerto Rico were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:507pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:507pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:327pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:327pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Arial;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:94.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;% of Pretax Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;% of Pretax Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;% of Pretax Income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Computed income tax at &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     statutory rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(24,173)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(39.0)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(50,801)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(39.0)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(10,810)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(39.0)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Federal and state taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,335)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3.8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(190)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.7)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Change in tax status of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;13,161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;21.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Benefit of net exempt income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26.8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14,995&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11.5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,780&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;35.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Effect of capital losses subject to preferential rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,102)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3.4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(727)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,019)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(10.9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Disallowed NOL carryforward resulting from &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:180pt;text-align:left;vertical-align:middle;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;net exempt income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(5,091)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(8.2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,396)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(4.9)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,717)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(27.8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Nontax deductible expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(467)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(212)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Return to provision adjustments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(607)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1.0)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(434)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(0.3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Deferred tax valuation allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;10,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;5,976&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4.6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,881&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;10.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Other-net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Total income tax &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.1pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:190.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:190.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         benefit (expense) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(37,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(28.6)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,419)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(23.2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:16.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:16.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2952" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">18496000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_2953" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_2954" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">5971000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_2955" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <fbp:FinancingReceivableModificationsTroubledDebtRestructuringsPaidOrPartialPaid id="ID_2956" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">48974000</fbp:FinancingReceivableModificationsTroubledDebtRestructuringsPaidOrPartialPaid>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_2957" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">24034000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2958" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_US" unitRef="USD" decimals="-3">1125501000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_2959" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="pure" decimals="4">0.0493</fbp:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2960" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">436000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_2961" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">35100000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecurities id="ID_2962" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">4118000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_2963" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_us-gaap_BankTimeDepositsMember" unitRef="USD" decimals="INF">300000</us-gaap:RestrictedCashAndCashEquivalents>
  <fbp:DirectNonInterestExpenses id="ID_2964" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">133397000</fbp:DirectNonInterestExpenses>
  <us-gaap:PastDueFinancingReceivablesTableTextBlock id="ID_2965" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The Corporation&amp;#8217;s aging of the loans held-for-investment portfolio is as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;30-59 Days Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;60-89 Days Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:54pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;90 days or more Past Due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total Past Due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Purchased Credit-Impaired Loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Current &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:41.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;90 days past due and still accruing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; (2) (3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Residential mortgage:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;  FHA/VA and other government-guaranteed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;     loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(2) (3) (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;102,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;109,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;29,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;138,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;102,815&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;92,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;193,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;286,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,711,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,152,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,459&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;88,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;97,703&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,985,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,083,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,317&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Commercial mortgage loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;163,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;170,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,183&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,440,084&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,614,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,687&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Land &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;124&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,301&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;26,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Construction-commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;41,456&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;76,556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,082&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,910&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;23,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;91,554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;752,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;844,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;242,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;257,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,776&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;9,361&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;25,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;622,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;648,104&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,991&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Total loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;87,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;139,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;620,974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;848,763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,843,539&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,850,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;131,420&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:top;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Includes non-performing loans and accruing loans that are contractually delinquent 90 days or more (i.e., FHA/VA guaranteed loans and credit cards). Credit card loans continue to accrue finance charges and fees until charged-off at 180 days. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:top;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;It is the Corporation&amp;#39;s policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past-due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. These balances include $29.9 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2017.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:top;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;As of December 31, 2017, includes $62.1 million of defaulted loans collateralizing GNMA securities for which the Corporation has an unconditional option (but not an obligation) to repurchase the defaulted loans.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:top;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;According to the Corporation&amp;#39;s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears on two or more monthly payments. FHA/VA government-guaranteed loans, other residential mortgage loans, commercial mortgage loans, and land loans past due 30-59 days as of December 31, 2017 amounted to $6.0 million, $224.0 million, $9.0 million, and $2.5 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:middle;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:504pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:504pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;30-59 Days Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;60-89 Days Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:49.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;90 days or more Past Due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total Past Due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Purchased Credit-Impaired Loans &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Current &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:42.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='2' style='width:48pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;90 days past due and still accruing &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;font-weight:bold;color:#000000;' &gt;(2) (3)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Residential mortgage:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   FHA/VA and other government-guaranteed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(2) (3) (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;77,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;82,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;44,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;126,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;77,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other residential mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;94,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;177,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;271,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,734,925&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,169,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,701&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Commercial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;14,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;151,967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;169,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,010,569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,180,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,368&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Commercial mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; (4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,534&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;181,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;186,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,379,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,568,808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,281&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Construction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt; (4) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;436&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;19,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;31,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;478&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;40,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;77,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Construction-residential &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5pt;color:#000000;' &gt;(4) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Consumer:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Auto loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;14,346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;85,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;762,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;847,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,714&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,720&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;222,615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;233,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Other consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;25,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;610,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;635,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:147.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:147.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      Total loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;86,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;128,325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;666,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;881,954&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,839,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,886,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;106,809&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:516pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:516pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Includes non-performing loans and accruing loans that are contractually delinquent 90 days or more (i.e., FHA/VA guaranteed loans and credit cards). Credit card loans continue to accrue finance charges and fees until charged-off at 180 days.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:516pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:516pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;It is the Corporation&amp;#39;s policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past-due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. These balances include $29.3 million of residential mortgage loans insured by the FHA or guaranteed by the VA  that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2016.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:516pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:516pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;As of December 31, 2016, includes $43.7 million of defaulted loans collateralizing GNMA securities for which the Corporation has an unconditional option (but not an obligation)  to repurchase the defaulted loans.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='24' rowspan='1' style='width:516pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:516pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;According to the Corporation&amp;#39;s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears two or more monthly payments. FHA/VA government-guaranteed loans, other residential mortgage loans, commercial mortgage loans, land loans, and construction-residential loans past-due 30-59 days as of December 31, 2016 amounted to $9.9 million, $142.8 million, $4.6 million, $0.7 million, and $0.4 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:135pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
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  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_2995" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1263000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_2996" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanBankCertificatesAndObligationsFHLBMember" unitRef="USD" decimals="-3">231666000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:RealEstateAcquiredThroughForeclosure id="ID_2997" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:DerivativeAssets id="ID_2998" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">554000</us-gaap:DerivativeAssets>
  <us-gaap:AssetsFairValueAdjustment id="ID_2999" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_OtherRealEstateOwnedMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">-10494000</us-gaap:AssetsFairValueAdjustment>
  <fbp:LoansHeldForSaleTableTextBlock id="ID_3000" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;41,927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,079&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:170.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:170.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,006&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:LoansHeldForSaleTableTextBlock>
  <us-gaap:LiabilitiesAssumed1 id="ID_3001" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_DepositsMember" unitRef="USD" decimals="-3">0</us-gaap:LiabilitiesAssumed1>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue id="ID_3002" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">122252000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3003" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">2180455000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_3004" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">30054000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:EarningsPerShareBasic id="ID_3005" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="myUSDPERSHARE" decimals="INF">0.44</us-gaap:EarningsPerShareBasic>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_3006" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">56037000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:IncomeTaxesPaidNet id="ID_3007" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">4494000</us-gaap:IncomeTaxesPaidNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3008" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">86733000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:InterestExpense id="ID_3009" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">24787000</us-gaap:InterestExpense>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_3010" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">2184000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <fbp:PortionOfOtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome id="ID_3011" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-19289000</fbp:PortionOfOtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_3012" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <fbp:SalesPriceOfBulkSale id="ID_3013" contextRef="FROM_Apr01_2015_TO_Jun30_2015_Entity_0001057706" unitRef="USD" decimals="-5">87300000</fbp:SalesPriceOfBulkSale>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_3014" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialConstruction>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_3015" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">35996000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3016" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">48493000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:AvailableForSaleSecurities id="ID_3017" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_USTreasurySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <fbp:SecuritiesWeightedAverageYield id="ID_3018" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0323</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_3019" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_3020" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">43000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_3021" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_3022" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">13141000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_3023" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancialInstrumentAxis_fbp_GovernmentGuaranteedMortgageLoansMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.115</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss id="ID_3024" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">9667000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease id="ID_3025" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3026" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">357000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:StockholdersEquity id="ID_3027" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">21628000</us-gaap:StockholdersEquity>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_3028" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_3029" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">3929000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
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  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3038" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">31000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3039" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_us-gaap_EquitySecuritiesMember" unitRef="USD" decimals="-3">7000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
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  <us-gaap:WeightedAverageRateDomesticDeposit id="ID_3041" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="6">0.0097</us-gaap:WeightedAverageRateDomesticDeposit>
  <us-gaap:TangibleAssetImpairmentCharges id="ID_3042" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:TangibleAssetImpairmentCharges>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_3043" contextRef="AS_OF_May17_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-5">34400000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <fbp:OtherRealEstateOwnedStormRelatedExpensesNotRecoverable id="ID_3044" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_us-gaap_HurricaneMember" unitRef="USD" decimals="-5">2500000</fbp:OtherRealEstateOwnedStormRelatedExpensesNotRecoverable>
  <fbp:IncomeTaxReconciliationEffectOfCapitalLossesSubjectToPreferentialRates id="ID_3045" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">727000</fbp:IncomeTaxReconciliationEffectOfCapitalLossesSubjectToPreferentialRates>
  <us-gaap:SegmentReportingPolicyPolicyTextBlock id="ID_3046" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Segment I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;nformation &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation reports financial and descriptive information&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; about its reportable segments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Operating segments are components of an enterprise about which separate financial information is available that is evaluated regularly by management i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n deciding how to allocate resources and in assessing performance.  The Corporation&amp;#8217;s management determined that the segregation that best fulfills the segment definition described above is by lines of business for its operations in Puerto Rico, the Corpor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ation&amp;#8217;s principal market, and by geographic areas for its operations outside of Puerto Rico. As of December 31, 2017, the Corporation had six operating segments that are all reportable segments: Commercial and Corporate Banking; Mortgage Banking; Consumer &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(Retail) Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. Refer to Note 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Segment Information, to the consolidated financial statements for additional information.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:SegmentReportingPolicyPolicyTextBlock>
  <us-gaap:RestrictedAssetsDisclosureTextBlock id="ID_3047" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; RESTRICTIONS ON CASH &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;AND DUE FROM BANKS&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s bank subsidiary, FirstBank, is required by law to maintain minimum average weekly reserve balances to cover demand deposits.  The amount of those minimum average weekly reserve balances for the period that covered December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;337.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&amp;#8212; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;276.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million). As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Bank complied with the requirement.  Cash and due from banks as well as other short-term, highly liquid securities are used to cover the required average reserve balances.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and as required by the Puerto Rico International Banking Law, the Corporation maintained $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;300,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in time deposits, which were considered restricted assets related to FirstBank Overseas Corporation, an international banking entity that i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s a subsidiary of FirstBank.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:RestrictedAssetsDisclosureTextBlock>
  <us-gaap:InterestIncomeMoneyMarketDeposits id="ID_3048" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">2148000</us-gaap:InterestIncomeMoneyMarketDeposits>
  <us-gaap:SecuritiesPurchasedUnderAgreementsToResellGross id="ID_3049" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">200000000</us-gaap:SecuritiesPurchasedUnderAgreementsToResellGross>
  <us-gaap:AvailableForSaleSecurities id="ID_3050" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_UsGovernmentAgenciesDebtSecuritiesNoncallableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:StockRepurchasedDuringPeriodValue id="ID_3051" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">1103000</us-gaap:StockRepurchasedDuringPeriodValue>
  <fbp:OtherEquitySecuritiesFairValue id="ID_3052" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</fbp:OtherEquitySecuritiesFairValue>
  <us-gaap:DerivativeAssets id="ID_3053" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_InterestRateCapMember_us-gaap_PositionAxis_us-gaap_LongMember" unitRef="USD" decimals="-3">305000</us-gaap:DerivativeAssets>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_3054" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">297733000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_3055" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">73000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3056" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">24276000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:TimeDepositMaturitiesYearThree id="ID_3057" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">294459000</us-gaap:TimeDepositMaturitiesYearThree>
  <us-gaap:FairValueInputsDiscountRate id="ID_3058" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_MortgageServicingRightsMember" unitRef="pure" decimals="4">0.1119</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_3059" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">451276000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_3060" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_3061" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="USD" decimals="-3">4166000</us-gaap:LoansReceivableCommercialMortgage>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_3062" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:NetChargeCreditForTransferOfFunds>
  <fbp:ForeclosuresOfTroubledDebtRestructurings id="ID_3063" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">39706000</fbp:ForeclosuresOfTroubledDebtRestructurings>
  <fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount id="ID_3064" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">2703532000</fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock id="ID_3065" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:345pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Less than 12 months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;12 months or more&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Debt securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   U.S Treasury and U.S. government &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      agencies obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;136,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;494&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;362,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;498,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   FNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;189,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;274,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;464,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,328&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   FHLMC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;166,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,505&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,916&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other mortgage pass-through trust certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;456,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;823,506&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,279,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,171&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:345pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Less than 12 months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;12 months or more&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Debt securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,912&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   U.S Treasury and U.S. government &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      agencies obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;469,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;469,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,334&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   FNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;519,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;519,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,667&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   FHLMC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;244,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;244,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,827&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      issued or guaranteed by FHLMC and GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other mortgage pass-through trust certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,122&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,331,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,090&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43,302&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,375,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43,124&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
  <us-gaap:IncomeTaxExpenseBenefit id="ID_3066" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">7752000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_3067" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">48000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3068" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3069" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">38721000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3070" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:HeldToMaturitySecurities id="ID_3071" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3072" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">267578000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:ThresholdMortgageLoansPrincipalAmountPuertoRicoHousingFinancingAuthority id="ID_3073" contextRef="AS_OF_Jun30_2015_Entity_0001057706" unitRef="USD" decimals="-6">75000000</fbp:ThresholdMortgageLoansPrincipalAmountPuertoRicoHousingFinancingAuthority>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3074" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhavaGuaranteedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialRealEstateMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="USD" decimals="-3">138939000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:DerivativeLiabilities id="ID_3075" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="ID_3076" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">50006000</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <us-gaap:TimeDeposits100000OrMore id="ID_3077" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-8">2800000000</us-gaap:TimeDeposits100000OrMore>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3078" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">5823000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_3079" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_3080" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3081" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">405000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_3082" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember" unitRef="USD" decimals="-3">399955000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="ID_3083" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">267000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:NetIncomeLoss id="ID_3084" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">66956000</us-gaap:NetIncomeLoss>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3085" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">690476000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:StockholdersEquity id="ID_3086" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">36104000</us-gaap:StockholdersEquity>
  <fbp:StatuteOfLimitationsUnderIncomeTaxAct id="ID_3087" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_PR">P4Y0M0D</fbp:StatuteOfLimitationsUnderIncomeTaxAct>
  <fbp:NoninterestIncomeForReportableSegments id="ID_3088" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">7811000</fbp:NoninterestIncomeForReportableSegments>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue id="ID_3089" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1149586000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
  <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="ID_3090" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:537pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The Corporation&amp;#39;s and its banking subsidiary&amp;#39;s regulatory capital positions as of December 31, 2017 and 2016 were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:537pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:372.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:372.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Regulatory Requirements&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:19.5pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='2' style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Actual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='2' style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;For Capital Adequacy Purposes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='2' style='width:120.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;To be Well-Capitalized-General&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Thresholds &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Ratio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Ratio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;Ratio&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Total Capital (to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,989,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;22.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;706,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,947,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;22.06%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;706,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;882,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Common Equity Tier 1 Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;       (to Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,674,164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;18.96%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;397,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,562,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;397,248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;573,802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Tier I Capital (to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,675,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;18.97%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;529,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,835,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;20.79%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;529,663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;706,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Leverage ratio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,675,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;14.03%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;477,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,835,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;15.39%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;477,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;596,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;5.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:149.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:149.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;At December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Total Capital (to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,921,329&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;21.34%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;720,329&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,872,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;20.80%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;720,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;900,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;10.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Common Equity Tier 1 Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;       (to Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,597,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17.74%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;405,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,523,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;16.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;405,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.5%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;585,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Tier I Capital (to&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;   Risk-Weighted Assets)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,597,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;17.74%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;540,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,757,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;19.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;540,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;6.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;720,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;8.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;Leverage ratio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        First BanCorp.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,597,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;13.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;466,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:164.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;        FirstBank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;1,757,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;15.10%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;465,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;4.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;582,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;color:#000000;' &gt;5.0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:537pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='16' rowspan='1' style='width:537pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_3091" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_TreasuryAndInvestmentsMember" unitRef="USD" decimals="-3">54611000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_3092" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">15710000</us-gaap:LoansReceivableCommercialConstruction>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_3093" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="3">0.046</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestment60To89DaysPastDue id="ID_3094" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">16955000</fbp:PurchasedCreditImpairedLoansRecordedInvestment60To89DaysPastDue>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_3095" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">16004000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:DerivativeLiabilities id="ID_3096" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3097" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">124951000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:StockholdersEquity id="ID_3098" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">36104000</us-gaap:StockholdersEquity>
  <fbp:Commonequitytier1capitaltoriskweightassetsratiopluscommonequitytier1capitalconservationbuffer id="ID_3099" contextRef="FROM_Jul01_2013_TO_Jul31_2013_Entity_0001057706_dei_LegalEntityAxis_fbp_BaselIiiMember" unitRef="pure" decimals="4">0.07</fbp:Commonequitytier1capitaltoriskweightassetsratiopluscommonequitytier1capitalconservationbuffer>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter id="ID_3100" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">45419000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3101" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">2184000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <fbp:LoansAcquiredOnExchangeOfLoanHeldForSale id="ID_3102" contextRef="FROM_Feb01_2011_TO_Feb16_2011_Entity_0001057706" unitRef="USD" decimals="-5">136100000</fbp:LoansAcquiredOnExchangeOfLoanHeldForSale>
  <us-gaap:Deposits id="ID_3103" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_PR" unitRef="USD" decimals="-3">6747638000</us-gaap:Deposits>
  <fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount id="ID_3104" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">2691088000</fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_3105" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">29368000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_3106" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialConstruction>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_3107" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">44413000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_3108" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">123084000</us-gaap:InterestAndDividendIncomeOperating>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestment30To59DaysPastDue id="ID_3109" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">0</fbp:PurchasedCreditImpairedLoansRecordedInvestment30To59DaysPastDue>
  <us-gaap:IncomeTaxReconciliationNondeductibleExpense id="ID_3110" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">467000</us-gaap:IncomeTaxReconciliationNondeductibleExpense>
  <fbp:InterestIncomeOnInvestmentSecuritiesAndMoneyMarketInvestments id="ID_3111" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">55923000</fbp:InterestIncomeOnInvestmentSecuritiesAndMoneyMarketInvestments>
  <fbp:PurchasedCreditImpairedLoansPastDue id="ID_3112" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">3189000</fbp:PurchasedCreditImpairedLoansPastDue>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3113" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">9406000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <fbp:ConsumerLoansChargeOff id="ID_3114" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ConsumerAutoLoansAndFinanceLeasesMember">P1Y0M0D</fbp:ConsumerLoansChargeOff>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree id="ID_3115" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">2851000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_3116" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:StockholdersEquity id="ID_3117" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-20615000</us-gaap:StockholdersEquity>
  <us-gaap:NetIncomeLoss id="ID_3118" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">66956000</us-gaap:NetIncomeLoss>
  <us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock id="ID_3119" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:540.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:540.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The estimated aggregate annual amortization expense related to the intangible assets for future periods is as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:73.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2023 and after&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,150&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock>
  <us-gaap:NoninterestIncomeOtherOperatingIncome id="ID_3120" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">30900000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3121" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">357000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_3122" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1396000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3123" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">3941000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsCapitalAdequacy id="ID_3124" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">397248000</fbp:CommonEquityTier1CapitalToRiskWeightAssetsCapitalAdequacy>
  <fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount id="ID_3125" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1711503000</fbp:LoansAndLeaseReceivablesNotImpairedCarryingAmount>
  <us-gaap:HeldToMaturitySecurities id="ID_3126" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">150627000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_3127" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">17060000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_3128" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">469046000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 id="ID_3129" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_OmnibusPlanMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_BoardOfDirectorsMember">P1Y0M0D</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:AvailableForSaleSecurities id="ID_3130" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_EquitySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:InterestExpenseDomesticDepositLiabilitiesChecking id="ID_3131" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">5440000</us-gaap:InterestExpenseDomesticDepositLiabilitiesChecking>
  <us-gaap:LeaseExpirationDate1 id="ID_3132" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">2050-12-31</us-gaap:LeaseExpirationDate1>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3133" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral id="ID_3134" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">554000</us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_3135" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_ForwardContractsMember_us-gaap_IncomeStatementLocationAxis_fbp_MortgageBankingActivitiesMember" unitRef="USD" decimals="-3">-78000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3136" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-5">41800000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_3137" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">1525191000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_3138" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_AvailableforsaleSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_3139" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">21048000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_3140" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">605569000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:FairValueOfAssetsAcquired id="ID_3141" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-3">5820000</us-gaap:FairValueOfAssetsAcquired>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_3142" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember" unitRef="USD" decimals="-3">44627000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="ID_3143" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">6037000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock id="ID_3144" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:207pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Carrying value as of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:156pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(Losses) recorded for the Year Ended December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans receivable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;410,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(39,493)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OREO&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; (2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;147,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(8,511)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage servicing rights&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; (3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,611)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:160.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:528pt;text-align:left;vertical-align:top;border-color:Black;min-width:528pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:528pt;text-align:left;vertical-align:top;border-color:Black;min-width:528pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;The fair values were derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the properties (e.g., absorption rates and net operating income of income producing properties), which are not market observable.  Losses were related to market valuation adjustments after the transfer of the loans to the OREO portfolio.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:13.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:13.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:528pt;text-align:left;vertical-align:top;border-color:Black;min-width:528pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Fair value adjustments to mortgage servicing rights were mainly due to assumptions associated with mortgage prepayment rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis.  Assumptions for the value of mortgage servicing rights include: Prepayment rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:5.95pt;color:#000000;' &gt;6.30%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;, Discount rate 11.23%.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   As of December 31, 2016, impairment or valuation adjustments were recorded for assets recognized at fair value on a non-recurring basis as shown in the following table:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:207pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying value as of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(Losses) recorded for the Year Ended December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans receivable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;442,081&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(49,884)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OREO &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;137,681&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(7,873)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage servicing rights &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(325)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt; The fair values were derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the properties (e.g., absorption rates and net operating income of income producing properties), which are not market observable. Losses were related to market valuation adjustments after the transfer of the loans to the OREO portfolio.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt; Fair value adjustments to the mortgage servicing rights were mainly due to assumptions associated with mortgage prepayments rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis. Assumptions for the value of mortgage servicing rights include:  Prepayment rate 6.12%, Discount rate 11.19%.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:157.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; As of December 31, 2015, impairment or valuation adjustments were recorded for assets recognized at fair value on a nonrecurring basis as shown in the following table:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:207pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying value as of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:156.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(Losses) Gain recorded for the Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans receivable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;303,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(27,245)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OREO &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;146,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(10,494)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage servicing rights &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(228)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans Held For Sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,135&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:right;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;The fair values were derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the properties (e.g., absorption rates and net operating income of income producing properties), which are not market observable. Losses were related to market valuation adjustments after the transfer of the loans to the OREO portfolio.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Fair value adjustments to the mortgage servicing rights were mainly due to assumptions associated with mortgage prepayments rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis. Assumptions for the value of mortgage servicing rights include: Prepayment rate 9.07%, Discount rate 10.65%.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(4)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='12' rowspan='1' style='width:529.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:529.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;The value of these loans was derived from external appraisals, adjusted for specific characteristics of the loans.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
  <us-gaap:DepreciationNonproduction id="ID_3145" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">21060000</us-gaap:DepreciationNonproduction>
  <us-gaap:AdditionalPaidInCapital id="ID_3146" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">931856000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalOther id="ID_3147" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="INF">-3000</us-gaap:AdjustmentsToAdditionalPaidInCapitalOther>
  <us-gaap:DerivativeAssets id="ID_3148" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">554000</us-gaap:DerivativeAssets>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3149" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">408000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:ScheduleOfAggregateAmortizedCostAndApproximateMarketValueOfInvestmentSecuritiesAvailableForSaleTableTextBlock id="ID_3150" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='2' style='width:540pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The aggregate amortized cost and approximate market value of investment securities available for sale as of December 31, 2017 by contractual maturity, are shown below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:144pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:144pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Within 1 year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;122,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;122,252&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;343,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;340,196&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;278,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;278,564&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,158,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,149,586&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,903,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,890,598&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Total investment securities available for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,903,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,891,016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfAggregateAmortizedCostAndApproximateMarketValueOfInvestmentSecuritiesAvailableForSaleTableTextBlock>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_3151" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">6759000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_3152" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_3153" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">166362000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ProfessionalFees id="ID_3154" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">55632000</us-gaap:ProfessionalFees>
  <us-gaap:OtherAssets id="ID_3155" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">461491000</us-gaap:OtherAssets>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_3156" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">125000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment id="ID_3157" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">2830830000</us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment>
  <fbp:OtherFeesAndCommissionsCreditCards id="ID_3158" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">7492000</fbp:OtherFeesAndCommissionsCreditCards>
  <fbp:ImpairedLoansSold id="ID_3159" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">8675000</fbp:ImpairedLoansSold>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_3160" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">19090000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:Assets id="ID_3161" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">11922455000</us-gaap:Assets>
  <fbp:ReserveForUnfundedLoanCommitments id="ID_3162" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">1600000</fbp:ReserveForUnfundedLoanCommitments>
  <fbp:PropertyPlantAndEquipmentTotalBeforeLandAndCip id="ID_3163" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">117189000</fbp:PropertyPlantAndEquipmentTotalBeforeLandAndCip>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3164" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">2562000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:InterestIncomeExpenseNet id="ID_3165" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">502266000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3166" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">233335000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3167" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">57142000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3168" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">80153000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_3169" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">590000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <fbp:FinancingReceivableRelatedGeneralAllowance id="ID_3170" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">18715000</fbp:FinancingReceivableRelatedGeneralAllowance>
  <us-gaap:AvailableForSaleSecurities id="ID_3171" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PrivateLabelMbsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">17060000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3172" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">577262000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_3173" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">50905000</us-gaap:InterestAndDividendIncomeSecurities>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_3174" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="myNumberOfContracts" decimals="INF">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:DerivativeLiabilities id="ID_3175" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">753000</us-gaap:DerivativeLiabilities>
  <us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock id="ID_3176" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:71.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Carrying amount of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;29,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Weighted-average expected life (in years)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8.23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate (weighted-average annual rate)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Decrease in fair value due to 10% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Decrease in fair value due to 20% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,460&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Discount rate (weighted-average annual rate)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11.23&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Decrease in fair value due to 10% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Decrease in fair value due to 20% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock>
  <fbp:ImpairedFinancingReceivableIncreasesDuringPeriod id="ID_3177" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">3340000</fbp:ImpairedFinancingReceivableIncreasesDuringPeriod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="ID_3178" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">144000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_3179" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">7839101000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss id="ID_3180" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_NontaxableMunicipalBondsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">19595000</us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss>
  <dei:EntityPublicFloat id="ID_3181" contextRef="AS_OF_Jun30_2017_Entity_0001057706" unitRef="USD" decimals="INF">914194471</dei:EntityPublicFloat>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_3182" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_3183" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">788000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_3184" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">5623000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_3185" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">548000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:OtherIncome id="ID_3186" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">262000</us-gaap:OtherIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3187" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:CashAndDueFromBanks id="ID_3188" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">705980000</us-gaap:CashAndDueFromBanks>
  <us-gaap:StockholdersEquity id="ID_3189" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">36104000</us-gaap:StockholdersEquity>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3190" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">105000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_3191" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="myNumberOfContracts" decimals="INF">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod id="ID_3192" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="shares" decimals="INF">2411223</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross id="ID_3193" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">200305000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3194" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1749897000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <fbp:Offices id="ID_3195" contextRef="AS_OF_Dec31_2017_Entity_0001057706_invest_InvestmentHoldingAxis_country_PR" unitRef="myOffices" decimals="INF">45</fbp:Offices>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_3196" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">300000000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:ValuationAllowancesAndReservesRecoveries id="ID_3197" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">732000</us-gaap:ValuationAllowancesAndReservesRecoveries>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_3198" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">23408000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:TierOneLeverageCapitalToAverageAssets id="ID_3199" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="pure" decimals="4">0.137</us-gaap:TierOneLeverageCapitalToAverageAssets>
  <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_3200" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-2881000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3201" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">88156000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:OtherEquitySecuritiesFairValue id="ID_3202" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">43119000</fbp:OtherEquitySecuritiesFairValue>
  <us-gaap:TierOneRiskBasedCapital id="ID_3203" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">1835445000</us-gaap:TierOneRiskBasedCapital>
  <fbp:PaymentToBeMadeOnProRataBasis id="ID_3204" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="4">0.65</fbp:PaymentToBeMadeOnProRataBasis>
  <fbp:DirectNonInterestExpenses id="ID_3205" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_TreasuryAndInvestmentsMember" unitRef="USD" decimals="-3">3840000</fbp:DirectNonInterestExpenses>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3206" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">27214000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_3207" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.1</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets id="ID_3208" contextRef="AS_OF_Feb27_2015_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_CashMember" unitRef="USD" decimals="-5">217700000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments id="ID_3209" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="3">0</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:AvailableForSaleSecurities id="ID_3210" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_EquitySecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_3211" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">2695000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:DerivativeAssets id="ID_3212" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_InterestRateCapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_PositionAxis_us-gaap_LongMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <fbp:ProceedsOnSaleOfMerchantContracts id="ID_3213" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">10000000</fbp:ProceedsOnSaleOfMerchantContracts>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_3214" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">39145000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_3215" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:GainLossOnSalesOfAssetsAndAssetImpairmentCharges id="ID_3216" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:GainLossOnSalesOfAssetsAndAssetImpairmentCharges>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_3217" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">81000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3218" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3219" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2518000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:PortionOfOtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome id="ID_3220" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:PortionOfOtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome>
  <fbp:ScheduleOfFederalHomeLoanBankAdvancesMaturityTableTextBlock id="ID_3221" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:420.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:420.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Advances from FHLB mature as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over six months to one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;95,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over one to three years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Over three to five years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;320,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;715,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:29.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:29.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:315.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfFederalHomeLoanBankAdvancesMaturityTableTextBlock>
  <us-gaap:AvailableForSaleSecurities id="ID_3222" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_UsGovernmentAgenciesDebtSecuritiesNoncallableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_3223" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">77475000</us-gaap:LoansReceivableCommercialConstruction>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses id="ID_3224" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_3225" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">1116000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_3226" contextRef="AS_OF_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">219473000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_3227" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">29668000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3228" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <fbp:NatureOfBusinessPolicyTextBlock id="ID_3229" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Nature of business&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;First BanCorp. is a publicly owned, Puerto Rico-chartered financial holding company that is subject to regu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lation, supervision, and examination by the Board of Governors of the Federal Reserve System (the &amp;#8220;Federal Reserve Board&amp;#8221;).  The Corporation is a full service provider of financial services and products with operations in Puerto Rico, the United States, th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e U.S. Virgin Islands (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;USVI&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;),&amp;#160;and the British Virgin Islands (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BVI&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation provides a wide range of financial services for retail, commercial, and institutional clients.&amp;#160; As of December&amp;#160;31, 2017, the Corporation controlled two wholly-owned su&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bsidiaries: FirstBank Puerto Rico (&amp;#8220;FirstBank&amp;#8221; or the &amp;#8220;Bank&amp;#8221;), and FirstBank Insurance Agency, Inc. (&amp;#8220;FirstBank Insurance Agency&amp;#8221;).&amp;#160; FirstBank is a Puerto Rico-chartered commercial bank, and FirstBank Insurance Agency is a Puerto Rico-chartered insurance a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gency. FirstBank is subject to the supervision, examination, and regulation of both the Office of the Commissioner of Financial Institutions of the Commonwealth of Puerto Rico (&amp;#8220;OCIF&amp;#8221;) and the Federal Deposit Insurance Corporation (the &amp;#8220;FDIC&amp;#8221;).&amp;#160; Deposits a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;re insured through the FDIC Deposit Insurance Fund.&amp;#160; FirstBank also operates in the state of Florida (USA), subject to regulation and examination by the Florida Office of Financial Regulation and the FDIC, in the USVI, subject to regulation and examination&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; by the United States Virgin Islands Banking Board, and in the BVI, subject to regulation by the British Virgin Islands Financial Services Commission. The Consumer Financial Protection Bureau (&amp;#8220;CFPB&amp;#8221;) regulates FirstBank&amp;#8217;s consumer financial products and s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ervices.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;FirstBank Insurance Agency is subject to the supervision, examination, and regulation of the Office of the Insurance Commissioner of the Commonwealth of Puerto Rico.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, FirstBank conducts its business through its main off&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ice located in San&amp;#160;Juan, Puerto Rico, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; banking branches in Puerto Rico, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;banking &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;branches in the USVI and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BVI, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;banking &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;branches in the state of Florida (USA). As of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, FirstBank has &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; wholly owned subsidiaries with operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in Puerto Rico: First Federal Finance Corp. (d/b/a Money Express La&amp;#160;Financiera), a finance company specializing in the origination of small loans with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;28&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; offices in Puerto Rico; First Management of Puerto Rico, a domestic corporation, which holds tax-exem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pt assets; FirstBank Puerto Rico Securities Corp., a broker-dealer subsidiary engaged in investment banking activities, such as advisory services, capital raising efforts on behalf of clients&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and assistance with fin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ancial transaction structuring; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FirstBan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k Overseas Corporation, an international banking entity organized under the International Banking Entity Act of Puerto Rico; and two other companies that hold and operate certain other real estate owned &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(&amp;#8220;OREO&amp;#8221;) properties.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;On February 27, 2015, FirstBank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Puerto Rico &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;banking &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;branche&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of Doral Bank through an alliance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with Banco Popular of Puerto Rico (&amp;#8220;Popular&amp;#8221;), wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ich&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was the successful lead bidder with the FDIC on the failed Doral Bank, as well as other co-bidders (the &amp;#8220;Doral Bank transaction&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;). This transaction is described in more detail in Note 2 &amp;#8211; Business Combination, to the consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</fbp:NatureOfBusinessPolicyTextBlock>
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  <us-gaap:ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock id="ID_3262" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:469.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:469.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Changes in the impairment allowance were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:202.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Temporary impairment charges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;466&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OTTI of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(621)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(147)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(141)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(57)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_3263" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_SubstandardMember" unitRef="USD" decimals="-3">1933000</us-gaap:LoansReceivableCommercialConstruction>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_3264" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">8158000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_3265" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">189699000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <fbp:GainFromRecoveryOfInvestmentsPreviouslyWrittenOff id="ID_3266" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1547000</fbp:GainFromRecoveryOfInvestmentsPreviouslyWrittenOff>
  <fbp:PercentageOfOwnershipInvestmentInUnconsolidatedEntity id="ID_3267" contextRef="FROM_Feb01_2011_TO_Feb16_2011_Entity_0001057706_dei_LegalEntityAxis_fbp_PrlpMember" unitRef="pure" decimals="4">0.65</fbp:PercentageOfOwnershipInvestmentInUnconsolidatedEntity>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_3268" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">22372000</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3269" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">1347000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FiniteLivedIntangibleAssetsGross id="ID_3270" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-3">51664000</us-gaap:FiniteLivedIntangibleAssetsGross>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3271" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">35100000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_3272" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">10240000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_3273" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">956000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_3274" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">15459000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_3275" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">26364000</fbp:NetChargeCreditForTransferOfFunds>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3276" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember" unitRef="USD" decimals="-3">262161000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:OperatingLeasesRentExpenseNet id="ID_3277" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">11300000</us-gaap:OperatingLeasesRentExpenseNet>
  <fbp:OtherEquitySecuritiesFairValue id="ID_3278" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">42992000</fbp:OtherEquitySecuritiesFairValue>
  <us-gaap:Deposits id="ID_3279" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_US" unitRef="USD" decimals="-3">1637941000</us-gaap:Deposits>
  <us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1 id="ID_3280" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1443000</us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1>
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  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3282" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">10720000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
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  <us-gaap:AllocatedShareBasedCompensationExpense id="ID_3284" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_TitleOfIndividualAxis_fbp_SeniorExecutivesMember" unitRef="USD" decimals="-5">3300000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_3285" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancialInstrumentAxis_fbp_GovernmentGuaranteedMortgageLoansMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.12</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3286" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
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  <fbp:Dividendincomefromsubsidiaries id="ID_3288" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember_invest_InvestmentHoldingAxis_fbp_InvestmentInBankingSubsidiaryMember" unitRef="USD" decimals="-3">0</fbp:Dividendincomefromsubsidiaries>
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  <fbp:FinancingReceivableModificationsNewTroubledDebtRestructurings id="ID_3295" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">111890000</fbp:FinancingReceivableModificationsNewTroubledDebtRestructurings>
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  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_3297" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">120241000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3298" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">66830000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3299" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">892000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_3300" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">560000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:AllocatedShareBasedCompensationExpense id="ID_3301" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="USD" decimals="-5">3800000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3302" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">9361000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="ID_3303" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked id="ID_3304" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_fbp_TaxStatusAxis_fbp_ExemptMember" unitRef="USD" decimals="-3">23779000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_3305" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">519008000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed id="ID_3306" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancialInstrumentAxis_fbp_ConventionalNonConformingMortgageLoansMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.091</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed>
  <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities id="ID_3307" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">5891000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
  <us-gaap:SecuredDebtRepurchaseAgreements id="ID_3308" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">300000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3309" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">14346000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:ReserveFundReplenishmentRequirementAsPercentageOfOriginalCapitalContribution id="ID_3310" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="INF">0.2</fbp:ReserveFundReplenishmentRequirementAsPercentageOfOriginalCapitalContribution>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_3311" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_3312" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="myNumberOfContracts" decimals="INF">2585</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3313" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">92000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3314" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1568808000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3315" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="USD" decimals="-3">1568808000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_3316" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:InterestIncomeExpenseNet id="ID_3317" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">49181000</us-gaap:InterestIncomeExpenseNet>
  <fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions id="ID_3318" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_DoubtfulMember" unitRef="USD" decimals="-3">3854000</fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions>
  <us-gaap:DerivativeLiabilities id="ID_3319" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_us-gaap_InterestRateCapMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_PositionAxis_us-gaap_ShortMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:LeasesOfLessorDisclosureTextBlock id="ID_3320" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;28&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; LEASE COMMITMENTS&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, certain premises are leased with terms expiring through the year &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2050&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Corporation has the option to renew or extend certain leases beyond the original term. Some of these leases require the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;payment of insurance, increases in property taxes, and other incidental costs. As of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the obligation under various leases is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:88.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:88.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,428&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,617&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,693&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,551&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,686&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2023 and later years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;45,419&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92,394&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Rental expense for offices and premises included in occupancy and equipment expense was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million; 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million).&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LeasesOfLessorDisclosureTextBlock>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_3321" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">4183000</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3322" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhavaGuaranteedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialRealEstateMember" unitRef="USD" decimals="-3">126858000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_3323" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_TreasuryAndInvestmentsMember" unitRef="USD" decimals="-3">41777000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_3324" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3325" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">136928000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1 id="ID_3326" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CoreDepositsMember">P8Y1M6D</us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3327" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">5179000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRecoveries id="ID_3328" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">57000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsRecoveries>
  <us-gaap:ServicingAssetAtAmortizedValue id="ID_3329" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtAmortizedValue>
  <fbp:FinancingReceivableRelatedGeneralAllowance id="ID_3330" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoansMember" unitRef="USD" decimals="-3">39315000</fbp:FinancingReceivableRelatedGeneralAllowance>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3331" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:PercentageOfStockOwnership id="ID_3332" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_ThomasHLeePartnersMember" unitRef="pure" decimals="5">0.05</fbp:PercentageOfStockOwnership>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_3333" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">48000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_3334" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">646966000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3335" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">11504000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_3336" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:AvailableForSaleSecurities id="ID_3337" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">305765000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:DeferredTaxAssetsOperatingLossCarryforwards id="ID_3338" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">376423000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 id="ID_3339" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_OmnibusPlanMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_SeniorManagementMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P2Y0M0D</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3340" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_3341" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">16487000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure id="ID_3342" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">0</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue id="ID_3343" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_NontaxableMunicipalBondsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">131032000</us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue>
  <fbp:InterestIncomeOnInvestmentSecuritiesAndMoneyMarketInvestments id="ID_3344" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">52816000</fbp:InterestIncomeOnInvestmentSecuritiesAndMoneyMarketInvestments>
  <fbp:MortgageLoansForeclosureDelinquencyThreshold id="ID_3345" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">P0Y4M0D</fbp:MortgageLoansForeclosureDelinquencyThreshold>
  <fbp:FinancingReceivableModificationsIncreasesToExistingTroubledDebtRestructurings id="ID_3346" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">6575000</fbp:FinancingReceivableModificationsIncreasesToExistingTroubledDebtRestructurings>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_3347" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">-1277000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_3348" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">28292000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:DerivativeLiabilities id="ID_3349" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_BalanceSheetLocationAxis_us-gaap_OtherLiabilitiesMember_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateCapMember_us-gaap_PositionAxis_us-gaap_ShortMember" unitRef="USD" decimals="-3">305000</us-gaap:DerivativeLiabilities>
  <fbp:SecuritiesWeightedAverageYield id="ID_3350" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0183</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ScheduleOfCashAndCashEquivalentsTableTextBlock id="ID_3351" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:487.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:487.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Money market investments as of December 31, 2017 and 2016 were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Time deposits with other financial institutions, weighted-average interest rate of 1.02%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    (2016- 0.95%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other short-term investments, weighted-average interest rate of 0.29%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    (2016 - weighted-average interest rate of 0.30%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,294&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:384.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:384.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfCashAndCashEquivalentsTableTextBlock>
  <us-gaap:NetIncomeLoss id="ID_3352" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">93229000</us-gaap:NetIncomeLoss>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_3353" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-17260000</fbp:NetChargeCreditForTransferOfFunds>
  <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet id="ID_3354" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-200000000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed id="ID_3355" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.079</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed>
  <us-gaap:NoninterestBearingDepositLiabilities id="ID_3356" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1833665000</us-gaap:NoninterestBearingDepositLiabilities>
  <fbp:DividendsOnFederalHomeLoanBankStock id="ID_3357" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">1454000</fbp:DividendsOnFederalHomeLoanBankStock>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets id="ID_3358" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">293000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <fbp:BusinessCombinationFiniteLivedIntangibleAssetsNet id="ID_3359" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">4400000</fbp:BusinessCombinationFiniteLivedIntangibleAssetsNet>
  <us-gaap:RealEstateAcquisitionsThroughForeclosures id="ID_3360" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">76725000</us-gaap:RealEstateAcquisitionsThroughForeclosures>
  <fbp:ScheduleOfComponentsOfNetServicingIncomeTableTextBlock id="ID_3361" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:469.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:469.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The components of net servicing income are shown below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:3pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:202.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;Year ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:193.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Servicing fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7,606&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Late charges and prepayment penalties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;674&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Adjustment for loans repurchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(88)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Other (1) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(35)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(161)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;   Servicing income, gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;8,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;8,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;7,727&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;Amortization and impairment of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(4,702)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(3,554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(3,387)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;      Servicing income, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;3,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;4,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:267pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:267pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:469.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:469.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;(1) Mainly consisted of compensatory fees imposed by GSEs.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfComponentsOfNetServicingIncomeTableTextBlock>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm id="ID_3362" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">4171000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:InterestExpense id="ID_3363" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_MortgageBankingMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
  <fbp:LateChargesAndPrepaymentPenalties id="ID_3364" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">405000</fbp:LateChargesAndPrepaymentPenalties>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_3365" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="myNumberOfContracts" decimals="INF">46</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestment30To59DaysPastDue id="ID_3366" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:PurchasedCreditImpairedLoansRecordedInvestment30To59DaysPastDue>
  <us-gaap:PreferredStockValue id="ID_3367" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">36104000</us-gaap:PreferredStockValue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3368" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">10285000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3369" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue id="ID_3370" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="myUSDPERSHARE" decimals="INF">3.57</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_3371" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss id="ID_3372" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">7328000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure id="ID_3373" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">716395000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:AdvancesFromFederalHomeLoanBanks id="ID_3374" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">715000000</us-gaap:AdvancesFromFederalHomeLoanBanks>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_3375" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="myNumberOfContracts" decimals="INF">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities id="ID_3376" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">-735399000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <fbp:NetChargeCreditForTransferOfFunds id="ID_3377" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">-12280000</fbp:NetChargeCreditForTransferOfFunds>
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style='width:177.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:114.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:114.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:114.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:114.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:120.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:120.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,240&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,179&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,745&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;159&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;99&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,045&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,934&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:177.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:177.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfLoanModificationsConsideredTroubledDebtRestructuringsDefaultedTableTextBlock>
  <us-gaap:InterestIncomeMoneyMarketDeposits id="ID_3436" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_TaxStatusAxis_fbp_TaxableMember" unitRef="USD" decimals="-3">2669000</us-gaap:InterestIncomeMoneyMarketDeposits>
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  <us-gaap:SecuritiesPurchasedUnderAgreementsToResellCollateralObligationToReturnCash id="ID_3439" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:SecuritiesPurchasedUnderAgreementsToResellCollateralObligationToReturnCash>
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  <us-gaap:LoansAndLeasesReceivableDeferredIncome id="ID_3443" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_DeferredRevenueArrangementTypeAxis_fbp_UnearnedIncomeMember" unitRef="USD" decimals="-5">32800000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:NetCashProvidedByUsedInInvestingActivities id="ID_3444" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">50000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_3445" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">1132000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_3446" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_UnitedStatesAndPuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">193000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
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  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3448" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">112005000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage id="ID_3449" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_ImpairedAndNonImpairedLoanAtAcquisitionAxis_fbp_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageMember" unitRef="USD" decimals="-5">200000</fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_3450" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">16891000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_3451" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">18658000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_3452" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-43650000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
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  <fbp:InterestIncomeOnInvestmentSecuritiesAndMoneyMarketInvestments id="ID_3454" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">53634000</fbp:InterestIncomeOnInvestmentSecuritiesAndMoneyMarketInvestments>
  <us-gaap:RealEstateAcquiredThroughForeclosure id="ID_3455" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">137681000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_3456" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
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  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3458" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses id="ID_3459" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">94111000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3460" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:HeldToMaturitySecurities id="ID_3461" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">131032000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:DerivativeCollateralObligationToReturnCash id="ID_3462" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:DerivativeCollateralObligationToReturnCash>
  <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage id="ID_3463" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">41927000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage>
  <fbp:CommonStockIssuedInExchangeForTrustPreferredSecuritiesValue id="ID_3464" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">85000</fbp:CommonStockIssuedInExchangeForTrustPreferredSecuritiesValue>
  <us-gaap:FairValueMeasurementsValuationProcessesDescription id="ID_3465" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_LoansMember">Income, Market, Comparable Sales, Discounted Cash Flows</us-gaap:FairValueMeasurementsValuationProcessesDescription>
  <us-gaap:CommonStockValue id="ID_3466" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">21870000</us-gaap:CommonStockValue>
  <fbp:DirectNonInterestExpenses id="ID_3467" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">242277000</fbp:DirectNonInterestExpenses>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked id="ID_3468" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_TaxStatusAxis_fbp_TaxableMember" unitRef="USD" decimals="-3">11246000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <fbp:PurchasedCreditImpairedLoansPastDue id="ID_3469" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">39741000</fbp:PurchasedCreditImpairedLoansPastDue>
  <us-gaap:SecuritiesPurchasedUnderAgreementsToResellLiability id="ID_3470" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">200000000</us-gaap:SecuritiesPurchasedUnderAgreementsToResellLiability>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_3471" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">8455104000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity id="ID_3472" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">683600000</us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity>
  <us-gaap:Liabilities id="ID_3473" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">209453000</us-gaap:Liabilities>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_3474" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">38191000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <fbp:BenefitPlanExpensesIncludingEmployerContributions id="ID_3475" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">1100000</fbp:BenefitPlanExpensesIncludingEmployerContributions>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_3476" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">13322000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ShareBasedCompensation id="ID_3477" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">2835000</us-gaap:ShareBasedCompensation>
  <fbp:DepositsStatedInterestRate id="ID_3478" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_DeposistByTypeAxis_fbp_CertificateOfDepositsMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.04</fbp:DepositsStatedInterestRate>
  <us-gaap:LoansReceivableCommercialDevelopment id="ID_3479" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">26931000</us-gaap:LoansReceivableCommercialDevelopment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="ID_3480" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">91685000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:BusinessCombinationDisclosureTextBlock id="ID_3481" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; BUSINESS COMBINATION&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation made no acquisitions or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;any other business combinations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;during the year&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7 and 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. On February 27, 2015, FirstBank acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Puerto Rico branches of Doral Bank, assumed $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;522.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in deposits related to such branches, acquired loans that had an approximate principal balance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;324.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, primarily residential mortgage loans, acquired $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of property, plant and equipment and received $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;217.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million of cash, thr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ough an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; alliance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with Popular, who was the successful lead bidder with the FDIC on the failed Doral Bank, as well as other co-bidders. This transaction solidified FirstBank as the second largest bank in Puerto Rico, enhanced FirstBank&amp;#8217;s presence in geogr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aphical areas in Puerto Rico with growth potential for deposits and mortgage originations (two of the main business strategies of FirstBank), and provided a stable source of low-cost deposits.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Under the FDIC&amp;#8217;s bidding format, Popular was the lead bidder a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd party to the purchase and assumption agreement with the FDIC covering all assets and deposits to be acquired by Popular and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; co-bidders. Popular entered into back to back purchase assumption agreements with the co-bidders, including FirstBank, for th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e transferred assets and deposits. There is no loss-share arrangement with the FDIC related to the acquired assets, meaning that FirstBank assumed all losses with respect to such assets, with no financial assistance from the FDIC.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:21.75pt;' &gt;&lt;td colspan='5' rowspan='1' style='width:527.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:527.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The Corporation accounted for this transaction as a business combination. The following table identifies the fair values of assets acquired and liabilities assumed from Doral Bank on February 27, 2015:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Asset/Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(at Fair Value)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;311,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Premises and equipment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,450&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Core Deposit Intangible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total assets acquired &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;540,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;LIABILITIES&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;523,517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net assets - Bargain purchase gain&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The application of the acquisition method of accounting resulted in a bargain purchase gain of $13.4 million, which is included in non-interest income in the Corporation&amp;#8217;s consolidated statement of income for the year ended December 31, 2015, and a core &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;deposit intangible of $5.8 million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;($3.7 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - December 31, 2017; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.4 million - December 31, 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;). Before the bargain purchase gain recognition, the Corporation reassessed whether all of the assets acquired and liabilities assumed had been appropriat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ely identified, recognized and measured. The net after-tax gain of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million represents the excess of the estimated fair value of the assets acquired (including cash payments received from the FDIC) over the estimated fair value of the liabilities assum&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The following is a description of the methods used to determine the fair values of significant assets and liabilities presented above: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:10.8pt;' &gt;Cash and due from banks&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; The carrying amount of these assets is a reasonable estimate of fair value based on the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; short-term nature of these assets. This balance primarily represents the cash settlement received from Popular for the net equity received, the discount bid for the assets and other customary closing adjustments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:10.8pt;' &gt;Loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Fair values for loans were based &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on a discounted cash flow methodology that uses market-driven assumptions such as prepayment rate, default rate, and loss severity on a loan level basis.&amp;#160; The forecasted cash flows &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;were&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; then discounted by yields observed in sales of similar portfolios in Pu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erto Rico and the continental U.S. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation evaluated the residential mortgage loans acquired and determined that $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;227.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million were non-credit impaired purchased loans, which were accounted for in accordance with the provisions of FASB ASC Topic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 310-20, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Nonrefundable Fees and Other Costs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and were recorded with a premium of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million. The remaining approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;93.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of residential mortgage loans were considered purchased credit impaired loans within the provisions of FASB ASC Topic 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10-30, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Loans and Debt Securities Acquired with Deteriorated Credit Quality&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and were recorded with a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million discount. The Corporation recognizes interest income on these&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; purchased credit impaired loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;through accretion of the difference between the fair value of the l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oans and the expected cash flows. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:10.8pt;' &gt;Core deposit intangible&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; This intangible asset represents the value of the relationships that Doral Bank had with its deposit customers. The fair value of this intangible asset was estimated based on a discounted cash f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;low methodology that gave appropriate consideration to expected customer attrition rates, the cost of the deposit base, and the net maintenance cost attributable to customer deposits. The Corporation recorded at acquisition $5.8 million of core deposit int&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;angible. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:10.8pt;' &gt;Deposits&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; The fair values used for the demand and savings deposits that comprise the transaction accounts acquired, by definition, equal the amounts payable on demand at the acquisition date. &amp;#160;A fair value adjustment of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million was applied&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for time deposits because the estimated weighted-average interest rate of the assumed certificates of deposits was estimated to be above the then prevailing market rates&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#1F497D;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;ASC Topic 805 requires the measurement of all recognized assets acquired and liab&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ilities assumed in a business combination at their acquisition-date fair values. Accordingly, the Corporation initially recorded amounts for the fair values of the assets acquired and liabilities assumed based on the best information available at the acqui&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sition date. The Corporation could retrospectively adjust these amounts to reflect new information obtained during the measurement period (not to exceed 12 months) about facts and circumstances that existed as of the acquisition date that, if known, would &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have affected the acquisition-date fair value measurements. No retrospective adjustments to acquisition date fair values were recorded. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During 2015, the Corporation incurred $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million for acquisition and conversion costs related to loans and deposit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounts acquired from Doral Bank that are considered non-recurring in nature, and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million on interim servicing costs until the completion in May 2015 of the conversion to the FirstBank systems. These expenses are primarily included as part of profess&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ional fees in the consolidated statement of income.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation&amp;#8217;s operating results for the year ended December 31, 2015 include the operating results of the acquired assets and assumed liabilities subsequent to the acquisition date. The Corporation a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lso considered the pro forma requirements of ASC 805 and deemed it not necessary to provide pro forma financial information pursuant to that standard for the Doral Bank transaction as it was not material to the Corporation.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:BusinessCombinationDisclosureTextBlock>
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  <us-gaap:SecuritiesOwnedNotReadilyMarketable id="ID_3498" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">42992000</us-gaap:SecuritiesOwnedNotReadilyMarketable>
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  <us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock id="ID_3510" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:535.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:535.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following table shows the gross amount and accumulated amortization of the Corporation&amp;#8217;s intangible assets recognized as part of Other Assets in the consolidated statements of financial condition:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:284.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:284.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:284.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:284.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:138pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:137.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016 &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Core deposit intangible:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Gross amount, beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51,664&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Accumulated amortization &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(46,186)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(44,466)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net carrying amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,478&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,198&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.95pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Remaining amortization period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7.0 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8.1 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.95pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Purchased credit card relationship intangible:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Gross amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,465&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,465&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Accumulated amortization &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(16,465)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(13,934)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net carrying amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.95pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Remaining amortization period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3.9 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.95pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Insurance customer relationship intangible:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Gross amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,067&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,067&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Accumulated amortization &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(292)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(140)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Net carrying amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Remaining amortization period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.0 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;background-color:#D0EAFF;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6.1 years&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:251.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:128.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:128.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:535.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:535.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1) For the years ended December 31, 2017 and 2016, the amortization expense of core deposit intangibles amounted to $1.7 million and $2.0 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:17.25pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:535.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:535.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2) For the years ended December 31, 2017 and 2016, the amortization expense of the purchased credit card relationship intangible amounted to $2.5 million and $2.8 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:535.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:535.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3) For the years ended December 31, 2017 and 2016, the amortization expense of the insurance customer relationship intangible amounted to $0.2 million and $0.1 million, respectively.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock>
  <fbp:CarryingValueOfPurchasedCreditImpairedLoansTableTextBlock id="ID_3511" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:536.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The carrying amount of PCI loans follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:26.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:26.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:26.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:26.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:210pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:210pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,183&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total PCI loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:middle;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Allowance for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:26.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:26.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(11,251)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,857)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total PCI loans, net of allowance for loan losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;146,923&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;158,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:CarryingValueOfPurchasedCreditImpairedLoansTableTextBlock>
  <us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss id="ID_3512" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_NontaxableMunicipalBondsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">23431000</us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3513" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">357000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ConcentrationRiskPercentage1 id="ID_3514" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementGeographicalAxis_country_PR" unitRef="pure" decimals="4">0.75</us-gaap:ConcentrationRiskPercentage1>
  <fbp:DepositsStatedInterestRate id="ID_3515" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_DeposistByTypeAxis_fbp_CertificateOfDepositsMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="2">0.04</fbp:DepositsStatedInterestRate>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_3516" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">1174000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_3517" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember_us-gaap_IncomeStatementLocationAxis_fbp_InterestIncomeLoansMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3518" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_LandConstructionFinancingReceivableMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3519" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:InterestBearingDomesticDepositBrokered id="ID_3520" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_PR" unitRef="USD" decimals="-8">2100000000</us-gaap:InterestBearingDomesticDepositBrokered>
  <us-gaap:FederalHomeLoanBankAdvances id="ID_3521" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_us-gaap_LongTermDebtMember" unitRef="USD" decimals="-3">715000000</us-gaap:FederalHomeLoanBankAdvances>
  <fbp:DepositsAndRelatedInterestConsistTableTextBlock id="ID_3522" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The following table summarizes deposit balances as of the dates indicated:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:192pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:192pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Type of account and interest rate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-interest-bearing checking accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,833,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,484,155&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-bearing savings accounts - 0.05% to 0.40%  (2016- 0.05% to 0.40%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,401,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,518,496&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-bearing checking accounts - 0.05% to 1.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   (2016- 0.05% to 1.00%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,207,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,075,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Certificates of deposit- 0.10% to 4.00% (2016- 0.10% to 4.00%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,429,585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,312,928&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Brokered certificates of deposit- 0.85% to 2.80% (2016- 0.60% to 2.80%)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,150,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,439,697&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:348pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,022,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,831,205&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:DepositsAndRelatedInterestConsistTableTextBlock>
  <us-gaap:PreferredStockValue id="ID_3523" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">36104000</us-gaap:PreferredStockValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalOther id="ID_3524" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">3000</us-gaap:AdjustmentsToAdditionalPaidInCapitalOther>
  <fbp:AllowanceForLoanAndLeaseLossesWriteOffsLoansSold id="ID_3525" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_TroubledDebtRestructuringsMember" unitRef="USD" decimals="-5">1300000</fbp:AllowanceForLoanAndLeaseLossesWriteOffsLoansSold>
  <us-gaap:InterestIncomeMoneyMarketDeposits id="ID_3526" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">3365000</us-gaap:InterestIncomeMoneyMarketDeposits>
  <fbp:PurchasedCreditImpairedLoansPastDue id="ID_3527" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1505000</fbp:PurchasedCreditImpairedLoansPastDue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3528" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">1686000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:AllowanceForLoanAndLeaseLossesWriteOffsLoansSold id="ID_3529" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ImpairedLoansMember" unitRef="USD" decimals="-5">4200000</fbp:AllowanceForLoanAndLeaseLossesWriteOffsLoansSold>
  <us-gaap:LongTermDebtPercentageBearingVariableInterestRate id="ID_3530" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_DebtInstrumentAxis_fbp_JuniorSubordinatedDebenturesBearingInterestAtFloatingRateOfTwoPointSeventyFiveMember" unitRef="pure" decimals="4">0.0374</us-gaap:LongTermDebtPercentageBearingVariableInterestRate>
  <us-gaap:InterestIncomeExpenseNet id="ID_3531" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">484118000</us-gaap:InterestIncomeExpenseNet>
  <fbp:NoninterestIncomeForReportableSegments id="ID_3532" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_TreasuryAndInvestmentsMember" unitRef="USD" decimals="-3">5423000</fbp:NoninterestIncomeForReportableSegments>
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  <fbp:CommitmentsAndContingenciesTableTextBlock id="ID_3586" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:525.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:525.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following table summarizes commitments to extend credit and standby letters of credit, and commitments to sell loans &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;as of the indicated dates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:193.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Financial instruments whose contract amounts represent credit risk:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;          Commitments to extend credit:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;                 Construction undisbursed funds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;77,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;41,271&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;                 Unused personal lines of credit &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;710,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;667,552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;                 Commercial lines of credit &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;471,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;421,437&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;                 Commercial letters of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;46,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;47,515&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Standby letters of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,556&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commitments to sell loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,909&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;119,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:317.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:317.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:CommitmentsAndContingenciesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_3587" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">24095000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized id="ID_3588" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">706218000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax id="ID_3589" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:DerivativeLiabilities id="ID_3590" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByLiabilityClassAxis_us-gaap_ForwardContractsMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:InterestIncomeExpenseNet id="ID_3591" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_MortgageBankingMember" unitRef="USD" decimals="-3">89520000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3592" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">-7955000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_3593" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">1277000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3594" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">36893000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:InterestExpense id="ID_3595" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_TreasuryAndInvestmentsMember" unitRef="USD" decimals="-3">60221000</us-gaap:InterestExpense>
  <us-gaap:FurnitureAndFixturesGross id="ID_3596" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">165386000</us-gaap:FurnitureAndFixturesGross>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_3597" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">21422000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_3598" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">14656000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_3599" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="myNumberOfContracts" decimals="INF">11</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <fbp:PeriodForOtherThanTemporaryImpairment id="ID_3600" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">P1Y0M0D</fbp:PeriodForOtherThanTemporaryImpairment>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_3601" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">8111000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:TierOneLeverageCapital id="ID_3602" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="USD" decimals="-3">1597117000</us-gaap:TierOneLeverageCapital>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="ID_3603" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_3604" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancialInstrumentAxis_fbp_ConventionalNonConformingMortgageLoansMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.138</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease id="ID_3605" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">6687000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
  <fbp:CummulativeChargeOffsPeriod id="ID_3606" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706">P2Y0M0D</fbp:CummulativeChargeOffsPeriod>
  <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty id="ID_3607" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_fbp_UsTreasurySecuritiesAndObligationsOfOtherUsGovernmentSponsoredAgenciesMember" unitRef="USD" decimals="-3">131271000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears id="ID_3608" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">8551000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears>
  <us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsPeriodIncreaseDecrease id="ID_3609" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-1611000</us-gaap:ValuationAllowanceForImpairmentOfRecognizedServicingAssetsPeriodIncreaseDecrease>
  <us-gaap:ServicingAssetAtAmortizedValue id="ID_3610" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtAmortizedValue>
  <fbp:PercentageOfWeightedAverageYieldWithThirdParty id="ID_3611" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="6">0.0244</fbp:PercentageOfWeightedAverageYieldWithThirdParty>
  <us-gaap:AvailableForSaleSecurities id="ID_3612" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PrivateLabelMbsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_3613" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialConstruction>
  <us-gaap:AvailableForSaleSecurities id="ID_3614" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_OtherAvailableForSaleSecuritiesMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_3615" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">22605000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_3616" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">387000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:IncomeLossFromEquityMethodInvestments id="ID_3617" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">66587000</us-gaap:IncomeLossFromEquityMethodInvestments>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_3618" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">71000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:CashFlowSupplementalDisclosuresTextBlock id="ID_3619" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;N&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;OTE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;30&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;UPPLEMENTAL&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;ASH&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; F&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;LOW &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;I&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;NFORMATION&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Supplemental cash flow information &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:213.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:333.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:333.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:333.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:333.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Cash paid for:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest on borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,634&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;127,707&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,053&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:333.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:333.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-cash investing and financing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Additions to OREO&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;47,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;47,808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;76,725&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Additions to auto and other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;75,279&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Capitalization of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,919&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loan securitizations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;235,074&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;338,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;285,995&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for investment transferred to held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for sale transferred to loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40,086&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Property plant and equipment transferred to other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Trust-preferred securities exchanged for new common stock issued:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Trust-preferred securities exchanged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,303&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   New common stock issued&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,628&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Fair value of assets acquired (liabilities assumed) in the Doral Bank transaction:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;311,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Premises and equipment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,450&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Core deposit intangible&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,820&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(523,517)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:326.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:CashFlowSupplementalDisclosuresTextBlock>
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  <fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage id="ID_3624" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageMember" unitRef="USD" decimals="-5">9000000</fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage>
  <fbp:DerivativesInstrumentsAndHedgingActivitiesLossGain id="ID_3625" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">-78000</fbp:DerivativesInstrumentsAndHedgingActivitiesLossGain>
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  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3628" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">3027000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss id="ID_3629" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">43124000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="ID_3630" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_3631" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_MortgageBankingMember" unitRef="USD" decimals="-3">138955000</us-gaap:InterestAndDividendIncomeOperating>
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  <us-gaap:OperatingLeasesRentExpenseNet id="ID_3634" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-5">10900000</us-gaap:OperatingLeasesRentExpenseNet>
  <us-gaap:HeldToMaturitySecurities id="ID_3635" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterOneToFiveYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">1136000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="ID_3636" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">10370000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:ValuationAllowancesAndReservesRecoveries id="ID_3637" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">15088000</us-gaap:ValuationAllowancesAndReservesRecoveries>
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  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_3643" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">2489948000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:NoninterestExpense id="ID_3644" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">383830000</us-gaap:NoninterestExpense>
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  <us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase id="ID_3646" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">22431000</us-gaap:InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure id="ID_3647" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">325913000</us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
  <us-gaap:InterestBearingDomesticDepositChecking id="ID_3648" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1207511000</us-gaap:InterestBearingDomesticDepositChecking>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_3649" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
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  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities id="ID_3651" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_3652" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">133249000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:InterestPaid id="ID_3653" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">93634000</us-gaap:InterestPaid>
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  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock id="ID_3663" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;24&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; EMPLOYEES&amp;#8217; BENEFIT PLAN&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;FirstBank provides contributory retirement plans pursuant to Section&amp;#160;1081.01 of the Puerto Rico Internal Revenue Code of 2011 for Puerto Rico employees and Section&amp;#160;401(k) of the U.S.&amp;#160;Internal Revenue Code for USVI&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and U.S.&amp;#160;employees (the &amp;#8220;Plans&amp;#8221;).  All employees are eligible to participate in the Plans after three months of service for purposes of making elective deferral contributions and one year of service for purposes of sharing in the Bank&amp;#8217;s matching, qualifie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d matching, and qualified nonelective contributions. Under the provisions of the Plans, the Bank contributes &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;25&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the first &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the participant&amp;#8217;s compensation contributed to the Plans on a pretax basis.  Participants were permitted to contribute up to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15,000 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for each of 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;18,000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for each of 2015, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for USVI and U.S.&amp;#160;employees). Additional contributions to the Plans are voluntarily made by the Bank as determined by its Board of Directors. No additional discretionary contr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ibutions were made for the years ended December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Bank had a total plan expense of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million for the year ended December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;million for 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million for 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
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  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock id="ID_3706" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='4' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Qualitative information regarding the fair value measurements for Level 3 financial instruments are as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:427.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:427.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Inputs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27.75pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income, Market, Comparable Sales, Discounted Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;External appraised values; probability weighting of broker price opinions; management assumptions regarding market trends or other relevant factors&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:26.25pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;OREO&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income, Market, Comparable Sales, Discounted Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;text-align:left;vertical-align:top;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;External appraised values; probability weighting of broker price opinions; management assumptions regarding market trends or other relevant factors&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27.75pt;' &gt;&lt;td style='width:112.5pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage servicing rights&lt;/font&gt;&lt;/td&gt;&lt;td style='width:124.5pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:124.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Discounted Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:294pt;text-align:left;vertical-align:top;background-color:#CCEEFF;border-color:Black;min-width:294pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Weighted-average prepayment rate of 6.30%; weighted average discount rate of 11.23%.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock>
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  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_3723" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">231385000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
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  <us-gaap:NetCashProvidedByUsedInInvestingActivities id="ID_3756" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-73256000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure id="ID_3757" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">299685000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:DerivativeAssets id="ID_3758" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_BalanceSheetLocationAxis_us-gaap_OtherAssetsMember_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateCapMember_us-gaap_PositionAxis_us-gaap_ShortMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <fbp:ThresholdForFinancingReceivablesEvaluatedForImpairment id="ID_3759" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-6">1000000</fbp:ThresholdForFinancingReceivablesEvaluatedForImpairment>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_3760" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_3761" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">22791000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_3762" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1903878000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_3763" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="myNumberOfContracts" decimals="INF">756</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3764" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">15710000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:InterestBearingDomesticDepositBrokered id="ID_3765" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_BrokeredDepositsAxis_fbp_BrokeredCertificatesOfDepositMatureInOneToNinetyDaysMember" unitRef="USD" decimals="-3">194703000</us-gaap:InterestBearingDomesticDepositBrokered>
  <us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock id="ID_3766" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">127000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
  <us-gaap:PreferredStockDividendRatePercentage id="ID_3767" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesCPreferredStockMember" unitRef="pure" decimals="5">0.074</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_3768" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="myNumberOfContracts" decimals="INF">222</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <fbp:DeferredTaxAssetsUnrealizedNetLossOnEquityInvestments id="ID_3769" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">187000</fbp:DeferredTaxAssetsUnrealizedNetLossOnEquityInvestments>
  <fbp:PreferredStockLiquidationValue id="ID_3770" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">36104000</fbp:PreferredStockLiquidationValue>
  <us-gaap:InterestAndOtherIncome id="ID_3771" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">42137000</us-gaap:InterestAndOtherIncome>
  <us-gaap:InterestAndOtherIncomeTableTextBlock id="ID_3772" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:152.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:152.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Taxable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,520&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Exempt &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,779&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;34,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,299&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;PR government obligations, U.S. Treasury securities, and U.S.&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    government agencies:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Taxable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,628&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Exempt &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,848&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,276&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other investment securities (including FHLB dividends) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Taxable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,075&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total interest income on investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;51,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;54,850&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:289.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest on money market instruments:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Taxable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Exempt &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;658&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total interest income on money market instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,614&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,148&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total interest and dividend income on investments and money &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:289.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:289.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;    market instruments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,739&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:39pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;54,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;56,998&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:InterestAndOtherIncomeTableTextBlock>
  <fbp:LoansRepurchased id="ID_3773" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_invest_InvestmentIssuerAxis_fbp_FnmaAndFhlmcMember" unitRef="USD" decimals="-5">1400000</fbp:LoansRepurchased>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_3774" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3775" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">3519000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FairValueInputsLossSeverity id="ID_3776" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="3">0.04</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3777" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">10776000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:StockIssuedDuringPeriodValueOther id="ID_3778" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">-75000</us-gaap:StockIssuedDuringPeriodValueOther>
  <fbp:BenefitPlanExpensesIncludingEmployerContributions id="ID_3779" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">900000</fbp:BenefitPlanExpensesIncludingEmployerContributions>
  <fbp:NetLossOnRealEstateOwnedOperations id="ID_3780" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">11533000</fbp:NetLossOnRealEstateOwnedOperations>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_3781" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">8934000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding id="ID_3782" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="shares" decimals="-3">215794000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3783" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">52576000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod id="ID_3784" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod>
  <fbp:OtherInvestmentSecuritiesIncludingFhlbDividends id="ID_3785" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_TaxStatusAxis_fbp_TaxableMember" unitRef="USD" decimals="-3">1462000</fbp:OtherInvestmentSecuritiesIncludingFhlbDividends>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3786" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember_us-gaap_InternalCreditAssessmentAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="USD" decimals="-3">834120000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_3787" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">194961000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialLiabilities id="ID_3788" contextRef="AS_OF_Feb27_2015_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_DepositsMember" unitRef="USD" decimals="INF">522700000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialLiabilities>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3789" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">12375000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:DividendsPreferredStockCash id="ID_3790" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsPreferredStockCash>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_3791" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">8372865000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:InformationTechnologyAndDataProcessing id="ID_3792" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">4817000</us-gaap:InformationTechnologyAndDataProcessing>
  <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust id="ID_3793" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">189424000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
  <us-gaap:AvailableForSaleSecurities id="ID_3794" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember" unitRef="USD" decimals="-3">394249000</us-gaap:AvailableForSaleSecurities>
  <fbp:SuppliesAndPrintingExpenses id="ID_3795" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1990000</fbp:SuppliesAndPrintingExpenses>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3796" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">334000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <fbp:AllOtherFees id="ID_3797" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">-35000</fbp:AllOtherFees>
  <fbp:ScheduleOfInterestExpensesOnDepositsTableTextBlock id="ID_3798" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A table showing interest expense on deposits follows:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:252pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:252pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-bearing checking accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,440&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Savings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,660&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;28,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,246&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Brokered certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,928&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,904&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:281.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:281.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,537&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;67,302&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;69,250&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfInterestExpensesOnDepositsTableTextBlock>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_3799" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-9398000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="ID_3800" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">716395000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3801" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsForgivenessOfPrincipalAndInterestMember" unitRef="USD" decimals="-3">42820000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:ScheduleOfTroubledDebtRestructuringsTableTextBlock id="ID_3802" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:291pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:291pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pre-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Post-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,263&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,338&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,451&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;548&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;657&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total Troubled Debt Restructurings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;94,796&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,837&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:291pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:291pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pre-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Post-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;29,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,739&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,756&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,878&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,576&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total Troubled Debt Restructurings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;86,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;84,942&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:291pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:291pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pre-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Post-modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Troubled Debt Restructurings:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;67,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,914&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,351&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;756&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,985&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,250&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,111&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:middle;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      Total Troubled Debt Restructurings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;117,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;111,890&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:249pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:97.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:97.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfTroubledDebtRestructuringsTableTextBlock>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3803" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">48742000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:LoansReceivableCommercialConstruction id="ID_3804" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">7910000</us-gaap:LoansReceivableCommercialConstruction>
  <fbp:PreTaxLossBulkSale id="ID_3805" contextRef="FROM_Apr01_2015_TO_Jun30_2015_Entity_0001057706" unitRef="USD" decimals="-5">48700000</fbp:PreTaxLossBulkSale>
  <us-gaap:ServicingAssetAtAmortizedValue id="ID_3806" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">25255000</us-gaap:ServicingAssetAtAmortizedValue>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3807" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">57261000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:InterestExpenseSavingsDeposits id="ID_3808" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">12520000</us-gaap:InterestExpenseSavingsDeposits>
  <fbp:ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock id="ID_3809" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:390pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Repurchase agreements as of December 31, 2017, grouped by counterparty, were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Counterparty&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Maturity (In Months)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Citigroup Global Markets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;JP Morgan Chase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;200,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:middle;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;300,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:middle;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:150pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:93pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:93pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability id="ID_3810" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">200000000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_3811" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3812" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_3813" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">18440000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:AvailableForSaleSecurities id="ID_3814" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="ID_3815" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">13605000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3816" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">316616000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansReceivableNet id="ID_3817" contextRef="AS_OF_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">191000</us-gaap:LoansReceivableNet>
  <us-gaap:PropertyPlantAndEquipmentNet id="ID_3818" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">141895000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3819" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">39092000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:TransferToOtherRealEstate id="ID_3820" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">75279000</us-gaap:TransferToOtherRealEstate>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_3821" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">503332000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1 id="ID_3822" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CustomerRelatedIntangibleAssetsMember">P6Y1M6D</us-gaap:FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3823" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_AccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">41536000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost id="ID_3824" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">343760000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_3825" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">-15819000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_3826" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsCombinationOfReductionInInterestRateAndExtensionOfMaturityMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">6891000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:PurchasedCreditImpairedLoansRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_3827" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1150000</fbp:PurchasedCreditImpairedLoansRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:PreferredStockSharesOutstanding id="ID_3828" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="shares" decimals="INF">1444146</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:HeldToMaturitySecuritiesTextBlock id="ID_3829" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_HeldtomaturitySecuritiesMember">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:387.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:387.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Gross Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;average yield%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Puerto Rico Municipal Bonds:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;107,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;150,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.03&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:392.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:392.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:156.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Gross Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;average yield%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Puerto Rico Municipal Bonds:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,023&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.47&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;144,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;121,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.74&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;156,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.73&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:HeldToMaturitySecuritiesTextBlock>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_3830" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:FairValueInputsLossSeverity id="ID_3831" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.068</us-gaap:FairValueInputsLossSeverity>
  <fbp:FinancingReceivableRemovedFromTroubledDebtRestructuringsClassification id="ID_3832" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:FinancingReceivableRemovedFromTroubledDebtRestructuringsClassification>
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  <fbp:TreasuryStockPolicyTextBlock id="ID_3847" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Treasury stock&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation accounts for treasury stock at par value.  Under this method, the treasury stock account is increased by the par value of each share of common stock reacquired.  Any excess paid per sh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are over the par value is debited to additional paid-in capital for the amount per share that was originally credited.  Any remaining excess is charged to retained earnings.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</fbp:TreasuryStockPolicyTextBlock>
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  <fbp:EvaluationOfOtherThanTemporaryImpairmentOttiOnHeldToMaturityAndAvailableForSaleSecuritiesPolicyTextBlock id="ID_3860" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Evaluation of other-than-temporary impairment (&amp;#8220;OTTI&amp;#8221;) on&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;held-to-maturity and available-for-sale securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;On a quarterly basis, the Corporation performs an assessment to determine whether there have been &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;any events or economic circumstances indicating that a security with an unrealized loss has suffered an OTTI. A security is considered impaired if the fair value is less than its amortized cost basis.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The Corporation evaluates whether the impairment is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;other-than-temporary depending upon whether the portfolio consists of debt securities or equity securities, as further described below. The Corporation employs a systematic methodology that considers all available evidence in evaluating a potential impairm&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ent of its investments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The impairment analysis of debt securities places special emphasis on the analysis of the cash position of the issuer and its cash and capital generation capacity, which could increase or diminish the issuer&amp;#8217;s ability to repay its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bond obligations, the length of time and the extent to which the fair value has been less than the amortized cost basis, any adverse change to the credit conditions and liquidity of the issuer, taking into consideration the latest information available abo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ut the financial condition of the issuer, credit ratings, the failure of the issuer to make scheduled principal or interest payments, recent legislation and government actions affecting the issuer&amp;#8217;s industry&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and actions taken by the issuer to deal with th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e economic climate. The Corporation also takes into consideration changes in the near-term prospects of the underlying collateral of a security, if any, such as changes in default rates, loss severity given default, and significant changes in prepayment as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sumptions and the level of cash flows generated from the underlying collateral, if any, supporting the principal and interest payments of the debt securities. OTTI must be recognized in earnings if the Corporation has the intent to sell the debt security o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r it is more likely than not that it will be required to sell the debt security before recovery of its amortized cost basis.  However, even if the Corporation does not expect to sell a debt security, it must evaluate expected cash flows to be received and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;determine if a credit loss has occurred.  An unrealized loss is generally deemed to be other-than-temporary and a credit loss is deemed to exist if the present value of the expected future cash flows is less than the amortized cost basis of the debt securi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ty.  The credit loss component of an OTTI, if any, is recorded as net impairment losses on debt securities in the statements of income, while the remaining portion of the impairment loss is recognized in OCI, net of taxes, and included as a component of st&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ockholders&amp;#8217; equity provided the Corporation does not intend to sell the underlying debt security and it is more likely than not that the Corporation will not have to sell the debt security prior to recovery.  The previous amortized cost basis less the OTTI&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recognized in earnings is the new amortized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; cost basis of the investment. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The new amortized cost basis is not adjusted for subsequent recoveries in fair value.  However, for debt securities for which OTTI was recognized in earnings, the difference between&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the new amortized cost basis and the cash flows expected to be collected is accreted as interest income as long as the security is not placed in non-accrual status. Debt securities held by the Corporation at year-end primarily consisted of securities issu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed by U.S. government-sponsored entities, bonds issued by the Puerto Rico government&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and private label mortgage-backed securities (&amp;#8220;MBS&amp;#8221;). Given the explicit and implicit guarantees provided by the U.S. Federal government, the Corporation believes the cre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dit risk in securities issued by the U.S. government-sponsored entities is low. The Corporation&amp;#8217;s OTTI assessment was concentrated on Puerto R&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ico government debt securities and private label MBS. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;For further information, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;including methodology and assumptio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns used for the discounted cash flow analyses performed on these securities, refer to Note&amp;#160;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Investment Securities, to the consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The impairment analysis of equity securities is performed and reviewed on an ongoing basis base&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d on the latest financial information and any supporting research report made by a major brokerage firm.  This analysis is very subjective and based on, among other things, relevant financial data such as capitalization, cash flow, liquidity, systematic ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sk, and debt outstanding of the issuer. Management also considers the issuer&amp;#8217;s industry trends, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;historical performance of the stock and credit ratings, if applicable, as well as the Corporation&amp;#8217;s intent to hold the security for an extended period. If m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;anagement believes there is a low probability of recovering &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;book value in a reasonable time frame, it records an impairment by writing the security down to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;market value. As previously mentioned, equity securities are monitored on an ongoing basis b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ut special attention is given to those securities that have experienced a decline in fair value for six months or more.  An impairment charge is generally recognized when the fair value of an equity security has remained significantly below cost for a peri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;od of 12 consecutive months or more.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</fbp:EvaluationOfOtherThanTemporaryImpairmentOttiOnHeldToMaturityAndAvailableForSaleSecuritiesPolicyTextBlock>
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  <fbp:ScheduleOfChangesInFairValueForItemsMeasuredAtFairValuePursuantToElectionOfFairValueOptionTableTextBlock id="ID_3867" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:478.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:478.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The table below presents a reconciliation of the beginning and ending balances of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2017, 2016, and 2015:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only                                    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' &gt;     &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Securities Available for Sale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6.5pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;27,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,212&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Total gain (losses) (realized/unrealized):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         Included in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(387)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(628)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;         Included in other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,586&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,623&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Purchases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Principal repayments and amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(5,836)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(5,582)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(10,010)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;22,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;27,297&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Arial;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;___________________&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:12.75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:478.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:478.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; Amounts mostly related to private label mortgage-backed securities.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:202.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:202.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfChangesInFairValueForItemsMeasuredAtFairValuePursuantToElectionOfFairValueOptionTableTextBlock>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3868" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LoansSplitMember" unitRef="USD" decimals="-3">-1294000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:LiabilitiesAndStockholdersEquity id="ID_3869" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">2003449000</us-gaap:LiabilitiesAndStockholdersEquity>
  <fbp:FhaVaLoansNoLongerAccruingInterest id="ID_3870" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">29300000</fbp:FhaVaLoansNoLongerAccruingInterest>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease id="ID_3871" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">12231000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_3872" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">19906000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate id="ID_3873" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_RepurchaseAgreementsMember" unitRef="pure" decimals="4">0.0229</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate id="ID_3874" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="3">0.1</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesDiscountRate>
  <us-gaap:Deposits id="ID_3875" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_US" unitRef="USD" decimals="-3">1606723000</us-gaap:Deposits>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_3876" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">17751000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:AmortizationOfMortgageServicingRightsMSRs id="ID_3877" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">4702000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment id="ID_3878" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="shares" decimals="-3">2155000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3879" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables60To89DaysPastDueMember" unitRef="USD" decimals="-3">576000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_3880" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">1878000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock id="ID_3881" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Residential mortgage loans, mainly secured by first mortgages &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,290,957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,296,031&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction loans &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;111,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;124,951&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,614,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,568,808&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Commercial and Industrial loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; (1) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,083,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,180,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,809,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,874,214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finance leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;233,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,492,435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,483,293&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,850,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,886,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(231,843)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(205,603)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.6pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:357.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for investment, net &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,618,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,681,270&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:82.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30pt;' &gt;&lt;td style='width:27.75pt;text-align:right;vertical-align:top;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:514.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:514.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;As of December 31, 2017 and 2016, includes $833.5 million and $853.9 million, respectively, of commercial loans that are secured by real estate but are not dependent upon the real estate for repayment.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:27.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:27.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:330pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:330pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' 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  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_3955" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">683894000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:InterestBearingDomesticDepositBrokered id="ID_3956" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">1150485000</us-gaap:InterestBearingDomesticDepositBrokered>
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  <us-gaap:LoansAndLeasesReceivableDeferredIncome id="ID_3961" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_DeferredRevenueArrangementTypeAxis_fbp_UnearnedIncomeMember" unitRef="USD" decimals="-5">38600000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <fbp:LoansRepurchased id="ID_3962" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_invest_InvestmentIssuerAxis_fbp_FnmaAndFhlmcMember" unitRef="USD" decimals="-5">700000</fbp:LoansRepurchased>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_3963" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
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  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_3970" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_us-gaap_LongTermDebtMember" unitRef="pure" decimals="4">0.0149</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:PaymentsOfDividends id="ID_3971" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:PaymentsOfDividends>
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  <us-gaap:BusinessCombinationBargainPurchaseGainRecognizedAmount id="ID_3973" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">13443000</us-gaap:BusinessCombinationBargainPurchaseGainRecognizedAmount>
  <fbp:OtherHeldToMaturitySecurities id="ID_3974" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">156190000</fbp:OtherHeldToMaturitySecurities>
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  <us-gaap:InterestReceivable id="ID_3976" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">45453000</us-gaap:InterestReceivable>
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  <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure id="ID_3980" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">707272000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
  <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain id="ID_3981" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
  <us-gaap:IncomeTaxReconciliationTaxExemptIncome id="ID_3982" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">-14995000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3983" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">46657000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_3984" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">2028000</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <fbp:ScheduleOfOtherNonInterestExpensesTableTextBlock id="ID_3985" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:476.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:476.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;A detail of other non-interest expenses is as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:168.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:168.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Supplies and printing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,502&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(Release) provision for off-balance sheet exposures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(928)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Amortization of intangible assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,143&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Servicing and processing fees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,421&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,817&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Write-down and losses on sale of non-real estate repossessed properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,022&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:292.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:292.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Total  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,229&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:12.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:12.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:476.25pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:476.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfOtherNonInterestExpensesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_3986" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">506250000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <fbp:SecuritiesWeightedAverageYield id="ID_3987" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="pure" decimals="4">0.0697</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_3988" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_FhavaGuaranteedLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock id="ID_3989" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">10823000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases id="ID_3990" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">548571000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <fbp:DirectNonInterestExpenses id="ID_3991" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_MortgageBankingMember" unitRef="USD" decimals="-3">36403000</fbp:DirectNonInterestExpenses>
  <fbp:StatementsOfFinancialConditionOfHoldingCompanyTableTextBlock id="ID_3992" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:545.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:545.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;Statements of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:182.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:173.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Cash and due from banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;29,393&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Money market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for investment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in First Bank Puerto Rico, at equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,028,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,946,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in First Bank Insurance Agency, at equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,941&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in FBP Statutory Trust I&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in FBP Statutory Trust II&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,561&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,791&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,078,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,003,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Liabilities and Stockholders&amp;#39; Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other borrowings &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;208,635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accounts payable and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,019&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;209,453&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217,206&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Stockholders&amp;#39; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,869,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,786,243&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total liabilities and stockholders&amp;#39; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,078,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,003,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:StatementsOfFinancialConditionOfHoldingCompanyTableTextBlock>
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  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_4050" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">25257000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_4051" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">2000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_4052" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">560094000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference id="ID_4053" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">-9610000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference>
  <us-gaap:ProceedsFromSaleOfOtherProductiveAssets id="ID_4054" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">4035000</us-gaap:ProceedsFromSaleOfOtherProductiveAssets>
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  <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty id="ID_4056" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">339390000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty>
  <us-gaap:AvailableForSaleSecurities id="ID_4057" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">680040000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:EquityMethodInvestments id="ID_4058" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember_invest_InvestmentHoldingAxis_fbp_NonBankingSubsidiaryMember" unitRef="USD" decimals="-3">10941000</us-gaap:EquityMethodInvestments>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4059" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">50812000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:ReclassificationAdjustementForOtherThanTemporaryImpairmentOnDebtSecurritiesIncludedInNetIncome id="ID_4060" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-16517000</fbp:ReclassificationAdjustementForOtherThanTemporaryImpairmentOnDebtSecurritiesIncludedInNetIncome>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_4061" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">1568808000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="ID_4062" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">1237000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:WeightedAverageRateDomesticDeposit id="ID_4063" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="6">0.0086</us-gaap:WeightedAverageRateDomesticDeposit>
  <us-gaap:HeldToMaturitySecurities id="ID_4064" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="USD" decimals="-3">156190000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:SubordinatedBorrowingDueDate id="ID_4065" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_FbpStatutoryTrustTwoMember">2034-09-20</us-gaap:SubordinatedBorrowingDueDate>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_4066" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4067" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_NonAccrualMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">217000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsCapitalAdequacy id="ID_4068" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstBanCorpMember" unitRef="USD" decimals="-3">405185000</fbp:CommonEquityTier1CapitalToRiskWeightAssetsCapitalAdequacy>
  <fbp:RewardsLiability id="ID_4069" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-5">7100000</fbp:RewardsLiability>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_4070" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivables30To59DaysPastDueMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:AccretionAmortizationOfDiscountsAndPremiumsLoans id="ID_4071" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="USD" decimals="-3">14000</fbp:AccretionAmortizationOfDiscountsAndPremiumsLoans>
  <us-gaap:LaborAndRelatedExpense id="ID_4072" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">150059000</us-gaap:LaborAndRelatedExpense>
  <fbp:SecuritiesWeightedAverageYield id="ID_4073" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0381</fbp:SecuritiesWeightedAverageYield>
  <fbp:SecuritiesWeightedAverageYield id="ID_4074" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="pure" decimals="4">0.0186</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure id="ID_4075" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_StandbyLettersOfCreditMember" unitRef="USD" decimals="-3">2691000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:RepurchaseAgreementsValuationPolicy id="ID_4076" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:7.2pt;' &gt;Securities purchased and sold under agreements to repurchase&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Securities purchased under resale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;agreements and securities sold under repurchase agreements are accounted for as collateralized financing transactions. Generally, these agreements are recorded at the amount at which the securities were purchased or sold. The Corporation monitors the fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of securities purchased and sold, and obtains collateral from&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or returns it to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the counterparties when appropriate. These financing transactions do not create material credit risk given the collateral provided and the related monitoring process.  T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Corporation sells and acquires securities under agreements to repurchase or resell the same or similar securities.  Generally, similar securities are securities from the same issuer, with identical form and type, similar maturity, identical contractual &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest rates, similar assets as collateral, and the same aggregate unpaid principal amount. The counterparty to certain agreements may have the right to repledge the collateral by contract or custom. Such assets are presented separately in the statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of financial condition as securities pledged to creditors that can be repledged. Repurchase and resale activities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;may&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; be transacted under legally enforceable master repurchase agreements that give the Corporation, in the event of default by the counterpar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ty, the right to liquidate securities held and to offset receivables and payables with the same counterparty. The Corporation offsets repurchase and resale transactions with the same counterparty on the consolidated statements of financial condition where &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;it has such a legally enforceable master netting agreement and the transactions have the same maturity date.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;From time to time, the Corporation modifies repurchase agreements to take advantage of prevailing interest rates. Following applicable GAAP guidan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce, if the Corporation determines that the debt under the modified terms is substantially different from the original terms, the modification must be accounted for as an extinguishment of debt. Modified terms are considered substantially different if the p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;resent value of the cash flows under the terms of the new debt instrument is at least &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% different from the present value of the remaining cash flows under the terms of the original instrument. The new debt instrument will be initially recorded at fair va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lue, and that amount will be used to determine the debt extinguishment gain or loss to be recognized through the statement of income and the effective rate of the new instrument. If the Corporation determines that the debt under the modified terms is not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ubstantially different, then the new effective interest rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; determined based on the carrying amount of the original debt instrument. None of the repurchase agreements modified in the past were considered to be substantially different from the original &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;terms, and, therefore, these modifications were not accounted for as extinguishments of debt.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:12pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:RepurchaseAgreementsValuationPolicy>
  <us-gaap:AvailableForSaleSecurities id="ID_4077" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_UsGovernmentAgenciesDebtSecuritiesCallableMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1497253000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_4078" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialAndIndustrialMember" unitRef="USD" decimals="-3">97703000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <fbp:OtherIncomeNotAllocated id="ID_4079" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">0</fbp:OtherIncomeNotAllocated>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss id="ID_4080" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">494000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4081" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">53778000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_4082" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">16517000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <us-gaap:AvailableForSaleSecurities id="ID_4083" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByAssetClassAxis_fbp_PuertoRicoGovernmentObligationsMember" unitRef="USD" decimals="-3">6813000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4084" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">1722000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <fbp:PortionOfOtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome id="ID_4085" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">4842000</fbp:PortionOfOtherThanTemporaryImpairmentLossesRecognizedInOtherComprehensiveIncome>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_4086" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_country_VI" unitRef="USD" decimals="-3">584576000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:DerivativeLiabilities id="ID_4087" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByLiabilityClassAxis_us-gaap_ForwardContractsMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock id="ID_4088" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='18' rowspan='1' style='width:526.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:526.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    The changes in the allowance for loan and lease losses were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Industrial Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;33,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;61,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;49,847&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;205,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(28,186)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(39,092)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(19,855)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(3,607)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(44,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(134,770)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,755&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;16,756&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Provision&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;50,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;30,054&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,603&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;144,254&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;58,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;48,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;48,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;70,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;231,843&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: specific reserve for impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;22,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;9,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;51,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: purchased credit-impaired loans (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;10,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: general allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;26,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;38,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;36,512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,505&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;65,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;169,182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,290,957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,614,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,083,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;111,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,749,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,850,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;433,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;152,914&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;118,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;47,266&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;38,394&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;790,308&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: purchased credit-impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;153,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,183&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;158,174&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: loans with general &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;     allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,703,532&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,457,875&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,964,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;64,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,711,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,901,994&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Commercial and&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Mortgage Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Industrial Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;39,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;68,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;68,768&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;60,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;240,710&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(33,621)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(20,454)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(26,579)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1,770)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(54,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(136,928)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;15,088&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Provision (release)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;25,090&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;17,075&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;35,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;86,733&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;33,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;57,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;61,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;49,847&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;205,603&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: specific reserve for impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;26,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;22,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;5,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;64,421&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: purchased credit-impaired loans (1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,632&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;6,857&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Ending balance: general allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;18,715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;30,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;39,315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;44,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;134,325&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Loans held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,296,031&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,568,808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,180,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;124,951&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,716,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;8,886,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;442,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;194,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;153,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;53,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;44,413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;887,905&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: purchased credit-impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;      loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;162,676&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;3,142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;165,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;   Ending balance: loans with general&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:172.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;     allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,691,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,371,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,026,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;71,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,672,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,833,150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:526.5pt;text-align:left;vertical-align:top;border-color:Black;min-width:526.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:526.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:526.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Refer to Note 9 - Loans Held for Investment - PCI Loans for additional information about changes in the allowance for loan losses related to PCI loans. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
  <fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage id="ID_4089" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_ImpairedAndNonImpairedLoanAtAcquisitionAxis_fbp_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-5">28100000</fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage>
  <us-gaap:RetainedEarningsAccumulatedDeficit id="ID_4090" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">895208000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:LoansPledgedAsCollateral id="ID_4091" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-8">2000000000</us-gaap:LoansPledgedAsCollateral>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax id="ID_4092" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_4093" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">40582000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:PreferredStockDividendRatePercentage id="ID_4094" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesEPreferredStockMember" unitRef="pure" decimals="4">0.07</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_4095" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="myNumberOfContracts" decimals="INF">51</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_4096" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">585292000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_4097" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="myNumberOfContracts" decimals="INF">265</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ID_4098" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">80731000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:StockholdersEquity id="ID_4099" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">895208000</us-gaap:StockholdersEquity>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_4100" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="myNumberOfContracts" decimals="INF">4</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization id="ID_4101" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-3">44466000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4102" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember" unitRef="USD" decimals="-3">129896000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ID_4103" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">232977000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:CommonStockSharesAuthorized id="ID_4104" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="shares" decimals="INF">2000000000</us-gaap:CommonStockSharesAuthorized>
  <fbp:LoanValueDeliquencyThresholdToBeValuedAtFairValuePercent id="ID_4105" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="pure" decimals="3">0.6</fbp:LoanValueDeliquencyThresholdToBeValuedAtFairValuePercent>
  <fbp:FinancingReceivableModificationsTroubledDebtRestructuringsPaidOrPartialPaid id="ID_4106" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">54904000</fbp:FinancingReceivableModificationsTroubledDebtRestructuringsPaidOrPartialPaid>
  <us-gaap:OperatingExpenses id="ID_4107" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">11459000</us-gaap:OperatingExpenses>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized id="ID_4108" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">582174000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
  <us-gaap:LoansReceivableCommercialDevelopment id="ID_4109" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableCommercialDevelopment>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_4110" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_fbp_PuertoRicoGovernmentObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="USD" decimals="-3">22609000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount id="ID_4111" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</fbp:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmount>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4112" contextRef="AS_OF_Dec31_2015_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsOtherMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">50269000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock id="ID_4113" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;35&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;- FIRST BANCORP. (HOLDING COMPANY ONLY) FINANCIAL INFORMATION&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;following &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;condensed financial information presents the financial position of the Holding Company only as of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and the results of its operations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and cash flows for the years ended December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='6' rowspan='1' style='width:545.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:545.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;Statements of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:182.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:173.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Cash and due from banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;29,393&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Money market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans held for investment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;227&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in First Bank Puerto Rico, at equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,028,641&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,946,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in First Bank Insurance Agency, at equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,941&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in FBP Statutory Trust I&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in FBP Statutory Trust II&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,561&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,791&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,078,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,003,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Liabilities and Stockholders&amp;#39; Equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other borrowings &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;208,635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accounts payable and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,019&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;209,453&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217,206&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Stockholders&amp;#39; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,869,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,786,243&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:363pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:363pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total liabilities and stockholders&amp;#39; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,078,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,003,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:540pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;Statements of Income &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Income &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Interest income on money market investments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Dividend income from banking subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;34,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Dividend income from non-banking subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Other income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;241&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;498&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;518&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Other borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,450&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       Other operating expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,412&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Gain on early extinguishment of debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Income (loss) before income taxes and equity &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;  in undistributed earnings of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(9,344)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Equity in undistributed earnings of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;58,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,641&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Net income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;66,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;93,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other comprehensive income (loss), net of tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,641)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(9,398)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;80,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;86,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,899&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:315pt;text-align:left;vertical-align:middle;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td colspan='9' rowspan='1' style='width:537pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:537pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Statements of Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:337.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:346.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:346.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash flows from operating activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Net income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;66,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;93,229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;21,297&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Adjustments to reconcile net income to net cash &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;         provided by (used in) operating activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Stock-based compensation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;3,769&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;3,563&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;2,835&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Equity in undistributed earnings of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(66,587)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(58,061)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(30,641)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Gain on early extinguishment of debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,391)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(4,217)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Accretion of discount on loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(14)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(11)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(7)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Net (increase) decrease in other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(8)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(293)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Net (decrease) increase in other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(201)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(26,685)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;6,643&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Net cash provided by (used in) operating activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;2,524&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;8,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(166)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash flows from investing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Principal collected on loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Net cash provided by investing activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash flows from financing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Repurchase of common stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2,497)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,132)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,174)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Repayment of junior subordinated debentures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(5,930)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(7,025)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Dividends paid on preferred stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(2,676)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(223)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;      Net cash used in financing activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(11,103)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(8,380)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,174)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Net (decrease) increase in cash and cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(8,529)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;(1,277)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash and cash equivalents at beginning of the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;36,491&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash and cash equivalents at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;26,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;Cash and cash equivalents include:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Cash and due from banks&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;20,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;29,393&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;29,103&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;   Money market instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;6,111&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.45pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;26,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#D0EBFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;35,214&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:337.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:337.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
  <fbp:ImpairedFinancingReceivableIncreasesDuringPeriod id="ID_4114" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">8292000</fbp:ImpairedFinancingReceivableIncreasesDuringPeriod>
  <us-gaap:AvailableForSaleSecurities id="ID_4115" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="USD" decimals="-3">1881920000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="ID_4116" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="USD" decimals="-3">1287000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="ID_4117" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">3717000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_4118" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">13777000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_4119" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">225568000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_4120" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_4121" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">6451000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets id="ID_4122" contextRef="AS_OF_Feb27_2015_Entity_0001057706_us-gaap_BusinessAcquisitionAxis_us-gaap_PropertyPlantAndEquipmentMember" unitRef="USD" decimals="-5">5500000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancialAssets>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_4123" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">2745000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:CashFlowsBetweenTransfereeAndTransferorProceedsFromCollectionsReinvestedInRevolvingPeriodTransfers id="ID_4124" contextRef="FROM_Apr01_2004_TO_Apr30_2004_Entity_0001057706_dei_LegalEntityAxis_fbp_FbpStatutoryTrustOneMember" unitRef="USD" decimals="-5">3100000</us-gaap:CashFlowsBetweenTransfereeAndTransferorProceedsFromCollectionsReinvestedInRevolvingPeriodTransfers>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 id="ID_4125" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4126" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsMaturityOrTermExtensionMember" unitRef="USD" decimals="-3">38683000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsWellCapitalized id="ID_4127" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">585074000</fbp:CommonEquityTier1CapitalToRiskWeightAssetsWellCapitalized>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4128" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_FinancingReceivableTroubledDebtRestructuringByModificationTypeAxis_fbp_TroubledDebtRestructuringsInterestRateBelowMarketMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_NonFhaVaResidentialMortgageLoansMember" unitRef="USD" decimals="-3">25964000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_4129" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialMortgageLoansMember" unitRef="USD" decimals="-3">22366000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod id="ID_4130" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="shares" decimals="INF">1050356</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:LoansHeldForSaleFairValueDisclosure id="ID_4131" contextRef="AS_OF_Dec31_2015_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">8135000</us-gaap:LoansHeldForSaleFairValueDisclosure>
  <fbp:FinancingReceivableAllowanceForCreditLossesWriteOffsImpairedLoans id="ID_4132" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">67210000</fbp:FinancingReceivableAllowanceForCreditLossesWriteOffsImpairedLoans>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount id="ID_4133" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_EmployeeStockOptionMember" unitRef="shares" decimals="INF">69848</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_4134" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="USD" decimals="-3">11830000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <fbp:ProvsionForLoanLossesExpensedImpairedLoans id="ID_4135" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">68375000</fbp:ProvsionForLoanLossesExpensedImpairedLoans>
  <fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage id="ID_4136" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_CommercialMortgageMember" unitRef="USD" decimals="-5">4600000</fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_4137" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_WeightedAverageMember" unitRef="pure" decimals="4">0.063</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_4138" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">66196000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_4139" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_OtherResidentialMortgageLoansMember" unitRef="USD" decimals="-3">731000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:StockIssuedDuringPeriodValueOther id="ID_4140" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">75000</us-gaap:StockIssuedDuringPeriodValueOther>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities id="ID_4141" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities>
  <us-gaap:ServicingAssetAtAmortizedValueAmortization1 id="ID_4142" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">3229000</us-gaap:ServicingAssetAtAmortizedValueAmortization1>
  <fbp:InterestIncomePrGovernementObligationsUsTreasurySecuritiesAndUsGovernmentAgencies id="ID_4143" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">16476000</fbp:InterestIncomePrGovernementObligationsUsTreasurySecuritiesAndUsGovernmentAgencies>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss id="ID_4144" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">8122000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses id="ID_4145" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">11251000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses>
  <fbp:BalanceOfAmortizationWithThirdParty id="ID_4146" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">22800000</fbp:BalanceOfAmortizationWithThirdParty>
  <us-gaap:LoansReceivableFairValueDisclosure id="ID_4147" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">410428000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization id="ID_4148" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_IntangibleAssetsByClassOrTypeAxis_us-gaap_CustomerRelatedIntangibleAssetsMember" unitRef="USD" decimals="-3">140000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <fbp:ImpairedLoansRemoved id="ID_4149" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">46489000</fbp:ImpairedLoansRemoved>
  <us-gaap:PreferredStockSharesOutstanding id="ID_4150" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="shares" decimals="INF">1444146</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_4151" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivablesPeriodPastDueAxis_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" unitRef="USD" decimals="-3">620974000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_4152" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:MarketableSecuritiesTextBlock id="ID_4153" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; INVESTMENT SECURITIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Investment Securities Available for Sale&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The amortized cost, non-credit loss component of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;OTTI&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recorded in OCI, gross unrealized gains and losses recorded in OCI, approximate fair value, and weighted-average yield &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of investment securities available for sale by contractual maturities as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Noncredit Loss Component of OTTI Recorded in OCI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:121.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;average yield%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;U.S. Treasury securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Obligations of U.S. government-sponsored&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    agencies:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Due within one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;122,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;122,152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.06&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;309,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;305,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,451&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,249&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,769&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.84&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Puerto Rico government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    obligations:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.14&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.97&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;United States and Puerto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Rico government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;621,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;616,001&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.70&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; FHLMC certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.14&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;297,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;293,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;316,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;311,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; GNMA certificates:             &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;69,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;70,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.05&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;145,067&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,910&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;150,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.81&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;214,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;221,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.56&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; FNMA certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,934&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.83&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;613,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,401&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;609,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.43&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;683,894&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;680,040&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   guaranteed by the FHLMC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   and GNMA:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,918&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,932&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.21&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,567&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;43,805&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other mortgage pass-through&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     trust certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total mortgage-backed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,281,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,274,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.54&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other :&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Due within one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.48&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Equity securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:153pt;text-align:left;vertical-align:middle;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;available for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,903,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,440&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,891,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.27&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:530.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:530.25pt;' &gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:8.4pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; Equity securities consisted of investment in a Community Reinvestment Act Qualified Investment Fund.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:141.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:366.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:366.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Noncredit Loss Component of OTTI Recorded in OCI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:121.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:57.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:121.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:121.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;average yield%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;U.S. Treasury securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Due within one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,508&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.57&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Obligations of U.S. government-sponsored &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    agencies:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;440,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;142&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;437,668&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;256&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.91&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;43,987&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.12&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Puerto Rico government&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    obligations:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,422&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,028&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:148.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:148.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;United States and Puerto Rico&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;551,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,996&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;532,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; FHLMC certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.25&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;314,906&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;309,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;320,814&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;315,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; GNMA certificates:             &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.82&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;91,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.06&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;123,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.36&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;215,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;226,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.81&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; FNMA certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Due within one year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.71&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.18&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.87&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;690,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,406&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;685,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;732,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,573&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;727,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Collateralized mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;obligations issued or guaranteed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;by the FHLMC and GNMA:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.42&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,120&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,988&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.43&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other mortgage pass-through&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     trust certificates:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.40&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total mortgage-backed &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,356,342&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,348,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Equity Securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.44&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;available for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,908,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,881,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.14&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:7.5pt;' &gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:142.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:524.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:524.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:5.5pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt; Equity securities consisted of investment in a Community Reinvestment Act Qualified Investment Fund.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:9pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='18' rowspan='1' style='width:515.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:515.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Maturities of mortgage-backed securities are based on contractual terms assuming no prepayments. Expected maturities of investments might differ from contractual maturities because they may be subject to prepayments and/or call&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; options&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The weighted-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;average yield on investment securities available for sale is based on amortized cost and, therefore, does not give effect to changes in fair value. The net unrealized gain or loss on securities available for sale and the noncredit loss component of OTTI ar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e presented as part of OCI.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='6' rowspan='2' style='width:540pt;text-align:justify;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      The aggregate amortized cost and approximate market value of investment securities available for sale as of December 31, 2017 by contractual maturity, are shown below:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:6.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:144pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:144pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Within 1 year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;122,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;122,252&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;343,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;340,196&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;278,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;278,564&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,158,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,149,586&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,903,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,890,598&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:2.25pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Total investment securities available for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,903,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,891,016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:137.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;The following tables show the Corporation&amp;#8217;s available-for-sale investments&amp;#8217; fair value and gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The tables also include debt securities for which an OTTI was recognized and only the amount related to a credit loss was recognized in earnings. For unrealized losses for which OTTI was recognized, the related credit loss was c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;harged against the amortized cost basis of the debt security.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:345pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Less than 12 months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;12 months or more&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Debt securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   U.S Treasury and U.S. government &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      agencies obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;136,459&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;494&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;362,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;498,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   FNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;189,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;274,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;464,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,328&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   FHLMC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;91,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;166,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,505&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,916&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;334&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other mortgage pass-through trust certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;456,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;823,506&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,279,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,171&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:345pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Less than 12 months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;12 months or more&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:111pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:111pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Debt securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,912&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   U.S Treasury and U.S. government &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      agencies obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;469,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;469,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,334&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   FNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;519,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;519,008&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,667&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   FHLMC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;244,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,827&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;244,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,827&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43,388&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      issued or guaranteed by FHLMC and GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,309&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;163&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Other mortgage pass-through trust certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,122&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Equity securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;408&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:198.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,331,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,090&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43,302&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,375,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;43,124&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Assessment for OTTI&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Debt securities issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or guaranteed &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by U.S. government agencies, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;U.S. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;government-sponsored entities, and the U.S. Treasury accounted for approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;98&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the total available-for-sale portfolio as of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and no credit losses are expected, given the explicit and implicit guarantees provided by the U.S. federal government. The Corporation&amp;#8217;s OTTI assessment was concentrated mainly on private label MBS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on Puerto Ri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;co government debt securities, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for which&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; credit losses are evaluated on a quarterly basis. The Corporation considered the following factors in determining whether a credit loss exists and the period over which the debt security is expected to recover: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The length of time and the extent to which&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the fair value has been less than the amortized cost basis;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Any adverse change to the credit conditions and liquidity of the issu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er, taking into consideration the latest information available about the financial condition of the issuer, credit ratings, th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e failure of the issuer to make scheduled principal or interest payments, recent legislation and government actions affecting the issuer&amp;#8217;s industry and actions taken by the issuer to deal with the present economic climate;&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Changes in the near term prospect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of the underlying collateral for a security, if any, such as changes in default rates, loss severity given default, and significant changes in prepayment assumptions; and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The level of cash flows generated from the underlying collateral, if any, supportin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;g the principal and interest payments of the debt securities.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation recorded OTTI losses on available-for-sale debt securities as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:220.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:220.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:286.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:286.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:220.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:220.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:91.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:91.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:234.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:234.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Total other-than-temporary impairment losses &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(12,231)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,845)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(35,806)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:234.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Portion of other-than-temporary impairment recognized in OCI&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(4,842)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,289&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:234.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:234.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Net impairment losses recognized in earnings &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(12,231)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,687)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(16,517)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:220.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:220.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:35.25pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:514.5pt;text-align:left;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:514.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;For the years ended December 31, 2017, 2016 and 2015, approximately $12.2 million, $6.3 million and $15.9 million, respectively, of the credit impairment recognized in earnings consisted of credit losses on Puerto Rico government debt securities that were sold in the second quarter of 2017, as further discussed below. The remaining impairment losses for the years ended December 31, 2016 and 2015 were associated with credit losses on private label MBS.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:14.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:14.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:417pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:417pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:24pt;' &gt;&lt;td colspan='17' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;     The following tables summarize the roll-forward of credit losses on debt securities held by the Corporation for which a portion of an OTTI is recognized in OCI:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:365.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:365.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cumulative OTTI credit losses recognized in earnings on securities still held&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Credit loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;recognized in earnings on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;reductions for&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;on securities not &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;securities that have been&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;securities sold&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:153pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;during the period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Available-for-sale securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,420)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total OTTI credit losses for available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,420)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:163.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:163.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:80.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:62.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='14' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:350.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:350.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cumulative OTTI credit losses recognized in earnings on securities still held&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;recognized in earnings on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;on securities not &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities that have been&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:161.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:161.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Available-for-sale securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;vertical-align:middle;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total OTTI credit losses for available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,687&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:171.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:171.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='13' rowspan='1' style='width:522.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:522.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:355.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:355.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cumulative OTTI credit losses recognized in earnings on securities still held&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Credit impairments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;recognized in earnings on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;on securities not &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;securities that have been&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:115.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:115.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; previously impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Available-for-sale securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:10.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:156.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Puerto Rico government obligations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Private label MBS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total OTTI credit losses for available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,777&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:167.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:167.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:83.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;During the second quarter of 2017, the Corporation sold for an aggregate of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;23.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million three Puerto Rico Government available-for-sale debt securities, specifically bonds of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Government Development Bank for Puerto Rico (the &amp;#8220;GDB&amp;#8221;) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and the Puerto &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Rico Public Buildings Authority, c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arried on its book at an amortized cost at the time of sale of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;23.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million (net of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;34.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in cumulative OTTI impairment charges). This transaction resulted in a $0.4 million recovery from previous OTTI charges ref&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lected in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statement of income as part of &amp;#8220;net gain on sale of investments.&amp;#8221; Approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million of the cumulative OTTI charges on these securities was recorded in the first quarter of 2017. This was the fourth OTTI charge recorded &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on these securities, as OTTI charge charges of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million were booked in the first quarter of 2016 and the second and fourth quarters of 2015, respectively. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The OTTI charges recorded on the Puerto Rico Government securit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ies during 2017, 2016 and 2015, considered the latest available information about the Puerto Rico government&amp;#8217;s financial condition, including but not limited to credit rating downgrades, revised estimates of recovery rates, and other relevant developments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such as government actions, including debt exchange proposals and the fiscal plan published by the Puerto Rico government in March 2017, as applicable. The Corporation applied a discounted cash flow analysis to its Puerto Rico government debt securities in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; order to calculate the cash flows expected to be collected and to determine if any portion of the decline in market value of these securities was considered a credit-related other-than-temporary impairment.&amp;#160; The analysis derived an estimate of value based&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on the present value of risk-adjusted cash flows of the underlying securities and included consideration of the following components&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The contractual future cash flows of the bonds were projected based on the key terms as set forth in the official statem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ents for each security. Such key terms include, among others, the interest rate, amortization schedule, if any, and maturity date.  &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The risk-adjusted cash flows were calculated based on a probability of default analysis and recovery rate assumptions, inc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;luding the weighting of different scenarios of ultimate recovery, considering the credit rating of each security. Constant monthly default rates were assumed throughout the life of the bonds, which considered the respective security&amp;#39;s credit rating as of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he date of the analysis.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul style='margin-top:0pt;' &gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The adjusted future cash flows were then discounted at the original effective yield of each investment based on the purchase price and expected risk-adjusted future cash flows as of the purchase date of each investment.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;For the O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;TTI charges recorded in the first quarter of 2017, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he discounted risk-adjusted cash flow analysis for the three Puerto Rico government bonds mentioned above assumed a default probability of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;100&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as these three non-performing bonds had been in default sin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce the third quarter of 2016. Based on this analysis, the Corporation recorded in the first quarter of&amp;#160; 2017 other-than-temporary credit-related impairment charges amounting to $12.2 million, assuming recovery rates ranging from&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% (with a weighted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; average of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;41&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;In addition, during 2016 and 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;015, the Corporation recorded &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;credit-related impairment loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively, associated with private label MBS, which are collateralized by fixed-rate mortgages on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;single-family residential properties in the United States. The interest rate on these private-label MBS is variable, tied to 3-month LIBOR and limited to the weighted-average coupon of the underlying collateral. The underlying mortgages are fixed-rate, sin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gle-family loans with original high FICO scores (over &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;700&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) and moderate original loan-to-value ratios (under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%), as well as moderate delinquency levels.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:11pt;' &gt;Based on the expected cash flows, and since the Corporation does not have the intention to sell the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;securities and has sufficient capital and liquidity to hold these securities until a recovery of the fair value occurs, only the credit loss component was reflected in earnings.  Significant assumptions in the valuation of the private label MBS were as fol&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:151.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:151.5pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Range&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Range&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14.1%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12.88% - 14.43%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16.4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12.0% - 29.0%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6.5% - 22.5%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Projected Cumulative Loss Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0% - 6.8%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.2% - 8.6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:228pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:228pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:86.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td colspan='8' rowspan='1' style='width:540pt;text-align:justify;vertical-align:middle;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Refer to Note 29&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; Fair Value, for additional information about the valuation model for private label MBS.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Total proceeds from the sale of securities available for sale during 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7 and 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amounted to approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;23.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $219.8 million, respectively. As above-mentioned, in 2017, the Corporation recorded a $0.4 million recovery from previous OTTI charges on the sale of Puerto Rico government debt securities with an amortized cost at the time of sale of $23.0 million. T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;otal proceeds from sales in 2016, consisted of proceeds of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;204.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million on the sale of U.S. agency MBS and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million on the sale of a U.S. Treasury security. For the year ended December 31, 2016, the Corporation recorded a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million gain on the sa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le of U.S. agency MBS and an $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand gain on the sale of the U.S. Treasury security. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;No sales of securities available for sale were completed in 2015.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The following table states the names of issuers, and the aggregate amortized cost and market value of the securities of such issuers, when the aggregate amortized cost of such securities exceeds &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the Corporation&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stockholders&amp;#8217; equity. This information excludes securities of the U.S. and Puerto Rico government. Investments in obligations issued by a state of the U.S. and its political subdivisions and agencies that are payable and secured by the same source of reven&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ue or taxing authority, other than the U.S. government, are considered securities of a single issuer and include debt and mortgage-backed securities.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:144pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:144pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:144pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;As of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:153pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:153pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FHLMC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;375,719&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;370,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;399,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;394,249&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;250,140&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;257,192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;254,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;265,615&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;801,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;796,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;849,584&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;843,818&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:225pt;text-align:left;vertical-align:middle;border-color:Black;min-width:225pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FHLB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:left;vertical-align:middle;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;299,949&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;296,767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;231,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;vertical-align:middle;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;229,792&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td colspan='13' rowspan='1' style='width:543pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:543pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Calibri;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;Investments Held to Maturity&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The amortized cost, gross unrealized gains and losses, approximate fair value, weighted-average yield and contractual maturities of investment securities held to maturity as of December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:387.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:387.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:151.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:151.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Gross Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:73.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:73.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;average yield%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Puerto Rico Municipal Bonds:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;39,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,048&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;107,251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.93&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;150,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.03&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:8.45pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:392.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:392.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:72.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amortized cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:156.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='3' style='width:78.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:156.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:156.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Gross Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:78.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:78.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;average yield%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Puerto Rico Municipal Bonds:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,023&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.47&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   After 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;144,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;121,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.74&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='2' rowspan='1' style='width:151.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:151.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;156,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.73&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:3.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:140.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:140.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The following tables show the Corporation&amp;#8217;s held-to-maturity investments&amp;#8217; fair value and gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:333pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:333pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Less than 12 months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;12 months or more&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:326.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Debt securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico Municipal Bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,595&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;131,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,595&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:333pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:333pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Less than 12 months&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;12 months or more&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:106.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:326.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:326.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Debt securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Puerto Rico Municipal Bonds&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;132,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,431&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:203.25pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:4.5pt;' &gt;&lt;td colspan='18' rowspan='1' style='width:536.25pt;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:536.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation determines the fair market value of Puerto Rico Municipal Bonds based on a discounted cash flow analysis using risk-adjusted discount rates. A security with similar characteristics traded in the open market is used as a proxy for each&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; municipal bond. Then the cash flow is discounted at the average spread over the discount curve exhibited by the proxy security at the end of each quarter.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;70&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of the held-to-maturity municipal bonds were issued by three of the largest munic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ipalities in Puerto Rico. The vast majority of revenues of these three municipalities is independent of the Puerto Rico central government. These obligations typically are not issued in bearer form, nor are they registered with the Securities and Exchange &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Commission&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and are not rated by external credit agencies. In most cases, these bonds have priority over the payment of operating costs and expenses of the municipality, which are required by law to levy special property taxes in such amounts as are require&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d for the payment of all of their respective general obligation bonds and loans. The oversight board established by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Puerto Rico Oversight, Management, and Economic Stability Act (&amp;#8220;PROMESA&amp;#8221;)&lt;/font&gt;&lt;font style='font-family:Calibri;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has not designated any of the Puerto Rico&amp;#8217;s 78 municipalities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as covered entities under PROMESA. However, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;while the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Revised Fiscal Plan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recently submitted by the Puerto Rico&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; government did not contemplate a restructuring of the debt of Puerto Rico&amp;#8217;s municipalities, the plan did call for the gradual elimination of bud&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;getary subsidies provided to municipalities by the central government. 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  <us-gaap:AvailableForSaleSecurities id="ID_4217" contextRef="AS_OF_Dec31_2016_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">5980000</us-gaap:AvailableForSaleSecurities>
  <fbp:DirectNonInterestExpenses id="ID_4218" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">35142000</fbp:DirectNonInterestExpenses>
  <fbp:FinancingReceivableAllowanceForCreditLossesNetWriteOffsImpairedLoans id="ID_4219" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">81386000</fbp:FinancingReceivableAllowanceForCreditLossesNetWriteOffsImpairedLoans>
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  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_4222" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_LandConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">168000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
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  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="ID_4225" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_4226" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">22129000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities id="ID_4227" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">5293000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod id="ID_4228" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialRealEstateConstructionPortfolioSegmentMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_4229" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_ResidentialConstructionFinancingReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions id="ID_4230" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InternalCreditAssessmentAxis_fbp_TotalAdverselyClassifiedMember" unitRef="USD" decimals="-3">158946000</fbp:CommercialAndIndustrialLoansIncludingFinancialInstitutions>
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  <fbp:OtherEquitySecuritiesTextBlock id="ID_4232" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; OTHER EQUITY SECURITIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;Institutions that are members of the FHLB system are required to maintain a minimum investment in FHLB stock. Such minimum is calculated as a percentage of aggregate outstanding mortgages, and an additional &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;investment is required that is calculated as a percentage of total FHLB advances, letters of credit, and the collateralized portion of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;outstanding&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interest-rate swaps&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The stock is capital stock issued at $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;100&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; par value. Both stock and cash dividends may b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e received on FHLB stock.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Corporation had investments in FHLB stock with a book value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;40.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;40.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively. The net realizable value is a reasonable proxy for the fair value of these i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nstruments. Dividend income from FHLB stock for 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The shares of FHLB stock owned by the Corporation were issued by the FHLB of New York. The FHLB of New York is par&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t of the Federal Home Loan Bank System, a national wholesale banking network of 11 regional, stockholder-owned congressionally chartered banks. The Federal Home Loan Banks are all privately capitalized and operated by their member stockholders. The system &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is supervised by the Federal Housing Finance Agency, which ensures that the Federal Home Loan Banks operate in a financially safe and sound manner, remain adequately capitalized and able to raise funds in the capital markets, and carry out their housing fi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nance mission.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:10.8pt;' &gt;The Corporation has other equity securities that do not have a readily available fair value. The carrying value of such securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as of both &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2017&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</fbp:OtherEquitySecuritiesTextBlock>
  <fbp:DirectNonInterestExpenses id="ID_4233" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_VirginIslandsOperationsMember" unitRef="USD" decimals="-3">26994000</fbp:DirectNonInterestExpenses>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_4234" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_CommercialAndCorporateMember" unitRef="USD" decimals="-3">35277000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <fbp:GuarantorObligationCarryingValue id="ID_4235" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-5">17100000</fbp:GuarantorObligationCarryingValue>
  <fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatioCapitalAdequacy id="ID_4236" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="pure" decimals="3">0.045</fbp:CommonEquityTier1CapitalToRiskWeightAssetsRatioCapitalAdequacy>
  <fbp:ProceedsFromLoansOriginatedOrPurchased id="ID_4237" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">2655401000</fbp:ProceedsFromLoansOriginatedOrPurchased>
  <us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed id="ID_4238" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_FinancialInstrumentAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="3">0.063</us-gaap:AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy id="ID_4239" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_FirstbankMember" unitRef="USD" decimals="-3">465740000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 id="ID_4240" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="myNumberOfContracts" decimals="INF">172</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock id="ID_4241" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:480.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:480.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and their tax bases. Significant components of the Corporation&amp;#39;s deferred tax assets and liabilities as of December 31, 2017 and 2016 were as follows:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:5.25pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:160.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deferred tax asset:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Net operating loss carryforward &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;376,423&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;374,091&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;94,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;79,330&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Tax credits available for carryforward&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,006&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Unrealized loss on OREO valuation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,467&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Unrealized net loss on equity investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Settlement payment-closing agreement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,313&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Legal and other reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,807&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Impairment on investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,438&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Unrealized loss on available-for-sale securities, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;502&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Reserve for insurance premium cancellations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;635&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;724&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,720&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;           Total gross deferred tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;510,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;503,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deferred tax liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Differences between the assigned values and tax bases of assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;             and liabilities recognized in purchase business combinations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,247&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,997&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Unrealized gain on available-for-sale securities, net &lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;468&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;            Total gross deferred tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,712&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Valuation allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(191,183)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:bottom;background-color:#D0EBFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(207,216)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:300pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:300pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        Net deferred tax asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:15pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:15pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;294,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;vertical-align:bottom;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;281,657&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
  <fbp:SecuritiesWeightedAverageYield id="ID_4242" contextRef="AS_OF_Dec31_2016_Entity_0001057706" unitRef="pure" decimals="4">0.0214</fbp:SecuritiesWeightedAverageYield>
  <fbp:SecuritiesWeightedAverageYield id="ID_4243" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0239</fbp:SecuritiesWeightedAverageYield>
  <fbp:Dividendincomefromsubsidiaries id="ID_4244" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember_invest_InvestmentHoldingAxis_fbp_InvestmentInBankingSubsidiaryMember" unitRef="USD" decimals="-3">34876000</fbp:Dividendincomefromsubsidiaries>
  <fbp:IncomeTaxRateReconciliationPriorPeriodsIncomeTaxReturns id="ID_4245" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">434000</fbp:IncomeTaxRateReconciliationPriorPeriodsIncomeTaxReturns>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ID_4246" contextRef="FROM_Jan01_2016_TO_Dec31_2016_Entity_0001057706" unitRef="USD" decimals="-3">390286000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:IncreaseDecreaseInDeposits id="ID_4247" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">-673347000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardGross id="ID_4248" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_fbp_ShareBasedCompensationPlanNameAxis_fbp_TroubledAssetReliefProgramMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_fbp_SeniorManagementMember" unitRef="shares" decimals="INF">838332</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardGross>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ID_4249" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706_us-gaap_TitleOfIndividualAxis_fbp_SeniorExecutivesMember" unitRef="myUSDPERSHARE" decimals="INF">5.64</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <fbp:SecuritiesWeightedAverageYield id="ID_4250" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0222</fbp:SecuritiesWeightedAverageYield>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_4251" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">93837000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:AvailableForSaleSecurities id="ID_4252" contextRef="AS_OF_Dec31_2017_Entity_0001057706_fbp_InvestmentMaturitiesAxis_fbp_AfterFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">70905000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="ID_4253" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_FinanceLeasesPortfolioSegmentMember" unitRef="USD" decimals="-3">2184000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:BrokerageCommissionsRevenue id="ID_4254" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">0</us-gaap:BrokerageCommissionsRevenue>
  <us-gaap:LoansReceivableNet id="ID_4255" contextRef="AS_OF_Dec31_2016_Entity_0001057706_dei_LegalEntityAxis_fbp_HoldingCompanyMember" unitRef="USD" decimals="-3">227000</us-gaap:LoansReceivableNet>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_4256" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fbp_CommercialAndIndustrialLoanMember" unitRef="myNumberOfContracts" decimals="INF">5</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses id="ID_4257" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember_us-gaap_InternalCreditAssessmentAxis_fbp_PurchasedCreditImpairedMember" unitRef="USD" decimals="-3">6632000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses>
  <fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage id="ID_4258" contextRef="AS_OF_Dec31_2017_Entity_0001057706_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_fbp_FhaVaAndOtherGovernmentGuaranteedLoansMember" unitRef="USD" decimals="-5">6000000</fbp:FinancingReceivableRecordedInvestment30To59DaysPastDueMortgage>
  <fbp:OtherIncomeNotAllocated id="ID_4259" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706" unitRef="USD" decimals="-3">13443000</fbp:OtherIncomeNotAllocated>
  <us-gaap:InterestBearingDepositsInBanks id="ID_4260" contextRef="AS_OF_Dec31_2017_Entity_0001057706" unitRef="USD" decimals="-3">3126000</us-gaap:InterestBearingDepositsInBanks>
  <fbp:SegmentReportingInformationAverageEarningAssets id="ID_4261" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001057706_us-gaap_StatementBusinessSegmentsAxis_fbp_UnitedStatesOperationsMember" unitRef="USD" decimals="-3">1024939000</fbp:SegmentReportingInformationAverageEarningAssets>
  <us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss id="ID_4262" contextRef="AS_OF_Dec31_2016_Entity_0001057706_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_NontaxableMunicipalBondsMember_us-gaap_StatementGeographicalAxis_country_PR" unitRef="USD" decimals="-3">23431000</us-gaap:HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <fbp:ScheduleOfBreakdownBetweenAccrualAndNonaccrualStatusOfTroubledDebtRestructuringsTableTextBlock id="ID_4263" contextRef="FROM_Jan01_2017_TO_Dec31_2017_Entity_0001057706">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   The following table provides a breakdown of the TDR loans by those in accrual and nonaccrual status:&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:232.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Nonaccrual &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:6pt;font-weight:bold;color:#000000;' &gt;(1) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total TDRs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;280,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;83,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;363,930&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,329&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;27,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,812&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;41,536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;52,576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;94,112&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,291&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,057&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,184&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,783&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total Troubled Debt Restructurings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;374,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;212,524&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;587,219&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:right;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:right;vertical-align:top;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Included in non-accrual loans are $88.6 million in loans that are performing under the terms of the restructuring agreement but are reported in non-accrual status until the restructured loans meet the criteria of sustained payment performance under the revised terms for reinstatement to accrual status and are deemed fully collectible.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='10' rowspan='1' style='width:540pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:540pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:232.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;As of December 31, 2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:bottom;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:bottom;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Nonaccrual &lt;/font&gt;&lt;sup&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total TDRs&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-FHA/VA Residential Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;295,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;80,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;375,809&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial Mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;48,742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial and Industrial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;115,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,521&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Construction loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,630&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,362&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  Construction-commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;36,893&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;  Construction-residential&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,622&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,875&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Finance Leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,542&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Consumer loans - Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;vertical-align:middle;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;vertical-align:middle;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,842&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.95pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:middle;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;   Total Troubled Debt Restructurings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;384,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;262,161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;vertical-align:middle;background-color:#CCEEFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;647,048&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:296.25pt;text-align:center;vertical-align:bottom;background-color:#FFFFFF;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:center;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:11.25pt;text-align:left;vertical-align:top;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:528.75pt;text-align:left;vertical-align:middle;background-color:#FFFFFF;border-color:Black;min-width:528.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Included in non-accrual loans are $110.6 million in loans that are performing under the terms of the restructuring agreement but are reported in non-accrual status until the restructured loans meet the criteria of sustained payment performance under the revised terms for reinstatement to accrual status and are deemed fully collectible.&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</fbp:ScheduleOfBreakdownBetweenAccrualAndNonaccrualStatusOfTroubledDebtRestructuringsTableTextBlock>
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      <div>Excludes $8.3 million and $8.1 million of non-performing loans held for sale as of December 31, 2017 and 2016, respectively.</div>
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    <link:loc xlink:type="locator" xlink:href="#ID_1466" xlink:label="loc_ID_1466_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1466_0" xlink:to="lbl_footnote_0"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4132" xlink:label="loc_ID_4132_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4132_0" xlink:to="lbl_footnote_1"></link:footnoteArc>
    <link:footnote id="FN_1" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_1">
      <div>For the year ended December 31, 2017, includes a charge-off of $10.7 million related to the sale of the PREPA credit line, as further discussed below. For the year ended December 31, 2016, includes $4.2 million of charge-offs related to impaired loans included in a sale of a $16.3 million pool of non-performing assets and, for the year ended December 31, 2015, includes $63.9 million of charge-offs related to a bulk sales of assets, as further discussed below.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2138" xlink:label="loc_ID_2138_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2138_0" xlink:to="lbl_footnote_1"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4211" xlink:label="loc_ID_4211_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4211_0" xlink:to="lbl_footnote_1"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1343" xlink:label="loc_ID_1343_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1343_0" xlink:to="lbl_footnote_2"></link:footnoteArc>
    <link:footnote id="FN_2" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_2">
      <div>For the year ended December 31, 2016, includes $1.3 million of charge-offs related to TDRs included in the sale of the $16.3 million pool of non-performing assets. For the year ended December 31, 2015, includes $45.3 million of charge-offs related to TDRs included in the bulk sale of assets.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_1306" xlink:label="loc_ID_1306_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1306_0" xlink:to="lbl_footnote_2"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1335" xlink:label="loc_ID_1335_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1335_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:footnote id="FN_3" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_3">
      <div>Included in non-accrual loans are $88.6 million in loans that are performing under the terms of the restructuring agreement but are reported in non-accrual status until the restructured loans meet the criteria of sustained payment performance under the revised terms for reinstatement to accrual status and are deemed fully collectible.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_4067" xlink:label="loc_ID_4067_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4067_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1104" xlink:label="loc_ID_1104_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1104_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3538" xlink:label="loc_ID_3538_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3538_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3783" xlink:label="loc_ID_3783_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3783_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_709" xlink:label="loc_ID_709_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_709_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3835" xlink:label="loc_ID_3835_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3835_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2948" xlink:label="loc_ID_2948_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2948_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4210" xlink:label="loc_ID_4210_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4210_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3928" xlink:label="loc_ID_3928_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3928_0" xlink:to="lbl_footnote_3"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3026" xlink:label="loc_ID_3026_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3026_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:footnote id="FN_4" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_4">
      <div>Included in non-accrual loans are $110.6 million in loans that are performing under the terms of the restructuring agreement but are reported in non-accrual status until the restructured loans meet the criteria of sustained payment performance under the revised terms for reinstatement to accrual status and are deemed fully collectible.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_642" xlink:label="loc_ID_642_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_642_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4182" xlink:label="loc_ID_4182_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4182_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3190" xlink:label="loc_ID_3190_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3190_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2067" xlink:label="loc_ID_2067_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2067_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3994" xlink:label="loc_ID_3994_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3994_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_596" xlink:label="loc_ID_596_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_596_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3276" xlink:label="loc_ID_3276_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3276_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3168" xlink:label="loc_ID_3168_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3168_0" xlink:to="lbl_footnote_4"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2715" xlink:label="loc_ID_2715_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2715_0" xlink:to="lbl_footnote_5"></link:footnoteArc>
    <link:footnote id="FN_5" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_5">
      <div>Amount represents the adjustment to fair value related to the repurchase of loans serviced for others.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2673" xlink:label="loc_ID_2673_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2673_0" xlink:to="lbl_footnote_5"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_697" xlink:label="loc_ID_697_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_697_0" xlink:to="lbl_footnote_5"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3196" xlink:label="loc_ID_3196_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3196_0" xlink:to="lbl_footnote_6"></link:footnoteArc>
    <link:footnote id="FN_6" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_6">
      <div>Reported net of securities purchased under agreements to repurchase (reverse repurchase agreements) by counterparty, when applicable, pursuant to ASC 210-20-45-11.</div>
    </link:footnote>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3196_0" xlink:to="lbl_footnote_7"></link:footnoteArc>
    <link:footnote id="FN_7" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_7">
      <div>As of December 31, 2017, includes $200 million with an average rate of 2.11% that lenders have the right to call before their contractual maturities at various dates beginning on February 6, 2018. Subsequent to December 31, 2017, no lender has exercised its call option on repurchase agreements.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_1663" xlink:label="loc_ID_1663_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1663_0" xlink:to="lbl_footnote_7"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3975" xlink:label="loc_ID_3975_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3975_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:footnote id="FN_8" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_8">
      <div>Amounts mostly related to private label mortgage-backed securities.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_1938" xlink:label="loc_ID_1938_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1938_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_550" xlink:label="loc_ID_550_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_550_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3138" xlink:label="loc_ID_3138_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3138_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_377" xlink:label="loc_ID_377_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_377_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2410" xlink:label="loc_ID_2410_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2410_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_498" xlink:label="loc_ID_498_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_1734" xlink:label="loc_ID_1734_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_2791" xlink:label="loc_ID_2791_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_450" xlink:label="loc_ID_450_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_1080" xlink:label="loc_ID_1080_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1080_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3951" xlink:label="loc_ID_3951_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3951_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2794" xlink:label="loc_ID_2794_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2794_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1325" xlink:label="loc_ID_1325_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1325_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3689" xlink:label="loc_ID_3689_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3689_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3633" xlink:label="loc_ID_3633_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3633_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2935" xlink:label="loc_ID_2935_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_3541" xlink:label="loc_ID_3541_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3541_0" xlink:to="lbl_footnote_8"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4259" xlink:label="loc_ID_4259_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4259_0" xlink:to="lbl_footnote_9"></link:footnoteArc>
    <link:footnote id="FN_9" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_9">
      <div>The bargain purchase gain on the acquisition of assets and assumption of deposits from Doral Bank in 2015 is presented as Other non-interest income in the table above.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2507" xlink:label="loc_ID_2507_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2507_0" xlink:to="lbl_footnote_9"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4079" xlink:label="loc_ID_4079_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4079_0" xlink:to="lbl_footnote_9"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1183" xlink:label="loc_ID_1183_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1183_0" xlink:to="lbl_footnote_10"></link:footnoteArc>
    <link:footnote id="FN_10" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_10">
      <div>Expenses pertaining to corporate administrative functions that support the operating segments but are not specifically attributable to or managed by any segment are not included in the reported financial results of the operating segments. The unallocated corporate expenses include certain general and administrative expenses and related depreciation and amortization expenses.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_432" xlink:label="loc_ID_432_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_432_0" xlink:to="lbl_footnote_10"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2667" xlink:label="loc_ID_2667_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2667_0" xlink:to="lbl_footnote_10"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3103" xlink:label="loc_ID_3103_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3103_0" xlink:to="lbl_footnote_11"></link:footnoteArc>
    <link:footnote id="FN_11" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_11">
      <div>For 2017, 2016, and 2015, includes $1.0 billion, $1.4 billion, and $2.1 billion, respectively, of brokered CDs allocated to Puerto Rico operations.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2629" xlink:label="loc_ID_2629_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2629_0" xlink:to="lbl_footnote_11"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1274" xlink:label="loc_ID_1274_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1274_0" xlink:to="lbl_footnote_11"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_711" xlink:label="loc_ID_711_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_711_0" xlink:to="lbl_footnote_12"></link:footnoteArc>
    <link:footnote id="FN_12" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_12">
      <div>(1) Equity securities consisted of investment in a Community Reinvestment Act Qualified Investment Fund.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_1494" xlink:label="loc_ID_1494_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1494_0" xlink:to="lbl_footnote_12"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3258" xlink:label="loc_ID_3258_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3258_0" xlink:to="lbl_footnote_12"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_136" xlink:label="loc_ID_136_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_136_0" xlink:to="lbl_footnote_12"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_326" xlink:label="loc_ID_326_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_326_0" xlink:to="lbl_footnote_12"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1470" xlink:label="loc_ID_1470_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="7" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1470_0" xlink:to="lbl_footnote_12"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_437" xlink:label="loc_ID_437_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_437_0" xlink:to="lbl_footnote_13"></link:footnoteArc>
    <link:footnote id="FN_13" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_13">
      <div>As of December 31, 2017 and 2016, includes $833.5 million and $853.9 million, respectively, of commercial loans that are secured by real estate but are not dependent upon the real estate for repayment.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_1872" xlink:label="loc_ID_1872_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1872_0" xlink:to="lbl_footnote_13"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4052" xlink:label="loc_ID_4052_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4052_0" xlink:to="lbl_footnote_14"></link:footnoteArc>
    <link:footnote id="FN_14" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_14">
      <div>Excludes $8.3 million and $8.1 million of non-performing loans held for sale as of December 31, 2017 and 2016, respectively.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2279" xlink:label="loc_ID_2279_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2279_0" xlink:to="lbl_footnote_14"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4052_0" xlink:to="lbl_footnote_15"></link:footnoteArc>
    <link:footnote id="FN_15" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_15">
      <div>Amount excludes PCI loans with a carrying value of approximately $158.2 million and $165.8 million as of December 31, 2017 and 2016, respectively, primarily mortgage loans acquired from Doral Bank in the first quarter of 2015 and from Doral Financial in the second quarter of 2014, as further discussed below. These loans are not considered non-performing due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using an estimated cash flow analysis.</div>
    </link:footnote>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2279_0" xlink:to="lbl_footnote_15"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4052_0" xlink:to="lbl_footnote_16"></link:footnoteArc>
    <link:footnote id="FN_16" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_16">
      <div>Non-performing loans exclude $374.7 million and $384.9 million of TDR loans that are in compliance with the modified terms and in accrual status as of December 31, 2017 and 2016, respectively.</div>
    </link:footnote>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2279_0" xlink:to="lbl_footnote_16"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4151" xlink:label="loc_ID_4151_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4151_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:footnote id="FN_17" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_17">
      <div>Includes non-performing loans and accruing loans that are contractually delinquent 90 days or more (i.e., FHA/VA guaranteed loans and credit cards). Credit card loans continue to accrue finance charges and fees until charged-off at 180 days.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_13" xlink:label="loc_ID_13_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_13_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3201" xlink:label="loc_ID_3201_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3201_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_328" xlink:label="loc_ID_328_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_328_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2785" xlink:label="loc_ID_2785_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2785_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1145" xlink:label="loc_ID_1145_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1145_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1289" xlink:label="loc_ID_1289_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="7" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1289_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1000" xlink:label="loc_ID_1000_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1000_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3302" xlink:label="loc_ID_3302_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="9" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3302_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_73" xlink:label="loc_ID_73_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="10" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_73_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1781" xlink:label="loc_ID_1781_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="11" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1781_0" xlink:to="lbl_footnote_17"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1781_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:footnote id="FN_18" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_18">
      <div>It is the Corporation's policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past-due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. These balances include $29.9 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2017.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_840" xlink:label="loc_ID_840_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_840_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4070" xlink:label="loc_ID_4070_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4070_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_830" xlink:label="loc_ID_830_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_830_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2775" xlink:label="loc_ID_2775_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2775_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_62" xlink:label="loc_ID_62_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_62_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_749" xlink:label="loc_ID_749_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="7" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_749_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2819" xlink:label="loc_ID_2819_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2819_0" xlink:to="lbl_footnote_18"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1781_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnote id="FN_19" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_19">
      <div>As of December 31, 2017, includes $62.1 million of defaulted loans collateralizing GNMA securities for which the Corporation has an unconditional option (but not an obligation) to repurchase the defaulted loans.</div>
    </link:footnote>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_840_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4070_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_830_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2775_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_62_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="7" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_749_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2819_0" xlink:to="lbl_footnote_19"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1781_0" xlink:to="lbl_footnote_20"></link:footnoteArc>
    <link:footnote id="FN_20" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_20">
      <div>According to the Corporation's delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears on two or more monthly payments. FHA/VA government-guaranteed loans, other residential mortgage loans, commercial mortgage loans, and land loans past due 30-59 days as of December 31, 2017 amounted to $6.0 million, $224.0 million, $9.0 million, and $2.5 million, respectively.</div>
    </link:footnote>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="38" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_73_0" xlink:to="lbl_footnote_20"></link:footnoteArc>
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    <link:loc xlink:type="locator" xlink:href="#ID_179" xlink:label="loc_ID_179_0"></link:loc>
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      <div>It is the Corporation's policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past-due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. These balances include $29.3 million of residential mortgage loans insured by the FHA or guaranteed by the VA  that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2016.</div>
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      <div>As of December 31, 2016, includes $43.7 million of defaulted loans collateralizing GNMA securities for which the Corporation has an unconditional option (but not an obligation)  to repurchase the defaulted loans.</div>
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      <div>According to the Corporation's delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears two or more monthly payments. FHA/VA government-guaranteed loans, other residential mortgage loans, commercial mortgage loans, land loans, and construction-residential loans past-due 30-59 days as of December 31, 2016 amounted to $9.9 million, $142.8 million, $4.6 million, $0.7 million, and $0.4 million, respectively.</div>
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    <link:loc xlink:type="locator" xlink:href="#ID_144" xlink:label="loc_ID_144_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_2960" xlink:label="loc_ID_2960_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_3335" xlink:label="loc_ID_3335_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="15" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3335_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3735" xlink:label="loc_ID_3735_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="16" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3735_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4038" xlink:label="loc_ID_4038_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="17" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4038_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3257" xlink:label="loc_ID_3257_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="18" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3257_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3946" xlink:label="loc_ID_3946_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="19" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3946_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2081" xlink:label="loc_ID_2081_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_1591" xlink:label="loc_ID_1591_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="21" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1591_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2149" xlink:label="loc_ID_2149_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="22" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2149_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4161" xlink:label="loc_ID_4161_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="23" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4161_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="24" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3142_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_727" xlink:label="loc_ID_727_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="25" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_727_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4118" xlink:label="loc_ID_4118_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="26" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4118_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="27" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2204_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4061" xlink:label="loc_ID_4061_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="28" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4061_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3764" xlink:label="loc_ID_3764_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="29" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3764_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3743" xlink:label="loc_ID_3743_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="30" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3743_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1194" xlink:label="loc_ID_1194_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="31" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1194_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="32" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1622_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1057" xlink:label="loc_ID_1057_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="33" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1057_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3415" xlink:label="loc_ID_3415_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="34" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3415_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2099" xlink:label="loc_ID_2099_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="35" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2099_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4120" xlink:label="loc_ID_4120_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="36" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4120_0" xlink:to="lbl_footnote_23"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_41_0" xlink:to="lbl_footnote_24"></link:footnoteArc>
    <link:footnote id="FN_24" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_24">
      <div>Includes non-performing loans and accruing loans that are contractually delinquent 90 days or more (i.e., FHA/VA guaranteed loans and credit cards). Credit card loans continue to accrue finance charges and fees until charged-off at 180 days.</div>
    </link:footnote>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_505_0" xlink:to="lbl_footnote_24"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3740_0" xlink:to="lbl_footnote_24"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3335_0" xlink:to="lbl_footnote_24"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3946_0" xlink:to="lbl_footnote_24"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3545" xlink:label="loc_ID_3545_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3545_0" xlink:to="lbl_footnote_25"></link:footnoteArc>
    <link:footnote id="FN_25" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_25">
      <div>PCI loans are excluded from non-performing statistics due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_322" xlink:label="loc_ID_322_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_322_0" xlink:to="lbl_footnote_25"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_132" xlink:label="loc_ID_132_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_132_0" xlink:to="lbl_footnote_25"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2562" xlink:label="loc_ID_2562_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2562_0" xlink:to="lbl_footnote_25"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1199" xlink:label="loc_ID_1199_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1199_0" xlink:to="lbl_footnote_25"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3545_0" xlink:to="lbl_footnote_26"></link:footnoteArc>
    <link:footnote id="FN_26" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_26">
      <div>It is the Corporation's policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. This balance includes $29.9 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2017.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_3074" xlink:label="loc_ID_3074_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3074_0" xlink:to="lbl_footnote_26"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1709" xlink:label="loc_ID_1709_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1709_0" xlink:to="lbl_footnote_26"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1980" xlink:label="loc_ID_1980_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1980_0" xlink:to="lbl_footnote_26"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1408" xlink:label="loc_ID_1408_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1408_0" xlink:to="lbl_footnote_27"></link:footnoteArc>
    <link:footnote id="FN_27" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_27">
      <div>It is the Corporation's policy to report delinquent residential mortgage loans insured by the FHA or guaranteed by the VA as past due loans 90 days and still accruing as opposed to non-performing loans since the principal repayment is insured. This balance includes $29.3 million of residential mortgage loans insured by the FHA or guaranteed by the VA that are over 15 months delinquent, and are no longer accruing interest as of December 31, 2016.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_3322" xlink:label="loc_ID_3322_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3322_0" xlink:to="lbl_footnote_27"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1029" xlink:label="loc_ID_1029_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1029_0" xlink:to="lbl_footnote_27"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_458" xlink:label="loc_ID_458_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_458_0" xlink:to="lbl_footnote_27"></link:footnoteArc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1408_0" xlink:to="lbl_footnote_28"></link:footnoteArc>
    <link:footnote id="FN_28" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_28">
      <div>PCI loans are excluded from non-performing statistics due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2112" xlink:label="loc_ID_2112_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2112_0" xlink:to="lbl_footnote_28"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1479" xlink:label="loc_ID_1479_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1479_0" xlink:to="lbl_footnote_28"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_451" xlink:label="loc_ID_451_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_451_0" xlink:to="lbl_footnote_28"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3252" xlink:label="loc_ID_3252_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3252_0" xlink:to="lbl_footnote_28"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_531" xlink:label="loc_ID_531_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_531_0" xlink:to="lbl_footnote_29"></link:footnoteArc>
    <link:footnote id="FN_29" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_29">
      <div>According to the Corporation's delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage and commercial mortgage loans are considered past due when the borrower is in arrears two or more monthly payments. PCI residential mortgage loans and commercial mortgage loans past due 30-59 days as of December 31, 2017 amounted to $28.1 million and $0.2 million, respectively.</div>
    </link:footnote>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2217_0" xlink:to="lbl_footnote_29"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2583" xlink:label="loc_ID_2583_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2583_0" xlink:to="lbl_footnote_29"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_695" xlink:label="loc_ID_695_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_793" xlink:label="loc_ID_793_0"></link:loc>
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      <div>According to the Corporation's delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage and commercial mortgage loans are considered past due when the borrower is in arrears two or more monthly payments. PCI residential mortgage loans and commercial mortgage loans past due 30-59 days as of December 31, 2016 amounted to $22.3 million and $0.1 million, respectively.</div>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2802_0" xlink:to="lbl_footnote_31"></link:footnoteArc>
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      <div>Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table.</div>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1026_0" xlink:to="lbl_footnote_31"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3528" xlink:label="loc_ID_3528_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="9" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3528_0" xlink:to="lbl_footnote_31"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4102" xlink:label="loc_ID_4102_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="10" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4102_0" xlink:to="lbl_footnote_31"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1559" xlink:label="loc_ID_1559_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1559_0" xlink:to="lbl_footnote_32"></link:footnoteArc>
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      <div>Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2110" xlink:label="loc_ID_2110_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_2284" xlink:label="loc_ID_2284_0"></link:loc>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="9" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3513_0" xlink:to="lbl_footnote_32"></link:footnoteArc>
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      <div>Other concessions granted by the Corporation include deferral of principal and/or interest payments for a period longer than what would be considered insignificant, payment plans under judicial stipulation, or a combination of the concessions listed in the table.</div>
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      <div>During the third quarter of 2015, upon the signing of a new agreement with the borrower, the Corporation changed its intent to sell a $40.0 million construction loan in the Virgin Islands. Accordingly, the loan was transferred back from held for sale to held for investment and continues to be classified as a TDR and a non-performing loan.</div>
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      <div>Refer to Note 9 - Loans Held for Investment - PCI Loans for additional information about changes in the allowance for loan losses related to PCI loans.</div>
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      <div>(1) Mainly consisted of compensatory fees imposed by GSEs.</div>
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    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3419_0" xlink:to="lbl_footnote_37"></link:footnoteArc>
    <link:footnote id="FN_37" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_37">
      <div>(1) Notional amounts are presented on a gross basis with no netting of offsetting exposure positions.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_3550" xlink:label="loc_ID_3550_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3550_0" xlink:to="lbl_footnote_37"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_343" xlink:label="loc_ID_343_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_343_0" xlink:to="lbl_footnote_37"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_636" xlink:label="loc_ID_636_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_636_0" xlink:to="lbl_footnote_37"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3957" xlink:label="loc_ID_3957_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3957_0" xlink:to="lbl_footnote_37"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1713" xlink:label="loc_ID_1713_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1713_0" xlink:to="lbl_footnote_37"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1309" xlink:label="loc_ID_1309_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="7" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1309_0" xlink:to="lbl_footnote_37"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1171" xlink:label="loc_ID_1171_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="8" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1171_0" xlink:to="lbl_footnote_37"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3875" xlink:label="loc_ID_3875_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3875_0" xlink:to="lbl_footnote_38"></link:footnoteArc>
    <link:footnote id="FN_38" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_38">
      <div>For 2017 and 2016 includes $158.0 million and $60.1 million, respectively, of brokered CDs allocated to the United States operations.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2512" xlink:label="loc_ID_2512_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2512_0" xlink:to="lbl_footnote_38"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_3279" xlink:label="loc_ID_3279_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3279_0" xlink:to="lbl_footnote_38"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_4147" xlink:label="loc_ID_4147_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_4147_0" xlink:to="lbl_footnote_39"></link:footnoteArc>
    <link:footnote id="FN_39" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_39">
      <div>Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2557" xlink:label="loc_ID_2557_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2557_0" xlink:to="lbl_footnote_39"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_421" xlink:label="loc_ID_421_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_421_0" xlink:to="lbl_footnote_39"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1065" xlink:label="loc_ID_1065_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1065_0" xlink:to="lbl_footnote_39"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1572" xlink:label="loc_ID_1572_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1572_0" xlink:to="lbl_footnote_40"></link:footnoteArc>
    <link:footnote id="FN_40" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_40">
      <div>The fair values were derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the properties (e.g., absorption rates and net operating income of income producing properties), which are not market observable.  Losses were related to market valuation adjustments after the transfer of the loans to the OREO portfolio.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_2971" xlink:label="loc_ID_2971_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2971_0" xlink:to="lbl_footnote_40"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_26" xlink:label="loc_ID_26_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_26_0" xlink:to="lbl_footnote_40"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2106" xlink:label="loc_ID_2106_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2106_0" xlink:to="lbl_footnote_40"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_449" xlink:label="loc_ID_449_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_449_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:footnote id="FN_41" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_41">
      <div>Fair value adjustments to mortgage servicing rights were mainly due to assumptions associated with mortgage prepayment rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis.  Assumptions for the value of mortgage servicing rights include: Prepayment rate 6.30%, Discount rate 11.23%.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_3383" xlink:label="loc_ID_3383_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3383_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1142" xlink:label="loc_ID_1142_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1142_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_442" xlink:label="loc_ID_442_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_442_0" xlink:to="lbl_footnote_41"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1933" xlink:label="loc_ID_1933_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1933_0" xlink:to="lbl_footnote_42"></link:footnoteArc>
    <link:footnote id="FN_42" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_42">
      <div>Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.</div>
    </link:footnote>
    <link:loc xlink:type="locator" xlink:href="#ID_3774" xlink:label="loc_ID_3774_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_3774_0" xlink:to="lbl_footnote_42"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_115" xlink:label="loc_ID_115_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="3" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_115_0" xlink:to="lbl_footnote_42"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_1352" xlink:label="loc_ID_1352_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="4" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_1352_0" xlink:to="lbl_footnote_42"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2997" xlink:label="loc_ID_2997_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2997_0" xlink:to="lbl_footnote_43"></link:footnoteArc>
    <link:footnote id="FN_43" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_43">
      <div>The fair values were derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the properties (e.g., absorption rates and net operating income of income producing properties), which are not market observable. Losses were related to market valuation adjustments after the transfer of the loans to the OREO portfolio.</div>
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    <link:loc xlink:type="locator" xlink:href="#ID_2300" xlink:label="loc_ID_2300_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="2" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2300_0" xlink:to="lbl_footnote_43"></link:footnoteArc>
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      <div>Fair value adjustments to the mortgage servicing rights were mainly due to assumptions associated with mortgage prepayments rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis. Assumptions for the value of mortgage servicing rights include:  Prepayment rate 6.12%, Discount rate 11.19%.</div>
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      <div>Consists mainly of impaired commercial and construction loans. The impairments were generally measured based on the fair value of the underlying collateral. The fair values were derived from external appraisals that take into consideration prices in observed transactions involving similar assets in similar locations but adjusted for specific characteristics and assumptions of the collateral (e.g., absorption rates), which are not market observable.</div>
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      <div>Fair value adjustments to the mortgage servicing rights were mainly due to assumptions associated with mortgage prepayments rates. The Corporation carries its mortgage servicing rights at the lower of cost or market, measured at fair value on a non-recurring basis. Assumptions for the value of mortgage servicing rights include: Prepayment rate 9.07%, Discount rate 10.65%.</div>
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      <div>The value of these loans was derived from external appraisals, adjusted for specific characteristics of the loans.</div>
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      <div>(1) Equity securities consisted of investment in a Community Reinvestment Act Qualified Investment Fund.</div>
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    <link:loc xlink:type="locator" xlink:href="#ID_3039" xlink:label="loc_ID_3039_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_2135" xlink:label="loc_ID_2135_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="5" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_2135_0" xlink:to="lbl_footnote_49"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_578" xlink:label="loc_ID_578_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="6" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_578_0" xlink:to="lbl_footnote_49"></link:footnoteArc>
    <link:loc xlink:type="locator" xlink:href="#ID_2707" xlink:label="loc_ID_2707_0"></link:loc>
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    <link:footnote id="FN_50" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_50">
      <div>For the years ended December 31, 2017, 2016 and 2015, approximately $12.2 million, $6.3 million and $15.9 million, respectively, of the credit impairment recognized in earnings consisted of credit losses on Puerto Rico government debt securities that were sold in the second quarter of 2017, as further discussed below. The remaining impairment losses for the years ended December 31, 2016 and 2015 were associated with credit losses on private label MBS.</div>
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    <link:loc xlink:type="locator" xlink:href="#ID_1032" xlink:label="loc_ID_1032_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_4082" xlink:label="loc_ID_4082_0"></link:loc>
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    <link:loc xlink:type="locator" xlink:href="#ID_805" xlink:label="loc_ID_805_0"></link:loc>
    <link:footnoteArc xlink:type="arc" xlink:priority="0" xlink:order="1" xlink:use="optional" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="loc_ID_805_0" xlink:to="lbl_footnote_51"></link:footnoteArc>
    <link:footnote id="FN_51" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_51">
      <div>For the year ended December 31, 2017, includes a $10.7 million charge-off related to the sale of the PREPA credit line.</div>
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      <div>Excludes $21.3 million and $15.0 million as of December 31, 2017 and 2016, respectively, of foreclosures that meet the conditions of ASC 310-40 and are presented as a receivable (other assets) in the statement of financial condition.</div>
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    <link:footnote id="FN_53" xml:lang="en" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="lbl_footnote_53">
      <div>(1) For the years ended December 31, 2017 and 2016, the amortization expense of core deposit intangibles amounted to $1.7 million and $2.0 million, respectively.</div>
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      <div>(2) For the years ended December 31, 2017 and 2016, the amortization expense of the purchased credit card relationship intangible amounted to $2.5 million and $2.8 million, respectively.</div>
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      <div>(3) For the years ended December 31, 2017 and 2016, the amortization expense of the insurance customer relationship intangible amounted to $0.2 million and $0.1 million, respectively.</div>
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      <div>Refer to Note 16 - "Non-Consolidated Variable Interest Entities and Servicing Assets - Trust Preferred Securities" for additional information about the Corporation's repurchase and cancellation of $7.3 million of trust-preferred securities associated with these junior subordinated debentures.</div>
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</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>12
<FILENAME>fbp-20171231_cal.xml
<DESCRIPTION>EXHIBIT 101.CAL
<TEXT>
<XBRL>
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<DOCUMENT>
<TYPE>EX-101.DEF
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<DESCRIPTION>EXHIBIT 101.DEF
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>14
<FILENAME>fbp-20171231_lab.xml
<DESCRIPTION>EXHIBIT 101.LAB
<TEXT>
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        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="element37" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element40" xlink:to="label40" />
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        <label xlink:type="resource" xlink:label="label41" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentIssuerAxis_en-US">Investment Issuer [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element41" xlink:to="label41" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentIssuerDomain" xlink:label="element42" />
        <label xlink:type="resource" xlink:label="label42" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentIssuerDomain_en-US">Investment Issuer [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element42" xlink:to="label42" />
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        <label xlink:type="resource" xlink:label="label43" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentHoldingAxis_en-US">Investment Holding [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element43" xlink:to="label43" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentHoldingAxis" xlink:label="element44" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element44" xlink:to="label44" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentHoldingDomain" xlink:label="element45" />
        <label xlink:type="resource" xlink:label="label45" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentHoldingDomain_en-US">Investment Holding [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element45" xlink:to="label45" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentHoldingDomain" xlink:label="element46" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element46" xlink:to="label46" />
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        <label xlink:type="resource" xlink:label="label47" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentSecuritiesSeriesAxis_en-US">Investment Securities Series [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element47" xlink:to="label47" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesSeriesDomain" xlink:label="element48" />
        <label xlink:type="resource" xlink:label="label48" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentSecuritiesSeriesDomain_en-US">Investment Securities Series [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element48" xlink:to="label48" />
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        <label xlink:type="resource" xlink:label="label50" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AsiaMember_en-US">Asia [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element50" xlink:to="label50" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element51" xlink:to="label51" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element52" xlink:to="label52" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element54" xlink:to="label54" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis" xlink:label="element63" />
        <label xlink:type="resource" xlink:label="label63" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_en-US">Accounts Notes Loans And Financing Receivables By Legal Entity Of Counterparty Type [Axis]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis" xlink:label="element64" />
        <label xlink:type="resource" xlink:label="label64" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_en-US">Type of Entity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element64" xlink:to="label64" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="element65" />
        <label xlink:type="resource" xlink:label="label65" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_en-US">Accretion Amortization Of Discounts And Premiums Investments</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="element66" />
        <label xlink:type="resource" xlink:label="label66" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_en-US">Net amortization/accretion of premiums and discounts on investment securities</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element67" />
        <label xlink:type="resource" xlink:label="label67" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Accumulated Other Comprehensive Income Loss Net Of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element67" xlink:to="label67" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element68" />
        <label xlink:type="resource" xlink:label="label68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Accumulated other comprehensive loss, net of tax of $7,752</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element68" xlink:to="label68" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="element69" />
        <label xlink:type="resource" xlink:label="label69" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_en-US">Accumulated Depreciation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element69" xlink:to="label69" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="element70" />
        <label xlink:type="resource" xlink:label="label70" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_en-US">Accumulated Depreciation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element70" xlink:to="label70" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities" xlink:label="element71" />
        <label xlink:type="resource" xlink:label="label71" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities_en-US">Accumulated Other Comprehensive Income Loss Other Than Temporary Impairment Not Credit Loss Net Of Tax Debt Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element71" xlink:to="label71" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities" xlink:label="element72" />
        <label xlink:type="resource" xlink:label="label72" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossNetOfTaxDebtSecurities_en-US">Noncredit Loss Component of OTTI Recorded in OCI</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element72" xlink:to="label72" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="element73" />
        <label xlink:type="resource" xlink:label="label73" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherComprehensiveIncomeMember_en-US">Accumulated Other Comprehensive Income [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element73" xlink:to="label73" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="element74" />
        <label xlink:type="resource" xlink:label="label74" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AccumulatedOtherComprehensiveIncomeMember_en-US">Accumulated Other Comprehensive Income (Loss), net of tax [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element74" xlink:to="label74" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="element75" />
        <label xlink:type="resource" xlink:label="label75" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdditionalPaidInCapitalMember_en-US">Additional Paid In Capital [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element75" xlink:to="label75" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="element76" />
        <label xlink:type="resource" xlink:label="label76" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AdditionalPaidInCapitalMember_en-US">Additional Paid-in Capital [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element76" xlink:to="label76" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="element77" />
        <label xlink:type="resource" xlink:label="label77" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdditionalPaidInCapital_en-US">Additional Paid In Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element77" xlink:to="label77" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="element78" />
        <label xlink:type="resource" xlink:label="label78" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AdditionalPaidInCapital_en-US">Additional paid-in capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element78" xlink:to="label78" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalOther" xlink:label="element79" />
        <label xlink:type="resource" xlink:label="label79" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToAdditionalPaidInCapitalOther_en-US">Additional Paid in Capital, Common Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element79" xlink:to="label79" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalOther" xlink:label="element80" />
        <label xlink:type="resource" xlink:label="label80" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AdjustmentsToAdditionalPaidInCapitalOther_en-US">Restricted Stock forfeited</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element80" xlink:to="label80" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalWarrantIssued" xlink:label="element81" />
        <label xlink:type="resource" xlink:label="label81" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToAdditionalPaidInCapitalWarrantIssued_en-US">Adjustments to Additional Paid in Capital, Warrant Issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element81" xlink:to="label81" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalWarrantIssued" xlink:label="element82" />
        <label xlink:type="resource" xlink:label="label82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AdjustmentsToAdditionalPaidInCapitalWarrantIssued_en-US">Issuance of common stock warrants</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element82" xlink:to="label82" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="element83" />
        <label xlink:type="resource" xlink:label="label83" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_en-US">Adjustments To Additional Paid In Capital Stock Issued Issuance Costs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element83" xlink:to="label83" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="element84" />
        <label xlink:type="resource" xlink:label="label84" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_en-US">Issuance costs of common stock issued in exchange for Series A through E</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element84" xlink:to="label84" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="element85" />
        <label xlink:type="resource" xlink:label="label85" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_en-US">Issuance costs of common stock issued in exchange for Series A through E preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element85" xlink:to="label85" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xlink:label="element86" />
        <label xlink:type="resource" xlink:label="label86" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities_en-US">Total adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element86" xlink:to="label86" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities" xlink:label="element87" />
        <label xlink:type="resource" xlink:label="label87" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities_en-US">Total adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element87" xlink:to="label87" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="element88" />
        <label xlink:type="resource" xlink:label="label88" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element88" xlink:to="label88" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPronouncementsAxis" xlink:label="element89" />
        <label xlink:type="resource" xlink:label="label89" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_en-US">Adjustments For New Accounting Pronouncements [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element89" xlink:to="label89" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="element90" />
        <label xlink:type="resource" xlink:label="label90" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_en-US">Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element90" xlink:to="label90" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="element91" />
        <label xlink:type="resource" xlink:label="label91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_en-US">Stock-based compensation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element91" xlink:to="label91" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="element92" />
        <label xlink:type="resource" xlink:label="label92" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdvancesFromFederalHomeLoanBanks_en-US">Advances From Federal Home Loan Banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element92" xlink:to="label92" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="element93" />
        <label xlink:type="resource" xlink:label="label93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AdvancesFromFederalHomeLoanBanks_en-US">Advances from the Federal Home Loan Bank (FHLB)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element93" xlink:to="label93" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xlink:label="element94" />
        <label xlink:type="resource" xlink:label="label94" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_en-US">Advances from the Federal Home Loan Bank (FHLB) [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element94" xlink:to="label94" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock" xlink:label="element95" />
        <label xlink:type="resource" xlink:label="label95" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdvertisingCostsPolicyTextBlock_en-US">Advertising costs [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element95" xlink:to="label95" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="element96" />
        <label xlink:type="resource" xlink:label="label96" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AllocatedShareBasedCompensationExpense_en-US">Allocated Share Based Compensation Expense</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed" xlink:label="element137" />
        <label xlink:type="resource" xlink:label="label137" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed_en-US">Assumption For Fair Value On Securitization Date Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities Prepayment Speed</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesPrepaymentSpeed" xlink:label="element138" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesLineItems" xlink:label="element139" />
        <label xlink:type="resource" xlink:label="label139" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesLineItems_en-US">Assumption For Fair Value On Securitization Date Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities [Line Items]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesLineItems" xlink:label="element140" />
        <label xlink:type="resource" xlink:label="label140" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesLineItems_en-US">Fair Value Assumption, Date of Securitization or Asset-backed Financing Arrangement, Transferor's Continuing Involvement, Servicing Assets or Liabilities [Line Items]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesTable" xlink:label="element141" />
        <label xlink:type="resource" xlink:label="label141" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesTable_en-US">Assumption For Fair Value On Securitization Date Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities [Table]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesTable" xlink:label="element142" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="element143" />
        <label xlink:type="resource" xlink:label="label143" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AutomobileLoanMember_en-US">Auto loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element143" xlink:to="label143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="element144" />
        <label xlink:type="resource" xlink:label="label144" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AutomobileLoanMember_en-US">Consumer Auto Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element144" xlink:to="label144" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="element145" />
        <label xlink:type="resource" xlink:label="label145" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_en-US">Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Accumulated Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element145" xlink:to="label145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="element146" />
        <label xlink:type="resource" xlink:label="label146" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_en-US">Unrealized losses less than 12 months</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="element147" />
        <label xlink:type="resource" xlink:label="label147" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_en-US">Available For Sale Securities Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element147" xlink:to="label147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="element148" />
        <label xlink:type="resource" xlink:label="label148" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_en-US">Unrealized losses 12 months or more</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="element149" />
        <label xlink:type="resource" xlink:label="label149" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_en-US">Available For Sale Securities Continuous Unrealized Loss Position Accumulated Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element149" xlink:to="label149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="element150" />
        <label xlink:type="resource" xlink:label="label150" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_en-US">Total unrealized losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element150" xlink:to="label150" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:label="element151" />
        <label xlink:type="resource" xlink:label="label151" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_en-US">Equity securities, Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element151" xlink:to="label151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="element152" />
        <label xlink:type="resource" xlink:label="label152" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_en-US">Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element152" xlink:to="label152" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="element153" />
        <label xlink:type="resource" xlink:label="label153" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_en-US">Gross unrealized gain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element153" xlink:to="label153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:label="element154" />
        <label xlink:type="resource" xlink:label="label154" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesTextBlock_en-US">Available For Sale Securities [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element154" xlink:to="label154" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:label="element155" />
        <label xlink:type="resource" xlink:label="label155" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesTextBlock_en-US">Investment Securities Available for Sale [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element155" xlink:to="label155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="element156" />
        <label xlink:type="resource" xlink:label="label156" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_en-US">After 5 to 10 years, Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element156" xlink:to="label156" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="element157" />
        <label xlink:type="resource" xlink:label="label157" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_en-US">Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element157" xlink:to="label157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="element158" />
        <label xlink:type="resource" xlink:label="label158" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_en-US">Fair Value 12 months or more</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element159" />
        <label xlink:type="resource" xlink:label="label159" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Available For Sale Securities Continuous Unrealized Loss Position Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element159" xlink:to="label159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element160" />
        <label xlink:type="resource" xlink:label="label160" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Total Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element160" xlink:to="label160" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xlink:label="element161" />
        <label xlink:type="resource" xlink:label="label161" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral_en-US">Available For Sale Securities Pledged As Collateral</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xlink:label="element162" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="element163" />
        <label xlink:type="resource" xlink:label="label163" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecurities_en-US">Available For Sale Securities</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="element164" />
        <label xlink:type="resource" xlink:label="label164" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecurities_en-US">Total investment securities available for sale</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="element166" />
        <label xlink:type="resource" xlink:label="label166" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AvailableForSaleSecurities_en-US">Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element166" xlink:to="label166" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="element167" />
        <label xlink:type="resource" xlink:label="label167" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_en-US">Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element167" xlink:to="label167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="element168" />
        <label xlink:type="resource" xlink:label="label168" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_en-US">Gross unrealized loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element168" xlink:to="label168" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="element169" />
        <label xlink:type="resource" xlink:label="label169" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_en-US">Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element169" xlink:to="label169" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="element170" />
        <label xlink:type="resource" xlink:label="label170" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_en-US">Fair Value Less than 12 months</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element170" xlink:to="label170" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="element171" />
        <label xlink:type="resource" xlink:label="label171" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_en-US">After 5 to 10 years, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element171" xlink:to="label171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract" xlink:label="element172" />
        <label xlink:type="resource" xlink:label="label172" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract_en-US">Available-For-Sale Securities And Held-To-Maturity Securities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element172" xlink:to="label172" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLoss" xlink:label="element173" />
        <label xlink:type="resource" xlink:label="label173" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLoss_en-US">Available For Sale Securities Gross Unrealized Losses 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element173" xlink:to="label173" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLoss" xlink:label="element174" />
        <label xlink:type="resource" xlink:label="label174" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLoss_en-US">Gross unrealized gains losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element174" xlink:to="label174" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLoss" xlink:label="element175" />
        <label xlink:type="resource" xlink:label="label175" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLoss_en-US">Unrealized losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element175" xlink:to="label175" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="element176" />
        <label xlink:type="resource" xlink:label="label176" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesAmortizedCost_en-US">Available For Sale Securities Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element176" xlink:to="label176" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="element177" />
        <label xlink:type="resource" xlink:label="label177" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesAmortizedCost_en-US">Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element177" xlink:to="label177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="element178" />
        <label xlink:type="resource" xlink:label="label178" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesAmortizedCost_en-US">Total investment securities available for sale, Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element178" xlink:to="label178" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="element179" />
        <label xlink:type="resource" xlink:label="label179" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesAbstract_en-US">Available For Sale Securities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element179" xlink:to="label179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="element180" />
        <label xlink:type="resource" xlink:label="label180" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesAbstract_en-US">Investment securities available for sale, at fair value:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element180" xlink:to="label180" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="element181" />
        <label xlink:type="resource" xlink:label="label181" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AvailableForSaleSecuritiesAbstract_en-US">Investment securities available for sale, at market:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element181" xlink:to="label181" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="element182" />
        <label xlink:type="resource" xlink:label="label182" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_en-US">Available For Sale Debt Securities Amortized Cost Basis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element182" xlink:to="label182" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="element183" />
        <label xlink:type="resource" xlink:label="label183" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_en-US">Amortized cost of private label of mortgage backed security</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element183" xlink:to="label183" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss" xlink:label="element184" />
        <label xlink:type="resource" xlink:label="label184" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss_en-US">Available For Sale Securities Change In Net Unrealized Holding Gain Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element184" xlink:to="label184" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss" xlink:label="element185" />
        <label xlink:type="resource" xlink:label="label185" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss_en-US">Increase in Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element185" xlink:to="label185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="element186" />
        <label xlink:type="resource" xlink:label="label186" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesDebtSecurities_en-US">Total, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element186" xlink:to="label186" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNetAbstract" xlink:label="element187" />
        <label xlink:type="resource" xlink:label="label187" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNetAbstract_en-US">Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element187" xlink:to="label187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:label="element188" />
        <label xlink:type="resource" xlink:label="label188" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_en-US">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element188" xlink:to="label188" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="element189" />
        <label xlink:type="resource" xlink:label="label189" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_en-US">After 10 years, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element189" xlink:to="label189" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="element190" />
        <label xlink:type="resource" xlink:label="label190" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_en-US">After 10 years, Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element190" xlink:to="label190" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="element191" />
        <label xlink:type="resource" xlink:label="label191" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_en-US">After 1 to 5 years, Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element191" xlink:to="label191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="element192" />
        <label xlink:type="resource" xlink:label="label192" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_en-US">Available For Sale Securities Gross Realized Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element192" xlink:to="label192" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="element193" />
        <label xlink:type="resource" xlink:label="label193" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_en-US">Realized Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element193" xlink:to="label193" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="element194" />
        <label xlink:type="resource" xlink:label="label194" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_en-US">After 1 to 5 years, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element194" xlink:to="label194" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="element195" />
        <label xlink:type="resource" xlink:label="label195" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_en-US">Net realized security gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element195" xlink:to="label195" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="element196" />
        <label xlink:type="resource" xlink:label="label196" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_en-US">Net realized security gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element196" xlink:to="label196" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="element197" />
        <label xlink:type="resource" xlink:label="label197" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_en-US">Gains from sale of U.S. Treasury Notes and floating rates U.S. Agency CMOs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element197" xlink:to="label197" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="element198" />
        <label xlink:type="resource" xlink:label="label198" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_en-US">Realized gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element198" xlink:to="label198" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="element199" />
        <label xlink:type="resource" xlink:label="label199" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesEquitySecurities_en-US">Equity Securities, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element199" xlink:to="label199" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="element200" />
        <label xlink:type="resource" xlink:label="label200" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesEquitySecurities_en-US">Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element200" xlink:to="label200" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="element217" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="element218" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="element219" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="element220" />
        <label xlink:type="resource" xlink:label="label220" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_BusinessAcquisitionAxis_en-US">Business Acquisition [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element220" xlink:to="label220" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="element221" />
        <label xlink:type="resource" xlink:label="label221" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessAcquisitionLineItems_en-US">Business Acquisition [Line Items]</label>
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        <label xlink:type="resource" xlink:label="label222" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1_en-US">Business Acquisition Date Of Acquisition Agreement 1</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BusinessAcquisitionNameOfAcquiredEntity" xlink:label="element223" />
        <label xlink:type="resource" xlink:label="label223" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessAcquisitionNameOfAcquiredEntity_en-US">BusinessAcquisitionNameOfAcquiredEntity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element223" xlink:to="label223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BusinessCombinationsPolicy" xlink:label="element224" />
        <label xlink:type="resource" xlink:label="label224" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessCombinationsPolicy_en-US">Business Combinations Policy</label>
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element229" xlink:to="label229" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element238" xlink:to="label238" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="element239" />
        <label xlink:type="resource" xlink:label="label239" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalRequiredToBeWellCapitalized_en-US">Total Capital Required to be Well Capitalized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element239" xlink:to="label239" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="element240" />
        <label xlink:type="resource" xlink:label="label240" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalRequiredForCapitalAdequacy_en-US">Total Capital Required For Capital Adequacy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element240" xlink:to="label240" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="element241" />
        <label xlink:type="resource" xlink:label="label241" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalToRiskWeightedAssets_en-US">Capital To Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element241" xlink:to="label241" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="element242" />
        <label xlink:type="resource" xlink:label="label242" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CapitalToRiskWeightedAssets_en-US">Total Risk Based Capital Ratio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element242" xlink:to="label242" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="element243" />
        <label xlink:type="resource" xlink:label="label243" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_en-US">Capital Required to be Well Capitalized to Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element243" xlink:to="label243" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="element244" />
        <label xlink:type="resource" xlink:label="label244" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_en-US">Total Risk Based Capital Ratio Well Capitalized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element244" xlink:to="label244" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalizedContractCostTable" xlink:label="element245" />
        <label xlink:type="resource" xlink:label="label245" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalizedContractCostTable_en-US">Capitalized Contract Cost [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element245" xlink:to="label245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalizedContractCostGross" xlink:label="element246" />
        <label xlink:type="resource" xlink:label="label246" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalizedContractCostGross_en-US">Capitalized Contract Cost Gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element246" xlink:to="label246" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalizedContractCostNet" xlink:label="element247" />
        <label xlink:type="resource" xlink:label="label247" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalizedContractCostNet_en-US">Capitalized Contract Cost Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element247" xlink:to="label247" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalizedContractCostAxis" xlink:label="element248" />
        <label xlink:type="resource" xlink:label="label248" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalizedContractCostAxis_en-US">Capitalized Contract Cost [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element248" xlink:to="label248" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalizedContractCostLineItems" xlink:label="element249" />
        <label xlink:type="resource" xlink:label="label249" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalizedContractCostLineItems_en-US">Capitalized Contract Cost [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element249" xlink:to="label249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalizedContractCostDomain" xlink:label="element250" />
        <label xlink:type="resource" xlink:label="label250" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalizedContractCostDomain_en-US">Capitalized Contract Cost [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element250" xlink:to="label250" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalizedContractCostNetAbstract" xlink:label="element251" />
        <label xlink:type="resource" xlink:label="label251" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalizedContractCostNetAbstract_en-US">Capitalized Contract Cost Net [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element251" xlink:to="label251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CapitalizedContractCostAccumulatedAmortization" xlink:label="element252" />
        <label xlink:type="resource" xlink:label="label252" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalizedContractCostAccumulatedAmortization_en-US">Capitalized Contract Cost Accumulated Amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element252" xlink:to="label252" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="element253" />
        <label xlink:type="resource" xlink:label="label253" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember_en-US">Carrying Reported Amount Fair Value Disclosure [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element253" xlink:to="label253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="element254" />
        <label xlink:type="resource" xlink:label="label254" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CarryingReportedAmountFairValueDisclosureMember_en-US">Total Carrying Amount in Statement of Financial Condition [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element254" xlink:to="label254" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="element255" />
        <label xlink:type="resource" xlink:label="label255" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CarryingReportedAmountFairValueDisclosureMember_en-US">Carrying Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element255" xlink:to="label255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets" xlink:label="element256" />
        <label xlink:type="resource" xlink:label="label256" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets_en-US">Cash Flows Between Transferee And Transferor Purchases Of Previously Transferred Financial Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element256" xlink:to="label256" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets" xlink:label="element257" />
        <label xlink:type="resource" xlink:label="label257" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets_en-US">Principal amount of corporation's junior subordinated deferrable debentures</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element257" xlink:to="label257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue" xlink:label="element258" />
        <label xlink:type="resource" xlink:label="label258" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashEquivalentsAtCarryingValue_en-US">Cash Equivalents At Carrying Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element258" xlink:to="label258" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue" xlink:label="element259" />
        <label xlink:type="resource" xlink:label="label259" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashEquivalentsAtCarryingValue_en-US">Other short-term investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element259" xlink:to="label259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAcquiredFromAcquisition" xlink:label="element260" />
        <label xlink:type="resource" xlink:label="label260" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAcquiredFromAcquisition_en-US">Net cash received from acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element260" xlink:to="label260" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="element261" />
        <label xlink:type="resource" xlink:label="label261" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndDueFromBanks_en-US">Cash And Due From Banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element261" xlink:to="label261" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="element262" />
        <label xlink:type="resource" xlink:label="label262" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashAndDueFromBanks_en-US">Cash and due from banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element262" xlink:to="label262" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndDueFromBanksAbstract" xlink:label="element263" />
        <label xlink:type="resource" xlink:label="label263" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndDueFromBanksAbstract_en-US">Restrictions on Cash and Due from Banks and Loans Receivable and Allowance for Loan and Lease Losses and Impaired Loans [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element263" xlink:to="label263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowsBetweenTransfereeAndTransferorProceedsFromCollectionsReinvestedInRevolvingPeriodTransfers" xlink:label="element264" />
        <label xlink:type="resource" xlink:label="label264" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashFlowsBetweenTransfereeAndTransferorProceedsFromCollectionsReinvestedInRevolvingPeriodTransfers_en-US">Cash Flows Between Transferee And Transferor Proceeds From Collections Reinvested In Revolving Period Transfers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element264" xlink:to="label264" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowsBetweenTransfereeAndTransferorProceedsFromCollectionsReinvestedInRevolvingPeriodTransfers" xlink:label="element265" />
        <label xlink:type="resource" xlink:label="label265" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashFlowsBetweenTransfereeAndTransferorProceedsFromCollectionsReinvestedInRevolvingPeriodTransfers_en-US">Proceeds of the issuance, together with proceeds of the purchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element265" xlink:to="label265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="element266" />
        <label xlink:type="resource" xlink:label="label266" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsPolicyTextBlock_en-US">Cash and cash equivalents [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element266" xlink:to="label266" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element267" />
        <label xlink:type="resource" xlink:label="label267" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Cash And Cash Equivalents At Carrying Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element267" xlink:to="label267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element268" />
        <label xlink:type="resource" xlink:label="label268" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Cash and cash equivalents at end of year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element268" xlink:to="label268" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element269" />
        <label xlink:type="resource" xlink:label="label269" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Cash and cash equivalents at beginning of year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element269" xlink:to="label269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element270" />
        <label xlink:type="resource" xlink:label="label270" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Cash and Cash Equivalents, at Carrying Value, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element270" xlink:to="label270" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashMember" xlink:label="element271" />
        <label xlink:type="resource" xlink:label="label271" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashMember_en-US">Cash [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element271" xlink:to="label271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="element272" />
        <label xlink:type="resource" xlink:label="label272" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_en-US">Cash And Cash Equivalents At Carrying Value [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element272" xlink:to="label272" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="element273" />
        <label xlink:type="resource" xlink:label="label273" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_en-US">Cash and cash equivalents include:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element273" xlink:to="label273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="element274" />
        <label xlink:type="resource" xlink:label="label274" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_en-US">Cash And Cash Equivalents Period Increase Decrease</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element274" xlink:to="label274" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="element275" />
        <label xlink:type="resource" xlink:label="label275" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_en-US">Net decrease in cash and cash equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element275" xlink:to="label275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="element276" />
        <label xlink:type="resource" xlink:label="label276" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsFairValueDisclosure_en-US">Cash And Cash Equivalents Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element276" xlink:to="label276" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="element277" />
        <label xlink:type="resource" xlink:label="label277" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashAndCashEquivalentsFairValueDisclosure_en-US">Cash and due from banks and money market investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element277" xlink:to="label277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashCashEquivalentsAndShortTermInvestmentsTextBlock" xlink:label="element278" />
        <label xlink:type="resource" xlink:label="label278" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashCashEquivalentsAndShortTermInvestmentsTextBlock_en-US">Money Market Investments [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element278" xlink:to="label278" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowSupplementalDisclosuresTextBlock" xlink:label="element279" />
        <label xlink:type="resource" xlink:label="label279" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashFlowSupplementalDisclosuresTextBlock_en-US">Cash Flow Supplemental Disclosures [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element279" xlink:to="label279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowSupplementalDisclosuresTextBlock" xlink:label="element280" />
        <label xlink:type="resource" xlink:label="label280" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashFlowSupplementalDisclosuresTextBlock_en-US">SUPPLEMENTAL CASH FLOW INFORMATION [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element280" xlink:to="label280" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="element281" />
        <label xlink:type="resource" xlink:label="label281" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_en-US">Non-cash investing and financing activities:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element281" xlink:to="label281" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSoldAbstract" xlink:label="element282" />
        <label xlink:type="resource" xlink:label="label282" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashCashEquivalentsAndFederalFundsSoldAbstract_en-US">Money Market Investments [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element282" xlink:to="label282" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSoldAbstract" xlink:label="element283" />
        <label xlink:type="resource" xlink:label="label283" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashCashEquivalentsAndFederalFundsSoldAbstract_en-US">Money market investments:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element283" xlink:to="label283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CatastrophicEventDomain" xlink:label="element284" />
        <label xlink:type="resource" xlink:label="label284" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CatastrophicEventDomain_en-US">Catastrophic Event [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element284" xlink:to="label284" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccretableYield" xlink:label="element285" />
        <label xlink:type="resource" xlink:label="label285" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferAccretableYield_en-US">Accretable Yield Interest Component Of Expected Cash Flows</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element285" xlink:to="label285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccretableYield" xlink:label="element286" />
        <label xlink:type="resource" xlink:label="label286" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_CertainLoansAcquiredInTransferAccretableYield_en-US">Less: Accretable yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element286" xlink:to="label286" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNonaccretableDifference" xlink:label="element287" />
        <label xlink:type="resource" xlink:label="label287" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNonaccretableDifference_en-US">Loans Acquired In Transfer Accretable Yield Reclassifications To Nonaccretable Difference</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element287" xlink:to="label287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNonaccretableDifference" xlink:label="element288" />
        <label xlink:type="resource" xlink:label="label288" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_CertainLoansAcquiredInTransferNonaccretableDifference_en-US">Less: Nonaccretable difference</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element288" xlink:to="label288" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAcquiredDuringPeriodAtAcquisitionAtFairValue" xlink:label="element289" />
        <label xlink:type="resource" xlink:label="label289" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAcquiredDuringPeriodAtAcquisitionAtFairValue_en-US">Fair Value Of Loans Acquired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element289" xlink:to="label289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAcquiredDuringPeriodAtAcquisitionAtFairValue" xlink:label="element290" />
        <label xlink:type="resource" xlink:label="label290" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAcquiredDuringPeriodAtAcquisitionAtFairValue_en-US">Fair value of loans acquired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element290" xlink:to="label290" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1" xlink:label="element291" />
        <label xlink:type="resource" xlink:label="label291" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Provision For Loan Losses 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element291" xlink:to="label291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1" xlink:label="element292" />
        <label xlink:type="resource" xlink:label="label292" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1_en-US">Provsion of PCI Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element292" xlink:to="label292" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="element293" />
        <label xlink:type="resource" xlink:label="label293" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element293" xlink:to="label293" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="element294" />
        <label xlink:type="resource" xlink:label="label294" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_en-US">Accretable yield at acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element294" xlink:to="label294" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="element295" />
        <label xlink:type="resource" xlink:label="label295" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_en-US">Accretable yield as of December 31, 2014</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element295" xlink:to="label295" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAtAcquisitionAtFairValue" xlink:label="element296" />
        <label xlink:type="resource" xlink:label="label296" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAtAcquisitionAtFairValue_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Acquired During Period At Acquisition At Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element296" xlink:to="label296" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAtAcquisitionAtFairValue" xlink:label="element297" />
        <label xlink:type="resource" xlink:label="label297" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAtAcquisitionAtFairValue_en-US">Purchased credit impaired loans, fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element297" xlink:to="label297" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodContractuallyRequiredPaymentsReceivableAtAcquisition" xlink:label="element298" />
        <label xlink:type="resource" xlink:label="label298" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodContractuallyRequiredPaymentsReceivableAtAcquisition_en-US">Contractually outstanding principal and interest at acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element298" xlink:to="label298" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodContractuallyRequiredPaymentsReceivableAtAcquisition" xlink:label="element299" />
        <label xlink:type="resource" xlink:label="label299" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodContractuallyRequiredPaymentsReceivableAtAcquisition_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Acquired During Period Consumer Contractually Required Payments Receivable At Acquisition.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element299" xlink:to="label299" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodCashFlowsExpectedToBeCollectedAtAcquisition" xlink:label="element300" />
        <label xlink:type="resource" xlink:label="label300" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodCashFlowsExpectedToBeCollectedAtAcquisition_en-US">Cash flows expected to be collected at acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element300" xlink:to="label300" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodCashFlowsExpectedToBeCollectedAtAcquisition" xlink:label="element301" />
        <label xlink:type="resource" xlink:label="label301" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodCashFlowsExpectedToBeCollectedAtAcquisition_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Acquired During Period Consumer Cash Flows Expected To Be Collected At Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element301" xlink:to="label301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" xlink:label="element302" />
        <label xlink:type="resource" xlink:label="label302" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Additions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element302" xlink:to="label302" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" xlink:label="element303" />
        <label xlink:type="resource" xlink:label="label303" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_en-US">Additions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element303" xlink:to="label303" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract" xlink:label="element304" />
        <label xlink:type="resource" xlink:label="label304" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element304" xlink:to="label304" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference" xlink:label="element305" />
        <label xlink:type="resource" xlink:label="label305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Reclassifications To Nonaccretable Difference</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element305" xlink:to="label305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference" xlink:label="element306" />
        <label xlink:type="resource" xlink:label="label306" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference_en-US">Reclassification to nonaccretable</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference" xlink:label="element307" />
        <label xlink:type="resource" xlink:label="label307" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToNonaccretableDifference_en-US">Reclassification to nonaccretable</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="element308" />
        <label xlink:type="resource" xlink:label="label308" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_en-US">Accretion recognized in earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element308" xlink:to="label308" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="element309" />
        <label xlink:type="resource" xlink:label="label309" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element309" xlink:to="label309" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="element310" />
        <label xlink:type="resource" xlink:label="label310" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_en-US">Accretion recognized in earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element310" xlink:to="label310" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance" xlink:label="element311" />
        <label xlink:type="resource" xlink:label="label311" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance_en-US">Contractually outstanding principal and interest at acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element311" xlink:to="label311" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance" xlink:label="element312" />
        <label xlink:type="resource" xlink:label="label312" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Outstanding Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element312" xlink:to="label312" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses" xlink:label="element313" />
        <label xlink:type="resource" xlink:label="label313" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Allowance For Loan Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element313" xlink:to="label313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses" xlink:label="element314" />
        <label xlink:type="resource" xlink:label="label314" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_en-US">Ending balance: purchased credit-impaired loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element314" xlink:to="label314" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses" xlink:label="element315" />
        <label xlink:type="resource" xlink:label="label315" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_en-US">Allowance for losses purchased credit impaired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element315" xlink:to="label315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses" xlink:label="element316" />
        <label xlink:type="resource" xlink:label="label316" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_en-US">Allowance for losses purchased credit impaired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element316" xlink:to="label316" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses" xlink:label="element317" />
        <label xlink:type="resource" xlink:label="label317" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_en-US">Beginning balance: purchased credit-impaired loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element317" xlink:to="label317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element318" />
        <label xlink:type="resource" xlink:label="label318" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element318" xlink:to="label318" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element319" />
        <label xlink:type="resource" xlink:label="label319" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Purchased Credit Impaired Loans, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element319" xlink:to="label319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element320" />
        <label xlink:type="resource" xlink:label="label320" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Ending balance: purchased credit-impaired loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element320" xlink:to="label320" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element321" />
        <label xlink:type="resource" xlink:label="label321" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Beggining balance: purchased credit-impaired loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element321" xlink:to="label321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element322" />
        <label xlink:type="resource" xlink:label="label322" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Purchased Credit Impaired Loans, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element322" xlink:to="label322" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ChiefExecutiveOfficerMember" xlink:label="element323" />
        <label xlink:type="resource" xlink:label="label323" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ChiefExecutiveOfficerMember_en-US">Chief Executive Officer [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element323" xlink:to="label323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ChiefExecutiveOfficerMember" xlink:label="element324" />
        <label xlink:type="resource" xlink:label="label324" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ChiefExecutiveOfficerMember_en-US">Chief Executive Officer [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element324" xlink:to="label324" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="element325" />
        <label xlink:type="resource" xlink:label="label325" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassOfStockDomain_en-US">Class Of Stock [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element325" xlink:to="label325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="element326" />
        <label xlink:type="resource" xlink:label="label326" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ClassOfStockDomain_en-US">Class of Stock [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element326" xlink:to="label326" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfWarrantOrRightOutstanding" xlink:label="element327" />
        <label xlink:type="resource" xlink:label="label327" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassOfWarrantOrRightOutstanding_en-US">Class Of Warrant Or Right Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element327" xlink:to="label327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfWarrantOrRighstDateFromWhichWarrantsOrRightsExercisable" xlink:label="element328" />
        <label xlink:type="resource" xlink:label="label328" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassOfWarrantOrRighstDateFromWhichWarrantsOrRightsExercisable_en-US">Class Of Warrant Or Righst Date From Which Warrants Or Rights Exercisable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element328" xlink:to="label328" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfWarrantOrRighstDateFromWhichWarrantsOrRightsExercisable" xlink:label="element329" />
        <label xlink:type="resource" xlink:label="label329" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ClassOfWarrantOrRighstDateFromWhichWarrantsOrRightsExercisable_en-US">Date the warrant is excercisable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element329" xlink:to="label329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:label="element330" />
        <label xlink:type="resource" xlink:label="label330" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassOfStockLineItems_en-US">Class Of Stock [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element330" xlink:to="label330" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights" xlink:label="element331" />
        <label xlink:type="resource" xlink:label="label331" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_en-US">Class Of Warrant Or Right Number Of Securities Called By Warrants Or Rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element331" xlink:to="label331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights" xlink:label="element332" />
        <label xlink:type="resource" xlink:label="label332" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_en-US">Number of common stocks that can be acquired through the warrants</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element332" xlink:to="label332" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1" xlink:label="element333" />
        <label xlink:type="resource" xlink:label="label333" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_en-US">Common stock at an initial exercise price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element333" xlink:to="label333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1" xlink:label="element334" />
        <label xlink:type="resource" xlink:label="label334" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_en-US">Warrant excercise price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element334" xlink:to="label334" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassificationOfVariableInterestEntityDomain" xlink:label="element335" />
        <label xlink:type="resource" xlink:label="label335" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassificationOfVariableInterestEntityDomain_en-US">Classification Of Variable Interest Entity [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element335" xlink:to="label335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="element336" />
        <label xlink:type="resource" xlink:label="label336" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CollateralizedMortgageObligationsMember_en-US">Collateralized Mortgage Obligations Issued And Guaranteed By Fhlmc Fnma And Gnma [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element336" xlink:to="label336" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="element337" />
        <label xlink:type="resource" xlink:label="label337" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CollateralizedMortgageObligationsMember_en-US">Collateralized Mortgage Obligations [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element337" xlink:to="label337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="element338" />
        <label xlink:type="resource" xlink:label="label338" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommercialRealEstateMember_en-US">Commercial Real Estate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element338" xlink:to="label338" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="element339" />
        <label xlink:type="resource" xlink:label="label339" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommercialLoanMember_en-US">Commercial loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element339" xlink:to="label339" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="element340" />
        <label xlink:type="resource" xlink:label="label340" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommercialPortfolioSegmentMember_en-US">Commercial Portfolio Segment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element340" xlink:to="label340" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommercialAndIndustrialSectorMember" xlink:label="element341" />
        <label xlink:type="resource" xlink:label="label341" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommercialAndIndustrialSectorMember_en-US">Commercial And Industrial Sector [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element341" xlink:to="label341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="element342" />
        <label xlink:type="resource" xlink:label="label342" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommercialRealEstatePortfolioSegmentMember_en-US">Commercial Real Estate Portfolio Segment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element342" xlink:to="label342" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="element343" />
        <label xlink:type="resource" xlink:label="label343" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_en-US">Regulatory Matters, Commitments and Contingencies [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element343" xlink:to="label343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="element344" />
        <label xlink:type="resource" xlink:label="label344" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockDividendsPerShareDeclared_en-US">Common Stock Dividends Per Share Declared</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element344" xlink:to="label344" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="element345" />
        <label xlink:type="resource" xlink:label="label345" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CommonStockDividendsPerShareDeclared_en-US">Dividends declared per common share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element345" xlink:to="label345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockMember" xlink:label="element346" />
        <label xlink:type="resource" xlink:label="label346" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockMember_en-US">Common Stock Outstanding [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element346" xlink:to="label346" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockMember" xlink:label="element347" />
        <label xlink:type="resource" xlink:label="label347" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CommonStockMember_en-US">Common Stock [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element347" xlink:to="label347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="element348" />
        <label xlink:type="resource" xlink:label="label348" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockSharesAuthorized_en-US">Common Stock Shares Authorized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element348" xlink:to="label348" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="element349" />
        <label xlink:type="resource" xlink:label="label349" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CommonStockSharesAuthorized_en-US">Common stock, shares authorized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element349" xlink:to="label349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="element350" />
        <label xlink:type="resource" xlink:label="label350" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockSharesIssued_en-US">Common stock, shares issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element350" xlink:to="label350" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="element351" />
        <label xlink:type="resource" xlink:label="label351" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockParOrStatedValuePerShare_en-US">Common Stock Par Or Stated Value Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element351" xlink:to="label351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="element352" />
        <label xlink:type="resource" xlink:label="label352" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CommonStockParOrStatedValuePerShare_en-US">Common stock, par value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element352" xlink:to="label352" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="element353" />
        <label xlink:type="resource" xlink:label="label353" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommonStockParOrStatedValuePerShare_en-US">Par amount of the shares issued as common stock, per share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element353" xlink:to="label353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockValue" xlink:label="element354" />
        <label xlink:type="resource" xlink:label="label354" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockValue_en-US">Common Stock Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element354" xlink:to="label354" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockValue" xlink:label="element355" />
        <label xlink:type="resource" xlink:label="label355" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CommonStockValue_en-US">Common stock, $0.10 par value, authorized, 2,000,000,000 shares; issued, 220,382,343 shares (2016 - 218,700,394 shares issued)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element355" xlink:to="label355" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockValue" xlink:label="element356" />
        <label xlink:type="resource" xlink:label="label356" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommonStockValue_en-US">Par amount of the shares issued as common stock, Aggregate value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element356" xlink:to="label356" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockValueOutstanding" xlink:label="element357" />
        <label xlink:type="resource" xlink:label="label357" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockValueOutstanding_en-US">Common Stock Value Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element357" xlink:to="label357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockValueOutstanding" xlink:label="element358" />
        <label xlink:type="resource" xlink:label="label358" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CommonStockValueOutstanding_en-US">Common stock outstanding, 216,278,040 shares outstanding (2016 - 217,446,205 shares outstanding)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element358" xlink:to="label358" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="element359" />
        <label xlink:type="resource" xlink:label="label359" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockSharesOutstanding_en-US">Common Stock Shares Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element359" xlink:to="label359" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="element360" />
        <label xlink:type="resource" xlink:label="label360" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CommonStockSharesOutstanding_en-US">Common stock, shares outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element360" xlink:to="label360" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommunicationsAndInformationTechnology" xlink:label="element361" />
        <label xlink:type="resource" xlink:label="label361" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommunicationsAndInformationTechnology_en-US">Communications</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element361" xlink:to="label361" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="element362" />
        <label xlink:type="resource" xlink:label="label362" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CompensationAndRetirementDisclosureAbstract_en-US">Employees' Benefit Plan [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element362" xlink:to="label362" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:label="element363" />
        <label xlink:type="resource" xlink:label="label363" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_en-US">Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element363" xlink:to="label363" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="element364" />
        <label xlink:type="resource" xlink:label="label364" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_en-US">Deferred Tax Assets [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element364" xlink:to="label364" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="element365" />
        <label xlink:type="resource" xlink:label="label365" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_en-US">Components of Income Tax Expense (Benefit), Continuing Operations [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element365" xlink:to="label365" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="element366" />
        <label xlink:type="resource" xlink:label="label366" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_en-US">Components of Deferred Tax Assets and Liabilities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element366" xlink:to="label366" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="element367" />
        <label xlink:type="resource" xlink:label="label367" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_en-US">Deferred Tax Liabilities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element367" xlink:to="label367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:label="element368" />
        <label xlink:type="resource" xlink:label="label368" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_en-US">Comprehensive income [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element368" xlink:to="label368" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="element369" />
        <label xlink:type="resource" xlink:label="label369" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomeNetOfTax_en-US">Comprehensive Income Net Of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element369" xlink:to="label369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="element370" />
        <label xlink:type="resource" xlink:label="label370" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_ComprehensiveIncomeNetOfTax_en-US">Total comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element370" xlink:to="label370" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="element371" />
        <label xlink:type="resource" xlink:label="label371" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ComprehensiveIncomeNetOfTax_en-US">Comprehensive (loss) income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element371" xlink:to="label371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure" xlink:label="element372" />
        <label xlink:type="resource" xlink:label="label372" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure_en-US">Financial instruments whose contract amounts represent credit risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element372" xlink:to="label372" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="element373" />
        <label xlink:type="resource" xlink:label="label373" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ConcentrationRiskPercentage1_en-US">Concentration Risk Percentage 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element373" xlink:to="label373" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="element374" />
        <label xlink:type="resource" xlink:label="label374" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ConcentrationRiskPercentage1_en-US">Credit risk concentration</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element374" xlink:to="label374" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CondensedFinancialStatementsCaptionsLineItems" xlink:label="element375" />
        <label xlink:type="resource" xlink:label="label375" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CondensedFinancialStatementsCaptionsLineItems_en-US">Condensed Financial Statements, Captions [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element375" xlink:to="label375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="element376" />
        <label xlink:type="resource" xlink:label="label376" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_en-US">Condensed Financial Information Of Parent Company Only Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element376" xlink:to="label376" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="element377" />
        <label xlink:type="resource" xlink:label="label377" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_en-US">FIRST BANCORP. (Holding Company Only) Financial Information [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element377" xlink:to="label377" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="element378" />
        <label xlink:type="resource" xlink:label="label378" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_en-US">Condensed Financial Information of Parent Company Only Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element378" xlink:to="label378" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets" xlink:label="element390" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:label="element391" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:label="element392" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element393" xlink:to="label393" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="element394" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element394" xlink:to="label394" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ConversionOfStockSharesIssued1" xlink:label="element396" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element396" xlink:to="label396" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ConversionOfStockSharesIssued1" xlink:label="element397" />
        <label xlink:type="resource" xlink:label="label397" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ConversionOfStockSharesIssued1_en-US">Shares of common stock issued</label>
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element398" xlink:to="label398" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="element399" />
        <label xlink:type="resource" xlink:label="label399" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CoreDepositsMember_en-US">Core Deposits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element399" xlink:to="label399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="element400" />
        <label xlink:type="resource" xlink:label="label400" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CoreDepositsMember_en-US">Core deposits intangibles [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element400" xlink:to="label400" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CorporateBondSecuritiesMember" xlink:label="element401" />
        <label xlink:type="resource" xlink:label="label401" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CorporateBondSecuritiesMember_en-US">Corporate Bond Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element401" xlink:to="label401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CorporateBondSecuritiesMember" xlink:label="element402" />
        <label xlink:type="resource" xlink:label="label402" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CorporateBondSecuritiesMember_en-US">Corporate bonds [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element402" xlink:to="label402" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="element403" />
        <label xlink:type="resource" xlink:label="label403" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CorporateDebtSecuritiesMember_en-US">Corporate Debt Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element403" xlink:to="label403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="element404" />
        <label xlink:type="resource" xlink:label="label404" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CorporateDebtSecuritiesMember_en-US">Corporate bonds [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element404" xlink:to="label404" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CostOfGoodsAndServicesSold" xlink:label="element405" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element405" xlink:to="label405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CreditRatingFitchAxis" xlink:label="element406" />
        <label xlink:type="resource" xlink:label="label406" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CreditRatingFitchAxis_en-US">Credit Rating Fitch [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element406" xlink:to="label406" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CreditRatingStandardPoorsAxis" xlink:label="element407" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element407" xlink:to="label407" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CreditRatingMoodysAxis" xlink:label="element408" />
        <label xlink:type="resource" xlink:label="label408" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CreditRatingMoodysAxis_en-US">Credit Rating Moodys [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element408" xlink:to="label408" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element409" xlink:to="label409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="element410" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element410" xlink:to="label410" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentCreditRating" xlink:label="element430" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element430" xlink:to="label430" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="element431" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="element432" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="element433" />
        <label xlink:type="resource" xlink:label="label433" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentTable_en-US">Debt Instrument [Table]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="element434" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="element435" />
        <label xlink:type="resource" xlink:label="label435" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentLineItems_en-US">Debt Instrument [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element435" xlink:to="label435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="element436" />
        <label xlink:type="resource" xlink:label="label436" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DebtInstrumentLineItems_en-US">Debt Instrument [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element436" xlink:to="label436" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="element437" />
        <label xlink:type="resource" xlink:label="label437" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentFaceAmount_en-US">Debt Instrument Face Amount</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="element438" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="element439" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="element440" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtSecuritiesMember" xlink:label="element441" />
        <label xlink:type="resource" xlink:label="label441" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtSecuritiesMember_en-US">Debt Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element441" xlink:to="label441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtSecuritiesMember" xlink:label="element442" />
        <label xlink:type="resource" xlink:label="label442" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DebtSecuritiesMember_en-US">Debt Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element442" xlink:to="label442" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element445" xlink:to="label445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxLiabilitiesInvestments" xlink:label="element446" />
        <label xlink:type="resource" xlink:label="label446" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilitiesInvestments_en-US">Deferred Tax Liabilities Unrealized Gain On Available For Sale Securities Net</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="element459" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="element460" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="element461" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="element462" />
        <label xlink:type="resource" xlink:label="label462" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsLiabilitiesNet_en-US">Deferred income taxes, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element462" xlink:to="label462" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="element463" />
        <label xlink:type="resource" xlink:label="label463" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DeferredTaxAssetsLiabilitiesNet_en-US">Deferred income taxes, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element463" xlink:to="label463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="element464" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element464" xlink:to="label464" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="element465" />
        <label xlink:type="resource" xlink:label="label465" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DeferredTaxAssetsGross_en-US">Deferred tax asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element465" xlink:to="label465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="element466" />
        <label xlink:type="resource" xlink:label="label466" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsNet_en-US">Deferred Tax Assets Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element466" xlink:to="label466" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="element467" />
        <label xlink:type="resource" xlink:label="label467" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DeferredTaxAssetsNet_en-US">Deferred tax asset that will be realized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element467" xlink:to="label467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="element468" />
        <label xlink:type="resource" xlink:label="label468" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DeferredTaxAssetsNet_en-US">Total deferred tax assets, net of valuation allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element468" xlink:to="label468" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsOtherLossCarryforwards" xlink:label="element469" />
        <label xlink:type="resource" xlink:label="label469" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsOtherLossCarryforwards_en-US">Gross deferred tax asset related to loss and other carry-forwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element469" xlink:to="label469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLegalSettlements" xlink:label="element470" />
        <label xlink:type="resource" xlink:label="label470" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLegalSettlements_en-US">Legal reserve</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element470" xlink:to="label470" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve" xlink:label="element471" />
        <label xlink:type="resource" xlink:label="label471" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve_en-US">Reserve for insurance premium cancellations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element471" xlink:to="label471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses" xlink:label="element472" />
        <label xlink:type="resource" xlink:label="label472" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses_en-US">Impairment on investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element472" xlink:to="label472" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAbstract" xlink:label="element473" />
        <label xlink:type="resource" xlink:label="label473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAbstract_en-US">Deferred Tax Assets Tax Credit Carryforwards [Abstract]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:label="element474" />
        <label xlink:type="resource" xlink:label="label474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_en-US">Alternative minimum tax credit carry-forward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element474" xlink:to="label474" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="element475" />
        <label xlink:type="resource" xlink:label="label475" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsValuationAllowance_en-US">Deferred tax asset, net of valuation allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element475" xlink:to="label475" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="element476" />
        <label xlink:type="resource" xlink:label="label476" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DeferredTaxAssetsValuationAllowance_en-US">Valuation allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element476" xlink:to="label476" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="element477" />
        <label xlink:type="resource" xlink:label="label477" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DeferredTaxAssetsValuationAllowance_en-US">Valuation allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element477" xlink:to="label477" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:label="element478" />
        <label xlink:type="resource" xlink:label="label478" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_en-US">Allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element478" xlink:to="label478" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxLiabilitiesMortgageServicingRights" xlink:label="element479" />
        <label xlink:type="resource" xlink:label="label479" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_en-US">Deferred Tax Liabilities Mortgage Servicing Rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element479" xlink:to="label479" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="element480" />
        <label xlink:type="resource" xlink:label="label480" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DeferredTaxLiabilitiesOther_en-US">Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element480" xlink:to="label480" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="element481" />
        <label xlink:type="resource" xlink:label="label481" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilitiesOther_en-US">Deferred Income Tax Liabilities Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element481" xlink:to="label481" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligationBenefitsPaid" xlink:label="element482" />
        <label xlink:type="resource" xlink:label="label482" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanBenefitObligationBenefitsPaid_en-US">Defined Benefit Plan Benefit Obligation Benefits Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element482" xlink:to="label482" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnAccumulatedPostretirementBenefitObligation1" xlink:label="element483" />
        <label xlink:type="resource" xlink:label="label483" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnAccumulatedPostretirementBenefitObligation1_en-US">Defined Benefit Plan Effect Of One Percentage Point Decrease On Accumulated Postretirement Benefit Obligation 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element483" xlink:to="label483" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanPlanAssetsBenefitsPaid" xlink:label="element484" />
        <label xlink:type="resource" xlink:label="label484" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanPlanAssetsBenefitsPaid_en-US">Defined Benefit Plan Plan Assets Benefits Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element484" xlink:to="label484" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="element485" />
        <label xlink:type="resource" xlink:label="label485" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_en-US">Defined Benefit Plan Expected Future Benefit Payments Year Four</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element485" xlink:to="label485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanHealthCareCostTrendRateAssumedNextFiscalYear" xlink:label="element486" />
        <label xlink:type="resource" xlink:label="label486" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanHealthCareCostTrendRateAssumedNextFiscalYear_en-US">Defined Benefit Plan Health Care Cost Trend Rate Assumed Next Fiscal Year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element486" xlink:to="label486" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedAmortizationOfPriorServiceCostCreditNextFiscalYear" xlink:label="element487" />
        <label xlink:type="resource" xlink:label="label487" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedAmortizationOfPriorServiceCostCreditNextFiscalYear_en-US">Defined Benefit Plan Expected Amortization Of Prior Service Cost Credit Next Fiscal Year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element487" xlink:to="label487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsRemainderOfFiscalYear" xlink:label="element488" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="element497" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element497" xlink:to="label497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear" xlink:label="element498" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element498" xlink:to="label498" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:label="element499" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanPlanAssetsContributionsByPlanParticipant" xlink:label="element500" />
        <label xlink:type="resource" xlink:label="label500" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanPlanAssetsContributionsByPlanParticipant_en-US">Defined Benefit Plan Plan Assets Contributions By Plan Participant</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element500" xlink:to="label500" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligationIncreaseDecreaseForRemeasurementDueToSettlement" xlink:label="element501" />
        <label xlink:type="resource" xlink:label="label501" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanBenefitObligationIncreaseDecreaseForRemeasurementDueToSettlement_en-US">Defined Benefit Plan Benefit Obligation Increase Decrease For Remeasurement Due To Settlement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element501" xlink:to="label501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsCurrentFiscalYear" xlink:label="element502" />
        <label xlink:type="resource" xlink:label="label502" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureEmployerContributionsCurrentFiscalYear_en-US">Defined Benefit Plan Expected Future Employer Contributions Current Fiscal Year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element502" xlink:to="label502" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLossImmediateRecognitionAsComponentInNetPeriodicBenefitCostCredit" xlink:label="element503" />
        <label xlink:type="resource" xlink:label="label503" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanActuarialGainLossImmediateRecognitionAsComponentInNetPeriodicBenefitCostCredit_en-US">Defined Benefit Plan Actuarial Gain Loss Immediate Recognition As Component In Net Periodic Benefit Cost Credit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element503" xlink:to="label503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanOtherChanges" xlink:label="element504" />
        <label xlink:type="resource" xlink:label="label504" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanOtherChanges_en-US">Defined Benefit Plan Other Changes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element504" xlink:to="label504" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount" xlink:label="element505" />
        <label xlink:type="resource" xlink:label="label505" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount_en-US">Defined Contribution Plan, Maximum Annual Contribution Per Employee, Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element505" xlink:to="label505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedContributionPlanTable" xlink:label="element506" />
        <label xlink:type="resource" xlink:label="label506" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedContributionPlanTable_en-US">Defined Contribution Plan [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element506" xlink:to="label506" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsAbstract" xlink:label="element507" />
        <label xlink:type="resource" xlink:label="label507" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanEstimatedFutureEmployerContributionsAbstract_en-US">Defined Benefit Plan Estimated Future Employer Contributions [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element507" xlink:to="label507" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanYearHealthCareCostTrendRateReachesUltimateTrendRate" xlink:label="element508" />
        <label xlink:type="resource" xlink:label="label508" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanYearHealthCareCostTrendRateReachesUltimateTrendRate_en-US">Defined Benefit Plan Year Health Care Cost Trend Rate Reaches Ultimate Trend Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element508" xlink:to="label508" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:label="element509" />
        <label xlink:type="resource" xlink:label="label509" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_en-US">Defined Contribution Plan, Employer Matching Contribution, Percent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element509" xlink:to="label509" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent" xlink:label="element510" />
        <label xlink:type="resource" xlink:label="label510" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent_en-US">Defined Contribution Plan, Employer Matching Contribution, Percent, for 2% after first 3%</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element510" xlink:to="label510" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanUltimateHealthCareCostTrendRate1" xlink:label="element511" />
        <label xlink:type="resource" xlink:label="label511" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanUltimateHealthCareCostTrendRate1_en-US">Defined Benefit Plan Ultimate Health Care Cost Trend Rate 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element511" xlink:to="label511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligationContributionsByPlanParticipant" xlink:label="element512" />
        <label xlink:type="resource" xlink:label="label512" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanBenefitObligationContributionsByPlanParticipant_en-US">Defined Benefit Plan Benefit Obligation Contributions By Plan Participant</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element512" xlink:to="label512" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnServiceAndInterestCostComponents1" xlink:label="element513" />
        <label xlink:type="resource" xlink:label="label513" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnServiceAndInterestCostComponents1_en-US">Defined Benefit Plan Effect Of One Percentage Point Decrease On Service And Interest Cost Components 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element513" xlink:to="label513" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanPlanAssetsPrescriptionDrugSubsidyReceipt" xlink:label="element514" />
        <label xlink:type="resource" xlink:label="label514" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanPlanAssetsPrescriptionDrugSubsidyReceipt_en-US">Defined Benefit Plan Plan Assets Prescription Drug Subsidy Receipt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element514" xlink:to="label514" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligationPrescriptionDrugSubsidyReceipt" xlink:label="element515" />
        <label xlink:type="resource" xlink:label="label515" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanBenefitObligationPrescriptionDrugSubsidyReceipt_en-US">Defined Benefit Plan Benefit Obligation Prescription Drug Subsidy Receipt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element515" xlink:to="label515" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:label="element516" />
        <label xlink:type="resource" xlink:label="label516" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_en-US">Defined Benefit Plan Expected Future Benefit Payments Year Five</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element516" xlink:to="label516" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="element517" />
        <label xlink:type="resource" xlink:label="label517" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_en-US">Defined Benefit Plan Expected Future Benefit Payments Year Three</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element517" xlink:to="label517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="element518" />
        <label xlink:type="resource" xlink:label="label518" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_en-US">Defined Benefit Plan Expected Future Benefit Payments Year Two</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element518" xlink:to="label518" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligationPaymentForSettlement" xlink:label="element519" />
        <label xlink:type="resource" xlink:label="label519" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanBenefitObligationPaymentForSettlement_en-US">Defined Benefit Plan Benefit Obligation Payment For Settlement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element519" xlink:to="label519" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:label="element520" />
        <label xlink:type="resource" xlink:label="label520" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_en-US">Defined Benefit Plan Expected Future Benefit Payments Next Twelve Months</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element520" xlink:to="label520" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:label="element521" />
        <label xlink:type="resource" xlink:label="label521" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanActuarialGainLoss_en-US">Defined Benefit Plan Actuarial Gain Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element521" xlink:to="label521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="element522" />
        <label xlink:type="resource" xlink:label="label522" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_en-US">Defined Benefit Plan Amortization Of Gains Losses</label>
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        <label xlink:type="resource" xlink:label="label591" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepreciationNonproduction_en-US">Depreciation Nonproduction</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="element592" />
        <label xlink:type="resource" xlink:label="label592" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DepreciationNonproduction_en-US">Depreciation and amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element592" xlink:to="label592" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability" xlink:label="element593" />
        <label xlink:type="resource" xlink:label="label593" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_en-US">Derivative Asset Securities Purchased Under Agreements To Resell Securities Borrowed Liability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element593" xlink:to="label593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability" xlink:label="element594" />
        <label xlink:type="resource" xlink:label="label594" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_en-US">Derivative Asset Securities Purchased Under Agreements To Resell Securities Borrowed Liability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element594" xlink:to="label594" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="element595" />
        <label xlink:type="resource" xlink:label="label595" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssets_en-US">Derivative Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element595" xlink:to="label595" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="element596" />
        <label xlink:type="resource" xlink:label="label596" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeAssets_en-US">Derivatives, included in assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element596" xlink:to="label596" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash" xlink:label="element597" />
        <label xlink:type="resource" xlink:label="label597" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_en-US">Right to claim Cash Collateral, liabilties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element597" xlink:to="label597" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeCollateralRightToReclaimSecurities" xlink:label="element598" />
        <label xlink:type="resource" xlink:label="label598" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeCollateralRightToReclaimSecurities_en-US">Right to claim Financial instrument, derivatives liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element598" xlink:to="label598" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeCollateralRightToReclaimSecurities" xlink:label="element599" />
        <label xlink:type="resource" xlink:label="label599" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DerivativeCollateralRightToReclaimSecurities_en-US">Right to claim Financial instrument, derivatives liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element599" xlink:to="label599" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeCollateralObligationToReturnSecurities" xlink:label="element600" />
        <label xlink:type="resource" xlink:label="label600" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeCollateralObligationToReturnSecurities_en-US">Obligation to return Financial instrument, derivatives assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element600" xlink:to="label600" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeCollateralObligationToReturnSecurities" xlink:label="element601" />
        <label xlink:type="resource" xlink:label="label601" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DerivativeCollateralObligationToReturnSecurities_en-US">Obligation to return Financial instrument, derivatives assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element601" xlink:to="label601" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross" xlink:label="element602" />
        <label xlink:type="resource" xlink:label="label602" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_en-US">Gross amount recognized of liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element602" xlink:to="label602" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned" xlink:label="element603" />
        <label xlink:type="resource" xlink:label="label603" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_en-US">Net liabilities amount offset presented</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element603" xlink:to="label603" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities" xlink:label="element604" />
        <label xlink:type="resource" xlink:label="label604" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_en-US">Right to claim Financial instrument, liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element604" xlink:to="label604" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities" xlink:label="element605" />
        <label xlink:type="resource" xlink:label="label605" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_en-US">Right to claim Financial instrument, liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element605" xlink:to="label605" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="element606" />
        <label xlink:type="resource" xlink:label="label606" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLineItems_en-US">Derivative [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element606" xlink:to="label606" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="element607" />
        <label xlink:type="resource" xlink:label="label607" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeLineItems_en-US">Derivative [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element607" xlink:to="label607" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeCollateralRightToReclaimCash" xlink:label="element608" />
        <label xlink:type="resource" xlink:label="label608" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeCollateralRightToReclaimCash_en-US">Right to claim Cash Collateral, derivatives liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element608" xlink:to="label608" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral" xlink:label="element609" />
        <label xlink:type="resource" xlink:label="label609" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_en-US">Net liability amount not offset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element609" xlink:to="label609" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities" xlink:label="element610" />
        <label xlink:type="resource" xlink:label="label610" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_en-US">Derivative Asset Securities Purchased Under Agreements To Resell Securities Borrowed Collateral Obligation To Return Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element610" xlink:to="label610" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities" xlink:label="element611" />
        <label xlink:type="resource" xlink:label="label611" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_en-US">Derivative Asset Securities Purchased Under Agreements To Resell Securities Borrowed Collateral Obligation To Return Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element611" xlink:to="label611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="element612" />
        <label xlink:type="resource" xlink:label="label612" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentRiskAxis_en-US">Derivative Instrument Risk [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element612" xlink:to="label612" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="element613" />
        <label xlink:type="resource" xlink:label="label613" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeInstrumentRiskAxis_en-US">Derivative Instrument Risk [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element613" xlink:to="label613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash" xlink:label="element614" />
        <label xlink:type="resource" xlink:label="label614" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_en-US">Derivative Asset Securities Purchased Under Agreements To Resell SecuritiesBorrowed Collateral Obligation To Return Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element614" xlink:to="label614" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:label="element615" />
        <label xlink:type="resource" xlink:label="label615" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilityFairValueGrossAsset_en-US">Gross amount of derivative liabilities offset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element615" xlink:to="label615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral" xlink:label="element616" />
        <label xlink:type="resource" xlink:label="label616" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_en-US">Derivative Asset Securities Purchased Under Agreements To Resell Securities Borrowed Amount Offset Against Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element616" xlink:to="label616" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeTable" xlink:label="element617" />
        <label xlink:type="resource" xlink:label="label617" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeTable_en-US">Derivative [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element617" xlink:to="label617" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeTable" xlink:label="element618" />
        <label xlink:type="resource" xlink:label="label618" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeTable_en-US">Derivative [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element618" xlink:to="label618" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetsAbstract" xlink:label="element619" />
        <label xlink:type="resource" xlink:label="label619" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetsAbstract_en-US">Derivative Assets [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element619" xlink:to="label619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetsAbstract" xlink:label="element620" />
        <label xlink:type="resource" xlink:label="label620" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeAssetsAbstract_en-US">Derivatives, included in assets:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element620" xlink:to="label620" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossLiability" xlink:label="element621" />
        <label xlink:type="resource" xlink:label="label621" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetFairValueGrossLiability_en-US">Gross amount of derivatives assets offset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element621" xlink:to="label621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="element622" />
        <label xlink:type="resource" xlink:label="label622" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_en-US">Derivative Instruments and Hedging Activities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element622" xlink:to="label622" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross" xlink:label="element623" />
        <label xlink:type="resource" xlink:label="label623" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_en-US">Derivative Asset Securities Purchased Under Agreements To Resell Securities Borrowed Gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element623" xlink:to="label623" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset" xlink:label="element624" />
        <label xlink:type="resource" xlink:label="label624" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_en-US">Gross amount of liabilties offset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element624" xlink:to="label624" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeCollateralObligationToReturnCash" xlink:label="element625" />
        <label xlink:type="resource" xlink:label="label625" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeCollateralObligationToReturnCash_en-US">Obligation to return Cash Collateral, derivative assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element625" xlink:to="label625" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="element626" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="element627" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitiesAbstract" xlink:label="element628" />
        <label xlink:type="resource" xlink:label="label628" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitiesAbstract_en-US">Derivative Liabilities [Abstract]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitiesAbstract" xlink:label="element629" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="element630" />
        <label xlink:type="resource" xlink:label="label630" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilities_en-US">Derivative Liabilities</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="element631" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="element632" />
        <label xlink:type="resource" xlink:label="label632" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_en-US">Derivative Instruments And Hedging Activities Disclosure [Text Block]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="element633" />
        <label xlink:type="resource" xlink:label="label633" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_en-US">DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element633" xlink:to="label633" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeBasisSpreadOnVariableRate" xlink:label="element634" />
        <label xlink:type="resource" xlink:label="label634" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeBasisSpreadOnVariableRate_en-US">Derivative Basis Spread On Variable Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element634" xlink:to="label634" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeBasisSpreadOnVariableRate" xlink:label="element635" />
        <label xlink:type="resource" xlink:label="label635" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeBasisSpreadOnVariableRate_en-US">Floating rate range</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element635" xlink:to="label635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAverageVariableInterestRate" xlink:label="element636" />
        <label xlink:type="resource" xlink:label="label636" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAverageVariableInterestRate_en-US">Derivative Average Variable Interest Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element636" xlink:to="label636" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAverageVariableInterestRate" xlink:label="element637" />
        <label xlink:type="resource" xlink:label="label637" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeAverageVariableInterestRate_en-US">Weighted-average receive rate at period end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element637" xlink:to="label637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:label="element638" />
        <label xlink:type="resource" xlink:label="label638" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_en-US">Net derivative liability amount offset presented</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element638" xlink:to="label638" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:label="element639" />
        <label xlink:type="resource" xlink:label="label639" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_en-US">Net asset amount of assets presented in the Statement of Financial Condition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element639" xlink:to="label639" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="element640" />
        <label xlink:type="resource" xlink:label="label640" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeGainLossOnDerivativeNet_en-US">Derivative Instruments Gain Loss Recognized In Income Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element640" xlink:to="label640" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="element641" />
        <label xlink:type="resource" xlink:label="label641" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeGainLossOnDerivativeNet_en-US">Total gain (loss) on derivatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element641" xlink:to="label641" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral" xlink:label="element642" />
        <label xlink:type="resource" xlink:label="label642" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral_en-US">Net derivatives liability amount not offset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element642" xlink:to="label642" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral" xlink:label="element643" />
        <label xlink:type="resource" xlink:label="label643" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral_en-US">Derivative Fair Value Of Derivative Liability Amount Offset Against Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element643" xlink:to="label643" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:label="element644" />
        <label xlink:type="resource" xlink:label="label644" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeFairValueOfDerivativeAsset_en-US">Gross amount recognized of derivative asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element644" xlink:to="label644" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="element645" />
        <label xlink:type="resource" xlink:label="label645" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeFairValueOfDerivativeLiability_en-US">Gross amount recognized of derivative liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element645" xlink:to="label645" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral" xlink:label="element646" />
        <label xlink:type="resource" xlink:label="label646" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral_en-US">Net derivative asset amount not offset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element646" xlink:to="label646" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral" xlink:label="element647" />
        <label xlink:type="resource" xlink:label="label647" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral_en-US">Derivative Fair Value Of Derivative Asset Amount Offset Against Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element647" xlink:to="label647" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="element648" />
        <label xlink:type="resource" xlink:label="label648" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentsGainLossLineItems_en-US">Derivative Instruments Gain Loss [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element648" xlink:to="label648" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="element649" />
        <label xlink:type="resource" xlink:label="label649" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeInstrumentsGainLossLineItems_en-US">Derivative Instruments, Gain (Loss) [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element649" xlink:to="label649" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="element650" />
        <label xlink:type="resource" xlink:label="label650" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_en-US">Derivative Instruments Gain Loss By Hedging Relationship By Income Statement Location By Derivative Instrument Risk [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element650" xlink:to="label650" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:label="element651" />
        <label xlink:type="resource" xlink:label="label651" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_en-US">Derivative Instruments, Gain (Loss) by Hedging Relationship, by Income Statement Location, by Derivative Instrument Risk [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element651" xlink:to="label651" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="element652" />
        <label xlink:type="resource" xlink:label="label652" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeContractTypeDomain_en-US">Derivative Contract Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element652" xlink:to="label652" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="element653" />
        <label xlink:type="resource" xlink:label="label653" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeContractTypeDomain_en-US">Derivative Contract Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element653" xlink:to="label653" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativesPolicyTextBlock" xlink:label="element654" />
        <label xlink:type="resource" xlink:label="label654" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativesPolicyTextBlock_en-US">Derivative financial instruments [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element654" xlink:to="label654" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="element655" />
        <label xlink:type="resource" xlink:label="label655" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativesFairValueLineItems_en-US">Derivatives Fair Value [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element655" xlink:to="label655" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="element656" />
        <label xlink:type="resource" xlink:label="label656" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativesFairValueLineItems_en-US">Derivatives, Fair Value [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element656" xlink:to="label656" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DifferenceBetweenRevenueGuidanceInEffectBeforeAndAfterTopic606Member" xlink:label="element657" />
        <label xlink:type="resource" xlink:label="label657" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DifferenceBetweenRevenueGuidanceInEffectBeforeAndAfterTopic606Member_en-US">Difference Between Revenue Guidance In Effect Before And After Topic 606 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element657" xlink:to="label657" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset" xlink:label="element658" />
        <label xlink:type="resource" xlink:label="label658" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DirectFinancingLeaseUnguaranteedResidualAsset_en-US">Direct Financing Lease Unguaranteed Residual Asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element658" xlink:to="label658" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DirectFinancingLeaseNetInvestmentInLease" xlink:label="element659" />
        <label xlink:type="resource" xlink:label="label659" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DirectFinancingLeaseNetInvestmentInLease_en-US">Direct Financing Lease Net Investment In Lease</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element659" xlink:to="label659" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DirectFinancingLeaseVariableLeaseIncome" xlink:label="element660" />
        <label xlink:type="resource" xlink:label="label660" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DirectFinancingLeaseVariableLeaseIncome_en-US">Direct Financing Lease Variable Lease Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element660" xlink:to="label660" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DirectFinancingLeaseDeferredSellingProfit" xlink:label="element661" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DirectFinancingLeaseInterestIncome" xlink:label="element665" />
        <label xlink:type="resource" xlink:label="label665" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DirectFinancingLeaseInterestIncome_en-US">Direct Financing Lease Interest Income</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="element666" />
        <label xlink:type="resource" xlink:label="label666" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_en-US">Disclosure Of Compensation Related Costs Share Based Payments [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element666" xlink:to="label666" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="element667" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DisposalGroupIncludingDiscontinuedOperationOtherAssets" xlink:label="element668" />
        <label xlink:type="resource" xlink:label="label668" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DisposalGroupIncludingDiscontinuedOperationOtherAssets_en-US">Other Assets Held For Sale</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="element669" />
        <label xlink:type="resource" xlink:label="label669" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DividendsPreferredStockCash_en-US">Dividends Preferred Stock Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element669" xlink:to="label669" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="element670" />
        <label xlink:type="resource" xlink:label="label670" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DividendsPreferredStockCash_en-US">Cash dividends declared on preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element670" xlink:to="label670" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="element671" />
        <label xlink:type="resource" xlink:label="label671" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DividendsPreferredStockCash_en-US">Dividends on preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element671" xlink:to="label671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="element672" />
        <label xlink:type="resource" xlink:label="label672" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DividendsPreferredStock_en-US">Dividends declared on the non-convertible non-cumulative preferred stock</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DomesticPlanMember" xlink:label="element673" />
        <label xlink:type="resource" xlink:label="label673" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DomesticPlanMember_en-US">Domestic Plan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element673" xlink:to="label673" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DueFromBanks" xlink:label="element674" />
        <label xlink:type="resource" xlink:label="label674" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DueFromBanks_en-US">Due From Banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element674" xlink:to="label674" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DueFromBanks" xlink:label="element675" />
        <label xlink:type="resource" xlink:label="label675" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DueFromBanks_en-US">Cash and due from banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element675" xlink:to="label675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EuropeMember" xlink:label="element676" />
        <label xlink:type="resource" xlink:label="label676" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EuropeMember_en-US">Europe [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element676" xlink:to="label676" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ExternalCreditRatingStandardPoorsMember" xlink:label="element677" />
        <label xlink:type="resource" xlink:label="label677" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ExternalCreditRatingStandardPoorsMember_en-US">External Credit Rating Standard Poors [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element677" xlink:to="label677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ExternalCreditRatingMoodysMember" xlink:label="element678" />
        <label xlink:type="resource" xlink:label="label678" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ExternalCreditRatingMoodysMember_en-US">External Credit Rating Moodys [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element678" xlink:to="label678" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ExternalCreditRatingFitchMember" xlink:label="element679" />
        <label xlink:type="resource" xlink:label="label679" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ExternalCreditRatingFitchMember_en-US">External Credit Rating Fitch [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element679" xlink:to="label679" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="element680" />
        <label xlink:type="resource" xlink:label="label680" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareDiluted_en-US">Earnings Per Share Diluted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element680" xlink:to="label680" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="element681" />
        <label xlink:type="resource" xlink:label="label681" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EarningsPerShareDiluted_en-US">Diluted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element681" xlink:to="label681" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="element682" />
        <label xlink:type="resource" xlink:label="label682" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareTextBlock_en-US">Earnings Per Share [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element682" xlink:to="label682" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="element683" />
        <label xlink:type="resource" xlink:label="label683" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EarningsPerShareTextBlock_en-US">EARNINGS PER COMMON SHARE [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element683" xlink:to="label683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="element684" />
        <label xlink:type="resource" xlink:label="label684" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareBasic_en-US">Earnings Per Share Basic</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element684" xlink:to="label684" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="element685" />
        <label xlink:type="resource" xlink:label="label685" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EarningsPerShareBasic_en-US">Basic</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element685" xlink:to="label685" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="element686" />
        <label xlink:type="resource" xlink:label="label686" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerSharePolicyTextBlock_en-US">Earnings per common share [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element686" xlink:to="label686" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareDilutedLineItems" xlink:label="element687" />
        <label xlink:type="resource" xlink:label="label687" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareDilutedLineItems_en-US">Earnings Per Share Diluted [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element687" xlink:to="label687" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareDilutedLineItems" xlink:label="element688" />
        <label xlink:type="resource" xlink:label="label688" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EarningsPerShareDilutedLineItems_en-US">Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element688" xlink:to="label688" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="element689" />
        <label xlink:type="resource" xlink:label="label689" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareAbstract_en-US">Earnings Per Share [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element689" xlink:to="label689" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="element690" />
        <label xlink:type="resource" xlink:label="label690" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EarningsPerShareAbstract_en-US">Net income per common share:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element690" xlink:to="label690" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="element691" />
        <label xlink:type="resource" xlink:label="label691" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_en-US">Federal and state taxes %</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element691" xlink:to="label691" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:label="element692" />
        <label xlink:type="resource" xlink:label="label692" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_en-US">Adjustment in deferred tax due to change in tax rate %</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element692" xlink:to="label692" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="element693" />
        <label xlink:type="resource" xlink:label="label693" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_en-US">Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element693" xlink:to="label693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="element694" />
        <label xlink:type="resource" xlink:label="label694" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_en-US">Maximum statutory tax rate</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="element695" />
        <label xlink:type="resource" xlink:label="label695" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_en-US">Statutory rate</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="element696" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther" xlink:label="element697" />
        <label xlink:type="resource" xlink:label="label697" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther_en-US">Effective Income Tax Rate Reconciliation Deductions Other</label>
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        <label xlink:type="resource" xlink:label="label699" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpense_en-US">Non-tax deductible expenses %</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element699" xlink:to="label699" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="element700" />
        <label xlink:type="resource" xlink:label="label700" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_en-US">Other-net %</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element700" xlink:to="label700" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="element701" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element701" xlink:to="label701" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="element702" />
        <label xlink:type="resource" xlink:label="label702" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateContinuingOperations_en-US">Total income tax provision %</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element702" xlink:to="label702" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="element703" />
        <label xlink:type="resource" xlink:label="label703" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EffectiveIncomeTaxRateContinuingOperations_en-US">Total income tax provision %</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element703" xlink:to="label703" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="element704" />
        <label xlink:type="resource" xlink:label="label704" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_EffectiveIncomeTaxRateContinuingOperations_en-US">Total income tax provision %</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element704" xlink:to="label704" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="element705" />
        <label xlink:type="resource" xlink:label="label705" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EmployeeStockOptionMember_en-US">Stock Options [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element705" xlink:to="label705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="element706" />
        <label xlink:type="resource" xlink:label="label706" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EmployeeStockOptionMember_en-US">Stock Options [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element706" xlink:to="label706" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:label="element707" />
        <label xlink:type="resource" xlink:label="label707" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_en-US">Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element707" xlink:to="label707" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:label="element708" />
        <label xlink:type="resource" xlink:label="label708" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_en-US">Stock based compensation expense unrecognized related to nonvested shares of restricted stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element708" xlink:to="label708" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="element709" />
        <label xlink:type="resource" xlink:label="label709" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_en-US">Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Period For Recognition 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element709" xlink:to="label709" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="element710" />
        <label xlink:type="resource" xlink:label="label710" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_en-US">Period for cost recognition not yet recognized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element710" xlink:to="label710" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityAbstract" xlink:label="element711" />
        <label xlink:type="resource" xlink:label="label711" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EquityAbstract_en-US">Stockholders Equity [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element711" xlink:to="label711" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityAbstract" xlink:label="element712" />
        <label xlink:type="resource" xlink:label="label712" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquityAbstract_en-US">Equity [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element712" xlink:to="label712" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="element713" />
        <label xlink:type="resource" xlink:label="label713" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquityComponentDomain_en-US">Equity Component [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element713" xlink:to="label713" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="element714" />
        <label xlink:type="resource" xlink:label="label714" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EquityComponentDomain_en-US">Equity Component [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element714" xlink:to="label714" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="element715" />
        <label xlink:type="resource" xlink:label="label715" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EquityMethodInvestments_en-US">Equity Method Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element715" xlink:to="label715" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="element716" />
        <label xlink:type="resource" xlink:label="label716" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquityMethodInvestments_en-US">Equity Method Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element716" xlink:to="label716" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityMethodInvestmentSummarizedFinancialInformationNetIncomeLoss" xlink:label="element717" />
        <label xlink:type="resource" xlink:label="label717" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquityMethodInvestmentSummarizedFinancialInformationNetIncomeLoss_en-US">Equity Method Investment Summarized Financial Information Net Income Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element717" xlink:to="label717" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityMethodInvestmentSummarizedFinancialInformationNetIncomeLoss" xlink:label="element718" />
        <label xlink:type="resource" xlink:label="label718" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EquityMethodInvestmentSummarizedFinancialInformationNetIncomeLoss_en-US">Equity in losses of unconsolidated entities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element718" xlink:to="label718" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="element719" />
        <label xlink:type="resource" xlink:label="label719" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquitySecuritiesMember_en-US">Equity Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element719" xlink:to="label719" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="element720" />
        <label xlink:type="resource" xlink:label="label720" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EquitySecuritiesMember_en-US">Equity Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element720" xlink:to="label720" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityMethodInvestmentsPolicy" xlink:label="element721" />
        <label xlink:type="resource" xlink:label="label721" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquityMethodInvestmentsPolicy_en-US">Variable interest entities (VIE) [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element721" xlink:to="label721" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="element722" />
        <label xlink:type="resource" xlink:label="label722" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EstimateOfFairValueFairValueDisclosureMember_en-US">Estimate Of Fair Value Fair Value Disclosure [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element722" xlink:to="label722" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="element723" />
        <label xlink:type="resource" xlink:label="label723" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EstimateOfFairValueFairValueDisclosureMember_en-US">Fair Value Estimated [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element723" xlink:to="label723" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FundedPlanMember" xlink:label="element724" />
        <label xlink:type="resource" xlink:label="label724" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FundedPlanMember_en-US">Funded Plan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element724" xlink:to="label724" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:label="element725" />
        <label xlink:type="resource" xlink:label="label725" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinitelivedIntangibleAssetsAcquired1_en-US">Finite lived Intangible Assets Acquired 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element725" xlink:to="label725" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FitchBBBMinusRatingMember" xlink:label="element726" />
        <label xlink:type="resource" xlink:label="label726" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FitchBBBMinusRatingMember_en-US">Fitch BBB Minus Rating [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element726" xlink:to="label726" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FitchBBRatingMember" xlink:label="element727" />
        <label xlink:type="resource" xlink:label="label727" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FitchBBRatingMember_en-US">Fitch BB Rating [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element727" xlink:to="label727" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsPrepaymentRate" xlink:label="element728" />
        <label xlink:type="resource" xlink:label="label728" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsPrepaymentRate_en-US">Fair Value Inputs Prepayment Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element728" xlink:to="label728" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsPrepaymentRate" xlink:label="element729" />
        <label xlink:type="resource" xlink:label="label729" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsPrepaymentRate_en-US">Fair value input prepayment rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element729" xlink:to="label729" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsPrepaymentRate" xlink:label="element730" />
        <label xlink:type="resource" xlink:label="label730" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FairValueInputsPrepaymentRate_en-US">Repayment rate used for the calculation of mortgage servicing rights value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element730" xlink:to="label730" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="element731" />
        <label xlink:type="resource" xlink:label="label731" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_en-US">Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element731" xlink:to="label731" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="element732" />
        <label xlink:type="resource" xlink:label="label732" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_en-US">Included in earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element732" xlink:to="label732" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="element733" />
        <label xlink:type="resource" xlink:label="label733" xlink:role="http://www.xbrl.org/2003/role/negativeTerseLabel" xml:lang="en-US" id="negativeTerse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_en-US">Net Impairment losses on investment securities</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLossSeverity" xlink:label="element739" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:label="element741" />
        <label xlink:type="resource" xlink:label="label741" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_en-US">Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Other Comprehensive Income Loss</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:label="element742" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:label="element743" />
        <label xlink:type="resource" xlink:label="label743" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_en-US">Included in other comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element743" xlink:to="label743" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsDiscountRate" xlink:label="element744" />
        <label xlink:type="resource" xlink:label="label744" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsDiscountRate_en-US">Fair Value Inputs Discount Rate</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsDiscountRate" xlink:label="element745" />
        <label xlink:type="resource" xlink:label="label745" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsDiscountRate_en-US">Discount rate used for calculation of mortgage servicing rights value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element745" xlink:to="label745" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="element746" />
        <label xlink:type="resource" xlink:label="label746" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_en-US">Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element746" xlink:to="label746" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="element747" />
        <label xlink:type="resource" xlink:label="label747" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_en-US">Purchases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element747" xlink:to="label747" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis" xlink:label="element748" />
        <label xlink:type="resource" xlink:label="label748" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByLiabilityClassAxis_en-US">Fair Value By Liability Class [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element748" xlink:to="label748" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis" xlink:label="element749" />
        <label xlink:type="resource" xlink:label="label749" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueByLiabilityClassAxis_en-US">Liability Class [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element749" xlink:to="label749" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="element750" />
        <label xlink:type="resource" xlink:label="label750" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_en-US">Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element750" xlink:to="label750" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="element751" />
        <label xlink:type="resource" xlink:label="label751" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_en-US">Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element751" xlink:to="label751" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="element752" />
        <label xlink:type="resource" xlink:label="label752" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByMeasurementBasisAxis_en-US">Fair Value By Balance Sheet Grouping Disclosure Item Amounts [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element752" xlink:to="label752" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="element753" />
        <label xlink:type="resource" xlink:label="label753" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueByMeasurementBasisAxis_en-US">Fair Value, by Balance Sheet Grouping, Disclosure Item Amounts [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element753" xlink:to="label753" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="element754" />
        <label xlink:type="resource" xlink:label="label754" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByFairValueHierarchyLevelAxis_en-US">Fair Value By Fair Value Hierarchy Level [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element754" xlink:to="label754" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="element755" />
        <label xlink:type="resource" xlink:label="label755" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueByFairValueHierarchyLevelAxis_en-US">Fair Value, Hierarchy [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element755" xlink:to="label755" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="element756" />
        <label xlink:type="resource" xlink:label="label756" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByMeasurementFrequencyAxis_en-US">Fair Value By Measurement Frequency [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element756" xlink:to="label756" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="element757" />
        <label xlink:type="resource" xlink:label="label757" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueByMeasurementFrequencyAxis_en-US">Measurement Frequency [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element757" xlink:to="label757" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="element758" />
        <label xlink:type="resource" xlink:label="label758" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementsNonrecurringMember_en-US">Fair Value Measurements Nonrecurring [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element758" xlink:to="label758" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="element759" />
        <label xlink:type="resource" xlink:label="label759" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementsNonrecurringMember_en-US">Fair Value, Measurements, Nonrecurring [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element759" xlink:to="label759" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:label="element760" />
        <label xlink:type="resource" xlink:label="label760" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_en-US">Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element760" xlink:to="label760" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="element761" />
        <label xlink:type="resource" xlink:label="label761" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByAssetClassAxis_en-US">Fair Value By Asset Class [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element761" xlink:to="label761" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="element762" />
        <label xlink:type="resource" xlink:label="label762" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueByAssetClassAxis_en-US">Asset Class [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element762" xlink:to="label762" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="element763" />
        <label xlink:type="resource" xlink:label="label763" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_en-US">Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element763" xlink:to="label763" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="element764" />
        <label xlink:type="resource" xlink:label="label764" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_en-US">Fair Value Measurements, Recurring and Nonrecurring [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element764" xlink:to="label764" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="element765" />
        <label xlink:type="resource" xlink:label="label765" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_en-US">Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element765" xlink:to="label765" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="element766" />
        <label xlink:type="resource" xlink:label="label766" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element766" xlink:to="label766" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="element767" />
        <label xlink:type="resource" xlink:label="label767" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementFrequencyDomain_en-US">Fair Value Measurement Frequency [Domain]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="element768" />
        <label xlink:type="resource" xlink:label="label768" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementFrequencyDomain_en-US">Fair Value, Measurement Frequency [Domain]</label>
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        <label xlink:type="resource" xlink:label="label781" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock_en-US">Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:label="element782" />
        <label xlink:type="resource" xlink:label="label782" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_en-US">Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element782" xlink:to="label782" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="element784" />
        <label xlink:type="resource" xlink:label="label784" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByBalanceSheetGroupingTable_en-US">Fair Value By Balance Sheet Grouping [Table]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="element785" />
        <label xlink:type="resource" xlink:label="label785" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueByBalanceSheetGroupingTable_en-US">Fair Value, by Balance Sheet Grouping [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element785" xlink:to="label785" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="element786" />
        <label xlink:type="resource" xlink:label="label786" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByBalanceSheetGroupingTextBlock_en-US">Fair Value By Balance Sheet Grouping [Text Block]</label>
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        <label xlink:type="resource" xlink:label="label787" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueByBalanceSheetGroupingTextBlock_en-US">Estimated Fair Value and Carrying Value of Financial Instruments [Table Text Block]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="element788" />
        <label xlink:type="resource" xlink:label="label788" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_en-US">Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element788" xlink:to="label788" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="element789" />
        <label xlink:type="resource" xlink:label="label789" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_en-US">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element789" xlink:to="label789" />
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        <label xlink:type="resource" xlink:label="label790" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueDisclosureItemAmountsDomain_en-US">Fair Value Disclosure Item Amounts [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element790" xlink:to="label790" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="element791" />
        <label xlink:type="resource" xlink:label="label791" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueDisclosureItemAmountsDomain_en-US">Fair Value, Disclosure Item Amounts [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element791" xlink:to="label791" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element792" />
        <label xlink:type="resource" xlink:label="label792" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel1Member_en-US">Fair Value Inputs Level 1 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element792" xlink:to="label792" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element793" />
        <label xlink:type="resource" xlink:label="label793" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel1Member_en-US">Level 1 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element793" xlink:to="label793" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element794" />
        <label xlink:type="resource" xlink:label="label794" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel2Member_en-US">Fair Value Inputs Level 2 [Member]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element795" />
        <label xlink:type="resource" xlink:label="label795" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel2Member_en-US">Level 2 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element795" xlink:to="label795" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element796" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element796" xlink:to="label796" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element797" />
        <label xlink:type="resource" xlink:label="label797" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel3Member_en-US">Level 3 [Member]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" xlink:label="element798" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable" xlink:label="element801" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="element847" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBankingAndServicing" xlink:label="element849" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:label="element852" />
        <label xlink:type="resource" xlink:label="label852" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_en-US">Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinanceLeasesPortfolioSegmentMember" xlink:label="element853" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinanceLeasesPortfolioSegmentMember" xlink:label="element854" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinanceLeaseRightOfUseAssetAmortization" xlink:label="element855" />
        <label xlink:type="resource" xlink:label="label855" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinanceLeaseRightOfUseAssetAmortization_en-US">Finance Lease Right Of Use Asset Amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element855" xlink:to="label855" />
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        <label xlink:type="resource" xlink:label="label856" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_en-US">Financial Instruments Owned and Pledged as Collateral by Type [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element856" xlink:to="label856" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="element857" />
        <label xlink:type="resource" xlink:label="label857" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_en-US">Financial Instruments Owned and Pledged as Collateral, Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element857" xlink:to="label857" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="element858" />
        <label xlink:type="resource" xlink:label="label858" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_en-US">Financial Instruments Owned and Pledged as Collateral [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element858" xlink:to="label858" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="element859" />
        <label xlink:type="resource" xlink:label="label859" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentAxis_en-US">Financial Instrument [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element859" xlink:to="label859" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="element860" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element860" xlink:to="label860" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable" xlink:label="element861" />
        <label xlink:type="resource" xlink:label="label861" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable_en-US">Financial Instruments Owned and Pledged as Collateral [Table]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty" xlink:label="element862" />
        <label xlink:type="resource" xlink:label="label862" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAmountEligibleToBeRepledgedByCounterparty_en-US">Approximate Fair Value of Underlying Securities</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="element863" />
        <label xlink:type="resource" xlink:label="label863" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_en-US">Financial Instruments Financial Liabilities Balance Sheet Groupings [Abstract]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="element864" />
        <label xlink:type="resource" xlink:label="label864" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_en-US">Liabilities:</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:label="element865" />
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        <label xlink:type="resource" xlink:label="label867" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_en-US">Financing Receivable Modifications Post Modification Recorded Investment 1</label>
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        <label xlink:type="resource" xlink:label="label869" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsLineItems_en-US">Financing Receivable Modifications [Line Items]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="element871" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="element877" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element877" xlink:to="label877" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="element878" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="element879" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="element880" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableSignificantSales" xlink:label="element881" />
        <label xlink:type="resource" xlink:label="label881" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableSignificantSales_en-US">Financing Receivable Significant Sales</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element881" xlink:to="label881" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="element882" />
        <label xlink:type="resource" xlink:label="label882" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_en-US">Financing Receivable Allowance For Credit Losses [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element882" xlink:to="label882" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="element883" />
        <label xlink:type="resource" xlink:label="label883" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_en-US">Financing Receivable, Allowance for Credit Losses [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element883" xlink:to="label883" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="element884" />
        <label xlink:type="resource" xlink:label="label884" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_en-US">Financing Receivable Recorded Investment Class Of Financing Receivable [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element884" xlink:to="label884" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="element885" />
        <label xlink:type="resource" xlink:label="label885" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_en-US">Class of Financing Receivable [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element885" xlink:to="label885" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="element886" />
        <label xlink:type="resource" xlink:label="label886" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentLineItems_en-US">Financing Receivable Recorded Investment [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element886" xlink:to="label886" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="element887" />
        <label xlink:type="resource" xlink:label="label887" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableRecordedInvestmentLineItems_en-US">Financing Receivable, Recorded Investment [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element887" xlink:to="label887" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="element888" />
        <label xlink:type="resource" xlink:label="label888" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_en-US">Financing Receivable Recorded Investment 90 Days Past Due And Still Accruing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element888" xlink:to="label888" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="element889" />
        <label xlink:type="resource" xlink:label="label889" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_en-US">90 days past due and still accruing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element889" xlink:to="label889" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:label="element890" />
        <label xlink:type="resource" xlink:label="label890" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_en-US">Financing Receivables Equal To Greater Than 90 Days Past Due [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element890" xlink:to="label890" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:label="element891" />
        <label xlink:type="resource" xlink:label="label891" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivables60To89DaysPastDueMember_en-US">Financing Receivables 60 To 89 Days Past Due [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element891" xlink:to="label891" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element892" />
        <label xlink:type="resource" xlink:label="label892" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Financing Receivable Allowance For Credit Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element892" xlink:to="label892" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element893" />
        <label xlink:type="resource" xlink:label="label893" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Ending balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element893" xlink:to="label893" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element894" />
        <label xlink:type="resource" xlink:label="label894" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Beginning balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element894" xlink:to="label894" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="element895" />
        <label xlink:type="resource" xlink:label="label895" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_en-US">Financing Receivable Modifications Pre Modification Recorded Investment 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element895" xlink:to="label895" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="element896" />
        <label xlink:type="resource" xlink:label="label896" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_en-US">Pre-modification Outstanding Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element896" xlink:to="label896" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="element897" />
        <label xlink:type="resource" xlink:label="label897" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_en-US">Corporation's Credit Quality Indicators by Loan [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element897" xlink:to="label897" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:label="element898" />
        <label xlink:type="resource" xlink:label="label898" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_en-US">Financing Receivable Modifications Subsequent Default Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element898" xlink:to="label898" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:label="element899" />
        <label xlink:type="resource" xlink:label="label899" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_en-US">Recorded investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element899" xlink:to="label899" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="element900" />
        <label xlink:type="resource" xlink:label="label900" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivables30To59DaysPastDueMember_en-US">Financing Receivables 30 To 59 Days Past Due [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element900" xlink:to="label900" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="element901" />
        <label xlink:type="resource" xlink:label="label901" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableImpairedLineItems_en-US">Financing Receivable Impaired [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element901" xlink:to="label901" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="element902" />
        <label xlink:type="resource" xlink:label="label902" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableImpairedLineItems_en-US">Financing Receivable, Impaired [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element902" xlink:to="label902" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:label="element903" />
        <label xlink:type="resource" xlink:label="label903" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivablesPeriodPastDueDomain_en-US">Financing Receivables Period Past Due Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element903" xlink:to="label903" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivables1To29DaysPastDueMember" xlink:label="element904" />
        <label xlink:type="resource" xlink:label="label904" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivables1To29DaysPastDueMember_en-US">Financing Receivables 1 To 29 Days Past Due [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element904" xlink:to="label904" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:label="element905" />
        <label xlink:type="resource" xlink:label="label905" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivablesPeriodPastDueAxis_en-US">Financing Receivables Period Past Due [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element905" xlink:to="label905" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="element906" />
        <label xlink:type="resource" xlink:label="label906" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_en-US">Financing Receivable Allowance For Credit Losses Write Offs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element906" xlink:to="label906" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="element907" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="element917" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="element918" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="element921" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="element922" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element922" xlink:to="label922" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear" xlink:label="element923" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element923" xlink:to="label923" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="element924" />
        <label xlink:type="resource" xlink:label="label924" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FiniteLivedIntangibleAssetsLineItems_en-US">Finite Lived Intangible Assets [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element924" xlink:to="label924" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="element925" />
        <label xlink:type="resource" xlink:label="label925" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FiniteLivedIntangibleAssetsLineItems_en-US">Finite-Lived Intangible Assets [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element925" xlink:to="label925" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:label="element926" />
        <label xlink:type="resource" xlink:label="label926" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_en-US">Finite Lived Intangible Assets Remaining Amortization Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element926" xlink:to="label926" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:label="element927" />
        <label xlink:type="resource" xlink:label="label927" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_en-US">Amortization period of purchased credit card relationship intangible</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element927" xlink:to="label927" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1" xlink:label="element928" />
        <label xlink:type="resource" xlink:label="label928" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1_en-US">Remaining amortization period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element928" xlink:to="label928" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="element929" />
        <label xlink:type="resource" xlink:label="label929" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_en-US">Finite Lived Intangible Assets Amortization Expense Year Five</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element929" xlink:to="label929" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="element930" />
        <label xlink:type="resource" xlink:label="label930" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_en-US">Finite Lived Intangible Assets Accumulated Amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element930" xlink:to="label930" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="element931" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:label="element932" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element932" xlink:to="label932" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="element933" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element933" xlink:to="label933" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="element934" />
        <label xlink:type="resource" xlink:label="label934" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_en-US">Finite Lived Intangible Assets Amortization Expense Year Four</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element934" xlink:to="label934" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="element935" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element935" xlink:to="label935" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="element936" />
        <label xlink:type="resource" xlink:label="label936" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FiniteLivedIntangibleAssetsGross_en-US">Gross amount</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="element937" />
        <label xlink:type="resource" xlink:label="label937" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FiniteLivedIntangibleAssetsGross_en-US">Purchase credit card relationship intangible amount</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="element938" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ForeignPlanMember" xlink:label="element939" />
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        <label xlink:type="resource" xlink:label="label940" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ForwardContractsMember_en-US">Forward Contracts [Member]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ForwardContractsMember" xlink:label="element941" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element941" xlink:to="label941" />
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        <label xlink:type="resource" xlink:label="label1117" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_en-US">Increase Decrease In Fair Value Adjustments On Assets And Liabilities Carried At Fair Value Under Fair Value Option</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1117" xlink:to="label1117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption" xlink:label="element1118" />
        <label xlink:type="resource" xlink:label="label1118" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncreaseDecreaseInFairValueAdjustmentsOnAssetsAndLiabilitiesCarriedAtFairValueUnderFairValueOption_en-US">Decrease (increase) in Interest Expense included in Current-Period Earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1118" xlink:to="label1118" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="element1119" />
        <label xlink:type="resource" xlink:label="label1119" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_en-US">Increase Decrease In Accrued Interest Receivable Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1119" xlink:to="label1119" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="element1120" />
        <label xlink:type="resource" xlink:label="label1120" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_en-US">(Increase) decrease in accrued interest receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1120" xlink:to="label1120" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="element1121" />
        <label xlink:type="resource" xlink:label="label1121" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_en-US">Increase Decrease In Accrued Income Taxes Payable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1121" xlink:to="label1121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="element1122" />
        <label xlink:type="resource" xlink:label="label1122" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_en-US">(Decrease) increase in accrued income tax payable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1122" xlink:to="label1122" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="element1123" />
        <label xlink:type="resource" xlink:label="label1123" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_en-US">Increase Decrease In Federal Funds Purchased And Securities Sold Under Agreements To Repurchase Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1123" xlink:to="label1123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="element1124" />
        <label xlink:type="resource" xlink:label="label1124" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_en-US">Change in securities sold under agreements to repurchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1124" xlink:to="label1124" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="element1125" />
        <label xlink:type="resource" xlink:label="label1125" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInDeposits_en-US">Increase Decrease In Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1125" xlink:to="label1125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="element1126" />
        <label xlink:type="resource" xlink:label="label1126" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncreaseDecreaseInDeposits_en-US">Net increase (decrease) in deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1126" xlink:to="label1126" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="element1127" />
        <label xlink:type="resource" xlink:label="label1127" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInOtherOperatingAssets_en-US">Increase Decrease In Other Operating Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1127" xlink:to="label1127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="element1128" />
        <label xlink:type="resource" xlink:label="label1128" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncreaseDecreaseInOtherOperatingAssets_en-US">(Increase) decrease in other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1128" xlink:to="label1128" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="element1129" />
        <label xlink:type="resource" xlink:label="label1129" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInInterestPayableNet_en-US">Increase Decrease In Interest Payable Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1129" xlink:to="label1129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="element1130" />
        <label xlink:type="resource" xlink:label="label1130" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncreaseDecreaseInInterestPayableNet_en-US">Increase (decrease) in accrued interest payable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1130" xlink:to="label1130" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:label="element1131" />
        <label xlink:type="resource" xlink:label="label1131" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInLoansHeldForSale_en-US">Increase Decrease In Loans Held For Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1131" xlink:to="label1131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:label="element1132" />
        <label xlink:type="resource" xlink:label="label1132" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncreaseDecreaseInLoansHeldForSale_en-US">Loans held for sale valuation adjustment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1132" xlink:to="label1132" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:label="element1133" />
        <label xlink:type="resource" xlink:label="label1133" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncreaseDecreaseInLoansHeldForSale_en-US">Loans held for sale valuation adjustment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1133" xlink:to="label1133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="element1134" />
        <label xlink:type="resource" xlink:label="label1134" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_en-US">Increase Decrease In Other Operating Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1134" xlink:to="label1134" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="element1135" />
        <label xlink:type="resource" xlink:label="label1135" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_en-US">Increase (decrease) in other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1135" xlink:to="label1135" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInSecuritiesBorrowed" xlink:label="element1136" />
        <label xlink:type="resource" xlink:label="label1136" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInSecuritiesBorrowed_en-US">Increase Decrease In Securities Borrowed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1136" xlink:to="label1136" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInSecuritiesBorrowed" xlink:label="element1137" />
        <label xlink:type="resource" xlink:label="label1137" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncreaseDecreaseInSecuritiesBorrowed_en-US">Increase Decrease In Securities Borrowed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1137" xlink:to="label1137" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IndustryOfCounterpartyDomain" xlink:label="element1138" />
        <label xlink:type="resource" xlink:label="label1138" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IndustryOfCounterpartyDomain_en-US">Indsutry Of Counterparty</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1138" xlink:to="label1138" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:label="element1139" />
        <label xlink:type="resource" xlink:label="label1139" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InformationByCategoryOfDebtSecurityAxis_en-US">Information By Category Of Debt Security [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1139" xlink:to="label1139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:label="element1140" />
        <label xlink:type="resource" xlink:label="label1140" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InformationByCategoryOfDebtSecurityAxis_en-US">Debt Security Category [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1140" xlink:to="label1140" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="element1141" />
        <label xlink:type="resource" xlink:label="label1141" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InformationTechnologyAndDataProcessing_en-US">Information Technology And Data Processing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1141" xlink:to="label1141" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InitialApplicationPeriodCumulativeEffectTransitionAxis" xlink:label="element1142" />
        <label xlink:type="resource" xlink:label="label1142" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InitialApplicationPeriodCumulativeEffectTransitionAxis_en-US">Initial Application Period Cumulative Effect Transition [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1142" xlink:to="label1142" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InitialApplicationPeriodCumulativeEffectTransitionDomain" xlink:label="element1143" />
        <label xlink:type="resource" xlink:label="label1143" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InitialApplicationPeriodCumulativeEffectTransitionDomain_en-US">Initial Application Period Cumulative Effect Transition [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1143" xlink:to="label1143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InsuranceInvestmentIncome" xlink:label="element1144" />
        <label xlink:type="resource" xlink:label="label1144" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InsuranceInvestmentIncome_en-US">Insurance income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1144" xlink:to="label1144" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InsuranceInvestmentIncome" xlink:label="element1145" />
        <label xlink:type="resource" xlink:label="label1145" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InsuranceInvestmentIncome_en-US">Insurance commission income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1145" xlink:to="label1145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InsurancePremiumsRevenueRecognitionPolicy" xlink:label="element1146" />
        <label xlink:type="resource" xlink:label="label1146" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InsurancePremiumsRevenueRecognitionPolicy_en-US">Income recognition- Insurance agencies business [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1146" xlink:to="label1146" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="element1147" />
        <label xlink:type="resource" xlink:label="label1147" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestPayableCurrentAndNoncurrent_en-US">Total net interest settlement payable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1147" xlink:to="label1147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="element1148" />
        <label xlink:type="resource" xlink:label="label1148" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestPayableCurrentAndNoncurrent_en-US">Accrued interest payable on repurchase agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1148" xlink:to="label1148" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="element1149" />
        <label xlink:type="resource" xlink:label="label1149" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestAndFeeIncomeLoansAndLeases_en-US">Interest And Fee Income Loans And Leases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1149" xlink:to="label1149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="element1150" />
        <label xlink:type="resource" xlink:label="label1150" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestAndFeeIncomeLoansAndLeases_en-US">Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1150" xlink:to="label1150" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="element1151" />
        <label xlink:type="resource" xlink:label="label1151" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestAndDividendIncomeOperatingAbstract_en-US">Interest And Dividend Income Operating [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1151" xlink:to="label1151" />
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        <label xlink:type="resource" xlink:label="label1152" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestAndDividendIncomeOperatingAbstract_en-US">Interest incomeand divided income:</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="element1161" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="element1163" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="element1166" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseDepositsAbstract" xlink:label="element1167" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:label="element1169" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:label="element1170" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="element1172" />
        <label xlink:type="resource" xlink:label="label1172" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestExpenseDeposits_en-US">Deposits</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="element1173" />
        <label xlink:type="resource" xlink:label="label1173" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestExpenseDeposits_en-US">Interest expense on deposits</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm" xlink:label="element1177" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="element1179" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="element1180" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="element1184" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="element1198" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:label="element1200" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="element1201" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1201" xlink:to="label1201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="element1202" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1202" xlink:to="label1202" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="element1203" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDomesticDepositChecking" xlink:label="element1204" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1204" xlink:to="label1204" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestRateCapMember" xlink:label="element1205" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1205" xlink:to="label1205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestRateCapMember" xlink:label="element1206" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1206" xlink:to="label1206" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="element1207" />
        <label xlink:type="resource" xlink:label="label1207" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestBearingDomesticDepositBrokered_en-US">Interest Bearing Domestic Deposit Brokered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1207" xlink:to="label1207" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="element1208" />
        <label xlink:type="resource" xlink:label="label1208" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestBearingDomesticDepositBrokered_en-US">Brokered certificates of deposit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1208" xlink:to="label1208" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="element1209" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="element1210" />
        <label xlink:type="resource" xlink:label="label1210" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestBearingDomesticDepositBrokered_en-US">Brokered CDs allocated to Puerto Rico operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1210" xlink:to="label1210" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="element1211" />
        <label xlink:type="resource" xlink:label="label1211" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestBearingDepositLiabilities_en-US">Interest Bearing Deposit Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1211" xlink:to="label1211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="element1212" />
        <label xlink:type="resource" xlink:label="label1212" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestBearingDepositLiabilities_en-US">Interest-bearing deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1212" xlink:to="label1212" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestReceivable" xlink:label="element1213" />
        <label xlink:type="resource" xlink:label="label1213" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestReceivable_en-US">Interest Receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1213" xlink:to="label1213" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestReceivable" xlink:label="element1214" />
        <label xlink:type="resource" xlink:label="label1214" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestReceivable_en-US">Accrued interest receivable on loans and investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1214" xlink:to="label1214" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="element1215" />
        <label xlink:type="resource" xlink:label="label1215" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestBearingDepositsInBanks_en-US">Interest Bearing Deposits In Banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1215" xlink:to="label1215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="element1216" />
        <label xlink:type="resource" xlink:label="label1216" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestBearingDepositsInBanks_en-US">Time deposits with other financial institutions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1216" xlink:to="label1216" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1217" xlink:to="label1217" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1218" xlink:to="label1218" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1219" xlink:to="label1219" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1220" xlink:to="label1220" />
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        <label xlink:type="resource" xlink:label="label1221" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InvestmentIncomeDividend_en-US">Dividends from other subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1221" xlink:to="label1221" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1223" xlink:to="label1223" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue" xlink:label="element1237" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive" xlink:label="element1238" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour" xlink:label="element1239" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo" xlink:label="element1240" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="element1244" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="element1246" />
        <label xlink:type="resource" xlink:label="label1246" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LongtermDebtTypeDomain_en-US">Long-term Debt, Type [Domain]</label>
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        <label xlink:type="resource" xlink:label="label1249" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LaborAndRelatedExpense_en-US">Labor And Related Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1249" xlink:to="label1249" />
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        <label xlink:type="resource" xlink:label="label1250" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LaborAndRelatedExpense_en-US">Employees' compensation and benefits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1250" xlink:to="label1250" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_Land" xlink:label="element1251" />
        <label xlink:type="resource" xlink:label="label1251" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Land_en-US">Land</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1251" xlink:to="label1251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LeaseCost" xlink:label="element1252" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1252" xlink:to="label1252" />
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        <label xlink:type="resource" xlink:label="label1253" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LeaseExpirationDate1_en-US">Lease Expiration Date 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1253" xlink:to="label1253" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1254" xlink:to="label1254" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LeaseholdImprovementsGross" xlink:label="element1255" />
        <label xlink:type="resource" xlink:label="label1255" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LeaseholdImprovementsGross_en-US">Leasehold Improvements</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="element1263" />
        <label xlink:type="resource" xlink:label="label1263" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAndStockholdersEquity_en-US">Liabilities And Stockholders Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1263" xlink:to="label1263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="element1264" />
        <label xlink:type="resource" xlink:label="label1264" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LiabilitiesAndStockholdersEquity_en-US">Total liabilities and stockholders' equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1264" xlink:to="label1264" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="element1265" />
        <label xlink:type="resource" xlink:label="label1265" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LiabilitiesAndStockholdersEquity_en-US">Total liabilities and stockholders' equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1265" xlink:to="label1265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesFairValueAdjustment" xlink:label="element1266" />
        <label xlink:type="resource" xlink:label="label1266" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesFairValueAdjustment_en-US">Liabilities Fair Value Adjustment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1266" xlink:to="label1266" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element1267" />
        <label xlink:type="resource" xlink:label="label1267" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAbstract_en-US">Liabilities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1267" xlink:to="label1267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element1268" />
        <label xlink:type="resource" xlink:label="label1268" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LiabilitiesAbstract_en-US">LIABILITIES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1268" xlink:to="label1268" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element1269" />
        <label xlink:type="resource" xlink:label="label1269" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LiabilitiesAbstract_en-US">Liabilities:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1269" xlink:to="label1269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAssumed1" xlink:label="element1270" />
        <label xlink:type="resource" xlink:label="label1270" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAssumed1_en-US">Liabilities Assumed1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1270" xlink:to="label1270" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAssumed1" xlink:label="element1271" />
        <label xlink:type="resource" xlink:label="label1271" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_LiabilitiesAssumed1_en-US">Liabilities Assumed1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1271" xlink:to="label1271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_Liabilities" xlink:label="element1272" />
        <label xlink:type="resource" xlink:label="label1272" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Liabilities_en-US">Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1272" xlink:to="label1272" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_Liabilities" xlink:label="element1273" />
        <label xlink:type="resource" xlink:label="label1273" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Liabilities_en-US">Total liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1273" xlink:to="label1273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="element1274" />
        <label xlink:type="resource" xlink:label="label1274" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAndStockholdersEquityAbstract_en-US">Liabilities And Stockholders Equity [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1274" xlink:to="label1274" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="element1275" />
        <label xlink:type="resource" xlink:label="label1275" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesFairValueDisclosureAbstract_en-US">Liabilities Fair Value Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1275" xlink:to="label1275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="element1276" />
        <label xlink:type="resource" xlink:label="label1276" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LiabilitiesFairValueDisclosureAbstract_en-US">Liabilities:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1276" xlink:to="label1276" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForCatastropheClaimsTable" xlink:label="element1277" />
        <label xlink:type="resource" xlink:label="label1277" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilityForCatastropheClaimsTable_en-US">Catastrophe [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1277" xlink:to="label1277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForCatastropheClaimsLineItems" xlink:label="element1278" />
        <label xlink:type="resource" xlink:label="label1278" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilityForCatastropheClaimsLineItems_en-US">Liability For Catastrophe Claims [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1278" xlink:to="label1278" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis" xlink:label="element1279" />
        <label xlink:type="resource" xlink:label="label1279" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_en-US">Liability For Catastrophe Claims By Catastrophic Event [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1279" xlink:to="label1279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityReserveEstimatePolicy" xlink:label="element1280" />
        <label xlink:type="resource" xlink:label="label1280" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilityReserveEstimatePolicy_en-US">Liability Reserve Estimate Policy [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1280" xlink:to="label1280" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityReserveEstimatePolicy" xlink:label="element1281" />
        <label xlink:type="resource" xlink:label="label1281" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LiabilityReserveEstimatePolicy_en-US">Rewards Liability [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1281" xlink:to="label1281" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="element1282" />
        <label xlink:type="resource" xlink:label="label1282" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_en-US">Additional capacity on credit facility based on collateral pledged at the FHLB</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1282" xlink:to="label1282" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateDescription" xlink:label="element1283" />
        <label xlink:type="resource" xlink:label="label1283" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LineOfCreditFacilityInterestRateDescription_en-US">Line Of Credit Facility Interest Rate Description</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1283" xlink:to="label1283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateDescription" xlink:label="element1284" />
        <label xlink:type="resource" xlink:label="label1284" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LineOfCreditFacilityInterestRateDescription_en-US">Description of loan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1284" xlink:to="label1284" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoanRestructuringModificationDomain" xlink:label="element1285" />
        <label xlink:type="resource" xlink:label="label1285" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoanRestructuringModificationDomain_en-US">Loan Restructuring Modification [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1285" xlink:to="label1285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoanOriginationCommitmentsMember" xlink:label="element1286" />
        <label xlink:type="resource" xlink:label="label1286" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoanOriginationCommitmentsMember_en-US">To originate loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1286" xlink:to="label1286" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoanRestructuringModificationAxis" xlink:label="element1287" />
        <label xlink:type="resource" xlink:label="label1287" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoanRestructuringModificationAxis_en-US">Loan Restructuring Modification [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1287" xlink:to="label1287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds" xlink:label="element1288" />
        <label xlink:type="resource" xlink:label="label1288" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds_en-US">Loans and Leases Receivable, Related Parties, Proceeds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1288" xlink:to="label1288" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds" xlink:label="element1289" />
        <label xlink:type="resource" xlink:label="label1289" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds_en-US">Loans and Leases Receivable, Related Parties, Proceeds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1289" xlink:to="label1289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds" xlink:label="element1290" />
        <label xlink:type="resource" xlink:label="label1290" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds_en-US">Loans and Leases Receivable, Related Parties, Proceeds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1290" xlink:to="label1290" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage" xlink:label="element1291" />
        <label xlink:type="resource" xlink:label="label1291" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage_en-US">Loans Held For Sale Mortgages</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1291" xlink:to="label1291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage" xlink:label="element1292" />
        <label xlink:type="resource" xlink:label="label1292" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage_en-US">Residential mortgage loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1292" xlink:to="label1292" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupCommercialAndIndustrial" xlink:label="element1293" />
        <label xlink:type="resource" xlink:label="label1293" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupCommercialAndIndustrial_en-US">Loans Held For Sale Commercial And Industrial</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1293" xlink:to="label1293" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupCommercialAndIndustrial" xlink:label="element1294" />
        <label xlink:type="resource" xlink:label="label1294" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupCommercialAndIndustrial_en-US">Commercial and Industrial loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1294" xlink:to="label1294" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercialGovernments" xlink:label="element1295" />
        <label xlink:type="resource" xlink:label="label1295" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableCommercialGovernments_en-US">Loans and Leases Receivable, Gross, Commercial, Governments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1295" xlink:to="label1295" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercialGovernments" xlink:label="element1296" />
        <label xlink:type="resource" xlink:label="label1296" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableCommercialGovernments_en-US">Outstanding of credit facilities granted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1296" xlink:to="label1296" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="element1297" />
        <label xlink:type="resource" xlink:label="label1297" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_en-US">Loans Receivable Held For Sale Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1297" xlink:to="label1297" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="element1298" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1298" xlink:to="label1298" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="element1300" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="element1301" />
        <label xlink:type="resource" xlink:label="label1301" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_en-US">Loans held for sale, at lower of cost or market</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1301" xlink:to="label1301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="element1302" />
        <label xlink:type="resource" xlink:label="label1302" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_en-US">Total</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansMember" xlink:label="element1303" />
        <label xlink:type="resource" xlink:label="label1303" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansMember_en-US">Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1303" xlink:to="label1303" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansMember" xlink:label="element1304" />
        <label xlink:type="resource" xlink:label="label1304" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansMember_en-US">Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1304" xlink:to="label1304" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element1305" />
        <label xlink:type="resource" xlink:label="label1305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Loans And Leases Receivable Allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1305" xlink:to="label1305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element1306" />
        <label xlink:type="resource" xlink:label="label1306" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1306" xlink:to="label1306" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element1307" />
        <label xlink:type="resource" xlink:label="label1307" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Allowance for loan losses at end of year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1307" xlink:to="label1307" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element1308" />
        <label xlink:type="resource" xlink:label="label1308" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Less: allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1308" xlink:to="label1308" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element1309" />
        <label xlink:type="resource" xlink:label="label1309" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1309" xlink:to="label1309" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:label="element1310" />
        <label xlink:type="resource" xlink:label="label1310" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableDeferredIncome_en-US">Loans And Leases Receivable Deferred Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1310" xlink:to="label1310" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupCommercialRealEstate" xlink:label="element1311" />
        <label xlink:type="resource" xlink:label="label1311" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupCommercialRealEstate_en-US">Loans Held For Sale Commercial Real Estate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1311" xlink:to="label1311" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupCommercialRealEstate" xlink:label="element1312" />
        <label xlink:type="resource" xlink:label="label1312" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupCommercialRealEstate_en-US">Commercial Mortgage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1312" xlink:to="label1312" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="element1313" />
        <label xlink:type="resource" xlink:label="label1313" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_en-US">Allowance for loan and lease losses [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1313" xlink:to="label1313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupOther" xlink:label="element1314" />
        <label xlink:type="resource" xlink:label="label1314" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupOther_en-US">LoansHeldForSaleOther</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1314" xlink:to="label1314" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupOther" xlink:label="element1315" />
        <label xlink:type="resource" xlink:label="label1315" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroupOther_en-US">Construction</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1315" xlink:to="label1315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:label="element1316" />
        <label xlink:type="resource" xlink:label="label1316" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_en-US">Additional interest income that would have realized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1316" xlink:to="label1316" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:label="element1317" />
        <label xlink:type="resource" xlink:label="label1317" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_en-US">Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1317" xlink:to="label1317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element1318" />
        <label xlink:type="resource" xlink:label="label1318" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans And Leases Receivable Net Reported Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1318" xlink:to="label1318" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element1319" />
        <label xlink:type="resource" xlink:label="label1319" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Ending balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1319" xlink:to="label1319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element1320" />
        <label xlink:type="resource" xlink:label="label1320" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans, net of allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1320" xlink:to="label1320" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element1321" />
        <label xlink:type="resource" xlink:label="label1321" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans held for investment, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1321" xlink:to="label1321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element1322" />
        <label xlink:type="resource" xlink:label="label1322" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans, net of allowance for loan and lease losses of $231,843 (2016-$205,603)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1322" xlink:to="label1322" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend" xlink:label="element1323" />
        <label xlink:type="resource" xlink:label="label1323" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_en-US">Loans And Leases Receivable Impaired Commitment To Lend</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1323" xlink:to="label1323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend" xlink:label="element1324" />
        <label xlink:type="resource" xlink:label="label1324" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend_en-US">Outstanding unfunded commitments on TDR loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1324" xlink:to="label1324" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" xlink:label="element1325" />
        <label xlink:type="resource" xlink:label="label1325" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_en-US">Loans And Leases Receivable Ratio Of Nonperforming Loans To All Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1325" xlink:to="label1325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans" xlink:label="element1326" />
        <label xlink:type="resource" xlink:label="label1326" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_en-US">Non-performing loans to total loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1326" xlink:to="label1326" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:label="element1327" />
        <label xlink:type="resource" xlink:label="label1327" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_en-US">Loans And Leases Receivable Impaired Nonperfo